The Breakfast Club - Listen, Learn and Earn

Episode Date: February 18, 2021

Today on the show we had financial advisor Rashad Bilal and Educator Troy Millings breaks down financial myths, investment strategies and more. Also, Charlamagne gave "Donkey of the Day" to another Floridian and this time a Florida man proposed to one girlfriend using a ring he stole from another and Angela helped some listeners out during "Ask Yee". Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Hey guys, I'm Kate Max. You might know me from my popular online series, The Running Interview Show, where I run with celebrities, athletes, entrepreneurs, and more. After those runs, the conversations keep going. That's what my podcast, Post Run High, is all about. It's a chance to sit down with my guests and dive even deeper into their stories, their journeys, and the thoughts that arise once we've hit the pavement together. Listen to Post Run High on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts.

Hey y'all, Nimany here. I'm the host of a brand new history podcast for kids and families called Historical Records. Executive produced by Questlove, The Story Pirates, and John Glickman, Historical Records brings history to life through hip-hop. Flash, slam, another one gone. Bash, bam, another one gone. The crack of the bat and another one gone. The tip of the cap, there's another one gone. Each episode is about a different inspiring figure from history.

Like this one about Claudette Colvin, a 15-year-old girl in Alabama who refused to give up her seat on the city bus nine whole months before Rosa Parks did the same thing. Check it. And it began with me. Did you know, did you know? I wouldn't give up my seat. Nine months before Rosa, it was Claudette Colvin. Get the kids in your life excited about history by tuning in to Historical Records.

Because in order to make history, you have to make some noise. Listen to Historical Records on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. Hey, what's up? This is Ramses Jha. And I go by the name Q Ward. Apple Podcasts, or wherever you get your podcasts. to politics, to police violence, and we try to give you the tools to create positive change in your home, workplace, and social circle. We're going to learn how to become better allies to each other, so join us each Saturday for Civic Cipher on the iHeartRadio app, Apple Podcast, or wherever you get your podcasts. It's time, it's time, it's time,

time to wake up. DJ N, Angela Yee, and Charlamagne Tha God. After the breakfast club, bitches. The voice of the culture. People watch The Breakfast Club for light news and really be tuned in. It's one of my favorite shows to do. Just because y'all always keep it 100, y'all keep it real. They might not watch the news, but they're on Twitter.

They're on Facebook. They're, you know, they're listening to The Breakfast Club. Get your ass up. In the morning. I got time. Good morning, Angela Yee. Good morning, DJ Envy. Charlamagne Tha Guy. Peace to the planet. Guess what day it is. Guess what day it is.

Hump Day. Yes, it's Wednesday, Hump Day. How you feeling out there? I'm blessed black and highly favored. They take Hump Day serious in this room. Because as soon as Envy walks in, he goes, good morning, bae. And then Dramos looks at me and blows me a kiss. And I'm just like just like man this room is

wild okay what are you talking about i appreciate the love but jesus christ this room is wild y'all take hump day a little too literal around here what are you talking about anybody blow them kisses you got a leather mask on what's wrong with you guys this guy got on a leather mask but you're not doing snm wednesdays i'm telling you you that right now. Goodness gracious. I didn't sign up for this. He getting kinky over here. Now, now there's Dr. Fauci ain't say nothing

about no leather mask. I ain't see the CDC say nothing about no leather mask. I said they say you should double up on the surgical mask and the cloth mask,

but not no, I'll wear a surgical mask and a cloth mask over it, but leather? Okay. Wow. That's another style. You got a ball in your mouth too?

Let me see. Pull it down. Pull it down. Let's see, Dramos. This guy here, man. Oh my gosh. Good morning. How's everybody feeling another style. You got a ball in your mouth, too? Let me see. Pull it down. Pull it down. Let's see, Dramos. This guy here, man. Oh, my gosh. Good morning. How's everybody feeling out there?

You good? Good morning. You know what? Shout to New Jersey. I don't know. I know a lot of places are still open. I know a lot of places haven't opened up as of yet, but yesterday was the first day I was actually allowed to go to my son's basketball game.

You know, usually you got to watch it through your phone. They live stream it, which is sucky because you can't yell, you can't scream. So yesterday was the first day that I was able to go to Logan's game, which is pretty cool. Well, shout out to Brooklyn Nets yesterday. I don't know if anybody watched the game. No, but I watched it on

TV. How'd they do? They were losing by 24 and then they came back and won. And Kevin Durant wasn't playing. Kyrie Irving wasn't playing. So James Harden managed to do that with the Nets. They played the Suns, too, right? Mm-hmm.

Yeah, Suns got a pretty good squad. Why didn't they play? It was an amazing game. They was injured? Yeah, I think Kevin Durant is injured. And, yeah, both of them were out. Kyrie had back issues. Okay. A shout to them.

Now today, Earn Your Leisure will be joining us this morning. The Earners. The Earn Your Leisure. Rashida and Troy. That do a podcast to talk about financial freedom and generational wealth through many different streams. Whether it's through real estate, whether it's through stocks and bonds, whether it's through trucking, whether it's through vending machines. They just talk about how you can make money outside of your normal, typical, you know, whatever it is, being a rapper or, you know, being an athlete or whatever.

They talk about a lot of just how people are making money. Yeah, two of the most financially literate people you'll ever meet, but more importantly, two of the most culturally competent people when it comes to discussing financial literacy. They're not talking over our coaches' heads. You know what I mean? Correct. It's very easily digestible. Absolutely.

Yes. Yeah, so we'll kick it with them next hour. The earners. Earn your leisure. Mm-hmm. Now we got front page news coming up. What are we talking about? Yes, let's talk about Joe Biden.

He had a town hall yesterday. We'll give you some of the takeaways. All right, we'll get into that next. It's the Breakfast Club. Good morning. Morning, everybody. It's DJ Envy, Angela Yee, Charlamagne Tha Guy. We are the Breakfast Club.

Let's get in some front page news. Where are we starting at? Well, let's start with Joe Biden's town hall from yesterday on CNN. So there were a lot of different things addressed here one of the things he talked about was when will everybody be able to get a vaccine who wants one here's what he said by the end of july we'll have over 600 million doses enough to vaccinate every single american they also said by next christmas is when things should return back to normal next christmas as in 2022?

He said next Christmas. That's what I was confused about. I'm like, I don't know if he means this Christmas, next Christmas. Yeah, it's still early in the year. So you know when it's still early in the year, you still think you in last year. So I'm thinking he meant this Christmas, I would hope. All right, Joe Biden also talked about defunding the police.

You know he's against it. Here's what he said. Not defunding the police. We have to put more money in so we have legitimate community policing and we're in a situation where we change the legislation. No one should go to jail for a drug offense. They should go to drug rehabilitation. The idea that we don't have people in prison systems learning how to be mechanics, learning how to be cooks, learning how to have a profession when you get out. The idea that we deny someone who served their time access to Pell Grants, access to housing. I believe in all of that. But what do the police need more money for?

What is more money going to do? Everybody in this room knows that money doesn't change people. It just multiplies whatever you are like throwing more money at the problem of the police is not going to fix the police. Well, I would keep saying the same thing over and over again. That's the same thing he said when he was running for president. It's the same thing he's saying after. When do we get to change? When do we get to actually not going to change? He's an old white male.

He's 97 years old. He's not changing. Now, here's what he had to say more. Obviously, we care a lot about defending the police, but being that there's been police brutality since police have existed and racial profiling. So here's what he said. There has to be much more serious determination as to what the background and the attitudes of the recruit is, what their views are. There should be much more psychological testing because there is inherent

prejudice built into the system as well and we also need to provide for and it's happening more african-american and more hispanic police officers that's a fact i mean i do feel like you know you need more black and hispanic police officers but you need people that are actually from the community who understand the community. You've been saying this for years. What's the difference? That's a fact. I don't understand. You have a press conference to say the same thing you've been saying for the last five years?

Well, people also have to want to be police officers. That's why with our Brooklyn Borough President, Eric Adams, he became a police officer because he felt the need for it after he was, as a teenager, beat up him and his brother by the police. And so that makes it hard to want to be a police officer. And you have to uproot the system. You know what I'm saying? You can't, you know, go in and be a part of the same old system. Like, the thing started to root. You gotta uproot the police system. The police system is flawed. It does not work

for black and brown people. It's not gonna be. A lot of times they'll say police training, better police training. That hasn't worked. Alright, now Joe Biden also talked about, he talked to a mother who was concerned about her son, who is high risk, because right now they're not prioritizing younger people getting the vaccine. And here's what he said. Our 19 year old son was diagnosed with pediatric COPD at the age of 14. We're told he has the lungs of a 60 year old. We've tried all we can to get him a vaccine.

I hear of others who are less vulnerable getting it based on far less. Do you have a plan to vaccinate those who are most vulnerable sooner? Well, the answer is yes, there are. But here's how it works. The states make the decisions. But here's what I'd like to do. If you're willing, I'll stay around after this is over, and maybe we can talk a few minutes and see if I can get you some help.

He did that a lot, too, as he was talking to people because he's very long winded. So he'll say, well, let's talk afterward. You just got to realize Joe Biden is an old white male politician and all white males don't get it unless they allow themselves to get it. And he's just not as culturally competent as he thinks he is, because, you know, when you're still talking about black on black and Hispanic crime and you don't believe in defunding the police, you just got to keep pushing the line on politicians like that and get them to deal with the root cause of these issues. And to me, the root cause of the issue is poverty. OK, black people will systemically put in these positions and we have to systemically

be taken out to me. All right. Well, that is your front page out. To me. Alright, well that is your front page news. Alright, get it off your chest. 800-585-1051. If you need to vent, hit us up right now. Phone lines are wide open. 800-585-1051. It's The Breakfast Club. Good morning.

The Breakfast Club. Wake up, wake up. Wake your ass up. It's your time to get it off your chest Whether you're mad or blessed We want to hear from you on The Breakfast Club Hello, who's this? How's it going?

My name is Taylor Comer What's going on? Get it off your chest Yeah, I want to talk to you guys about when I rap For some reason, we don't get a lot of love. But right now, we got Diz. We got Nerve Gang, which was just on. And we got Deontay Hitchcock, who's coming up.

And a lot of Lennon Rappers. I love Devontae. I mean, I love all those guys you just named. But I've been Devontae. I remember when Devontae just used to be rapping on Instagram years ago. So it's good to see him thriving. Yeah, it's growing. It's a growing community.

Like, I grew up, you know what I'm saying? I'm a 90s baby. I grew up. I saw a lot of, you know what I'm saying, the New York rappers growing up. But right now, I'm only in the game. What you mean right now? How old are you? 28.

Man, Atlanta been running the rap game for about that long. Yeah, yeah, you right. You right. I was born when Andre said South got something to say. And the South has not looked back since. Thank you, brother. You right. You right.

You right. That's actually one of the most. Go ahead. What did you say? No, I was going to say real quick. I also wanted to shout out. I have a mental health book. I want to pass it on to Charlamagne.

I have a mental health book that's focused on targeting the youth. What's it called? It's called Horror Tips Through Horror S***. It's on Amazon right now. I actually want to send it to all three of you all because, Charlamagne, I've read both of your books um audiobook because i like that's that's how i i best get it and then dj envy you know i'm saying the hbc gang i'm from alabama and them you know go bulldogs and he she's the entrepreneur of the future like like so i want to send all y'all my books as well i'd'd love to read it, my brother. We're going to put you on hold and get your address, man.

