She's On The Money - Salary Negotiation Gone Wrong + Are You Investing in the Same ETF Twice?

Episode Date: April 16, 2026

This week’s Friday Drinks starts off fun… and ends in absolute chaos. Because what do you do when you get headhunted and try to negotiate your salary, only for it to completely backfire? Job offer gone. Pay rise denied. And now you’re stuck wondering if being honest at work just worked against you. We definitely had some opinions.As always, we also unpack a DM from someone in our community who found themselves in exactly that situation, and it opens up a bigger conversation about loyalty, transparency, and knowing your worth. Because in theory, you did everything ‘right’ but the outcome says otherwise.Before we spiral (in a productive way), we also get into a Money Dilemma that feels very relatable if you’ve ever dipped your toe into investing. What happens when you realise you might be doubling up on ETFs? Same underlying investments, different funds, and suddenly you’re questioning everything. We break down what’s actually going on there, what “hedged” really means, and whether this is something you need to fix or just part of the learning curve.There’s also the usual Friday Drinks chaos. Jess shares Money Wins that prove the small things really do add up, Bec’s got Broke Tips that are equal parts clever and questionable, and a conversation about what we’d all do if money genuinely didn’t matter, which tells you more about us than it probably should.If you’ve ever second-guessed a money decision, questioned your job, or wondered if you played something wrong, this one’s going to feel all too familiar. NEW HERE?: Take our Money Personality Quiz and we will send you free resources based on how YOU actually manage money here.  Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 400K+ She's on the Money community in our Facebook Group and on Instagram.  Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289See omnystudio.com/listener for privacy information.

My name is Natasha Bamblett, I'm a proud First Nations woman, and I'm here to acknowledge country. Tii, gulinyan ganya, nianakaka yao yinbina waka, nianakai nianbina yakarumja, duminyagumiga dumiga ithawaka nirawamundamun imalan, mumubangada bomi ininyalan waka, gaunan yakarumja, wutunarana. Hello beautiful friends. We gather on the lands of the Aboriginal people. we thank acknowledge and respect the aboriginal people's land that we're gathering on today take pleasure in all the land and respect all that you see she's on the money podcast acknowledges culture country community and connections bringing you the tools

knowledge and resources for you to thrive she's on the money she's on the money hello and welcome to she's on the money the podcast that makes personal finance fun especially on fridays friday is our maybe my favorite day of the week because it's when we get our team together and celebrate you our incredible she's on the money community today Ms. Jasgrid. She's going to be sharing some of our favorite community money wins. Ms. Bex Syed will be sharing her favorite broke tips from the week. And then we'll be helping to answer a money dilemma that asks the question, am I doubling up on assets inside my ETFs? Like, do I have too many? And DM that you slid into our inboxes about,

what do you do when a competitor headhunts you? But before we do, as always, I like to set the tone of the episode with a five-star review. Yay. Would you like to hear? Yes, please. Absolutely. Okay. I got this one as a DM and I thought that this was worthy of putting in the five-star review section. So, just to be very clear, someone DM'd me this. Hey V, I wanted to give you a five-star review. Thank you, Queen. Thank you. Could you put it on Spotify? I have never been a finance podcast person, but this one has completely converted me. It somehow manages to make money feel less overwhelming and actually enjoyable i've laughed i've learned and i've also had several oh my god i think i needed to hear that moments while walking my dog

it's like getting advice from really smart friends who don't make you feel silly for not knowing things you guys are genuinely one of the only podcasts i recommend to everyone in my life oh that's so nice isn't that cute that's so lovely thank you thanks for taking us on your dog walks I know, that's gorgeous. I did reply to her and I was like, hey, Queen, thank you so much. You haven't paid your pet tax. Yes. You said that you walked your dogs.

Could you send pics? So I'll show you guys those later. Thank you. You're really getting our steps in. Yes. Yeah, but I'm also like, sorry, do you not understand the rules of this community? If you want to talk about your dog in front of us, you have to show us. Yeah, agreed.

