The Best One Yet - 🧙 “Predictable” — Predictions takeover news. Chanel’s subway runway. Trump’s Golden Ticket. +Pantone’s Color of 2026

Episode Date: December 5, 2025

Buy tickets to “The IPO Tour” (our In-Person Offering) TODAY at 10am local timeAustin, TX (2/25): https://tickets.austintheatre.org/13274/13275 Arlington, VA (3/11): https://www.arlingtondrafthouse.com/shows/341317 New York, NY (4/8): https://www.ticketmaster.com/event/0000637AE43ED0C2Los Angeles, CA (6/3): https://www.squadup.com/events/the-best-one-yet-livePlus 3 more shows still to be announced…The 3 stories on today’s pod:CNN & CNBC are doing Predictions Markets… Not for gambling, for news.Chanel just held a luxury fashion show… on the NYC subway.Trump’s Baby Stock Accounts set off a wild Wall Street race… who will become the Bank of Gen Alpha?Plus, Pantone’s Color of the Year is… not a color.$LVMUY $HOOD $SPYBuy your TBOY Yeti Doll gift here: https://tboypod.com/shop/product/economic-support-yeti-doll NEWSLETTER:https://tboypod.com/newsletter OUR 2ND SHOW:Want more business storytelling from us? Check our weekly deepdive show, The Best Idea Yet: The untold origin story of the products you're obsessed with. Listen for free to The Best Idea Yet: https://wondery.com/links/the-best-idea-yet/NEW LISTENERSFill out our 2 minute survey: https://qualtricsxm88y5r986q.qualtrics.com/jfe/form/SV_dp1FDYiJgt6lHy6GET ON THE POD: Submit a shoutout or fact: https://tboypod.com/shoutouts SOCIALS:Instagram: https://www.instagram.com/tboypod TikTok: https://www.tiktok.com/@tboypodYouTube: https://www.youtube.com/@tboypod Linkedin (Nick): https://www.linkedin.com/in/nicolas-martell/Linkedin (Jack): https://www.linkedin.com/in/jack-crivici-kramer/Anything else: https://tboypod.com/ About Us: The daily pop-biz news show making today’s top stories your business. Formerly known as Robinhood Snacks, The Best One Yet is hosted by Jack Crivici-Kramer & Nick Martell. Hosted on Acast. See acast.com/privacy for more information.

This is Nick. This is Jack. It's Friday, the real Friday. December 5th, and today's pod is the best one yet. This is a T-boy. The top three pop business news stories you need to know today. One sec, Jack, I've always wanted to say this. Grab some peanuts and cracker jacks.

Whoa. Tickets for our live tour just went on sale today. It's our IPO tour. 2026. We're performing this podcast live. It's our in-person offering. So Basties, grab your tickets today. Jack and I put the links in this episode description. Snag him while you can't. It's very exciting to have our travel planned for next year. Austin, Texas, Washington, D.C., New York, New York, Los Angeles, California, and more being announced later in the year.

You just reminded me, I got to book our airline tickets. But in the meantime, yeties, he's grab your tickets to our live tour. And Jack, we got three fantastic stories for today's T-Boy. For our first story, in the last three days, CNN, fanatics, and CNBC have all part of the time. partnered with prediction markets. The biggest boom in industry outside AI, it's prediction markets. And honestly, we should have predicted it. For our second story, it's Chanel, because this luxury fashion brand just had a fashion show on the New York City subway. The subway on the sea train, because the background is the ultimate foreground. And our third and final story, the new Trump accounts, aka baby brokerages, have sparked a major land grab on Wall Street. What bank is going to get the golden ticket that is the 40 million Trump accounts for America's kids. But Yetis, before we

hit that wonderful mix of stories. Who is going to be the Charlie and the Bank and Chocolate Factory, Jack? Peach Fuzz. Yes. Living coral. Okay. Very peri. Interesting. Serulian blue. I know you know what all these have in common, Nick. Yes, Jack, all of those colors were once the pantone color of the year. Pantone. The authority on everything color in this country predicts what color will trend. in the coming year. The most highly anticipated aesthetic decision of the year, it's like the Grammys for the rainbows. But this isn't just about visual vanity. The Pantone color of the year is a profit puppy. Because whatever color pantone picks sees a double-digit sale surge. It's a self-fulfilling prophecy, which leads to the big news, the pantone color of the year for 2026. Well, Jack,

for the first time ever, it's actually not a color. It's cloud dancer. That's right, cloud dancer, which is actually a shade of white. Not tiny dance. No, no, no, no. Cloud dancer. Sorry, Alta John. This sounds less like a color, more like a romance novel. More specifically, Jack, it is color code 11-4201 to be precise. It's the first time in 26 years that Pantone has chosen a shade of white.

