The Edge Breakfast - ONLYFANS truth or dare?

Episode Date: May 8, 2025

This is a podcast from Rover. Come for the chat, stay for the trauma bonding. This is Clint Meg and Dan's OnlyFans. Podcast that is. Welcome to the OnlyFans everybody. We appreciate you tuning in and listening. We've got a little review as well from yesterday's podcast from Dan's mum Julie.

But do know she's drinking the Kool-Aid. Oh yeah, she messaged me and said, Meg, and you'll be pleased to know this. She said she was driving home yesterday from my house looking after my son George And she said that she had to pull over for the first time listening to our show laughing when we did the sound effects game Oh good was that, am I speech? You guys are mean to me, but boy she was laughing at you

So but she but she could see that we were taking the piss, you know Oh, that's good. She didn't think we were doing real life sound effects that Meg would make in real life. No no, yeah. Yeah. Well I'm glad that she sees the funny side of all the fat jokes that you guys make on the internet. Yeah, I don't think there was any of them. I think there was funny...

I think the moist nature of your house was the funny part. I think that's why she was laughing. There were a lot of deep, thudding jokes about how, if I was walking or stepping... You made me sound like an ogre at one point, didn't you? You got the weight of two at the moment. Clint did, I think. Oh, what? No, I'm pretty sure.

When I said something, I think you were like, Three, four, four, and then, God, did you laugh? Yeah. I wish I didn't. However, that was quite a funny one. Did you go home and turn a dehumidifier on? No, my house is lovely and dry. But I just wondered, like, you know, sometimes those sub those subliminal messages even as jokes and then you just go home

you know maybe I will just... No I feel quite comfortable in that one that I don't turn up every day wet. Yeah I feel quite that one that one doesn't get to me Clint that one's alright. Hopefully not too much water straight onto the force. This podcast going out to Nicole Harwood today. She messaged saying, I was listening to yesterday's full show podcast and you were saying how, what have you had, acne or a bad breakout? And I wonder if it was Dan

because Clint farted in his face on Friday. That's the only thing that's changed is Dan. Interestingly, I got the breakout after that. And can I also say, if you look at where the breakout is, it is honestly only in the area that your Skin was exposed to fart. It's not She's so right like eyebrows nose nose bridge lip chin. It's my whole face really sorry I've never had a full breakout like this in my whole adult life

I used to have acne when I was at high school and got oracatane. Yes, um. But since then, I've not really been a break- I get the odd pimple like most people, but I don't get a full breakout like this. I think it's from the fart. I think it might be. Fart acne. That's fume. Google that. That's not a thing.

Can you get acne from farts? There's no one's ever googled that. There's no way that that'll auto-populate on Google. No, you cannot get acne from someone farting in your face. Acne is not contagious and it is caught contagious. And it's caused by a combination of factors including genetics, hormonal changes, clogged pores. While a fart may be unpleasant, it does not transmit acne-causing bacteria.

Right. I'll accept your silent apology. Mmm, sorry, Clid. Bringing back a sigma which we've done in the past before called Who Dears Dan tomorrow. Yes. And I feel a bit sorry for you guys because you guys don't get to do dears. Yeah, we don't get to do the fun dears. Yeah, we've got a podcast forum right now where I'm going to give you the opportunity

to do one. Oh, but we're not. You know, we don't want to take away from your... But I think it's a fun little... We need something to do to down the podcast. And I thought we could have a little game of truth or dare. How much do you earn in this job monetary value? Please.

Nope. You can ask me a truth that you know I can answer if you'd rather do that. The thing is we know so much about each other I don't think I know anything apart from... that's the only thing I don't know about you. You know? Would you want to know though? They always say you're content till you compare but I know that Meg will be on more than me that that wouldn't be a surprise to me probably yeah but then finding out how much okay sure but then if you found

out how much more that could piss you off if it was like ten grand more you'd be like oh wow Meg's been doing this job way longer than me and she's only 10 grand that makes you feel good Me he's on 150 grand more than you you're like Jesus. We do the same job Why is she on why she on that kind of money? So if she was on 150 grand more than me? She'd be on it 700 Fuck guys, please can we stop talking about my pain? Fuck! Guys, please, can we stop talking about my pay? Interesting. Now, if you want that kind of money, and that would actually be chump change, if you were

Breakfast Now's and Ozzy. If you were on a station like The Edge... There'd be a couple in New Zealand. Yeah, there is. There'd be a couple in New Zealand that is on that kind of money. Well, Clint Branagh and... Who would that be? Who are we looking at? Mike Hosking.