It's only fair. They're the rules. That's really sweet, though. Thank you so much. That's so kind. All right. We also have question of the week. So it's time for the part of Friday Drinks where you get to ask us one of the questions you are dying to know the answer to.

This one comes from Gemma, and I feel like it's a pretty good one. The question is, my friends, what is the most financially irresponsible thing that you would do if it couldn't ruin your financial life? That's such a good question. I feel like Jess has probably got a good response for this because she's like the most financially responsible person. So she'd never do it. Yeah. But I'm kind of scared of what Beck would do if it couldn't ruin her life. I know, I'm like, where do I start?

Bec's like, I already did it. It was fine, guys. I would buy a house in Disney Springs, which is. Can I come? Yeah, absolutely. Disney Springs is in Disney, I think it's Disneyland in Orlando. There's like a community, like a gated community, like a residential area, like a suburb called Disney Springs. All the houses are built to look like they're a part of Disneyland in some way.

Like, they're often themed to a certain story. They're so tacky. And I love it. They're cool. No, but, like, just imagine, like, American McMansions. Yeah. But Disney-fied. Yeah.

Oh, that's very. Like, it has your own direct bus line to get straight to Disneyland. And so I wouldn't live there all the time, but it would be a holiday house, obviously, because I'm super rich and it's not going to ruin me financially. Oh, my God. And then I could just live off Disneyland food. And then Disney decorated. Yeah. That is so fun.

So fun. Like, think, like, Disney castle vibes. Yeah. Turrets. People have turrets. And they have, like, themed. For those of you who haven't seen them, they have, like, themed houses. So it's not, like, just Disney themed.

Yeah. It might be the Little Mermaid themed house. And you have, like, a water park in your front garden. Yeah. That is so fun. I know. Oh, my God. It's just so silly and irresponsible.

But, like, if it's not going to ruin me, sign me up. Why not? And then everyone can come stay at Disneyland with me. Oh, my God. That would ruin us financially. I fear it would. It would. We went to Disneyland.

This is probably like where we would buy it in Florida, right? I think it's only at the Florida one. Is it? I think so. Oh, I wouldn't know. I'm not Disney enough, but like apparently we're buying in Florida. We spent so much money on food there, Bec. It was astronomical.

Well, Jess and I went together and I was like, well, Jessica Ricci. when in Rome like we can't not like how many opportunities are we going to have to have the Disney candy apple how many opportunities are we going to have to try the Mickey ears like what was it Rice Krispie Treat if it was shaped like a Mickey we were buying it yeah the best day of my life we didn't eat a meal at Disney oh we did that night I don't even know how we fit that in but like during the day Jess we didn't stop for breakfast we didn't stop for lunch, we just snacked the whole day. Grazed.

On sweet treats. Oh, you've got to. That is on my bucket list. We tried Dole Whip. Oh, I loved the Dole Whip. It's like pineapple-flavoured soft serve. Yeah. Is it like a marshmallow whip sort of situation?

Actually, it's like ice cream. No, it's like ice cream, but it's made of pineapples. Now, see, fruit and dessert. You lost it. Maybe that's a question for next week. I never want to go to Disneyland. Like, what's a hill you'll die on that should never go together? Yeah.

If you ask me, it's chocolate and dried fruit. I don't mind. That has grown on me. That's grown on me, I've got to say. Wait, so you'll have chocolate and dried fruit, but you won't have fruit-flavoured ice cream? No, because I think you're an enigma wrapped in a mystery. I'm like, if you must, then a dried fruit.

Otherwise, it leads them to be their own thing. Okay, that's fair. A sweet treat should not also be healthy. So you're not ruining yourself financially over chocolate-covered almonds? What are you going to ruin yourself financially over that's not actually going to ruin your life? I'm like, where do I start? There are so many things I want to do and it is so like, it really is hard every day. I'm exercising this like self-control thing all the time.

But I would definitely be like, I would never, ever, ever prepare anything at home ever again. Every single thing would be ordered, delivered straight to my mouth. You need a butler. I would have a butler, absolutely. Literally, they would cook for me. Because you're not ordering it yourself, right? You just turn up. It would just turn up.