I'd love to see young brothers discussing their mental health. Say the name of the book so anybody listening that might want to pick it up. I put him on hold. He said it. Guess he can't. No, he said the title. Something Horrorships. Horrorships something.

Horrorships to Horrorships. Horrorships to Horrorships. Horrorships to Horrorships something. Hello, who's this? Yo, Big Chocolate the Toast Sucker. How we Hello, who's this? Yo, big chocolate to toe sucker. How we doing? How's it going? Long time.

Long time. So listen, two quick things. One, a joke, and then something serious. Here's my joke. What did Dracula say to Angela E. when they met? What? I have to bite your neck. Your booty's too flat for me to bite.

That's funny. So listen, it's on a'm serious. Guys, I may not be able to talk to you for a while. I'm glad you made yourself laugh. You said you can't. You said you're not going to be able to talk to us while you're going to jail for what type of sexual harassment? What did you say? Listen, sausage by the Yeah, please don't. Do you have a job? Because please

don't go on your workplace making jokes like that. It'll be over for you. I want you to pray for me. I got to have an operation on my mouth and I may not be able to talk for a while. I hope they sew it shut. Look at God. Play to God Almighty. Man, God works in mysterious

ways, don't he? Somebody gonna shut you up. I'm praying for us. Get it off your chest. 800-585-1051. If you need to vent, hit us up now. It's The Breakfast Club. Good morning. The Breakfast Club. Is your country falling apart? Feeling tired? Depressed?

A little bit revolutionary? Consider this. Start your own country. I planted the flag. I just kind of looked out of like, this is mine. I own this. It's surprisingly easy. There's 55 gallons of water, 500 pounds of concrete. Everybody's doing it. I am King Ernest Emmanuel. I am 55 gallons of water for 500 pounds of concrete. Everybody's doing it.

I am King Ernest Emmanuel. I am the Queen of Ladonia. I'm Jackson I, King of Kaperburg. I am the Supreme Leader of the Grand Republic of Mentonia. Be part of a great colonial tradition. The Waikana tried my country. My forefathers did that themselves. What could go wrong?

No country willingly gives up their territory. I was making a rocket with a black powder, you know, with explosive warhead. Oh, my God. What is that? Bullets. Bullets. We need help! We need help!

We still have the off-road portion to go. Listen to Escape from Zakistan. And we're losing daylight fast. That's Escape from Z-A-Q-istan on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. Hey, guys. I'm Kate Max. You might know me from my popular online series, The Running Interview Show, where I run with celebrities, athletes, entrepreneurs, and more. After those runs, the conversations keep going. That's what my podcast, Post High is all about. It's a chance

to sit down with my guests and dive even deeper into their stories, their journeys, and the thoughts that arise once we've hit the pavement together. You know that rush of endorphins you feel after a great workout? Well, that's when the real magic happens. So if you love hearing real inspiring stories from the people, you know, follow and admire join me every week for post run high. It's where we take the conversation beyond the run and get into the heart of it all. It's lighthearted, pretty crazy, and very fun. Listen to post run high on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. So, y'all, this is Questlove, and I'm here to tell you about a new podcast I've been working on with the Story Pirates and John Glickman called Historical Records. It's a family-friendly podcast.

Yeah, you heard that right. A podcast for all ages. One you can listen to and enjoy with your kids starting on September 27th. I'm going to toss it over to the host of Historical Records, Nimany, to tell you all about it. Make sure you check it out. Hey, y'all. Nimany here. I'm the host of a brand new history podcast

for kids and families called Historical Records. Historical Records brings history to life through hip-hop. Flash, slam, another one gone. Bash, bam, another one gone. The crack of the bat and another one gone. The tip of the cap, there's another one gone. Each episode is about a different, inspiring figure from history, like this one about Claudette Colvin,

a 15-year-old girl in Alabama who refused to give up her seat on the city bus nine whole months before Rosa Parks did the same thing. Check it. And it began with me. Did you know, did you know? I wouldn't give up my seat. Nine months before Rosa, it was Claudette Colvin. Get the kids in your life excited about history by tuning in to Historical Records.

Because in order to make history, you have to make some noise. Listen to Historical Records on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. This is your time to get it off your chest, whether you're mad or blessed. You better have the same energy. We want to hear from you on The Breakfast Club. Hello, who's this? Hey, good morning. This is T from Minnesota.

Hey, get it off your chest. I just want to say to the families and people that are out there in Texas right now, the families that are dying from running their car in a garage and stuff, I just can't, I don't understand how it's 2021 and people still don't know that it takes hours for you to die from a car in the outside. Maybe you have to leave

your garage open a little bit. You know, it's just really unfortunate and sad, but in Minnesota, it's like 10 times worse as far as the coat. I just want to say I feel really bad for those families, and I'm keeping them in my prayers. Absolutely.

Me too, Mama. Thank you for calling. So sad. Yeah. All right, you guys have a good day. You too. Hello, who's this? Yo, good morning, fam.

You the Envy? Hey, fam. How's everything? What's up, my G? How's it going, Angelina Yee? What's up? Throwing the man to God. Peace, King.

We're going to do the Superman from the 864. 864 Upstate South Carolina. You already know. Just had to call in this morning because, man, I'm feeling so blessed with 2021. 2020 is gone. I'm saying it came out with a new perspective on life and everything. And I also want to thank you for your book, Black Privilege. Man.

Thank you, King. Thank you so much. I appreciate you for enjoying it, my brother. And also, if I can real quick, just want to mention, coming out of 2020, came out with a new podcast. If I can go ahead and drop that on the show.

Yeah, brother. It's the Tough Talk Podcast. We are available everywhere. Okay, we talk about various subjects from insecure men to when is it, you know, ready to move on to the next part of dating. You talk about a little bit of everything. You know what I'm saying? So we're going to have a podcast.

I Heart Media. Everything. Okay. Thank you, brother. I just want to appreciate y'all for everything y'all doing. Especially being inducted to the uh, Hollywood, um, Radio Hall of Fame. You know what I'm saying? Radio Hall of Fame. First ballot. Hello, who's this?

Yeah, this is Big Brother from the Gump. What's up, Big Brother? Get it off your chest, bro. Yeah, I just want to say how proud I am of when it come down to making my music. I've been rapping for two years now, and I've come a pretty long way. I'm the maker of the Charlamagne Tha God theme song. I don't know if y'all remember me calling in a while back. What's the theme song?

What is it? I made a fool out of myself on the breakfast club a while back. What's the theme song? What is it? I left myself on the breakfast club a while back. What's the theme song, King? Charlamagne Tha God. Charlamagne Tha God. I just tagged y'all and added y'all on Twitter. Go check it out. It's not going to make me play it on the radio just because it's about me, sir.

But I'm going to listen to it. I just want to check it out. I know you're in love. I just want to check it out. Well, thank you, my brother. I appreciate it, man. All right, man. Y'all have fun with that bromance, brother. Even if it's whack, I appreciate it. Oh, you're going to love that, my brother. Just to check it out. Well, thank you, my brother. I appreciate it, man. Alright, man. I appreciate the love. Even if it's whack,

I appreciate it. Oh, you're gonna love that, my brother. Just go check it out. Just go check Twitter at No Relations 334. Big brother from the gum. Big brother from the gum. Alright. Get it off your chest. 800-585-1051. Now, we got rumors on the way? Yes, and we are gonna talk

about a new program that Facebook has launched for black creatives. Also, we'll be discussing Rick Ross and his NPR Tiny Desk concert that he did from home. All right, we'll get into that next. It's The Breakfast Club. Good morning. The Breakfast Club. Is your country falling apart? Feeling tired, depressed, a little bit revolutionary? Consider this. Start your own country. I planted the flag and just kind of looked out of like, this is mine. I own this.

It's surprisingly easy. There's 55 gallons of water for 500 pounds of concrete. Everybody's doing it. I am King Ernest Emmanuel. I am the Queen of Ladonia. I'm Jackson I, King of Kaperburg. I am the Supreme Leader of the Grand Republic of Mentonia. Be part of a great colonial tradition.

The Waikana Craigman country. My forefathers did that themselves. What could go wrong? No country willingly gives up their territory. I was making a rocket with a black powder, you know, with explosive warheads. Oh my God. What is that? Bullets.

Bullets. We need help! We still have the off-road portion to go. Listen to Escape from Zakistan. And we're losing daylight fast. That's Escape from Z-A-Q-istan on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. Hey guys, I'm Kate Max. You might know me from my popular online series, The Running Interview Show,

where I run with celebrities, athletes, entrepreneurs, and more. After those runs, the conversations keep going. That's what my podcast, Post Run High, is all about. It's a chance to sit down with my guests and dive even deeper into their stories, their journeys, and the thoughts that arise once we've hit the pavement together. You know that rush of endorphins you feel after a great workout? Well, that's when the real magic happens. So if you love hearing real, inspiring stories from the people you know, follow, and admire, join me every week for Post Run High. It's where we take the conversation beyond the run and get into the heart of it all. It's lighthearted, pretty crazy, and very fun.

Listen to Post Run High on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. So y'all, this is Questlove, and I'm here to tell you about a new podcast I've been working on with the Story Pirates and John Glickman called Historical Records. It's a family friendly podcast. Yeah, you heard that right. A podcast for all ages, one you can listen to and enjoy with your kids starting on September 27th. I'm going to toss it over to the host of Historical Records, Nimany, to tell you all about it. Make sure you check it out. Hey, y'all, Nimany here. I'm the host of a brand new history podcast for kids and families called

Historical Records. Historical Records brings history to life through hip-hop. Flash, slam, another one gone. Bash, bam, another one gone. The crack of the bat and another one gone. The tip of the cap is another one gone. Each episode is about a different inspiring figure from history, like this one about Claudette Colvin, a 15-year-old girl in Alabama who refused to give up her seat on the city bus nine whole months before Rosa Parks did the same thing. Check it. Get the kids in your life excited about history by tuning in to Historical Records. Because in order to make history, you have to make some noise. Listen to Historical Records on the iHeart Radio app, Apple Podcasts, or wherever you get your podcasts.

It's DJ Envy, Angela Yee, Charlamagne Tha God. We are the Breakfast Club. Good morning. Let's get to the rumors. Let's talk Kendrick Lamar. It's about time. What's going on? Rumor Report. Rumor Report.

This is the Rumor Report. Talk to them. With Angela Yee on The Breakfast Club. Well, Kendrick Lamar's album, Damn, has now spent 200 weeks consecutively on Billboard's 200 charts. So, we need some new Kendrick music, by the way, but the album has never left the charts since it came out. Wow. Classic. I am patiently waiting and anticipating

kendrick's latest offering and hopefully he doesn't wait until damn uh is not on the charts to release it well good kid mad city made history as the longest charting hip-hop album of all time and spent 400 weeks on the billboard 200 and it's still on the charts after 433 weeks my favorite kendrick album is the pimple butterfly classicfly. Classic phenomenal body of work, but I mean Good kid, Mad City. They're all out. My personal favorite is the Pimple Butterfly, but I am patiently

waiting and anticipating Kendrick's latest offering. Alright, now Facebook has launched the Black Creator Accelerator program called We The Culture. It's a new content initiative that's created and managed by a team of Black employees that invest in and amplifies content from black creators. Some of the people who they are working with, Danielle Young and I Get Dressed. They also worked with Storm Reid and that's one of the first shows. It's called Chop It Up. Vanessa Simmons has a show

called Asking for a Friend. I have my show called Mastery of Comedy that's about to come out also. And We the Culture came out of Facebook's announcement that they would be investing $200 million to support Black-owned businesses and organizations, including $25 million for Black content creators. They also did a partnership with All Deaf Digital as well. And according to the CEO, Cedric Rogers, he says All Def has over 15 million viewers and his content pulls in over 600 million video views monthly. And he does credit Facebook's program to help the company learn and share best practices for content production and distribution.

