The Best One Yet - 😏 “DTP (Down To Prompt)” — ChatGPT’s erotic pivot. Bill Simmons’ king-maker. Goldman’s D1 Athletes. +Tyra Banks’ hot ice cream.

Episode Date: October 16, 2025

OpenAI announced erotica will be allowed in the chat… Sam Altman is flooding the zone.Netflix is adding Spotify video podcasts… because Bill Simmons is the king-maker of pods.Big Bank earnings are wild, and powered by ex D1 athletes… It’s Goldman Sacks (as in football sacks).Tyra Banks wasn’t at the Victoria Secret fashion show last night… she was making ice cream hot.(FYI: Don’t worry, despite the OpenAI news, today’s pod is safe for work and family listening)Thank you for voting for The Best Idea Yet to win “Best Business Podcast”... because we just won it! 🏆$SPOT $GS $JPMNEWSLETTER:https://tboypod.com/newsletter OUR 2ND SHOW:Want more business storytelling from us? Check our weekly deepdive show, The Best Idea Yet: The untold origin story of the products you're obsessed with. Listen for free to The Best Idea Yet: https://wondery.com/links/the-best-idea-yet/NEW LISTENERSFill out our 2 minute survey: https://qualtricsxm88y5r986q.qualtrics.com/jfe/form/SV_dp1FDYiJgt6lHy6GET ON THE POD: Submit a shoutout or fact: https://tboypod.com/shoutouts SOCIALS:Instagram: https://www.instagram.com/tboypod TikTok: https://www.tiktok.com/@tboypodYouTube: https://www.youtube.com/@tboypod Linkedin (Nick): https://www.linkedin.com/in/nicolas-martell/Linkedin (Jack): https://www.linkedin.com/in/jack-crivici-kramer/Anything else: https://tboypod.com/ About Us: The daily pop-biz news show making today’s top stories your business. Formerly known as Robinhood Snacks, The Best One Yet is hosted by Jack Crivici-Kramer & Nick Martell. Hosted on Acast. See acast.com/privacy for more information.

This is Nick. This is Jack. It's Thursday, the new Friday. October 16th, and today's pod is the best one yet. This is a T-boy. The top three pop business news stories you need to know today. You know what, Jack? I'm just going to start off the pod with our one button push. Here we go. The Cheching machine. And why is that, Jack? Because we just won an award. We just won an award yet. Our weekly show, The Best Idea Yet, is officially the best business podcast. Now, the judges picked Nele Patel's show to. win the award. But the people voted for our show, the best idea yet. Yeah, that's right. We got more votes than anyone else. We are officially the People's Choice winner for Best Business Podcast. Thank you for voting for us. For those keeping track, last year this show, the best won yet won Best Business Podcast. So not too shabby. Oh, we got a good streak going. Thank you so much, besties. You really appreciate it. But Jack, we got three fantastic stories for today's show. What do we got on the T-Boy? For our first story, Sam Altman is pivoting on another major OpenAI policy by launching sexy GPT. It's OpenAI's erotica feature, but don't worry, Eddie's this story, it's safe for work and safe for the family.

For our second story, it's Spotify's big deal with Netflix. It actually highlights the real king of podcasting, Bill Simmons. Because with 158 shows, Bill Simmons proves that the best kings are king makers. And our third and final story, Big Banks are having their best course. quarter? Since last quarter. Yes, they are. Record profits across the board on Wall Street. But the talent superpower at Goldman Sachs driving this surge, it's ex-college athletes. But yetis, before we hit that wonderful mix of stories. All the Fogos out there, we're looking at you. If you know, you know. I don't know. Actually, can you tell me what a Fogo is? Oh, it's face-off,

get off. I can't believe you didn't know that one. Yeties, the biggest announcement in the food industry right now? What is it, Nick? It's the most confusing announcement in the food industry. right now. It's an oxymoron actually because here it is. Hot ice cream. Tyra Banks, the supermodel, is selling what she calls hot ice cream. Yeah, or what we're calling a whole pint of paradox? Jack, what's going on here, my friend? Well, the brand is called Hot Mama, and New York City is going to get its first hot ice cream store this winter. Honestly, I am excited, but I also have a few questions. I'll start. Doesn't the hot cancel out the ice cream? Like, Jack, is what she's selling actually just melted mint chocolate chip? What's going on,