And Jack and I jumped in T-boy style, this color looks like an eggshell on a coconut flake mixed with mayonnaise. Now, technically, white is not a color. White is the absence of color. So I'm throwing in a challenge flag, Pantone. Better be a white challenge flag, Jack, because Pantone. Pantone's prediction is that consumers will want a feeling of calmness in the next year. Yes, a blank slate in a world of chaos.

Hence their color is not a color, but a lack of color. Cloud dancer. Hey, Pantone, you should have chosen slamming salmon. Trust us on that one. In the meantime, we're going to wave a white flag. Good callback, Jack. Let's hit our three stories. Fifteen years before this song, two boys from the Northeast met in the dorm.

They had an idea to cause a cultural storm. It's the best one yet, but the best is an norm. Jack, Nick. I don't even think they need to practice. 50% that's a fat tip. Tea Boy City on your at list. If you know, you know because we're ready to go. We can't wait no more.

So just start the show. Start the show. First, a quick word from our sponsor. For our first story, CNN, CNBC, even fanatics, the sports clothing company, they all announced predictions markets just this week. Predictions are a two-headed profit puppy. and investors want in. All right, yaddies, if we're going to tell this story,

let's whip up a timeline. Jack, prediction markets, they already had their mainstream moment like a year ago. That was last November. The 2024 presidential elections, prediction markets accurately predicted that President Trump would win. But then last Sunday,

prediction markets got introduced to America's senior citizens. Your grandma now knows the term. Yeah, because Polly Markets founder and CEO was the lead interview on 60 minutes. But then on Tuesday of this week, Prediction Markets got their debut mainstream business deal with CNN. The mainstream media icon will use Calsheed predictions data on screen right underneath Wolf Blitzer's

talking head. And what is it going to show exactly, Jack? It's going to help viewers understand the likelihood of whatever Wolf is talking about. What's the chance it actually happens, according to predictions markets? There's a 17% chance that Anderson Cooper bleaches his hair in the next segment, that kind of thing. And guess what? Right as we turned on the mics to record this episode, CNBC announced the same deal with Kalshi that CNN just announced.

Now, besties, we know what you're thinking. ESPN has been doing this kind of thing before with sports betting for years, right? While they're talking about the Miami Dolphins, you'll see on the screen a 20% chance that Ray Finkel misses this next field goal. But now, with CNN and CNBC, political, financial, and general news will use predictions data too. There's a 20% chance that Ray Finkel becomes the CEO of Microsoft by December 31st, 2026. If you know, you know. Now, yet he's what we find fascinating. In our eyes, prediction markets are two different things. Or if you're an investor, two different profit puppies. Nick and I have thought a lot about this. Prediction markets are both a way to gamble money and a way to predict the future.

Now, Basties, we have said before that buying a prediction contract is fundamentally the same thing as betting. At Kalshi and Polymarket, the lawyers will spank you if you say bet or wager. But you can bet on the Yankees to win or predict that the Yankees will win. And either way, you get money if the Yankees win and you lose money if they lose. But what you may not realize is that prediction markets have expanded way beyond sports and way beyond politics. Yeah, there are prediction markets for culture, crypto, climate, economics, public health, you name it. Jack, the top prediction market right now? What is it, man? Who will become the next James Bond succeeding Daniel Craig? Spoiler, by the way, the smart money's on Callum Turner. Trust us. It's

going to be Callum. Although Tom Hardy is in the running, too. You haven't seen Callum's abs. You clearly haven't seen Callum's abs. And therein lies the other side of prediction markets. It's not just a place to gamble money. There's also information about the future that is diverse, valuable, and interesting. Yeah, this is really what we find fascinating. Until now, we've relied on experts and polls to predict the future, but both of those sources are flawed. Prediction markets aren't perfect, but when the masses put their own money on the line, it is shown to eliminate bias, and be highly accurate. Jack, what did Polymarket CEO say on Sunday in that 60-minute interview with bleached hair Anderson Cooper? He described prediction markets as the most accurate thing we have as

mankind right now. Now, he's biased, but that's what CNN wants prediction markets to be for them on the screen when you watch the news. They want to tell the viewers the likelihood of future events actually happening. So besties, if you want to know what'll happen in 2026, don't just listen to the analysts. You should really look at the prediction. Because when you, you got money on the line, you're not a Dolphins fan anymore. You're just wondering, is Ray Finkel going to make this field goal or not? Honestly, I can't believe we didn't predict all this, Jack. So, Jack, what's the takeaway for all our buddies watching the prediction markets?

