More Money Podcast - 409 Surviving to Selling Luxury Real Estate on Sunset - Star of Selling Sunset and Author of Selling Sunshine, Mary Bonnet

Episode Date: October 23, 2024

If you're a big Selling Sunset fan like I am, then you're going to love this episode! I had to pull a few strings with my publisher to get Mary Bonnet on the show, but I'm so glad! Not only did I abso...lutely love her new book Selling Sunshine: Surviving Teenage Motherhood, Thriving in Luxury Real Estate, and Finally Finding My Voice, but she was so candid about the ups-and-downs she's experienced with money on the podcast too! I think she may be the first guest to share her credit score on the show, which she's working on getting back into the 800s after her second husband forced her to declare bankruptcy. I say it a few times throughout this episode, but Mary's story is really about how resilience can be your superpower. Life can be difficult and unfair at times, but if you keep getting back up after each financial setback, you never know where it may lead you. In Mary's case, it led her to a successful career as a luxury real estate agent in LA on top of being a star on Netflix's popular TV show Selling Sunset. This episode of the More Money Podcast is presented by National Bank Direct Brokerage, the first broker from a Canadian bank to offer online trading of stocks and ETFs for zero commissions. To learn more and open an account, visit nbdb.ca. Follow me: Instagram @jessicaimoorhouse Threads @jessicaimoorhouse TikTok @jessicaimoorhouse Facebook @jessicaimoorhouse YouTube @jessicamoorhouse LinkedIn - Jessica Moorhouse For full episode show notes and transcript visit jessicamoorhouse.com/409 Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript
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Starting point is 00:00:00 Hello, hello, and welcome back to the More Money Podcast. I'm your host, Jessica Morehouse, and I've got a very special episode for you. I'm going to be honest. I was maybe 50% host, 50% fangirl. And then, you know, midway, I'm like, wait, this is not a rewatch podcast, though I would love to be in a position to do a rewatch podcast of a television show that I am obsessed with. Who am I talking about? My next guest is Mary Fitzgerald Binet from Selling Sunset. I know there's a lot of you out there who are big fans of Selling Sunset that have watched
Starting point is 00:00:36 it since season one, and we're already on season eight on Netflix. And she's on the show to talk about a little bit of Selling Sunshine because I could not help but ask her what it's like and what's going on and what the tea is behind the scenes. But also, she has a book that just came out called Selling Sunshine, Surviving Teenage Motherhood, Thriving in Luxury, Real Estate, and Finally Finding My Voice, which I binge read over a weekend and absolutely love it. Something that you don't know about me, because I don't think I've ever mentioned it, is I love, love a celebrity memoir. There probably isn't one that I haven't read. Well, there's a bunch that I haven't read, but I love a celebrity memoir. So when I saw that her book was coming out, I needed to get her on my show because I
Starting point is 00:01:21 also knew she had such an interesting story and very finance-based. There's so much talk about money in her book. I needed to have her on my show. So we pulled a few strings, got her on my show. Very exciting. And, yeah, we talk about her financial journey from being a 16-year-old mom and having to financially support herself and put herself through college and work multiple jobs to, I mean, there's so much that happened, hence why there's a memoir, to cutting to several decades later, being in LA and being part of this smash hit reality show about realtors and her selling luxury real estate. It's just kind of a crazy journey. So you're going to love
Starting point is 00:02:02 this episode. And I am going to be giving away a copy of her book, Selling Sunshine. So listen to the end of this episode to find out how you can enter to win. But we've got so much good stuff in this episode. I don't want to keep you any longer. So let's get to that interview with Mary. This episode of the More Money Podcast is supported by National Bank Direct Brokerage. Thinking about investing on your own? There's never been a better time than right now to start. Especially when you can invest and pay zero commissions. With National Bank Direct Brokerage, you can invest in stocks
Starting point is 00:02:38 and ETFs and pay zero dollars on all your online transactions with no minimum required. You may not know this, but three years ago, National Bank Direct Brokerage was the first broker from a Canadian bank to offer online trading of stocks and ETFs for zero commissions, helping their customers to keep more of their money so they could build wealth quicker. Considering most brokers charge on average $10 per trade, that can add up to a lot of extra money in your pocket. Not only that, their platform provides you everything and more to get started building and managing your own portfolio, such as resources to help improve your investment knowledge through their learning center
Starting point is 00:03:18 and tools to track your investments, make transactions seamlessly, look up stock quotes and market data, and access expert analysis from National Bank Financial and Morningstar. To start your investing journey on the right foot by paying zero commissions, visit nbdb.ca or click the link in the description for this episode. Once again, to open up your investment account today, visit nbdb.ca. Welcome, Mary, to the More Money Podcast. I'm thrilled to have you on the show. I'm a huge fan.
Starting point is 00:03:50 Oh, thank you. Thank you for having me. You're welcome. So you have a book that just recently came out called Selling Sunshine, Surviving Teenage Motherhood, Thriving in Luxury Real Estate, and Finally Finding My Voice. And that really is like the best way to describe everything that goes on in your book. It really is a roller coaster, and it's amazing. And I'd say like the overall theme is resilience, because you have gone through
Starting point is 00:04:17 a ton and come out the other side, and that's not very easy to do. So bravo to you. It was really inspiring. A few things I wanted to mention when I was writing it, I'm like, that is such a weird coincidence. So you have two sisters named Sarah and Anna, right? So do I. Yeah, I have an older sister named Anna and my younger sister is Sarah. I'm in the middle. I'm like, that'm like, I've never met anyone with the same spelling and everything. And also, so I was also raised a Catholic and that also, I was going to ask that because yeah. Yeah. And that also had a big impact. So lots of the things that you went through as a teenager, I'm like, yeah, that sounds like my teenager, minus me having a kid at your, you know,
Starting point is 00:05:03 but a lot of the you know yeah the catholic stuff but you were a better catholic apparently than i was i don't know i guess i just got guilted a lot i don't know like the guilt was so strong within me there was just like i couldn't even date until i was like 18 so i was too afraid to even go there that is funny it's like they really do um the guilt is it's a big thing. It still affects me even. And I'm not like, I'm not practicing like Catholic anymore, but, but it's still like, it gets a hold of you. And I don't care about anything I do. Yeah, no. And I think that's probably part of that. And just who you are as a person,
Starting point is 00:05:44 you were always the the person on Selling Sunset that I connected the most also because it always seemed like with all the different people on the show you always kind of had your head on straight and you're like well hold on um why don't we you know like you were the logical one just bringing everyone down to earth a little bit I'm like yeah we need someone like that who's like okay let's just chill everybody you're still that character you've been consistent. You talk about this in your book. You've been consistent through and through, through all the seasons, whereas not everyone has. So that's probably not easy to do considering there's so many people involved in the show.
