Smart Money Happy Hour with Rachel Cruze and George Kamel - Are You Guilty of These Financial Turn Offs?

Episode Date: April 11, 2024

💵 Create a free budget! Sign up for EveryDollar today.  Venmo requests for $2? Obsessively checking the Dow’s daily swings? No thanks! Rachel and George are calling out America’s cringiest financial “icks” so you don’t have to. Plus, they’ve got some thoughts for the haters who think our tried-and-true financial principles are a total turnoff.    Next Steps ·      🔎 Get help from a financial advisor to avoid those sneaky loopholes that will leave you broke. ·      ➡️ Don't miss out on the tax deductions you qualify for—get help from a pro.  ·      📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. Today’s Happy Hour Special 🍸 Corpse Reviver No. 2   Recipe: Difford’s Guide Ingredients: ·      3/4 ounce gin ·      3/4 ounce triple sec ·      3/4 ounce Lillet Blanc ·      3/4 ounce fresh lemon juice ·      2 dashes absinthe ·      Ice Instructions: Shake all ingredients with ice and fine strain into a chilled glass. Listen to More From Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Hey guys, I'm Rachel Cruz. I'm George Campbell. And this is Smart Money Happy Hour. Cheers, George. Cheers. Delicious. Well, this is the show where two friends who happen to be money experts talk about what you're talking about.

Everything from pop culture, current events, and money. And today, we are talking about the greatest threat to our nation since Jaggings, Rachel. The ick. You know about the ick. Whether you're familiar with the terminology or not, you have most likely been an offender and a victim of the ick.

Of the ick. And we're not going to talk about icks. We're going to talk about financial icks in this episode. Yicks. Why do you say it like that? While we do that, we're going to sip on a drink that I actually requested, George. It's about time you took credit for something around here.

This is called the corpse reviver number two. A very dark name for a very light and refreshing drink. I'll say I had this at a very nice cocktail bar back in December. And Michael Reddish, a resident bartender. I came back and I could not remember the name, but I knew it was a weird name. I mean, corpse Reviver. It's just weird.

It's dark stuff. And I told Michael, I said, what's the cocktail with like a dead body? It's like, oh, the corpse survivor? I was like, that's it. Corpse Reviver. Wow. So here we are, George, sipping on.

All right. Hopefully this episode is... I hope you like it. I loved it. I'm enjoying it so far. Okay, go on. So stick around for the end. We'll give you our rating,

reveal the cost per glass. And, of course, as always, the recipes and the show notes. That's right. Absolutely. So a few episodes ago, George, we did a guiltiest charge. I remember this. Where we talked about what our spouse would say about our ick.

Remember when I called Winston? That, you phoning Winston was a highlight for me. We had a live call. People wanted Whitney, but you did, to your defense, you texted, she wasn't around her phone. I tried to call. She was going through something. We should do that. Oh.

It was a very bad time. It was like chaos apparently. I thought she just didn't have her phone. It's better that she didn't answer. Let's just say that. Okay. But Winston came through for us as he does. And he called you out for water everywhere?

No, everything everywhere. Everything everywhere. Everything everywhere. You just leave stuff all over the place and he just follows you and cleans it up. I'm a little bit of a child. But I clean up at the end of the day. The end of the day, it's a long time to live in chaos. I mean, it's, and you got three kids.

Anyways, it's fine. Well, that's an ick for him. It's fine. Okay, and a lot of us, again, the ick is like the, it's the thing. It's not quite like, it's a peep. It's a pet peeve, like kind of like a little bit of an embarrassment, maybe a weakness you have. A turn off? Turn off, that's good, yeah.

But again, they're harmless, icks, they're small, not a big deal. But they do have power in dismantling attraction to somebody in an instance. Well, and some of these relate to finances. And so we're going to get into these because you don't want to be a part of financial icks. No, but let's talk about some regular icks. Like, let's give a list of just some icks in life. So you get a feel of it. Like fingernails are way too long.

