She's On The Money - IWD: The Super Gap & Inequalities in the Workplace

Episode Date: March 6, 2025

Happy International Women’s Day! Today, we’re celebrating by doing what we do best... helping you take charge of your financial future so you've got options queens! This week, we’re diving into the motherhood penalty... why so many women return from maternity leave to find their careers mysteriously “adjusted” (aka downgraded) and what you can do to protect yourself. We’re also unpacking super splitting... should you actually be doing it if you and your partner are planning to retire together? But it’s not all serious chats! We’ve got money wins to make you cheer, a broke tip to slash your restaurant bill in half, and a rogue IWD celebration from Bec that we’re still recovering from. Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.  Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

Hello, my name is Natasha Nabanunga-Bamblett. I'm a proud Yorta Yorta, Kernai, Wolperi and Awadjeri woman. And before we get started on She's on the Money podcast, I would like to acknowledge the traditional custodians of the land of which this podcast is recorded on Awadjeri country, acknowledging the elders, the ancestors and the next generation coming through. As this podcast is about connecting, empowering, knowledge sharing and the storytelling of you to make a difference for today and lasting impact for tomorrow. Let's get into it. She's on the money. She's on the money.

Hello and welcome to She's On The Money, the podcast that makes personal finance fun, especially on Fridays it is our favorite day of the week because we get our team together and celebrate obviously you the incredible she's on the money community and international women's day with miss jessica richie who oh yay for you no yay to jessica i said miss jessica richie and you're like yay i just really love like the money wins i share i just love the girlies i do too and I adore International Women's Day. And, Bec, you've obviously always got some broke tips for us. Yes.

This episode is my favourite to record of the week because it always goes nowhere that it was meant to. It's obviously not scripted. We just go, I know the roles here. I know what I have to bring. Jess, you have to bring the money wins. Bec, you have to bring the broke tips. Anything that happens in and thereabout, like not our responsibility.

Absolutely. We wipe our hands clean. Yeah, exactly. It's like when you straighten your hair, back of my head, not my responsibility. Completely. I don't care. I don't care what she's doing. But moving on from that, we also are going to be helping to answer a juicy money dilemma. This week, we're going to be talking about whether

you need to bother super splitting if you plan on retiring together anyway, and something we slid into our DMs about, experiencing the motherhood penalty at work. I feel like that one's a good one because I am starting to feel that, but you two are probably not going to relate, but you're like, oh, we know that it exists. Oh yeah. So I think it'll be an interesting conversation before we get there guys would you like a five-star review yeah absolutely so i'm gonna laugh a little bit this is from mia and mia gave us a five-star review which is really really nice but she gave it to us on google honestly i'm gonna take whatever i can get at this point mia says five stars not to sound dramatic but the she's on the money podcast has transformed the way

I think and act with money. I used to literally spend every last cent in my bank account for no good reason. Now I have an emergency fund, savings, investments, and I have dedicated bank accounts, meaning I don't have the stress of whether I can pay for things or not. I just know. I'm so fortunate to have found this podcast, especially when I was transitioning into full-time work from uni. It was the best time. The podcasts are super entertaining and engaging and so much fun to listen to on my commute to work and home i feel like i have friends in my car with me lol love you guys oh my god that is so nice mia thank you i'm so sweet stoked for her that is so good like the idea she didn't just like leave a podcast review while listening she literally sought us

out and googled us to try and leave a review she would have had to make sure she was logged in to do that like it's a whole thing it's so cute i love that it makes me feel so special that you guys really value what we do because obviously we put a lot of energy into it but like that doesn't mean that other people see that yeah we're impacted by it so it's just so nice now I want to know how are your weeks what's been going on it's international women's day yes have you made cupcakes have you decorated your house like I would fully expect that from you what do you purple's the color what's that put a uterus on the wall what's the the symbolic thing do you know and sorry if tmi but i like to paint and collect labia minora majora clitoral hood

so shaped things soap shaped oh sorry that you didn't give enough okay you did not give enough information you were like i like to collect labias i like a lamp i mean more power to you Okay, but like are we using the soaps? Yeah, absolutely. And they're quite ergonomic. But I do want to say also I know that not everyone who identifies as a woman or who's celebrating International Women's Day have that anatomy.