Starting point is 00:06:18 We're going to get to all that in a bit, but I do kind of want to start with where your story started. And what I also appreciated being, you know, someone who has a personal finance podcast is your story is very much revolves around money, you know, not having it, and then eventually coming to the place that you're doing good, finally, and you did everything you could to make sure you made it work, which is so difficult, but I mean, inspiring. Let's start where things kind of started for you. You were a teenager, a teen mom. That must have been so scary. And just even just with the, you know, there's like that teen mom show or the 16 and pregnant show that I used to watch, just because I was curious, like,
Starting point is 00:07:01 how are they going to afford that? You know, it have kids like that's a lot so walk me through that yeah um uh how did I get Dave like what yeah I mean I guess your parents were pretty supportive in the beginning yeah in the beginning well I mean no I take them they've always been supportive. I know that. So in the beginning, I still lived with them when I was in high school. And then I moved out when I was in college. Well, the first part of college, I was still there. So they wouldn't help with anything, any of my bills or anything like that, but I did get to live there. So that took that off my plate. But still, I had to pay for college. I had to pay for all of Austin's stuff and my stuff and a car and everything to get back and forth. But I just had to work myself into the ground, basically. And I just looked at it like, okay, well, this is a
Starting point is 00:08:00 short period of time. Do what you got to do. And you be able to, it'll be like, it'll pay off. So I did, I worked, like I went to, I always had a job since I was 15. But then when I got to college, I had two jobs or three kind of, I went to, I went to school, like in my classes, and then I would go to my clinical work, and then down like in Indianapolis. And then I would also go home. I'd go pick Austin up from daycare, take him to a different one, and then go to work at night, go pick him up like at 11 or 12 or something like that when I got off from the restaurant. And then go home, try to study for a few minutes and, and then get up and do it all again. I mean, it's hard. I mean, that's wild. Cause I'm like, it's hard enough being a student, a college student working while going to school. And you're also raising a little human
Starting point is 00:08:57 on your own and you really were completely on your own, no financial support from the father and really just like, okay, this is, it is what it is. We just have to keep moving forward. That's incredible. Yeah. Yeah. I mean, I think in the first six months he would bring over like stuff. He'd never give me money, but he would bring over like, like cute little outfits or something like that. But then since then, nope. No. Wow. How old is your son now? 27. Oh my God. That's crazy. Isn't that crazy? Wow. I just, I think about my, cause I don't feel my age. Like I'm 44 and I don't feel like 44, but then even thinking about my son being 27, I was like, God, I did. I was 27 years ago. And it's absolutely insane how fast time goes. Yeah, no, absolutely. And no, you don't seem 44.
Starting point is 00:09:54 Well, I was telling you before I hit record that I was rewatching season one of Selling Sunset. I think you were 38 at that point when you were filming that. I'm 38. I'm like, there's no way like the amount of stuff that you've experienced in your life and then you got to settling sentence you're only 38 I'm like that's yeah I can't I have nothing to write in my memoir like there's nothing going on I always say like you know cats have like nine lives I'm like oh I'm like I don't know what kind of cat I am because I'm like, I've got 29. And then I started seeing people posting after reading my book and they were like, oh my God, you've had
Starting point is 00:10:29 like 5,000 lives like before. And I was like, I know, like I really have. Like I just, you know, but life happens and you got to pick up the pieces, do something different. If you don't like your circumstances, change it. So that was part of your journey. And you finished school, got a job. At what point did you decide to move to LA, which you probably didn't know at that point. That was going to be such an important moment, getting your real estate license, trying it there. Like, yeah, how did that kind of go?
Starting point is 00:11:00 Yeah, I didn't. I don't think I elaborated that much on that in the book. I made the move initially. I've always wanted to live someplace warm. Indiana's not so warm. Yeah. And I just wanted more opportunity. And so I thought about moving. And then at one point, I was dating this guy for a while, the baseball player. And I found out that it wasn't his ex-wife. It was his actual wife. And he would tell me like that, you know, he was going to go over there. It was really important for him to be around his son. Like when he goes to bed and wakes up, like he wanted to make sure like, but they slept in like when he would go spend the night over there, they had separate rooms and stuff, but he wanted to make sure while his son was still really young, he was there for him. I thought that that was just, he's a good dad. I was like, I wish Halston had a dad like that. I get it. Like, yeah, no, I found that.
Starting point is 00:11:55 I don't know how he pulled it off for so long. Cause I was in the family section with his parents and his cousins and everything like that. I was like, how, how did he pull that up? Why did they all go along with this? It was mind boggling to me. But so I really, I found out and I was just, I was so- And you found out by seeing his wife on TV during one of his games and you're like, how dumb is this guy? And I told him I was going to be watching. Like, too, I was like, what in the world? Like, it was so crazy to me that he was able to pull that off. And I was that dumb, like, that I believed him. But I wanted to believe the best in him and stuff.
Starting point is 00:12:37 And, you know, but it all works out the way it should. And so I just basically decided right then, I was like, I'm done here. I'm done. I'm, I'm, and I, it just, it hit me so hard and it hurt me so bad. I was just like, I'm making a fresh start. And so, um, I decided to come to LA. Um, so my, my mom did, my aunt and my mom helped with Austin while I came out and I looked at places, found schools and stuff like that, decided where we wanted to be. But yeah, that's when I moved. And was that when you first moved to LA, was that when you met Amanza or was it later? Yeah. And she's like, I didn't realize how pivotal she was to, again, how all of the real estate selling sunsets, like that's kind of wild.
Starting point is 00:13:31 You're like, you met, I didn't realize you met her that long ago. Oh yeah. Yeah. Um, it was, uh, I think probably within six months of, uh, of me moving to LA. Wow. You met her that's. And, and then, you know, while you were there, just to kind of catch people up, though it's all in your book, which is incredible. Again, I like binged it over a weekend. It was just a really great read. You met your first husband, and then later you met your second husband. Then you lived in London for a bit. You really were everywhere. But I want to kind of... And during that, a lot of hardship, a lot of, again, overcoming some really tough situations while trying to, you know, again, protect yourself, protect your kid and everything like that. Eventually you get, when did not like Arizona, but
Starting point is 00:14:27 Austin was there because, um, and so I went back there, but he was going to college and stuff. And so I, um, ended up getting a job in New York. And so then, Oh, that's right. You lived in New York for a bit. I forgot. Yeah. And New York. And then, um, and then Jason and I, I flew back for my birthday. And Amanda was dating Taye Diggs at the time. And so he flew me back as a birthday present. And yeah, I got reconnected with Jason and. That's right. And you were dating Jason. Is that, yeah. That's why you moved to LA again, Jason. Oh yeah. I. And you were dating Jason. Is that? Yeah. That's why you moved to LA again, Jason. Oh yeah. I forgot that you guys dated. Yeah. It was like a million years ago. Right. That's, that was, you know, again, what a key relationship that, you know, you were not
Starting point is 00:15:16 meant to be romantically involved at all, but what a great friendship. And then because he was starting his real estate company, you kind of got in there and then started, I think, you know, what you were always meant to do, which was your real estate career, living in the city that you were meant to be in. And just kind of is that kind of what you felt like when you were in that situation? You're like, I think this is where I'm supposed to be. I knew that I love moving around. I love trying new things, but I've done it. And I know I'm supposed to be here. And then same thing.