Predictions have pulled off something. Only AI ever has. Three fundraisers in one year. The old three in one. Now, Yeti's Kalshi, they've done fundraisers this year valuing the company at $2 billion, then $5 billion, and then $11 billion dollars. It's more than lift. And its top rival, Polymarket, they've done the same.

Their private stock, because they haven't IPOed yet, is now worth $8 billion. Honestly, the only other industry that Jack and I have seen raised so much money so fast is scooters. No, I'm just kidding. It's AI artificial intelligence. Because the betting part of predictions is scaling faster than legalized sports betting can. And it's less regulated too. While the information part of prediction markets is proving valuable as well. Although CNN is not paying calls she in this deal,

We bet future licensing deals will bring the big bucks. Prediction markets. They're a two-headed profit puppy. And they've pulled off something only AI ever has. Three fundraisers in one year. For our second story, Chanel, the luxury fashion label, just did an entire runway show on the New York City subway. And we think it's how every company should be launching new things.

In places like the New York City subway. Besties, if fashion icon, Conoco, Chanel, we're alive today. We bet she'd be a Yeti. I bet she'd buy live tickets to our show. I bet you would too, Jack. But what she would not love is the state of her fashion brand. Because for Gen Z, Chanel's, Chanel's, Shano.

Yeah, in the last year, revenue for Chanel is down 4%. Profits have plummeted 30% for the brand. Can't spray Chanel number five on those numbers, Nick. No, you can't. As the current CEO just put it, though, we are a 100-year-old brand. We ebb and we flow. And you know what, Yetis? Jack and I have said fashion has fads and this may be one of them.

But it's a little bit self-inflicted because Chanel has jacked up prices more than their peers. They have. Since 2019, Chanel handbags have doubled in price. But the rest of the luxury industry, they've only risen those prices by 50% according to the financial times. But Chanel does have a comeback plan to reconnect with customers. And no, it's not free breakfast at TIF. But yes, you are going to have to bring your metro card. Because the answer lies in the subway.

The subway, get this, Chanel, just did an entire runway show on a New York City subway platform. That's right, the $40 billion luxury brand took over an abandoned subway station in New York City, the Bowery Street location, and they took over a real subway train, the sea train. And you see what they did there by choosing C? The blue sea of the train logo matched Chanel's famous logo. Yeties, Jack and I jumped in T-boy style. The models were literally walking the platform, blue clay, clothes, quilted earmuffs, all undonellered. dirty concrete. It's not often you see ASAP Rocky, Kristen Stewart, and John Monjovi in the same place,

but they were all there. Yeah, they were all at this runway show. We estimate this is the largest concentration of wealth ever in a single subway car. Honestly, fact check us on that one, but we're pretty sure. It was creative. It was beautiful. Jack, it was an impressive fashion show by Chanel. It also was probably the leaked plot of Zoolander 3. That's right, because at the end the day, the concept here is that great brands have a tension. We've told you that before. Luxury and dirty mass transit. Commuter trains and $8,000 coats, that's tension. But also, there may be a little bit of hypocrisy in this tension. The subway is cool, but this was a private subway, which is kind of anathema to the subway. And they're also idolizing subway chaos

while sprits in it with $175 perfumes. Stand clear of the closing doors, please. Talking to you, Bon Jovi. So Jack, what's the takeaway for? for our buddies over at Chanel. Sometimes the best star of the show is actually the stage. Yeties, this Chanel subway runway show is the rare story covered by the Wall Street Journal and the New York Times

and Vogue magazine and TikTok. An exclusive luxury fashion brand got broad mass attention not because of the product, but because of the setting. And you know what? They're not the only fashion brand using location to broaden relevance of their products. Fendi did a runway show

on the Great Wall of China. Kaz did one inside a Greek marble quarry. Jack, the French brand Vetsmont, did a fashion runway show at a McDonald's in Paris. Of Emily and Paris fame. Not possible, oh possible. It's a lesson from the fashion industry that we think other industries should copy. Totally. Like Jack, why do another Apple event at the Apple campus in California?

