Smart Money Happy Hour with Rachel Cruze and George Kamel - What Americans Are Asking Google and ChatGPT About Us—and Money

Episode Date: February 16, 2023

Technology, personal finance, jury duty—Rachel and George cover some hard-hitting topics as they answer the internet’s most popular “How to get out of . . .” questions (and also share a few thoughts on the Wendy’s franchise). You don’t want to miss this one!   In This Episode:   ·      George discusses fanny packs and his time in the Arabic Baptist Church. ·      You’ll hear top Google searches and some financial limericks written by ChatGPT. ·      Rachel compares her husband, Winston, to a mysterious 90s sitcom character.   Helpful Resources:   ·      Get your finances organized, make a plan, build up your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Click here to get started today! ·      Be entered to win a $100 Visa gift card when you take our listener survey! Click here to let us know what you think.  ·      Do you have a Guilty As Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.     ·     Learn more about your ad choices. https://www.megaphone.fm/adchoices   Ramsey Solutions Privacy Policy     This Week’s Happy Hour Special: The Hurricane   Ingredients: ·      1 ounce light rum ·      1 1/2 ounces dark rum ·      3 ounces passion fruit juice ·      3 ounces orange juice ·      1 tablespoon grenadine ·      Orange slice and maraschino cherry to garnish   Add rums, juices and grenadine to a shaker filled with ice. Shake to combine, then pour into an ice-filled glass. Garnish with an orange slice and a maraschino cherry for extra color and enjoy!   Learn more about your ad choices. Visit megaphone.fm/adchoices

Hey guys, I'm Rachel Cruz. I'm George Camel. And this is Smart Money Happy Hour. I saw you did a double take to the camera. Well, we have a camera now, Rachel. The people have been clamoring with bated breath waiting for us to be on video to see our expressions and the drinks and the magic. And here we are. It's the first episode. It was finally in the budget.

And it is so exciting. So this is the show where two friends who happen to be money experts talk about what you're talking about. That's right. everything from pop culture, money, things going on in the world, we are here for you. And this is a fun episode because it involves something I use every day, which is Google. Sometimes I use duck, duck, go, which we'll get into another time. Wow. That is my, that's my jam. So we're talking about Google searches specifically, and before we dive into what's on America's mind,

let's pour ourselves a classic hurricane. Yes. And our mixologist and associate producer, Skyler, really crushed it on the presentation. Well done. That's half the bad. It's just presentation. It just, and it just tastes better when you have a little umbrella. Have you ever been to Mardi Gras?

No. I have no desire. I don't either, George. But I used to live in Mobile, Alabama, and they claim that they invented Mardi Gras. There's a hot debate. Hot debate. They technically did. There we go.

Stop me, y'all. Not how to you learn? Yes. You know what, Rachel? Google it. Yes. Wow. Google it.

I learned something new. Have you had king cake with a little baby on top? Yes. That's weird. It was a tiny baby figurine for no reason. I'm sure that's a reason. I don't really get, but I'm like, good for you. Hey, any reason to party, right?

Good for you. Whatever. So. But Google, we are going to be chatting about it, not about big tech, but about Google searches that are hot right now because some of them actually involve money. That's right. And we can speak to that. We can't speak to all Google searches, but we can speak to these. And we're also going to share some of the things that people are searching our names about.

So that'll get interesting. Do you want to go first? I'm all nervous. Should we go first, George? Here, I'm going to Google. Okay. Your name. Let's see what comes up.

Oh, no. Let's see what comes up. Does it get more exciting? George Camel Net Worth. Oh, net worth. Well, a millionaire now. Wow. Wow.

Cheers to you. Yeah. Well done. George Camel Fanny Pack? That was an April Fool's joke that people thought was real. What was the April Fool's joke? Well, you know, you have the Rachel Cruz wallet. And so we're like, it'd be funny if I had the George Camel Fanny Pack envelope system.

It's the third. And then people were like trying to Google it to be like, where can I get this? And I had to be like, no, it was a joke. Sorry. Maybe we should make it, I don't know. Okay, some other great ones. How tall is George Camel? That one you can assume.

Five. It starts. Okay. Five, six. On a good day, full confidence. George Camel, ethnicity. That's an interesting one. Yeah, you got that one, George.

Half Egyptian, half Syrian, and I did 23 in me to prove it. Really? It legit was like North African and Western Asian. Wow, you're so cultured. Thank you. No one thinks it because I'm, you know, someone called me whiter than Wonderbread the other day. And I was very offended, but I was also like, that's a good joke. That's good. Well, those are your, those are some of your fun Google Search list.

