Relatable with Allie Beth Stuckey - Ep 1220 | They’re Lying to You About the ‘Big Beautiful Bill’ | Ron Simmons

Episode Date: July 21, 2025

Today, Allie's dad Ron Simmons is back to unpack the One Big Beautiful Bill and debunk myths about its tax cuts and health care reforms. We dive into why it’s not just “tax breaks for the rich,”... how Medicaid work requirements target freeloaders, and how the defunding of Planned Parenthood for a year is a big (temporary) win. We also explore the huge cost of illegal immigration, the Epstein files controversy, and why tariffs still matter. Plus, we answer your questions on raising godly kids and prioritizing marriage. Share the Arrows 2025 is on October 11 in Dallas, Texas! Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠sharethearrows.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for tickets now! Sponsored by: ⁠Carly Jean Los Angeles⁠: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.carlyjeanlosangeles.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Good Ranchers⁠: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.goodranchers.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠EveryLife⁠: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.everylife.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Buy Allie's new book, "Toxic Empathy: How Progressives Exploit Christian Compassion": ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://a.co/d/4COtBxy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ --- Timecodes: (01:00) Intro (03:15) One Big Beautiful Bill - taxes (10:30) One Big Beautiful Bill - healthcare (19:00) One Big Beautiful Bill - immigration (23:00) Tariff update & economy (32:50) Epstein controversy  (38:00) Audience questions --- Today's Sponsors: A’del — Try A'del's hand-crafted, artisan, small-batch cosmetics and use promo code ALLIE 25% off your first time purchase at AdelNaturalCosmetics.com Seven Weeks Coffee — Experience the best coffee while supporting the pro-life movement with Seven Weeks Coffee; use code ALLIE at ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.sevenweekscoffee.com⁠⁠⁠⁠⁠⁠⁠⁠⁠ to save up to 25% off your first order, plus your free gift! Good Ranchers — Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠GoodRanchers.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and subscribe to any of their boxes (but preferably the Allie Beth Stuckey Box) to get free Waygu burgers, hot dogs, bacon, or chicken wings in every box for life. Plus, you’ll get $40 off when you use code ALLIE at checkout. We Heart Nutrition — Get 20% off women's vitamins with We Heart Nutrition, and get your first bottle of their new supplement, Wholesome Balance; use code ALLIE at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.WeHeartNutrition.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Hillsdale College — Hillsdale College is offering more than 40 free online courses they offer on History, Economics, Politics, Philosophy, and more, including their new course, "Understanding Capitalism," all available for FREE. Go to ⁠⁠https://hillsdale.edu/relatable⁠⁠ to enroll. --- Episodes you might like: Ep 1169 | You Need to Calm Down (About Tariffs) | Guest: Ron Simmons https://podcasts.apple.com/us/podcast/ep-1169-you-need-to-calm-down-about-tariffs-guest-ron-simmons/id1359249098?i=1000702922886 Ep 1188 | Trump's Most Successful Weekend Ever | Guest: Ron Simmons https://podcasts.apple.com/us/podcast/ep-1188-trumps-most-successful-weekend-ever-guest-ron/id1359249098?i=1000708376926 --- Buy Allie's book, You're Not Enough (& That's Okay): Escaping the Toxic Culture of Self-Love: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://alliebethstuckey.com/book⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Relatable merchandise – use promo code 'ALLIE10' for a discount: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://shop.blazemedia.com/collections/allie-stuckey

Transcript
Discussion (0)
Starting point is 00:00:00 You've been hearing all kinds of terrible things about the big beautiful bill that people are going to be kicked off their health care plans that the world is going to end. But is all of this true. My dad is here today to debunk some of those myths and to answer some of your biggest questions about what the big beautiful bill actually means. This episode is brought to you by our friends at Good Ranchers. Go to Good Ranchers.com. Use code Allie at checkout. That's good ranchers.com code Alley. Well, hello, everybody, and thanks for joining another episode of Relatable.
Starting point is 00:00:45 As you can tell, Allie's not here. She asked me to sit in for her today. She's traveling, and I'm excited to do it. It's been a while since I've talked to y'all and been following everything. I'm a little bit worried about following the episodes that she's had on lately. They've been pretty hard hitting, and I'm so proud of her for always standing up for the truth, even when it's uncomfortable, even when there are people that she's having to discuss that a lot of us really appreciate and have enjoyed over the years like the gains and
Starting point is 00:01:19 then also there's been a lot of obviously very, very good things that have come out of Baylor University. But that doesn't mean that we should look to the other side when things aren't what we believe they should be. And actually, we'll kind of talk about that a little bit later in the episode when we talk a little bit about the Epstein files. Goodness, gracious, have mercy. That has been something hadn't it. But before we do that, what I really want to spend time on today is truth-telling of the one big, beautiful bill. It has just been hilarious to me to listen to the Democrats and a lot of the media that talk about how, you know, it's just going to be the end of all. Everything is going to go away. It's going to
Starting point is 00:02:04 hell in a handbasket. And, you know, we're probably going to, it's going to be the apocalypse. We're probably all going to die tomorrow. So anyway, let's talk about that just a little bit. And we've also at the end of the show, I've got a bunch of listener questions that are always entertaining and fun. And a little bit of a segment at the end called Thoughts from the Wagon. It really kind of refers back to my book, Life Lessons from the Little Red Wagon.
