She's On The Money - FRIDAY DRINKS: Money Manifesting

Episode Date: May 6, 2021

Happy Fri-yay friends! We've had some great wins in our community this week, including one from someone that might be a disguise for one of our very own SOTM team... We also talk about a great organisation called Motherless Daughters Australia, who have a campaign on currently to provide support to those that do it tough around Mother's Day. If you'd like to check it out, you can find them here.Love the pod but looking for a more hands-on approach to your money? Look no further. Our budgeting & cash flow masterclass is the tool you need to help overhaul your finances for good. Join Victoria as she steps you through your budgeting and cash flow with all of the smarts and none of the intimidating jargon. Finally, if you're in a money mess and need help untangling the muddle - we've got you sorted - simply record your question and send it through to us at [e-mail] and you may just end up on the podcast! The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

She's on the money. She's on the money. Hello and welcome to She's on the money, the podcast for millennials who want financial freedom. This is our Friday drinks episode where we celebrate the money wins from our She's on the money community. There are so many great money wins and confessions shared every single week in our group and we spend, as I've said before, a very large part of our week talking about them. And this podcast

is so that we can bring it to life. So Friday is all about celebrating our community and having more positive and constructive conversations about money. So let's jump straight into it. Georgia, what happened on our deep dive this week? Victoria. Okay. So this week we chatted about buying property with someone other than your significant other. It was a good chat. It was really interesting because at face value, it sounds like quite a good deal. It's a good way of breaking into the market sooner. You have your deposit. You have your contributions.

Winner, winner. Turns out, as we've revealed on the podcast, all is not what it seems. There's like heaps of pitfalls that you need to be mindful of. So if you are considering doing that, I would strongly recommend a listen. I like that. Good summary, by the way. Great summary. And Tony Lodge, I believe that you are new to the team,

but also have been making a little bit of a splash in our podcast recently. A splash. Is that what you've been doing? A splash sounds really nice, but, yeah, I guess so. What happened this week? Were you on a podcast? Yeah, I was.

Oh, what did you do? I was on a little money diary. Oh, did you like it? I loved it. What was it about? So we talked to a 26-year-old woman who had her first child at 17 and now has three kids and is about to build her first home. i loved her she's yeah she's killing it she started her own business like amazing i tell

you something i didn't factor in until i heard that episode is that you asked i think tony do you feel like you missed out when you were 1920 going partying and stuff and she's like oh not really but i'm looking forward to my kids turning 18 when i'm like in my 30s and then i can go travel and they can take care of themselves yeah he's a genius yeah thanks for appreciating my question yeah i had great questions i was saying this to ryan actually straight after the record He was like, oh, how'd the Money Diary go? Because as you guys know, Ryan's been helping me out to do those recently. And I was like, so good.

Tony asks great questions. And I have officially booted Ryan from the Money Diaries. Oh, how sad. And you are nominated as tribute. Have I got the full-time gig? You've got the full-time gig. And this is how I find out how rude. Okay, you knew this was coming.

Yeah, I know. Don't act all sore and as if that wasn't something you knew was coming. I wish I had a sad violin bed. See, this is why I didn't get to keep the job. No, you didn't. I guess on that, we should give Ryan some time to shine and jump straight into Ryan's Community Money Wins of the Week. I also just want to add, before I get started,

I'm calling fake news on one of the money wins. I reckon Jess, our own Jessica Rickey, who's in the studio, has faked a profile to leave a comment. Oh, Jessica. Shocked and offended. All right, let me explain what it is. So this lady who claims her name is Sophie. She claims her name is Sophie.

It's definitely Jess. Money win. so i decided to listen to the friday drinks podcast while vacuuming my car and i thought to myself how funny would it be if i found some money whilst listening to she's on the money whilst vacuuming my car i manifested the coins being hidden under the seat and stuff huge and you know what jess is right when you manifest something it works i found two dollars fifty in my car i will take all apologies from those at the table currently manifesting is a thing I'm telling you right now.