And I speak fluent Arabic. And so that's a good party check. Yeah. Say drink this drink. And that's as nice as I can get, Rachel. It's as nice as I'm going to get today. Hi. You caught me on a bad day.

Are you impressed? Say something else. I love how impressed you are. No, I think that's the only line you know. No, I know other lines. Say, my jacket is blue. Oh, no. Okay, okay, sorry.

Say, I like my... Why you apologize? I like my house, because I feel like I'm putting you on the spot. And a... Anabeti. I feel like you're making this. Ask my mom. Ask my mom right now.

George, actually, that's amazing. Did you all speak that growing up? Yes. I went to an Arabic Baptist church. The sermons were in Arabic. It's legit. You know what? a lot of points of fly for me.

Thank you. That's impressive. I finally have the respect of Rachel Cruz. That's all it took was knowing. Me Casa, Su Casa. That's not Arabic. Good try, though. Oh, anything else that's exciting on here?

That was it. That was all the Google searches. Okay. But that's, um... I'm gonna, I'm gonna Google years now. Are you nervous? Uh, I don't know. I mean, who knows what's gonna come up?

You should be. Oh, boy. Okay. Oh, geez. According to Google, this is what the people want to know about Mrs. Rachel Cruz. Okay. Rachel Cruz's husband. Oh, yes. They want to know about Winston. Winston, he's an enigma, a mystery. I know. He's like Mr. Wilson on home improvement. He just kind of randomly, and then he disappears. He stays out of the spotlight. I know, he does stay out of the spotlight.

Rachel Cruz's dad. Who is Rachel Cruz's dad? Oh, David Lawrence Ramsey. You want the full name. Wow. There you go. Secrets out, guys. There is. You now know everything about Rachel. So that's fun. Are you happy with these? There's some Google searches. You know what? I think I am. Now, what's interesting is as of January 30th of this year, when it comes to Google searches, the top four of how to get out of Google searches, we're going to break these down. People are in a, they're in a desperate spot when you're just Googling how to get out of. Get out of something. You really got to get out if you're hoping Google helps. So the first one is how to get out of jury duty. That's a good one. Have you ever, ever been summoned? No, I think they know better than to put me on a jury.

I'm not, I think I'm too biased to whatever the situation is. You just already have your opinion going in. Yeah, and I want to tweet about it, and you can't do that. Yeah, no, no, you can't do that. Have you? Nope. And I used to, like, kind of be interested. And then someone here at the office got summoned, and they were gone for a long time.

You just go away. And it was a terrible, like, it was not, it was horrific. A spouse of someone here is in that right now. Oh, really? For six months, she has to call a number and be on call. And get this. No. There's obviously like mega fines

if you don't go and you like go to jail. They pay her $10 a day when she goes and misses work. Stop it. To do this. For six months. $10 a day. Oh, man.

What is this? 1938? How are they getting away with this? That's a great question. Your American duty. Man, I mean, it would be, would you ever do, would you ever want to be part of jury duty

like for a high profiled crime? You would for sure. If it involved a celebrity, I would do it. If you were like a part of the Johnny Depp Amber Hurd trial. Oh, you would have loved that. It would have been a vacation for me. I don't think I have that. I don't have that in me.

I'd just rather do literally anything else. Courtrooms are depressing to me. I mean, that's fair. I mean, if I'm being real, I have a life in children and a husband. Like, I don't want to be doing that. But if I didn't, that would be a great second life. Great side hustle for Rachel. So in most states, if you don't respond to your summons,

you can be fined and held in contempt of court. In Tennessee, the fine can be up to $500. bucks. That's not that steep. I would have thought it would have been more. Well, it can also result in jail time. Yeah, the jail is what's a little bit more intimidating. Imagine going to jail like, what are you in for?

Like, didn't go to jury duty. That would be me. That would be bad. The second Google search of how to get out of is debt. That is one we can get behind. We got this, George, get out of debt. But it is a very Googled term. Yes.

People are searching for this, especially because we're kind of still near the New Year-ish. and people want out. They went out of debt, credit card. Debt is up. Interest rates are out crazy high and all this stuff is happening. And so people really are thinking for the first, maybe for the first time in their lives, like, I want to get out of debt. How do I do this? It's a powerful spot to be in where you decide I'm ready to get out and I'm willing to do something about it. Yeah. Here's the worry. When you Google something, there's a lot of sponsored ads. There's going to be debt consolidation companies and debt settlement companies and lenders that want to put you into debt further and just move debt around. And so hopefully our website comes up first if our team is doing their job.

