Smart Money Happy Hour with Rachel Cruze and George Kamel - The Pink Tax: Does Life Really Cost More for Women?

Episode Date: January 19, 2023

A red and blue debate in this episode? No thanks. Pink? Absolutely! 💕 Rachel Cruze and George Kamel discuss the pink tax and investigate other gender-related price differences in everyday products....   In This Episode:   ·      Why women are spending $40K more than men by age 30 ·      Male versus female price comparisons (including haircuts, deodorant, razors and more!) ·      Rachel and George propose new taxes they think would be fairer than the pink tax   Helpful Resources:   ·      Be entered to win a $100 Visa gift card when you take our listener survey! Click here to let us know what you think.  ·      Do you have a Guilty As Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.     ·      Get your finances organized, make a plan, build up your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Click here to get started today! ·      Learn more about your ad choices. https://www.megaphone.fm/adchoices   ·      Ramsey Solutions Privacy Policy     This Week’s Happy Hour Special:    The Pink Señorita Margarita 4 ounces tequila 4 ounces grapefruit juice 1 ounce simple syrup Splash of cranberry juice Fresh mint for garnish   Pour your go-to tequila, grapefruit juice and simple syrup into a cocktail shaker with ice. Give it a good shake, then strain it over ice in a rocks glass. Add a splash of cranberry juice until it’s your preferred shade of pink. Garnish with fresh mint and enjoy! 🍹 Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript
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Starting point is 00:00:04 Hey guys, I'm Rachel Cruz. And I'm George Camel. And this is Smart Money Happy Hour. And it's called Salt Everywhere. We just cheers in our salt room. The salt rim went bonkers. All over the place. Well, hey, this is the show where two friends who happen to be money experts
Starting point is 00:00:19 share our thoughts on money, pop culture, all with a drink in hand. That's right. So today, George, we're going to talk about something called Pink Tax. And answer the question, do women really pay more than men for the same products and services just because we're women. Is our stuff marked up? Do we end up paying more? It's a great question. And we're going to get to the bottom of this. But first, let's start with our drink. Every episode, we try a new drink and we talk as we sip it. And today we're talking about the pink tax, so why not a pink drink? And so we've got a pink senorita, margarita,
Starting point is 00:00:54 an honor of our pink tax episode. And it's delicious. It's really good. I'm like halfway done already even before we serve. Yikes. This is going to be a fun episode, folks, stick around. We're going to share the drink rating, the recipe, the cost breakdown at the end of the episode so don't go anywhere. Okay, so George, when this topic got brought up for us to chat about on this podcast,
Starting point is 00:01:14 had you heard a pink tax before because I'll be honest, I don't... And I feel like I should as a woman. I hadn't heard like the phrase, though, pink tax. I have heard it. I don't know why or where, maybe because I'm a nerd, and so I look up things about taxes, I don't know. Well, yeah, and there's
Starting point is 00:01:30 a political bent to this, right? Kind of a philosophical, so we're not going to go, like, deep into all of that. This is a little bit more of the lighthearted. Yeah, we're not here to talk about women's rights or anything like that. We're not going down at that. We're just looking at the dollars. We're looking at dollars of products and services today, and it is fascinating, George. And this is not an actual tax in the traditional sense.
Starting point is 00:01:48 There's not like a different tax on your stuff because you're a woman. Do you think someone's confused? Well, there's people out there, Rachel, and our listeners are very smart, but a few of them, their cornbread ain't done in the middle. And so we have to explain this stuff very clearly for them. We know that because of the YouTube comments. That's where they hang out. What does that even mean?
Starting point is 00:02:06 I've literally never heard that in my life. It's an old, timey southern phrase that just is like a warm hug on a cold day. Did you just like it was like a cool phrase and you just thought I'd throw it in there? You know, we all meet those people and you're just like, they ain't right. That's my version of. I'm sorry, I had to ask because that is just something I have never heard of my life. Oh my gosh. Anyways.
Starting point is 00:02:27 It's none of you listening, though. We love you. If you're listening to this, you're very, very smart. Fully baked. Fully baked. Your cornbread is very done in the middle. Oh my gosh. Perfectly done.
