The Good Tech Companies - Navigating Risk to Harvest Predictable Yield: The Coinchange Daily Earn Framework

Starting point is 00:00:00 This audio is presented by Hacker Noon, where anyone can learn anything about any technology. Navigating risk to harvest predictable yield. The CoinChange daily earn framework, by CoinChange. Active portfolio management delivering low-risk digital asset returns for institutional and accredited investors. In any market environment, the greatest challenge is not the lack of opportunity. It's managing the risk that accompanies it. As digital assets evolve into institutional instruments, the need arises for systems that are built not merely to chase yield, but to sustain it, through uncertainty, volatility, and change.

Starting point is 00:00:36 At CoinChange, we approach yield generation as an exercise in principled engineering. We don't speculate, we allocate, and we do so using a daily optimized infrastructure grounded in risk symmetry and systemic balance our daily earned product. A yield system, not a yield bet. Most offerings in the digital asset space fall into two categories. Passives taking vehicles vulnerable to protocol risk, or opaque strategies with limited exit optionality. CoinChange designed dailyarn to address the structural weaknesses in both. The DailyEarn product shows how CoinChange applies institutional-grade active portfolio management to digital assets.

Starting point is 00:01:14 The product combines multiple strategies, each targeting distinct sources of yield in order to manage downside risk. The strategies are the following, filled circle Cepheid Delta neutral, filled circle DeFI Delta neutral, filled circle DEFY market neutral, filled circle CEFI directional hedge. This portfolio ensures T plus one liquidity and is constantly monitored for quick adjustments and customization. Core strategies CEFI Delta N neutral the 40% allocation to CEFI Delta neutral strategies leverages arbitrage opportunities across centralized

Starting point is 00:01:45 exchanges, CEXs, while maintaining market exposure neutrality. By executing basis trades between perpetual futures and spot markets, the strategy captures funding rate differentials without directional price risk. Advanced order routing algorithms simultaneously place offsetting long short positions across 12 plus liquidity venues, ensuring execution efficiency even during volatile market conditions. DeFi market neutral also accounting for 40% of allocations, the DeFi market neutral component utilizes automated market maker, AMM, liquidity provision across Ethereum L2 sand alternative L1 protocols. The strategy employs concentrated liquidity positions around current price levels in stablecoin

Starting point is 00:02:29 pairs, USDC, USDT, DAI, dynamically adjusting ranges based on volatility forecasts from ChainlinkSimply model. CEFI directional hedge The remaining 10% allocation to CEFI directional hedge strategies functions as a portfolio volatility dampener, using CEX-based option strategies to hedge against black swan events. By purchasing out of the money put options on BTC, ETH quarterly futures and selling covered calls on spot holdings, the strategy creates a convex payoff structure that protects downside risk while funding hedge costs through premium collection.

Starting point is 00:03:05 We combined the three strategies into our product that we offer in our app and API, so you don't have to think about the distribution, risk management, reward calculation, or profit loss calculation. We will give you that exposure through a single, structured product, maxim added. CoinChange Business Account CoinChange's Business Account Frame framework provides tools for treasury management teams, featuring API-driven allocation adjustments and customized settlement workflows. The platform supports multi-SIG approval processes with 7 15ths threshold configurations, enabling seamless integration with institutional governance requirements.

Starting point is 00:03:42 Through its partnership with Fireblocks, CoinChange implements wallet architectures that segregate operational, reserve, and transaction signing keys across geographically distributed MPC clusters. Key features of the daily stablecoin earn product. The daily earn product provides the following features for B2B clients. Filled circle no minimum required amount. Filled circle compounded daily. Filled circle no lockup period. Filled circle No Minimum Required Amount Filled Circle Compounded Daily Filled Circle No Lock Up Period Filled Circle 24-Hour Withdrawal Processing Time Filled Circle Real-Time Risk Monitoring