Starting point is 00:15:51 It's like, sometimes you just know something and it's like, you don't know why, but you just know it. And I felt like that with Jason and my, I remember my sister like just like what is wrong with you she's like what like why do why are you putting yourself through this because when we broke up I was like I I can't explain it he's supposed to be in my life and she's like it's torture for you I was like it's it's fine he's I he's supposed to be in my life and, and I couldn't explain it. It's just, um, and he was the same way though, where, where even when he would like break up, then he'd call me like a week later, he's like, can we hang out? Can we do this? And I was like,
Starting point is 00:16:37 stop messing with my head. Um, but, um, but I knew I was like but yeah and so we just we have always needed to be around each other and and and there's there's something i'm doing um with one actually one of my ex boyfriends too um but um but he's um but he's like a good friend now and he's, um, an OBGYN. I'm on the board of directors for that, um, for the women's health organization. Um, and, and we're supposed to like, we're trying to like, you know, research for research and, and for outreach programs to do all these things. And I felt like that with him too, where it's like, we don't have to be like together. It's like, we're amazing friends, but he't have to be like together it's like we're amazing friends but
Starting point is 00:17:26 he is supposed to be in my life and and I think I when I look at it and I'm talking to you I think it just dawned on me I was like I think because raising awareness for all these things and helping other women like not go through the things I've had to go through with my fertility and and you know just um using my platform for good to help other women like that. And so I was like, some people are just, you don't know why that you're just drawn to each other and you need them in your life. But there's a purpose for it. And ultimately what it led to is not only, I think, even if Selling Sunset didn't exist, I think you'd still be very successful in real estate. Like that's, you know, a no brainer, but the show came about and what the first season was in like 2019. I
Starting point is 00:18:10 think that's when it aired. I think it was before COVID. Yeah. So 2017, maybe 2018, because, um, we got Romaine and my, and I got married. Um, our wedding was in 2019 and that was season two. That's right. Okay, great. And so when this came about, this opportunity to have this reality show, which there's good things, bad things. There's good reality shows. There's ones that make you look terrible and you're like, but I'm a nice person. What were your thoughts about, oh, I never thought I'd have a career? Because you never thought you would have a career in acting or being on screen. That was never, ever in your mind. No, never. What's in this McDonald's bag? The McValue Meal. For $5.79 plus tax, you can get your choice of
Starting point is 00:19:02 junior chicken, McDouble, or chicken snack wrap, plus small fries and a small fountain drink. So pick up a McValue meal today at participating McDonald's restaurants in Canada. Prices exclude delivery. I, you know, I didn't know what would come of it, honestly. I thought that, I guess I just figured I'm going to go for it. I mean, it's kind of the way I live my life. It's like, try it. If I don't like it, it doesn't work.
Starting point is 00:19:25 I can quit. But the one thing I was scared of was that I did start establishing myself in like in this new area in real estate. And I just didn't want it to hurt my reputation or where it would make me look terrible and I would lose my clients or something like that. But on the flip side, it could catapult me to a different level. And so I was like, all right, let's give it a shot. We didn't really know what the show was going to be about other than women in real estate. Because, you know, it's easy for people to come on the show now because they see it. But for us, we were just, were had going in there blind just blind
Starting point is 00:20:06 and and so we didn't really know what to expect we didn't know how to act and and and I was yeah it was hard it got some games it took some time to get used to it did it affect your real like yeah I'm curious because there's always like um especially with the later seasons where it's it's very cinematic it feels like you're watching something really grand and the outfits are outrageous. You're like, I can't even imagine sitting in that outfit at a desk, you know? And some of them are just like outrageous, but they're beautiful. But, you know, you wonder, is anyone actually selling real estate? I know you are because you're always coming up and the artist is like, Mary does. Don't know about anybody else.
Starting point is 00:20:45 You are. But I'm curious, what was the impact on the real estate side? Because I'm sure in the back of your mind, you're like, listen, I don't know how long this show will last. We nothing's guaranteed. I want to make sure that I've got this always in my back pocket. Yeah, I I think at the beginning it started off. It started off where it really helped.
Starting point is 00:21:15 Um, but over, I would say it's probably a combination of, of the show and then just a crappy market. But I have had, um, there's other agents that are just like, they, they're haters and they, they're jealous about like the business like that how much business we get so i've actually lost some listings because of the other girls um behavior and i'm like i did not do really i didn't do that they did that i know and they're like no that's like that's not a good like we don't want to be um involved and then like chris shell like accusing um n accusing Nicole being on drugs. So then the guy, some of the things he's like, no, look, all of them are, all they do is like go out and party and go to events and stuff.
Starting point is 00:21:55 They're not actual agents and they try to use stuff against us. And I was like, oh my gosh. I was like, I mean, it's so crazy. I mean, it's a great opportunity. And I've worked so hard to build my business, to maintain my plenty of clients and stuff like that. But on those occasions, I'm like, that is not cool. Like, I mean, you get, you get judged, like, I mean, by your, like who you hang out with and stuff kind of, you know, it's like, and I love all the girls, but I'm, it makes me frustrated sometimes like that their actions can affect me like in my business. So it's pretty frustrating sometimes, but there's still a lot of good that comes from it. Yeah. I mean, you were now known kind of globally, which I assume is a great way to attract new clients or people that,
Starting point is 00:22:55 oh, I wonder if she's selling something, she can hook me up. So that's definitely something that most people can't do not having a big global TV show. Absolutely. Yeah. Yeah. It's definitely opened the door to a lot of, um, of my European clients and, and people like wanting to get second home in LA and stuff like that. Then they, um, they'll give me a call. So yeah. Yeah. So we can see where you're at now, which is like, I'm so proud of you, especially knowing your full story from reading your book. It's amazing to see where you're at. I mean, you're living in LA and everything looks beautiful and glamorous. And it's just like, yeah, that's, that's the kind of the dream. But I'm curious, like kind of with the financial side of things, because you, there were lots of
Starting point is 00:23:37 times where you didn't have enough, you didn't, or there was the time with the second husband, or you went bankrupt, or there was some situations going on there. What, what were some of the lessons about money that you've learned throughout your journey of, you know, sometimes you have to work three jobs. Sometimes, you know, you thought you could depend on someone and you couldn't, you know, messed you up and messed up your credit. You know, what did you want to make sure that, okay, now I'm in LA, I've got this fresh start. Once again, this is what I'm going to do differently. Yeah. After, after my second ex-husband, I'm, I'm never making those mistakes. I'm never allowing somebody else to have control over, over my situation. Like I work so hard if I'm building up my credit
Starting point is 00:24:26 and trying to build everything back again, I'm not allowing someone to take it away. So when Romaine and I got married, I got a prenup before. I didn't even have that much back then. But still you're like, I'm not taking any chances. I was like, I will have this, even if it's for my own peace of mind.
