Planet Money - Betty Boop, Excel Olympics, Penny-isms: Our 2026 Valentines

Episode Date: February 13, 2026

Book tour event details and ticket info here.An iconic cartoon character liberated from copyright, journalism from the world of competitive spreadsheeting, a controversial piece of US currency. Each year the Planet Money team dedicates an episode to the things we simply love and think you, our audience, will also love.In this year’s Valentine’s Day episode:The Public Domain Day list from Jennifer Jenkins’ of Duke’s Center for the Study of the Public Domain and her colleagues. Jesse Dougherty’s article “Between the sheets at the college Excel Championship” which is behind a paywall. Here is Jesse’s substack. 404 Media’s excellent journalism on the tech that ICE is usingAn ode to the language of the penny, including songs like Pennies from Heaven. The only self-check out that doesn’t waste your time. And we made public domain Valentine’s cards. Download THE OFFICIAL Planet Money valentine here.Pre-order the Planet Money book and get a free gift. / Subscribe to Planet Money+ Listen free: Apple Podcasts, Spotify, the NPR app or anywhere you get podcasts.Facebook / Instagram / TikTok / Our weekly Newsletter.This episode of Planet Money was hosted by Kenny Malone. It was produced by James Sneed with help from Sam Yellowhorse Kesler, fact-checked by Sierra Juarez, engineered by Cena Loffredo & Kwesi Lee, and edited by our executive producer Alex Goldmark.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

Support for NPR and the following message come from the Kauffman Foundation, providing access to opportunities that help people achieve financial stability, upward mobility, and economic prosperity, regardless of race, gender, or geography. Coffman.org This is Planet Money from NPR. So, Jennifer, you got what I sent you, yes? I did. It's the greatest mystery of the year so far. This is Jennifer Jenkins, lawyer.

professor, you may have heard her before. She's become sort of our unofficial trademark and copyright attorney here at Planet Money. And what I sent her is inside a large yellow envelope. You want me to guess. You want me just to open. No, just go ahead and open. I love surprises, Kenny, so just this is like, oh, this is loud. Every year, we at Planet Money send Valentine's to the things we love this year to innovative reporting on ice, to the sport of competitive spread. sheeting to perhaps the only beloved self-checkout system and more. And typically, these are not physical valentines. They're shoutouts in a Valentine's episode, such as this, chock full of

big ideas and recommendations that we want to share with you all. But for my first Valentine to Jennifer Jenkins, we had, in fact, made a bespoke physical Valentine. Do you want to describe it? I need a moment. Oh, my God. Okay, fine, I'll describe it. Red and black font that's a little tattoo motorcycle style. It says official Planet Money Valentine. And then a famous cartoon character that, for reasons, we are not going to get sued for using. And that character also happens to be one of Jennifer's favorites, Betty Boop. Happy Valentine's Day.

I know you love Betty Boop in particular. Oh, my God. So much. Explain why you have an affinity for Betty Boop? Because she is one of the first comic book characters who was not defined by her relationship to a male character. So Minnie Mouse says Mickey Mouse's girl. All of Oil is Popeye's girl. Betty Boop's just her own woman. She's fiercely independent. She's unapologetically sexy. She dances around. She sings boop boop boop boop. Betty Boop debuted in this cartoon in 1930

95 years ago, which means as of January 1st, the copyright has expired. Anyone is allowed to use this version of Betty Boop for anything. This version? By the way, literally, a dog person hybrid, which is very weird and would not always be this way. But like, yes, this version from 1930 is now in the public domain. And the reason I knew this is because every year Jennifer Jenkins helps put out a list of all the famous books and songs and cartoons entering the public domain. And that, that is my first Valentine to Jennifer's annual list of newly liberated intellectual property, the Public Domain Day list, where you will learn that the copyright has now expired on the book, The Maltese Falcon,

the song, Georgia on My Mind, the Academy Award-winning film all quiet on the Western front. And yes, Betty Boop and her iconic catchphrase. Although Jennifer has noted something odd about what we've written on her Valentine. Says, Boop, Boop, question mark. Yes. We're going to get to that in a second. Because first, the reason I wanted to give a Valentine to this list is because it's because it feels like all of these works are now flooding into the public domain in a somewhat novel way.

