The Chris Voss Show - The Chris Voss Show Podcast – The One of a Kind Financial Plan: Say Goodbye to One Size Fits All and Hello to What Actually Works by Mike Milligan

Episode Date: January 4, 2026

The One of a Kind Financial Plan: Say Goodbye to One Size Fits All and Hello to What Actually Works by Mike Milligan ...

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Starting point is 00:00:00 You wanted the best... You've got the best podcast. The hottest podcast in the world. The Chris Voss Show, the preeminent podcast with guests so smart you may experience serious brain bleed. The CEOs, authors, thought leaders, visionaries, and motivators. Get ready, get ready. Strap yourself in. Keep your hands, arms, and legs inside the vehicle at all times.
Starting point is 00:00:28 Because you're about to go on a moment. monster education roller coaster with your brain. Now, here's your host, Chris Voss. I'm Oaks, Voss here from thecrisvoss Show.com. Ladies and gentlemen, I'm just still never going to be able to sing as good as she is. After 14 years, she replaced me on the Christophos show. And she's done such a great job. If you hate the opera lady, just write us and let us know.
Starting point is 00:00:52 Welcome to the big show. My family and friends, as always the Chris Voss show. 2,600 episodes going on 2700. 16 years going on 17. You know, we're one of the oldest still broadcasting, probably the only podcast that broadcasts almost every day. And we can feel it in our bones. So we just need you to support the show.
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Starting point is 00:01:31 Don't make me pull the car over and come back there. Opinions expressed by guests on the podcast are solely their own and do not necessarily reflect the opinions of the host or the Chris Faw show. Some guests of the show may be advertising on the podcast, but it's not an endorsement or review of any kind. Today, we're an amazing young man on the show. We're going to be talking about his insights that will change your life in your world or else.
Starting point is 00:01:48 I don't even know what that means. I just made it up. Today we have Mike Milligan on the show. He is the author of the book to come out September 30th, 2025. it is entitled, the one of a kind financial plan, say goodbye to one size fits all, and hello to what actually works. We're going to be talking with him in the show and how you can make your financial life and plan better. I mean, right now it's, what is it, December 20th, so we're just about to hit the New Year's. What a great book to pick up so that you can plan the future changes you want to make in 2026.
Starting point is 00:02:24 Because remember, those who fail to plan, plan to fail. Don't be that kind of buy. Pick up his book today. I just made a commercial for you, Mike. Right there, I just kind of... And you better believe I would cut it out for the show, and I want to put it all over my socials everywhere. Thanks for that free plug right there.
Starting point is 00:02:42 Send me a cut of the action. Mike is the author of the One of a Kind Financial Plan and retirement, Deja Vu, the host of two podcasts, Ideas by Mike, and the One of a Kind Financial, Show Daily and founder of One Oak Financial, which stands for one-of-a-kind financial. He believes everyone is unique and deserves a one-of-a-kind financial plan to go along with your one-of-a-kind life. From Humble Beginnings in North Carolina, living on the coast in Puerto Rico, he also
Starting point is 00:03:13 lives the one-of-a-kind life that he promotes. Welcome to the show, Mike. How are you? I am so glad to be here, Chris. It is a joy to be here. your friends and family as you call them. I'm glad to be part of that crude ale. Yep. Just don't ask
Starting point is 00:03:29 for money. That's the rule. I thought that's why I was here today. I thought this was the Chris Voss 18th. No, that's a different podcast. You can find that on 1-800-go, no, never mind. Anyway, so give us dot-coms, Mike.
Starting point is 00:03:46 Where do you want people to find you on the interrupts? Mike Milligan.com. That's the easiest place to go. Just my name. Mike Billigan.com is where you're going to find. I have a basic philosophy where I educate coach and plan people. And it's what I do every day, right? I write books. I deliver a podcast. I teach at a university and I'm the founder of a rather large financial planning company in the United States. Nice. Congratulations. So give us a 30,000 overview. What's inside this new book? Well, it's, there's, there's five things that everybody
Starting point is 00:04:18 needs to watch out when they're building wealth. And it's taxes, your retirement plan, investments, long-term care legacy. And in the book, it gives not only stories, but a framework for how you can build a one-of-a-kind financial plan. I call out the financial industry, Chris, in a way that most people don't because they have these labels. They have labels like fiduciary and financial advisor and blah, blah, blah, blah, blah, just these things that people don't understand when they walk in.
