She's On The Money - Is It Lifestyle Creep… or Is Life Just Getting More Expensive?

Episode Date: April 23, 2026

Be honest… are you actually spending more, or does it just feel that way?In this week’s Friday Drinks, we’re unpacking the very real confusion between lifestyle creep and the rising cost of literally everything. If you’ve looked at your bank account lately and thought “how am I spending this much when I’m not even doing anything outrageous?”… this one’s for you.We’re also diving into a DM that hits a little close to home. What happens when you’re the one making all the financial decisions in your relationship… not because you want to control everything, but because your partner just isn’t interested? How do you get them involved without turning into the nag, and how do you stop carrying the guilt?Plus, as always: Jess brings the community money wins Bec delivers broke tips that actually work (especially if you’re in your “survival week” era) And we answer your Question of the Week, which might make you feel very seen…💬 Want to be on the pod? Send us your dilemma via voice note on our website 📩 Got a question you’re dying to ask? Slide into our DMs ⭐️ And if you loved this episode… you know what to doPlus, if you’ve ever had a money question you’ve been too scared to ask, this is your reminder that you can send it to us. Drop us a voice memo via our website and we might answer it on the show. You spill, we help. Beep.Join our 400K+ She's on the Money community in our Facebook Group and on Instagram.Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289See omnystudio.com/listener for privacy information.

My name is Natasha Bamblett, I'm a proud First Nations woman, and I'm here to acknowledge country. Tii, gulinyan ganya, nianakaka yao yinbina waka, nianakai nianbina yakarumja, duminyagumiga dumiga ithawaka nirawamundamun imalan, mumubangada boma ininyalan waka, gaunan yakarumja, wutunadana. Hello beautiful friends. We gather on the lands of the Aboriginal people. we thank acknowledge and respect the aboriginal people's land that we're gathering on today take pleasure in all the land and respect all that you see she's on the money podcast acknowledges culture country community and connections bringing you the tools

knowledge and resources for you to thrive she's on the money she's on the money Hello and welcome to She's on the Money, the podcast that makes personal finance fun, especially on Fridays. Friday is hands down my favorite day of the week because it's when we get our whole team together and celebrate you, our incredible She's on the Money community. Today, Miss Jessica Ricci is going to be sharing some of our favorite community money wins. Miss Bex Syed is bringing broke tips that may genuinely change your life. And we're diving into a money dilemma that I think every single one of us has felt at some point. Are you actually experiencing lifestyle creep or is it just getting more expensive and you're just being way too hard on yourself?

That one. That one. That one. Like, why does it actually feel like we're spending more than ever, even though you're not being ridiculous? like we're not being ridiculous let's talk about it and we also have a dm that honestly i think is going to hit a nerve for a lot of people not in a bad way but like maybe also in a bad way what happens when you're the one in the relationship making all of the financial decisions not because you want to control something but because your partner just

helps out annoying and also just a little reminder if you also didn't already know like these dms are from people sliding into our dms and our money dilemma comes because on our website we have a link where you can leave us voicemails you can leave us a little voice note some of you this is my favorite part of listening to all of the voicemails some people just like are trialing it out on our website they're like hey she's on the money love you and then they hang out you're like prank calling us but sometimes people prank call us and leave a full money dilemma and that's when you can hear yourself on the show so if you didn't know that that's how you get on the show and you definitely should look it up. So if you ever wanted to hear yourself on the

podcast, my friend, this is a sign. Send me a voice note. Tell me what's going on. And you might just hear yourself on the Friday drinks episode. Now, before we dive any deeper, do you know what time it is? Five star review time. It is five star review time. And I love this. We have an ego. So it does feed that. Now, this is also a little nudge if you've been thinking, oh, I probably should leave a five-star review for She's On The Money. Okay, stop thinking, start doing. It's all about action, people. Actions speak louder than words. You can leave us a review on Apple Podcast Store. Honestly, we take them in any way, shape or form they come. They have been emailed to us before. You can DM them to us on Instagram. And honestly, I would take a scribbled piece of paper

