The Good Tech Companies - DeFi Crypto Mutuum Finance (MUTM) Advances With V1 Launch in Focus Ahead of Q1 2026

Episode Date: December 15, 2025

This story was originally published on HackerNoon at: https://hackernoon.com/defi-crypto-mutuum-finance-mutm-advances-with-v1-launch-in-focus-ahead-of-q1-2026. The protocol uses a Peer-to-Contract model. Users supply assets into a shared liquidity pool and receive mt tokens in return Check more stories related to web3 at: https://hackernoon.com/c/web3. You can also check exclusive content about #web3, #mutuum-finance, #btcwire, #press-release, #mutuum-finance-announcement, #blockchain-development, #crypto-exchange, #good-company, and more. This story was written by: @btcwire. Learn more about this writer by checking @btcwire's about page, and for more stories, please visit hackernoon.com. Mutuum Finance is developing a decentralized lending and borrowing protocol. The protocol uses a Peer-to-Contract model. Users supply assets into a shared liquidity pool and receive mt tokens in return.

This audio is presented by Hacker Noon, where anyone can learn anything about any technology. Defy Crypto Mutum Finance, MUTEM, advances with V1 launch and focus ahead of Q12026 by BTC Wire. In the Defy sector, attention usually increases when a project moves from preparation into visible execution. This transition phase often happens quietly at first, then accelerates as milestones come into view. Mutuum Finance, M-U-T-M-U-T-M, is now entering that window. With its V-1 launch scheduled on development activity continuing, the project is shifting from build-focused progress toward a stage where outcomes become tangible ahead of Q-1-2020. How M-U-U-M-Finance is structuring lending-Mutum finance is developing a decentralized lending and borrowing protocol built

around two complementary markets designed to serve different user needs. On the pooled side, the protocol uses a peer-to-contract model. Users supply assets into a shared liquidity pool and receive mount tokens in return. The cent tokens increase in redeemable value as borrowers repay interest. For example, when a user supplies ETH, they receive EMTeth. As borrowing activity grows and interest is paid back into the pool, EMTeth becomes redeemable for a larger amount of ETH over time. This creates an APY that is directly linked tutorial borrowing demand rather than inflationary rewards.

Alongside this is the peer-to-peer borrowing environment, borrower's post-collateral and request loans under predefined terms. Lenders choose which loan requests to fund. Barrow rates adjust based on utilization, and stable rates can lock at the start of a loan when available. Risk is managed through loan-to-value limits. Lower volatility assets support higher LTV ratios, while more volatile assets are a cap lower. If collateral value falls below defined thresholds, Liquidations occur through a controlled process that protects protocol solvency. Presale progress and what the numbers ARE showing Mutum Finance began its presale in early 2025 with a clearly structured phase model. The token entered the market at $0.01 and has progressed

through multiple stages to its current price of $0.035, representing a 250% increase since the first phase. Participation has grown steadily rather than arriving in short bursts. To date, the project has raised $19.30m and attracted more than 18,400 holders. In total, 820M tokens have been sold so far. The total supply of MUTM is 4B tokens, with 45, 5%, or 1.82b tokens allocated to the pre-sale. The project is currently in Phase 6, which is now over 98% allocated. As each phase has a fixed allocation and a predefined price, Availability at the current level is becoming increasingly limited. The next phase introduces a price increase of nearly 20%, which is one of the reasons pre-sale demand has accelerated rather than

slowed at this stage. Community engagement remains visible during this late phase. Mutum finance operates a 24-hour leaderboard, where the top daily contributor receives $500 in Mutum. This system has helped sustain activity as allocation tightens and the project moves closer to its next milestone. At the The official launch price of $0.06, Phase 1 participants are positioned for roughly 500% growth based on the structured pricing path. This staged progression has created a clear narrative around early participation without relying on unpredictable pricing changes. V1 launch preparation and security foundations. The next major milestone for Mutum Finance is the V1 launch on the Sepulia test net, scheduled for Q4 2025, as confirmed through the

official X statement. V1 is expected to introduce the liquidity pool, mount token framework, debt token, and liquidator bot with ETH and USDT as the initial supported assets. Security preparation is advancing alongside development. Mutuum finance completed a Serta K audit with a 9100s token scan score, which provides an early validation of its smart contract structure. In addition, Halborn security is reviewing the finalized lending and borrowing contracts under formal analysis. 50,000 Australian dollars bug bounty program is also active, aimed at identifying vulnerabilities before the protocol enters public testing. For a defy crypto focused on lending infrastructure, this layered approach to security is critical.

Lending protocols depend on accurate liquidation logic, reliable interest calculations, and predictable contract behavior. Addressing these areas before V1 reduces uncertainty as usage begins. In a measured outlook, analysts suggest that projects reaching, this stage often see valuation frameworks shift from preparation-based expectations toward execution-based confidence once TestNet interaction starts. Stablecoin and Layer 2 plans as the next growth layer beyond the initial V1 release. Mutuum Finance has outlined additional roadmap components that extend its long-term potential. One of these is a protocol native stablecoin backed by interest generated within the

system. Stable coins tied to internal activity can deepen liquidity and improve capital efficiency by keeping value circulating inside the ecosystem. Layer 2 expansion is also planned. Deploying on L2 networks is expected to reduce transaction costs and increase speed. Lending protocols benefit from low fees because borrowing and repayment involve frequent interactions. Faster and cheaper execution can broaden participation and support higher protocol activity over time. Oracle infrastructure underpins these features. Mutuum finance plans to rely on chain link price feeds, supported by fall back and aggregated sources. Accurate pricing is essential for collateral valuation and liquidation logic, especially as borrowing volume increases. YQ1-2026 is becoming the reference point as V-1

approaches in Phase 6 nears completion. The project is entering a period where visibility often increases quickly. Allocation is tightening. The next price tier is approaching. Testnet interaction is scheduled. Security reviews are ongoing. These factors tend to align before broader attention forms. Recent activity has also included larger individual allocations, often around $100,000, which typically appear when confidence builds ahead of milestones rather than after them. Combined with easy access through card payments and consistent community engagement, these signals help explain why attention is rising as the project moves closer to Q1-2026. Mutuum Finance is advancing through a decisive phase.

The token has already recorded a 250% increase since early 2025. Phase 6 is over 98% allocated, and THE Next Crypto Stage brings a higher price. V1 has a confirmed Q42025 timeline. Security foundations are in place. Infrastructure expansion ice planned. For those tracking top crypto developments ahead of 2026, Mutuum Finance is moving from quiet progress into visible execution. As availability Titans in V1 draws closer, the project is entering the stage where early

positioning often gives way to broader awareness. For more information about Mutum Finance, MUTAM, visit the links below. Website. HTTTPS colon slash www. WUTUM, com link tree. HTTTPS colon slash linkter. E. MUTUM finance this story was published as a press release by BTC Wire under Hackernoon Business Blogging Program. Do your own research before making any financial decision. Thank you for listening to this Hackernoon story, read by artificial intelligence. Visit hackernoon.com to read, write, learn and publish.