How much money is it? $25 million towards these Black creators, but investing $200 million to support Black-owned businesses and organizations. Yeah, we need more. It's a good start. They've actually already invested more. They had earmarked

that amount of money, but they've already exceeded the amount of money they've earmarked. This is a company that's got a net worth of $527 billion. And for, you know, the way black people make a lot of these social platforms ring off, we need a lot more than that.

It's decent, but come on. When you're worth $527 billion. It's a start. It's a start. They're stepping in the right direction. It's a pinky toe. Yeah, but they've already exceeded that. And I will say the team that they have working on this is pretty amazing because they do have all black people that are working on it and working with us.

They did a good job. And they let you have a lot of freedom in what you want to do, except that they do have a lot of restrictions as far as the type of content. You know what I'm saying? Like certain words that you can't use, like as far as curse words and any type of... For the stuff that they're funding, yes, they definitely do.

Because there's a lot of kids on Facebook. Yeah, but all of that free content that's just raunchy and people say whatever the hell they want, how they want, and they're going to send it to the creators. But think about it, right? If I'm a consumer of Facebook and I'm used to getting my content a certain way, if you're funding

watered down content, you know, what's the... They don't want you saying the F word. You can make content without doing that. Fornication under consent of the king? What's the they don't want you saying like the f they don't want you saying like the f word you can make content without doing that fornication under consent of the king what's the point of talking on facebook if you can't say the f word but you can do that all day on facebook right if you make your own posts yeah you can do whatever you want personally but they ain't gonna lie with what you want to do gotcha all right now rick ross has been trending over his npr tiny desk concert and his set list included songs like Super High, BMF, Aston Martin Music, I'm Not a Star, F of Me, You Know I Got It, and all of that.

He had a live band. And people were really feeling it. It was pretty good. Listen to a snippet. I'm screaming. Come on. Y'all love acting like Rick Ross, not one of the greatest hip-hop artists of all time with an amazing ear. One of the best ears ever in the history of our culture. But y'all love acting like he not. Rick Ross is a GOAT.

Drop on the clues, Bob, for Rick Ross, damn it. Who said Ross wasn't? Yeah, that's why he was trending yesterday. People were like, ross is top five they were saying that it went really hard it was an amazing set list he really is up there i don't know where you would rank ross but ross is absolutely positively one of the greatest uh to ever do it all right kendall jenner is launching her new tequila it's called 818 tequila she announced this this yesterday and she said it's been a years long journey for her. She posted for almost four years I've been on a journey to create the best tasting tequila after dozens of blind taste tests,

trips to our distillery, entering into world tasting competitions anonymously and winning. Three and a half years later I think we've done it. This is all we've been drinking for the last year and I can't wait for everyone else to get their hands on this to enjoy it as much as we do. They giving everybody a tequila company.

Yeah, in a minute the Mexicans gonna build their own water. Keep y'all out. Y'all keep going over there poaching all they damn tequila. I see that's The Rock. Who else has one?

I see Kevin Hart. LeBron James. LeBron James. Michael Jordan. Michael Jordan. Ken DeGeneres. George Clooney. George Clooney.

George Clooney got Casamigos. I'm gonna tell you something. My favorite tequila. Diddy got Deleon. Diddy. My favorite tequila without ady got Deleon. Diddy. My favorite tequila, without a doubt, is Casa Dragones Añejo. Absolutely.

Casa Dragones Añejo is by far the best tequila. And I'm a tequila guy. No, that's my drink of choice, but I'm on the Deleon. All right. Now, Larry King's widow is contesting his handwritten will. And it's getting pretty nasty. So that's his seventh wife, Sean Southwick King. She says that he was no longer pushing their divorce case and reconciliation was possible before he died.

And, you know, he left all his money, left nothing to her and left everything to his kids. So now she's contesting that she said he suffered a stroke around the time he hand wrote his latest will. And she's arguing that he had questionable mental capacity at the time. Yeah. I mean, I mean, what? You're the seventh wife.

What are you really entitled to? I mean, and they were about to get a divorce. We don't know what their relationship was like. How long were they married? I don't know, but she's the seventh wife. Come on. It depends how long they were married.

What do you expect to get? It depends. Six months. How long were they married? long they were married. Six months. How long they married? I don't know. Larry King was older. Seventh wife? All the money should go to the kids. They should go to the kids. Well, it is right now, yeah.

Yeah, I can't see nothing else. I guess the mother of the kids maybe, but I would say the kids. Give the money to the kids, man. These things are difficult. Listen, let me tell you, I'm having all kinds of family drama right now from my step-grandmother passing away so is that's why it's so important to know what you want to do and who you want to leave your money to and have a will but even then people are always contesting it and trying to take your money and i'm sure a lot of families

have gone through things like that so larry king said you shall see what happens larry king said the best question you can always ask is why. Is why. So that's what I would ask the seventh wife. Why? Why? See, I'm an only child. I ain't got to do that. Why should you get left something? Everything comes to me. My mom's an only child and my grandfather got married again and the woman's

son is trying to take everything even though it was supposed to be split between them. You don't even claim the seventh wife is family. You can't come to no family reunions. That ain't my in-law, nothing. No cousin. You the seventh wife. Like, come on, man. When a man gets married seven times,

at what point do you stop taking the wives? After the third? Oh, he's married again. Well, that's your rumor report. All right. Well, when we come back, front page news, what are we talking about? Let's talk about the mayor of Atlanta, Keisha Lance Bottoms. The NBA All-Star Game is supposed to be March 7th, but she don't want you there.

All right. We'll talk about it when we come back. That's you, Envy. It's the breakfast. Too late. It's the Breakfast Club. Good morning. Morning, everybody.

It's DJ Envy, Angela Yee, Charlamagne Tha God. We are the Breakfast Club. And good morning to our newest family member, too. Power 100.9, Albuquerque's Hip Hop and R&B Good morning and welcome to the family We on in Albuquerque? Yes Albuquerque then joined the club

Dropping a Clues Bomb for Albuquerque What's that? We're 100 plus 100 what markets now? I think we're in 109 I thought it was 110 I thought Look at God

Look at God Look at God Thank you God For having such a sense of humor To put this little ghetto-ass show in 110 markets. All right. Well, let's get into some front-page news. Where we starting, Ye? Well, don't go to Atlanta for All-Star Weekend.

Or, well, just the All-Star Game and the skills competition that's happening on March 7th. And the mayor, Keisha Lance Bottoms in Atlanta, has raised some concerns. She said people should not travel to Atlanta to party. on March 7th. And the mayor, Keisha Lance Bottoms in Atlanta, has raised some concerns. She said people should not travel to Atlanta to party. Under normal circumstances, we would be extremely grateful for the opportunity to host the NBA All-Star Game, but this is not a typical year. I have shared my concerns related to public health and safety

with the NBA and Atlanta Hawks. We are in agreement that this is a made-for-TV event only and people should not travel to Atlanta to party. She also said there will be no NBA sanctioned events open to the public and the city strongly encourages local businesses not to host events in the city related to this game. Nope, nope, nope, nope, nope. Your team was one of the only

teams that opened up their arenas early for people to come watch the game. You guys have been open for New Year's, Labor Day, President's Day, Martin Luther King Day. You've been open for every other experience out there, so y'all've been open for every other uh uh experience out there so y'all gonna be open for this one too yeah i respect keisha lance bottoms and her last name is perfect to be mayor of atlanta but this feels like too little too late all right the

president has been set yeah the president's been set atlanta been wide open for months that's probably why the nba decided to have it there so it's kind of hard to change a player's game in the ninth inning is she right yeah but it's like the precedent's been set. Y'all should have been had Atlanta, you know, more restricted than it is. And especially with businesses hurting right now, with people coming to the city, this is a chance to start making some more money. Nah, those businesses are opening.

Sorry. People are moving to Atlanta right now. Yeah. It's crazy. But, you know, listen, just stay safe, everybody. Please. Crime and COVID will definitely be up after NBA All-Star weekend in Atlanta. But, you know, listen, just stay safe, everybody, please. Crime and COVID will definitely be up after NBA All-Star Weekend in Atlanta.

All right. Now there are some takeaways from Joe Biden's CNN town hall. We did some of them earlier. We talked about vaccinations. We talked about how he does not want to defund the police and other things that were discussed. He actually answered a question from a young audience member, Layla. I believe she's in second grade and she had a question about dying from COVID. My children, Layla, eight here and my son, Mateo, seven at home, often ask if they will catch COVID and if they do, will they die? Well, first of all, honey, kids don't get COVID very often. It's unusual for that to happen. You're not likely to be able to be exposed to something and spread it to mommy or

daddy. And it's not likely mommy and daddy are able to spread it to you either. So I wouldn't worry about it, baby. I promise you. Don't be scared. You're going to be fine. We're going to make sure mommy's fine too where you get that information from how would Trump have said that the kids will be fine you'll die but your kids will be fine well he said it's not likely isn't it a lot less likely for kids yeah but I know a lot of people that actually got it

from their kids that kids went to school got it and that's how they received it that's how they got it so it can happen right it can they said it's just less likely for kids i don't know i do i do feel like um i do remember when trump said uh kids are almost immune from covid people jumped down his throat and got mad at him so you do see the double standard in the media no a lot of kids are getting it that's why they've been closing the schools the way they've been closing

it and cleaning up the schools like i said kids at my my uh my my smaller kids elementary kids a bunch of those kids got it kids at my high school and my son's high school seven players on his team got it like kids are getting i know i do it but i just remember last summer trump trump said you know kids are unlikely to catch coronavirus he said i think he said kids are almost immune from coronavirus and they jumped down his throat from that so you i'm just, you see the double standard in the media. Was that before or after he said that if you use bleach, it'll help you? That was before, actually. That's the reason why.

No, that was before he said the bleach thing. Yeah, that was in August. All right. In addition, the conversation also turned to minimum wage and raising that minimum wage to $15 an hour? The vast majority of economists and their studies that show that by increasing the minimum wage to $15 an hour, it could have an impact on a number of businesses, but it would be de minimis, etc. Here's the deal. It's about doing it gradually. We're at $7.25 an hour. No one should work 40 hours a week and live in poverty. He's absolutely right. And I'm wrong. Trump said the bleach thing in April.

He said the child thing in August. Right. Alright, well those are just some takeaways from the town hall yesterday. When are they going to increase minimum wage? Well, first of all, in certain places it is higher. Like in New York, it's $11 an hour if you have employees.

If you have, I think, 11 or more. And if you have 10 or less employees, it's $10.50 an hour. So in New York, it's $11 an hour. If you have employees, if you have, I think 11 or more, and if you have 10 or less employees, it's 10 50 an hour. So for small businesses, it's a little bit less. So I think it depends because obviously it's really expensive to live in New York as compared to other places. And so right now that's what it is, but there's no federal minimum wage of $15. So they're talking about doing that gradually, but we'll see what happens. They got to pass that. All right. Well, that is your front page news. All right. Now, when we come back, we're going to speak to the brothers from the earn your leisure podcast and earn your leisure university. Now, if you don't know what earn your leisure is, they're a bunch of two

brothers, Rashad and Troy, who started a podcast to talk about financial freedom and generational wealth. Not just one way of doing it, it though they talk about everything from real estate they talk about stocks and bonds they talk about trucking about the vending business they try to break it down to help people get into different businesses so it's not just you're looking at athletes and rappers and producers and djs you're looking at different ways of making money and financial freedom so you don't have to necessarily have a boss yeah they're two of the most financially literate people you're going to ever come across, man. And more importantly, they're very culturally competent, so they know how to talk to us about our finances.