Oh, that's right. Like a dirty fingernail. I'm like, dude, how'd you even get here? What had to happen in your life? Unless he's changing an engine on a car or something. They're never changing an engine. George calls us out for our dirty fingernail. I do.

Well, like, you know, the team, the producers, they'll do like the little snaps. How do you even notice? Well, because it's pretty close to my face when they bring it right in front of your face. And I go, wow, you've got some crispy nails there. You take care of those. Gross. I can't. I can't.

So that's one. Oh my gosh. Double texting after the first text was ignored, but I'm guilty of this. Yeah, we've all been. I'm not good at taking all my thoughts into one text. You'll get probably five. Just thought, thought, thought, thought, thought. Food smackers.

People that snack their food? Yes. That's gross. Chandler being on Friends, one of his, he's about an episode is when women have the mascara. The goop in the corner of the eye. So these are just gross. Like they're not gross in real life.

Like if I had, I wouldn't think about it. But just like saying things out loud is what's making me ick. I would say like old man breath is an ick for me. You ever talk to someone that's like a little older and it's kind of that mothball? Yeah. You're like, what do you? What's going on? Is this a mouthwash they all use?

You know what of mine is like the baby voice or like not as much anymore as I'm older, but like in high school when girls would like call you babe or. baby, baby. It's like this like down talk feel. Wow. Okay, I didn't experience that. Women would not talk to me, so didn't have to deal with that. It's good.

Tattoes in strange places can be an ick, you know, like a lower back tat. A toe ring is an ick for me for some reason. Oh, really? I just don't think toes are made for rings. I don't think the Lord meant it that way. I think they're coming back around. The 90s. How about loud talkers?

I had this on, I was on a plane yesterday. No, no. The entire flight. This guy and the other guy hitting it off behind him. Oh. Oh. So he's turning towards me to talk loudly to the guy behind him. Etiquette, people.

Even with my noise cancellation on my AirPods pros, it was still so loud. Okay, but the TikTok teens, George, they've educated us when it comes to the ick. It's been a trend. But I think there's a trend also in this with finances. Yes. The financial. We're going to call out the financial icks in today's episode. Yeah, so stuff people do with money just makes you cringe.

So here, what's one that comes to mind that you're just like, oh, man. Oh, man. What would be an ick in the financial world? I think people who have a ton of credit cards, like, it's just an ick to me. Okay. Regardless of where they're at financially and how they're handling it, it's just sort of, like, excessive. Yeah. When someone has, like, five, ten cards, 16 cards, and they're trying to maximize their

rewards and their wallet is that thick. Yeah. I'm just like, what are you doing, man? Yeah. Better goals. Yeah. How about you? How about you?

Um, I think like the credit score brag. Oh, yeah. It's like, well, I've got, you know, over 800, you know, or whatever. And you're like... Well, they have that dating app now that's based on your... I've heard that. You have to have a good credit score to join and that's just a weird... Yeah, throwing out the credit score flex is like a...

It's called score. Because nothing says I'm a classy dating app, like calling it score. Score. Or people that, like, say... self-promote their money, but you, like, really do questions you really have that money. Oh, yeah. A self-promoter. Well, anyone that, like, is trying to flex when it comes to their money?

Yes. That to me is just an ick. I agree. It's just gross. I feel you. I'm with you on that. Do you have an it for me financially? Oh, my gosh.

Do you do something financially with an ick? Where do we start with you? I'm going to say your passion for always having to find a deal. Oh, it is, yeah. It makes me tired. I know. It makes me tired. Like if we were going to get a pizza, I'd like, Rachel, we can't order yet.

I'm looking for the promo code. I would be like, oh, man. But eventually I find it, and I save us 30%. And you don't appreciate that, but I do. I know. That would be it. What's my financial like? Oh, no.