And that is because for 20 years leading up to 2019, basically nothing entered the public domain. Legislators, with lobbying from Disney, kept extending the length of copyright. Right. Literally, the public domain was frozen for two decades. And so all of the material that was set to go into the public domain from 1923, we had to wait 20 years for it to finally start. entering the public domain in 2019. And that's why you're hearing about it so much, because now the gold posts are where they are and every single year you can expect a trove of material to enter the public domain. And you can find out about it from my Valentine, the public domain day list from Jennifer Jenkins.

I can't tell you how tickled. I'm trying to find the right word. That's what my grandma would have said. I've like just tickled about this Valentine. Oh, my God. Are you going to, you haven't explained the question mark yet? Ah, yes, the boop-oop-oop a question mark. Happy Valentine's Day and welcome to Planet Money.

I'm Kenny Malone. Today on the show, the things that we love and that we think you will love. Nick Fountain brings us investigative reporting that you can do at home as well. Erica Barris makes a case for the love of her life, the one that got away, the U.S. Penny. And along the way, together, we will all design the first. first ever official Planet Money Valentine's Day card that you can print out and give to the nerd love of your life. We're going to finish our Betty, boop-boop-boop question mark Valentine by coming up with a pun to make the economist in your life swoon, although it turns out it will be a bit

of work. Boop, boop, but dupe, I don't actually know how to say it, but as a French economist who was like, no, let's not do that one, right? Okay, no, thought. following message come from the Kauffman Foundation, providing access to opportunities that help people achieve financial stability, upward mobility, and economic prosperity, regardless of race, gender, or geography.coffman.org. This message comes from Optimist Economy. Is the U.S. economy living up to its full potential? Economist Catherine Edwards discusses the fundamentals of the economy and how to build a better future for everyone. Subscribe to Optimist Economy, wherever you.

you get your podcasts. Only 11% of rental units allow big dogs. But what exactly is a big dog? The answer could mean the difference between life and death. Control F is a new podcast about the data that companies and the government use to shape our daily lives. Listen to Control F from KUOW in Seattle, a member of the NPR network. Welcome back to a very special Valentine's Day episode at Planet Money. Lots to do here.

So Jennifer Jenkins and I, we're. kicking around ideas for how to take the newly public domain, Betty Boop, tweak her catchphrase, and make the official planet money economics-themed Valentine. Boop, boop, but dumping. Dumping is something that... It's an international trade thing, right? Yeah, it's an international trade thing. It's when you sell a whole bunch of stuff cheaper.

Yes. Yeah, you know. But I do feel like dumping is maybe the wrong thing. No, nor do you... It's like not the right. Okay, okay. Meanwhile, my colleagues have their own... own traditional Planet Money

valentines to hand out to the things that they love and want to share with you all at home. Hey, Kenny. Hi, Jess. Jess Jang, senior supervising editor at Planet Money. And if you love an episode of our show, it's probably because of the notes that Jess gave. If you hate an episode, it's probably because we ignored notes that Jess gave.

And Jess has brought a Valentine very near and dear to my heart. I think you and I have a special love for spreadsheets. Love spreadsheets. And it's so particular to us that I feel like sometimes I don't even want to talk about in a meeting because I'm like everyone else is going to be bored by whatever love for spreadsheets we have. Yeah. Jess, I couldn't be more excited. Yes.

Okay. So this Valentine is actually to a Washington Post article that I saw recently. And it's all about Microsoft Excel. That article was written by reporter, Jesse Docherty. The headline made me blush a little bit between the sheets. at the College Excel Championships. A little too naughty for my taste, but very clever. I thought we were going to skip over that.