I'm not apologising. Marketplace manifesting. If someone was going to manifest money in their car, you best believe I want more than $2.50. Nah, take the win. That's like two whole soft serve ice creams. I can't eat soft serve ice creams. It's funny you mention that, V, because Sophie,

in quotation marks, says, would it have killed the manifestation gods to at least give me $10? Yeah, exactly, exactly. I'm proud of you, Sophie. Melissa says money win, decided to stop by a small garage sale and found a beautiful pair of red shoes in my size, unworn, for $5.

$5? Yeah. That's $2.50 a shoe. You can tell who's the educated one in finance. She could have afforded one more shoe. All right, Chelsea says, my childcare a while ago had this thing where if you signed up to the childcare, you got a $500 Coles voucher as like a welcome to the childcare thing.

She said she then signed up and found out she wasn't eligible. What? Oh, you'd be ropeable. I mean, yeah, $500. $500 is a lot of money. So I don't want to old Karen her, but she wrote to the manager and she got the voucher. Oh, now, hang on, let me just change the music here real quick.

Oh, sexy. Eloise wants to discuss getting tickets to see Magic Mike, the stage show. Is that a thing here? Yes, it is coming. It is new. I saw the ad on TV for it actually last night. you sound so excited i am i am have you not seen magic mike i've seen the movie but the thought of

that in person makes me wildly uncomfortable same here please grind from at least a covid safe five minutes away you know what i love strip talk like has anybody fallen in that hole oh there's like a yes there's like a niche hole of tiktok where it's like strippers and they like take you through their day and like take you through like i would love that it's so interesting can you please share them with me i'll send one oh i'm so for that it's just like girls with duffel bags full of cash it's amazing they just make so much money it's so cool oh all power to them yeah yeah i love it do we want to listen to ryan or nah nah no let's quickly go around the room how much do you think a ticket is to magic mike off the top of your head v i don't know 140 whoa really that's exactly what

I was literally going to say $140. Georgia? $220. I was going to say like $150 or $120. Okay, the answer is $129, and I was shocked. Oh, we were so close. I would have assumed like $40 or something. Are you joking?

It's a classy show. I've heard good things. Well, Aloise said that they got some special code or something when they checked out the website. It was only $79 per person, so it's like $50 saving each, and there was a big group of them. so she saved about $500. Oh, that's good for you, babe.

That's going to be a great night. That's fun, girl. Okay, let's get rid of that music. It's freaking me out. Sexy one. All right. Steph says, money win. I've been waiting to get my eyebrows tattooed

by a certain place in Melbourne for years, but I just couldn't justify the cost. $800 to $1,000. Oh, my gosh, no. She needs to go see my friend Brooke Sutherland. How much does they charge? Oh, my God, she's much less than that, and she's, like, the best of the best.

Really? Because I went and saw what was, quote, the best brow tattooist in Australia, and she's based in Melbourne, butchered my brows and I had to get them fixed. And we get an extraordinary amount of people asking about your eyebrows. Yeah, and that's why I'm actually talking about them, because the amount of DMs I get, I literally get a DM a day about someone being like, who does your brows? The answer is Brooke Sutherland. You can find her at Brooke Sutherland Beauty, but she's an actual wizard. And they're tattoos, by the way. so Steph took a risk oh gosh yeah the place that she's wanted to go to she had her heart set on

this one place they put a call out on Instagram saying we're looking for models because we've got some students coming in they're going to be fully supervised and you know there's something they're teaching them they're at the right at the end of their course they're good to go and she ummed and aahed and said yep I'm gonna do it she went in they were perfect and they were zero dollars for the tattoo oh gosh that's a money win that's amazing great job brooke definitely charges more than zero dollars yeah uh just quickly around the room real quick would you trust a student not that i'm maybe not trust is the wrong word but i'd be nervous about something i'd be a bit nervous because it is your face yeah i'd be a bit it's fully supervised it's

the same as how you can go to like the tape for haircuts and stuff like is that what you did are you joking sorry i didn't realize we're in the tiktok comment section at the moment i'm so sorry i had to i'm sorry um inside joke from the team tony's fringe has been bullied on very heavily on tiktok this week i got cyberbullied go to tony's tiktok and tell her she's cute Yes, you're freaking adorable and these people are being so mean. So go tell them something nice. I'm going to be on the record as saying I am pro-fringe. I'm pro-fringe as well.

