The Dr. John Delony Show - My Husband Spends All My Salary

Episode Date: December 13, 2024

📱Early Access: Watch Episodes of The Dr. John Delony Show #1 Week Early—Download the App Today! On today’s episode, we hear about: •      A wife struggling with her husband’s reckles...s spending •      A woman wondering how to end a long-term friendship that has become unhealthy •      A man trying to create balance between his career and home life 🇺🇸 Watch United States of Anxiety Exclusively on the Free Ramsey Network App! Next Steps: 📞 Ask John a question! Call 844-693-3291 or send us a message. 📚 Building a Non-Anxious Life 📝 Anxiety Test 📚 Own Your Past, Change Your Future ❓ Questions for Humans Conversation Cards 💭 John’s Free Guided Meditation 🤘🏼The Dr. John Delony Show T-Shirts Connect With Our Sponsors:  🌱 Get 10% off your first month of BetterHelp 🌿 Get up to 40% off at Cozy Earth with code DELONY 🔒 Get 20% off when you join DeleteMe 😇 Go to Hallow for a 90-day free trial 💤 Visit Helix Sleep for special offers! 💪 Get 25% off your order at Thorne  🥤20% off at Organifi with code DELONY   🏔️ Head to Poncho Outdoors to check out all their styles! Listen to More From Ramsey Network: 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights  🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership   Ramsey Solutions Privacy Policy https://www.ramseysolutions.com/company/policies/privacy-policy

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Starting point is 00:00:00 He likes to go out and he'll pick up the bill. And then I'm left there standing in line at the food thing because he decided to spend $200. When I approach him about it, I'm the bad guy because he's not been allowed to go out to eat. Yeah, he's not because y'all are broke. What up, what up, what up, what up? This is John with the Dr. John Delaney Show talking about your mental and emotional health, your relationships, whatever you
Starting point is 00:00:37 got going on in your life. And if you're like me, you got a lot going on. For 20 years, I've sat with hurting people trying to figure out what's the next right move and I'd love to sit with you. Give me a buzz at 1-844-693-3291. It's 1-844-693-3291 or go to JohnDoloney.com slash ask ASK. Let's roll out to San Francisco and talk to Anna. Hey Anna what's up? Hi, Joan. Yes, I had a question about financial abuse. And my question is,
Starting point is 00:01:13 when is financial behavior in a relationship considered financial abuse or just typical financial behavior in a relationship. Tell me what you're working through. What I'm working with is, I've been in a relationship for 13 years. And I'm unmarried. Okay.
Starting point is 00:01:36 We have three children together. Oh boy, okay. And in the beginning of our relationship, I did not have a bank account. I had a job, but I did not have a bank account. And then when I became pregnant with our first child, I stopped working and he, without me prompting surprised me as a gesture, added me to his bank account for, you know, our upcoming child.
Starting point is 00:02:08 And then that's when our finances were commingled. That's like the great Beyonce song, if you like her, then you should have put her on your bank account. Gosh, what a gesture. What a gesture. It was a huge gesture. We never sat down and talked about the nuances because at this time, neither one of us had a penny to our name.
Starting point is 00:02:34 We didn't have two nickels to rub together, but we had this child coming up and it meant a lot. Shortly after I had the birth of our first child, I got a great paying job and with great benefits about two months after the birth and he wasn't able to continue working his part-time job any longer. So we decided he would quit, stay at home with the child, and I would continue working to bring home the bacon. Throughout the years as the child got older and as time went on, we were in a
Starting point is 00:03:18 situation where he was able to start working again and we were able to utilize daycare and I was continuing my job. But then there became a pattern of going from job to job where he would get a job and shortly quick because he didn't like it or he didn't like management or he would just continuously call out. And this continued on for a few years and I just thought, you know, he'll be figuring out what he wants to do. He'll find his niche eventually.
Starting point is 00:03:56 And it became really hard to not rely on what he says he was going to do. I stopped trusting his word. Well, it's because he never kept his word. Yeah, yeah. Annie, even your cadence is very tiptoey. Are you safe in your own house? I'm physically safe. Okay.
Starting point is 00:04:26 But I don't feel emotionally or financially safe. Does he scream at you? Does he swear at you? Is he just like a parasite in the house? No, he's not. Not like that. It's just a lot of, I guess, it's just emotional. It's bath lighting where I feel like
Starting point is 00:04:48 if I express how I'm feeling, it's my problem for feeling how I feel and that I'm just overreacting when I feel a certain way. But I am physically safe. Okay. And he does not do any kind of yelling or name calling. Sounds like he doesn't do much anything. And that's kind of where I've gotten to the point.
Starting point is 00:05:15 So let me cut right to the chase here. It is not financial abuse for you to look up and say I have to make sure the needs of me and my child's safety is being met. And almost always in this situation, it's not a net zero. It's not just like he's being a bump on a log sitting in the house just playing video games, doing nothing. It's that he's also buying a bunch of crap and in the conspiracy theories and doing willy-nilly stuff that he's a net drain on the house. Am I right or wrong?
Starting point is 00:05:53 Yeah, I think I feel he wants to portray to the world that he is that he has all this money. And I feel like it's kind of, he, he likes to go out to and go out to lunch with friends and he'll pick up the bill. And then I'm left there standing in line at the food bank because he decided to spend $200, you know, a couple of days before going out to eat. And when I approach him about it, I'm the bad guy because he's not been allowed to go out to eat.
Starting point is 00:06:33 Yeah, he's not, because y'all are broke. Yeah. And so, yes, you have to take him off and you have to be prepared for what comes next. I'm so afraid. I know. Are you more afraid of a confrontation with a guy who has been using you as an ATM machine for the last 14 years,
Starting point is 00:06:52 won't even commit to you, but is just using you as an ATM machine and making his friends using your blood, sweat and tears to make his friends think he's cool while you stand in line at a food bank so you and your kid can eat? Are you more scared of that? Or are you more scared of ultimately filing bankruptcy being destitute? Because your husband had the willpower of a small child. Like here's what you got two hard paths ahead of you. You don't have an easy path.
