Search Engine - The Fond Du Lac Apartment Mystery

Episode Date: October 6, 2023

Why would the government give Korianne a coupon for a free apartment that she can’t find? We have a question from a listener who finds herself very lost in Wisconsin. And a bonus question, from the ...internet’s own Taylor Lorenz: What happens when you pay someone else to surf your internet? If you want to see the images & videos referenced in this episode, or if you'd like to support the show, head to our newsletter.  And you can order Taylor Lorenz's new book here. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Transcript
Discussion (0)
Starting point is 00:00:00 Welcome to Search Engine. I'm PJ Vote. Before we start this week, a little news. Next Friday, October 13th at 12 p.m. Eastern Time is the year's first search engine board meeting? What this means is if you're a paid subscriber to the podcast, you'll get an email that morning with a Zoom link. We, meaning me and all of you guys, will do a Zoom meeting for an hour. I'll take moderated questions and provide unmoderated answers. We did this once before back in the Crypto Island days. It was very fun. somewhat chaotic. If you're not yet a member and want to sign up, PJVote.com. Next Friday, October 13th, noon, Eastern Time, the first Surgeoned and Board meeting, don't miss it. Okay, the show. So each week, we try to answer a question about the world, no question too big, no question too small. This week, our question is a confusing mystery about the price of an apartment in Fondalac, Wisconsin. And this week we have a bonus, a story about a person on the internet with a very, very unusual job. All that after these ads. This episode of Search Engine is brought to you in part by Serval AI. If you ever worked with an IT team, you know how quickly their day gets eaten up by
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Starting point is 00:02:36 Okay, so first of all, how do you want me to refer to you? What form of your name is the right form of your name? Corey, Cori-N or Cora, any of them are fine. Corey, Cori-N or Cora. Well, what do you prefer? Corian, it'd be good. Okay, Corian. Hi.
Starting point is 00:02:54 Hi. So you sent a question which I was like, this is a really specific question. And I liked the specificity of your question. Do you mind just reading it? I have the email. Yeah. Let me pull it up. Okay.
Starting point is 00:03:08 So my question says, I am an adult disabled person with no income, currently battling with Social Security, disability, income to get benefits. I was recently awarded a Section 8 grant to help me pay for my rent, but the problem is I can't use it. In case you're not familiar with Section 8, it's a federal program where the government provides vouchers to low-income households. It helps people with low incomes or no incomes pay for their housing. Much of the government and many academics have stopped calling this program Section 8,
Starting point is 00:03:50 in part because there's stigma attached to that phrase. Instead, they'll say the Housing Choice Voucher program. Corian calls it Section 8. I'm not going to tell her not to because that would be the behavior of a completely insane person. Also, I get why she calls it Section 8. It's shorter. Anyway, Corianne applied for a housing voucher, and a year and a half later, she was approved. And that's when she got her allotment, the amount of money she qualified for. The allotment in my county in Wisconsin for one adult with no income is $650.
Starting point is 00:04:22 That must include all utilities and any special accommodations. There are no apartments within those barriers in my town, or for that matter, anywhere in the state. There is some sort of waiting list, but almost all the places are full. What Corian is saying is that she's been approved for a housing voucher, but the amount of money they've given her is less than the cheapest available apartment she can find. This Catch-22 is a state of affairs which leaves Corian with some questions. What is the point in offering a service that has a very long wait list if it's not a usable option? And what can be done to change this?
Starting point is 00:05:07 So those are my questions. Those are good questions. They're great questions, I thought. Can I ask you just about the circumstances of your life in which you are asking these questions, like what is going on? Absolutely. I'm pretty open book with everything. So you don't get to. be a queer, bald individual without answering a lot of questions. So, okay, so what, I guess I want to
Starting point is 00:05:32 ask about your employment and about your disability. Like, what, what happened where you're in the position that you're in? So I'm originally from central Illinois. I moved to Wisconsin about two and a half years ago. I moved with my now ex-wife, and she was the main provider for the house. And I was able to work from home a little bit, but with my disability, I was not doing the greatest job of working or showing up to work. I have epilepsy, meaning I have seizures. So any sort of stress on my body or even sitting a large amount of time in front of the computer can definitely cause some issues for epilepsy and trigger seizures. Corian says she was a lot of was having two to three seizures a day just sitting at her desk.
Starting point is 00:06:28 So she stopped working. She said she applied for disability but was rejected. And so now to get by, she's had to become an expert in navigating federal and state bureaucracy to figure out how to live without a real income. There's a very big homeless population in my town. So it's easy to find a lot of resources. It's just not always easy to use or access the resources. Who's your sort of guide through the red tape of it all?
Starting point is 00:06:57 Like, how do you figure out what you're eligible for, what you're not, what the rules are? Like, is it a person? Is it like an online resource? Like, what do you do? It's me. It's me and Google. We're good friends. Yeah.
Starting point is 00:07:08 I work for a group called Hope on the Block, who is specifically for actually homeless people that are on the streets. And I actually help them with, they have a small pantry in front of, of the library that provides things like food, but also they actually provide me a lot of resources of, here's something that you might be able to access since you're not on the street. I'm lucky. I have a place to go, but a lot of people don't.