All right, and we'll get into that next. It's The Breakfast Club. Good morning. The Breakfast Club. Morning, everybody. It's DJ Envy, Angela Yee, Charlamagne Tha God. We are The Breakfast Club. We got some special guests in the building. Yes, everybody. It's DJ Envy, Angela Yee, Charlamagne Tha Guy. We are The Breakfast Club. We got some special guests in the building. Yes, indeed. You're signed over with Charlamagne's, or partnered up with Charlamagne's.

No, we partnered. Black Effect Network. We have the brothers from Earn Your Leisure. What's up, brothers? What's going on? How's everything? Good, man. How you doing, bro? I'm good. I'm good. I'm good. So if you don't know, break down who both of you individuals are individually and how you guys got together.

Yeah, for sure. So I'm Rashad, my partner Troy. So we started Earn Your Leisure's financial literacy business platform. And it really started like two years ago, the quick stories. And I'm a financial advisor by trade. Troy is my best friend in life. He's a teacher. He was teaching in the Bronx. And, you know, he was always trying to get me to go into the school and teach the kids. And I'm like, I never understood why he. He's a teacher. He was teaching in the Bronx and, you know, he was always trying to get me

to go into the school and teach to the kids and I'm like, I never understood why he wanted to be a teacher. That's like, and me breaking back into jail. You know what I'm saying?

He used to tell me every time, like, yo, you went to school your whole life to go back? That don't even make no sense. I was like, nah, we got a mission we got to be on.

That's a fact. But nah, long story short, I taught the kids and, you know, really just realized how important financial literacy was. But no, long story short, I taught the kids and, you know, really just realized how important financial literacy was,

how much, like, people didn't know. And even me being a financial advisor working with clients realized how people didn't know anything about finances at all.

So that led to us developing a six-week program in the summer for kids. I appreciate that. So many people don't know what they talking about, but they try to sound financially literate and they just stupid. So it's good So many people don't know what they're talking about, but they try to sound financially literate

and they're just stupid. So it's good to have people from the culture who know how to talk finances. How did y'all figure out a way to intertwine it so that messaging is digestible for people? Yeah, I mean, it was commonplace for us, really. You know, I'm coming from an education background, so finance wasn't my

thing. And so I would be in conversations with him and a couple of other friends, and it's like, you never want to be the guy that can't be in a conversation. And so you've got to go back and learn. And so when we started talking like that, it was like, all right, this is cool. And then we started teaching kids, like he said, and then we realized, like, the kids were learning, but they were also telling their parents.

So it was like, wait, we can teach two people at the same time, right? If I teach a kid something, he goes home, now the parents know. And so when we started talking about the podcast, Shai was doing like interviews on other people's platforms. And they were like, wait, this is really good stuff. Like, where's the extended dialogue? Like, do you have your own? And so he came one day, he was at my house.

He was like, yo, you want to start a podcast? And I'm like, yeah, let's do it. And so right away, we were like, we're going to make it in our language. Because that's what we do. That's how we talk, right? We don't have perfect diction. We don't sound like we came from the Wharton Business School.

No disrespect to anybody that went there, but it was like, there's more people that sound and look like us. So those people will gravitate to us. And that was really the plan. We just embrace who we are. So, you know, we talk about finance. We talk finance. We wear our own merch, sweaters, hoodies, you know, sneakers. We're not trying to be like, you know, ascots and all that.

No disrespect to anybody that does that. All business, no suits. That's not who I am. Like, that's not who we are. So they see us talking just like we're in a barbershop. But it's high-level finance. So it's interesting. And it's like, okay.

And then we bring, you know, entrepreneurs and investors on. I know what they're talking about. So, you know, it's just the whole vibe. You know, and another thing I love the podcast is I get to, you know, entrepreneurs and investors on. I know what they're talking about. So, you know, I just, it's just, it's just the whole vibe. You know, and another thing I love the podcast is I get to, you know, because a lot of this stuff is, is you don't learn growing up, right? I went to college. They don't teach you this in college. They don't, there's certain things they don't teach you. My daughter's finally, you know, her major is real estate and, and, and invest in real estate. But like, uh, the, the brother that was on there, I'm looking for now the, the, the guy with trucking, right? Oh, Alex. Shout out to Alex.

Good energy. That's our guy. So when you go to the podcast there's so many different brothers. It's not just real estate. It's not just stocks. It's different brothers and different people from our community that's making money. Now there's one brother, the reason it intrigued me so much is because during the quarantine and pandemic everything was shut down but this brother was still making money because the roads

were up because his trucks were delivering food and delivering you know, pampers and delivering supplies to all these different places. And he continued to make money. But his initial investment wasn't a lot. And the fact that you got a teaching people these things is what makes me love this podcast so much. You know, it's so crazy that you say that is shout out to Alex. And that is a great networking tool. So for us, I feel like it's we get to network with some of the brightest minds in every single industry. Like you said, stocks, real estate, trucking. It's not just one thing specific.

And then, of course, we would be stupid if we didn't utilize those resources. So we got our truck. We just got our truck. Shout out to Alex. He's holding our hand through it. We got an 18-wheeler out in Atlanta with our emojis on it. EYL University, earn your leisure, all plastered inside. So it's crazy.

It's just like, MG the Mortgage Guy. Shout out to MG. Matt been a bit. Yeah, we about to get a bunch of real estate properties. But Matt, he's helping us out. Like, stock, Wall Street traffic. So a lot of the people that we actually develop relationships with are actually mentoring us and helping us actually. So we're learning as we go, too.

So this trucking thing is so interesting because it's like coming from New York. I never looked at owning a truck as a viable option. Like, I just saw trucks on the road, but you never think about like who actually owns a truck. That's crazy because growing up down south, that's what it was about. Get your CDL license, be a truck driver. Yeah, New York was definitely. But we're not talking about driving. We're talking about owning a truck. But that's what's funny. You get your your cdl license be a truck driver in new york but we are talking about driving we're talking about owning a truck but that's what the point you get your cdl then you buy a truck like wax brother on a couple of uh couple of trucks

what was it what was your favorite podcast we learned the most about babe oh wow i think matt's episode was crazy um because he was talking about real estate and we're sitting in my house and that strategy he had talked about, creating that 4-3-2-1, right? Live in one apartment, rent out the third, go on to the next thing, live in a three-bedroom or three apartments, live in one, rent out the two. And I'm sitting in my house like, wait, this is an amazing strategy. Like, nobody told us this, right? And so, like, his was important to me just because we filmed it in my house when he was talking about these strategies. I think Wall Street Trappers episode 44 was important Alex mobile homes

It was the first couple that we had a wall system and um that was something that I had never told so trucks was something we Never thought about but the only time we spoke about mobile homes is when we would look at a mouth It was like yo, that's eight mile as trailer park trash, and it was like this is a business And so when that or the only time you know um Charlemagne cut a hole in his mobile home and would masturbate through that hole that never well it did happen but it didn't happen in that way like it was just like he just said it's so crazy that's not exactly what happened that episode was so important because first it was the first couple and we got to watch them grind from the bottom and make it to

getting mobile homes. But the most important thing is when we did that, it was like a year and a half ago, they had spoke about their ambition to own a park one day. And so a year later, not only did they get a park, they owned four parks. And so we got to watch the growth. We sat with them in the hood

in Chicago and watched them grow their business and their personal life. And it's like, this is incredible. This is what we need to see. And back to the part where you said that we're not taught about this. Being in education, I'm sitting in the school knowing that these kids are not going to learn any of the things that I'm talking about. So at a certain point, it was like, are we complicit in this? And so we had to make the decision. Like you said, in the summer, it was like,

we're going to teach the kids the things that they didn't learn in school. So we taught those six weeks. It was a 10-months of school that they never got. And now we're starting to see the offsprings of that. We're seeing 14-year-olds wanting to get into the vending machine business, which is incredible. We're seeing kids talking about trucking because they saw us do it. It's incredible.

So the trajectory of their lives is going to change forever because of something that we thought of and had an idea. I say like it started with an idea in an iphone and now look what it's turned into all right we got more with rashad balau and troy millings when we come back from the earn your leisure podcast it's the breakfast club good morning everybody it's dj envy angela yee charlamagne the guy we are the breakfast club good morning we got the brothers from the earn your leisure podcast with us this morning. Charlamagne? Do you think the black community is beginning to receive enough access to financial literacy?

Absolutely. I feel like financial literacy is a snowball that's turned into an avalanche. I've been to every seminar with 2,500 people in Jersey. Then they did the next, that same night, they did 1,500. That's crazy. So, like, financial literacy is something that is extremely extremely in vogue right now in our community and it's a good thing and hopefully it's here to stay but it scares me though i'm gonna tell you why it scares me it scares me when people say things and tell people

thing and they don't know the the knowledge of everything right because if you follow a rapper or you follow your favorite celebrity and they tell you to do something you jumped out there and do it and don't know what you're talking about, you get got. You know what I mean? So that scares me a little bit when somebody just says, go buy cryptocurrency.

You know what I mean? That's why I was laughing. You know what I mean? That's scary. You know what I mean? If you don't break down what to do, it can hurt rather than help. And you know what?

It's crazy that you say that, and that's a valid point, and that's why I think that I told you this on the phone. The financial literacy people and the investors and the, they have to be champions just like rappers. Because you shouldn't really be getting no disrespect to rappers. But nine times out of ten, you shouldn't be getting your financial advice from a rapper. That's right.

But we hold them in such high regards that if they tell us to do something, we'll do it. But they're not really in a position to give that kind of advice because that's not really what they have been trained to do. So the entrepreneurs and the investors are going to be the new superstars. They're going to be the new rock stars and they're going to be champions because I feel like during the pandemic, our platform skyrocketed. And it's crazy

because it's like at the beginning of March, remember they said like if you wasn't an essential worker, you couldn't go outside. So I felt like we got deemed as essential workers, not by the government, by the people. Because it's like if you wasn't an essential worker you couldn't go outside so i felt like we got deemed as essential workers not by the government by the people because it's like when you down on your luck this matters a lot of rappers had to cancel their shows they wasn't getting no money because they realized that they wasn't essential no disrespect it's good entertainment but that's not essential you know what i'm saying it's like even when i look at the legacy like i told you i look at your legacy more so as a media mogul, not a radio personality.

You know what I'm saying? I feel like Envy, when he's done, he's going to be remembered more as a Don Peebles. You know what I'm saying? A black billionaire real estate developer. That's going to be more. He's impacting more people with real estate than he is with playing music. No disrespect to his music, 25 years. But he probably tell you nobody's like they say he changed his life because he bought a home.