No, I had some thoughts about that title. People need to find it so they could search for it. That's fair. Okay. So I saw this article and it's all about Microsoft Excel. In particular, something called the Microsoft Excel Collegiate Competition. And so it's an annual competition that happens around Christmas time. This year it took place in Las Vegas.

And basically there's two parts of the competition. Yes. It has semifinals, finals. It has the whole rigmarole. And looking at the photos and pictures and videos of it, it looks like what I imagine e-sports video game competitions to be like. So like by the time... It's what I want e-sports competitions to be like, quite honestly.

Cells, glasses, lots of... Yeah, it's amazing. Yeah. So by the time you get to the semifinals and finals, there are people, honestly, stage and their screens are projected in the background so everyone can watch. And it's basically a series of puzzles that people have to go through. Yeah. Yeah. And so I saw one puzzle was like planning a group trip with 500 of your closest friends. That's very good. And so I think there are all sorts of things where it's sort of like, how do you use Excel to do these things? And I think for me,

what I loved about it so much was like, oh, Excel is like a language. It's a really powerful tool if you can understand the language. And this is maybe the most extreme kind of highest form of this language is watching these people use it. And I think this article got that to a large degree. I did do a little background research and anticipation of this. Now, a lot of these competitors are finance majors, it says. Makes sense. Those are like often very complex formulas you need to learn, and so it would attract that kind of person. But do you want to guess in what industry Excel is reportedly used the most? Oh, and it's not finance.

Nope. Oh, my God. It's not something mundane like accounting. It is manufacturing. Manufacturing. I can see that. I can see that. And, you know, it makes sense.

It's a very intuitive program. It's very user-friendly. So you don't have to have a master's degree to use this, which is like it's the best. One of the great things about reading this piece in particular is it treats these Excel experts with the sort of elevated regard that you and I are just all in for. It's not a joke. It's like truly in awe of these people's skills, which I am as well. And it's so good.

Yeah. I looked into the reporter who went. His coverage is mostly of college sports. And so I really liked that he took the same excitement, vigor, all of the things, the rigor that you would take to college sports and applied it to this scene and took it as seriously as everything else. And so I think that really comes through in the article that he wrote. Yep. Sports coverage is useful in many, many disciplines. I think. It's true.

Yes. It's true. And I guess we should say that that kind of excellent sports coverage is the kind of thing that the Washington Post has just. decided to eliminate almost entirely. But yes, our first Valentine to Jesse Docherty, his story between the sheets at the College Excel Championships. It's extraordinary work by Jesse. Check out the article.

Check out his substack, which we will link to in the show notes. And thank you, Jess Jane. Thank you, Kenny. Thank you, Jesse. We begin this next Valentine with a quote from Forbes magazine. Quote, I can't wait to use that self-checkout machine, said no one ever. retail stores have increasingly scaled down on hiring and paying human beings to scan our purchases and instead are forcing us to do it as customers slowly with constant machine problems that require

an overworked human to come over and scan some card. Anyway, Forbes describes an exception to this, though. The clothing store Uniclo. Uniclo? Uniclo. Has developed a cult following for its self-checkout. Quote, you just toss all the apparel you're buying into the same. self-checkout machine's container bin and miraculously, all of your items are automatically

scanned. Apparently, this is because each item has a little radio transponder. Anyway, that is the background you need to know for this next Valentine. Our own Alexi Horowitz-Gazi was walking through New York with a friend, remembered how much he loved Uniclo's self-checkout and hated other self-checkouts and recorded this audio Valentine on his phone. It's a rainy January day at the Broadway Uniclo store. Looking for that heat. It's cold outside. I found a turtleneck. It's a full turtleneck. There is driving techno. Where are the self-checkouts here? Okay. I can you set yourself checkout. What's your name?

Mel Ray. Wait, sorry, Mel Ray, say your full name. Oh, my full name is Melissa Ray Bailey Gale. How do you feel about these machines? How do I feel about the machines? Do you like them or are they annoying? I like them, but people are annoying about them. They ask questions all the time. They're like, where are the bags? Really?