sent to us on a carrier pigeon at this point because we accept all forms of ego stroking in this house. This week's five-star review comes from Sophie. And Sophie says, I heard the other week that Jess got her whole own review, so I felt compelled to leave one just for Bec. Every single week I listen to the pod, she asks the exact questions I'm thinking, but wouldn't have the confidence to say out loud. She somehow makes finance feel less intimidating, less overwhelming, less shamey. As though I'm not behind, I'm just learning with her, and that is okay. She explains things in a way that actually makes sense. And I always finish episodes feeling a little bit calmer and a little bit more in control of my money instead of

stressing about it as much as I usually do. Beck, I don't know if you know this, but you are my comfort person. And I think I speak for a lot of people in the community. Five stars for Beck, no notes. Oh my God. That was so nice. Thank you so much. That is like, isn't that so cute? That is so funny. That's like the word I use when I'm at a house party and someone doesn't know someone. I'm like, I want to be your comfort person. It's like, I, I, it's so nice.

So this is your friend leaving a review. I see. Thank you. No, it's just a friend we haven't met yet. That is so sweet. Thank you so much. Was it Sophie? It was Sophie.

Sophie, I love you. I love Sophie too. Thank you so much. Disappointed she didn't send it via carrier pigeon, but we will wait another day. Nobody's perfect. Send it by hand next time. Yeah, exactly.

All right. All right, moving on. I'm sorry. Ego stroking is done. It is now time for the part of Friday Drinks where you guys get to ask us one question that you are dying to know. It can be literally about anything. Nothing is off limits. And this week's question came to us via our Instagram DMs and Chanel would like to know, what is something that used to feel completely normal to buy but now feels like a bit of a luxury?

These two very polite ladies both just paused and like pointed at each other. I'll go, I'll take it. It came to me straight away, immediately. It was chips, like a Red Rock Deli or a Smith's chip. Oh, that's bougie. Yes. Because it used to be that you could get one on sale, you know, for half price for $2.50. It was like two for five, right? Yeah. And now it's literally $7 a bag. I know. You know, it's probably quite good for my health that I'm not consuming as many chips as I was, but I love a chip. You do. I feel like they're always on your

grocery list. I literally never buy them anymore because it's just I can't justify it it's crazy it is like a luxury yeah totally which is bonkers chippies are a luxury cut up potato literally chippies are a but like that that's rude potatoes should not be a luxury no that is so so true that's not giving Irish famine is it yeah but also there's something about you that looks like someone who likes a chip do you know what I mean like there's some people that look like they and you also look like you don't like I like condiments on your hot chips. I don't or I do.

You don't. That's true. Sauce on the side only. Oh, my God. Very personal. Hold on, hold on. This is like a horoscope. What's mine?

Okay. Oh, God. You dabble in an aioli, not on, but you have tomato sauce on your hot chips. I do. Oh, my God. She's like a savant. Yeah, like if it's tomato sauce, put it all over. If it's aioli, I need a dip dip.

What if it's too garlicky? Yes, I see that. I see that. Oh, my God. This is crazy. Something weird's happening today. Oh, God. All right, Bec, what's yours?

Well, what came to me first, obviously petrol, even though it does feel like it's always been a bit of a luxury, but it's still kind of you didn't feel bad for buying it. Now I feel bad for buying it. But also Milo. I just really love Milo and I can't really buy that anymore, which is really sad. How much is Milo?

That's not something that I keep in the pantry. But growing up, that was Milo and ice cream, and then you mix it really quick until it basically becomes soft serve. Oh, my God, delicious. In every form, it is so good. Like the smallest one you can buy, I'm pretty sure from memory, is still like $8 or $9. No.

Yeah. That should be illegal. Yep. I think even like the big ones, the ones that were like probably max $13 and probably now like $20. No. Something like that. I'm going to call the Prime Minister up.