Starting point is 00:07:28 You have to choose your heart. And the path you're on right now is killing you and you're watching it happen. I don't understand how somebody who says they care about their family can be okay with that. And I think the challenge for most people is they would never ever, ever do that. And so they spend time trying to figure out. Most people can't imagine that somebody, how many kids do you have? One? Three.
Starting point is 00:08:12 Three, good God. Most people can't wrap their heads around having three kids and a wife working full time and not working ever to provide, but making sure everybody's taken care of it when their wife says, hey, we don't have any money blowing up on your wife. Most people that's so insane, that's such a bastardization of the role a husband is supposed to play in their house or a man is supposed to, you know, you didn't even bother to be your husband, a man is supposed to play in your house. Like so his whole life is a fantasy.
Starting point is 00:08:47 He plays house, but he won't commit. He plays husband, he won't commit. He plays dad, but he doesn't want the responsibility. He plays friend, but he spends his wife's money while she's getting noodles out of food bank. I mean, his whole life is a fantasy, but here's the problem. You've allowed it. Yeah. And it's a fantasy that continues to grow and grow and grow. He's just a kid in
Starting point is 00:09:11 his mom's basement. It just happens to be you're his mom, right? You're the maternal figure in his life. And he resents you I mean, 14 years and the, the myth the veil finally listed this year. That's right. And what the final straw was is I took a, I had, we bought a house. It's only in my name because he doesn't have good credit. And I took an equity line of credit to pay off all of our debt and found out about a month ago that without my knowledge, she maxed them all out again, but now I'm double in
Starting point is 00:10:01 the hole. And he just says that he needed to buy those things. He was getting gas or he was, you know, getting food. He needs to get a freaking job and he won't. So Anna, you are at a precarious position right now. And you're probably not sleeping and you're probably spending out a lot. And here's why. Your body knows that you are on a razor's edge and they're going to take your house
Starting point is 00:10:30 from you because you put your house on the block. Mm-hmm. You're dangerously scared because you know that your credit is going to be like his and even if they take your home from you because you default on an equity line of credit that you can no longer afford, your kids aren't going to be able to have an apartment because your credit is so bad. You know these things in your nervous system. The real question is, are you going to act on them? What are you going to act on them? What are you gonna do next? And I get the grief and I
Starting point is 00:11:08 get this fear and I get the terror. I get all of it. And even if you don't think you're worth it, your kids are. I'm just sick to my stomach that this is the way this man has chosen to treat his wife and his children. It's disgusting. It's gross, man. But neither you nor I can do anything about how he chooses to wake up and piss away his life.
Starting point is 00:11:39 What we can do is choose the next right thing. I want you to think about your four walls. Is my home secure? Do I have running water and electricity? Do I have transportation? Do I have food for me and my children? And if you don't have those things, you have to move to protect yourself financially, particularly when you are the chief breadwinner. You're the only one bringing him money. And and listen his fantasy will come crashing down. The question you have to ask yourself is will it come crashing down on top of you or next to you? And as for me and my kids, I would not subject them to the abrupt
Starting point is 00:12:20 ending to his little fantasy run that he's had. So yes, I would move the money. This is a matter of safety. I would move my direct deposit into a new bank. I would close the checking account and I would tell him, I have taken the money out of the account. You've spent us into a dangerous hole. If you wanna go get a job, you're welcome to have money. You will have no more resources or money And by the way, I want you to put a freeze on your credit report
Starting point is 00:12:51 So he can't take out any credit cards in your name no loans in your name And I don't know how the laws in California work Hopefully his 14 years of not being willing to marry you will backfire on him But I don't know how that crazy state does stuff so I don't know then you gotta ask yourself is this a relationship you want to stay in he's a predator he's a child he's not a sexual predator but he is somebody who just does nothing he's not a parrot predator he's a parasite. That's what he is. He's a parasite. I hate it for you, sister. I wish I had better news. But yes, this is not financial abuse.
Starting point is 00:13:34 This is you spreading your wings and protecting your children and protecting you from somebody who does not care about anything other than himself. Thanks for the call. We'll be right back. Hey good folks, the colder weather is finally here and that means I'm wearing more flannel and denim shirts from Poncho, the world's best performance shirts for men. Poncho shirts are all amazing and their flannels and their faded denim shirts are two of my favorites.
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Starting point is 00:15:33 I love a good hoodie. And these are amazing. And they come in men's, women's, and kids' sizes. And I recently got this giant weighted Cozy Earth blanket. And it has my whole family piling underneath it to watch a movie. It's so great And don't forget during gift-giving season Cozy Earth offers a 10-year warranty on all of their bedding So when you find yourself in the middle of the holiday chaos in the perumpa pump homes Establish your peaceful sleep sanctuary at home with help from Cozy Earth
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Starting point is 00:16:23 and talk to AMY. What's up Amy? I am looking at ending a 30-year friendship. Whoa, what happened? Well, it's a little bit of a long story. Do you want to get into it? Give me the highlights. Well, the highlight says I have a friend who I've been, we met in kindergarten. We've been good friends for 30 years. It's, you know, we, if it's any relationship, it's had its ebbs and flows, ups and downs. But lately, I've been feeling like I'm in a toxic relationship.
Starting point is 00:16:58 She has, she has been trapped in a cycle of toxic relationships with men since high school. And I've been her go-to person to save her, to help her, to support her. And I've been happy to do that. She's one of my ride or dies. But this last time she got out of a toxic relationship and then went right back in, it kind of opened my eyes to some things that maybe She's the toxic one and maybe I'm in a toxic relationship
Starting point is 00:17:30 Hey So I'm looking at kind of Pulling away and shutting this friendship down and there's a lot of grief associated with that sure So that's what I'm struggling with. Does it have to be an event? And here's what I mean. Like we don't have a good system. They just don't exist.