Tyra Banks actually won't say. She says you've got to try it first to find out. Okay, I'll pause the pot again, Jack. That leads to our next question. Why would you sell hot ice cream? Yeah, why? Well, Tyra is an objectively hot mama, so she wants a brand called Hot Mama and she's free to do that. But again, the brand won't describe the product. They say that words just can't describe it. All Tyra would say is, quote, we found the perfect viscosity, not too thick, not too thin. Where the hot ice cream still felt as dreamy as a cold ice cream. So New York City, Yeties, this winter, when it's cold out, you don't want ice cream.

And if you also don't want hot chocolate either, you can now have hot ice cream. Besties, this innovation is so advanced, we're just calling it the singularity. If true, huge. Jack, let's hit our three stories. Fifteen years before this song, two boys from the Northeast met in the dorm. They had an idea that caused a cultural storm. It's the best one yet, but the best is an norm. Jack Nick, that's it.

I don't even think they need to practice. 50% that's a fat tip. Tea Boy City on your at list. If you know, you know because we're ready to go. We can't wait no more. So just start the show. Start the show. First, a quick word from our sponsor.

Our first story. The next big thing from OpenAI, we're calling it sexy GPT. Sam Altman is changing his mind and allowing erotica on chat GPT starting in December. But don't worry, this story is safe for kids because of our takeaway. Now, yeah, it is, before you pause the pod, we are not going into the details of romantic relationships with artificial intelligence, are we, Jack? Because to quote Austin Powers, that's just not in our bag, baby. But this headline we saw yesterday was simply the juiciest tech news since the cold play kiss cam

affair. To tell the stories, we're going to follow the tweets. This was Sam Altman yesterday on X. It started like this. Sam tweeted, time to treat adult users like adults. Go on. Now that we can mitigate serious mental health issues with new tools, we can relax restrictions. Sam buried the lead because of this final line.

Starting in December, we're rolling out age gating, including erotica to verified adults. So this is what all the GPUs were for. Hey, Saudi Arabia, we're going to need more energy. Yet is, today, if you ask chat for some steamy roleplay, it's going to say that it can't. It's against the company's policies. But in December, once it's verified that you're 18 years old, chat will do whatever you want it to. Oh, AI erotica.

It's going to be great for our declining birth rate, Jack. Yeah, Sam Altman, apparently D to P. Down to prompt. Yeah. I thought AI was going to cure cancer. Yeah. We're getting this instead. But besties, this is what we find fascinating about the story.

This ain't just for the page six gossipy hot water cooler conversation you're going to have today. It's wild because it's another open AI huge strategy. switcheroo. We said switcheroo, by the way. We had a long debate about this, whether it was a flip flop or a switcheroo, or we're just going to go with switcheroo, I guess. The first 180-degree strategy flip-flop of open-a-I was calling itself open-a-i and then actually being closed AI. Okay, Jack, the second strategy flip-flop from open AI was being a not-for-profit and then trying to be for profit. The third one's happening now. Yes, because chat GPT historically banned sexual content, it's an AI companion, not an AI lover. In fact, just two months ago, Sam Malton,

addressed exactly this issue on another podcast. Cleo Abram asked this to Sam and her podcast. What's one potentially profitable feature that doesn't align with Open AIs values? And Jack, what was Sam Altman's answer? He said we haven't put a sex bot in Chat GPT. But boom, here we are two months later. He's putting a sex bot in Chat GPT. Yes, he is.

Apparently, Jack, the values. They tweak the bet. Now, will this be good for Open AIs business? Probably huge profit puppy potentially. Time spent could go through the. roof. But will this be good for OpenAI's brand? Probably not. Just check out our story from yesterday on Claude launching an anti-slop coffee shop and you'll understand what we mean. This story is the opposite of that. Yes, it is. So we did them back to back. Jack, what's the takeaway for our buddies

over at ChatGPT? The theme of the year for 2025 is flooding the zone. Now Yetis, over the last few weeks, Jack and I and you, we've all been inundated with updates and launches from ChatGPT. The MLUntman's strategy has been to flood the zone with huge announcements that the press can barely keep up with. And you know what? That's a strategy we're seeing of the newsmakers across the country to dominate the attention economy. President Trump's record number of executive orders?

The constant stream of tariff announcements? Elon talking about robots, cars, Mars, all in one earnings call? Or Jack, how about last month when an AI startup launched and said in their press release, we're flood in the zone with 3,000 AI podcast episodes a month? Just this week, in like three Zoom calls, people have referenced flooding the zone. Flooding the zone. It's the new version of move fast and break things. Because critics in the competition can't keep up.

And for those in power, flooding the zone is working. And that's why flooding the zone is the term of the year. For our second story, podcasts are coming to Netflix. But they're all from Spotify. Actually, they're all from the ringer. Because the king of podcasting is not Alex Cooper or Joe Rowe. No, it ain't. It's actually Bill Simmons. Now, yeah, he's to sprinkle on some contacts

because we just know this industry really well. And you don't have our LinkedIn's in front of you. We actually sold our first podcast media startup to Robin Hood, the stock trading app, six years ago. And that started a trend. Because just two years later, Amazon went on to acquire Wondery for $300 million. And then Spotify acquired Gimlet and Parkast Podcast Studios.

And Spotify also acquired the exclusive rights to the Joe Rogan podcast and the Alex Cooper podcast. But besties, in our professional opinion, the most successful podcast acquisition by a tech company ever. Besides ours. Fairpoint, Jack, was The Ringer. The Ringer was founded by Bill Simmons after he got fired from ESPN. It was basically Grant Land 2.0.

And then Spotify paid $200 million for The Ringer just four years after Bill Simmons founded it. And on Tuesday, Netflix announced they're bringing 16 of Spotify's video podcast to its streaming service to watch. And 14 of them, yeah, guess what? They're from the ringer. More on The Ringer in a second. First, this deal announced on Tuesday sent the stocks of both Netflix and Spotify up. And why is that exactly, Jack? Spotify's podcast strategy, it hasn't been a total success, has it? Yeah, Spotify acquired Gimlet, but then shut it down and gave up on their strategy of making podcasts exclusive to Spotify. Joe Rogan? Yeah, he's no longer in

Spotify's gated garden. You can listen to his show anywhere. Alex Cooper, she broke up with Spotify, amicably, but now she's fully with serious X-M. Prince Harry and Megan Markle. They haven't done an episode yet, though, Jack. They got paid a lot of money by Spotify. But they're still working on. In the meantime, the ringer has become the one Spotify podcast asset that seems to be working. And growing. Yeah. And now 14 of the Ringer Network shows will be bingeable on Netflix. Sunday and for HBO. It's now for podcasts on Netflix. And a key detail in this deal is that it requires these video podcasts leave YouTube. They're only watchable on Netflix starting in 2026.

So this is good news for Netflix. It should win back some time spent currently happening on YouTube. And it's good news for Spotify because their podcast advertising has been underperforming. This deal brings Spotify a new type of revenue, TV licensing. But honestly, and a little bit selfishly, we also think it's good for podcasting in general because, well, why, Jack? It treats podcasting for the first time as TV. Yeah. Something you must pay to watch.

And T-Boy is free and we'll stay free. We're a free podcast. But for the industry, it's a good luck. It's a nice touch. So Jack, what's the takeaway for our buddies over at Netflix and Spotify? Bill Simmons is the real king of podcasts because he's a king maker. Yet he's to sprinkle on more context. Bill Simmons was an ESPN sports personality.

He was a talking sports head. But since founding the ringer and selling to Spotify, he's become a king maker. Because now, the ringer has 158 shows, beyond sports, and Bill Simmons hosts

only two of them. Good Hang with actor Amy Poehler, yeah, that's a ringer podcast. Dave Chang's Restaurant and Foodie podcast, that's also a ringer podcast. And there's 150 more of them. Now Joe Rogan and Alex Cooper are amazingly successful shows.

They have redefined the podcast industry. But Bill Simmons's success is as a podcast, network. In fact, we would say that this one man is as important to Spotify as Taylor Swift is in terms of content consumed. The real king of podcasting isn't Joe or Alex. It's Bill Simmons. Because he's not just a king. He's a king maker. Now a quick word from our sponsor. For our third and final story, big banks are dominating in the profit department right now. And it's all thanks to former D1 college athletes. We'll tell you why banks are betting on

varsity traders more than ever. Now, yeah, he's full disclosure, Jack and I are former ex-retired recovering, not quite bro-y, finance bros who were never really that brodie. Nick was once sent home from work by his boss because he hadn't shaved properly. They were like, is that a little grain? I was like, yeah, they're like, we'll see you tomorrow instead. But you got back at that boss, right? It's a story for another project.

But those dudes, Jack and I haven't seen the bank and business this booming since we expense a client meal over at Dorcia. J.P. Morgan. Goldman Sachs, Morgan Stanley, Black Rock, Citibank, Wells Fargo. Record deal revenues, trading revenues, record assets under management in the last quarter. Their stocks are all at all-time highs and IPOs are back. How good is the banking industry doing these days, Jack? Goldman Sachs just announced their acquiring a venture capital firm. We've never even heard of that.

For $7 billion. In fact, the Wall Street Journal says recruiting on the street is now at its highest level ever. Remember J.P. Morgan's new headquarters building we just told you about? Yeah, with the signature cent. JPM just hired 100 managing directors to occupy and peruse each of those 60 floors. That's a real number. In fact, there is so much money mojo right now that hedge funders are actually hiring talent agents for their deals. They're demanding trades like A-Rod. And yet he's from Jacks and my research, we can also tell you that the top group powering Wall Street profits right now, who is it, Jack? College athletes.

Yeah, Jack. Water polo players, varsity sailors, they are dominating at Wall Street firms. Wall Street has an obsession right now with kickers over quants. J.P. Morgan? Looking more like J.P. Varsity. Business Insider just interviewed four ex-Goldman bankers who said that college athletes were the top talent pipeline by far. In fact, Jack, did you see who the newest promotion was to managing director over at Golden Sacks? Attention New York Giants fans. Justin Tuck. Yeah, my classmate at Business School at Warden was Justin Tuck.

And now he's a managing director of Goldman Sachs. After Justin Tuck won two Super Bowls with the New York Giants, he went to business school and is now a top dog at Goldman Sachs. Oh, and if you thought pro athletes were the top, it goes even further, doesn't it, man? A couple of years ago, J.P. Morgan Chase actually launched a specific program to help Olympic athletes integrate into their bank. Although we should point out there is one bank with more athletes than any other,

according to a pre-pandemic survey by Wall Street Oasis. Yeah. At Centerview, 28% of their employees had the words NCAA and varsity on their resumes, which leads to this wild stat on the ROI of being those athletes. According to the Harvard Business Review, Ivy League Jocks earned 3.4% more money over the course of their career than Ivy League non-jocs. And Goldman Sachs's head of HR just said that that athletics is the differentiator. And it's because of our takeaway. So, Jack, what's the takeaway for our buddies doing the non-literal blocking and tackling over in the banking industry. Banks are paying the jock premium.

Now, Yetis, you would think that finance recruiting was shifting toward wanting tech skills because every company has to be a tech company. And for a while, that was the case. Computer science, tech, quantitative, that's what you wanted on your resume to get a job in finance. But the pendulum swinging like a baseball bat. It seems like athletic mentality is now in vogue again. Because think about it. To do well as a college athlete, you need a great work ethic.

a desire to win and teamwork. Those traits, they're good on the field, good on the trading floor, good in the pitch room. You know, in our research, we did find another desirable group, first generation Americans. Bankers want them, too. Great point, check. The immigrant mentality of hard work and hunger for success, that is a driving, attractive force to have it a bank. But still, Goldman's HR lead put it this way.

Athletic skills are directly applicable to the dynamics of the finance industry. And they called him a differentiator. So the bank business is hitting record. and they're willing to pay the jock premium. Jack, could you whip up those takeaways for us for the real Friday? OpenAI changed its position on erotica. It will unrestrict sex content from chat GPT for verified adults starting in December. Because flooding the zone is the theme of 2025.

For our second story, Spotify is licensing 16 podcasts to watch on Netflix, and 14 of them are from the ringer. Because Bill Simmons is the real king of podcasts, because he's a king maker. And our third and final story. The big banks, they're enjoying record profits with financial markets, IPOs, and M&A, all booming.

And powering those profits, it's punters and point guards. Banks are paying the jock premium for him. But besties, this pod's not over yet. Here's what else you need to know today. First, Louis Vuitton stock jumped 13% after its first sales growth in a year. We've been telling you about the luxury law.

Consumers cutting back on their fancy handbag. But apparently reversed, despite the price hikes on that prodda bag from the trade war, people are paying up right now. When it comes to luxuries, the more expensive, the more in demand. Oh, yeah. And second, there is a new tech term that we want you to know. It's a cool new acronym you may hear soon. It's called Mango. Mango. It kind of replaces Fang. Remember Fang with the top five temp stocks? Jack, what does the acronym Mango stand for as the top five AI companies? Meta, Anthropic, Invidia, Google,

Open AI, Mango. That's the Mango trade. And finally, Bob Ross paintings are being auctioned off after public broadcasting got defunded by Congress. Bob Ross, America's favorite painter. His show was a PBS staple, and now PBS is in trouble. So the late Painter's estate is selling 30 paintings, with 100% of the proceeds, go in a public television. Now time for the best fact yet, which in honor of Noah Webster's birthday is about a dictionary. Today is International Dictionary Day. So, Nick, I wanted to ask you, what's your favorite word? Okay, my favorite word is silhouette, but that's a story for another plot.

It has to do with business. I'll tell you, I'll tell you about it. What's yours, though? What's yours? My favorite word is a word I have yet to organically use in a sentence. And it is. Lecanthropy. I should have known.

The process of a man becoming a werewolf under a full moon. How is there a word for the? I feel like it's coming from medieval English, Jack. Yiddies, drop your favorite word in the comments right now. Nick and I want to see. And a happy National Dictionary Day to all those who celebrate. And if it's a full moon, careful for all the lecanthropy out there. Watch out.

Yiddies, you look fantastic today. To end the show, we just honestly want to say thank you. Thank you for voting to help make the best idea yet, the best business podcast. Best Business podcast. Oh, thank you. I'm celebrating the wins tonight. We're celebrating the winds and we're doing with you. Thank you so much for everything you guys do for the show.

We love doing it for you, and thank you for giving back in that way. Nick and I, we'll see you tomorrow. And before we go, a happy birthday to Yeti and Nadi Jane down the street in San Francisco, a day one Yeti celebrating with the hike. And happy birthday to an amazing mom and tennis player. Judy Chitton in Tustin, California. And a shout out to legendary Yeti Jenny Seltzer, who is no longer at Sweet Green. She's now crushing the taco game over a Taco Bell where the guack. ain't extra. She's living moss. And Jack, just a shout out to Sam Rosenstein. Great Yeti I ran into at the

final final on Friday after the Datchelor party. Ran into with the bar. Great guy. And a shout out to all the bosses out there. It's National Bosses Day. Give that feedback. Feed forward. This is Jack. I own stock of Netflix and Nick and I both own stock of Spotify.