Money Rehab with Nicole Lapin - What Jessica Szohr Learned About of Wealth in Gossip Girl and the Money Trail of Entertainment

Episode Date: July 2, 2025

Jessica Szohr has starred in Gossip Girl, The Orville, Shameless, and more—but she’s never talked about the money lessons she’s learned behind the scenes… until now. In this episode, Jessica opens up about what she learned about money modeling as a child, the financial realities of Hollywood, and how Gossip Girl shaped her perspective on wealth and status. She shares untold behind the scenes stories from the set, like the unbelievable way she was discovered, and reflects on the loss of her costar Michelle Trachtenberg. It’s a candid, surprising, and deeply human conversation about fame, finances, and finding your voice.

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Chime checking account required. I'm Nicole Lapin, the only financial expert you don't need a dictionary to understand. It's time for some money rehab. Hey Upper East Side-ers, Money Girl here. Spotted Vanessa Abrams all grown up, only off screen she goes by Jessica Zor. And trust me, her story is just as compelling. Okay, that was my best Kristen Bell impression.

I also didn't know she was the voice of Gossip Girl for so long when I found out I was Shooketh, but anyway, I did not land that at all, but I tried, and that's okay. If you have no idea what I'm talking about, you probably don't know Gossip Girl lore, but you still know our guest today, actress Jessica Zor, because if you didn't see her in Gossip Girl, you definitely saw her in the Orville, Shameless, Twin Peaks, or any of the other dozens of credits on her very well-stacked IMDB page. But what you do not know are the lessons that Jessica has learned about money throughout her career. And you don't know this because she has never actually talked about them publicly

before. But today, she really opens up. We talk about her earliest money memories, like how it felt to book major six-figure modeling jobs before most of us had a checking account. We get into some real stuff. Advocating for yourself financially, how much or how little actors talk about pay, and yes, we talk about Gossip Girl. We unpack how Money was a main character of the show, what it taught her about wealth and status early on, and some real behind-the-scenes stuff

like what Leighton Meester texted her when the series took off, the crazy way she was discovered for this role, and why she had to hire a bodyguard. She also breaks down when we talk about her co-star, Michelle Trachtenberg, who tragically died earlier this year. Jessica was so open, so generous, and so honest in this conversation about her career,

about motherhood, and what she's learned the hard way. I really felt like I got a little bit of her light just by hearing her talk, and I hope you feel the same way. Xoxo, here's Jessica. Jessica Zor, welcome to Money Rehab. I just, I love what you do. I love that you're a new mom and yeah, all the things. How is motherhood going for you? It's, it's going. She's six months, right? She's six months. Yeah. It's a work in progress. I have no idea what I'm doing,

but like we don't know what we're doing in many areas of our lives. Yeah. With Bowie, I remember my grandma once was like, just look around. Everyone had, you know, we all got through it. And it's true. Like you just learned, but it is like wild when you think about it.

Like you grew this human and then this beautiful human that you can never express the amount of love you have. This amount of love. It's just like the craziest thing. And then you're just like going with it. You have to make sure this little beautiful human is eating, sleeping, staying alive, laughing.

I mean, it's like one day you're not a mom and the next day you are and you're just like thrown into it. It's so crazy. You're never not again. I next day you are and you're just like thrown into it It's so crazy again. I know It's gonna be somebody's mama and it's interesting because I think a lot about it brings up a lot of memories of How I was raised and especially my relationship with money Like I've never thought I mean I thought about money for the last 20 years and how to talk about it and how to talk about Financial literacy and make it accessible and all these things. But I never really dug in and I have a lot of financial trauma, but I never dug into

like how I was spoken to about money and then how I want to change that for my own daughter. If I heard we can't afford that growing up, did that affect how I looked at scarcity or abundance? Like, did that affect my mindset about money? Did that affect how my confidence was later on in my career? Like, how do I want to talk about money when my daughter can talk because she cannot talk? She could. But let's go back to the beginning of your money memories. I mean, I know that your daughter's four, you're probably thinking about this type of stuff with her too I mean, I know that your daughters for your probably thinking about this type of stuff with her to like what's your earliest memory of money growing up? Oh, yeah. Okay. So my my dad was a spender and my mom was super frugal, super

frugal to the point where sometimes I'm like, well, maybe that was just being cheap. They were very like on one end, totally one end to the other. My dad would, we'd come home if I'm like a soccer game or something and he would have like speakers being delivered with like these huge screen TVs and like all these like gadgets and all these things. And my mom would be like, we don't need this. This is so expensive. What are you doing? We need to save for this and save for that. You ended up somewhere in the middle. I ended up somewhere in the middle. I'm a little bit Brad's definitely helped me like tighten my spending. And I think Brad has a really good take on money view on money. He goes and talks to his business manager once a week.