Starting point is 00:04:47 What people really want is something they can trust and understand. in a very simple way so that ultimately when they need the money, it's there for them. It's return of their money, not necessarily return on their money. Return on their money. And so in the book, give us some tease out on some of the things you do. You've got 25 years of experience doing this. How do you help people to find a personal vision using Mike's retirement Chi method? Well, that is something that I created. I trademarked it. Go to the U.S. Pat and the Trade Office site, you'll see that Mike Milligan owns Retirement Chee. Chee stands for like inner peace. It's that feeling you get when you're at come with the environment you're in. It's that feeling of perfect harmony. It's that Far East vision that we think about, right? Retirement Chi is how do you cross over from working nine to five, owning a business?
Starting point is 00:05:53 this, having a paycheck that hits your account every two weeks to, you know, sitting in a recliner, vacationing, really where every day is a Saturday. If you think about it, because that's what retirement is. Every day is a Saturday. What are you doing on Saturdays? That's when you go to Home Depot. That's when you go to lunch. That's when you spend the most money.
Starting point is 00:06:13 So the vision for what that retirement looks like, it needs to have some structure around. And so the Chi, when it comes to retirement, is what is your community? like who in the world are you going to spend time with Chris who is going to make you laugh who is going to be there when you need them who's ultimately going to give some purpose to those last years of your life so your community then you know you have to focus on your health
Starting point is 00:06:40 because if you don't focus on it it will become your focus so what do you do with your health do you go play pickleball do you overeat crispy cream donuts all the time and try to get your grave earlier you see it's a bad thing Well, you know, some people love the taste of a hot and fresh crispy cream donut if you think about it. But if you want to extend retirement out, everything in moderation, would you agree with that? Yeah, you got to not be ordering DoorDash five times a day.
Starting point is 00:07:11 Correct. So back to the regularly scheduled program, but retirement sheet here. C is for community, H is for health. And then finally, I'm going to blow your mind with this one. I is for impact. Can you believe, Chris, that, I mean, you've seen it. I mean, you're not retired by any stretch of the imagination, but you see people who are retired.
Starting point is 00:07:29 Just because you're retired, it doesn't mean you're dead. You still have this ability to have an impact in the life of other people, the community you live in, to try to make this world a better place. I know this world is not getting better on its own, right? We actually have to make an effort to make it better. So retirement cheap is going to give you that focus on community health and that impact, make the world a better place. I think as soon as I saw the word chi, you know what I thought of? Chai, chai, because I'm kind of hungry.
Starting point is 00:08:04 Maybe you should make a tea for this because that's also relaxing. It would be very good. But I'm more of a macha guy right now. Have you been charging? Yeah, I'm into mach and I bought the tools, all the stupid whisk and all that crap. Yeah, me too. And then I never use that. I waste too much time on, to be honest with you.
Starting point is 00:08:20 you know what i do this is this is probably i'm probably going to get hate me all for this i'll probably get canceled but uh i just take the the the the the the matra stuff and i just dump it in the protein shake i don't know the whisk is just sitting rotting collecting dusk in the stupid bowl and all that crap that i bought maybe you need to have like a nutritionist old and just ask them does the absorption rate in your protein shake through the same thing there does in your tea and then maybe maybe work that out of your old Yeah, it's probably not hot water either come to think of it. It's just the water thing.
Starting point is 00:08:54 But, you know, I mean, maybe, maybe there's a revenue stream there for you, adding a chai tier. Will you, will you go over your financial plan and peace? You can also relax with a wonderful beverage. Yeah. Well, you know, I live in Puerto Rico, and so I have to watch the revenue streams and where they come from so that our friends are to watch the hurricanes.
Starting point is 00:09:15 Yeah, yeah, come docks. Well, that, you know, luckily, we didn't have any of those this year. just kind of brushed by, you know, us, so we were, we were very thankful for that. Yeah, yeah, that's, so, um, you've gotten some other things in here with the book, the five-step blueprint to create a plan that reflects individuals, values, and goals. I kind of said at the beginning of the show, if you don't have a plan, you plan to fail. Yeah, I guess you agree with that, probably. Chris, do you know what the biggest expense in your life is?
