The Good Tech Companies - DeFi Protocol Mutuum Finance (MUTM) Sets Stage for Q4 2025 V1 Launch With Over $17.6M Raised

Episode Date: October 20, 2025

This story was originally published on HackerNoon at: https://hackernoon.com/defi-protocol-mutuum-finance-mutm-sets-stage-for-q4-2025-v1-launch-with-over-$176m-raised. It has raised more than $17.6 million in its ongoing presale. The protocol is scheduled for a Sepolia testnet rollout in Q4 2025. Check more stories related to web3 at: https://hackernoon.com/c/web3. You can also check exclusive content about #web3, #muutum-finance, #btcwire, #press-release, #mutuum-finance-announcement, #blockchain-development, #crypto-exchange, #good-company, and more. This story was written by: @btcwire. Learn more about this writer by checking @btcwire's about page, and for more stories, please visit hackernoon.com. Mutuum Finance (MUTM) is a decentralized lending and borrowing protocol. It has raised more than $17.6 million in its ongoing presale. The protocol is scheduled for a Sepolia testnet rollout in Q4 2025.

This audio is presented by Hacker Noon, where anyone can learn anything about any technology. Defy Protocol Mutum Finance, MUTEM, sets stage for Q4-2,025 volts 1 launch with over $17,6M raised by BTC wire. As decentralized finance, Defi, continues to evolve, investors are once again looking toward projects that combine utility with sustainable tokenomics. Mutuum Finance, MUTM, as one such new crypto project, a decentralized lending and borrowing protocol that has rapidly gained traction during its ongoing pre-sale. With its version 1, V1, platform scheduled for a Cepoli a TestNet rollout in Q42,025, the team has already raised more than $17,000, 6 million from a growing base of over 17,300

participants, signaling strong confidence ahead of its first public product release. Mutum Finance, MUTM-U-TMUTM, MUTM, is an Ethereum-based protocol designed to simplify and secure on-chain lending. It introduces a dual market structure that balances liquidity efficiency and flexibility. In the peer-to-contract, P2C market, users deposit assets like ETH or USDT-Intopuled liquidity vaults that automatically generate yield as borrowers draw funds. This model rewards depositors with passive returns while keeping cash. capital circulating efficiently. Meanwhile, the peer-to-peer P2P marketplace supports direct, customized loan agreements, ideal for tokens that lack deep liquidity in shared pools. Both systems are powered by mount tokens, interest-bearing tokens representing each depositor's share of the pool.

These can later be redeemed for their original asset plus accrued interest. Beyond its lending mechanics, Mutuum Finance incorporates a buy-and-distribute model, where a share of platform revenue is used to buy MUTM tokens from the open market and redistribute them to users staking mount tokens in the safety module. This mechanism introduces ongoing demand for MUTM while rewarding long-term participants. Pre-sale performance. The MUTM pre-sale follows a stage-based structure that rewards early involvement on provides transparent price progression. Each phase offers a fixed allocation at a predetermined price. Once sold out, the next opens at a higher rate. keeps demand consistent and visible, while offering investors a clear view of how token value scales

over time. Phase 6 is currently 70% allocated, with MUTM priced at $0.35 ahead of its $0.06 launch price. To date, the presale has seen more than 770 million token sold, generating over $17.6 million in funding. Participation has expanded globally, with over 17,300 investors now part of the growing Mutuum community. This traction reflects sustained interest rather than short-term speculation. As previous defy cycles have shown, structured pre-sales with fixed pricing often perform better post-launch because early-stage investors are aligned with long-term utility rather than rapid flipping. 2-4-H-O-R leaderboard A&D give a ways to keep momentum high during the presale, Mutuum, introduced a daily 24-hour leaderboard that spotlights top contributors.

Each day's letting buyer receives $500 worth of MUTM, and the board resets at zero hundred coordinated universal time, encouraging continuous participation. Alongside the leaderboard, a $100,000 giveaway rewards 10 community members with $10,000 each in MUTM. Together, these programs promote transparency and engagement while giving contributors tangible benefits. Observers note that this gamified structure has also drawn in larger investors, Several whale-sized allocations reportedly entered in recent days, including single contributions exceeding $100,000. Such inflows often indicate growing institutional or semi-professional confidence, particularly as Phase 6 nears completion in the token price prepares to climb to $0.04 in Phase

7 V1 launch and platform roadmap in its official X statement, Mutuum Finance confirmed that the Protocol's V1 lending and borrowing platform is now in active development and will debut on the Sepulia TestNet in Q4 2025. The launch will introduce critical components including a liquidity pool, mount token, debt token, and liquidator bot. At first, ETH and USDT will be supported for lending, borrowing, and collateral functions, with more assets planned for later releases. The TestNet rollout marks the beginning of Mutum Finance's operational phase, bridging the gap between fundraising and defy usage. Security and transparency measures Mutum Finance, places a strong emphasis on safety, ensuring that user scan trust the protocol's core infrastructure.

The project underwent a Serta caught it and achieved an impressive 9100s token scan score, confirming that ITS smart contract code meets recognized security standards. To complement the audit, Mutuum Finance operates a $50,000 bug bounty program inviting independent developers and ethical hackers to stress test the code. Rewards range from $200 for low severity issues to 2,000. for critical findings, ensuring multiple layers of pre-launch scrutiny. This proactive security strategy adds another level of assurance for investors entering during the pre-sale phase. A strong foundation for 2026 and beyond, with over $17,6 million raised, a clear product

roadmap and A-B-U-Y and Distribute token model that continuously creates market demand, MUTUM stands out as a project combining transparency with measurable growth. As the countdown to the Q4 2025 test net continues, all indicators suggest the presales next stage could close rapidly, marking another milestone in the rise of a defy crypto token designed for utility. For more information about Mutum Finance, MUTRM, visit the links below. Website HTTPS colon slash www Mutuum Com linktree. HTTPS colon slash linkter E.Mutum Finance this story was published as a press release by BTC Wire under Hackernoon Business Blogging Program. Do your own research before making any financial decision. Thank you for listening to this Hackernoon story, read by artificial intelligence. Visit hackernoon.com to read, write, learn and publish.