It's crazy. Excuse me, Albo. I have some qualms. I know. It's so sad. We need to talk about this cost of living crisis. I wish things went up and down like petrol, you know? It's like, okay, it's not expensive anymore.

Let's put it back down now. No. Anyway, that's how the world works, I suppose. And Yubi? I was thinking about this when you guys were talking and the like luxury thing kind of stuck with me. Like what do I think is a luxury now? Lunch? Like buying lunch out at work.

Like it used to be for me, like obviously it was always the more expensive option. you could have always saved money by bringing a Sambo, right? But like in my head, lunch at work used to be like $10 or $12. Like I'd walk down and just get some sushi, sushi, two hand rolls and I'm done. Sometimes three, sometimes three and an iced tea. Like it just depends how hungry I was. But like that never cost me more than like $12. Why are sandwiches at the deli like $25 to $29?

The cost. I know. I don't understand. That is not lunch. That is a dining out experience. Like I just go, I'm still going to 7-Eleven for my sandwich. So that's like not the luxury, but even just popping to the cafe for lunch, like which historically in my head is like, yes, it's the more expensive lunch option, but now it's

like super premium lux. Yeah, that's so true. Anyway, that's where I'm at. I hope that answered your question, Chanel. And if you've got a question that you want us to answer on the show, please, my friends, send it through. Literally nothing is too niche, too random or arguably too unhinged. Those are arguably our favourite.

Like that's what we want to hear. All right, Miss Jessica Ricci, let's get into the good stuff. What money wins or confessions have the community had this week? All right, starting off with what Lainey says is a money loss, but in the best type of way. She said she heard a colleague's friend had a surprise baby and she offered them all of their baby stuff, the catch-all, the pram, the cot, the mattress, probably around $600 worth of stuff

that she'd purchased secondhand. That's so sweet. But she said she was beyond happy to, one, not have to deal with Facebook Marketplace and, two, be able to help someone out that needs it. And then she said, maybe this is their money win. I really think what goes around comes around. I adore that.

I have questions. Did you have a surprise baby in that you fell pregnant by surprise or did you have a surprise baby because you thought you had an appendicitis and you went to the hospital and, bam, you had a baby? I am curious. Let us know, Lainey, what happened to your ex-friend. Because I've heard those stories and they terrify me.

Very, very scary. I know, seriously. Next, I've got a money win from Marina who said a potentially petty money win, arguably my personal favourite. Yeah, they're my favourite too. She said she lives across from an oval and there's a person who keeps golfing there and balls are landing too close to her house. A fair few have landed right in her front yard by the window.

That's dangerous. Well, on top of that, one day this rude man left all of his balls scattered all across the oval. So Marina walked over, collected them all and sold them on Facebook marketplace. Icon. And I love that for you. Icon. You make sure you take note of that, man, because if he ever breaks your window, that's who you're going to have to go to.

Yeah, fully. Get his license plate, 100%. Next, Vittoria said, I've been picking meals from Chelsea Goodwin's book, $10 Meals with Chelsea. Oh, we love her. And it's been a great money win and the bonus recipes are super tasty. If you haven't already, Vittoria, we have a great episode with Chelsea. She's fantastic and a little e-book on our website as well.

Next, I've got a money win from Kate who said, my biggest money win is my shift in mindset. The empowerment to push through debt and see the light. I've been getting dopamine now from delayed gratification instead of Insta. I love her. Well, that's beautiful. That is gorgeous. And I'm a really big fan of that. I think it's amazing.

And then lastly this week, I've got a money win from Mia, which you guys might have seen this, but just in case you haven't, free public transport in Victoria for April 2026. That is so good. Money win if ever I've heard one. God bless. God bless. God bless.

