She's On The Money - Holiday Hustles

Episode Date: December 10, 2024

It’s the most wonderful time of the year… to make some extra cash! This week, we’re unwrapping creative ways to boost your bank balance while embracing the festive cheer. From turni...ng your clutter into cash to capitalising on last-minute holiday errands, we’re sharing practical, fun, and totally doable ways to make the most of the silly season. Whether you’re funding gifts or prepping for the New Year, these tips will help you hustle with holiday spirit and a little extra jingle in your pocket. Hit play to sleigh your budget! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

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Starting point is 00:00:00 Hello, my name is Natasha Nabanunga-Bamblett. I'm a proud Yorta Yorta, Kernai, Wolperi and Awadjeri woman. And before we get started on She's on the Money podcast, I would like to acknowledge the traditional custodians of the land of which this podcast is recorded on Awadjeri country, acknowledging the elders, the ancestors and the next generation coming through. As this podcast is about connecting, empowering, knowledge sharing and the storytelling of you to make a difference for today and lasting impact for tomorrow. Let's get into it. She's on the money. She's on the money.
Starting point is 00:00:36 hello ho ho ho are you i'm sorry v i i just want to take this opportunity to change things up a little bit. Oh, no! But maybe that's too far, and I'm sorry if it is. Were you trying to be festive or offensive? A little bit of both. How do you feel before we continue? That's a good start.
Starting point is 00:01:14 Okay. Welcome to Cheers on the Money, the podcast that can help you slay your holiday goals without dashing through too much cash. How long did that take you? Maybe like three and a half minutes. Yeah, okay. The holiday season is now in full swing, and today we're stuffing your stockings with our top ideas to help you add a little extra
Starting point is 00:01:32 jingle to your wallet this Christmas. I do love a jingly wallet. That means we've got some coins in there. That means that we're off for a good start. We've got some coins in there. I'm Bex Hyden and with me is Victoria Devine, Santa's little finance helper. I think you are Santa. I feel like I'm the finance helper. I feel like I identify differently, but whatever. That's okay. Yeah, like I just don't have the beard for it. Well, Santa's little finance helper is here to make sure your wallet stays merry and bright this Christmas. I love that. I can imagine. Yeah, but we always talk about Christmas budgeting in, I guess,
Starting point is 00:02:03 terms of cutting costs and finding some deals and setting spending limits and trimming down the wish list to make this season a little bit more affordable. But one thing that I think often gets overlooked is that this season is actually a golden opportunity to make some extra cash back. okay like we can make money as the festive season ramps up demands of all kinds increase in every area i mean everybody has a long list of to-do things and no time to get it done and this time of year there are a lot of people that are happy to spend on the task of outsourcing oh my god i totally get it so with a little bit of creativity beck you could end up covering your chrissy expenses or even give yourself a little bit of a financial cushion to start the new year
Starting point is 00:02:48 So, that's what today's episode is going to be all about. We're talking about holiday hustles. Love this idea because I feel like a lot of people spend, spend, spend. They're usually in the negatives by the time the years are over. We all are. It is so crazy. But also, I mean, side note, if you are feeling the festive pressure right now, what you're going to do and beyond listening to this episode about holiday hustles where you're actually able to, I guess, increase how much money you're saving and earning over this period, you're going to go and create a bank account today and you're going to call it Christmas. And after Christmas, you're going to start contributing an amount of money that feels comfortable to you every single week or month to
Starting point is 00:03:29 that so that you don't have to feel like this next year. So that you have Christmas sorted because how many times does Christmas roll around back and you're like, oh, again, as though we didn't know it was coming. Like we knew it was coming. We did. Christmas day, you've got 365 days now to plan for the next Christmas. And it doesn't have to be stressful. No. And even if you have $1 a day to put away, that's more than you would have had if you did nothing. You're going to have $365 this time next year that I can almost promise you, future you is going to be like, thank God Bec did that. Thank me so much. But also if you want to make some extra cash. Okay. That's what we're going to talk about today. All right. So what's the first tip in our holiday
Starting point is 00:04:07 hustle stocking? All right. Are you ready for one that you probably already saw coming? I am. To start off very strong, but also very predictably, I think a lot of us overlook how much cash we're actually sitting on in our own homes. The first place I would start is just by looking around your house and having a look for anything that you can chuck on Facebook Marketplace. It's a fantastic way of freeing up some space and making some extra cash at the same time. And from my perspective, it's a great way to declutter and make room for the new presents that you might be receiving there. It's a great idea. Yeah. What I would do and what we're looking for selling though is like maybe have a think about
Starting point is 00:04:45 what do people need during this holiday season? So I posted something on Instagram the other day. If you are currently thinking about decluttering for your kids, please do because items that your kids have outgrown, like maybe toys or bikes or even cubby houses can be a massive hit for someone who's looking for a save at Christmas time and being like, I really want to get my kid a bike. Like, don't wait till after Christmas to get rid of your kids' items, which I think lots of us are like, oh, I'll see what they get for Christmas and then declutter. Like, it kind of makes sense, but do it before Christmas so that another family can benefit from it.
