The Good Tech Companies - The HDB IPO: What You Need to Know

Episode Date: June 23, 2025

This story was originally published on HackerNoon at: https://hackernoon.com/the-hdb-ipo-what-you-need-to-know. HDB Financial's ₹12,500 crore IPO opens June 25, 2025. Here’s your complete guide to price, allotment, timelines, and how to apply via HDFC Sky. Check more stories related to finance at: https://hackernoon.com/c/finance. You can also check exclusive content about #hdb-ipo-2025, #hdb-financial-services, #hdfc-sky-ipo, #apply-ipo-online, #ipo-allotment-dates, #hdb-share-price, #indian-ipo-june-2025, #good-company, and more. This story was written by: @kashvipandey. Learn more about this writer by checking @kashvipandey's about page, and for more stories, please visit hackernoon.com. HDB Financial Services, a key HDFC Bank subsidiary, is launching a ₹12,500 crore IPO from June 25–27, 2025. With a price band of ₹700–₹740 and minimum investment of ₹14,800, it offers retail, institutional, and shareholder categories. Apply easily via HDFC Sky’s One-Click IPO feature. Tentative listing is on July 2, 2025.

This audio is presented by Hacker Noon, where anyone can learn anything about any technology. The HDB IPO. What you need to know, by Kushvi Pandey. The upcoming HDB IPO is attracting attention for its scale and structure. Set to open on June 25, 2025, and close on June 27, 2025, this book-build issue aims to raise 12,500 crore rupees. 2005, this book-build issue aims Toray's 12,500 crore rupees. The offering consists of a fresh issue of 2,500 crore rupees and an offer for sale, OFS, worth 10,000 crore rupees. With a price band fixed between 700 rupees and 740 rupees, and a minimum lot size of

20 shares, retail investors will need to invest approximately 14,800 rupees top R. For those interested in applying, HDFC Skyce OneClick IPO feature enables a straightforward, step-by-step application, allowing users to track bids, allotments, and refunds on a unified dashboard without paperwork. Corporate and Financial B.A.C.K.G.R.O.U.N.D.H.D.B. Financial Services Limited, a subsidiary of HDFC Bank, was incorporated in 2007. It operates as a non-banking financial company, NBFC, focused on retail ending. The company also provides business process outsourcing, BPO, service and distributes fee-based financial products, mainly insurance, to its lending customers. Its operations are classified under three verticals.

Enterprise lending. Offer secured and unsecured loans to MSMEs and salaried individuals. Asset finance. Funds for commercial vehicles, construction equipment, and tractors. Consumer finance. Personal loans for household and individual needs. Consumer Finance. Personal Loans for Household and Individual Needs. As of March 31, 2025, the company operated 1,771 branches across 1,170 towns and cities, with over 80% located outside the top 20 cities by population. Employee strength stood at 60,432, up from 56,560 in 2024.

IPO detail and structure The IPO detail reveals a total of 16,89,18,919 shares being offered. This includes, fresh issue, 3,37,83,784 shares, shares 10 000 crore rupees issue type book building face value 10 rupees per share price band 700 rupees to 740 rupees per share lot size 20 shares minimum investment retail 14 800 retail, R14,800 listing BSE and NSE Tentative listing date, July 2, 2025 Key supporting de-occupation investors should refer to official docs such as the Red Herring Prospectus, RHP, to understand company operations, financials, and risk factors. A review of the company indicates long-term stability, although FY25 saw a dip in profits despite increased revenue. Book-running lead managers

include JM Financial, B of A Securities, Morgan Stanley, BNP Paribas, Muthalal Oswal, and others. The Registrar for the IPO ISM UFG in Time India Private Limited. Subscription allocation The IPO offers shares across various investor categories. Qualified institutional buyers QIBs 7,58,78,378 shares, 44. 92% Non-institutional investors NII's 2,27,63,514 shares, 13. 48% SNII, small, 75,87,838 shares, 4. 49% BNI, big, 1,51,75,676 shares, 8.98% Retail Investors, Ries, 5, 31, 14,865 shares, 31.44% Employee Quota, 2, 70,270 shares, 0.16% Shareholders Category, 1, 68, 91,892 shares, 10% This ensures wide participation while maintaining balance across institutional

and retail investors. For retail investors looking beyond large-scale issues like the HDB IPO, several upcoming SME IPO listings are also generating interest due to their early-stage growth potential and lower investment thresholds. Timeline and allotment According to the schedule, the IPO follows this timeline. Opening date, June 25, 2025. Closing date, June 27, 2025. Allotment finalization, June 30, 2025. Refund initiation, July 1, 2025. Credit to DayMod Accounts, July 1, 2025. Tentative listing, July 2, 2025. UPI Mandate Deadline, 5pm on June 27, 2025. Post-issue, investors can check the basis of allotment on the registrar's website to

know their allocation status. Company performance in METRICSAs per the RHP, HDB financial services saw a 15% growth in revenue but a 12% decline in profit for FY25 compared to FY24. Financial overview, rupee in crores, key ratios and indicators. Row 14. 72% debt-equity ratio. 5. 85 price to book value.

3. 72. Debt equity ratio 585 price to book value 372 the company's market cab is projected at sixty one thousand two hundred fifty three rupees thirty crore reflecting strong market expectations shareholding pattern and lot size the shareholding will shift significantly post listing pre-issue ninety four thirty two% held by HDFC Bank. Post issue, 74.19% lot size retail minimum. One lot, 20 shares, equals 14,800 rupees. Retail maximum. 13 lots, 260 shares, equals 1 rupee, 92,400.

SNII minimum. 14 lots, 280 shares, equals 207,200 rupees. Benet minimum 68 lots 1,360 shares equals 1,006,400 rupees. Application process through HDFC Sky to simplify the process, HDFC Sky offers a one-click IPO feature that helps users place bids with ease across all IPO categories. This feature is also useful when exploring other investment options like SME IPO, which require similar convenience and clarity during application.

How to apply for the HDB Financial IPO using HDFC Sky's one-click F-E-A-T-U-R-E HDFC Sky's one-Click FEATURE HDFC Skyce 1-Click IPO simplifies the application journey. Here's how to apply. 1. Log in. Enter credentials on HDFC Skyce Web or App Platform. 2. Navigate. Go to Indian Stocks, Greater Than, IPO, Tab. 3. Select IPO. Find HDB Financial Services IPO and click Apply Now. 4. Enter details. Choose the lot size and bid amount. 5. Payment. Select UPI and proceed.

6. UPI Mandate. Authorize the transaction through your UPI app. 7. Submit. Confirm and finalize your bid. Benefits of one-click IPO, paperless and fast, real-time alerts for allotment, refund, centralized IPO dashboard to track applications, available via app or web, anytime. With all essential details thoroughly outlined, the HDB Finance IPO is poised to become one of 2025's most anticipated public offerings. Thanks to the convenience of modern tools trading apps investors can now apply, track allotments, and manage their IPO investments seamlessly, anytime, anywhere, making participation

more accessible and efficient than ever before. This story was distributed as a release by Kushvi Pandey under Hacker Noon's business blogging program. Learn more about the program here. Thank you for listening to this Hackernoon story, read by Artificial Intelligence. Visit hackernoon.com to read, write, learn and publish.