Hosking, yeah. Hosking and Barnett, I reckon. Simon Barnett. You imagine the money must have forked out to try and get him to come back. Yeah, yeah, that's my guess. Those two would be the highest paid in New Zealand. And they also started the campaign with Simon coming back.

It was like Tom Hanks from Castaway, and he's like on an island, like shirtless, in most of the TV commercial. So as soon as they started, they're like, we're gonna get your top off, and he'd be like, right, I need to see the money. Yeah. Or maybe they were like, you need to get your shirt off with what you we're paying you

What do we actually think I think he oh my goodness money I mean, I guess he's worth it if he's bringing in the audience Yeah, and they are always number one you still see B So it's like if you're number one that brings that brings in a certain dollar value to the company So it makes them actually worth it same with like footballers Let's say and they're getting paid $100 million. People are like, that is ridiculous. But if it's putting bums on seats and selling merchandise, and they're making $200 million

by having him part of the club, well then he's worth $100 million, because they're making $100 million by having him there. It is just shocking though when we're talking about that kind of money and then people like nurses and people who keep us alive. It's just wild of the paid disparity. I know that's all very serious. The latest deal that Cristiano Ronaldo just signed, one of the biggest football stars in the world, and he's just signed with Saudi Arabia, a Saudi Arabian football club. He's now getting like 5% or something as well of the company that owns the club, as well as his salary. Can't remember what his figure was a year,

but it worked out to be $556,000 a day. And he doesn't even play football every day. A day! Wow. And- And- American, probably as well. Yeah, well I was on TikTok and stuff and I was watching. And there is a football season and then there's a season when he's off,

but they just worked out his yearly wage and then boiled it down. So whether he's playing football or not, he's earning five hundred and fifty six thousand dollars a day. That amount of money. I know, like you said, like whatever he's worth it in the way of like sponsorships. Well, you must feel they wouldn't buy him, right? How do you even justify to yourself? I feel like I can never earn that amount of money and be OK

sleeping at night and be like I deserve that I just it's not my it's not my psyche. I think what happens though. You start playing in Circles where a thousand dollars right now is a lot of money to all of us You start playing in circles where like a hundred grand isn't a lot of money It's like a wild idea of that aid that's just completely you know like a hundred grand for something I go cool like that's not that much Because he's earning half a million a day. So a hundred thousand is only like, it's literally 20% of your daily wage.

I'm not trying to be funny. How can you live to the means of $500,000 a day? Because he's gradually, but slowly, but surely over his career, the bell curve of his earnings has gone up and up. But how could you spend that much in a day, every day? You can't. One day he was earning $10 million a year

and he bought an amazing house. And then he started earning 200 million. He's's like I could buy a better house so he buys the better house. But then how can you pay $500,000 a day? Is it in rent or mortgages? Is that what you guys are saying? No well I think you get to a point where you are right Meg you can't spend the amount of money you have. You can't. My brother worked for a very famous Belenia and had a very expensive boat that they were building. And the boat, let's say, I can't remember, let's say it was like 150 million that they were making, because it was sort of those figures, like super, super yacht stuff.

It was going to take three years to build. And if you do easy maths and you work out on like, you know, 4% interest in a bank, whereas these billionaires are earning a lot more money than that. But you're saying, you know, you earn 4% of an interest, putting your money in the bank. He was like, in the three years it took him to build the boat, his interest on his money alone would have paid for the boat. So the boats cost him nothing.

It's a $150 million boat. And by the time it's finished, it's cost him nothing because the wealth that he has is generating more wealth to the point the stuff he buys he's not even paying for. That's what you want to get with like Lotto right you want because my mum always says like if you win Lotto you just live off the interest. Yeah and it's like when you have let's say 10 billion dollars yeah true 10 billion dollars is a lot of money and if it takes three years to build the thing you want. Well if you put Meg here's the thing if thing. If you put $10 million, you've won $10 million tomorrow and you put it in a 3% thing.