Starting point is 00:05:21 Yes. Like, also, I mean, this is not going to make you any money, but if there are things that you're like, I don't know, like, I can afford to give this up, try and gift it away. So, like, give it up for free on Facebook Marketplace. Like, I can almost guarantee it will go to a kid who was not going to get something otherwise. Yeah, that's so true. I actually spent two hours driving to someone's house just to buy a $1 Santa hat. You know those fluffy ones?
Starting point is 00:05:45 You can't get them anymore. Two hours? This was last year. Oh, I was going to say, Bec, I have so many fluffy Santa hats. Do you actually? Can I have one? Yeah, I'll bring you one. Because I lost it already.
Starting point is 00:05:55 I don't know where it is. Of course you did. What don't you lose? But, you know, that person has an extra dollar. She was like, no one's going to buy this Santa hat. You want fluffy Santa hats. I really like that first tip. Okay.
Starting point is 00:06:04 So decluttering, making some extra cash. Also, if we're going to be decluttering, like what about your wardrobe? Are there any like outfits that you've worn once or twice that could be a perfect Christmas dress for someone else? Like pop that up. You're probably never going to wear it again. Another thing I want you to do is, Bec, what did you get for Christmas last year? Oh man, I can't remember.
Starting point is 00:06:23 Exactly. Oh, I see. So we're going to put things on Facebook Marketplace if we don't need them and turn them into some extra cash because I can almost guarantee if you haven't worn it in a year, if you haven't used it in a year, you're probably not going to use it for another year. Absolutely. Bit savage, right? Yeah, yeah, yeah.
Starting point is 00:06:36 Get rid of it. Don't worry about it. Be a bit savage this year. I actually thought you were talking about how there's always coins under the couch cushions for some reason. Also, check your couch cushions. Check your couch cushions, for sure. Yeah, and the bottom of the washing machine. You know, the little seal around the edge.
Starting point is 00:06:49 There's always two bucks in there. Don't know where it comes from because in my household, we don't use cash. No one uses cash, but there's always cash. But there's always cash in the washing machine. Where's it come from? Okay, no, I do like that first tip a lot. Decluttering, making extra cash at the same time. So simple, but so effective.
Starting point is 00:07:02 now once we've done this what's next okay so I feel like everyone was able to predict the Facebook marketplace one because like the first thing I do when I wake up in the morning back I roll over I pick up my phone because it's probably an alarm going off that I need to stop and then I check Facebook marketplace I just need to see what's going on I just need to see what people are listing so you saw that coming but what you didn't see coming uh-huh yard work okay yeah okay so Christmas time is a time of year when basically everybody wants their garden looking amazing. Yeah. Like you're having friends and family over. They're going to go through the front yard. You haven't weeded it for a really long time. But with how much is going on, most
Starting point is 00:07:41 people don't have time to do it themselves. And here in Australia, where Christmas means warm weather and outdoor celebrations, having a tidy garden and a festive yard, I would say is a must. So you could put yourself out there. You could put yourself out there. So one of my favorite platforms is AirTasker. But you could start by letting your family and friends know that you're offering yard work services. So, chuck it up on Instagram, or you could chuck it up on Facebook. Posting on social media is going to get you out there. And I mean, if you said, hey, for a hundred bucks, I'll come and like clean up your yard and like mow the lawn far out, come on over today, Bec, because it hasn't been done in ages. For added security and visibility, my favorite platform,
Starting point is 00:08:20 Airtasker, where you can, I guess, be covered by their insurance and also connect with clients. At this time of year, everyone's booked up. So, why not join and cash in on the fact that You know, I actually need someone who's available tomorrow because I forgot, Bec, that I wanted my garden done by the weekend. Yeah, yeah, yeah. That's a great idea. Exactly. And you could earn like 40 or 50 bucks an hour depending on your location and the job details. Okay, okay.