Starting point is 00:02:29 But in talking about the big, beautiful bill, I've, I've written down some notes here, so pardon me when I look down at those, so I'll make sure I get them right. You know, I guess the biggest thing that you hear are it's just tax cuts for the rich. Tax cuts for the rich. Now, first of all, let me tell you there are no tax cuts in the bill. All the bill is doing is allowing our tax rates to keep from raising. If they didn't pass this bill, every one of you listening, unless you're in the income bracket, where you pay no taxes, which is unfortunately pretty high percentage of people in this country
Starting point is 00:03:12 that pay no income tax. And that's another issue maybe for another day. But so just make sure you understand there's not a tax cut. It's keeping things the way they are. Now, if we didn't do that, it was going to raise our taxes. And now they say, these Democrats will say it's just tax cuts for the rich. That's all it's going to be. Well, when you look at the Tax Foundation.org, which is a nonpartisan organization that analyzes tax bills and what have you,
Starting point is 00:03:42 62% of the population will save on their taxes, 62%. And remember, there's a reasonably large percentage that don't pay any income tax. So if you're already paying zero, zero is zero, all right? You're not going to save anything if you're paying zero. Oh, I don't, that's pretty simple math. Even from a guy that, you know, grew up in Arkansas, I could get that one right there. Secondly, the bottom 50 percent, think about this for just a second. I won't just, just think about what I'm just ready to say.
Starting point is 00:04:17 The bottom 50 percent of people in the United States pay an average of 4 percent income tax before the tax cuts in 2017. currently they pay 3.6 percent or 3.4 percent, excuse me. So 50 percent of the people in the country only pay 3.4 percent federal income tax. I'll tell you what, if that doesn't make us think about having a flat tax, I don't know what should. And let's just say that if you make, I don't know, $30,000 a year, okay, and you pay three percent, three and a half percent income tax, talking about maybe $2,000 is going to be your, no, that's not even right.
Starting point is 00:05:04 It's actually, oh, that would be less than that. Yeah, 4%. That would be like less than $1,000 or around $1,000 would be your income tax. So, I mean, they're already not paying very much half the people in the country. The reason that they say that most of the tax breaks go to the rich is because the rich are paying most of the tax. So if you make $200,000, let's say, and you're paying 20% tax, so that means you're paying $40,000 a year in taxes, and your tax rate stays the same where it doesn't go up to 22%, which would mean you were paying somewhere around $42,000 or $44,000,
Starting point is 00:05:49 then they're saying, well, you've got a $4,000 tax break. Well, no, I'm already paying $20,000. So the reason that the dollars work out more for someone that makes more money is they're already paying more income tax. They're actually getting less of a percentage break in a lot of cases than the lower tax bracket. So it's just such a misrepresentation. This is a cross-the-board keeping taxes as they are today. otherwise they were going to the cuts were going to expire
Starting point is 00:06:26 and those tax rates would go up. So I just wanted to understand, you'd understand that the reason that taxes are, they say that it's going to the rich is because that the wealthy pay the most dollar amount in taxes. It just makes sense that if someone makes $200,000
Starting point is 00:06:45 and they're paying 20%, that they're paying $40,000. If someone makes $30,000 and they're paying $30,000, and they're paying 3%, they're paying about $1,000, $900. So therefore, if I get a, if my taxes don't go up as someone that makes $200,000, that has more dollar value, but not any more percentage value. In fact, here's a good graph I found on a phone, I've got on my phone that I found online.
Starting point is 00:07:12 And this is with the 2017 tax cuts, if they weren't in play, that the bottom 50% of the people would have a tax increase, okay, from 3.4 to 4%, all right? And then the people that in the next 25%, their taxes would have gone up 6.9% up to 8.1%. Okay, so just a little over percent. The taxes for the most wealthy, if they didn't, if the current tax rates didn't stay in place, those would go up, 2%. So actually the taxes are already higher on the most wealthy people. It's just a fascinating what few number of people actually pay federal income tax in the United States. I know Mitt Romney got in a lot of trouble for saying that one time, but it's a true. It's a fact. All right. So we'll make sure you understand that. It would have cost the average family hundreds, if not thousands of
Starting point is 00:08:19 and more taxes if this bill didn't pass. And that's something everybody, whether you're Democrat, Republican, independent, everyone should be thankful for that. Pause from that episode with my dad to tell you guys about seven weeks coffee. Seven weeks coffee just hit an amazing milestone. Over $1 million donated to the pro-life movement because you have allowed your coffee to serve a higher purpose by switching to the super high quality coffee at seven weeks coffee. you have allowed every sale of coffee to have 10% donated to these pro-life organizations and to these
Starting point is 00:09:00 pregnancy centers. And that has saved thousands of lives. That is so incredible. I'm so thankful for seven weeks one because I just love their coffee. It tastes really good. It's organic and it's mold and pesticide-free. So it's everything that I'm looking for. But the fact that they are taking 10% of these dollars that they could be pocketing themselves and donating them to these pro-life organizations is just incredible. I mean, talk about an eternal impact. If you want to be a part of this, go to 7weeks.com, 7weekscoffee.com. Use code Allie. You'll get 10% off your order when you do 7weeks coffee.com code alley. Before we get into the rest of our episode, a reminder about Share the Aeros brought to by our friends at Carly Jean, Los Angeles, October 11th outside of Dallas, Texas,
Starting point is 00:09:45 going to be absolutely incredible. And it's going to be here before you know it. So if you've been waiting for whatever reason. Like you just are, I don't know, you're waiting to put plans in place. You just need to go ahead and do it. Just bite the bullet. You are going to be so happy that you did. You will not regret it. You can even come by yourself. There were a lot of women who came by themselves last year. They never felt alone. They felt like they had immediate friendship and community. And that will be the case with you too. My audience, if I do say so myself, is just the best. It's literally the best. Like the most charitable, the most generous, the kindest, and you will find that when you come to share the arrows and the teaching's just
Starting point is 00:10:23 going to be amazing, the worship out of this world. Go to sharetheaeros.com. Get your tickets today. That's share the arrows.com. Secondly, let's talk about health care. What are we hearing on health care? Oh, we're just going to, we're going to kick grandma off of Medicare and Medicaid. Again, not true. Totally not true. What they're doing. doing with federal medical or health care coverage is they are under Medicaid. Okay. And now Medicaid and Medicare are different. Medicare is for people generally that are age 65 or 66 older, depending on, you know, depending on, you know, when you were born and all those types of things. you are able to get Medicare, let's say when you get age 65, and you pay for that, all right?
