Ray William Johnson: True Story Podcast - She's Too Attractive To Be in Prison // The Jocelyn Kirsch Story

Episode Date: September 7, 2026

Jocelyn Kirsch was a Drexel University student who, alongside her University of Pennsylvania graduate boyfriend Edward Anderton, became infamously dubbed Philadelphia's "Bonnie and Clyde&quot...; of identity theft. From 2006 to 2007, the attractive, jet-setting couple executed a sophisticated fraud operation by using computer spyware, fake IDs, and stolen keys to burglarize the apartments and intercept the mail of their friends, neighbors, and co-workers.

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Starting point is 00:00:35 Like, let's talk about this woman. Her name's Jocelyn. And Jocelyn's 22 during this time, living in Philadelphia, going to college at Drexel. Here's the thing about Jocelyn. She's kind of foin. Or at least people think she is. I mean, guys who meet her think she's foin. She apparently gets away with a lot because people find her attractive, apparently.
Starting point is 00:00:55 And the thing is, Jocelyn likes to tell really big lies about herself to try to try and impress people. She tells people that she's a world-class Olympic-level pole volta. She tells people she's a professor at the college she studies at, not just a student. She brags to people that she's fluent in 11 different languages. She's also got purple contacts, and she tells people it's her natural eye color. This woman is out of control. And people know she's lying, but they still hang around her because they think she's attractive. And one day in 2006, she's out at the bar drinking and she's with this guy, Ed. And Ed is 25, he's her boyfriend.
Starting point is 00:01:37 Here's a picture of them together. So Jocelyn and Ed are drinking and Ed suddenly realizes that he can't afford to pay their bar tab. Then Jocelyn looks over at a person sitting near them and she notices this person isn't really paying attention to their stuff. So she somehow steals this person's credit card and uses it to pay for their tag. And she and Ed get away with it. And that is when they realized that this doesn't have to be a one-time thing. They could steal another credit card and get even more money. So Jocelyn and Ed start going out to bars late at night,
Starting point is 00:02:12 specifically looking for unattended purses that they can steal. And they do. They take people's credit cards or their IDs, and then they immediately start spending that person's money and buying themselves shit. And pretty quickly, they really realize, that they could make even more easy money, not just by stealing from random strangers at bars, but also stealing from their own friends. So they start breaking into their friends' houses and apartments to take things, like they steal their checkbooks, their utility bills, credit card
Starting point is 00:02:45 statements, anything with their personal information on it, so that they can open credit cards in their friends' names, and none of their friends suspect them. They probably think Jocelyn is too good looking to be a thief. Now, at this point, they've stolen thousands of dollars from strangers and their own friends, and they're spending the hell out of this money. Like, they take an expensive New Year's trip to Paris. Here's a picture of them in Paris. They stay in five-star hotels, they shop at Gucci, and they take a bunch of pictures of themselves, living this ridiculously luxurious lifestyle, and they flex all over Facebook about it like they earned it. Meanwhile, no one around them knows that all of this is being funded with stolen money. Now, of course, if they want to keep
Starting point is 00:03:32 this scheme going, they have to find even more people to rip off. So Ed starts jacking credit cards from people at his work, too. He gets into a locker at his office building's gym, and he steals a man's information off his card, and he and Jocelyn use it to buy more than $4,000 worth of clothes and electronics. Now, eventually, this whole thing becomes bigger than just stealing someone's credit card. Jocelyn and Ed start building an entire identity theft operation. Like, they're opening bank accounts in other people's names. They're applying for credit cards using stolen identities, and soon they have enough money to move into a $3,000 a month luxury apartment.
Starting point is 00:04:15 So from here, they turn the second bedroom in this new place into basically a fake ID factory. They've got four computers and printers and a scanner and an industrial machine for manufacturing ID cards. And if that isn't wild enough, all of this still isn't enough for Jocelyn and Ed. They want to go bigger. See, Ed, he isn't a broke guy. He actually has a decent job as a financial analyst for a major private equity real estate firm. And this firm just so happens to own the nice apartment building.
Starting point is 00:04:51 that Ed lives in. So he uses the corporate clearance at his job to get access to the keys to the building's mailboxes and individual units. So now, he and Jocelyn, they don't even need to break into people's houses. They just go and let themselves into their neighbor's apartments
Starting point is 00:05:08 while they're not home. And doing this allows them to get any information they need to steal someone's identity. They start stealing passports and social security numbers and bank account, info, whatever personal information they can find in the person's apartment. And if they can't find
Starting point is 00:05:26 info in the person's apartment, they'll just go and steal it from the person's mailbox. They even get a hold of spyware and they'll break into people's apartments and install spyware on their computers and they'll steal their personal information that way. And while all of this is happening, Jocelyn and Ed are still living this baller-ass lifestyle. Like they're constantly going on expensive vacations to places like London and Hawaii and the Swiss Alps. They're hitting up expensive restaurants, buying expensive clothes, attending fancy events, and posting pictures of all of it online. Here's a picture of them on vacation. And here's another, and here is another. In fact, they take so many vacations that Ed has to start using his sick days, and he'll like call in sick
Starting point is 00:06:17 to work. And one day, that same year, 2007, he comes back from a vacation and he goes right to work and he has a very obvious vacation tan. And his boss sees him and is like, well, that guy wasn't sick. He was obviously on vacation. And so, boom, the boss fires him. So now that Ed is jobless, he basically starts committing identity theft full time. And at this point, these two turds have stolen around $120,000 over the last year from their friends and other unsuspecting people, so it seems like they're going to just try and keep this scheme going forever. Until... Until Jocelyn decides she really wants some new hair extensions.
Starting point is 00:07:06 And these hair extensions she wants are super expensive, like $2,000 expensive. So she makes an appointment at a local hair salon, and she uses one of her stolen credit cards to put down a deposit on this hair extension appointment. After she gets these extensions, Jocelyn pays the salon with two bad checks, again using the stolen identity of another woman. And these two checks end up bouncing, and the stylist gets really pissed off. Because she's not going to get paid for her work, she's a right to be pissed off.
Starting point is 00:07:39 Also, the woman whose credit card that Jocelyn stole, I guess she's chilling. at home and she notices a suspicious $500 charge on her billing. So this woman calls the salon and she's like, what's this charge? I've never even been to your salon. And so the hairdresser gets really mad and she calls the phone number that Jocelyn used to book the appointment. And Ed picks up and the hairdresser tells him that she knows exactly what's going on and that she wants to be paid for those extensions. And Ed, he freaks out and he hangs up on her. So from And there, Jocelyn and Ed decide that maybe the best way to deal with this situation is to scare the hairdresser. So they start sending her threatening text messages. Jocelyn basically tells her that
Starting point is 00:08:26 she knows where she lives and how she gets home at night and to walk away from this or she's gonna regret it. And the hairdresser, she isn't playing that shit. She ain't no punk. She goes right to the police. And the police, they're able to trace the stolen identity back to a UPS store mailbox that Jocelyn and Ed have been using to receive fraudulent credit cards and merchandise. And so the police just wait at the UPS store for them to pick up their latest package. And bam, they get arrested. Here's Ed's mugshot and here's Jocelyn's mugshot. And so ultimately, Ed takes a plea deal and he gets sentenced to four years in prison,
Starting point is 00:09:07 while Jocelyn also takes a plea deal and she gets sentenced to five years in prison. So I guess people thinking she's attractive didn't get her out of that one.

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