Starting point is 00:08:46 Like, do you have to be a landscaper? No. No. You can pop it up and at the end of the day, you can pop in your ad. I'm just, you know, an average gal looking to do some yard work. I'm pretty good at it. Yeah. Why not?
Starting point is 00:08:57 That's actually a really good idea. I'm genuinely, genuinely thinking about doing that. I think that's a good one. Okay. So after tidying up the yard and making it sparkle for all those outdoor gatherings, what's next in the holiday hustle stocking? Okay. So outside it's looking fresh. It's looking sleek. You go in your house, it's a bombsite. Of course. Or maybe I'm just talking about my house because right now my house is a bombsite. I have a baby and not much else gets done if I'm being honest. But now the outside's looking great. I think it's time to bring that energy inside. Same as yard work. Everybody is looking for someone to help with
Starting point is 00:09:31 Christmas cleaning or decluttering and it's in massive demand at this time of year. I'm seeing all these decluttering Instagrams pop off because that's the type of content I like to consume. Of course. I love watching people organize pantries. It's so nice. So good, Bec. But all of these people are like, hey, get in before the end of December. I only have like one or two spots left. Yeah. Okay. I'm not saying that you need to be a professional at these things and we're not putting ourselves out there as professionals, but there would be somebody who's going to go, oh my gosh, I would love just an extra set of hands that could come over, help me tidy the
Starting point is 00:10:05 house, come over, help me declutter. You know when you go into someone's house and they say, oh, that cupboard, way too overwhelming, but you're like, what's the big deal? Because you don't have the emotional attachments. Exactly. I can clean up your linen cupboard. Yeah, exactly. I could organize all your sheets and towels. I feel like when we're cleaning our own houses, we get stuck on like little miscellaneous items that we've not seen for a while, so we're there for an hour. I can go through your pantry and look at all the expiry dates on things and make sure that
Starting point is 00:10:31 your pantry is being cleared out. I can put it all in a pile and be like, Bec, this is all the stuff I think you should get rid of. And you go, yeah, okay, no worries. Yeah, don't think about it, just get rid of it. Just get rid of it. But between everything everybody's doing over this period, who even has time to deep clean their house?
Starting point is 00:10:47 And Bec, that is where you and I come in. Yes. Exactly. it's the same as yard work you could like tap into your social networks or sign up to airtasker especially if you're that friend that's kind of known as being a little bit of a neat freak capitalize on that yeah we are commercializing ourselves at this time of year beck great idea you guys know i'm a neat freak i'd love to be a neat freak in your house come on over i love this you can expect to earn between 30 and 60 bucks an hour depending on the depth of cleaning required
Starting point is 00:11:15 like also not that hard to pick up a few you know cleaning items or you can say i can do this for you beck i'll come over but you need to supply all the cleaning products in the vacuum then you don't even have to turn up with anything you could just jump on the tram go to their house do some cleaning get some money make bank go home oh man and you also get to spend time with a friend you might not have been able to do exactly season or you could put it up on air tasker and get a few reviews going so that throughout the next year when cash is a little bit tight you can be like I'll just put another ad up or I'll reply to a few air tasker things. That's so good. You can make literally a couple of hundred bucks in a day by doing that. And so okay we've gone inside we've done outside
Starting point is 00:11:57 everything's sparkling clean and ready what's next? Okay so this one it's not for everyone but I've put it down anyway. If you're going away for the holidays or you have a spare bedroom bag rent out your space. It can be a really good way of bringing in a little bit of extra cash during this festive season. I think you might be thinking, oh, no one's going to want my room. Like, what are you talking about, V? Like, it's not a holiday house. But with so many people traveling to visit family, there is so much demand for rentals that are going to allow guests to stay close to their family without having to book a hotel. I don't mean to be rude. If you're my family please stop listening right here I'll give you three two one all right so sometimes you just