Starting point is 00:04:13 Filled Circle Multi-Strategy Multi-Management Filled Circle Low-Risk Yield Generation Solutions Institutional Grade Risk Management and Transparency Risk management is a foundation of daily earn, keeping the traditional financial industry standards. The product allocates its strategies to prevent market impact, and undergoes regular third-party audits to ensure transparency and security. CoinChange's asset allocation is fully transparent, publishing monthly reports on strategy mix

Starting point is 00:04:41 and performance. Investors benefit from daily yield accruals and real time portfolio insights via an institutional grade dashboard. Licensing. CoinChange keeps up to date with the regulations in the industry to maintain the necessary compliance. This assures to its investors that the comp and the infrastructure company possesses the following licenses. Filled Circle FATF. Filled Circle F Fintrac, filled circle FINCEN, filled circle VASPON top of that, CoinChange also follows the regulation standards of MICA, complying with the EU custody management.

Starting point is 00:05:16 CoinChange offers both custody options, full custody of assets and self-custody in order to better fit the preferences of investors. This approach reduces counterparty risk and enhances the overall capital security. All the returns are presented as annualized figures, with daily profit and loss updates available to investors. This transparency helps set realistic expectations and builds trust in the product's risk-managed approach. The fund uses FireBlock's MPC Vaults, a computation framework against external and

Starting point is 00:05:46 internal threats, to ensure security. On top of that, they also use CoinCover for disaster recovery. Furthermore, the platform also provides whitelisting controls and multi-SIG with D-Rowell workflows. Regulation and compliance, CoinChange operates with a strong emphasis on regulatory compliance, having voluntarily undergone SEC audits and maintaining the necessary licenses. and compliance, CoinChange operates with a strong emphasis on regulatory compliance, having voluntarily undergone SEC audits and maintaining the necessary licenses. The firm maintains the jurisdictional adherence to FATF, SEC, and MICA. ''Regulation is challenging because it's always evolving. We prepare by obtaining legal opinions per country or region like the EU and only offer

Starting point is 00:06:23 our products where compliant. We want clear guidelines so we can register properly and operate transparently," says Maxim. This approach ensures that daily earn remains a sustainable product aligned with global compliance standards, reducing regulatory risk for investors. Tailored for institutional and accredited investors, daily earn is structured to meet the operational and compliance requirements of accredited investors and institutional firms, such as fintechs, wallets, exchanges, and custodians. Key features include. Filled circle daily liquidity.

Starting point is 00:06:56 Investors benefit from zero lock-up periods and get more control over their own funds. Filled circle customizable investment parameters. Clients can specify asset preference sand risk tolerances to align with internal policies and regulatory frameworks. Filled circle comprehensive reporting. Detailed performance and tax reporting allow for integration with institutional accounting and compliance systems. This combination of active multi-management features makes daily earn a solution for yields on digital assets without compromising professional risk oversight. The advantage of active multi-management solutions, while many yield products are tied to passive

Starting point is 00:07:33 protocols or single strategy staking, DailyEarn differentiates itself through a multi-strategy, actively managed framework. This approach enables the product to navigate the market environment in a low-risk way, capturing the best rates while mitigating risks related to volatility, regulatory shifts, and liquidity constraints. Conclusion CoinChange's daily earned product is a multi-strategy approach to stable coin yield solutions, which offers more security and compliance for B2B businesses while offering multi-management fund solutions.

Starting point is 00:08:03 It combines active portfolio management across staking, fund strategies, and liquidity provision with a regulated fund structure in order for the daily earned product to deliver transparent, risk-managed stablecoin yields tailored for institutional and accredited investors. About CoinChange Financials Inc., CoinChange is a Canadian digital asset management platform offering multi-management, multi-strategy, market-neutral solutions. The firm combines active portfolio management, transparency and strategy diversification to generate consistent, market-neutral yields as investment products tailored for institutional clients.

Starting point is 00:08:40 Thank you for listening to this Hacker Noon story, read by Artificial Intelligence. Visit HackerNoon.com to read, write, learn and publish.

The Good Tech Companies - Navigating Risk to Harvest Predictable Yield: The Coinchange Daily Earn Framework

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