This is so dangerous. You have one and you don't want to share it. Share it. I'm ready on my corpse. You know what? Rachel texting me for my HBO Max password, because I was like, Like I also I had a deep respect

Because I was like They could easily just like Get a max subscription And watch this movie But the fact that she was petty enough To be like hey We want to watch Rookie of the Year Can you just

Like I know you have it That to me It was an ick But I also love it You know what I mean? Oh my gosh I literally

Friday night This was like Just a few days ago we were like, we're rookie of the year because we always do the 90s movies with our kids on Friday nights. I did it for the cruise children. I want to make that clear. And we go and it's like, buy, $17.99.

Rent, $4.99. HBO Max. And Winston said, you know who has HBO Max? That we still have his login. I was like, I was George from when they watched Dumb and Dumber at our house probably a year ago now. It's been a while. It's been a while since I've been invited back.

So I... I'm going to make that very clear. Thought we had a good time. I brought snacks. So I was like, I'm going to text George and just completely be humble because I have hated on people sharing subscriptions so much in our... I can't believe Denise still uses... I know.

No, I get so mad at people. They're not mad, but I'm just annoyed. And then... So I was like, hey to George and Brian and I. He was like, hey, Rachel. I was like, so... And I immediately knew. I was like, you want...

She was like, so we're trying to watch. I was like, here's the blogging. anything that your spouse, money-hick with spouses. Well, for me, it was Whitney's, like, with returns. It was always the like, hey, I'm going to buy $500 worth of pillows, but I'm going to return, like, pretty much all of them. So I'm not really spending $500, even though I am. And then what would happen is she would return it, come back home and be like,

I made us $250 today. I'm like, how? She's like, why I returned stuff. I got $2.50 back. I'm like, no, we just spent $2.50. Okay. You know what? Forget it.

That's the ick to me, is the girl man. That's good. Yeah, that's good. Do you have one for Winston? Or is he perfect in every way? When we travel, I, traveling in experiences, you know this. I'm like, I'll go big. Where I'm like, let's just, we're going to enjoy. Where he still is like every little, you know, he's more budget conscience and like, well, we can save here, save, you know.

So if you get the room that's off in another building and not in the main hotel or whatever the thing is. You can save a few hundred bucks. It's the penny pinching on. trips. While you're trying to like have this wild enjoyment on vacation. Let's just go for it. When Rachel's in vacation mode, it's just like no whole spot. It is game on. The 401K is funded. Let's enjoy. Like like we've done what we're supposed to do. Well, truthfully, I think that's why you and Winston works so well. You need the balance. It keeps me, I know. Keeps me the straight and narrow.

She had two penny pinches. No one's going on vacation ever. It's like, well, we could invest that into a rafire. That's right. Just enjoy life. I know. I love that. Well, there was a Yahoo article that shared some financial icks and we've added a few of our own to spice it up. So what we're going to do, Rachel, I have a little bucket here. Oh, fun. We love a little fishbowl, and we're going to draw a financial ick out of here and share our level of cringe and then discuss it. Okay.

And since I tend to be a natural saver, you're a natural spender, let's see if there's any disagreements. I love it. Keep it friendly. You want to go first? Yeah. All right. Our first common money ick, overactive venmoers.

Okay. So it goes on to say whether you're in a relationship, have roommates, or just do life with friends, don't be a penny pincher on Venmo. If one of you grabs the coffee on your way to church, have the other one pick up the tab next time. If you split a $4.00kso, just have one person cover it. You'll probably go out to eat the same restaurant next week and can return the favor. So why charge your bestie $3.47 if it all evens out in the wash? Do you agree with this mentality? Ooh.

What if someone is a... I do agree. I agree. but I'm the annoying Venmoer on the flip side that like if we go out and somebody pays for it. Oh, you did this. Well, we did this at dinner recently. We did.

And I'm more like, oh my gosh, I will pay somebody money. Like I'm like, oh yeah, yeah, I'll split the cat. I'll pay the $3.93 without anyone asking. But I always want to feel like I cover my fair share. Yes. I never want to, I won't be the asker. Does that make sense?

Yeah, you don't want to owe the money, but you're fine to cover it. and then you're fine asking. And then, and I have friends, and they're always like, they're that. Oh, my gosh, Rachel, stop. Like, well, I'll just pay it next. Like, people are more chill. I just get self-conscious of, like, I want to feel like I'm carrying my weight.

