The Breakfast Club - INTERVIEW: 'Earn Your Leisure' On Equity Education, Access To Capital, Invest Fest 2024, Chat GPT + More

Episode Date: August 6, 2024

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charlamagne the guy we are the breakfast club we got some special guests in the building yes indeed we got the brothers troy and rashad from earn your leisure welcome what's up what's up man what's going on how y'all feeling not good thank you for having us dope this is our first time in the new studios it's a nice thing I got going on over here. Looking at the artwork. We earned our leisure, man. That is true. That is true.

That is true. About time. About time we got something better. We got some thrones in here. I had to get out of there. It was hurting my back. He got his throne. It hurt his back.

It was hurting my back. Pause. Pause. Yes. Definitely a big pause. So Invest Fest 2024. Back in Atlanta. Yes, sir. For people that don InvestFest 2024, back in Atlanta. For people that don't know what InvestFest is,

break down what InvestFest is and why they should be there, why they need to be there. Fourth annual, too. That's very important to say. Fourth annual, for sure. So we wanted to make it where music festivals became very popular, right? From Rolling Loud to Coachella to Roots Picnic. And that feel of a music festival is just a good vibe

if you haven't been to a music festival is just a good vibe if you've ever been to a music festival. And then business conferences, usually business conferences are more like stush and more corporate. Stuffy and trashy. Yeah, exactly. So we wanted to combine a music festival with the educational format of a business conference. So that's where InvestFest came from. So we got food trucks.

We got musical performances. We have a vendor marketplace but we also have panels on crypto on real estate on stocks home buying so all of the education is there but it's fun it's a vibe it's not stush is you don't have to feel intimidated it's for people that might have just graduated from college or for people that are CEOs of companies right anywhere in between so we want to just create that vibe, and it's the fourth year. And I feel like this year is going to be the biggest year as far as our lineup, as far as what we got, give back and everything.

So really looking forward to it. So break down the lineup because, I mean, y'all had Tyler Perry before. So what's bigger than Tyler Perry? You said bigger, so what's bigger? I love Tyler. That's business and entertainment, but y'all be having some real big dogs in the financial business world. I think it's important to blend both, right?

So people can see aspirations from different aspects. So yeah, Tyler Perry is huge, but like if you see over the past couple of years, he's been mentoring a guy named Curtis Jackson. And so 50 is our headliner this year, which is incredible because we know him from music, right? We've watched since 2002 when he took over in 2003, obviously when Get Rich came out.

But now what he's done inside the world of business is equally as impressive but he hasn't had the opportunity yet or given anybody opportunity to talk about that business acting and i'm sure you know you watched it firsthand um so that's important we want to highlight him and his success in business we got stephen a smith um what he's doing in media right now shana sharp is going to be there for vip night so what they've done inside the media is important and we got local entrepreneurs too man I mean Damon John's gonna be there people so you got all these heavy hitters inside there but I'm getting to the local you know yeah so local entrepreneurs is important too right because pinky Cole is that next person up when we're talking about a billion

dollar valuation we've we're watching it happen in real time and so we want to have that comp that commerce and culture mix where it's like yeah you could be a fortune 500 ceo but you could be coming from high school like we got kids coming down there we got 100 kids from new york city that's fine down we find 50 kids from our community so they can see it because once they see it you can't unsee it i always tell people like investors is cool but you got experience here in real life in person because it's just a different field one thing that i've been uh paying attention to i see that y'all got the marathon gonna be there yeah yeah yeah black sam who else black sam and jp jp they're gonna be speaking and then they bring in their whole team but those two will be on stage with us and and y'all got a partnership with uh microsoft and and nipsey's the marathon for a

pitch competition yeah so and lauren london's gonna be there too so no nip was somebody that we it's crazy we never got a chance to meet nip but he was one of the people that we definitely Yeah, and Lauren London's going to be there too. Nip was somebody that is crazy. We never got a chance to meet Nip, but he was one of the people that we definitely wanted to interview because everything that we embodied, that's what he stood for. As far as entrepreneurship and being independent, F the middleman, that's like his whole slogan. So we never got a chance to meet him. Unfortunately, he passed away,

but we really built strong relationships with every single person that was next to him or close to him. So Black man that's my guy and you know sam don't really talk too much at all so you know like if you develop a relationship with sam it's a real relationship it's not like no industry shit so that's my guy it's luther sam we wanted to honor nip we pitched to him the idea of having a pitch competition kind of like shark tank right where it's like we're gonna have 100 people and then the first round is the 100 people is going to audition.

Like, America's Got Talent. Then from there, four people will be selected to the next round. And then we're going to pick one person live on stage and the winner of that is going to get $100,000

to that business. So it's a really dope opportunity. Anybody can enter. As long as you got a ticket, anybody can enter. And I think, got a ticket, anybody can enter. And I think, you know, to be able, we talk about access to capital a lot. And fearless funnel, you know, for me, fearless funnel. So they trying to take away access to capital.

We already have no access to capital, really, if you think about it. So anytime you can really give people, you know, money towards their business, like that really could be life changing. You never know what that can turn into. The money is one thing, but the information to do with the money. So what do you do? Give them that piece too? Yeah, for sure. So we're going to be working with them because you're right.

And that's part of the vetting process too, to make sure that they kind of already are on track to be successful because you don't want to give somebody money. Nothing is ever guaranteed, but we want to make sure that we put them in the best situation possible to win. So definitely mentorship. We gonna give them all of all of our resources as far as like accountants lawyers and stuff like that so they can

be successful and yeah so we had that already done and then when Microsoft came in they wanted to be a part of it so we was like well this is something that we're doing if you guys want to chip in on it so it's a collaboration as far as that hundred thousand,000 from Microsoft, Earn Your Leisure, and the Neighborhood Nip Foundation. And we're doing that. And Marathon is going to have a pop-up shop at InvestFest. That's their first pop-up shop in Atlanta in over 10 years.

And then Lauren London. We're doing a $25,000 giveaway with Lauren London to a woman-led business in healthcare. So it's a lot of give back. But to involve Nip's family, I thought was just a really, really dope idea. And like I said, they just been super solid. Like, you know what I mean?