Oh, okay. And it tells you that right here. I see. But they're okay, I guess. I mean, I like that it's fast. So I work for an economics radio show, and we have to give our valentines to things in the world. Give your valentines.

So I, you know, this is one that I've kind of thought about giving my valentine to for a long time. The unique little self-checkout is what you're giving your Valentine's Day to? To technology, no way. Is there something a little sad about that? Yes, very much so. To technology, that's crazy. This one I see every day. This one that gives me problems.

Do you want to give it to? Hey, okay. You just try to elevate that daily things in life. What would your Valentine go out to? It would go out to me getting a promotion. If you'll hear this unique law, I'm promoting the technology. Give me a promotion. Excellent.

It's true. You're going to move a lot of these products on this. Exactly. Thank you so much. Oh, self-checkout. There it is. All right. We're in line of the self-checkout.

Wonderful. Oh, look at this. It's just silent. You just see rows maybe like two dozen people in a silent row communing with these plastic tubs that immediately extract their money from them. Okay, so we've got a sort of like monolithic

plastic bin thing. It's just like a big tub. Press start. Okay. Heap tech, ultra warm. So it just kind of like, intuitive magically just by standing next to this machine what we have.

It's just so confident. There's just zero hesitation. Do you need any shopping? sure, I hate to admit it. Something about it just screams love, you know. There's nothing more romantic than parting with your hard-earned cash. Uniclo self-checkout.

Will you be my Valentine? Please select the items in the scanning area on your right-hand side and press and start. I'm gonna take that as a yes. Bye, Uniclo. Happy Valentine's Day. Alexei Horowitz-Gazi there, who did ask me to clarify that he is, quote, not some sociopath who wants all humans replaced by machines.

It's more like if there has to be self-checkout, you know, here's one that doesn't create more of a mess at the checkout. That's his point. And I will add that Alexie's Valentine did prompt a whole lot of frantic research for some of us at Planet Money, wondering, why isn't every self-checkout this good? And why isn't my grocery store this good? and is Alexi paying extra for his Uniclo Turtleneck because of this? And the answer seems to be that each item at Uniclo, you know, it has this little RFID chip, a tiny little radio transponder. And those have become cheaper and cheaper.

One McKinsey report says that RFID tags have come down from 20 cents, about a decade ago, to four cents a tag in recent years. And, yeah, I mean, if you sell clothes like Uniclo, like what's an extra four cents to make your fancy self-checkout work, especially if Uniclo doesn't have to pay a cashier and customers move through it faster. But if you're a grocery store and you sell, you know, green peppers, an extra four cents on each pepper really cuts into the margin. So I wouldn't count on seeing this Valentine's worthy technology at the grocery store anytime soon. Meanwhile, back with my Valentine's Day co-pilot today and Betty Boop Stan, Jennifer Jenkins.

Wait, hold on. Let me go back to my list. All right, there's a tough one. We are building the official Planet Money Valentine's Day card, our task at the moment, find a nerdy twist on Betty Boop's iconic catchphrase, something economic that isn't also, how do you say, horribly unromantic? Boop boop boob do you know what a doom loop is? No, no. Doom loop is a self-fulfilling disaster tornado cyclone, like how Greece had its credit rating downgraded, which scared investors, which caused all kinds of new problems for Greek finances,

which made Greece and even riskier investment, et cetera, et cetera. So, you know, boop, boop, but doom loop, I guess. That's brilliant, and it also really captures the spirit of Valentine's Day. Well, yeah, no. Okay, okay. This one is a, it doesn't rhyme as well. I'm going to warn you. Okay. Ready? I can do it. But I think when you start to think about it, it's actually quite beautiful. Ready? Okay. Boop, boopo-do-do-do-do-do-do. Oh, that's nice. Oh, you got it.

You got it. That's the one. A duopoly is where two companies control a market, a monopoly for two, if you will. And I think that's kind of, like, I don't know, something lovely. Well, I mean, maybe not as a consumer, but, like, metaphorically. Yes. Because it's two together. It's not a monopoly.

