The 85 South Show with Karlous Miller, DC Young Fly and Chico Bean - #BlackMarket- Cheat Code w/ Karlous Miller

Episode Date: July 18, 2022

The Black Market is open! Listen as Karlous Miller talks to them Crypto people! *Twitter/IG: @85SouthShow || +Our Website: www.85southshow.com || +Custom Merch: www.85apparelco.comSee omnystudio.com/listener for privacy information.

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this is The Turning, River Road. In the woods of Minnesota, a cult leader married himself to 10 girls and forced them into a secret life of abuse. But in 2014, the youngest escaped. Listen to The Turning River Road on the IHeart Radio app, Apple Podcasts, or wherever you get your podcasts. Welcome to Pretty Private with Ebeney, the podcast where silence is broken and stories are set free. I'm Ebeney, and every Tuesday I'll be sharing all new anonymous stories that would challenge your perceptions and give you new insight on the people around you.

Every Tuesday, make sure you listen to Pretty Private from the Black Effect Podcast Network. Tune in on the IHeartRadio app, Apple Podcast, or wherever you listen to your favorite shows. Your entire identity has been fabricated. Your beloved brother goes missing without a trace. You discover the depths of your mother's illness. I'm Danny Shapiro. And these are just a few of the powerful stories I'll be mining on our upcoming 12th season of family secrets. We continue to be moved and inspired by our guests and their courageously told stories.

Listen to Family Secrets Season 12 on the IHeart Radio app, Apple Podcasts, or wherever you get your podcasts. Summer's here, and with the kids home and off to camp, it's easy for moms to get lost in the shuffle. On Good Mom's Bad Choices, we're making space to center ourselves with joy, rest, and pleasure. Take the kids to camp. You know what? It was expensive. But I was also thinking, if you have my kid, this is kind of priceless. Take her, feed her, make core memories. I don't have to do anything.

Main thing, I don't have to do anything. To hear this and more, listen to Good Mom's Bad Choices from Black Effect Podcast Network on the IHeartRadio app, Apple Podcasts, or wherever you get your podcast. The Black Market is an initiative created by 85 South Media to highlight, amplify, and showcase leaders, entrepreneurs, and educators from our community. The show tapes monthly at our studio in Atlanta, Georgia to submit you or your organization for, consideration, go to 85 Southshow.com backslash black market. Just give you the Chico. Y'all did a visual? I'm working all right, man.

Yeah. You got to put us up on some game like that. Hey man, J-O-N, there's no need to keep these people waiting, man. We own something today. We on something big, man. Let's do it. Like, we usually try to do things. the right way around here.

We usually, you know, we're crooks by the book. We're sticklers for the rules. You understand me? But today, I feel like we should just skip the basics and just get into a cheat code or something. Yeah, yeah. Hey, man. To do everything.

You know what that means. When you hear that sound, that means the black one. That means the black market just opened. Let's go. So look, man, today in the black, well, first of all, welcome to the trap. Welcome to the black market.

Thank you for having it. Man, this platform was created to highlight black people doing dope stuff, whatever it is, black business, black entrepreneurs, black scientists, creative black people who are trying to do it independently. Who are doing it? That's a fact.

You know what I'm saying? We need platforms like this that's gonna highlight us doing good. could sometimes. It's only right. And today, we got y'all in here, man. Cheek-Code. Appreciate you for us, what you feel, me?

Thank you. I got all my side notes right here. Man, first of all, we got Quay and J-Hoo right here. You know, they represent. He said, tell him where you're from. From the Washington metropolitan area in Northern Virginia, Maryland, the whole 495. So shout-out to the DMV.

Yeah, I'm from Ghana, West Africa. Yeah. Back home. Shout out to the home, man. I'm saying, born and radio. after all that cousins though they won't even know yet yes sir yes sir the year of return is coming soon you know what that's what they're waiting on i mean no i mean nah you don't got wait on nothing it's not i'm like the year of return you're like the year return you're like look i'm telling you

all the niggins coming back yeah the year return is actually last year but every december but every december people go to gala you know what i'm saying it's one of the hottest places to be in december bro we ought to put together so yeah just have a gang of us just show up That's the fact. That's the way. Let's get right down to it, man. We're getting to all that later on, man. Tell us about the cheat code.

First of all, put us up on game. Man, some cheat code, man. Cheech code is so much. It's our brand. It's our company. It's our community. Shout out to all the cheaters out there. Cheat out.