Starting point is 00:07:37 And I know people that are in a worse situation than me, and that's part of why I work with Hope on the Block here, because I want to help people who are just a little bit below what I have. But, like, I also know that, I could be the next one receiving help from them. When we spoke a few months ago, Corian was living in a building that used to be a schoolhouse. As she said in her email, the rent was too expensive for her to keep paying without any assistance. And she couldn't use her voucher for $650.50.
Starting point is 00:08:07 So she was in a situation where she could lose her home. Lucky for her, an old friend offered her a place to stay in his home in Michigan. The day we were talking was the day before the move. And she was pretty excited about the move, which means the question she's asking, It's not like a rhetorical question meant to highlight the unfairness of her predicament. It's an actual real question. What is the point in offering a service that has a very long wait list if it's not a usable option? And what can be done to change this?
Starting point is 00:08:40 So we had our little mystery about a useless coupon for an apartment in Wisconsin. And I also just wanted to know how common were stories like this? Was Corianz experience a glitch in the Matrix? According to polls, about 70% of this country believes the government should help people who can't afford housing, and about 30% of the country doesn't. But no one in this country, I don't think, believes that we should tell people we're going to help them and then give them a voucher they can't use for an apartment they'll never find. So how did it end up this way?
Starting point is 00:09:13 We found someone to pose these questions, too. Someone who would actually be able to answer them. So to start off, can you just sort of interesting? introduce yourself, like say who you are and what you do? Yeah. So my name is Ingrid Gould Allen, and I'm on the faculty at the Wagner School at NYU, which is our graduate school of public service. Dr. Ingrid Ellen teaches urban policy and planning at NYU, where she also directs the Furman Center for Real Estate and Urban Policy. She spent a lot of her professional life researching housing programs in general, and Section 8,
Starting point is 00:09:46 or the Housing Choice Foucher program in particular. That's why I wanted to talk to her. Can you just tell me about housing vouchers? I literally don't know the story of housing vouchers. Yeah, it's kind of an interesting story. I mean, basically, Congress created the first version of the Housing Choice Voucher Program, the Section 8 Voucher Program, in 1974. And at that point, the federal government had only subsidized place-based subsidized housing, mostly in the form of public housing, right?
Starting point is 00:10:16 These are the federal government would pay for the construction of developments that would house, you know, 100% lower income renters and charge affordable rents. And sort of the subsidy was tied to a particular building. Got it. So it was like the first theory of how to make housing affordable is we will just build what now people call projects. But like we'll build housing specifically for people that can't afford housing. That's right. And we will put them there. Exactly.
Starting point is 00:10:44 In the story of public housing in America, Section 8, or the Housing Choice Voucher program, it shows up relatively late in the tale. We're going to start earlier than that, because the program and the mistakes we'd make are rooted in earlier problems it was trying to address. So in the early 1900s, the federal government started to worry about this new phenomenon happening in American cities. Gettos, for the first time in America, had begun to form. That word has become kind of loaded.
Starting point is 00:11:13 I feel a little uncomfortable saying it, but that's what they were called, and here's what people meant when they said it then. In cities like New York and Chicago, poor people, immigrants mostly, were packed together in substandard housing in small pockets in the cities. In the ghettos, the places where people lived
Starting point is 00:11:29 didn't look like the homes elsewhere in America. Families lived in buildings without electricity or running water. Some were in tenements, where large families packed into tiny rooms and diseases like tuberculosis ran rampant. Crime rates were high. So in 1937, the government decides to get into the housing game. Franklin D. Roosevelt passes his New Deal, a series of progressive reforms. And as part of that,
Starting point is 00:11:55 he establishes the U.S. Housing Authority. The bold new idea was that the federal government would step in and build better, safer housing for people. These were supposed to be temporary homes for people who had slipped into poverty, just a place to stay while you got back on your feet. That's the idea, and so the experiment begins. All over the country, the government starts actively demolishing the housing it calls slums, sometimes dynamiting the homes that poor Americans were living in. In the place of these buildings, the government erects its own public housing, often in the form of giant towering high-rise buildings.
Starting point is 00:12:36 In the 1950s, two of the most famous of these towers go up, a pair of buildings in St. Louis called Pruitt Igo. These developments are run by the St. Louis Housing Authority. This is a far cry from the crowded collapsing tenements that many of these people have known. The video shows these people. Well-dressed black and white families walking around brand new buildings. At the outset, one building was for black families, another for white families, which the narrator doesn't mention. At the time, this would not have been that remarkable.
