She's On The Money - Bonus Ep: Finished Differently

Episode Date: August 12, 2020

SURPRISE! We bet you didn’t expect to see us pop up on your feed on this beautiful Thursday morning! This special bonus episode of She’s on the Money is brought to you by our friends at Jacobs Creek who gave us the opportunity to share some inspiring stories from our community from some of you who have finished your journey’s differently. Besides inspiring stories from our community, there’s one thing we do love… a good glass of wine without breaking the bank! Jacob’s Creek Double Barrel is a true premium red.It’s smoother, deeper, and richer... like you hopefully will be after listening to this podcast!Jacob’s Creek Double Barrel is finished in aged whisky barrels. Giving it a smoother, more complex and unique taste – and as we mentioned in the pod you can try it for 30% off. Just search Jacob’s Creek Podcast (or click that hyperlink because we’re nifty like that!)Do you love the podcast sick and want more SOTM? Obvs! Join our Facebook page to share your money wins and money confessions, follow us on Insta for daily inspo to keep you on track and DEFINITELY subscribe to our newsletter, the written recap of the pod’s key takeaways, including some bonus bits you won’t want to miss. Finally, if you’re in a money mess and need help untangling the muddle - we’ve got you sorted – simply record your question and send it through to us at [e-mail] and you may just end up on the podcast!  Your hosts are Ryan Jon and Victoria Devine. The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

This bonus episode is all around the theme of finished differently. Jacob's Creek Double Barrel is finished in aged whiskey barrels, giving it a smoother, deeper and richer taste. Try it now for 30% off with free shipping. Search Jacob's Creek Podcast. Now let's get started. She's on the money. She's on the money. hello and welcome to she's on the money the podcast for millennials who want financial freedom now this is a bonus episode with the theme of finish differently and as you can

already tell it sounds a little bit different right you're allowed to talk you know my name's ryan i'm a producer for she's on the money victoria welcome to your own podcast thank you for having me ryan john now do you want to explain why this is a little bit different this is a little bit different first things first we don't have my sassy sidekick georgia king joining us second we've got ryan john who is our producer here at she's on the money and the reason that we are both here is because we have a shared love of red wine don't we ryan john yeah and i guess that's not fair to georgia because it implies that she also doesn't have a strong i can i can tell you right now that george king does love a good glass of shiraz but we're here thanks to

jacob's creek and they want us to do a bonus episode which is all about finished differently and i think you would have seen well you saw victoria but we put a post in the facebook group that said do you have a career that finished differently do you have a life that finished differently and i was hoping we might be able to get one or two people to comment so we could make this bonus episode do you know how many we got i think we got a couple of hundred there were so many people who had replied on all different social media channels and it was so exciting because I didn't tell you guys what this was for but now we are telling you and are sharing it with you because we are actually so excited to be here drinking a glass of red while we record a podcast

I'll put it on the Instagram stories if she's on the money but you can also see Victoria knocking over a glass in the podcast that was absolutely before we started recording That didn't need to come up, Ryan, John. Well, you can check it out. It's on Instagram. But we've got people from all around the world. So I've been on Zoom chatting to all the people in the She's On The Money community. You have.

Sorry if I've DM'd you and it looked weird and you're like, who is this guy? No way, love it. That's me, sorry. But first, can we start with you, our fearless leader, Victoria? Hello, I'm Victoria Devine. When I first met you late last year, I was surprised to find out that you studied multiple psychology degrees. I did.

Is it fair that everyone assumes that you studied finance, you always wanted to do finance? Yes, I think that there's this massive misconception. And when I was talking to you about this podcast and being able to create a bonus episode, which we love the idea of, I said to you, like, let's talk about our own journeys because they are so different. And I feel like we have, we're not even finished yet, but we've been finishing our careers differently. So I started off in psychology thinking that I would be an organizational psychologist,

started working in the field and then somehow fell in love with financial advice. And here we are now. It seems normal now that we've heard the podcast and we know about you that you just fell in love with financial advice. I think everyone can tell. But the sentence, and then I just fell in love with financial advice seems ridiculous. It seems a little bit flippant. How does someone just fall in love with that? I think it's very me, if that makes any sense. But financial advice for me just made sense. I don't know how to explain it. I was working in psychology because I loved having an impact. Like I've always loved changing people's journeys and changing the way that people finish. And I feel like when I realized the impact that financial literacy

and financial advice could have on people and that there was this massive misconception that financial education was financial advice, I started researching it more and wanting to be more involved in it more personally so that I could grow. And then the more I learned, the more I felt like I wanted to share. So it just made sense for me while I was, you know, still working in psychology to integrate that into what I was doing and start learning more. And it just felt like the right step for me. I've always been someone who kind of just followed what felt right as opposed to following what feels like the next logical step. So for me, it felt like an easy decision but looking back on it there were so many hard things that I had to you know go through and

change about my career and about my job it was really hard like it wasn't easy to say okay well I'm so glad I did six and a half years of study in psychology to put I guess hang my boots up and then go straight into doing a business degree and you know learning about finance and actually doing a diploma of what is it an advanced diploma of financial planning I feel like it was the right step for me. But I know that I'm not the only one who has done something like that, Ryan, John. Where did you start? No, I'm not done. I'm not done talking about you yet. We'll get to me. What do you think is a bigger jump going from psychology to finance, or even though you're still going to be doing finance, from finance to podcast host slash social media maven?

Excuse me, that is absolutely not what I am. You know what I mean though, right? I feel like it was a logical step and I think that you only ever realize how far you've come when you look back I never put a plan in place I'm not someone who said okay well in 12 months time this is the job I would like to have I've kind of always just gone with the flow albeit I am quite organized I feel like I've always just you know she is quite organized if you haven't seen her cleaning schedule on YouTube there's a YouTube video coming out oh thank you but I feel like it was something that was organized chaos and it kind of just flowed where it needed to flow and for me it just made a lot of sense and reading through our Facebook comments and the community's

response to this I feel like it's such an important topic that we talk about because we're in this situation where so many people get three or four years into a career and realize it's not their dream career and I think that we also need to be giving people a little bit of permission to say it's actually okay to change your mind it is okay to change your trajectory it is okay to not want to do something that you were super passionate about this time five years ago and I think that it's really nice to be in a position where we can you know have this conversation because you and I Ryan are both in that situation where we are finishing completely differently than we actually thought it was starting to finish differently absolutely it is now Ryan it is no coincidence

that I have invited you on this bonus episode of She's On The Money. Do you know why I've invited you on? Because my career, well, I don't know how it's going to finish, but it's definitely a lot different to how it started. Absolutely. And I think that, you know, we've all been through different journeys and yours has been a really interesting one. So could you tell me or everybody listening a little bit about your journey

and where you started, but also where are you now? So I feel like I've had six different lives. I'm not even that old. Oh, you'd look at, no. You're wrong. You have one sip of Jacob's drink and now you're getting all sassy. Well, I have an accounting degree, an honours degree in accounting and finance. And I worked for NAB and Pitcher Partners, wore a suit every day and was clean shaven.

And for those who've seen me or know me. I'm not going to lie. I cannot imagine it. Yeah. So many people said, they're like, what? You were clean shaven and wore like nice clothes? No. What happened to you?

But yeah, I got a little bit bored of that. and then went into radio and I always figured that I'll do radio for a little bit and then eventually go back. But at least I tried and, you know, had some fun and didn't have any regrets and I still haven't gone back. So then I did commercial radio, which was weird because one of the people I interviewed for the Money Diary the other day, I called them up and said, Hey, it's Ryan here. She goes, I'm from Canberra. He goes, Oh, cool. I used to live there. She goes, I know. I used to listen to you every day. So I worked at Canberra, Perth, a few different cities and then commercial radio, I kind of got over it like the rest

of the world did. Oh, my gosh, low-key dig. And then I thought, oh, social media and podcasting and people doing cool stuff where it's at. And then we sort of met on a whim, I guess. We met when I was interviewed on your TV show. That's right. I interviewed you and I thought she was great.

You're an accountant that ended up with his own TV show. I love it. And then we started chatting after that and now we work together. Yes, we do. You are now our producer and we do a lot of content together, which is very exciting. Depending on the conversation or the day, we go from you're my boss to business partner to life psychiatrist. To friend that I bully via text message.

Yeah, it's great. It's been a lot. It's been a lot. But thanks for having me on this episode. You are so welcome. And in the She's On The Money building in general. Yes, you are so welcome. And I'm so excited that you're here.

so speaking of like all the people that you've had influence on v do you think it's strange that you have people in your facebook group from all around the world i think it's kind of strange but in the best of ways right well let's go to our first person that i spoke to this week her name is metty and she was originally from finland apparently big she's on the money following in finland oh my gosh no he didn't how cool is that yeah so she she lives in australia now but she grew up a few hours out of helsinki and she was always going to be a doctor and now have a listen to what she does now so I was born in Finland and I was a bit of a gig at school when I was younger so my parents were hoping I'm gonna be something like a doctor or a lawyer my dad said I'm gonna

be like a bank owner because I was good at maths and I was like hell no then I decided to study photography because my art teacher she was very much like you're creative you really need to push that forward and yeah I studied photography I was working for this huge studio in Finland I was working pretty much 24 7 and I got a bit of a burnout and I was like screw this I'm gonna move somewhere very far away and I chose Australia I don't know why and now I work for Adore Beauty here in Melbourne and yeah it's just been amazing ever since started three businesses two with my partner and one for my own and that's it pretty much so metty was really humble just casually mentioning it at the end oh by the way i own three businesses yeah cool story that is

incredible yeah she also worked on the adore beauty podcast and apparently joe and hannah are big fans of this show so shout out to them oh my gosh hello but something that i thought was interesting she said one of her favorite teachers was an art teacher and really encouraged her and then i thought one of my favorite teachers when i was in high school was my economics teacher. And then I went and like studied it. Do you think there'd be like a correlation between people's favorite teacher and what they want to go and study? Is that a thing? Or have I just invented it? No, I think it is absolutely logical, but I feel like people genuinely base career choices based on like an experience. Like I know so many doctors who are

like, oh, I, you know, grew up and had a friend in hospital or a parent in hospital, loved the doctors and felt like I would be a really good person to do that job. Or me, I remember being really confused halfway through my psychology degree. And I didn't know what to do. I realized that maybe I didn't want to do counseling psychology and wanted to explore different areas. And I was introduced to a mentor. Her name is Jessica. Hello, Jessica, if you are listening. And I adored her. I thought she was so beautiful and her job was incredible and it sounded so influential and she was so smart. And I know that that was something that really guided me towards wanting to be in organizational psychology because I saw the impact that she was having.

So I know that it didn't just come to me. And I've had so many mentors that I've followed down a different track at some point. And I feel that, yeah, you base choices on experiences that you can see. You talk a lot about mentors. Are you someone's mentor now? Like are the tables turned? I am. I actually mentor for three different organizations, which is kind of fun. Organizations. I thought you just mentor for a person. No, like I mentor for people through these organizations. So the first is fitted for work and that is women experiencing disadvantage and, you know, meet up with a mentee and, you know, help them along their journey, depending on what that journey is. And they've been so wildly

different. And then I have been working with Beacon, which is an online mentoring program for girls in schools. Are you the most popular one? No, no, no, no. Don't be silly. But I talk a lot to them about my experience with psychology and university but it's all about online mentoring with girls in schools who don't have access to they're usually rural so they don't have access to being in a position where they actually experience people who have gone to university so it's more about inspiring them to think a bit bigger than often their rural communities which I absolutely love because I feel like they're so inquisitive and they have so many genuine questions and they're usually some of the most authentic people I've ever met. And yeah, I love

that. At the risk of offending every single person in Launceston. Oh gosh, yes. Is it fair to say you growing up in Launceston might've been similar that you wouldn't have seen these people who were bosses and killing it and went to uni because it's sort of a smaller regional Tasmanian town? I moved over from Tasmania when I was a little bit younger. So I ended up doing high school in Victoria but I feel like I have always been pushed by my parents to just be what I want to be like nothing's ever been off limits if you want to do it you can do it my mum has been someone that has always supported me through everything I wanted to do when I was in high school saying I want to be a surgeon she was right behind me saying yep no problems when I wanted to do textiles in

year 12 even though that's a terrible idea because I was trying to get yeah I wanted to do textiles and like make dresses. That's so weird, I can't imagine you doing that. I know. I can imagine you wearing lots of dresses, but making them. No, I wanted to make dresses and she was like, yep, right behind you.

And she's always kind of had my back. So I feel like I've been very lucky in that I've always had a mentoring kind of person in my life, regardless of what stage I've been in. All right, let's go to the next person who messaged through. Her name is Shona.

Now Shona was a hairdresser and she actually developed a few problems with her hands. And as you can imagine, it was one hand in particular, but as you can imagine, really important for a hairdresser. Oh, absolutely. So here's her story.

I was a hairdresser for seven years and saw myself being a hairdresser for the rest of my life. And then after three failed surgeries, I decided I wasn't going to go back and I found a love for real estate. And then I basically got my license while I was off from surgeries. And then I started my real estate license.

I actually never ended up going back to hairdressing. So you can hear how happy and enthusiastic she is about this, right? Yeah, absolutely. and I love that. So I asked her if strangely having all these hand problems was actually a good thing as weird as that is to say? 100% in a way I'm so grateful I've had three failed surgeries because I never would have gone to this career that I'm loving like I've never I never would have thought oh you know maybe I could try something different and I'm honestly so grateful

that it has happened it's a blessing in disguise I think. What's that saying get lemons make lemonade i think so or like get rsi problems and be happy about it no absolutely not like i can't express even talking to her before we started recording she sounds really passionate so passionate and so up and about and so happy about when i mean it probably could be easy to get really down and bitter and poor me right absolutely and i feel like some people do do that but we all respond differently to different situations and i feel like if you can embrace change and embrace something that you are potentially equally passionate about like that is fantastic and I don't think that there's ever a time where change isn't warranted if that makes sense like obviously

some of us are in situations where financially we can't go all right well I've always wanted to be a hairdresser but I currently work in a job where I'm being paid $150,000 a year and I'm financially supporting my family so I think that as much as we're talking about changing careers I also think that we need to acknowledge a little bit of privilege here. Like we are so lucky to be in these positions where we have been afforded opportunities to be able to change. But at the same time, I think that we are all in control of our own destiny. And if we want to make something happen, the sky's kind of our limit. I know that sounds really lame and motivational, but I've seen so many people, especially in our community, achieve incredible things that I'm sure a lot

of other people in their situation maybe thought weren't possible yeah so we were talking about this shona and i and i said to her you know if someone else is in the same sort of position and i'm sure lots of people go through stages where they go is this job for me i'm not sure do i make the leap do i not make the leap and i asked if she had any advice for someone in that situation i would say if you are thinking about it a lot and you think oh you know maybe i should try it definitely do it 100 do it if you're unhappy in a job or if you don't feel like you belong there and you want to try something else, 100% do it. I was so scared to leave hairdressing. I was like, what happens if I'm not good at this? What happens if I suck at this? But

if you feel like you could do it, totally do it. Bang. Well, I'd guess our podcast is done. Problem solved. Thanks for listening. Thanks again, Shona. She was actually talking to me in the driveway before she was going out for dinner. Oh my gosh. And I was like, sorry to keep you waiting. Oh my gosh. I love people and how willing they are to share their stories and their journeys, because it makes me feel so good knowing that we have this community that surrounds us that are so kind and so generous, but also so inspirational. Like there are these people in our community who have done insanely cool things. And, you know, even just this opportunity to sit down with you and talk about some of these changes people have made and hearing

the passion in their voice and hearing that they're so excited for the change that they've made, you know, might inspire someone listening to actually make a change in their lives. Well, I don't know if you could tell me smirking over here, but this next one is probably my favorite. It's the most drastic of changes. This lady, her name is Alice. She's originally from Brazil. So you can hear a bit of her accent, but she now lives in Queensland. Yeah. Here's her story. When it came time to do a university, I went with control and automation engineering and I just stuck to it, graduated and went to do my master's, graduated there. And so I applied for a PhD here in Australia because my sister works here and in February 2019 I started taking

pole dancing classes after 10 years not doing any type of physical activities and I just fell in love with it and here in Australia it's a quite a big market you know the best pole dancers are here so I came here I started doing classes immediately and now I pretty much figured out that I don't like engineering. It's boring. So I intend on opening my own pole dancing studio and finishing my life differently. So a bachelor's degree in engineering, a master's in engineering, a PhD in engineering, and she's about to open a pole dancing studio on the Sunshine Coast. What an absolute genius businesswoman. I love her. It was surprising because many things were surprising, but she said Australia is actually

one of the biggest and best pole dancing industries in the world really i didn't know that she said if i tried to open a studio somewhere else it might not have enough people to make it viable but she said as a business australia is the best place to do it because so many people are into it and all the world champions and all the world championships are always dominated by australians oh my gosh that is so cool imagine doing a bachelor's master's and phd she's obviously so smart and committed. I understand that, but I also would argue that every step of our journey actually helps us grow into the person that we are today. Like I started in psychology and I would argue that today I use more of my psychology degrees than I ever have before, because I genuinely feel

like money is such a personal thing. And for me to understand your money story, I actually have to understand you and connect with you and be able to connect with you in a way that makes you really comfortable and for me, I feel like a lot of my journey has actually led me to here and I'm sure that that could be potentially exactly the same as her. She has all of these incredible degrees and experiences and I'm sure that they are working their way into the way that she's going to run that business and set that business up and you know, engineers are really smart. No wonder she's owning her own business.

So, it kind of makes sense and same thing for you, right? You are now the producer of She's On The Money, which I love, but you have a background in finance, which has been deeply helpful because I feel like you actually understand the content and the concepts that we are putting out there and you deeply understand the message and you're equally as passionate about that as I am because you not only are just passionate, but you've experienced it and you've worked in it. And for me, that's invaluable, right? Well, I've said to a lot of people, education's never a waste, even if it feels like it's

different or it's applied differently it's never a waste and i think was it last week's episode you were talking about a lot of stay-at-home mothers think oh i haven't been in the workforce i haven't learned any new skills and you're like you have you've learned how to run a household and if you can manage a two-year-old surely managing the it department's a piece of cake exactly and i feel like i got that experience when i have babysat my nieces and nephews and i feel like if you can deal with them girl you can deal with anything um a screaming two-year-old is definitely a little bit worse than an angry ceo i'm telling you that right now all right our final one is tori uh now great name two things i need it do

you get tori i do that is what my family called me i've never heard of victoria be called tori until i met you hey great name though so tori two things you need to know about this the zoom call is a little bit patchy so apologies for that quality is key here at she's on the money i tried my best we're in lockdown well we know that we know the story is worth it then if you're willing to put patchy content as our producer on our platform okay and well there's also another asterisk if you can hear a dog barking in the background that's tori's little german shepherd puppy and the puppy's name is bunny oh my gosh yes can we please listen we can actually let's i can actually give you a sample of the dog before we start oh my god is bunny financially

literate I'm not sure also how do we feel about calling a dog by the name of another animal no I really like it anyway this is Tori I was a dental assistant for four years and I thought I would eventually manage like a dental practice and then suddenly I was like I don't know and then I ended up in real estate within like a week of just out of nowhere so that sounds really random right absolutely like whoops i went to go to work as a dental nurse next minute i'm a real estate receptionist what yeah so tori's working in dental and her friend works in property management and a few snapchats between these two friends literally changed their life i was like thinking about changing dental practices and she snapchatted me and was like i'm resigning from my job today

and i just responded back saying give me your job and she's like send me your resume so i did and she passed it on to her boss and then I had an interview like the next day and yep then that's how I ended up in property management. Oh my gosh she just said to her friend can I have your job and then she got it. You're leaving your job can I have it? Cool I feel like that's legitimate. Yeah and she said like we spoke for a long time Tori and I and she said oh if I ever go back to wanting to manage a dental practice actually similar to what we're talking about before having this other experience of managing things and managing people she said it might not hold me back anyway it might just be learning new skills and applying absolutely having said that

that was four years ago since that snapchat and getting the new job so i asked her if she was ever going to go back to dental or how she's feeling about property now i will never go back to dental again unless i was desperate but yeah i am very happy in the decision and i'm i guess very thankful that someone also took a chance on me with no experience in the field and that's the German shepherd named Bunny in the background. I love that Bunny got a cameo. Thank you, Bunny, for coming on our podcast and making it incredible. Have you ever heard of a job change or career change happening so instantaneously than that? No, I haven't. And I also haven't heard of being recruited via Snapchat, but you live and you learn every single day. All right. Thank you to

Meti from Finland, Shona, Alice from Brazil, and Tori for having some time with me on Zoom and sharing those stories. And thank you to the over 200 people that shared their story in the Facebook group. I actually feel a bit guilty that I couldn't speak to all of them. Do you ever feel that? I mean, you can still speak to all of them. I'm sure you could. It might not be constructive given we've already recorded the podcast, but I do feel like that. This is the 27th bonus episode, thanks to Jacob's Creek. I mean, I'm not going to be upset about it. Honestly, I love this topic. And I feel like when Jacob's Creek approached us and said, hey, we've got this campaign and we would so love for you to be involved, I know you and I, Ryan, were in the background going, please let us do this. Well, we had to do the business thing of going, so, yeah, what's expected both ways?

But as soon as Jacob's Creek were like, hey, guys, we're like, yep, yeah, cool, sounds great, let's do it. Yeah, exactly. We were running for it. Purely because I feel like this is such an interesting topic and we get so many questions in the Facebook group about people changing careers or what should I do next? and how should I test the waters and you know we've done podcasts on career before and they've always been really popular and I feel like even just the follow-up from that people messaging us and saying oh Victoria like we listened to the podcast episode on careers and now we're looking into x y and z and I just feel like more people need to know about other people's stories and

how other people have finished differently than they've begun because it is so empowering to see but it also is so motivating to know you can actually achieve anything and be a part of anything. You can go from being an accountant at, where was it, EY? Picture Partners. EY. Did get into EY, applied, no response. Thanks, guys.

The judgment in your eyes. I was like, do we want that on the podcast? Not judgment. That's fine. I didn't get in either, don't worry. I tried. I did try. Yeah, I applied to all of them.

Oh, yeah, yeah. When I applied, when I finished university, I applied to Goldman Sachs. Oh my gosh, that would have been amazing. Yeah, and I think there was six stages to the recruitment process because, you know, these big companies, it takes like a whole year to apply. Yeah, yeah, yeah. I remember going through my grad applications and it was so arduous. So I didn't get past the first step.

Yeah, fair. These guys not even close. And then about a year later, I was doing an MC gig and it turned out it was a corporate event for Goldman Sachs. Oh my gosh. And it was a bit of a trivia night sort of scenario, you know, a bit of a team building thing and I was the emcee. Well, well, well.

Would you look who's shown up? Well, I turned up and I was like, okay, a few years ago I had the dream that one day I would be employed and make money from Goldman Sachs. And ladies and gentlemen, tonight here I am. So good. And I said, oh, where's the HR team? Where's the recruitment team? Woo.

You know, they're cheering in the back corner. And I was like, oh, I'm just going to put it out there. You're probably not going to win the trivia tonight. So good. so good I feel like those programs are so stressful I remember finishing uni and getting to the end of my course and applying for all of these grad positions and going to probably a million different interviews and then not hearing back and that was one of the most stressful periods in my life it's like a full-time job applying exactly I thought my thesis was arduous yet

applying for postgrad jobs in like your graduate year I felt was really overwhelming but also so drawn out and so competitive I remember going I was interviewing at Deloitte um which you know does not sound like well maybe it sounds like me I don't know yeah and I kind of does yeah I was so excited about it and I really really wanted this role and you know I got through all of the interviews and we got to the group interview and then it was like out of three people and they were really dragging their feet and i got offered a different role and ended up taking it and then they came back to me needed another interview and i ended up declining and saying look i'm gonna have to pull out because i've accepted this i spent 15 months applying for this i need to move

on with my life exactly but it happened everywhere and sometimes i just look back and be like well what if things were different like what if i'd actually taken that opportunity because i know that if deloitte had extended an offer to me before my actual company had i would have taken it and like what would the trajectory of my life looked like then like sliding doors yeah it's kind of like it's not even sliding doors it's just like which pathway are we choosing and in hindsight like I was so upset that I you know had to pull out of Deloitte I remember going home to my housemate because at the time I lived with this lovely housemate called Liz and I was so it was genuinely heartbreaking I was like you know they've asked me back for another interview but I really need

this job and if I don't get that one and I don't say yes to this one I actually won't be employed and like it was so stressful but now in hindsight I'm like that was exactly what was meant to happen to me so that I can do the things that I absolutely love today and I probably wouldn't have been given that opportunity had I actually gone for that so it's like we heard from Shona if she didn't have those problems with her hair and she might be still a hairdresser and not found her dream career that she loved exactly and I feel like sometimes we're so disappointed at an outcome when in reality it's the thing we needed to be on our correct path I know that sounds kind of like yeah and it's a weird time to say this given COVID and everyone's jobs really

unstable but how many times have you heard someone say oh losing my job was the best thing that ever happened to me because it gave them the time or the encouragement to go and try something else and it worked out for the best exactly there's gonna be a lot of those stories exactly and I feel like so many people right now are probably listening to this and being like Victoria and Ryan pull your heads in like I didn't want to lose my job and I get that I know no one ever wishes unemployment on themselves and I am you know so upset that this is happening to us but at the same time I think it's this point of reflection where we can either choose to grow and change or stay the same and I feel like the working world for us is never going to go back to

being the same as it was like things are changing and we can either embrace it or we can stray from it but it's our choice right all right so just before we finish up we've actually got an offer for people that listen to the She's On The Money podcast. We do. 30% off now for the Jacob's Creek Double Barrel, which is finished differently. Who would have guessed it? It's finished in aged whiskey barrels,

giving it a smoother, deeper and richer taste. And if you order now, you can get 30% off and free shipping as well. Just Google Jacob's Creek Podcast and you'll find the link there. And do you know what I get to do now, Ryan John? I get to do my own end roll because we don't have Georgia. So watch this. That's all we tell. so friends that is all we have time for today just before we head off let's quickly wrap the

boring but really important stuff the advice shared on she's on the money is general in nature and does not consider your individual circumstances she's on the money exists purely for educational purposes and should not be relied upon to make an investment or financial decision and stress less i do promise that i am an authorized representative of australia pacific funds Management Proprietary Limited, ABN 34132463257, AFSL 339151. And as always, Ryan, are you ready for this? A massive shout out to our audio king, Ryan John, for putting together today's podcast. I heard that guy's a jerk. Also, if you want to join the Issues on the Money Facebook community, make sure you come and find us and join the 84,000 people currently.

It is so overwhelmingly exciting. And just let me say this because V is too sheepish to say this. We're really sorry because it sounds like a humble brag. We're sorry that we can't always approve the post straight away because sometimes we get hundreds and hundreds every single day. We literally get like 4,000 posts a week in the group, which is so exciting and so overwhelming and we are so grateful, but it does mean that not every single post goes through.

Yeah, and not straight away. I actually remember before I worked for you, I posted something in the group and it got approved like a month later excuse me don't throw me under a bus i'm trying i got all these notifications oh sorry but it was a good post well i wanted to know because my partner and i are starting or hoping to start a family and we i thought oh health insurance where do you start looking for and then like i said i posted and sort of forgot about it then a few months later i got all these dms all right well it wasn't a few months i'll have you know because i did look at the date and

i didn't approve it because oh this is embarrassing his post's nearly three weeks old so if you could just like calm down on the uh blow this out of proportionness that you've got going on sorry boss did you get some good information on health yeah it was great it was very helpful thank you very much appreciate it also if you want to check us out on instagram just search for she's on the money a u s you can also search for victoria divine on instagram as well and check out v on youtube and tell her she's doing a great job because she gets nervous in front of camera but she's killing it thank you i appreciate it we will see you guys next bonus episode Thank you.