We love that. I love that. And I feel like there is literally nothing better than a community that, like, hives each other up. like, sorry, we share like little money tips and tricks with each other each week. So sly. I love it. All right, Bec, hit us with your broke tips for the week. What have you got? So as per, I've got two from the community. This first one comes from Chloe, who says,

instead of doing a full grocery shop every week, she now does a pantry shop where she has to build at least three meals using what she's already got at home before she's allowed to go to the supermarket. She said it's cut her grocery bill almost in half because she realized she already had so much random stuff sitting in the cupboard, which is a great, great, great tip. I know we've mentioned something similar before where you make sure you check your pantry where you have a home before you do go grocery shopping. But this takes it a step further, I think, which is like- No, I need to find three meals. What am I doing with these lentils? Totally. And also a reminder that there are websites. You just have to Google,

I don't know what they're called, but listing your ingredients and it will generate a recipe for you based on what you have at home. So, yeah, I'd say just Google that. I don't think there's one specific one that I use. This next one comes from Mia who says that she started using her Notes app as a running wish list for anything she wants to buy that isn't essential. She has to leave it on the list for seven days before she can actually purchase it. That's better than our 24-hour rule.

Yeah, seven days. That's a lot. She said about 80% of the time she completely forgets about it or realizes she doesn't actually want it, which is so humbling, but also very good for your bank account. I love it. I do love it. And Bec Syed, what is your broke tip?

Okay, so as maybe everyone knows, I cannot find a goddamn job. And I really quickly, this is not part of the broke tip, but I want to quickly mention that. If you want to hire Bec, message Bec. Message me. I've got her details. I've got a Bec for sale. How much?

Thank you so much. Thank you so much. I should say it's not because I'm a bad worker. It's because unfortunately it is hard to get a job right now in the industry. The job market is cool. I think a lot of people listening to this are going to be like, yes, queen, we see you. Seriously, I cannot find a job. Anyway, but I decided that I would rather just be broke than

broke and feel shame as well. So I am broke, but not shameful. Anyway, I was talking to my friend who works in family violence, who said that there is something called PRAP, Private Rental Assistance Program. And basically this form is, I'm going to read out the form. This form is used to apply for funding when you have been approved for a property and need help with the first month's rent or when you are behind in your rent. Before applying, you need some documents, photo ID, income, all this kind of stuff. But basically you don't need, in my mind, you need to be on Centrelink, but I don't think you need to be on Centrelink for this one. You just need to be in a position where you are just struggling to pay your bills and need some help. So have a

little Google. It's Unison PRAP, Private Rental Assistance Program. Give that a go if you are struggling. That's amazing. There are so many good things in this world. I know, isn't that incredible. I love that. All right, let's take a really quick break. But when we come back, I am diving straight into this week's money dilemma because I have a feeling it's going to be very, very relatable. Welcome back, everybody. Let's take a listen to this week's money dilemma. Hi there. Have you got a money dilemma you just can't solve? The She's on the Money team is here to help. Every week we tackle your dilemmas, both big and small, to answer your most burning money, career and life questions.

To get involved, simply head to our website and leave us a short voice recording and you might just find yourself on the show. Now, let's take a listen to this week's Money Dilemma. Hey, she's in the money. I have a quick question just regarding lifestyle creep and everyday spending. So how do you know the difference between a lifestyle creep

and just everyday expenses increasing. For example, I feel like I'm spending a lot more money now than I was three years ago, but I'm not spending money on unnecessary things. It's just more groceries have increased, fuel has increased, and I have a few more bills to pay than I did three years ago. Would love some help on how to navigate that and not feel so guilty for spending more money just on everyday life and discuss. I think that exactly what you said is how you determine lifestyle creep refers specifically to not necessarily spending more money, but spending more money on a more luxurious lifestyle is the best way I can explain it.