Like Sam, super solid. So when we asked him, sat down with them, and they was like, yeah, let's do it. And they just thought it was a great way to honor the legacy of Nipsey Hussle. So that's something that we're definitely looking forward to. And the Lauren piece was so dope because obviously we know the relationship with Marathon. But she was like, no, I have initiatives that I really like. the legacy of Nipsey Hussle, so that's something that we're definitely looking forward to. And the Lauren piece was so dope

because obviously we know the relationship with Marathon, but she was like, no, I have initiatives that I really like. So women's health is at the forefront of everything that she stands for. And she's big on mental health and mindfulness. Huge, huge on it. And so she was like, I would love to do it, but here's the things I would love if we can make it happen.

And so shout out to our brothers at Healthy MD. They were like, look, we have a health and wellness business that we already run, we would love to partner with them. And so the $25,000 will be given out to a women-led business. But also, they're like, look, we're not only going to do that. We're going to mentor you in this space since we're experts. And they've hundreds of millions of dollars that they've created and generated in business. So they're going to hold their hands through this process, make sure that the business gets off to the right start with that $25,000.

So like you said, these things don't happen in our community right and so once we see there's an absence we can fill the gap and that's what this is all about with so many people that you guys have in Atlanta had any politicians ever reached out to y'all because it would be the perfect place for like Kamala Harris to come speak right I'm glad you said that Especially because she's so into entrepreneurship and small business. I'm glad you said that.

We got to clip this up. We got to clip this up. We've been speaking to her team last year. So the idea was to get her there last year and just the timing, the way everything worked out, we weren't able to do it. And so we've just been in contact with her and we've been hinting at it. We understand the importance of the election. We understand the importance of Atlanta, Fulton County, Georgia as a state overall, what it means to the election. And so we were able to, she invited us over a

few times. Shout out to the black men that sat down with us at the dinner. And then we sat down on her economic tour. That was something that was really important to her to have black men talking about economics and she wanted to kick it off with us. Yeah, we did. Yeah, we did in April. So that was dope. And so, you know, at the time it was like, OK, all roads are pulling to Atlanta. This is great.

It's so far out that we can't put it on the calendar just because that's just the way politics works in a sense. And she said to hit us back in the first week of July. And we did. And then the third week of July, everything kind of changed. Right. Because she's a little busy. She's a's a little busy but you know stay tuned I think but like you said I mean I feel like to me it would be a no-brainer for her to come if she's available because what tens of thousands of people and having a serious conversation about economics

and addressing issues like what's a black job and access to capital these is real serious conversations I think we need to have so yeah we still we still stay tuned I saw she had the rally in Atlanta so this is gonna be a different conversation I was um I've been rocking with the VP for a minute and one of the things that I've always been attracted to her about is you know her stance on economics what she wants to do for small businesses. So when y'all kicked off the Nationwide Economic Tour with her, y'all sat with her. What about her economic plan do y'all like?

I'm not trying to make you get an endorsement or nothing. I'm just like, I'm an issues person. Yeah. So I support her for this issue. Well, one thing as far as, like, just the openness to be willing to listen like we sat down with her a few times and i respect the fact that she's not coming in saying i know everything like i'm saying she's like yo tell me like what do i need like first the conversation is what is the disconnect between black men in the administration that's before that's when she was a vice president you know

a lot of black men unhappy with biden a lot of black men still even unhappy with her. So she wanted to know what was causing that unhappiness. And I thought that that was big of her to not talk to us, to listen to us. Same thing with economics. We spoke to them and we spoke to a bunch of the Democrats on Capitol Hill and they were like, well, what do y'all need? And we told them access to capital is important. There's $73 billion out there and we get less than 1%. Like, how are we going to really scale businesses

if we don't have money to start the business, right? Like, that's important. So we was telling her a few different things, and she was willing to listen. And I know that that's something that she has championed as far as access to capital and something that she said that she was definitely wanting to improve the situation. We have to kind of see the details of it, but she definitely spoke to us about access to capital.

Bringing back the middle class, making sure everybody gets to start a student loan. Student loans was one of the big things that she talked about. And obviously I'm a person. Home ownership. I was just gonna get into that. So the home ownership piece was huge, right?

When we look at wealth inside of our country, for our community we know that only 45 percent of us own homes but if you look at anybody's wealth that's been created it's come from home ownership and so having incentives for new home buyers i was like this is a piece that we need it's missing so like answering those questions the student loan questions it's like all right well these are solutions especially because we suffer from right like We don't have the capital to pay for tuition, right? So we go into debt, and that debt cripples us for years and years and years. So to know that's on the forefront of her mind, to understand that she has a plan, like she said, she's listening, she's receptive to it, it was dope, man.

And she's invited us a couple times, so it tells us that she's aware of what's happening. She understands that we have an audience that she needs to tap into, and so we're very aware of it. But it's dope that we have the ear of somebody at that level of power. Let me ask y'all a question. I wanna get y'all opinion. You saw Trump was at the National Black Journalist. Yeah, National Association of Black Journalists.

You think it would be a good idea if we have Trump at InvestFest or don't do that? Why not? I mean, here's my thing, and I said this about the National Association of Black Journalists. They're journalists. Their job is to be objective and biased. All they're there to do is bring the person in front of the audience and ask the questions.

Let them decide. Like, why do we as black people, because this is a black thing, right? Why do we as black people beat each other up about this kind of stuff, about platforming people? This guy can be on CNN, MSNBC, Fox, ABC, doing the same thing, and nobody says, why y'all platforming them? As soon as Earn Your Leisure does it, or Breakfast Club does it, you platforming it.

Why? I don't understand that logic. I really don't. I take it a step further. I mean, this is a business festival, right? Love Trump, hate Trump, however you feel about him. He came from Queens, and he damn near, they say he built New York City

when everybody was running away. So to get in his mind and see what his mind frame was, how he did it, what was his mind process, how he got the money, and how he did all that, I don't see why not. I don't see why that would be a problem. You're talking about the future of the economy. So when we're talking about investing,

when we're doing Market Mondays, it's important that if he's going to put tariffs on China, they need to know, what does that mean? When to know, like, what does that mean, right? Like, when he talks about Taiwan, what does that mean? What does foreign policy mean? Especially for American companies when we're talking about investing, like, you would want to hear those answers if this is going to be the guy who's going to lead the nation over the next four years.