That was something I was like, what, what? And he's like, you need to be on top of that going in, checking monthly, if not weekly. And I also think a big thing that Brad taught me too is like, just because you're paying someone to help with your money, doesn't mean like you still need to overlook all of that. Like they can be helping you but like you need to make sure that like your money is constantly making you money. Like just because you're paying them doesn't mean that they're putting it all where it needs to be. You what I mean, so I think that was by the way with marriage, too So like I don't know how you guys split up the expenses or the savings or the investing but like if somebody does it That doesn't mean that the other person shouldn't know what's going on. Oh 100%

Yeah, totally, but he's really Taught me a lot in that because when I moved to LA at 18 I left and I was just like an independent woman only having to worry about like my rent or when I bought my first place Or pay my bills or do my investments. So when we became up a team It opened my eyes to a lot of a lot of things Yeah, but I'm sure you taught him stuff too. I mean, sister, you were modeling when you were a kid. You were acting. You had a ton of big jobs with huge companies, national commercials,

you know, modeling for Jansport and Coles and Mountain Dew, right? I mean, you started working so early on and I'm always so fascinated with child actors who have a business manager because kids don't have business managers if you're not in this industry. Like how does that change your relationship that early on with work and money and the value of it? I remember because I started modeling when I was like five in Milwaukee. I was with an agency, Arlene Wilson's there. And then when I was 10 moved to the Chicago agency. And I remember having to like join the union at 10 and things with taxes, but I was 10 moved to the Chicago agency and I remember having to like join the union at

10 and things with taxes but I was so young that I didn't really know what was going on. I remember when I moved to LA at 18 I was like oh my god I got to file for taxes like I have to do this all on my own now like my mom's not here. Did your mom keep your money in a bank account for you? They had a bank account for me that was saved with all like the modeling and commercial money that I made because they want they didn't want me to have to take out a loan for school. And then I didn't end up going to school and move to LA. But what was nice is I didn't have to move there and become a waiter right away to pay

for my headshots and stuff. I was able to kind of take acting classes and focus on that, which was really nice. And I didn't really realize how special that was and how unique that was until I got there. I'm like, Oh my God, these people are like, there's millions of people here trying to do it. You know, tons of people having to work three, four jobs and still try to make their auditions during the day. So I was very blessed that I, I was able to move with money in my account to Los Angeles. So she kept it for you and sort of gave you

an allowance of sorts? Yeah, and then when I kind of like, early 20s, it was kind of just turned over into my name. And I didn't get a business manager until I booked Gossip Girl. And that was kind of wild to me, because when you're acting, you know, you're just, for me, as an actor,

I wanted to book a job that told a story, that people felt something, that I grew. I was never really thinking about like, I wanted to book a job that told the story that people felt something that I grew. I was never really thinking about like, I need this job and I want to make money and I want to become rich and I want to become famous. It was never about that. So when you book a job that ends up hitting the way Gossip Girl did and people responding around the world, it was like it put us on the map in a different way and financially. I mean, we were getting paid for appearances. There wasn't social media then. Like now you can get paid for posts

and all those kinds of things. Back then, it was kind of like, you're getting paid to go to Fashion Week or you're getting paid for these appearances, let alone making the money on CW for a show that hit pretty big. We had to get a business manager. We had to get publicists, lawyers.

I was like, this is crazy. It was also crazy how much like a publicist was a month I remember Ed and I were like, we're not paying that much a month and they're like you guys really need to have one people are starting to follow you like Warner Brothers was really wanting all of us to have that and it ended up being very necessary and I am still with my same publicist to this day and she's amazing but that was interesting to be like, oh my gosh. And another thing about all this stuff was at the door. Not at all. And you also, you know, bought yourself some celebratory stuff along the way.

Right. Like when you first booked Gossip Girl, did you get yourself a Fendi purse that's still in the family? It is. I think my cousin, my cousin Sydney has it now, but I, yeah, that was the first thing. And I'm not like this crazy designer, like the few designer purses I have. Brad's gotten me for like Mother's Day or my birthday and don't get me wrong, I love them

and I'll rock them all the time. But I just never to me was like, okay, I'm gonna go and spend $1,200 or $2,500 on a purse. It just didn't like click with me. That time I'm like, I deserve, like, I'm gonna pay go and spend $1,200 or $2,500 on a purse. It just didn't like click with me that time. I'm like, I deserve like I'm going to pay for this like designer purse. I'm going to go in and do that. And that was like, I remember on Rodeo Drive in Beverly Hills and it felt good. Yeah, it felt freaking good to celebrate it.