Is that standard? Is that pretty standard? That's just a classic savings account. I think you can get them for like 2.5 and it's just a savings account. They pay 2.5%. That's the lowest of the paybacks you could get. Yeah, I would rather let's go really humble with this. How much are you getting in interest?

Oh, you want, oh, okay, so 10, oh, here we go. 10 million. Can I have some music in the background, Clint, to like, you know, master my music? Can I use a calculator? No, I want you to, your brain's a calculator. Okay, okay. So 10 million.

Can I use a pen and paper? You're getting 2.5% interest. Okay, 2.5% interest. On that a year. A year. So 10, 10, how many zeros is it? 6 zeros? You've got it right in your head already. Yes. Yeah cool. Same. Okay so 1% of 10 million.

Producer Carl, have you got it in your head? Neeps got his hand up, we've all got the answer. 1% of 10 million so then times 2.5 million dollars a year. From 10 million you're getting 2.5 million in interest okay 10 million dollars and then you need one percent so if I move the decimal point to there 10 million one one percent of 10 million it's 100 thousand okay she's getting there so 100,000. So 1% of 10 million is 100,000. Times that by 2.5. $250,000 a year.

Ding ding ding! Well done! Quarter of a million bucks. Well done! Shit, so that's just the interest! That's just yearly you're getting that. 10 million. So if you won 10 million dollars in Lotto, you'd be earning basically the same amount that Meg earns a year just from doing the radio.

Don't listen to him, honestly. He has no idea. And so then if you're thinking like, so that's 10 million. But then you think if you're a billionaire, then that's a thousand million. So what I kind of said before, 2.5 million a year, that would be more billionaire status, wouldn't it? Well, it'd still be more than that. I suppose if you had a billion, a hundred, ten, that'd be 25 million. If you had a billion dollars you're getting 25 million in interest. If you're getting two and a half.

But let's remind you these people, billionaires, are getting 2.5% on their money. They're getting like 10%. I used to work at a bank and it was in Howick and it was an old area where there was a lot of old people and they'd always come into the bank and get their statements. I remember there was an old lady that used to come and she had had like one of those savings accounts, she had, I don't think it was much, it was probably like maybe a million dollars or something in there, and she'd come in each week and withdraw the interest she had earned that week. Oh, it was her spending money.

And she'd just spend it, that was her spending money. That's fucking brilliant. She'd live off it, and that money she'd always go, that's my grandkids money, that's not mine. So let me work that one out, so let me go back to the but there was more she was getting more interest I think she had like a 7% interest and she's got like a term deposit or something let's say she had nine point eight million in there no let's go you see my million nine hundred and eighty

thousand let's make it a bit more tricky I think you just need to give me a good no no no no hundred eighty thousand it was a 7% yes, oh my god. This is gonna be flexing tricky This is tricky because now you what you really want to do make a 7% on a million and work out 7% of 20,000 I'm doing it differently. Can you let me let me? 100,000 no 9800 98 100,000 98, 9800, no 9800, 9800, 9800, 9800, 9800, 9800, 9800. So 20k less than a million. Okay yeah, so 9800, so 1% of that is 98 dollars times that. I don't know what you're doing, you're doing different methods, I can't really help you.

Okay, 98 dollars times 7 is if I do, so it'd be $700 take away 42 so 600 and do you know the answer this Clint because I don't yeah I can't factually if you go okay 700 take away 42 hundred second 700 take away so 700 take away 40 is60, take away the two. $658 a week. Six what? Six five eight. $658 a week, were you looking at how much interest she gets a year? No, no, no. No, it was a week.