Like, I can, you know, that whole thing. Yeah, here's the thing. Just today, mixologist Michael Reddish. He was in front of me at the lunch line, and he didn't have his wallet. And so I was like, hey, I'll cover you. And I was like, just Venmo me. And so he instantly, he was like, hey, just let me know how much. So you are this person, though.

I wouldn't say it's overactive. You made Michael Reddish Venmo you $5. and $23. After all the work he does for us. It was $6.53. Why do you feel the need to Vindma? Why do you feel the need? It wasn't like a, hey, you better.

It was just like, he was like, hey, let me know how much it is. I'll Vendma. Okay, so he offered it. Sure. Okay. But I would have covered him. You know, we've been friends for over a decade, of course.

In his time of need. Penny pincher. But here's the different, okay, so I think, here's the thing. I don't want to, like, well, next time we might go out and, like, you can maybe get it. Like, who's keeping track of that? I agree.

I agree. I feel like a lot of mental calories. Yeah. So I'm just like, hey, I'll send you the, you know, we all get pizza. I'll cover it. I'll just send you the Venmo for half. Okay, but, okay, tell me this, though. If you pay for the pizza for everyone.

Yep. Do you, are you the first one to say, hey, I'll just Venmo you the request? Or do other people say, George, let me know. Oh, I do the request because I don't want to. I don't mind doing a Venmo request. It's not like you don't know what's coming. I'm not shocking them. So you are the case so great.

This is you. I guess I'm an overactive Venmo. You're an overactive Veno. V-mower. What about me? Married couples who venmo each other. That to me is... No, y'all, stop that.

You're a married couple. You are not well. Stop venmoing your... No, just have one account. I can count on zero fingers. How many times Whitney and I have venmoed each other? Because we use the same bank account. I'm like...

So dumb. Oh, no. Yeah. Yeah. No boy, no. So I guess I... Okay, I'm guilty. Wow.

That is a... Yeah. Oh for one, Rachel. Oh, for one. Yucking someone else's Yum. A common example is husbands making fun of their wives. Expensive taste to the point where his jokes embarrass her in front of their friends.

Oh, so this is a judgment thing. Obviously couples should learn to discuss finances, weigh the pros and cons of budgeting together, but it's all about the attitude. If you have a partner who's making fun of your bougie gym membership or shaming you for your price of your hair appointments, that points to an underlying resentment. Hence, respect is in huge in all aspects of a relationship.

Wow. Don't drain on your loved ones parade. So this is about your spouse or loved one. Yes, that's exactly right. Yep. So what do you think? Judging other people's purchases. I think if it's a spouse, it's different when it's a spouse to me.

But in front of other people? In front of other people, no. That's weird. And to themselves, like making fun of them, you know. I would not make fun of something unless it's very lighthearted and it's not a big deal. Totally. But if it's really a big deal, I'm going to address it and be like, hey, did we really need to spend this much on this thing?

Totally. You know, and luckily for us, we communicate about these things, so she's not going out and making a big purchase without my knowledge. So I would address it before it ever happens. Yes, that makes sense. Yeah, totally. Do you ever judge it? It feels passive aggressive.

It's like, oh my gosh, you just keep spending. Especially in front of people. Don't ever talk badly about your spouse in front of other people. Yeah, the ick is making fun of or being annoyed with your significant other or other people's in front of them. Address it. Don't be passive-aggressive. Be privately aggressive.

Privately aggressive. That's good. All right. My turn? Flanting wealth is the next financial ick. Yes. Gross. So this says,

think generosity and quiet luxury instead. Unless it's 1998 and your 6-year-old bragging about the new Pokemon card you got for your birthday, you have no excuse to publicly show off your financial situation. Why are you putting your credit score

in your dating profile, guys? That's not the flex you think it is. I'd almost rather have you hold up the fish. At least that took some... Yeah, the fish. There was some like manly effort in that, you know? You had to kill something and drag it home. That's right.