You worked your ass off. Yeah, it's not about doing it every day. And it's also like there's a sweet spot between thinking you're going to live forever and thinking you're going to die tomorrow. And I think people ended up getting stuck on both sides of the extremes. And the truth is like you can't hoard and you know, not ever get yourself something to celebrate. And also you can't spend all the things like there is somewhere in between that makes the most

sense where that is is different is there for a preference? Sure, totally. I also don't really think like growing up, thinking just talking about my siblings, like I don't know, I was born in 85, but I don't really know that there was like a ton of conversation about like money and savings with kids growing up in the 80s.

I don't know any of my friends still from high school that when we were like 15 had like this plan because their parents have talked about money as kids and then in high school. Do you know what I mean? I think everyone was like kind of focused on where were they going to go to school? What was their, you know, five year plan, that kind of thing. And now I think it's very different. I don't know if it's the access to the internet

and all these podcasts where you can get information or that we finally realize as our generation is like, okay, we need to talk about this, or I just don't think it really was. I mean, do you feel like your group of friends had open conversations about money with their friend? I just, I don't know one friend that was like, yeah, this is my parents' job, like not one.

No, and also it's so hilarious. I mean, even now, like to talk to kids and ask them how much they think things cost, like a car or a house. Like I had no idea, I had no perspective about it. I mean, do you think about that with your daughter now, like how to change that cycle or not that you needed to break a cycle because it

sounds like it was pretty run-of-the-mill, like your parents fought sometimes about money, it was nothing super extreme. But it sounds like you wanted to change that for your own relationship and probably how your daughter learns about money from you. Totally. They watch you for everything. Yeah, totally. And I definitely do want her to be aware.

I also think being aware of spending, like we come up here, we're in Flagstaff and we're members here. So like when she goes to get a milkshake or get something, she doesn't see us handing over a card because we just, it goes onto our account, which is not always cute at the end of the month. But like I said to Brad the other day, because I have a stepdaughter who's nine, like we should really explain to them this isn't free.

Like, that's a six dollar milkshake. And so you're going to finish it or we're not going to get it if you're just like going to take two sips because you think it's free. And that seems very like little and not like a big deal, but it is to be aware of like we left lunch the other day and they had some friends and there was like four large lemonades, three milkshakes and not I'm not being cheap, but they were just sitting and like oh my God, they just don't understand that like we did that all needs to be paid for. Yeah, so I couldn't get a drink growing up. That was like a special occasion when you could get a soda or something. I remember if people had like gushers, I'd be like, oh, they're rich. My mom would never, we couldn't afford gushers to go and hit my lunch. So let's go back to a time where you felt like you needed money rehab. was there something that you picked up in your 30s that you wish you knew in your 20s about money

Yeah, I I do feel like you have to remember money doesn't grow on trees And even when you do have money coming in you don't know when that'll stop or when this you know in the stock market crashes you just have to be prepared I feel like and And there was a moment in time where I was like just picking up and going on trips. I was in a relationship where I was really covering everything for him, which was when I look back as like unbelievable.

Wait, tell me more about that. The amount of money that I spent. You supported? It was crazy, yeah, for like two years. And I remember my mom being like, you're gonna regret this and it's not just a money thing Like this is not cool. And yeah, so I went I like went through a lot of money and then I was a hostess at a sushi bar on Sunset and

Then I ended up sitting Madonna at the wrong table and I got fired Wait, this was pre gossip girl. Yes Then I went and I started working right down the street at this place called Sunset Kids and then that's where my manager, Lena Rocklin, who I'm still with, was looking at me while I was wrapping a gift and she's like, what do you do here? And I'm like, I moved here from Wisconsin to act, kind of did modeling growing up and she's like, yeah, you should be on TV. And I'm like, thanks, that's so nice. I have a manager and agent and she's like,

well, they're not doing their job. And then I took a meeting with her because I felt she just, this like really laid on my heart for like three days. I called my mom and like, can you pray about this with me? I feel like there's something with this woman but I don't wanna be disrespectful to my team. But I also didn't like up and leave my family

and be on the grind of this to like just sit and wait for people. So I left my manager so that I wasn't shady and then took a meeting with her. I really had faith that like I was going to go with this woman and something was going to work out because I literally left my manager without fully signing with her because I just felt that was the right thing to do. It's kind of weird like with managers and stuff in our in our industry it's almost like relationships like if you end up leaving your

agent or manager it's like you're like scared to call and tell them there's all this history it's like really wild but anyways I ended up going with her and two weeks later I booked a professional breakup is hard and then you booked Gossip Girl. I booked a show called What About Brian which is a JJ Abrams and Brian Burke show that was on ABC, and that was my first time being a series regular and seeing quotes. And meaning, like, when you test for something or become a series regular,