Starting point is 00:24:43 Like Romaine is not that person. And he was like, sure, I'll sign it. I don't care. He's not that person. And we keep separate finances, too. Like, I have separate bank accounts. We only have one joint thing that is only for, like, tax purposes, whatever. But other than that, I don't want anybody having control or being able to do that again. I won't ever put myself in that situation again.
Starting point is 00:25:14 It sucks. I've struggled most of my life. And I've built something that, and I'll be damned if someone's going to take it from me. So I just, well, yeah, I, I keep separate stuff, but I also have what we call, I, my friends call it a money Twitch because I, and it's like a legit Twitch when, when something like happens or something's so expensive or it's like ridiculous, like expense. And, and I think it's like, it like, it gets me a money switch. I'm like, um, literally twitching because it's just such a sensitive subject for me. And, um, and so I just, um, I just, I, I, I just don't want anybody spending money. I think.
Starting point is 00:26:03 I mean, it makes sense from your life experience and what all the things that have happened in your life that you're like, I don't, yeah, you're probably very, like, I would assume, again, having similar backgrounds a little bit, that you're probably very careful with your money. And that's one thing that I wonder. It's like, how do you make sure that you are like, I'm going to make sure that, okay, this time I'm in a really great financial position. I'm not screwing this up. I'm not going to let anyone take my money. When you live in LA, everything's so expensive. And especially with the show, it's very much like spending money, flashy things. How do you kind of stay grounded? I'm very frugal with a lot of stuff. I just
Starting point is 00:26:40 don't need a lot more. I don't know. I don't ever want to be in that position again. So I don't, I just don't feel the need to, to show off or, or try to afford something that, that it's just not a smart purchase or something. Cause I'm like, I don't know. I, I always think in the back of my head without meaning to what else could I buy with that amount of money what else could I do with that money like so if there's a big purchase and I really really want it I have to really really want it um and it has to like even for a purse or something like or if there's an outfit designer outfit I'm like nope I won't buy any designer outfit because it goes out of style so fast like I'll do a jacket I'll do a purse or shoes but like enough I'm like
Starting point is 00:27:31 no because you can only wear it once every well I was even wondering like when you're on show and you're wearing these outfits I'm like you can never wear that again because we've seen it so I'm hoping these people are renting it or something or they're getting it borrowed because I don't want to know how much those things cost well you don't normally don't see me in too many of them but I I do buy designer stuff but I have to I have to rationalize it um I'm just I'm not gonna throw that money away it has like with a bag you can carry every day so that that's a smarter purchase for me shoes you can wear multiple times a week and that's a purchase a shirt nope so i will not be spending that money on it on like whatever i'm just um so there's just small things like that and then um and then
Starting point is 00:28:18 anytime i can because i always look at things like with collabs and stuff like that being in my position i'm like if something if it's mutually beneficial like for both of us even if it's not like a paid club it was like okay um want to go stay in a hotel or something like that was like do you want me to tag and stuff and you can be a like a better deal or like i can stay like for like a media rate or something and and then i'll tag you on it and get attention to where about your hotel or something. I do that with almost everything. Because I'm like, I know.
Starting point is 00:28:53 Cause I'm like, why not? I'm not going to have this platform forever. And it helps them. And it helps me. And you get a deal. Yeah. Who doesn't love a deal?
Starting point is 00:29:00 And especially as a realtor, of course you love a deal. I'm like, yeah, I just, I do it with everything. Cause I'm like, I'm not going, I'm never going back there. I'm never going to get into the situation again. So I'm going to try to make smarter decisions. That's, I mean, that's good because, you know, we see a lot of people who become reality stars or even like sports stars, young people that get into like football, and then 10 years later, they're broke. And it's it's, I always just want to like yell through the screen,
Starting point is 00:29:30 oh my god, I hope you're investing. I hope you're doing something smart with your money. So I'm curious, what are you doing? Besides, you know, paying attention to where you're spending? What are you doing to make sure we're maintaining this money? It's not going to go anywhere. Yeah. I've got multiple accounts, um, like stocks and money markets, um, to try to, um, like earn higher interest rates and stuff on, on the money there. Um, I am then I'm also paying down with my house. I make the extra payments to it. Um, so yeah, cause I was like, I don't, it saves a lot on on um on your interest and stuff like what you're paying so um so i make a couple extra payments um you're on that do you have like a ritual or like how do you keep things organized like once a month you go through
Starting point is 00:30:17 everything or is it just kind of oh everything's on auto pay. Everything's on auto pay because I'm way too busy and I cannot have one late payment. Everything back up. And the bankruptcy, I had 815, I think, credit score. It was like 815 or 820. And then it dropped down below 500 when I came back to the States and I found out what had happened. And just to clarify, do you want to kind of explain what happened? How did you get into that situation of bankruptcy? Oh, yeah. So my ex-husband had, when we were in London, had pulled out the credit cards. My name ran them up and I didn't know about it because there was no forwarding address and they have a completely different credit system over there. And so when I came back,
Starting point is 00:31:06 I thought that it was still like the way I left it. And I went to go get a car because I was starting over and it was a very long road to start over because, because it was under 500. I couldn't get a car loan on my own and and step my um stepdad had to co-sign for me um because it was so low and yeah it was all all of the accounts were already in collections and so I tried to hold off and just start paying things off and and stuff as much as I could but I I came back with absolutely nothing. Like he had all this stuff. So it was, it was so hard to do. And then after a couple of years, I was like, I
Starting point is 00:31:50 just, I have to get this back on track. I can't do anything without good credit. And so, and I was just, I talked to some financial people, credit, credit people asking what to do. And they were like, honestly, it might be, it's going to be faster if you just file bankruptcy. They suggested I do that. Um, and it, you know, it was a huge hit to my ego. Um, but because I was just like, I'm not gonna suffer for what he did. But at the end of the day, that's what I was already suffering. I needed to fix it and fix it fast. And, and there was no way I was, I was able to pay all of that off. Like it was just, was it like, how much was it? Like, are we talking like six figures or? Uh, it was almost
Starting point is 00:32:37 a hundred thousand. Yeah. Yeah. It was right, right around a hundred thousand. So, I mean, that's it. And now looking at it, I mean i mean i mean it wouldn't be as big of a deal now to just pay that off but but um oh it would suck but it wouldn't be but i could do i mean you know i would do it but then i was like you're coming back with like no money it's like i didn't even know how to even i i had nothing like nothing and and so that was like a pipe dream, like to be able to pay it off. Like I was like, okay, I'm going to do it though. I'm going to find a way, but sometimes you just have to cut your losses, start over, do it the right way and get a clean slate. And so after you did the bankruptcy, how long did it take you to kind of get back on
Starting point is 00:33:26 track, get that good credit? I imagine several years. Yeah, absolutely. It takes a very, very long time. Starting with new credit is so much easier. Romain came over, had nothing, and hey, he was all the magic. He's got amazing credit, but he has no negatives and so the bankruptcy stay on for a long time and and it took a very long long time i think it's just um i think i'm up to like 750 or something now but i'm still i'm i refuse to stop until i get back up to where i was like i'm like no i'm getting back there. That's what I earned it before. And I'm going to earn it again. I love how transparent you are. I think that's so great. Thanks for sharing your credit score. I'm going to talk about something else, don't I? So I was
Starting point is 00:34:15 like, what's my credit score? Yeah. So one thing you talk about in the book, and I bet this has, I'm not sure if you kind of realize this, but you probably have, that you have ADHD. And there's a lot of data, research that shows that there's a really big connection between money and ADHD and how that can have a really big impact on spending. It sounds like in general, though, you've been pretty good at managing your money. But I'm curious, have you felt at any times that it has your ADHD impacted, you know, the way you earn money or spend money or think about money or your career in general? I guess I've never associated it with money, but now that I say that, like I don't take my Adderall when I'm on vacation normally.