I would think about it. It would turn up. I like to play games on my phone. And then I would be one of those people that buy the things to get far further. I always want to. And I'm like, that's insane. I'm amazed you've never done it. I have.

Okay. But it's not a common occurrence. But it would be if it wouldn't financially ruin me. Understood. Sorry, I am embarrassed. And you, VD? I am hiring a private jet to go on all of my holidays in the future like gone are the me hacking business class flights with my points days like that's gonna look like poverty compared to my

private jet and I'm taking my dog on every holiday that I go on moving forward okay that's why I've got the private jet yeah like nobody needs a private jet but I could take my dog and my cats to Bali I don't know if I want to do that but like I want to have the option absolutely the she's on the money jet imagine pink flying through the sky yeah it's very financially responsible and environmentally and great for the environment it's very Taylor Swift that's true did you see Ed Sheeran the other day caught a train from Sydney to Melbourne because it was the most like economically yeah I was like pop off king I think because he said his wife works in um sustainability yeah yeah and we love that like that's like supporting your partner

that's not even like a little like oh i just caught the train instead of driving and i saved 10 minutes like you can catch a plane from melbourne to sydney and it takes like an hour fantastic but if you catch the train from sydney to melbourne it's like eight hours and an overnight trip like it's not like a quick little jet train that you might find in japan like it was just a trying like there's nothing good about it and it's not that comfortable either yes that's true but that's very economical of him yes he cares about the environment so we care about him that's true i really like that problematic yeah i love him all right well let's move further into the show i feel like we answered our question of what was the most financially unhinged thing you

would do let's move into something more financially responsible and that would be our community money wins. Miss Jessica Ricci, what have you got for us this week? All righty, this week, firstly, I've got one from Amy who said, money win. I put some extra cash into my savings because I had it. Responsible queen, speaking of which. Next, I've got a money win from Tara who said, I had an interesting money win recently. I have started seeing somebody new and before we had even decided whether we want to actually officially be together, we have discussed how we would manage money. Green flags all around. Stop it, love. Next, I've got a money win from Kiza who said money win. I did a 7-Elevens price lock in and got fuel locked in. It's gone up

20 cents since I did it, which is a huge money win when you go thousands of kilometers each week for work. Amazing. Thousands of kilometers. You must be a driver, I'm guessing. Yeah. Next, I've got a money win from Lara who said she had 15,000 Medibank points, which she then converted into $150 iconic voucher, which she used to buy a new t-shirt, a pair of shoes and a purse that she's been eyeing off. Wow. Gorgeous. Then I've got one from Tanya who said she started paying herself super. I'm a sole trader and I haven't done it in years. Oh, I love that one the most. Really good one. That's putting future you first. Good job, Tanya. And then lastly this week, I've got a moneyman from Shannon who said, I hope Victoria will appreciate this one. Probably will. I

purchased an Il Tutto nursing chair. Baby bunting had a sale for $150 off. I used $200 in vouchers from flybys and $250 I had from Shopback, which meant I only had to pay $300 out of pocket. I love that. Which is just incredible. So much. Incredible. So much. Stacked on, stacked on, stacked.

Well done, Shannon. Yeah. I do love that. How good. All right, Miss Bex Syed, what are your break tips of the week? So I have two from the community as per and one for myself. This first one comes from Danica, who sent me the suggestion. It's an Instagram video, but it's also an app.

the Instagram video is really irrelevant. It was just showing me the app. So maybe I don't need to mention that, but it's called Dollar Flights Club. So you sign up, apparently it's $1 right now to sign up and then you get cheap flights. So I don't know how it works or how they make their money, but Dollar Flights Club app or website is where you might find really cheap flights. So if you have the capacity to sign up, I think it sounds like it's only $1 right now, but maybe look into that. Maybe don't sign up for so much if you're not going to use it. But if it is really only $1, then go for it. And then you get, yeah, really cheap flights.

Sometimes even, from what I saw, up to 50% off. Love. Crazy. Love. This next one comes from Mariam. Showed me this video of basically a picture of lettuce. You cut the bottom of the lettuce off. You get paper towel.

