The Good Tech Companies - Research by Harish Kumar Sriram Proposes AI-Driven Automation for Secure Transactions

Episode Date: May 2, 2025

This story was originally published on HackerNoon at: https://hackernoon.com/research-by-harish-kumar-sriram-proposes-ai-driven-automation-for-secure-transactions. Harish Kumar Sriram’s AI framework uses neural networks and generative AI to secure real-time financial transactions and detect fraud before it happens. Check more stories related to machine-learning at: https://hackernoon.com/c/machine-learning. You can also check exclusive content about #ai-fraud-detection, #secure-financial-transactions, #harish-kumar-sriram, #neural-networks-in-finance, #generative-ai-payments, #smart-pseudo-labeling, #real-time-payment-security, #good-company, and more. This story was written by: @jonstojanjournalist. Learn more about this writer by checking @jonstojanjournalist's about page, and for more stories, please visit hackernoon.com. Harish Kumar Sriram proposes a generative AI-powered framework for secure digital payments, combining neural networks, smart pseudo-labeling, and anomaly detection to prevent fraud in real time. His research advances adaptive, self-learning systems that ensure compliance, reduce manual audits, and protect users in modern transaction ecosystems.

This audio is presented by Hacker Noon, where anyone can learn anything about any technology. Research by Harish Kumar Sriram proposes i-driven automation for secure transactions, by John Stoyan journalist. In recent years, digital financial transactions have become more common and significantly faster. While this is a much needed development, the threat landscape surrounding these transactions has also grown increasingly complex. the threat landscape surrounding these transactions has also grown increasingly complex. From identity theft and payment fraud to synthetic financial crimes and data breaches, ensuring transaction security is now a top priority around the world. Unfortunately, these emerging threats often remain undetected while using traditional rule-based systems.

Harish Kumar Sriram, a noted expert in secure payment processing, credit risk assessment, identity theft prevention, and marketing automation, has proposed an AI-driven framework that revisits transaction security through his research paper titled Generative-I-Driven Automation in Integrated Payment Solutions, transforming financial transactions with neural network-enabled insights. Leveraging neural networks, generative AI, and smart pseudo-labeling, his study highlights the role of automation in proactive detection of fraud, protecting users across payment ecosystems, and ensuring compliance.

Transaction security in the digital AGE financial transactions occur at unprecedented speed and scale the current digital economy, spanning across e-commerce platforms, traditional banks, mobile applications, and fintech startups. Complex security challenges are introduced by this proliferation of digital payment interfaces. These transactions involve transit of sensitive financial data, exploitation of even minor vulnerabilities can lead to data breaches, massive financial losses, and loss of consumer trust. In his research, Sriram argues that it is time to do away with legacy systems and static rule-based algorithms and embrace eye-powered security models that are context-aware, inherently

adaptive, and capable of learning from new data. Harek amends creating intelligent systems capable of verifying user identity using behavioral signals, identifying risk patterns in milliseconds, and preventing the occurrence of fraudulent activities autonomously. Security is not just a proactive layer in his framework, but it is woven into the fabric of each transaction. Therefore, it keeps learning and evolving alongside changing market dynamics and user behavior. By embedding AI models capable of analyzing compliance indicators and risk continuously, institutions can ensure compliance in real time with complex and evolving regulatory landscapes while reducing the burden of manual reporting and audits.

Importance of generative AI and neural networks A powerful combination of neural network architectures and generative AI techniques form the core of Sriram's research. These technologies are engineered to extract patterns overlooked by traditional systems by processing massive volumes of payment-related data. In addition to processing and classifying information, these models can generate new insights with each transaction cycle. Smart pseudo-labeling framework is another important innovation presented by Sriram in his paper. Using initially unlabeled or semi-labeled data, it can train supervised AI models. Even in complex or ambiguous transaction categories, these models can enhance their classification accuracy by assigning probabilistic labels to unknown data points and refining them through

iterative learning. This capability can be extremely useful for the detection of atypical behavior that indicates risk but does not conform to known patterns of fraud. Sriram has utilized deep neural networks that can capture multidimensional relationships between data points, which are used later for generating real-time alerts or approvals. To simulate high risk scenarios and evaluate the resilience of the system against synthetic fraud, he has also incorporated generative adversarial networks, GANs. These simulations are critical to strengthening the ability of AI to perform in real-world environments. Real-time fraud detection The traditional idea of fraud detection revolved around rule-based engines,

manual audits, and blacklists. Though these methods are effective to a certain extent, they are often slow, reactive, and incapable of handling the complexity of modern financial behavior. Sriram's research unveils an automated, intelligent, and anticipatory model powered by machine learning and real-time data analytic. Sriram's fraud detection framework utilizes a hybrid system that combines neural networks, real-time anomaly detection, and fuzzy logic. By monitoring transaction streams continuously, this system identifies known fraud patterns

as well as emerging anomalies that are often missed by traditional systems. One of the most important aspects of this system is its contextual analysis capability. Instead of performing isolated evaluation of transactions, IT analyzes clusters of behavior across spending categories, time zones, devices, and historical trends. This empowers the system to differentiate between actual fraud and legitimate but unusual activity. The paper also discusses how models can be pre-trained on

synthetic attack vectors through simulation of fraudulent transactions using GANs. By learning to recognize behaviors such as unauthorized cross-border activity, location hopping, transaction splitting, and identity masking, the models become highly effective in protecting institutions as well as individual users. Final T Hots Harish Kumar Sriram's research provides a futuristic vision for intelligent and secure financial transactions powered by generative AI. With a deep focus on real-time fraud prevention, neural network-enabled automation, and ethical AI practices, this initiative has the potential to set a new benchmark for innovation in payment technology. Generative AI offers the capacities to simulate, forecast, and optimize transaction processes

at scale, while preserving security and compliance, H. Estates. Our goal is to build payment ecosystems that are self-learning, resilient to fraud, and capable of real-time adaptation to shifting financial behavior. Thank you for listening to this Hacker Noon story, read by Artificial Intelligence. Visit HackerNoon.com to read, write, learn and publish.