The Breakfast Club - Get Your Money Right

Episode Date: February 21, 2022

Today on the show we had Eric Lee stop by where he spoke about tax management, deductions for home buyers, child tax credit and more. Also, we had the chairman and CEO of One United Bank, Kevin Cohee stop by where he spoke about black ownership, equity vs equality and more. And lastly we had our girl Luenell stop by where she spoke about dirty comedy community, Pete Davidson, Rosanne and stand up comedy. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Had enough of this country? Ever dreamt about starting your own? I planted the flag. This is mine. I own this. It's surprisingly easy. 55 gallons of water, 500 pounds of concrete. Or maybe not. No country willingly gives up their territory. Oh my God.

What is that? Bullets. Listen to Escape from Zakistan. We need help! That's Escape from Z-A-Q-istan on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. As a kid, I really do remember having these dreams and visions, but you just don't know what is going to come for you. Alicia shares her wisdom on growth, gratitude, and the power of love. I forgive myself. It's okay.

Have grace with yourself. You're trying your best. And you're going to figure out the rhythm of this thing. Alicia Keys, like you've never heard her before. Listen to On Purpose with Jay Shetty on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. Hey guys, I'm Kate Max. You might know me from my popular online series, The Running Interview Show, where I run with celebrities, athletes, entrepreneurs, and their stories, their journeys, and the thoughts

that arise once we've hit the pavement together. Listen to Post Run High on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. Everybody that's anybody comes to the Breakfast Club. You know, you give voice to people that would be voiceless. Right now, your show has the pulse of the culture. Everyone smells rich and successful. All that now, can't nobody take it out. Non-stop entertainment. The Breakfast Club. Wake your punk ass up.

This is your time to get it off your chest Whether you're mad or blessed We want to hear from you on The Breakfast Club Hello, who's this? This is Jasmine Hey, get it off your chest You know, I just wanted to say I love listening to y'all Y'all help me every morning And what up though from Detroit

What up though And Angela, when you need a new guest for lip service? I'm trying to get on this show. Where are you going? You in Detroit still? Yes, I live here. What's your qualifications? Tell me what you do so that I can know what you want to talk about.

I'm a radio and broadcasting, so I do have experience with that. I recently had my own podcast, but it's a dark fantasy. All right. What is it? Mine is doing something in the car and somewhere real dark in the park where nobody can see you. Sounds like a horror movie waiting to happen. Yeah. Thank you for calling with your freaky ass.

All right. DM me, girl. Hello. Who's this? Hey, this is siobhan good morning to everyone good morning get it off your chest okay so in our community i'm gonna say the black community we should normalize raising our kids without abusing it there's something that shouldn't be done like why are we beating our kids and like and then people are quick to go to

the bible and say oh you know you know they say stare the rod of the child but don't we all remember in school that the rod means the rod of correction and not like necessarily disciplining with pain you know you but you know you know that's something we learn from our oppressor you know you know and that's and that's something we learn from our oppressor. You know, you know, and that's what I'm saying. Like, we need to stop it. Like, I agree. There's so many people like, you know, I whooped her butt or I did this. What about sitting down and speaking with your child?

That's right. My oldest daughter is 13. And, you know, I spanked her when she was like young, like, you know, two years old. And I felt so stupid. And I always say to myself, like, how could my parents, you know, beat me with extension cords and everything else and be okay? How did that not bother them? And that's what I'm saying. And you're so right.

It is coming from our oppressors. But I think we need to be more conscious of where it's coming from. Like, spread the word. Talk to each other because this is so sickening. So sickening. Yeah, it's awful. I have to get my ass beat. Thank you, mama.

Oh, of course. You guys have a great one. You too now. Hello, who's this? This is L-Dub. L-Dub, what up? Get it off your chest, brother. Hey, man, one thing, God. I'm living the day. Going to work, man. Tell Joe Biden to stop the vaccine mandate, man. I feel you.

All right, brother. That's all I got. Y'all have a good day, man. Yes, sir. You have a blessed one, too, brother. Hello, who's this? What's up, man? It's Block 80 from Virginia.

What's up, 757? Get it off your chest. Man, I just want to get it off my chest. I'm feeling blessed. I'm about to drop an album this month. It's called Block Man. Block Man. Okay.

What part of VA are you from? My little brother. You say what? What part of Virginia are you from? From Chesapeake. Okay. All right, so you rap? Yeah.

All right, spit some real quick this morning. I say I'm motivated. On the greatest day underrated. Pockets overweighted. Know you hate it. Won't believe the lies I told you, lady. Just to hold my babies. You see the wings.

This here ain't no Mercedes. Walking to the room, they going crazy. Because I ain't got no shirt on. They rubbing on my six. Pack some shit you need to work on. Chilling these. Might as well try to hear some. Smell like the nurse home. I got the wave you can surf on. Chilling me might as well try to hear some. Pack some of the nurse home.

I got the wave you can surf on and a whole lot of dough. That's a biscuit number two. How old are you, brother? How old are you, sir? 31. Oh, okay. Do you really have a six-pack? Yeah. Okay. What, you want to see a picture? No, I'm just asking. I just want to make sure it's wrapped around.

Just follow my ID. Block 80. B-L-O-K dot 80, man. I got some hot music on YouTube, videos, 40,000 K views, all that. All right. All right, well, congrats. Do your thing, bro, bro. All right, brother. Hello, who's this?

Dorian. Hey, Dorian. Get it off your chest, sir. I just wanted to send out a positive message to everybody and also ask about therapy. Yes, sir. All right, brother. Hey, I just wanted to tell everybody out there struggling, if you're going through anything, it's all a part of your story.

Don't give up. Keep on pushing and just keep on believing in yourself, trusting yourself, and visualize the best version of yourself. You got to trust your life. You got to trust God and you got to trust your life. That's it. That's it. Now, what's your question for therapy?

It's time for me to start working on myself because a lot of stuff that I've been holding in, and it's time for me to really start to grow more. Hey, best decision I ever made in my life back in 2016, man. I started going in 2016 once a week, every Friday. Whatever makes you feel comfortable, you can go in person. You know, it's a lot of teletherapy that you can do nowadays. You just got to do some research and find the best therapist for you. What do you think you need to go for?

I went for my anxiety and bouts of depression and ended up peeling back all kind of layers of trauma. But what do you think you need to go for? I just need to go for, like, just for my health. Well, for my mental health, because I'm real bad with my emotions. And it affects everyone else around me. True indeed. You can always just put things off and say, okay, it'll be all right. Well, I will tell you, man.

I don't know how to support people. Just find somebody that's, you know, in your area that you think is best suited to fit your needs. That's what I would tell you. And you can go to my website. Go to the mentalwealthalliance.org. And, you know, we have a list of providers. You probably can find somebody in your area. Okay. I appreciate it.

Yeah, mentalwealthalliance.org. All right, brother. Thank you, man. Get it off your chest. 800-585-1051. If you need to vent, hit us up now. It's The Breakfast Club. Good morning. The Breakfast Club. Good morning. The Breakfast Club.

This is your time to get it off your chest. Whether you're mad or blessed. You better have the same energy. We want to hear from you on The Breakfast Club. Hello, who's this? Yo, DJ Envy. Charlamagne the God, Angela Yee. Good morning. Good morning. So, what I want to get off my chest. I know DJ Envy, you go through this all the time.

What's that? I'm half black. People come up to me, they ask me what my nationality is, and they assume that I'm Spanish, Puerto Rican, but my dad's black, my mom's white. It gets me frustrated sometimes. I want to know what you do about that. How the hell would we know? You talking about me?

I don't pay it any mind. I don't pay it any mind. I mean, I don't care. we know? He's talking about me. I don't pay it any mind. I don't pay it any mind. I mean, I don't care. I mean, it doesn't bother me. It's not like something like, oh, my God, this grind my gears. No, I don't care. You don't like when people say you Dominican? I'll joke back.

I'm saying I'm black, but it don't upset me to the point where I'm going to go in the corner and cry. What do people ask you? They ask you, what are you? Bro, make up your mind. You just said it's not a problem, but now you're saying you're not Dominican. I told him he doesn't have to get that mad and that upset. Wait, I'm trying to understand. So people just say, what are you?

Yeah, they ask me what my nationality is. I'm like, I tell them to guess, and they usually go, Spanish, Puerto Rican. Well, you told them to guess. You should just say I'm black. I wish Envy would humor me one day and say, guess what I am. No, I am? No. I understand, though. He's annoyed that people come up to him that don't even know him and just say, what's your nationality? Like, I get it.

It's annoying. Thank you, brother. I don't have a problem. I never really understand why people get mad at that. There's so many nationalities and so many people. If you see somebody you want to ask, why does that bother people? I don't understand. Well, he's bothered.

It's inquisitive. Like, what are you? Oh, you're this and that? Okay, that people? I don't understand. Well, he's bothered. He's inquisitive. Like, what are you? Oh, you're this and that? Okay, that's dope. I mean, they're entitled to be bothered. But if you have something in your mind, you know what I mean? Like, if in your mind you know what you are, I can see why that would be annoying. Because you would hope everybody else sees it, too.

But what are you, Charlamagne? Black. 100% pure God. Okay? You don't look black to me. Hello, who's this? You look more on the white side. I'm actually 97% pure God. Okay? You don't look black to me. Hello, who's this? Look more on the white side. I'm actually 97% West African.

I've done my African ancestry. Hello, who's this? Yo, what's going on? It's Phyllis Brown. Listen, yesterday was too crazy. Everybody was stupid over social media, man. We need to all get off of it. Social media is just the everlasting chase of approval

of people we don't care about. That's right. How did you know everybody was going crazy over it? Where'd you see that? On the articles. Whenever it's new. If you're on YouTube, Google, anything,

all they talk about is Facebook. Yeah, it was news. Like, it was on CNN, MSNBC. I'm like, okay. So you don't use social media? Nah, not like that. Because, you know what I'm saying? You start comparing yourself to people who just put up the highlights.

It's bad for your muscle health. I told Duval this about a week ago. I was like, yo, when did social media become like a university of higher learning? I remember 10 years ago when it was literally just a playground. It was literally just a place we went to have fun. We unplugged.

People don't unplug no more. Hello, who's this? What's up, bro? Get it off your chest. I want to send a shout out to this miserable person I met this weekend who worked at the Barclays Center. If you are a miserable person, do not pass it on

to other people. What happened? Alright, so I was working a J. Cole concert. First of all, he's my favorite artist. I was praying to work this concert. I worked the concert. I'm also an artist, so I'm like, man, I hope I get a chance to shoot my shot tonight. I'm standing on the side of the stage, right? And J. Cole stuck his leg up on the speaker and it ended up falling off

the stage i caught the speaker we put the speaker back on now if you would have seen it you would have known that whole chain of speakers would have fell off so okay i just saved that from happening you saved the show woman sees me yeah she goes uh yeah you don't belong over here. You got to go. I'm like, okay. Now I go to where I'm supposed to be. But, you know, and you guys have been to the Barclays Center. You know where the cars come into. Yeah, downstairs. In the garage, yeah.

And I just waited over there respectfully. You know, I could have pretended I was a part of the entourage, snuck back there. I didn't do anything like that. I just waited quietly while, you know quietly while going back and forth and working. And this same miserable worker came over. Where do you belong? Oh, you don't belong here now, reported me and a whole bunch of nonsense.

But you could just tell, man, she was just a miserable person, and she wanted to pass that on to whoever else, you know? Now you're leaving out the part where you was trying to slip J. Cole your mixtape, and you were telling J. Cole you rapped. Hold on, hold on, hold on. I just said that. It wasn't a mixtape, and I don't get down like that. You just said, shoot your shot.

I didn't want to. That could mean anything. You said, shoot your shot. But if she's a manager, was she a manager? No, she wasn't a manager. Oh, because she could have got in trouble. Maybe J. Cole's people would have killed her. Yeah, you know what?

And I respect that. It was just the way she went about it. The way she went about it was just nasty. And, Charlamagne, come on. I'm not shooting my shot. What's up with you and these men, man? You said shoot your shot. Didn't you say that?

You said you wanted to shoot. I'm an artist before I said that. All you heard was shoot your shot. I'm worried about you, bro. I don't know what kind of picture you wanted to paint. I'm an artist before I said that. All you heard was you just shot. I'm worried about you, bro. I don't know what kind of picture you wanted to paint. Okay, I got a question. Were you not where you were supposed to be, though? He wasn't where, you know, he was somewhere else.

No, no, I wasn't where I was supposed to be. I mean. It's not like I was making a disruption or like I went about it. Like, you know, I work in production, so I try not to invade people's space. I get it. Yeah, but she was doing her job. She was security. But I will say, out of every venue that I've ever been to,

any concert hall or any arena, the Barclays is usually the nicest people I've ever been to. I'm not yet Barclay. There's a lot of people from Brooklyn that work at the Barclays. Barclays is the nicest place. I was surprised because at the Garden, they're like that. Yeah, I would say, you know. I love the Barclays.

I would say the Barclays is better than the Garden to me. And I'm better at all these arenas. I get love at the Garden, too, though. You got to do your job, bro. That's it. Do your job. All right, Joe. All right, man.

Get it on. The Breakfast Club. Envy. Angela Yee. And Charlamagne Tha God. Morning, everybody. It's DJ Envy, Angela Yee, Charlamagne Tha God. We are The Breakfast Club. We got a special guest in the building. Yes, indeed.

We have Dr. Cameron Webb. Welcome, brother. Thanks so much for having me. How you doing, King? He's the Senior Policy Advisor for Equity on White House COVID-19 Task Force. What does that mean? Yeah, that was the first question I asked when the administration asked me to come in in this role because equity means different things to different people. But I think from my perspective

and I think the perspective of the vice president and the president, it's making sure that everyone in every community has the opportunity to achieve their best health. And in this pandemic, it means not just to survive, but hopefully thrive. It's been a tough moment for a lot of people. They're attaching that word equity to a lot of things.

I don't know if they should be attaching that word equity to. You saw what happened last week when they said it was crack pipes, but it was safe smoking supply kits, whatever you want to call it, syringes and all that, and they attached racial equity to that too. Why are they attaching equity to all these things? Different things become buzzwords at different times. And I think that for a long time we talked about disparities inequalities and now I think people are focused on this notion of equity and appropriately so right

equity means that you know you're not doing the same thing for everybody but you're finding ways to write systemic inequalities that have existed over time and to do that you have to make sure that you tailor strategies in different directions so I think that's the notion that's an it's an underpinning of a lot of what the administration aims to do but as as much as it's an animating principle for the administration, it's a buzzword that a lot of people attack otherwise. And I think that's why the piece with the crack pipes, it was just a straight up attack, not for good reasons. So we know how these things go. What's the COVID-19 task force? What is that task force?

Because it seems like we say one thing, then we bring it back. Then we say another thing. Then we say, oops, we were wrong. Then we say something. Then it changes so much. So what is the COVID-19 task force? What is it supposed to do? Yeah, so in the White House COVID response team, it's really kind of the core entity coordinating across government.

So, you know, there are a couple of different pieces. And when you mentioned task force, there was a health equity task force specifically on the way that the president initiated. And Dr. Marcella Nunez-Smith was leading that. So their role over the course of 2021 was to convene experts, work with communities, really identify what is going to help us to really accomplish this goal of health equity, health equity specifically within the context of the pandemic. And so they issued their final report in November. So that was the health equity task force. The COVID response team is more so just the quarterback of the effort. So we work with CDC. We work with, you know, all the different pieces of HHS. We work with other components of the White House and other agencies to say, what is it that we can do that we can leverage from your agency, your office

to help advance the goals of really eliminating or addressing this pandemic. Now, we see cases dropping all across the country, but they say it's still higher than they were this time last year. So what is that? Has herd immunity kicked in, or what is it? Well, you know, I think Omicron was a unique monster. You know, I mean, it showed up, and we just saw cases spike. And I work clinically in the hospital, so I work as an internal medicine doctor.

And, you know, even on the floor, we just started seeing record numbers of patients coming in. And these were folks who had navigated this pandemic for a year and a half, and then all of a sudden coming in sick with COVID. And I think that you see the cases spike. I dug into the data and it really peaked among black folks 18 to 39 in southern states. And I think you see the combination of the lack of mitigation measures like masks, like some of the physical distancing and avoiding crowded indoor spaces, the impact of the booster effort, right? Because when you have disproportionality with boosters, then you see that manifest in hospitalization rates. So the cases were concerning. Hospitalizations were really concerning. We had four times the hospitalization rate in the black community just over the last few weeks. And so when I hear people saying the pandemic

is over, I'm just like, I don't know what pandemic you're watching. But you know, it's hard to, you know, all the stuff that they're talking, but then you see certain governors in certain states saying they're taking the mask mandates off. You know, even airports, when you're flying at one time, you know, there was a seat between everybody for social distancing

and now they're cramming people in like sardines. Like, so what do what should people believe? Because they change things so much. They do in a couple of things. People say, you know, they change recommendations a lot. And that's true. Just the same way the weatherman changes the recommendations of what you should wear in December versus June. Right. I think the environment changes and that's why recommendations change along with it. But that being said, you know, I don't want to lean into like false equivalency. We say this is what's happening in hospitals, therefore what's happening in communities. You know, I'll give the example for my own family. I have two kids. One, six, one is 10.

Right. For my two kids, even if the governor in Virginia is saying, oh, kids don't need to wear masks. My kids are going to be wearing masks. And the reason isn't just that it's going to protect their health and well-being. It's that my wife's an emergency doc with the work she does and the work that I do. My kids are going to be wearing masks. And the reason isn't just that it's going to protect their health and well-being. It's that my wife's an emergency doc with the work she does and the work that I do. We can't afford for our kids to be out of school for five to 10 days because they caught COVID. Right. So we're going to do everything we can to protect them. And I think for people who can't afford to miss work for a week and a half, keep your kids protected. Right. Like this is these are mitigation strategies that are rooted in public health that just make sense.

And so while some governors are relaxing these mandates, the thing I keep reminding people is nobody's saying you cannot wear masks. What they're saying is that they're not mandating masks in indoor spaces. But like Floyd Mayweather said, protect yourself at all times, right? Like you really have to have that mentality in this world. All right, we have more with Dr. Cameron Webb

coming up on The Breakfast Club. The Breakfast Club. The Breakfast Club. Hey, guys, I'm Kate Max. You might know me from my popular online series, The Running Interview Show, where I run with celebrities, athletes, entrepreneurs and more. After those runs, the conversations keep going. That's what my podcast, Post High is all about. It's a chance to sit down with my guests and dive even deeper into their stories, their journeys, and the thoughts that arise once we've hit the pavement together. You know that rush of endorphins you

feel after a great workout? Well, that's when the real magic happens. So if you love hearing real, inspiring stories from the people you know, follow, and admire, join me every week for Post Run High. It's where we take the conversation beyond the run and get into the heart of it all. It's lighthearted, pretty crazy, and very fun. Listen to Post Run High on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. It's surprisingly easy. There's 55 gallons of water for 500 pounds of concrete. Everybody's doing it. I am King Ernest Emmanuel. I am the Queen of Ladonia. I'm Jackson I, King of Kaperburg.

I am the Supreme Leader of the Grand Republic of Mentonia. Be part of a great colonial tradition. Why can't I trade my own country? My forefathers did that themselves. What could go wrong? No country willingly gives up their territory. I was making a rocket with a black powder, you know, with explosive warhead. Oh my God. What is that? Bullets. Bullets. We need help! We still have the off-road portion to go. Listen to Escape from Zakistan. And we're

losing daylight fast. That's Escape from Z-A-Q-istan-Stan on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. As a kid, I really do remember having these dreams and visions, but you just don't know what is going to come for you. Alicia Keys opens up about conquering doubt, learning to trust herself, and leaning into her dreams. I think a lot of times we are built to doubt the possibilities for ourselves. For self-preservation and protection, it was literally that step by step. And so I discovered that that is how we get where we're going. This increment of small, determined moments. Alicia shares her wisdom on growth, gratitude, and the power of love. I forgive myself. It's okay. Like grace. Have

grace with yourself. You're trying your best and you're gonna figure out the rhythm of this thing. Alicia Keys, like you've never heard her before. Listen to On Purpose with Jay Shetty on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. What's up? It's The Breakfast Club, and we are sitting here with Dr. Cameron Webb. DJ Envy? What's your thoughts on mandating the vaccine? You know, some people, if they don't have the vaccine, their jobs are firing them. What's your thoughts on that? Well, you know, I think if you look back at work requirements, for instance, you know, we put those in place last summer.

And and my first thought on it is I was like, well, there's a lot of reasons. Sometimes it's rooted in people's confidence. We have to do the hard work of really talking to folks. We had 90 million people who were vaccinated at that point in time. You fast forward six months, seven months and we're down to 30 million, 60 million people were vaccinated in that time just from those requirements. And then Omicron hit. Right. And when Omicron hit, we had far fewer hospitalizations and deaths than we would have had, but for those vaccinations. You know, you look at things like the flu. We have about 50% of people nationwide

who get the flu vaccine. It's not mandated. 40% of black folks. But you look at COVID, 84% of black people have gotten the COVID vaccine. And so, you know, and that's 85% of white people, 86% of Latino individuals. So this is unprecedented levels, 85% of white people, 86% of Latino individuals. So this is

unprecedented levels, not only of vaccination rates, but of equity in terms of those vaccination rates. And I look at that and I say, it's not just numbers. Those are lives saved. Those are people who aren't in my hospital. So, you know, as a physician, I'll tell you, I'm glad more people are protected than would have been the case. I think that, you know, the Supreme Court made the decision they made on work requirements. But I think that, you know, the Supreme Court made the decision they made on work requirements. But I think that at the end of the day, these requirements have saved lives and they work.

And for people who get protected, you know, that benefit accrues over time. They had that immunologic protection. They care with them every single day. What's your thoughts on kids getting the vaccination? You know, I got sick. So at first I was a little scared,

a little nervous because, you know, I just felt like it wasn't tested enough for children. I did get it for my older kids, but, you know, it scared, a little nervous because, you know, I just felt like it wasn't tested enough for children. I did get it for my older kids, but, you know, it was still a little nerve wracking. Yeah. Well, so I mentioned I have a six year old and a 10 year old. And I remember when my daughter Avery was born. I'm a whole doctor. Right. And I remember the first time they showed up to put a shot in her arm. I was like, hold on. You know, she's she's straight from God. Like, you know, this child hasn't been touched by anything.

Now he's starting to put shots. But again, I had to remind myself, this is part of my being a good parent, is making sure we're using all the tools we have of today to protect her from the worst of what can happen. You know, those same two kids, they got vaccinated as soon as possible from COVID. And in large part, it was because for my wife and I, we work on the front lines in the hospital. We were always worried about bringing something home to those kids, you know. And so I think that, you know, from our perspective, there was a process that led us to that decision. We don't just follow, go with the flow.

We said, well, where's the data? And if you dig into the data, the data on kids 5 to 11 was fantastic. Remember that the dose for adults for Pfizer, for instance, was 30 micrograms. For kids, it was 10 micrograms. So it was one third of the dose reduced the side effects significantly. And in the side effects, I'm talking about headaches. I'm talking about muscle pain, stuff like that. My kids didn't have any of that.

But even a step farther, you realize that it's really effective because kids have a really robust immune system. So not only was it, you know, safer from a side effect standpoint, but it was just as good the immunogenicity of promoting a good immunologic response. And so from that, I'm like, my kids are getting the best of two worlds here. And what's crazy is that, you know, when Omicron hit and kids all across their school are getting COVID, my kids are fine through it. Right. Because they wear masks, because they are vaccinated. Those are layers of protection that we're grateful for.

But even that information was kind of confusing because I remember when they were telling us, you know, COVID doesn't affect kids at all. And then it was just like, just all of a sudden, one day it was like, you got to go out there and get your kids vaccinated. Yeah, you got to, what I always tell people is, you know, don't, you got to listen to the messenger, right?

Don't let people tell the story because if they say it's not affecting kids, sure it was affecting black kids. You know, you look at the rate of deaths, there were more deaths in black children than there were white children, several times more, right? COVID was in the top 10 causes of death for kids before the vaccines came out. So people will create a narrative just to further their point. But the truth of the matter is COVID has affected kids this entire time.

And not only just that, right? So Fauci lied. Fauci didn't lie. No, it's context, right? These aren't lies. The context is that people say, are we seeing kids in ICUs to the same rate that we're seeing 75-year-olds? No. But I think for a lot of people like to boil things down into really simple terms, really complex concepts. But there are a few things. So today, if you ask me, what's the risk of COVID-19 versus the flu in kids? I would say in terms of severe illness, they're relatively similar.

But in terms of long COVID, I don't know. And one thing I want to protect my kids from are the lingering and long-term effects of COVID, right? So those are things where it's like, and also remember, data continues to evolve. We continue to get new information as this pandemic goes on. So the information that Fauci had back in March of 2020 versus March 21 versus next month, March 22, completely different. So you're saying that in March 2020, the information he dispensed could have been considered misinformation now? I think it would be considered information that has that has been updated. Right. Because in March 2020, we had

just started to see cases. By 21, we had seen cases, but we hadn't seen what vaccines were going to be able to do. And we hadn't seen some of these variants. And now March of 22, we've seen variants. We've seen two years worth of effects. There's just way more information. And I think that's the thing. There's not a lot of grace in our society for that. But I think that if you're a scientist, the way you look at this, you're like, of course, we're going to learn stuff over time.

Of course, we're going to get new data. Of course, there are going to be new articles. Of course, that's going to update the way we treat people. That's science. Yeah. I mean, Fauci said, I mean, at one point, Fauci said, don't wear a mask. He said, mask only for health care professionals. And I think people see that.

And, you know, what you're speaking to is kind of how that undermines some confidence. Right. For everybody who's keeping track and has a list of you said this this day and then that change. You know, they're just like, I don't know if I can trust you. It's funny. I did some focus groups working with the Department of Health and Human Services on unvaccinated young black people. I was like, well, what are your reasons? What are you concerned about? And they're like, well, people keep saying different things. I don't feel like I can trust government. I don't think I can trust any politicians.

I mean, like, well, who do you feel like you can trust? People say nobody. That's real. And it's just like that's that's that's so disappointing you know and it's it is real but at the same time you know i think about the work i've done in community long before i was in government and the way that community members look to me then and continue to look to providers in their own community they'll say they don't trust anybody but they'll know their local doctor the person who's like in their neighborhood and they'll be like let me call up so and so and find out what's real right we still have that dynamic we know that local doctor, the person who's like in the neighborhood. And they'll be like, let me call up so-and-so and find out what's real.

Right. We still have that dynamic. We know the local trusted messengers make the difference. But I think that's what happens when you're communicating like nationally for something that's very local, very individual. Not everything applies to one person. All right. We have more with Dr. Cameron Webb coming up on The Breakfast Club.

The Breakfast Club. Your mornings will never be the same. Tonight is the highly anticipated new CW series All-American Homecoming. Rising tennis star Simone Hicks takes the next step by leaving the man she loves to begin her new life at Brinkston University, where black excellence is a way of life. There she meets up with the elite baseball player from Chicago, Damon Sims. He turned down a career in pro baseball to help the HBCU battle its way back to greatness. Don't miss All-American, homecoming tonight at 9, 8 central on CW

or stream free tomorrow on CW app. Hey guys, I'm Kate Max. You might know me from my popular online series, The Running Interview Show, where I run with celebrities, athletes, entrepreneurs, and more. After those runs, the conversations keep going. That's what my podcast, Post Run High, is all about.

It's a chance to sit down with my guests and dive even deeper into their stories, their journeys, and the thoughts that arise once we've hit the pavement together. You know that rush of endorphins you feel after a great workout? Well, that's when endorphins you feel after a great workout. Well, that's when the real magic happens. So if you love hearing real inspiring stories from the people,

you know, follow and admire, join me every week for post run high. It's where we take the conversation beyond the run and get into the heart of it all. It's lighthearted, pretty crazy, and very fun. Listen to Post Run High on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts.

As a kid, I really do remember having these dreams and visions, but you just don't know what is going to come for you. Alicia Keys opens up about conquering doubt, learning to trust herself, and leaning into her dreams. I think a lot of times we are built to doubt the possibilities for ourselves. For self-preservation and protection, it was literally that step by step. And so I discovered that that is how we get where we're going. This increment of small, determined moments. Alicia shares her wisdom on growth, gratitude, and the power of love.

I forgive myself. It's okay. Like grace. Have grace with yourself. You're trying your best. And you're going to figure out the rhythm of this thing. Alicia Keys, like you've never heard her before. Listen to On Purpose with Jay Shetty on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts.

Is your country falling apart? Feeling tired, depressed, a little bit revolutionary? Consider this. Start your own country. I planted the flag. I just kind of looked out of like, this is mine. I own this. It's surprisingly easy. There are 55 gallons of water for 500 pounds of concrete. Everybody's doing it. I am King Ernest Emmanuel.

I am the Queen of Ladonia. I'm Jackson I, King of Capraburg. I am the Supreme Leader of the Grand Republic of Mentonia. Be part of a great colonial tradition. Why can't I create my own country? My forefathers did that themselves. What could go wrong? No country willingly gives up their territory. I was making a rocket with a black powder, you know, with explosive warhead.

Oh my God. What is that? Bullets. Bullets. We need help! We still have the off-road portion to go. Listen to Escape from Zakistan. And we're losing daylight fast.

That's Escape from Z-A-Q-istan on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. What's up? It's The Breakfast Club, and we are sitting here with Dr. Cameron Webb. DJ Envy? I was going to ask, you know, we talk about healthcare workers, and when COVID first happened, the pandemic first happened, a lot of them were on the front lines. There was no vaccine and a lot of them died. A lot of them lost their life. A lot of them went into work and not knowing what was going to happen. Now, fast forward a little bit.

Now they're saying if a lot of them don't get their vaccination, they're going to be fired. What do you say to that? Because they put their lives on the line when there was no vaccine. I am them. So you're talking about me. You're talking about me. But then some of them people didn't and they don't believe in it. They don't want to. But now we just fire them and just throw them away. But before they were, we am them. So you're talking about me. You're talking about me. But some of them people didn't, and they don't believe in it. They don't want

to. But now we just fire them and just throw them away. But before, we honored them. We loved them. They were heroes. And now it's like, ah, you're gone? See, and again, let's tell the facts, right? Because people will try to tell you a story. Over 98% of healthcare workers are vaccinated. It's a great

majority of healthcare workers are vaccinated. And this isn't new to us. Every single year they make me get what? My flu shot. If I don't have my flu shot, I got to talk to somebody. That's a problem. Every time they ask me a flu shot has been tested, it's been tried. It's yearly, fully FDA approved. This COVID vaccine is fully approved. Right. And if you so if you ask me that question January of last year and you're like, oh, these are new vaccines, I'd give you that. I'd grant you that. Right. We're talking about a vaccine that passed the same gold standard as the diabetes medicine you use, the asthma medicine you use. You don't think twice before you take a puff of that albuterol. But this is a vaccine that is past that rigorous evaluation process.

Right. And so I think for a lot of people, it's not because the data on the vaccines themselves is a little shaky. It's because of this narrative that's been weaved for the last year and a half that just undermines a lot of public confidence. We have those conversations. I think at the end of the day, there are people who are always going to make decisions that they think is in their best interest. And if that impacts their employment, that's their decision to make. Right.

But at the end of the day, as a health care worker, I know that it's not my I don't have the the right to bring illness in when people are sick, right? The patients I was taking care of over the weekend, those individuals who were already sick, I can't bring COVID to them. My co-workers who are working their butts off for the last two years, I can't get them sick with COVID after they've been doing everything to protect themselves just because they're in the physician's lounge with me and I happen to have COVID, right? So we have to create safe environments and healthcare spaces. That's not new to COVID.

That's something we've always held. People politicize it more. It's more charged in COVID. And you've got 330 million people who we're talking about intervening on right now in this moment. Whereas for some other things, if it's your measles, mumps, and rubella vaccine, everybody got that when they got it.

If tetanus, they got that when they got it, right? This is all at once, and that's what creates this kind of frenzy all at once. What do you say to people who feel like, oh, you know, there's people out there getting the vaccine, but they're still catching COVID and they're still getting sick and you can still pass the vaccine, which was another

thing that you could say was misinformation because people told us that couldn't happen. It's heartbreaking. And, you know, I think that that's one of the things that is so frustrating to me, because on the front end, you know, I was one of those hopeful people, right? When I got vaccinated on December 17th of 2020, I was hopeful that this was going to prevent me from getting COVID, you know, forevermore, right? That's just not what the data ended up bearing out. What the studies did for that vaccine is they said, I'm much less likely

to be hospitalized or die from COVID. But we said, but I'm also less likely to transmit it or to get COVID as well. Ultimately, I think a couple of things blew the lid off that. You look at Omicron, so many people were getting COVID. Again, I'm always reminded how many people would have died from COVID if it weren't for vaccines. The primary endpoint of those studies was looking at death and hospitalization. We still saw a lot of hospitalization, but those hospitalizations would have been deaths, right? Those cases would have been hospitalizations. The benefit of the vaccines is it limited the severity of the illness. And that's just part of it, right? I think, you know, I look at other pieces, you know, there are conversations that we have because we feel like, oh, we're all healthy and well.

There are people walking around who look just like you and me, who are living their everyday lives, but they also are immunocompromised. They're also dealing with a new cancer diagnosis. Part of our obligation, our responsibility is to keep in mind there are folks who don't have the benefit of all the opportunities we have to work from home, who don't have the benefit of some of the different, and whatnot. And for them, this idea of vaccines is truly lifesaving for them. And if as a society, we're not taking care of or thinking about or prioritizing the ability to keep society safe, that's a problem, right? And especially in the black community, right? 14% of us are disabled. In the black community, we carry more chronic medical conditions. So when we see even vaccinated folks now who are being hospitalized, you know, over the age of 65, the black individuals over 65 carry more chronic illness into that hospitalization.

And what's your thoughts on the COVID pill? I know we got to go with the COVID pill, the new pill they're saying. What's your thoughts on that? Well, you know, we're in New York, so it's a different conversation here. I think it's 90% reduction in hospitalization and mortality. So it's really beneficial. So what is the COVID pill for people that don't know? So there are two of them right now. One called monopiravir from Merck, one called Paxlovid from Pfizer. The Paxlovid, we, so as a government, we got 20 million doses of that, right? So that was a big deal. What it does is it makes it, so you take that pill within five

days of getting a COVID diagnosis, it decreases your likelihood of hospitalization and death. Now the people who should take it are folks who are at risk for severe disease. So have different chronic conditions, things that put them at increased risk. You know, one of the big things is making sure that right now it takes a while to make those drugs. This drug didn't even exist, wasn't even dreamed up this time last year. So Pfizer is actively making these pills. But in the meantime, we have very few of them. So what New York has done is they said, we're going to prioritize the risk factors that put people at greater risk for severe COVID. One of them being race and ethnicity. Right. And that's created a storm because everything's politicized because people take that and they say, oh, now you're discriminating against white people.

Anybody who has a risk factor that puts them at severe risk at risk for severe COVID should have access to these medications. They can save their lives, keep them out of the hospital. So I think that this has the potential to be huge because then what we focus on is getting people tested. And that's why we have COVIDtests.gov and we're getting tests out to people. That's why private insurance is requiring tests. Medicare is getting tests to people. Medicaid is getting tests to people.

Making sure people can know whether or not they have COVID and go from there and get the treatments. Do you, well, I know you got to go, but do you think there's power in just simply saying, I don't know? Absolutely. You know, if you've been a physician know you got to go, but do you think there's power in just simply saying, I don't know? Absolutely. You know, if you've been a physician for any period of time, that's critical. You know, my barber shop in Charlottesville is called the Barber's Den.

And every time I go there, like sit down in the chair, you know how the barber shop is. They're just like, Cam, I got a question. And people just start, you know, rapid firing around the shop. And what's interesting is so often I'm just like, I don't know the answer to that, right? That inspires confidence because then they know that what I'm saying, if I tell them something that's factual, they're just like, I trust him because when he doesn't know, he says, I don't know. That's something you have to learn to do. Some people aren't comfortable doing it, but I think that at the end of the day, it's critical for encouraging, inspiring confidence

for people. Especially in this era of, you know, there's always a camera in your face. Right. You know what I mean? Like, if you're putting somebody on TV every day, they got to say something. Right. Sometimes they can say, I don't know. That's right.

That's right. Well, Dr. Camera Web, we appreciate you for joining us, and thank you for spitting some facts. For sure. Come up anytime, man. Will do. All right, it's The Breakfast Club. Good morning.

The Breakfast Club. Morning, everybody. It's DJ Envy, Angela Yee, Charlamagne Tha Guy. The Breakfast Club. positive for COVID. Well. You didn't test positive, but your spirit did. And then a couple days later, you did. Yes, I did. Oh, my goodness. But you're back. You're COVID free. Absolutely. And welcome, Lunell. Thank you.

Looking rich as hell. Thank you. How much did that coat go for? Well, actually, this coat came from the set of Ghost Book 2, Power, when I shot.

And I think Mary, I mean, no, it was a gift. Sort of. No, I really did ask for this one, but I do steal wardrobe. But this was not from Power. I think that Mary was supposed to wear it, and she didn't, and it fit me.

And I asked for it, and the girl liked me, and so I got it. Don't be mad, Power people, at the wardrobe people. Well, now they know where it's at, so they'll be asking for it back. And chatter bitch. You owe 50 some money now. Well, yes, it is now.

How have you been, first of all? I've been really, actually, very good. I'm healthy. Okay, that's most important. Yeah, and I'm working. And I'm in demand. And my family, you know, there's always challenges in family. So, you know, a little health scares from the folks over here.

You know, it's a lot of that going around with everybody. But other than that, I really can't complain. Now, how has the concert been? Because I know a lot of comedians are saying that some of the shows haven't been as packed because some of the venues are making people wear masks or have to be vaccinated. So a lot of people, they said it wasn't like before. So how was it for you going out back on the road? We haven't had a problem like that.

You think Cat Williams, Lou Nell, who else on that tour? Mark Curry. Mark Curry. Fred Grant. You think they got a problem packing venues? I was going to say about some of the venues, they don't allow packed houses and they make people wear masks. Well, whatever the they're doing, our audience is doing it and doing it well. I love the community that, you know, you and Cat and Red, y'all always go on tour together. Well, we were on tour together 15 years ago on his first tour, right when people were starting to transition him from Money Mike into the Cat Williams, you know?

And for us to be back on tour together again 15 years later, I don't even know that I've heard of anybody doing that. Wow. You know, and then there's an Oakland connection with all this because Mark Curry is from Oakland, like as is Laura Hayes and Paul Mooney. I'm from Oakland. I met Red in Oakland. And I met Cat in Oakland.

Wow. And me and Cat have been knowing each other since we have a kid the same age. And he's been doing me since my daughter was probably four. Wow. Wow. I saw you on the Amazon doc, the Fat Tuesday, the era of hip hop comedy. And it talks about how, you know, black comedians had to form their own community, you know, when Hollywood wasn't giving them a look. What was that experience like in that era?

I think that was really empowering because we were not sitting waiting for them. They weren't coming where we were. We did our own own thing and then they came there and we were doing it whether they came or not you know uh we were doing it for ourselves this is comedy with no money don't forget there's no such thing as money in comedy at our level we looked up to eddies and stuff like that but there was no you know guy was coming up. Joe was coming up. Jamie was coming up. D.L. was coming up. We was all coming up to this, like, era. I've never been part of an era before.

I mean, the sexual 70s, of course. I was there. But I'm talking about, you know, professionally. And it was really exciting because the hustle was a different type of heat. You know, we didn't have social media. The social media was, you need to see that mother******. That's right. And that was it.

If somebody told you, then you go see them. And to see a word of mouth build like that, it's like watching the wave at a baseball game, you know? I was going to ask you, you know, you speak with whatever's on your mind, and you come from an era where comedians spoke what's on their mind. Are you ever nervous about cancel culture? Do you watch what you say now at all?

I would be lying if I said I didn't. I don't want to sound cocky, but I really sort of can't be canceled because too many people love me. I would have to molest a child or do something really hideous to lose all my fans i got fans from where i used to live and i got fans from when i used to be girl scout leader and i got fans that's gonna ride with me whatever they say i've been drugged you know i've been drugged in social media before and i find that first of all you can't be cyber bullied if you don't read the shit. That's right. Just turn your phone off. Word up. For two days.

Because usually all scandals only last 48 hours or something to the next scandal. You know, you got to go on and the shit's going to end. It's silly to me, though, because I feel like, man, comedians have a different license than everybody else. Always have, you know, and always should have that. So it's just weird to me when people get mad about things comedians say. Well, first of all, when I say I do think about something,

I do think about them and then I usually go ahead and do whatever the f*** I was going to do anyway. Because the people who come to see me, they came to see me. They want to know my perspective. I get new fans every day, but they pale in comparison to the people that have been riding with me for the

whole 30 years. That's right. I was going to ask, are you familiar with the metaverse? You know, I smoke weed. And so that's the only verse that I know about. I don't really with the metaverse yet. It's like a fake place, right? Exactly. It's Hollywood.

But they possibly could start charging people, like if you harass somebody in the metaverse, like if you, hey, smack somebody in the ass or your ass look big or something like that, they can possibly maybe press charge. OK, I think I think that's good because it's fake. We have enough pervert. They're fake. Listen, that metaverse and this universe is all fake so you know the point uh i think that we do have to get a grip on all these pedophiles and traffickers and nasty mother you gotta be able to have a game that don't end up with somebody

maybe f***ing somebody up or f***ing somebody literally you know get a real f***ing woman get a relationship get out of this and then you go on there and take your frustrations out on bitches in the street. So you go on your metaverse and you smack hoes around and do whatever they do. You know, yeah. Yes. Yes. Charge the mother. Charge them.

Stupid. How much do you smoke? You said you smoke. How much do you smoke? Not enough. I'm going to tell Wax to give you something. Wax got it. He got his own line. I tried to tell Wax to give you something. Wax got it. He got his own line.

I tried to tell Wax to give me something the last time. I ain't talking about that, Luna. I'm talking about marijuana. Oh, all right. How's your husband doing? He's really sick, you know? Oh, really? Yeah.

So, you know, having a sick mate teaches you what the real vows are about. That better, worse, richer, poorer sickness than an L. And so I'm a woman out here where her husband can't travel with me no more. And that took a lot out of our relationship because he used to ride with me and ride for me. But, you know, I'm still there. We see each other when we can. You know, I'm touring.

He can't be at my house because I'm gone. What if something happens to him? So he stays with his daughter and I love my daughter-in-law and so, you know, it's all cool. I just don't get to see him that often. I would love to say that I'm out here trolling and recruiting, but that wouldn't

be right to say on television. No, it would not, Lunell, when you have a sick husband at home. Is he going to get better? I don't think so. No, man, why you say it like that? First of all, he has a heart monitor. He has COPD. That don't get better.

I don't even know what that is. That's a real bad lung disease. People who smoke cigarettes get it. People who smoke crack get it. Some people just get it, I guess. There's a terrible lung disease that makes it very difficult. It's on oxygen and stuff like that.

And, you know, it's just real frail. And so I don't think it's going to get no better. But his mind and his motherfucking mouth are still working just fine. Man, Lunella ain't even sick. Let's pray for him. Like, let's hope for the best. No, he's fine.

He's just sick. He's not like gonna drop dead any day because we already thought that. He's strong. He ain't going nowhere. He said his mouth still work. No, because he tells that

we've been married 20 years. We got married in 90 days, so I didn't really know a lot about him when I married him. So how did you marry him we was in love just like that and y'all been together all these years what did y'all meet but not all in a row um wait well first of all what did y'all meet we met at a restaurant bar in sacramento okay and what you mean you haven't been married 20 years straight well you know there's periods that we were separated. Okay? And so, anyway,

but we're cool. We're good. We say little sweet stuff to each other all the time. Like, shut the f*** up. And get the f*** off me. I'm hot. You got your little boo? You got your little... I would never tell you that on f***ing The Breakfast Club. Got you.

Man, I'm stupid. Alright, we have more with comedian Luenell when we come back. It's The Breakfast Club. Good morning. Morning, everybody. It's DJ Envy, Angela Yee, Charlamagne Tha Guy. We are The Breakfast Club. We're still kicking it with comedian Luenell.

Charlamagne. I love seeing you on Blad TV, Luenell. I love seeing you do interviews, and I love seeing you be interviewed. And you did an interview recently, and you talked about the Kardashian curse. And you said, Kim is trying to take Kanye's catalog. Yeah, because what else is it? She's got money of her own. She don't need a dime from that mother.

Her kids, kids, kids would never need a dime. Why would you have, this is just my black ass female opinion. But why, after you've had two success one baby you carried one you had to do by surrogate when you had two why did you press and just have to have two

more kids with a man that you already know is unstable well he could have been doing the work at the time he could have been going to a therapist he could have been on the work at the time. He could have been going to a therapist. He could have been on his medication. Why four? You already had two kids. Why four? I think it's the more kids, the more that motherf***ing catalog

is gonna, you gotta divide it with all the kids and b****es generational wealth in this motherf***er. Or maybe she just wanted the same kids from the same father. What's that like? What do you think about her new relationship with Pete Davidson? Do you think that's real? I think she's having a lot of fun with him.

He looks like a vampire to me. He's so pale. You know, he got big ass dicks, something like that. That's what I've heard in the streets. You heard that in the streets? I heard some word on the street that Pete Davidson is hung. Who said that? Like a baby arm.

Really? Yup, that's what I heard. I ain't gonna f***ing find out. Good luck, Kim. It ain't like she can't take it, for God's sake. So hold on. People have those conversations

about people's penises like that? Bitches have those kind of conversations. So women just be out here talking about how f***ing insane it is? Yes. Whoa. There's the wet Idris Elba pants picture. There's a bunch of celebrity big f***ing rumors

and factual s*** out there that we talk about. So maybe that's what it is, right? Because she is a woman who has everything. He's had everything forever. He's got every f***ing thing. So now she just want to have some fun. Yeah, I think that after the last... How many times she been married? Five, six?

After the last six marriages, I think that that did not work out and were extremely painful. She might be throwing caution to the wind and say, f*** it. This mother f***er makes me laugh. Let me tell you something about comedy, people. It's the greatest aphrodisiac

and the most charming thing you can do to win any mother f***er over is be funny. you can pull a mother with your humor i've done it a million times and if you got a big too god damn well i don't need all that no more let me tell you something i'm getting very graphic right now but i'm at an age where i don't need my uterus tilted to the side i don't need a goddamn bladder infection i don't need my uterus tilted to the side. I don't need a goddamn bladder infection. I don't need to be walking funny the next day. I don't need all that shit. I've done all that shit. I've been there.

I got the pills. Nice. Comfortable? Mm-hmm. Comfortable. So what's comfortable? What's a comfortable? Oh, you're getting very personal.

How big is your dick, Charlamagne? Seven inches, three-fourth, eight when it's warm. Let's warm it up. About two and a half inches. Let's warm it up. Let's warm it up. I mean warm like in summertime. Yeah, you're very, very bold, Charlamagne.

Give me a ruler. Let's warm this bitch up and measure it. Let me do it. No, I have a married man, Lou now. You're married, not buried. But it's seven inches to three-fourth. Eight when it's warm. Seven, that's nice. That's comfortable, right? That's what I'm going to start referring to my penis as, comfortable. Nice, comfortable. Eight win is one. Seven, that's nice. That's comfortable, right? Yeah. That's what I'm gonna start referring to my penis as. Comfortable.

Comfortable is a, that's a winner. Cause people get, you know, we're the ones who get gouged the f*** out. Then we gotta go to the goddamn doctor. Every time I pee, my stomach, that's cause your uterus is spent the f*** around. I don't need that. Right on, Charlene. That's right. That's comfortable.

Right on. Now Instagram took down your 50 photos? Yes, and the stupid thing was they put them back up. Okay. Because there was an outcry, honey. Rebellion. They took the pictures down, not for, I don't know why they put the pictures down, because if anybody read anything, that was a compilation of pictures which had already been posted, but not in a compilation like that had already been

on the net for like a year and it was the beginning of the year and i was trying to pay homage to people who really made an impact on my life that year one of those people was f***ing rihanna i met her on a friend of we got a mutual friend to FaceTimed me and she popped on and she's a comedy fan, apparently, and fan of mine. And so I said that my daughter was a big fan of her lingerie. I said, I wish that you made it in larger sizes. She said, well, I do. I said, you do. And she said, yeah, so i want to be a model she said let's do it and a little and so then a couple days later she dm'd me and asked me for my email i was like oh yeah and i emailed her back i mean sending my email back and you know a couple days later contracts started coming this that that and then you go to a catalog and you pick out the lingerie you want to model. And then they send it to you

and then you take pictures and you send them back. They approve. But I tried to keep it classy because, number one, I had already done a penthouse six-page spread. And, you know,

I didn't bust it open there. I did that real classy. You can go online and find it, Lunell Penthouse. Make a long story short, so what I would have to do is take the pictures. You want to show off the part of the lingerie that's cute.

If it's on the ass, you got to show your ass. If it's on the, you know, hearts and nipples, whatever. Now, the only thing that made me a little uncomfortable was I got four brothers. Well, then, you know, there's pervs in my family. Pervs in everybody's family. I don't want, like, my uncle looking at it, but you just have to suck it up and take that

because, you know, your neighbor, you don't know who's seen it. But also, I had to take into consideration my daughter, you know? Like, she was getting that,

yo, Danielle, your mom's like, yo, with the line. Yo, your mom can't get it, yo. Yo, your mom. So, you know, a lot came with that.

But then there was the check. So it was the check. So. So you wanted to pay homage to Rihanna. Yeah. So I did that. And then they took that. But I took some of the five, like, hottest pictures on channel, whatever the swipe is,

and put them all together. I was too much blackness for that Instagram. Honey, I was shutting him down. And then they took it down. Then I went on and said, mother******, please. First of all, these are approved by Rihanna. These photos are approved by her. I'm advertised for her. This is a god damn deliverer.

And they put it back up. It may be back down now. I don't know. Have you congratulated her on her pregnancy? I'm dying to. I haven't DM'd her. I feel like she may not be going through her DMs that much right now, but I probably will do that and leave a voice message.

But even though she watches this, hey, Rihanna, I'm so happy that ASAP Rocky is a snack, and I'm very, very happy for you. You're beautiful and radiant. I can't wait to see this beautiful chocolate baby. Yay. All right, we have more with comedian Luenell when we come back. It's beautiful and radiant. I can't wait to see this beautiful chocolate baby. Yay! We have more with Comedian Lu now when we come back. It's The Breakfast Club. Good morning.

Good morning, everybody. It's DJ and V. Angela Yee. Charlamagne the guy. We are The Breakfast Club. We're still kicking it with Comedian Lu now. Now, for everybody that comes up, we always talk about the Mount Rushmore. Comedy Mount Rushmore. For me? Yes, ma'am. Mooney? Mmm, ma'am. Mooney. Richard.

How many motherfuckers on the hill? Four? You got two more. Joan Rivers. This is a good one. And actually with the racism aside, it still remains for me Roseanne Barr, too.

Really? That bitch beat all the odds. She was white trash. She had like five kids. She had a loveless marriage. She was a waitress in a diner. She was heavyset. She wasn't classically beautiful,

yet she was slaying people in that diner, and that's how she even got noticed. She was everything that Hollywood don't say is what you should be to be successful, and she saved CBS or whatever that station was. I think it was ABC. ABC. She came in there and restructured that whole shit and took the fucker over. The original Roseanne was a great show.

Right. Yeah, the original one. And here's the other ironic thing. We had met and became friends. We got out having dinner and stuff like that. I know her kids. So on the second season, that would have been after that first season of the new one,

which was still good. The first episode was good. We never saw no more after that because, you know, what happened. But the second season, had it came up, I was going to be her black grandchild's grandmother.

Really? Because TJ, her son, a long time ago in the first season, had kissed a black girl. And when they brought it back, he married a black girl. And they had it back, he married a black girl. And they had a child. And I was going to be the kid's grandmother. But you know what happened

after that. They did bring the show back, though. They called it something else. But she ain't back. It was her idea, not theirs. Oh, got you, got you, got you, got you. That's a good-ass Mount Rushmore, man. Because I think Paul Mooney is very underrated. I don't think they realize how powerful his pen was.

He's my everything. He's everything. And how a lot of Richard's material came from Paul. Exactly, and I can't pass by, you know, of course I want to throw in Eddie. Of course I want to throw in my girl, homegirl, Laura Hayes from Oakland, you know. I want to throw in people like that. You said four, that's my four. And Joan Rivers

worked until the day she dropped. She didn't retire. I try to tell people, comedians don't retire. We die. One of my favorite books is Joan Rivers. I hate everybody, including myself. Joan was a beast beast. But yo, Phyllis Diller, do you know who that is? Yeah, I know Phyllis Diller. Phyllis Diller

wrote a cookbook one time and I went and bought it and it was all empty pages. 125 of them. You lying. Empty. What? That was a cookbook. The f***ing bitch sold that s***. I bought it. Well, you cool with Joan?

Empty. Were you cool with Joan? I never met Joan River. I tried very hard. I really, really respected her. You say you grew up in the sexual 70s? Why do they call it the sexual 70s? Sexual 70s. Why they call it the sexual 70s?

Because of the drugs. Was that the hippie era? Yeah. I mean, that's more 60s, I think. Okay, okay. The 70s was, you know, just people smoking a lot of weed. We didn't have the good weed like we got now. Yeah.

But we did have some shit called tie stick back in the day. What? What is tie stick? It was sort of brownish, not so green. And it used to have like a little thread wrapped around it. And I swear to God, it tastes like candy when you smoke it. Beautiful high. It was just adorable.

Everybody loved it. So you mean, so all of us, if you were born in the 70s, you probably, we was products of that sexual 70s. Yeah, there was mushrooms. We had a lot of mushrooms. There was, i never took a quaalude or anything i was on the speed bennies and your mom's diet pills and like that and running track in performance enhancing drug and um yo i'm pissed about that too but i get to that right um you know and there's lsd uh mescaline that was the i liked you know mescaline what is that mescaline i had they used to take this called purple purple micro dot you see the inside of this hole how tiny that is that's how tiny a

purple micro dot or orange sunshine was you take that bitch and honey, you know how it feels to go up a roller coaster and then go down? Yeah. Imagine going up that fast. Damn. Wow. I remember dancing the groove line like for like, it felt like two hours. Damn. And you never had no crazy effects?

I never had a bad trip on nothing. Really? Except that motherfucking cocaine. Cocaine a hell of a nothing. Really? Except that motherf***ing cocaine. Cocaine a hell of a drug. The 70s was pure cocaine though, right? That organic one. What happened to your trip in the cocaine? No, you know,

I was there for when the freebase started. Crack? Yeah, no. Crack was later. The freebase was taken like I think it was ether they used to use to dip like your cotton swab into it and burn because it burns real clean and you don't get like if you had a lighter up to a glass and get blackened city 151 rum is what you would dip that in and then they had some kind of ether concoction. They used to rock it up in before the bacon soda and the water.

I don't know about that part. I'm a bacon soda. I could rock up a crock right now. You don't forget it. It's just like riding a bike. I would never because it is totally the devil. I only have four regrets in my life, and that is I never met Tupac.

Oh, three regrets. I never met Tupac. Oh, three regrets. I never met Tupac. I never got to go to Studio 54, and that I ever, ever, ever touched cocaine. It's like the devil. You was on it for a while or just? Well, I mean, not to rock so much, but there was just a lot of powder around. It was like everybody had this shit. We had clubs that used to sit until six o'clock

in the morning in the Bay Area called Silks. Silks was like the Studio 54 but not so disco. And I've been staying up until six o'clock

in the morning. Well, how you gonna dance until six o'clock in the morning? On cocaine. Like this? That's right.

Living. Like that. Wow. And Studio 54, that was in New York? Mm-hmm. Why? What was,

I hear people talk about it. What was the allure there? Well, it was like the disco era and the cocaine madness. It was everywhere. And disco was real fun back then. And then it was the place to be because, I don't know, Steve Rubell and his partner were really connected some kind of way, and they had all the stars wanting to come there

because it had the best music, had the best dope, had the most beautiful people, had a lot of sex going on and they had musical stars and everybody, you know, Andy Warhol, Michael Jackson, Elizabeth Taylor, Bianca Jagger rode through the mother f***er on a white horse, I heard, in the

club. And it was just wild and fun debauchery and stuff like that but you know all good things must come to an end. It was our tunnel so like our tunnel was big and all the artists that rappers came in that was that for Studio 54. That's crazy you know how poppin' a club gotta be for you to know about it and you wasn't even here? I tried

my very best but I was so young I wasn't traveling then so but yeah not only that they got documentaries about Studio 54, extensive ones, and the rise and the fall of it. Because it ended up when, you know, the feds came and got the mother----- had so much money, and they was f----- it off and just, you know, being reckless and didn't do their taxes. I feel like when we had Paul Mooney up here, God bless the dead, he said he saw me in there. I was like, I'm not.

I wasn't no HBO Studio 54. You wasn't born. I know that. You wasn't alive. Didn't he say that? Well, you know, Mooney say any goddamn thing. Make you start thinking about it. Was I there? No, I wasn't there.

You know, we never put that interview out. We interviewed Paul Mooney way, way back in the day. Why don't you do a flashback and then drop it? I mean, listen, I like Paul Mooney. I've seen Paul Mooney. I've seen him make people walk out of shows but that morning he was really

in a mood abrasive yeah he was on one oh yeah I just remember I don't want to put Paul out there in that light

we got it we got it in the archives send it to me I will actually well Lunell gotta go she got a oh my bad damn Lunell gotta go do

Nick Cannon well thanks it's been kind of in depth and shit like that well thank you for talking about us. Crack. Hoeing.

That's going to be your cookbook. Right. Take the mixer. Give me your Twitters and Instagrams and all that good stuff. Okay, Instagram. At Lunell. L-U-E-N-E-L-L.

My website is heylunell.com. H-E-Y-L-U-E-N-E-L-L dot com. You'd be surprised, Charlamagne, how many people get the spelling of hay wrong. Like, no. Not hay, like horse eat. And then, um... Oh, you said you was mad about the track s***, too.

Oh, yeah. About Takari Richardson being kicked the f*** out after Mama died, and she got busted with some weed, and this other b***h is gonna, got busted with a performance enhancing drug in her and they gonna let her run. F*** that s***. That's wrong.

That's wrong. That's wrong. They said the other one is underage. So it's a loophole in it. That a bitch? It's a white loophole. White one. You right.

That's the loophole. You right. That's right. Don't give it. See, that's why I'm glad some water. Water. It's Lou now. It's the. See, that's why I'm got some water. It's Lou now. It's The Breakfast Club.

Good morning. The Breakfast Club. Your mornings will never be the same. Tonight is the highly anticipated new CW series All-American Homecoming. Rising tennis star Simone Hicks takes the next step by leaving the man she loves to begin her new life at Brinkston University, where black excellence is a way of life. There, she meets up with the elite baseball player from Chicago, Damon Sims. He turned down a career in pro baseball to help the HBCU battle its way back to greatness.

Don't miss All-American, homecoming tonight at 9, 8 central on CW or stream free tomorrow on CW app. Hey guys, I'm Kate Max. You might know me from my popular online series, The Running Interview Show, where I run with celebrities, athletes, entrepreneurs, and more. After those runs, the conversations keep going. That's what my podcast, Post Run High, is all about. It's a chance to sit down with my guests and dive even deeper into their stories, their journeys, and the thoughts that arise once we've hit the pavement together.

You know that rush of endorphins you feel after a great workout? Well, that's when the real magic happens. So if you love hearing real, inspiring stories from the people you know, follow, and admire, join me every week for Post Run High. It's where we take the conversation beyond the run and get into the heart of it all. It's lighthearted, pretty crazy, and very fun. Listen to Post Run High on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. I am King Ernest Emmanuel. I am the Queen of Ladonia. I'm Jackson I, King of Kaperburg. I am the Supreme Leader of the Grand Republic of Mentonia.

Be part of a great colonial tradition. The Waikana tribe own country. My forefathers did that themselves. What could go wrong? No country willingly gives up their territory. I was making a racket with a black powder, you know, with explosive warhead. Oh my God. What is that?

Bullets. Bullets. We need help! We need help! you know, this explosive warhead. Oh my God. What is that? Bullets. Bullets. We need help! We still have the off-road portion to go. Listen to Escape from Zakistan. And we're losing daylight fast. That's Escape from Z-A-Q-istan

on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. As a kid, I really do remember having these dreams and visions, but you just don't know what is going to come for you. Alicia Keys opens up about conquering doubt, learning to trust herself, and leaning into her dreams. I think a lot of times we are built to doubt the possibilities for ourselves. For self-preservation and protection,

it was literally that step by step. And so I discovered that that is how we get where we're going. This increment of small, determined moments. Alicia shares her wisdom on growth, gratitude, and the power of love. I forgive myself. It's okay. Like grace. Have grace with yourself. You're trying your best. And you're going to figure out the rhythm of this thing.

Alicia Keys, like you've never heard her before. Listen to On Purpose with Jay Shetty on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. Charlemagne, say the gang, don't get out of shape. You are a donkey. or wherever you get your podcasts. Ed Sheeran, bitches. Who's donkey of the day today? Well, Ed Sheeran, donkey of the day goes to the over 40 people who got to scrapping in a Golden Corral last Friday in Bensalem. That's how you pronounce it, Eddie? Bensalem? Bensalem.

Bensalem is right outside of Philadelphia. First things first, though. Dropping the clues bombs for Golden Corral. Okay? I was talking to our producer, Taylor. Taylor this morning. He's one of our producers. She's from Philly.

I believe she was involved in this situation. I was watching the video. Listen, I was watching the video and I really think I saw her. And when I asked her about it, she didn't deny being there. She just tried to throw me off by saying I don't like Golden Corral. You a damn lie. First of all, women from Philly love buffets. Okay, love them.

All right, second of all, how can you not love Golden Corral? Drop another clues bomb for Golden Corral. It's people listening to me right now headed to Golden Corral for that buffet breakfast. Okay, might be the best buffet breakfast in the business as far as chain restaurants are concerned. Okay, I'm 43 years old. I done ate at them all, baby.

All right? Some of them don't even exist no more. From Ryan's, the Shoney's, the Western Sizzlin', the Sizzler's, Old Country Buffet, all slapped. Oh, Old Country Buffet. Come on now. Come on now. Sizzler, there's no more Sizzler?

I don't know. Oh, damn. But they all slapped at one point or another, but none of them touching Golden Corral. Okay, right now, Golden Corral Omelette Station still slaps. Alright, the waffles, the cinnamon rolls, the biscuits, the pancakes, the french toast, the grilled corn, beef hash.

Nigga, what is you talking about? Okay, assorted yogurts, donuts. It's an elderly couple headed to Golden Corral right now hearing me talk, and they saying, right on! Okay? They got what you want at Golden Corral. From healthy to, man, I'm high as hell. How much meatloaf and mashed potatoes can I eat?

Okay. My fat ass done jumped at dinner. All right. You know I'm trans fat. I'm about 178 pounds right now. But I identify as someone on my 600 pound life. But let me stick to the story. There was a fight.

Okay. At Golden Corral. A fight. An all out brawl. I'm talking about 40 people. It really looked like the Royal Rumba in there. Chairs were flying, big bodies banging into each other. I swear I saw

Mark Henry going head up with Rakeshian and Golden Corral in this video. Vince McMahon would be proud. But what would make a brawl of 40 people break out at a Golden Corral? You probably already know the answer. Let's go to CBS 3 News for the report, please. Well, I talked to a man who posted that video online. He says he was told that fight

broke out after the buffet here ran out of steak. Video shared with Eyewitness News shows punches being thrown and high chairs flying as a fight breaks out inside the Golden Corral in Ben Salem THRONE AND HIGH CHAIRS FLYING AS A FIGHT BREAKS OUT INSIDE THE GOLDEN CORRAL IN BEN SALEM FRIDAY EVENING. BEN SALEM POLICE CONFIRMED THE BRAWL MAY HAVE INVOLVED MORE THAN 40 PEOPLE AND HAPPENED FOLLOWING AN ARGUMENT AMONG SOME CUSTOMERS. THIS MAN WHO USED TO WORK AT THE BEN SALEM GOLDEN CORRAL SAYS HE WAS TOLD BY A CURRENT EMPLOYEE ABOUT THE INITIAL ALTERCATION. FROM WHAT I HEARD, IT WAS OVER STAKE. APPARENTLY SOMEBODY CUT IN LINE. HIS FRIEND HEARD THE SAME DETAILS. by a current employee about the initial altercation. From what I heard, it was over steak. Apparently somebody cut in line. His friend heard the same details.

There was a shortage of steak. Take a close listen, and a man can be heard saying, all I wanted was some steak. All he wanted was some steak! All he wanted was some steak, man! That's all he wanted! Listen. All he wanted was some steak!

Listen, we got more eyewitnesses. Alexis Rios was an eyewitness. He was on the line. Go. 6 ABC News. Alexis Rios says it started over a misunderstanding regarding a piece of steak. Come on. Rios says the person in front of him became angry with the cook

because Rios received his steak first. He's trying to understand what you want. He's trying to give you what you want. I had a rare steak, which is a lot faster to cook than a well-done steak. That's why I got my steak first. Next thing you know, he says, that misunderstanding erupted into an all-out brawl. I grabbed a chair to defend myself, and then sooner or later, that was it. Punches were getting thrown, chairs were getting thrown.

You name it, you can call it cups, glasses, everything. You name it. These folks got to fighting because the buffet ran out of steak. Now, let me tell y'all something. This isn't no Golden Corral commercial. I don't know anyone who works there. This is something I'm saying out of the goodness of my heart and the fatness of my thoughts. There might not have been no steak left, but I can't sit here and say I go to Golden Corral for the steak. There's a lot of other proteins in that dinner buffet that I thoroughly enjoy. Number one on that list, I mentioned it before, that tasty earth meatloaf.

Okay, with some mashed potatoes and corn. Now we eating. Okay? There might not have been no steak left, but what about those golden fried shrimps? Huh? Come on now. Y'all fighting over one protein at a buffet a buffet golden corral there's unlimited options for everybody they got bourbon street chicken

they got fried chicken they got fried fish baked fish pot roast they got carved bone-in turkey pot pies golden corral has pot pies all right there's too much there for y'all to choose from for y'all to be fighting over steaks see the problem is y'all didn't eat enough yeast rolls before you went to work on the buffet you have to eat at least one no more than two yeast rolls at the buffet and drink it with a glass of water because when you eat the yeast roll and drink the water it expands in your stomach and keeps things like steak shortages from ruining your experience okay it keeps things like that from happening because when your stomach is full, okay, you won't eat as much.

Now, I know y'all might think I'm joking 95% of the time. Okay, but you have to understand what places like Golden Corral mean to some individuals. Right now, I feel pure innocence thinking of Golden Corral. It makes me feel warm inside because those are moments I remember as a child with my family.

Okay, Golden Corral offers a sense of comfort, a sense of peace that I don't want to see disturbed by a group of individuals fighting over steak. I heard pain in that man's voice during that fight. Listen, man! All he wanted was some steak!

All he wanted was some steak! Okay. Play it one more time, Red. You know what I heard when he said that? I heard all my life I had to fight. Okay. That is a brother that is tired, exhausted, life kicking his monkey ass, and all he wanted was some steak. And yet he comes to this place of comfort called Golden Corral and ends up in a buffet fueled brawl for what? For what? He didn't even get the opportunity to get to the soft surf. Okay?

We ain't even talking about the soft surf. The ice cream cones with the vanilla and chocolate soft surf. Okay, they got all kinds of candy toppings and hot fudge. Oh my God, man. The carrot cake, the assortment of cookies, the cupcakes, the banana pudding, the fudge brownies, man. Stop playing with Golden Corral and stop playing in Golden Corral. Okay. Learn the rules next time or stay your ass home. When you get there, eat a damn yeast roll. Okay. Depending on your size, eat three or four, drink some water. Okay. So you don't eat up all the food.

All right. And every Golden Corral vet knows the point of the buffet is variety, okay? Assortments. You don't go eating up, okay, one thing. You try everything to save something for the next man, all right? The reality is they probably didn't have no steak because beef is in short supply in a lot of places, okay? Supply chain disruptions are real. But the moral of the story is this. You know who's going through a lot of places. Okay? Supply chain disruptions are real. But the moral of the story is this. You know who's going through a lot right now?

Literally everybody. So just be kind. Please give those 40 folks who got the banging in the Golden Corral the biggest e-haw. I got a feeling Taylor was there. You want to play a game? Nope. The Breakfast Club.

Good morning, everybody. It's DJ Envy, Angela Yee, Charlamagne Tha Guy. We are The Breakfast Club. We have a special guest in the building. Yes, indeed. He is my tax attorney, Eric Lee. Welcome, Eric. Good morning.

Good morning, everyone. Who is Eric Lee? Well, before we start, let me tell you how I met Eric. So I was having some tax issues and some tax problems. I think a lot of us sometimes we do, and that's because we come from places where we honestly don't know how the correct way to do taxes or how to set up our businesses, and I didn't. And I was lost and confused. I reached out to a couple of accountants and tax attorneys who guided me wrong.

And I was stuck to the point where most people don't know where the IRS actually put a lien on my passport. No. Yes. And I couldn't travel. I couldn't move. And I didn't know. And it was and it was nothing I can do.

It wasn't the fact that I owed the money. I was going back and forth with them and they were doing things that I didn't think was right. And a friend of mine named Steph told me that he had a friend that had a friend, and I reached out to Eric, and Eric came, and he worked my ish out. And the reason he's here today is because I know tax season is right around the corner, and there's so many people that need help with their taxes and just don't know what to do or how to do it. So I was like, why don't you come up and try

to break down a lot of the things that you do that maybe you can help people like you actually helped break it down eric i want to know how you how you saved envy's ass well don't say how you saved my ass but well i mean you know it's definitely been an interesting journey envy right and what we actually need to consider especially for your your listeners, right? The people who make $60,000, $100,000 or less. It's like the various deductions that came in last year under the Biden administration that most people forget about. Most people actually never even heard about these things. For example, many of your listeners, if they have children, all right, under the age of 17, They should be getting $300 a month last year, all right? That's a child tax credit?

That's a child tax credit. Okay. Okay. Well, Manchin's in charge right now, a descendant, right? We probably don't have that right now. So it's $2,000 this year. But last year it was $3,000 for children under 6 to 17, kids younger than 6, it was $3,600. Now what about if somebody has 6 kids?

Up to how many kids? Infinite amount. Really? But that's the nice credit. That's everything that everyone hears about Charlamagne. But Envy, the big one, this is the one that people don't know about. It's the dependent care credit.

What's that? The dependent care credit the dependent care credit is if you have children who you need to actually drop off at daycare or summer school whatever some place that you need to have your kids at when you need to go to work all right that is eight thousand to sixteen thousand dollars sixteen thousand dollars for expenses on your tax returns 2021 2021 all right and this is something that is so important for our listeners sixteen thousand dollars we always talk about how expensive child care is right the body administration got something right they gave us sixteen thousand dollars for each um for the dependent care credit right your listeners need

to take advantage of that. What qualifications do you need to get that $16,000 to make sure that our listeners are able to get it? So this year's tax return, which is due when? April? April 15th. April 15th. So what are the qualifications to get that amount of money for that?

And what is it called again? Dependent care credit. Dependent care credit. The dependent must be 13 years or younger unless they cannot physically or mentally take care of themselves. Okay. All right. You also have to, they have to live with you for 51% of the time. Now, this is also not just when we think about just kids.

All right. If I'm taking care of my parents and they fall within the same criteria, it's also $8,000 to $16,000. Dependent. It's also a misnomer when we think it's only for children. It's a valuable item. Your listeners just probably got $16,000.

Wait a minute. If I have a kid and it's per kid? No. Up to two. The first one is $8,000. Two, three, four, five, whatever is 16. And then also like, so I know a lot of our listeners, a lot of people out there, they have their mothers living with them or their fathers living with them and they're taking care of their mother and father. So they can get that under the dependent act as well. Yes. If they actually have a facility that also help with them as well. Now, a lot of people

always ask, you know, they work a nine to five and they get taxes taken out of their check. What write offs can they do if they if they already work in a nine to five? They already take taxes out. How can they get more money back or write more things off if possible? What do they need to set up? Do they need to set up a corporation, an S Corp, an LLC? How do they write off their gas? How do they do that to get more money back? I hate to be a lawyer with you guys, but it kind of depends. Because I don't want

anyone to be just setting up a corporation just to get a tax deduction. Because that doesn't make any sense. You're throwing away thousands and thousands of dollars to get a tax deduction of maybe 37%. That doesn't make any sense. Alright. What does make sense is actually going through of maybe 37% that doesn't make any sense all right what does make sense is actually going through your sources of income and finding out what your income

is right if it's just w-2 wages all right then we may need to actually set up a retirement account like an IRA or 401k you know go to Morgan Stanley go to Merrill Lynch whatever and set one up right it doesn't take you very long okay if it's interest income, we need to determine, do you actually need the income or can you actually transform that income, all right? Maybe you want to change it into a municipal bond, right? Some of our older listeners, you know, who are retirees,

they may have like a bunch of savings income, interest income, right? So then they should change it into something that's non-taxable, all right? Capital gains, maybe you don't sell your stock or maybe you transform it into a what is called a dividend reinvestment plan. All right. So if you're getting, for example, dividends from Microsoft, three dollars a year or whatever it is. Right. You can change it where you don't get that three dollars. You actually get stock in Microsoft and that is not taxable.

So it really does depend on the client and the situation what are the top five things you can't write off because i think that's you know that that's a great question okay some people some clients will say like hey i have all these clothes i have this chain right can i write this off the rule is ordinary and necessary business expense all right first of, it has to be a business expense. Second of all, you have to have income. If you don't have income, you don't have expenses. So when people say like, all right, can I buy a car and just write this off Charlamagne? Right.

Well, first of all, is it necessary and is it ordinary? All right. What type of business do you have? If I buy a Rolls Royce, right, that's probably not necessary. But in some situations, it may be. Right? So it goes down this path of like what is necessary. Yeah.

Alright, we have more with Eric Lee when we come back. Tax season is right around the corner. If you need some help, some information, well Eric Lee will help you out when we come back. It's The Breakfast Club. Good morning. Morning everybody. It's DJ Envy Angela Yee, Charlamagne Tha Guy. It's The Breakfast Club. Good morning. Morning, everybody. It's DJ Envy, Angela Yee, Charlamagne Tha Guy. We are The Breakfast Club. We're still kicking it with tax attorney Eric Lee.

Now, tax season's right around the corner, and he'll help you get some extra money. Charlamagne? How did the tax code hurt a low- and middle-class family? There are two examples. I want to give you two examples, right? First example is let's look at interest. Right. My parents don't have much money. Right. They open an account at Citibank. They put in a thousand dollars. They get some interest income. Right. That is taxed at ordinary income up to 37 percent. OK. Up to 37 percent federally. Let's not even talk about the state. OK. 37%. If they get dividends, they go on Robin Hood, open up an account, right? Dividend income is taxed at most 23.8%. So you have a swing of 14%.

All right. Who has dividends in America? The wealthy. The rich, yeah. Right. Who has interest income? More likely retirees more likely poor people you know who need to open up just something like a savings account why would the code change

that because there's really no difference between interest income and dividend income if you think about it it's easier to open a robin hood account than it is to open a savings account in bank of america right so that's one thing look Look at the meals that we're talking about. Charlemagne, when you take your kids out, right? Not tax deductible. But if you have a business, why? Why would that be tax deductible? You know?

So these are like very, very simple things. But then there are policy things to your question. Right? In the 50s and 60s, there were significant tax credits and deductions for setting up multi-family households okay now those are done now the tax credits and deductions are for setting up these mcmansions right so our shift in housing has gone into larger homes away from the multi-family homes that we need in places like New York.

All right. So you see this throughout the code. All right. And this is no slam against the IRS. 73,000 people work at the IRS. They're actually pretty overworked. There are 15, sorry, there are 16,000 people

who work at the phone banks in the IRS. And when you call the IRS, Charlamagne, you're always on hold. You're on hold for hours. Envy, you're talking about your passport thing. That was hours of just being on hold. 16,000. Do you know how many calls they get a year?

240 million calls. Is it true the IRS was created to help the people? And then it changed where it's like more of a government thing now? Yeah. I mean mean you know when we think about like what taxes were for right it was for education it was for health and maintenance of society right but now it's just become an organ and it's become kind of like a political entity and almost kind of like a kicking bat you know like people just like kick it now

you know and it's become this like organization that has to just interpret this behemoth the internal revenue code actually probably nine times the size of king's james bible nine times who the hell can read all that nobody can nobody can see you know what's in there no like i mean if you're asking me right yeah yeah like i know my corporations right i know my, corporate reorgs. I know tax planning. Right. But if you ask me, like, hey, estate planning. Hey, my mom has, you know, so many millions. I don't know that section. I don't know that section that well. Right. I have to rely on my partner, Christina Peraza, who knows how to reduce people's income you know for estate planning so Nobody anyone who says they know every part of the tax code There's no possible way that way not to pay taxes like you know I know at one time That's in the tax code we got to read it

Not to pay taxes, I don't know maybe if you were Native American you know you don't have to pay that is that any truth to any of that no no no no the native americans gotta pay no i mean you gotta you gotta pay you gotta pay where your income is sourced all right so even people who say like hey move to nevada move to florida move to texas move to puerto rico right i have a client who um knock on wood, you know, is going to be a Bitcoin billionaire. Right. And everybody in the Bitcoin industry is like, oh, just move to Puerto Rico so you

can avoid all your taxes. I've heard that before. Right? No, because or make sure your server is in Israel or something like that, you know, to avoid your taxes. Absolutely not, right? You have to pay your fair share of where the income is sourced. All right. But where those people actually minimize or lower their taxes is to implement certain vehicles to get them from 37 percent. We were talking about for like interest income down to twenty three point eight in dividends, kind of like how Mitt Romney did it, you know, with hedge fund money. Right. So that's how people reduce their taxes.

And I'm not going to lie to you. We did live in like a Florida or New York, man. That would save us so much money because New York state taxes be kicking ass. A hundred percent. So, you know, that's about how much they take. You know, you got 10.9% state. And then if you live in the city, it's what? Three, 3.876. Right. California, 13.3. New Jersey's 10.9% state. And then if you live in the city, it's what? 3.876, right? California, 13.3.

New Jersey's 10.75, right? So yeah, you have to go to Texas. You got to go to Florida, right? Some people say that. Some retirees, some retirees will say like, hey, how do I avoid all my state income tax? Well, you have to move to Florida. But the thing is, you actually have to move to Florida.

You actually have to live there for like 183 days right and that's may not be as easy as you think you know yeah i was gonna ask you know there's a lot of people buying houses right now during the pandemic uh interest rates are low uh it seems like people are giving money how can you make sure that well first of all after you buy a house can you write off anything in the house at the end of the year and also is there any way to get any type of tax returns for buying that house because you buy a house, can you write off anything in the house at the end of the year? And also, is there any way to get any type of tax returns for buying that house? Because you buy a house. Now you got to pay taxes at the end of the year. You're broke.

So is there anything that you can do to write any of that stuff off? Yeah. So your property taxes will be part of your itemized deductions. That's a tax deduction. Okay. Your mortgage interest is a tax deduction. All right. So those are the two key ones all right

now let's talk about your house right are you using it for a business purpose right if i have an office yeah home office deduction all right uh if you have a business right maybe you instead of taking a home office deduction you should have some shareholder meetings in there right and that could reduce some of your business income and then it would also then serve as a deduction for you depending on how the business is formed all right we have more with eric lee when we come back tax season is right around the corner if you need some help some information well eric lee i'll help you out when we come back it's the breakfast club good morning the breakfast club morning everybody is dj envy angela yee charlamagne the guy we are the breakfast club we're still kicking it with tax attorney eric

lee now tax season's right around the corner and he'll help you get some extra money charlamagne how does student loans affect people's taxes so a great question um it depends if you make less than seventy thousand dollars make sure make sure you speak with your tax preparer because you get a $2,500 tax deduction. If you make more than $70,000 up to around $80,000, it does phase out, meaning it reduces. What about people who just bought a new home? How do they get a higher return again it would depend on home mortgage interest as well as property taxes and then some of the things that we were talking about you know if you have a business then maybe you need to um utilize your house within the business you know when it comes to the the administration the presidential administration what helps people more when it comes to money as far as saving is it the uh democrats or republicans you know

because you had a lot of businessmen saying oh i want trump because trump does better for business owners and then you hear uh other people say no no no biden is going to help the people that need it more so what what are your thoughts on as far as helping people and writing things off and for small business owners and regular people. So I live in Illinois. Okay. And we always hear about the corruption in Illinois and, and how bad potholes are to school system and everything. At the end of the year,

my husband and I were very fortunate. We're very fortunate. We live a blessed life. I mean, I'm in a breakfast club. Are you kidding me? Right. And we always try to make deductions at the end of the year, charitable deductions to reduce our taxes. Right.

But there's something I do where I look up the zip code where we live. We live in Oak Park and we look for what the schools actually need. So teachers actually put up these projects. They ask for donations. Right. what the schools actually need. So teachers actually put up these projects. They ask for donations, right? Every year, invariably, we get people, teachers who ask us for juice boxes, crayons,

toilet paper. We have teachers who are asking us for toilet paper. What country do we live in? Okay. And when we hear about wasting taxes, when we talk about that, okay, hold that aside. I have students who don't have toilet paper. Are you kidding me? Right.

But in wealthier neighborhoods in Chicago, they're literally giving out iPads to their kids. That's true. All right. So when you're talking about who's better, Republicans or Democrats, you know, I have to be agnostic about that. All right. But what I need to know is the listeners need to make sure that they call in, that they are actually educated, that they actually make sure that the senators and congresspeople are actually making sure that there is that dependent care credit for this year.

That's so real what you said, because it doesn't matter who's in office. It's like the poor always suffer. Yeah, or even if there are provisions, Charlemagne, they need to know that it's there, right? Like, I mean, you guys have this amazing platform right but i'm sure there are plenty of listeners who do not know about the depending character or even a child tax credit to bear right so when we're seeing the poor always suffers a hundred percent but when they even get something they may not know it's available yeah and the reason i wanted to bring you on is because

you know we always talk about um i always say servicing our life right we'll take our car our car to get an oil change we'll take our car to get tires we'll take you know there's so many different things but we have to make sure that as a person we're taking care of right and whether it's going to the doctor whether it's having a will whether it's going to the doctor, whether it's having a will, whether it's having an accountant, an attorney, things that you know that we need. And now I call you all the time. I don't care if I'm buying a car, a piece of jewelry, a T-shirt. If I'm taking a trip, I call them because I want to know the best way to write it off or the best way to pay for it. And you're always there to help me.

So I just wanted to say thank you. And hopefully, you know, you gave some insight to people out there of why they need a good accountant. And sometimes that fast food accountant services might not be beneficial to you and it might be actually hurting you. So I just want you guys to take a look into that and make sure you have a great tax attorney that can look into your stuff and help you on your journey because a lot of us have journeys.

And, you know, he's part of this journey with me so i just wanted to say thank you word now people want to get in touch with you i know you're not really taking clients but i know if they wanted that maybe you have a good they have a question or whatever it may be uh how can they get in contact with you or your your firm yep um go to our website at playersmanagementgroup.com. Players, P-L-A-Y-E-R-S, M-G-M-T group, G-R-O-U-P.com. Now, with business, what do you suggest for people that have a company? LLC, S-Corp, what's best, what's better, why they should use each one? Because a lot of people don't know the difference between an LLC and an S-Corp

and what they should use it for. A hundred percent of people don't know the difference between an LLC and an S-Corp and what they should use it for. A hundred percent. Or even C-Corps. Right. And that really depends because each one of the, there are primarily six entities out there. You could be a sole proprietorship. I just do an Uber thing. I can be a little bit more sophisticated, form an LLC.

I could form an S-Corporation. I could form a C-Corporation. Charlemagne and I can open up a coffee store. right? That becomes a general partnership by default, right? Each one of these have their own benefits, okay? But each one of them have their own weaknesses, all right? A good attorney or a good CPA would probably tell you to actually have them all if possible, because there are certain provisions within the S corporation, certain benefits that do not apply to the C corporation. Okay. So for example, if I'm an employee at an S corporation, certain benefits that I have as a shareholder employee, I can't take, I can't take it. But if I'm an employee of the C corporation, I can take those deductions.

Okay. For example, health insurance, right? The company can actually deduct that if I'm an employee of a C corporation, if I'm an employee of an S corporation, I can't deduct that. Okay. So you may need a comprehensive plan where you actually set all those things up in place.

Gotcha. All right. Well, Eric Lee, I appreciate you for joining us. Very informative, brother. It's The Breakfast Club. Good morning. Envy, thank you so much.

The Breakfast Club. Your mornings will never be the same. Tonight is the highly anticipated new CW series All-American Homecoming. Rising tennis star Simone Hicks takes the next step by leaving the man she loves to begin her new life

at Brinkston University, where black excellence is a way of life. There she meets up with the elite baseball player from Chicago, Damon Sims. He turned down a career in pro baseball to help the HBCU battle its way back to greatness. Don't miss All-American Homecoming tonight at 9, 8 central on CW or stream free tomorrow on CW app. WWPR FMHD1 New York and iHeart Radio Station.

Let me put a little bit of The Breakfast Club up in your lifestyle. DJ Envy, Angela Yee, Charlamagne Tha God. You're rockin' with the best. Morning everybody, it's DJ Envy, Angela Yee, Charlamagne Tha Guy.

We are The Breakfast Club. We got a special guest in the building. That's right. The chairman and CEO of One United Bank. Owner. And owner. That's right. Kevin Covey, welcome.

What's up? How you doing, my brother? Man, it's good to see you, Catsman. I haven't seen you in a while, and it always warms my heart to hang out with you. You're such a source of inspiration to all of us. No, you are as well. We appreciate you and everything you do. You are as well.

So we want to know what's new. I know there was— Tell them what One United Bank is for us. Just give them a reminder. Okay, a reminder. One United Bank is the largest black-owned bank in America. There you go. What makes it special is this financial technology platform.

It has built the technology to have a nationwide customer base and to provide all the modern financial services that we come to expect out of day-to-day life. Things like Venmo, Cash App, and being able to use those kinds of services. Plus unique things we created that are special for the black community and people who have limited resources. Things like two-day early pay. It's a big deal to people to be able to get their paycheck two days early, as an example. That's a One United Bank program.

Things like Cash Please. This is a big one because it was a black company that introduced it. People are saying it's possibly a solution to payday lending. And that's one of our products. It allows a person to get a short-term, small-balance loan, which we often find ourselves needing in times of emergency, and being able to do that without relying on traditional credit kind of mechanisms. So think of One United Bank as a bank that is a technology company, something that has the actual ability to organize black America and its allies on a national basis,

and not just to provide them with financial services and products, but to lead to actual important changes in society, something that has the ability to create a power base for us, to give us the actual power to do things like affect racism in our society. We do things like conduct anti-racism programs in a unique kind of way that can affect overall society. We do things like financial literacy programs that teach and communicate with black people in a way that we understand. So now for people who are trying to buy a home, is One United Bank, first of all, open for business? So they are lending.

Man, we're absolutely open for business and we're on and we're popping. And a large base will tell you that they don't have the technology that we have they don't have the ability to deliver services and products like we have in many ways because we have a new technology infrastructure we weren't locked into old systems that have grown less effective over time so as the institution since we started this journey together, since we became friends many, many years ago, the dream is becoming a reality. What we all wanted to happen, just like you guys

have grown, the Breakfast Club has grown, One United Bank has grown. It is an example of black excellence. It can organize us as a people to create change that we've been trying to get since the end of slavery. I didn't like that question you asked.

What? You trying to make it seem like they can't give our loans to people because they're a black bank? What did you mean by that, sir? I wanted to make sure that they're able to satisfy all the loans that people are coming in and asking for. Why wouldn't they be able to? That's what I'm asking.

I know at one time when they first started, they were minimal to a certain amount. That's why I'm asking. Is that true? It's true with any company. The companies go on journeys and they become stronger over time. That's the key. And, you know, look,

I know MBN. You gotta watch these Dominicans when it comes to black-owned stuff, man. You gotta watch them, Kevin. You gotta watch them, Kevin., you gotta watch them, Kevin And I was gonna ask you too, what about Cannabis? I know a lot of minorities Are getting into cannabis and a lot of banks

Are not allowing them to actually Have their money there, how is one guy to bank with them? Now, let's be clear, it's not The banks, banks want to do it It's the government You see, we operate On a national basis and when you're doing Things to cross state lines, then you got to deal with the law when it comes to things like that. We think that black business is fundamentally changing, and there's a whole new opportunity set that is critically important that we understand.

Cannabis is one aspect of it, but the bigger phenomenon is technology. See, you can't get stuck with buggy whip businesses in a meta reality world. OK, so yeah, man, like because look, look, during the pandemic, we lost 50 percent of our businesses, which is bad. But at the same time, it creates a new opportunity for us. Technology fundamentally changes the business opportunities that are available to us as a people. And we got to build technology-based businesses. We have to develop new kinds of businesses than existed before. And that's one of the critical things that it's our job as leaders to convey to people. It's a new day.

Social justice is now the reality. We can now, for the first time, think about it, for the first time, we can stop people from killing us. We could use things like social media to create justice when we couldn't create justice before. At the to build those new technology-based businesses. We have to support those new technology-based businesses. And that's the key to our future. We have to recognize we hit a critical inflection point right now. If we're going to be effective and participate in this society,

we have to become masters of technology. We have to be social media machines. We have to be able to, you know, look, politics is great. That's one aspect of technology. We have to be social media machines. We have to be able to, you know, look, politics is great. That's one aspect of power. But the power is always with the people. You can bring 15 million tweets down on somebody.

Then you can get their attention. And that's our opportunity is to use this shift in technology to create political, social, and economic power. And that's our job as leaders to inform the people what's going on. All right, we have more with Kevin Cohey. When we come back, don't move.

It's The Breakfast Club. Good morning. Morning, everybody. It's DJ Envy, Angela Yee, Charlamagne Tha Guy. We are The Breakfast Club. We have the founder and owner of One United Bank, CEO Kevin Cohey, still here. Charlemagne? Let me ask you a question, Kev.

You know, you're an OG. What do you think is more important, equality or equity? Equality or equity? Well, I think both are important, and I think they're both happening. You can think of equality as being a right that not just black people understand, but everybody understands. If you looked at the social justice movement, you looked at the riots last year, those weren't just black people out there. There was all kinds of people who were involved in the social justice movement because that was just right. People understand right from wrong. It's just now

through social media and other technology we have the ability to exercise our social point of views. So that's the big thing. Remember okay, before last year, despite everything we thought about civil rights, you know those boys

would have got away with killing my man down in South Georgia. That's the last year. We've been here since 1619. But that's why I asked the question. Equality, equity. Because it seemed like during civil rights, we always was fighting for equality. But when Martin Luther King Jr. wanted to pivot to that equity, with the poor people's

marching, getting that money, that's when they got them up out of here. Okay. Well, this is what I'm saying. They can't get technology out of here. Okay. See, this is what I'm saying. They can't get technology out of here. Okay. See, it's a broader base opportunity to move the masses to get equality and equity. I'm not going to choose between

equality. You think about it. Equality and equity. I got to have both of those. You're not going to take either one of those things away from me. What are some strategies you think would help fight the racial wealth gap? The racial wealth gap is a knowledge problem it's it's understanding what you need to do and then having someone to motivate you to complete the transactions you need to complete so it all starts with the the most basic things understanding where you are

today where's your money coming from? Where are you spending it? What is your financial wellness? And from that foundation of starting there in an organized way, really understanding what's going on with you now. And unfortunately, you know, a lot of times we don't understand how to understand where we are. And then working from that foundation to engage in the basic transactions that are necessary to build wealth. Like in this pandemic, one of the things we have been challenged with is getting black Americans to understand the importance of a will.

I mean, you know, unfortunately, that's not been something that's been at the top of our agenda and something that we're working on. We're working on. And so the conveyance of that kind of information, things like insurance, time like this. I mean, you know, sometimes, unfortunately, we can learn the hard way the impact of not having basic things like insurance. Things like investing. Things like home ownership. And understanding when to buy a home, when not to buy a home and how to do it. So it's a knowledge.

So when you say eradicating the racial wealth gap, we see that as a knowledge problem. And for us, we always go to technology to solve that kind of problem. You talked about all these wonderful podcasts that exist that work towards that. But what we try to do is we try to create an umbrella. We try to create a framework for being able to do that systematically on a national basis. Think about if we were working in harmony on it, where we were all thinking about, okay, for real,

we actually want to deliver the knowledge to black Americans necessary to build well. And then we're going to work with the person through the entire process of both teaching them and then motivating them to complete the act. We can do that now. We can actually do that. That's why I say this is such an important time. We can eradicate the wealth gap. But that's how it has to be done.

It has to come from within it needs the creativity of Charlemagne we already you already gave me some great ideas just sitting here for doing this interview it needs the energy of envy, it needs that kind of involvement

the kind of involvement that will allow us as a people to say, yeah, man, I'm down with that. Okay. Just like we do everything else. Okay. We want to make something hot. We know how to make things hot. We can make financial literacy hot.

And the thing about that, we make it where it becomes part of our life, where we're sitting there, we're watching the basketball game, and we say, man, you know, like what stocks do you own? All those podcasts I told you about, that's literally what they do. And they got millions and millions of followers. Which is wonderful. It makes it an amazing opportunity. That's it, okay? What you just described, that ability to convey financial information and to create millions and millions of followers, which you can then turn into tens of millions.

OK, is really the goal. Right. So technology has us all well on the way to being empowered in our society in a way that will make America better. So it's happening. There's no question that's happening. We just have to become better and more proficient and more organized in how we deliver our messages. So that's how you eradicate the racial wealth cap. It's only one answer. It's not about the government. Nobody's going to get us to us. This is about us doing what we're doing right now, okay? And by doing what we're doing right now, we can change this country. It's just knowledge.

Okay, think about right now technology. With all the corporations that are buying supplies or hiring people for new and better jobs as an example we've never had an opportunity like this the opportunities you could create for yourself using their using in there you don't even have to make the product anymore think about it if you look at the latest round of billionaires, most of them don't make, they don't make nothing. They don't make nothing. Okay.

But at the same time, you know, but that's the wonderfulness of today. We have to get our people involved in that. We got to say, now's the time. Now seize the moment. Make the move. This is time to make the money. This is the time to get the power. Well, how can people put money into the account?

Give them the website so people might want to open up an account they don't have to be in Atlanta they can open it up anywhere in the country exactly it's one united bank it's that simple o-n-e-u-n-i-t-e-d dot com one united dot com go check us out okay you make your decision to start start with okay our product our cars our car to fly I will put our cars up against anybody. Like, who's got the flyest car? Okay, let's start there. Before we go anywhere else, okay, it's One United for sure. Okay, like we have, so our products are fly.

Let me see. Please look at it. I always say put it. Our Greenwood card is our newest card, but our Solidarity card, our stuff is fly, it's modern, it works.

We're doing all the right things for the individual, and we're doing all the right things for us as a people. Alright, well, Kevin Colby, we appreciate you for joining us. Always, my brother. brother definitely hit up the Website one united.com All right yes it's the breakfast club is Kevin

Coy morning everybody is DJ Envy Angela ye Charlamagne The guy we are the breakfast club Leave us on a positive note listen The positive note comes from Steve Jobs all right your time is limited So don't waste it living someone else's Life don't be trapped by dogma Which is living with the results of other people's thinking.

Breakfast club, bitches. Y'all finished or y'all done? Hey guys, I'm Kate Max. You might know me from my popular online series, The Running Interview Show, where I run with celebrities, athletes, entrepreneurs, and more. After those runs, the conversations keep going. That's what my podcast Post Run High is all about. It's a chance to sit down with my guests and dive even deeper into their stories, their journeys, and the thoughts that arise once we've hit the pavement together. Listen to Post Run High on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts.