The Ben and Emil Show - BAES 36: The Scam of the Century

Episode Date: February 22, 2024

We've got a PACKED episode for you this week. NVDA reports earnings. SBF sends his regards from prison, OpenAI unveils Sora, and a prominent financial columnist gets scammed out of $50,000 in cash. This episode is sponsored by/brought to you by BetterHelp. Give online therapy a try at https://www.betterhelp.com/baes and get on your way to being your best self. We're also sponsored by Factor Meals. Head to https://factormeals.com/baes50 and use code "baes50" for 50% off. This week's bonus episode is one of our best ever. https://www.benandemilshow.com first month is free and all our previous bonus episodes are up there. Go to https://www.thecreditcardlist.com and sign up for that southwest card! This episode (and every episode) was masterfully edited by Dillon Moore. Check him out at https://www.dillonmoore.co and @ dillonmoore on IG We're on instagram. @ bencahn and @ emilderosa and @ dillonmoore Learn more about your ad choices. Visit podcastchoices.com/adchoices

Hey, everybody. Welcome to the latest episode of The Ben and Emile show. We've got a action-packed, fully dense episode. It's got a lot of stuff in it. We are going to be talking about SBF, Sam Buttman Fraud, Buttman Fart, whatever you want to call him. I prefer Butman Fart. He's in jail. We've got some updates from him in jail. We also have the scam of the century that went down. This poor lady, it's a real doozy of a story. Lost over $50,000. Oh, my God, cash. Can you believe it? It's a hell of a century. story but also first before we get started we got we got a shill emil once you tell them what we got well first off of you if you don't know if you're living under a rock go ahead say it hi to the bugs say hi we moved we moved websites we used to use patreon for all of our bonus content and everything like that now we have the brand new ben and emil show dot com go over there switch your account start a new account um but now we're able to do merch and we're going to be launching new stuff but Right now, we finally have, we've got a loser-consumer hat that's very sick, and I've

been wearing a lot, and we also have, oh, wow, Ben can get it around his big fat skull. Baby girl. The baby girl hats, all right, we're never beaten the allegation, so we decided to lean in, and we made the baby girl hats. And so those are available. Can I take this off? You can take it off. Yeah.

Here, leave it up here. And, yeah, go to Ben and Emile Show.com if you want a hat or if you want to sign up for some bonus content with the boys so right off the bat well that was like a bunt that was meant to be like a baseball crack sound right off the bat today to yesterday for you guys today for us in in just a moment actually um invidia is reporting earnings and it is probably the most crucial important earnings quarter ever because the entire weight of the s&P and the NASDAQ seems to rest on how NVIDIA, not only what they report,

but how the market reacts to the report. So we're all going to be watching, and it's going to be very so, so exciting. This is my Super Bowl, kind of, God, that's pathetic. But I have this quote from 1987 from Stan Drucken Miller that I wanted to share with you, Emil, because it is just, man, it sounds just like today. Today.

It's Drucken Miller's quote on the 1987 stock market crash, which happened right around the time, I was born. Coincidence? I say yes. It's a coincidence. Well, maybe not. But the question was asked of him,

what determined the timing of your shift from bullish to bearish? And he said, it was a combination of a number of factors. Valuations had gotten extremely overdone. Hmm. The dividend yield was down to 2.6% and the price to book value ratio was at an all-time high. Hmm.

Also, the Fed had been tightening for a period of time. Well, we haven't had been. Well, no, yeah, the Fed has been tightening, raising rates. Finally, my technical analysis showed that the breadth wasn't there. That is, the market's strength was primarily concentrated in the high capitalization stocks, a.k.a. what's going on today with Meta, Google, the Magnificent 7, NVIDIA, with the broad spectrum of stocks lagging well behind. This factor made the rally look like a blowoff top, and it'll be interesting to see

so you think that's coming i think it's very possible but the fact that everybody is now watching that's that's one beautiful but cursed thing about the internet and all this new connectivity is that everybody can kind of see that we're all mostly on the same page and everybody's looking at that but yeah is there uh is there talk of who who wall street would prefer over Biden between Biden and Trump nothing so far that I've seen um that's a good question I don't know and then uh I wanted to share this with you Because I remember everyone's 401K just absolutely ripping during Trump. Yes.

And again, for Biden, everybody's 401K is absolutely ripping. So you know Circle K, right? The gas station? Yeah. Well, so there's this headline that I saw. And it's... He's trying to play it straight. I don't know what he's got.

But I know it's... Well, it's just that it's this firm that's selling bonds in Euros on Circle K's behalf. because Circle K is planning to issue 1.35 billion in bonds and I reached out to this to this firm because everybody knew you there because they're called

kush-tard that's a hit man I just I wanted to do that I hit it's just yeah and so yeah yeah you know there's a lot going on so I just wanted to get the fun stuff out of the way

and here's another fun thing that uh that um i i actually really like this kid and i'll just play it for you you haven't seen this have you i'll just play it for you so for the audio listener this is a young man who's got like bleach blonde hair his colored hair black skull cap yeah and he's just he's got the fish eye lens and he's doing um what is he doing he's going into an elevator he well we'll see what's up guys today i'm about to get in this elevator and i'm not going to leave until someone kicks me out into the elevator let's see how high i can jump i'm starting to think that i shouldn't have jumped that hard because wait did he get stuck

did he get stuck i mean it's the it's the it's it's so much so much is going on he says he's going to stay in this elevator until someone kicks him out and then he just he just decides to jump and he says i'm starting to think that i shouldn't have jumped that hard because the elevator stopped moving the elevator stopped moving and the door won't open this might not be very good i love i love the point to his head like that that's is that i don't know if that's what these young kids do open open door i would press the emergency button but then someone would come to help me and i don't want that he doesn't want that and he says he doesn't want any help he also said button which i disagree with this okay looks like there's actually a lock right here so uh that's a good

design it's like you know if you get stuck in the elevator you're not allowed to leave so this becomes an actual until this becomes the lights just turned off I'd be crying and pissing and shitting ventilation also turned off my issue with that is I'm pretty sure I might be that to breathe is it over for me the lights are off elevator is not moving the door won't open How long do you think it'll take for someone to notice that their elevator's not working? I'm going to figure it out today, right? Let's chill here until something happens. This is a boring elevator.

I've been in here for like, what? Is this real? I guess. I don't think that the alarm is real. But I thought that that would be a nice segue here. Because also this episode is sponsored by BetterHelp. you know oh you're suggesting that that gentleman may need i i think that that gentleman might need a little therapy it definitely highlights the importance of being able to ask for help well yeah and i think also that

uh you know one of the biggest life is all about relationships right and one of the biggest relationships we have is the one with ourselves that's right with with your interpersonal relationship because you know you got a uh it's a misconception that relationships have to be easy to be right they're sometimes very hard you know you got your relationships with your friends your co-workers partners your parents or with yourself and you can use those relationships as a place to work through some of these uh hardships you experience personally yeah so that you don't wind up filming yourself going into an elevator looking like a yeah looking like a fool uh because you know a personal relationship that i've got that i'm proud of is uh it's the one with myself that's right i used to be i

used to be that kid we all used to be this we all used to be that afraid to press the help button afraid to press the help button that's really well said yeah yeah but now it's become easier and easier to press the help button yeah in the form of therapy that's all it is you just uh you've got to talk to somebody you got to talk these things out one of the easiest ways to do that giving better help a try yeah so it's entirely online it's designed to be convenient flexible and suited to your schedule that's right you'll fill out a brief questionnaire to get matched with a licensed therapist and you can switch therapists at any time for no additional charge yeah because sometimes you might you might be dissatisfied you might not be a match and uh and that's okay

too that's another relationship you got right there that's right and yeah me personally oh baby once i smash that help button figuratively speaking mm-hmm life gets better change that little voice in your head that says you're a stupid idiot it might be right but you don't have to listen to it all the time and so that's that's the point here that's the point that i'm trying to make so therefore what i want to say is become your own soulmate whether you're looking for one or not so visit betterhelp.com betterhelp dot com slash b aes that's our new um yeah ben and emil show baysays today and you get 10% off your first month nobody can argue with that everybody likes a little that's better help better help h e-es

L-P dot com slash bays, B-A-E-S. That's right, Emil. Well, there you have it, folks. That's our very first ad on this show. What are you looking at me? I think it was great. I think it was good, too. We knocked it out of the park.

All right. Let's get right into the meat of the thing. So, Sam Buttmanfart, Sam Bankman-Fried. Sam... As a lot of you may have seen, we've got his first postcard. from prison. We've got his first postcard for prison. Also, I feel bad.

I do want to credit her right away because I've seen her tweeting about how she was like. So the reason this ended up online is because of a journalist Tiffany Fong, who will end up getting in contact with the only other uncensored gentleman in the photo. His name is G. G. Glock. Glock. Yeah. And so, but now people are sharing the ground.

Oh, I've got the interview pulled up. I think we should kind of watch pretty much the whole thing. Yeah, yeah. Okay, great. It's only four minutes. Yeah, it's great. Absolutely incredible. Well, the photo is from just before Christmas time,

because as we'll hear, you're only allowed in prison to take photos on Christmas. Christmas and Father's Day. Which is crazy. Which is really funny. I would not have guessed Father's Day. I would have guessed Thanksgiving, but that, it makes sense because, you know, June is Father's Day, right? Fourth of July? Maybe.

I don't know. What else should you get a picture? They should have, like, a prison holiday, a national holiday for prisons. Like, hey, celebrate Prison Day. If you got someone in prison, you get to send a picture. Yeah, you get to send a picture. You get, they get to do one crime for free or something like that. It is weird, though, because I guess you do have to, right?

You can't just send pictures from prison all day. No, you truly can't. You can't be doing that because that would be, although, yeah, they smuggle phones in there all the time. So, cops do your jobs. Or don't. Or don't, yeah. Let prisoners have a little fun. Yeah, let prisoners have a little fun for once.

Okay, so here's Tiffany. We're going to play a little bit of this. It's like a promo because she's editing together a much longer interview with this guy, Glock. But it's a little bit of a taste of them hanging out, Glock, and, and SBF and I'm kind of obsessed with it. Yeah, it's pretty good. It's me, Tiff. And, okay, listen, I've made some new friends,

some new recent inmate friends, much to my parents' chagrin, but I've managed to get my hands on the first and I believe the only photos of Sam. I don't know if I should scrub through this. Yeah, definitely, like, he starts talking around like a minute, so it's probably worth jumping a little bit. She says just exactly what we did.

It's from the MDC, Brooklyn, which I think is where he's being held until he gets transferred to... He's waiting for his sentencing in March. yeah um to federal pound me and then he'll go to that's a joke from office space uh okay yeah she whatever what we'll talk about it when it comes up but a lot right now listen first of almost my son sandbag man is clean shaving you know was yeah was clean shaving now scruffy than a motherfucker like he got is this guy still he's not still in jail right i don't know He must be out.

Yeah. Yeah. A full beard. Does he have full beard? Literally full beard connection. Holy shit. I'm like, Sam, like, what are you doing, bro? He's like, eh, I'm just gonna try to grow it.

I never did it before. Like, really, you know, it was a pressure on, for me? Sam had a belly when I'm on him. He had a belly. He was eating good, you know? Skinny, like a toothpick, man. Like, he's not getting the shower. He's not doing anything.

Like, he lost or so, like, you know? Yeah, he's not showering. Not showering? Yeah, Gene told me he wasn't showering back in the date. He wasn't. I'm not showering. Do you think it's... So his hygiene habits have carried into...

I have not changed, yeah. I also think this is where she's about to do it. I think it's a weird rape joke. It's just completely unnecessary and, like, very odd. Because he's afraid of the rumors about dropping the soap, or do you think he just... He likes it. He's a... That's what I was wondering, man.

Also, you got to realize that she... Tiffany Fong is the like a huge reason why yeah she was she was messaging with him and leaking a lot of the messages yeah she she when all this was going down she is essentially the reason he's uh he's in prison and it's very go that far of it well kind of but a big part she played a huge part of yeah and it's uh it's really funny to me and really wild that she's like if you're sam bankman and you're watching if you're watching this it's probably he's probably just i don't know if he's feel maybe he doesn't care at this point he's got so many other bigger fish to fry but yeah pretty wild and uh twisting the knife that yeah and you're still kind of like profiting off of it i'll say uh i don't think so like

you know that those are things that used to happen in the 90s and the early 2000s and stuff like this is this era that's not really going to happen doesn't happen anymore he doesn't want to make himself too pretty for the other man so it doesn't that stuff doesn't happen that's like that's good so no one's beating him up no nobody's been in a well good no you know you know it was just I want okay so she is happy that that he's safe in there and not getting yeah no one wants a poor SBF to get his behind he kicked I love that she also has an elf bar in hand oh yeah I hope that me posting this photo doesn't upset Sam but Geeluk said that when the

picture was being taken it was also you can skip ahead again go to like 309 maybe 305 let's see didn't snitch on anyone he didn't snitch on nobody same didn't Like, if he was black, he'll be a real nigga. She totally screwed up the bleep. He fully said it. I need, like, a buddy movie about Glock and Sam Beckman Freed. Yeah. So Sam has some street crime now because he's not a snitch.

Yeah, he's official, bro. Sam is more gangster than Takashi 6-9. He's more gangster than what? Takashi 6-0. San Binkman still on all 10 tolls. Takasha, you ride it. I'm not entirely sure she knows who Takashi is. And also, wait, didn't Sam actually fully rat and try to blame everybody except for himself?

Yeah. Well, I guess he didn't really have anybody to rat on per se, because it wasn't like he was, like, give us the, he was the, he was the king. Well, also, they all kind of ratted on him pretty, pretty easily. Is there any other parts? Yeah, yeah. There's a, there's a really nice, go to 412. 412. Or maybe just a little bit before there.

Okay. 410, maybe. Like 406. Yeah. He really is. That's good. He's weird shit. From the strange.

Oh, wait, go back. That's what it was. Okay. He talks about how he wants him to free him. Joe Biden, you know what's son. Before you leave, part of my son, you know, like, for real. Joe, you know what to do? Yeah, you know, dude, Joe.

You know what dude. Don't forget. He's really, actually, he's a good guy. like he really is there you go that's good he's weird shit from me strange i'm saying well he's a good guy g lock was very lovely to me in the interview and like i said i'll be posting it in the next few days but he tells me some fun stories like apparently all of the inmates sat together and watched michael lewis's 60 minutes interview and apparently they made fun of him for dating caroline ellison so i'm excited to share that but please be patient with me

because i'm really bad at editing things you know that they were just Oh, like a bunch of inmates just dogging him or be like, dude, what were you doing? Oh, man. Well, you know, I think that's a good book. Speaking of prison. Or wait, no, not. Not speaking of prison. Because, you know, one thing about prison is...

Speaking of a place where you can't get a good meal. Yeah, yeah. I actually, I got to say, because I've tried this, we got another sponsor. This is the second and first. final one for this episode. It's a Factor. So Factor, I had heard about these through a friend, through my dear friend Cole, because he eats them, and they have legitimately transformed his whole...

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That's code B-A-E-S-5-0 at Factor Meals.com slash B-A-E-S-50 to get 50% off. Okay, so that was Sam, Sam Bankman, and did you hear about the thing back in November that he was paying, he was learning that Mackerel is preferred prison currency? I started looking into it because, I don't know, I just stopped thinking about all Sam Bankman Fried until we saw that picture. And I didn't realize he was getting so integrated into prison culture. That's going to happen. I mean, hey, he's got over a century to really go. I don't think they're going to give him that. I know, we'll see what happens.

I think they'll give him 20 years. In March. But they were saying, apparently he's, apparently cigarettes. Cigarettes used to be the currency in prison. Everyone was trading cigarettes for things, but now it's, it's mackerel, it's tanned, it's preserved fish. Which, what, wait, so why would they get, is it for health concerns? I have no idea. Yeah.

No one's, no one's smoking. Everyone just, uh, everyone's just popping open cans of fish. It doesn't smell great in prison. Yeah. And they call them, uh, they call them max. Yeah. That's how he's getting his haircuts in there. He's saving up his max.

Man, that actually canned mackerel sounds really good. I bet it's so salty and fishy and satiating. You know, I can't go for those little fishy guys. You can't? You don't? It's really surprising. I don't like a really fishy fish. It fucks me up.

But I do love, in the Wall Street Journal article, my favorite thing about Sam Bankman Freed is that he just cannot help himself. And they said, well, Bankman Freed's days of investing billions of dollars, and startups and trading digital tokens are behind him. He has been giving tips on crypto to guards. He can't stop. I hope they don't take his tips. They're going to end up in jail.

But he's hanging out with a whole host of some fun guys. There was a recently convicted former top cop of Mexico. There's a, yeah, the former Mexico's former Secretary of Public Security. Gennaro Garcia Luna. There was another one, the former Honduras president Juan Orlando Hernandez, who's a waiting trial for drug trafficking firearm charges.

Wow. Yeah. And they said they hang out. I bet he's a terrible hang. Awful. I bet he's just an awful hang. He doesn't shower. He's just a penis.

He seems like a weird guy. Yeah. Well, you know who's pumped on him in FTX falling? is Coinbase, and this is something that I've harped on before where pay attention to the companies that survive. Dick's sporting goods comes to mind when Big Five went under. But Coinbase just reported their earnings. They had the first profit in two years. Because people are getting back into crypto, man. You got that Bitcoin's hanging right around. 50K. All time eyes, yeah. Anyway,

let's, uh, should we talk about SORA or should we do the scam? Let's talk about the scam, huh? We got to talk about this game. Oh, boy. This was a real thrill for me. This one is, this one is quite the roller coaster ride. I also kind of love when, when people willingly tell very embarrassing stories. This is the, so this is, this happened to a woman named Charlotte Coles. She is the Cut's financial advice columnist.

I had no idea who this woman was. Financial advice columnist, too. I didn't know the Cut had a financial advice columnist. I didn't know they were running financial advice. in this, but, and she wrote an article called The Day I Put $50,000 in a shoebox and handed it to a stranger. I never thought I was the kind of person

to fall for a scam. Well, she sure did. So it all started on Halloween. Was it a few years ago or just last Halloween? I think it was just last Halloween. Well, so she got this fake Amazon customer service call and they asked her if she had done several thousand dollars in orders for iPad

and stuff like that and she said no and she even checked her Amazon account with the person on the phone and the the representative said well it was actually on your on your business account and she said I have a business account and said you have two business accounts and which is really clever of them to say that you've got two because then it makes you go oh this must be real and so I will say the the scammers are doing they're doing their work over there It's kind of beautiful. Like they're really, if they had put this work toward solving any kind of problem humanity faces, we'd be in a better position. But then the agent says, yeah, we've actually had a lot of fraud recently, and we actually have our own dedicated FTC liaison, would you like me to connect you with them?

And this woman says, okay, sure. So she gets on the phone with the fake FTC guy who freaks her out. But before all this is happening, though, she's checking her credit cards. As they're telling her, like, you know, you have tons of fraud on your credit cards and stuff like that. She goes online and looks at her own credit card statements and she's like, there's nothing here. Right. And they're like. Well, so the guy confirms all of her information by telling her, like, your address is blah, blah, blah, right?

And she says yes. And your last four of your social is one, two, three, four, right? And she says, yes. So that makes her believe that this guy's legit. And he goes on to say that there are 22 bank accounts, nine cars, and four properties registered to her, and that those bank accounts had wired over $3 million to Jamaica and Iraq. And then the guy asks if she knows some random, like,

Chinese lady's name, and she says, no. And he sends her a picture of the ID and says, you don't know this woman? And she says, no. Well, and the guy goes, well, this was from the ID, left in a car that was rented in your name near Mexico in Texas with blood and drugs in the trunk. And then a home in New Mexico that was affiliated with the rental, the car rental, was raided. And that house had more drugs, cash, and bank accounts registered to your name and your social security number.

He texts her photos of all this shit. And he says that there are warrants for her arrest in Maryland and Texas. Is this still the FTC guy? Yes. Okay. Because they keep passing her off. and that she was being charged with cybercrimes, money laundering, and drug trafficking. This is part of the, I mean, it's all really clever.

It's all really smart of them. But he asks if she had used public Wi-Fi recently, which we all... And she used it at the airport. Yeah, she used it at the airport. And he said, yep, that's how they all start. That's how they get you. He said, do not trust anyone. Do not talk to anyone because you're likely being watched.

Not even her husband, not even her family. Well, part of the reason he didn't, he said, because he was a suspect. No, no. He said, don't talk to your husband because you might incriminate him. Yeah. You'll then bring him in. And meanwhile, so her brother-in-law, or no, her brother and I think like her sister-in-law, she had like multiple lawyers in the family and she's like, I knew I should have reached out and just doesn't.

Anyone could have been like, just hang up the phone. Oh, yeah. And she, I mean, yeah. It's that they, she, the guy had her address and all this information and he said the criminals have all of this too and they're probably watching you right now. Right. And I believe, I believe he even said that he could, he was watching her for her protection and could see that, well, so they eventually pass her off to the, they say we're going to give

you to our CIA handler and he starts being like. Well, that's when, so the FTC guy had asked if she had any money in her savings and he's going to help her keep it safe before the criminals get to it because they very well could. And that's when he said, what? It's all going to be, it's all property of the government at this point too because it's part of this investigation and none of her money's clean. So he said, I'm going to transfer you to a CIA agent who's the lead investigator on the case.

I'm going to give you, he gives her a case ID number and all that shit. This is all in the same afternoon. This is over the course of like six hours. The passing off is nice. It's dizzy. And you're like, oh my God, I'm talking to FTC now. something. I'm talking to the CIA. He's telling her to come down to Langley, Virginia, where the CIA is headquartered. So the CIA guy said, this is when the guy said she would be

protecting her husband by keeping him out of it. He asked a ton of questions. He knew a ton of information about family members, names, all that stuff. They probably got just from social media in general prodding around because, you know, so much shit is online. And he told her, Part of the reason why she needed to go to the bank and take out as much cash as possible was that he said that they were going to deactivate her social security number and issue her a new one, a clean one. And that her assets may be frozen up to a year during that process. So that therefore she needed to go get as much.

He said, how much money do you think you would need for a year? And she said, I don't know, $50,000? She said, okay, go to the bank, right. now get out $50,000 cash do not tell them what this is for because it very well may be someone at the bank also that's working in cahoots we don't know we're still investigating this stuff so she fucking goes to the bank she gets out $50,000 cash he tells her that they're going to issue she asks questions and when the bank gives her the when the bank gives her the $50,000 envelope they give her something that says something like beware of

of fraud on it, which is incredible. Yeah, a little pamphlet on, hey, don't do stupid shit. Give this cash money. So he told her that they were going to issue her, because she asks, like, why can't I just keep this cash? Why can't I just use the cash for the next year? That I literally have. And he said, well, it's all dirty.

It's all dirty. It's dirty money. We'll give you a treasury check. And look, it's okay to laugh, kind of, just because, I mean, she wrote an article about it. I mean, that's my biggest concern is that there's going to be very, video of us laughing about this and then in a year when I inevitably fall for a scam everyone's gonna be playing this and going

you fucking idiot you fucking moron well he said that they were going to issue her a treasury check for the same amount that she could cash and use under her new newly issued social security number because it would be clean money and the guy said yeah I've got my undercover agent coming out now do not talk to him do not say anything because they could be watching

and so she put the 50 grand in a shoebox, wrapped it up, all while still on the phone, went outside, there was the Mercedes waiting, rolled down the window, she put it in the backseat, and off they drove. And then she starts, it all starts falling apart. She's like, surely I would, because the guy said, oh, yeah, we're going to get you an appointment at the Social Security office for tomorrow, but they're closed right now, so we can't get you an appointment. And she's waiting and waiting. She's got them on speakerphone on, like, hold in her pocket while she takes her fucking kid trick-or-treating. and then when she goes back home he's no longer there they've hung up she calls the number back this woman answers who's like the assistant and she says oh robert's not here right now or whatever and then she knows and then she she realized she finally tells the husband and he fucking goes why didn't you just tell me why didn't you just tell me i would have told you to hang

up the phone and that's it so i think as soon as she stayed on the phone it was it was over because they had her on the phone for over five hours and they're just passing her off and passing her off and the guy sounded legit he's asking her friendly questions while she's waiting like so you are you did you eat enough today I know that this is really overwhelming you should really eat something this is really you know this is emotionally taxing I know and hey you know next time you're up on your way to New or down to Virginia

you can stop by Langley we'll grab lunch when this is all over so she's he's really man I've gotten one of those fake Amazon Oh, dude, I've gotten it before, too. And there is a second where you go, ah, the worst one was I got the IRS one, and I had a minute of like, because I've had tax trouble in the past, and I was like on a fucking payment plan,

and I was like, okay, I just want to make sure this is all cleared up. So I was like, oh, fuck, like, did I fuck something up? And then I'm like, this is ridiculous. They never called me. Yeah. Well, part of the thing, speaking of the phone, there was a point where I think it was the FTC guy

where she said, said, how can I trust that this is the actual FTC? And he said, Google the phone number. So she Googles the phone number. And he says, I will call you back from the official phone number. Yeah, I don't know how he did that. He spoofed it. And she even said, like, how do I know you're not just spoofing this?

And he said, you can't spoof a government number. She goes, well, okay. Also, to her credit, she, like, throughout the whole thing, she's saying, like, I know I'm getting duped. She asks all the reasonable right questions. She just, it's a. classic um it's just a it's the scamming is as old as humanity and it's the same kind of tactics the same confidence that they exert upon you that make you trust them yeah she also like she it's funny because there's a woman money with katy who who runs a finance newsletter and um she

works with morning brew and i guess a similar thing happened so she said when i discovered katy gaddy tess and a personal finance expert who writes the popular money with katy newslether lost $8,000 five years ago to a grandmotherly sounding woman pretending to call from Tasson's credit union called her to ask how she'd coped she said everyone was so patronizing she told me the response was basically it's your fault this happened but they point out that like because we've talked about it on the show and I truly thought it was all old people getting duped no which was awful but they point out that like Gen Z is uh is more likely to have this happen to them than you know why because they're fucking shopping on Timo and wish and shit

And they're shopping right off TikTok, which is wild. And this is something that sucks about being born when I was born is I came up with online shopping like it didn't exist. And then suddenly it existed. And I just innately didn't trust it. I was like, whoa, you buy something online. How can I trust that it's going to come? And then it's going to be this rigmarole just to try to get my money back or try to do a return. And obviously that's no longer the case, if anything quite the opposite.

it's also i do want to point out the money with katy woman said you know the irony the irony is that everyone who reads this piece probably will be less susceptible to fraud in the future but we won't keep talking about it openly or sharing our experiences if we're met with people calling for our husbands to divorce us that's a there was a lot of mean people online being like this husband needs to divorce this lady which that's come on your wife's going to make a mistake from time to time i'm sure her bonehead husband makes mistakes oh i'm sure he does all the time but gosh handing over a shoebox full of $50,000 is going to hurt. It was

savings, so it wasn't money that she actively needed. That's exactly what she says in the article. And she's going to have a little bit of a, she's going to have a little bit of help with tax stuff because she's going to be able to write off the loss on her taxes. Ooh, that's got to hurt. No, no, that's going to be good for it. No, but still, just

just that's painful to be able, like, I mean, the whole thing is painful. Right off my scam. She sets a lot of it aside because she's a writer and she has a lot of freelance projects and stuff like that and has and set the money aside for taxes. But God damn. Yeah.

Hey, so we don't have, we're about to switch gears again to VR and AI, but I got to insert this just because it's our own, it's not an ad, but I'm just bringing awareness to our own little side project that we have. The credit card thing. Everybody always asks. It's not called the credit card thing. It's called the credit card to list. Yeah, the credit card list.

dot com i swear to god if you people ask me one more time it's become that it's become a meme now now that i whenever i say it people dm me and they ask no you know what the problem is what it wasn't ready and you kept saying that it was coming and it was coming and then it became a meme and then literally when when i went on reddit to announce the ben and amel show dot com i feel so stupid because i got got really good and whoever it was good for you but uh the top comment was does this mean the credit card list dot com is delayed and i went no it's up right now uh there's actually and he was like i was joking and i was like fuck yeah yeah well so there's this because it's not the reason i'm bringing it up is because it's very much it feels like it's too good to be true but it's not

and i got i cannot pound my fists on the table enough because i've gotten this before it is the southwest airline's companion pass yeah when i first heard about this a couple years ago i was like that's not real what did it what it means is you earn the companion pass and normally you have to fly a hundred times, a hundred qualifying flights on Southwest

to earn this thing, or you have to earn like 130,000 points in the calendar year. Which means you have to spend like a ton of fucking money. When you earn the companion pass, all you then do is you go online and it asks you who you want to be your designated companion. So you put in your wife's name or your cousin or whoever the fuck. You put in their name

and information. And then you can literally buy one, get one free airline ticket on Southwest. An unlimited amount of time. You could buy one every single day for a whole year. It's good until, I believe, February 28th of 2025. And you can only sign up for this. So what the deal is, is normally you have to do all that shit to get the card or to get the companion pass, excuse me.

But if you just get the Southwest credit. card right now you get the companion pass that's it incredible it's incredible and it's on it's on our website it'll be the first one there if you've already got a southwest card you can just apply for the one that you don't have because there's the plus there's the premiere and then there's the business card all three of these will get you the companion pass you do have to meet a minimum spend to get the companion pass i believe it's four thousand dollars you have to spend in three months which is, I would hope is doable for most people. And on top of that, you get 30,000 bonus miles with them,

which is good for like $400 worth of tickets anyway. You can use the companion pass if you book flights with points or if you book with cash. And it's just a really damn good thing. But it ends March 11th, so you better get your companion pass. And Southwest flies to Hawaii now. They fly to Mexico. So if you're sitting there planning your,

311 day this year make sure you're not just thinking about that yeah okay yeah oh yeah 311 the band do you know that they do that yeah they every day every year on march 11th they have 311 day and they play a big concert i didn't know that they actually play a big concert so come original and sign up for that oh boy oh babi babbo but there's no way any of our audience knows who 311 is uh Yeah, they know. You think? Amber is a color of your energy. Ba-ba-bum-bum-ba-ba-bum-bub-bub-bub-s sign up for that credit card.

And it's also, I think, a good first-timer card. Anyway, that's enough of that. We'll remind you guys. Anyway, that's enough of that. Yeah, we will remind you. Okay, so the VR shit. Man, that shit's going on right now. A beautiful segue.

You know, I can't stand. What? Fucking, do you remember when Segway is dropped? Yeah. You know that they spell Segway. differently than Segway, right? Now people think Segway is spelled that way, and I literally just, I think it was a company

sent us copy for something, and they said like, Segway it with, and I'm like, Jesus Christ, who fucking, you're the one writing the copy and you think it's S-E-G-W-A-Y? It's S-E-G-U-E. Yeah. And I didn't know, I thought it was Sieg. Every time I would see it, I'm like,

oh, yeah, okay, so you got a Sieg to something. I'm like, yeah, I know. We'll Sieg into the next. It's like when I would read Malichai's Malachi. Right, exactly. Or d'Urves is horses. Sure, we've all. been there well so all these apple guys a lot of apple fans are starting to return their vision

pros which is not a surprise to me as someone who has used the quest citing comfort headache eye strain yeah and then an interesting thing is aside from all of that there were some people saying that it's not as it's not the productivity tool that i thought it would be in particular like coders and shit they're going yeah the having the windows around is cool i guess but it becomes a distraction And it also just kind of, it's not as, it's not as good and useful as just having a fucking mouse and a screen. This also says Parker Ortolani, the Verges product manager, says that he thought using the advice led to a burst blood vessel on his eye. Yeah, that might have just been from jerking off too hard. You think?

Because I guarantee that guy, everybody, by the way. You can't use porn. You can't do porn on the thing, just you know. If you can access the internet on it, you can't. No. They restricted that or something? Something like that. Everybody who has a VR set has tried it because they're like, well, I wonder what that would be like.

Well, Ben has a VR set, so what does that say? I tried it. I wanted to see, and it was, it upset me. It was like, this is too fucking weird. It was too weird. Yeah. It's very, it's very realistic, but it's also like, this doesn't feel kosher. This doesn't feel, it feels, it feels sinful.

Porn is already weird. Well, yeah, of course. don't put me inside yeah yeah it was it just felt like oh this is like really committing like i'm not even religious but it felt like or christian for that matter but i was like i'm sinning and i'm pissing on jesus right now like this is so bad right in his mouth right in jesus which you could probably do in vr but anyway they're they're returning them and zuck himself made a video shot on a quest actually he reveals some guy fucking sitting there's some guy fucking sitting in front of him with the quest on, which is, I love thinking about him talking into a guy

wearing a quest at that. Yeah, just sitting across him going, well, the thing is, he, uh, I really, I hate to say it, but Mark Zuckerberg is, um, he, he's kind of, I'm kind of coming around and I don't, I'm like, why is it happening? But it's like, out of all the billionaires, I'm like, he's at least, he seems self-aware. He's got a little farm on Hawaii where he's like trying to make the tastiest cow you're like okay that's kind of cool he's like he serves he does you too he's doing martial arts with his friends he's got that weird tech guy surfboard thing he kind of like at least is a self-aware he realizes everyone's making fun of him yeah uh in a way that you're like okay he's at least taking his side also he fucking he kind of gets roasted and then like

a few months remember when he did the first VR thing and he basically made everyone like an Apple or Nintendo Me Yes And he was like

And then like a few months later He's like well we fixed it It looks better now Yeah Damn okay You kind of cook this with that one I think he I mean the guy is

He's not trying to go to Mars Fucking like that He's a computer nerd through and through So he's obviously online Enough to see what people Are saying about him uh i think it's interesting and also okay so this this next part leans into what's going on with us actually too because apple is a big bitch apple is just a big dumb bitch yeah i like that too

he's like calling out yeah really truly yeah it is so he's and don't fucking come i know he's still a piece of shit yeah okay we're having a little fun we're having a little fun here everybody just relax or willfully ignore this part and still leave a comment saying like you're defending a billion. Shut up. Truly don't give a shit this guy dies. Give me a fucking break.

But so Apple, if you, so bear with me here, if you are a small business owner, because this is, Meta's gearing this whole push towards small business owners. Well, basically the Apple store is just, it's been fucking everyone for a long time with this. Yes, exactly. When you're buying things through the Apple store on iOS, it's subject to a, uh, 30% fee that goes to Apple. Right. You know, they're like, where this marketplace you're using, we're taking our fee on all

this stuff. Even if, so let's say I'm on mobile on my iPhone and I'm on Instagram and I buy an ad for this show, for example. If I want to say, hey, let's spend $500 to promote this show on Instagram, because I'm doing it on my iPhone, Apple takes a cut. Right, because that's an in-app purchase. Exactly. And what meta is encouraging advertisers to do is to ditch that

and to go onto a browser so that you circumvent that and thereby save yourself that 30%. And they're making this big push to make people aware of it because I don't think a lot of people are aware of it. And that's similar to what we're going to be doing. Yeah, it's very funny because a lot of the, we're dealing with the same exact thing. A lot of the features that people want,

we have to create a native app for, which we're in the process of, but the big problem is that we don't want to charge people more, but in order to do it, if people buy memberships and stuff like that on the app, Apple's going to take 30% of all this.

No, no, they're going to charge 30% more. Yeah, they're going to charge 30% more. Right. So, signing up. Sign up on the browser. Yeah, and so now we're going to have to do the fucking thing meta is doing where we're like, go to the website.

I'm not going to do it in that voice. No, I'm going to. Go to the website. I'm going to do it. doing Shaquille O'Neal Hey everybody go to the website Go to website, sign up Benadamil Show.com

Dude, we should pay you fucking Shaq to do a little ad for us Well, I guess we don't need to. I'm Shaq, I listen to the Ben in the Mealshow all the time. I love it very much in between eating hot chips on T&T

you could watch me there I listen Does he eat hot chips? I don't know because that one there's the viral video of him saying that he can eat the he can do the one chip challenge without making a face and he does it and he does not make a face shack is a national treasure i fucking love that man dylan was that

impression good it didn't make you crack up though fuck okay well let me know in the comments how my shack impression is yeah let us know if you think dylan should have cracked up at that yeah well and then so the the one of the final stories that we wanted to cover this week is uh of course SORA. Open AI. Dude, you know what we should use Sora for? We take Sora. We say Shaq doing an ad for the Ben and Emile show. We put your...

My voiceover? Yep. But I'm sure... Well, no, because you can't... You can't use celebrities and likenesses. We could just say a large NBA player or something. Sure. A large NBA player.

A famous bald... Center. Yeah. Kobe, how's my ass taste? Yeah. Hey, Kobe. Anyway. So...

So... Open AI introduce this thing. It's, it's, it's, it's, I'm, well, I feel like we're so desensitized to, um, advancements because they come so fast and furious now that it just, especially with the AI thing. It's been like every week. It's like, well, we're doing anything. We're doing anything.

It's better now. And it's wild that Sam Altman had said to Congress or the House committee or whatever, like, hey, you should regulate us. Because we need to be regulated. In the meantime, he's still just going like, wow, we're going to do whatever we want. Well, that's his Congress was. I was like, how do I close Facebook? Yeah.

It won't close on my browser. And he was like, oh gosh. How do I see my sent email? It just turns into tech support. But it's really wild to think that just a year ago, we had the Will Smith eating spaghetti video, right? Just a year ago. And if you haven't seen it, congratulations.

Yeah, because you are not online. Guys, man, that shit is everywhere. How are you finding this show? Yeah. But they, it's this, it's this new AI. It's annoying because I can't use it yet. It's only for like, uh, developers and yeah. It's for a red team.

I think they're called red team members whose job is to find any and all flaws and put me on the red team. I'll find some flaws. Find some flaws with it and, and ways that. Yeah, make sure it's ready to roll out to the, yeah, I believe that they're also supposed to be looking for potential issues, uh, ethical, shit. and like that.

But what it is is you can do a text prompt and it'll churn out a video. It can make videos up to a minute long and we've got a few here. And the thing, so like here's one. An audio listener, God, I wish you could see it. We'll describe it to you.

We'll describe it. So the prompt for this one, for example, is a young man at his 20s. It should be in. A young man. Red team? I got one for it. Maybe fucking.

say it right. How about a copy editor? You fucking dorks, you absolute fucking nerds. Ugh, in his 20s, sitting on a piece of cloud in the sky reading a book. And if you did not know

that this was AI, you would 100% think this was real. Like, it's just without question. There are very little uncanny valley things to look for. I wouldn't think the guy was really sitting on a cloud just to be clear. There's just like a little bit

a movement on the pages that gives you, well, yeah, the fact that, yeah, but it looks like this could be a set piece or something, but yeah, but I'm not stupid. He's got like arm hair, his face moves normally. They've got the hands figured out, but yeah, the pages of the book kind of move in a funny way. Let's see. Wait, we go back to, is that a pirate ship? Yeah, there's a pirate ship and a coffee. Photorealistic close-up of two pirate ships battling each other as they sail inside a cup of coffee. It would never happen. Yeah, that would never happen. I wouldn't fall for that one because I know Pirate ships don't sail on coffee? Let's see.

You know which one's my favorite? Do you have the historical footage of California during the Gold Rush? I do, but I also just want to play a couple more here. Yeah, this one's pretty great. This one's pretty great. It's a movie trailer featuring the Adventures of a 30-year-old spaceman wearing a red wool knitted motorcycle helmet, blue sky, salt desert, cinematic style, shot on 35 millimeter film.

And, I mean, it's fully, it's fully real. it's just that's all that's that's it um and some of these are so one of the things that these are going to be used for obviously is like stock footage because if you had to set this whole thing up that would be i mean this would cost nothing to shutter stock's going to go out of business getty images is fucked um you know what's so funny to me is that all these things started coming out and they were like they were like we're going to automate all the difficult and shitty jobs like remember fucking andrew yang was like there will not be a single truck driver by the year 20 24 no but he was like everything's going to be automated every difficult job but we're going to any um any like menial job where you're going to have to do like document review we're getting rid of all that and instead they were just like no all the fun jobs that people like like content creation and um writing and shooting stuff. Getting drone footage of the California coast.

They're like, we're taking all those jobs. Yeah, and we're going to make, which, yeah, because one of them is, it looks like drone footage. Okay, so here's historical footage of California. I do think this is cool because it's, uh, it is, it's not something you could do. I mean, you could. What, because you could go back in time. You could build an entire town. Sure.

But, but this is something, someone could not take a drone and get footage of. California in the 1840s And this one Here's just a camera following behind an SUV And by the way So all of these do have a watermark On the lower right hand corner They're so impressive

There's still some bugs to work out Right go back That one's my favorite one The subway The subway, this one? It's just so convincing with the reflections The reflections Reflections in the window of a train

Traveling through the Tokyo suburbs I mean Truly in a year, we won't be able to tell if anything is real. I mean, you already can't. That's the thing is you truly cannot. It's already so real. I mean, this one's... Yeah, that one I can tell is...

Yeah, because the girl's face. Yeah, and when she moves her arm, you'll see her, you're like, oh, it just became the blanket. Yeah, there's things in it that still need to be improved, like hands. But, like, within a year, like, there's not going to be able to... That one is perfect. Here's one of a close-up of an old man, like, in... in Paris or something in his 60s. Why do they all have to be good looking?

Yeah. Show me an ugly guy. An ugly guy getting broken up with. And it's just footage of me. Let's see. Wait, there's one. Here's a weird one. So it's gray wolf pups and they just,

they just start kind of appearing out of nowhere. Like this one sneezed and turned into two. I hate when that happens. See, I wouldn't fall for that. And now there's a whole bunch. Yeah. I know that that's not how wolves procreate. Yeah.

That was a cutus dog. Yeah. Give me this prompt for that one. The camera directly faces colorful buildings in Burano, Italy. An adorable Dalmatian looks through a window on a building on the ground floor. Many people are walking and, you know. So it can't do sound yet. And a lot of, it depends on which creatives I talk to, but some creative people that I know use this to streamline their workflows.

They use it to automate otherwise time-consuming tasks. It helps to spur creative ideas sometimes. But others, like on Twitter, are saying that this is tantamount to, like, full-od evil. And I don't... There has been a massive freak out. It is... It all depends. I think there...

It depends. Like, we'll see what happens. But there is, like, a... There is a scary scenario where, just like tech guys and media execs are just like well this is how we do content creation now and it's cheaper and the thing is like sometimes like people are always like well people are good they're not going to get as good of a product and people are going to know but also it doesn't matter if that's what's like if people just want to put out slop on streaming services

like we all just fucking eat it up and also not worried because some of these guys have no imagination. The ones who'd be using the prompt? I don't know. But that's the thing. People have been talking about this kind of, like, I mean, they're very silly now, but this was a viral tweet. Matt Turk.

I don't know who that guy is, but he said, movie watching experience, 2005, go to a movie theater. 2015, stream Netflix, 2025. Ask LLM plus text a video to create a new season of Narcos to watch tonight, but have it take place in Syria with Brad Pitt, Mr. Beast, and Travis Kelsey in the leading roles. I wouldn't watch that. It's not real.

Well, that's the thing. It's like all this, it's all this. It's not real. But then, so someone replies and goes, if your favorite show got canceled, you can just order up more episodes. And then he replies, or the Game of Thrones ending,

except they all end up burned by dragons instead. And he goes, it didn't happen though. Yeah. Thank you, Dylan. It's a great point. Like, you're, you're defeating the purpose of the shit in the first place.

But it's a, I didn't like that movie. I want to change it. It's a like, further individualization where tech just makes everyone have these more

and more individualized experiences all they can think of is like well now you can have your own little show that you watch you type in your weird little

prompt and you get a show and you don't now you don't even get to like share pop cultural experiences with people you're just like I don't know I'm watching

Marcos in Syria with Brad Pitt Travis Kelsey and Mr. Beast I want to watch a show you're watching yeah exactly it's fine yeah

And then I want to make porn with this. It's definitely like a bleak scenario who really knows what's going to happen. Ideally, like, yes, it makes things. I think if you can, like, shrink budgets for people and there's a world where it makes things easier for, like, smaller artists and stuff to create, I think that's a possibility, obviously, and, like, hopefully that's the way we're heading and not just, like, studios being like actually no one gets a job anymore we figured it out uh we don't need it's also it's also one piece of the puzzle in my mind it's like you know there's like mat painting and green screen and

all that shit and it's like well now i can just generate the background and scene do something it's like a mix it's a conversation it'll spark ideas and you go back and forth with it not like this thing is what you're going to watch it's just going to be a piece of yes piece of the thing and right cut costs Yeah, speaking of porn, there's this, dude, there's, there's already, like, full on, there's this fake influencer named Itana Lopez and her only fan. She has an only fans. It has an only fan. And it's not real? No, it's like fake, it's AI generated nudes of this woman and the, the, who's not real?

Who's not real? And the only fans is pulling in over $10,000 a month. Yeah. Are guys, like, messaging her? I have no idea. I mean, some of them probably don't even know that she's fake. Definitely, they don't know. Some probably know that it's fake, but they still fucking love it anyway because it's like,

damn, this is my perfect woman. Oh, man, we're all going to have AI girlfriends. And then I found this great AI, uh, this great AI Instagram account called FoodSecret. That recipe. And they're all the same here. boss fired from Sri Racha for no reason so I've decided to take my revenge

by revealing the secret recipe for their hot chili sauce remember to save it so you don't lose it to start cut one pound and a half of red halapain So for the for the audio listener It's a screen cut in half and it's an AI generated guy Talking and saying they're all my boss got fired Or I got fired so here My boss fired me from Nutella for no reason

So my boss fired from Sri Racha for no reason. I like that he says for no reason. So I decided to take revenge by revealing the secret recipe for their pumpkin spice late. Remember to say that so you don't lose it. My boss at Pillsbury fired me for no reason. So I've decided to take revenge by revealing you the secret recipe for their cinnamon rolls. My boss fired me from Pillsbury for no reason. So I decide to take revenge by revealing recipe for cinnamon rolls.

The creator of Twizzler fired me for no reason I worked for 10 month at McDonald's and they fired me for no reason My manager just fired me from Mountain Dew for no reason So I love no reason The no reason is so funny

Like we'd be like Well hold on why do you get fired I love that they're all still at work Wait can you play one so we see if they're actually Like TikTok fired me for no reason So I My boss fired me from Popeyes for no reason So I decided to take

avenge by revealing the secret recipe for their fried chicken. Remember to save it, so you don't lose it. Put 10 pieces of chicken in a salad bowl and add half a carton of buttermilk, a cup of hot sauce. So there are real recipes. Mix well so that the marinade covers the chicken. Chat GBT is giving the recipes for sure. I just love that they sound like anime. It's really funny.

Wait, will you play the video that I sent you? Well, no, let's keep going on this. Will I play what? Do you remember the glove video I sent you, the AI video? I sent it to you in a text, but I don't want to stop my glove video. Oh, yeah, yeah, the fake... This is a good use of AI. Anything you say can be used against you.

So these are all... These are all AI generated. Is it a real interaction, but... No, no, they're all... They're all security cam footage, fake security cam footage. I thought maybe the audio was real, but they like... No. No, I think the audio is real, but I think someone saw these stupid images and they are just

creating scenarios around. Oh, yeah, because they all have giant gloves on or giant boots. Because sometimes they like animate, like have you seen the, I think like the Rick and Morty guy animated that old, it was like a transcript. Or maybe it was the audio from a court case. Oh, yeah, yeah, yes, yes, yeah. Well, folks, I think that that probably just about should absolutely got represent. it up they fired me for no reason what the clock at uh we we passed an hour a little bit

ago a few moments ago right yeah yeah yeah yeah check out the glove videos check out the bonus also um if you want to add free versions ben and amel show dot com it's also where the bonus episodes are it's also where the it's also where the merch is if you want to show off is the free month indefinite or is it only a limited time oh that's ending in march so oh good Go get that while you can. Because otherwise you'll miss out and you'll be a poor sucker. And all your friends will be like, you miss the poor month, the free month. You'll be like, oh my gosh.

But who knows? We might run some more promos. We're the freaking promo kings over here. We're actually not. But go get, go to the credit card list.com if you want that. Yeah, no, that's it. I'm just saying goodbye, everybody. We'll see you in the bonus.

Okay, bye. We'll see you in the bonus.