The Good Tech Companies - Mutuum Finance (MUTM) Nears $20M Raised as Buyers Target the $0.04 Discount Phase
Episode Date: January 19, 2026This story was originally published on HackerNoon at: https://hackernoon.com/mutuum-finance-mutm-nears-$20m-raised-as-buyers-target-the-$004-discount-phase. Funding has ...reached more than $19.8M raised, and the presale has grown to 18,800+ holders. MUTM started at $0.01 in Phase 1 and has climbed to $ 0.04 in the cur Check more stories related to web3 at: https://hackernoon.com/c/web3. You can also check exclusive content about #web3, #mutuum-finance, #btcwire, #press-release, #mutuum-finance-announcement, #blockchain-development, #crypto-exchange, #good-company, and more. This story was written by: @btcwire. Learn more about this writer by checking @btcwire's about page, and for more stories, please visit hackernoon.com. Mutuum Finance (MUTM) is a DeFi lending and borrowing protocol designed to run through smart contracts. Funding has reached more than $19.8M raised, and the presale has grown to 18,800+ holders. MUTM started at $0.01 in Phase 1 and has climbed to $ 0.04 in the current phase.
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Mutuum nears $20 million raised as buyers target the $0.04 discount phase by BTC Wire.
Mutuum is approaching the $20 million milestone with momentum building around its $0.04 presale phase,
where buyers are still able to enter below the confirmed $0.06 launch price.
With participation continuing to climb and the roadmap moving toward public releases,
MUTM is being treated less like a typical presale and more like a project preparing for a fast transition into live market pricing.
Presale phase draws demand before listing Mutuum Finance is currently in presale phase 7 with MUTM priced at $0.
0.4. Funding has reached more than $19,8M raised, and the presale has grown to 18,800 plus holders,
showing broad participation while the token remains at a discounted level.
The pricing history highlights why this phase is attracting so much interest.
MUTM started at $0.01 in Phase 1 and has climbed to $0.04 in the current phase,
a 300% rise across presale progression.
With the listing price confirmed at $0.06, buyers entering at $0.04 still secure a gap
between presale pricing and the tokens live debut. Supply structure adds extra urgency.
Mutuum Finance has a total supply of 4B tokens, with 1.82B allocated to the presale.
Around 830M tokens have already been sold, meaning a significant share of the presale
allocation is already taken while Phase 7 pricing remains available.
What MUTUUM finance is building behind THE presale Mutuum finance, is a defy lending and
borrowing protocol designed to run through smart contracts. The platform is structured to let users
supply assets to liquidity pools and access borrowing through collateral, with rates adjusting
dynamically based on market utilization. One element that has not been emphasized enough in most
discussions is the protocol's dual market design, which supports different asset conditions
without forcing everything into one model. The platform includes a pooled P2C,
peer-to-contract system for more established markets and a negotiated P2P,
peer-to-peer model for assets that require flexible terms. That P2P lane is especially relevant
for tokens that didn't fit neatly into pooled markets, giving Mutuum Finance a broader reach
across Defy categories. Another feature in the ecosystem is the planned incentive structure
tied taunt tokens. When users supply assets, they receive mount tokens representing their deposit
position, and those positions are designed to be eligible for rewards through the safety
modules buy and distribute mechanism. That model links token demand to platform activity by using
protocol revenue to buy MUTM and redistribute it to participants. V1 protocol launch soon with
HALBORN audit completed Mutuum Finance is preparing to launch the V1 protocol on the Cepoli
Test Netsoon, and the core infrastructure is already defined. V1 centers on the essential building
blocks of a full lending protocol, including the liquidity pool, mount token, debt token, and
automated liquidator bot. Initial markets are expected to begin with ETH and USDT for lending,
borrowing, and collateral. Security is a major part of why buyers are leaning into the current
phase. The project's smart contracts have been fully audited by Halborn, which strengthens
confidence as the protocol approaches its public test net rollout and moves closer to mainet readiness.
Why buyers call this the discount phase, the $0.04 phase is being treated as the most strategic
entry point because it sits below the confirmed listing price and comes at a time when Mutuum
Finance is actively stacking visible catalysts. The roadmap also points to an aggressive launch
structure, the team is planning to release the token and the platform at the same time. That
combination tends to increase early demand because utility becomes available immediately,
and it also strengthens the project's positioning when major exchange listings are pursued.
MUTUM-TUM Finance has also added community incentives that keep participation active while the presale runs.
The 24-hour leaderboard rewards the top daily contributor with $500 in MUTM, and a $100,000 giveaway is running with 10 winners,
giving participants a chance to receive $10,000 worth of MUTM each when the giveaway ends.
Mutum Finance, MUTEM, is nearing $20 million raised as buyers continue targeting the $0.04
pre-sale phase, a discounted level sitting below the confirmed $0.06 launch price, with 18,800-plus holders,
a clearly progressing pre-sale price history from $0.01 to $0.04, and major milestones
approaching, the project is building a strong lead-up to live trading. Between the upcoming
V1 Sepulia TestNet launch, the completed Halborn Audit, the dual model design that supports both
pooled and negotiated markets, and the Planto launch the platform alongside the token. MUTM's phase
7 pricing is being treated as a final early window before the market reprises the token after listing.
For more information about Mutuum Finance, MUTUM, visit the links below. Website. HTTPS colon slash
slash www.
MUTUAM, com linktree.
HTTPS colon slash linkter.
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