The Good Tech Companies - Ethereum-Based Protocol Mutuum Finance (MUTM) Crosses $18.5 Million in Funding as V1 Launch Nears

Episode Date: November 14, 2025

This story was originally published on HackerNoon at: https://hackernoon.com/ethereum-based-protocol-mutuum-finance-mutm-crosses-$185-million-in-funding-as-v1-launch-nears. The project is transitioning from pure development to the final testing phase before mainnet release. Mutuum Finance is designed to bring efficiency and transpa Check more stories related to web3 at: https://hackernoon.com/c/web3. You can also check exclusive content about #web3, #mutuum-finance, #btcwire, #press-release, #mutuum-finance-announcement, #blockchain-development, #crypto-exchange, #good-company, and more. This story was written by: @btcwire. Learn more about this writer by checking @btcwire's about page, and for more stories, please visit hackernoon.com. Mutuum Finance has raised more than $18.5 million in its presale. The project is transitioning from pure development to the final testing phase before mainnet release. Mutuum Finance is designed to bring efficiency and transparency to DeFi lending markets.

This audio is presented by Hacker Noon, where anyone can learn anything about any technology. Ethereum-based protocol Mutuum, MUTAM, crosses $18.5 million in Fundinges v1 launch nears by BTC wire. Mutuum continues to make waves in the decentralized finance, defy, space as it crosses a major funding milestone. Built on Ethereum, the project has now raised more than $18. $5 million, attracting over 17,850 holders and securing its place as one of the most closely followed new crypto launches of 2025. With its V1 test net scheduled to go live on the Sepolia network in Q4 2025, Mutuum Finance is transitioning from peer development to the final testing phase before Maynet release. This marks a major turning point for a protocol that has spent

months building a comprehensive foundation for on-chain lending and borrowing. A steady rise through THE presale Mutuum Finance launched its presale in early 2025, using a fixed price, fixed allocation model designed to ensure transparency and fairness. Each phase has a set number of tokens available, and as those allocations sell out, the price automatically increases in the next stage. The token, MUTM, began at $0.01 in Phase 1 and has now reached $0.35 in Phase 6, representing a nearly 3x increase since the start of the year. According to official data, Phase 6 is already more than 85% allocated, signaling strong investor confidence ahead of the upcoming V1 TestNet launch. The structure has not only provided clarity for early buyers

but also sustained the project's growth over time. Each stage of the presale has sold out faster than the last, creating growing demand and a sense of urgency as the available supply continues to shrink. Building a functional defy CO system at its core, Mutuum Finance is designed to bring efficiency and transparency to defy lending markets. The protocol allows users to lend or borrow digital assets while maintaining control over their funds through smart contracts, automated systems that execute transactions without intermediaries. When users deposit assets, they receive mount tokens, interest-bearing tokens that automatically accumulate yield over time. These tokens represent user share of the liquidity pool and can be redeemed for both the original deposit in earned

interest. Borrowers, on the other hand, can take loans by providing collateral, with parameters such as loan to value, LTV, ratios and liquidation thresholds carefully adjusted to maintain system health. Mutuum Finance also integrates automated liquidations to protect the pool from under collateralized positions, ensuring stability even during volatile market movements. Phase 2. Building M-U-T-U-U-M-FINance is currently deep into phase two of its roadmap, known as Building Mutuum. This stage focuses on completing the project's technical core, including smart contract coding and testing, DAP front-end and back-end development, feature integration, and risk management systems. The team is also finalizing analytics

tools that will track key metrics like utilization rates, lending yields, and market performance. These tools are expected to help users make more informed decisions while interacting with the protocol. Once Phase 2 is complete, the project will move into Phase 3, finalizing Mutuum, which includes bug testing, documentation, and multiple layers of external security review. The V1 Sepoli at TestNet is the final step before the project's Manet deployment, giving early users the opportunity to experience the platform in a live, simulated environment. Transparency A&D security in Defi, security and trust are essential. Mutuum Finance has completed a full smart contract audit by Serta K, one of the most

respected blockchain security firms in the industry. The protocol received a 9,100s token scan score, confirming that its code meets high standards for reliability and safety. The team has also implemented a $50,000 bug bounty program, encouraging White Hat developers to test the system and report potential issues before the full launch. This open approach not only improves the platform's defenses, but also demonstrates a strong commitment to transparency. Such steps have built confidence among holders and participants, further driving demand throughout the presale.

Community Engagement A&D Accessibility, one of the standout features of Mutuum Finance is its approach to community engagement. The project runs a 24-hour leaderboard, which rewards the top daily contributor with $500 worth of MUTA, tokens. This mechanism keeps community activity high, adds transparency to the presale process, and has become a defining element of the project's growth. In addition, MUTM tokens can now be purchased directly using card payments, removing traditional crypto barriers and allowing new users to join the ecosystem easily. This accessibility has helped expand the community base and

attract participants beyond typical crypto circles. With $18, $5 million raised, nearly 18,000 holders, and a robust roadmap, Mutuum, MUTUM has emerged as one of the top cryptos to watch heading into 2026. Its focus on sustainable yield, secure lending mechanisms, and transparent governance has earned it recognition across the new cryptocurrency landscape. The combination of audited smart contracts, strong presale performance, and real development milestones shows that Mutuum finance is not just another presale a token, it's a fully developing protocol approaching operational readiness. As the defy market continues to expand, Mutuum finances blend of innovation, transparency, and community growth positions it is one of the most promising

defy crypto projects of 2025. For more information about Mutuum Finance, MUTEM, visit the links below. Website HTTPS colon slash www. Mutuum.com link tree. Htttps colon slash linkter Mutuum Finance this story was published as a press release by BTC Wire under Hackernoon Business Blogging Program. Do your own research before making any financial decision. Thank you for listening to this Hackernoon story, read by artificial intelligence. Visit hackernoon.com to read, write, learn and publish.