Starting point is 00:09:46 Wives. Girlfriends. I guess we're now doing the top five list of most expensive things in your life. Have you seen my bank account? I have not, but I guess wives and girlfriends show up on the top five. Probably at the same time in some people's life. Yeah, Spirit, right, I usually is in the top. But the biggest expense people will have, like it's proven, statistically proven, or taxes.
Starting point is 00:10:13 Federal taxes, state taxes, sales tax, you know, they tax you if you want to go take a shit, to be honest with you, right? I don't know if I can say that on your podcast, but you can't, right? Good. So taxes are the biggest expense. And so of the five pillars that make up the financial plan, what people don't realize is that you have a choice when it comes to taxes. Now, you have to pay them. You can pay them when taxes are at the lowest possible, even if that means you pay them early.
Starting point is 00:10:42 If you pay them early and you never have to pay them again, doesn't that sound like a better plan than maybe one? what like the guy down the street or your financial advisor wants you to do is to defer the taxes until tax rates actually go up in the future. So the book deals with that, the deals with when you should pay taxes and how do you pay the least amount of your life. The other four retirement income, the biggest fear people have in retirement is running out of money.
Starting point is 00:11:12 Every study that people that get interviewed who are in retirement, but everyone says my biggest fear is running out of money well if you have money hitting your checking account every two weeks or twice a month or every week and it's guaranteed for your life well guess what there's no fear you're going to run out of money you may run out of life but there's going to still be money in your account throughout that whole life so we deal with how you have retirement income yeah then we go to investments right because because wall street wants to manage all of your money and they want to do it for a fee when they do it for a fee they start having record earnings like they're having now Goldman Sachs, J.P. Morgan,
Starting point is 00:11:56 all these companies, record earnings, right? And so we talk about how you get your investments in line to where you are. We deal with long-term care. I mean, everybody is either personally going to deal with long-term care for themselves or they're going to deal with it for a family member. And so you deal with it when you're young so that you end your life with dignity, right, at the best possible. A legacy plan. That just says, I love you to the people that's left behind. Most people live like hordes of papers and a junk, right? People don't want that crap.
Starting point is 00:12:34 They want it. They want something simple and organized. When it's organized, when you get those five things in place, you have a one-of-a-kind financial plan. and we put these things in place because, like you said earlier, we believe everybody lives a one-of-a-kind life. We just want you to live it as fully as you possibly can. Yeah. Now, how are these people, you know,
Starting point is 00:12:55 I never worry about running out of money because I can always go work at the corner in my mini skirt. I don't know what this thing is where you're running out of money, but. Everybody doesn't have the same hustle that you have. Well, my milkshake brings all the something to the yard. I don't know. I'm not trying to bring all the single mothers to the art. That doesn't quite rhyme, right?
Starting point is 00:13:18 So you wrote this book and what motivated you want to write the book? What was the proponent behind it? You're like, damn it, we need to help people or something. I don't know. Well, I've always had this goal. I've always said that over my almost 30 years of experience now of academic and personal that we do financial planning to more. But I actually have not to go deal with this podcast,
Starting point is 00:13:41 But if you read the book, if you get the book, you're going to see on the very first page that I dedicated the book to my brother because he lived a one-of-a-kind life. My brother passed away in 2022, what expectantly at the age of 41, he was hit head on on an interstate in our whole town in Laramberg, North Carolina. Have you ever seen those people that when you look at him, you're like, man, that dude is different? You've seen those people in your life right before, Chris. I think that's why they point at me when I'm in public and children cry and stuff. Well, if you're looking at the screening, you see me. Imagine a guy like me except with dreadlocks. Oh.
Starting point is 00:14:22 That was my brother. He's living his best life. He did that because he had a career that he wanted to connect with people. He actually was a propane tank driver. He drove to people's homes. Right. Yeah, he drove to people's homes. A few dreadlocks, that works easier, yeah.
Starting point is 00:14:41 Well, because he wanted to connect with people because he said it took him 27 minutes to fill up everybody's take. And he said, when people saw his dreadlocks, they would walk up and they'd be like, tell me about that. And so he would tell him the story. And then he would be like, well, can I tell you more about me? And so he would get to tell him like his story, right? He had some addictive personality problems in his life. He had some marital issues that eventually were settled. His wife, he and his wife worked through him all.