Me too. Thanks, everyone. Georgia. Oh, me too. No, I meant to say Georgia getting a tattoo from a student for free. No, we like Tony's fringe. No, so, sorry. I love Tony's fringe.

Thank you. But no, I wouldn't. I would be too scared with the eyebrow situation. Victoria coloured mine in the other day and it was frightening to me. So I feel like tats. No. Jess? tattoos in general freak me out like i go to a student for a wax or for a dye or whatever but

i wouldn't do a tattoo just because that's there forever that makes me nervous are they there forever be unless um so mine fade every 12 to 18 months and then i get them topped up so i get what's called ombre and it's like just a really light powder effect behind my brow so that they fade naturally over time so that's my wrap i don't know how much more eyebrow content you guys want but uh i'm here for it well jess sees the dms on instagram that it turns out so sick of it it turns out too much eyebrow chat is never enough we've told you please leave me alone okay and welcoming us back i think it is time to jump into what we're drinking jessica what have we got in our hot little hands today this week it's a fun little

beverage you know it's another seltzer we thought we'd give them another go why we didn't like the last one well this okay so i know we like the last ones we like the watermelon ones yeah so we've been a bit hit and miss and this time it's quiet like some of us love it some of us are not so into it but it's the moondog fizzer alcoholic seltzer it sounds divine alcoholic bubbly water with bursts of passion fruit mango orange and pineapple i quite like it i love it these just sitting in the corner not loving her life i'm not sure if i'm sold on this seltzer thing like as a whole as a whole it's like very fragrant which is beautiful it smells amazing it does smell amazing and then it tastes like fizzy water that has rubbing alcohol georgia are you for

against i'm neutral like it's a good session bed but i wouldn't i wouldn't choose it to end the day with you know it's a bit no it's a day drinker yeah yeah it's too zingy yes yes i'm on G's team. All right, well, I'm the one who always gets stuck at the bottom of the low trying to make these tough choices. So if anyone would like to slide into our DMs with beverage suggestions, please. To help Jessica do better. Can we get the Mississippi mudslide next week?

We are not doing that. That is why you don't get sent to dance. I mean, look, if you don't give me an option when I ask for one next week, I'm coming back with a Mississippi mudslide. I was just wondering, is there a reason you went to get drinks on your own at Dan Murphy's today? I didn't go to, I didn't go see Will.

oh no i'm sorry to tell you i went to the one in the city because driving in richmond terrifies me all right sorry will anyway we're gonna get into our personal money wins and confessions georgia what have you got for us so just before i came here i was in carlton having a coffee with harps i always go on and on and do you have a real job or do you just tell us you've got a real job so you don't have to hang out with us today was a uni and a scripting day okay all right anyway it was having a brew and there was no line at peter de pipo peter peter peter there was no line because it was four o'clock in the daytime yeah so i was like this is my time to pounce so i did um spent 25 dollars on on a liter of ice cream guys peter pipo is a very bougie ice cream place based here

in melbourne did you say there's always a queue i thought you were gonna say a liter of coffee and I always thought it would be fun. How are you staying? What? For how much money? So, yeah, would we say that's a money win or a money confession? I would say it's win. Okay, thanks.

I would say that's win. Ice cream always win. Self-love as well. Bougie ice cream. You've got to put you first. 100%. Is it better than the, what's the one that's always got a line? Yeah, I feel like there's always a line.

