Not Skinny But Not Fat - MRS DOW JONES TALKS CELEB FINANCES

Episode Date: February 15, 2022

Haley Sacks aka Mrs. Dow Jones comes on the pod and we analyze how Ye, Kim, Pete and others spend their $$$...and why some billionaires shop at outlet malls. Get 20% off her course at financeiscool.com w code NSBNF  Produced by Dear MediaSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The following podcast is a dear media production. This episode is brought to you by Peak. Peak is my favorite brand of matcha. Do you guys remember I went on a matcha journey because I needed to like do whatever Courtney was doing. And I was like searching for my favorite matcha and I found it. And it's by peak. They have something called the Sun Goddess Macha and it's the best matcha ever.

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and wellness influence you follow they're drinking matcha and there is a reason for it it gives mental clarity and energy it's just like gives your skin a glow so you guys should check it out and peak for a limited time is offering 5% off plus a free sampler pack of six of their best selling teas when you buy two cartons of their macha. Okay. So you go to peak tea.com slash not skinny. That's P-I-Q-U-E-T-E-A.com slash not skinny. And use code not skinny a checkout. Not skinny applies 5% off site wide. I'm Topsy Bannon Bosch, a mindset and emotional intelligence coaching consultant and a licensed mental health therapist. It's safe to say that I know a thing to about how the brain works and how it impacts the decisions that we make in our businesses.

And that's exactly why I created my new podcast, Crush the Mindset Spiral. Each Thursday, you'll hear my raw thoughts and unfiltered perspective about what it takes to run a successful business, plus the top mindset shifts that you'll need to get to your next level. Make sure to tune in for the premiere episode of Crush the Mindset Spiral. This is Amanda Hirsch from the Not Skinny but Not Fat podcast. You might know me from Natskeni Bonatha on Instagram where I spend my time talking about reality TV, celebrities,

everything happening, and pop culture. I also talk to some of our favorite celebs and reality TV stars. We talk about what's going on. Tune in every Tuesday and just feel like you're talking to shit with your best friends in your living room. Okay, you guys, this bitch, I've been trying to get her to come on my podcast for years. And then I saw you go on another podcast and I almost blocked you. You almost gave me, you didn't even do a mute.

You did a full block. And then I was like, wait, you're now doing podcasts. You're coming on. Haley Sachs, everyone. You might know her as Mrs. Dow Jones, motherfucker. She is the queen of finances, me. basic bitch, meat, how to handle your money, but in a fashion that can appeal to us, young, gorgeous, hot, celeb obsessed generation.

One million percent. And rich, rich, most important. And rich. Like, if we're not rich, we're going to be rich. Or, like, she'll help you think about it. So, or, like, feel rich. Or, like, at least feel it. She'll help you.

And she's amazing. One of her kind. We met. Let's go back for a quick. quick comment. We have to. Okay. So we met. Do they know even like the big deal that we are? Like Amanda, Amanda and I are bravo lebrids. Which we are, which is so random because I feel like you and I were the most random people to go to the bravaholic day. No, every person's Instagram handle there was like, bravo bitch, like bravo girl. And we were like, yeah, like we like we like. We like. We like. probably like we'd have to watch it a lot like it's not like our whole thing yeah i was like i'm

catching up on vanderpump rules from 2014 and like everyone hated me like the guy that flew in from charleston was like oh my god i remember he he fully flew in and i remember i was like i was like i don't know if to go to w w hl and come all the way back from uptown no we literally i didn't go you didn't go I was not at you because we met so we met on this bravo day the bravo day was a huge day though like so basically no it was a huge day but you wouldn't go to wwhal we had spent the whole day at 30 rock basically they like catfished us they were like you're very special your bravo leberties which amazing still on my resume to this day like love you bravo forever

but it ended up really just being that like they were using us as a firing squad for like ideas for like it was something that we could have definitely gotten paid for it maybe should have but like there was like free food and like you met you were at 30 rock and like you met like executives and so you felt like wow you're very VIP like god forbid like they you know you charge for that yeah they were like they were like so now go create content about bravo for free and then you know what we'll give you screeners and things for you to share with your audience for free and this is all super worthwhile for you because here is Cameron from southern charm That at the time I wasn't watching and I was like, this bitch, but now I know we're in lover.

So anyway, we met that day. Haley cracked me up the entire day. Like, I feel like we almost needed to be shesh because when we were touring, when you toured the SNL thing. I feel like, SNL. Like, we were, they were like, shh. And we were like, okay, but well, it was so good. You were cracking me up.

But this is where she lost me, you guys. Okay. There was a Bravo. So she didn't come to. watch what happens live and then there was wasn't there like a club by the way in retrospect i should have gone and i would end it that yeah it's too lazy to come from like your house downtown but now since a pandemic i'm better i like say yes to more things because it's like you know now we know what it's like to not be able to go oh my god baby i feel like i would literally like anyone invite me

anywhere i will like like like literally i feel the same way but okay wasn't there a club and we went to the club and i met you there was what was that club? party. Was that a different thing? Or was that another day? That was at BravoCon. Oh. Which, by the way, BravoCon, I know that people who are listening, some of the people went there. It was so lit.

And it is so, when the vaccine came out, Bravo was playing with us and being like, okay, Bravo Khan is back on. Like, my first thing that I did was get the vaccine and the second thing I did was check is BravoCon back on. And they were like, yeah. And then it's like, no, they had to pull it. And I'm like so upset because it obviously, was the time of our lives.

Wait, so listen, so we go to the club, which, like, very unlike me, don't know how it happened. But Haley was like, yeah, me, you there, no problem. This flaky bitch, like, I'm at the club by myself, like, so unlike me, so anxious. I, like, couldn't find her in the mess. She's like, I'm over here.

I'm, like, touring the club, couldn't find her, finally find her. Thank God. We see, like, the terrace of Vanderpump rule people. We see Jack's Taylor, like, like, like, literally. his PR kind of being like line up if you want to say hi to Jacks,

which is such a different time for me because I really, it's really, you're like friends with all that. Right. I know. It's kind of wild. Like today if I wouldn't be on that balcony,

like I'd leave. I'm sorry, not sorry, you know. But how lame were we? We were like, should we wait on the line for Jack? You were so lame. I was literally like, like,

yeah, it was like, oh my God, I got a picture with like the top of Stasi's head. But I think I still like maintain that a little bit. Yeah, of course. Because I just love celebrities. Like, same.

So, like, it doesn't matter. Always a fan girl. Always a fan girl. And, like, that's part of, like, the deal that you make as someone who loves celebrities is like you're also being like, like, okay, I'm complicit and like being a huge, like, loser fan as well. Right. If I see a celebrity, like, I'm going to have to act like really like flabbergasted and like

this is a while. Right. You can't pretend. You can't cross the line. It's like, you know, like if I get the push box now, like I'm not going to be like, hey, you guys, here's the push box, like, swipe up. I'm going to be like, holy fucking shit. Like, what? I mean, that is a huge accomplishment. I know. I really take it as such. I mean, like, you got in like a push suitcase. Not just a box. You've got it like a push

like apartment. Listen, I will say, and I was just thinking this before I, before I started, like, I genuinely think push is a great thing. Like, I just read a whole article about how Courtney takes a spoonful of extra virgin olive oil every other morning. And like, that's information I want to know. Yeah, 100%. I want to know that too. And I cut to me tomorrow, like choking down some solid dressing first thing. So I think Pooch is a great idea for real.

And also they do really, really great PR boxes. But anyway, so Haley, known her for a long time. And even then, I remember even at the club, I was like, so are you like over the boom, boom. I was like, so are you going to come in my podcast? and you were like, no, I don't do it. I don't know that I really don't go. I was like you're made for it. Like, why wouldn't you want to do it?

I love you. And I'm so, I feel like so lucky to be on this because I am in your small following. Like, I live for your Instagram stories. I love Noah. Like, I feel like I am with a celebrity right now. And like, it's been so amazing to see like what I saw that first day of just like your magnetism.

and like charisma and like completely like you know savvy and sharp point of view that like just cracks you up like so many people have fallen in love with and so it's amazing to have seen do you know that I'm having a flashback of us comparing our following and you being like I remember I don't remember what the numbers were you guys but I literally just got a flashback I remember us at SNL at the SNL studio as they're trying to be like in here and you're like so how many followers do you have I remember if I was like 200 and had like 170. I don't remember you had a little less but you're like but I'm verified and I wasn't and you're like but I'm verified so like it counts more like literally you guys I was peeing peeing it's true it's true it's true well we both are like we want we are like we like identify

as celebs but we also like love celebs I do not baby no I do not identify I want to act like I'm like I'm like oh no I like that counts more like because it's like it cracks me up on a bare butt you know what I mean it's like a funny like like a trump card like it's like you have to like make fun of the whole thing I know I feel like it's a good tool for like if I was single then I'd like slide into dudes DMs with that blue check you know I feel like that's a really great tool to have if you want to get with celebrities a hundred percent have you tried it I should try it more like I definitely need to do more sliding you were on Raya I remember you were on Raya now I'm still on Raya, but, like, it's not, not, like, I went to the Knicks game last night, and I saw, like, the Memphis Grizzlies and, like, those, I'm like, damn, Kendall Jenner is on to something. Like, these guys, like, I felt like I was the male gaze. I'm objectifying. Like, I was like, this is messed up. I'm, like, zooming in on the player's butts, like, taking pictures. Like, I'm like, shoot, like, this is.

Do it slide on in. I'm telling you. I would. Like, I am telling you guys. Like, it's insane. Like, like, I was. Like, like, I was. Like, like, I was. would legit be like who should i slide we should i slide it i don't know one of the players you saw that's not be like nice goal or do you say i should i should like i love seeing you like and i like loved reading about your big fat contract that you got like let's talk about your finances i can help you oh my god true you can use that so the number one question that i get no honestly um my entire house is mostly furnished by article if you guys remember couch gate i had gotten like a horrible couch somewhere else that shan't be named. And then I really needed a new couch stat. And a lot of you guys actually recommended article to me. And I ordered it because they had like a 30 day guarantee. Like if you

don't like it after 30 days, you can return it, which most furniture places that you order online don't have that option. So I ordered it like a couch I loved. It's the Barard sectional. And I was like, you know what? If it's not comfortable or anything, I'll just, you know, return it. And it is comfortable. And it's, you know, in our house since we love it. That's a great couch. You guys see me doing my stories around all the time. And then I ended up getting their, oh, my God, I'm going to say it wrong every time. Buclay, bench. Oh, my God, you guys are going to make fun of me.

Their bench, okay. I love the fabric. I think it's Buclay. It's in our entryway. I also have the Seno dining table and I also have the rocking chair in Noah's room. Like, article is just amazing. They have such a modern chic furniture at affordable prices, like at fair prices, you know? And that's because they literally cut out the middleman.

and they sell directly to you. They don't have any showrooms, don't have any salespeople. They have fast affordable shipping all over Canada and the USA over orders of $9.99. So, Article is offering my listeners $50 off your first purchase of $100 or more. So if you go to article.com slash not skinny, the discount will automatically apply a checkout. That's article.com slash not skinny to get $50 off your first purchase of $100 or more. Okay, so what I love about Haley is that she brings in her love for celebrities and being so thirsty. So thirsty. You're thirsty too.

With the fact that she has fucking knowledge. So how do you have all this business and money knowledge? Well, what I think is so amazing is like, and I think this is what people don't like, like, you can learn it. You know what I mean? Like we all assume like, oh, like we're like because we're not taught it, it sort of is. paralyzes us with fear and like it feels so untouchable and like out of reach to learn about how to manage your money and what was so exciting to me and why I started Mrs. Dow Jones and I'm so passionate about what I do is because I'm like no like we actually all can do this

like and so it really started as me being someone who felt really insecure about money who has never taught about it growing up and was in her early 20s in New York. trying to figure things out and was like okay literally like pretending that I knew what like health insurance was or like a 401k and then was like you know actually didn't and I and tried to learn about it and was so unenthused by everyone who is out there teaching it like just felt like ooh like I don't want to learn from any of these people so then I started to teach it to myself using like celebrity analogies and like using like you know like making content about it trying to make it fun for me patient zero and then you know it ended up being like other people felt the same way too

and I sort of remember when I first started feeling like if I feel like this I feel like other people must feel like this too but it was not like a like a like oh my god and now I'm going to like commit my life to this it just felt really natural you know like it just came from a place of like curiosity and like also really wanting to know So you're self-taught. Self-taught. And what books and shit, like finance for dummies, IRA for beginners? Yes.

Oh, my. Well, so I was in school becoming a certified financial planner. That happened after I started Mrs. Dow Jones. But then my like business took off and being in school so much time. So I couldn't do it. But yeah, I'm like, I read everything. I read like maybe like four books a month, maybe five, like just like about. Like, I'll show my whole bookshelf.

Like, I know everything and I am self-taught, but, you know, in a way, it's better because it's like I get to choose what I'm learning and I get to cater it to my audience of what they really need to know. And, you know, there's not that many ways to, there's not that many things that you actually really need to know. Like, it's like, okay, budgeting. And I have a whole system for that and, like, how to set financial goals we know about investing. like you know so we cover it all you have like your school now like hey what's it called we'll go to

finance is cool.com and finance is cool finance is cool dot com and i have my course is like crushing it's fully bestselling like killing it it's called start here and it is a money 101 course because so many people and i relate to this too we're like where do i start yeah because we're never taught this and we just sort of like spend money, maybe we have a credit card, maybe we have a debit car, we don't really look at anything, we're not planning for the future. And I was like, okay, let me make a course that literally is the first step in this whole process, because my number one goal is to get people to grow well, which means you have to invest your money. But before we invest or do anything, we have to understand your personal finances.

We need to know your cash flow. We need to organize your debts. We need to make sure that you have your emergency fund set up and that like, you know, everything is sort of together and, you know, compartmentalized in the right way. So investing. So what would you say to me? So now my next course is investing. So this first course was like, it's like, you know, we're getting you there to the place. Yeah. You can put money in the market because you can't rush that, of course. You can't rush that. It's so scary though, because it feels so much safer in the bank, you know. But it's you're losing so much money for it. I think about it as like if you're taking a driver's test. Like you know how, or you're driving and you think that you're being really safe

by driving slower than the speed limit. But like actually driving slowly is as dangerous as driving really fast. So you just have to drive the speed limit. And driving the speed limit is literally just investing. And I'm not telling you to invest like in like crypto and the metaverse, like be super high risk. But it's literally just to like keep up and to make sure that you are growing. Like if you think about this, Amanda, if you save $10 a day for 40 years, at the end of 40 years, you will have $146,000. But if you invest $10,000 a day for 40 years with a 7% return rate, which is really low, like that's like me being like modest about a return rate, you would have $700,000. Well, that is wild.

to think about. And so it is the difference between working your whole life and putting your money to work so that you don't have to. Do you invest by yourself or do you yourself have a financial advisor? So what I do is I, well, so first of all, I, there's three different ways that you can invest, which is one, self-directed, two, is you could have a financial advisor or three, you can use a robo advisory and I think that we are in the golden age of TikTok like for us as like celebrity fans we're like in the golden age of getting celebrity gossip because we can just like open the daily mail and like we know everything that's going all we have to wait for us weekly to come out every week but like we're also in this golden age of thin tech where like there's all this amazing technology

that makes it really easy for us to automate our investments and put them in the market in a way that is synced up with our risk and risk portfolio and our time horizons. So I really like Wellfront. I think Betterman is great. And me personally, I do that. I also buy the S&P 500, which is basically buying like a little piece of 500 huge American companies. So it's like obviously some of them are not going to do well,

but like most of them will hopefully. And it, you know, over time has shown that it like always goes up, you know, like if you leave it time to cook. So V-O-O, the S&P is like an amazing thing to buy, tell people to buy that if they're looking at it, if they're looking at a fun to buy. And that you can do on your own. You could just buy it.

Yeah, I use public.com, which is great. It's their brokerage because I don't really like Robinhood. I think like the culture is sort of weird. And like that's also just not like the tone that I like to bring to my, like how I manage my money. Like I'm not like, oh my God, like, well, if I'm not on Twitter and I don't get this tip, then I think I'm going to lose it. Like, I'm just, I'm not, I feel like we're the same where we are risk-averse.

Like, we both work really hard for our money. And like, it's exciting to, I don't know if you feel like this, but I think it's so exciting to make money and like to get paid for what you love to do. And like, you know, you should be growing it. Like it's, I don't know why it's sort of, we're going to talk about peanuts, but it's like there's certain things that are somehow like we have like mental blocks towards, but like to move past because we're always. only holding ourselves back if we're not doing it.

What a genius. I am so jealous of your knowledge. Well, that's what I'm here to do is to help you. And, like, honestly, like, I want to be a resource for you because I think that you're so powerful. You have this amazing audience. And we need more people like you and like me talking about this.

Like, if you were like, hey guys, just like, you know, invested my like X amount of money for the month because it's like you probably put a certain amount of money every month into savings right or whatever you know i mean what's hard to you like i don't like i don't do anything like we so i'm going to sign okay so after this i'm going to put you in my course and let's also make a code for your audience so we'll do 20% off code we can do s b uh n s look at this business woman plugging away well i'm plugging away but i'm also like no we need we should do it as a group like it's like and there's an amazing community around the course so what's the code The NSB and F 20, but just the MSB.

I know it'll be 20% off, which is a big discount. That's helpful. Thank you. Goal.com and it'll get you all set up. And you don't even have to, I give you financial goals. Like I think that you, like there's so much that was, like how it was with financial planning, I think like, doesn't really work. So I've worked through all of that and made it really doable for anyone to take control of

their money. Like I know most of my following is female and I was raised by a single mother to to always, you know, have my shit so that I'll never be in a pickle. And I think that's so important. And I love the idea of women, you know, being even though it's chuggy to say boss ass bitches, making their own money. And this also gets into, we want to talk about celebrity pre-nubs because I was just discussing it on my Instagram because they were. we're talking about it on Vanderpump Rules. And I remember being so against it when I was younger and being like, that means they're not in love if you're going to do something like that.

And now I think after, you know, I'm 33. I am making my own money. I feel a source of like independence, like if God forbid something happened and I needed to like make it on my own. Like I could and that's a really good feeling. And then add into that if someone has a pre-up and they feel like, okay, plus I know that my shit is protected, that's, like, really important. So this bitch.

First of all, women, like, it's, it's like hard, the hard pill to swallow, but, like, the data is in economically that, like, we are just being dealt a lesser card, right? There's a huge wage gap, but then on top of that, so many women advocate finances to the men in their lives. And men die earlier than women. And so, and there's also, like, statistics about the amount of finance. financial surprises that women have faced, like, in divorce or in, like, when someone dies.

And so, you know, basically, there's no, it's, there's no way not to deal with your money. Like, it's going to catch up with you at a certain point. So you might as well be proactive about it so that you have your own back. But you really can't just save Amanda. You have to invest because it really is the difference between working forever and actually growing wealth. And, like, I want to make sure that with Noah, like, I want to make sure you have life insurance. I want to make sure that you have a $529 fund for him. We need to make sure you have

your shit covered. You're right. And it doesn't mean that like when the market is going up and down, you need to freak out. Like this is a really long time horizon. And think about it as like you're literally, you're basically a venture capitalist investing in 500 businesses. If you buy the S&P, that's what I think. And it's like, think about like Carter Roy and Paris Hilton's husband. Like he's a venture capitalist. And he has so many companies in his portfolio. I was looking at it. And like, obviously he doesn't expect all of them to do well. But, like, some of them are going to do well and that he'll make money.

What does it mean when you're a venture capitalist? Does that basically mean that you're a person that invests in a bunch of companies? Yes. But it's like you're also giving them like your resources and you're giving them like advice. Like an angel investor is more hands off, you know? But a VC is more like, okay, we're really like on the grad and we're like helping them. Like we're like, you know. And sometimes like with I've heard like.

certain things about goop, like, that she took too much VC money. And now her hands are sort of tied. And so, like, do you really think that Gweth wants to be, like, every day on Instagram story, like, plugging microderm abrasion scrubs? Like, I don't know, maybe, but, like, I think it's... Wait, so you're saying she fucked herself because... I don't know. This is, like, a rumor that I've heard.

Yeah. But we love a good rumor. Is that, like, she took too much VC money. And so, like, there's a certain amount of revenue that is expected out of poop, that now she's sort of, like, on a hamster. wheel trying to hit that mark. In a like, in someone's like basic eyes like me, I'm like, wow, goop is thriving. I know.

But, you know, the VC thing is just so crazy because they pump the money into these companies. Like in New York, if there's people listening in New York, I have been getting literally so many groceries for free, just downloading those freaking fast delivery. apps? Are you kidding me? Amanda, they have a $30 no minimum. They've got a 50% off your order. Like they are giving it away. Just trying to attract new customers because it's this new booming business. And I'm like, yes, let me be a savvy consumer and like stock my pantry. Like I've got like all this paper towel and shit like that I barely paid for. Yeah. No, that's so true. I got,

I did like a fridge no more like 50% off. Like fucking got. I like, I could make jalapeno soup. I got like by accident like four pounds of jalap alipo. Alipop. Oh, ali, ali, ali, ali, ali pop. Did you hear that? But, um, so, okay, I know that last time I recorded this ad, I told you guys that I should do marketing for allie pop because of that song.

Like, I'm sorry. It's so good. It's almost as good as olipop. I actually love when you guys tell me kind of what products you like and your favorite flavor. So olipop is amazing. I love soda. Okay. You guys know this, but this is soda that tastes amazing and it's actually good for you, which like how fun. It's the new kind of soda, except it's not filled with sugar or corn syrup or any other artificial ingredients like aspartame, which is the devil. Olipop is made with natural ingredients that are good for you. And it's the fastest growing functional

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And they're just so confident you're going to love their products that they offer 100% money back guarantee for orders placed through their website if you don't like it. So that's a pretty good, you know, no risk there. And when you use my code, you're going to get 20% off. So you can receive 20% off plus free shipping on your order. I recommend trying their variety pack. It's a great way to, you know, try all their delicious delicious flavors and know for next time kind of what you like more. So go to drink olipop.com slash not skinny and use

code not skinny at checkout to claim this deal. That's drink olipop. D-R-I-N-K-O-L-I-P-O-P-com slash not skinny. Alipop can also be found. at over 8,000 stores across the country, including Kroger, Target, Whole Food, Sprouts, and Wegmans. Okay, this bitch is such an organized perfectionist, as you guys can tell, very smart, very savvy. So when I told her we're going to do a podcast,

she was like, what are we going to talk about? I'm going to outline. So we've been talking about what we're going to talk about, but I knew what would happen is that we would just talk and have less of the time. We need to catch up. But I did want us to use, you know, the celebrity plus the finance,

vibe and discuss a little bit of celebrity finances because like we were talking about prenaves with Vanderpump rules and everything. So let's start with that. Let's start with celebrity preempts. And I think what's the most interesting one to me right now to kind of delve into would be Kim and Kanye's because they're, you know, so publicly, I don't know, is a divorce even official yet? I don't think that they're divorced yet, but they've, like, I think we would know. We would know if they were divorced. Well, let's start with the fact that Connie gifted a million, Mindy Birkins to Julia Fox and her friends for their birthday and for her birthday. And he is a billionaire. So I guess that doesn't count for him. So if two really rich people

are getting married, is a pre-up just like an obvi? I think a pre-nup should be an obvi for anyone getting married because a pre-up is basically marriage insurance and 50% of marriages end. So there needs to be a separation between like, I love you and like, this is going to last forever and just being, having your own back. You know what I mean? I would just think like, okay, then wouldn't the obvious pre-nup be, we each keep what we made and goodbye. But with these celebrity ones, it gets wild. It gets like, if you cheat, I get a million dollars. And if I make you babies, I get millions for each baby. They're like business deals. But it's also crazy is, like, with Kanye, he gives such crazy gifts.

Like, we know those he gave Julia Fox and her friends all Perkins. And Kanye has given Kim. I mean, she was in a Maybath with Pete Davidson, and they were like, this is one of Kim's five Maybats. Kanye got her five for Christmas one year. And I was like, wow, okay, like that's a lot of cars. But she gets to keep all of the gifts. I actually, I made show, I think Kanye is really bad with my. but like I also feel like he is like I just feel like he doesn't really care about it which

energetically is probably good like I don't think it's good to hold too tightly onto money like I believe in being really generous I'm not like the financial guru to tell you to like itemize a check or like you know like I believe in like letting money go and I think he definitely is like that but I also could see him as being very leveraged like Kanye to me is someone who takes a lot of risk And I'm like, okay, like this man, I don't know how liquid he is. We call him a billionaire, but like, I think his overhead must be psycho, which is like, you know, it's not really about how much you make as much as how much you keep. Whereas Kim, I think is like very like, like, I read something once where she was like,

I know, like, if I was like shopping a lot or doing this, like that I have to like take that deal. Like she's very like she's always like she's really good. So yeah. So he, so they're doing joint physical. and physical custody. I mean, listen, the Kardashians still do shit that, like, if I was half of what they are, I would never, you know, my head would be, like, the Kardashian closet is kind of embarrassing for them, you know what I mean?

Or, or... It's a revenue stream. Or a shop box or box birch or whatever the fuck they do, one of those boxes. Oh, yeah, the one that Kylie does is crazy. Kylie literally just opens and it's like, oh, this is... Boxing charms. Yeah. I'm also, like, this is, like, literally...

competition with your business, Kylie. But she doesn't care because it's just like money. But I feel like that's, that's something that you're like, a lot of people would look down and I'm looking at it sort of like, let them make their money. And if like I feel like a lot of other people would also have egos of like, I'm not going to be seen doing kind of these ads or, and they, they will sometimes do shit to make the buck. And, um, which I like, I think we need to stop stigmatizing. wanting to be rich and, like, being ambitious and, like, wanting a lot of money.

Like, that's what I think so cool about them is, like, they're so feminine. They're so, like, about their bodies and about, like, being women. But, like, they also are, like, balancing that with, like, what's considered masculine, which is, like, being really, like, economically focused. But they're sort of. Well, think about Paris Hilton. I mean, she's on the verge of, like, she's like, she's on the verge. But also, like, it sounded kind of crazy when I was watching one of her documentaries.

and she was like my goal was like a hundred million a hundred million now it's like I feel like she really lives just like it's so important to her to get like to have so much that I have so much money but do you think there's like a point where it's like too much though I don't think I think that having a lot of money is like a full time job like if you look at like Melinda McKenzie Bezos as I was going to say Melinda Gates but McKenzie Bezos but McKenzie Bezos divorce Jeff got is the richest woman alive and now like her life is dedicated to giving the money away you know because it's so much money and you want to make sure that it's like being utilized by charities correctly because there's so many sketchy charities whatever and like you want you have to

say you have to basically hire a whole team and create a company just to do charitable work so you know I mean, it's obviously a problem that we would all love to have. Right. I think that, you know, either side of it has their pros and their cons. And a big thing with finance and with like, you know, money mindset is a huge thing. And the course, we start with a free chip to a visa. Anyone can take it. It's my five step money mindset program, which you can find on my website.

But like, it's all about, you know, getting yourself in the mindset of, of like, oh, like, I'm worth money. I can ask for that raise or like, I deserve this or whatever. But then I think there's a flip side to it that some of these celebrities might have, which is like, you know, maybe like not knowing what enough is. And knowing what enough is is like a gift. It really is a gift because then you can take a break. So what was the, there was one thing in allegedly, I mean,

we haven't really seen the pre-up, but according to, you know, what's out there, is that there is a feature of their pre-up about Chris Jenner. So apparently, it's basically like, Chris can't, like, get involved, like can't make career decisions that will impact the couple. So she, like, basically can't do things that, like, will fuck with Kanye's career, like, try and control Kanye. Yeah.

The other thing I think is interesting about Kim and Kanye is, like, he was giving her assets the whole time. Like she's an owner of Yeezy. She, for tons of stocks for Christmas one year. Like, he was all about like, let me have my wife be rich.

Let me share my wealth of my wife. And I think like he said it too. Like she'll always be his wife. Like I don't. You're making me flip on Connie. Now I'm loving him with all this. I know. I was kind of turned off.

I don't think he's well. don't think he's well and i i don't like the way that he's disparaging her and like sort of preventing her from finding happiness of pete davidson when like he's you know out there the same way with julia fox but i do really think that that he doesn't want her to suffer ever want for anything financially yeah like she he will always have kim's back are you kidding yeah i think that too that's really beautiful that made me feel warm oh how have you been feeling you know i've been feeling conflicted because because of, you know, there were many kind of attacks towards Kim kind of making it seem. I feel like he was trying to make it seem in the media like

she's not okay. I mean, that's obvious to anybody. You don't even have to be media savvy. He was trying to make it seem like she didn't invite him to the birthday and she couldn't come into the house because Pete was there and all this shit, which a lot of it isn't true. And it's also not fair that he's making it seem like he's so sad trying to get back. with her and she's like off with Pete Davidson. Meanwhile, he was seen with women before she was even seen with him. And even though, you know, Pete and Kim are public, they're not as public as he's trying to make him and Julia Fox. So he's doing it a little bit dirtier. You know what I mean? Do you think that Pete like feels like a jigolo? Like I remember reading that they were that like Kim and

Chris were having lunch with Lord Michaels at the Beverly Hills Hotel. This is before S&L was announced. And like now in retrospect, I'm like, were they? talking about like should Kim date Pete? Like I don't know. I'm not in that world for some reason. I can't get behind the like PR or set up. I am true. I'm not either. Like I believe everything. I trust Kim. I literally like when I watch the parents. I trust her. I do. I literally do. I like think she's a good person. She is. She for sure is a good person. And and and don't you think that Pete Mr. like Staten Island basement, you know, his mom's basement a year ago, he would like do something for P, I mean, I don't know. I think, no, I think that he like, he always said, like, when he's like with a girl, he's like about

that girl. And like, I'm really happy for her because like she, like they showed them like visiting a friend's house on like a Sunday and sweats. And it's like, honey would never do that with her. Like, she's having like legit a partner for once. Like not like. She's having, yeah, she's living kind of. She's like, yeah, it's, it's, it's, it's, it's really cute. I mean, really cute. Yeah, I'm into it. So I don't, I don't think jiggle-up, but I wanted to talk to about, okay, so we're going to end up with, you don't think jiggly, quote, quote, let's move on.

I wanted to talk to you about these, you know, in Hollywood and also even IRL and more so since Corona, people are having babies, but not without getting married, which is totally fine. How does that work with a couple like ASAP and Rihanna, for instance? we just found out that they're having a baby, which is like broke the fucking internet because I feel like the whole world is just so happy for re-ray. Like she's a person.

She's a consensus. Like you're not going to not like re-rate. I actually don't think I've ever met anyone who doesn't like re-rate. Like it's like a full thing. It's a full thing. So how does that work? Do they get a pre-up even though they're not married? Like is there anything that like money-wise?

So what's really interesting with And I was actually thinking about Tristan because, like, remember, like, when he, when that girl, when the trainer was like, I'm pregnant, he was like, give me a paternity chest, like, whatever. And I, and then when I was reading about how this works when you have a child out of wedlock, I'm like, it really is, or like with Drake, you know about Drake putting hot sauce in the condom. Yeah, yeah, yeah. I mean. Like, the reason that people are trying to have babies or supposedly with these, like, richer men is because. When you have a baby, you are so required to support the child financially, even if you're not with the parent, even if the parents aren't together and even if you're not married. So, but I don't think that's what's happening with ASAP and Rihanna. Like, and this is your speculation, but I sort of feel like they're going to be with the baby, like, how like, if like two friends are really generous with each other, like, you're always like, no, let me get the coffee. Let me get, like, the dinner. Or like, you know what I mean?

Like, I feel like that's going to be them with the baby where it's like, let me like pay for college. Let me buy the stroller. Like, you know what I mean? Or like, they both show up with like the like diamond bracelet for like her like baby inklet or whatever. Like you know what I mean? Like I feel like they're both like, I feel like her business is so squared away.

Yeah. And she knows better than to get married and to like. Rere is worth way more than him though now. Yeah. He's like he seems like a pauper. He's like $10 million and we're like, okay, she's eating a poor guy. Wow, way to date on every man. It's because she's so rich.

It's like being a millionaire isn't enough anymore. Like, billionaire. It really isn't. Like, are you a millionaire if you have $1 million? Yeah, but it's like, you know, like 80% of Americans become millionaires because it's like, because of investing. Like literally compound interest, Amanda is so wild. like you really can become a millionaire if you just invest consistently and like don't touch your money. Oh my God. You know what's better than an ad break, a beach break. And I could use that right about now.

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Less money, less worries. More beach when you book at cheap Caribbean. That's C-A-R-I-B-B-E-N.com. Cheap Caribbean.com. Wait, so re-Tristan. So, okay, so first of all, Tristan, I was shocked. It said he had a net worth of $45 million. I'm like, where the fuck's that money coming from?

This man strikes me as broke. Like, I would not be surprised if we see like a Tristan Thompson, like, he has too many women on the payroll and like he is not well so i cannot imagine that he is well with his finance right i feel like yeah and you were talking a lot about how like with rand from vpr like he's not rich and he made it seem like he was so rich with like the PJs and the gifts and a belair home but like lala said like he doesn't fucking have money like he was pretending he could invest in katy and ariana's business where like he ended up maybe being able to invest in

25K, you know what I mean? Yeah, 100%. So I'm sure there's so many people out there that live a life where it looks to us like they're bawling, but they're not. Well, it's always like, and everyone should know this, that it's like poor people go broke trying to look rich and like rich people stay rich by acting broke. Wow. Did you make that up or is that a known thing?

No, I just made that up. but like it's definitely something that like I've read I know a lot about like I made a whole TikTok about why are billionaire so cheap and I like there's like this picture of like Bill Gates like a drive through like waiting for like food and like Warren Buffett lives in a house that he's had like since he was like you know before he was a billionaire and like Tim Kardashian and Pete like going outlet shopping you know and it's like because these are people who play the game and they're not they don't think of it as punishment or lame to be savvy, which it's not. That needs to go away, that idea that like, oh, if you're like living

within your means or like, you know, buy, not buying this so you can buy that, like, you're actually like, you know, you're not cool or you're not like, that means that you're not rich or whatever. Like, they're playing the game. They know how to do it. And they know that you can't, you can afford anything, but you can't afford everything. So something has to give, right? So do you think Pete can afford to date Kim Kardashian? I think that we need to stop thinking that Pete is paying for things because like if the tables were turned, like with Julia Fox, we're not like did Julia Fox pay for dinner last night? We're like, great. You know, she got a burkin like wonderful.

Kanye is definitely like, you know, wire her a million dollars. Like, you know what I mean? Yeah. Like I think that I think that the people. But I think that Pete would have that issue of. No, I don't think he equates masculinity. with money because he's dated powerful women before. Like, I'm sorry, with Ariana Grande, it's the same thing.

If you're dating Ariana Grande, you're in Ariana's world. It's like the same thing with Joe Allwin and Taylor Swift. Like, do you think Joe Alwyn like ever puts down a credit card? Like, no, like, I don't think she does either. I think there's people calling before they go to the restaurant say, hey, Taylor Swift's coming in, make sure that it's like a private room. Like, here's the credit card. Like, you know what I mean?

But it's- I agree with you. and it should go away what you're saying that with a woman, we would feel differently. But at the same time, I do think that these men would have inherent,

you know, that feeling of expectation to put down the card, to feel. So we all saw Pete outside of 14 carrots before Christmas buying diamonds. Like,

I'm not saying that he's not doing anything that's like extravagant. He's trying to keep up. He's trying to keep up. He's saying it's a Beverly Hills hotel, which is probably wildly expensive to, to. But now he's looking for property, which is smart. Right. But I think he's sort of like Kanye

with money where he does not give a shit. Yeah. But is he charting PJs? Like is he chart? No, no. People have and do wants like they're seeing him like in like the lounge and shit. And the what? And like the airport lounges. Oh, okay. Well, well, Kim now we kind of has her own PJ. But it looks like less nice than Kylie's. Can I say that? I mean, Kylie's is like an air bus. Yeah. Kylie has her own lounge. But as you were saying, Kim is maybe a little bit,

you know, she also likes, since Kanye, she likes that minimalist vibe. And she's obviously very proud of it. She posts it a pick and we kind of put two and two together that it's a new PJ. Well,

because it was also because Chloe was like PJ. Yeah. And didn't you say, wasn't you who said like, why is Chloe acting like if like me commenting on, on, if my friend was out of PJ and then we were like, oh, no, it's like Kim's new plane. Like that's why. Yeah.

Yeah. So regarding the prenups, just to wrap that up. So you think even if you met your college boyfriend, if you made your boyfriend in college and you got married at 25, like, and you have nothing. Should you make a pre-up at that point? Yes, because I think that it is, what is a pre-up? Like, Saucy, got to give it to her. was very articulate about, like, why she's... Sossy from Vanderbumpurals.

Yeah, she said, being able to, like, be so close to someone that you can have that uncomfortable conversation actually brings you closer to your partner. And, like, it's almost, like, romantic, you know? Like, there's... I think that your partner should respect you for wanting a pre-nup.

And I also think it's good, like, okay, my parents got a pre-up. And my dad literally, like, was in debt because he had like student loans and like all this shit and like my mom like had like a little bit of money and my and my dad like my grandpa was like you guys have to do a pre-up because her brother had just gotten divorced and I think that the moment that you have been through a divorce you know that you need a pre-nap like you know so it's like and why because having been through the experience of getting a divorce and then like seeing it without a pre-up

you realize how difficult it is to like split assets and also like how nice is it to be so clear on what you're coming into the marriage with. But isn't like for celeb preempts where one of the person, one of the people would get kind of the short end of the stick. So let's say with Connie, it's like the minute they get divorced, he has to pay her a million for each kid. He has to let her keep the ring. The this, the that. So isn't it, doesn't it make it harder at that point? Because like it makes it so he won't want to sign the divorce papers even more because he's going to have to give up all this shit? No. Like, I mean, maybe in some cases, but first of all, in any good negotiation, you should feel like you're losing a little, right? Right. She, like, when you sign any contract,

if it's like a fair contract, like both sides should feel a little bit like fuck. And that's like a good deal, you know? Because like, you're giving up something. What is she? What is she going to be fucked with? Well, you know, she's coming out really on top. Like there's like she really and I, but she also, her net worth has like astronaut. She had a $40 million network when they got married and now she's like,

skims was just valued at like $3 billion. Yeah. So it's like it's been like you, you couldn't have predicted this sort of sick. I mean, you actually could have because she's such a hustler, but you couldn't have predicted this kind of success. But I don't think that Kanye wants her money.

Yeah. I think she wants her. well maybe we don't know i think he like wants her i do think he wants her but like if you sort of look at the track record of people who didn't sign prenups like like they they're like people celebrities who like you're worried about like when you go liams obviously didn't sign a preempt like you know what i mean like the smart celebrities who you're like yeah like i think like they're cool like whatever like i would want to hang out with them they're all doing preempts wait so who didn't who didn't do we know anybody that didn't that's like fucked a little

bit. Uh, yeah. Jessica Simpson did it with Nick Lachey, but then obviously with her second husband did. like that's a lot. That's very common. People. So what happens if it's, what's the most common thing to happen if you didn't sign a pre-up? Is it 50-50? Is that the fair thing to just do? 50-50. Yeah. You get cleaned. But it's like also. You know what? Sheena was saying that on my podcast last week, because she is obviously very publicly doing, did a pre-up with Brock. And she said that her first marriage, to Mike Shea, if you guys remember from the early seasons of Vanderpump, they didn't have one. And to make him sign the papers and have it just go away, she had to give him 50% of all of her. Exactly.

Isn't that crazy? That's crazy. Unless both of you have been consistently working, bringing in, you know, an amount that feels kind of equal. And then maybe it's not. But if one person is... You can't like chart. You can't like chart that.

like you can't predict that though yeah like you know and i i think more than anything it's like instead of getting into the weeds of like who's making more and like who's it benefiting i think you need to just look at it as like something that's fair like and that's smart like okay like this is the same way that if you were going to have a business partner you were starting a business and you had a partner you too would sign a contract explaining exactly the way that things we're going to work out in case I'd ever got to that day. That's what a pre-up is too. And you look at the facts and you say 50% of marriages ended divorce. Okay, let me like have future means back and do this. And if you are chill about it, your partner should be chill about it too. And if your partner is not

chill about it, then honey, there is a bigger issue there. Okay? Because you should be able to talk about money with the person that you're getting married to. Financial compatibility is as important, if not more important than sexual and emotional compatibility. Damn, Gina. It's true, but like, you know, fine, like, you should, you have to go through this. If you're going to walk down that aisle, you better also sign that preemps. And if

you didn't, would you advise doing a mid marriage? I think that's a good idea. Post-knop. Yeah. I think the post-knop. Post-nop is smart. Totally. I think a post-up is more complicated. Yeah. It's way easier to, like, do it. I forget where I heard about a post-nap. Like,

that a couple was getting it and that's where it became really tricky. Yeah. Yeah. It does. It does. I mean, it's,

it's way easier to do a pre-num. Yeah. I think the cheating clause is crazy though. Oh, right. That's what I want to talk about before we go. It's like, right, the cheating clause, because you were saying somebody always has something to lose, but like the fact that celebrities have cheating clauses of like,

if you fuck up, you're going to pay me $6 million. dollars is like that's the thing where the people hire like private detectives you know and they're like because they're trying to like get the evidence yeah like that to me is like obviously cheap like it's make like there is a part of it where it's like making love so litigious is like intriguing and like there are the lines are so blurry you know but like it's the cheating clause is crazy and and the money per kid I mean the money Money per kid is crazy. But I also think, like, some people know what they're getting into.

Like, Catherine McPhee and David Foster, like, they joke about their pre-up. Like, they're, like, light-heart about it. Like, she knows that she's, like, his hot young wife and, like, he's really rich. They joke about it? I haven't seen that. Oh, my God. Yeah, there's, like, I was reading this whole interview with them today, like, in preparations. You know, I love to prepare.

And they were, like, making a joke about, like, the pre-knap. And, you know, Gabrielle Union insisted on one. And, you know, there's, it's something that really needs to be normalized and upsets me that celebrities are not more like open about it and like don't make it more matter of fact because obviously we love celebrity trends. Yeah. So like, you know, if celebrities like made it like cool, then like everyone would be like, well, yeah, like a prenupt's what you do.

But right now it's still like a gray area. I think that I mean, you know what? I need to look back in my poll. But, but my poll like so many of my followers were like, I would get one if I was rich, you know, or if I had money, but what you're saying is like, A, you could get rich and it isn't more thing to do. Like, it's actually, if you have less money, it's probably harder to get divorced because you guys are like,

we'll be fighting about less things. Like, you know what I mean? Yeah, you'd be like, who's getting the, you know, Teotacarola? It's literally insurance. Like, don't even think about it as something like other than, you have health insurance, you have life insurance, get marriage insurance. Mrs. Dow Jones, you guys, she has,

all the advice, financial, life, everything. I love you. Thank you so much for coming on. And I'm also not skinny, but not fat. So we are really simpler. Everyone, make sure you're following Mrs. Dow Jones on Instagram. And check out her course at finances school.com. She's giving a code NSBNF 20 for 20% off.

Let's get smart. I'm about to go right now. I know, I do. I really do. You're going to like it. It's like, don't be like, oh,

I'm taking a course. Like, it's literally so good. Like the course is like, it's like addictive. Like I need it so you can only take it for 20 minutes a day

because people try and binge it because the content is like digity damn dope. You're going to love it. You're going to literally pee in your pants laughing. You're the next Kim K. Well, you know,

if I can help people feel better about money, that is all that I want to do. And we want to hear who you're going to slide into next. Oh yeah. Let me know. DM me guys who you think that I, I should, yeah, because I need good ideas. And if you have like a cool pickup line, you know, I love that too.

I think it needs to be like something financial. Anyway, you guys, Haley, I love you. I love you too. Thanks for having me finally. X-OXOXOXO. X-XO. Thank you guys so much for listening to this episode of Not Skinny but Not Fat. Follow me on Instagram at Not Skinny but Not Fat.

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