The Debrief - Money Money Money | The Debrief Podcast

Episode Date: May 12, 2025

Welcome back to The Debrief! This week we are talking all about spending and saving... well more spending to be honest... As always please email us with any debriefs and dilemmas to hello@thedebriefpo...dcast.co.uk or email us @the.debriefpodcast, we love hearing from you! Have an amazing week! Lots of love, K+K xx Hosted on Acast. See acast.com/privacy for more information.

Transcript
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Starting point is 00:00:00 Welcome to the D-BREAK with your co-host Katie McNeil and your co-host Katie Leitch. Back again. Hola, hola. Nice to see you. Willkommen. Willkommen. Have you seen the new? Rob Madge. I need to see that. I'm so excited for him. Welcome in. Welcome in. Have you seen the new?
Starting point is 00:00:25 Rob Marge. I need to see that. I'm so excited for him. I need to see that. And Hannah Dodd? Hannah Dodd from Bridgerton. Yeah, they're going to be a great pair. Do you think?
Starting point is 00:00:36 I think so. I can't see Hannah Dodd only because I haven't seen her sing. And for me, I see her very obviously because she's been to Bridgerton. Yeah, I see her very demure, very like, darsy, you know, so I can't see. So I'm very excited, but I really want to see Rob Madge be... Rob is going to be brilliant. What's his name? MC.
Starting point is 00:00:56 I really want to see Rob Madge do that. Sensational. He'd be fantastic. What a great choice. I know, I know. Guys, if you don't know what we're talking about, we're talking about the new cast of Cabaret. Yeah. And if you don't know, you've been living under a rock. Yeah. They announced it this morning. I literally was like, surely Marisha and Billy's run is not over yet. I was like, God, time flies. How long did they do
Starting point is 00:01:18 it? I actually don't know. It was like a few months. God, really? I really would like to see the Rob Madge one. Yeah, I would. I really like him. Yeah. Do you know what would be a goal of mine is to sit on the front, like on one of those tables? I would love that. Yes.
Starting point is 00:01:34 What would they like? Are my 500 pounds? They're so expensive. Oh really? Yeah. They're so expensive. I would love that. Yeah.
Starting point is 00:01:43 Shall we? Let's get on to it. Tell me your mantra, my love. My mantra is I am powerful. that. Yeah. Shall we? Let's get on to it. Tell me your mantra my love. My mantra is I am powerful. Yes. Yes you are. Power puss. Power puss. Power brain. Power brain. Power breast. Power breast. Thank you. Power. Bunda. Bunda. Always. Always, always, always. Never let it down. No, no, no, no, no, never ever. Why are you powerful or why do you need to be powerful this week? I think it's been a nice little like you are powerful just as you are, just stand there boom. Oh, I love that.
Starting point is 00:02:13 I really like it. It's been filling my cup. There's nothing more special as well when you think God, just the way I am, I'm great. You know, not when I'm putting on a facade or doing anything out, just me. Just as is. It's really nice. Like you said last week on the pod about having a lot of recognition with your friends, but also just love with your friends and family. That's how I felt with little women. I think I cried for two days afterwards, reading the cards, the support. It was just, you just
Starting point is 00:02:44 really think, God, just for me, and I'm enough. It's lovely. Yeah, it's really nice. My mantra this week is to do with the topic of the pod. Oh, tell me. So if you don't get it from this, then we need good words. If you have to convince yourself, leave it on the shelf. Okay? Now girls, I am possibly the worst person to go shopping with because I'll be like, get it, buy it, do it. I'm thinking why we're here? You've got, you can't do
Starting point is 00:03:18 it. Okay. So that should, yes. Should I also get the same top in a different color? But exactly. Yes. Should we go for a brunch? Yes. Should we just go see a show? Yes. Should I buy those boots that were way out of my price range, but I really want them? Yes. And just be eating soup? Yes. That's me. However, I am also akin to being like, I really want this. And it's, you know, thinking, expensive, expensive, expensive, expensive, expensive, expensive, probably out of my price range. But then about and never put it on again. Or about and never say it again. Oh, or about and never use it. So I'm thinking, oh, how annoying. So many things. So what I'm saying, if you have to convince you, if
Starting point is 00:04:01 you're looking at it going, I would choose this. No, I would. I would. What would you? Or you put it on and you don't go, I am sensationally attractive. 100%. Put it back. Yeah. Put it, put it back. Hey, so I tried on, shout out to Anthropologie.
Starting point is 00:04:17 Yeah. I shout, I tried on this really nice dress. Yeah. It was red. It was low waist. Yeah. A drop waist. Yeah. And it was really, really cool. Like a cool summer dress. I was like, oh was low waist, a drop waist. And it was really, really cool. Like
Starting point is 00:04:26 a cool summer dress. I was like, oh, this is really nice. But I hated the thread though. And I know this is really uptight, but the threading color was just off. The threading went around like this, making it look like a swimming costume. Oh, weird. Really weird. So I was like, no, it is nice. It is. It is nice. Why are you convincing us? putty? You don't have to wear this. No one's forcing you to wear this. So I think, and also girls, if you go away for a few days and still think about it, then yeah, get it.
Starting point is 00:04:56 I've been trying to do it where like, I make a note of it on payday and then go, if by the next pay payday you still really want it, get it. That's a great one to do because that's a month. You'll sit on it for a month. You have to sit and really think, do you want it? Do I want that? Yeah, exactly. My song this week is Stupid Girls by Pink. Could you sing it for me because I can't remember the tune. Baby if I act like that, pushing my blonde hair back, push up my bra like that, I don't
Starting point is 00:05:32 wanna be a stupid girl. I rate song. Fucking love Pink. I listened to... Yeah, you went to see Pink in concert didn't you? I'm obsessed with Pink. I put Stupid Girls in my headphones when I was doing my run this week. Oh yeah, nice. And I was like, wow, wow, what a tune.
Starting point is 00:05:48 Because I'll be honest, I've never heard this tune before. You'd never heard stupid- This was a new tune. Do you listen to- Pink Grace said- Pink is a banger. Maybe I'll listen to Pink Grace said, because I only really know the song-ly. The just give me a reason just a little bit. No, no, she's got like, you know that I'm coming up so you better get this part started.
Starting point is 00:06:14 That's pink. Pink has, I was, I feel like pink. I feel like she was like my Gaga. She was like seeing her live was one of the best experiences I've ever had. Pink hair. No, it's like kind of like platinum now. Nice. She is one of the best live performers I've ever seen in my entire life.
Starting point is 00:06:36 She was probably actually no, no, I'll go the best really concert I've ever seen. Oh, I really need to start listening. She was fucking a bit more credit. She was bungee jumping on stage while singing. I'm like, you're incredible. Stop it. She was like circus tricks. Stop it.
Starting point is 00:06:52 It was Cirque du Soleil pink. I was like, yeah, I'm obsessed. I love that. Tell me your song this week. My song is actually quite sexy. It's like, mmmmmmmmm minute, minute, minute, minute. Oh, what's this taxi shoo? I came across it on TikTok and it said, let's bring back the flirty songs. Love that. And I was like, why not?
Starting point is 00:07:18 And it's this, it's called Only Mine by Naya Grace. And she's like on TikTok, I've been streaming it on repeat because as I'm - Why does Naya Grace ring a bell? I don't know. Actually don't let me think of it. Naya Grace, I'm not sure. Yeah, I don't know. Nice name.
Starting point is 00:07:33 Because I was like vibing. It's giving like slow easy breezy morning, the sun's rising. Ooh. Beautiful. And it's like, ooh sexy. Have you ever just caught yourself like walking down the street smiling? You're thinking, Oh, I'm embarrassing, but I'm having fun. Oh, when you catch seven. Like this girl's having a good day. Me too. Yeah. Yeah.
Starting point is 00:07:52 For sure. Yeah. Big time. Shall we? Yeah. Oh, no, that's it. Yeah. Sorry. Our recommendation is, tell me, the white Hart in Barnes. Oh, great recommendation. Yeah, we went for a Pubbington's there. So nice. So nice on the river.
Starting point is 00:08:14 I love Barnes. I haven't really been to Barnes. Oh Michael Barnes is sensational. It was gorgeous. Absolutely beautiful. Got really, really nice pub and I wouldn't say it's giving the Parsons green of great pubs, but Parsons green is packed. Packed, packed, packed. And usually on the weekends, you can't get a seat or a lot of people, you can't really hear yourself thing. In Barnes, we had a beautiful
Starting point is 00:08:37 Sunday roast and we could hear what everyone was saying. So nice. So if you've got, yeah, yeah. My dad can be hard of hearing at the best of time. So he was having a great time. Oh yeah. He was loving it. It's right on the river. So it's really nice and peaceful. There were quite a few like dogs on the balcony outside as well, like people sat there with the dogs. It was brilliant. Great vibes. So lovely. Love it. Right. Are you ready? Let's debrief. This week on the debrief, we're talking all about spending sprees and hearing all about your most chaotic and random purchases.
Starting point is 00:09:15 I've recently been on a bit of a spending spree. I love spending. The issue is- I think I'm addicted. Klarna. Someone needs to block me from Klarna. Do you know what? it. Clarna, someone needs to block me from Clarna. Do you know what? I'm so scared to do Clarna because I think it will get me in trouble.
Starting point is 00:09:30 No, you shouldn't go near her. Thank you for telling me that. You shouldn't go near her. I don't think I should. Because I think I'll be crying down the phone saying, daddy, please help. I think I will. By now, paying 30 days makes me feel like I'm getting shit for free. Girl math.
Starting point is 00:09:47 It's so bad. I've spent money. Yeah, for sure. Me at 18, cloning the shit out of that. I'm so scared of it now. I get it on payday. I order all my shit on payday for paying 30 days because then it will be next paycheck that it will come out of.
Starting point is 00:10:04 And I'm like, that is a response. Like it just is. It's so stupid. It's really clever though. But I've literally been on ASOS. I got myself some like got myself a whole new wardrobe from ASOS, Zara, got myself a new loaf. I'm literally like, I'm actually scared to look. I'm scared to, I'm scared to go anywhere near Karnat because I think it will be my new best friend. And I'm scared. It's the take over your life. I am scared. This is also why you should never get a credit card.
Starting point is 00:10:30 I will never get a credit card ever because I cannot trust myself. No. And that's the same with Karna. I cannot trust myself. You particularly. Until I'm making the millions, okay, with my films. No, you can't. You can't.
Starting point is 00:10:44 But we asked the debrief if they ever regretted a purchase. Yeah. And these are a few answers that we got sent in. That's a great one. So kick us off. This woman said, hi girls, a three month Juice Clean subscription lasts exactly 1.5 bottles before giving up and ordering a Domino's. Honestly, yes. You see stupid things online and you say, oh, I'll do that.
Starting point is 00:11:10 Yeah. Oh, I love it. I have one. This is actually quite pertinent to society. Okay. Is I bought myself a Ninja Creamy, which is 250 pounds of something that is now collecting dust. Now here's the thing. Who doesn't want a ninja cream? Hey, oh Ninja, sometimes I think it and I live on different sides of the tick-tock. I think we do like, you know What those things Olivia outwards got?
Starting point is 00:11:37 those little Little characters the sunny angels. No the laboobas the baby. Yeah, I've heard of them, but I wasn't that sure. Ninja Creamy. So, sounds like some really good cans. Ninja. What the hell is this? This looks sensational. Is it an ice cream maker? It's an ice cream maker. Why haven't we not got one of these in the flap? It's by the same people that do the air fryers. So it's like a smart talking and it's expensive. It's expensive But all you literally do is you put whatever you fucking people do it. I've seen people make like protein things You put in like milk Protein powder but yoga whatever chocolate you want biscuits. You literally crumble shit in there and Then be like make me ice cream. It spins it in like 30 seconds ice cream point of like magic. Magic.
Starting point is 00:12:27 How? Why do I now want one of these? It's one of those things that I'm like, I- I can make myself a matcha ice cream. Yeah, you could. People do it all the time. People do smoothie bowls, acai bowls. Like you can make it. Why have we not got one of these in the flat? 180 quid. Come on, Katie. So, this is the- Klarna. Klararna. Clarna.
Starting point is 00:12:46 Everyone, I see people make it all the time. So my question to the people that own a Ninja Cremie is, is it actually worth it? Because if it's worth it, I'll fall to peer pressure. Like, I'll do it. Yeah. But like, I just feel like it'll be one of those things that I would use. Imagine you and I. Whip up in the creme. Whip up in one of the cremes.
Starting point is 00:13:03 The thing is, is I'm like, is it worth it? Because I know because I use it. Yeah. Yeah. Because it's all well and good and influence to say, I'll make it for me. So who has time to make in a side bowl in the morning? Literally. So I'm like, be great for the weekends and be great for one.
Starting point is 00:13:19 But also your story have to bring it out. I'm a yeah. And it's a lot of clatter. It's a clatter. Yeah. Yeah. I've got another great one. A treadmill during lockdown. Now a very expensive clothes hanger. Yeah. Yeah. Yeah. Treadmills can be like, aren't they like a round or two rounds or what? They're quite expensive. Treadmills are expensive, but also worth the investment for lockdown because like, yeah, for lockdown I do get that. We were locked in.
Starting point is 00:13:45 Yeah, we were locked in. You needed to do something. Yeah. I had bought a customized pillow on Etsy for £100, which was steep enough, right? However, this is, I've done this before. Didn't quite read that it was coming from Australia. Oh, I've done this. And that customs would charge me another £80 on arrival to the UK. The most expensive
Starting point is 00:14:07 pillow I own. I have done this. I've done this. I have done this. Yeah. It's actually criminal. That's when you need your dad present. Yeah. It's actually criminal when they do this. Did I tell you that I had my ring come from Cambridge? I thought, oh.
Starting point is 00:14:21 Cambridge, America. No. They're like, no, coming from the US. And I was like, hang on a sec. I fucked up. Which ring? The signal. No. I was like, hang on a sec. And hang on. Came from Cambridge, Massachusetts. That's the one. Yeah. Shit. That hangar was there. And someone said, a subscription to a mindfulness app, forgot the password, never logged in again. Do you know what I've done recently is going through like things on my Barclays?
Starting point is 00:14:57 Like what am I signed up to? And so many shit that I'm like, oh my God, I know you're only getting 15p from me, but that's 50p that I could have spent on a moa. Scribe, Scribe takes 10 pounds of me each month and I always keep forgetting to cancel it. I hate it. Yeah. Bastards.
Starting point is 00:15:13 Thieves. Bastards. Bastards. Honestly. This one I think is my favorite. Oh yeah. A life-size cut cardboard cutout of Danny DeVito. It seemed funny at 2am.
Starting point is 00:15:23 Oh my God. Who does that? That's honestly, but then I can imagine that'd be a household icon. Oh, it'd be iconic. Do you know what I'd like to be successful enough that someone's like, should we just get a cardboard cutout of Kissing McNeil? Hilarious. That'd be so fun. That would be hilarious. Not funny, Rosemary.
Starting point is 00:15:42 No. Not one of my friends. Yeah. Someone who's a fan of me. Someone who's a fan. Put her in the window. Go on. Go on. Can it be Sonnet? Yeah. I mean that's iconic. I would love that. I've got one. This is bought myself a super bougie gym membership when I was feeling rich, right? Yeah. We've done it with the bloody one rebel. One rebel, yeah. And then when I'm now locked into a 12 month contract paying nearly 300 pounds a month. Shit, shit, shit, shit.
Starting point is 00:16:10 That's shit. My tip to you is always read the small print. Yeah. Lie and say you've moved away. Fantastic. Fake injury. And do what Archie's sister did, which was the most clever thing I've ever been advised.
Starting point is 00:16:24 She gave her granny's address. Yeah. Granny lives in Warwick. Yeah. So they were like, we need a home address. It's like, great, sent granny's address. Yeah. Fantastic.
Starting point is 00:16:36 Yeah, you can find a way out of that one, girl. Find a friend who lives away. Yeah. I've got another one, a foldable kayak. It never unfolded. It never unfolded. It never unfolded. What's that? A foldable kayak. A foldable kayak. It never unfolded. I could see myself purchasing something. When I'm in my, when I'm in my I want to row era. Yeah, for sure. I go through this phase like every few months guys where I have a real urge to like join a rowing team.
Starting point is 00:17:02 Did we ever tell you we were going to get you a rowing membership. Did we ever tell you that? It's fucking expensive. It's really expensive. But we said we were going to sign you up and put you up. And then it was when you were at Lambda. So we were like, will it work out? I know we were like, the only day off she has and she has to row. She's going down the river. I was going to join a rowing club. Oh, but the rowing clubs where we live, you have to have road for at least a year and a half. Stop
Starting point is 00:17:30 it. It's actually quite like you have. So then I was like, Okay, I'll do a learning to row course. Yeah, near us. And it was like 350 quid for like eight. And in fairness, I said the start she's like, that's actually not terrible. But it was 350 quid for I think it was eight weeks. And you rode three times a week. Okay, that works out. So it actually wasn't terrible, but I was like, it was more expensive than I anticipated. So I was like, whoa, I was a bit set back by it. But my question to you is, have you ever bought something that you've regretted?
Starting point is 00:18:01 Oh my God, for sure. So many things. Yeah, so many items. So many items that I'm convinced I need it. I'll give some, especially, I wouldn't always say my money, but my parents' money that I bang on about thinking I need this. Now I've taken you back a few years, Christmas time, I needed Biscuit the Dog. I needed Biscuit the Dog. Do you know who Biscuit the Dog is?
Starting point is 00:18:21 No. Right. Let me show you Biscuit the Dog. Yeah, get her up. Biscuit the Dog was the Ar. Right. Let me show you Biscuit the Dog. Yeah, get her up. Biscuit the Dog was the Argos vessel. Okay. I love Argos Dog. Okay. And I was like, bearing in mind at the time, Biscuit the Dog, no, here we go, here we go. There was nothing better than going through the Argos catalog near Christmas time. For sure. At the time, we didn't have a dog and I really wanted a dog. Okay. Just to give
Starting point is 00:18:45 you context, here's Biscuit the dog. Right? Now, Argos, I gave it to him. Argos advertised it very well that I thought it was a live. Like an animatronic. I thought it was moving around doing it all sorts. Anyway, Christmas came, Mum and Dad very generous, Biscuit the Dog arrives. I thought, fantastic. Oh my God. Slightly worried he's in a box. I'm thinking how long has he been in there for, but it doesn't matter.
Starting point is 00:19:12 Are there holes? Dad's putting batteries up his bum and I'm thinking, hang on a sec. All he does is move his head. Now, I'm thinking I might have fucked up my Christmas request. You're like, shit. I should have asked for an iPad. I'm thinking, if I'm being honest with mum and dad, I thought he'd do more. Didn't say that. Put him next to me bed. I thought that'll cheer him up.
Starting point is 00:19:30 You know, show him that I like him. Never play with him again. Ever. Ever. Tell you another classic, monsoon. Can I give you a look for monsoon? Do you want to look at the clothes around? Oh monsoon.
Starting point is 00:19:41 Rest in peace. Do you even know if monsoons are back now? Are they? I feel like they've gone under. Monsoon, yeah. I haven't seen them. Anyway, monsoon have Rest in Peace. I don't even know if Monsoon are back now, are they? I feel like they've gone under. Anyway, Monsoon have very pretty dresses for like... I had a Monsoon dress. Every girl had a little Monsoon dress, but their party dress, or their performance dress, they were going out dressing. Yeah, exactly, very pretty in their little party dress.
Starting point is 00:20:00 Anyway, I had a few party dresses from monsoons. I was very lucky. Anyway, again, it's the inner kitty who wore a mini skirt and a feather belt when we were at church. I can't even really know how to describe it. I had a little clasp here. Some may say a shawl, but it was just over the shoulders. There were no arm sleeves. It just went over your shoulders to cover your shoulders. There was a little clasp, a diamante clasp and it was complete fur. This was in monsoon. Why did I think I need this? I need this. It called your name. Oh my God. Anyway, I think I wore it around the shop for the hour we were in there while Lily was trying on dresses, convinced I need it. Mom and Dad
Starting point is 00:20:50 were like, look, let's think about it. I didn't let it go. I did not let this go. I'm thinking I need it. I really need it. Anyway, again, Mom and Dad were left. It's so classroom. Why is it? I thought, oh my God, it was like, I was obsessed. You were for like the day. I was obsessed. I was obsessed. I was obsessed.
Starting point is 00:21:15 They got it for me. I was like, wow. I mean, never saw it again. So what's that about? Oh my God. I literally had this. I went to New York with my family when I was like 11. And there is a sweet shop called Dylan's Candy Store. Now, now, now. It was like pick and mix. It was like, but it was
Starting point is 00:21:34 all like American candy. So the novelty of it, they had like the nerds, the wonker nerds and all that. But they also sold merch. Oh, and now, You know, like the little brown bag, remember the little brown bag and it's that plastic shit looking bag. But iconic. They had a Dylan's candy bag that was exactly like that. It was plastic square rigid. And it was blue and it said Dylan's candy bar on it. And I was like, this is so American and I'm in America right now and I need to come back with an American swag. And I remember like crying to my parents being like, please, because they gave us pocket money for the trip. And I'd spent it all. Oh no, on what? Sweet. I know. I tell you what I spent it on. I got a Reese's
Starting point is 00:22:26 Pieces t-shirt. I got Reese's Pieces t-shirt and that's what I spent it on. And the bag was $25 and my parents were like, no, you're not getting it Katie. You can't do it. You're not getting it. And I was, I was just sure. I was like, fuck, I shouldn't have because I spent, I got my Reese's Pieces t-shirt the first day of the trip. Of course he did. Of course he did. So I was like, fuck. So I was just absolutely distraught. Last day of the trip, parents went back and got it for me. Stop it. And I was like, oh, I was like, I was on crack cocaine. I was delighted. I was like, I was absolutely besotted. Never use it. Touch UK soil. I was like, what is this? My poor parents. What is it about kids?
Starting point is 00:23:16 I literally was like, I never, it just sat and I used to just stare at it on my chest of drawers. I'll tell you another cracker, alright? Take us back to Florida. Oh, come on. Disney merch. Maybe 2012. Yeah. Anyway, Epcot, I was in my boozey here, let's say.
Starting point is 00:23:36 Just had a redo of my bedroom. So mum had got some beautiful side table, was a lovely chest of drawers. Lovely, lovely, lovely. Black and then a nice marble cream top. Yeah. Fantastic. Anyways, find some accessories. The top of these fans nice to beautiful white company candles. Fantastic. What else do I need? Anyway, went to Epcot found these two Buddhas. This big. I thought, yes. And you remember there was a real trend of Buddhas like Oh, everyone's like a Buddha in their house or all that. Yeah do you remember there was a real trend of Buddhas like everyone wanted a Buddha in their house or all that kind of stuff.
Starting point is 00:24:08 Yeah, I remember this. This is this. This is this is what this is. This is a sheet. This is what's in it. And quite like your parents. The missing piece. Quite. Yeah, they're about this big, two of them. And I thought I'd buy two, one on each side table. Oh my goodness.
Starting point is 00:24:20 I was obsessed. I need this. I need this. I need this. I need this. We were there for two weeks, the mum and dad going, no, you're not getting it. Come on now. Anyway, every day, oh, the Buddha. It became a joke. We'd be at the table and they'd be like, you're right, kids are such as thinking about the Buddha. Anyway, last day of the trip, thunderstorms class at Florida. Lily and dad running through Epcot trying to find these two Buddhas that I requested. Me exhausted from the trip so I'm having a villa date with Mum. So we're both lounging around in the villa. Anyway, I've come back with the Buddhas. I'm delighted. I'm absolutely delighted. I'm absolutely delighted. Anyway, they think I'm
Starting point is 00:25:03 going to play with them. You know, I'm like, purely decorative. Thank you. It's a part of the design. Anyway, put them back to me and I think job done, job done. Yeah. And they're like, well, and I'm like, that's done. That's all I needed. That's all I needed. Doesn't it tie the room together? They're like, we ran the up-court for two hours for you for this. If you go back to my room now, spot the Buddhas. That's all I'm going to say. There's two in there.
Starting point is 00:25:27 Spot the Buddhist. I'm on it. That's all I'm going to say. And I've got one more before we move on. Oh yeah. I've got a tanning sheet, okay? I thought that's what I need because I like fake tan but it makes me sheet shit. So I thought I got a tanning sheet, tanning sheet. Right. Well, sticks to your ass, makes you have a sweaty vagina and sweaty butt crack. It makes you look like you shot yourself in this pink sheet. Tried to wash it, doesn't come out.
Starting point is 00:25:50 Poor investment. I also feel like stuff like that, I just don't sleep well. No. Because I'm like, why am I in a silky sack right now? What is going on? I hate sleeping in tally. No, no. So yeah, I love that. That was a great question. So we ready? Dilemma? Dilemma. Tell me. Okay. I've got a great one. So, hi girls. Thought I'd share a bit of a miss. I got myself into a while back and I'm still not sure if I've managed to clean it up to be honest.
Starting point is 00:26:18 Oh no, Klana. Klana, Klana, Klana, Klana. So me and my boyfriend moved into our first flat together a couple of years ago in a little place just outside Manchester. It wasn't much, but it was ours. We were both trying to be grownups about money, splitting bills, saving where we could and making endless bloody spreadsheets. So then I got one of those Tesco credit cards. So you know, the ones where you can earn club card points when you spend at Tesco. Didn't know that.
Starting point is 00:26:49 I actually don't think, I think I had lived there. I don't think it's just, I think if you spend money, it gives you club card points. And you think you're being savvy. I figured I'd just use it for food shopping essentials only. Oh no, oh no. But then I started buying extra bits, a throw blanket here, some fancy mugs, random stuff that we didn't need, but I told myself it was for making the flat a home. Absolutely, I'm with you girl. I'm with you.
Starting point is 00:27:17 There's no dilemma so far. But honestly, I was just spending for the sake of it. And because I was using the credit card, it didn't feel real. It doesn't count. sake of it. And because I was using the credit card, it didn't feel real. So a few months have gone by and I built up just over £1,200 worth of debt and I hadn't told my boyfriend. Oh, bless God. Bless you. It makes me feel sick. This is something I do. He found out when the statement came through the post and I'd forgotten to go downstairs and grab the post that day. He didn't shout.
Starting point is 00:27:48 He didn't even say much really. He just looked at the bill, looked at me and said, you lied and then went into the bedroom. Why is that 10 times worse? It's 10 times worse. We had a long talk later and I tried to explain. He said he didn't care about the money. It was just the lying and that he didn't know what else I'd kept from him. And that hit a lot harder than I expected. We're still living together, but things haven't really felt the same since. And there's this weird quiet energy between
Starting point is 00:28:17 us sometimes. And it's like he's waiting for something or maybe deciding something. I've paid the card off now and I'm doing better with money, but I'm just not sure if that's enough. And I'm just unsure to keep going if the trust isn't there. Oh, darling, I feel I feel for you. I'm really in this position. This is you. I'm really sad for you. Because this is, I want to tell him to get a grip if I'm being honest because I'm like, every woman does this. Yeah, he needs to get a bit of... Well, he needs to get past it because I'm like, you can't be with you and hold this against you.
Starting point is 00:28:52 We all make mistakes. We all make mistakes. And you paid it off. You've paid it off. It's fine. You didn't ask him to pay it for you. You haven't been using his money. The lying is the issue.
Starting point is 00:29:02 Yeah. using his money, the lying is the issue. However, we cannot compare the lying of spending money on getting a candle and a throw blanket for your living room to lying about cheating on your boyfriend. Yes. What are you getting from this relationship? Oh. Why are you staying? Because that's what I'd be asking you because if you say to me, no, he is the love of my life.
Starting point is 00:29:29 Yeah. Fantastic. Then he needs to move on. Yeah. So do you. And you need to have a frank conversation about it. If he's not, why is he making you feel guilty about this? You apologize.
Starting point is 00:29:39 I think you need another conversation. Look, it's not great that you did it. Yeah. Not great at all. I get that. You really shouldn't have done it. I'm only human. But we all do stupid things like this. For goodness sake.
Starting point is 00:29:49 It's like, yeah. I think you need to have another conversation and be like, I feel like it's not resolved. Yeah, I think you need to have a convo with him. I'd just sit him down and be like, look, and don't go on the attack. No. Be more about your own feelings and be like, I feel like you still, I feel like there's a weird energy in the air that perhaps I've still upset you from what happened. How do you feel about that?
Starting point is 00:30:15 Yeah. See what he says. And see what the vibe is. Yeah. Good luck, girl. Good luck. Are you ready? I've got one.
Starting point is 00:30:23 I've got one. I'll ping pong you. Ready? It's a bit of a like boomer itch. Oh, but like whatever happened to put in a pound coin in a trolley anymore. Oh, right. Yeah. Yeah, I've completely. It kind of itches me out that like I used it used to be the highlight of my fucking shopping trip. Going with my parents to fucking Tesco's and they're like, do you want to put the pound in the trolley. Yes. It was like I won the lottery.
Starting point is 00:30:48 Of course I did. But I just don't know if someone- And keeping pennies around. Do you remember your parents just had a dish of pennies near the door? No one's got pennies anymore. Yes. They'd have a dish of pennies near the door or they'd have no one's got pennies. Pennies in the car.
Starting point is 00:31:01 If you got a pound, of course, and they'd have it where the gear stick is. Yeah. A penny. No one's got pennies anymore. I don't even think I've got a penny on me. I don't think there's a penny in this house. I get astounded when people carry purses around nowadays. Yeah. What's that about? Because I used to carry my purse. I had a Kath Kidston purse. Oh, class. And I used to put all my pennies in there. Pennies, my ID, me, and every, oh, where's my purse?
Starting point is 00:31:28 Where's my purse? Now, I just shove it all in the back of my phone. Yeah. Which isn't good. Yeah, I know it's not good. Which you shouldn't do, but like, I do. What are you going to do about it? Yeah. I can't bring a purse. Imagine I'm on a night out and I bring Whitney purse out.
Starting point is 00:31:41 Grandma. McCain off your set. Kids sent us something. Yeah. I'm like, got a mortgage. It's very organised, but I feel like purse culture's gone. Completely. It's really sad.
Starting point is 00:31:51 It's really sad. Okay, you ready? Yeah. Okay. There's something that really itches me out about people who have not just the beads on the phone, okay, you've got your phone, but the ones that wrap around their wrist so in case I like no, okay to come over there I can't deal with it extra safety. No, I think it's quite fun. Okay. No, there's nothing wrong with beads Hey, love it. Love it. Yeah
Starting point is 00:32:18 I saw one the other day that this girl had and it was a smiley face and it was squishable because I saw she was Squishing it and I was like, oh, cute. No, it wasn't that. It was a long beak. I'd say about half a meter. Oh, oh, when she wraps around a hand when she's holding a phone. It's irritating me. What you doing? Why are you acting as if you've got the new Jeff Bezos device in your hand. Everyone's got this. Everyone, I feel like it's me out. I didn't realize how like fear mongering phone snatching in London has been. So when my family were down in London recently, my little sister, I was standing facing the road with my phone on the outside. So like prime snatching position. And she said to me, she was like, can you swap hands? You're making me really nervous. I think someone's going to
Starting point is 00:33:09 snatch your phone. And I was like, I was like, they did. No, it's already happened. Yeah. I'm like, to be fair, though, we've lived in London so long. I've only had my phone stolen once. But like, I think it's a lot more and it has obviously I've seen it happen on tip like people get their phones. Yeah. And I think the ones who've got the string are the ones who've experienced it before. Cause I saw a girl or tube whipped out this thing with a bloody, the longest ponytail I've ever seen come out on bloody phone. Oh yeah. And then she's putting it on, wrapping it around, wrapping it around, wrapping it around, wrapping it around. I thought your wrist will snap off if someone grabs that.
Starting point is 00:33:50 Then this old lady turned to her and said, what was that? And then she just went out and said, oh, it's because I had my phone stolen. I thought, well, okay, that's why. No, when I got my phone stolen, I ordered a fanny pack. I was like- Katie with the fanny pack would make my life so much better. Because it got taken out my, I got pickpocketed on the tube. Katie, I'm really sorry. And it was really bad. And I was like, no, I'm like, you're bloody all of our like, you oldie. I was like, I am never putting my phone in my pocket ever again. I will purchase a fanny pack. Yeah. So it and I wear it across. Or I literally
Starting point is 00:34:26 hold my phone ironclad and I'm like, no fuckers going near me. No one's grabbing this. I've relaxed slightly, but it's intense. Still there. Still in the back of the mind. Right, question? Questions! I am serious. I'm serious.
Starting point is 00:34:42 So my serious question is, do you think you can actually save money in London? No. No. No one can save money in London. No one. Who can save money full stop? No one. No one can save money in London, unless you're working at JP Morgan.
Starting point is 00:34:58 Even then. But even then, I think you're probably in a nice flat. You get a customs for lifestyle. Yeah. You probably then got a lovely gym membership and you probably are paying off a lot of bills for the flat you're living in, whether it's rent or it's something you bought. So no, this is depressing. But no, I don't think you can. Fiverr, yeah, I think you can put a fiverr away every month. Oh, hey, spare change thing on Monzo. Yeah, sure, you could rack up like a pound or two. No, it's really hard. I think that's actually something that needs to be talked about more.
Starting point is 00:35:26 I think like our parents and grandparents are like, oh, savings, savings. It's different. It's so different now. Everything is so expensive. Yeah. You know, Fredo's aren't 20p anymore. No, they're 500 pounds. Thank you. Yeah. Big time.
Starting point is 00:35:41 Okay. Yeah. Big time. Okay. So my silly question is, would you rather, you've been sat down in an evening and had a period by, okay, and you thought I really need to buy something. Oh yeah. Okay. And you've bought a house. Yeah, you've got a lot of money. Oh, fucking brilliant. A lot of money. Wow. Yes. Is derelict. Yes, you've basically built- I've bought land. You've bought land, but with sunstones on the beach and build-up. Oh, shit.
Starting point is 00:36:12 I do, yeah. There's a lot of work to go into it. There's a lot of work. But it's in Spain, so you can get there. You can get there, you know. Or- Or- Would you rather you've bought a security guard who follows you everywhere?
Starting point is 00:36:30 He's protecting you, but he's hurting the abuse at you as well. You're slang! Shut up, silly bitch! Anywhere! Would I have to live in the derelict house? Is that the thing? Yeah, you have to live in the derelict house. But you've got money to build it up. Oh, I'd take the house then.
Starting point is 00:36:48 Would you? I wouldn't want fucking Jeffrey following me around going. But Jeffrey's keeping you safe everywhere. Yeah, but like I feel very safe like by myself. Okay, but he could be driving you to places. Oh, a driver. He's driving you. Oh, then I'd take the driver.
Starting point is 00:37:02 Would you? But he's still like, can't drive yourself, you little twat. And you're like, Oh, I'd find it endearing, I think. I know I'd- You wouldn't let you cry, but you would be hurting, silly, abusive. Yeah. No, I'd find it. I'd find a way to make it endearing. You'd be like, let me touch your tits or something.
Starting point is 00:37:16 I'd be like, Jeffrey. Jeffrey, classic Jeffrey. I know I would specifically, I would love a driver in London. Okay. Okay. So we take the driver. I would love it. I'd love to see you direct in Spain, if I'm being honest.
Starting point is 00:37:30 Oh, it's Spain. It's in Spain, the house. Oh, I didn't hear the Spain. Oh no, then yeah, definitely the driver. Yeah, no, no, no, no, not in Spain. I don't know. I'd burn. Of course.
Starting point is 00:37:41 I wouldn't adapt to my surroundings very well. Of course, because you're a English Rose. English Rose. Yes. Yeah. It's a cross I have to bear. Yeah, exactly. Right guys, end of the app. Got to the end of the app. We love you so much.
Starting point is 00:37:52 Have an amazing week, guys. Oh, have a lovely week. Love you all. Please write in your dilemmas to our email as well as on Instagram. Absolutely. We're here for the long haul. We love you guys. Love you.
Starting point is 00:38:02 Bye. for the long haul. We love you guys. Love you. Bye!

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