But those things, I just think they're just quite beautiful when you look at it with an artistic lens. It's quite a beautiful thing to look at. So that's my two cents on International Women's Day. Yeah, haven't decorated, but I've been loving collect soap. Who would have known that that's what was going to come up? Yeah, I wouldn't have picked that for you, but I love it. But then now, are you surprised?

No, it makes perfect sense. Absolutely not. We get it. I respect it. That's cool, Bec. Thank you. I like that you think it's ergonomic. And it's round-ish.

Yes. I can't say too much more. Oh, yay. All right. No worries. I love that for you. I also really love that you've called out that not absolutely everybody who's going to be celebrating International Women's Day is going to identify in a particular way. And I kind

of love that. Absolutely. It's actually about just trying to celebrate the contributions that women have, focus on how we can make that better and like just really push forward. And I just think that that's a really beautiful way of doing it. So thank you for adding that. For us, what are you doing in the office? What are you up to, Bec, apart from collecting labia shaped soaps? Well, my week's been actually really, really fun. So you know how I have like a new hobby every single week well this one is I've just gone to yes and labia soap and also stick and pokes and so to um celebrate did you get a new one I have what's a stick and poke absolutely ravished my legs is that the right word oh I did notice that there were a few new things that I hadn't

seen before you can tell I can tell you've done it and I saw you on Instagram I'm like girlfriend are you giving your friend a tattoo at home like is that what was happening we could not be more different I know well that's it and also where you can see like there's shaved bits of my leg and that's where my new tattoos are and they're I'm adding every single person that I love on my leg and no you're not that is so sweet 10 names right now and I'm gonna add you guys no you're not absolutely when I get home can you imagine like don't get me wrong I think that we like we're all on the same page right hey would you guys like to come over for a craft afternoon at my house both of you'd be like heck yeah Bex bringing her tattoo gun you're bringing your

glue gun. When they say there are two kinds of people in this world, that's all I want to talk about. Oh, absolutely. And we come together so well, don't we? You just don't come near me with that tattoo gun. They look great though. You did a good job. Thank you so much. I was going to come for you two next, but I see you probably don't want a stick and poke tattoo. It's also very painful and very slow process. I was about to say that's probably not my journey, but I'm not going a lie. I would love to watch you do one. Ticket pokey is my favorite, like one of my favorite styles artistically. Like I don't have tattoos. I don't think I would get a tattoo, but I love how they look. They're so unique. Yes, I totally agree. Thank you, Jessica Ricci. I didn't even

know that was a thing until right now. So I'm not even going to pretend to have any level of education on that, but thank you for involving me in the conversation. What about you guys? How's your weeks been? Oh, live, love, laugh. Like I've just been working my life away. Of course. You're a powerful woman and I appreciate you on this day of days. I really adore that you see it that way because I've cried a lot this week. You're allowed. In the nicest possible way, just like work is overwhelming. There's just so much going on. And I think it would be a miss of me not to mention that and be like, oh yeah, like it's always good. It's always good. Like it's just sometimes being a woman in business is bloody hard. And you know what? That's okay. Still grateful to be here. Still

so excited about all of it like guys I still don't know what I'm doing most of the time I've just been making it up I am just a baby but it turns out when you're the boss no one's going to come in and be like oh we can fix it like this honey I'm going to come up with my own solutions what do you mean where's my boss yeah that's hard yeah no supervision sometimes I do call Jess I'm like help me and she's like I can't we're just we're all just doing our best that's okay we're all just making it up and that is so fun but it's been good and it's probably been the perfect week for it because you know being international women's day I think sometimes we're always like yay like let's celebrate and have some cupcakes but like let's also celebrate that I kept a one

year old alive still maintained a house and ran two businesses and not into the ground like amazing we love that's incredible yeah slay women and all the things they're doing are just incredible I love women no matter what it looks like i think that they genuinely women make the world go around i don't care what anybody says that's the truth yeah no it absolutely is all right let's get further into the episode miss just a great cheat from the women in our community what money wins and confessions you're bringing to the table all righty firstly this week i've got a win from talia who said she was lucky enough to receive two scholarships for her course who which equates to just over $60,000.