the network has to give you a quote, and that's what you get paid per episode. And then as you book other jobs or test for other pilots, whether they go or don't go, they have to keep meeting your quote, and your quote can keep going up, or does for other pilots, whether they go or don't go, they have to keep meeting your quote and your quote can keep going up or does keep going up, especially if you have a really great team like I do. So like by the time I booked Gossip Girl, my quote had went up a lot from different tests, deals and things like that. So that was great. And

then you never know what shows are going to hit or not hit. So when we booked Gossip Girl and signed, you know, for, you know for our deals, we didn't know after the first 13 episodes if we were gonna get the back nine, if this was gonna go on another season. And not only did it hit, it exploded in so many different lanes. The fashion world wanted to be a part of our show, the music world, the industry. We were at every award show, we were, every designer wanted us to wear their clothes on the show or off the show. It was crazy. Like I'd be like, Oh, I just have to walk outside and they're going to take a picture of me wearing

this shirt and pay me that much money. This is, this is crazy. And then on top of it, which was wild, is the amount of free shit that started coming like that's boxes daily. Like the people that can afford it get the free stuff I said I can finally afford all this and I when I say this I mean that and like I was so grateful I still am when I get stuff I it's crazy but I just remember being like mom you won't believe this so how does it work you you negotiate your per episode rate regardless of if you have one line in the episode? Or if you're all over the up well if you're a series regular

That's a different contract than if you're you know come on to do Three of the six episodes or you know two episodes or if you're a day player, so there's all different kinds of Contracts and deals and things like that And but like a series regular. Yeah, I get paid my quote for that episode, whether I'm in one scene or all 42. OK, so when you do you get what I'm saying? Yeah, for sure. That's awesome. I mean, that would be sometimes where we would be like, oh, we're going to go to the Hamptons for the for the weekend.

And if you only worked Monday and Tuesday, then I'd have six days off. And I was my friend would be like, wait, so you get paid the same amount even if you went in all, I'm like, yeah, that's just how it works. Some episodes you're really heavy in, sometimes you're not. But regardless, you get the same amount.

Yeah. Love that. Okay. You book Gossip Girl. Can you, what is that moment? Where were you? What were you doing? Who told you you got the part? I, well, I remember I was like having a hard time. I was booking things here and

there. I'd get like, you know, a couple episodes on this show or do this. It was after What About Brett and I just remember I was like went through a moment where I'm like I miss my family. I miss my friends. I like, because I moved to LA I wasn't old enough to go out. I wasn't in school and like I would be working but I would like go on a show for two weeks and then be done so it wasn't like I was like growing a family like you kind of do when you're on a show for years where you make some of your best friends like I Did on Gossip Girl or you know shameless and things like that. So I was like wanting to move home and

My mom came out and kind of was like I think you should just keep going at the easy the easy thing to do would be Lee to leave and come home you know we'll always be here for you and don't get me wrong my mom would have loved for me to move home but she was also like I know that you're just like kind of going through a moment so I kind of stuck it out I ended up going to a barbecue my friend and his roommate my friend Nathaniel and Adam who is such a weird and wild story, small world, asked if I wanted to go to this barbecue. And I was kind of like,

I don't want to go to one in Hollywood where everyone just talks about themselves and this industry. The irony is that I'm sitting here literally doing that. They're like, no, it'll be fun. We get there. We're talking about life. We're sitting around the pool. And then two days later, my manager, Laina, called me and was like, what did you do this weekend? I'm like, I went to a barbecue, I went to a movie, why what's up? And she's like, there's this pilot called Gossip Girl that got picked up for the CW.

And there's a role that shoots three to four episodes in New York. You were at the creator's house this weekend and they really like you for the role. I was like, I was at Josh Schwartz's house. she's like yeah I'm like oh my god his name was Josh but I never put it together. Never mentioned anything. It's actually funny when you hear Josh and Stephanie tell the story. They're like we were literally whispering like this is Vanessa as you were sitting there. I'm like you were? Why don't you say something? They're like we didn't even know if you were an actor. So I end up auditioning. I booked it and was like on a flight like two days later

and then I did the four episodes and then that episode I feels like after that ended I remember being bummed and that the whole cast took me to dinner and I remember Blake being like well you have to come back for another episode she can't Vanessa can't just vanish and I'm like that's actually true but they were all like cute and I was like really sad though because I was you know becoming friends and we were living in New York City running around going to concerts and plays and just shooting the show was fun it's that way wearing all the designer clothes and the story lines were so dramatic and crazy and so yeah I ended up coming was coming back and now I'll

never forget when Lena called she's like they want to make you a series regular so then I it changed because of those three episodes it was just reoccurring so that's a totally different contract because now it's like years and you know so that was a big change. Huge and also I am so fascinated because money is a big character in the show. Did working on the show change the way you thought about money or status? Yeah, because I remember when we got picked up for the back nine late in Texas, she goes, we're rich, bitch.