Starting point is 00:17:52 Maybe they do in other cultures. I don't know of any that like there's like, there's ways to end romantic relationships and there's ways to end business relationships. There's just not a good way to end a grown-up adult friendship. Right. There's not like a like I'm breaking up with you like over coffee. It just doesn't work like that. Right. But so I'm asking you, does it have to be an event or can it just be, dude,
Starting point is 00:18:20 I'm not going to answer. I don't have to answer the phone. I think that's kind of what I've been doing. So I went through some training recently where I've been extremely busy and I kind of was like, I'm not available this month and kind of let that ease out. But now I'm feeling like, should I tell her why I'm not going to answer her phone calls? I mean, we've known each other forever. If she is a toxic person, you coming up with the right explanation will not satisfy her. Right. That conversation will be theater for you.
Starting point is 00:18:55 And it won't... I mean, if she chooses to ask you because she cares about you as much as you've cared about her over 30 years, she'll ask you, hey, why'd you like seriously, you never answer the phone anymore. And then you could say, dude, I just, I can't do the, the, the toxic boy thing anymore. I just can't. Like you make your choices, you do your thing. I've been ride or die for so long. Like I've got to, I've got, I just don't have the mental capacity for it anymore. That's being 100% honest.
Starting point is 00:19:26 It is. And like two months ago when she got out of this relationship, she was crying and I was there for her and she said, please don't disappear on me. And this is kind of one of the things that opened my eyes. A lot of people have disappeared on her and I was like, well, maybe you are the common denominator. And it was like light bulb went on for me. So I told her I wouldn't disappear, but now I'm like, well, maybe I do want to disappear.
Starting point is 00:19:51 But well, there's a difference between you disappearing and her pushing you away. Right. You bailing on her is one thing and you committed to not do that. Her constantly calling you and barraging you with tons of text or I need you to do this or I can borrow some money or oh my gosh can you but I cheat I don't want to be a part of that. Right. And I'll also say this sometimes these type of you only have a few a few opportunities to have a 30-year friendship. You only have a few opportunities like that. And so here's here's kind of my thinking on it. I have a few 30-year friendships. I have a few
Starting point is 00:20:32 40-year friendships. I believe those conversations are worth direct in line human to human conversation. Like we've, when you cross the, I'm just making this up, but when you cross the quarter century mark, I'm done having to filter myself around you. Well, that's one thing I'm good at. I don't filter. I'm very direct. She comes to me when she needs the direct,
Starting point is 00:21:03 like what's happening here. And I'll tell her what I feel. I don't, I mean, I'm not mean about it, to me when she needs the direct, like, what's happening here. And I'll tell her what I feel. I don't, I mean, I'm not mean about it, but I don't sugarcoat it. Okay, so some of the greatest, some of the greatest moments of my life, especially when I was a young, young guy trying to figure out how to be a young adult, was when friends would tell me, dude, you are the worst. And those what like those men are still my friends to this day. Right.
Starting point is 00:21:33 And we've read a few of those where I did something to help her and she blew up on me and stopped talking to me and then came back later and said, yeah, that was the right thing to do. Cool. And I was like, yeah, that was the right thing to do. Cool. And I was like, yeah. So you have a volatile friend who maybe needs to hear, hey, all these people that quote unquote leave you,
Starting point is 00:21:55 you ever thought it might be you? Because here's the deal, you're looking at not having the friendship anyway. You might want to consider not having the friendship, having loved with all you had, which was to tell the truth that nobody else would tell this friend versus running away. Right. Does that make sense? It does.
Starting point is 00:22:22 One thing she comes back at me with is, well, it's my life and I can do what I want. But listen, but you don't honor yourself the way she honors herself. Because your response should be, I know, but this is my life and I get to do what I want to do. And I am 40 now. I don't just don't want to do I don't want to do dating drama anymore Right I don't have different conversations And that's another thing. I'm a mom. I'm married. Yeah, she's single. She's divorced
Starting point is 00:22:56 That's right, and we're way she you know I feel like she lives her life like she's in her 20s and she is almost 40 She does and I'm like I'm in a different place a different place and she doesn't ever support me in the things that I need. Okay, but Amy, Amy, Amy. Whatever's happening there. She never has. Ever.
Starting point is 00:23:14 For 30 years, she hasn't. And I think it's not fair for you to suggest that you haven't got something out of this for 30 years. You've been the hero for 30 years. You've been the hero for 30 years. You've been the wise steady one. You've been the safety net. And now you need someone who's wise. It's hard having kids. It's hard being married to the same knucklehead.
Starting point is 00:23:36 Like you need somebody to be wise. You need someone to lean on every once in a while. And you're realizing, oh, I don't have that. That's exactly it. So it does no good to think about to spend time meditating on how much you've helped over 30 years. That's, that's a, that's a choice to be miserable in your present day.
Starting point is 00:23:57 Right. The best way to spend energy is to go find people who you can lean on. Right. And that is miserable. There's no roadmap for that. Making friends in your 30s and 40s is the absolute worst. It's the worst.
Starting point is 00:24:13 And you don't have any other options because you need oxygen and that's what friends and community are. Yeah. So I just don't know how to grieve it. You don't. You just carry it with you, that I'm sad that that had to end. Yeah I think I've talked about on the show.
Starting point is 00:24:39 I have one ride with my friend who was my longest friend and I got a call several years ago. It was just like, hey, I'm moving on my life and I wish you the best. And it's the last time you'll hear from me. And it was somebody that I love deeply. I've been through a lot of wild adventures with and I don't ever talk about them because I want to honor them. But they had the courage and integrity to reach out and then I immediately fired an email back and it bounced back to me.
Starting point is 00:25:06 That was it. Out. Yeah. And, God, I wish them well. Hope their life is full and great and grand. And also, I gotta have other men in my life, other women in my life that I trust I can lean on when things get wild.
Starting point is 00:25:27 I've never raised two kids before. I need some wisdom. I've never been married to the same person for 20 years after almost blowing it up a few times. I'm over my head as all of us are trying to figure out life. And so I need people in my life. So sad, broke my heart and I'm going to do the next right thing. Right.