Starting point is 00:34:59 And that is when I, whenever we go to Vegas or something like that, I was like, that is when I'm like, that was so unlike me. Like I I would like buy stuff. Like, I was like, actually go shopping. I hate shopping though. So, um, I, I, I'm just not, I just don't enjoy it. Um, but then when I, so that might actually be, I kinda, I kinda, um, agree with that because. Yeah. There's literally a whole like subculture that's about finance and adhd and how people are like oh i just discovered i have adhd that probably makes a lot of sense to why i keep on getting into debt or can never get a control of my spending or i've never been able to stick to a budget it's because obviously that would influence how you do that i guess i don't i
Starting point is 00:35:42 don't really think it's bothered, like affected me as much as like maybe some other people. I have like my own quirks and stuff like from it and that I really, really struggle with. But, um, but I don't think that's part of it probably because I just have everything I've been through where it's like, it's like, it's just in me now from how much I've struggled to, um, to just live really. Um, and so I think that's just ingrained in me now. So, um, and I would never, it almost makes me nauseous to think about spending money that I don't have. Like, like it just, uh, yeah, I physically feel sick.
Starting point is 00:36:26 I get that. I get that. I really do. And I'm curious because, like, what that sounds like to me, and again, like, I have a book coming out that's very much about, like, the inner workings of our relationship with money. Part of it is, like know, just didn't have money or went through bankruptcy and they have these really negative associations with money, or it's very fear-based or shame-based. It's very hard for them to go from a place of scarcity of just like, I just want to make sure I keep what I have to then shifting to the mind of, but we can get more. We can do better than just having just enough. So it seems
Starting point is 00:37:05 like you have maybe found the balance. Like you're still like, you've got that kind of thing. Okay. We want to make sure we're not spending too much, but you've also been able to build an incredible career in luxury real estate, which is so like, that's so much money. How were you able to kind of, yeah, kind of balance both? Well, I think just kind of budgeting in a way, like, cause real estate goes up and down and, and for the last two years, it has not been great. Um, and so I, I think in my head, I'm, I probably, I'm going to sound so crazy, but, but in my head, um, I've even considered like, like, because the market is down right now, like during COVID, I've made so much money, but, but it's just slower. So I'm like, okay, well,
Starting point is 00:37:56 now I need to think this through. Like in my head, I play out all these things. I'm like, okay, well, I don't actually drive that much. So maybe I should just swap my car out. Cause I don't need to be paying this. Like, I love my car, but I go through these things like where I'm like, okay, well, I don't actually drive that much. So maybe I should just swap my car out. Cause I don't need to be paying this. Like think I love my car, but I go through these things like where I'm like, okay, what do I need? What do I do? Like what let's think it through. Like if it lasts another year or two, do I really want to be spending all this money on that? Can I afford to do it? Of course I can keep it. But I'm like, but that's just not how my mind works. Yeah. You're like, if we're in another worst case scenario, cause you've been in those situations before let's plan a, B and C. Yeah. Yeah. So I'm always thinking about,
Starting point is 00:38:33 about like these different things that I've even gone. I was like, okay, wait, how much is my car worth now? Just so I know what it is. Like, and I've just like, I'm, I'm just like, I'm just like that now because I always have to have a plan, I guess, when it comes to my finances. And I'll look through things. I'm like, that is way too much. Like, I don't need to spend that much money on something or even with all the subscriptions on my TV and stuff. I'm not home hardly ever to watch TV. Well, I'm home. I just don't watch TV and stuff. I'm not home hardly ever to watch TV. Well, I'm home. I just don't watch TV that much. I'm like, why am I paying for like 10 different streaming services
Starting point is 00:39:11 and all these things? I was like, I don't need that. Let's cancel this one. Let's cancel this one. And I just can't stand to spend money that's being thrown away. I love that. I feel like you're probably the only person in LA who's probably. There's a few, I'm sure, but it really does seem, especially on your show, you just see just money being thrown around and you have no context for like, how much money does this person have if they're buying a $20 million house? But sometimes you're like, my God, I hope they can afford the property taxes. Have you thought about the taxes? Oh my God. I know. Property taxes are nuts. Speaking of real estate, I kind of want to chat a little bit about that because yeah,
Starting point is 00:39:50 it's such a fascinating area. And I love watching real estate shows because it's, yeah, it's just like, it's just talking about money and it has like, there were the pretty spicy, exciting years in real estate. I guess that'd be like 2020 2021 and then interest rates started going up and it's been kind of down we're starting to see interest rates shift wasn't it oh my it was I well I know I bought my we sold our townhouse in Toronto and bought our house at the peak oh yeah okay because like we sold it for a really great profit. It literally doubled in like five years. But then we also bought our house at the peak.
Starting point is 00:40:30 So it's okay. We have a plan just like you. I'm like, I've got a plan. We can afford a house. We're going to stay here for at least 10 years. So we can build that equity, all that kind of stuff. But it's been an interesting time to see real estate. What, you know, yeah. How has the market been?
Starting point is 00:40:43 Especially luxury. I guess that's a very different thing than just regular residential for most regular people uh yeah the luxury market well um it's it's taken a big hit and like yeah i mean we're always very um overall we're kind of in a bubble and stable like overall like in the big picture but now it's, it's like with the city and, and, and accounting and everything, it's just, um, things have just been put into place that are very poorly thought out. Are you talking about like the luxury tax and stuff? Yeah. Yeah. Yeah. And then with the interest rates and the luxury tax and everything, it's just just it is really affected the market um so until that gets overturned um
Starting point is 00:41:27 it's going to be i mean it's it's taken a hit for sure um because it just it makes no sense for people to to sell their property it makes no for developers to come in and try to flip it because um they don't have enough profit. So with and then building materials, the prices are higher. And so with all of these things coming in, all combined, it's just it's, it's made it quite difficult. What Yeah, what do you think? Like, what if things I mean, I know things will rebound, they always do. But what Yeah, what's your plan B for like, Oh, okay, well, maybe LA isn't the place to be. Have you ever considered like, yeah, doing another market or something like that?