Starting point is 00:12:39 don't want to stay family that's true sometimes you just don't like you're happy to go over for dinner you're happy to travel but you want to go back to your own place oh man that would be sweet that's luxurious I would love Beck's bedroom yeah like the idea that I could escape that situation go to quote my own room and then I'll see you tomorrow for breakfast true so we're not talking like fancy, bougie holiday houses. We're talking like if you have a bedroom that you could lease out this holiday season, because maybe you're going to your family's place where you don't get to rent somebody's room, right? You could rent it out, which I think it makes your homework for you, but also generates some cash for you in the short term. I guess I'm assuming that you maybe need to
Starting point is 00:13:19 own or doesn't, I guess you can have a chat with your landlord. You could chat with your landlord and work out what's fair and what's reasonable. You don't necessarily need to own it. So I would check your lease agreements, but you could post on social media and like sublet to a friend for a period of time. Or if you do own, you could list your place on Airbnb and stays, which honestly, it provides coverage. So like insurance and stuff and connects you with people who are looking for short-term rentals. And I mean, everybody who has a mortgage right now is probably thinking that their mortgage is feeling a little bit tight around their necks. So this could take some pressure off. Yeah. Great call. I love the idea of renting out like a room or your house. It's
Starting point is 00:13:56 such a clever way to make use of your space exactly and I mean it's going to vary like if you don't stupidly regional and it's just a share house and all of that you're probably not making as much but from my research you could typically earn anywhere from like a hundred bucks to like four hundred dollars a night especially during peak time yeah that's a great idea especially imagine if you have like a really good rental but like in a really great location yeah so you're like Christmas time, come at me. I have a friend who actually rents her house out. So she lives down where we go on holidays. Yes. And she goes and stays with her parents and rents her whole house out for the Christmas, New Year's period. That's so clever. Because she leases it for like
Starting point is 00:14:35 two grand a week. This is not a house with a pool. It is not anything fancy. It's just in this holiday location that someone usually last minute books because they're like, oh my gosh, I don't have any other option. That sounds really bad, but also she puts that towards her mortgage and you know what? We're all just doing the best that we can, Bec. We're all just out here trying to live. Exactly. Trying to survive. Okay. With everyone heading out of town, that's a really, really good idea, but there's another huge holiday hustle to take advantage of. There is. So without further ado, we're going to take a very quick break. Okay. And when we come back, we're going to dive into another holiday hustle that lets you cash in on the holiday travel season without even
Starting point is 00:15:16 leaving your own neighborhood okay welcome back everyone before the break we were talking about renting out a room or your whole place for some extra holiday cash but if you'd rather stay local while still making money off the holiday travel rush we've got just the thing all right are you ready i'm ready oh this is my favorite one pet sitting and house sitting yes do you know who goes away during christmas periods everyone in the rich people oh rich people yeah but like do you know whose house i want to house it over the christmas tree rich people yeah because do you know what they leave their netflix logged in yeah yeah like their netflix they usually have foxtel yes they might have a pool i'm sorry like i'm not going to take advantage of that but i want to do
Starting point is 00:16:06 my cross stitch beside your pool i wouldn't hate it i know and i can't take advantage of this because I am the person with the pets. So I can't go house sit for somebody else, which is very disappointing because I think this is a really good side hustle. But there are so many people right now who are planning to travel over the holidays. And because of that, pet and house sitting are both in high demand. People want to make sure that their homes and their furry family members are looked after. But with some of the hustle and bustle, Bec, it's actually relatively hard to find somebody who's reliable. And that's where you get to come in. So how do you even get started. First thing I do is again, social media, if you have it. We're not talking like you need
Starting point is 00:16:47 thousands of followers for this, right? Because like you just need one person. And do you know who I would trust with my pets before going online? A friend or a family member or somebody in my inner circle. In fact, I know this sounds lame and maybe this is just me being really dangerous, but like I've seen a girl, Amy. I just follow her because her content was cool. I knew she lived in Melbourne. Like she was a She's On The Money follower. Anyway, she followed me. I followed her and she posted on her Instagram stories one day that she does pet sitting and I screenshot it. And then when I went away earlier this year, Bec, I literally messaged her on Instagram and I was like, I know this is a bit weird and I've never met you before, but I like