It'd be pretty epic if the iPhone 18 was announced in the Grand Canyon. Tim Cook, we know you're listening. We'll see in Arizona. Because the real audience aren't the people in the room anymore. It's everyone watching clips of the event on TikTok. So take the background and make it the foreground. Now a quick word from our sponsor. For our third and final story before the weekend. There's a new golden ticket on Wall Street. One lucky bank will get the 40 million Trump baby accounts. The Bank of Gen Alpha is a generational opportunity that every, refinance company is fighting for right now. Yeties, this story is actually a wild development. Because earlier this week, the Dell family announced a $6 billion donation, and we told to you about it as a story. The Dells are giving $250 directly to 25 million American children. This was a huge expansion of the Trump accounts for kids.

The Trump accounts are the baby brokerage accounts for kids born in Trump's second term, and they each get $1,000 from the government. Those Trump baby accounts will now include. include 25 million one to nine-year-olds, thanks to the Dells, plus 15 million babies born in the next four years. Thanks to the big beautiful bill. Besties add it all up and we're talking 40 million kids who will now have baby brokerage accounts with free money sitting in them, Jack, and he sprinkle on some context. That is a population the size of Canada, which leads to the big question, which company is going to get those brokerage accounts? That is the new golden ticket, Nick.

That is the Charlie in the Chiching Financial Chocolate Factory, Jack. Now, we should point out it could be a few golden tickets. True. Like, one financial institution will get the brokerage accounts, and another could become the default ETF that the money gets invested into. Or Jack, when it comes to this golden ticket, it's possible the Trump administration splits it among a bunch of different banking institutions. But President Trump loves acting as kingmaker, so it's quite possible he chooses just one.

Either way, yes. Jack and I were fascinated in this financial frenzy of golden tickets. And we are econ guys. We're also business guys. We're also history guys. We're also fashion icons. And there are some precedents that we think that can help explain this situation. We've seen government policy result in a boom for private industry and where the government acts as kingmaker in the market. Jack, let's whip it up on the whiteboard here. Let's start with the railroad companies. When they were building the Transcontinental Railroad, the government gave 10 to 20 square miles for free of land to each railroad company that laid down a mile of track. Or Jack, how about the creation of Medicare and Medicaid?

That ceded the growth of the private health care industry, which is huge today. Or maybe the best example for our analogy here is the 401k retirement account. In 1978, Congress created what became the primary way that Americans would grow their financial wealth. The 401K. And that golden ticket of Who would manage it was split between Fidelity and Vanguard, who now managed trillions of dollars of 401Ks today. But these Trump accounts are an even more direct financial opportunity. Jack Robin Hood, Schwab, J.P. Morgan, Webel, everyone wants to be the government's handpicked home of the Trump accounts.

They all want the golden ticket. We should point out this golden ticket could turn out to be fools gold. Oh, yeah, just look at Goldman Sachs, right, Jack? Six years ago, Goldman got picked by Apple to handle the Apple card. to become the preferred credit card of all iPhone users. Yeah, but that golden ticket didn't work out for Goldman Sachs, turned out the Apple card was a big money loser. Still, according to the Wall Street Journal,

these new Trump baby accounts, plus the big donation from the Dells, everyone wants a piece of it. It's resulted in a huge lobbying frenzy. It is literally like the opening scenes at Charlie and the Chocolate Factory. I think Robin Hood's going to build a statue of Donald Trump in front of the White House to try to get this deal. It's a right off.

So, Jack, what's the takeaway for our buddies, over on Wall Street. With one stroke of his pen, President Trump will ordain the Bank of Gen Alpha. Yeti's acquiring customers is one of the most expensive parts of business. But this golden ticket gives them 40 million customers for free. Now, whoever wins is probably going to have to drop fees probably to zero. True, Jack. But they should be happy to because eventually those kids will become adults, and we're talking paying customers at that point. Basties, there are a couple reasons why your first financial account is often your financial account for life. First is the window of loyalty. You simply become loyal to the products you use as a kid.

And second is the Hotel California strategy. Financial firms make it really hard to switch financial firms. Oh, you can check out anytime you like. But you can never leave. Yeties, this is the biggest lobbying effort of a generation. What financial institution will get the golden ticket of the Trump baby accounts and become the Bank of Gen. Jack, could you whip up the takeaways for us for the Real Friday? Kalshi announced licensing deals this week to both CNN and CNBC. Because prediction markets are a two-headed profit puppy, and they're growing right now like AI. For our second story, Chanel did a runway show on the New York City subway.