So, I mean, you got to look at it from a half context on it, but half perspective as well. So what business is growing the quickest now, right? Because, you know, coming from New York and Queens queens usually we only see basketball and rap right hip-hop yeah but there's so many businesses growing now so what's the number one business that more and more people are asking you guys to talk more about because they're getting into yeah yeah for sure like this year we got five different panels shout out to van jones he put together a whole curriculum um because you know he just got a hundred million. Y'all platforming Van Jones?

Don't you start that show, man. I'm just messing with Van. Float the van. But nah. Everybody want to know about AI. So this technology thing is really changing the world. And if you use it, you understand it's damn near magic. What's your thoughts on

ai because you know kids a lot of kids and a lot of y'all came from education kids ain't studying the same way when they could just type it into ai and say type me a 10 page paper and it comes right in and all they got to do is just kind of just take words in and out if you're educated then you have to be adaptive to that right like you got to be responsive with education the way you used to teach is not going to be the way of the future. And so that's why we talk about education reform, because it's important, right? Like the textbook days is over, man. And so like the quicker that we understand that,

the better we'll be able to adapt and use these things to our benefit. But I feel like black people, a lot of times, we have a lot of fear of things that we don't understand. So you see things like, yo, AI is going to take the jobs. And even Trump plays towards that, like they is going to take the jobs. And even Trump plays towards that, like, they're going to take black jobs, right? And we interviewed Don Peebles, and he has a relationship with Trump. So he was kind of speaking kind of friendly about him. But he said something that was key.

He was like, he doesn't think he's racist. He thinks he has an outdated view of us. Meaning, like, he still looks at black people as this 1970, 1980. Like, you know what I'm saying? These are your jobs. Because they don't look at us as leaders in industry. They don't look at us as equals. Exactly.

On that level. And we don't look at ourselves that way either a lot of times. So I think we can't be scared of this technology because it's going to come one way or another. It's like a tsunami. Either you prepare for it or you're just going to get washed away. So they say it's going to get washed away. They say it's going to take over 200 million jobs over the next 10 years globally.

Some people say that's a low estimate. But it's also going to create jobs and it's going to create a lot of wealth too. You look at a company like NVIDIA.

Nobody even heard of NVIDIA five years ago. The average everyday person. Now they're the third, second most valuable company in the world. Over the course of 18 months. That's because of technology.

That's because of AI. So I feel like we use AI all the time, and it's only going to get bigger. So for the kids, to answer your question, it's similar to when a calculator came out, right? Like before you used to have to actually physically do long division, but then once you realize that the calculator allows you to do it much quicker you still have to be educated enough to know how to work the calculator like even chat gbt you have to be educated enough to ask the right questions to know okay now this is a little off i need to right you just can't just have no brain at all and let it think for

you because then it's not going to work properly so i think that the only thing that we can do is educate ourselves on ai because there is no way around it and like some of the only thing that we can do is educate ourselves on AI because there is no way around it. And some of the stuff, even when we met with Will.i.am, he's going to be there. Some of the stuff that he told us was different. He's futuristic. He's out of here. He's 100 years ahead of us.

He's 20 years ahead of us. He's one of my favorite people to talk to. I mean, he talked for like two straight hours and we were just like, we can't even share some of the stuff he was saying. I'm like, how do you sleep knowing all this information? He's 20 years ahead of us. The interesting part about the NVIDIA piece is that we spoke to the execs there, and they're like, this is great.

Thank you guys for the information because people are investing and they are making money, but their employees have made a lot of money too. So you got to think about that. A lot of times when they give you a salary, they say, well, we'll put some in stock, company shares. What is it exactly? Because every time I see it it look like like a herpes commercial her Charlamagne, your perspective is outdated.

So NVIDIA is a semiconductor company, right? So we're talking about chips that go inside pretty much all electronics. So inside your computer, inside of your phone, inside this microphone. They have the fastest GPUs, which are graphic processing units. Those are what makes AI run efficiently, run faster. So they are at the leader there. they're at the forefront of it. But then, I was going back to that, their employees have made money because the stock has gone up.

And so now you've had employees that are now multi-millionaires, and they're like, all right, well, we might just leave and do our own thing. So NVIDIA's like, thank you guys for the information, but what we really need is we need people that look like us to now come and innovate. So they're like, yo, how do we get to investors?

How do we show up? Because we're looking for the talent. We have to be the talent. If not, when we're talking about prompting, who's creating that? Who's doing the engineering? Who's doing the language models? It's not going to be us. So we have to be a part of that.

So that's why it's important to be educated, but also to say this is something that you can do. So we see athletes. we see entertainers, but you could work for the wealthiest company in the world. It's not just Apple, it's not just Microforce, there's plenty of other companies that you could have an impact on. But that's why I think our schools need to change the curriculum.

I think HBCUs need to change the curriculum a lot of times, because a lot of times they don't offer the classes, and if they do, it's a very intro class. And that's what I've been saying all the time. We need to, like you said, we need to take a perspective and look what's happening in the world and there's no disrespect to a lot of those classes and courses that they have but the world is changing and i feel like a lot of times our colleges aren't the world has changed it's over y'all said something early that made me think about um the chat gpt and stuff you know you know i've been

playing with it a lot. It's really not smarter than humans yet. Like, the information is still pretty basic. I'd be asking certain questions on purpose. Like, I ask questions that I know the answers to. Are you using the free version? No, I'm paying for it. Yeah, I'm paying for it.

But it depends how you use it. Let me show you the one I'm using. Make sure I'm... Yo, man, your chat GPT is outdated. Let me show you the one I'm using. Make sure I'm... That's how I'm 4.0. Yo, man, your chat should be teased outdated. Let me do this one. Yeah. No, you're good. That's the one?

4.0. Yeah. Well, all right. You can use it like Google. It sounds like you're using it like Google. Like a search engine. Like, you know, how many square miles is the ocean, right? No, asking questions.

Like, I'm prompting it, like you said. Well, how I use it is... All right, so you guys put this show on YouTube, right? And then in YouTube you have a description, right? So somebody has to actually physically write the description, right? Ernie Alija comes on, talks about, InvestFaz is talking about AI, da da da da. I used to actually have to do that for Ernie Alija. It takes time, right? So what I do now is that I'll just take key points that we spoke about right and then i'll just say we had a conversation at

the breakfast club write a three paragraph description put hashtags at the end and then i'll just feed it to them and then within three seconds it'll write the whole thing right that's way more efficient for me because that saves me probably a half an hour as opposed to me writing then i got a spell check what i wrote stuff like that so in that regards it thinks much quicker than a human because I can't write something in three seconds I can't write three seconds so it's able to interpret information a hundred thousand thousand times faster than the human brain what is it good like I'll give you like writing a script right like there's certain times I put in prompts with different scripts and I read it and it's like hey say hey. That's the first version of it, right?

So then after you go through it again, now you prompt it again until you get to the final version that you want. The fact that it can create it, whereas like you might have, if a writer has writer's block, it can create for you, right? If he has the writer's block, it's gonna create for you.

And so it moves and it becomes more efficient as you use it. So it starts to learn you. It starts to learn your patterns. It was saying like, if you let it, if you prompt it over three months, it has a high school level education, right? After six months it has like a college level education. I think now, I think ChatGPT is now at,

it passed the bar. Like so it's learning, right? And only thing it's gonna do, that's all it does is learn. And all it does is get better every single day, right? That's why people like, it's learning, right? The only thing it's going to do, that's all it does is learn. And all it does is get better every single day, right? That's why people are like, it's going to lose jobs because, number one, it's going to be more efficient. It never stops working. It doesn't need health insurance, right?

And it's going to give you results that are going to help you with creativity and the process. So you're going to eliminate people from that process, but there are going to be jobs that are created inside of it as well. It could do a flyer, it could do an InvestFest flyer immediately and it does it one, two, three. Stuff like that is easy. But like you said, that takes jobs away

from a lot of people, because now you don't have to go to a graphic designer. You go there and be like, you know what, I don't like this picture, put this picture in. Redoes it right away. You know what's dope in radio too? Like a lot of times they'll send you out ads, and y'all know how this works.

It's like, yo, create the ad. A lot of times I'll just say, all right, well, create this ad. Boom. It's done. It's efficient. Whereas sometimes, I remember when we was first getting these ads, I'm like, I got to think of the story. How are we going to write this?

I submitted it to the company. They're like, oh, can we do it over? Can you add this? You're going to say this, right? I'm like, all right. Now it's like 20 seconds. I'm done. It's more efficient.

What I'm intrigued about is the next level of social media that's going to incorporate AI. Like how we got the Twitters and the Instagrams now, and we're on these things, but what happens when you're actually in these things? You know, and like there's a company called MeKai that I think is going to be at the forefront of that because they could literally take this room,

you could use your phone and turn this room, the Breakfast Club studio into a digital space that you're now in. So you're not just watching the Ernie Leisure interview, you're like right here, and from my purview sitting right next to the shot. That's the sports thing. They're doing that with them.

They're doing that with the NBA now. That's gonna be the biggest thing. Like if I could pay $ hundred dollars and I'm courtside and I can watch LeBron or boxing, basketball or boxing, like that's gonna be big. You know what I'm saying? Cause how many people can actually afford to sit court or ringside when Tank is fighting?

But if I could pay a hundred dollars, I'll put the glasses on and now I can actually feel like, I feel like I'm actually in the fight. I feel like that's gonna make sports way more enjoyable to watch. Mekhi's doing that with the NBA now. It's here, right? Have y'all used the Vision Pro?

No, I haven't used it. So if you go into Vision Pro and the team outside on the guys, Alicia Keys has this interactive studio session. I mean, it's ridiculous. You're in the studio with it, and as you're looking around, everybody's looking, like it's live.

So imagine when you're sitting courtside, imagine when you're ringside, imagine when looking, like it's live. So imagine when you're sitting courtside. Imagine when you're ringside. Imagine when you can't afford to go to see Beyonce but you can sit at the concert. Imagine how much more revenue that is. Because she can only sell

a certain amount of seats in an arena. I don't care if it's Wembley and it's 90,000. She could do a million of those. Yeah. Right? So like think about the revenue

that now gets generated from that aspect. So it's here. Like we're talking about like it's, no it's already here and we got to realize it and take advantage of it. So the thing, it's here. Like we're talking about like it's, no, it's already here and we got to realize it and take advantage of it.

So who's the company that creates that? Mekai. I'm telling you, go look at mekai.com. They doing it now. They doing it with the NBA. They doing it with Wall Street Journal. Like they're already doing that.

And that's the next level of what we're all doing. Imagine when you can sit in on Earn Your Leisure conversations. Like you just said, I don't have to be at InvestFest, but I can be at InvestFest. Right, right.

It's here. And the next piece is going to be that everybody's going to have their own individual area. So like, y'all remember the movie Her? Her? Yeah, yeah, when he sat in there. Is your country falling apart? Feeling tired, depressed, a little bit revolutionary?

Consider this. Start your own country. I planted the flag. I just kind of looked out of like, this little bit revolutionary? Consider this. Start your own country. I planted the flag. I just kind of looked out of like, this is mine. I own this. It's surprisingly easy. There's 55 gallons of water for 500 pounds of concrete. Everybody's doing it. I am King Ernest Emmanuel. I am the Queen of Ladonia.

I'm Jackson I, King of Capraburg. I am the Supreme Leader of the Grand Republic of Mentonia. Be part of a great colonial tradition. Why can't I create my own country. My forefathers did that themselves. What could go wrong? No country willingly gives up their territory. I was making a rocket with a black powder, you know, with explosive warheads. Oh my god.

What is that? Bullets. Bullets. We need help! We still have the off-road portion to go. Listen to Escape from Zakistan. And we're losing daylight fast. That's Escape from Z-A-Q-istan on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. As a kid, I really do remember having these dreams and visions, but you just don't know what is going to come for you. Alicia Keys opens up about conquering doubt, learning to trust herself and leaning into her

dreams. I think a lot of times we are built to doubt the possibilities for ourselves, for self-preservation and protection. it was literally that step by step. And so I discovered that that is how we get where we're going. This increment of small, determined moments. Alicia shares her wisdom on growth, gratitude, and the power of love. I forgive myself. It's okay. Like grace.