Starting point is 00:11:21 It's pretty inexpensive, except unless you're still making income and then based on how much income you make is how much you pay for Medicare. Medicaid is set up primarily for people that are disabled or their income levels are such that they actually receive it free. And what the big, beautiful bill is doing, which is, fantastic because a lot of these things get abused is they're requiring, excuse me, they're requiring able-bodied men and women who don't have children. Now, the men, child scenario doesn't come into play, but if a woman has young dependent children, they're not considered in what I'm about
Starting point is 00:12:06 to tell you. They were requiring them to work, be actively looking for work, or be in some type of educational or training program. I mean, doesn't that just seem simple to get what I would call freeloaders off of the free health care? Why should you and I be paying for their health care when they're able to work but not willing to work? And, you know, this is something actually on, in the 90s that Bill Clinton put in play with the Republican Congress, with Newt Gingrich's speaker, for welfare payments that,
Starting point is 00:12:40 and what we might call SNAP today, food stamps and what. have you, is that they had a work requirement in there. You had to be either working or looking for work if you were able-bodied. So there will be people. The one thing is right. It's just, you know, there's a little bit of truth in all of these misrepresentations that the Democrats are making is that there will be people that absolutely lose their health care under Medicaid. but it'll only be those people, only be those people that are able-bodied and should be working or at least should be looking for work or getting trained so that they can go to work. And the reason that this happened is when Obama was president,
Starting point is 00:13:26 he removed some work requirements for Medicaid and other entitlements. And then when COVID came along, a lot of that stuff was expanded. And all we're trying to do now is rein it back in. And listen, for you and I, 11 million people supposedly that fall into this category, that'll be good. That'll make our health care system actually financially more responsible. So, again, grandma, if you're disabled, if you're a mom with kids that doesn't have the income, it's not going to have any effect on your health care at all. It's only going to be on the people that are free-loading off the system and not working like you and I are to be able to pay for our health care.
Starting point is 00:14:14 So that's really, really important. Another thing that came up is that when Obamacare came out or the ACA came out, I call it Obamacare because that's kind of what we learned that it was back then, is that depending on how much income you made, you would get an incentive. to buy health care coverage through Obamacare. And we're talking outside of Medicaid and Medicare. Okay, this is separate. You had an incentive to, they gave you based on your financial situation. The less money you made, the more of an incentive they gave you or a credit they gave you, made it a lot less expensive.
Starting point is 00:14:53 Well, those credits are set to expire at the end of 2025. And those are things that were put in by the Obama administration, these credits, and the fact that they were going to expire in 2025. Those aren't things that came in under Trump or Bush or anybody like that. This was the Obama and his Congress at the time. And remember, when Joe Biden became president, his first two years, he had control of the Senate and the House. And if they wanted to extend these credits, they should have done it at the time.
Starting point is 00:15:28 Those are going to go away unless they're extended before the end of the year. So yes, that means that those of you that have been getting some credit extra, you know, had your health care insurance bought down by the government, that's going to go away. But you know what? That's a good thing. That's a good thing because what's happened is because of those government incentives were there, the only thing that's happened is health care has gotten more expensive and more expensive. Because if you're paying, you know, $5 a month for top flight health care,
Starting point is 00:15:58 you don't really care what the doctor charges you, right? because you're not going to pay for it anyway. The only way we're ever going to get health care cost under control is by supply and demand. We're going to have to be participating in our own health care cost, and that will end up keeping health care cost reasonable. But if the government's paying it or you don't have any incentive to make sure that you use your health care prudently, then it's going to just keep going higher and higher. and higher. All right.
Starting point is 00:16:34 Everybody having fun so far? It's good, right? I can tell you, everybody's on the edge of their seats. I can just tell. When you're driving down the road right now, I can just tell you're thinking, man, this is incredible. So, we talked about Medicaid already. Actually, I used the wrong number.
Starting point is 00:16:48 There's not 11 million. There's 4.8 million able-bodied men, and there are some women that don't have children that would be caught in this scenario where they might lose their coverage. under Medicaid, which is a good thing. And I got this off the White House.gov site. The other thing, a couple of things that does, which we're excited about, is it removes any federal dollars to organizations that provide abortions for one year. Now, why it was only one year?
Starting point is 00:17:19 I don't know. Probably some type of, had to make some type of deal to get some of our moderate Republicans on board. But that's really cool. I mean, that means Planned Parenthood for the first time is going to be defunded from federal dollars. And that's really, really exciting. Also, it removes an estimated coverage for 1.4 million illegal immigrants that have figured out how to get free health care through the government.
Starting point is 00:17:48 Not supposed to be eligible for it, but some states have allowed that. So this will remove the funding for that. And again, that's good for you and me. Next sponsor is Good Ranchers. Did you know that over 85% of grass-fed beef in the grocery store is actually imported from abroad? Even the beef packages that say made in the USA, technically, that only has to mean packaged in the USA. It doesn't mean that it's from an American farm. The easiest way to make sure that all of your meat is actually from an American farm or ranch is to get your meat from good ranchers.
Starting point is 00:18:29 And it's really a no-brainer because then you don't have to go to a store and see if it's the right cut of beef. and it's so affected by inflation that it's just stressful. You can get all of your meat shipped to your front door on dry ice via good ranchers. Go ahead and subscribe. Then you don't have to think about it. You just get that meat, whatever you want, whether it's seafood, their seed oil-free chicken nuggets, their bacon, their beef, their chicken. It's all good.
Starting point is 00:18:53 Just comes to your front door every month. It's so easy. Ben and Corley are the real deal. They are Christians trying to honor God in everything they do. And they started this business to support this really. important American industry. Go to good ranchers.com. Use code alley. You'll get $40 off your order. That's good ranchers.com code alley. Let's talk about what goes on in the bill from an immigration standpoint. All right. They're funding for 10,000 new ice agents, 10,000 new ice agents. And it's
Starting point is 00:19:31 estimated that those ice agents that will allow us to remove up to one million additional illegals per year. Now, we don't really have a good handle on how many illegal immigrants are in the country. Some people estimate it to be 12 million, some people more than that. Whatever the number is, we don't have enough ice agents to cover that. And this comes from the the federal American immigration reform organization. You know how much we spend on illegals? Bree, how much do you think we spend on illegals in our entitlement social network scenario?
Starting point is 00:20:15 What would you say in our social services? What would you say that number is? I don't even know if I could give you a number. Do you think it's more than a dollar? It's more than a dollar. More than a billion? Yeah. $182 billion is how much we spend on entitlement-related programs that illegal immigrants take.
Starting point is 00:20:39 You know how much that is per immigrant? If you assume that there are 11 or 12 million immigrants, this is by Pew Research, that's over $15,000 a year, over $15,000 per illegal immigrant a year. And that doesn't really even include all the, the money the state spend either. So think about that. $182 billion, that could go a long ways towards helping pay some of our
Starting point is 00:21:07 debt insurance, reducing, just a lot of that type of stuff. And taxpayers are the one that are doing it. Now, some people will say, well, all of the, you know, these illegal immigrants pay taxes sometimes, right? Because they have jobs in some way. They pay their taxes. That's a red herring.
Starting point is 00:21:24 I want you guys to, you know what a red herring is? a red herring is where they're trying to make you look at the shiny object over here, where they're doing something over here. And that's a red herring because they're assuming if the illegals weren't there, that those jobs wouldn't be done and therefore those taxes wouldn't be paid. Somebody would be doing those jobs that were necessary. So the fact that you say that illegals are paying taxes and therefore it cuts against the cost of them, no, the illegal immigrants in many cases are taking jobs,
Starting point is 00:21:56 away from U.S. citizens or people that are here legally, even if they are not U.S. citizen, but they have their green card, et cetera, and what have you. And so that's why it matters, all right? I am all in favor of people immigrating here and being here legally, even if they don't want to be a citizen to get some type of work permit. I'm all in favor of that. But I am not in favor of people of people coming here illegally and getting in front of our own citizens and in front of other people who may not be a citizen but are here legally. There's no way that that is the correct thing to do. And I think the big beautiful bill is taking some steps towards that. And obviously, President Trump is doing that as well. I think they've already deported 250,000 people
Starting point is 00:22:44 I've heard today and another 60,000 are in detention centers. Now, does that mean they're going to going to get some people caught up that, you know, that are not, that shouldn't be in the detention center. Sure, that's, that's just the way things work. So, but it, it, it, it, it, it, overall, it is much better scenario doing that. All right. So, um, let's talk a little bit about kind of off the bill just for a minute. Let's talk about, although it's kind of related to it in that tariff revenue. Everybody keeps wondering about, what are we doing with the tariff revenue? Or we get money out of that deal. And in 2024, this is pretty interesting. So this is prior to Trump coming in. The average in 2024 was about 6.4 billion per month in 2024 of tariff, which is taxes coming
Starting point is 00:23:41 from imported goods. Okay. In 2025, it's been $16 billion. a year, $16 billion a year. So that's pretty amazing when you think about it. $16 billion per month, $16 billion per month. That's $10 billion more per month. That's revenue that goes to help pay for some of the things we talked about in the big, beautiful bill. It helps, you know, pay down the deficit, those types of things as well. And that's from Politico. And Politico, as you probably heard on here before, it's not a very conservative organization. So the fact that They're reporting that. It's really pretty interesting.
Starting point is 00:24:23 And who knows what's going to happen long term with tariffs. I believe I said the last time I was on here, I thought things would get pretty well settled by the end of the summer. I'm sticking with that, although the summer is fleeting away, but I'm still sticking that the majority of the issues will get handled by then. I don't think we'll get China totally under a long-term agreement by that time. but I do think we'll get most of the scenario done by then. And I believe in the long run it's going to be a good deal. Again, I wish, and I think President Trump would be okay with this, although he hasn't asked my opinion.
Starting point is 00:24:58 I wish we'd had no tariffs, either side. So if you don't charge us any tariffs, we don't charge you any tariffs, right? Just total free trade. That would be fine with me. We don't need to, we can compete. Our industries can compete head to head. Where they have trouble competing head to head is where a foreign government gives the industry, the similar industry in their country, an advantage. And that's what President Trump's
Starting point is 00:25:21 trying to level out and the people that work for him. And I think they're doing a really good job with that. I really do. I've been very impressed with how that's working. I know it's, you know, it's kind of made the markets a little bit uncertain, although, you know, markets are up for the year and stock markets are up for the year and what have you. It's kept interest rates from coming down because we're not sure exactly what's going to happen on that. And I get that probably interest rates, and some of you that listen to this won't even remember this, but interest rates actually went down way too quickly the last time. And I think that's what the Reserve Chairman is trying to avoid, although I do think he's being too cautious. And we certainly could use a reduction
Starting point is 00:26:02 in interest rates. I think that would help the economy. And there's some things that support that as well. In fact, the new inflation data just came out. The new inflation data for last month said inflation was at 0.3%. That's less than 3% a year is the way the annualized that they've had in the last 12 months. So that's, we're in the right direction. In fact, I don't know if you've even noticed or not. Meat, poultry, and eggs are actually down a little bit. And given our past discussions about the price of eggs, that's a really, really good thing. Car prices are down this past month, 0.3%. So that's not much, but they're not going up. And that's new cars.
Starting point is 00:26:45 Use cars are down 1%. So all of that, those are really good signs for the economy. Because you remember when COVID came along and then when Biden put all that, quote, unquote, stimulus in there, man, prices just went through the roof, really went through the roof. And so the fact that they're settling down is a good thing. Now, it doesn't mean they're going to go drastically back to where they were in 2019. It just doesn't work like that. But the fact that they're staying pretty much the same or dropping a little bit, that's a good thing. We can plan for that.
Starting point is 00:27:14 What we can't plan for is when we don't know how much things are going to go up. Next sponsor is Adele Natural Cosmetics. Adele is a family-owned company that was started by Arlene. They're awesome. I've met them. They are just so kind and sincere. And they put their whole heart into this business. And they're passionate about it because of Arlene's own health journey.
Starting point is 00:27:39 She went through a health crisis several years ago where she had to start paying really close attention to what she was putting in her body. But on this journey, she realized. okay, I should also be paying attention to what I'm putting on my body. These synthetic fragrances and all of these endocrine disruptors that are in so many of the products that we use on ourselves are really bad for our health. And so she endeavor to make a company that creates products that are all natural, all natural ingredients, no fake fragrances or any of those disrupting chemicals. And they've done it. And the products are really effective.
Starting point is 00:28:11 That's why I rely on their skincare every day. I use their moisturizing foundation when I'm not in the studio. it is all so good. You will love it. Go to adele natural cosmetics.com. Use code Alley for 25% off your first order. Adelnaturalcosmetics.com code Alley. The one thing that I think, and we talked about a second ago,
Starting point is 00:28:36 that I think it's a little bit out of whack or mortgage rates. 30-year mortgage rates are 6.8%. That is keeping people, new homeowners, from being able to buy. And I think you'll continue to see that in the marketplace. place out there is that if you have a 3% mortgage, you can buy a whole lot more expensive house than if it's a 6% mortgage. Everybody understands that is twice as much interest you're paying. And most of the money you pay at first in your loan is interest-based. Because if you have a,
Starting point is 00:29:11 if you have a $500,000 loan and you're paying $6%, $30,000 a year is in interest. And if your payment, let's say is $3,000, and only 500 of that is going per month is going to pay on principal. Most of us going to pay on interest. And so I believe that if we could get interest rates below 6%, in the 5% range, I think they could settle there and the economy, the housing market and what have you, would be good. That's for a 30-year mortgage, 6.8%, for a 15-year mortgage, which is what I really encourage to get when you go out and buy a house. Try to avoid the 30-year mortgage.
Starting point is 00:29:55 You're paying so much interest up front and so little principle. I mean, it's just, as it takes you 30 years, to pay it off. And just think about, if you bought a $500,000 house, by the time 30 years is up, you're going to have paid $1.5 million for that. Whereas if you do a 15-year loan, and, again, these numbers aren't exact, so don't hold me exactly to them, for a $500,000 house, you're going to pay. pay somewhere less than a million dollars for that as opposed to 1.5 million over 30 years. If you can do a 15% loan, you're going to get a lesser interest rate because it's only 6%
Starting point is 00:30:33 as opposed to 6.8%. So I'd encourage you do that. And I encourage Chairman Powell, I know you listen to Alley all the time, Chairman Powell. If not you should, you should lower the interest rates, lower the interest rates just a little bit, okay? It's going to be okay. The world's not going to go to hell in a hand basket. So anyway, that's the, some information that we put out on the Big Beautiful Bill. I hope that helps you understand some myths. Please, you know, sometimes we just have to turn off the TV, turn off social media, turn off, you know, what we're hearing at our family picnics or reunions, whatever you're doing this summer, and just relax, okay? Things are in pretty good shape. I think the economy is
Starting point is 00:31:17 going to be fine. We're definitely not going to have a recession. I do not see. that happened based on the information that we have today. Your 401Ks have done well this year. Any other investments you have have done pretty well this year. You should be able to get a job if you want to work. If not, you don't have the skill, then maybe you need to get some training. And there's a lot of job training that's available through your state, through the federal government, where you can be able to get training for specific jobs.
Starting point is 00:31:46 We were talking the other day about a job. General manager. Most people here would have heard of Buckees. Bree, don't you think most people heard of Buckees no matter where they live in the country? Probably. Yeah, because I think they've expanded outside of Texas. Yeah, a little bit. Buckees, if you don't know, is this huge convenience store.
Starting point is 00:32:05 They literally may have 100 gas pumps. And it's not just a convenience store, though, because people go in their shop. It's just a whole event. Any time we go out of town to see family and there's a Buckees on the way, that's a guaranteed stop. Well, a general manager of one of those Bucky stores, which doesn't require a college degree, you could have one if you want to, but doesn't require it, can make over $200,000 a year. So you don't believe that, well, I got to go spend all this money to go to college to do that. If you want to do that, that's fine. I mean, there's no question. That's a good thing to do.
Starting point is 00:32:41 There's a lot of advantages to go into college, even outside the education you get. But if you don't want to do that, or you don't think you can afford to do that, and I definitely don't think you should go into debt to do it. There are plenty of job skills that you can get where you can make a very, very good income. And so I'd encourage you to do that. Now, we're going to talk a little bit, as I said, about the Epstein scenario. And it's amazing that people are so fascinated with this. I remember, you know, when he got arrested a few years ago and then supposedly hung himself in his own cell and all that type of stuff. And then most of us on the right felt like Biden and them were withholding information from us
Starting point is 00:33:31 on what really happened, you know, not only in the cell, but who really was on these junkets with him. We know that President Clinton was on an airplane with him at least once. And we always thought there was this master list. of people, right? That had been to this island with him or wherever it was that he went and did all these crazy things. Remember Prince Andrew was involved in that from the UK? Well, a few months ago, when President Trump took over, this, things like JFK files, things like
Starting point is 00:34:07 the Biden laptop, Hunter Biden laptop, things like the Epstein files, those were all under review at the time. And, you know, they've released a lot of the JFK files. We now know, obviously, the Hunter Biden thing, which we all knew, was a total hoax, along with the Steele dossier, and people like Brennan and Comey and those guys were just so scummy. In fact, I'm not so sure that they didn't, you know, break some laws, or certainly they did not follow what they should have. And the Epstein thing was a part of that. And, you know, the Department of Justice has reviewed that. They said there's no list there.
Starting point is 00:34:49 There's no kind of smoking gun. And really nothing left to release that they haven't already released. Well, there are people that say, you know, no, we don't buy that. Something that's flying to buttermilk is what my grandmother would say when something was wrong. Well, I don't know if there is or not. All right. I do believe in our government ought to be transparent with us. to the extent that they possibly can.
Starting point is 00:35:11 They can't tell us every single thing that may have an effect on national security. I'm not sure this has an effect on national security. But President Trump, and he's right about this. I mean, let's put what he put up there today, if we can on the screen. So President Trump, I won't read the whole thing, but basically is saying in this
Starting point is 00:35:33 that the radical left Democrats have hit pay dirt again. And he's right. What happens is that, again, They found something that may be a little crack in the MAGA base, and they put that shiny object on there, and they are just, you know, pounding it. And we're in a lot of, some of us, some people, I wouldn't say us, I don't, but there are some on the conservative side that are believing that. But what he's trying to tell us here is it's, remember, these are the same people that did the Steele dossier, that, you know, the Hunter Biden thing, the Russia scam, all of that were promoted. by these people well as well. And all of that turned out to be lies. All right. And so now for us to believe what they're saying on the Epstein stuff is not good either. And so my belief is, is that, look,
Starting point is 00:36:25 you know, it's not the most important thing in any of our lives, right? It's okay for us to want it to be done. But I tell you what's a whole lot more important. What's more important is what's going on, you know, what went on with this tax bill and what have you. That's a positive for us. What are we going to get done with the tariffs, what's going to happen between Russia and Ukraine, those are the things that are much, much more important immigration, getting that under control. Those are much more important than the Epstein file. So I haven't paid a ton of attention to it and don't intend to. I kind of agree with President Trump. And let's just, you know, whatever, let's move on. Let's put out there what we can that doesn't put the country in jeopardy and then let's move on. So I am just not
Starting point is 00:37:07 going to get all hung up on that. is we heart nutrition. We heart nutrition is a pro-life family-owned and operated supplement company. They make research back supplements for both women and men. Yes, they have supplements now for the Relator Bros. And, you know, Chief Relator Bro, he is really big about supplements. He cares about his supplements and he's been taking some of the supplements from WeHeard Nutrition really likes him. They're super high quality. I've talked to them about their process and why it is so important for them to ensure that every ingredient that they use in these supplements come in the most bioavailable form. That means it's the kind of, for example, folate that your body is actually going to be
Starting point is 00:37:55 able to absorb. You're not spending all of this time and this energy taking supplements just for your body to not absorb it and flush it out. If you're going to make that kind of investment, you want to make sure it's really working and that's what you'll get with Wee Heart Nutrition. They have a new product. It's called Wholesome Bone Support. It's a comprehensive formula with plant-based calcium from red algae, magnesium, vitamin D3, and K2 to promote strong, resilient bones for women and men aged 40 and older. Check it out. Go to weheartnutrition.
Starting point is 00:38:25 com. Use code Alley for 20% off. Weheartnutrition.com code Alley. We did get quite a few questions from it, Bree, when we had our ask our audience to send in questions, which we love doing, don't we? Yep. We love doing that. In fact, this last section of episodes that I host, and hopefully I'll host some more in the future, you never know, though. Allie's pretty tough critics. She may not let me back on, but anyway, we're going to call the last section of every episode that I host called Thoughts from the Wagon. And this kind of refers to my book, Life Lessons from the Little Red Wagon. If you haven't gotten that yet, I'd encourage you to buy that either, you know, you can buy the book or listen to an audible. And all of that will be in the show notes when we get finished on how you can buy that. But, We've got some really, really good questions, Bree, and I'm going to read them. And the first one, and I read these in order of importance. Right.
Starting point is 00:39:22 This is from, is it okay to say somebody's name if they put it on the thing? I wouldn't, actually. Okay. This is from, you know who you are. When are we getting Ron Merch? I want coffee mug that says and what have you, which I suppose that's something I say a lot and what have you. So when are we getting some Ron Merch? Allie, when you watch this show, we need to have you answer that question in your next episode.
Starting point is 00:39:50 Okay? That's a very good question, by the way. New collab with Ron and Carly Jean. We could do that. Carly Jean should make some clothes for me to wear. That would be totally fine. I'd love that. I met them at Allie's conference last year. They're great.
Starting point is 00:40:07 And don't forget, share the arrows. If you don't have your tickets yet, man, that thing is rocking. and it's going to be incredible. Yep. And you want to get your tickets to share the arrows coming up in mid-October, but you want to get your tickets now. I'm sure I'll be walking around doing something that maybe chasing down one of my grandkids or opening a door for somebody.
Starting point is 00:40:27 So if you see me and you want to meet me, come up and say hi, and we'll have a good time there. All right. How do you feel the United States should handle the situation with Russia? I think what we should do is what we're doing now as I was hopeful that Putin wanted to negotiate and get the thing over with, but evidently he wasn't. And so I think having NATO buy our weapons, remember, we're not giving them to NATO, they're buying them. And then some of those countries are providing those to Ukraine. I think that's the right thing to do.
Starting point is 00:41:07 The other thing that I would do, and I heard Bill O'Reilly say this, and Bill O'Reilly, someone Ali had on here not too long ago, is that we should freeze all of the assets of the oligarchs and the generals in Russia. If you freeze their assets around the world, which we can do, because they all want to have their money in dollars. They don't want to have it in roubles, I can tell you that. And they don't want to have it in Yon, you know, Chinese Yon. They want to have it in U.S.
Starting point is 00:41:35 And so if we freeze those assets around the world, I think those oligarchs and what have you would put the, I just said that again, didn't it, would put the pressure on Putin to, you know, get this thing over with. Here's a very, very good question. Can one be pro-life and pro-death penalty? Absolutely. Pro-life is about caring for those unborn that don't have a say in any. You know, that we we want babies to be able to get into this world and to be able to make it. Pro death penalty means that you're pro justice. And death penalty, first of all, is very rare in the United States and it's only used for the most heinous of crimes.
Starting point is 00:42:26 And so I actually believe they should expand the death penalty. If they would have death penalty for rape, there would be a lot less rapes. I can tell you that right now. So I absolutely believe you can do that. I consider myself pro-life and pro-death penalty. I wish we didn't have to have the death penalty, but we do. I loathe that I'm asking. Okay, we've already talked about the Epstein Files.
Starting point is 00:42:52 Not talking about that anymore because I loathe that as well. Thank you. What's one piece of advice for raising kids who love the Lord as much as Allie does? Well, for guys, I can tell you it's to have a Lord-loving spouse. And I know I've said this before and, you know, might think I'm just saying it because it's my wife. But I'm just telling you, I was very fortunate. And Allie was very fortunate. All our kids were to have, she was to have a mom, I was to have a wife that was so solid in her faith and so active.
Starting point is 00:43:29 and so active in her faith. When I mean active, I mean she studied it. She reflected on it. She meditated on it. She prayed on it. And she didn't preach. All right. My wife is definitely not a preacher.
Starting point is 00:43:44 Now, sometimes she'll preach to me because I need it. But she did it through her actions. And Allie and our kids and myself could see her in there every morning studying the word on her knees praying and those types of things. I think that the kids, they remember so much of what they see in us than what we say. That's really what I think is. And now, Allie, going to a Christian school, sitting under some teachers and professors that sparked her interest in that also was a part of it. And, of course, the Holy Spirit is the most important.
Starting point is 00:44:22 That they pricked her heart and gave her that. She's always had a fascination with learning and the fact that, that was channeled into learning about her faith and learning about what God says about this or what the Bible says about that. That's what's really important. How to prioritize your marriage with a new baby. You know, I remember this is a joke. So just remember this.
Starting point is 00:44:46 Nobody gets too upset. This is a joke. And I remember some comedian saying one time his kids were acting up and he's saying, hey, you know what, mom and I made you, we can get rid of you and make another one. So just remember that your spouse is the most important part of the family relationship. And that's not to degrade or demean the kids' importance, but your spouse and you're, you know what, your children want it to be that way. All right.
Starting point is 00:45:14 Now, sometimes when they're three, four years old and they don't really understand everything, you know, and they want all the attention, maybe they don't, you know, they may not process that. But I will tell you that ultimately, they want mom and dad. to get along. They want mom and, they want to see mom and dad in a loving relationship. And so you have to prioritize your spouse, whether that's your husband or your wife. But we also have to be flexible and understand, especially guys, when there's a new baby in the house, you got to understand, especially on the mom, that's a heck of a lot more that she has going on than you and I have going on when that's there. So we're going to have to be extra flexible, especially early on in that
Starting point is 00:45:56 scenario and do not be over demanding. Every time you want to demand something, why don't you think about how you could help in something? That would be my best advice there. Last sponsor for the day is Hillsdale College. I don't have to tell you what a disaster most higher education is. They are indoctrination stations of progressivism, of secularism, of just slop that we don't want to enter into the minds of our 18 to 22 year olds. And so you want to make sure that the education that they're getting is actually good, is good for their brains, is good for the country. And that is why Hillsdale exists. Hillsdale College is an incredible pro-America, pro-Christian values university that actually instills critical thinking and important skills in their students. And right now they're offering free online courses that you want to check out.
Starting point is 00:46:58 One course is called The Federalist. It walks you through the key ideas behind our founding documents, drawing straight from the Federalist papers, 10 lectures, each around 30 minutes, and it's self-paced and totally free. It's amazing. They have 40 free online courses that you can choose from everything from C.S. Lewis to ancient Rome. So you can be smarter completely for free, completely at your own pace. What a huge benefit and a great deal. go to Hillsdale.edu slash relatable to get that deal.
Starting point is 00:47:29 Hillsdale.edu slash relatable. Oh, this is a good one here. Parenting Young Girl Advice. Now, Bree, you might have an opinion on this one as well. Please help me. My daughter is five years old and her SaaS is already real. Oh, I can tell you. Well, here will what I tell you.
Starting point is 00:47:57 You may be raised another Allie Beth. So if there's any hope that you would like your daughter to turn out as adult like Allie, then I'd say there's a chance. Bree, what about you? You think your sass was real at age five? I wasn't a sassy child. You were not. I wasn't.
Starting point is 00:48:14 I was really quiet and well-behaved. But my sister was. And that parenting tactic definitely was different for her than it was for me. I bet it was. Yeah. Yeah, I bet it was. I remember when, because our two boys were probably like you. They were just kind of quiet, laid back.
Starting point is 00:48:31 I'll never forget when Allie was, this is true, she was five years old. She's in the back of the car. I'm driving down the road. I know where I was. I was close to the Galleria, which is Dallas Shopping Mall. And she and I are having a conversation about something, but it was an argument. And she was arguing literally like an adult, I mean, which was a little scary to me at the time. And so the only way I knew to shut it down was that Allie Beth?
Starting point is 00:48:53 I said this. I said, if you live to be an adult. which is in question, by the way, with your mouth, you're going to be a great adult. But, man, it was, it was tough at some point in time. And I probably didn't handle exactly right in a lot of situations. It certainly wasn't all her. But I think you just have to, well, first of all, I think you have to make sure that they know that you are the parent.
Starting point is 00:49:18 Yeah. And that they can't process everything you can process. But I do think you have to give them a little bit of, you don't want to all, you don't want to totally squelch you out the fire. Yeah. You just don't want to do that. I would agree with that. Yeah.
Starting point is 00:49:30 And you probably saw that at your house as well. Yeah. Anyway, okay. Last thing, and we're going to be out of here. Again, thoughts from the wagon. I think about what can I, you know, a lot of Allie's audience is younger than me, although there I have plenty of my friends that listen to Allie all the time. We run into people all the time that, that, so listen to your daughter, you know,
Starting point is 00:49:53 once they find out, you know, who we are and who she is. but one of the advice I would give you is if you're as a young family or even a couple even if you don't have kids is spend money on memories not on things like if I said to anyone on this episode tell me all the things you got for Christmas four years ago you couldn't tell me now maybe if it was one of those once in a lifetime I got a new you know a new car or is a little a new bike or something like to remember that, but you won't remember that. But I will tell you, hey, do you remember that trip we took a few years ago to wherever, right?
Starting point is 00:50:33 Kids remember that. So spend your money on memories, not on things. That would be my best advice for today. Thanks for listening. I've enjoyed being with you. Don't forget to get your tickets for Share the Aero's. Buy Ali's book, Toxic Empathy. Man, that thing is just taken off like wildfire and lots of good thoughts and comments on that.
Starting point is 00:50:53 and then if you want to have a good read and a fun read with some, I think some pretty good dad advice in there, life lessons from the Little Red Wagon. Have a good one. See you next time.

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