So we have to really focus in on financial literacy and take it very serious and elevate those people, because these are the leaders of this generation. Because I don't care how fast you can run. Eventually you got to retire. And I'm saying that's really a big advantage of our community. And a lot of us, I guess a lot of us, but a lot of people do that. That's the only reason why I started doing the seminars. Because I was looking at somebody that looked like me charging people $10,000 for a seminar. And I'm like, you can't be for the people if you're charging people

$10,000 for that knowledge when they can take that $10,000 and buy their first script. And I hated that. And we just did that really to piss him off. And it just took off from there. Jesus Christ. Yeah, we lost him. I mean, the truth, I just did it to piss him off and to get people to help and then it just took off I think what you bring up is a good point

because there's a thin line between in the financial literacy community some people were saying like you should never charge you should charge whatever like I personally feel like

you could always be able to charge for your services because it's like when Nipsey Hussle put out a hundred dollar mixtape he got championed that's right

and I love Nipsey one of the biggest Nipsey fans in the world but I mean it's music at the end of the day. Yeah, not at first he didn't get championed because I was a big Nip fan. I'm like, Nip, I ain't paying $100 for you. But you didn't bash him. Nah, nah, nah. You just didn't buy it.

We got a university where we have 300 webinars for $500 for the entire year. That's reasonable. So I feel like you can definitely charge for your expertise because that's what books are, right? But it has to be done tastefully and you have to make sure that you add value. And stop discounting the value of black entrepreneurs because we do that all the time.

People say we want discounts and all that. If somebody put together a seminar, stop doing that. Stop trying to get in for free. If you're going to go, go. Support and learn something. You know i'm saying because we got no problem going to these state schools and paying forty thousand dollars for student loans and you can't even get a job our most talented we try to give our least talent too right so like when that entrepreneur is done say that again brother troy that would work say that again repeat our most talented we tend to give our least talented too

right so it's like your cousin who just came home from jail. You need a job. Can you hire him? But that wouldn't be the same case if he went to a five-star restaurant. You'd be saying, look, are you Michelin certified? So we got to hoard around our talent and make sure they make it. We got to keep teaching the youth, even when it's difficult. I never told this story.

So they stole my car a couple of months ago, right? Which one? The Rolls truck. They stole my Rolls truck. Oh, damn. And the young kids that stole it was like 15, 16, 17, right? Small world. Got back to me.

And I was upset. But my whole concern was, you guys are stealing these cars, making this money, right? When does it stop? Take this money, and let me show you how to make money off of this money. Because you're going to f*** around and you're going to rob the wrong person, and they're going to kill you. You're going to go to jail forever. So let me show you how to make money with this.

And that's the conversation I'm trying to have with these youth. These kids don't have nothing. They f***ed up. What if you would have said, I was about to flip this money as soon as I sold your truck. This is the truck I needed. Nah, nah. This is the truck I needed to get that money.

And for the Frank White. Like, Robby, come here, man. Let me give you a job. But is the truck I needed. This is the truck I needed to get that money. And for the Frank White. Like, Robby, come here, man. I need your job. But that's what it was. And I was like, let me teach y'all how to make money.

Like, you know, you robbing, you taking card, you make, what, $10,000? Let me show you how to take this $10,000 and buy a property.

So to Envy's point, what is the smartest investment for a beginner? Is it real estate? Is it stocks? I mean, like, what is it? Envy might be different,

but for me, stocks. You know what I'm saying? that's always been my love that's my passion i feel like you can invest in stocks with five hundred dollars three hundred dollars like that's the easiest way to go about it and it's like a lot of time people was like it's like double dutch what stock to buy but you can it's a thing called etfs exchange traded funds which is kind of like a basket of stocks so like in one etf qqq right they have apple microsoft amazon tesla facebook google media paypal adobe all in one i think it's like 320 something like that right now for one share of qqq so you can literally just invest in that and you got all of those companies and the great thing with the stock market is that you actually are investing in actual real companies like I love crypto

But let's be honest if cryptocurrency disappeared today life would not change at all if the stock market Disappeared trouble big trouble. That's every company All of these Apple Microsoft Google Amazon like if all of those companies went away overnight We'd be on some I am legend type Bob so for me I think I think stocks is the easiest way to go about it. I mean, like you said, the ETF route is super powerful because we like to frame things in the term of sports. And so if you ever think of the All-Star team,

we like to break it down like that. You got LeBron James, that's comparable to Apple, and you got the Western Conference All-Stars, right? LeBron's on this team, right? So Apple's inside of QQQ. If LeBron has a bad night, this singular stock that apple that's gonna go down right but if lebron has a bad night you still got ad on the team right you still had uh steph curry on the team they can carry us and so when he's saying the etf it it leaves the amount of risk that you would have if you had a singular

stock most people try to figure out what should i invest in these things look around you you have an iphone yeah you use microsoft yeah don't complicate it don't complicate it you pay for rising every month is there right you all you got do you shop on amazon have you been buying from wayfair and going to home depot during pandemic those are all companies that you can own so we're always taught to be consumers rather than investors and so we gotta that's what we're doing is like changing that mindset it starts with the mindset right could be you could say real estate it is the best way we could say socks but first is the mindset all right when we come back we got more with rashad balau and troy milling so don't move it's the breakfast club good morning what's the difference between the etf and the s&p 500 so that's an index fund so you've been doing

your research huh yeah so i index is the s&p 500 standing in that's an index fund. So you've been doing your research, huh? Yeah. So an index is the S&P 500 standing in poor 500. So when they say like the market is up, the market is down, they're not talking about every single stock on the market. They're talking about either the Dow Jones or the S&P 500, maybe the Russell 2000. So S&P 500 is 500 companies like a microcosm of the market. So they got some consumer discretion, some tech, some auto, and they come all together for $500. So you can also, that's another way to go as well. That's more broad range. So that's like all different areas.

The ETF is just one particular area. So like this marijuana ETF. So like YOLO, MJ. Canopy Grow. Canopy Grow. All of those stocks are in like a marijuana ETF. So the index is like buying a whole grocery store. The ETF is like buying

one out in the grocery store. Because I thought I was doing something. I was talking to Rashad because my financial guy, my dude Humble, you know, during the pandemic, he told me to, you know, buy a certain amount of stock, right?

So I bought it. And, you know, then some months later you see an extra 120 grand and you're like, oh, shoot. Rashad was like, yeah, but you could have made such. I'm like oh shoot so I was like yeah but that's the truth that's what we do a lot of times like a lot of those people they

put millions into into that thing but we put a couple of hundred thousand or a couple of thousand in there and you know we walk away like somebody told me the other day she was like yeah I put 300 into it and they made 1500 I'm like that's great but now you know you got to think about this magic we put you know three million into it you know I made 1,500. And I'm like, that's great. But now, you know, you got to think about this. Imagine if we put, you know, 3 million into it. You know what I mean? Break down the difference, Rashad, between stock options and the S&P 500. Oh, that's what everybody want to know. Yeah, everybody want to know about them options.

So stock is like when you buy ownership of a company, you know? So it's like you buy one share. Options is you're never really owning the stock, but you're buying a contract where you have a future price. So the price point, like let's say Apple is a hundred dollars, right? And you buy an option for, let's say January 22, 2022, right? So it's like a year in advance. So I'm buying a hundred and $20 option. So I'm buying it with the anticipation that it's going to go up. So it's like you're planning in the head.

That's what's called a call. A put is when you do on the reverse side. So a put is like, okay, it's $100, but I'm buying an $80 put, meaning I think the stock is going to go down. So the stock doesn't actually ever have to reach what we call the strike price, the call or the put to actually make money make money just has to trend in that direction this is what happened with the game stop situation yeah stock options is something that's really popular now because it's like the potential for gains like a regular stock you can make 10 like let's say it went from 100 to

10 to 110 you made 10 but that same 100 to 110 with the stock options, you could potentially make 100%. Because... When you're buying a stock option, it has a bid and an ask. The ask won't be the stock price. If Apple was 100,

the bid might be, let's say, $2. If that $2, when the stock goes up to 110 or 120 if that's $2 bid now turns into $10 you don't made 800 percent 700 percent almost right on something just a trend so that's what people got to really understand it's really about the trend if it trends up you're gonna make money if it trends down you you're gonna lose money based on what you put a call or a put talk to us about Bitcoin because I don't get it.

Bitcoin. I don't get it at all. What don't you get about it? Is it worth investing? Because it feels like it's not anything right now. Bitcoin is not really a currency. It's more of a store of value, similar to gold. That's why they call it digital gold.

This is my personal opinion. Bitcoin is here to stay. It's here to stay because it's indestructible. We saw it was at $3,000 in March. It's at $50,000 right now. So it's been through ups and downs. It's crashed. Governments tried to stop it. And what really solidified it for me is when you see all the

institutional money going. And currency is already kind of digital if you really think about it. Only 18% of actual money in circulation is physical money. It's either cards credit cards PayPal cash app so the idea is not that far as far as cryptocurrency now is use case still has to be worked out because if I'm not paying for something with Bitcoin because it's an investment why would I pay you for something when I think it's

gonna go up so that still has to kind of be figured out like what is it actually gonna be is it ever gonna actually be used as currency or is it just going to be the new gold? I don't think Bitcoin itself will be the currency coin. I think something like XRP has a better chance, like a Ripple has a better chance just because of, like you said, institutional money being behind it and its functionality. Its functionality is to make transactions quicker. Right. We always give that example. But even XRP is still not stable.

It's still a stable coin. What Mark Zuckerberg could have did was literally taken over the world and they stopped him because it's like when Facebook put that coin out, they, I don't know, Libra. You heard that before? I remember that. It was, it was a currency. It was going to be a stable coin. Stable coin is like, it doesn't move. So that's perfect for currency because it's the same.

So you got to realize Facebook has over a billion users, right? So imagine if they was going to put out their own native stable coin and then you have products. They overnight are Amazon and they're the biggest country in the world at that point. Like China, they rival in China with their

own currency. Imagine if one platform has 1.2 billion users with their own currency. That's crazy they don't lock mark zuckerberg under the job they stopped exactly some reason to lock his hey they treated him like gaddafi i'm serious they stopped them they stopped them well give everybody your information so they can make sure they following you and getting up on everything that's new yeah earn your leisure across all social media platforms shout out to see the god definitely partnered on the uh situation we haven't even announced that

y'all wanted to do it on here on your platform so yeah check us out on all podcast streaming services um let me say the two before we leave um your reputation precedes itself at literally from wallo to Mandy to Chad I never heard anybody that said anything bad about you everybody said the same thing, yo you a stand up dude and when I spoke to you it was like I knew you for 20 years like you just a real humble dude so I appreciate that

and also I would be remiss if we didn't thank Envy as well because he was the first celebrity like we've had Shaq, we've had Mark Cuban but he got the ball rolling for that and he was a man of his word That was a moment right Troy met him up indictment He said he was gonna do it in a week later a lot of time people like spin you give you Did I have white jeans on? Nah, you didn't have white jeans on. But it was a moment. It was like when people say just be in the room, just be in the room. It was crazy.

We were doing it. I had our program go to Foot Locker just as a tour. My wife was working there at the time. And some of the guys that recognized me from the podcast, they were like, we're having this event. We're opening a store in Washington Heights. Listen, Envy's going to be there. You should show up.

I'm like, all right. Yeah, let's go. And so I went up to him after he was sitting down for a while. I like hey and he was like i know you guys are yeah i said we would love to have you on he was like let's do it give matt have matt hit it up and we'll set it up a week later we got it done i'm like yeah that was so stand up because again the first guy we had interviewed a lot of people but that was the first person that was like celebrity that we had on the show and it was a big moment for us so again appreciate you bro well i got two things i want to do before we get out of here i want to shout out uh since we talking about don people's and other people because i know they're gonna be googling don people's gotta shout out cheryl

mckissack cheryl mckissack daniel she's the ceo and president of mckissick and mckissick is the oldest black owned and female run construction company in the united states and a couple years ago they had got a uh the contract to do the new construction at La Guardia and the new terminal one at JFK. So just just shout now, people, you know, shout out. Oh, I got one more question. And I'm not even I just want to hear what your answers are. I'm not even going to reply to it.