It's not a monopoly. Yes. It's like, honey, will you be mine and we'll own everything. Yes. Okay. That's hot. After the break, we finish off our Boopoopo doopoly Valentine so you can give it to the market dominator in your life. Plus, a Valentine to serious data journalism that you can do at home right now.

For our next Valentine, I was simply sent a Zoom link and told, show up here. And so I did. Hello. Oh, hey, Kenny. Sorry, I was just jamming out to my favorite song. Music's playing. I forgot you were coming in. Happy Valentine's Day, Kenny.

This is just the music you were playing when I showed up. This is incredible. Yeah, great. Well, it's very loud in my ears. Sorry. Turned it down for you. Well, it's funny that you mentioned pennies from heaven, Erica. Because this is a phrase I only recently learned.

Oh, really? Do you want to explain what it means? It's just kind of like your good fortune is going to come raining down from the sky. And it can only come in what is quite possibly one of the greatest currencies that we've ever all had the fortune of knowing. Clearly, we are now here with Planet Money co-host, Erica Barris, who is about to present her Valentine. I feel like we've walked right up to it. Just go ahead and say it. Okay. My Valentine is for the one that got away.

my one true love. Uh-huh. The penny. Your one true love. Yes. Why? Why, Erica? We are living in this like increasingly

digital, bubbly, cloudy world. And the penny is one of the few things we have that is a link to the past, that we can hold, and it makes noise, and it is just like, it's just a small, tiny little thing. It's just so nice.

You get a hundred of them, you have a whole dollar. Who doesn't love a dollar? I mean. All right. You love the penny. Last year, it was announced that the Federal Reserve will, well, it's the Treasury, right? The mint is going to stop minting pennies.

So no new pennies. Okay. So it's not like they're going away permanently. They're not gathering pennies and burning them in a bonfire. No, no, no, no, no. They're good. They're good. If you have pennies, spend them.

They're still tender. Yeah, yeah. There's forever indefinitely. But it's not just that you love the penny. My understanding is I think you love the culture around the penny. perhaps more than the penny. Yeah, I mean, you know, the penny is just a coin. Like, let's be real.

But I love language, right? And there's all these, like, words and, like, phrases and expressions in our language that are built around the penny. Like, you know, penny for your thoughts. Then there's a find a penny. Pick it up. All day long, you'll have good luck. Have good luck.

I do like the luck part of the penny. Yes. My lucky penny. You have a penny. It's a lucky penny. I like the lucky penny. A penny saved is a penny earned. Have you ever heard the cost of pretty penny?

Yeah. Yeah, that costs a pretty penny. Yeah. In for a penny, in for a pound. And then this one is, I love this one, penny wise and pound foolish. That is my favorite one. I love that one. I think that's my favorite too.

It's really beautiful. Yeah. It's true. So we spent, I guess, 250 years with the penny as their smallest denomination. and so the entire vernacular about... Actually, that's actually not true. Because we used to have a half penny. We used to have a half cent.

But we've had pennies for a very long time as our smallest denomination. As our smallest denomination. And therefore, whenever we reached for or created some kind of saying that needed to emphasize the smallest denomination, it's true. It's all built around the penny.

And so I guess you're sad we're losing that. We're not losing that. You can still say your... You can still say your old say sayings if you want? I guess, but who's going to appreciate them? You know, like, we stopped making the penny for two main reasons. One is, apparently, they cost a little bit more to make than they're actually worth. The U.S. Mint is saying that this is going to be a savings of $56 million a year. So they cost, like, more than three cents to make one cent. So they are literally penny pinching,

I guess is what's happening. And then our other reason, do you want to hear the other reason? Please. The reason we got rid of the penny is because people pay for everything with credit cards and, like, you know, phone payments and whatever now. Here's my question. Yeah. Will we run out of pennies before the sun extinguishes? Probably not. And I'll tell you why.