You put alcohol on the paper towel. Where is this going? You put that on the bottom of the lettuce. You put that lettuce in a plastic bag. And then you seal it with like the top of a water bottle. and you close the cap, if that makes sense, and that will make your lettuce or your vegetable last at least 60 days. 60 days?

Apparently. We need to test this. I thought you were going to say, and that will make you a clickbait video that has no real substance. I see, I see. I know I thought, well, it took a while to get there, but then I was like, this is kind of genius. It's very specific.

It's very specific. Can we try it? Yeah, absolutely. I think we need to test this out. I can give you the link to the video if you would like it somewhere, but you don't have to use alcohol if you have only cold water on you or whatever. That's so fine. But alcohol, I think, is best.

I think maybe that's the main. My lettuce is getting drunk in the fridge. It's absorbing the vodka. Yeah. And that's the easiest way to get drunk. Then proceed to feed it to my toddler. That's a good idea. And then this one is for myself.

This is for if you live in Melbourne. I'm sure there are other alternatives around Australia. But Frenchie is a restaurant that opened up recently. Everything is $14. Oh, I've seen this on TikTok. Yes. And it's like steak entrecote, comfy duck leg. Like actual good food that you and I would fondue.

Caviar bumps. Oh, that's not for me. That's fair. Oh, that's not for me. No, but it's only going to be $14. $14. And you win. I know.

Isn't that incredible? How is it so cheap? Is it always that cheap? Apparently. Or is it like an opening thing? I think it's always $14. That's so interesting. Wow.

Yeah, I need to check it out. I do love French food. Yeah. I love it. I love that. Good whip around this week, guys. Thank you. All right, let's go to a really quick break.

On the flip side, we're going to be discussing the money dilemma, which is are you doubling up on your ETFs? And we're also going to be having a chat about what do you do when your competitor at your job comes to try and headhunt you? Do we need to take into consideration ethics? I don't know. don't go anywhere, guys. Welcome back, everybody. Let's take a listen to this week's Money Dilemma. Hi there. Have you got a money dilemma you just can't solve? The She's on the Money team is here

to help. Every week, we tackle your dilemmas, both big and small, to answer your most burning money, career and life questions. To get involved, simply head to our website and leave us a short voice recording and you might just find yourself on the show. Now, let's take a listen to this week's Money Dilemma. Hi, Victoria and team. I'm currently investing on the Superhero app and I've chosen a selection of Australian ETFs and have been adding money to them gradually. I was just clicking through and checking on their progress and I noticed that I'm invested in IHVV, S&P 500 Hedge Fund ETF, and also IVV S&P 500 ETF. It seems that I'm doubled up here. What is the difference between these two ETFs? And since I've already bought into them both,

is there any benefit to selling one and tipping the money into the other? Thank you. What would you do, Bec? Well, I'm probably not the best person to ask. They do have this way. I asked approximately 34. four. Okay. But they're all different. Some of them are the same. This is what we kind of were chatting about in your investing diary. I was saying that you hold so many things that there's a good chance that there's probably a crossover. Yes. And so some of them do have the same name, but they have a different number at the end or something. And I'm like, I don't have the bandwidth to read into it fully. So I kind of just leave it. But I think... I wish I was allowed

into your share portfolio to just delete everything that I think is not meant to be there and then be like, all right, Bec, here are the three things that you're going to buy. Don't touch anything else. Three. Okay. That's good to know. Well, I don't worry too much. I kind of just like track them. And I guess you're like hedging. I know it's because you have one and the other, and then you have both. So it's like you're hedging either way if you just have one or the other and the other, I should say. So I guess like just track it. I wouldn't be too worried, but maybe that's a really silly thing to do. Maybe you should sell it when it goes. Miss Jessica Ricci.

I'll be honest, I don't, I'm not super familiar with the difference between the two funds. The one is obviously hedging. I'm assuming that's the point of difference. I don't know how that impacts what's held within them. So hedging is just taking into consideration currency conversion. So like one takes into consideration like the currency and the other one is a little bit more exposed. So like when the currency goes up and down, that will impact it a bit more.