Starting point is 00:13:08 Here in bright new buildings with spacious grounds, they can live. Live with indoor plumbing. electric lights, fresh plastered walls, and the rest of the convenience. For a moment, it was a beautiful dream. Working people of different races, living with some security and dignity. It wouldn't work out. Here's Ingrid. For a number of reasons, sort of criticisms of public housing and place-based subsidized housing,
Starting point is 00:13:32 more generally started to mount. And there were some progressives that charged that these developments, which often stood out as architecturally distinct. They were even often cut off from the regular street grid and built on super blocks that they isolated the low-income renters and they stigmatized them. And there was also a concern
Starting point is 00:13:55 that public housing also perpetuated both economic and racial segregation. In 1954, right as the Pruitt-Igo Towers were going up, the Supreme Court banned segregation. Over the next decade, the white residents would abandon the towers. So part of the Pruittos, Igo plan that the towers would house black and white families didn't survive. A compounding problem
Starting point is 00:14:20 was that the white people who were leaving, in fact the people choosing to leave in general, tended to be the middle class residence, which was very bad for the people who remained there. Because while the government had agreed to pay to build the towers, it was not willing to pay a dollar to subsidize their upkeep. The plan had been that the tower's maintenance would depend entirely on money from people who lived there. The elevators, when they worked, were only designed to stop on certain floors, the lights were constantly being broken, people found themselves navigating dark stairwells,
Starting point is 00:14:51 which made them ideal targets for the muggers who would hang out there. A study found that muggers often came from outside the housing project. One winter, temperatures in Pruitt Igoe dropped below freezing. The water lines broke, raw sewage flowed into open hallways. How many families are without heat at this point? What I would say right now, approximately 40 or 50 people right now. A community leader standing outside in the snow tells the reporter how hard it's been to get any help. So far, the city has just sent three space heaters.
Starting point is 00:15:24 A long thing I can do now is try to get a hold to the housing authority people and some of the city officials and see if we can get these people out of this building immediately. They cannot stand there over the night with these children. Places like Pruitt Igo may have been built with good intentions to help people, but now they were warehouses where poor people, often poor black people, lived in a state of unsafe squalor, brought to them by their federal government. And it wasn't just in St. Louis. So Chicago was kind of the most notorious.
Starting point is 00:15:53 So I think of the 33 public housing developments that were built in Chicago in the 1950s and early 1960s. 32 of them were in neighborhoods that were over 85% black. Oh, wow. And over time, then those public housing developments became virtually 100% occupied by black residents. And so these developments perpetuated both racial and economic segregation. That was kind of concerned from the left, at the same time from the right. I mean, conservatives never liked the public housing program. They felt this was kind of socialism.
Starting point is 00:16:28 They were suspicious of government's ability to effectively own and manage housing. About 20 years after Pruitt Igo was built in St. Louis, with all of its promise and fanfare, conditions in the towers had gotten so bad that the government decided to demolish it. Today is demolition day at Pruitt Igo. Here in the late afternoon, with weather moving in from the west and helicopters hovering above, door wrecking company will explode the supporting columns from an 11-story vacant high-rise. Local news channels at the time broadcast the demolition live. Footage showed these huge buildings collapsing in on themselves like sandcastles, dust clouds pluming out in all direction. The notorious Fruitt Igo project is now one-third down. The rest of it should.
Starting point is 00:17:16 be leveled by the end of this year. So public housing did not seem to be working the way it was intended. While it was good for the dynamite industry, the problems it was actually designed to address still remained. All over the country, there were plenty of people who just could not afford housing.
Starting point is 00:17:33 So, two years after Prueh-Igo has demolished, a new solution is introduced. Section 8. That's after the break. This episode of Search Engine is brought to you in part by Vanguard. To all the financial advisors out there whose job is to help your clients keep more of what they earn?
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Starting point is 00:19:16 Join the Norty Club to unlock exclusive discounts, shop new arrivals first, and more. Plus, buy online and pick up at your favorite rack store for free. Great brands, great prices. That's why you rack. Welcome back to the show. It's the 1970s, and President Richard Nixon has noticed that public housing in America is not working out very well. He tells Congress, quote, because so many poorer people are so heavily concentrated in these projects, they often feel cut off from the mainstream of American life. A particularly dramatic example of the failure of federal housing projects is the Pruitt Igo Project in St. Louis.
Starting point is 00:20:02 He talks about the decision to demolish the towers and then says, quote, Pruitt Igo is only one example of an all too common problem. All across America, the federal government has become the biggest slum lord in history. This view that buildings like Pruitt Igo really had come to resemble the substandard tenement buildings they were meant to replace, this was not just something Republicans thought. Americans across the political spectrum agreed. And so this new law gets passed with bipartisan support that contains the seed of a new idea for how to put more Americans in quality homes. Section 8. Section 8 represented America looking at our housing problem and just shaking the edge of sketch, deciding to try something really new. Section 8 is passed as part of a law in 1974. It'll evolve over the next few decades.
Starting point is 00:20:52 But the basic gist goes like this. What have we just helped families afford private apartments instead of trying to house them ourselves? Here again is Dr. Ingrid Allen. So there was kind of some sort of bipartisan consensus to try a tenant-based subsidy, rather than saying you have to live in this particular location. We're going to give you a voucher,
Starting point is 00:21:14 and now this subsidy sort of goes with. with you and you can choose to rent, you know, any home or a whole, well, not quite any home you want, which we'll talk about in a second, but you can rent homes on the private market. Republicans liked the plan because it meant the government would build and manage less housing. Democrats liked it because they hoped that if people who needed housing were free to live in more places, they might have better lives. Maybe their kids would get access to a school district where the tax base included more wealthy people. Maybe they could just live by their extended middle-class family. Since then, the voucher program has been a small but steadily
Starting point is 00:21:49 growing idea. Under Bill Clinton, a lot of remaining Pruitt Igo-style towers were demolished. Some of those residents were vouchered out. Essentially, the government told them, we're sorry we failed you, take this voucher and try to find something good on the private market. Today, vouchers are the most popular form of federal housing assistance. Over two million households use them, which sounds like a lot, but many of the people who do try to use the program encounter a series of gnarly hoops they have to jump through in order to get their voucher. We are going to look at those hoops through the eyes of Corianne, our listener. Corian, who 50 years after Pruitt Ico was cheerfully dynamited on live TV, finds herself
Starting point is 00:22:31 in a different Midwestern state, Wisconsin. Corian needs a home. She believes that she meets the requirements for these vouchers, which means that she begins with coop number one, the application. And what is like the, I just, I want to see, like, what is the website, like, what's the application portal? The website's changed a little bit, but I think I can throw it in, is there a chat? There we go.