So the example that Victoria always gives that I think is a really great one is, you know, when you're on a lower income, you might've been purchasing your makeup at the grocery store, like at Woolies or Coles, and then you earn a bit more money, you've graduated to like a price line or a chemist's warehouse. And then once you earn a bit more money than that, you're shopping at like your Mecca and your Sephora. And so it's like you're buying the same products, but you're buying more expensive versions of those products. And I think it's particularly relevant if the product is not servicing you in the same way. So like graduating from, you know, a home brand flower to a name brand flower, it's the same thing. It's doing

the same job. I think it's a little bit different if you're looking at two things. And I'm trying to think of an example, like two things that are different, but the more expensive one. Tim Tams. Tim Tams have gone up. That's not lifestyle creep. You still deserve your Tim Tams, but they're taking the absolute mickey. Absolutely. I think like you can put like sometimes upgrading to a more expensive thing, it might work better. Like I'm thinking about maybe an appliance from a Kmart. Like a lot of my appliances that I bought when I was young from Kmart would break within 12 months. Yeah. I like buy it once, buy it right. Yeah. So I think investing in a more expensive version, I would not personally always consider

that lifestyle creep if you're investing in a higher quality will last you longer. But I think it's really about spending more on luxury items. If the things you're already buying are increasing in price, that's actually out of your control. And it's almost like reverse lifestyle creep. I feel like when you go, okay, well, I have to cut those things because you mean like I don't buy chips anymore. And so it's like, well, that's to me, it's like I'm moving backwards almost in terms of the lifestyle creep in that aspect. In terms of the guilt, I think you just need to give yourself grace. We're all doing the best we can. If the things you buy regularly are getting more expensive, there's not much you can do about that other than considering whether or

not there are things you can swap out. My Red Rock Deli chips became the Coles brand deli chips and then it became where we only buy those every so often. It's hard to feel like you're just keeping yourself afloat. And I get that. But also, I think with everything that's going on at the moment, we do sometimes just have to be kind to ourselves. And, you know, if you haven't already review your budget, make sure everything's in order. But if you're doing the best you can, like that is completely OK. Yeah, I completely agree with you. And I have one friend in particular who is always really hard on herself because she's saying, I'm just spending so much money. I'm just like buying silly things. And like, no, there's a point where like the world is getting

more expensive, you're making the same money. Things are just more expensive. Unfortunately, you don't have as much left over at the end of the month or at the end of every pay cycle. So yeah, it's sounding very much like not lifestyle creep and very much like the world is getting more expensive. So I think go easy on yourself. Be kind to yourself, exactly as you said. You're clearly quite self-aware. Like you're asking this question and you're probably feeling bad about it because money is hard at the moment, but economically wage growth is not keeping up with inflation. Like at the end of the day, stuff is getting more expensive and we're not getting paid more. Like that is the crux of the whole story. And that is really trashy. Like that

doesn't feel good. And you know what? You haven't come this far and, you know, gotten to this part in life. You know, chips is a great example. You're like, hold on, hold on. Where's the line? because you have a good job you put in the same time energy and effort and you're trying really hard and all of that other stuff but you're like but stuff is just so expensive so I now feel like I'm not even living the same life as I was before but I'm maybe even putting in more effort now or saving better or investing better but I still can't afford chibis like what the hell is going on so I think yes lifestyle creep is something to be like aware of and as you said Jess my favorite example is makeup but it's not always that it's lifestyle creep is not your life

inflating so I mean if rent is the problem yes that's not your fault but I mean if you've just upgraded to a three-bedroom house and you're a single dude like that's probably a different story that maybe is lifestyle creep I think you just need to look at it between the discretionary items that you're purchasing and the essentials and that's probably where your your answer is All right, let's slide on into our own DMs. This week, you guys have been sending through some very juicy situations and this one is absolutely no exception. Hey, she's on the money. I hope you guys are doing well. I've got a dilemma I really need your advice on. Money decisions in my marriage. I've heard on the podcast about couples where one person makes all

the money decisions without consulting the other. And honestly, that's me. My husband doesn't really have financial goals and isn't interested in looking at the budget so I end up taking it all on. Do you guys have any tips for getting him more involved and helping me feel less guilty about being the one that makes all the decisions? Guilty? I'm thinking at the start of this I was like do you feel do you feel overloaded? Do you feel like you're taking on all the mental load? Do you feel angry? Do you feel angry? I would feel angry, but I am hearing guilty at the end and I am confused.