I see. But they're the same. They're the same. Ultimately, because like the S&P 500 is basically the top 500 companies on the U.S. stock exchange. And you've got S&P 500 here and S&P 500 over there. So you have two different funds. One might be like the Kohl's version and one might be the Woolies version, but they're the same basket of goods. Yeah.

Well, then I would just pick one. I mean, there's so many things. Like if you have been investing in them for the same amount of time, have you held them for over a year? Yeah, they're my questions. Capital gains, discount. I just think from like a logistical perspective, it probably makes sense to pick one, look at the fees perhaps that are associated or, you know, I don't know the structure of these. So like, does one pay dividends and one doesn't or, you know, those sorts of things that you would look at. I mean, it's not the worst thing to

be investing in both and I wouldn't sell at a loss. Like if they're, if one of them's down or both of them are down, then I definitely wouldn't be selling. But just from like an administrative logistical perspective, I personally probably would look to roll them into one if it was financially a good idea. Correct. Yeah. And that's where I'm at. So I don't know how long you've owned either of these. And if you're like, oh, well, V, I've owned them for the same amount of time, honestly. And I can't give advice if that was me personally. I'd just wait until the market was pretty stable and I was getting back what I paid for it so that I could roll it down into one because I just like clean. Like I don't want to own multiple things. Is it

going to impact you long term to own both? No. Like you own both, you have exposure to both of these. But your pickle or your drama is going to come from if you want to continue to hold two different ETFs that are both S&P 500. And let's say you've got $500 to invest. Well, each transaction is going to cost you brokerage. So are you splitting that $500 into $250 each putting it into both of those ETFs. Therefore, you're doubling your brokerage fees. Or are you picking one or are you picking the other? I just think it's going to increase your long-term cost basis and how much it's going to cost you to hold those assets long-term. Right now, you've already got them. So, it's already a lost cause, if that makes sense. You can't get back

your brokerage. So, some people will say, well, may as well just continue holding them. It doesn't matter. But you're basically holding the same thing because like, I'm not saying, oh, you went to Coles and you got all Coles brand and therefore it was like the home brand version of them. And they are slightly different to the like Woolies version, right? No, no, no. You're going to Coles and you've bought Vegemite. You've gone to Woolies and you've bought Vegemite. Like it's exactly the same thing. Like we've gone to Coles and we've bought, you know, Lurpak butter, we've bought Vegemite and we've bought Wonder White bread. You can get all of those things identically at Woolies. you're holding the same stuff. It's not like the Kohl's version, if that makes sense. It is still

the top 500 companies in America in two different accounts. But back to what Jess was saying, I would be looking at the fee basis. What does that ETF cost you? What is their dividend reinvestment plan? What are the ethics of that company? You might look at the two, and I can't remember the two businesses you said, but let's pretend it's like a BlackRock and a Vanguard. Which of those institutions do you like more, basically? And there's no right or wrong. They're both very big financial institutions. Would they be the same institution? Because it's the same letters just with H because one of them's hedging. So, I kind of assumed it was potentially the same company. Would that be right? Yeah, yeah. It would actually be. Yeah,

absolutely. But I would have a look whether you want a hedged or an unhedged fund. But in my head, I'm like, if you have two, and I think this is really common when you start investing and you kind of go, oh, I want to own a Vanguard one. And you pick a Vanguard ETF and, oh, I want to own a BlackRock one or I want to own a BetaShares one. And you're like, oh, I've got all these different companies. And then you start digging and you're like, hold on, they all hold the top 200 ASX. Damn, like I've bought the same thing. That's okay. That's just a learning. Like you're not in a worse off financial position. You're still investing. That's great. But like maybe over time you've like bought a few things, tested out what you like and what you don't like. And