Starting point is 00:02:36 Okay. So pink tax is what pop culture calls the tendency for products and services marketed specifically towards women to be more expensive than those marketed towards men. So again, this mostly happens when it comes like toiletries, personal care items, toys and clothes. Yeah, there's like one version for the man, one version for the woman. And usually, majority of the time, the woman's product. Is more. That's fair. And Rachel, you've got, well, you are a woman and you have girls.
Starting point is 00:03:07 Have you noticed when you're shopping that, like, the girl stuff, and you've got a boy, too? Are the girls stuff just, like, more expensive when you're shopping for the kids? That's a good question. No. I haven't noticed that, no. Like diapers or clothes. Like a pair of little skinny jeans for Charles. Is it the same as the skinny jeans for Amelia?
Starting point is 00:03:26 Like, is there a difference? Gosh, that's a great question. I don't think so. And again, it totally could be the case. I'm just not detailed enough. Like, if Charles needs a new pair of jeans, I go and buy the jeans. Like, you know what I'm saying?
Starting point is 00:03:38 Like, from Target or whatever. Is this more expensive than the female? Yeah, I don't have, I didn't have that quite of like a, yes, side by side. It's like conspiracy theories. You start to notice it. How about you? I've for sure noticed it because, like, my wife will go shop for things. And I'm like, what now?
Starting point is 00:03:52 What was on this receipt? Like, what happened? And she's like, this is just what things cost for women. And so I have definitely noticed it. Also, as you know, we did a boozy episode. I'm boogeier than the average person, and so I'm very curious because we brought a list of things that we each buy, and we compare them apples to apples. And so I'm excited to dig in. I don't know, George's.
Starting point is 00:04:11 I'm nervous. Okay. Now, side note, a lot of factors go into this. Where you're shopping, the name brand, the size of the item, how many ounces, the ingredients. Yeah, just don't get. So this may not prove anything. Have a pink signorita people in chill. This may just prove that I'm bougie, which is fine.
Starting point is 00:04:25 All right, here we go. Deodorant. What do you buy and what's it cost? Okay, I use dove deodorant And I know all my All natural organic people are like, no That has so many... It has so much chemicals
Starting point is 00:04:37 But it's true, it's what I use. Okay, and mine is $5.99. Okay. All right, mine is about the same. I've got Old Spice, Fiji, and it's about the same. Dollar for dollar. About the same.
Starting point is 00:04:50 Well, what specifically... Well, you know, I usually shop when things are on sale, Rachel. But if you just bought it at Target today, it'd be like $5.99. So it'd be the same. Wow, okay, so our deodorant's the same. Yes. I don't pay full price for nothing.
Starting point is 00:05:01 I wait until things are on sale. Of course you do. Shampoo. Okay, shampoo. I use a brand called Scotch and Porter, also from Target, and it is 1239. Okay. My bouginess is coming out. I use Purology, and it's $35.
Starting point is 00:05:16 Yes. That is a win for society, for all men, all mankind. Guys don't care as much. Like, their hair is just like, bleh. You know, like most guys. So they'll just use whatever. I think Winston's bottle is like $4.99. Yes. Winston Cruz is a great example. He gets like Forest Rain suave.
Starting point is 00:05:34 Like it's like the- And he still looks better than all of us. You know, my shampoo's 10x that and I don't look as good as Winston Cruz. Okay. All right. Soap or body wash. Oh, this is a hot topic altogether if you're a soap or body wash person. I am a body wash and lufa person. I use method, the men's side, and it's $7.99 for a bottle of body wash. I feel like we're like counteracting this entire episode because I use a bar of soap. I use dove. I used to be body wash.
Starting point is 00:06:05 But ever since I've been married, Winston uses a bar. I don't know. It's just easier to... Like the washcloth with the bar of soap? We just do... Yeah, just do the bar of soap. And it's dove again. And it's dove again.
Starting point is 00:06:13 Are you ready for my price? Okay. Our episode is not panning out the way I thought it was going to be $3.99 for two bars. Which probably lasts longer than my stupid body wash bottle where you're just squeezing all the... You use body wash and alufa. I use a bar so much. We are not the same. But if you were to compare apples, like, legit body wash to body wash.
Starting point is 00:06:35 Yes. The women's would be slightly more. Yes. You can't. Like the dog body wash? It is naturally just, it is less expensive. Well, method is like a more luxury brand. Yes, it is.
Starting point is 00:06:45 Then a dove, for example. Here, Target's app right now. $9.99 for the body wash. Okay. The theory is holding up. It is a dove, right. That's fair. Yep.
Starting point is 00:06:55 Yep. The theory is holding up. All right, all right. I was wrong. $10 more for the women's version. I was wrong. All right, let's talk haircuts. This is a big one.
Starting point is 00:07:03 Now, obviously, women have a lot more hair, and they're doing more to it, generally, than just the simple cut. Yeah. But what are you paying for a cut and blow dry? I don't get hated on. No, no one will hate you. $56.
Starting point is 00:07:16 You're widely loved by all of America. 56. 56. That's really good. It's great. I think I pay more than that. It's not for color, just for cut. Correct.
Starting point is 00:07:27 Plus four. $4,000 if you want to call it. What's yours, George? Mine is 40. But I go more frequently. So when you think about, you know, women go, what, every few months if that? Yeah, six, eight weeks. And some go even longer?
Starting point is 00:07:39 For sure. I'm going every two weeks. Two weeks? I have to keep up this, like, pompadour thing, the quaff. It's very needy. Oh, my gosh. It's like a needy house plant. You have to keep watering it or else that it will die.
Starting point is 00:07:52 We'll die. Keep it alive, George. It's my personal brand now. Okay, so that's proving that. All right. women across the board pay a little bit more for almost everything. That's fair. It's happening. We're seeing it before our eyes, George. Yeah, so I'm not surprised because I had a, my theory was that this is true.
Starting point is 00:08:10 So that was my hypothesis there. But you're thinking if this is a really big deal, hear us out. Say company charges, let's say 40 cents more for the women's version of a body wash because they can. Doesn't seem fair, but you're like, all right, whatever, this is life. Well, then you add that to the other small price increases for, deodorant, razors, shampoo, clothes, dry clinton, you name it. This stuff adds up in your budget. It does. And in fact, according to ax the pinktax.com, that's a very clever.
Starting point is 00:08:39 Jit website. The pink tax has already cost the average 30-something-year-old woman over the span of her lifetime more than $40,000. I don't know that I buy that. Could that be? Wow. Let's do some math. Let's say from age zero to age 30.
Starting point is 00:08:57 You divide 40,000 by 30 years. That's $1,300 a year. Oh, okay. Then that's probably true. That's $111 a month. I believe that. Think about everything you buy. That could be.
Starting point is 00:09:09 If you add up everything, it could be about $100 a month more. That's compounded over your life. Okay, now I have 100% believe it. All right. Respect to Ax the Pink Tax. Man. That's that.
Starting point is 00:09:19 That's a lot of money. That's a lot of money, y'all. $80,000 by the time you're 60 years old. Just because I'm a woman and I like more feminine-looking, things or whatever it is. By the time you're 90, it's 120,000. You're talking six figures in Pink Tax. And if you're 120, I mean, don't get me started.
Starting point is 00:09:39 Good for you, Grandma. Congratulations. Tell us your tips. Give us all your life hacks. Okay, so if this is such a big number, why isn't it talked about more? Well, to answer that, we've got to go back to 1994. This was a big year for all of us. I love 94.
Starting point is 00:09:54 You ready for 94? Hit me. What happened? Friends premiered. Legendary. Lion King was released. Like, let's go back in our heads to 94, the 90s. Simple times.
Starting point is 00:10:05 Great, great decade. I love it. And you know what else came that year? A report from California's Assembly Office of Research, Rachel. That's what I know. And here's what they found back in 94. 64% of stores in five major cities charged more to wash and dry clean a woman's blouse than they did a man's button-up shirt. Okay, here's a little devil's advocate.
Starting point is 00:10:25 Thank you. So for, like, let's just take what we're wearing right now. No one can see it. But I have a, like, sheer, black. The material is... Shiff on. Yeah, sheffield. Okay, yeah.
Starting point is 00:10:36 Okay, so this is a more delicate material than you're just, like, standard button-knit. Yeah, agreed. So if you're going to go clean something, and if it's, like, a silk blouse or... Like, do I'm saying? Like, women do you tend to wear more textures and material that would lean more expensive? Yes. So if you're going to go dry-clean it, I would think it would take more effort. I'm not justifying the pink tuesday.
Starting point is 00:10:56 tax with dry cleaning. But there's certain special buttons. Like I've got some shirts that have like snap buttons and it costs more to dry clean those. I didn't know. Oh, wow. Because they can't use their standard process. It's more work. And so I think the same applies to women's clothing. I mean, some of these just strange buttons and strange textures and materials and guy shirts are like, it's 100% cotton. Yeah, yeah. Do you know what I'm saying? So I get it. I can I can go there with the logic. And women are more willing to even dry clean their shirts. Most guys just don't care. Winst and dry clean is more than I do. I don't dry clean. I dry clean more than my wife.
Starting point is 00:11:27 You do. But I will say, so I dry clean, we have a cool situation here at Ramsey. I can leave it in the closet and they just come pick it up, they bring it back, and it's a little over two bucks for a button-up shirt. My wife, out of nowhere, is like, hey, I want to dry clean something. Here's like a jumper thing. Just for fun. Yeah. So she dry-cleans his jumper. Did you see a jumper?
Starting point is 00:11:46 Isn't that what they're called? Jump suit. Thank you for that. We're all learning together on this podcast. So, anyways, the receipt I got back just blew my mind. It was $17 to dry clean this thing versus my clothing, which is like a little over $2. Yeah, totally. So that just goes to show you that women are paying more.
Starting point is 00:12:06 And it's partially their fault, Rachel, because they want to be fashionable. And guys are just like, nah, I'm fine. Okay, then blame the fashion industry for creating that. I do blame the fashion industry. Thank you for bringing that up. Oh, my goodness. Okay, so anyways, after the study, California passes this gender tax repeal act in 95. You've never heard of it.
Starting point is 00:12:27 California would. Can I just say that? California would. That's very California. That's not a Tennessee type of... Tennessee, you never catch them doing that. But this basically made it illegal for businesses to have gender-based price differences for services like haircuts, dry cleaning, but that was just California.
Starting point is 00:12:44 And then enter Rudy Giuliani. Four years later in 1998, he was mayor of New York City and he signed a similar bill aimed at preventing New York City businesses from basing their prices on gender. Okay, some progress in the 90s. Okay, so let's... Here we go. Can I be devil's advocate again?
Starting point is 00:13:04 Please. There's a little bit of that free market in me where I'm like, let a business do what they want. And as a consumer, I get to choose if I want to participate in that or not. That's consumers get to choose. But also, there's things that like women have to buy.
Starting point is 00:13:21 You know what I mean? Like, they don't have a choice. Yes. And guys don't have to buy that. So part of it is just like, sorry, this is the card you were dealt. Yes. If you're a woman. All right.
Starting point is 00:13:37 2015, we're fast forwarding. We're out of the 90s. We're in the modern era. New York City Department of Consumer Affairs released a now famous report saying that women's products are typically more expensive than men's without reasonable cause. Oh. Love a reasonable cause. I love a reasonable cause.
Starting point is 00:13:52 The report looked at 800 gender-specific products from nearly 100 brands. And here's what they found on average personal care. products marketed to women were 13% more expensive than the similar products for men. I mean, I'm thinking about a razor. A razor's a razor, pretty much. Yes. And man. And then accessories were 7% more expensive.
Starting point is 00:14:13 Clothing, 8% more expensive. So that means that jean jacket you're wearing right now. I am. I am. Costs, you know, George $100. But for me, $108. Wow. Because of the pink tax.
Starting point is 00:14:24 Wow, wow. Just because they can. And I'll buy it. For the record, I did not pay $100 for this jacket, Rachel. I got it on Poshmark. I'm a savvy spender. There you go. All right.
Starting point is 00:14:35 So let's fast forward to 2023. Congresswoman Jackie Spear of California, who championed the OG California legislation back in the 90s, has been trying to get this legislation passed on a federal level. It's called the Pink Tax Repeal Act. And as things do in Congress, it's just stalled out. It's clogged. The pipes are clogged in Congress.
Starting point is 00:14:56 I'm shocked. I am shocked. But the world is starting to take no. and the UN, the United Nations, has even called on countries to eliminate the pink tax to ensure women get equal participation in the economy. Who knew the UN's going to get involved? Wow. This is getting big, George. Like they're all sitting around, those tables, everyone's got their little flag, and they're all
Starting point is 00:15:14 talking about the pink tax. So, if we're realizing this is a problem, why is it still happening, Rachel? Well, you know, in some cases, tariffs, are you ready for that? Taxes on imported goods, so some women's clothing have higher tariffs. the men's clothing, and that cost gets passed to the consumer, which, yeah, I mean, okay, like, oh, my gosh, so the tariffs, that's playing into this, too. This is getting big. We're going big economy here, George, as we're talking. Global. Now, the main reason, though, is because you guessed it, companies can get away with it. If they charge, people will still buy it. And so
Starting point is 00:15:52 companies assume women will see more value in, or pay more for an item that is designed for them. So think it's literally the same thing, but it's pink. Yeah, which I... Do we still care about colors in today's economy? Well, you know, like, there is a subconscious for me, if I'm getting deodorant and there's like a man deodorant and a woman's deodorant, I'm going to lean towards the women. I don't want to put a man's deodorant. It has like fake wood and it's like Arctic wood scent. I know, right?
Starting point is 00:16:18 Like, I wouldn't buy that. But then razors, because I'm shaving my legs, you're shaving your face. So those are two different. I mean, like, what I, you know, what I need and I, I don't. razor is probably different than what you do. So I'm going to buy the women's because in my head, I'm like, yeah, the companies know what they're doing. They're taking care of me. And they, they know how to shape the razor. Like, it is, it is specifically designed for me. So I, that's my subconscious, though. Like, if I'm in a target aisle, I am going to buy the women's razor and not the
Starting point is 00:16:50 men's. I cannot believe you are in support of the companies and their marketing going like, well, they probably know best. They know how legs work. I know all that. I'm going back and so much on this podcast. Because in my head, though, but when you're shaving your calf, that is different than when you're shaving your face. So I'm like, what the razor needs,
Starting point is 00:17:07 the bend of, I mean, like, do you know what I'm saying? Like, yes, and though, Rachel, because I do feel like men need a cleaner, like, cut, you know? Yeah.
Starting point is 00:17:15 But I actually think, well, no, I actually think men's razors are better. Oh. They probably are, y'all. Because it's like five blades versus three. I think that they are. There's some probably truth to one way.
Starting point is 00:17:26 I'm going to leave this podcast another. I guarantee you there are YouTube comments right now people saying, Rachel, I've been using men's razors because they're better and cheaper. More blades for less money. It's true. I mean, yeah, and now I'm back to my other side. Yeah, I agree. Rachel's having a battle in real time in her head.
Starting point is 00:17:42 The devil's advocate is turning to the angel. Look at that. Did my other argument make sense, though? But they know, like, does that, or do you all think that's just crap? I don't buy it. You don't buy it. I think it's all marketing. Okay, all right.
Starting point is 00:17:54 And you know, it's like three companies that are running the show. It's like, you know, it's like P and G. He owns, they own us all, and we have to deal with it. But here's some examples. Laxatives. I know that this was first on your list. A user on Twitter posted a photo, box of laxatives with a price tag of 149, right beside a box of pink laxatives, marketed to women with a price of $369. Over double the price.
Starting point is 00:18:14 Wow. No good. Now, I never thought I'd say this on a podcast, but a butt is a butt. I mean, there's no difference. This is true. The lack of the life of the performance. The biology of the human body, you're exactly right. Like a colon is a colon.
Starting point is 00:18:29 I didn't think we had to say this out loud. Foam earplugs, a Huffington Post article, showed a photo of Walgreens selling women's earplugs that were purple for a higher cost than the blue earplugs for men. Wow, and this one really got me. The kids' bike helmets, the Paw Patrol bike helmet at Target, 2549 for the pink one, 2049 for the blue.
Starting point is 00:18:53 Dang, Sky versus Chase. Wow. Wow, she's more expensive, naturally. Sky. That's unbelievable. That's pretty crazy. Yeah. That's pretty crazy.
Starting point is 00:19:05 So let's just take a quick breath here and say, obviously you shouldn't pay more for the same product because you're a woman. But there are some taxes that I might be able to get behind if they were introduced. You ready for this, Rachel? I can't wait. A poor judgment tax for people who buy nickel back concert tickets. It's fine. It's just poor judge.
Starting point is 00:19:22 You can go. Poor nickel back. We have a good time. Oh my gosh. Okay, how about this? A bandwacking tax for anyone who started wearing crocs. Ironically. Yes, unless you're an OG crox wearer,
Starting point is 00:19:35 you don't get to start wearing them now because they're fashionable all of a sudden. Are they fashionable all of a sudden? Yes. Yes. Really? I own one. They're like back? Because I remember when they came out and everyone's like...
Starting point is 00:19:46 We made fun of them for years. Yeah. I never thought I would go there. And they're back? Seriously, y'all? Yeah. Connering so much. Are we going to start liking nickelback now? I know you do. Nickelback. Sweet nickelback.
Starting point is 00:20:01 How about a chuggy tax? Have you heard about the word chuggy, Rachel? Never heard of chuggy. Chuggy is basically someone who's just very like mainstream basic. Like they wear ugg boots and go to Panera. Like it's just very, that's chuggy. A live laugh, love. Oh, Kirkland's. Kirkland is what I think of. And so. Live love love. Home sweet home.
Starting point is 00:20:21 If you have like the Eat sign in the kitchen Like we know what happens here guys You don't need to tell us The beach this way walled decor Very maxinease to have you Rachel There's a chuggy tax for that
Starting point is 00:20:37 So we joke But what can we do about this Rachel Is there any hope out there? Okay so yeah we just we see how ridiculous it is And again some people have been speaking out about this for a while And there are our companies that are actually listening So in 2016, the online wholesale company boxed, adjusted the prices of some of their personal care products to account for the pink tax. Respect. You didn't know it, Rachel.
Starting point is 00:21:01 So listen, so really, though, when you're shopping, I'd say regardless of who you are, but specifically you're a woman because you're paying the pink tax, look for deals. Always do. George, you're great at this. Thank you. You're always looking for a great deal. And when you see that companies are charging more, like if you see that in front of you, you're like, okay. you know, a blue razor, a pink razor, then buy the blue, right? I mean, that's what y'all convinced me of this podcast. So we have a choice as a consumer of what we buy.
Starting point is 00:21:30 So if it's really not that big of a deal, then, yeah, buy the cheaper one. Absolutely. And if it's something that's obviously like a feminine product, maybe you don't need the fancy name brand with the slick marketing. A lot of the times you can go with the generic brand, the store brands, wait for sales, do your due diligence, and if it is on like a crazy sale, stock up on it, if it's something you use a lot. Yeah.
Starting point is 00:21:52 So that you're not paying retail prices every time you go back to pay for it. Yeah, so basically, I think at the end of the day, we have to control what we can control. And Dr. John Deloney says we can only control our thoughts and our actions. We can't of everyone else. So regardless of what companies are doing, like we don't have control over that.
Starting point is 00:22:10 Sure, you can speak up and all that. You can. But at the end of the day, it's you and your money. And so you, as a consumer, have a choice of what you spend. So you get you get that you get that choice which I think is a great a great option. What a what a beautiful way to end, Rachel. Thank you for that encouragement. Well, I learned a lot today and I'm going to be a lot more aware and observant when I'm shopping to go like what are we paying for this and what's the differences. And so if I want to know,
Starting point is 00:22:36 if people see this out in the wild, let us know. Send us stuff on Instagram, leave YouTube comments. We want to know what's out there to keep you guys savvy. Yeah, because for all of us ladies in our 30s, it's cost us. This is $40,000 thus far. It's not fair. Unbelievable. It's pretty crazy. Well, we had a good time, and it's time for our last segment, Guilty as Charged.
Starting point is 00:23:03 This is where our producer gives us a new guilty as charged question every week, and if we've done it, we have to take a sip of our drink and explain. Lindsay? All right. This is a good one. Kelly on Instagram asked this question, and I said, Kelly, this is a good one. Okay, Kelly. I know. We hear you, Kelly.
Starting point is 00:23:24 Do you always round up when checking out when they ask if you want to donate to the kids? Oh, okay. That's a big, that's a big sip for me. Wait, do you round up? Would I be guilty of not? Yeah. Yeah, I'm sipping. I'm sipping.
Starting point is 00:23:41 I have just gotten confident in, like, our giving and what we're doing. And, again, not that. You don't do guilt giving. Not that 14 cents isn't going to change a life because it does every. little bit helps, but I prefer giving to lesser places, right, but more money. So when... More focused. Yep.
Starting point is 00:24:03 So more of the like random, here, here, here, here, here. Yeah, I just, I don't feel guilt over it anymore. I used to, I used to feel absolutely terrible, but I don't. I just say, no, thank you. Yeah. And that's a powerful three-word sentence right there. How are you? Oh, I'm immediately like, no, I'm good.
Starting point is 00:24:20 I have no care. I mean, I just, first of all, I have trust issues. I don't know what these, oh, is this a tax? What are they doing with this? Why? Why are, like, is this for them to look good as a grocery store? And then the cashier always looks like they don't give a flip either. They're just like, this is part of my job.
Starting point is 00:24:35 Like, do you want to give, you want to round up for the children? I'm like, what children? Your children? I don't know where this is going. They don't have a big sales pitch here. So anyways, I just say no. And like you, I'd rather focus my giving on places that I'm passionate about instead of guilt giving because of cashier.
Starting point is 00:24:50 It was like, hey, you want to do this? and you feel socially obligated, which was the, I just realized, the catalyst of this iPad turning around at checkout. Our tip, the tip episode we did? Yes, I was in Mississippi, and the iPad spun around, and she leaned over the iPad.
Starting point is 00:25:06 No, she didn't. It was my sister-in-law's wedding, and we went, oh, got some tacos, very mediocre tacos. She said, tip can go here. Well, you check out, and it's like, do you want a tip one, two or three bucks, or whatever it was,
Starting point is 00:25:16 and so she's leaning over the iPad, staring as I'm doing this, and it was before she made the tacos and I was like, what if she does something to the tacos if I don't tip? Oh, no! And so out of fear.
Starting point is 00:25:29 Fear. Not guilt, but fear, I tipped a dollar just to be like, don't hurt me. Don't spit my tacos. Don't spit my tacos. But it's very uncomfortable
Starting point is 00:25:36 when they're staring, turning and staring going like, what are you going to put down? Wow, that's like another level of our tipping episode that we did. Some intimidation tip. That is an intimidation.
Starting point is 00:25:44 Intipidation. New, new phrase. So yeah. All right. Well, hey, if you've got a fun, guiltiest charge question you want us to answer. You can DM us your question on Instagram at George Camel with a K, at Rachel Cruz, and we might use it on a future episode. That's right.
Starting point is 00:26:01 All right, George, the drink. The pink seorita margarita. I loved it. I guess I haven't had a margarita in a while, but man. Yeah, so it's a take on a margarita. I just crunch some ice there. You like that? Listeners love it.
Starting point is 00:26:14 So what is in the – what would you rate this drink? I mean, I'm going 10 out of 10. There's something I would change. I keep sipping it. I don't want to stop. I think margaritas are my game because you gave me a 10 on spicy margarita. Producer Lindsay crushes. And like Michael couldn't be here today are, you know.
Starting point is 00:26:30 Resident part of dinner. Yes. And so I was like, oh my gosh, what am I going to do? It was delicious. I'm going to go 8 out of 10 only because I like my marg's little more kick, more sour lime punch, you know. Okay. But it's very smooth, very tasteful. Here's what's in it.
Starting point is 00:26:45 If you're curious, what makes it different. All right. So in this drink, we've got some tequila, some gruel, some. grapefruit juice, some cranberry juice for the pink color, and simple syrup. It's very simple, simple. Simple. It comes out to 383 a glass. So try it at home if you are inspired by this episode. It was so good. And perfect. Great drink, Lindsay, for the...
Starting point is 00:27:07 Thank you. I had the, you know, make up for the horrible one. I did on Thanksgiving. It's okay. We can't all about a thousand. That's a sports reference, Rachel. I'm learning. All right, you guys, that's it for the episodes. Don't forget to show you. Share this with your friends, you know, who may want to hear about Pink Tax. Who knows? And follow us on social media at George Camel with a K and at Rachel Cruz. And make sure to subscribe to this podcast.
Starting point is 00:27:31 If you haven't, hit that follow button. They're not subscribed. Subscribe, you guys, subscribe. It's just rude, honestly, at this point. Hey, and leave a review too. I love reading the reviews. It is fun. It makes my heart so happy.
Starting point is 00:27:41 So I love that we can bring this podcast to you guys. And they've been almost all positive. I know. The ninnie muggins have kept quiet on this one. Which we appreciate. Love it. So do that and always, always, always be back here next time. Don't miss another episode.
Starting point is 00:27:55 We're here every single Thursday with new episodes of Smart Money Happy Hour.

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