I think it is. There's always a half an hour line for Peter DePipo. Peter DePipo. I love Gelato Messina. Don't make me choose. uh jess what have you got um mine is actually my partner's money win this week oh that is cheating it's a good one it's i don't care if it's a good one it's not yours i know but it's a good reminder so he i was there i was present for the money okay so he had his car serviced yesterday and i

went and took him to get it done and they quoted him up it was meant to be just like a normal service and i'm like hey like here's 10 000 things that are wrong with your car yeah i hate that yeah and we kind of knew they were being a bit dodged because they're like your front wheels like will it really worn and he was like I just got a full set put on last month like oh seems unlikely so we were already a bit like sus and then they were like oh we need to replace something turns out they didn't check that they had the parts they pulled the car apart then called us like hey we don't have the part like can you come back it was a whole thing but anyway when I was driving him back to pick up his car I was like make sure you check your receipt for labor because you're not

going to pay for labor for something that didn't get done and so he listened to his smart girlfriend smart boy and he went in and asked to see the receipt got a little bit Karen they're like oh we can't show you the receipt until you pay and we print it and he was like can you show me the screen what am I paying for yeah so dodgy right and so they showed him the screen and sure enough there was a labor charge on there and he was like I'm not paying for that and a little bit of back and forth and he saved himself 150 dollars oh god yeah good good on you james very proud very proud it's so weird because it's like a stereotype that mechanics are dodgy and they're just really not helping themselves are they no and it's weird because it was a it's like a big chain it wasn't

like a local mechanic like it's a big chain that you'd you'd kind of assume that they would be kind of on top of it that's really shit yeah i'm really disappointed in that because it's 2021 come on yeah like let's stop taking advantage of people please i remember i went into a car dealership once and the car repair man told me that it was a timing belt issue and I was like oh I've never even heard of what a timing belt is but okay no problems and me being typical me I pick up the phone and call my dad and my dad kind of laughed and was like what your car doesn't even have a time and I was like oh and he's like let me call them and sorted it all out but I was a bit like oh like I would have paid for that I had no idea James's dad does all that stuff for me like

when I bought my car he came and like looked at it because I thought being a woman like one I personally am not uneducated not that women in general are but also I feel like women are just more often than not taken advantage of in those situations and that's so terrible that we have to feel like we need backup to bring a grown man as a 26 year old woman to buy a car it was a bit much but well I don't think it's a bad thing and I think that distilling the idea that you need backup when making a big purchase is not a bad thing I just think it's really frustrating that we feel like we're potentially going to be taken advantage of because that's really unfair yeah absolutely but I would still take my dad regardless of whether I was a strong independent woman

I call my dad about everything I'm like hey my spreadsheet's not working thanks dad yeah yeah yeah all right Tony what have you got so before COVID kind of took off my boyfriend and I had some flights booked and we kind of thought we just like lost the money we weren't really sure what was going to happen with it and a really good friend of mine her engagement parties in a couple of weeks in New Zealand now that the travel bubble is open where we're able to go which is really exciting and I kind of hit them up and I was like hey I'm I'm kind of kiss this money goodbye they're like oh no it's fine so we ended up being able to pay for our all of our flights with credit from what we had that's already paid for does it feel like a free trip

because you kind of mentally accepted the money was gone yeah it's like when you have cash out and then you buy something with cash and it feels free because you're like the money's already mine does anybody else do that no no totally it's like when you find 10 bucks in your drawer or something or in the car and you're like oh that's free money now it wasn't free yeah it's my money but like this cheeseburger tastes way better knowing that I haven't really paid for exactly do you know what else has been really good this week guys Tony on Thursday where were you I was on the radio yeah what were you talking about on the radio um so I've since moving to Melbourne I've started doing a little bit of work with a not-for-profit called Motherless