Starting point is 00:17:25 your vibe. I like what you're up to. I saw that you posted that you did pet sitting. Would you do it again? And so Henry and Bailey and Lucy had Amy for that period and they loved her. That's really cool. But like that's who I felt really comfortable with because like she always posts pictures of people's cats and I'm like you're my people you know. But if you don't have somebody that you know that you could house sit for you could post in local Facebook groups. So like if your suburb has a Facebook group join it and post and say hey guys I'm looking to house sit or pet sit over that period of time. Really helps if you post pictures of yourself. Really helps if you post pictures of pets that you've looked after and like even just being like hey I could provide
Starting point is 00:18:05 a review from my mate, Beck, who I've pets it for before. And that makes me feel a little bit more secure. Or you could join a trusted platform. So I have also used a platform called Mad Paws before. Yes. So when I was really hamstrung and I couldn't find someone because like, to me, I'm crazy. I'm a crazy pet mom. Like, don't get me wrong. I would not go on a holiday before putting my pets into like a cattery or something like that. It's just not happening. So I went on MadPause and I was matched with a house sitter that had really good reviews. Or there's another website, I haven't used it, but I've heard it's really good, called Trusted House Sitters for House Sitting.
Starting point is 00:18:44 And it helps you connect with clients who might be outside your immediate network, which is kind of cool. Yeah. And on those platforms like MadPause and Trusted House Sitters, they usually require a police check and references. Okay. So that's really cool. But if you're just doing it, you can just apply.
Starting point is 00:19:00 I think it's like $47 to do a police check, but I would do that as well. Like imagine if some rando online was like, oh, I can, you know, pet sit for you and I have a police check. I feel a lot safer. And bonus, if you're house sitting for somebody, you could hack it. You could rent out your bedroom. I was going to say. Yeah.
Starting point is 00:19:21 If it's in the same area. Exactly. I'm not really changing that much. I'm not traveling anywhere. You just get money. Oh, my God. It's a great idea. And do you know what?
Starting point is 00:19:29 Yeah. I think that pet sitting, like I would probably do it for free, but rates typically range anywhere from like $30 to $70 a day, depending on the level of care and location. So like if you offer your pet sitting services, it might be $70 a day because you need to sleep over at the house to look after these pets. Or you could also upsell them and be like, I could take your dog on an hour walk a day for an extra $15 to $30. Huh. There you go. Exactly. And then your rent's getting paid for, you're getting a hundred bucks a day. Win, win, win. Exactly. We are rolling in it and most people go away for at least a week. So 700 bucks you didn't have before. And then
Starting point is 00:20:10 house sitting, you could expect about the same between $30 to $70 a night with higher rates if there are heaps of different responsibilities. Sure. Okay. Pet and house sitting are great for holiday travelers, but that's not the only way to help busy people this holiday season. What else can we jump onto? You could run people's errands. So many people have to-do lists that are super long. Lots of people just don't have the time to handle it all. And that, my friend, is where you come in. I'm assuming, again, if somebody put their hand up and said, oh, I can do that for you, you'd be like, oh my gosh, a weight off my shoulders. Someone's willing to pay for it in that case. So becoming an errand runner can be a fantastic way to earn some extra holiday cash,
Starting point is 00:20:49 which can help people tick off their holiday checklist. You're helping them be less stressed, but then also you're making some extra cash. So again, you could do social media, but Airtasker I reckon is a good one for this. So you can connect with people who need errands done really quickly. There's also a platform called Zoom2U, so Z-O-O-M, the number two and then the letter U. They're really good. So Zoom2U. Sherpa is another one.
Starting point is 00:21:14 GoPeople are delivery service platforms that connect independent couriers. So anyone who's like, I've got a car or I can do this with customers who need same day or on-demand deliveries. So, oh my gosh, I don't own a car. I need to get the bike from Target to my house. They pop the job up there. You could do it. Easy done.
Starting point is 00:21:34 Easy done, right? Some of these allow you to earn extra money for last minute deliveries. And even like Uber allows you to select just delivery services only these days. So like you don't have to sign up to Uber and have people in your car. you can sign up to Uber, which also, by the way, drops the car that you need. So like if you have thought about doing Uber and you're like, oh, I checked the requirements and my car's not new enough. Yeah. You could be a delivery driver. Cool. Yeah. Because you're not having people in your car. But if you're going to sign up as like an independent contractor on delivery
Starting point is 00:22:06 platforms, I need you to make sure that you actually read the terms and conditions carefully because each platform might have like different requirements. So for example, if you sign up to Uber. They aren't just going to pay into your account and wham, bam, you don't think about it again. You're going to need to have an ABN. So, you need to set up an ABN because in order for you to operate legally, they need you to process your own tax and super and whatnot. And you also need to understand your, I guess, responsibilities when it comes to like insurance and liability and tax obligations and all of these are going to be your responsibility as an independent contractor, if that makes sense. Yeah, definitely. Yeah. So, just thinking about it because I've written this
Starting point is 00:22:45 long list of like what you could do. You could offer like grocery shopping. I know that grocery shopping is something that you could be like, but I could get Coles online or whatever. You could, but are they going to pick the right bananas? Exactly. Are they going to go and go to like your list of different like places? So like for me, my Christmas grocery shopping, I go to Coles, I go to Aldi and have different things. Imagine if you wrote a list and then someone else went and did it. Totally. And you know, when they replace the item because it's out of stock. What is that about? And sometimes you get the most rogue thing ever.
Starting point is 00:23:17 You actually do. And, I mean, the other day, get this, so I was really lazy the other day. Steve was away and I was at home on my own and I realised I was almost out of baby formula. And I was like, fantastic, I'm going to order it on Uber Eats. Turned out it was much more expensive, but I was like, okay, that's the price I'm paying to leave my baby napping because it took six years to get him to nap.
Starting point is 00:23:40 And I was like, and I'm not going out. like I just can't mentally do it. I'm going to order formula on Uber Eats. And so Harvey is eight months old. So I ordered the like six to 12 month old formula. Turns out they didn't have it. So instead of replacing it or calling me or doing anything, they just like swapped it for the three-year-old formula. So I paid $47 to have a tin of formula that I cannot use for my child delivered to my door. No. Well, maybe in three years time. And I looked at it. I looked at it. Yeah. And I was like, what do I do with this? Because I can't use it. Also, I didn't even know that three-year-olds still used formula. So I checked the expiry date. It would expire before
Starting point is 00:24:21 my son is three. Oh no. I can't even use it ever. That sucks. Don't worry. I did take it back to Coles and told them what had happened. And turns out their product was actually in stock and they just let me swap it, which was very kind. So I fixed it. But also, did you get delivery feedback or anything? I gave them five stars. They did the best they could, I suppose. So Beck, that's my side story about Uber Eats and how that didn't work out for me. And if I had hired someone independently, that would have worked out, I think. But also gift pickups, gift delivery service, like postal service right now isn't reliable. Maybe you need to get something across the city. returns and exchanges. No one wants to do that themselves. You can put it online and say that
Starting point is 00:25:08 you're happy to do that. And picking up event supplies are always in high demand. Do you know how many Christmas parties are happening right now for companies who are like, oh my gosh, how do we get all these candles to the venue? So true. You can do it. You can do it. You could be a woman with a van. Chuck a podcast on, go for the drive. I know one you could listen to, but typically, Bec, you could earn between 20 and 50 bucks per delivery. That's great. That's a good deal depending on obviously travel time and complexity and what you want to charge for your time, let's be honest. I reckon offering an errand service during the holidays, it lets you help others make the season a little less stressful while you're earning some extra cash. I think
Starting point is 00:25:46 it's a good deal. Plus with the right approach, you could turn these short-term gigs into some repeat clients year round. Yeah, that's so good. Once they've got your number, you can be like, oh, if there's anything that pops up during the year, you let me know. Little bursts of cash every now and then. Couldn't hurt. Slay. Yeah, great idea. Thank you.
Starting point is 00:26:03 You're so welcome. I have one more for you. Yes, I was going to say, is there one tiny little one more? Do you know what I hate? What? Flat packs. Oh, yeah, yeah, yeah. I hate flat packs.
Starting point is 00:26:13 I see where you're going. We know that the holiday season is hectic and parents are often doing their own groceries because they didn't know you offer a delivery service. That's a shame. And they're doing their own errands because they didn't know that you could do it for them. and they are shopping and they are cooking and they are planning family events, they didn't put the bike together.
Starting point is 00:26:31 No. For little Johnny. Flat pack galore this time of year. Ah, so many. But you know what? That's where you're going to step into your job as gift assembler. Oh, my God. That's so fun.
Starting point is 00:26:41 And you're going to take a huge task off their hand and they're going to pay you to do it. Great. Also, there are some people in this world who are really good at flat pack. My best friend, Harriet, flat pack queen. Oh, I bet. I'm going to do it. I'll end up divorced. I shouldn't say this because I'm probably going to try
Starting point is 00:26:56 and get into this, but I'm really bad at it. But I love it. It's so satisfying. Also, like, can't be that hard. Men do it all the time. It can't be that hard. It can't be that hard. So you could spread the word on social media,
Starting point is 00:27:08 letting parents or people in your, I guess, network know that you're able to handle those tricky or time-consuming gift assemblies. How many of us are like, oh, my gosh, scrambling at the last minute being like, I'm hosting Christmas and I don't have enough chairs? True. Do you know what?
Starting point is 00:27:24 Not only will I pick them up for you, I'll assemble them. Absolutely. I got you. So you could join platforms like Airtasker again to help connect you with busy families. You could put an ad on Facebook Marketplace. Like there are lots of places that you could do this because I can almost guarantee that there are a lot of people who need a lot of things assembled before Christmas Day. Yeah, yeah, yeah. Exactly.
Starting point is 00:27:45 And I looked at Airtasker. Bec, do you know you could earn between $85 to $180 per assembly job? Really? Yeah, be for real. People are paying this. And these are all jobs that you could do that literally require, I will say like skill, yes. But like you don't need a degree. Like you could just put your hand up and be like, I'm a pretty handy person. Yeah, I'll do that. I'll do that. That's absolutely fine. Oh my God, that is so great. I did not realize that was a thing. Anyway, that is a lot of money that you could be making
Starting point is 00:28:14 that otherwise somebody else is going to make. Yeah, there actually are a few of these that I'm going to start doing. I feel like all of them. I feel like you probably expected me to be like passive income or get a Christmas casual job, but that's not. And I feel like sometimes to make some money, you actually have to move your butt. You actually have to put your hands in there and get them a little bit dirty and do some work. But like it pays off literally. Totally. I mean, if you're able to. Exactly. Yeah. I'm going to give that a go. I feel like that's a wrap on our holiday hustle ideas, which is great. Honestly, we did a good job. That was fantastic. There's So many good tips in here.
Starting point is 00:28:48 You could tidy someone's garden. You could put their presents together. You could turn your spare room into someone's holiday getaway. Honestly, there's a way for everyone to cash in on the holiday spirit. Absolutely. And maybe even fund a little festive fun for yourself. Exactly. Yeah, that's great.
Starting point is 00:29:04 Okay. And if you want to maybe give She's In The Money a little gift this Christmas. Which you do. Maybe you do. It's very easy. It is also free for you. What are they going to do? They're just going to hit that subscribe button.
Starting point is 00:29:14 Yes. That's all. I love that. It's not hard and subscribing actually helps us bring you the content that you love and it helps us reach more listeners who could use a little bit of, I don't know, money magic this season. So true. Thank you guys so much for tuning in and may your holiday season
Starting point is 00:29:28 be merry, bright and just a little bit more profitable. Yeah, that's the only wish I've got for you this season. Make money get Christmas. Great. See you later, guys. Bye, guys. The advice shared on She's on the Money is general in nature and does not consider your individual circumstances. She's on the Money exists purely for educational purposes and
Starting point is 00:29:56 should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's on the Money are authorised representatives of Money Sherpa PTY LTD ABN 321 649 27708 AFSL 451 289.

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