No, it was a week she was coming out. That's an even longer equation. I'm just looking at how much interest she gets a year. I only wanted a week, we did a week. So now you gotta divide my answer that I've got by 52. I didn't do that at any point. Yeah, she was withdrawing the money out. What I't do that at any point. Oh you didn't? Because what I would do is I would do 10% of a million, even though you said she's got

900, I'll get 10% of a million. So now we're at 100,000. Now we want 7%, so now we're at 70,000. So 70,000 is on a million, but she's got 980. So now I've got to work out what 7% of 20,000 as a minus that away from the 70. You've lost me 68 600 divided by I had sixty eight thousand six hundred and now you need to divide by 52 and so every week she got

$1,319 from interest That's good That was free money. Literally she was doing absolutely fucking nothing for it. But the problem is, what you're forgetting, is that if she's getting 7% interest, which is very high, she must have had it in like a long-term deposit. Which means she can't come in... No, back then it was like a savings account, you could get savings accounts in 2008,

I think you could get like 5% interest savings accounts. Yeah, 7 seems very high. You'd have to lock it in term deposit for 6 to 12 months, which means she'd only be able to withdraw her interest once a year, she couldn't come in weekly. Yes, Karl? I heard someone say that like the goal is, like if you know, you could set this up as a pretty realistic goal.

When you retire, if you wanna earn, if you wanna live off $100,000 a year, until the day you die, you just have about $2 million in the bank account and then you can live off the interest. That's at 5%. So it's pretty conservative. But if you had $2 million in the bank account... So I need to make $2 million and then live off $100 grand a year? Yeah. And surely your expenses are less because you would think if you'd owned a house during your life, by the time you're 65 your mortgage would have been paid off.

Correct. So you don't have one of the largest outgoings that most people have which is rent or mortgage so that that money that's coming is really just utilities and spending. God it's hard eh. And maybe holidays when you're 65 that's when you want to fucking travel the world. Why is life so hard? God it makes me like I don't think I'm going to be mortgage free at the rate I'm going. Invest. Daniel, with you and your wife together, you will be mortgage free. Do you think so? If you aren't, you're fucked up terribly somewhere.

Your wife is the smartest person I think I've ever met with money. She is good, she is good, but she's married to one of the worst. Yeah, so it doesn't ever equal out. That was the worst. She's like swimming and I'm like dragging her down. Of all the great financial decisions she's done in her life, marrying you was the worst one. Yeah, but man I was hot so it was a selfish choice. She's like, oh my god he's so bad with money but the sex is unreal.

Oh no, the sex was terrible. That was a bad investment as well. Okay, well just probably to wrap up, we had Sim on from Girls That Invest today. You can follow her Instagram page whether you're a girl or not, and she had some advice about what you should be doing and you should be investing. I mean, even just in a nutshell, this alone, because I'm listening to a lot of, I guess, career-based podcasts and finance podcasts, and there are probably a lot of different places that you can invest money.

Sharesies is just what I use. Some people that I know are really deep in the game reckon sharesies take more fees than others but the fees are so minimal as well and it was just a nice place to start. You download the app then you can search any company that you want to invest in and if you don't know what company to invest in what you can do is invest in an index fund. Now an index fund is like a you you think of it like, maybe like a family tree. At the top is the index fund,

then all these branches come off, and they're all these companies that that one index fund invests with. So they might have Tesla, they might have Spotify, they might have Netflix. All these big businesses and this one index fund takes you $100 and puts a dollar into Tesla and a dollar into Spotify. It's a little bit more tricky than this, but it's taking your $100 and splitting up amongst all these companies that they invest in.

So if Tesla went tits up, that's only $1 of your $100 that's taken a hit. And so they sort of average these gains out between 7% and 13% would be a good year, but they just year on year, you're anywhere between 7 and 13%. So it's not high risk, but it's not super conservative. Well, yeah, conservatively over the amount of time if you're putting it like a dollar cost average, about 7%. And over COVID, everyone's shares took a massive hit because all these companies weren't making the money they were, right? Everyone freaks out because all of a sudden now you've put in more money than your shares

are worth and everyone's freaking out. But if you're not looking at it there will be years when you do really well, years where it doesn't do so well and it's always up and down but it will have a positive trajectory over time. So if you put your money into shares and you have an AP that automatically goes into your shares and you can go into shares and go auto invest $100 a week and it'll take your money and it'll just put it into this fund. Then what'll happen is over a year, five years, ten years, you don't touch it like it's a checking account so you don't take money out of it and go spend it when your

credit card bill comes. It's literally money that disappears and you don't think about it until maybe 20 years from now, 30 years from now and there are calculators you can look at that sort of work out your compound interest in reinvesting, going back in and back in, millions, millions and millions of dollars you end up having by the time, if you start when you're like 20,

by the time you're like 45, 55, you'll have millions and millions of dollars from putting your 100 bucks a week on. We've missed the bandwagon on that one, Dan. I started so late, I'm kicking myself. I've got my kids into it now, so that'll benefit. But you just need to be more aggressive in terms of the money you're investing.