Have grace with yourself. You're trying your best. And you're going to figure out the rhythm of this thing. Alicia Keys, like you've never heard her before. Listen to On Purpose with Jay Shetty on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. So y'all, this is Questlove and I'm here to tell you about a new podcast I've been working on with the Story Pirates and John Glickman called Historical Records. It's a family friendly podcast. Yeah, you heard that right.

A podcast for all ages. One you can listen to and enjoy with your kids starting on September 27th. I'm going to toss it over to the host of Historical Records, Nimany, to tell you all about it. Make sure you check it out. Hey, y'all. Nimany here. I'm the host of a brand new history podcast for kids and families called Historical Records.

Historical Records brings history to life through hip-hop. Flash, slam, another one gone. Bash, bam, another one gone. The crack of the bat and another one gone. The tip of the cap is another one gone. Each episode is about a different inspiring figure from history. Like this one about Claudette Colvin, a 15-year-old girl in Alabama who refused to give up her seat on the city bus nine whole months before Rosa Parks did the same thing. Check it. And it began with me. Did you know, did you know? I wouldn't give up my seat. Nine months before Rosa, it was called a moment. Get the kids in your life excited about history by tuning in to Historical Records.

Because in order to make history, you have to make some noise. Listen to Historical Records on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. Hey, everyone. This is Courtney Thorne-Smith, Laura Layton, and Daphne Zuniga. On July 8, 1992, apartment buildings with pools were never quite the same as Melrose Place was introduced to the world. It took drama and mayhem to an entirely new level. We are going to be reliving every hookup, every scandal, every backstab, blackmail and explosion,

and every single wig removal together. Secrets are revealed as we rewatch every moment with you. Special guests from back in the day will be dropping by. You know who they are. Sydney, Allison, and Joe are back together on Still the Place with a trip down memory lane and back to Melrose Place. So listen to Still the Place on the iHeartRadio app, Apple Podcasts, or wherever you listen to podcasts. Hey guys, I'm Kate Max. You might know me from my popular online series,

The Running Interview Show, where I run with celebrities, athletes, entrepreneurs, and more. After those runs, the conversations keep going. That's what my podcast, Post Run High, is all about. It's a chance to sit down with my guests and dive even deeper into their stories, their journeys, and the thoughts that arise once we've hit the pavement together. You know that rush of endorphins you feel after a great workout? Well, that's when the real magic happens. So if you love hearing real inspiring stories from the people, you know, follow and admire join me every week for post run high. It's where we take the

conversation beyond the run and get into the heart of it all. It's lighthearted, pretty crazy, and very fun. Listen to post run high on the I heartartRadio app, Apple Podcasts, or wherever you get your podcasts. I think it's Joaquin Phoenix. He's sitting in the room and the AI is in his house and he starts to develop feelings for this AI and the relationship. But when he leaves the house, he can't really have the same.

So he comes home. It's almost like his wife in a sense, but it's AI. But imagine that's with you all the time and it's learning all your prompts. It knows your schedule. Yeah, I don't encourage that. I'm just telling you that's what's next. I'm not's with you all the time and it's learning all your prompts. It knows your schedule. Yeah, I don't encourage that. I'm just telling you that's what's next. I'm not telling you.

I'm not telling you. I'm not saying. You know what I'm saying? Girls out here with the biker shorts on. So we was in Davos, right? We thought the same way until we saw somebody who created this company called Soul.

And it's a virtual relationship, right? Campaign. Campaign. So now as people are on social media more, right, they're not going outside, they're not meeting people. Some people are introverts. They're creating an AI to have companionship.

It's happening right now. So there ain't AI sending them naked pictures and all that? I don't know about that. If you wanted to, you gotta prompt it. You gotta prompt it. I just want you to try both. I don't need, I don't know if I need to try it, but I'm just telling you what's happening.

Yeah, try both. If somebody told me all they ever got was AI, I'm like, all right, come on, bro. Go outside. Please. Just try both. But that's what live would be. You think about it like this.

Instead of going live on Instagram or one of those things, you go live right here and somebody could say, well, I got a question, and they could type in a question. They could be in the room. Yeah, absolutely. That's amazing. That's dope. You know, we talked about this rashad uh offline about the black

online different disinformation um study that they did yeah they put us in there yeah we were together in there you made me think about when you brought up the trump question how did you how'd you feel about that i thought it was you spoke to them right yeah i spoke to them and shout out to her you know we kind of cleared up a few things she said that i thought it was irresponsible because once again only black people get criticized for having other it's like if you don't think this way you're working for russia or you're a soldier soul or you're part of a nominati it's like wall street journal can speak to whoever they want they can go wherever wherever they want. Nobody cares. Right. Once we start to go anywhere outside of what they think we should be, which is a extremely liberal platform right now.

Oh man, you're off the rail. So to say like we are responsible for spreading misinformation, I just don't even understand that. Cause it's like for us, we only really, we've only had Democrats on. I would speak to a Republican,

but they've never reached out to us. But, you know, I just feel like that was something that shows that certain demographic of people don't really respect black journalism. They say they do, but they don't really respect black journalism. Like they look, they don't look at us the same way that they look at white counterparts.

I don't know if black journalism respects black journalism. That's a fact. That's true. That's a fact. I just wonder, especially after what we just saw. It's like when I saw people stepping down because Trump was coming to the NABJ, I'm like, why?

You're a journalist. He come there and you press him. It's personal, right? People put their, they take it personal. They forget the integrity of what you're supposed to be doing. Like you said, our job is to ask questions. Your job is to answer the questions. The people's job is to say, all right, interpret those answers.

Is this a person that I think I want to vote for? That's the job. So to see the criticism, to see the back line, especially from our community, it's pretty wild. People are scared, though. People are scared to say what their thoughts are because this society is so quick to cancel somebody. And you cancel somebody for an opinion, you know what I mean? And we always say, you know, vote your interest.

But if you want to vote Trump because Trump is doing something in your interest, you should be able to do it without being canceled. Of course we could have a conversation. We could agree to disagree. But to the point where people are trying to cancel and saying, I'm not working with you no more or I'm stepping down because it's the craziest thing ever. I liked what Rachel Scott did. Rachel Scott was the young lady.

She pressed him. She was the one on stage that was holding his feet to the fire. I liked that. That's what you're supposed to do with a journalist. The only thing I didn't understand is, did they do this on purpose? Why was there three women? Yeah, no men.