You think we'll still have pennies? Yes. It's a metal. It's not going anywhere. Okay. Yes. I mean, yes. So metaphysically, they will still.

They're going to be here. But I'm just saying they'll be like. lost in the proverbial couch cushions for eternity. That's what I'm saying. Like, when will they fully be, like, sort of down sewer grates and buried in people's backyards in a way that they're unusable? I can guarantee that I will actually become an 85-year-old woman and pennies will still be in circulation. Will still be there?

Yeah. Yeah. Okay. Okay. Okay. Erica, thank you so much. Oh, yeah. Thank you.

All right. For our final Valentine, I had a little bit of spare time on my hands, I will say. I'd been spending a lot of that time on the list of public domain thing. newly available to mess around with, and I decided to make another special little Valentine to tee up this final segment. Nick Fountain, hi. Planet Money co-host.

I need to give you something. Are you ready? Yes. Never been more ready. My Valentine for you, Nick, is... Tadda. Nancy Drew Mystery Stories, The Secret of Planet Money Valentine.

The very first Nancy Drew novel is in the public domain. this year. So that's very exciting. And so as you can see, Nancy, this is actually a book about some sort of clock, but I've replaced the clock with a laptop computer. She's carrying a laptop computer. There's a lot of ones and zeros in the background. There's data because I know that your Valentine has to do with our love for the kind of reporting that is about following the data, following the money. It's the kind of stuff that we really, really get into. And so with that, Nick, I'll throw it to you.

Amazing segue. Would you like to present your Valentine? Yes. Amazing segue. My Valentine goes out to the journalists at 404 Media for their coverage of immigration and customs enforcement, in particular, the technology that ICE has been using in this past year. Yeah, 404 Media is the name of the outlet. And I feel like they're probably, they should be, but they're not yet a household name,

perhaps. And so it's probably useful. You want to talk a little bit more about them? Yeah, they're this newish outlet, pretty small. they are owned by their reporters, which I think is pretty cool, have sort of a retro internet vibe, kind of not unlike Nancy Drew, your new. She's fangled Nancy Drew. Super retro, retro internet five, yes, yes, proto internet, yeah.

Their design choices are not what I want to shout out, though. It just seems like these folks have been training for this, like, their entire lives. And because of that, they're firing on all cylinders. They're tech reporters, largely. They're tech reporters. And so what I want to shout out are their scoops, which are, many, and I am very jealous of. It's been really incredible.

And do you want to shout out a specific scoop? Yeah, I mean, it's probably they're reporting on Palantir, the data mining software company, and this app Palantir developed, which seems like it's sort of the Google Maps for ICE. According to their reporting, it compiles federal data and shows ICE neighborhoods that might be hotspots where lots of non-citizens are suspected to live. It shows potential targets on maps. and like if an agent clicks on one, it'll show a dossier about that target.

By the way, we reached out to Palantir. They disputed this description of the software. They said it's a tool used to reconcile address data, data that's not theirs they wanted to be clear, but their customers. And while 404 is really secretive about their sourcing, they are very open about their techniques. So like a year ago, they had this little online training for their subscribers, of which I am one.

Hello there. Can you let us know if you can see? about how they use public records to generate scoops. So this is a very old-school system for searching government, federal government procurement records. Nick, do you want to describe what's happening in this video here? Yeah. So, right, this is reporter Joseph Cox directing people to the federal procurement website,

which is just a public site, basically listing all the contracts the federal government enters into. Just go to that search bar and just type in, Immigration and Customs Enforcement. And so Joseph is showing how an enterprising reporter can learn a lot about how a federal entity like ICE operates just by looking at the contracts at science. From, you know, its janitorial services to its technological providers. There you go. So click on that. Click this.

Yeah, click on that. Then these are all the contracts for ICE. In other words, they are peering into this government database and then following where that leads them. It is, I guess, one of the most basic things that journalists do, which is just a kind of accountability. Like, where's our tax money going and why? Exactly. And I watched that training, and I was like, that's amazing. We need to do that.

