The Daily Beast Podcast - Should DeSantis Do Mushrooms to Become a Cooler Candidate?

Episode Date: August 13, 2023

In this episode of The New Abnormal podcast, hosts Andy Levy and Danielle Moodie listen to some clips, which includes a right-winger who has a drug-related suggestion to make Ron DeSantis more human, ...Matt Gaetz speaking nonsense to get Trump out of his indictments, and Jesse Watters saying a possible stalking fantasy of his out loud. Plus, wildfire expert Matthew R. Auer of the University of Georgia has a warning: Get ready for more fires in unexpected places. Hosted on Acast. See acast.com/privacy for more information. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcript
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Starting point is 00:00:00 Hi, I'm Andy Levy, former Fox News and CNN-HLN guy, and current cable news conscientious objector. I'm a former libertarian who now sits pretty comfortably on the left. Hi, I'm Danielle Moody, former educator and recovering lobbyist. But today, I'm an unapologetic, woke commentator on America's threats to democracy. And I'm producer Jesse Cannon, and I'm here to make sure things don't go too far off the rails. We're here to have fun, smart conversations with some of the most knowledgeable and entertaining people in politics, media, and beyond. Our goal is to try and make sense of our current crazy world, our new abnormal, and hopefully even make you laugh through the tears. Hello and welcome to another bonus episode of the new abnormal.
Starting point is 00:00:40 We thank you so much for being here. Today we have an extra special guest with Matthew Hour, who's the dean of the University of Georgia School of Public and International Affairs. And he's here to talk to us all about the economic impact of climate change on the lower and middle class. But first, let's have some fun. Are you guys ready to listen to some clips? Yeah, clips. Oh, yeah, you don't, I guess you guys got used to being a little nice about this and don't know that we're back to hell. Seamus, please put the devil's laugh sound effect there, please.
Starting point is 00:01:13 All right, many have said the wind has been taken out of Mr. Trump, the former president's sails. He's much like a terrible band like the Eagles or something capable of doing anything new and only playing the grayest hits. Even when some of them die off, he just keeps playing them, and we're going to hear just how lazy and low effort he's gotten here. About it, they'll tell everybody who's giving me all that money. He's a compromised candidate, and I'll tell you something, out of respect for the office of president, I didn't talk this way five weeks ago, six weeks ago.
Starting point is 00:01:47 I knew, I felt very badly about what was going on. But out of respect for the office of the president, I wouldn't have said the way I talk. He's a crooked person. He's a totally dishonest guy. So we'd say things, but we now, I even changed his name. I took it away from Hillary. We call him Crooked Joe.
Starting point is 00:02:04 Instead of Sleepy Joe, we call him Crooked Joe. I retired it. That was a great day for Hillary. I said of Crooked Hillary, I said we're removing the name from crooked Hillary. Now we call her beautiful, beautiful Hillary. It's a beautiful woman. And we're giving it to Biden because he's a crooked person. But out of respect for the office, I would never have said that to this extent.
Starting point is 00:02:25 and I never did. But now they indicted your president, your former president. I hate him so much. It's like listening to this, my ears start to bleed. I just want to remind people that Donald Trump was in charge of the Justice Department for four years. And by in charge, we're supposed to have a separation, but we didn't under Donald Trump. He utilized his attorney generals like they were his personal attorneys. And guess what they found on crooked Hillary Clinton?
Starting point is 00:02:58 Absolutely fucking nothing. Guess what they found on Joe Biden? Absolutely fucking nothing. And so this name calling and his quote unquote respect for the office of the presidency, okay. Okay, catch up. Okay. Yeah.
Starting point is 00:03:16 I agree with all of that. But also he's fucking funny. He can be very funny. And just the way he said that stuff. is just he's so insane. He's so bat shit that it just crosses over and becomes funny to me, even though it's not funny for the country. And, you know, he's a horrible, horrible person.
Starting point is 00:03:36 But I don't know. I listen to him talk like that. And all I think is this is what they want. Like, this is what the Republican Party wants. This is the Trump they love. And he had kind of gotten away from this. And he seemed kind of lethargic and whatever. And, you know, I've seen clips over the last couple days.