then we create a really slimline strategy as time goes on. You're going to learn as you go. It's like not the worst thing in the world. Exactly. And like, if it costs you a few extra dollars in brokerage, I also don't think that's the end of the world. Like that to me is the cost of your financial literacy. Yeah, totally. If I've wasted, you know, even a hundred dollars on different like fees and charges, look how much I've learned. I'm kind of happy with that. That's much cheaper than a financial advisor. Don't tell the financial advisors I said that. Would you like to hear this week's DM though, guys? Yes, please. All right. So, this week we got a DM. It said, what would you do? I adore this community and I'd love to see what they think of my difficult

situation. I work in sales in a very niche market that is pretty close-knit, which can get a little bit entangled. The competitor has recently headhunted me. I am pretty interested. It's a very big move and would be arguably very frowned upon by my current company. I was completely transparent with my boss and I asked if my worth was enough to warrant a base increase on my salary to consider staying. Next, the competition reneged the opportunity from me. I found out that someone from my company leaked the angle I took to which the competitor was then really annoyed. They took back the job offer. My current employer, prior to this, by literally an hour, delivered the news to me that there would be no more money given to me. Talk about eating humble pie. I'm so devastated

and confused on what next steps to take. What would you do? The drama. Oh my gosh. Isn't that dramatic? Oh my gosh. That's crazy. So you guys thought it was just going to be about being headhunted and you would be like, take the opportunity coins. Totally. I think you should leave that job anyway, because the fact that they're punishing you, I think that's so, I really want to swear they should not be doing that you're important you're someone else headhunted you so your value is obviously very very high you're very very good at what you do you are extremely intelligent I'm assuming you're really really good at your job and then your boss is punishing you for that you did the right thing you were transparent you're like this is the

situation obviously if someone's offering you more you more money then you're going to be like you're not married it's like jobs and loyalty and all this kind of stuff it you only have to be loyal if they're treating you right and they're paying you what you are actually worth and it sounds like you don't have to be loyal ever you don't have to be loyal ever but if you are going to be at the very least they should be doing that they should be really appreciating you and valuing you as a person yeah and so if something comes along it's like here's more money i'm assuming it's more money that's why i was quite keen it's not just like oh no you're like not being loyal it's like okay but my whole livelihood will change it will depend on what you think i work just

because I'm like, I love giving up 30 plus hours a week to you as a charity. That's crazy. And your current boss, I'm assuming they said, oh, we can't give you a pay rise because they heard that you weren't getting. Maybe it's not true. Maybe they're just like, no, we can't give you a pay rise. The other company too should feel ashamed of themselves because all this like secrecy.

I think that's so gross. I totally agree. You know, it's like who cares? Like I always hate this secrecy of like, oh, don't tell anyone what you get paid. Don't tell anyone that you've been offered a job. Don't tell anyone you're like – it's like just – it's your life. You're allowed to say whatever you want. You've dealt with this the best way you can.

What, are you going to blindside them? You should not be eating any humble pie. You should be eating a lovely pie. But you did not do anything wrong. Everyone else did everything wrong. The person who told them. Oh, 100%. The company.

What did they do? Your boss. Horrible person. Horrible. Everyone in the story, except for this, and not to be biased. Except for our community member. Obviously, yeah. Obviously, it is horrible.

Get out of there, bro. It's also, I'm just really shocked by this response from everyone because we've said before I used to work in recruitment it was in executive search which is like uh recruitment specifically for like generally c-suite roles some of the roles that we recruited for was so niche that there would be maybe 15 people in the country who would be qualified applicants in those types of roles and in c-suite broadly you are headhunting like the people you want are the people who are doing good jobs at other companies and this is absolutely applicable like across the board in most kinds of corporate, like the people who are really shining in their careers are the people

that other companies want to hire. And the process of negotiation, the process of counter-offering is a very standard, very like commonplace thing, I would say. I think the fact that you, from my perspective, the fact that you have gone to your employer and said, hey, I like my job here enough that I would prefer to stay, says a lot about you, says a lot about the culture and maybe your career trajectory or whatever that you have there, your employer should be really grateful for that, I think. Because from my perspective, it's kind of like, well, I could go elsewhere and do better very easily because that's being offered to me on a silver platter. But the fact that I've chosen to stay, I want to stay here, I want to continue

to dedicate my time, my energy, whatever, but I need you to match the salary, I think is more than reasonable. Because how many people are going to look at an opportunity to increase their income? and say no. I know. Like I just, I think especially in a cost of living crisis, that's actually not a privilege that's afforded to a lot of us. And I think it's crazy. You know, counter offering, like some people can like say no to a counter. They're well within their rights to do so. I think my biggest issue is with the other company taking issue with the fact that you sought a counter. I was going to say, I don't know how to bring this up because I'm an employer. I'm an employer and this is going to sound terrible.

Cancel me. If one of my team, so like I genuinely believe, have staff members that are so like quick, smart, they're weapons, right, that they could work anywhere. They could literally work anywhere and any company, I think any company would be so lucky to have anyone that works for me because they are so good. But I hope that I have treated them so well and pay them so well

they don't want to work somewhere else. like and that's cool but i think it is a sign that you are unhappy with your current role if you are being headhunted and you entertain that conversation and that is okay but you need to look on or like as the employee like let's say someone headhunts jess can't blame them i get it i love working with jess so any other company would love that too why i say why you want that But I would hope that Jess is like, oh, thanks so much. Like, I hope this is like a dream outcome, right? I hope that Jess would be like, oh, thank you so much.

But I love working at She's On The Money. I'm just not very interested in that conversation. Thanks, though. But if it meant that Jess could afford her property sooner. Exactly. I understand why she would then have that conversation. But if Jess came to me and this is not me going, don't do that. But if Jess came to me and said, another company said they'd pay me more,

I would say congratulations Jess I'm really happy for you go yeah that's your entitlement as an employer exactly but I would hope that if Jess wasn't being paid her worth and didn't like her role and wanted more money and like we're pretending that this is like for like I'm not saying oh Jess got like offered head of partnerships at the biggest global organization is going to pay three times like do you know I mean like different role that's a different conversation again but if it was like for like, and she goes, oh, I really want to be paid more by you just because someone else's competition. I'm not paying more for competition, but I will pay more for capability. If you come to me and say, hey, V, want to look at my role? I want to earn X amount more. What

would I need to do to do that? What would that look like? And we have that conversation, have a pay rise. Great. Love that conversation. And like we have those conversations internally, but I think it is a sign that, and I'm using Jess just as an example, because she literally does work for me. But if she came to me and said, I want to be paid more because somebody else is willing to pay more, that is a really bad business decision from my part for a couple of reasons. One, I'm just paying you more to stay in a job that I've actually been given a red flag that you were already looking for something else. So what am I doing? Keeping you for another three or six months before you start looking elsewhere, because it might actually not be the salary. It

might be the culture. It might be the job. Maybe you've outgrown that role and you're looking for more and you're just like hungry am i shooting myself in the foot i disagree i know i feel the same she wasn't looking too because someone came to her right i think that's the thing this situation is effed up like i'm not saying that's appropriate at all but like i just think there's so much going on and maybe this is because i'm a small business and i'm like well i'm not into competition yeah like if you want to go work for my competitor i honest to god wish you the best And I'll hold your hand. I'll give you the best reference ever because I prefer to preserve that than be like, oh my God, I can't believe she wants to work for my competitor. They're my

competitor because they're good. What did everybody else say? Oh, you spicy, spicy. Are you ready? Yeah. So first we said, we've got a few questions for you guys. What would you do if you were our community member? 87% said stay with an exit strategy. 7% said stay and rebuild. 6% said, So I'm quitting straight away. Yeah. Divas. Make sure you've got something lined up. Just in this job economy, I would say make smart choices.

That's true. I was telling Bec this earlier, but like Bec takes the information and then she scrunches it up in a bowl and she puts it in the bin and she does whatever she wants. I put it in a jar that I will come back to, but I always forget to come back to it. Yeah, that's the ADHD. I get it.

Out of sight, out of mind. Next we said, could you move past something like this? Also, I don't think you should. That was dog. Yeah. That was so rude. Sorry. We didn't even mention.