Can black compassionate capitalism save the black community? Compassionate capitalism. I like how you put that. Yeah, I think it could definitely help, Gene. I mean, you know, there's a lot of things that when you say save the community, that's a broad statement, but it definitely can help. Economic empowerment is the most important thing, in my opinion, and that's something that we never fully understood or figured it out. And even like Martin Luther King's, he didn't get killed because he had a dream he got killed because he woke up and he saw you know how disenfranchised his last couple years that was his main thing economic empowerment the poor people's

um movement movement and so this is something that we never have we still don't have to this day an economic structure in place i mean capitalism is where we're at right now so this is the game that we're in as american citizens yeah i feel like we live in embodiment everybody in this room right what you're doing as an entrepreneur what you're doing as even what angela is doing as an entrepreneur we're living in body of that dream of economic empowerment and like you said a lot of people a lot of communities are able to change things policies because they have the capital to sway right they can have the capitals if we don't have the capital we have to live with the conditions that they've given us and so the economic empowerment but also the

mindset too we got to have those two things i don't know if it saves but it starts the conversation of drastic change hey rashad and trey we need y'all man two of the most important voices we got in our culture for real man thank you so much we need y'all man two of the most important voices we got in our culture for real man we need this information to teach this youth man thank you for having us earn your leisure it's the breakfast club good morning the breakfast club your mornings

will never be the same morning everybody it's DJ Envy Anjaliyee Charlamagne Tha God again shout out to the brothers of Earn Your Leisure. Yeah, Rashad and Troy, you can now listen to the Earn Your Leisure podcast on the Black Effect iHeartRadio podcast network, available everywhere you listen to podcasts.

And it was confirmed this morning that DJ Envy is indeed Dominican because if you live in the tri-state area, you heard Earn Your Leisure say they spotted DJ Envy in Dykeman. That's where all the Dominicans hang out. That is true. That was at a Foot Locker up there doing an event with Foot Locker. You ain't seen nothing about an event. That's what he said. He said he was out there playing handball.

That's what he said. He said they had white jeans on. They were white jeans on and a New York Jets jersey playing handball. That's what the streets say. We heard it just now. Oh my God. I would have had a Giants jersey on. But anyway, let's get to the rumors, man. Let's talk Diamond. We heard it just now. Oh, my God. I would have had a Giants jersey on. But anyway, let's get to the rumors, man. Let's talk. Diamond. It's time.

She's spilling the tea. This is the Rumor Report with Angela Yee on The Breakfast Club. Well, when an album goes diamond, that means it has sold more than 10 million units. And another hip hop artist has just gone diamond. To be clear, not a lot of albums go diamond. MC Hammer's Please Hammer Don't Hurt Him Went Diamond. Tupac's Greatest Hits.

Eminem's The Eminem Show. VIG's Life After Death. Eminem's Marshall Mathers LP. Tupac's All Eyes On Me. Outkast's Speaker Box The Love Below. Nelly. And now here's a new album that has joined

the club. Lauryn Hill The Miseducation of Lauryn Hill has just gone diamond. Drop on the clues box Lauryn Hill, Miseducation of Lauryn Hill is a classic, classic album One of my favorite albums of all time that is a classic It came out back in 1998

Wow. Yeah, I hate the song Expected to this day. I love that song. Because when my mom was going through her divorce from my dad, she used to listen to that song over and over and over and over. And I used to think that. I was like, oh, mom's cool as hell. She's listening to Lauryn Hill.

But no, she was listening to that song because she was in pain. And you know what song I love on that album too? Nothing Even Matters with D'Angelo. It has my joint also. Great album. But congratulations to Lauryn Hill for going Diamond. That's huge. The album is so great, she never had to put out another one.

Yeah, well, you know, she went through a lot. And she's still been touring, obviously not during the pandemic, but before that. Again, much love to Lauryn Hill to put out that one album that went Diamond and be considered to be one of the greatest hip hop artists ever.

That's a huge deal. You know, what's the name just went diamond too, but it was for his single, Fetty Wap. That don't count. No, it does count. It's not the same as an album. It does count. Shout out to Fetty Wap. All right.

Now The Rock, Dwayne Johnson says he would consider a presidential run. He did an interview with USA Today. He was promoting his sitcom Young Rock. Did y'all watch that? No. All right. Well, here's what he had to say about seriously considering it. I would consider a presidential run in the future if that's what the people wanted. Truly, I mean that and not flippant in any way with my answer that would be up to the people and I take a lot of pride in servicing the audience and the consumer

and people in a varying variety of different ways so I would wait and I would listen I would have my finger on the pulse and my ear to the ground Rock consider me the people that's not what we want sir not at all the Rock is an amazing entertainer, but we don't need any more celebrity

in chiefs. Wasn't you the same guy that I was running with, Kanye West? Boy, shut up. I'm down to smell everything The Rock is cooking but that. Someone should say to The Rock right now, you want to run for president? It doesn't matter if you want to run for president. We don't need no more celebrity in chiefs. Well, he's been saying this.

Back in 2017, he even said that on the ellen degeneres show that he was considering it seriously that's because the bar that's because donald trump made the bar so low it made anybody feel like they could do it we don't need no more celebrity and chiefs did we not learn that from the past four years i think he could do better than trump though man stop it no now the rock also told the sun he said my life was incredibly complicated and it was incredibly tough growing up 13 is when i started to bear off the tracks i started getting arrested for fighting theft all kinds of stupid stuff that i shouldn't have been doing we would target the money we would target high-end clothes and we would target jewelry turn around and sell

it wow that's on the tv show i haven't't seen I mean it's supposed to be yeah it's supposed to be about him you know turning his life around and he said he was a kid that had some anger issues and thought he was really cool he was arrested eight or nine times for theft fraud and fighting by the time he was by the time he was 17

I've always loved a rock as a heel okay I'm here for young rock the crook alright well that is your rumor report I mean I love that because he's being honest he's telling kids he can turn I've always loved a rock as a heel. Okay? I'm here for young rock the crook. That's great. All right. Well, that is your rumor report. I mean, I love that because he's being honest. He's telling kids he can turn his life around.

I love that. But now, Charlamagne, who you giving that donkey to? Listen, man, speaking of turning your life around, this person I'm about to talk to has not done that. The person I'm about to talk about has not done that. It's a man named Joe Davis who needs to come to the front of the congregation. We'd like to have a word with him. He has an arrest warrant in Florida right now. I'll tell you all about it come to the front of the congregation. We'd like to have a word with him. We have a restaurant in Florida right now. I'll tell you all about it for after the hour.

My goodness. All right, we'll get to that next. It's the Breakfast Club. Come on. Is your country falling apart? Feeling tired? Depressed? A little bit revolutionary?

Consider this. Start your own country. I planted the flag. I just kind of looked out of like, this is mine. I own this. It's surprisingly easy. There's 55 gallons of water for 500 pounds of concrete. Everybody's doing it.

I am King Ernest Emmanuel. I am the Queen of Ladonia. I'm Jackson I, King of Kaperburg. I am the Supreme Leader of the Grand Republic of Mentonia. Be part of a great colonial tradition. The Waikana tried my country. My forefathers did that themselves. What could go wrong?

No country willingly gives up their territory. I was making a rocket with a black powder, you know, with explosive warhead. Oh my God. What is that? Bullets. Bullets. We need help! We still have the off-road portion to go.

Listen to Escape from Zakistan. And we're losing daylight fast. That's Escape from Z-A-Q-istan on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. Hey guys, I'm Kate Max. You might know me from my popular online series, The Running Interview Show, where I run with celebrities, athletes, entrepreneurs, and more. After those runs, the conversations keep going. That's what my podcast Post Run High is all about. It's a chance to sit down with my guests and dive

even deeper into their stories, their journeys, and the thoughts that arise once we've hit the pavement together. You know that rush of endorphins you feel after a great workout? Well, that's when the real magic happens. So if you love hearing real, inspiring stories from the people you know, follow, and admire, join me every week for Post Run High. It's where we take the conversation beyond the run and get into the heart of it all. It's lighthearted, pretty crazy, and very fun. Listen to Post Run High on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. So y'all, this is Questlove, and I'm here to tell you about a new podcast I've been working on

with the Story Pirates and John Glickman called Historical Records. It's a family-friendly podcast. Yeah, you heard that right. A podcast for all ages. One you can listen to and enjoy with your kids starting on September 27th. I'm going to toss it over to the host of Historical Records, Nim podcast for kids and families called Historical Records. Historical Records brings history to life through hip-hop. Each episode is about a different inspiring figure from history, like this one about Claudette Colvin, a 15-year-old girl in Alabama who refused to give up her seat on the city bus nine whole months before Rosa Parks did the same thing. Check it.

And it began with me. Did you know, did you know? I wouldn't give up my seat. Nine months before Rosa, it was Claudette Colvin. Get the kids in your life excited about history by tuning in to Historical Records. Because in order to make history, you have to make some noise. Listen to Historical Records on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. Make sure you tell them to watch out for Florida, man.

The craziest people in America come from the Bronx and all of Florida. Yes, you are a donkey. A Florida man attacked an ATM for a very strange reason. It gave him too much money. Florida man is arrested after deputies say he rigged the door to his home in an attempt to electrocute his pregnant wife. Police arrested an Orlando man for tucking a flamingo. Breakfast Club, bitches. Donkey of the day. When Charlotte made the guy.

I don't know why y'all keep letting him get y'all like this. Well, Donkey of the day for Wednesday, February 17th goes to a Florida man named Joseph Davis. Now, what does your Uncle Charlotte always say about the great state of Florida? The craziest people in America come from the Bronx and all of Florida, and today is no exception. Now, if you know Joseph Davis or Joseph,

you are somewhere and you can hear my voice. Just know that police have a warrant out for your arrest. I'm sure you know this already, and I hate to make you hot, but it is what it is, okay? Your life, our entertainment. Now, who out there is a re-gifter? Raise your hand. I am. I get so many things uh that

i'm appreciative of people send me stuff all the time clothes sneakers you know liquor games all types of stuff and i'm the type i'm appreciative of it all so you know i i i i thank you but i don't need a lot so i usually end up just giving away a lot of this stuff for anyone who has ever sent me anything don't take that personal it makes my day to be able to make someone else's day uh with a gift you gave me so please continue to send me things to re-gift now that's how i re-gift but in florida they clearly re-gift different see in florida what someone re-gifts doesn't even have to be a gift they personally received it just has to be a gift they acquired oh trust me many a child's life in florida has been made better by

stolen goods at christmas and i'm not here to knock your hustle but oftentimes it's not how you steal it's what you steal okay all stealing is not created equal in 48 year old joseph davis proved that now follow me here okay it gets a little complicated just just a tad bit. See, the reason Joseph Davis is getting donkey of the day today is because he stole an engagement ring and wedding bands from his girlfriend in Orange City and used them to propose to his other girlfriend in Orlando. What the Florida is going on here? Did you hear what I said? I said Joseph Davis, 48 years old, is getting the biggest hee haw because he stole an engagement ring and wedding bands from his girlfriend in Orange City and used them to propose to his other girlfriend in Orlando. Let me give you details. See, police started investigating Joseph when a woman from Orange City, Florida, told detectives she had discovered her boyfriend was actually engaged to someone else. When she looked up the fiance's Facebook page, she noticed a photo of her wearing a wedding band and engagement ring that was identical to her own.