Starting point is 00:03:52 He did a whole thing with about low flow. hours. That was amazing. It was absolutely amazing. Andy, don't forget that the toilets are at working right either. I know. But that's the shit that works for him. And if he would just go to the Borscht Belt in upstate New York and do routines on stage, like, I would laugh because he's got those mannerisms. It's just, it sucks that I think this shit is funny because ultimately it's obviously not. And I'm not trying to downplay anything. I'm assuming everyone understands that. But there is just something funny when he sits there and says, you know, now she's beautiful, beautiful, beautiful Hillary.
Starting point is 00:04:29 I mean, there's just something funny about that. As sick and deranged as he is. So I feel bad about this. But it's my truth. I just really enjoyed, like, if you can listen to the crowd yelling the send them to get Mo, lock him up, and hang them all throughout that crowd. It's almost as loud as him and it's everyone competing to say it because that's where they've gotten these people to. Oh, absolutely. No, it's fun. Colt stuff. But it's like, but the, like the shower stuff was incredible.
Starting point is 00:04:58 Like, he is, like, he needs Andy Rooney's old job. Like, just throw him on at the end of 60 minutes and let him complain about showers and talk about toilets and whatever. I mean, that would be perfect for him. Well, it's nice that you're doing LinkedIn for him now, Andy. Oh, no. Maybe you could get the My Pillow guy a new job, too, since he's going to be out of one soon. He's not funny. That's true.
Starting point is 00:05:24 I watched like a six-hour election thing he did because I hate myself. It was hard to even laugh at. Oh, yeah. No, he needs to not be out in public, like by law. So here we have another person who probably shouldn't be out in public as minors, Matt Gates. Truly assuming all of his cliche roles. The first of which, looking like 2023's most hungover frat boy, while he talks to Charlie Kirk, and two being Donald Trump's lap dog and plotting how to immunize Trump so he cannot be prosecuted.
Starting point is 00:05:53 You can actually bring President Trump in to give testimony to the Congress and in doing so immunize him. Now there's different forms of immunity that take place at the committee level, subcommittee level. In some instances for full immunity, you have to have more of a super majority vote. But if you had a super majority vote of a committee, like Speaker McCarthy could set up a select committee tomorrow that could bring Trump in and immunize him. and then we could proceed with the very legitimate investigative work that we're doing of the Bidens and the corrupt DOJ. Unfortunately, none of those things are happening. Instead, Congress is not in Washington, not assembled. And I think the timing is on purpose. No timing in D.C. is ever just, you know, a mere coincidence. And so right as Congress is leaving town, right as we're walking away from our equities, you see this acceleration of activity against Trump.
Starting point is 00:06:49 So yeah, let's be specific here though. So immunize him from what crimes, even if he's under current indictment? Is that including even the obstruction claims? And give us some examples of how this has been used recently. Well, it hasn't been used recently, but obviously we're aware of the ability for any person to plead the fifth. You can dissolve someone's ability to plead the fifth if you immunize them. And so Congress has this ability that's been recognized. It's even laid out in 18 U.S.CA 6002 and 6005.
Starting point is 00:07:24 And folks want to look it up. But there you've got the ability to say, well, we're hereby compelling your testimony. We're giving you immunity for anything you say to us and anything that would lead to. And so, for example, if President Trump came in and said, I'm here to give you testimony about the witch hunt, the abuse of criminal process that, Congress has legitimate oversight equities to resolve. And if he were to say things to us, we could immunize him for that conduct that he were to discuss. Does it take a...
Starting point is 00:07:59 Oh, my God. Do you remember the show in Living Color? Of course. One of the greats. One of the greats. And Damon Wayans had a character who was in prison. Yeah, Todd Jackson. And he would read things.
Starting point is 00:08:17 and just say words out of context, right? Like, I am defecating through this conjugation of this book. That's what the fuck Matt Gates sounds like. I could literally remember like he tells you, he's like, Your Honor, I would like to emancipate my proclamation. My proclamation. Yes. Like that is, and that character on In Living Color was funny as hell.
Starting point is 00:08:41 And so ahead of its time because that is Matt Gates. and the entirety of the Republican Party every time that they talk about trying to free free Willie, free Donald Trump from persecution. It's like, and people can look it up. Look up what, motherfucker? You just made shit up. What am I looking up? You're also pretty much admitting that he's guilty of all these crimes.
Starting point is 00:09:08 Correct. Yeah, yeah. Like, you're sitting here basically saying, hey, come tell us about the crimes you committed. and then we can immunize you from prosecution, which I am not a lawyer. I'm going to assume that's not true. Just go out on a ledge. I'm just going to take a guess and say that's not true. Feel free to tweet at me and tell me if Gates is actually right here, but it doesn't sound
Starting point is 00:09:32 like he is. Danielle, you nailed it. I have nothing to do it. That was amazing. I think even though the real funny thing is so today Trump came out and endorsed this. Mm-hmm. Because like, it's like, hmm, we always have to wonder if like, they're a, coordination because there was like that really good documentary on fundraising in Congress.
Starting point is 00:09:51 And it showed it happened to have like a little bit of covert footage of Trump coordinating with him. But I think this time it was like the lap dog wagging the owner. Yeah. This was actually like something some aid figured out. And then now he's like, didn't I do good? Can I have a biscuit? Yeah. Look at me.
Starting point is 00:10:08 Look at me. Pet me. Pet me. Yeah. So we now reach the portion of our show where we showcase one of the truly un-eneged. hinged right-wing people that people may not remember. Mike Sernovich, a man who got rape charges talked down to battery, and is generally known as a massive weirder to the point.
Starting point is 00:10:27 His nickname is Weird Mike. He thinks he knows how Ron DeSantis can reconnect with people, and he's got some advice for him. I said this a couple years ago. People thought it's crazy. I said, Desantis, he needs to take ayahuasca. People are all that's... Right? All these shit.
Starting point is 00:10:46 stupid inferior people who try to tell me things he doesn't have that dimension that soul dimension that spiritual dimension right that just can you unleash can you want do can you unleash no he doesn't have it or maybe a big dose of mushrooms he doesn't have it it's that just that fire inside burning that you think is going to Burn you up. I think people often think he's crazy. I think those people are accurate. I do think, though, the smartest thing he's ever said was,
Starting point is 00:11:27 the other thing we're not getting the effect of is he's doing that right-wing car rat thing where he's sitting in the front seat of his car. And he's got bleached blonde hair as well, which was not his old look. He's doing his own spiritual explorations. So basically he thinks that Ron DeSantis, in order to, connect with people, should take a bunch of mushrooms, go to Burning Man, find himself, his passion and his soul, and then come back. Oh, my God. Oh, my God. Honestly, I don't even think that would unlock him, but, you know, go with God. If I recall history, this is how Jimmy Carter took out Ted Kennedy.
Starting point is 00:12:09 It's like, you know, he went to that peanut farm, found some fungus, and was like, hmm, I got an idea. Oh my God. Is sort of it still a thing? I'm actually asking out of ignorance. Yeah, he's still like a little popular on Twitter. He still gets attention on the right. He'll get a Donald Trump Jr. retweet here and there since I do monitor that account. Oh, okay.
Starting point is 00:12:31 Yeah, I was just curious and I went to check out his Twitter account and it turns out I haven't blocked, which may be why I haven't heard his name in a really long time. Yeah, now, unfortunately, still a thing. So Andy and I were texting the other night, and I was thinking about how at Fox compared to CNN and MSNBC, you hear so much more about their personal lives on air and that just slips out from time to time. Here we have one Jesse Waters, who, as we've played on the show before, had an affair with a staffer, let out the air from her tires so she needed a ride home and recently joked about stalking us to taff her. Well, here he is weighing in on how to be a good boss. Because I question the competency of all of my staff and it doesn't have anything to do with race.
Starting point is 00:13:09 I'm constantly giving them the side eye. Like, really? Is that the best guest you can book? It has nothing to do with his race. Bosses question employees' competency. Get used to it. If I'm the boss and my workers pull this garbage, this is what I do. I start garnishing wages. And then I start docking vacation days.
Starting point is 00:13:27 And then you know what I do? I get my private security guards to go over to her house on a Thursday afternoon at 3 o'clock to see what she's up to. Maybe I find her at the mall. Maybe she's at TGI Fridays throwing back cocktails. Maybe I have footage of her trying on blouses at Ann Taylor. And then you know what I do? I give her an opportunity to be honest.
Starting point is 00:13:46 I say, listen, were you working on the project on Thursday afternoon? And if she lies to me and she says, yes, I was. I present her with the evidence. You were trying on blouses. You were knocking back cocktails. And then she says, you were following me? And then I said, I will waste my own company resources on frivolous, petty things like that. However, I damn well, please, I'm the CEO of this company.
Starting point is 00:14:09 And then she says, you know what, I'm firing an HR complaint against you. I said, you can't file one because you just got fired. And then you know what I do? I hire someone half her age and pay her half her salary. And then you know what? She charges you with stalking and harassment. Woof. Yeah, the hinges were off of that one.
Starting point is 00:14:29 Never a good sign when Janine Piro is the voice of reason. Like that's, you know you strayed from the light. It's true. It was the trying on blouse. that really, like, got me. And I was just like, oh, so you're a fucking stalker and crazy and got it. Yikes. Oh, yeah.
Starting point is 00:14:54 He's very clearly talking about his fantasies right here. Yeah. The thing that struck me is he hasn't actually done this. This is what he aspires to be. Right. Exactly. Yeah. Well, he is just, yeah.
Starting point is 00:15:07 Some have called him the dumbest man on cable news. I think that someone is quite right. Every, every couple days, I get a tweet from someone. It's just, it's a reply to someone else. And it's always like, yep, as Andy Levy has often said, he's the dumbest man on cable news. He really is. Legatterrat. Folks, I am very happy to welcome to the new abnormal.
Starting point is 00:15:37 Matthew Hour, Dean of the University of Georgia School of Public Affairs and International Affairs. I want to start off with just getting your reactions. You know, I'm sitting here in New York, and it was June when I sat and looked out my window and watched the sky turn yellow because of the effects of the wildfires that were having downwind from Canada. Now I'm sitting and watching on my couch as Maui goes up in flames, as historic areas are absolutely demolished. And I want to get your reactions to what has become, every year historic wildfire seasons.
Starting point is 00:16:21 Yeah. And, you know, I think those two locations that you just mentioned, New York and Hawaii are just not locations that come, they're part of the imagination when we think about wildfire or what's downwind of wildfire like smoke. But it's probably something we should get used to. So considering that there have been many hundreds of fires in Canada, in very provinces, for example, this summer, and the consequences of that smoke are in places that, well, most people just don't really think that much about wildfire smoke. And it's really, you know, had major impacts on everything from the, whether you can have school recess and be out there on the soccer pitch to real health consequences with people complaining about respiratory
Starting point is 00:17:12 issues and going to the hospital. Same is true with the fires here. in Hawaii, people just don't really think about that state as being wildfire prone, but they have wildfires really every year. And there are real issues there and something of a perfect storm for the one that we're seeing now. But I think we're going to just hear more and see more of these fires and places that we just didn't think about before. You know, close to a year ago, I guess it will be a year in September, you testified before Congressional Subcommittee about this issue, about the growing intensity of wildfires, but also the risk to the insurance market.
Starting point is 00:17:51 You've done a study at the University of Georgia on this very topic, and I want to give you an opportunity to give us a 50,000-foot view as to the connection, the dots that need to be connected with the increased extreme weather that we are seeing, weather events that we are seeing,
Starting point is 00:18:09 and how it is going to affect those that are middle class and low-income. Right. So the research that we have done at the University of Georgia on this issue is really just trying to get a sense of, if you think about different households and different incomes, what is their susceptibility to wildfire risk? And what we found is that a disproportionate large percentage of households that are in the way of wildfire that are in high wildfire risk areas are lower income. And in some ways, that turns out to be not as surprising as you might imagine insofar as wildfires tend to get started in rural areas. And in rural areas, you have comparatively more people who are lower middle income, working class folks, and at lower income. So we weren't terribly surprised by those results. But it also made us think about other issues, like the extent to which people are either underinsured or uninsured when it came to homeowners insurance.
Starting point is 00:19:17 And that's a serious issue and something that we've been keeping track of. And it's something of great concern in states, particularly in the American West and in the Southwest, so much so that the insurance commissioner in California is very wise to this issue and has, among other things, when they're bad wildfire seasons and there are more of those in recent years, he's declared moratoria in places where there have been declared disaster zones such that insurance companies are not allowed to non-renew or cancel a homeowner's insurance policy for someone who's in one of those declared areas or adjacent to one of those areas. That's helpful for people who, whether you're wealthy or lower income, but it's certainly
Starting point is 00:20:05 the case that it's helpful for lower income homeowners in particular because their choices when their homeowner's insurance is canceled or non-renewed, they just have less flexibility to find replacement insurance. And one of the things that you laid out in the report that you did was talking about the average annual acres that were burned between 2016 and 2020. And the states, the 14 states that you identified as being high risk for wildfires. And it was, we were looking at Arizona, California. Colorado, Florida, Idaho, Montana, Nevada, New Mexico, Oklahoma, Oregon, Texas, Utah, Washington, and Wyoming.
Starting point is 00:20:49 My question for you here is that your assessment is about the areas in which wildfires can occur, is what I'm assuming, where the brush, the vegetation can become increasingly drier due to the climate warming, winds, and all of these different things. The question that I have for you, though, Matthew, is this, is that we in New York here were affected by what is happening in Canada. And so when you're talking about highest risk for effects, are you also taking into consideration or do we need to start taking into consideration, not just the state and the areas and the counties that are at risk for fires to happen there? But what happens as a result of those fires burning in what can be seen as a hazardous radius? Yeah, it's a great question. And the research that we did was really looking at direct risk of destruction of property from wildfires. So the actual fire itself, and we were looking at data coming from the U.S. Forest Service and from other other sources, including from the insurance industry itself, as opposed to some of the things that
Starting point is 00:22:11 you're getting at, which would include, well, you know, if I'm downwind from a fire, I have, let's say, a business that depends upon conditions outdoors, ambient conditions, and those are suddenly damaged by, let's say, I've got an outdoor patio, and that's the main place where I'm serving meals, and all of a sudden, I just can't do it because it's of air quality. Well, that has a huge impact. And as I mentioned, kids, you know, little kids are in terms of health risks, as they take more breaths per minute and they have little lungs. And running around outside in really literally hazardous conditions with small particulate
Starting point is 00:22:54 from fires that might be literally hundreds and hundreds of miles away, that's something we need to think about. And, you know, here's another sort of angle on that. Just think about, in the case of Hawaii, you know, something like 90% of the native species there are endemic. So they really only occur there and there alone. If you think about it, that chain of islands is quite geographically isolated. In particular, plants there are not adapted to wildfire. So when there's a destructive wildfire, you have a really.
Starting point is 00:23:30 a good chance of losing biodiversity. What's more making things worse still is that over time in Hawaii, there's been a lot of encroachment of non-native grass species. This is also sort of a function of how that landscape has been managed. We can see it in other parts of the U.S. as well, including the lower 48. But there used to be a lot of agriculture in Hawaii. There's less of it. There are fewer pastures. There's less row crops. agriculture, and that's less pineapple plantations and sugar cane. And sort of ironically, to try to promote the stabilization of soils on abandoned pastures and farmland, on purpose, non-native grass species that are fast growing were planted like guinea grass. Ginnigrass and
Starting point is 00:24:22 fountain grass, now something like 25% of the Hawaiian islands are basically invasive species. Adding insult to injury, those grasses are fire adapted. So unlike the native vegetation, by and large, in Hawaii, which is not adapted to wildfire, the grasses are. So you get a fire. And then what comes back the fastest from a really destructive fire will be those same grasses. So they outcompete the native vegetation. So you end up with this kind of vicious cycle that just sort of gets worse, compounded by climate.
Starting point is 00:25:00 change and drought, in particular this past winter, a very dry winter. A whole set of conditions have made the situation in Hawaii problematic. But that's true in many other parts of the U.S. and fires that take place absolutely the case with some of the fires that took place in 2021, all the way west in California. We saw smoke from those fires in parts of North Carolina and And it was even visible in Atlanta. If you were in a tall building, you could see, wow, the air quality is not that good. Is that because of traffic in Atlanta? Well, some of it was from ordinary traffic in Atlanta, but a lot of it was actually imported
Starting point is 00:25:44 from other states that were thousands of miles away. So you're exactly right about that. Because it's interesting to me, and this is something that, you know, by virtue of privilege, have not had the need to pay attention to, which was the air quality index. In much of the United States, the air quality is good, good to moderately good. When we saw these, you know, the effects of these wildfires take place and you're seeing states where this is not happening or as it pertains to Canada, the entire country where this fire is not taking place and we were seeing air qualities like that were rivaling places
Starting point is 00:26:24 like Bangladesh. And so when we look at those things, Matthew, I think. that in your study, you were talking about insurance companies, and I just kind of want you to, like, take a mental walk with me because I'm also thinking about health insurance, right? Because when we're talking about, you know, air quality, and it then at that rate, what we saw in states like New York and North Carolina and Michigan and, you know, where the winds were taking, the tainted air is that it was toxic for everybody, not just for those that have immunity risk. And so how do you think that this plays out if we don't make changes, how it plays out with our health insurance
Starting point is 00:27:09 as well as the housing insurance? Yeah, right. No, you're exactly right. It ends up having spillover effects to other kinds of insurance to be sure. So, and to your point, your earlier point, but back there, in early June, I can't remember it was June 7th or June 8th. The air quality index in Manhattan was actually worse than in Delhi, if I remember correctly. Whatever day it was, it was the worst in the world for like four days. Indeed. So, you know, let's think about insurance with respect to commercial insurance for the airline industry. What happened, what from an insurer's perspective, insuring those huge planes that are coming in and out of LaGuardia and Newark and JFK, they're actually wise to air quality issues as well.
Starting point is 00:27:59 It's not as easy to land a plane when you don't have good visibility. It's not something that your mechanics can easily deal with with engines and so. So it spills over to all kinds of insurance, including absolutely, into health insurance. So, you know, when you take a look at places that have chronic wildfire risk, will be interesting over time to see what the insurance industry does and how they think about premiums for, let's say, people in particular kinds of labor categories. So if I work outdoors and I tend to be in an area with very high wildfire risk, to what extent, and let's say I'm an insurance company, and I'm thinking about this from an actuarial perspective, am I going to think
Starting point is 00:28:53 about that with respect to how I decide whether this person should get a term life insurance policy versus somebody who's the same age, has the same, currently has basically the same, let's say, decent health that somebody else has a few towns away. How is that going to work into the decision and into the premium consideration? Now, where the equity issue course comes in here is that person who's the, let's say the day laborer, the seasonal worker, the person who was working outside, there's a decent chance that they are in a lower income category than people who are healthier and just better often are living, are working in a space with decent heating ventilation and air conditioning. So I think you're right on top of something there.
Starting point is 00:29:44 Today, I think, for example, in California, with respect to insurance, the issue has been more pronounced and has come to the fore more so with homeowners insurance at this point than with health insurance. But to your point, you know, let's stick around and see what happens and how can we, you know, be preemptive and think about ways to secure people's livelihoods and health who are more vulnerable. Yeah, because when you, you know, when we're taught, right, and dare I say, indoctrinated about the American dream, we're told that homeownership, right? is the way to move through economic classes, right? Like to be able to own a home.
Starting point is 00:30:29 And that means the ability to be able to protect that home. And so it isn't, you know, I think that what I want for people to understand is that it isn't just the wealthy who are, oh, my waterfront property, you know, in Florida, or this place that I have as a second or third home. Right? Like we're talking about people who have
Starting point is 00:30:51 put everything into this one place to build equity for themselves and their families and then insurers to turn around and say, well, let me tell you, if there is a weather event, you're not covered. I mean, just, you know, to put a fine point on this, you know, tell us what happens to the low-income folks who are not able to receive insurance. Right. So last year, and I think some of that you're describing here, I think got more people's attention that it has in the past in the form of, you know, when we see the headlines and, oh, okay, there's a fire that's affecting, you know, second homes in the Oakland Hills or something like that. It's terrible. It's frightening. There's property loss. And people can lose their lives. Of course, in the camp fire, the fire that's
Starting point is 00:31:44 placing Paradise, California. And a few years ago, there was considerable loss of life. Now, those folks, I think that got folks attention because many of those people were not upper income families. They were, in many cases, middle income or lower middle income. Then last year in New Mexico, I mean, this is exactly what we were writing about. The Hermits Peak Calf Canyon fires in New Mexico, you know, some of the counties that were affected there, the median household income, you know, was in the, let's say, the high 20s, low 30s, $30,000, high $20,000, $28, $29, $30,000. And for those folks to have their homes destroyed, we need to follow up.
Starting point is 00:32:30 We don't know to what extent they've been able to rebuild whether that was facilitated by FEMA and other sorts of emergency funds. We think that might be the case. In fact, we're certain that is the case on an anecdotal basis because there was a disaster declaration in those areas. So FEMA funds flow to those locales. However, if I'm now thinking, okay, well, to your point, I know have, I'm back on my feet, I'm now getting a new job.
Starting point is 00:33:00 I would like to build a new home. I'd like to build a home in an area that's been designated by my state as a very high wildfire risk zone. What choices do I have when, let's say in the case of California, you know, three of the largest insurance carriers have said we're not going to write new policies, namely all state AIG and state farm. In the case of California, it's true for several other states, there is insurance of last resort. So that's something of a lifeline. The problem there is that the premiums tend to be higher, and it tends not to be comprehensive insurance. So it may cover your home for
Starting point is 00:33:45 wildfire risk, but it may not, in many cases, it does not cover your home. It will not cover you for things like theft. It doesn't help you on the liability side if someone has, let's say, a slips and falls on your property wants to sue you. So that comprehensive coverage that most homeowners have is not intact when you get that so-called fair plan or insurance or insurance of last resort. And that's a really big problem if you're lower income, because whereas if I'm higher income, I might be able to get other policies that sort of I can stack together along with the fair plan. And I'm paying a lot for it as I have these multiple insurance policies. It's just not practicable if I'm lower income. So it's just not an easy situation. And I don't really see it getting
Starting point is 00:34:38 much better with these really big wildfire seasons. And I'm not even sure you can call it a wildfire season. I mean, the season now is approaching 360 days in some locations. So there's just going to be more people in the way of wildfire as we move forward. And unfortunately, more people who just are not well-resourced. Yeah. Well, Matthew, we will have to leave it there today. But I appreciate you making time for the new abnormal and for the study.
Starting point is 00:35:08 you put together because I think it's one that people need to pay attention to and be able to connect the dots into how this ignorance with regard to climate change is going to be costly. So appreciate you. Sure. Thank you. Hope you enjoy checking out this episode of The New Abnormal. We're back every Tuesday, Friday, and Sunday. If you enjoyed it, please share it with a friend and keep the conversation going. This podcast is a Daily Beast production with production by Jesse Cannon and Seamus
Starting point is 00:35:38 Alder. Want more great listens? Check out our comedy podcast, The Last Laugh, and our star-studded The Daily Beast podcast at the Daily Beast.com slash podcasts. If you enjoyed this episode, consider becoming a Daily Beast subscriber. Subscribing is the best way to feed the beast and support all of your podcasts as we cover what might become the darkest timeline. Head to the DailyBeast.com slash membership slash podcast and sign up today.

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