The Dylan Gemelli Podcast - Episode #53 Featuring Adam "SOS" Sosnick! Co-Host of the PBD Podcast! The INSPIRATION EPISODE! THE RIGHT MINDSET TO SUCCEED, Perseverance, ACCOUNTABILITY, Overcoming adversity, FINANCES AND MORE!

Episode Date: September 28, 2025

 Episode #53 Featuring Adam "SOS" Sosnick! THE HIGHLY ACCLAIMED Co-Host of the Patrick-Bet David Podcast!  The INSPIRATION EPISODE!  Get ready to be INSPIRED!  Dylan and Adam dive deep into helping inspire the audience with many concepts that are missing today!  Adam divulges many of his secrets to success, starting with having the RIGHT MINDSET in life!  There is a long discussion on having PERSEVERANCE and how to use struggles as fuel to succeed.  Dylan and Adam both discuss prior failures, struggles and mistakes and how they have used those to shape what they have become.  Adam shares his thoughts as to why there is a lack of accountability in today's society and the negative effect it can have on everyone along with ways to be more accountable in all that we do!  Adam also discusses his role on the PBD podcast, how me met Patrick-Bet David and how the show has grown into the monster well all know today!  There are excellent financial lessons discussed, from building credit, to having proper financial management and so much more!  Prepare to be INSPIRED, entertained and filled with key facts and components to becoming the BEST YOU CAN BE!  DO NOT MISS THIS EPISODE!!!     Follow Adam on instagram: https://www.instagram.com/sostalksmoney/?hl=en   Subscribe to the PBD Podcast: https://www.youtube.com/@VALUETAINMENT       Today's episode is sponsored by TIMELINE   To PURCHASE MITOPURE visit Dylan's landing page and use code DYLAN to save 20% OFF!! https://shop.timeline.com/DYLAN _______________________________________________________________________________ Get the Apollo Neuro for $90 OFF!! USE CODE GEMELLI to save https://apolloneuro.com/gemelli     TONUM supplements for the MIND AND BODY!   USE CODE "DYLAN" to save!!  https://www.tonum.com/DYLAN     THE BREAKTHROUGH MIMIO HEALTH FASTING MIMETIC SUPPLEMENT!  20% OFF with code Gemelli  https://mimiohealth.sjv.io/c/6588260/3323599/30611     TRULY Increase Your NAD LEVELS with WONDERFEEL NMN: https://getwonderfeel.com/?utm_source=DylanGemelli&utm_medium=podcast     MESCREEN: The world's first and only at home mitochondrial efficiency test Save $100 with CODE   DYLAN   https://mescreen.com/cart/47561239626013:1?discount=&ref=DYLAN       HIRE DYLAN ON THE MINNECT APP HERE: expert.minnect.com/@DylanGemelli     Follow Dylan on Instagram, Facebook, Twitter and Tiktok @dylangemelli and PLEASE SUBSCRIBE and leave reviews!!   MAKE SURE TO GO TO DYLAN'S YOUTUBE CHANNEL for MORE video content!!    https://www.youtube.com/@DylanGemelliBiohacking Email Dylan for booking, collaborations and/or to apply for the Dylan Gemelli Podcast [e-mail] Visit Dylan's Homepage https://dylangemelli.com  

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That's timeline.com backslash Dylan. I assure you, your cells will thank you. All right, everybody, welcome back to the Dylan Jameli podcast. So I always tell everybody how excited I am for my guests. I stay at often. but today's an extra special one. My guest today isn't really in the know of why he's extra special to me, but I'm going to let him know after I introduced him,

so he has a good idea of the impact he had on me and where I've come. So you guys are going to know right when you see the face, I'm sure, who I'm talking about, and there's not enough intro that I could really give him to do him justice. But he's the co-host of what I would say is the most impactful podcast, existence and definitely one of the highest rated, and that would be the Patrick David podcast. He's the vice president of Stales at Welcome Funds. He also serves as a financial coach on Mnacht. And what I love about him is he really is helping young men develop their mindset to win in life. And he firmly believes that your network is your net worth.

I'm not going to go any further because we got a lot to talk about, but my friends, welcome Adam Sosnett. Dylan, thank you for that intro. man, I feel like I'm like, that guy sounds pretty damn cool. I'm known for my intros, bro. I have my days. Look, I know how busy you are. I really, really appreciate your time. It's an honor.

It's a privilege. I can't say enough. I'm going to tell you something very quickly and that we're going to get into everything about you. Let's do it. I come from, and most people know this, the YouTube background. I started doing YouTube in 2011.

I was talking about things. Nobody would touch steroids, peptides. And that's what kind of built my whole career path, so to speak. When I began doing a little bit more intricate research on all different types of media and everything, and podcast, I stumbled upon Antonio Brown on Patrick Bed David. Yes, yes. And I'm not kidding you, it was a Saturday night. And I think it was like 1.30 in the morning.

And that's when I do a lot of my studying and reading and stuff. And I was taking a break. that was the moment where I said, okay, one, the way that they handled this situation, I have never seen anybody handle a situation like that because I was thinking in my head, wow, what would I do here? But you guys set the stage at that moment for what I began to study and decided, okay, podcasting is where it's at, but I need to learn how to do this. I can't just go get into this and start winging it. So while I've done for the past several years to study you guys, your podcast, and then take bits from others, but what I've done is really tried to not only replicate,

enhance some of the things you guys do. So you've set the stage for me and I've watched you now several years change and the things that you've, your mindset and the way that you deliver and everything and it's really helped me. So you, you would have never known that, but I just wanted to tell you thank you and let you know the impact that you specifically because I told you beforehand, I relate with you more than anybody else on there. So I really followed you even more closely and I can't tell you the appreciation level I have for your impact than what I do. I appreciate the hell out of that, man. That was a, that was a, that was. was a very chaotic podcast with Antonio Brown, man. You know, we had been working on that podcast

for quite some time. Now, you know, it's been, I don't know, probably two years since that podcast was done. But at the time, he was, he had just won a Super Bowl with Tom Brady. And he was one of the best wide receivers in the league. The sought after guy, controversial guy. He was also, I believe, running Kanye's record label at the time. So there was the Kanye thing. There was the Tom Brady thing. There was the Tom Brady and Giselle divorce thing going on. There was a Super Bowl. And he was also rapping. And he came into the podcast and I assume I know

he was probably a little bit high. He was probably a little bit drunk. And before we got on camera, he was a little reserved. And then within a minute, you know, PBD was doing the intro and it just got off to the wrong footing. And it was sort of a master class in an almost like, I hear you, but allow me to give you my perspective. Oh, he's being unreasonable. How do you deal with people being unreasonable and hostile? Let's reel this back in. Even PBD, who's the goat, I would say, dealing with unreasonable people. He got frustrated. And I think it was sort of incumbent on me to say, listen, guys, what are we doing here? We got two hours here. We're not even an hour in. This is getting very ugly. And long story short, we, I started. I started. basically saying, hey, so, you know, you live in Miami, right? I live in Miami. You know so and so. Oh, yeah, I love that guy. Go it's one of my closest friends. Oh, really? Boom, finding common ground.

I said, well, you perform it rolling loud, right? You know, it's what was just like the biggest hip-hop festival in the world at this point. He's like, yeah, those are my guys. I go, those are my guys. Okay, this, that the other. So, you know, I played a little bit of college football. I'm definitely not on A.B's league. But I said, you know, I played at N&B. He goes, oh, that was our rival. I know, boom, boom, boom. We kind of reeled it back in. And then, long story short, by the end the podcast, which was a train wreck the first hour. And by the end, the podcast wraps up. He goes, best podcast ever. Best podcast ever. He's taking pictures with everybody. So it just shows you, you know, just at the moment you think things are going to go arrive. Can you be level-headed?