See, that resonated with me because like on the flip side, it's not how my relationship works, but I'm like so Taipei, so like my way or the highway sometimes that I'm like, oh, Steve, we want to do this. And then I'm like, oh, I feel guilty. I've made that decision without consulting him. This wasn't a partnership. like I need to backtrack and that's why I feel guilty. So when I heard her say, oh, basically my husband's letting me do all this stuff and I feel kind of guilty because

whenever I try to get him involved, he doesn't want to be involved. I wish there was a world where men thought this when their partners, I'm being very, very stereotypical here, but when they're generally female partners, staying home with the kids and not having any super, all of these things, guilt should be applied then in that situation, I would think. But if your husband, I'm sure he's got a job, he's probably not sacrificing a whole 10, 20 years of his entire life where he could be making money to take care of your shared children. There shouldn't be any guilt. You shouldn't feel bad about it. If he wants to be involved, if you're keeping him in the loop and in no way he's financially

compromised or he could be in a really bad place in the future because of, I guess, like not really being open to or into or like part of the financial decisions that you're making, then feel bad. But I think if he's like chilling, he's got a job, you're both working, you're both like maybe I'm being too pessimistic but I'm like I don't think it matters too much unless one party is going to be very obviously financially like what's the word I'm looking for?

Impacted. Impacted in the future in like a negative way. I think it's so fine. Unless you're tired of carrying the mental load and then you should not feel guilty usually. agree. Yeah, that's a different story. Different story. Yeah, that's a different story, Jess. Yeah, I agree. I think the key thing for me in that message was that you said that he doesn't care to be involved or he's not really interested. So I think that should absolve you of any guilt.

Like if he's not wanting to participate and you're going, okay, well, one of us has got to do it, I guess it's going to be me. Good on you, queen. Like, don't feel bad about that. To echo back sentiment, I think that it depends on how you feel. Like some people like Victoria are really happy to take that load on for others. Give it to me. Yeah. I think the load might not be something you want to carry or it might be something you at least want some interest in, in which case I think you should raise that with him. It's very relevant. You're his partner, not his parent. It is a partnership and sometimes we have to do things we don't like. I don't like going to the grocery store. Do I do it sometimes? Absolutely. So it's like one of those things. But I think if you are

wanting to raise the conversation, my advice would be sit him down and kind of explain, you know, explain that you're feeling guilty. I think that's important because I would never want my partner to be feeling guilty about something because of a choice that I've made. So I think that probably would be quite impactful. And then explain, like unpack it a little bit, explain why I say, I feel like I'm making decisions without you, or I'm feeling stressed because I'm carrying all of this by myself. Your partner, theoretically, like loves you and they want you. Theoretically, yeah. Yeah, I was going to say, I don't want to go sweeping sabre, but you know what I mean? Like you're together because you love each other and you want to make each other's lives easier and

you want to build a great future together. If you're goal oriented and he's not, that is okay, but you still need to find a middle ground where you don't feel like you're doing it all by yourself. Yeah. Yeah, no, I agree. I don't have a lot to add here because as I said before, oh, I resonate with that. And historically what I've done is be like, hey, Steve, I feel like I'm making all the decisions here. Like, did you have anything to add? Like, what are you thinking? And most of the time when it's about stuff like that, he's like, oh, I don't care. And I'll be like yeah but surely you care he's like no no no like I think you're making good decisions like I don't need to get involved like I'm across it you should care because it impacts you yeah care more

and then I'm annoyed when he does care too much and I'm like but I didn't want him pink I wanted it in blue what are you talking about imagine um but literally like I would as you said Jess you're absolved of any guilt if he doesn't want to be involved and you've been like hey what's going on. And then to Beck's comment, but do you feel anger? Cause that's different than guilt. And it's also valid. Yes. Very valid. Yes. But what did everybody else say? Oh my goodness. So first things first, I asked them a few questions. First question was, how do you split money management in your relationship? 57% of you said 50-50. I love this. That's not very 1950s of us. 39% said I manage everything. That's a big amount.