And if you really want to make an impact, use your means to bless others. Let that be what people notice about your money, how generous you are. So yeah, I think the flaunting of wealth... I agree. Now, people, this... Like, for example, if I see Rachel driving on the road,

is that you flaunting wealth? I don't think so. No, I think for me... So how do you categorize... flaunting wealth. To me, it's the social media. That element, for whatever reason, because again, you can buy, we talk about it, you can buy which you want, the stuff is not bad. And I think probably if you live in a pattern of like, oh my gosh, always having to have the bet, like, there's probably a pattern there. But for some reason,

the ick for me is on social media. When I see it, and I'm just like, I don't, and some don't mean it. Like, they don't mean to flaunt. Like, maybe they're at a beautiful hotel or whatever, and they're taking a picture of their family. Like, there's some very obvious flaunting. like putting numbers like, well, this and this and this. And you're just like, nobody cares. Like, I don't think people care. I don't know. There's just a, uh, there's just a line for me.

I think of like people posting a picture in front of like a private jet or something. It just, that's odd to me. But, you know, like you have a Louis Vuitton purse. It's a nice purse. Yeah. But you're not like posting on Instagram like going out on the town, you know. I know. It's a very different vibe.

Yeah. And again, it's this weird. It's a very fine balance. of like, I'm not mad at stuff because yes, like there is nice things in the world and if you get to a point your life and that's what you experience, that's great. Like, that is not bad.

It is, it's the motivation behind it. And I feel like sometimes social media... The need to let people know about it is the difference maker. And to me, that just screams like, I feel the need... Well, it screams and screams insecurity. Yeah, I need people to be impressed with me to be okay in life.

Here I am, here, you know what I mean? And you're just like, man, that's what... And again, I'm as guilty as this to a degree. I don't do it. on social media, I hope not. But that's why I always ask the question, if nobody sees this purchase, do I still want it? Oh, love that.

Because there are those personalities, and I'm one of these, so I get it, y'all. We're like, yeah, you can feed, that affirmation feels great. But what's the motivation behind it? Like, it's empty, it's empty instantly. That's true. And this doesn't just apply to women.

I don't think we're dogging women. It's the dudes. Oh, no, there are men out there on social media that are. The under LED light kit, you know, that whole city, we know. The whole truck. situations. George. George hates a truck.

I guess it happened with guys with like sports hunting equipment. Okay, so then if we go a little bit further, there is that trend of like the loud budgeting. But above that is like, talk about what you make. Talk about these things.

And I've been in conversations recently with some women around Nashville who are incredible at business and doing stuff and they are sharing numbers with me and there's no it in it because I'm genuinely like, thank you for telling me what you charge like this or this like it's so helpful and you guys it's a different relationship but yeah but for me it's not on a public platform like it's not on a public it's a private conversation and you guys are

peers and you're sharing yes do you know what I'm saying so like there's there's time and places for things and then there's some where it's just like oh you can just like feel the feel the ick or I can yeah your face says it all that's the ick face I know but I also don't want to be judgmental classic right to want to be a good person Jesus. Jesus. What's next? Oh, grumpy tippers. So people who tip out of spite

or try to punish the waiter for not being a tin out of tin at the end of the day. They're providing a service for you. Tip them the standard amounts like a mature adult. And then if you receive exponential service or if you feel like being generous, do more. But whatever you do, don't be a crotch about it. It's a weird way to exert power

over someone serving you. Wow. Say it with us now. Frugality is not a weapon. Wow. Okay. You know what? A grumpy tipper.

I'll say Winston's a little bit more critical. He'll... I've probably been the grumpy tipper, but it's not in a server situation. Okay. If I get bad service, I'm never like... Unless they're like crazy rude, which is very rare. But if it's just like the food took a while,

I'm like, well, the kitchen was probably backed up. It's probably not their fault or something was wrong. It's not always the server's fault. Yes. So I always tip minimum. minimum 15% if I'm sitting down. Generally, 20% is just the go-to. And then more if it's like exceptional, they went above and beyond.