Can you be reasonable? Can you be measured? And try to salvage something that could have otherwise been a disaster. But a lot of people came up to me after that and they go, how'd you handle them? And that was really cool. And at the time, I maybe wasn't known for being. the most level-headed person. But I've learned, you know, when you're next to Pat every single day, who I would say is a leader amongst leaders, you're going to learn. You're going to, what I say, he says is the four-Os. You're going to outwork, out-improve, out-stratage, out-lass. And I've been the co-host of the BPD podcast for almost six years now. And the one thing that I could say is I've outlasted all the expectations and outlasted everybody else and don't plan on going anywhere

else. You definitely get across the kind of message I believe in, and I want to get into that a little bit on the way that you are so practical and fair about everything. And I, look, every human has their own preference, their own judgments. And I believe in credibility and accountability. And without those two things, I find it very difficult to take somebody serious, listen to them or really care too much about what they have to say. And I feel that you have a ton. of credibility by the way that you convey your message. So we're definitely going to get into that. I would like to just a little bit get into your background because you have a good background story and I want to see kind of the trajectory course of where you started and how it's evolved and what you become today.

So my story is this. You know, it's a classic rags of riches story. I grew up in Miami and my father was a disabled businessman. He had cerebral palsy. My mother was a nurse of some capacity, meaning she kind of had odd and off jobs. And the house was filled with love, but also a lot of chaos. And I was a good athlete. I was fortunate enough to get a sports scholarship to a very prestigious school in Miami

called Miami Country Day. Tom Brady's kids go there now. Speaking of Tom Brady, I think Shaq's kids went there. Shakira's kids, pretty prestigious school. And I was by far and away the poorest kid in school. So I was, you know, and I was a very good athlete. I would find myself being the poorest kid at the one of the richest kids in school. But then I would play in this traveling basketball league in Miami.

And I was like the one white boy balling out. And I was like the one guy with a father, so to speak. And I realized, you know, whether you're the richest kid, whether you're the poorest kid, be humble, be real. Don't try to be somebody or not. And get along with all types of people. And I was able to, fortunate enough to get a sports scholarship, played football in college a little bit. And came back to Miami after graduating from Florida State University with a lot of friends and a lot of big network. And I got into the nightlife scene.

I was doing hospitality. I was doing stand-up comedy. And the point is I was doing all these jobs, a substitute teacher, sports agent, real estate agent. I was doing all these on-end jobs, but I was broke. And the second part of the story is that I got a job as a cold caller for a startup financial firm. Welcome to us. I've been there 18 years now. and my first year I made five grand, right, Dylan?

And they said, if you stick with it, Adam, you could actually do something with your life. I said, all right, there's something called Stick With It, and this. I said, let me stick with this thing, baby. Stuck with it, my second year, I made $100,000. That was by far and away the most money I've ever seen in my life. Prior to that, doing stand-up comedy and throwing parties in the South Beach. I think the most I ever made was like 20-something grand. So that allowed me to understand the concept of saved that money.

And then at that time, it was 2008, 2009. The recession hit. And I definitely understood about saving that money. I saw people all around me getting laid off, losing their jobs, Bear Stearns, Lehman Brothers. And I said, all right, I don't know what's going to happen here, but let me buckle down, uncle down, and learn this craft. And hopefully I still have a job.

18 years later, I'm the VP of Sales, done very well for myself, made money, became financially free of what I would call it chilling at age 35. And chilling, I define as when you. own your time, you know. I always ask people, if you had all the time in the world, what would you do with your free time? And that's where you find you're chilling, you know, your modern day retirement. So while I'm doing all this financial business, right, Dylan, I meet a guy working out in the gym at a financial conference of 2012 with only two guys in the gym. And he says, hey, what's up? I'm Patrick. Hey, I'm Adam. That turned out to be Patrick Bed

David, PBD. We developed a friendship, kept in touch, did no business together, just kind of were colleagues in the same capacity. And in 2016, I saw that he was doing stuff online. I was like, dude, I didn't know about the online. What is all this stuff? And he sort of inspired me to pick up the phone, the social media myself. And I started my own brands, Saus Talks Money. And I started talking to young people about money and being relatable about money and how

to save that money. And in 2020, we teamed up. And we, to his credit, started the PBD podcast. And I've been running with PBD ever since. So I went from a broke jack of all trades to a someone who's, you know, I would say done pretty well, beat the odds. And now my main goal is given back to young people, especially young men out there and teaching them how to be capable in life out there and how to, of course, save that money and accomplish

what they want in life. So now I'm here at Valuetamint, Bing. And thank God I have a leader around me, PBD, who kicks my ass or gives me a hug sometimes depending on what I need it, but that gives me accountability and allows me to strive for greatness and even greater things that I probably even wanted for myself, deeply grateful for what Pat has done for me. I love that. You know from my story and combined with your story, the importance of perseverance. And I find people that have persevered and then they use it as fuel are the ones that you can't stop. And I love that. And I love that. Don't take no, just keep pushing type of

thing. Well, Dylan, you say, it's funny that you use the word perseverance. A lot of people say, what's the secret to success? I said there's no secret to success. There's no get rich quick scheme, but, you know, I tell you one thing, one acronym, a big fan of acronyms, one acronym that I always say, if you want the secret to success, it's something called CPR. And CPR stands for consistent, persistent, persistent, and resilient. Life's going to get in the way, you know, things are going to happen. You're going to lose a job. You're going to lose an opportunity. But, you know, the old adage, you know, get the knock down 10 times get up 11 consistent persistent and resilient life's tough but are you do you have the capacity to get your ass up get back in the gym so to speak get back in the office

get back on the podcast we all have wins and losses there's no undefeated teams out there you're going to have you know they say you don't win or lose you win or learn and i've had i've had my fair share of wins and i've had my fair share of learning moments but the most important thing is you get back on there, back to work, back on the podcast, back on the ball, and good things will happen when you're consistent, persistent, and resilient. You can't be a good winner without being a good loser. I'm not saying to be a happy loser. I'm staying a gracious one that says, okay, I needed this.

And then when you realize you needed it, it makes you better. And that's the key, I believe, too, to go along with what you said, which fought on. And I couldn't agree more with. I want to ask you about something, and this is something that drives me crazy, it pisses me off to know it, which you're doing helping young men with money. I have wondered, and I want your opinion on this, why is it that in schools, and this goes back to when me and you were in school before, I don't know how far back, not a historian, but I do know this. Why aren't we being taught about credit and the things that actually matter for us to live instead of art and music for five years and Home Act,

when none of us are going to stow shit. I'm curious as to why or what is your thinking and wouldn't you find it to be quite beneficial if we were teaching people as they were growing, the importance of credit, the importance of understanding how to manage your money. Because when you have credit, you know this, you can walk in anywhere

and basically get whatever you want. But if you don't, you are going to have a very hard time doing anything with your life. And if you're able to get things, it's going to be super high interest, they're going to bury you. I've been trying to teach people about credit and help people fix credit for many years once I actually learned about it from wrecking my own. What is your thoughts on that?

Am I on the right path there with my thought? Of course, I feel like I'm a student in school. I'm like, ooh, ooh, I know the answer right now. And I say this all the time. We all go to school. We take the same sort of useless classes. Algebra, the ABCs, algebra, biology, chemistry. Hell, they had me in wood shop at one point.

The last person on earth you want cutting wood is this guy right here. But no money class. no money class, no classes about budgeting, no classes about appreciating assets versus depreciating assets, no classes about the stock market, no classes about credit, what's the demonstrating debit and credit? Well, all these, nothing, nothing is learned. I actually have a good friend who was part of a financial literacy movement to try to get schools to teach this.

The reality is you cannot depend on schools for this. You know, teachers, and I was a substitute teacher. I was a teacher for one year. I love teachers. I think they're incredible as long as they're not pushing some sort of woke ideas. theology on kids, but teachers are needed, but teachers are also broke. Our teachers are underpaid. Teachers don't know a lot about money. Just because you went to school to learn to be a teacher, you shouldn't be necessarily teaching kids about money. So there is a failure in our

education system or even in higher learning when it comes to teaching kids about money. Now, all right, I understand an elementary school. All right. Well, you know, I get it. Middle school. Okay. High school? People are starting to work then, but then in college, even though, money classes. So what happens is you're a 22-year-old graduate or maybe you go get a business degree or get a master's and you graduate school or maybe you get your medical degree. By the time you're out of school, you're 25 years old, you're 30 years old, and you've never taken one money class, not one. So they tell you how to make money. They tell you how to get a job. They tell you how to get a diploma. But when you start to make money, everyone's like, what the hell do I do now? So then you bear yourself

with a ton of debt, right? Student loan debt, whether it's automobile debt, credit, card debt, you know, the list goes on. But you don't know how to deal with the debt. You don't understand the importance of having good credit. You understand the importance of understanding there's a appreciating assets, appreciating assets. These are all things that I had to learn the hard way. When I got this job as a cold caller when I was 26 years old, I didn't know what the hell I was doing. All of a sudden, a year and a half in 2008 now, the great recession, the world melts. I had made for the first time my life 100 grand, which was a lot of money to me at the time. and one of my mentors is my business partner now says,

how much money did you lose in the market? I go, how much money did I lose in the market? I don't have any money in the market. It goes great. Now's a good time to start investing. The market was down about 50% 2009, I want to say, and I started investing and I started learning about a 401K. And then every year, every year, I started learning more.

So, you know, there's only two ways to have more money. You can make more, you can spend less. I always encourage people to do both. But in order to spend less, and in order to earn more, you have to learn more. So it's not cool. You don't go up to a chick at the bar and be like, wait, do you see what I got on my 401K, baby? And the match, it's not hot.

It's not cool because you're not going to basically reap those rewards from the 30 years. But I ask people when you retire, do you want to have a million dollars in your 401k or zero in your 401k? Trust me, it's a lot cooler to have a million dollars in your 401k. It ain't sexy, but a 401K will keep you afloat for the rest of the rest of course. rest of your life. But all these things are synonymous, whether it is stock market, which is difficult to understand, whether it's crypto to understand, whether it's credit scores, which is difficult to understand. A lot of these things are never really taught to us, and they're very

foreign. So we're sort of, you know, money is a language. You know, so in school, I grew up in Miami, I took Spanish class as an elective. Thank God I took Spanish, not French. There's nobody speaking French in Miami, so I took Spanish. But I skipped class a lot, okay, Dylan, I didn't necessarily pay attention. So I'm out here in Miami trying to pick up tricks and hang out of people speaking broken Spanish. I think I wanted soup and I ordered soap. All of a sudden, we have a problem right here. But if you speak broken Spanish, you'll be able to get through it. But money is also a language. And if you speak broken money or broken finance, guess what? You're going to end up broke. So all this stuff is a language. All this stuff is that you need to learn. And you can go to school to

learn how to get a job and learn to have a career. But if you don't know learn about money, you're destined to be broke. And then, you know, the stats are crazy out there. Two-thirds of Americans are living paycheck to paycheck. 50% of millennials that make $100,000 of more still live in paycheck to paycheck. It's not a income thing a lot of the times. It's a spending problem or it's a not-understanding money problem. You make, you make $100,000 a year, but you spend $110 to now you're $10 grand in debt. All of these things are a cumulative factor that lead to the average American being broke. We live in the best country in the world, the richest country in the world. Why are two-thirds of our people living paycheck to paycheck is because they never had that money class in school.

And my goal is to actually help alleviate that. And that's why I'm working on some big project zero value taintainment that we're rolling out pretty soon to help people get better and save that money. I love it. I love it. You know, I learned like you and like most people that know a lot about money had to learn a hard-ass lesson. Right. And one of the main reasons when I turned to selling drugs was the overwhelming amount of credit card debt I accumulated in such a short amount of time. And I still remember getting these things in the mail. You're approved for $6,000 here. You're approved for $7,000 here. I was 21 years old and had five credit cards with about $100,000 on them. You know, worth of credits. Because I paid some

cars off in high school, because my mom and dad were helping me to do some smart things. but I still try to do everything on my own. And before you know it, I'm a hundred grand in debt. And then I'm... No, what age was that? 100 grand in debt. 22. Holy crap.

The fact that they were to let a 22-year-old stack up that much credit card debt is crazy to me. Yeah, that's talk to Discover and Beast about that. But you know this. I was going to ATMs pulling out money to go party every weekend. And I was spending left right on everything, not understanding the concept of a 25% APR. You start a monthly payments, and they're not going towards anything. In fact, the balance is still going up, and you're paying $500 a month. And you're not only just providing them free money, but you're going back on top of it.

And so I learned the hard way too, and now everything is done taxfully. It's paid in cash. Even when I charge it, it's just to build points, and I pay it off the second I charge it. And, you know, the only debt that I have now are my cars. and I mean that's kind of normal debt, but otherwise, everything I have, if I want the AMX points, boom, I get them and I pay it right off. I go in and I pay. Well, you learned your lesson. And a lot of times you learn your lesson the hard way.

You know, we talked about earlier you don't win or lose. You win or learn. You know, I guarantee you you know exactly what the interest rate on your credit card payment is. I know if you pay it late, what the interest rate will be. And this is why you pay it off in full. I'll never forget this story, right? I'm not, I was a, you're in Arizona, right? Yeah. Okay. I was out in, I was out in L.A. and one summer I was staying with my buddies. He's a former NBA guy. And he had an amazing house out there. And a bunch of college, like NBA, sorry, like NBA hopeful college kids. You know, college basketball players were, you know, they come by the house, hey, what's up. They were friends of friends. And this one kid, Alex, was a good buddy now. And I was in his 30s. He was like, oh, you know, Saas, you're the money guy. Let me ask you a question. This is what I want to do, blah, blah, blah. I said, how much. I said, how much.

credit card debt do you have right now? He's like, I don't even know, a couple grand, whatever it is. I go, that's something you should probably know about. I go, what's the interest rate? He goes, I don't know. Where do I even find that? I go log on right now. Grab my phone. I said, we're going to film this. Log on right now. He's like, all right, I going on to Chase, not to put Chase's business out there. I could have been any credit card company. And I said, log on and go to make your next payment. And you could see what the APR is, right? You know, the annual percentage rate and he goes 24.9%. And I go, what do you think about that? He goes, I don't know, is that good or is that bad? I go, well, I'll let you give the answer. If you're striving, if you're, you know, you said something that

your money's going backwards, debt is your money going backwards. You're losing the interest rate game, whereas investing is winning the interest rate game and you have your money appreciating over time with compound interest. If the goal, let's say, is of the stock market, if you say, what should I try to earn in investments in stock market. Well, 10% is a damn good number to return, right? Can you get 10%? So I said, if 10% is a good return on your investments, you're going backward, 25%. You tell me if that's good or bad. He goes, sounds pretty damn bad to me. I go, you'd be right. I go, the best thing you can do right now is before you can save, before you can start stacking cash, before you can start earning money and compound interest and appreciating your money over time, pay off this 25% weight around your next

so to speak, this noose, this weight that you're carrying around. Get that out of your life. And he goes, let me do that. And he says, I see it to this day, he goes, you know, I've been debt free ever since that moment. I go, amazing. I go, now tell all your friends. He goes, why is that? I go, because we need a million more people to become debt free. So you're absolutely right. You learn the hard way. And sometimes the hard way is two grand. Sometimes it's five grand. You know, my friend Dylan over here took him a hundred grand to learn the hard way. Shout out to Discover and MasterCard. But yeah, unfortunately, You know, what's the whole concept?

Fool me once. Shame on you. Fool me twice. Shame on me. Once you've been fooled by credit card companies or any sort of consumer debt or any sort of cash, cash advance type companies, you realize, oh, man, this is no good. Now everybody's talking about the buy now, pay later type thing, these loans. But it's not a good look.

And this, again, comes down to financial wellness and financial prudence and personal finance. The last thing I'll say about this is called personal finance for a reason. And it's personal finance. It's your money. Ain't nobody going to figure this thing out for you. Just like self-esteem is on you to figure out your esteem. Just like personal development is on you to figure this out yourself because nobody else is going to do it for you. You either learn or you're going to end up pay the price.

Right. Don't fall for the vista. Visa got me by letting me put an Italian flag on my card. And I was like, okay, I'll take it. I'll take it. Don't fall for that because that's what they do. And I will say this one more thing before. we move on, if you are looking at percentage rates, while you go to a credit union, because

you're always going to probably get a much lower interest rate, and I think people don't realize that, and they don't understand functionalities of credit union versus banks, where the banks have these like real bureaucratic, strict guidelines they follow on a credit union you can really do whatever the hell they want, depending on the spies of the credit union, but they have the ability and the capability to give you more credit line, lower rates, better terms, just depending on where you go. Just wanted to throw that out there. point. All right, let's move on. I want to talk a little bit about sports, then I'm going to kind of get into more of like your role on the podcast. Cool, man. Set up there, but I am an avid sports guy.

I mean, like my whole life revolves around health, fitness, and money and sports. Right. So I know you have a sports background. Tell me a little bit about your prior, you know, sports that you played. Did you say you play some college ball and what your passion is where? I just, I love to talk sports a little bit and kind of get a feel for what you've done. Yeah, love sports. Growing up, I mean, there wasn't a day. I basically was never home. Growing up in sunny south Florida and Miami, there was never a season where you couldn't just be outside running around, whether it was playing literally tackle football in the streets in my neighborhood. Eventually, I played baseball. My first sport that I fell in love with was taekwondo. I did karate. And then I turned to basketball,

then it was baseball, then eventually it was football. And then in ninth grade, I was playing, I think, in three different basketball leagues in Miami. I remember I was like trying to get onto a fourth league. And my mom was like, what are you doing? It's too much. I said, this is what I like to do. Eventually, I got a, like I sold you earlier, a sports scholarship to a very prestigious elite high school in Miami.

And it was a basketball scholarship. But basketball season didn't start until December, I believe. The school started in September. So they said, you know, how's your football skills? I go, I might even be better at football than I'm at basketball. Let's give it a shot. So made the varsity team as a sophomore. And as a sophomore, I was playing varsity football, varsity basketball,

and got the crap kicked out of me in football, got, you know, you know how in basketball, like if someone's too little, they're like, too small or whatever, I was too small, but I was fast. But by the time I was a senior, I was a captain of the football team. I was MVP of the football team. I was captain of the basketball team, MVP of the basketball team. MVP of the basketball team. I was getting my stats and football.

I led to county in receptions. I was all county in football. And I ended up getting a football scholarship to the small school in North Carolina. I had other schools to choose from. Despite me going to a college prep school, I had no clue what I was going to do. And ended up going to the small school, North Carolina, Greensboro, played football. And the first time I got in on a game, it was third and eight, and run a 10 in turn, caught the ball, got the destroyed by the linebacker.

I led the county in receptions in my division in high school, and all the hits I took in high school paled in comparison to me getting just slaughtered by this linebacker from some school in North Carolina just ate me up. And I said, I don't know if this is for me, bro, but continued to stay there, played school there, ended up not necessarily wanted to stay back at school because I'm from Miami. I ended up sort of as a student athlete playing for the basketball team, like not officially, but like unofficially. I was like, all right, let me get back into the basketball. I transferred to Florida State. I walked onto the football team there. I said, you know, what's the likelihood of me

actually getting any playing time here? They go, no, you'll get some playing time. But in four years from now when you're a senior, until then, you're going to be a crash test tell me and get the craft kicked out of you. So I said, that doesn't sound like fun. But that was sort of the end of my college career. But I ended up playing basketball in Florida State. If there's any Florida state, if there's any Florida State people out there to the Leach Center, and I would play in the most competitive leagues over there and I was a damn good point guard played for basketball there ended up trying out for the Nuggets when I moved out to Denver for the Denver Nuggets Summer League and ended up making it to the final cut. It was Kiki Van Dewey, who was the GM, if you

remember who that was. And he said, listen, thanks for the opportunity, but though, you know, I had to actually ironically leave for a flight to go see my dad who I hadn't seen in a while. But that was sort of the end of my sports career, but I love sports after college. I tried to become a sports agent. All my, you know, the story that I told you earlier about my NBA friend, that was the guy Chris Humphreys that ended up marrying Kim Kardashian back in the day. He's the guy that I would live with. Grooms him in his wedding, but played in all these summer league basketball leagues in

these semi-proleagues and these semi-pro sort of football flag football leagues. I love sports. What sports has done for me has taught me how to be competitive, me leadership. It taught me teamwork. It taught me the CPR that I talk about, consistent, persistent, resilient. You know, Michael Jordan got cut from his high school team, I believe in 10th grade, turned down, fast forward, greatest player of all time, greatest athlete of all time, certainly era of Jordan. So it comes down to resilience. Are you going to, you know, if you're, whether it's on a, whether it's in a game, you're down a touchdown, whether it's, you know, you need to

win the game in order to make it to the playoffs, whether it's, whether it's anything in life, things are going to be tough. And you have someone on the other side that, are they going to bend or are you going to break? What's going to happen? And it teaches you a lot about who you are as a person. And to this day, I still, you know, we have an amazing basketball court here at Valuetainment. Knock on wood. I'm still king of the court here. Even though I'm a 45 years old and all these young bucks try to test me, you know, still got game like Jesus Sheldersworth a little bit. So people say, well, you know, a guy, do you play golf? I said no golf for me, bro. As long as I can run around and shoot and kind of be an athlete. I'm going to delay the golf as much as I can. So I love

playing sports. I love watching sports. I will say this. I'd rather play sports and watch sports. One of the, the reason that I'm sitting with you here today, Dylan, is because there was a time where I think, you know, I said I was in three different basketball leagues when I was in high school or ninth grade. I was trying to figure out what I was going to do. Athletically, there was a time when I was 20, somewhere around in my early 30s, and I was in three fantasy football leagues. And every Sunday, I would watch football and I was dating a girl at the time. She's like, every Sunday, you don't take. time.

And I, for whatever reason, I think it was like on a random Monday night, Aaron Rogers needed to throw for 300 yards and he threw for 299. And, you know, he, the play that should have been 300, the guy caught it, but it was ruled out of bounds. And I remember being like on like suicide watch because I lost my fantasy football league game because Aaron Rogers, blah, blah, papa, papa, I said, I'm done, dude. I'm done. I quit fantasy football.

I said, I'm done. I'm taking my Sunday. days back is how it happened because you know Sunday you know if you're doing fantasy football you're up at 11 o'clock you're putting your lineup in the game start at one you're watching the one o'clock games then you're watching the four o'clock games then it's a sunday night football game then it's monday night and then boom now they get Thursday night football Saturday is actually college that's a Friday night call you guys like you can spend 20 30 40 hours a week watching football to what maybe win a thousand bucks and finish football the end of the day I said what would

happen if I take all my time and effort and resources and don't do it anything to do something like this. So what I did was I took my Sundays back. I stopped playing fantasy football. And what happened was I said, all right, I have my Sunday. I'd do whatever I want. And I said, let me start doing this social media thing. A couple hours on a Sunday. Fast forward. That was in 2015. It was almost 10 years ago. Look at a, now I'm here now. Because I stopped playing fantasy football that led me to starting social media, starting an Instagram account, starting a podcast, joining forces with PBD, doing the PBD podcast here at Value Tamp. Now we're one of the biggest media podcast companies in the world.

And now I'm here with Dylan over here talking about life, fitness, and everything in between. And it's so important that I dropped the dead weight. I got lean and mean. And I focused on really what I wanted to accomplish in this life rather than mindlessly scrolling through fantasy football scores. And I took my Sunday back. It's despite me loving sports still to his day, I'll watch a little bit here, a little bit there. But I do not prioritize watching sports. play a little bit of sports to stay in shape. You know, you're a fitness guy, but it all started

with taking my Sundays back. The encapsulated version of me liking sports to me, unliking sports, or at least fantasy football. Now I get it. I worked for a bookie when I was 18. I started bartending and they found me. I knew I liked you. We did the same thing. Yes. And I run in book. You know damn well then what it's really like, we're not talking fantasy. We're talking like real life hit with the money and what it feels like, especially at a young age. That's just factors more into my story too. What happened when you were doing the book? What was it? What was going on with that? It happened when I was doing the book because I was gambling just as much as I was collected. You know what I? Yeah. Then we lived in Vegas and I had stopped for so many years. And when I met

my wife, we eventually moved to Vegas from Hawaii and we started to do this, oh, well, let's just go to the Castino because it was very close, just for fun on a Thursday so she can do a $10 parley and it turned into me doing $10,000 teasers for about a month and I said, dude, I can't do this again. Let's just not do it. And I just, that was it about a month. And I, I was smart enough at that point as they forget it. I stick to fantasy now, but I don't let it dominate me. I just play in whatever. I hear you. I mean, for some people, like I have, all my buddies still play fantasy. And for them, they're family men. They got kids. They got real jobs. It can be an escape. And I totally understand that, you know, hey, listen, I just need to cool off.

That's cool. But when you're in three fantasy football leagues and you're, you know, whether a pass is completed or not, or you gain a yard is really that dictates your mood. That's when it becomes a problem. Nobody I know in life says, how'd you make your money? How'd you find success? Fantasy football, bro. I get it. I figured it out. Right. Yeah. I wanted to bring the sports up, one, because I was just curious because I'm such a fan. But two, you touched on it. And it's how it relates to everyday life and once again that word perseverance and overcoming and challenging yourself and figuring out ways to win. And I'm not saying to be an obsessive winner. I'm talking about how do you overcome circumstances and winning in life is all about overcoming everything

that comes in front of you because I don't care how great things are one day in the blink of an eye something happens and something comes up. There's a problem. I always tell everybody, you went to bed one night and you woke up and you got told you can't leave your house and you can't do this and you can't do that you didn't know it was coming so anything can happen anything for and um i think preparation like i'm a very biblical guy i'm a very spiritual guy and and if you're not cool anybody i always tell everybody that but god always says better be ready because you don't know when it's coming and so one of the things that i try to do and this is for everything in life is just be ready for anything and just because something's going

great one day. That word that I despise is called complacent. An minute that you get complacent is the minute something bad is about to happen. It's inevitable. You've got to be ready. I'm not staying be a psycho and be like freaked out all the time. I'm just saying be ready. What is it? What is it when luck is when preparation meets opportunity? You never know. You never know what's going to happen. I have a good buddy here in Miami. Shout out to my boy. Gisd. He's a rock star, he's a singer, but he's unknown. You know, he's in a band. I see him grapple with, you know, having a good time going out, you know, having a beer or two, what have you.

Or going to bed early, keeping his voice right. You know, for the last, I want to say, like, year he's really been on the right track. And I said, you never know what's going to happen, boom. And you never know what's going to happen at any moment, in any moment in any moment. He's like, man, you know, I've been, I've been practicing, I've been singing, I've been just doing. doing my thing. I've been working hard. I haven't been going out. And boom, an opportunity comes in for him to perform at Lollapalooza. His band gets picked up. Now, an agent that wants him and his band to tour all over the world, I said, because that's because you stayed ready.

It would have been so easy to be a typical rock star and party and do drugs and blah, but this is your one shot. He's not a spring chicken. He's in his 40s. And I said, this opportunity comes. You cannot let it pass you by. You've got to be ready. No matter what career you're at, he stayed ready, and I'm so proud of the freaking guy, but there's countless opportunities like that. There's countless stories like that that at any given moment, someone says, hey, I need you to fill in. I mean, Tom Brady, remember it's again for the third time. Tom Brady was the backup for Drew Bledsoe.

He stayed ready. They put him in the game, and it delivered his team of Super Bowl, and now he's the goat, greatest football player of all time. It's because he wasn't supposed to play in that game. He wasn't supposed to be there, but he stayed ready. So there's countless examples of that of staying ready. What do they always say that proper preparation prevents poor performance? PPP, PPP.

So practice doesn't make perfect. Proper preparation, proper practice makes perfect or prevents poor performance. So I'm right there with you, Dylan, staying ready. I'm from Iowa, but I was a big 10 guy. And I remember going to games. He wasn't even a starter. He split time with Drew Hansen. You didn't even start through.

Imagine having to be ready to go in and then sit right back down and don't know when you're going back in. It'd be cold. I mean, I don't know that there's a better example of that. It's a perfect example. I'm glad you bring that up. Yeah, he's the goat for a reason. Okay, so I want to talk to you now about different aspects of where you're at today.

I want to talk to you about what it's like to work with PBB and have somebody like that to, I guess, really learn from and look up to. I don't care who we are. We all have a mentor, somebody that helps us, somebody we go to advice, somebody. somebody. Everybody needs that. I believe that you can just lean on a little bit and that you can trust. And, you know, I do a lot of that through prayer, but I do have a mentor. I go to for pretty much anything, especially health-related questions, but I'm at a loss. And I always tell people, I won't bullshit you. I know a lot, but if I don't have the answer, I'll get you one,

but I'm going to go get you the right one. I'm not going to fake it and take the pump to your face. So tell me, would you consider him a mentor to you? And if so, or if not, who would be? And then what is it just kind of like learning from him and different aspects of life? And what are the types of things that you do pick up and learn from him that are the most valuable to you? Yeah, well, one million percent, Pat is a mentor. He's a friend. He started off as a colleague. He's like a big bro. He's almost kind of like a father figure in some capacity. He's just that dude. Pat's been. battle tested. He's been around the block. It's kind of hard to say, stop it, Pat. You don't know what you're talking about here. Now, on the podcast, we'll have, you know, minor disagreements, but in real life, I will never talk back or, like, try to, you know, marginalize what he does just because every, I've seen him do it. It's not like he came from money. He came from, you know, born in Iran, made in America, 1.8 GPA, but put in the work, much like, you know, rest of his soul, Charlie Kirk,

didn't go to college, just read a gazillion. books, became a leader, became a man of faith, became a family man. And it's someone that I think any of us should strive to be because it's, you know, 80% I think of millionaires are first generation millionaire. So when you see someone like Pat do it, anyone can do it. There's nothing, there was nothing, like as Pat always says, there was nothing that he could have, that he could have seen in him that he would have been, you know, nearly a billionaire at this point. But for me, it's always, a mentor doesn't always need to be like, you suck. I'm great.

Let me show you the way. It's always just, you know, where are you at now and where are you trying to go? Pat always talks about mountains to climb. My big, before I even really started working with Pat on a daily basis, I had a mentor. He brought me into the business. He showed me the ropes of finance and insurance and all this. But he wasn't like a leader or anything like that. He just showed me business wise.

And I always said to myself, I said, one day, day, you know, every dream always starts with. One day I'll do this. I said when I was a broke kid just graduate college that was a jack of all trades, I said one day I'm going to be a millionaire living in a penthouse high rise downtown Miami and I'm going to know everybody in Miami and I'm going to be the man. And, you know, I said that when I was 22 years old. Fast forward, I'm 35 years old. I'm living in a penhouse in Miami, you know, made my money. Life's going good. You know, gorgeous girlfriend, the whole deal. And COVID happened. Obviously, it was tough for a lot of people, tougher challenges. And Pat and I were talking about teaming up. He said, what's your goal? I said,

well, I'm kind of like living my goal right now. It's kind of cool. You know, I have this opportunity to work with you and life's kind of going my way. I said, what's your goal? He goes, my goal? I want to take over the world, man. I want to take over the world. But not like in a psychopath way. And like, I have so much to give and I have so much to offer the world that I want to spread my message of capitalism and entrepreneurship and love of America and everything we stand for here at Valuetainment. I want to spread that over the world. I want to take over the world. And now we talk about, you know, the future looks bright on the hat here, everything that we do here. And I said, man, I just wanted to be the man in Miami. That was my goal. He's like, you got dream bigger,

buddy. We're trying to take over the world. I said, okay, great. Sometimes it, you know, you might think you're here, but you see somebody that sees your capacity to go much further. So some people are underachievers, some people are overachievers, or some people are achievers. You know, I always say, you know, one of the greatest lines that I always say one of the greatest lines in a movie was in Bronx Tale, an opportunity to spend a lot of time and even interview Chas Paul Matary if you ever seen that movie. And the movie says the saddest thing in life is wasted talent. We all have talents out there. And nobody wants to look back in their 80s or 90s or whenever they're 100 years old and say, I regret not doing this. I regret not doing this. So PBD inspired me to say, yeah,

you're doing okay. You're doing good. You can do better. And I'm so grateful that he took me under his wing and now I get to learn from him every day. One of the biggest fears that I had had, I don't anymore, was what he just said, wasted talent because I feel like that's one of the gravest sins that anybody could admit is wasting talent. You know, when you lose time, and you realize you can't get it back, and then you factor in, that's talent that you've wasted because you could have been utilizing it in a manner that it was intended to be used. And when it's given to you, there's nothing worse than wasting it. And I, you know, look, nobody's perfect.

We make mistakes throughout life. But once you start to make them and they start to compound and the compound and you're not taking accountability for it, and you're blaming everybody else and you're doing this, you wake up one day and you're like 55 years old and you're still doing the same damn thing you were doing talking about the same stuff complaining about the same things never made a change, never tried anything

never did anything. If you don't take a risk and it has to be a calculated risk I'm not saying just go be evil and be a nutback but I'm saying take calculated risks some are going to hit and some aren't but when they hit it's going to eradicate the miss. You'll never even remember the missus from just not making the same mistakes again

but there'll be one air and out the other. And I think that the mindset is everything when it comes to all that we do. And it seems to me, as I've watched you, that your mindset has changed over time on what you see and how you see it. Like I said earlier, I found you to be very fair. Even with your own, just like I have my own, my cognitive thoughts and beliefs and whatever they may be, I would do this thing and I taught my wife that she'd be like,

Like, why are you staying that, you know, because we're not LeBron fan? And I'll say, look, I don't like the guy at all. But I'm going to be fair when I'm giving an accurate assessment about somebody's calendar, what they do. Doesn't mean that at all. I used to be like that with Draymond Green. I'd tell her, I'd be like, I got her into sports with me heavily, so he watched everything. Well, why are you giving him credit? I said, because he's versed.

That doesn't mean I like him. It doesn't mean I like him at all. But you can't go through everything with a bias on everything and not be there. Otherwise, you're just like the next person that everybody else is talking bad about. So talk to me about how you've kind of evolved, you've changed your mindset if that has come from just personal experiences that come from being on the show and listening to other people around you. But why is it that you seem to be the most rational to me on the stats, that's what I'm saying,

aside from he clearly has that effect on you. But, you know, and I love the people on the stat. I love Vinny, but he's just, I mean, when he gets. into it. It's like there's no, no rationale I'm looking at the other end of the spectrum. And I like fairness, I guess is what I'm saying. I look, I have the same beliefs and I think some of these things that go on are so insane that I ask myself if we're living in the fucking twilight zone. But it's, it's the way it is right now. So how do you stay even field? How do you fair? How do you do that? Especially when you got other people around you that maybe aren't that

are your friends. Yeah, well, it's, I'd be lying. I said if it just comes naturally to me, doesn't. Before I started with Valuetainment, EBD said, I want you to read a book. It's called Meditations by Marcus Aurelius and was all the basic premise of stoicism. And good things are going to happen to you in life and bad things are going to happen to life. And what do they say, that life is 20% what happens to do 80% of how you react to it. So life is not fair. You know, one of the least attractive dispositions or character flaws that people have these days are victim mentality. Well, it was not fair. That was into that. I didn't have this.

Well, why does he get to do that? Well, life's not fair. And we all start at different places in life. And it's, you know, not where you start, but where you end up. And if you're willing to work hard, you know, Charlie Kirk taught me this. He said, you know, two of his favorite words, four-letter words, are work and earn. And if you earn the right to have a seat at the table, if you earn the right to have an opportunity, if you earn the right, you know, there's no denying that you put in the work. There's been times where I've emotionally reacted to certain situations and paddle me inside and said,

why'd you act that way? Why would you respond that way? I said, you know, what could you've done differently? You know, like in sports, you watch game film, Draymond Green, right? And I said, maybe I'll take a deeper, you know what, let me give that person the benefit of the doubt. We put myself in someone's shoes. Let me understand when they're going to, let me be pragmatic. Let me be a little bit more measured. It's easy to be emotional, you know. Facts don't care about your feeling, so to speak. But put it this way. When I say, started the B-BD podcast. I've been in social media for about five years up to that point, right?

And it was on Instagram and it was, you know, encouraging people to be smart with their money and save that money. And kind of hard to hate on that, right? Like the hate comments weren't as plentiful. You know, occasionally someone would be like, you're an idiot, bro, you don't know about money. Okay, cool. But for the most part, it was 90% positive comments.

But then I got into the YouTube world. And, who we? You know, you saw fire at a, F you stupid this, stupid this, stupid data. I was like, whoa. And that was coming from my friends. So, but these, these comments, a lot of people, you know, online is not real life. And the people, I always say that the people making these comments, they don't know you, they don't know what you stand for. They're judging you on one comment that they heard on the internet. And they will villainize you and dehumanize you and literally call for your execution just because they don't like the position you took on

X, Y or Z position, whether it's Trump, whether it's the the wars are going on the world with the financial position, whatever it is. And you have the ability to say, all right, you know, anytime, you know, now that we talk about Trump or we talk about Israel, we talk about Ukraine, we talk about these major, major things, you know, I'll open up my phone. I'll go on the internet or on Instagram, let's say, and I open it up and sometimes like a message will pop up. Nothing will prepare you for the day until you walk, you know, you wake up. Your first message that you look at is, I hope you die, go F yourself.

I haven't even had coffee yet. And you just kind of have to laugh at it. Now, given the stakes of today where we're at today, it's becoming a little close to home and sad and it's crazy. But you can't let people on the internet convince you that you're not good enough, you're not smart enough, that you're not qualified enough. Do you have belief in yourself or you have that CPR we talked about, consistent, persistent, resilient?

Are you going to outwork, out, prove, outstratize, outlast? It's so easy to quit. It's so easy to give up. It's so easy to be a victim. I'm so grateful from PBD to kind of like fill my cup halfway because it's so easy to like, ah, it's not fair. Why am I not doing this? Why is this person get this? Well, they worked harder. They deserved it. Okay, that's great. What next? So all of this kind of falls under the victim mentality. And we live in the greatest country in the world. Yes, United States has problems. Yes, no, there's no country called Utopia. There's a reason that people are flooding through. the southern border, even the northern border, to get to America. There's a reason that we have the longest line of country, of any country to get into. Why is that? It's because we live in this amazing place. If you were born in America, you were born with a silver spoon, with your passport, with your birth certificate, and take advantage of that. You know, last point is we just came back from L.A. two weeks ago, three weeks ago, month ago. And Pat was on this Jubilee thing. Did you see any of that? Yeah. Where Pat was a capitalist surrounded by 20 anti-capital.

list. And, you know, they spoke for hours on end. I was right there, you know, feet away from going on there. And I, if I could encapsulate what this conversation was, and these are white kids, black kids, Latin, you know, Asian men, women, the whole thing, one trans person, whatever. Pat doesn't know anything about these people. These people know a little bit about Pat. But this is how it summarized every single conversation. Life's not fair. It's not fair. It's not fair. Pat says, I believe in you. You can do it. Just try harder. You don't understand where he can. came from. You don't understand. Life's not fair. Wow, wow, wow, wow. I believe in you. You can do it. You're in America. Lift yourself up. You can do it. Try harder. Okay. No, I don't want to try.

It's just constantly that. Victim mentality. And it's just so unattractive. So anyone out there, any young person out there, any kid that's out there, just if you believe in yourself and you have the ability to walk, to run, to jump, and you live in America, just keep kicking butt and good things will happen. It might take five years. It might take 10 years. Good things. things take time, but good things will happen if you have the right mindset. A lot of people have the wrong mindset, victim mindset. They're choosing to lose before they've even played the game. I wish better for people. I did that so long where I kept standing myself. Why is it that I feel like I'm doing so great at all this stuff and I never get the credit I deserve or I don't get the

shine or I'm not getting the eyeballs or I'm not getting this. Why is it? And I kept asking myself that And I think that contributed to my always having to, well, I got to be the king of this and the king of that. I got to do this to stand out more and do that to stand out more. In reality, it was my own inadequacies and the things that I was doing wrong or not good at that I gave myself too much credit for. And when I started to look in the mirror and state of myself, dude, it's you. It's you. It can't be everybody else. It's you. What are you doing wrong?

And what is it? And why? And how are you going to fix it? just fixed it. Take accountability. Everybody's got a story. Everybody's got some sort of hardship. We all go through it.

There's no human that's ever lived without a hardship. Okay? And I think that part of the problem is, like you said, everybody's got inbuilt-in excuses now, and that's been pushed onto everybody. It was already a problem, and now it's just been exacerbated. It's a human problem where we all look at playing game

and make excuses. But now, it's, just put out on everybody. And the people that make it are the people that are the ones that have the rationale to look at themselves and say, well, shit, maybe it's just me. Maybe that's just the way the world works. And I got two choices. Accept it or don't.

And if you don't, you're going to be complaining your whole life. If you do, you figure shit out. Yeah. We don't know what it's like to grow up prior to, let's say, civil rights. prior to, you know, the 1960s. We don't know what it's like, whether you were black, whether you were a woman and you didn't have the equal opportunity to men, whether you, whether gay, you didn't have the same rights.

None of that currently exist. There's nothing that a black, a woman, a lesbian, a gay, a this, or that, the other, there's nothing systemically that's preventing anyone from doing anything. All those rules are out the window. Now, if you want to say, no, life's still not fair. are not fair. Okay. But systemically, there's nothing stopping you. Charlie Kirk would say this, what can you do that I can't? What can I do that you can't? And the answer is nothing. And if you still want to look for an answer to feed your victim mentality, you'll find it. But the reality is,

in America today, the world is your oyster. There's nothing that you can't do if you actually put your mind to it, set goals realistically, and accomplish it. That's the beauty of what we're at. Like if there's something that you want to summarize America, it's a land of opportunity. And we all have this opportunity to create whatever we want to create. And we can create our own existence. And some people want to live in my truth and my truth. Well, there's only one truth. And if you buckle down, kick some butt.

If you're a young dude out there, yeah, you might be 22, you might be 25. Life might be going your way right now. Trust me. Look at what Dylan's doing right now with his life. You didn't come from the easiest circumstances. I know your story. you know, you took some wrong turns, but look at you now. Life's going great.

We have this amazing opportunity to bounce back. America loves a comeback story. So no matter where you're at, if you can reverse course, buckle down and be the man you want to be, good things will happen. It might take time. Good things will not come quickly, but this isn't a microwave in life.

We're running a marathon and we want to win the game at the end, not at the beginning. So I'm excited for, you know, one of the things we say around here is the future looks bright, right? So as long as you do, things the right way future looks right yeah and i want to get into that with you on the future i i just want to make one more points and that is that every negative situation has the ability to be reversed into a positive situation that's why we're giving those actually a negative thing like that is actually

a gift because it's a lesson and it's a guide and it's an aid to help us to achieve something a little bit better and there is no human that everybody's going to like and the more that you try to do the more people are going to love you and the more people are probably going to not love. You said I would wake up my wife, my stepkids, when I first meet my wife, they're reading these things said about me online. And all I'm doing is talking about health and fitness and everything like that. That comes with the territory. If you're going to respect, you better be ready to deal with it. If you're not, then it's not for you. But you've got to be able to just realize that that's going to happen. If I'm waking up in the morning and that's what I'm thinking about, I got my own internal problem, right? You know, if that's affected me

when I get up. It's like, okay, great. I'm going to stay my prayers. I'm going to take my shower. I'm going to clean up my neck and look good for camera or whatever I'm doing and I'm going to go roll. The bigger you get, the bigger target on your back. That just kind of comes with the territory. Right. And the more followers you get and the more people that look up to you and love you, the more are going to not like these people. Yeah. Well, that's why Pat wrote his book, you know, choose your enemies wisely. You want to have some enemies in your life. You want to have some naysayers. You want to have some haters. What do they say? Like, keep grinding until your haters become your appreciators or if you ain't got no haters you ain't popping the i learned this from

uh watching uh jake paul and uh you know obviously in life the best thing you can be is be beloved you know i love that guy he's the best everyone loves him you know michael jordan whatever the second best thing you can be is hated despise not like okay because the third option is who's that i don't even know irrelevant so jake paul not a lot of like of people like Jake Paul five years ago. He was this, you know, social media kid, you know, that was trying to be a boxer. And, you know, I don't like this guy. But what he'd do? He kept grinding, kept winning, kept making money, kept improving. You know, he took his lumps, took his losses. But he's been a big, big, big winner. And how many people were like, damn, this guy? Oh, man, I used to hate this.

This guy. Now they at least respect them, you know. You respect to what they're doing. Of course, you'd rather be beloved, but beyond that, you'd rather be disliked or despised or at least respected than irrelevant. Irrelevancy is no fun. The last thing that you want to say is, what do you think about that guy? Never heard of him. Because he probably hasn't made a big enough impact. So impact is what it comes down to and helping others is the name of the game. So if you can impact a lot of people's lives, you're going to have your haters, no doubt, but if you're doing things the right way, it'll all work out in the end. That's what I love about you, where I love about PPD and what I love about the entire show is the authenticity. I have always prided myself

on you're getting what you get. I'm the same dude that you talk to you off camera that you do on. I'm not playing a role. I'm not doing any of that. I understand for certain aspects in life that that's just part of it promoting fight. You know, you're doing something, maybe a show on YouTube. But with what we do and when you're trying to make an impact on people and you are, you know, reaching millions of people and talking about things that are really, really, really impactful in our life. I think that authenticity is key. That's the thing, dealing with podcast. There's no script. I don't have a script here. You don't have a script. We're not reading up cue cards. We're not, we're not reading a teleprompter. It is what it is. If I screw up,

if I stumble, my bad. That's what it is. That's the reality we're living. People are so done with the fake, with the inauthentic, with the reading off the cue card. You've seen so many of those clips where every single newscaster is repeating the same line after line after line, there's a reason, you know, not to get all political, is a reason that Trump, who's despised by so many people, but everyone who says that guy's at least authentic. They'd say he's the most honest liar in the world, they would say. All right, interesting how that works.

So he's telling the truth, he's lying or whatever, versus someone like Kamala, everything's scripted, everything needs to be edited, everything needs to be polished. And I think a lot of people are done with that. And then obviously if this recent election is any evidence of that is, Yeah, they'd rather have the honest asshole than the lying nice person. So being authentic is the name of the game right now. The most respectful thing, even to somebody that may be disrespectful,

they still deserve respect for being honest and being those selves. No, Dem? You know when they're saying something that they mean it one way or another. You might not like it. What I always tell people with me, if you're going to follow me, I'm going to tell you what you need to hear, not what you want to hear. Some people love that and they want it. Some people freaking hate me for it and they don't want to hear it.

And that's fine. But if I don't tell you what you need to hear, then I don't really care about it at all. Not at all. My basketball coach in college, he told me and just what you're talking about being irrelevant, he said, if I don't take the time to yell at you or get on you, it's not a good sign because it means that I don't notice you and I don't think you're worth the effort or the, you know. No doubt. Well, that's what I learned when Pat was giving me a hard time in my first year.

There's publicly, there's privately, we get into it all the time. He goes, I said, listen, Pat, if he didn't care about you, he wouldn't try to help you, but he cares about you. David Falk was a guy that Pat interviewed. He was Michael Jordan's agent. He was the agent for MJ. He was the agent for Patrick Ewing, Alonzo Morning, all the great NBA players. And he spoke at the Bolt conference that just passed. And I spent a lot of time with him.

We went out to dinner. Then he spoke with Pat. then we went out for late drinks and we spent a lot of time. He said, as my agent, it's not my job to tell you what you want to hear. It's to tell you what I think you need to do. So he would say I'm not Michael Jordan's friend or I'm not Patrick Ewing's friend or Alonzo morning's friend. I'm their agent.

And I'm not going to tell you what you think you want to hear. I'm saying this is what I think you should do. And that earned him a ton of respect. It's kind of like what you're saying. I'm not going to tell you what you want to hear. I'm going to tell you what you need to hear. And that's what a leader does. That's the difference between, to be honest with you,

something that I've been studying recently is in between being nice and being kind. You know the difference? Yes. You know, nice is short-term pleasantries. Hey, how do I look? You look good. You look good.

You look real good. Hey, how do I look? It looked like you put on some weight, buddy. What's going on here, right? You know, hey, does, do you like my outfit? Yeah, you look nice. Dude, go and change right now. You look disgusting.

What do you do? Who wears khakis? who wears corduroys? What are you doing, buddy? Kind, it might be hurtful in the short term, but it's out of genuine concern and the genuine empathy for the long term, whereas nice is to make you feel good short term, but has zero long-term benefits. So I learned that here one week, I'll tell you a quick anecdote. In the same week, a girl here at work, who's here somewhere, on Monday she said I'm the biggest asshole and oh my God I'm so mean blah blah blah blah blah blah and on Friday she called me to say thank you so much you're the best I can't believe

you oh my God thank you thank you thank you thank you I go on Monday I was the biggest asshole and Friday I'm the nicest guy in the world what changed and I said I didn't change I said your perception of reality change is because on Monday I told you that you need to do better and that's not good enough and if you show this if you show this report whatever it is it's not going to be a good look for you. So as much as this criticism hurts right now, you have a few more days to make this right. I highly suggest you do this differently, do it better,

you'll have a better result. Long story short, she cried and went back to the drawing table. And by Friday, she fulfilled what she was looking to do when she was so thankful. It's because I didn't tell her, yeah, it looks good. Everything's going to go great. So if you turn this thing in, you're going to get fired. Or you're going to lose your job.

they're going to say this is a disaster, what the hell are you doing? So it was a tough pill to swallow, but that's a difference between being nice and being kind. Nice? Yeah, I'll tell you what you want. Kind is, you know, you might not want to hear this, but you need to hear this. And I think a lot of people in America would be better served by people who were kinder rather than nicer. Yes, because the people that are kind actually care. I told my wife when I met her, I said it is very, very, very important that you follow me on this. if I talk too much, if I'm annoying, if I look bad, if my clothes don't match. Say it. I will ever do is get mad.

Did you say that to her? Well, because I always want to know from the people I'm around. If I'm doing something wrong, so I don't continue to do it so that you don't resent me later. And so I told her, I said, if you really love me, you really care about me, this is something you'll do for me. Because you will not let me go out and look bad. You will not let me be annoying. You will not let me do this sense. and I said, but you've got to be tough

and you got to understand, I'm going to do it with you too because I don't want to resent you and I don't want to live in a home where if you're doing something and it eats me and eats me and then one day I just explode because I can't take the annoyance anymore. You've got to be tough with me. I'm giving you the green light to punch me in the face, essentially, verbally. But it's okay because it's helping me

and it'll help us. And if you can use that to help you, your relationship, your progress, whatever. Just like what you did, for her. You blessed her because you helped her. You prevented something bad from happening by me. Something a little bit painful in the front to bring in a ton of joy at the end. I have so much respect for the conversation you had with your wife basically giving her the open ring to kick your butt. But, you know, it served you well, I assume.

Dude, go to prison. I'm not saying to anybody. I'm not recommending it. All right. Step one, go to prison. Go on. I'm ready. Then tell me if there's anything in the world. that you could experience worse than that and having everything and being reduced to that and then come out of there and tell me if you're not well equipped and then you've learned something that I learned and there is man if you can do X, Y, and Z you can do anything. And so what I tell myself Adam, when I'm having trouble with, can I do this? Did somebody do it else?

You know, did someone else do it? Yeah. Well, why can't I? Look at this. Like, look at them. Or if someone's never done it, why can't I be the first one to do? Why can't I be the one that everybody goes, well, he did it? And so that's just the way I kind of view life now as to where I take it in a way where

everything's a lesson and everything's learning. I used to hate that. I always tell my dad, everything's a lesson with you, my mom, everything. It's got to be a freaking lesson. Well, it is. It is. It's just how it's conveyed and how you take it, you know? That's kind of what I've lived by.

Oh, yeah. Shout out to you for having the wherewithal and the knowledge to at least have that mindset. and shout out to your wife for talking all the trash in the world to you. It didn't prove you, buddy. She still barely does it, but, you know, she's not wired that way. But it were. Good thing, actually. It is, man.

Like, I always want to know. I never want to doubt. And so if you know and you're not in doubt, that's one of those driving factors fine. What I feel has helped me to kind of get past the problems I had before. You know, it is what it is. like I said, it's a learning experience every day. I don't care if you're 20 or if you're 80. There's shit to learn because that's always changed. No doubt. My motto anyway.

So, dude, I know you have to go shortly. I can't tell you how fun this was. I could talk to you all day. This has been huge and I've been looking forward to this. You know, things you look forward to you never know how they're really going to go. I don't get scared about shit. I'm not intimidated by one thing. I don't get worried. I don't get any of that. I get excited. I get camp. And rightfully so today because I knew and I step. I step. I said it. After I talked to you, I told my wife, I said, I cannot wait for this. I hate doing podcasts on Monday. I don't record on Monday, but I couldn't wait. And so, dude, thank you for your time, for your efforts, for all you do, your whole mindset. It's appreciated. And you don't realize sometimes the impact you've had on anybody. Big people, small people, doesn't matter.

I learned that over time that not everybody clicks the like on your post and then one day they write you and you're like, whoa, you know? No. What I told you today is, a fact, you had a major impact on what I do. And not that I'm so special, but, you know, I've gotten a decent size. No, I've seen your stuff, man. I see you out there. You're doing your thing. I have infinite respect for somebody that just keeps going and going and going and going. I told Pat this. I said, I said, Pat, I'm not a sprinter. Like, when you say, hey, I need you this down. I'm like, I'm a run. I said, I'm a marathon runner. I said, I'm not going to stop. You know, there's the famous quote from Will Smith. He goes, if you and me get on a treadmill,

you know, you're going to have to peel my dead body after the trip because I'm not going to stop. Between the two of us, I'm not. So once you have a purpose in your life and you have meaning in your life and you know where you're going, you just don't stop. You know, you went to jail and you've had a tough go of it, but look at you now. You know, I've had some tough things in my life. I've had some challenges. We've all have challenges. The key is you just don't stop.

And I think in America today, there's a lot of young people that have fell for the victim mentality. They get the participation trophies or they think that socialism or communism is the answer because they don't have to put in the work and actually put in the time and improve. And it's just a fallacy. No matter what you do in life, you can always reverse course, turn around, kick some ass, work, earn, save, invest. I tell people it's all the time. Work, earn, save, invest. Work, earn, save invest. That's in finance.

That's in relationships. That's in anything in life. as long as you put in the work and you take value out of it and you play the long game, good things will happen. So it happened to me. It happened to you. It'll happen to anybody in the audience that uses that blueprint and don't get down when bad things happen. It's just a lesson to be learned and dust yourself off and get back out there and fight and save that money.

I love it, man. So I'll link everything in the description. It's obviously not hard to find you on PBD. But for your own personal, is there any places you want to take? tell people to follow you, to listen to some of the stuff you personally have to do on your own. Yeah, anything on all my socials. It's all Saas Talks, Money, SOS, talks, money, and be on the lookout because we're launching a personal finance and what it means to be in a man in America, a young man in America course in the coming months. So be on the lookout with that. But you can

find me anywhere. You can find me on Mnacht. Manect is our app where you, instead of you DMing people and then never getting responding or never get a response. Menect, I think the average response percentage from the MNECT experts is 97%. I think I'm at 100%, maybe 99 if I miss something. You should probably look into the app. Someone like you that does a lot of advisory in the fitness space, the financial space, I can get you connected with that, but it's free on the app store. And you can find us on MNECT.

So I think the average email or DM gets answered 3 to 5%. but on Menect, this platform that we've built that Tony Robbins just joined and became a strategic partner, which is incredible. 97% response rate. So whatever challenges you're dealing with, whatever expert advice you need, you can find myself or PBD or Tony Robbins or our whole gang over here on Menect and expert advice for pennies, so to speak, compared to wasting your time and efforts on DMs and email. So check us out on my next. Our value table. I'm going to talk to you both. You're not getting rid of me.

Now I've been trying to get to you guys for years. So it's too late. You've stuck now. You're in, bro. You're in. I appreciate you so much, man. Thank you for your time and for everything. I hope everybody enjoyed this as much as I did.

I'm sure that you will. But please, listen to this closely. There's a lot of gems in here and a lot of things are going to be highly beneficial for your overall quality of life. So thank you, everybody again. Stay tuned for playing more to come. Dylan Jemeli and Adam Thosnik, signing off.