I didn't understand that either. I didn't understand that. I feel like there should have been some masculine energy to kind of, I don't know. Roland Martin would have been perfect. Nah, they wouldn't go back. I don't always agree with Roland Martin, but Roland Martin would have been some masculine energy to kind of, I don't know. That was- Roland Martin would have been perfect. I don't always agree with Roland Martin, but Roland Martin would have been perfect.

And he was there. He was definitely there. He was definitely there. They probably, I mean, the campaign was probably like, there's certain people they're not gonna do this with. And that's probably was the situation where it was like, he's not gonna- They probably checked those names.

Nah, he would have been crazy up there. But it's a gift and a curse too, because it's like for your platform, for our platform, they look at it like they have a personal relationship with us, right? Because they've gotten to know us personally. So that's helpful on a certain level, but it's also harmful because they get disappointed or they have expectations where they don't look at Fox or CNBC or ABC. They don't look at that as personal.

They know that's just news. CNBC, they just know that's just news, right? So there's no disappointment if they do something that they don't look at that as personal. They know that's just news. CNBC, they just know that's just news, right? So there's no disappointment if somebody, if they do something that they don't agree with. But all the black, I've noticed this, the black outlets are all like personal brands almost. Like, you know what I'm saying? It's like they don't look at it like a media company.

They look at it like a one-on-one, like you my homie. And I don't agree with something now. I'm going to talk crazy in your comments you sold out because one day we a puppet for the Democrats the next day we hope in my agents for like make up your time it's great I mean I've literally have watched every interview that you've done I'm like who do they think he's gonna say something different like he's been saying the same thing. You a political hot rod, though. I noticed, like, you personally, like, you cause a lot of friction in political circles.

Oh, yeah, yeah. Like, you've become, like, a political person. But it's good, though. Like, everything I was saying about Biden last year was absolutely true. And they were mad at you. He needed to step down. They were mad at you for that. I didn't think he could win in November.

I thought it was a fair question to ask if the Biden-Harris ticket is something that you can win in November. And if the threat to democracy is so great, like we see it is, why you running somebody that can't win? And now you see what happened. He stepped down, now they got energy again. Big energy.

But you know, it also showed me how quick public is, they're so fickle. Because even when we met with Kamala the first time, we couldn't, I didn't even post a picture. Kamala, Kamala. Kamala. Vice President Kamala Harris.

I didn't even. Madam Vice President. I didn't even post a picture on Earn Your Allegiance page because I just knew it was going to be so divisive. And because a lot of people didn't like her.

Remember people were saying like, where has she been? I haven't heard from her. Like, it was just all negativity. I felt that way. Then, now,

everybody loves her. Everybody loves her now you post a picture now now oh yeah oh you was with her it just goes to show you man like get her out in the public is so fickle and then like media can media is real powerful like the media really started to champion her and they picked up momentum and then in two weeks her whole thing just shifted 180 from people saying you know where she's been she's been she's hidden she hasn't said anything. To now, like people like, oh yeah, she's going to be the next president.

I'm just like, we had a good relationship with her. So I knew that she was always capable, but it's just interesting to see how quickly public perception can change. That's what I'm excited about. I'm excited about the fact the last two weeks, and even when she started doing the economic form, I feel like I'm starting to see the Vice President Kamala Harris

we see off camera, on camera. And I think that's the biggest thing. We've been in the room. And so when people are talking like now, we know her. She's a really good person when you talk to her. So to see this happen now is like, oh, it's due time.

Now the interesting part is like, can she do it? And who is she going to do it with? So the next thing is who's going to be her VP candidate? I hope it's Governor is she gonna do it with so like the next thing is like who's gonna be a vp can i hope it's governor shapiro you do i like shapiro too pennsylvania yes that's what i predicted just for the momentum and the youth and like shapiro the importance of that swing state we've had him up here he's a good dude i like some of this i liked a lot of the stuff he was doing in pennsylvania before he was even in the vp conversation that's why we had

him up here yeah the prison reform the probation reform he did with me the VP conversation. That's why we had him up here. The prison reform, the probation reform he did with me, the criminal justice reform, what is it called? The Clean Slate Act, I think it's called. He's doing a lot of dope stuff from PA. That's your prediction? I hope. I think so.

I had the same one. And you said something else too, Rashad, that made me think about it. I think what got people excited about the VP is the fact that they know she probably can win because I think people are starting to be aware of Trump more meaning like they're paying attention to what's happening with the Supreme Court they've read Project 2025 like it's not just the rhetoric they're getting from the cable news channels they've actually done some due diligence and

seen it they've seen the presidential immunity for a president president get away with crimes Supreme Court judges and elected officials can take bribes now like you if that don't wake you up to what's going on and how much of uh you know democracy is that threat you gotta you bugging yeah it's interesting i sent it something to chavs well i seen a waka faka post yesterday and it was like all the things that he wanted to support was everything that that the trump was against and so he was it was like the education process it was like i saw people in the comments like wanted to support was everything that Trump was against. It was like the education process. I saw people in the comments trying to educate him

on the process. He was like, yo, I can vote who I want to vote for, which is all good, but understand the education of your reasoning and deductive reasoning, does it align with what you're doing? So I think that education process is important. Where you're getting it from is important too. So I be telling people, look, don't just just watch um msnpc don't just watch

fox right like actually do some research get like a cumulative assessment of the candidates that you're trying to choose the issues and then make an educated decision it's just important for our platforms to remain neutral and that's why i try to tell people too it's like we met with the democrats and went to the cap Capitol Hill and all that. But we're not representatives of the Democratic Party. Right. So we have to remain neutral because if not, then we lose credibility and it doesn't even mean anything as far as the journalism. And now they can just kind of use us for whatever they want to do. So we always remain neutral and try to just stay in the middle

and something hold them accountable always even if i support them you got you got to hold people accountable and you got to have conversations with every single person right because it's like once you start to alienate a whole entire side now you essentially just kind of cut off half of the situation right and that's not really beneficial. So I feel like that the Republicans have done themselves a tremendous disservice because they don't really try. Like for us, we've never got, no Republican has ever really reached out to us, ever.