Starting point is 00:15:09 but he just wanted to give people hope and purpose in life. And he thought his story was a good one-of-a-worth-tell-it-so he grew dreadlocks to tell the story. He lived one-of-a-kind life, 41 years. He was totally unique. And when I saw him in the casket that day of his funeral, I was like, dude, you're one-of-a-kind. We've got to tell that story. And so that's how one-of-a-kind financial plan came about.
Starting point is 00:15:30 It's just, I wanted to honor him, right? I wanted to take what I've learned over at that point, over 25 years. and I want to bring it forward and guys, Wall Street does not have your back. Can you believe that? I love that. I wish you had this thing that said news flash.
Starting point is 00:15:49 Wall Street does not have my back broken today on the Chris Falls show. They're trying to make as much money as they possibly can because they would have satisfied their shareholders. They would have satisfied their board of directors. And ultimately, they'll do that at your expense. This life is yours to live.
Starting point is 00:16:07 And if you want to take control of it, you need a financial plan that helps you take control of your money. Take control of your money, folks. If you don't, somebody else will use your wife. Marriage jokes on the Chris Foss Show. They never ending. And wives are lovely. They do wonderful stuff with this money that they take. They build a wonderful home and they buy, they go to Target twice a day.
Starting point is 00:16:30 So there's lots of beauty that they bring. Chris, are your listeners mostly bid or are they webbed? I don't know at this point. I think it's half and half still, but they put up with whatever my shit. Like the world, like the world. Pretty much, yeah, yeah, yeah. They come for the comedy, not so much the marriage jokes. I don't know.
Starting point is 00:16:47 I think we're all just having fun with that at this point. So what's the other book that you have? Let's get a plug in for that. It's called retirement. Retirement deja vu is this feeling that I get when I talk to people for the first time. Same story. Like if they've worked with an advisor before, same story, same portfolios, same solutions. It is just
Starting point is 00:17:09 higher, to be honest with you, right? Who wants the same peanut butter and jelly sandwich every day? And, you know, not to call out names of companies out there, Fisher, assessments, Edward Jones, J.P. Morgan, Bank of America, Merrill Lynch.
Starting point is 00:17:25 You know, not to call those names out. But it's the same thing every time you walk in the door. The same solution, right? Whatever your problem is, you can walk in and say, my wife just left me, you know, she's going to take everything I want, I got, right? And then somebody walks in later and they say, I won the lottery, right?
Starting point is 00:17:45 Two vastly different stories there. And then you're like, let me show you this basket of mutual funds. And we're going to charge you one and a half percent fee on them. And at the end of it, we're going to meet once a year and we're going to tell you, you're doing okay. Same story every time, retirement deja vu. And what we try to do is we try to help people break that and realize that their money is, their money is meant for a purpose. And it's exhausting to tell the story over and again.
Starting point is 00:18:12 Believe me, Chris, I've been tried to shut down, right? When retirement deja vu is also trademarked also, I actually had a shell buyer try to buy that from me. We tracked it back to it was. Yeah, it was a big corporation. They do not want their story told on how they actually manipulate their fees for their benefit at the detriment of the client. Everybody says, I want a fiduciary to work with, but most people don't understand what that term really means.
Starting point is 00:18:43 Yeah. Feduciary, what does it mean? As long as we bring it up, we might as well define that. Well, it means that the person helping you out is doing what's in your best interest. And they're disclosing to you how they get paid, not hidden, not saying I don't make money because we know that's a lie. they're actually telling you what the actual cost of you putting money with them is and at the end of the day they will a real fiduciary will tell you I can't help you if they can't help you that's true and they're looking out for your best of interest there
Starting point is 00:19:19 so let's get into some of the offerings you have on your website I know you've got a podcast we want to plug away at let's talk about that for a bit give us the titles of the two podcasts if you would again that way you can uh ideas by blank ideas by Mike. Very similar to this as discussion. It's discussion format with some of the major thought leaders in the financial planning and entertainment space. You know, recently I had on that podcast, the founder of the largest virtual agency in the world, who, by the way, also discovered Tupac Shakur back in the music industry.
Starting point is 00:19:56 I've had, you know, I've had the founder of Open Table, you know, the app. open table. I've had the... I've had thought leaders from, you know, Tom Hegna in retirement to David McNight, Power of Zero. Great book, by the way. I've had Riley Moynes, a Canadian. I mean, even I'll have some Canadians on there every once in a while, too. He's Canadian, but he's there. Riley, Riley... You're apologizing for having Canadians on your show? Yeah, I mean, you know, in America, right? I think I heard that Canada was going to be the 51st state. I think I heard that. I don't know if that's still accurate or not.
Starting point is 00:20:40 But, you know, we had, we had him on the, we had him on the show. We love Canadians. We do love Canadians. Absolutely. We love Canadians. We're working in an investment deal right now up in Canada. They're some of the nicest people. They're like Australia. They're, they're almost apologetically too nice. Well, well, they have such a good process for doing everything. yeah yeah we love we love the japanese they're just they're just they're nice and humble unlike us i always i always tease my canadian friends i'm like we're you're just kind of like we're like
Starting point is 00:21:13 your drunken brother who has a has an attitude problem an anger problem management problem and and and loves to drink and we're just the we're just the we're just the we're just you're living next door to us as your brother and and we're just the brother who just he's always picking fights the starting fights and you guys are just up there going oh man we're in the nuke zone with these motherfuckers my gosh early in early in 2025 the funniest thing i heard this year one of the funniest things are this year 2025 earlier in the year when all the tariffs were going out we were putting tariffs on alcohol Canada just stopped importing bourbon for the united states and they put a tax on it when they and they didn't realize that that
Starting point is 00:21:55 was primarily hurting kentucky guys what to canada What did Kentucky do to you? They allow your horses to come race in their derby, right? They give you the wire mats, right? And they help you. I mean, in the middle of cold, who doesn't enjoy a good hot toddy? Right. What's he'll saying?
Starting point is 00:22:16 No one wins a trade work. Anyway, that's a different part of financial planning. So you've got the podcast and you talk about these things on there. You've got the great guests on. And what are some of the things people? we're going to learn. That's probably a question people ask in the audience. When you come there, I mean, you're going to hear things that are practical knowledge. That tie back to the one-of-a-kind financial plan, right? The podcast is an extension of the book.
Starting point is 00:22:42 You know, we'll take a topic out of the book and we'll explore it a little bit deeper. We want to give people the tools necessary to be able to build their own financial plan if they so choose. And so the podcast does that. The one-of-a-kind financial show daily, that's a daily podcast that comes out. And that is a, that's excerpt from our radio show that we do. You know, we have a radio show that's owned serious satellite and it's old and a lot of AMFM stations across the country. But that radio show is cut up in the daily bite-sized podcast. Just, again, it's just stories based off what's going on to the financial markets,
Starting point is 00:23:18 how you can use financial techniques in your personal daily life. It's the greatest hits, maybe? It is. It is. It's the greatest hits of the week, right? so whatever you should and you just dare to point in right yeah plus probably makes for good uh cuts because you know some i mean we have a lot of great people like on yourself like the show
Starting point is 00:23:42 and we're we're pretty sticky about who we have on but uh you know sometimes you know people have a great show but there's like a spectacular story or something that really peeks out in the show that kind of gets lost in the menagerie like sometimes somebody will tell a a really great story or something at the end of the show. I'm like, damn, I wish that would have been at the beginning because people would have listened to it. People tuned out this, you know, maybe, and there's, you know, I have a guest that are sleepers.
Starting point is 00:24:10 Sometimes I'm the sleeper on the show. And, you know, I get yelled at a lot for not letting a guest talk as much. And it doesn't matter how we've actually tested not having me talking just about at all and they still complain. But a lot of people don't realize I'm filling sometimes. But, you know, we've had guests that are sleepers. throughout most of their appearance in the show and then suddenly like 45 minutes
Starting point is 00:24:32 into it they'll turn on and you're just like shit I hope people stick with this well but you've always got the ability to just cut out the first 44 minutes and go straight to that's true just go right to the story and it's just like a five minute show no I mean people consume 96% of her shows
Starting point is 00:24:49 I think they come for the comedy and whatever stupid shit I'm going to say so I think that keeps it alive and then they come for the energy too so I love it yeah We just pump our guests full of caffeine and jack them up on vitamin B and maybe a few lines of cocaine before he's show. And they seem to come off fine. I didn't get that memo right before the show. Oh, sorry.
Starting point is 00:25:11 You may want to check your mailbox, but especially before the authorities get a hold of it. It's probably already been compensated, but confiscated. So let's talk about some of the offerings you have on your website where you offer coaching, education, different resources. courses. What's the offers there and stuff? Educate is, you know, my, my mission in life is to educate coaching plan. That's what I want to give people. I want to meet people where they are and take them where they want to go. The educate side is a personal financial planning course that I teach. It's done remotely. It's $199. So not a big commitment by any stretch of the imagination.
Starting point is 00:25:51 But in that, in that nine-hour course that's spread over six sessions, right? So somewhere between 75 and 80 minutes per session, I literally lay out for people the way to build a financial plan, right? What to look out for it. The interesting part about that is, I mean, I guarantee in the first five minutes of that course that the $199 that you pay, you will 10 times that by taking this course. If you take it to the end, I guarantee you'll get 10 times of value out of this. Or I'll give you two times your money back. It's just that simple. right
Starting point is 00:26:27 and like I mean take the course and prove me wrong I've yet to do it with over 10,000 people haven't taken the class I've yet to write a $398 check
Starting point is 00:26:37 at the end right because the numbers that we see is people aren't just aren't just saving $1990 right
Starting point is 00:26:46 they're saving $4,000 and $8,000 and $15,000 because we unravel for them where money is bleeding out
Starting point is 00:26:54 in their financial plan and we teach them how to fix it. I'm not here. I'm not here to say that all Wall Street is bad. That's not what I've maybe I was harder on them at the beginning of the show than I should be. What I'm just saying is you don't have to pay for everything they do. You know, whether most people are either overinsured or underinsured. We get to the bottom of that. Most people have subscriptions that they haven't even used, right? How many people are buying Planet Fitness subscriptions right now to get buff in
Starting point is 00:27:25 2006 and they wake up seven months later, they still got $25 a month coming out of their checking account. It's time to cancel that stuff, guys, if you're not going to use it. And so we actually go through a spending audit. We save interest on credit card debt. We show you how to build a will in a trust because the majority of people in the United States don't even have a will in a trust. We show you how to do that. And then we show you how to get investments lined up in a way that's beneficial for you and not working against you and working against the budget in the life you're trying to live. Yeah.
Starting point is 00:27:55 What a bitch. Well, thanks, man. The coaching part is more advisor to advisor. So we're actually trying to help financial professionals across the country. Get this. Be more ethical. Right? Isn't that crazy, right?
Starting point is 00:28:15 You know, there's people. Here we are right at the end of the year, right? And I literally saw a post on LinkedIn today that another. financial advisor wrote that said, if you are working today, and this is a financial pro, calling to meet your quota, so you get on the company trip, you get an extra bonus, or to keep your job, you should probably shut it down for the year. Like, first of all, what kind of companies are still giving corporate trips or bonuses based on deals that are closing on December 30th of the year, right? And by the way, what also helping to work, come to work and work a full day?
Starting point is 00:28:55 I don't care if it's December 30th or January 5th, right? Stop putting that crap on social media. And so we tell, we try to help financial professionals stop undercutting each other. We're in this together, right? We're trying to help people. But, I mean, the guy down the street from you is not, if you're doing an ethical business, right? And you're actually trying to help people as a fiduciary. with their money, just, just be, just be courteous, right? And if you see somebody doing a good job, tell them they're doing a good job. You know, you don't see Burger King and McDonald's putting ads out against each other saying, man, the Whopper sucks.
Starting point is 00:29:36 Have you ever seen a McDonald's commercial that says the Whopper sucks? I don't think so. I think, haven't they done maybe some social media making fun of the king or? Yeah, yeah, yeah, but that's different. making fun of the brand but saying the burger sucks that's different you know you know if you walk
Starting point is 00:29:57 if you walk into if you walk into McDonald's you know what you're getting two all beef packing special sauce lettuce cheese pickles onions old a sesame bun you know you're getting that I thought it was good poisoning and fat that's on the side we've lost our McDonald's sponsorship oh man
Starting point is 00:30:14 Burger King he loves you Oh, yeah. Colon, bull. All right. It's making fun of fast food. This is where the show has come to. It's just a show bashing fast food.
Starting point is 00:30:29 Have you become vegetarian? Is that what are your goals for? No, no, I just, we bash McDonald's a lot. It's kind of one of the callbacks. Twitter's like a callback. We bash a lot. And then McDonald's for bad eating, you know, we, it's got, these are callback jokes in the show. People are familiar.
Starting point is 00:30:45 I love it. People love it. Isn't that their thing? I'm loving it. Did you just plug McDonald's on my show? Are you getting a kickback on that? I did not. I just want to see if you were paying attention right there.
Starting point is 00:30:57 That was pretty fucking sly. I was just saying, I was just making sure you're paying attention. I'm hungry right now. I guess where I'm going. All right. There we go. I mean, you've helped serve me up. Right now I've tried tea on the brain and now I have McDonald's on the brain.
Starting point is 00:31:13 Thanks, Mike. Y'all, you're loving it. Wait, I might have to pay if I say that. Anyway, YouTube's going to catch that. So what else do we need to know about some of the offerings you have, Mike? We've been having some fun here. Have we covered everything? Do we need to, is there anything we missed?
Starting point is 00:31:33 I think we have. I mean, you know, for your listeners, if you're looking at 2026 to kind of take control of your finances, in all serious this, folks, this is knowing where your money goes and knowing how you deal with it. If you don't have a clue or if you just if you just want a safe space to learn what's going on in the financial world, go to the website, click on Educate and you'll find a way to sign up for the personal financial plenty class. I'll share it with the guarantee with you, right? If you don't, if you don't get 10 times the value out of it, I will double what you paid back to the back to you. And then, you know, if you're a reader, I'd appreciate it going if you went to Amazon and found the one of a kind financial plenty book. then just for 1499, it'll be shipped to you a day.
Starting point is 00:32:20 And then leave a positive review. Don't be the lady who left a three-star review yet. Sounds like she loved the book. So go there. Go there and read that one three-star review. It would be like, wow, she really loved this book. Yeah, she only gave it three-star. She really loved it and gave it three stars, for real.
Starting point is 00:32:41 He did. I think maybe fat fingers got involved there, but you read the review for yourself. There's been over 20 reviews. I've got almost a five-star rating. Just that one three-star review, go read it. And listen, if you buy it and you really think it's a three-star book, put it down there. That's great.
Starting point is 00:32:59 I'm reading it right now by Teresa. Yeah, read it. Can you read that? It gives it great marks, but then three stars. What the kind of? I mean, sorry for the passive-aggressive. Chris that's like a one. That's okay.
Starting point is 00:33:16 I've had people put on my book a one star because I'm not the other person that they think is brought the book. And you're like, you know, there's, have you ever met someone named John Smith, you moron out there in the right. John are you?
Starting point is 00:33:31 Maybe those people are just, maybe those people are just splitting the difference there. They just really, yeah, they just for, thanks for plugging there. They really just, they really just, uh, they really just, they really just I don't know plug my book Beacon's leadership there by the way you know that other guy has a great bourbon out right now he's invested a lot of shit I wish she just
Starting point is 00:33:51 I wish you just quit utilizing my name I'm the original Chris Voss so have you ever thought to maybe have him on your show no no no we've threatened to sue him actually so oh did you yeah yeah so I'm the original Chris Voss and in 2016 we were eight years into the brand of Chris Voss being built on social media. I owned everything, Chris Voss. And except for the dot com. That got away way, way before the very start of the dot com era.
Starting point is 00:34:20 Some old guy in England bought it and would never give it to me and never use it. So, and then it got loose. So I guess when he passed. But I wasn't the one who did it. So I just want to make that clear. Although there might have been people looking for him. But, no, so he started that. Anyway, it's Christopher Voss.
Starting point is 00:34:41 He uses it all the time. But yeah, whatever, man. How to build a brand on someone else's award-winning a brand in hundreds of thousands of followers. He did it. I remember when you had like 100 followers on Twitter. There's another Mike Billigan CFP out Kansas somewhere. Is it really?
Starting point is 00:34:59 Yeah, just like I want to meet him at some point. I guess I got to make a trip to Kansas. But, you know, he's a thing. Well, you don't go yourself. That's the key. Well, that's true. That's true. Kansas is Kansas for Pete's sake, right?
Starting point is 00:35:12 Yeah, who cares about anybody in that state, really? Is there anybody? And there's, what, like, five people or something? No, I'm teasing you, Kansas. Right. Soon to be the home with the Kansas City Chiefs. I don't know if you heard that news recently. Oh, is that true?
Starting point is 00:35:24 Is that what they're moving? That they're moving. They're moving across the border from. I heard they were leaving the area for a new arena, but I thought it was going to be local. No, they're just moved. They're moving across the line into Kansas. Oh, Kansas. Crazy.
Starting point is 00:35:38 Is there a Kansas City? Kansas? There is. Oh, is it? Okay. Yeah, it's like splits right a little to border. I mean, geography, but we really going off the rails here. Geography, guys. Look it up. Do you really want a team that just almost three-peded, which no one can do?
Starting point is 00:35:55 And now they're on the downside of the thing. We know how this works because I'm a Raiders fan. Well, well, Taylor Swift still come if her man retires. That's going to be the key, right? I don't know. It depends. how long the lease she gives him so we know that one's
Starting point is 00:36:16 going down the uh i mean she she needs some kids man that that clock's creaming and uh he's up on the rack for that so uh yeah have fun with that and i'll give it about seven years anyway this has become the taylor swift commentary show right we've we've touched it all here we're moving we're moving around the map uh so mike
Starting point is 00:36:38 as we go out to pitch people on all the stuff they need to pick up and buy from you as soon as possible before the year end so they can write it all off on that great advertising budget. See, financial planning. Give us to your plugs and final pitch out to people. Go to Mike Milligan.com. If you want to be part of the class message, just there, we'll make sure you get the registration link. Amazon.com, the one-of-a-kind financial plan book, buy it.
Starting point is 00:37:02 Give it five stars. Help help get Teresa's rating to be a little bit more insignificant than it is. aggressive. Yeah. And if you, and if you want to, and if you feel like maybe you have a financial advisor, I know you're listed to the show when you've got $37 million sitting at Wells Fargo or J.P. Morgan or wherever. And you think you may be paying too much at fees. Reach out to me. Oh, Mike Billigan.com. And let us do a complimentary review for you. You would love to talk to any of the original Chris Ball's followers. And, you know, what we, What we should do is we should have this Theresa Miller that gave you the three stars on Amazon,
Starting point is 00:37:42 but she gave you this glowing report and then she gave you three. Like, we should have her on and just be like, hey, so we saw that you gave a great review of a book, but you only gave it three stars. What the hell does it take a five out of what is he, what is Mike got to do to love a guy? I should go look at the Bible and see if she read the Bible and she gave that a review at all. Yeah, yeah. She's like, two stars, I don't know, flimsy plot, some guy who, it's a book about some guy who mows my lawn, I don't know, hey, Zeus. So I don't get it. I'm not, I'm not feeling it. But I'm sure, I'm sure Ms. Mueller, I assume Teresa, without the E in it, Tressa. I mean, I'm sure she's, or I'm assuming she's a woman, but I'm sure she's a nice person. But geez, man, she's kind of, she's tough, man. She's tough. crowd she is yeah and one of those comedians where whoever doesn't laugh it bugs me and i will focus
Starting point is 00:38:44 there can be 500 people in the room and i'll focus on that one person i can't make laugh and i'm just like i will get you to laugh motherfucker because you don't feel like you're winning unless everybody's participating yeah and you're like you're kind of like what what's wrong with my joke for you buddy so that's what i feel like that's how i feel like teresa with her three-star review that are 17 years of this show just bad jokes Well, thanks, Mike, for coming the show. We really appreciate it. We got your dot-coms there on the roundabout, right?
Starting point is 00:39:13 Yeah, we do. Okay. Well, Mike, thanks for coming on the show and keeping it funny and all that good stuff. Have a great year in 2026 and all that good stuff. Same for you, brother. There you go. Thanks for mine us for tuning in. Order up Mike's book and try not to give it a passive aggressive of three stars unless you, you know, do what you want, I suppose.
Starting point is 00:39:31 It's your life. Chris says we can't give bad stars. Anyway, it's a great book. learn stuff. I mean, even asked Teresa or the book where refined books are sold. The one of a kind financial plan.
Starting point is 00:39:46 Say goodbye to one size fits all and hello to what actually works by Mike Milligan out. September 30th, 2025. Thanks for tuning in. Go to goodreads.com, for chest, Chris Foss. LinkedIn.com, for chestchristch, Christfoss. YouTube.com,
Starting point is 00:40:01 for chest, Chris Foss. Facebook.com. Facebook. Be good to each other. Stay safe. We'll see you. guys next you've been listening to the most amazing intelligent podcast ever made to improve your brain and your life warning consuming too much of the chris wash show podcast can lead to people thinking you're smarter younger and irresistible sexy consume in regularly moderated amounts consult a doctor for any resulting brain bleed all right mike great show good job

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