That's a big amount. And 4% said my partner manages everything. I feel like that tracks because the people who are listening to this show would be the people. Yeah. The people in our community, like you care about money. I can't imagine people who are like, I don't want anything to do with the family finances is going to go, you know what I'm going to listen to? Yeah. They're the people I want to get. So that's true. I'll work out a way. The next question I asked was, have you ever had to speak to your partner about sharing the mental load when it comes to finances. 30% of you said, yes, I have, and it went well. 29% of you said, I haven't, could have gone better. And 42% of you, again, I think this is reflective of our

community, said, thankfully, I haven't. Yeah, that was a way better split than I thought it would be, to be honest. Yeah. Then, as always, we said, community, what is your two cents? First person says, my hubby's more focused on an end goal. How we get there, he couldn't give two hoots. Which is fair if that's how you guys want to split things and everybody's happy. That's totally fine. Exactly. He's just like, babe, I'm happy to strap in. You said that we're going here. You can drive. Thanks. Next person said, honestly, I take it as a blessing that you are the one in control. No arguing, no deceit, just trusting your own instincts. Yeah. I think that's cute, but I also want my husband to have an opinion. Maybe I don't. Maybe I need to revisit this.

Yes. Maybe I want a whole new relationship dynamic. I was going to say relationship. I'm about to tell. Okay. Not at this point. Not at this point. Not at this point. Next person said, I really wouldn't date someone, let alone marry someone,

who didn't want to share my financial goals. Another person said, they need a He's On The Money podcast for this fellow who won't pick up a book. Just because it's pink doesn't mean he can't listen. That's all I'm saying, you know? Well, that's it. We have a lot of men in our community and I appreciate them, but they're allowed here because they're our people, you know?

Another person said, the person or the people in the coupling that are more financially in that mindset should be the one taking the lead. Sure. Sure. Lift each other up. If your own agrees. Yeah. Someone else said, I told my husband that he needs to know where our money goes so he

knows I'm not embezzling our family. That's hilarious. I feel like that would be me. Can we please sit down because I don't want you to think I'm stealing money from this household. Another person said, if he wants his spending budget, he can be involved in the budget. Yeah. She's withholding it.

She's like, if you're not involved in the budget, you get no budget. I don't hate that take. Men who have to advocate for themselves. What man is fear? Oh, my God. Imagine that. Just by what you're spending it on. Justifying it.

Imagine, imagine. Sorry. Another person said, we make the decisions together and then I just manage the whole thing because I'm controlling. Love you. And then someone else said, and this is going to be the last one that I share, said, my partner actually has ADHD. trying to get him to pay a bill when it comes to it is near impossible. So I just take the lead

and that's just how our relationship works well. Okay. I think that one's a good one as well because like there are reasons why people might not want to be super involved. Totally. That don't involve just being like oh I'm scared of money or I don't want to talk about our finances. They're like babe if you give me the responsibility that's terrible. Like I won't do it. We'll be in more of a financial pickle and then yeah you can work it out from there right. Every partnership is different it's just about finding what works for you and making sure that you don't feel bad about it there's nothing wrong with your dynamic except for the fact that you're feeling guilt yes exactly and we don't want to do that so hopefully this has helped a little bit solve that but as no

surprise to anybody the key to this is communication gorgeous crazy all right my friends that is all we have time for today as always thank you so much for being a part of our beautiful community whether you're listening on your walk or in your car or you're pretending to work we do really appreciate you. Have the best weekend. Look after yourselves and we will see you bright and early on Monday morning for a brand new Money Diary. Bye, guys. Bye. Bye. The advice shared on She's on the Money is general in nature and does not consider your individual circumstances. She's on the Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy

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