No, we started getting that this year. Yeah, a lot of them. Yeah, this year we got a lot of them. We had Nikki Haley up here. We had the V Grandma Swami up here. But y'all platform is y'all very, very mainstream, right? We are still like more on underground, right? But you should be aware enough to know that we have a following.

Absolutely. So it's like you guys, if they don't reach out to you guys, then they just are completely incompetent. But it's like for us, it's like if we're not on your radar, then that lets me know that you're not really trying. That's true. You're not even looking to have to see what's under for us, it's like if we're not on your radar, then that lets me know that you're not really trying. That's true. You're not even looking to have to see what's under the surface, what's bubbling, what culture is really gravitating towards.

So I just feel like they're doing themselves a disservice because if they did, we would answer because their conversations are important. But if not, then we're not going to go out of our way to try to cater to them as well. And we got to hold them accountable from a business standpoint too. We have conversations about media,

black media specifically, and platforms, and about the ad money that goes into campaigns. How much does it go to us? If you're going to put ads on a show, you're going to put ads. We're talking about, I know that they just released that there was a $1.5 million initiative to give to black media.

But I'm like, you're talking about almost a $150 million budget, right? You need that vote, right? You cannot win a election without this vote. So to put that percentage of the allocation to a platform or an audience that you need is almost a disservice. So we got to hold them accountable for that too. What's been the success stories from InvestFest over the last four years? Oh man, so Oh, man.

So many, man. I feel like, well, first I'll speak to our success story because that's something that we can relate. So last year, it was a gentleman that came from Ghana to InvestFest, and he had just heard about it. And long story short, he came to InvestFest, and he was very impressed by InvestFest, so he wanted to connect with us. So, Chaka Barz actually connected us. We went to Ghana, they hosted us. Turns out, so you heard of Afrofuture? He's one of the people that does Afrofuture.

Polo Beach Club, if you ever been to Ghana, they own Polo Beach Club. They own a bunch of real estate, everything. So, they connected with us. They like, yo, we got 300 acres of land and we want to build on it and they're like well what's the play and they're like well we want to it's crazy because we already had this idea of bringing people from the diaspora over but not just to party and leave right like actually more sustainable like buy real estate

build a community so we're actually working on building a community with the brothers from Ghana. That's all because of InvestFest. But there's vendors. We interviewed a vendor that made $300,000 in the vendor marketplace selling her services. We interviewed another vendor who is a husband and a wife combination. And they met Tabiti, who is Steve Harvey's partner.

And then from there, they developed a relationship and they met to be who was Steve Harvey's partner and then from there they developed a relationship and they took their business from making like ten thousand dollars to now they've made over three million dollars just end up in the marketplace and people that have went to invest fest and learn and they actually purchased a home from the information that they that they received so the networking is just unbelievable. And then the information, when you add the networking with the information is definitely an opportunity to change your life.

Yeah, we were with our brother Ray Daniels and he was like, look, when I walked into that marketplace, I never been to Black Wall Street, but I would imagine this is what it looked like when you have just all these, over 400 businesses, people networking, people creating ideas, excuse me, and actually finding networking pieces, right?

It might be your investor or it might be your next business partner or you might look and say, man, I want my business, excuse me, to scale like that. And so now people are getting ideas how to grow their business. And then obviously, you know, we come through the marketplace,

but we're not just walking by ourselves. We're bringing Tyler Perry through, right? We're bringing Robert Smith through. so like just to have the opportunity to see that in real person and like have a moment with that it's incredible because they're they're looking at it as a way to invest as well i know steve harvey walks through and he's like all right i want every piece of art that this person has like there's opportunities in there that just don't exist so imagine you just started your business so you're in year one or two of your business and you might see 10,000 customers throughout the year.

You're talking about 50,000 people in three days. It just doesn't happen. It's a very unique opportunity. Did he ever give you all the million or he just did the big check thing? Good question. You want to know the whole story behind that? Of course.

So did he, so he, all right. So this is before InvestFest. Last year, obviously before everything happened, we was working with revolt and um they like yo did he want to give you guys a million dollars to invest at first it was supposed to be a million dollars for us to invest for him right and we like nah let's let's do something a little bit more creative right like let's get the get the million dollars but let's like show it in like real time be transparent and then like break it up so we'll put like a hundred thousand in stock market then we'll go to like louisiana and we'll buy a multi-family home then we'll give it to like an entrepreneur in texas to start a gas

station so we was going to actually like show what we were doing with the million like the millions has grown to two million it's grown to and um he didn't even want any money he was gonna any other profits we was gonna split the any money he was gonna any other profits we was gonna split the profit and he was gonna give his his part to charity and then he's gonna give us um the other half so we had to been talking about this for months so when we was gonna make the announcement we like yo we should make the announcement at invest fest like you're gonna come like it would make sense to do it on invest fest so they they like the idea um so yeah they gave us the check on stage so if anybody

has because it's important to educate the audience right like so when they do like those big Kinko's checks contrary to popular belief

on the internet you can't take that check into Bank of America and cash it people think that you get that check like it won't fit in the ATM

they're like yo I seen you got the money, bro. He gave you the check. I'm like, that's not how it works. He signed it, though. So, all right. So that's like for sure, right? Then after that, then lawyers have to kind of work out the final agreement or whatever.

And then they wire the money to you, right? So that could take a couple of weeks. But it took a couple of months. We never got it. And I will say this. I think that he had the intentions of giving it to us because he actually called after he's like did y'all get the money yet i'm like no i didn't get it yet but his team and i i can't even knock them they were doing their due diligence they wanted

to make sure it was right that the you know the legal agreement and everything so it was just taking a long time right it took like from invest fest in aug August to like October. 10 months. No, it wasn't 10 months. It was like two months. So we started the conversations in February. Yeah, but from the time we got the check, the big check. So in October, we still didn't get it, right? And then in November, everything happened. And y'all knew it was over.

It was over. We didn't even bother. So we never got the physical money. But also that's important to kind of clear up too. It wasn't a donation to us. He wasn't investing in Earn Your Leisure. We were going to invest the money for him and the proceeds was going to go to charity. Right. So that's another, you know, people kind of create their own narratives. Like, yo, did he gave y'all a million dollars? So y'all can't talk about him. He never gave us a million dollars. And even if

we did get the million, it was never, we the million, it was never going to our bank account. It was never going to Earn Your Leisure. It was going to be invested, right? But yeah, that never actually ended up happening. But that's not even something y'all would talk about. I mean, I see y'all do the blackout now, you and Ian. Y'all talk about more socially, culturally stuff than financial.