Cheat out. Cheat out. The software we developed that helps users know when to get in and out of stocks, crypto, for us. Anything with a chart on it helps you know when to buy and when to sell. A lot of times people don't know when to get in and out of a trade. So that's the software we developed called the Chico Algo. The Chico community is a community of 16,000 traders.

And investors, call them cheetahs. You know what I mean? People who are looking to learn how to beat the market, you know what I mean, how to get the information with a community of like-minded people to support and help along the way. So you're saying y'all created an algorithm, right? That lets people know when to buy stocks,

when the sell stocks. When to hold them. Yep. Best time to do all three. You know what I'm saying? Yeah, it's crazy. So the main thing about it, though, is this, right? A lot of people look at it and they'll think it's like a magic pill.

There is no magic pill to the market. You know, that's the bottom line, fact, the matter. But there are ways to give yourself an advantage. When you look at hedge funds out there, they've got billions and trillions of dollars that are getting out the market, they're spending millions of dollars on tools to help them to stay and step ahead of you and everybody else in the market. So we developed a similar type of tools. for the average person to be able to get them an advantage, right?

But you still got to learn, you know, it's not something you can just pop in and be like, oh, buy sell, buy sell, you got to learn, you know what I mean? You got to put in the work. How did y'all form this partnership? Man, crazy. I actually met this dude when I was still in my 9 to 5, no longer working my 9 to 5, you know. Never thought I don't see the day neither. I never thought I don't see anything.

We've been in a few business ventures together. We're making, you know, a ton of money and I still wasn't quitting my 9 to 5, But Chico was the one that freed me, you know what I'm saying? Shout out Chico. You were making a ton of money and still wouldn't quit your job. A ton of money is crazy. We would pull off. We used to, we had a, like, home improvement,

but we also did commercial projects, water damage, restoration, stuff like that. I mean, we get like a $10,000 check in a day. You know what I'm like, well, why are you still working? If we focus full-time on this, you can be clocked at every single day. And it still wouldn't quit. He still worked cool. It's just something about the 9-5. man you know it's like a mental blockade you know i'm saying yeah comfortable it gets you

comfortable you know you're scared to lose your benefits this and that you're like all this yeah it's crazy it's crazy but for the longest time you know we even traveled we're on a trip like you know to like you know what i'm saying and i find the fun of that whole trip with stock money yeah stock money in the stocks i made like with 30 000 on the trade i was like man let's go blow that shit we just went to Miami just yeah tweak out yeah you got to do that sometimes, man. You're not for all you play hard. Exactly. You got to blow some money sometime, man. That's what keep the hustle

spirit alive. Yeah, for sure. That's a fact, man. Yeah, so I met him through a different business venture, and then we got together. He was, one of my other friends actually brought him on, because he's been known for, you know, being operationally, you know, business acumen type of thing, being able to put systems together and whatnot.

Hold on one second. You known for that? Yeah, in my local community, you know what I'm saying? So basically, like, people, I never had a 9 to 5. I got a lot of up 18 to 21. Man, man. I ain't even going to listen to that last boy. I'm just going to stick to the fact that you said you ain't never had a job before.

I can respect that. I've had a little hustles and stuff like that. I came on 21. I couldn't really get a real good job that could cover what I needed. You had a son on the way a year after I came home. I was in construction at one point and it just wasn't working. So I started trading from the porta-potties. I was like, you know what?

Once I started making more money from the porta party than I did on the job side, I was gone. And I rolled up out of there as soon as I could. And so at 21, I just went full-time in the trading entrepreneurship. I'm 31 now, so it's been 10 years. So all my friends and people around in the circles, you know, in the community, they know me for like always doing something, some business, some hustle doing something. Yeah, yeah. So that's how we met, man.

And, you know, Quay, I mean, if you've been around them, you're going to hear something about the financial markets, you know what we eat, breathe, sleep. Like 3 a.m. We up talking about, you know, this business is starting this. They're, you know, their management team. They just brought on this new CEO, et cetera, et cetera. So he just started talking, man, I'm somebody that's a sponge for information. You know what I'm saying?

I went to school, always been math and science. Very, you know, open-minded. So I listened to him when we have this conversations, man, he would be like, man, he was talking about the stock market crashing. Like, he was like, yo, there's all these financial indicators, all these economic indicators that the stock market is going to crash soon. And this was before COVID, mind you. It was probably six months before COVID.