I've seen that before. It was her wedding band and engagement ring from a previous marriage when the orange city woman checked her jewelry box she found her rings were missing as were several other pieces of jewelry including a diamond ring that belonged to her grandmother the total value of the stolen property six thousand two hundred and seventy dollars the look on the fiance's face when she finds out how joseph acquired this jewelry priceless oh you know orange city reached out to orlando girlfriend reached out to fiance or should i say joe's ex-girlfriend and ex-fiance oh yeah they both unfollowed him in real life as they

should after this debacle she reached out and according to sheriff reports, the now ex-fiance bought back some of the items, not all. Now, let's take a break right here for a second. What did you like that much that you couldn't give all of her property back? Just some the ex-fiance from Orlando is claiming she was duped. So I guess she needed to keep a little something for her pain and suffering. But it's not yours. Only in Florida can someone have access to your stolen goods and tell you they're going to give you some back. Now, this story also proves that being an F-boy is a choice. You have to make constant, intentional choices in order to maintain the level of F-boyism Joe has achieved.

Now, keep in mind, he's 48. You know, so there's no such thing as growing out of F boyism. OK, he goes by different names like Joe Brown and Marcus Brown. If you tell in women different names, absolutely F boy behavior. Joe once took the fiance. Listen to this. Joe once took the fiance to a house that actually belonged to his girlfriend from Orange City while the girlfriend was at work. And Joe claimed the house was at work and Joe claimed the house was his he then asked the fiance to move in with him but then disappeared now this is where I

get confused because the story says by that time the fiance discovered her laptop and jewelry were missing so I don't know if he stole from the fiance too I don't know I just know Joe's an f-boy and my issue is this if you don't plan to be with any of these women, why are you stealing jewelry from one to propose to the other? If you don't plan on being with them, you stole her grandmother's diamond ring to give to another woman and you don't plan on being with any of them? And you're giving them other names? What's the point now the story gets better neither the ex-girlfriend or ex-fiancee knew joe's real name but they put their brains together those two florida brains and remembered he had a relative in north carolina so detectives were able to track down a relative who identified joe davis i'm gonna be honest with you joe davis kind of a legend give him a half a bomb just a half a bomb half stop okay he's kind of a legend first ballot f boy hall of famer and you have to let a legend give him a half a bomb just a half a bomb half stop okay he's kind of a legend first ballot f-boy hall of famer and you have to let a legend be a legend even if the legend is a f-boy

joe davis not only has an active warrant for stealing jewelry from his girlfriend and using it to propose to his other girlfriend but joe also has an active arrest warrant for a hit and run crash with injuries in oregon oh my god and previously he's been arrested for possession of a fake id filing a false police report domestic assault and possession of cocaine okay i take back my legendary status he's not a legend he's just an f-boy okay he had possession of cocaine with intent to sell and according to the sheriff's office the jail where davis previously was booked noted he had a tattoo on his left arm that said, only God can judge me.

The devil and that tattoo was a damn liar because, as I sip my Starbucks, because only God can judge you is not true. We are all judging you right now. Are you judging him, Envy? Yes. Angela E., are you judging him? Yes. Dramos, are you judging him? Yes. Dramos, are you judging him?

Yes. Yes. So that's a lie when you say only God can judge you. See, even when people say only God can judge you, I say to them, well, God created man and woman in his image according to his likeness. And we are that image and likeness of God. Therefore, we too shall judge and we too shall be the jury. And the jury has declared Joe Davis of Florida guilty of being a grade a certified F boy.

Please give Joseph Davis of Volusia County. The biggest he are. Um, I guess there's nothing left to do other than play a game of guess what? Right. It Is. All right. Joseph Davis, 48 years old of Florida, stole a wedding band and engagement ring from one girlfriend.

He proposed to another girlfriend and had a tattoo on his arm that said, Only God Can Judge Me. Angela Yee, Guess What Race It Is. I don't like to be stereotypical But it definitely sounds like something a black man would do Explain Why The tattoo I feel like a lot of people

The Bible That particular tattoo I think is a favorite No that's a line from the Bible. That's actually black with white paper. So it's bipartisan. We're talking about tattoos here. You know, everybody gets Bible

verses tattooed on them. Specific ones. It feels like I know people who have done things like this. Personally. DJ Envy, Joseph Davis of Valicia County, Florida stole a wedding band and engagement ring from one girlfriend to propose to

another girlfriend, has a tattoo on his arm that says only God can judge me. DJ Envy, guess what? Racism! So just because he has a tattoo means he's black? I mean, no, not as that particular tattoo from Tupac. I think a lot of people after

Tupac got only God can judge me. That's the Bible! Alright, well, I say black too. It's a Tupac verse. I say black. I'm going to grin, sweetie. It's a Tupac verse, but it's in the Bible. So you think he's black too? Yeah. Y'all have absolutely, positively no faith in your people.

EJ Envy, Anjali Ye E, Joseph Davis is absolutely a Negro. Okay? I tried to say maybe, you know, somebody else had that tattoo. You still ain't got no faith in your people even though you're right. I'm right, though!

We right! I didn't even know that was a Bible verse. I thought it was a Tupac song. Only God can judge me? I don't know. It might be in the Bible. I just didn't know. I know T Bible verse. I thought it was a Tupac song. Only God can judge me? I don't know. It might be in the Bible. I just didn't know. So you don't even know if that's in the Bible? I know Tupac better than I know the Bible. I thought it was in the Bible, though.

Hold on. I think the Bible said, judge not lest ye be judged or something like that. But I don't think it says, only God can judge me. All right. Well, not only God can judge me then. Well, I just Googled what does the Bible. No, I Googled only God can judge me in well i just googled what does the bible no i googled only judge can i google only god can judge me in the bible and it says as to the phrase only god can judge me there's a

particular verse that confirms that assertion and yes it is matthew uh 7 1 through 29 that judge not that you not be judged okay exactly so it's not only god can judge me it's just no it's actually james ford was actually in the bible a couple of times. It doesn't matter. I don't know. They're black. I don't know. He's black, guys. All right.

Thank you. One lawgiver and judge. All right. Thank you for that, donkey. Up next, Ask E. But who are you to judge your neighbor? 800-585. I am Leonard, and I just judged my neighbor.

105. If you got questions for E, call him right now. It's The Breakfast Club. Good morning. Need relationship advice? Need personal advice? Just need real advice. Call up now for Ask Ye.

Keep it real. Morning, everybody. It's DJ Envy, Angela Ye, Charlamagne Tha Guy. We are The Breakfast Club. It's time for Ask Ye. Hello, who's this? Kevin. Kevin, what's up, man?

What's your question for Ye? Hello? Yeah, what's your question for Ye? I've been with my baby mother for 10 years. Wait, slow down, slow down. Start your question for you I've been with my baby mother For about 10 years And now Wait slow down Slow down You said you've been

With your baby mom For 10 years Yeah over 10 years Okay We fell apart Fell apart And now We're trying to get back together

We're on good terms But now she's talking about I can't have Sexual marriage Okay So are you going to marry her I mean I'm working on it But in the meantime

A man got his needs. So what you want me to do in the meantime, wait for marriage. I got it. Yeah. I mean, look, if her rule is now,

I'm not getting with you until marriage. You have to respect that. And either you are going to wait and show her that you really want to be with her. Because it sounds to me like she's saying we've been together over 10 years. I'm not just playing games no more. If I don't get that commitment, then you don't get this box. Damn, but you've been doing this

for hours ago, so I'm not supposed to adjust like that. Sir, your phone sounds terrible. Can you pick it up or something? Okay, my phone. I said, but we've been doing stuff for so long, it's kind of hard to just adjust that quickly, you know? I mean, it is what it is. You can either get all the way in or get all the way out.

And that's, you know, that's her giving you an ultimatum and saying, I don't want to play these games. It's been over 10 years. Either you want to be with her or you don't. Why did y'all break up? All types of mess. You know, we was young. We went through it all. Well, I'm going to just give you some advice.

If you don't want to be with that woman or if you feel like if I can't have sex with her, I can't wait until marriage to be with the person that, you know, I don't know if you love her or not or what the situation is. Then just be honest and just say, look, that's not what I'm trying to do in my life right now. But she's trying to see if you're serious about it. And if she made a decision about her body and what she wants to do, you have to respect that. And I think pressuring somebody or, you know, just saying, all right, well, I'll just sleep with other people. You know, if I was her, that made me be like, okay, he's not the one.

Okay. I understand. Maybe I need to just wait a little bit longer. I need to adjust. Yeah. Or propose. It's up to you. All right.

All right. Appreciate it. All right. It didn't sound like an answer you wanted to hear, but okay. Alright, thank you. He sounds so depressed. Alright, Ask Yee, 800-585-1051. If you need relationship advice,

hit her now. It's The Breakfast Club. Good morning. Get some real advice with Angela Yee. It's Ask Yee. Morning, everybody. It's DJ Envy, Angela Yee, Charlamagne Tha Guy. We are The Breakfast Club. We're in the middle of Ask Yee. Hello, who's this?

Hey, what's up? What's your question this morning? My question is basically, like, I work physical labor, and my wife works from home. So I just be, I come home tired and I be wondering like, how am I supposed to explain to her? Cause like she, she catches attitudes cause I come home sleepy. I work, you know, from six to round two or three physical labor.

But you know, she, she doesn't understand why I'm, why I'm tired. How do I get her to understand that? Maybe you guys need to set a schedule for when you sleep so that, because I do think it's important because those are different types of hours. So if you know when you're supposed to go to sleep, you know, so she knows that's the period of time when you just are going to need your time and space. I think that's important to establish that so she knows what's going on. What time does she finish working from home?

Usually she gets off around like 4 or 5. Continue on Blanche. Okay. Because here's the other thing. She just probably has been in the house all day, which is,

I know it's different, but that's also like she's probably dying to see you when you come home. Yeah, I understand that part, but it's just like it usually is because it's like today like she wants me to do like some little stuff around the house and i'd be like yeah i'll do it but just

give me a second okay i'm a procrastinator like i think i think that's fair i think i think you should say when i come home i need two hours to just kind of like get myself back together, sit down, relax, eat, watch TV, whatever it is. And then from this time to this time, I'll dedicate to helping you out around the house. Just get a schedule going. So she knows, she knows that you are going to do it. She knows this is the time that you're going to do it, but let's put ourselves on a schedule. Let's plan everything out like that so that you feel like, okay, this is my time and this is your time. You know, because sometimes we schedule what time we go to work. We need to schedule other things in our lives, too, that are important.

Yeah. I ain't never really thought about doing it like that. You know, I appreciate it, man, because I definitely, I definitely, I love it. You know what I'm saying? I don't want no problem with it. I just, I just, I ain't know how to approach it because it's like, man, I'm tired when I get off. I'm up under these people's houses all day, so.

Right. And give yourself 30 minutes of cuddle time, too. Yeah, yeah, yeah, yeah, yeah. That's mandatory. Real, man. You better stay real for the longest. I appreciate you, King. I don't know no other way to be, brother. Yeah, man. I know they be getting you a hard time. They hate on you, man, but they don't like to be, brother. Yeah, man. I know they be getting you a hard time. They hate on you, man.

But they don't like real soldiers, man. They never did. I appreciate that, King. Thank you, brother. No pressure, man. No pressure. But all right, y'all, man. I appreciate that.

All right, thank you. Good luck. Ask E, 800-585-1051. You got rumors on the way? Yes, and let's talk about, since we're doing milestones today, we talked about Lauryn Hill's miseducation going diamond. Well, now let's talk about another superstar who has a brand that is now worth $1 billion. All right, we'll get into it next. It's The Breakfast Club. Good morning.