I would be going to your senior management team and saying, I don't know who the leak was, but I want an inquisition into who did it. Yes, because that's so bad. I mean, I don't know how many people you told, but if you only have this conversation with members of management, that means it's come from somebody in management, which is completely unacceptable. Oh, that makes me so mad.

But also, this is going to sound bad, but like, sorry, don't hate the play. I hate the game. We're playing this game. No worries. Let's go back to the competition and say, hey, I know that you rescinded it for this reason, but I was just trying to see what my worth was. Like I didn't want to take the job with my current employer. Like I just wanted to see if that was the thing that would finally get them to pay me what I'm worth. But I had every intention of moving over. Is that a way to play the game to get the job offer back to get out of there maybe but if they're going to rescind the job yeah i wouldn't even want i wouldn't want anything to do with anyone i would be going and starting my own

sounds like this person is really valuable they could go and start their own business somewhere else yeah but it's such a niche like i don't know what it is but it's such a niche business that's true it's really tough go find a third competitor and see what you can do with them but also just the idea that people are leaking stuff and talking about you That's horrible. I know. That's so true. That's a really good point.

And that's awful. And that's very inappropriate. Lodge a complaint. Well, apparently the three of us can't move beyond this, but we did ask our community, could you move beyond this? 69% of you said, yeah, but I would be much more guarded. 69% of the community are better people than we are. Yeah, truly.

22% of the community said, no way, there are people. And then 9% said, yes, but I would remain professional. Weird. Could have been me. I would cause a scene. Could have been me. Okay. So then the response is they were as mad about it as we were. So first thing said, find a new job, get a new career. Another person said, I would find another job just purely because someone in your current company is displaying very unethical behavior. Completely agree.

Another person said, it really depends how you feel about your work. Quitting is an option, but if you love it, maybe try and make it work. The next person said, this depends so much on whether you actually like the work, people will move on over time. Another person said, I'm going to need to know who leaked that info. A hundred percent. Another person said, can you not go with the new company? Because the argument is that it shows that you're a loyal employee. I like that. So true. That's a really good perspective. I gave my employer the opportunity to keep me. Like I'm loyal. Do you not want that? Yeah. That's a good take. Fantastic take. See, if I ever have job issues, you best believe I'm going to make them look like

community DMs. I'm going to ask community for their advice. I'll be like, what do I do? Someone said, it actually never pays to be transparent with your employer. Ask for a raise, back yourself with reasons why. It's kind of what you were saying. That sucks, doesn't it? It does. But like, yeah, it is kind of what I was saying. Like, I don't want to get into a competition with another employer. If they're going to pay you more and you've just said to me that you really want to go and work there, do that. If you want to be paid more in my business, we can talk about that. I want my team to be earning as much money as possible. I want to give you new tasks and new responsibilities. I want to

be hitting new sales goals and stuff that genuinely mean that my team gets paid more. That makes sense. I want that for you, too. But that's also a reflection of the culture that we have. Like, I am acutely aware that I'm a small business and that sadly, one day Jess will probably come to me and be like, I have the biggest job opportunity. And all I'm going to be able to be is like, oh, my God, as a friend, I'm so excited. That is a sick opportunity. Of course, you got that. And then as an employer, I'll be like, oh, but she's so good. Do you know what I mean? Like, I'm a small business. I can't hold on to everybody. I can't like, sadly, please don't leave. Another person said, be guarded. Someone at your company leaked that information and it will continue to happen. Yeah.

And another person said, the worst thing that can happen is they say no. I agree, but like everybody said no and that wasn't fair. It's just a shit situation. Yeah. Yeah. I don't like it. And another person like, side note, because I can't endorse this response, find out who did it, key their car.

Absolutely, at the very least. I did not say that. You didn't hear it from us. But I hear that people do stuff like that. But good things happen to good people, so you would never. No. No. But bad things happen to bad people, so maybe you would.

You know what? On that note, I think we're done here. Thank you so much. We'll see you bright and early on a Monday morning for a Money Diary. Until then, have a great weekend, guys. Bye, guys. Bye. the advice shared on she's on the money is general in nature and does not consider your

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