Starting point is 00:42:09 I know some people are like, oh, maybe I'll sell in Texas or something like that. I would love to go down to OC. I would love to see you on OC also. I feel like it needs someone like you. I don't know how I'm going to be able to handle it. It's hard enough in my office. I don't know how I'm going to be able to handle it. It's hard enough in my office. I don't know. I mean, I'm actually friends with some of the girls,
Starting point is 00:42:28 but just being, or actually with all of them, but being in that office and dealing with that drama on the show. It seems like a lot of drama and it's almost confusing drama. Like I don't actually know what's going on. Oh, it was such a beautiful place. It's so clean and so just relaxing. So I was told, Romaine, if we ever did start a family, I would love to move down there. Once the show's over and stuff like that, then I would seriously consider it. But now the market down there, because everyone's moving out of LA because of all this going down to OC. And so the prices
Starting point is 00:43:05 there are out of control. Speaking of Romaine, I know there's a part of your book that said you had the idea and it kind of sounded like if this show, you know, ends or, you know, comes to its natural end, you and Romaine, it would be cool to do some sort of show together where you like flip or build places. I would love to see that. I love a flip show. And I think you guys would do that so well together. Have you ever, have you guys done any real estate together? Like, have you flipped a place before? Or we've okay. So we were trying to decide what to do on that. And so we ended up getting this place and, and cause we both loved it. And I thought that there was nothing that was going to need to be done to it. Well, there wasn't, but there's things I decided I wanted done. So, um, but it was actually,
Starting point is 00:43:53 it's been really eyeopening how, like to see how much these costs, like where we can do it on our own timeline. Um, and so I can get a, um, a better idea before jumping in and being like, okay, now we're sitting on this much and it has to be done because Romaine still works a full-time job. So either he has to stop working to do that full-time to flip it. But right now we're both have just been too busy. And until I see, like, until we find an amazing property that's really, really would be a good flip for us. And I would want to start small first too, to make sure I'm not getting in over my head. So I'm just very logical about everything.
Starting point is 00:44:37 Yeah, no, that makes sense. Cause I, sometimes I watch these real estate shows and then they get to the point where like, so what do you think this place is worth? And the realtor is like, it's 13 million. They're like, really? Because I put 20 into it. And you're like, didn't you like think about price before putting all the finishes in and like doing it? Like, why did you put all this stuff that's so expensive when you know you can't get it? It just doesn't make any sense to me. Absolutely. That's why I really want to like, I have to think it through because that i mean that could be a i mean we could really um lose our ass on that and i don't ever want to do that um so but when we redid our kitchen i wanted all the different um uh different color schemes up
Starting point is 00:45:17 throughout the house so i turned all the dark stuff and making it very, like, very calm zen kind of vibes, like, in here. And so the kitchen, I thought, would be a very fun project for us to do together. Ooh, that was a lot. And it was very time-consuming, especially when, like, still working, like, you know, filming and, you know, being an agent and writing my book and doing this. I mean, it was a lot, but then just the amount of time for one panel was just like, okay, this is something when we flip we're, we're hiring, we're subbing that out. Someone else is doing it because this is not a good, um, um good use of our time.
Starting point is 00:46:08 We'll have someone else do that. Lesson learned. And then, you know, so I think I'm just like getting a feel for it, waiting for the market to find the right property. I'm curious, like, because I guess you filmed, when did you film the latest season?
Starting point is 00:46:22 But I just felt like there wasn't that much real estate. I'm like, is it because the market was kind of crap? Because it really wasn't going much on the market maybe a little bit I feel like we had quite a few really nice homes but um I can't even remember what was on this season anymore I feel like it was it was very like it was like 80 drama with 20 homes which is fine hey I watched everyone watched it's fine well yeah i would like a little more real estate but that's just me i like i like the the deal and all that kind of stuff i think that's like the exciting part i know i wish that they would get back to that i really do how much say do you have in this show because i i know like you're not a because you're not a producer
Starting point is 00:46:59 so you can't you just have to show up and do And how do they know what is going to happen? They don't. They just film a bunch. They film a bunch. Well, we film so much more than what you guys see. Yeah, I know. Because it almost seems like there's only like, it's so condensed. And you're like, how long is this timeline?
Starting point is 00:47:19 It seems like it's over a month or something. Oh, no. It's about four and a half months um like for one season and then we go back and do like pickups and like the confessionals and stuff like that so how how long are you off after filming well this is the first year that we've ever been able to um after season eight we got three months off and we're gonna start filming again um but but i didn't really get off because I was using it all the time with my book. But before we would go back to back two seasons.
Starting point is 00:47:52 So it was like almost nine months. We would go back to back and only get two weeks off in between. Yeah, that's actually surprising. I don't think most people would know that. We were exhausted, like exhausted by the end um and so was production and i i think that when you're filming and working that much there's not a chance for anything to go on in your life for anything to develop you know and so then finally they got it where they were like okay we need to give everybody a break and we're gonna just
Starting point is 00:48:22 split it up a little bit differently now thank And we're like, thank God. Yeah. You need some time to breathe and have something happen. Cause I mean, that's likely why the show's kind of be like taken the route where it's like a lot of, a lot more office drama. And I was like, probably cause you're just only seeing your workmates every day. And so I'm like, yeah, if I was in that situation, I would be like having fights with my colleagues all the time. Cause I'd be be like i'm so sick of seeing your face tired and and just like worn out it's like you just don't have the patience anymore and so you just kind of like get snappy and whatever so yeah but they also they also edit it down too just like what they consider is the most um entertaining parts or or something but there's a lot of stuff that we filmed. It's
Starting point is 00:49:07 really funny and just like, and like different stuff. And then it depends what happens. If one of us like this year with Chelsea getting divorced, like a lot of all that fun and happy scenes that we did are all about cut. Yeah, it does seem kind of a darker season a little bit, like a lot of like your dog passed away, which was so sad. And there was the funeral and then there was, yeah, the divorce.
Starting point is 00:49:31 And you're like, yeah, I feel like there needs to be a little bit more fun. Happiness and stuff. I'm I, every season I push for that. I'm like, we like actually hang out like Jason,
Starting point is 00:49:40 Brett, Romaine and I, you know, all the time. And then we'll like, whenever some of the other girls and stuff, not all of us like hang out all Jason, Brett, Romaine and I, um, you know, all the time. And then we'll like, whenever some of the other girls and stuff, not all of us like hang out all together, but, um, but we do really fun stuff when we go like, um, and, and it's funny and, and lighthearted and stuff like that. It was like, I always want to push for that. Was there anything that's made
Starting point is 00:49:59 it into the show that you were surprised? Like you watched you're like oh I didn't remember I said that or oh they cut that like that I didn't see that coming um yes um there was I mean there's a lot that that I don't remember that I say I'm like I'm like huh that's interesting. I was like, I don't even remember that. Um, but I would say this season, I did not, in my head, I did not remember that how, um, how dramatic, I guess the scene was with, um, and what actually happened in that. With Amanda, me, Nicole, and Alana. When Nicole makes that accusation against Emma. And I was like,
Starting point is 00:50:53 I legit did not know what they were talking about. And then, because it was such a small thing that was said in kind of my best thing but by the other person. And I was like like what are you what are you talking about because that wasn't what she was saying like it was two different things and it was like it didn't make sense to me and then when they were like saying
Starting point is 00:51:16 that I was like what what do you like okay but then even in my head, when I watched the show, I was like, oh, God, that was a lot bigger of a scene than I remember. Because I think I was just confused in my head. And then I remember Amanda saying, don't do it. And I told her, I was like, you're going to scream. You don't want to do this. You really don't. But that's where. And then I watched it.
Starting point is 00:51:41 I was like, oh, that was way more dramatic. And when I spoke to Emma about it, she was like, what like what happened i was like i don't really think that there was because this is all i'm here i was like i don't think that she actually even said something because i just remember manson and i saying no don't don't don't talk about anything like that because it wasn't even a big deal and i watched i was like oh yeah okay yeah for anyone listening who hasn't watched selling sunset what we're talking about is is Nicole. I know I'm like talking to you as if like we're just doing a rewatch podcast now. It's just that Nicole alluded that Emma was like cheating or was the other woman or something like that, which, no. It was just a rumor that she heard.
Starting point is 00:52:18 And I'm like, you know, you shouldn't – you're not coming off great. You didn't come off great last season. Like I always kind of wonder too, like don't you, but I don't know. I don't know. You know, people make certain, you know, you talked a lot about Christine in your book and just watching the first season again, she really did come off like, oh, she's kind of spicy, but fun and seems nice. And she had like nice moments with Chris Shell where they cried at the bar and then, oh, we should be friends. And then she just like turned left on season two. And you're like, what happened? Does, is that kind of part of it? You kind of alluded to it in your
Starting point is 00:52:51 book that some people change fame, money, it changes people. You have always been like, this is my path and I want to maintain my consistency and who I am. But have you seen a lot of changes with certain people and just like, yeah, I guess fame and money, it does kind of affect people in different ways. It does. Yeah, I, I, I see a lot of people change from it. I mean, not everybody is as dramatic of a change, like as like, but I mean, it changes everybody. And that's normal, too. But, but I, what I think it does is it, it exaggerates everyone's, like your worst think it does is it, it exaggerates everyone's like your worst qualities or your insecurities and exact them. So, um, because then, yeah, I, I just think it doesn't necessarily change you completely, but it does exaggerate them where you can just
Starting point is 00:53:37 really almost become like someone unrecognizable really. Yeah. And it sounds like for you, you have a very clear idea of this is what I want my relationship with money to be. This is what money means to me in my life. It's I want stability, security. I want to thrive. I want to have a good life for myself because you haven't always had that. Right. What from talking, I don't know if you talk about money at all with any of your colleagues or anything like that, but do you get a sense of like they have different ideas of money? And, you know, I guess it is what it is, but. I don't really talk to anybody about it. No, no one talks about money in the office. I guess
Starting point is 00:54:14 that would be kind of weird. I'll ask Jason for like advice and stuff on things like, um, and yeah, I'll talk to him about it, but I don't get into anybody else's business. Yeah. It's none of your business. Fair enough. I mean, that's kind of like your, your role to a T in the show, not my business. And that's how you stay out of trouble. And I completely agree with that.
Starting point is 00:54:41 I mean, if they want to ask me a question or if they want to tell me something, great. But if not, I'm like, yeah, I just kind of stay in my own lane. Yeah. And so the last kind of thing I want to chat about, because I'm sure lots of people are curious, is like, so you're part of this show. And this has obviously helped you not only with your real estate career, but also it pays you, hopefully. I mean, I assume you wouldn't do this for free.
Starting point is 00:55:03 And then it gives you a larger kind of platform that you can do some really great, you know, philanthropy and highlight some really great organizations. And also you can make some money. And I'm curious, like, how has that changed you just realizing, oh, there's a bigger kind of world. There's more opportunity out there. And again, also, I'm sure in the back of your mind, you're like, but I don't know how long it'll last. So I'll, you know, but I'm curious, how did that, that must've been such an interesting shift of like, I'm not just
Starting point is 00:55:31 earning real estate money. Now there's other opportunities. How do I utilize this? I, um, I think it's constantly shifting, um, because, because like that with collaborations and stuff like that, like paid ones, it was much better a couple of years ago too. Um, because, but now that like, everyone's going into micro influencers and I'm like, man, that's not me. I have my hands in everything. So, so, but, um, you know, I keep coming up with ideas on things that, like, I'm interested in, things that are organic, things that I would love to do and be a part of because I think that's how you kind of build an empire. And so I guess, like, if it doesn't work, okay, I tried. thinking about opportunities that would make me happy, would make money. It would make sense that I can add on to my real estate business while I have
Starting point is 00:56:31 this platform. So yeah, my brain is always going that my, my ADD has got me like, there's about a thousand thoughts in here for every one. I think someone else has like, it's, there's about a thousand thoughts in here for every one. I think someone else has like, I mean, cause it's just like constantly and there's so much going on in this crazy brain. So, um, there's always ideas and then I have to like, like think them through,
Starting point is 00:56:57 think what's okay. Like, okay, what's going to be beneficial. And then, um, yeah, but I've got a couple of things in the works right now too. Ooh, anything you can share or not quite yet? They're still just at the early kind of ideation stage. I don't know. I'm looking at it. I don't know. I'm doing a, I'm obsessed with sunglasses.
Starting point is 00:57:25 And I, again, like how instead of spending money, make money and that's why I'm quite- Yeah, make your own sunglasses. That's what I'm doing. So I'm designing, I'm spending a lot of time, a lot of energy, but it's fun, it's creative and it's a really cool process and then I can wear my own and sell my own and make money on it then, then, then buy them.
Starting point is 00:57:46 So, and wear them during the next season of selling sunset and name drop it. So people can buy it. Exactly. Yeah. Yeah. So I'm a, yeah,
Starting point is 00:57:54 I think it's been really fun. And yeah, we'll see what else happens. There's one other thing that's on my, from Romaine and I that's on our, on our, in our future. So I can't thing that's on my, um, from Romaine and I that's on our, on our, um, in our future. So I can't talk about that one yet, but. Okay. Well just look out for it on your,
Starting point is 00:58:12 your Instagram whenever you announce it. Well, before I let you go, one kind of question I want, since your journey really did start at, um, 15 when you got pregnant and you, you had your son at 16, now you're in your 40s and living a life that you probably did not expect. What would you say to your younger self that either as like some advice or something that you wish your older self could have told you?