I hope. Yes. But here's the way we're going to be human Google for you. Number one, get on a budget. This is a written plan where you put your income minus expenses. You give every single dollar a job. We have a great tool called every dollar that helps people do this. The way that thousands and now millions of people have done it is the debt snowball.

How does that work? So the debt snowball is where you list out all of your debts, smallest, largest, regardless of the interest rate, pay minimum payments on everything, and pay the smallest debt off first. And you do this by throwing any extra income you have, which is why the budget is important, you guys. So when you do the budget, you're going to be able to look to see, okay, wow, we spent that much in restaurants. Well, what if we just cut that out and put that money towards debt?

I spent that on Amazon for stuff I didn't really need. Let's take that category out and throw it at the debt. So the budget is the roadmap to help you navigate. Hey, here's how I can cut expenses. And then also, if you can bring an extra income, you know, for a short period of time while you're getting out of debt, people that are doing the debt snowball get out of debt in 18 to 24 months on average and it's amazing for two years of your life work extra cut expenses and get out of debt

because when you don't have debt George it's amazing when your income comes in it's yours it's a great feeling you get to keep it so spend less make more it's that simple and it's that hard yes but that's the way there's no shortcuts here there's no hack yeah and the debt avalanche people talk about which is paying off the highest interest rate first and what we found it's like it's not a math problem. This isn't a math problem. If we were doing it with math, sure, mathematically, the debt avalanche of paying off the highest interest rate first would be mathematically correct. But getting out of debt is so much more than just the math. You need progress. You need to feel the quick wins of paying off the smallest debt first. He free up the payment. Now we're attacking the

next one. And you're like, oh, I can do this. You got to see the light at the end of the tunnel. Absolutely. Absolutely. So how to get out of debt? It's that. You guys, create a budget. Use the debt snowball and do it. All right. Next up on the how to get out of list, how to get out of a lease. Ooh. Have you ever had to do this? I've broken a lease early.

You did for what? Yeah, I think it was when we, I got married, Whitney moved in, and then we bought a house. And, you know, the timing can be difficult. And so I think I sweet talked them into not giving me a fee. So you got out breaking the lease. I bet it was in high demand then where your guys were. because I feel like if people there's like a, they know they can fill it pretty quickly.

Yeah. And now I assume they're talking about a rental lease here, not a car lease. Now a car lease would be a totally different thing. And that's a sticky situation. That can be tough. You want to find out the early buyout amount. Yeah. Which is the amount you need to get out of this lease completely.

And then you need to come up with that money. And sometimes people can be underwater. I know. Where the car isn't worth what they have to pay for it. So you need to come up with the difference. And that can be a tough situation. And you can take a small loan out if that's the case. just to get out of the lease.

So you can do that or, you know. And then you need a little bit of money to buy a beater car for now until you can save up an upgrade. Yep. So the thing with a rental lease, though, you might be able to find someone to take over your lease.

So that's a really best case scenario. If you're like, hey, I already have someone to take my spot, they'll usually work with you there. The landlord's not losing money. If that's not allowed, you may have to pay out the rest of your lease or pay an early termination fee.

So read the fine print when you sign that lease to know what it's going to take. And to be able to, if you can, plan ahead. Now, I know life happens and stuff comes up unexpectedly that you may have to break it, but be thinking through because some people, you know, you can lease somewhere for six months or, you know, like negotiate the terms if you know your life is going to be changing so that you don't have to break it. And you can go month to month a lot of the time. Yes.

So once your lease is up, if you know you have a life change coming up, you might be buying a house, for example, go month to month. Sometimes I'll work with you on the price because it can be higher. Yep, that's great. Good stuff. All right. The fourth most Google search of how to. How to get out of school.

Wow. So these are teenagers, I imagine. I guess. Hopefully not college kids. I don't think a college kid would be searching that. Because that would be more how to get out of class. Okay. I'm reading this right here.

The top result for this recommends pretending to have... I don't even know if I can... Do we say it? Say it. It's not illegal. No, I know. It's gross. It's gross.

Say it. Diarria. Thank you. Man, that's the number one piece of advice. This is what America's been waiting for. On how to get out of school. I feel like there's better ways than pretend to have diarrhea. Did you ever skip school?