Starting point is 00:22:58 Fondelac Housing Authority. That's where I was living when you talked to me last. Is Fondelac, am I supposed to throw some more French on that, or is that right, Fondelac? I'm not French nor Wisconsinite, so Fondelac. What do they say in Wisconsin? Fondelac. Okay, it sounds like Fondelac. I mean, in Fondelac, they call it Fondlesack.
Starting point is 00:23:18 They're very nice to their town. Okay, but I'm just looking at the website. It doesn't look terribly official. It also, it's weird. They kind of make it seem simpler than it is. Oh, they absolutely make it seem simpler than it is. On the website, there's a graphic of a big finger pointing at the words, apply now. I clicked the finger, it didn't work, I clicked Apply Now, it also didn't work, then I realized, oh, that's just a clip art graphic, not a button. It's a bit confusing.
Starting point is 00:23:50 There was no one to help with the application because, like, you could call the offices, and they'd be like, apply online. And if you had, like, any questions about it, there was nobody to reach. So I filled out all the information, and then I just waited for a year and a half. The tricky part of this for Corianne is that she's filling out complicated paperwork without a lot. help. If she gets something wrong, she could get disqualified or worse, she could accidentally commit fraud, or be a victim of fraud. Fake, Section 8 advice websites run by scammers are a real issue. So Hoop One is just filling out complicated paperwork alone. It's stressful. But Corian passes it, which gets her to hoop too. The wait. Again, here's Dr. Ingrid Allen. The average waiting time around the country is the latest estimate suggests it's about
Starting point is 00:24:40 two and a half years. I get a housing voucher. In some markets, like San Diego and Miami, it's like eight years. A lot of housing agencies only open their wait lists for certain weeks every couple years. And so you have to figure out exactly when it is that you can apply for a housing voucher. And then you have to wait. And you have to wait, and you have to wait, and you have to wait.
Starting point is 00:25:04 And you have to wait some more. So only one and four income eligible households in the U.S. receive federal rental assistance. And so is that why? Why? Well, I mean, I'd say the answer is political. Many of the Democratic candidates in 2020 proposed making the voucher program an entitlement and expanding it considerably, but that's something that just that hasn't happened politically.
Starting point is 00:25:34 Congress doesn't appropriate enough money to serve every eligible household. And so what does that mean? It means that they're very lengthy wait lists around the country. Basically, demand exceeds the supply of voucher in almost every market. The length of time Corian waited a year and a half, multiple experts we spoke to said this is actually remarkably fast for this system. When systems function like this, one idea that describes what's going on here is something called administrative burden.
Starting point is 00:26:06 The idea is basically some systems will make it hard to get the carrot they're offering by hiding it behind a lot of red tape. We all encounter this some of the time. As far as I know, there's not really a level of privilege that insulates a human being in 2023 from eventually encountering some hell bureaucracy somewhere, some place that protects itself with a moat of endless telephone menus. We have all screamed agent with increasingly hoarse voices into the void.
Starting point is 00:26:33 But remember, Corian and everyone else trying to cross this particular moat, the thing they need is not a corrected flag. or some other inconvenience, the thing they need is housing. These are people who are in a state of emergency who are being met with a waiting list. And while they wait, they're doing things like putting exorbitant amounts of their very limited income towards rent or couch surfing or living in homeless shelters
Starting point is 00:27:00 or living on the street. To have a chance at getting a voucher, they have to remain not only eligible, but also findable by the bureaucracy that might say yes while surviving these conditions for months. sometimes for years. Well, and the way they contact you is via mail. Mail?
Starting point is 00:27:20 Yeah. So if you're actually homeless, right. Good luck with that. Hopefully your shelter has been taking your mail and hopefully you haven't switched shelters. I wasn't homeless at that point. So I was able to get the thing via mail when they were like, hey, are you still interested a year and a half later? And I was like, yeah. Well, I feel like the other problem with the will reach you by mail.
Starting point is 00:27:42 and mail-only policy is, even for people who aren't homeless, I imagine, they might just not have the ability to guarantee that they will be at the address that they're at for an extent of your time. They just would have housing instability. I've moved three times in the past five months, different states. So, like, they had my phone number, but they never tried to call me via phone. Was there any communication from the housing authority while you were waiting? No. It's very easy to blame the bureaucrats here, and it's convenient.
Starting point is 00:28:19 It lets us forget that they are following the priorities that most of us have voted for. Their job is to allocate resources to people from a system that's underfunded, which means, in their defense, they're in a very tricky moral position. Here's Ingrid. What's tricky is, I think, you know, a lot of these housing agencies are legitimately trying to get these scarce subsidies into the hands of the people who need them the most. But that's a very difficult thing to do. It's very difficult to determine.