What? Wow. Crazy. She must be doing incredible things. Congratulations to Leah. Next, an equally exciting win from Ebony, who said she remembered to ship back the clothes she bought online within the refund period.

Oh, great. You love to see it. There's nothing worse than going to return something and realising you missed it by a day or two. So thrilled with that. Next, I've got a money win from Rachel, who has taken a leaf out of your book, Bec. She said, the door handle on my car snapped off

and I was quoted just over $500 to replace it. Heck no. Instead, I bought the replacement part brand new off eBay for $26.50, including the shipping, and I installed it myself after watching YouTube videos showing me how. It was a super easy fix and I saved myself so much money. Yes. An icon.

Yeah, there you go. Oh my God, I'm so happy about that one. My boyfriend's door handle is actually broken off on the inside of his car. Maybe I should see if I can fix it. Absolutely. And be like, well, girl power. Next, I've got a money win from Taylor, who said she ordered some wine glasses for her sister-in-law's hen's party she got them online

click and collect they were four dollars for a pack of four so not only did she get 16 glasses for 16 dollars but then she went in store to pick them up and she saw they were still full price for 10 bucks a pack what money we don't know how that works but she said i'm glad you click and collect purchase in store i'm glad you had a glass money win on the weekend we celebrated my son's first birthday and he ordered all of this like cups and plates and bowls and stuff and it came on monday instead of on the Saturday or Friday and I'd paid for express. So I was like, cool, now I have all this party stuff I'm never going to use.

Did you return it? No, I actually put it in the cupboard because like I know that I'll use it in the future. It's like just plain coloured. But that's like the worst when that happens when you're waiting. I had to go to Coles and purchase like all this other stuff. Anyway, not the worst but that was a money loss for me. Definitely.

Next I've got a money win from Christy who said she discovered that her private health insurance has coverage for swimming lessons for her kids. Oh, great. Would never have thought about that. But I was like, I have to read that out. So everyone who's got kids and health insurance, give it a look. Obsessed.

Christy said she's with HCF, if that's helpful to anybody. Great. And then lastly this week, I've got a money win from Anna, who said, money win, I educated myself on how to do a proper tax return, understanding what I can deduct and things like that, and I managed to reduce my taxable income enough to be eligible for government paid parental leave. Excuse me.

that is iconic queen behavior i love that how cool is that yeah really good well done everybody well done everyone that is so good beck some tips how are you gonna follow jess this way actually it's gonna be quite hard after that that's okay we'll pretend that didn't happen what have you got okay so first one comes from holly who says uh this actually came at a very timely time how do you say that i was making ramen and then holly messaged me same night night of and said when you're cooking and need stock buy stock cubes they're so much better value for money you can buy one liter of pre-made stock for around a dollar 80 at aldi there's a pack of 21 of the stock cubes for the same price which makes 21 cups of stock

5.25 liters hey that's a good deal she's done the math less quickly too i imagine yes because like a stocking a thing would probably expire totally i mean i'm sure the cubes do too that yeah but once you open yeah look I'm not gonna lie I'm not like a liquid stock girly I just can't justify it I have a tin of the mesel powder yeah in my pantry and that's what we're using I don't care if it says bone broth that means stock yeah I said stock um at this point I do because I watched a lot of tiktoks on it and yes there are multiple health benefits but when I realized that purchasing bone broth is like $14 I was like I don't even want those benefits that's all good thanks though yeah thanks to see ya and I don't have like people will message me just need

to disclaimer and be like you can make your own it's so cheap and like it totally is because you get old soup bones to make bone broth I don't have the time nor the energy or the commitment no maybe one day maybe one day I'll do it yeah I feel like I'll be that person one day I feel like we'll all be that person one day yeah sourdough at home oh that would be amazing also just really quickly I want to say that last uh I don't actually remember when I said this but I know that I, one of my broke tips was that I keep my car in fifth gear where possible. But someone that you know, that was terrible. Kindly let me know. I believe Jazz is their name. Very kindly let me know that it is actually quite bad for the car and actually may also use more petrol.