That's kind of my go-to for a sit-down restaurant. But are you critical between the 15% and 18%? Not really. I am critical about tipping on the post-tax amount. Because I'm like, why are we tipping on the tax? Oh, interesting. You know what I mean? Okay.

Now, so if you tip 20% on the post-tax amount, you're technically tipping like 20%. over 20%, sure, which is fine. Yeah, there's nothing wrong with that. Yep. But I'm just like, I'll tip 20% on the subtotal amount. Yep. And that's an easier, you know, I just do the math based on that.

Yeah, yeah, totally, totally. But like the iPad tipping to go orders, I'm a grumpier tipper when it comes to that. For sure. And if I'm with people or my wife especially, she's like, why didn't you tip? I'm like, because I don't even know if the service, like, I don't even know if our food's right. I have no idea what's about to happen. I don't even know what's happening. Like the person literally put in my order and that's all they did.

Like, why I don't even know. am I tipping that person? Yes, totally. And I don't know where the tips are going. Are they going to the person who made the food? I know. I am more old school. If it was more transparency, I'd be more willing to tip.

Yes. To me, it's like charity. I'm like, charity water's great. I know 100% of my charity giving goes to fund water projects. So if they had a sign that was like, hey, here's where your tips go. I think more people would tip truthfully. That's good. Yeah, yeah, yeah.

There you go. George's hot take. There you go. So, yeah, so obviously it's no secrets that people on the internet think that were crazy. maybe we have icks that people feel. Rude. Yeah, not having credit cards, not using debt. Oh, that's true.

All of that. People are like, ew, 15-year mortgage, ick. I didn't think about that. People probably feel that way towards us, George. So we need to have some humility in all of this, that we may have some teaching icks that y'all don't like. But here's the thing. What they see as icks, we see as time-tested, proven principles.

Yes, yes. Like us living debt-free. I'm like, how is that an ick? Like that's just a way of life we found is to be the best. Yep. But hey. But sometimes that happens. You live your truth.

So honestly, get past the ick, you guys, and do the plan. We talk about, you know, the seven baby steps, emergency funds, getting out of debt, fully funded emergency funds, retirement investing, kids, college, paying your house off. Like, there are some great principles in there, you guys, that, again, some see as X. We see, to your point, as a proven plan to help you become free with money so that money doesn't control you. You control it, and that's what we want for you. If Cash is King is an ick, call me Mr. Ick. You know what I mean? Like, sorry about it.

Not sorry. Sorry, not sorry. I don't know. Oh, man. All right. Well, I feel good about that, George. I think there's some icks out there in the world, financial and not. And, you know, you...

I'll continue to call them out. You do you. Whether it's a credit score and a dating profile or Venmoing your spouse. Or mascara goop in the eye. I can deal with the mascara goop compared to that. I feel like financial icks actually can hurt. you long term. The mascara comes off every night. Hopefully. Ladies, do a good job taking that makeup off. You know what's doing to your skin?

All those chemicals? Hey, it's hard. I know it's hard. I know it's, you know, if you got a shower. Sometimes we're tired. I guess. All right. Well, it's almost the end of the episode. And we close out every episode with Guilty as charged. And this is where our producer, Skyler, gives us a new guilty-starch question every week. And if we are guilty, take a sip. Skyler. So this question was submitted by a listener of this podcast. The username is at S underscore Chodas.

And they said, have you ever been left speechless by a call on the Ramsey show? Oh, wow. Oh. So speechless. I'm guessing that is like just pure shock and awe. I have those moments. I'm trying to give a specific one. Rachel's been in shock and awe at something I said.

It had nothing to do with the caller. Katie, the horse doesn't even know your name. I was like, Rachel. Oh, my gosh, I can't believe you to say that. Come on, that's a Tuesday for me. That's a Tuesday for me. I will say the debt amounts sometimes. They are, they still.