Starting point is 00:28:45 So a lot of housing authorities, I think they feel comfortable with this kind of the first come, first serve approach. But, you know, the problem with that is that length on the waiting list isn't necessarily the best measure of need at that moment. Because another thing that happens is, you know, if it takes eight years for someone to get to the top of the waiting list, you can imagine housing agencies have a hard time finding those people who signed up for the waiting list. eight years ago. And so they end up having to go through to search and going through a lot of names before they can actually find somebody who is still around and still eligible and interested. But even if the government does successfully find you after all this waiting, and you're still eligible and interested, you are not at the end.
Starting point is 00:29:35 If you get your voucher, congratulations, you have reached probably the toughest hoop of all. And this one has a time limit. Hoop 3, finding an eligible apartment. Here's Ingrid. So you win the lottery, and this is where you kind of think it's the Hollywood ending, but it turns out that it's not easy to find a voucher eligible unit. So what is a voucher eligible unit? A voucher eligible unit is one that rents below the voucher rent ceiling.
Starting point is 00:30:04 You can't rent a home and, I don't know, the Trump Tower. or there's going to be a cap on how large a subsidy the Housing Authority will pay. So you have to find a unit that rents below the voucher rent ceiling, an available unit. That unit has to pass required housing inspections. The local housing authority has to come out and inspect that unit to make sure that it is a decent quality unit. And it has to be owned by a landlord who is willing to rent to somebody who is using a house. voucher to pay for part of their rent. And why would a landlord not want to participate in that?
Starting point is 00:30:47 So I think there's sort of, you know, there's qualitative research suggesting they're kind of three different rate. I mean, one is that they may have social biases about voucher recipients, right? Number one. Number two is that they may feel like, you know, they can get a higher rent from somebody else, right? And they also, you know, unfortunately, a lot of landlords, say that it's just very difficult to deal with local housing agencies. You know, the required inspections actually often force landlords to keep their units off the market for several months while waiting for the housing authority to come out, the inspectors to come out, and to give a green light to their unit.
Starting point is 00:31:32 So according to Dr. Ingrid Allen, the reason there aren't that many eligible apartments, some of it is landlord prejudice. some of it is that regulations designed to protect tenants from bad housing can actually be a bit too onerous. Corian says she was encountering exactly that problem. Okay, so 18 months after you applied, you were still findable, you're still eligible, you're still interested, so what happens next? Like, how do you go about trying to find an eligible apartment? That's a very good question. You have to hunt for your own apartment that fits into these qualifications, not even just the cost qualifications that like, do you take section eight? Or if there was not a carbon monoxide protector in the
Starting point is 00:32:19 building, they didn't even give them the chance to put it in. Like if they were new to working with section eight, you would think they would be like, okay, here's some things that might help you get this tenant via section eight. Can you fix these, these, these, these, these, and they were simple things, but like they would just take it completely out of the running then. And what was the reception you were getting from landlords? I had surprisingly good reaction to the fact that I was in the program. Just like, they kind of sympathized with me because they're like, hey, we have a few people that are on Section 8 here. I just don't know if I'll be able to get you in at your budget.
Starting point is 00:32:57 How long do they tell you that you had to find an eligible apartment? A month. Wait, one month? Yeah. Just to interrupt here, Corian's counting one month from when she attended an information session on how to use the voucher. The government would say she got two months
Starting point is 00:33:14 because they start their timer from when they first issued the voucher. In either case, not a ton of time. Yeah, and then you could get an extension for another three months. And then that's it. Yeah. Oh, that's so...
Starting point is 00:33:28 Were you stressed? Oh, yeah. I remember, this is the hoop that Corian would not be able to jump through. She looked for a $650 apartment. She never found one. She ended up having to move in with a friend in another state. We spoke to someone at Fondelac's Housing Authority,
Starting point is 00:33:44 who said that last year, occupancy rates in Fondelac were at 99%, not a lot of apartments to go around, period. Generally, there's not enough affordable housing in America, and the problem is especially bad in the small towns people flock to after COVID. So those were Corian's particular headwinds, But Dr. Ingrid Allen said that Corian's experience is actually pretty normal.
Starting point is 00:34:07 It turns out that only three in five of those lucky households who make it to the top of the wait list are actually able to use their voucher. Okay, so two in five of those households who have been, and this is remember, after figuring out how to apply, waiting on the wait list for an average two and a half years, then getting back up to the list, getting recertified, right, showing more documents. Two and five end up giving that voucher back to the housing agency. And I want to just sort of like pause on that. This is a voucher that's worth an average of about, you know, $10,000 a year in value. And these are households who have waited for, like I said, two and a half years. So these are households that clearly are in need, right?
Starting point is 00:34:55 In America right now, just over a third of the people who receive housing vouchers are, like Corian, non-histor. white people. Dr. Ingrid Ellen says that while it's common for everybody to struggle to actually use these vouchers, that research shows that outcomes for black and Hispanic voucher recipients are actually even worse. So as to the first half of Corian's question, What is the point in offering a service that has a very long wait list if it's not a usable option? The answer is complicated and messy, like most things in life. Some people are using the voucher, but many fewer people are getting help than we say we want to help. Which brings us to the second half of Corianne's question.
Starting point is 00:35:37 How could we change this? That's after the break. Study and play. Come together on a Windows 11 PC. And for a limited time, college students get the best of both worlds. Get the unreal college deal, everything you need, to study and play with select Windows 11 PCs. Eligible students get a year of Microsoft 365 premium and a year of.
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Starting point is 00:37:08 I was curious, if the voucher program had been a solution for dysfunctional public housing, what was the new solution for the dysfunctional voucher program? I'm not ready to give up on the voucher program. I'm also not ready to give up a public housing either, actually. I just think there are a lot of things that we can do to improve the voucher program. And let me say that there's lots of evidence that the voucher program does lots of good things for the people who are able to successfully use vouchers, right? It reduces the risk of homelessness. It reduces poverty.
Starting point is 00:37:41 It reduces, you know, the share of income you have to spend on rent. It reduces crowding. And there's even evidence that vouchers have benefits beyond housing. We've done research at NYU showing that children whose families receive vouchers actually do better in school, right? There's evidence from the moving to opportunity study that over the long run children whose families get vouchers when they're young, earn 15% more on average as young adults. So there's lots of good things that vouchers do, but I think the voucher program, as currently structured, has some Achilles heels. But I think there's a lot that could be done. There's some low-hanging fruit.
Starting point is 00:38:21 I think housing agencies could extend the search times. And, you know, states and localities, more of them could. adopt source of income discrimination laws, and we could be more serious about enforcing those laws. And rather than setting the subsidy rents, the subsidy ceiling rents at the level of the metropolitan area, you could set them at the neighborhood level. That would open up more neighborhoods rather than having all the voucher affordable units being in just a few neighborhoods. The solution Ingrid is referencing here is a pretty clever fix. I can explain it better through the example of Corianne. So the way the system works right now, Corian was given a voucher
Starting point is 00:39:03 for about $650. How did the government decide on $650? The system looked at Corian's application, saw that she had no income. Then the system looked at the average rents across her county and picked a number a little bit below the average, 40th percentile. The problem is that in Corian's case, there just weren't many of those cheap apartments on the market. The ones that did exist were all in the cheapest neighborhoods, not all those landlords took. vouchers, and she had to compete with anyone else who had just come off the waiting list. So she never found her theoretical $650 apartment. Dr. Ingrid Ellen is saying, you could just change how the voucher works.
Starting point is 00:39:41 What if, in Fondalac's fanciest neighborhoods, Corian's voucher was worth $1,200 a month. In the cheaper neighborhoods, it could be worth less, maybe $450. That way, there's more chances for her to find a place, but also poor people in Fondalac aren't all being squeezed into the same neighborhood. The problem the government keeps causing and then complaining about. This idea for a neighborhood-based subsidy, some metro areas have actually been trying this out, and early results suggest it works pretty well.
Starting point is 00:40:13 So your prescription would be basically make this system work better, don't invent like a third new system. I mean, that's my first take. You know, maybe we'll have a conversation in five years or 10 years when all these changes reforms are adopted and we'll see whether it's working better. But I think there's a lot of promise to the voucher program. And what's frustrating is that it's not living up to its full promise. And has like Sweden figured this out like because there's some other country that is doing this in a more humane way?
Starting point is 00:40:50 Yeah. I mean, you know, I think that there are a lot of the Scandinavian countries, northern European countries, that have invested a lot more in social housing. And that's not just for the lowest income households, but it's a very large share of renters, and so that builds political support. Just to interrupt for a second, this idea that one way to fix the program
Starting point is 00:41:12 is to expand it so that it includes more people, I just want to acknowledge that there are reasonable people who would be very resistant to the solution. Those people would think the government has screwed this up for 100 years. Why give them more money to do possibly an even worse job? job. But the idea here is that if more people across society were using housing programs, there'd be more political pressure for these programs, too, and this is not Ingrid's phrase, it's my own, not suck. When you have a program that reaches farther up in the income ladder,
Starting point is 00:41:44 then you tend to have sort of more political support for that program. But the way that the public housing program and the way that our rental assistance programs have been structured, is that they have targeted the neediest households, which is understandable. But when you target the lowest income households, then you don't have the same natural political constituency. I feel like the one way that we do subsidize housing for middle and upper... The mortgage interest deduction. Yeah.
Starting point is 00:42:13 Yeah. Yeah. We do that. And we do that. And we don't question that. Yeah. Does that frustrate you? Yeah.
Starting point is 00:42:20 It's enormously frustrating. Right. You know, I think that the voucher. program now probably, it's probably $25 billion a year, and the mortgage interest deduction is, you know, over $30 billion, and that's reaching the very highest income members of the community. So we spend more money subsidizing middle and wealthy people's homes than poor people and working class people's homes. Yeah, and that disproportionately goes to wealthy people, that mortgage interest deduction.
Starting point is 00:42:47 You know, the more valuable the home and the higher your income, the more valuable the subsidy. So when did that decision get made? That's another. I mean, it's, yeah. But again, let me just say this, is that once you sort of have these subsidies in place, you can be difficult to take them away. Right, right. And so once you have homeowners that sort of expect this,
Starting point is 00:43:13 then it can be very difficult to take that away. Yeah, it's just, I mean, I'm like cramming to become a housing policy dilettante, But who the government helps also organizes people into groups that are aligned with each other. And it's like people who get a mortgage interest deduction are a group. And they will vote to keep that, whether they realize they're in the same group or not. And it's just like if you imagine a different world where more people across a greater income strata we're getting the same housing assistance, you probably have like less stigma from landlords and more useful programs, like, things work when middle class people use them.
Starting point is 00:43:53 That's right. And that's more of the European model, right? Right. But then you're talking about spending a lot more money because then you're talking about subsidizing not only. It wouldn't take that much more money to basically make the voucher program an entitlement for very low-income households. But it would take a lot more money to move to sort of more of a social housing system. And I think politically, I think there would be a lot of dissonable. agreement about that, about whether we want the government to have that large of a role. No, it would be really ugly.
Starting point is 00:44:25 I can see the Fox Newsagreb. And it's also hard because we have the country we have and you can't just become Sweden. Like we did things and now we are dealing with the things we did. That's right. So like I said, at the very least, I think we've talked about what I think of as sort of low-hanging fruit of things we can do to just sort of improve the programs that we have to make them work better. And hopefully, you know, the more we get them to work better,
Starting point is 00:44:52 the more money, actually, you'd be able to spread those resources potentially over more families. Dr. Ingrid Gould Allen. She teaches urban policy and planning at NYU. As for Cori Ann, when we first spoke, she was in Wisconsin. She was moving to Michigan with a friend. Things there didn't work out. So she's moved in with another friend in Illinois,
Starting point is 00:45:15 and she says things are good there. She's considering applying for a housing voucher. She'll see how it goes. After a short break, the first automobile with an automatic transmission was the 1904 Sturavant, which meant the car could switch gears, but probably a bit awkwardly. And now, so will we. Coming up a different segment with our friend Taylor Lorenz, who made me laugh harder than anyone else has in months, that's coming up. Hey, business owners, the NFL season is a big revenue driver.
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Starting point is 00:47:28 Ralph's Fresh for Everyone. So there's a new book that just came out this week. It's my friend of the show, Taylor Lorenz. Taylor's been covering the internet about as long as I have. She's just an incredible decoder of how social media works. She's a scoop machine. Her book is very appropriately called Extremely Online, the untold story of fame, influence, and power on the internet.
Starting point is 00:48:00 I really enjoyed it. It has so many good stories. They're almost like fables about the invention of modern internet fame. Like, one of my favorites is this story about how influencers started to pretend to have sponsored content. Like they would post fake ads for real products because sponsored content at one point became a status symbol. To celebrate the release, we invited Taylor to search engine to hear what from the internet an extremely online person might recommend. That's how the conversation
Starting point is 00:48:28 started out. We then fell into a rabbit hole that I am still thinking about several weeks later. Taylor Lorenz, yes. You have a recommendation for something from the internet. Oh, wait, is it something I liked on the internet? Or was it something, wait, I'm so bad at this, because I'm like, I just kind of consume information, and I don't, anyway, I don't know. I don't know, PJ. It's just weird because you have, like, three Instagram accounts, which posts, like, great memes that I mostly have not seen, and I still spend a lot of time. I don't know. It's like, I think because I consume so much content, it's, I have no ability to, like, if it's a story, I can recognize it. But if it's just, like, something, I'm like, I don't know. I mean, I guess I like to TikTok, but does, does anyone care my experience? is that no one gives a shit about recommendations like that.
Starting point is 00:49:17 Here's the recommendation that I wanted to give to people. Can I, it's internet related. Yeah. I love going into defunct apps that I had like years ago and just spending time there. And I don't know how to explain it, but it's like going to an internet ghost town and you kind of see who's still around
Starting point is 00:49:35 and I've become addicted to it and I'm trying to like get back into like all my old accounts. I tried a couple weeks ago for no particular reason to get into my high school AOL account. And apparently at some point the company entirely wiped their servers. So I logged in, but all my email was gone, which actually made me a little bit sad. It does. You know, the peak of Snapchat, like, I don't know, I had my snap streaks with, like, people
Starting point is 00:50:00 that I don't talk to anymore. It's made me, like, reached back out to a lot of people. I also just, I've been feeling so overwhelmed by social media, like our current social media. I did a story recently where I paid someone to watch all my Instagram stories for a week and aggregate them for me. Wait, really? Yes. I hired a Gen Z content consumer. Wait, not a content creator, a content consumer?
Starting point is 00:50:26 Yes, yes. I hired a content consumer. And I think this is like a new social media job for the future, honestly. And actually, Frank, the content consumer I hired is taking on other clients. He's willing to take on other clients if anyone else needs it. But yes, there's too much content to consume. This is so funny. So, wait, so Frank, how old is Frank? He's 23. Does he have one of those cool mullet haircuts that they all have? Not to generalize about
Starting point is 00:50:49 Young 20-something. They all do have that haircut. Frank's a cool Gen Z assistant in New York, and he was looking to make some extra money. And, you know, he's very good at social media. He said, you know, he's primed to consume content. And his threshold for content, I think, is maybe higher than mine because he's grown up, like, plugged into YouTube. Okay, hold on. So he opened. He watched thousands of stories for me. Does he like watch them on like a faster speed? Here's my recommendation. Everyone hire a content consumer. It is worth it. A 23-year old chance here just watches your Instagram stories.
Starting point is 00:51:31 It's so, no, PJ, it is like a weight being lifted. You have to consume. And if you don't consume the content, you miss things or you're a bad friend. too much in everyone's posting. So you need someone to like watch these thousands. I mean, he watched thousands of stories. He put a weekly report. He aggregated the most notable moments. But how does he? How does he? Here's what's funny. He actually didn't know who was important to me and who wasn't. That's what I would imagine. So he gave me recaps of people I have not talked to in yours. And I was like, wait, that's interesting. Also, people started reaching out to me because I
Starting point is 00:52:09 think people that I didn't normally watch their content. Oh, but now you're watching. All of a sudden, I watched everything for a week. I was watching everything. So I started to get these DMs, and I actually, I'm meeting up with a friend in New York next week, who was, I actually haven't told her, but she was like, oh, my God, we haven't been chatting in a while. Well, the only way she would be upset is if she, if she doesn't get upset, it means she's
Starting point is 00:52:31 not doing an assiduous enough job consuming your content, because if she's not listening to you on search engine, then, you know, she needs to hire a frank. Exactly. And I was talking to Frank about this because, like, I think everyone needs this. Like, I actually want someone to log into all my accounts. Like, it's too much. There's too much. And I need to be able to check out.
Starting point is 00:52:50 And I have to say, Frank only charged $200 for the week. I think it's a steal because literally the amount of hours and stress that it saved me. It's also the same price of a good therapy session. Yes. Literally. This is therapy. This is therapy, PJ. This is like taken off like a huge mental burden.
Starting point is 00:53:16 Not to suggest that there's anything strange about this Frank arrangement. But if this works and Frank consumes, you know, like every Instagram story that comes across your transom, doesn't that just increase the expectation among sort of more and more orbital friends of yours that you are going to be an active consumer? of their content. Like part of the problem is that you're on like an anxious treadmill of attention that he's just making the number go up. Yeah. I mean, so that's actually something I started to worry because the week, he just stopped last week. And now this week I've been like furiously tapping through because I do worry about the drop off. I don't want, because I, because that's such a negative signal. And you all know when like you have that friend that like watches all your
Starting point is 00:54:04 stories and then they stop watching. Like you're like, why did they stop watching? You know, like, so, yeah, hire a content consumer. They will save you so many hours of your life. You will be up to date with everyone. I had a book event, like, shortly after this. And I was asking my friend Kira about her wedding and all this stuff. And it's like, I saw that in the recap. I saw that in the weekly recap.
Starting point is 00:54:26 It's so funny. It's funny. You know, on Hard Fork, they were talking about how they had some colleague at the times who, when he goes to a party, comes home and writes just like index cards about the salient facts of everyone he met so that then several years later he'd be like, how is your son? I remember he had knee surgery in 2014 or whatever. And I listened and I was like, that's very smart. And I would never be organized enough to do that much work to try to perpetrate the illusion that I'm not self-centered. But if I had a frank, I think I could get away with this. It's so funny, at some point it's just
Starting point is 00:54:59 going to be a bunch of hired franks watching each other's stories. Yeah. I mean, I will say one thing. He abstained from, close friends for privacy reasons. So don't worry if you've been sharing, you know, your nudes on close friends. Those are for my eyes only. I did not. Are people sharing their nudes on close friends? Yeah. I don't know. Maybe it's just my friends. I have no idea. I don't. Just to be clear, I don't trust the internet. Yeah. I don't trust my friends enough either. Taylor, this is a perfect and lunatic recommendation. I really, this is the best one that we've had by far. Thank you. I'm excited to contribute to this growing industry. Taylor Lorenz, her book is
Starting point is 00:55:39 extremely online, the untold story of fame, influence, and power on the internet. It is available now wherever books are sold, or lent, if you find yourself at a library. And if you read our newsletter at PJvote.com, we will share contact info for Frank. He's taking on new customers. Search engine is a presentation of Odyssey and Jigsaw Productions. It was created by me, PJ Vote, and Truthy Penaminani, and is produced by Garrett Graham and Noah John. Theme, original composition, and mixing by Armin Bizarian, fact-checking by Sean Merchant. Special thanks this week to Ava Rosen. Her book, The Voucher Promise, is a great place for further reading on Section 8. Our executive producers are Jenna Weiss-Burman and Leah Reese Dennis. Thanks to the team at Jigsaw,
Starting point is 00:56:25 Alex Gibney, Rich Porello, John Schmidt, and Kevin Plunkett, and to the team at Odyssey, J.D. Crowley, Rob Morandi, Craig Cox, Eric Donnelly, Matt Casey, Casey Klausor, Morricoran, Josephina, Cortney, and Hilary Schuff. Our agent is Orrin Rosenbaum at UTA. Our social media is by the team at Public Opinion, NYC. You can follow and listen to Search Engine with PJ Vote now for free on the Odyssey app or wherever you listen to podcasts. Thank you for listening. We are off next week, but we will have a new story for you on October 20th.
Starting point is 00:56:57 See you then.

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