And he was talking about it, I'm like, man, like, you know, like, yeah, I'm listening, I'm looking, I'm doing my research, I'm like, man, you're right. And I'm saying, like, the market is looking overextended. And lo and behold, someone had ended up putting like $100 million bet against the stock market at the time. And he was like, yo, look, you know, these institutional guys, they know something that, you know, us average people do not know. So I was like, man, we're paying attention to it. And lo and behold, COVID came and the stock market crashed like crazy, right? It's like 20% some crazy correction that they had in the market. And the person that put the $100 million bet against the market

was able to make like literally billions of dollars. Like billions. So I was like, man, like, yo, this stuff, like, you know this stuff like the back of your hand. More of us need to be like, you know, informed about this. So I'm like, yo, I'm going to, like, yo, we need to, I literally force me. I literally force this man. I don't like a lot of talking, like to people. You know what I'm talking about local group.

He's an introvert. But I don't like a whole lot of. So he was like, man, he's a super extrovert always talking to people. So he was like, man, he made his group, a DM group like 16 people. He was like, oh, you're going to teach these people and stuff. So I just, you know, Natsy was going to go in. We host a little Zoom calls and stuff like that. And so for the longest time, we didn't even do it.

It wasn't even a business or nothing. It was just doing it just because we wanted to get the information out there. So it got to the point where 10 months later we had like, you know, went from 16 people like 2,000, and they were like, yo, we got to pay you because, like, we've just been giving up so much for free. this time like just hours and hours and hours like 12 16 hours at day type thing on calls with different people yeah and that's that's how it all came about man it's crazy yeah welcome welcome to Pretty Private with Ebeney the podcast where silence is broken and

stories are set free I'm Ebeney and every Tuesday I'll be sharing all new anonymous stories that would challenge your perceptions and give you new insight on the people around you. On Pretty Private, we'll explore the untold experiences of women of color who faced it all, childhood trauma, addiction, abuse, incarceration, grief, mental health struggles, and more, and found the shrimp to make it to the other side. My dad was shot and killed in his house.

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Get your tickets today. AXS.com. Hey man, hats off to you brothers for even have, you know, the knowledge to even put something like this shit together. Like, that's really thinking outside the box. Appreciate it, you know. Just making the information available. Because shit, that's the real wealth.

That's the first step. You know what? It's funny you say that because I tell people like, you know, we talk about generational wealth, right? But generational wealth is not always money. It's not always building. It's really information. Information, conversation rule of the nation.

When you pass down that information, you can give a kid a million dollars, and if you don't have the information, you're going to blow it. I'd rather know how to make it. People win the lottery all the time. You can give them a lot of the time. The knowledge to go get it. That's how you keep getting it.

If you can get one, you can definitely. You can get two. That's exactly what's important. Well, he just said a word. You know, I can't count how many times, man. I don't got the bag, blown the bag, went back to zero, and I went from, like,

I tell the story, too, when we, in the crypto market in 2017, crypto went crazy. You know, a lot of people weren't even hipto-crypto at that time. Right now, everybody talked about crypto. Yeah, yeah. But at that time, man, I went from like $5,000 to $250K

in like four months straight to crypto, right? One day, the market crashed overnight. Yeah. And I was over leveraged, lost $220,000 in a single night. And I was devastating. I was like, yo, you know, even though I had 30 grand left, I'm like, I'm used to the 250. I'm like, yeah, I'm down to 30.

And then from there, started to lose it all. Crazy. I had to go back, and a lot of my real estate money was tied in there. A lot of things I was doing at the time. I had to go back to, I went all the way back to collecting scooters on the side of the road. A lot of people don't, you know, you can get scooters and charge them up. Right, I go pick up scooters in the van and go all the way back to that. Yeah.

You know, until I got a little bit enough to flip that into something and flip that back into the stock market. Because I had that skill set, it could rebuild. So it's all about the information. that never leaves you, you know what I'm saying? Oh, real. Well, look, man, what can't... What's the question, Kat? Okay, wait, Elon Musk just sold

about a billion dollars with the Tesla stock. Mm-hmm. But then we also brought back for, like, that six bucks and some shit like that. Yeah, options. He was cleaning up, he was cleaning up some bread. Yeah, he was letting it go. He would let it go so he can buy it back cheaper.

So, I mean, so pretty much you got, you know, a lot of these corporate executives, they have options, right? They get paid in options, things like that. Elon's must, his compensation plan is tied to performance of the stock and things of that nature, right? So what we've actually seen in the market right now is actually a record level of selling by corporate CEOs, right? They're selling shares at a record level right now because, like I said, they always a step ahead, right? The market has had a tremendous run over this time. At some point, you've got to cash out. So what's happened is a lot of these CEOs are taking their chips off the table, you know what I'm saying, in preparation for who knows what it do.

You got the Federal Reserve right now that's about to kick up interest rates at some point, right? Because inflation's run rampant since COVID, interest rates been low, everybody, money flown freely, et cetera, et cetera. They're about to turn that spigot off at some point, right, or slow it down. So that's not always going to bode so well for some corporate stocks. So a lot of times what you're saying is these guys are selling all shares and things like that to lock in those profits. Exactly. The whole thing with cash is a position type of thing, yeah. Just sitting on the sidelines, yeah.

Man, it's just been so interesting that, you know, COVID did happen. Now we got to see, like, guys like y'all just come out and really have the platform where people like, hey, man, shit's so bad, we listen. Give us the game. We don't know what the market about. Tell me something, young man. And then it's like you see a lot of young black men coming out,

like Aristotle, and then you see, like, Derek Grace. Shout out to all, man. Tony the Clothes, all the people who are in the finance industry and they're coming out with this information that we should. Yeah, exactly, exactly, like, shut out to Earnie Leisure and Wall Street Traffin and all of them. It's like the information is becoming more available than I've seen in my room, you know what I'm saying?

And it's from the younger generation, like black men, young, mid-thirties and things of that nature. So it's like, it makes me always wonder what we could have been if somebody would have came and kicked a people. piece of that knowledge. You ever heard them say back in the day they say, you know, you ever want to keep something from a black man put in the book?

Right. That's no longer the case anymore, right? Like this generation, you know, even the generation before, I'm firm believer that, you know, giving the opportunity and the resources, right, we go get it. Because we've always been hustlers. If you go back at any point in time during black history,

we've always been hustlers. Yeah, but see, now that's turning to caveman talk, bro. Like the way that the world is moving right now, we're going to have to read. Everything we ever. been taught about some money was wrong at this point. And now that we finally touched a little bit, we gotta change the cryptocers.

Man, we got to learn money all over again. I can't imagine my grandma in the grosser stuff. But now they won't accept this Bitcoin. They got to pay cash for them money. Yeah, no, it's crazy, man. The way education is going is just, it's just a different vibe now. And we're not learning through, like,

even, like, books as much anymore. It's social media, it's, you know, Conversations, YouTube, you got podcasts, it's oratory. And, you know, as black people, if you go back way back to our ancestors, that's how we learn. That's the best way that we learn. Right. Coming back from Africa, it's like, you know, we tell stories by fireside. It's like a lot of information has passed through generations through stories, right, which is sound and, you know, sound manipulation and things like that.

So, I mean, today is just the information is out there is accessible. You just said some, bro. You just said some, you just said some. Because podcast is like the new fireside chat. You said, you know, around the bonfires and stuff like they're talking and passing stories down from generation to generation, you know, this is really that new problem. This is the story. It's like, okay, now if the information and the story we're going to pass on to the next generation is financial literacy. Let me ask you this, like coming from Ghana, what are some of the things you learned about money coming from a whole other country, then coming here and then, like, having to relearn this system?

Right. What are some of the things that you came up with this stuff with you from? So I would say, one of the number one thing, so coming back home, just to give you a little background, my mom was, you know, the head of like, we had like a little convenience store back home that was like our family house, like we owned that store. And my mom will go out to get stuff and I'd be like the one in front of the store. Like six years old, I was already doing transactions with grown men and people couldn't cheat me just because of the, you know, the background that we come from. It's because they didn't have a cheat coat. Yeah, but nah, it's crazy. It was just, I was always business-minded. you know, it was like, it was not an option. Being business-minded was a survival, you know, like a survival sense, like a second nature that you had to either you adapt or you really don't make it, you know what I mean? You get eight.

Yeah, exactly. It's kind of like a jungle mentality. But from there to now, differences that I would say from there is just the fact that there's no such thing as credit. Other people's money, OPM doesn't exist back home. If you have to pay for rent, you pay the full $12. months up front. If you have to buy a car like a range over, you buy the entire thing up front. But if you come here, there's the opportunity of using other people's money to be able to

finance different projects to a certain scale, which is crazy. And people don't even take advantage of it. Like, you know, we sit down on time, like, when we have these conversations, just comparing back home to here, it's just like, coming from back home, like, knowing the fact that I didn't have the opportunity, like, you know, certain features that you guys have here it's just like I see just opportunity you know just straight up I'm just like the sky's the limit there's no limits there's no reason why it can't be Elon Musk he's a human being just as much as we're human beings you know what I mean so it's just there's just no cap to like you know just how we can go and how you know it's just other people's money man I hope you heard that

yeah I hope you heard that people sitting around right now waiting on some opportunities Yeah. Get off your ass if you want to be rich, man. Let them know where they can tune in to your program, subscribe to your program, get in that group message, all of that. How can they be a part of the cheat code, man? We got some 85% of us who I know about that paper and they want to get down with the cheaters, man.

Yeah, for sure. So our Instagram is cheat code. TV, Cheeto, C-H-E-A-T-C-O-D-E-T-E-V. You could also check out our website, Chico. us. And then my personal Instagram is the Rio J-H-H-H-U. And then you got Quay. Mine is quay. Dot trades. K-W-A-Y

dot trades. Do not send nobody that looked like me or none that shit. No Bitcoin and none of that DM stuff. Do not do it. His man about his business. He ain't about all that. I'm not going to DMU for no money. So they got a lot of fake page. Y. Instagram don't do something about that stuff. But I don't know either.

Because if you call somebody a you was in trouble. Right? Exactly. It's crazy. You can report these people all day long and they're nothing. Yeah, we gotta get. They'll flag your shit for reporting everybody.

Crazy. It's crazy. Nah, but yeah, man. Yeah, man. I appreciate you guys having us, man. Definitely. Hey, man, it's your first time over here, but it definitely won't be the last, man.

I wish you brothers much success with the cheat code. For sure. I'm gonna definitely hit you and see what I can invest in. I'm gonna buy and win to sell. to buy and win to sell because that's just too good of an opportunity to pass yeah yeah each one's each one is our motto yeah we're all about that so exactly and one thing we always got you know along that same amount of thinking man anytime we teach something to somebody or some we encourage anybody who does have something valuable to share with somebody teach the next man you know even

if it's your niece your nephew cousin brother whatever may be because that's the only way we get about the situation of you know economic the economic situation we as a community as a culture you know what i mean so sure so i'm gonna get us out of there yeah let's go let's go let's go let's go let me get my when i get my pay for everybody straight with the whole community everybody don't fuck where you're getting paid last but i'm letting you know telling we need a hero out here y'all need something to believe in it's the fact man i keep telling people you know it's like if you ever imagine elon mus and jeff basso's working together right now and people just don't know but don't know you know right yeah don't know

god damn well look like I said much love and success to you brothers don't let this be the last time you'll stop a show you're going to know y'all came through and dropped the cheap code on me the black market still over man let's take a picture right quick man so yeah you know put this one in the history books yeah Join IHeart Radio and Sarah Spain in celebrating the one-year anniversary of I-Hart Women's Sports. With powerful interviews and insider analysis, our shows have connected fans with the heart of women's sports. In just one year, the network has launched 15 shows and built a community united by passion. Podcasts that amplify the voices of women in sports.

Thank you for supporting IHart Women's Sports and our founding sponsors, Elf Beauty, Capital One, and Novartis. Just open the free IHart app and search IHard Women's Sports. To listen now. I knew I wanted to obey and submit, but I didn't fully grasp for the rest of my life what that meant. For My Heart Podcasts and Rococo Punch, this is The Turning, River Road. In the woods of Minnesota, a cult leader married himself to 10 girls and forced them into a secret life of abuse. But in 2014, the youngest escaped. Listen to The Turning River Road.

on the IHeart Radio app, Apple Podcasts, or wherever you get your podcasts. Welcome to Pretty Private with Ebeney, the podcast where silence is broken and stories are set free. I'm Ebeney, and every Tuesday I'll be sharing all new anonymous stories that would challenge your perceptions and give you new insight on the people around you. Every Tuesday, make sure you listen to Pretty Private from the Black Effect Podcast Network. Tune in on the IHeartRadio app, Apple Podcast, or wherever you listen to your favorite shows. Your entire identity has been fabricated. Your beloved brother goes missing without a trace. You discover the depths of your mother's illness.

I'm Danny Shapiro. And these are just a few of the powerful stories I'll be mining on our upcoming 12th season of family secrets. We continue to be moved and inspired by our guests and their courageously told stories. Listen to Family Secrets Season 12 on the IHeart Radio app, Apple Podcasts, or wherever you get your podcasts. Summer's here, and with the kids home and off to camp, it's easy for moms to get lost in the shuffle. On Good Mom's Bad Choices, we're making space to center ourselves with joy, rest, and pleasure. Take the kids to camp. You know what?

It was expensive. But I was also thinking, if you have my kid, this is kind of priceless. Take her, feed her, make core memories. I don't have to do anything. Main thing, I don't have to do anything. To hear this and more, listen to Good Mom's Bad Choices from Black Effect Podcast Network on the IHeart Radio app, Apple Podcasts, or wherever you get your podcast. This is an IHeart podcast.