Starting point is 00:58:38 Well, I actually have that in my book, that letter to my 15-year-old self. Oh my God, I cry every time i read it because it seems to be so proud like and just emotional but um well first of all i would say um don't marry my second i said do not share finances do not marry but um no i think, you know, just keep your head up through everything and, like, just be very, very careful with the money. Don't trust anybody else. You can only trust yourself when it comes to that. And just, but when things go wrong, just pick the pieces up the best you can and keep pushing forward. It'll all turn out.
Starting point is 00:59:26 It'll all turn out. And yeah, like you really did, you know, again, like I said, the theme of this book I felt was really much that of resilience and never giving up. And you, you know, you never, you know, what I loved is I felt like you were humble throughout and you're very, I'd say a pretty humble person. You're like, this is who I am. You never, you know, like when you're like, yeah, I had to work at some restaurants and I was in my thirties and I just had to do what I needed to do to make a living or be a bartender. You never, you know, felt like you were too good for anything. And I think that's really important because it's like, we're, we, life is long. We all have certain stages in our life that we're like, oh, I can't wait to be out of this stage. Oh, I think it's working at Hooters when I didn't have no boobs, too, like because there were better tips there.
Starting point is 01:00:10 And OK, well, girls got to eat and be my son. I was like, I mean, it's still just waitressing, but I was like, all right, fine. I was like, whatever. I don't care. I got to, I got to feed my kid. Yeah. You got to feed your kid. And I bet too, when you look at everything that you've done, you're like, you know what? You probably brought a lot of skills. And that's why, again, you're so successful in all of the little things that you did along
Starting point is 01:00:38 the way that makes you so good at what you do today. I think, yeah, I think part of it is compassion and, and stuff too. Like really actually, if you, if you can relate to things and relate, like having like the fear of, of, of like for some home buyers and stuff and, and the fear of spending that much money and like their, their reactions, like if you actually lived life and you've and you have had things like this happen if you've had to be or if you bought something and like relationship with money and and moving and in real estate it's always ups and downs it's like either you get married you're having a baby or divorce a like um job loss um uh relocation, but it's a stressful time for people. So if you can relate
Starting point is 01:01:28 to your clients on any of those levels, it's going to help. Absolutely. Well, thank you so much, Mary, for coming on the show. Honestly, this was so exciting because I'm such a huge fan. Where can people find you if they want to follow you and grab a copy of your book, Selling Sunshine? Yeah. So, um, uh, the Mary Bonet is my Instagram and my, um, TikTok and, um, you can find, um, Selling Sunshine, Amazon, Barnes and Noble, um, or in the bio on my, um, on my IG. Perfect. Amazing. Well, thank you so much, Mary, for taking the time to come on the show. And that was my interview with Mary Fitzgerald Bonet. You can grab her book. It's on shelves now, Selling Sunshine, Surviving Teenage Motherhood, Thriving in Luxury Real Estate, and finally,
Starting point is 01:02:14 Finding My Voice. Grab a copy. You can also follow her on Instagram and TikTok at the Mary Bonet. That's B-O-N-N-E-T. And if you want to check out the show notes, because I'm going to link to everything in there, just go to jessicamorehouse.com slash podcast. Or if you want to find the show notes for this specific episode, just go to jessicamorehouse.com slash the number of that episode. If you never know what the number of an episode is, honestly, if you just go to the main podcast page on my website, you'll be able to do a search, but you can also just DM me on Instagram and or email me and ask me, what's that episode that you did with so-and-so? And I will let you know because I know everything. I haven't forgot a guest. I know everything. So just ask me. Now, I don't know about you, but I always find it so
Starting point is 01:03:00 comforting talking to someone who is in a really good financial position like Mary or, you know, lots of other people I've had on the show who are doing very well and them saying that they have a budget and they're frugal. I don't know. I just, it makes me really happy. So if you want to get into that mode, if you want to know where your spending's going, how much you're earning, if you're being strategic with your money, you need a budget. I am totally, this is something, a hill I will die on. I think everyone needs a budget because ultimately a budget is just a spending plan. It's just you outlining what you want to do with your money. And if you need help with that, I can help with that in a couple different ways. Number one, you can find all of my budget spreadsheets for download and purchase on my website, jessicamoorehouse.com slash shop. But also I'm currently running the first cohort of my budgeting together accountability group, and it's going amazingly and I'm having so much
Starting point is 01:03:55 fun. And so is everyone in it. And if you wanted to pre-register for cohort two, it's a three month cohort. We get together for an hour and a half once a month at the beginning of every new month. And so if you want to join the second cohort, because there likely is going to be limited spots, I don't want to have such a huge group, make sure to, again, go to jessicamorehouse.com slash shop and you can pre-register. And it's going to run from January, February, and March. So make sure to pre register now. You'll also find a few other things on that page. Number one, my wealth building blueprint for Canadians course. It's almost four years old, I've been helping hundreds of Canadians, you know, figure out how to build wealth, how to invest in a passive way, how to get their
Starting point is 01:04:43 finances together so they can, you know, have the financial future that they want. If you want to learn more about that, there's a link or a button that you can click on on the shop page, or you can just go to jessicamorehouse.com slash course. And also on my shop page, there's a link to my upcoming book that is now available for pre-order. It is called Everything But Money, The Hidden Barriers Between You and Financial Freedom. I kind of mentioned it in this episode because it's very relevant. I like talking to Mary. I'm like, oh my gosh, I completely understand where you're coming from based off what your life experience was. It makes absolute, total logical sense that you would still
Starting point is 01:05:21 manage your money that way and be very careful with it. If you want to learn more about your own money story and your relationship with money and how to heal and make a better relationship with money, because we can all fix some things, even myself, quite honestly, and you'll find out my whole journey in the book as well, you can pre-order now jessicamorehouse.com slash book, or you can just go on Amazon, Indigo, Barnes & Noble,
Starting point is 01:05:44 any online book retailer basically is carrying slash book, or you can just go on, you know, Amazon, Indigo, Barnes and Noble, any online book retailer basically is carrying my book and you can pre-order everything but money. And if you do pre-order, make sure to go back to Jessica more house.com slash book and put in your contact details. Cause then you will get access to a bunch of freebies and extras that are only available to people who pre-order my book. So make sure to check that out. Okay. That is really it for me. Thank you so much for listening or if you're watching, watching on YouTube, appreciate you. Again, if you're listening and you did not know this was on YouTube, all of the episodes this season and last season, they're on my YouTube channel. So go to jessicamorehouse.com slash YouTube, or just Google my name and YouTube and you'll find me and
Starting point is 01:06:22 you can find last season and this season and the video podcast. So that's it for me. Thank you so much for supporting the More Money Podcast and I'll see you back here next week. This podcast is distributed by the women in media podcast network find out more at women in media.network

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