Daughters Australia and they basically have created this huge support network for girls in Australia that um no longer have their mums um which is a boat that I also find myself in my mum passed away eight years ago um and yeah it's really cool like the girl who founded it a few years ago she's only 30 so it's really like young vibes and it's just really cool that there's like support for girls that don't have their mums anymore. Yeah absolutely and it's such a topical thing to come up especially this week because we obviously have on the weekend Mother's Day which can be seen as like a really great celebration to celebrate our mums but I think it's really important to remember as well that could be a day of grieving and it's not always

as happy for everybody especially in the time of social media where it's kind of you know you and I were talking about this earlier shoved down your throat that oh did you get flowers for mum don't forget a present for mum and it's kind of like yeah well you know what I would buy mum a present if I could mate yeah like that really sucks so I think it's really cool that you're drawing awareness to that but tell us a little bit about the campaign because we are dabbling in that this week and trying to get the word out there what can our listeners do to support that because it is such a worthy cause um so this week they've created a mother loss awareness week which runs from the 2nd to the 8th of May so it's not just for girls that have lost their mums it's for

anybody that's lost their mum or their mother figure or however you identify with it and this year they've started a hashtag called hashtag draw her wings and there's a little there's a little infographic that we've posted on our socials and it shows you how you can take part and then you can tag a couple of friends and hopefully spread it across social media and get a bit of traction around Motherless Daughters Australia and there's also like a donate page on their on their website so um it's it's really really cool though it's like such an easy way to support your friends who maybe you don't know are struggling or um things like that so it's just it's a really nice way of being like a beacon of support across socials for people that might not

even know you that can take some solace in that which is really nice and i think that that's really important especially for the she's on the money community because so many stories get shared with us and so many special stories get shared with us especially about people in our community losing parents and I think that just to talk about that especially in light of Mother's Day it can be really hard and the idea isn't to say that Mother's Day is bad it's just to say hey like this might not be something you've thought about before yeah absolutely you know that's really important to me as much as I can't relate to having lost my mother which is such a special thing to still you know be able to say but I think it's really cool to be able to raise awareness to

that because it is so special to so many but thank you for that oh no thank you guys for listening to I'm going to get back on track, though, because we haven't heard Ryan John's money win or confession. It better be good. I was going to say, how can I follow that up? I was about to say, follow that. Such a beautiful story, and I was thinking about that, and now my money win just seems so insignificant.

No, no, no, no. So over the last month or so, Bridget and I have moved full-time into Melbourne. We were a bit half-half. Yes, thank you. Oh, they're married. yep so we used to drive to melbourne and out to the grampians and back and i used to go a few times a week and bridge used to drive heaps to work i went and filled up my car on the weekend

and realized it was the first time i'd filled up my car in four weeks that's good that is a money win bridge would have been one or two tanks a week i was one and a half tanks a week and now together we're one tank a month with one car that is a money and environmental win absolutely so It wasn't until I went to fill up that the light went on and I was like, oh, I forgot you fill these things up. So that was a huge win. And obviously over time that will kind of add up as well. So we're stoked for that.

Victoria Devine, have you got a win or a loss? I've got a loss slash win. Oh, way to finish the show on a downer. Sorry, guys. And it's definitely nothing to follow, Tony. So again, but yours is like a genuine money win. I bought a dress. That's my money win slash confession.

It was like $350 down to $99. i can't wait more about that than fuel yeah yeah same i thought you might i thought you might but also like it was an impulse buy so is that a win or is that a loss because i spent 99 dollars that i didn't need to spend on a dress i didn't even know i needed until i saw it is it an impulse buy or have you impulsively saved money jokes on you it aligns with my values all right with that i think we're gonna wrap it we would like to acknowledge and pay respect to australia's aboriginal and torres strait islander peoples the traditional custodians of the lands the waterways and the skies all across australia we'd like to thank you for sharing and for caring

for the land on which we are able to learn we pay our respects to elders past and present and we share our friendship and our kindness the advice shared on she's on the money is general in nature and does not consider your individual circumstances. Never. She's on the money, exists purely for educational purposes and should not be relied upon to make an investment or a financial decision. Never.

And we promise Victoria Devine is an authorised representative of Australia Pacific Funds Management, Proprietary Limited, ABN 34132463257, AFSL 339151. And thanks to everyone for putting together today's show. Thank you. I love that for us Brian put your shirt back on see you next week guys

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