The Breakfast Club. Listen up. It's just in. All it got. Gossip. Gossip. The Rumor Report. Gossip. Gossip. With Angela Yee. It's The Rum. All it got. Got. The Rumor Report. Got. Got. With Angela. Angela Yee. It's the Rumor Report. The Breakfast Club.

Yes, so congratulations to Rihanna. Her Savage Fenty lingerie brand is now worth $1 billion. So congratulations to her. That is really dope. Damn. And that's not even the makeup, right? Because the makeup's like three times. No, that is a lingerie line.

Yeah, the makeup's damn near $4 billion already. So drop on the Clues bombs for Rihanna for having another billion-dollar business. That's crazy. I think I read yesterday, too, that LeBron's going to pass a billion this year, too, in career earnings. Now, if you're Rihanna, would you ever do another album? No. If she wants to? Yeah, if I wanted to, but no.

For what? That's why... By the way, that's why Rihanna's not in a rush to give y'all no music. Rihanna got $2 billion companies, multi-billion dollar companies. Music, please. You peasants will wait. Yeah, she got to run those companies. But she does still go in the studio and work, so we don't know what she's plotting on.

But people do music. A lot of people do it because they love it, too. She might love doing music. You peasants shall wait. Okay, while you wear my makeup and wear my panties. Are you wearing my panties? I would definitely wear Rihanna's panties are you wearing a panty i would definitely wear rihanna's panties with no problem meaning i'd support black business that was really creepy

and weird all right business no you said you would wear it there's a difference that's what i mean i support black business nope i support black you said you would wear panties i support black business dropping a clues bomb for rihanna Savage Fenty. What's it called? You know what it's called. You just said it. Okay, Savage Fenty. I support black business. What's it called? A red pick or black? I would wear black. We have more colors than that, sir. But I would wear black. He asked me what I would wear.

I would wear black. Alright, I was talking to Envy. Salma Hayek just recently did an interview with Armchair Expert and one thing she talked about was being afraid in her 20s to film a sex scene in Desperado. Here's what she said happened. When we were going to start shooting,

I started to sob. I said, I'm afraid, I'm afraid. And one of the things I was afraid was Antonio because he was an absolute gentleman and super nice and we're still very close friends. But he was very free. So it scared me that for him it was like nothing and that scared me because i've never been in front of someone like that yeah in that situation

where it's like okay what are we doing and i started crying and he's like oh my god you're making me feel terrible she said she didn't even know there was a love scene until production started in the movie and so this was you know her first time having to do something like that and she was afraid who was she in the scene with? Antonio Banderas. Oh, OK. But she said he was an absolute gentleman and they're still super close friends. But she just said she wouldn't let go of the towel that was around her. And she just started crying and he felt terrible about it.

But, you know, she was acting. And I can imagine that could be difficult when you didn't expect that. And then it's your first love scene. And it's just like exposing yourself like that. It was hard. I never saw that could be difficult when you didn't expect that. And then it's your first love scene. And it's just like exposing yourself like that. It was hard. I never saw that movie. Dramas. That's a big movie.

Oh, it's a good. It's a really good movie. Classic. And for everybody. It's a classic. Yeah. All right. Never saw it.

Oh, you got to watch it. That came out in 1995. But I think it's still always on cable now. I haven't seen it. Yeah, I've never seen it. I'm too busy watching Boys in the Hood. It's like a Western. You know, stuff like that. Coming to America. I mean, he hasn't even seen. He hasn't seen what. Yeah, I've never seen it. I'm too busy watching Boys in the Hood and Men in Society. It's like a western. You know, stuff like that.

Coming to America. I mean, he hasn't even seen it. He hasn't seen it. What movie have you ever seen? Lion King. What movie have I not seen? Lion King. Oh, The Lion King.

I went to the Broadway play, though. Have you seen Brokeback Mountain? He's seen that one, though. He's seen that one. Probably not for you. What is Despacito, then? Desperado is the name of the movie. I know, but isn't that

Despacito? Despacito is a song. That's a song, man. That's a song That's a song Okay I'm just trying to be hip on my Latin culture Don't School me drummers

Get out of here bro We don't want you Alright and Kiki Kiki Palmer We don't want you Alright now Kiki Palmer is going to be starring in Jordan Peele's new movie Also Daniel Kaluuya will be in it And of course he was in Get Out as well

And starred in that So it's going to be a horror film. And that's my favorite genre. So they said it'll be released in July, July 22nd next year. But there's no further details about the project so far. And Ciara is working on a top secret beauty brand also. She has

said during an Instagram live session with the editor-in-chief of Allure, Michelle Lee, that she's been working on that skincare formula while she's been sheltering in place during COVID. Everybody's working on some private things. And y'all just talked about coming to America. Well, Vanessa Bell Calloway recently did an interview with Page Six. Shout out to Tashara, who did this interview. And she talked about when she was auditioning, she said she was, I guess, too dark to play the role that she really wanted to play that lead role, the lead woman. And she said, when you have white people hiring

black people in movies, sometimes a certain look is wanted. I just wasn't light enough. Even though Eddie had the final say on who played Lisa, she said, that's something that we've always dealt with within our race. A lot of men were indoctrinated by having a white woman or light skinned woman on their arm. I didn't want the part of imani i wanted to be lisa i have read the script and i wanted the bigger role in the end she decided it was better for her to play a small role in an eddie murphy film than no role at all by the way it's a very memorable role though if you don't know who vanessa bell calloway is that's the one that was you know barking on barking and hopping on one dog hopping on one leg and barking like a dog that's a very memorable role.

Yeah, but she wanted that role, Elisa. And she took the role, and she is going to make a cameo in the sequel, Coming to America. Yeah, she's in the new one. She's Wesley Snipes' sister. Sister. All right. Sister, yeah. All right, now, Dr. Dre,

we touched on this a little bit yesterday as the show was ending. Moniece, as you know, Moniece was on Love & Hip Hop, and she confirmed that dr dre was dating april and now she says she's been getting all kinds of phone calls that she alleged is because of her revealing that news here's what she said how dare you send to bang my mother wine and threaten me i don't know you and you don't know me, and I didn't say anything negative about you, sir. So don't you send another motherfucker to this phone of mine

to make one more fucking threat. Yeah, Dr. Dre. And I recorded it. Wrong move, motherfucking suck my dick. You're done. You thought that aneurysm fucked you up? I'm the aneurysm, bitch.

Why is she blaming Dr. Dre for those phone calls, though? I don't know what the phone calls sound like, so I don't know. She said a producer called her to threaten her. I don't know how she knows. But if they're not Dr. Dre,

what does it matter, right? Yeah, that could be anybody. Like, anybody with her phone number. Like, people do stuff like that. Like, I'm not... I don't know. It's just whatever. We just don't know. All right just whatever. We just don't know.

That is your rumor report. Alright. Thank you so much. We'll see you guys tomorrow. Everybody else, the People's Choice Mix is up next. Get your request in. It's the Breakfast Club. Good morning. Good morning, everybody. It's DJ Envy, Angela Yee, Charlamagne Tha Guy.

We are the Breakfast Club. Now, Charlamagne Tha Guy. We are The Breakfast Club. Now, Charlamagne, what are we doing for Black History Month? Listen, today we will honor a Black History Month legend. And this was absolutely a Black History Month moment. It came from Inetta, the mood setter. Inetta is absolutely, in my opinion, one of the freest radio personalities to ever live. One of the freest people to ever live, okay? We got to take it out of just radio

because Annetta did what so many people want to do but are afraid to do. She didn't feel valued. She didn't feel loved. She didn't feel appreciated when she worked at 93BLX, the Gulf Coast's number one for hip-hop and R&B. So she decided to walk away in epic fashion.

Ladies and gentlemen, I present to you, Annetta, the motherf***ing mood setter. The Breakfast Club presents a new Black History Month legend. I refuse to walk around with people that speak to you. Hey, Annetta, how you doing? But then as soon as you walk by that bitch, I will not do it to myself anymore. So if you're confused about what I'm saying, listen very carefully. I quit this bitch. And that was another new Black History Month legend,

courtesy of The Breakfast Club. Drop on the clues, Bonfine, that I respect it, man. Shout to the legend, the net of the mood setter. When you are not happy, you walk away. I respect it. Always have, always will. And if I ever have to quit someplace where I'm not feeling the love, I hope to do it as big as I netted a mood setter did. There you go. I netted a mood setter. Big stepper. Sasquatch feet.

Wendy Williams boots. I quit this bitch, goddammit. What's she doing there? I don't know. But salute to I netted a mood setter. Yeah, shout out to her. She's bringing us joy still. Absolutely.

We get strength from her strength. That's right. We need to know her cash app. We need to put a little in her cash app. We do, man. I'm not going to lie to you. I think I follow her on Twitter. You do?

You do? Yeah. Follow her cash app. We need to put something in her little cash app. We're going to follow. We know we're going to have Inetta on before the month over. Mm-hmm. All right.

Well, when we come back, positive notice to Breakfast Club. Good morning. Morning, everybody. It's DJ Envy, Angela Yee, Charlamagne Tha Guy. We are the Breakfast Club. Now, Charlamagne. And for Aneta the Moodsetter, I just want to give you her Twitter. Her Twitter is Moodsetter.

M-O-O-D-S-E-T-T-A? Yep. All right. Now you got a positive note, Charlamagne? I do. First of all, I want to tell everybody, make sure you go to the Breakfast Club's YouTube page. You know, we back doing interviews in studio for the most part for people that want to pull up.

So we have Earthgang interview up there right now. Shout out to Earthgang. And my man Rashad and Troy from Earn Your Leisure, they was here this morning. So go breakfast club power 105 one subscribe to our youtube page check out our latest content okay okay now the positive note is simply this it comes from the great harriet tubman harriet tubman once said every great dream begins with a dreamer always remember you have within you the strength, the patience, and the passion to reach for the stars to change the world. Breakfast Club, bitches!

You all finished or you all done? Hey, guys. I'm Kate Max. You might know me from my popular online series, The Running Interview Show, where I run with celebrities, athletes, entrepreneurs, and more. After those runs, the conversations keep going. That's what my podcast Post Run High is all about. It's a chance to sit down with my guests and dive even deeper into their stories, their journeys, and the thoughts that arise once we've hit the pavement together.

Listen to Post Run High on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. Hey, y'all. Niminy here. I'm the host of a brand new history podcast for kids and families called Historical Records. Executive produced by Questlove, The Story Pirates, and John Glickman, Historical Records brings history to life through hip-hop. Each episode is about a different, inspiring figure from history. Like this one about Claudette Colvin, a 15-year-old girl in Alabama

who refused to give up her seat on the city bus nine whole months before Rosa Parks did the same thing. Check it. And it began with me. Did you know, did you know? I wouldn't give up my seat. Nine months before Rosa, it was called a moment. Get the kids in your life excited about history by tuning in to Historical Records.

Because in order to make history, you have to make some noise. Listen to Historical Records on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. Hey, what's up? This is Ramses Jha. And I go by the name Q Ward. And we'd like you to join us each week for our show, Civic Cipher. That's right. We discuss social issues, especially those that affect black and brown people, but in a way that informs and empowers all people. We discuss everything from prejudice to politics

to police violence, and we try to give you the tools to create positive change in your home, workplace, and social circle. We're going to learn how to become better allies to each other, so join us each Saturday for Civic Cipher on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts.