The Good Tech Companies - Passive Income in Crypto: Why Waiting for Altseason Is a Bad Strategy
Episode Date: September 19, 2025This story was originally published on HackerNoon at: https://hackernoon.com/passive-income-in-crypto-why-waiting-for-altseason-is-a-bad-strategy. Discover the most reli...able passive income strategies in crypto for 2025 — from tokenized treasuries to staking, lending, farming, and more. Check more stories related to web3 at: https://hackernoon.com/c/web3. You can also check exclusive content about #passive-yield-farming, #passive-income-crypto, #crypto-savings-accounts, #staking, #crypto-lending, #nft, #good-company, #hackernoon-top-story, and more. This story was written by: @MichaelJerlis. Learn more about this writer by checking @MichaelJerlis's about page, and for more stories, please visit hackernoon.com. Altseason is tempting, but most investors miss the timing. In 2025, passive income strategies offer steadier growth without relying on hype cycles. Tokenized bonds bring traditional yields on-chain with better accessibility. Crypto savings accounts like Coinhold give up to 14% APY with flexible withdrawals. Staking & restaking unlock extra yield, though risks remain tied to networks and smart contracts. Lending is still the backbone of passive income — now safer and more transparent. Yield farming hasn’t died, it’s just smarter, while NFT rentals and staking ETFs show how mainstream passive yield is becoming. The bottom line: no product is risk-free, but if you match the right tools to your risk appetite and liquidity needs, you can build steady returns in any market.
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Passive income in crypto. Why Waiting for Altseason is a bad strategy.
By Michael Jirlis, greater than the Altseason index has climbed to 75, signaling a shift in market sentiment.
Greater than but here's the catch. Markets don't wait. Quick gains often mean late buys are greater than
early sales, and history shows that most investors miss the window. Greater than greater than many
are tired of this endless chase and want stability instead. That's why greater than passive income
strategies are gaining traction. They don't depend on hype greater than cycles or perfect timing.
Greater than greater than in the sections below, I break down the tools that actually deliver
steady greater than returns and explain why products like coinhold matter more than chasing the greater
than next season. What actually works in 2025? Bonds go on chain. One of the fastest growing
segments in crypto as tokenized real-world assets. According to Coindesk, more than $5 BLN has already been
unlocked through tokenized U.S. Treasuries as of mid-2025. This is not a fantasy product. It mirrors
government bonds but with the accessibility of digital assets. Somewhat like a bank in mechanics,
but more rewarding. C-O-I-N-H-O-L-D pays 14% a simpler option as crypto-savings accounts.
They let you deposit assets and earn yield over time.
Coinhold is built for those who value both profit and safety.
Greater than instead of taking chances with aggressive defy projects, you can earn up to greater
than 14% APY.
The rate depends on market conditions, on assets like USDT or BTC Every Payout is backed by
formal agreements with EMCD, which secures the income stream at a regulatory level.
At the same time, there's flexibility.
You can withdraw up to 50% of your funds.
anytime, while the rest keeps working. Staking isn't new. Restaking is next classic staking remains popular,
though risks differ by network. Some chains offer attractive returns, but liquidity lockups
and validator risks should not be ignored. Unlike tokenized bonds or accumulative wallets,
staking depends on network stability and governance. Still, it can complement other strategies
if managed carefully. In 2025, restaking became a buzzword. It allows users to reuse already
staked assets for additional yield across multiple protocols.
CoinTelegraph notes that this practice can generate layered rewards, though it also increases
exposure to smart contract risk.
It is not risk-free, but for active managers it is a way to stretch the utility of locked tokens.
Lending.
The backbone of passive income lending remains a backbone of passive income.
Whether through centralized lenders or defy platforms, users earn by providing liquidity
to borrowers.
Yields vary depending on the asset and demand, but the risk is tied to counterparty stability.
The lending market has matured, weaker players have left, while the established platforms now
focus on safety and transparency. This evolution makes lending one of the strongest pillars
of passive income in crypto, even as it adapts to regulatory changes and occasional liquidity
challenges. Yield farming, not dead, just smarter yield farming is not dead, it is just less
hyped. By providing assets to liquidity pools, investors earn a share of fees and bonus tokens.
This can be lucrative during market activity, but impermanent loss and contract vulnerabilities
remain serious risks. Farming is more speculative than holding treasuries or wallets,
yet it still attracts those chasing higher yields. When JPEGs pay dividends, some NFTs now
pay dividends, mimicking equity like income. Others can be rented out in gaming or Metaverse projects,
Platforms such as Renfd make it possible to generate yield from otherwise idle collectibles.
The market is niche, fragmented, and risky, but it shows how passive income concepts extend
beyond fungible tokens.
Passive yield goes mainstream.
New products are showing up not only for funds but also for everyday investors.
In the U.S., for example, a Solana staking ETF recently launched, an exchange-traded fund that
automatically stakes Solana tokens and delivers around seven.
3% annual yield, all through a regular brokerage account AT the same time, major asset managers
are filing for more conservative crypto ETFs built on derivatives and covered call strategies.
The takeaway is simple.
Passive income in crypto is becoming as familiar an investment tool as stocks or bonds.
Returns in numbers versus risks in details.
In crypto there are no risk-free products.
Stable coins can lose their peg to the dollar.
Regulators can change the rules, and platforms can confirm.
freeze withdrawals oran into glitches. Many products also come with their own fine print, lockup
periods, minimum deposits, withdrawal fees. All of this matters far more than promises of up to
20% APY. For a private investor, carefully checking the terms isn't bureaucracy. It's the only way to
protect your money and actually earn. Pick the tools that fit you. Not all passive income products are
the same. Some give you stability and easy access to your money, while others promise higher returns
but come with lock UP sand added risk. The chart below maps out the main strategies for 2025 along
two axes, risk and liquidity. It's a quick way to see where each product stands and figure
out which ones make the most sense for you before you invest. The bottom line, alt season may never come,
treasuries, savings accounts, staking, restaking, lending, farming, NFT rentals and ETFs can generate
returns in any market. The bigger picture is that the crypto market is full of opportunities.
The real question is not how to make money fast, but which tools you will use to build steady
and lasting returns. What do you think? Which passive income strategies in crypto actually
were cright now? Greater than this article is for informational purposes only and does not
constitute greater than financial advice. All investments carry risk, and past performance
is not a greater than guarantee of future results. Always do your own research before making
greater than financial decisions. Thank you for listening to this hackernoon story.
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