Starting point is 00:25:47 Because, I mean, again, what else am I going to do? There's really nothing else I can do for her. I've done everything I can do. She's drowning me. That's right. And so you have an obligation to yourself, to husband to your kids to your family to your friends To if somebody doesn't want to swim to shore I'm not gonna voluntarily drown with you. I
Starting point is 00:26:22 Will pull and fight and scratch and claw with you to get you back to shore If that is not where you want to go then I'm not gonna be your I can't be a person And by the way when you're swimming out in the ocean and you're lost you'd help get back to shore If they're like, yeah, I don't do that. I don't help I got a date. I Just I don't I don's too short, man. Life's too short. And a 30 year friendship is not something
Starting point is 00:26:49 just to throw away. And I think they're worth fighting. And I realize I'm talking out of both sides of my mouth here. If you think a hard conversation, a direct loving confrontational conversation is worth it, have it. Sit down and have it. worth it. Have it. Sit on and have it. If like it sounds like y'all have just y'all have taken two paths and you're both trying to keep pumping air into something that has
Starting point is 00:27:14 been deflated for a long time, just let it be. Because my guess is you probably were really great friends, really, really great friends for about 10 years, really great friends for maybe 15 years. And then you went to college and she didn't or y'all both went to college, but you were in the sorority or you had this major and then you started dating somebody seriously and then you got married and then you had kids and if you look back, you probably have been going your own way for a long, long time. Both of you didn't want to do what it would take to make new friends, so you tried to keep propping them up. Remember the old days, remember that?
Starting point is 00:27:49 Oh yeah, oh yeah, it's Marguerite night, whatever. It's just been a, maybe you've been living as much fantasy as she has, but my guess is this friendship's been over for a long, long time. Maybe it's time, you don't have to make a big announcement about it, just time to exhale and be really sad. Then I'm going to do the next right thing. Hate it for you, Amy.
Starting point is 00:28:15 I hate it for you. And also, I'm excited to see who you can become and who you can begin to rely on when things get hard without somebody always trying to bring you down. We'll be right back. This show is sponsored by BetterHelp. All right. It's that time of year when it's getting colder, it's getting dark earlier, and sometimes we just want to stay inside and get cozy. For me, my perfect night at home when it's cold outside is something my family calls the bed pile. My whole family gets under some blankets, we get around a fire, we either read some books out loud or we just watch a movie together. I love it. Whatever your perfect night looks like,
Starting point is 00:28:56 therapy can feel a little bit like that. The time when you can settle in, replenish your energy, and take care of yourself. Therapy is a great way to bring yourself some comfort during the chaos and rush of the holiday season or any other time of year. Taking the time to pause and be mindful is one big reason why I recommend BetterHelp. BetterHelp is 100% online therapy with licensed therapists.
Starting point is 00:29:20 You can talk with your therapist just about anywhere so it's convenient for your schedule. You just fill out a short online survey to get matched with a therapist and you can switch therapists at any time for no extra cost. Find comfort this December with BetterHelp. Visit BetterHelp.com slash Deloney to get 10% off your first month. That's BetterHelp.H-E-L-P.com slash Deloni. All right, let's go down the street to Nashville and talk to Harvey. What's up, Harvey?
Starting point is 00:29:58 Um, so my question is, how do I manage and balance my life with a well-paying job and then my personal life and being a husband? Well, number one, don't ever use the word balance again, cause it's not not a word. It's it's a myth. It's fake. It's not real So enough I want you anytime somebody says the word like I need to find balance I want you to insert the words I want to ride a dragon It's not a thing. He's not a thing How old are you? Okay. I am 27. 27. All right. Tell me what you're wrestling with.
Starting point is 00:30:27 So I've been working in the construction industry for a long time. Um, here in Nashville. Yeah. Yeah. Bro, that's like scratching a lottery ticket at 21 years old. The last six years here have been B a N a N a S dude. Oh, tell me about it. It's been insane.
Starting point is 00:30:44 Um, and so I've kind of climbed the ladder and I've gotten to a position where I feel financially sound, but I'm starting to feel like I'm spending too much time, too much energy where I'm missing out on the rest of life. I recently got married. She moved in. We're trying to do the whole thing. And then like from a Christian standpoint, I'm trying to understand like, when do I keep staying in the battle? And then when do I start looking for something new? You keep, you keep, you keep cornering yourself with an either or. Yeah.
Starting point is 00:31:21 Like if you can learn at 27 to fight like hell to avoid either or is at all cost Okay, because either or is forced you to fight something or to run from something Yeah, and those are never those are trauma responses are never good platforms to make sound decisions from Right, so if if if if you don't owe anybody any money, right? Let's say you don't owe anybody any money. Then it's not a matter of either I have to stay at this job and be unethical or I have to quit and be homeless. Because I've given myself a third option. I worked really hard to give a third option
Starting point is 00:31:57 and be like, yeah, I'm just gonna walk out. I'm not doing that. And so I always wanna create a world where I don't have to find myself in an either or. Okay. That's why politics is so so it's it messes people up psychologically because it is a this or a that.
Starting point is 00:32:17 This particular like election that we're having now is has been has been dubbed. When this comes out it will hopefully be over but it's a either we die or we die right that's the two options. So I always want to avoid that so at 27 you have a new wife you have any kids? Nope no kids. Okay you're making a great living in the construction world. Are you on call 24 seven? Tell me about your job. Um, no, so I, I work more on the front end now. So I work with developers and building deals and writing contracts. So I feel like, uh, overwhelmed at times where I'm, you know, helping manage hundreds of
Starting point is 00:33:02 millions of dollars and I go home and I'm thinking about it. And I, on the weekend, I can't decompress because I'm imagining what's gonna happen during the rest of the week. And the amount of money that, like, my signature holds right now, like, it just, it feels like I am suffocating myself. When have you screwed something up bad, Harvey?
Starting point is 00:33:27 I haven't yet. No, no, no, when you were a kid, did you screw something up bad? Not that I can think of. Was it your responsibility to make sure mom didn't get mad growing up? Partially, yeah. I'm the oldest of four, so I was responsible for, you know, being the leader to my brothers and sister. Was your dad around? Yeah. Did he practice dadding on you? Yeah, probably.
Starting point is 00:33:52 Is he a different dad with your youngest than he was with you? Yes. All dads are, right? Yeah. Here's the thing. You're 27. you're, I'll tell you this story. So there's a, when I worked at the universities, it's, universities are technically nonprofits. We all laugh at that because we know that they are very much in the profit making business, but they're all nonprofits.
Starting point is 00:34:18 There's a website you can go to where you can find out all the 990 tax returns of all nonprofits in the United States. And so I could find out all 990s list the top five to 20 highest paid people at the particular nonprofits. You can find out what your preacher makes. You can find out what people who lead these things. So I got on there one time when I was working really hard, 24 seven, 365, I just wanted to see what people made.
Starting point is 00:34:44 And I found out what my boss made. Dude, I got so mad because I think it was double or maybe triple what I was making and I was working 365 days a year 24 7. And then out of the blue he calls me and he's like, hey I see something special in you. I want you to start coming to meetings with me because you need to learn how these meetings work. You need to learn how to speak CFO, how to speak president, how to start speak board of trustee member.
Starting point is 00:35:10 I want you to see this stuff in live, but you're gonna sit in the back of the room, you're not gonna say anything. And it was about three to four weeks in of doing this. I just started going to meetings with him and I'd be quiet and not say anything. And I remember thinking on the way home one day, oh God, he earns this money.
Starting point is 00:35:28 Because I was busy 24 seven doing tasks. He was under the squat rack, the whole thing rested on his shoulders. And he got paid for that weight. Right? And so what you're figuring out at 27 years old is these guys are like, you're gonna be a leader someday and you're like, yahoo.
Starting point is 00:35:50 And you're gonna make this kind of money and you're like, yeah. And now you're learning, oh God, these people get paid for the weight they carry. Oh yeah. Right. And you're figuring out in real time why men die sooner than women do Yeah, I've had that conversation with my wife I'm like man I am
Starting point is 00:36:10 Sleeping like five hours a day maybe and I am I am understanding You know what this is going to be for the rest of my life. Okay, that's where I'm calling bull crap though From this point forward. It will be a choice you make Yeah, you don't have to live this life Okay, that's where I'm calling bull crap though. From this point forward, it will be a choice you make. Yeah. You don't have to live this life. Yeah. On multiple fronts, here's front number one, you can just quit.
Starting point is 00:36:33 You've made a whole bunch of money as a 27 year old, you can go quote unquote, follow your passion, which I think is a terrible idea, but you can go do a thing that you wanna do, okay? Yeah. Go knock your lights out. The second thing is you can do nothing. You can keep doing this And it will um, you're you'll you'll
Starting point is 00:36:54 Increasingly seek novelty from your wife and it'll be tough to come by y'all have a kid try to solve it that way You'll become one of those little league dads who goes on the phone yelling at construction deals while you're watching a little league game Like you'll be that guy. And you'll have a humongous jacked up truck because you think that will bring you peace Yeah, right Yeah, or or You can become the what I'm considering like the greatest flex on earth right now and that is a
Starting point is 00:37:27 Leader the greatest flex on earth right now. And that is a leader. Let me put it this way, that same man who told me about the, hey, I want you to start coming to these meetings with me. You know what he did one time? It was amazing. We were having a, he had just started at this university and we were having a big debate. There was five of us in a room and we were fighting and fighting and fighting.
Starting point is 00:37:43 I think this, I think you're wrong. I think the president's going to say this, going around the round around. It got to be five o'clock, five zero zero. I had never left work before six or six 30 ever in my career. And he's still talking. He's engaged in the fight, but he gets up and he goes over to his desk and he grabs his laptop and puts it in his bag and he's still hot. Like we're all kind of hot. It's kind of a dusty meeting. And the other four of us are sitting in the chairs in his bag and he's still hot. Like we're all kind of hot. It's kind of a dusty meeting. And the other four of us are sitting in the chairs
Starting point is 00:38:06 in his office and he puts on his coat and he grabs his bag and he grabs a hat. He always had a hat and he started walking out and the room got kind of quiet. Like, where are you going? And he smiled and he caught, he's like, oh. And he had just started working at the university. And he's like, y'all don't know me that well, I'm sorry.
Starting point is 00:38:25 He goes, I love you guys. And then he pointed out the door and he goes, but I love them way more. Y'all knock the lights out when you come and we'll finish this tomorrow. And he walked out the door. And here's what that gave me. That was not a sense of, oh, I guess he's not invested.
Starting point is 00:38:40 That gave me as a young professional, a picture of, oh, that's why he's so good at work because he's that intentional about being good at home. Yeah. Right? Yeah. And so you make choices. I am going to turn this off.
Starting point is 00:38:58 I am gonna go see a counselor because I'm 27, I've never carried this kind of weight before. I'm gonna keep a journal. I'm gonna have an exercise program I'm gonna meet with a group of men every at six o'clock over down the street at one of these rad breakfast places here in Nashville I'm gonna do that. I'm gonna start it right now I'm gonna start leaning on a group of men. I'm gonna be able to say I'm scared I'm nervous about interest rates the stuff slowing down you guys haven't supply chain issue. I have to have a group of men I can talk to Mm-hmm, right
Starting point is 00:39:29 Because you know a lot of 27 year olds you can talk to you right now do you I? Don't you're at that weird spot where you have separated from your your homeboys But you are you aren't 42 Agreed and you're you're bloody lonely aren't 42? Agreed. And you're bloody lonely, aren't you? I would say, you know, with the work thing, yes. I've really tried to dive into church groups and like, I have a group tonight and a group Wednesday with just men that get together. Yeah.
Starting point is 00:40:00 We do talk about it. But hold on. They have to be guys you can be honest with. Yeah. And it takes a special church group for that. Most guys go to church groups and they're so lame or they are wearing their performance pants or they're just there because their wives want them to go. Yeah. You have to have a table where you sit and you go, and if you don't have that, you can go to 500 different groups and you're going to be
Starting point is 00:40:25 lonely at a crowded table surrounded by people that like you. Yeah. I think so I would, I would say that I do have the opportunity to meet with men that were pretty honest and we, we dropped some pretty heavy stuff together. Good. Um, I think what I struggle with now too is like, man, I'm trying to talk to these people about, or laying it all on the table. Like I'm scared.
Starting point is 00:40:50 I don't know if this is something that I can handle. I don't know if this is something that I can do forever. And I'm hoping that the feeling goes away, but it hasn't. You probably haven't blown something up yet. True, yeah. It's only after you blow something up and you realize the world doesn't end. That's probably true. You're still trying not to make a mistake. Mm-hmm. That's probably definitely part of it. And so I want you to rest assured you will make a mistake, a big one.
Starting point is 00:41:32 And you'll be embarrassed and you'll get called on the carpet and people will yell at you and you'll cost people a whole bunch of money. And if you put the time in right now, you'll go home and your wife will be a safe place for you to go home to Your kids will still be happy that dad's home You can add the additional pressure of all the stuff you're carrying and you're carrying a lot carrying a lot And by the way the signature all that's just drama. Don't do that to yourself. You know, my signature is worth right now That's like me walking around being like, you know, I could send a message out to millions right now. I could. Like, I'm not going to. It just becomes me making drama in my own head. It's over inflating
Starting point is 00:42:14 myself. I don't need any overinflation. You get what I'm saying? Oh yeah, yeah. So you're not going to be like, you know what my signature is worth? Not very much if that's the way I see the world. It's gonna go away. Yeah. Yeah, but if you try to add the additional Like I can't gotta be perfect at this thing and that's what's gonna bury you I Think that's definitely where I'm struggling right now like Like I haven't even thought of it that way, but I mean up until this point in my career, like I haven't had one of those detrimental things happen yet. And so I'm trying to be a good steward to a company that trusts me and I don't want to screw up.
Starting point is 00:42:59 So I think that is part of what's burying me. Would that company have hired you if they didn't think you were capable of it's burying me. Would that company have hired you if they didn't think you were capable of it? No. Okay, so in the moments that you doubt yourself, at least trust them that they would not have put somebody in charge of all of this money and resource and time if they didn't believe in that guy.
Starting point is 00:43:20 Yeah, yeah. Okay, all of us have seasons of doubt. I have them all the time too. But I want you to really focus on who you are outside of this job. And I tell people all the time, like my personal friends, they know this, this job would have buried me had I got it when I was 30. Because I would have got so caught up in it. And I got to a point where I was actively working every day of my life to not be a part of this thing.
Starting point is 00:43:55 And only then did it happen. Which allowed me to hold it really, really loosely. Which allowed me to say that extra thing and be fully myself. And that allowed me to say that extra thing and be fully myself. And that allowed me to actually help people. And so what your company hired is you. And if you can show up and tell the truth at work, I don't think this is a good deal, guys.
Starting point is 00:44:19 Yeah. Or I'll go along with it and I'll sign away this thing. But I think the winds of construction slowdown is coming or whatever things you wrestle with. Yeah. Yeah, I think so I'll sign it but I'm relying on you four guys cuz I don't that's you just being honest and you being you you being you You being authentic and I know that word gets beat up all the time, but I'm just gonna tell the truth Yeah, and it relieves that pressure And on the backside, do you and your wife owe anybody anything?
Starting point is 00:44:48 I'm outside of the home and cars now. Okay. Number one, don't be an idiot. Don't take out loans on depreciating assets. You're too smart for that. Pay off your cars today. Can you afford to do that? I can't afford to do it today. Okay, make that number one priority. Pay off your depreciating assets. They're losing money every second they're around and you're still paying the same. Okay, that's number one. Number two, I want you and your wife to sit down and strongly consider.
Starting point is 00:45:17 And this is going to go against all the bro wisdom. Okay, all the TikTok bro wisdom and all the big truck like, yeah, dude, it's going to go against all that. There is something deep and profound. When you go to work every day and you know they cannot take my house. Yeah. And so you can invest money, you can like, dude, I'm going to put some stocks. I heard the apples that you can do all that crap. You can speculate on land. You can do all that stupid stuff.
Starting point is 00:45:52 It's fine. Yeah. If you want to be able to get under the squat rack that has seen your executive leadership and hold, get under that weight of running the company of being a senior leader and know if something goes completely belly up, they can't take my house because it's mine. I go get a job at the supermarket and pay the taxes on it, I'm going to be fine. Yeah, yeah. And it gives you, like right now, your brain would be failing you if it let you sleep all night.
Starting point is 00:46:21 Yeah. Because it knows one wrong step and maybe they're going to take our house. Maybe they're going to take our house. Maybe they're going to get my... I'm married now. They're going to take my wife's... Like, right? You see what I'm saying?
Starting point is 00:46:30 Like your nervous system knows. Oh yeah. Yeah. That's definitely what keeps me up. Okay. Yeah. So I want to begin to solve for peace. Okay.
Starting point is 00:46:40 Not for financial gain and not for maximum profit. I'm going to do the spread. Be the one weirdo dude that solves for peace Yeah to solve for peace and In your in your industry, you know who I want building my buildings The construction dude that is not walking around flexing with with jeans so tight that it's kind of uncomfortable You know the gun I'm talking about.
Starting point is 00:47:06 Oh yeah, yeah. He's got real tight jeans and boots and his truck is $133,000. I'm not impressed by that at all when it comes to construction projects. Yeah. I'm just nodding. And so I would tell you, get out of that world. Stay in the world. You make a real difference in my community.
Starting point is 00:47:22 I'm grateful you're here. Yeah. But I want you to have peace in your house. And talk to your wife and say, what if in three years we didn't know anybody anything? We paid off our house and it was small. We lived over in Creve Hall instead of in Oak Hills or whatever. We just decided to pay off our house. Yeah.
Starting point is 00:47:37 And we're going to just drive regular cars. And then nobody can take anything. That's just solving for peace. That's non-anxious. Here's what I want you to do. I'm going to hook you up with something, okay? It's going to sound kind of weird, but I'm going to hook you up. I don't think anything's wrong with you.
Starting point is 00:47:53 In fact, I think you are exactly where you need to be. But I also think you've got a bunch of voices. Is that fair? Speaking at you? You've got your old buddies, your college buddies. They're still like, yeah, bro, dude. And you've got all the news and all the bank speculators and you got all the old dogs in the construction industry.
Starting point is 00:48:10 You got everybody yapping at you and you got your church friends, yada, yada, yada. Okay, here's what I'm gonna do. Yeah. I'm gonna hook you up, but I want you to use it, okay? All right. I wanna hook you up with three months for free with better help.
Starting point is 00:48:24 Okay. Okay. All right. And I want you to get online and tell months for free with better help. Okay. Okay. All right. And I want you to get online and tell them the exact same thing you told me. I'm 27 years old. I've worked really hard. I'm pretty smart and nobody outworks outworks me. And now suddenly I found myself at the head of a pretty large construction company in Nashville, Tennessee, where there's gangbusters construction going
Starting point is 00:48:41 on and suddenly I can't breathe. Yeah. Okay. I don't want you to commit to it and I would tell you to go get a counselor, go find somebody you can talk to. I asked Kelly to pull the data. It's about a 48-day wait period right now. Alright. That'd be hard. So I'm gonna hook it up and you don't have to like sneak into a counselor's office in Nashville. You can do it from your phone You can do it from your laptop wherever you happen to be and you got hot spots All you guys have hot spots in your trucks. You can do it from your truck. Okay. Yeah, is that fair?
Starting point is 00:49:14 Yep. All right. Hang on the line. I'm gonna hook you up with the better help guys And I want you to actually use it. Okay, and I'm here in Nashville. Come on. See me anytime, dude I'd love to hang out with you and grab a cup of coffee here in the lobby. That'd be awesome. For everybody listening, Harvey's not crazy. In fact, he's exactly where he should be. Here's what's happening. He thought this was gonna feel different. When I get to be a leader,
Starting point is 00:49:39 when I get to be making this much money, when I get to, when I get to, when I get to, and suddenly you realize this is heavy. It's hard. It's scary. Leadership is hard. It would, they talk about it in school. Like it's like, Oh, become a leader.
Starting point is 00:49:51 Dude, leadership's hard. A lot is expected of you. Being a boss is hard. Having a signature that can sign for millions of dollars. It's hard. And people don't talk about that. And you're not allowed to because somehow you're supposed to be so grateful and so lucky, which you are, but man, it's hard. It's hard and people don't talk about that and you're not allowed to because somehow you're supposed to be so grateful and so lucky, which you are, but man, it's hard, it's scary.
Starting point is 00:50:09 And especially you can't go to like tell your buddy, I think you need to go see a counselor. I'm newlywed, I don't know how to do this. I'm breaking away from my college friends. I'm breaking away from my parents. I am making all these changes. Therapy is a great place to sit down and do that. And like I said, there's like a over a month,
Starting point is 00:50:26 a month and a half wait list across the country right now. I think what 40 or 50% of mental health professionals have some sort of wait list right now. It's tough. That's why I'm telling you guys, people ask me all the time, why are you always talking about better help? Why are you talking about better help? You say you go to a therapist.
Starting point is 00:50:42 Yes, if you can go to a trauma therapist, if you can go to somebody in person, go, go. But so many people are trying to make a phone call, man. And it's hard to get in, it's hard to get in, it's hard to get in. And the BetterHelp folks will show up for you, man. Within 24, 48 hours, they will be back in touch, okay? So call my friends at BetterHelp.
Starting point is 00:51:01 Sounds like a BetterHelp commercial here. Call them, call them. They'll see you right away. You can go to betterhelp.com slashoni and the hook up with the I think it's 10 or 20 20% discount 10% discount for the first month 10 Go give them a call better help comm slash deloni. Go check it out But any type of transition, here's what I'm seeing with Harvey the guys like Harvey who are amazing young talents. They're quitting The guys like Harvey who are amazing young talents, they're quitting.
Starting point is 00:51:25 They're quitting under the guise of, I've got to follow my passion, or they're quitting, I don't love my work. They're quitting under the guise of, I can't find balance. All of those things are myths, they're all bull crap. They're all like 10 years old, those aren't real things. When you're in your late 20s and you are building something, a career, trust, a skills set. You just work a lot. I want
Starting point is 00:51:49 everybody in their 20s work like B-A-N-A-N-A-S, work like crazy. You see, like you will you will draft off that in your 30s and 40s and 50s. Work really, really, really hard. And it comes with a lot of grief and a lot of weight and a lot of heaviness and a lot of, I don't know how to do this and what if I mess this all up? It is awesome to have somebody to talk to. Call my friends at BetterHelp. Go see somebody. Get a group of men that you trust that you can be honest with and not just say it out
Starting point is 00:52:19 loud but will give you some skills to practice. Then ask your wife, what kind of life do we want to build together? What kind of world do we want to create? And don't box yourself into either or conversations. Give yourself three or four or five options. You're the man Harvey, I'm proud of you. You're building the neighborhoods in the community that my kids are going to grow up in and I'm grateful for you my man. I want you to do the work that you need to do right now in your late 20s so that you can be well, weather the storms, and be a builder, a construction guy of integrity. We need more, more, more men and women like you.
Starting point is 00:52:55 Thanks for the call, brother. We'll be right back. All right. I'm a founding and the only member of the get off the internet and go outside club. And yet, I like all of you find myself at work and in my personal life, basically living on the internets these days. As a society, we're creating more and more online accounts all of the time.
Starting point is 00:53:18 We're signing up for promos, giving away our emails and personal numbers. We're buying everything with our phones. And listen, I get hundreds of emails to my personal account, business accounts, every business wants to survey me now and become my friend, and everyone everywhere is trying to sell me all kinds of stuff, it drives me nuts, and I know it drives you nuts too. And with all of our online activity, do we really know where our data is and who has it?
Starting point is 00:53:42 Chances are high that data broker websites have your information and they're selling it to scammers, spammers and other shady people. But when you use Delete Me, they find and remove your data from hundreds of data broker sites and they send you reports throughout the year to show you exactly what they removed and from where. And now I'm getting way fewer of those spammy text and phone calls which allow me to let my guard down a little bit and feel peace. This holiday season, share the peace by giving a Delete Me subscription to someone you love. Individual Delete Me plans start as low as $9 a month.
Starting point is 00:54:20 Go to JoinDeleteMe.com slash deloney today for 20% off. That's joindeleteme.com slash deloney. All right, we're back. Kelly, am I the problem or are you the problem? Probably both. Probably you. If we're being honest. Probably you.
Starting point is 00:54:37 Probably you. All right, so this is from, she asked to remain anonymous. Ooh, okay. Let's call her Kelly. Sure. Why not? Am I the problem for what? First of all, I've never said this so we know it won't be me. Let's call her Kelly. Sure. Why not? Am I the problem for what?
Starting point is 00:54:45 First of all, I've never sat in this, so we know it won't be me. Am I the problem for wanting to stick to my special diet when my husband and I are traveling? All right. So that's definitely not you. To me, when we're traveling, all bets off. Yeah, not Kelly. Yeah. Do we know anybody with discipline who's like...
Starting point is 00:55:01 No. We won't call her John. No, no, no, no. We'll call her Stacey, just for giggles. Her mom's got it going on. That's what I hear. Yep. All right.
Starting point is 00:55:13 Several years ago, I switched to a special diet for health reasons. Prior to this, my husband of 15 years and I ate pretty much the same way, everything in moderation. He's never been wild about my new diet, but he's become more accepting of it at home as long as I prepare my own food and don't expect the rest of the family to eat the same. The problem is when we travel. Since most restaurants don't have much food that I can eat, I like to bring a cooler food with me as well as my blender so I can make my usual smoothies. My husband
Starting point is 00:55:43 complains that this is too extreme and ends up inconveniencing everyone else and making it so the trip revolves around my diet. He thinks I should just make do with whatever I can find on the menu and or be flexible and just eat whatever they have out of respect for everyone else. Normally, I would agree with him, but I feel noticeably worse when I don't stay to my diet, especially after we return home to the stress of daily life. Am I the problem for wanting to do whatever it takes to stick to my diet or is my husband right that I need to be more flexible?
Starting point is 00:56:15 Oh, geez. That's a tough one. All right. Here's my... Let me say it like this. There are people who eat a certain way and a part of the appeal of eating in certain ways because I just feel amazing, right? I feel great and There are some people that eat specialized ways as an act of theater. It's a way they enter and exit a room, enter and exit a party. It's their, it's their reason for, it's their way to get the world to move around them. And
Starting point is 00:57:00 I'm saying this as lovingly as I can but if you're listening you either know somebody like that or it's you okay, so in my house, I don't Like to talk about diet and all that bread like I eat very very few. I almost never eat bread Okay, unless my wife makes this rad sourdough stuff. I just don't eat. I don't eat hamburger buns. I don't eat whatever so when she makes her fancy lasagna, and my wife is like greatest cook on the planet,
Starting point is 00:57:30 she just, we've been together for 25 years. She will make part of that lasagna that's just meat and vegetables and stuff. And she won't put the stuff in there. And it's no skin off her back. And in fact, there's no drama about it. She just doesn't, it's just a way she cooks it now and I don't throw a fit about it and back before I would just get the lasagna and I would pick the noodles out of it
Starting point is 00:57:54 And so it was that it was a low-key. I feel better. I don't snore. I my clothes fit better and cool, and she wanted to be a part of that. And so we all have people in our life that are like, hey, I don't eat gluten, it's all good, I'm fine. Don't worry, it's all good, right? And then we all know the, I don't eat gluten. And so like, we all know that person. Or my daughter, if she eats a peanut, she dies.
Starting point is 00:58:20 And so I look at labels now, but it's her that would die not everyone else And so if everyone else is doing a thing, it's our job to opt out not to force our will in the world I say all that to say this I Have to believe that if she feels noticeably better and She is her best version of herself her husband would fully enjoy that. If there wasn't the theater of going into a Burger King or an Arby's with a bowl of fresh fruit and do you have any non-organic like...
Starting point is 00:58:57 And don't forget the blender. And a blender and like, come on, right? Like Come on right and So that's where I think there's this is there's like a both and to this thing Like if you have diets that like if you're allergic to foods, you don't feel good. Yes It's your job to plan ahead. So good on you Can you mix them before you go and put them in a cooler and just take them in and a straw or put them in? a in a cooler and just take them in and a straw or put them in a Stanley cup? Can you do that just to be inconspicuous or do you have your own just walk it into like a Chili's with a cooler and be like you know where
Starting point is 00:59:33 there's a plug and making a shake at well the awesome blossom is on the way like is awesome blossom even Chili's? No but that's Applebee's? No I think it's Outback isn't it? Awesome blossom? Yeah, they're all the same. They're all the same It's a bloom and onion awesome awesome blossom come from yeah somewhere out back Chili's oh it is Chili's there look at you You do know your creptacular restaurants There is a Chili's mafia and they're coming for you sister I'm I made a joke about Chili's Rachel Cruz is one of those so I will hear about that. She a Chili's Mafia in there coming for you, sister.
Starting point is 01:00:05 I made a joke about Chili's ones. Rachel Cruz is one of those, so I will hear about that. She loves Chili's? Loves it. Rachel? Yep. Especially in an airport. Anyway, continue.
Starting point is 01:00:14 So anyway, I think there's some both end here. If you have somebody that you love and they legitimately have some dietary needs, be compassionate and kind and go the extra mile. And if you make some choices about dietary needs, minimize the theater. Not everybody needs to know. Do your thing. Feel great and go on about your life. Both things can be true.
Starting point is 01:00:36 Is that fair? 100%. And God, I got to say. I know those people. Dude, if somebody just rolls into an Arby's with a blender and like a... Just hashtag JustSane. Do your thing. Dude, listen, I know if some people have gluten, it makes them really sick. A beef and cheddar or two can cure most anything you've got.
Starting point is 01:01:03 I love me Marvys. I'm fine with it too, but I don't think it's gonna cure a lot of things. Oh, they got the meats, Kelly. Love you guys, bye.

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