And if you are 40, you should have more money to invest than you did then when you were 20. I just think of the people that don't have that money to invest though. Cause like, I remember when I was, a kid and my mum was a single mum, and there was definitely not $50 at the end of the week, or $20 that you could just, you know,

so like it's all well and good to say, yeah, all it takes is $50 a week and you put it in. That's a lot of fucking money to just put into a thing that you're not gonna see when you've got mouths to feed. Yeah, and I know, rule of thumb, Clint, you're right, it is an easy thing to do on paper. But then when it, when it, life gets in the way. Everything counts. It's almost like this guy that I was listening to who's been interviewed said A you can't afford not to so if you're going oh, but you got to buy food You got he goes you just you can't afford not to do it and B

He said people that say I don't have $20 or $50 a week He's like give me your bank statements, and I will find that money like within 10 minutes Yeah, he just says people say they can't, but there are things that they don't wanna sacrifice or they don't wanna give up. And it might be like, oh, we can't do it, but you've got Netflix. And then maybe you really like Netflix

and you have to have some joys in life, find a mate's Netflix you can leech off. Definitely, maybe we're talking like middle class people, there's no way that poor people have $20 left over. Well, he argues that he will find it, I guess he's a finance guy, he will find $20 in your spending somewhere that he can make it make a change It might even be if you're there hard up all of a sudden you are with

Say mercury energy and he works out you can get a cheaper rate for your power and contact energy It might only be saving you $20 a month, which isn't necessarily a week Which isn't worth generally the hassle for most people to switch but you switch so you can get that 20 bucks to invest And then that's what he's saying. We've got to be clever about moving pieces around to try and free up some spare cash that we can then afford to invest. Yeah, and I totally agree with you, Clint. I think it is easier than...

And I think apps like Sharesies do make it very, very easy. It's when you get into that life, and you know when you go like... Some people might be like, oh fuck, I've got to buy uniforms this week. Next month the kids are going on a school camp or something I've got to have money for that I don't have the money now but I guess you're right you can always find saving somewhere it's just knowing what to look for and sometimes I don't think people even know how to do that you know so it is tricky yeah it's just I guess it's just one

of those things that feels really daunting and trying to learn it feels overwhelming. And then you're like, Oh, I don't know, it seems like a lot. But then you think about it, you go to work for eight hours every day. You imagine if you spend eight hours, like one day you took the day off, and you just started looking into investing and New Zealand, like, like a platform like Sharesies, you read up about it, you started looking through your accounts, you did all that. You might do one day's worth of work that is going to have this huge impact on your future,

but we just are scared or we don't wanna put the time in. It's like, but then we gotta work for eight hours a day and we just keep doing that day after day, week after week, month after month, when we could be working a little bit smarter and putting our time and our investment, our energy into, what can I do with the bills that I'm paying? What is my largest bill? How can I make that bill less? Can I change companies that are offering better deals?

And yeah it's a lot of admin, it's a lot of headache, but once it's set up you will just be like thank God I did that when I was 30 or when I was 25 because when you hit 60 and you start looking at that you're like imagine if I just didn't do that. It's why people will get KiwiSaver and go, holy shit, that's mental. It's like, yeah, because we're forced to do KiwiSaver and that's why we'll have money when we hit 65. I still think it's tough for us to say this. And then you've got a single mum of like three kids who's working two jobs, doesn't have the time to sit down and go through different energy groups.

I get what you're saying. And I completely understand that there will be places and spaces, but damn, some people are just fighting for it rough. Yeah, but isn't it like a mindset where you're like, yeah, I can't I can't I can't or you go I actually don't know how I'm gonna do it, but I'm a smart person. I'm raising three kids. I'll fucking work it out I'll work it out because I'm intelligent and I can because other people do and if they can work it out then why can't I? Yeah, rather than just be like I can, I just can't, people don't understand my situation. There's always going to be someone better off than you, but there's always going to be someone worse off than you as well.

And this has been another Life Lessons with Clint brought to you by Sharesies. I mean, I'm listening to a guy taking, I'm taking advice from a guy who's, I understand I'm privileged. I'm taking advice from someone who's far more privileged than me, is worth hundreds of millions of dollars telling me what to do. So I could be like, oh, easy for you, Steve. You've got hundreds of millions of dollars. But I think the principle or the formula still works on just a lesser scale with everybody if we're finding the gaps in our own life

about where we can save money so we can find something to invest a better our future. And even I think if they, he would say, even if it was $2 a week, if you found $2 is better than doing nothing Mmm, especially invest in the right she is I guess Fucking ages with $2 Tommy like cool. Yeah 490 bucks

Yeah, I mean it's worth just looking into Yeah diary of a CEO as a great podcast That I've been listening to. I think he talks to a lot of people about financial freedom and stuff. Not every guest he has on is about that, but even just listening to people talk about it can sort of cheer you up and get you excited for being like, all right, maybe I can, maybe I can. But Meg, you definitely need to because you're putting away money every week into an account

for Daisy. I just messaged my husband because I'm just putting it into a better savings account. $20 a week for her. My mum and dad did that and when I was born at 18 it was worth $12,000. It paid me through uni. But I would love to have known what if they'd invested in something. How much it would have been. Over 18 years how much money it would have been worth. But it wasn't as easy to just buy shares in something like it is now for us.

We can buy international shares without having a broker and having to sign documents you just literally click a button. I've just started watch collecting Meg if you want to help me buy this Rolex that I really want you could give me some of the money out of Daisy's account I'll make you it double it in 10 years. Interested? No. Okay worth an ask. Producer Carl? I'm just doing some maths like if the maths is correct, so $20 a week over 18 years, so $20 a week is $4,160, is that right?

Yeah, sounds right. 18 years at 7%. No, wait, hold on, no, no, no, over a year, if you're doing 20 bucks a week, you'd be more around like a thousand bucks. Oh, it would be A. So your maths sucks. My maths sucks. We're not at 7%, our savings account is probably like 2. It's just a really ridiculous amount.

We need to get you out of that. But Kyle's like, if Mum and Dad had the ability, or you did Meg, to invest at 7% at 20 bucks a week, so 1000 bucks a year, over 18 years. How much did you say you got? 12? 12. 12k. If you got 7% return on that over 18 years compounding interest $42,000 Damn and if you put a thousand bucks into account every year when your kids 18 18 grand, but now you're looking at 42,000 That's a third of a Tesla That'll be cheap by then

So we're looking into it but again like I mean I am so like starting level with all this stuff and getting excited about Setting myself up and my kids up and there are people that are probably much more financially literate The myself listeners podcast game fuck mate. You don't even know you're a level one But I think it sort of makes it more digestible for people going. Okay doesn't sound that hard open a shares ease account Like download the app transfer some money into it, and start auto investing into an index fund that's pretty conservative. I'm on a mission at the moment with these younger guys

like Nipia and Balor and Yaz and stuff. I'm like, let's sit down. I will sit down and give you the time. I'll even give you 20 bucks to start to get them going because I wish I started at their age. And you know the thing is, is because if I tell you how to do it, Meg, you're not taking money off me. It's like like I've found a way to make money and I'm

like oh this is great now I want all my friends to know so we can all make money. You know that's what Sim does you know she's like genuinely it's no it's no thing out of my what's no bird out of my stone. It's no rock out of my place. It's no it's no it's no card out of my wallet. It's no skin. It's no skin off my nose. There you go! Yes, yes. She's always said that.

She says it quite a bit more elegantly than Meg. This has been a shocker. English has taken a real hit in this podcast. And maths. And maths. Nightmares. It's like none of us went to school. It's been a while.

It's been a while. About half a brain cell. It's been a while. Alright, well that's why there's three of us, otherwise they'd just pay one of us to do the show. Alright guys, thanks again for the podcast, we'll catch you again tomorrow. How good Friday. See you then. Rova Music Radio Podcasts.