Other industries should choose creative locations for their launches, too. Because the star of the show can actually be the stage, make the background, the foreground. And our third and final story, Robin Hood, Charles Schwab, J.P. Morgan, they're all lobbying to get the 40 million Trump baby brokerage accounts. It's the new golden ticket, a generational opportunity to bank gen alpha. But besties, this pod's not over yet. Here's what else you need to know today. First, Mr. Beast is launching a phone service, Beast mobile. He just announced it at the New York Times Deal Book Summit. Mr. Beast business is now worth $5 billion and his next revenue stream will be AT&T for teens. By the way, wireless networks are like the surprise.

Hot New Celebrity Business, right, Jack? Ryan Reynolds, the Smartless podcast, President Trump, and now Mr. Beast, they're all competing with Verizon. Which is why Jack and I are pleased to announce. Actually, no, we're not going to announce it. For our second story, it's a wild situation in Menlo Park. Mark Zuckerberg is deleting the meta from meta. Get this, Zuckie Zuck is considering deep budget cuts of the Metaverse team by as much as 30%.

To recap here, they change the name of Facebook to meta to focus on the Metaverse, but now they want less Metaverse. Yeah, it's kind of meta. Investors, they love the idea, though, and they boosted meta stock 4%. First he dropped the the the, then he dropped the Facebook. Now he's dropping the meta.

Jack, I heard Zuck's going to change the name of the company to TikTok. It's just a rumor. It's just a rumor. And finally, Hershey just announced their newest product, Dubai Chocolate. Just one problem. They're a year too late.

Jack and I did a story a year ago on Dubai Chocolate when ShakeShack launched their own version of the popular flavor. Because the pistachio-flavored chocolate went viral in late 2024. It's late 2025 now. We're not critiquing you, Hershey. We're just, we're welcome you to the party.

Welcome to the party. Now, time for the best fact yet. And for this one, Jack and I just want to thank you. Thank you for sharing your incredible Spotify raps about this podcast. For 18,200 of you, we were your number one podcast of 2025.

We could fill Madison Square Garden with just the number one show listeners of you. And all of you listen to us for 878,000 hours on Spotify. Which is equal to 100 years of T-Boy episodes. Exactly 100 years. Exactly 100 years of this pod was listened to on Spotify. Oh, and also, we just hit 320,000 followers on Spotify. That's the population of Pittsburgh, and these numbers were just on Spotify.

Which is not even our top listening platform, which is actually Apple. So thank you. we are blown away and we're extremely grateful. We've gotten so many DMs and so many tags. We are trying to get to all of them. It's been friggin' awesome.

I know a lot of people are annoyed by Spotify Rapp Day. It's the best day of the year first. We love it as podcast hosts. So H-YH-TVOI, thank you so much. Oh, and before you go, remember to grab your T-Boy live tour tickets. It'll be the best show yet.

Four cities are available right now to purchase. Celebrate the wins. And before we go, Oh, congratulations to Eddie's Beth, Beth, Bethany, Renee, Robbie, Julie, Craig, Richard Charles, and Manuel, and Memphis, Tennessee, who are running on the St. Jude Marathon this weekend. You got this guys. And good luck to V. Patel in Clemson, South Carolina, who's finishing finals this week. And a happy birthday to the cutest kiddo and lovely Los Angeles, Nate Muni. Congrats on two years old, and to the parents, a double congrats.

Happy birthday to Ivan Laura, who's turning 40 in Washington, D.C. And Addison Carlos in Owensboro, Kentucky, dancing to the intro. We love having you with us, Addison. Happy birthday. Happy birthday to Nancy Chong in Sugarland, Texas. And Everett Heinemann is turning one year at all down in Redwood City, the bestie since in utero. And congratulations to Elijah Jerome in Canton, Georgia, who just had his bar mitzvah. And a shout out to Tia and her three boys who listen all the time.

Jack, I just ran into her in San Francisco, and she showed me we were her top podcast right there. And finally, a big shout out to Teddy. younger brother from Battleboro, Vermont, whose Spotify rap says he's 86 years old based on his listening preferences. Hey, Teddy, I know Jack's making fun of you, but you can listen to Mozart with me any day, man. This is Jack. Nick and I both on stock of Apple, Spotify, and Robin Hood.