Anytime there's, I would say, a half million or more of non-mortgage debt, it takes my breath away. And, like, $75,000 plus on credit card debt. Oh, yeah. Oh, man, okay, okay, okay, okay. because you know what you're dealing with. It's a part, you know what I mean? Like you, we, we know the drill.

We've done, we've been doing this a long time. We know the drill. Yeah. Not that you can't get out if you are $75,000 in credit cards. You can do this. There is hope. You can do this. But it does take your breath away a little bit.

I have two that come to mind. One was the guy who had $120,000 in tin cans buried in his backyard in Texas. What? And I was like, what's your address? Just kidding. I know you have a lot of guns. So that was a wild one. I was just like, you think about that?

Like, that's like a fake scenario. Like, yeah, buried in the backyard. And this dude literally had six figures buried in cash in the backyard. The other one was the guy who was going to drop half a million dollars on his Indian wedding. And he's going to take on the brunt of this on his own. That one left me speechless. That I was like, this guy's actually going to do this. Like, I don't know that I can convince him otherwise.

Otherwise, and he's just, he's going to walk into it. So anything that's big money numbers or crazy situations, I mean, we get the gamut of. it on the show. Yeah. I mean, lottery winners, you name it. Some crazy stuff happens on the show. And we just then move on and go, all right, next caller. You get like three minutes with them, so that's hard.

Yeah, totally. All right. I guess we're both guilty of being speechless on the show, but that's part of it. Which is rare for us, George. Corpse Reviver, number two. She gone. I mean. Put her back in the grave.

You like that? We both finish our drink, which must mean it's a very, I'm very, fairly decent. What would you rate the corpse reviver number two? 10 out of 10. But you can all, and let me tell you all this. I went, I've been to two restaurants and asked for it and they can't do it. So you have to be at a very specific, either a really high-end bar or a very specific

cocktail bar for them to probably, A, know what it is. That's true. And number two, to have all the stuff, because there's four ingredients. Michael was telling me about it. Technically five. Oh, five. Yeah. Okay, go through it.

Well, another way to get this drink. if you host Smart Money Happy Hour today. So lucky you. That's right. I got to go 10 out of 10 as well, Rachel. Nice. I could not personally improve on this drink. Would you get it at a restaurant?

I would. I think it goes with a lot because it's not too heavy of a drink. Like it's light, refreshing, citrusy. If you like lemon and you like gin, you like citrus, you're going to love this. We'll do a double date and then I'll pay for it and then you can ventmo me later. I refuse. I don't like owing people money, Rachel. So I would instantly Venmo you at the table as soon as I ordered it.

I believe it. The cost breakdown of the corpse reviver number two is $2.81. Per glass. Here's the ingredient. That's not bad for the ingredient. It feels like a very high-end drink. Yeah. It's got gin, triple sec, which is like a citrus liqueur, lilac.

Lillet Blanc. Okay, that's what... Which is another liqueur? One bar, yeah, one restaurant we went to, they couldn't make it because they didn't have that. Fresh squeezed lemon juice. It must be fresh squeezed. Yes. And then an absinth rinse.

So this is where you coat the glass. absent. Yeah. So just kind of like give it a little rinse and then spill it out and that creates that kind of licorish-e vibe.

So if you don't like a licorice scent or taste... It wasn't that strong though. It's not strong. No. But for people that really hate licorice they probably would not like this drink. That's probably fair.

Yeah, yeah. So find the recipe in the show notes and if you're brave, try it this weekend. This could be a boogey move on y'all's part next time you go out to dinner. Ask for it and just

and just see what they say. Maybe it's a financial ick. I don't know. I don't feel like you're... You don't have Littet Blanc? You don't have a corpse reviver number two? That's a very specific drink. It's a very specific drink.

Number one, no thank you. Number two is what we're looking for. That's right. That's what we want. What we want. All right. Well, you guys, it's closing time. So if you enjoyed this episode,

make sure to leave a review. We love hearing from you guys. And make sure to subscribe so you don't miss an all new episode. Next Thursday of... Smart Money. Happy Hour.