I need to do that. And then, like many things in life, I did not do it. And they did it. And they did a great job. And I am jealous and I am grateful. You don't need to be hard on yourself, Nick, because now we've heard video of them doing it. So perhaps someone listening. We'll also just be a part of this because look, we're all the public.

And the public has a right to lots of information. And you should take advantage of that. Nick or anybody listening. Yes, let this be an inspiration to us all. And check out their work. Where can you find that? 404.4 Media.C.O. Thank you, Nick.

Thanks, Ben. We will make sure to post a picture of the Nancy Drew Valentine I made for Nick and a few others. You can find those on our Instagram. All right. That leaves us with one final task before we're done today to finish up the official Betty Boop Planet Money Economics Valentine's Day card so that you, listener, can print it out and give it to the most important person in your life. So remember, picture. We've got a kind of tattoo style red on black font that says the official Planet Money Valentine, which we feel okay writing because we're not going to get sued because we are using the picture of Betty Boop from 1930, which is now in the public domain. And it says, boop-booply. We just needed one last touch, a little tagline,

to pull it all together and make this Valentine about love and market dominance. I brought our Betty Boop-loving friend, Jennifer Jenkins, a few options to choose from. Is this the taglines or the actual? So this is going to be the tagline for Boop-Boop a duopoly. Yeah, that's clearly the winner. Okay.

So here we go. Boop-bo-bo-bo-doopoly. Subline, you dominate the market for my heart. It doesn't quite work, Because it's like, it doesn't you dominate. That's one player. It's not quite there. Okay.

I anti-antrust you. That's clever. And who doesn't love a double negative, right? Okay, exactly. All right, ready? Together, we are everything. Oh, that's much better. Okay.

All right, ready? Boopo do-bo-doopoly. I'll never bust your trust. Ooh. This is good. Okay, and then here's the last one. Bo-bo-bo-bo-do-o-o-do-oopoly. You plus me.

Me equals hopefully not so much potential consumer harm to warrant regulatory intervention. That one's a little worried. It won't fit on a candy heart, but I think the sentiment is right. Yeah, fine, I got a little carried away there. The clear winner was Boopoopo Doopoly. I'll never bust your trust. I'm in love with this idea. It's amazing.

On behalf of the public domain, we thank you. Happy Valentine's Day. Happy Valentine's Day. We will post the official Planet Money Valentine as a downloadable file at planetmoney.com and on our Instagram, if you give this to someone, please, please let me know how this goes over. I am very curious. email us that story, PlanetMoney at npr.org. That's PlanetMoney at npr.org. And if I may sneak one final Valentine, it is to you all, to our listeners. And I would like to say that I'd love to deliver personally one of our official Planet Money Boop Valentine's when I see you in person as part of the Planet Money book tour, which is

not your typical book tour. We are staging live, never before seen Planet Money stories. We've got Q&A. We've got a bonkers lineup of guests for live on stage interviews. And I will personally be at the stops in Seattle, Portland, and San Francisco. And at least one of us co-hosts will be at. every single stop putting on a show, taking your questions. There's 12 cities in total, each stop a little different, and you can find out the details

who's coming where and to what city at a link in the show notes, or you can go to Planet Moneybook com, where you will have to scroll down a little bit to find that information. Fair warning. At the live events only, you will get a specially designed tote bag with your ticket purchase while supplies last. That is, again, planetmoneybook.com for more details. scroll down to find those details. Today's episode of Planet Money

was produced by James Sneed with help from Sam Yellow Horse Kessler. It was fact-checked by Sierra Juarez, engineered by Sina LaFredo and Quasi Lee, and edited by our executive producer, Alex Goldmark. I'm Kenny Malone. This is NPR. Thanks for listening.

Support for NPR and the following message come from the Kauffman Foundation, providing access to opportunities that help people achieve financials. stability, upward mobility, and economic prosperity, regardless of race, gender, or geography. Coffman.org