The Good Tech Companies - This New Altcoin Surges 250% While Major Altcoins Stall

Episode Date: December 18, 2025

This story was originally published on HackerNoon at: https://hackernoon.com/this-new-altcoin-surges-250percent-while-major-altcoins-stall. Check more stories related to web3 at: https://hackernoon.com/c/web3. You can also check exclusive content about #web3, #mutuum-finance, #btcwire, #press-release, #mutuum-finance-announcement, #blockchain-development, #crypto-exchange, #good-company, and more. This story was written by: @btcwire. Learn more about this writer by checking @btcwire's about page, and for more stories, please visit hackernoon.com. Mutuum Finance (MUTM) is developing a decentralized lending and borrowing protocol designed around real usage and predictable rules. Mutuum Finance has raised $19.30M and now reports more than 18,400 holders.

This audio is presented by Hacker Noon, where anyone can learn anything about any technology. This new Alpcoin surges 250% while major Alpcoins stall by BTC wire. Some of the strongest moves in crypto do not begin with noise. They begin quietly, while attention stays on larger names. Development continues, user accumulate positions, and supply titans without headlines. Then, at a certain point, visibility changes fast. That is the The phase many observers believe is starting now. As major Alpcoins struggle to regain momentum, one defy project that moved largely under the radar is entering a period of sudden focus.

MUTUUM finance, MUTUM has spent this period concentrating on building infrastructure rather than chasing attention. The project is developing aid centralized lending and borrowing protocol designed around real usage and predictable rules. At a simple level, the protocol connects users who supply assets with those who need liquidity. Suppliers earn yield generated from borrowing demand. Borrowers access funds by posting collateral and agreeing to predefined terms. Rates suggest with utilization and risk is managed through clear loan to value limits sand

liquidation thresholds. This structure is meant to function regardless of market sentiment. The work has largely happened outside the spotlight. According to the official X statement, V1 will launch on the Sepulia test. net in Q4 2025. That milestone marks the point where internal development becomes public interaction, which I soften when visibility accelerates. Growth that happened before the crowd noticed while attention stayed elsewhere, participation expanded steadily. Mutuum finance has raised $19.30M and now reports more than 18,400 holders. What matters is how this growth formed. Funding did

not arrive in one burst. Holder count did not spike overnight. Both increased gradually as development milestones were delivered. In early stage defy, this pattern is often described as accumulation rather than hype. Interest built alongside progress, not around short-term narratives. As the project moves forward, token structure becomes more important. Mutt mentored the market in early 2025 at $0.01 and has advanced through structured stages to its current price of $0.35 in Phase 6. That represents a 250% increase achieved through predefined progression.

The total supply is 4B tokens. Of that amount, 45, 5% or 1.82b tokens were allocated to early distribution. So far, 820M tokens have been sold. Phase 6 is now over 98% allocated, leaving very limited availability at the current level. This is usually the point where behavior changes. As supply titans in the next crypto stage approaches with a higher price, attention increases. What wasquidly accumulated becomes harder to access and visibility rises as a result. Yield, buy pressure, and system-level demand Mutuum Finance is structured so demand grows from usage

rather than attention. When users supply assets, they receive mount tokens. These tokens increase inredeemable value as borrowers repay interest. Yield grows with activity, not emissions. There is also a built-in demand mechanism. A portion of protocol fees is used to buy MUTM from the open market. MUTM purchased on the open market is redistributed to users who stake mount tokens in the safety module. As borrowing activity grows, fee generation grows, and market buying follows. This creates system-level demand that is tied to usage, not hype. Accurate pricing is essential for this to work. Mutum finance plans to rely on chain link curricles, supported by fallback and aggregate. aggregated feeds, to ensure reliable collateral valuation and liquidation logic as activity scales.

Security stack and the final shift toward adoption before a Defy protocol moves into wider usage, security signals often become more visible. Mutuum Finance has completed a surta K audit with a 9,100s token scan score. In parallel, Halborn Security is reviewing the finalized smart contracts under formal analysis. A $50,000 bug bounty program is active to identify, vulnerabilities early. These steps typically appear just before a project enters a more public phase. For lending protocols in particular, layered security tends to proceed broader adoption rather than follow it. Beyond security, the roadmap includes a protocol native stable coin backed by

interest generated within the system and planned layer two expansion to reduce transaction costs and improve speed. These are infrastructure choices associated with scaling, not short-term cycles. The window AHEADA's major altcoins stall, investors are scanning for projects that continue advancing regardless of broader market conditions. Mutuum finance is drawing attention now because several signals align at once. Supply is tightening. Development is nearing its first public test phase. Security preparation is advanced. Participation has grown steadily. Analysts discussing crypto predictions now focus less on short-term price swings and more

on life cycle timing. In a bullish adoption scenario, some models extend into 2020-6, suggesting a potential move toward $0.20-0.30, which would represent a 6x-9x increase from the current $0.35 level. Looking further into 2027-28, projections in stronger usage environments sometimes outline the $0.70-1-00 range, implying a 20x minus 28x upside from Phase 6 pricing. The biggest changes in crypto often happen when attention finally catches up to progress. Mutuum Finance is entering that stage now, with a 250% rise already recorded, Phase 6 over 98% allocated, AQ4-2025 volts 1 on the calendar, visible whale activity, and infrastructure designed for real usage, the project is moving out of its quiet phase.

For more information about Mutum Finance, MUTAMF, visit the links below. Website, HTTTPS colon slash www WMutum, com link tree, httipsk colon slash slinkter. E.E, Mutuum Finance, htips plus slash linkter. E.E, Mutuum Finance, this story was published as a press release by BTC Wire under Hackernoon business blogging program. your own research before making any financial decision. Thank you for listening to this Hackernoon story, read by artificial intelligence. Visit hackernoon.com to read, write, learn and publish.