And I was dying laughing. And then I'm like reading a script and I'm like, okay, this kid owns a hotel and drives a limo. The world and the money that these Upper East Side kids are living in, in the show, but actually in real life there too. Because, you know, we filmed up there a lot. I got to know some people whose kids were in high school, you know? That really is like a very small percentage in the world that like lived that way.

I'm not saying exactly the Gossip Girl, but living in these crazy apartments, you know, that overlook Central Park and are going to these schools. I mean, it's wild. I loved Gossip Girl, still love Gossip Girl. I feel like it's made a comeback again. My ex's daughter was watching it and I was just like, this is such an iconic show

and Money is such an iconic character in it. I thought this is just really like a good look into a world that people don't get access to a lot as you said you know it's a super small percentage the amount of money that you spend on these schools I think is up to like a hundred grand or something crazy a year right now yeah just even like have the to live in New York City like you walk outside and before you're even in the cab or in the Uber, you're spending, you're just, I remember saying to one of my best friends, you know, we were living there for like a couple of summers ago and I remember

being like, I just walked out and spent $300 and I haven't even got a coffee yet, like between the, you know what I mean? It was great great it's just nuts and it sounds like you became really close friends with your co-stars did you guys ever talk about money like did you is it taboo to ask your because now it's much more common to have salary transparency but did you ever know what you honestly I was never compared yeah I was never on any set where anyone had ever asked me or vice versa. I feel like it's kind of like an un, you just don't ask.

Or maybe that's just how I feel cuz I never have, but I've never been asked that. I mean, do you have a favorite memory from that time of your life? I mean, there was so many, so many things. I remember getting there and we were all going out and the show hadn't aired yet, but like there were billboards everywhere in the city and on the sides of buses. And I remember thinking, oh my God, this shows,

they're like putting time and money and energy into this. And I think people are gonna like it. And then I really knew that it was a hit when we had to get security guards, like to walk us to and from set and to and from our apartments. And when, you know, paparazzi was following us and outside, it was really weird because no one can prepare you for that. And to compare it from going to, oh, you just want to book a job that, you know, you can pay your bills until still tell a story to like,

your whole world is out to the public. Like, it was really crazy. I mean, we were in the tabloids every week. I feel like there was like fake reporters at restaurants sitting next to us. It was really wild to go from like, I could do whatever to like, okay, you gotta kind of look over your shoulder.

Would you do a reunion? I think it would be fun just because it would be cool to see where everyone is years down the line, but I just, I feel like we've also all moved on. So you know what I mean? So I'm not opposed to it. I mean, that was such a big part of all of our lives and it's still a big part in my heart. I mean, it changed my life.

And I also got to live in New York City and we had so much fun. And there was like Ed and Chase were roommates and I lived in the next building over. I mean, the three of us were going to like every concert, all these different like events and art shows and plays. And it it was just it was so fun. It sounds so fun. Do people recognize you now in Arizona? Yeah, my husband is always like how many legs is this show gonna have? Like is this the last part? Because I almost think the show is bigger now than it was when we were on it. Because it's like on Netflix now,

it's on all these different streaming. I am the oldest of five, and I have three sisters. One of my sisters was in high school when this was going on. Then my youngest sister, I'm 17 years older then. So from the difference between them, it was so big for each sister in high school, and it was all different times so to me i'm like This is crazy like someone 17 years younger than me her her grade and age were just as into it as as

The rest it was it was crazy. It's wild I think the only thing when you go back and and watch it which I I did Six months ago. I was like sick and bad and I ended up like flipping it on and I was like, and I never really had seen it. A few episodes here and there when I did the podcast for XO or with I Heart XOXO, but I hadn't seen some of the seasons. And I was like, they really nailed it.

Like the casting, the writing, the like, just all the dramatic, there would be 15 minutes and I'm like nowadays this would you don't have to shoot anymore this would be the episode the amount of drama and like jaw-dropping moments and then the crazy outfits and then the guest stars that were coming on I mean they did a really good job the only thing I think that like you could be like oh this was longer than we like a while back. This is in 2007 because of the flip phones. Do you know what I mean? Like, other than that, you can kind of it would be it could have been five years ago. You know what I mean?