Our school was strict. My high school, I feel like you had to like have, I don't know, like they would call, like the attendance. Oh, yeah. Like, do you know what I mean? Like, I feel like it wasn't. It's hard to just not show up. It wasn't like the 80s that I feel like you just could kind of like do your own thing. Or at least, I don't know, my school.

Public school. Yeah, I was at public school too. Was it strict? Could you just skip school? I don't think you could just skip. I think they would be looking into it, calling family. Like, there's, yeah, there's attendance taken in every morning. Yeah.

I don't know. So, I don't know. I don't think I, like, ever played hooky or left early. I was a good student. But you, for sure, like, acted like you were sick at home to have your mom keep you home, all that stuff. Yeah, yeah. Oh, man. We, oh, yeah.

Just tell my mom, I just don't feel good. Sharon's not falling for that. She would after a while. Wow. You know I was never the kid? I think I might do this for my kids where you get like just like a personal day where I'm like listen you can pick one day

and just skip if you want. So this is like before there was like a mental health day, self-care day. Am I such a millennial? It was a personal day. Wow. But I'm like I think it's because I think it would be so funny if my mom came into my room one morning

and would have said, we're going to skip school today and go to a movie and go get one. Like wouldn't that just as a kid? Dream come true. I know. That's so easy. Would you do that with your kids today?

That's what I was saying. I want to. Why don't? you. What's holding you back? I haven't. I don't know. Maybe I will. I think you're scared of getting in trouble. No. I'll just have an excuse. What if the cop show up to your house? No. Missing persons cases file. We don't know what's going to happen. I'm the parent. They're going to call me and I'm going to say she has an unexcused absence. You're not going to pick up. You're a busy woman. What if you're in the middle of a podcast recording? They're all freaking out,

looking for, looking for Amelia. Amelia's, she's intelligent. She'd figure it out. She could fake your voice. Wouldn't that be fun, though? Wow. All right. Well, there's the top Google searches of to get out of. Yeah, some big stuff towards. Very interesting. Have you ever had to Google something that you were kind of embarrassed about? Oh, yeah, probably. I do it a lot with spellings of things and definitions.

Oh, no, my spelling is always. I use my voice and I always, yeah. Well, I did that like twice today. I can't even remember what it was. I use Google all the time. Have you ever, like I'll Google a website because I don't want to type in the full website name. Well, yeah, and on my phone, I'll put a, for the, browser. Well, Google has been a lifesaver, but now there's a new Google in town. Have you heard about

this? I have. The robots are coming for us. I mean, it's pretty wild. I want you to explain it. Chat GPT. So have you used chat GPT? The only reason I know about this is John Deloney earlier this week. We were at our desks. And he like came over. He's like, have you seen this? And he showed it to me. And I was like, what is this thing? And he was like, Google's going to be out of business in six months. I was like, I don't know about that. But it is wild. It's not taken over Google. Okay, but explain it because I don't even know if I get it. You just type in.

So it's AI. It only has information from 2021 and previous. Oh, really? I didn't know that. If you're trying to Google something that's current and trending, it's terrible because it has no idea. But it is a genius tool to frame up thoughts. It can write copy. It can help you with your resume.

Do it right now. Pull up your phone. I'm going to do write a fun. limerick about Rachel Cruz involving budgets and her husband Winston. And it's going to do it. Would you be impressed if it could do that on the fly? I mean, it's very specific. Okay.

And within seconds, it gave me the limerick. Do it. There once was a gal named Rachel Cruz. Her budgeting skills, she didn't abuse. She and Winston, so fine, made their finances align. Now they laugh all the way to the bank. They don't lose. That's pretty good.

That's unbelievable. Yeah. So if you need anything written for you. Yeah. You could be like, give me some motivation about getting out of debt in the style of Dave Ramsey. And it would sound like. Do it. Do it.

All right. Are you sure you want to hear this? I do for sure. Do you have any that you're like you have a dark curiosity about that you're just Jones and for? No. Give me motivation for getting out of debt in the voice of. And they can do it in the voice of. Yeah.

Mm-mm. This is crazy. Oh, here we go. Okay, give me motivation for getting out of debt and the style of Dave Ramsey. Here is what Chad GPT is coming up with in real time. Debt can hold you back from reaching your financial goals and enjoying true financial peace.

By following Dave Ramsey's seven baby steps, you can get out of debt and take control of your money. Remember, debt is a form of slavery. The more debt you have, the harder it is to be truly free. By getting out of debt, you'll have more money to put towards your future, whether that's saving for retirement, buying a house, or sending your kids to college. The journey may be hard, but the reward at the end

is worth it. So let's roll up our sleeves, make a plan, and get to work. The finish line is in sight, and financial freedom is waiting for you. Holy crap. Is it going to take us out of a job? I feel like if you can just get what they need. That's unbelievable. So it does a decent job. And there's a lot of prompts. You kind of have to learn how it works. Yeah. But it's really impressive. But it's there. So I know some people are anti, they're like, you know, conspiracy theories. I know, I know, I know. The rope, they're using it for mind control, but I think it's a fun tool. I'm sure all of it's true, but you know what? I'm only going to be on the surface.

Live a litter. So this is what's interesting, though. Obviously, schools are worried about this because now students can, like, they can, it can write papers for you. Okay, so is it different every time? Like, if you, if you said, write me a paper on dinosaurs, and then I had on my phone write a paper about dinosaurs, would it be the same? I don't think it's verbatim every time. See, now that.

Similar, but you can regenerate the response if you want something slightly different. and it'll give you a different take. Oh, man, George. I mean, you could say, like, write me a fake episode of friends where this happens in the plot, and it would give you the script. It's that impressive. So schools have been working to block this on school devices, obviously, in networks,

because it can write papers and essays for you. And apparently Google is on Code Red, which means it sees it as a threat to their business. So they're investing in their own AI now to compete. There you go. Man. This is juicy. This is Battle of the Robots.

We are like, we are living in the times, George. You know, we all, you know, Yahoo. Remember Yahoo back in your day? That was the big thing. Well, now Amazon, you can like pay with your palm. Have you seen this? You put in your card. You scan your palm and then...

Now, that, no. Mm-mm. I'm not messing with that stuff. I know you had a conspiracy theory about that. That is. That gets a little, that gets a little too crazy. I will wave my phone over something. It's not that much different, really.

That's what I'm wondering. It's like a fingerprint. I know, but that's like your actual, like you. You use face ID on your phone. I know. Use Apple Pay to pay for things. All the time. Two clicks.

Anyways. It is a weird time. It is a weird time. But here's the big thing with all this is the frictionless spending, of course, when it comes to that stuff. But I think we can use technology for good. That's the hope. Yes. But we do have to be aware that because we have so much information, it's so easy to get anything you want right when you want.

Whether that's actually buying stuff or getting any amount of information, just be careful. I think we can be on overload on everything, whether it comes to buying stuff so quickly because it's like, oh, I can Google whatever I need. It's going to take me to a website. I'm going to be able to Apple pay with it and get whatever I want so quickly. So again, just take a deep breath and don't believe everything on the internet on the other end too. So it affects our, it affects our purchasing, but also I think it affects what we put in our minds, George. There's just so much information. So many inputs, too much information, our brains are turning to mush. I kind of feel like it, right? Because we let everything else do the thinking for us. We have to stay in control. Because I feel like

there's a problem where we feel like we know a little about a lot, where I feel like it used to be like you were an expert on something, and you had all the information, right? And now it's just like we are a mile wide. Oh yeah. Well, now we can Google. I don't need to remember when, you know, when the war of 1812 happened, Rachel. I can just Google it, and it's easy to find out that it happened. And it's all right. 1812, I assume. One would assume. One would assume. So again, technology, yes, it can be, it can be good. It can be used for good. Google is a tool. Yes, but AI is a tool. Make sure that it doesn't take you and you're spending with you. That's right. And duck, duck go for privacy. Doesn't track you across the internet. Does not track you. So if you're worried about cookies and cash. Get C-A-C-H-E, not cash like money. We're close to the end, which many people, are thankful for, and it's time for guilty as charged. That was pretty good.

I wouldn't give it like an Oscar. Try it like George. Do it again. It's time for. Guilty as charged. That was good. That was a little lower. Yeah.

Good cadence, good tone. How did that feel? Good delivery. Okay, good. You didn't give it your all, but I think it was... One more time. All right. It's time for... Guilty as charged.

I love your facial expression, too. She needed the facial expression. So this is where Producer Lindsay gives us a new guilties charge question every week, and we've got to take a drink and explain ourselves if we're guilty. I love it. What do you got for us? Okay.

Have you ever brought your own food to another restaurant? Or you went to another restaurant, like say you went to Chick-fil-A and you're supposed to meet someone else at Wendy's. And you brought the chick-fil-a to Wendy's. Who's like, meet me at Wendy's? It's the first thing that kept like... Why? I'm just so confused. No, I feel so judged.

Rachel, we should leave. I don't remember the last time I was like inside of a Lennie's. Who doesn't love their French fries and a frosty? Let's just end this. I'm a big fan of Wendy's. We just need a, we need a move on. I just love that that was the example. Like, you know, when you're meeting up with friends at their local Wendy's.

That's when I was younger. He didn't do that. Wow. Okay. How about you give me a real life example? We drove through Taco Bell on Saturday. night, true story, 7.30 at night, nothing crazy going on, just wanted to talk about. And there are people, lots of people sitting in the restaurant on a Saturday night. Wow. Eating dinner.

Thank you, Rachel. So if it's say, people are going to win these. It's still open. They're going to fast food, George. I believe it, but like meeting up with friends. Just get over it. Just the question. Here's the meetup. They got me. Are you bringing other food to another restaurant that's not their own? Are you guilty of it? I'm guilty. I would say if it explicitly says like no food or drinks, I get a little spooked. I'm sorry. If you're going to a restaurant. Oh, okay.

You know what I have the sign on the door? If you're going to restaurant, the less likely I am to do it. So fast casual is my limit. Like I'd go to like Chipotle with some fast food or vice versa. But not into like a real restaurant. So you bring the Wendy's to the Chappole. I'll bring the Wendy's to the Chipotle. Okay, good.

We've all, we've all been there. Yeah, definitely. You're meet up with friends up Wendy's and you're like, well, I want Chipotle. Next time I hang out with you. I hope you do know that I'm going to bring Wendy's to the restaurant that you might to meet me too. Yeah, I don't see any problem with it as long as there's no clear signage on the door. No, have you done it, though?

Because right now you guys are just like, yeah, that's okay. No, have you done me? I sure have with more fast food, fast casual type places. I don't have a specific story. I'm going to say at some point in my life, I'm sure I have. Okay, so you think you've done this, but you're not sure. For sure, have done it. Don't have any specific stories that are like, wow, this one time that Wendy's.

Have you ever been with someone else who's done it and you're like secondhand embarrassment? Like, ugh, because they did it. Oh, that's a good question. I don't know if I was embarrassed, but I've been with people that, yes, that they bring food from somewhere else. That's happened. And you're like, oh, this is going to be a situation. I'm not that worried. Again, if it's not like a...

You're not going to go to jail. No one's going to prison over this. Jury duty is way more dangerous than bringing... Someone comes up and says, hey, no outside food or drinks. Would you mind taking that outside? Okay, would that make you feel insecure, though? I wouldn't get nervous. I would feel really bad if someone came up and said that.

I'd like, shoot, I'm so sorry. Well, hey, if you've got any fun, guilty-starch questions, Clearly we need them, and so submit them. You can DM us at Rachel Cruz, at George Camel with a K, and we might use it in a future episode. That's right. All right, George, who is, ooh, we are tied on the drink. Now, I'm way closer.

Yeah, I think you are too here. This was a really good one. It was very easy, a hurricane. So a big fan of the hurricane. Here's what's in it. Light rum, dark rum, some grenadine, Passion fruit juice, orange juice, and orange slice, and some Maraschino cherries to garnish.

Obviously, it's a lot of ingredients, which means it's going to cost a little more than your average drink. It comes out to $4.96. Ooh, it is a little pricey. We did have fancy passion fruit juice, I will say. Okay. So you could probably make it cheaper at home. For sure. So we'll put the recipe in the show notes.

So what do you rate it, George? I'm going to give this one a 9 out of 10. Okay. I like a little fizz, a little carbonation, so that's what's missing for me. Okay. It's a little zippier, but a little tart. I'm going to go 8 out of 10. Okay.

Give it a solid B. It's pretty fruity. And so I don't lean as fruity in my taste. Rachel has a fruit limit. Well, hey, let us know what you think. You could submit drink recipes that you want us to try at our Instagram as well that I mentioned. And if you like this episode,

how could you not love this hurricane roller coaster of an episode, be sure to follow us on social and click the subscribe and follow button. That's right. And if the spirit leads, leave a review. I hope it leads. I know, come on. George, great episode. Fun times.

Very fun. We'll see where Google and all this artificial intelligence, as the kids say, AI, take us in the future. I think a... Okay, sure. Hey, join us next week every single Thursday for another episode of... Smart Money Happy Hour.