So don't do that, please. I actually would like to take that back. And I'm so sorry to anyone who listened to that has been doing that. Stop doing that. Stop doing that right now. Right now I would uh maybe kindly ask you to don't do that um all right what else have you got next one comes from phoebe who says uh she found a little savings hack that she accidentally discovered usually she buys the refill dettol foaming hand soap usually one liter bottle is about four refills for the foaming soap stay with me here's a few numbers i accidentally purchased the regular non-foaming which is too viscous for the foaming dispenser however if you water it down to the ratio of one to five which i believe is one part soap five parts water it works perfectly fine so instead

of paying roughly $2.60 for 250 mil it's 60 cents oh she's smart she's worked it out yes she's gamed the system she also said it's often half price there's a lot of soap conversation going on a lot of soap conversation basically when it's half price it's 30 cents for that's only really like foamy soap but it's so much more expensive than normal so like we are all just refilling our Aesop bottles at home right like with palm olive if I had an Aesop bottle I absolutely I know one time I got it as a present people like I appreciated it so much someone for our engagement party gave me the Aesop hand cream and the soap together and I remember my husband so like he didn't get it he's not a girl's girl he was like someone bought us soap for our birth

like for our engagement and I was like Steve that's literally one of the things I'm most excited about that and for our wedding one of my favorite presents guys I got a giant diptych candle gorgeous like no it's just these big candle in a ceramic pot you can get them at Mecca they are so expensive I would never purchase it but it's now my prized possession and maybe like a year ago I had an argument with my husband because he tried to light it. No, no, no. Oh, you don't light those.

Oh, no. That looks functional, sir. Touch it. Don't even ask what happens. Imagine if he'd actually lit it. It would have been hands thrown. Absolutely not. Absolutely not.

Anyway, thank you for coming to my TED Talk about that. But, yeah, I am definitely refilling my pump dispenser with Palmolive. It's just live, love, laugh. I'm sorry. No, I love that. This next one comes from myself, obviously. Oh, good. And I found, I happened upon this thing called First Table.

Have we spoken about that? Oh, yes. We've talked about First Table before, but this is a very good broke tip. Did I? No, no, no. Oh, okay. Jess and I have spoken about it years ago, so it is time to bring it back. That is crazy.

I thought it was a new thing because I was like. what's first table oh sorry okay so i believe you can either use an app or you can go on your on just like any standard website um and just type in first table and you'll have a look and there's like restaurants on there thinking it was new i was like there's not gonna be anything on here but i was like i'll go to brunswick and see what's up there's so many restaurants that are offering uh first and last table bookings do the last one you can also do last one only for some i think that must be new yeah i think it's a new thing so it's like you know your 4 p.m's 5 p.m's of the world and your 8pm's of the world. Those two slots are 50% off. So good. That's such a good

deal. You can have a date on a budget at a restaurant that maybe was out of budget. Yes. And also eat dinner at 5pm, home by like 7.30. I agree. Normalize it. In bed by 8 with my book. I agree. It's actually a dream. And like, that's not even mumming me. That's literally me being like, say less, Jessica. Are you saying that we're home by 7.30? I'm in bed, like tucked up with my TikToks at 8.30. Oh, I know. I never understood the eating dinner late thing. I just want to get everyone done with basically. But yes, you can do that. And so your dinner will be 50% off. So just jump on, have a look. Adore. Yeah. I love that. It's such a good idea. I feel like we eat dinner really late in my house. And the reason is just because we're working. Yeah, that's fair.

Like I get home at like 6pm. My husband doesn't get home till after that. I've got a ratty baby who's, you know, needing bed, bath, book, like all of that. And you just go, we aren't eating till 8.30. I need to get better at it. But yeah, maybe if we had last table, everything would be solved. Exactly. All right, guys, let's go to a really quick break because on the flip side,

I want to dive into whether you should be super splitting if you're planning on retiring together anyway. Like, why would you bother? And something that you slid into our DMs about this week, we are talking about experiencing the motherhood penalty at work, so don't go anywhere. Welcome back, everybody. Let's take a listen to this week's Money Dilemma. Hi there. Have you got a money dilemma you just can't solve? The She's on the Money team is here to help. Every week, we tackle your dilemmas, both big and small, to answer your most burning

money, career and life questions. To get involved, simply head to our website and leave us a short voice recording and you might just find yourself on the show. Now let's take a listen to this week's Money Dilemma. Hey, she's on the money. I just wanted to start by saying I've learned so much from the podcast. So thank you very much. Now I'm at the age where a lot of my female friends are taking career breaks to have kids. So I try and bring up what I've learned from the podcast about super splitting. But the main thing I'm hearing from people is, oh, we're retiring together. So it really doesn't matter. I'd love to hear what you think about this way of thinking, because it seems to be like really, really common. And how do I get people to see that

it actually does matter? Thanks so much. I feel like that was a good one. That's a good one. Let's just throw you guys straight in the ring. Beck, Jess, what do you reckon? I just think you never know what's going to happen. I understand that That's the goal when you enter into an ideally lifelong partnership is that you will be together for the rest of your life. But anything could happen and you could maybe you'll, you know, touch wood either fall out of love but nothing actually bad happens. You're just like you both kind of go your separate ways

or someone does something bad or whatever. Like there's so many things that could go wrong if you just hope and kind of rely on the, I guess, the fact that you might retire together. and so I think that like life is long you guys the person who's speaking kind of sounds quite young so I'm like you you and your friends probably have like 40 years left of working before you retire together and in that time anything can happen yeah you might get to a point it's basically just like if you get to a point where you are ready to retire and you're actually single for whatever reason, touch wood, and you have nothing in your super or significantly

less than what you could have had if you had split your super or whatever. I just, I just think it's quite risky. It's too risky to not be doing that. And yeah, I mean, as a pessimist by nature, actually, I don't know if I am. 50% of marriages end in divorce, Bec. yes and the other 50 percent ended death yes and then and then the other alternative is that you are financially dependent on this person you're like no I have to retire with this person because I unfortunately don't have enough in my super and so you're just for the remainder of your working years or the remainder of your you know from retirement and beyond miserable so you're either miserable or you're still together and happy or you're single and I just think there's

there there are a few different options few different ways because this could play out it's just way too risky yeah to be relying on that totally jess i was just gonna say yeah same page i was just gonna quickly define maybe for anyone who didn't know super splitting is just the concept that if one partner stops working for a period of time or for the remainder of you know their working days rather than continuing to contribute to super which is something that we've kind of suggested historically uh they rely on the fact that you know their partner will have access to their super at 60 is it 65 still yeah 65 65 and then they'll both live off of their partner's super which is problematic exactly as you were saying beck because you know you are not

guaranteed anything over the course of however many years i think it probably just puts women disproportionately on the back foot particularly because women primarily statistically are the primary caregiver it impacts i would argue more women than men and i just don't like that it makes you're reliant on somebody else I have a friend whose grandparents got divorced at the age of like maybe 70 I don't actually know the specific date but they were old they got divorced and then they're dating other people now and oh my goodness and you love to I love to see it for the I want you to be happy yes the dating tea is piping hot but oh I need to be added to this group chat immediately yeah you know I said 70 years old it's really not it's still you got

you know i mean 25 of your life hopefully left after that i just don't like the idea of anyone having to stay in a situation because they're relying on somebody else regardless of if it's super or something different it gives me a little bit of heebie-jeebies makes me nervous totally i am in agreeance with that i think that all of those points we've made on the podcast before but also is really important to bring up today but then what i'm going to focus on is why should you do it even if you're retiring together? So let's pretend like you have lived, loved, laughed and you are genuinely retiring together. There are benefits to doing so. So there are, you know, tax benefits. So there are superannuation contribution caps. This is relatively

unrelatable because the contribution cap for 23, 24 is actually $1.9 million. And we know that not that many people actually have that amount in super, but hypothetically as a benefit, if you were getting close to that cap, you could transfer some of your super to your partner's account so that you could continue to contribute to super, which is very attractive. If you're dating an older person, what if they're older than you? You can transfer your super to them to be able to access it early. If you're planning on retiring early, that is often a strategy that is used because you were saying before, Jess, like you can't access your superannuation until you are 65. And that's what's called a preservation age. And that's the age at which you can access your

super without any additional tax like implications. So, you know, if you do it before, you can still access it. Like you could retire early at 60. You're just paying a bit of tax to access that earlier. And that's not very sexy. So by using your partner's superannuation account and their preservation age, you could potentially access it earlier. And it might be useful if you guys want to retire a bit earlier but you're a bit too young nice for some obviously Centrelink benefits so if you're eligible for the age pension like super held by a partner under the age pension age is actually not counted as an asset because you can't access it so like if you are both 65 they are going to take into consideration both of your supers but if your partner is 60 she can't access it or he

can't access it so if you wanted to make a Centrelink strategy you could do so by working with a financial advisor to make sure that you're getting the full benefit of the aged pension obviously by shifting your super to the younger partner you might increase eligibility payments for the like for pension but I think it's important to realize that like obviously if you're flush with cash doesn't matter how much you move like you're not going to get the age pension for free like we're talking about making the most of a situation because you're operating as a partner and essentially you're using two accounts but as a couple you have x and then maximizing contributions so obviously by splitting contributions you might actually increase

how many non-concessional contributions you can make which is again sexy but I won't keep going on because those are mainly tax questions so if you're planning on doing that talk to an accountant or talk to your financial advisor because those are things that are probably a little bit more complex like these are just coming from financial or ex-financial advisor Victoria that's like oh yeah like I get the question and like your response Beck was perfect and so was yours Jess but like from a pragmatic point of view why would you do it there are actually some tax benefits pension benefits talking about Centrelink not as sexy but really important to understand yes yes and just I'm so sorry one last thing if you are going to tell your friends maybe to ask their

partners, this is really, really good to know. It might be telling of their actual, like how they may become to, I don't know, but this could be a red flag. So tell your friends, just ask their partners. And if their partner's like, no way would I do that, might be symptomatic of something bigger. Why are they not open to that? Have they not come into this agreement to have a child together? Do they just not think that women having, being financially independent is important? it's it opens up a whole nother conversation so tell them to just ask them anyway and see what their response is about splitting it or about making contributions yeah splitting sorry i should say always a good conversation it's a good conversation to have and it might be it might

show sides that you didn't know were there no love all right do you want to get into the dm we got this week guys are you ready okay hi she's on the money what do you think about this after my first baby, work was fine. I came back, picked up where I left off, and it was all good. But now, after baby number two, it's a different story. I was leading big projects in line for a promotion and on track. But since I got back, it's like I don't exist. My role's been, in quotation marks, adjusted, aka all the boring admin no one wants to do. And my boss actually said they didn't want to overwhelm me now that I have two kids. What? Meanwhile, my male colleagues, some who also just had babies are getting more responsibility while I'm over here proving I can still do my whole job.

Nothing about my skills have changed, but suddenly I'm being treated like I should have been grateful just to be here. I have gone back because we need the money. So I don't know what we should be doing. How do I deal with this? Or I'd be off it, especially if my male colleagues had a baby. It's like when people are like, oh, Jess, where's your baby? And it's like, why are you asking? None of your business. Sorry. Hey, V, where's your baby? No parent should be penalised for having a child.

It's ridiculous. I would argue that this sounds like it probably goes against a lot of fair work clauses. I would be calling fair work and being like, hello, m'lady, I would just like a little bit of advice. That would be my suggestion. I think we've had a few people over time DM us various things about, you know, being a parent, returning to the workforce,

and I always say talk to fair work because there are regulations in place to protect you yeah particularly from taking time off to have a child that's why parental pay exists whether it's through a company whether it's through the government i would also review your contract look at any information that might be particular to your role if you had company-based parental leave that you used because that might differ slightly from legislation doesn't overrule legislation necessarily but it's good to know 100 and then yeah jump on the fair work website there's heaps of information available on there give them a call their team is super helpful you know they want to make sure that you're protected and looked after but you should not

be being penalized it makes me really angry to hear that that's the case because taking time off to have a child taking time off for anything really it doesn't impact your ability to do good work if anything it's given you new skills a new outlook a new perspective and I think to be penalized for that is just absolutely abhorrent I it makes me very like I'm getting angry can you tell it's actually it's actually so cooked right like it makes me really mad because I think since becoming a mom and I've only been here a year thanks for having me guys I have found that I'm doing so much more in less time because I have this sense of urgency to return home more on time than ever I want to be present for my son I want to be around I want to do all of the family

things where I'm very much like okay cool I don't have time to mess around anymore I'm going to spend this whole morning doing a b c d and e and I'm going to make it happen whereas before I might have been like oh yeah Jess do you want to go get a coffee and like in between like I was and I'm the boss of my business I was such an unproductive employee before like now I'm like oh hold on why wasn't I operating like this before so I feel like that makes a lot of sense for me but then also there's research to back that that working mums are putting in more time more energy more effort and are definitely you know running rings around people who maybe aren't parents and we're being undervalued I would be marching into my boss's office and being like hey like I just

wanted to flag this I'm really feeling like because like we always lead with how we're feeling about a situation like this I feel as though I'm not getting the responsibility back but like Jerry over there he just had a baby literally same situation he's actually got three kids and he has so I'm just wondering like what about it can I have some feedback because I think that that might be a very stark reminder to them that maybe they are treating you differently and I'm not going to say this is acceptable for any second of time but the reality is sometimes this is subconscious and people are like oh we don't want to put that load on Beck and then when Beck's like hey why wouldn't you do that for Jerry they're like oh god look what we're doing like we're

doing exactly what we said we wouldn't yeah so yeah go to fair work if you feel like that's the support you need but I would honestly be calling it out in your workplace first in a really kind and gentle way like we don't need to be aggressive like hey I was just wondering like when can I take on the full capability of my old role because I honestly I'm really bored with this that's not an issue which is yeah where I'm at yeah I completely agree I was gonna say uh the same thing basically I would maybe and you know what I just want I do want to say like it does suck that there are people that come into the same situation as someone else and you know their situations look very similar, but one person for absolutely no reason must fight or work harder

to be acknowledged or recognized. That does suck. And so, but what I want you to do is just like, really do find out, like ask around and talk to these men who've come back from whatever, you know, parental leave or whatever, or from having a child and make sure that this is actually not, not that it's not happening, but make sure there's a way where you can like come to the table and be like this person just had a baby they are now being promoted or this person you know you have your facts ready but yes I would definitely talk about it first uh because as you say V like it's it's sometimes completely unconscious you just have no idea and it's awful that it's happening but that might be the experience and like just being like oh you

wouldn't have done this for Jerry would you is gonna like hopefully snap them out of it and then they go oh yeah no Jess you're so right we're so like you know we that must have been overlooked and they might not ever admit it. I'm like, I kind of don't care if they don't admit it as long as they change their behavior for the better. Yeah, totally. So do you want to know what the community had to say? Definitely.

Yeah, yeah, yeah. Right, so we asked, what would you do if you were in this position? 64% of you said you'd call it out and demand your old role back. 6% of you said work hard to prove yourself again. 28% said start job hunting. We asked, have you or someone you know experienced the motherhood penalty at work? 47% of you said, I've seen it happen. 20% of you said it happened to me and 34% of you said no my workplace is actually pretty supportive

which is amazing and then we said what are your two cents we said share your opinions one person said I'm three weeks back from maternity leave in an executive position and I feel so much pressure to prove myself another person said legally she's entitled to return to a job with a similar level of responsibilities which is true but that doesn't mean that you get it because they might be misogynistic um another person said mine said the same to me and i vengeance leveled up better to get out if you're not valued vengeance leveled up is iconic i like that i'm a vengeance level out of here bye someone else said i don't have kids and feel at my age i get penalized for this expected to work extra hours overtime etc

Sarah? That's a fair call. Women? You can't win. You just can't win. Someone else said, I've had the opposite. Returning to work, we have a lack of flexibility with responsibilities, which is an interesting take as well. So I feel like that's all we've got time for today. So we might wrap it up there, but good chat. Happy International Women's Day, guys. So grateful to be part of this community and get to hang out with you guys all day and with my two co-hosts jess and beck what a pleasure i love it we'll see you next week guys bye guys the advice shared on she's on the money is general in nature and does not consider your individual circumstances she's on the money exists purely for educational purposes and

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