Yeah. This new generation is like, what's that? I was so sorry to hear about Michelle Trachtenberg. My God. I mean, I know that when I've lost people that I knew when I was younger, it's really, it's such a reminder to cherish every moment. Did you? Did that passing have that effect on you? Yeah, I mean, wow. I remember being super shocked. I mean, she's she's such a she was always such a oh my god, I'm gonna cry. Just like such a beautiful soul and so funny and it was really shocking and yeah that definitely like made me realize that life's short and you don't know

you know we're not always promised tomorrow she was really a breath of fresh air she would say She was really a breath of fresh air. She would say stuff. We would be like, Michelle! But it would be so funny and she was so fun to work with and such a good actress. They would yell action and she would just dial in. It was so fun to watch and play off of. She was special.

Yeah. Oh my God, sorry guys. No, I wanna give you a big hug. I know. Oh my God, sorry guys. No, I want to give you a big hug. I know. Oh, do you need a minute? Yeah, I'm gonna just get a clean ice. Are you okay to keep going? Oh yeah, yeah.

She, yeah, she really brought such, I mean, what she did with Georgina was like so epic. Like you loved her, you loved to hate her, but you also like rooted for her. And it just speaks volumes of how good, how great of an actress she was. And she was just so professional. Just like always, literally watching her... Leighton has a lot of this too. It was like taking an acting class. They were just like so dialed and so fun and you didn't know what was gonna come next with their delivery. So it kept you on your toes which I think makes you grow as an actor and I think Michelle just like was epic. I didn't mean to break down like that. I actually to be honest it's a lot of people reached out about it.

But it's this is the first time I've done like an interview where I've been asked, so missed her. Thinking about her, does it change the way you look at cherishing every moment now? Yeah, because I feel like, especially because she's so young. I mean, we're not promised tomorrow. You do have to cherish things. Life is fragile and special. And that definitely, I mean, I think as a whole for all of us as a cat, I think we were all like shocked and sad and couldn't believe it.

So yeah, it definitely makes you like open your eyes to realize that like, we just never know what tomorrow brings. Did you stay in touch? Yeah, we were like two people that would have more fun at an event. And I moved to Scottsdale. I know she was back and forth between LA and New York quite a bit. And she was always working. That girl was always working.

Like whether she was producing something or filming something. But we definitely kept a friendship. We weren't in the same city often, but we definitely like checked in with each other and loved being around each other. She was such a trip in the best way. Hold onto your wallets. Money Rehab will be right back. Hold onto your wallets. Money rehab will be right back. And now for some more money rehab. You moved to Scottsdale. You are married. Beautiful daughter, stepdaughter. You mentioned that you and your husband Brad have the same money mindset. I mean, he's grown. He's like helped me grow in that. Like I feel like if he didn't play hockey,

he would be a really good business guy and he's still a good business guy. Like for me, if I wasn't acting, I wouldn't be like a great business woman. I would need like a team around me to help. I'm very creative. I have a lot of ideas that have helped me make money and that hopefully some of these ones that I'm working on now

will grow where people like it and they make money on it as well and all that. But like he's like could have done either one. Do you guys have the same bank account? Like do you check in on money often? How does it work? We definitely check in on things often. He's also helped me in a way to make sure that money goes away monthly for the girls and trusts and things like that. And then we own a couple properties together. We have our own bank

accounts. We have some that are joined. So we share some things, some things we have on our own. And you share like what you prioritize spending on with experiences. I mean, you guys met at Coachella, so. I mean, we did. We're not shy to like, we love having a good time. We love going to concerts. We love traveling. He's a real foodie. I would say he's bougie, I would say, a little bit,

as down to earth and chill as he is. He likes nice things, which is great. And he's worked really hard and he deserves those. But it's funny because he'll pick a restaurant. He's just such a trip. He's got such good taste. He's got great style. And he works really hard and he's really smart with his money.

And it's helped me. And he's also made me a lot of money. Yeah. He's really smart with his money and it's helped me. And he's also made me a lot of money. Yeah. With different investments. Like I wouldn't have known about either of these, either of the two properties that we own. I would have never even thought to look in those places and one property we've sold

and we made a nice little chunk of change, which was great. But again, I wouldn't have probably done that investment had he not shown it to me. So I owe him a big hug and kiss right now. Yeah, I mean, he owes you a big hug and kiss too. Yeah, and that too. This is true. What if your daughter told you she wanted to be a child actor or model? What would you do? Knowing all that you know now.

Yeah. I just, it's such a crazy industry. You're told no so many times. I think it takes a while to kind of get through how hard that can be to where you can keep it moving and not be too hard on yourself. I think that takes or it took me a minute. I wouldn't want to discourage her of doing something that she wants to do or loves,

but I would want to have like a real conversation about like, why, what do you want to get from it? What do you want other people to see when you're, you know, telling these stories or getting into character? And I would probably want her to be old enough where she really can answer those. But like, Ten, you don't really know. You don't have enough life experience

to know the kind of things I would want her to be aware of out of being an actor and being in the industry. Because it's a lot. It's a lot. Have you started thinking about allowance with her? We a couple months ago were starting to think about chores and things for Lexi to kind of show like, okay, if you do these things, you can make this money and then use that money to buy certain things so that you can kind of start being aware. Not that we still wouldn't provide and get her but like little things where it's like,

okay, you want this sweatshirt. And we haven't really buckled down to do it yet, but we should because I do think that's important because if you don't have, I didn't have that. So like when I came into Money On My Own, I would like go to dinners or go and travel. I mean, I went through money like crazy. So I think it's important

that they have some awareness of that. And it's just so nowadays with even with the cell phones and Venmo and all that kind of stuff, like they don't really, kids don't really see. I remember if I asked my mom for money growing up, like you got the $10. So you kind of you watched, you know, when it was gone, it was gone. Where now it's like, people have their own credit cards. Yeah, you swipe it, tap it. I just, I feel like it's weird

because I feel like because of all these podcasts and the internet and all that, there's a lot of ways to help people talk more about money and saving and being aware. But I also think because of technology, there's lots where you are unaware. You know what I mean? I also wish Venmo would have been around years ago,

because I will say this, this is like a lesson I really wish I would have learned earlier, is that when someone asks to borrow money or for you to lend them money, you're probably not seeing it back. Yeah. You're really probably not seeing it back. Yeah, quite a few times. And I remember my first business manager was like, this is not, I'm just telling you.

And I'm like, I know, but it's fine. And they're going through a hard moment and it's okay. And I, you know, I had to learn that it's okay to say no, it's okay that the money that I worked really hard for and left my family and had lonely nights and all that, just because I came into something for working hard, doesn't mean that I have to feel like I owe that to other people. But I'm like a real, I don't ever want anyone that I love or that I'm close to struggling, you know what I mean? But I really wish I would have been wiser in my 20s with that. Not only because of losing the money, but also because of the principle of like, that's

not cool. And it's okay to say no. Like, it's okay to say, yeah, I'm sorry, I can't, I'm not going to do that this time or I can't do that or, you know, my money's tied up here. Yeah, that's one thing I really wish I would have been better with. Do you hold the boundary now? I do. This adage that, you know, if you lend a friend money, you decide what you want more, the

friend or the money. Right. I mean, yeah. That's basically- A lot of people lose relationships. Yeah. That's also why they say don't do business with friends and family too, because that can get hard. And what if one of your girls said they wanted to

support a guy for two years? Oh, I wouldn't like that. Yeah, I don't like that. Your mom didn't like that? No, my mom didn't. And when I look back, I don't know what that was. I don't know why I felt like that was okay. But no, we would know by now. So I'm a brand new mom. Do you have advice for me? There's a quote that I don't think could be any more true that the days are long, but the years are short. And it's so true. I keep saying this like because Bowie was my first, my first baby. I always think about like going back to the six months because everything's so new and fresh and you're like excited. But for me, I was like nervous and you're not sure what you're doing, but you're trying and you're doing your best. And I just

remember feeling like, oh my gosh, like, okay, we'll get through this week of it. And then it's like another, you know, it's the teething, then it's the crawling and making sure they're not getting hurt. But it's all such beautiful, amazing things. But I think now looking back, like, I'm like, oh my gosh, it all was, it wasn't that like stressful.

Do you know what I mean? Like I was so, did she poop yet? I was so worried and I wish I was a little bit more relaxed because she was fine and everything was fine and we got through the teething and the crawling and the you know when they stopped sleeping again. One thing I didn't know is that they go three naps and then all of a sudden she stopped napping at two and I didn't know that that was like a thing at two. Oh, well then what happens?

It's just at night? She just, yep, just no napping. I was like, called my sister. I'm like, I didn't know they just stopped napping. She's like, well, two is pretty early Jess, but yeah, yeah. But I guess the advice is just, I also think really trying to be as present as possible. I really try not to be on my phone when I'm with my girls. A lot of my friends are like, you're the worst with your phone. Like they'll call for like three days. I like try to check my email and stay

on stuff with work. But I think being really present and just enjoy it. It's it goes so fast. It's the best thing in the world. I write I have a journal that I've written to Bowie since, since she was in my tummy, like about different things that were going on in the world or my emotions or things that she's going through. And I, I'm like really excited like to give her that when she's like 18 of like the different things. Yeah. But I think you're, you're killing it. What's been the most challenging for you? I think you hit on a pain point that, you know, I worry, I'm a worrier. My therapist has often said like, well, what if it just works out?

She did have to, you know, apologize to me right after the fire because right before that, I was like, oh my God, everything is great. Like what if it all just works out and then here we are. But sometimes it does just work out. Yeah. And oftentimes we imagine the opposite. Right. What's the worst case scenario, but sometimes it's important to entertain the best case scenario.

Yeah. but sometimes it's important to entertain the best case scenario. Yeah, were you, I know she's only six months, but do you want like more kids? Do you think? Or I would be so annoyed. Me asking you that is so annoying because you're like, she's six months, Jess, like come on. But I mean, like, were you someone growing up who was like, I want a couple kids. I like thought I was going to have four kids at like 27. And I hit 25 and I'm like, the fuck are you thinking? Yeah, I wanted to have five kids. Like you, like your family. You wanted a whole, I wanted five. I mean, I'm 41.

I'm like, the elevator is like to fertility. It's closed. But I also think this is such a fun age too. Like you've lived your life, you went through your 20s, you have this great career, you have your husband. Like I think it's awesome because you've done so much. I mean, I guess this is all I know. I was 36 years old when I had her.

So it's like, and you're done. If we didn't have, if she didn't have Lexi, like have a sister, I would definitely want a dynamic of that maybe. But then again, I don't know when her and I are just hanging I'm like, she's great. Yeah, I am 40. So I'm like, I'm probably, I'm probably good. But again, I- I mean I got pregnant at 40. Yeah, it's not like off the table, but But I also when I got pregnant, the first house we bought together, it's actually really kind of funny. We hired Lexi, my stepdaughter's mom, Lauren, so Brad's ex-wife.

You guys all get along? Yes, Brad's ex-wife to be our realtor. And when she came in and we were like closing or something, I was seven months pregnant, Lexi ran in and like hugged me. And the other realtor was like, wait, how do you guys know each other? And I'm like, this is his ex wife. That's their daughter. And I'm pregnant with his baby here. And she's our realtor. She was like, this is as modern family as it gets. But yeah, but we that's an awesome blended family. It is. It's great. But we ended up moving at seven months to Nashville. Then when she was four months, her and I moved to LA, but moved back to LA because I had to film

and he was finishing the season with the Predators. Then we moved to... Calgary, then Vancouver, and then Scottsdale. So Bo, we lived in five different places before she was like two. So when I look back at that, I'm like, oh my God, I don't know, Brad's like, but it wouldn't be that again, because I'm not playing your show shoots in LA,

if that's, you know, if we do another season there. So I feel like part of my like brain goes to like, oh my God, I can't do all of that again. People are like, how was postpartum? I'm like, honestly, I don't know, because I was working 17 hour days and on flights on the weekend and breastfeeding my daughter in my trailer looking like an alien.

I mean, it was like a grind with a four-month-old. The most beautiful alien. Yeah. I kind of missed the postpartum stuff because I had to jump into like crisis mode. And she's already lived, I mean, she lived in our house that burned down for two weeks My baby nurse is the one that's being a little bit of a rabble rouser. She's like, so do you want to? Keep these clothes or these small diapers. They never go bad and I'm like Those are expensive so

But anyway, that's, that's what's happening around here. We're doing great, Jessica. I mean, you are, that's a lot to go through. But yeah, just, you know, getting through the day, realizing that, you know, you can always get more money, you can't get more time and like such a good reminder. That's so true. Thank you for opening up. Yeah. Oh my god. Yeah. Wild. Life is wild. I also wanted to say too like working really hard and it's so funny my mom always say you know people be like money doesn't solve your problems but it surely does help them. It doesn't solve them, but it'll help them. I mean, I've been broke and rich. Being rich is more fun. Yeah. But I never like when Gossip Girl hit, I was just going to say this before for like younger, younger people listening.

I think when you're choosing what you want to do in life and like picking a passion and working really hard at it, if you're picking something that you truly believe in and give it your all, like you will find so much happiness and the right things will fall into place. And sometimes I think that's when people all of a sudden like do fall into a nice chunk of money or a good investment and things like that because your passion and everything you're giving it's like bleeding into something. And I think sometimes if you're going after something to make the money and you only focus on that, it can cloud that.

Yeah. And we actually end all of our episodes by asking our guests for a tip that listeners can take straight to the bank. So like a final tip. Yeah. But you just read my mind. Money rehab is a production of Money News Network. I'm your host, Nicole Lapin. Money rehab's executive producer is Morgan LeVoy. Our researcher is Emily Holmes. Do you need some money rehab? And let's be honest, we all do. So email us your money questions, moneyrehab at moneynewsnetwork.com to potentially have your questions answered on the show or even have a one-on-one intervention

with me. And follow us on Instagram at moneynews and TikTok at moneynewsnetwork for exclusive video content. And lastly, thank you. No, seriously, thank you. Thank you for listening and for investing in yourself, which is the most important investment you can make.