Why'd y'all start doing that? Just to be able to talk about those things? Yeah, because, you know, it's like, we wanted to just have some diversity. So, Earn Your Leisure, we interview entrepreneurs. Market Monday, we talk about stocks. But we have, like, other views, right? And we just wanted to kind of be a little bit more,

like, you know, free range to talk about whatever we wanted to talk about, whether it's conspiracy theories, relationships, whatever. So that show, it's a nighttime show, comes on at 10 o'clock. Kinda like wanted to do like a, you know how they have like late night shows? So that was like our spin on like a late night show.

We bring different guests on, like poor minds. They wouldn't really necessarily fit in the ecosystem of Earn Your Leisure, but that allows, that's a place for them to fit. Like so stuff like that. It's a blueprint that you have right here, right right like you have breakfast club but you got brilliant it's a different format and there's different views that you can express so it's like the box we always talk about box never let anybody put you in a box oh they want they want to play they want to keep

us yeah so like even now when people watch they're like yo what y'all turn into this like why are y'all not talking about investments i'm like yo bro you, that's just one part of our life. We talk about investments every day. Every day for six years. I was gonna ask that. Do people get mad at y'all? if y'all give your opinion

on the Kendrick and Drake thing? You know what I mean? Yo, stick to stocks. You know what I mean? Like, y'all can't have an opinion. You know what I mean?

What? What does this have to do with economic empowerment? Bro, we've been doing this for six years, bro, every single day.

our life is more than just reading stock charts. You know what I'm saying? We actually like a variety of different things, and we've been doing this way before we got into business. So it's like I think it's important to have diversity, and that makes it more relatable, right, where it's like, all right, just regular people. It's not like we're not.

And we never put ourselves out there as like the holy saints, where it's like we can never have an opinion about a relationship. We can never have an opinion about sports. Like we're so high on the mountain that we can only talk to Robert Smith and only talk about private equity. That's not even relatable. Exactly. That's the important part.

We grew to that. But where we started at was like, yeah, everybody in this world we recognize because that's part of the culture. This is not just like, hey, like yeah we everybody in this world we recognize because that's part of the culture this is not just like hey we just came up in this world of finance and this is all we've ever studied in our entire lives like now I always say like with the fifth out with a sixth element of hip-hop this is hip-hop like we might be at the White House on Wednesday might be a Dykeman on Thursday that's really our life like we we move

in between those two worlds and I'm like we do your show we do CNBC do CNBC. Like, you know, I think that people, like you said, they try to put you in a box. And I think that that's dangerous because nobody should be held to just what somebody else thinks of them, right? Like everybody should be able to do whatever they want to do. And I'm not knocking nobody else. I just feel like black people, we're the people who have the diversity to do that.

We can be in all those different spaces. A lot of times when you're a white person, you got your world. Your world is the world. You're not forced to learn about a little bit of everything that helps you to navigate all of these different spaces. We do it and we do it effortlessly. We have a certain level of duality that nobody else can manifest. We just have it.

It's just kind of a natural thing because we've had to adapt to it. We love a multitude of things. That's just part of the nature of being black in America. Well, how can they get tickets for InvestFest? InvestFest.com. You can get your tickets. There's still a couple days left to enter into the Nipsey Hussle business grant. That's an opportunity to win $100,000.

But, yeah, come to InvestFest, man. We got so many great speakers. It's August 23rd to August 25th in Atlanta, Georgia, Georgia World Congress Center. It's our fourth year doing it. And man, if you've never been, it's a life-changing experience. Something that we definitely are looking forward to. And thank you guys for

allowing us to come on the platform and talk about it. We appreciate y'all. Appreciate y'all. And it's the biggest year at Impact. And we got, this is breaking news, $25,000. We talked about the Lauryn Hill initiative. We talked about the Nipsey Tune. $25,000 will be given in the marketplace as well. So that's breaking news alert right now.

$25,000 in the marketplace? $25,000 to a vendor. To Beville. To Beville, our team at Beville. They doing that. Wow. So that's going to be incredible. Well, let's earn your leisure. It's the Breakfast Club.

Good morning. Wake that ass up. Earn going to be incredible. Well, let's earn your leisure. It's the Breakfast Club. Good morning. Wake that ass up. Earn it in the morning. The Breakfast Club. Had enough of this country? Ever dreamt about starting your own? I planted the flag. This is mine.

I own this. It's surprisingly easy. 55 gallons of water, 500 pounds of concrete. Or maybe not. No country willingly gives up their territory. Oh my God. What is that? Bullets.

Listen to Escape from Zakistan. That's Escape from Z-A-Q-istan on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. As a kid, I really do remember having these dreams and visions, but you just don't know what is going to come for you. Alicia shares her wisdom on growth, gratitude, and the power of love. I forgive myself. It's okay. Have grace with yourself.

You're trying your best, and you're going to figure out the rhythm of this thing. Alicia Keys, like you've never heard her before. Listen to On Purpose with Jay Shetty on the iHeartRadio app, Apple Podcasts, athletes, entrepreneurs, and more. After those runs, the conversations keep going. That's what my podcast Post Run High is all about. It's a chance to sit down with my guests and dive even deeper into their stories, their journeys, and the thoughts that arise once we've hit the pavement together. Listen to Post Run High on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. Hello, my undeadly darlings.

It's Teresa, your resident ghost host. And do I have a treat for you. Haunting is crawling out from the shadows, and it's going to be devilishly good. We've got chills, thrills, and stories that'll make you wish the lights stayed on. So join me, won't you? Let's dive into the eerie unknown together. Sleep tight, if you can.

Listen to Haunting on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. Daphne Caruana Galizia was a Maltese investigative journalist who on October 16th, 2017, was assassinated. Crooks Everywhere unearths the plot to murder a one-woman WikiLeaks. She exposed the culture of crime and corruption that were turning her beloved country into a mafia state. Listen to Crooks Everywhere on the iHeartRadio app, country into a mafia state.