The I Love CVille Show With Jerry Miller! - CVille Median Family Household Income Released; 2026 CVille Median Family Household Income $139,800

Episode Date: May 12, 2026

The I Love CVille Show headlines: Breaking: CVille Median Family Household Income Released 2026 CVille Median Family Household Income $139,800 $125,800 (2025), $124,200 (’24), $123,300 (’23), $111,200 (’22) Wawa 5th St Ground Lease For Sale For $9.4 Million CVille Tomorrow Can Now Run Public Notices For City Salvation Army Eyeing Shelter On Ridge St Have Virginia Dems Alienated Voters W/ Redistricting? Subscribe To iLoveCVille.com For Only $8 Per Month Read Viewer & Listener Comments Live On-Air The I Love CVille Show airs live Monday – Friday from 12:30 pm – 1:30 pm on The I Love CVille Network. Watch and listen to The I Love CVille Show on Facebook, Instagram, Twitter, LinkedIn, iTunes, Apple Podcast, YouTube, Spotify, Fountain, Amazon Music, Audible, Rumble and iLoveCVille.com.

Welcome to the I Love Sevo Show, guys. My phone is buzzing right now. Thank you kindly for joining us on a Tuesday on the water cooler of content and conversation. Ladies and gentlemen, today's program will dictate the pace and tempo of legacy media. I have breaking news for you. The median family household incomes have now been published. We are going to be the first in central Virginia, a 300,000-person market, to report those figures. to you. Take a look at the screen for the headlines. After today's show, this is what will happen.

You will see NBC 29 and CBS 19 take the content from today's show and turn it into coverage for their 6 p.m. and 10 p.m. and 11 p.m. newscasts. The difference between what we're doing and what they're doing is they can only allocate 45 seconds to the coverage where we have an entire hour without interruption. That's why their television stations and their news content and their programming is going the way of bankruptcy. We will watch as the Daily Progress tries to cover this sometime next week. We're going to also explain a story of the public notices from Charlottesville City Hall that can now be published on Charlottesville tomorrow. That's one of the last saving graces to subscribe to the Daily Progress, the public notices that, that are being published on their website.

Once Charlottesville tomorrow publishes them in free capacity, I Love Seva will aggregate that information onto our platform as well as we become more and more the epicenter for content for this region. I'm going to talk about a land lease that's available for sale on Fifth Street extended, a Wawa land lease for $9,400,000. the upside of this opportunity on the program today. We're going to talk about Virginia Democrats on the program. Have they alienated voters across the Commonwealth with this gerrymandering, this redistricting push that they will not leave alone,

despite the Virginia Supreme Court voting in 4-3 capacity, that redistricting and gerrymandering was against the rules, was unconstitutional. We'll talk about that on the program. today. I want to talk about the Salvation Army in a low barrier shelter. I mean, the Salvation Army is now talking low barrier shelter here for Cheriav. I mean, I thought the Cherry Avenue and the prospect neighborhoods, the Fifeville neighborhoods, were vehemently opposed to a low barrier shelter. Yeah. The low barrier shelter has the least amount of restrictions. That means you do not have to be clean and sober, and you can have sex offender status on your rap sheet and still use the low barrier shelter. Didn't Fifeville and the prospect neighborhoods? Didn't they backlash so

much? I thought they roundly nixed the idea. Roundly nicks the idea. The voice off screen is the reasoned voice of Judah Wigower. It contributed a key. A kiddo, a kid. key contributor to the talk show. We'll talk about it on the show. Lauren and Ivy, welcome to the broadcast. Vanessa Parkhill, welcome to the show. Stacey Baker, Patty, welcome to the program. I'm going to ask you which headline most intrigues you and why here, and a matter of moments, Judah. But clearly, you see what we're doing with our content coverage. There's no one, there's no media platform that can do this locally. You aggregate our reach across all 27 platforms that are airing this content, and we are the top brand in the region, except for the University of Virginia,

period, bar none, no one can argue with the metrics. No one. I encourage you, the viewer, and listener, to like and share the show. Hammer the like button, please. We work hard for you. The only thing we ask in return is you subscribe to the show, you like the show, and you share the show. That's it. And speaking of our platform, I love Seville and our paid wife. paywall content. $8 a month gets you coverage that no one else is publishing. Hundreds of subscribers already. I love Ceevo at $8 a month. Jerry Rackleff at $8 a month.

It's sports coverage. It's news. It's politics. It's commentary. Price of a cup of coffee. You get smarter when you subscribe. Facts on facts. Judah Wickhauer is behind the camera.

Judah Wickhauer is a reasoned voice and a trusted voice in the community. Judah Wickhauer's studio camera. I'm going to ask you which headline you find most intriguing today. Is it the median family household income? I mean, Judah, how about a jump for the 2026 numbers? I'm looking at the median family household numbers, according to HUD. Judah, in 2022 during COVID, is this collateral damage, ladies and gentlemen, of the pandemic? I mean, it's pros and cons, frankly.

having a median family household income that's high is good for the economy. Having a median family household income that's climbing and popping and spiking like it is right now also prices people out of the community that they want to call home. In 2022, the median family household income, Judah, was 111,200, according to HUD. The breaking news, if you're watching the program right now, is the newly released Charlottesville median family household income according to HUD for 2026 is 139,800. That means from 2022 to 26, Judah, that number has jumped, what? $28,600?

Yeah. That's a significant spike. To put it into a little perspective, the 22 amount is now our basically our 80%. You did a little reconnaissance and research for the show. A little. Well done. That's good perspective. The 2022 median family household income number is basically the 80% area median income metric.

Data point, KPI. For this year's. Folks, the 2022 median family household income. in Charlottesville is now basically equivalent to 80% AMI in 2026. Is that the headline that intrigues you the most and why and the one that you're more interested, most curious or interested about unpacking? That's definitely pretty intriguing. You're probably a lot better that I would be at unpacking this type of information.

No, I think you unpack it well just from like the analysis is just from everyday life. Right? I mean, what has caused it to spike like this? Is this collateral damage or upside? We should start there. I mean, do you have a pen and paper? Collateral damage or upside? Carry the show.

I'm going to grab my no pet in a pen. Carry the show, Jude. I mean, that's a good question. Is it collateral damage or upside? I would tend to think and, you know, how I tend to see things. but it seems to me that it's probably an aggregate of people, low-income people leaving the area and high-income people coming in. Well, obviously.

I mean, of course that's the case. I mean, is that, is there supposed to be an upside there? The people that make less are out and the people that make more are in. Yes. I mean, I'm not sure what more you expect for me. You have a lot more to offer than that. Is it collateral damage or upside, viewers and listeners? I want to talk about that on the program.

Is this COVID cause and effect where the high earner is now able to work hybrid or remotely from an internet service provider while, still commanding their major metropolitan market salary? I don't know. With all that we've heard of work from home, not working, companies calling people back, returned office, RTO, whether it be because they, like you, want to look someone in the face or because it's... Own office space as well.

Yeah, own office space and don't want to, you know, want to be spending outrageous amounts of money for an office that you're not using. It's hard to say. Is this biotechnology impact? Is this data science impact? What's the UVA impact on this? Here's the terrifying number. The real median family household income spike that we're going to see is not the 2026 number.

you think this well yeah i was just going to say the exact same thing it's the 2028 number because we're not seeing the biotechnology not even seeing the biotechnology really yet so we're seeing the the first three innings of biotechnology here and we just went from uh 125 8 to what uh 13000 increase over what the last uh the previous i mean there was a pretty big increase between 22 and 23, but then it was fairly steady. NBC 29, CBS19, Daily Progress, and CIVO weekly that are watching the show. Get your pens and papers out and cover this for your news cycles now, please. We're just going to be a managing editor from this seat behind this microphone in front of this camera of all the other media in this area. I'm going to utilize this pulpit, this seat,

this platform, this microphone, and this camera to... instruct the other media outlets of what to cover for their news cycles. TV, radio, and print, and your news cycle today or tomorrow, you should be covering the HUD median family household income metrics that are now released. And you should be comparing and contrasting the 2026 number that is now published, which is 139,800 to at bare minimum the 2025 number, which is 125,800, deep throats watching the program already. He's number one on the family.

This is what you should be doing at bare minimum print radio and television. AMI, deep throats words, up to 139,800, as Jerry said, when compared to the metric from 2025, which is 125,000, 800 is a spike. is a spike of 10% roughly where the national AMI uptick was about 4%. So he's comparing the Charlottesville metro area to the national AMI uptick, which is kind of in line with what you can expect from inflation. Maybe what you can expect from maybe your raises that you get at work. The average Joe and the average Jennifer is,

not getting the raises that Judah Wickhauer got in 2026. His most substantial raise in the 2026 calendar year in the entire time he's worked at this firm. That's accurate. That is very accurate right there. I don't think we really want to focus this show on my pay, though. I would say your pay stacks up pretty well. It's a median family household income here if you had a married partner. But we don't have to go into the details here. But if you were a two-income household, you would be looking really, really good here, my friend. But comments continue, that's what this is based on. I know.

Okay, a household income. Comments are continuing to come in. Okay. I want to discuss collateral damage or upside. COVID cause and effect. And I'm going to offer you pause. The viewer and listener, Judah. This is what really needs to be considered.

Are you ready for this? The 2020. number 2028 number is the one that is really going to go wild. That's the one where you're going to see an obscene spike. We'll talk about that on the program today and why we will see an obscene spike.

Viewers and listeners, put your comments in the feed. Deep Throat, I'm going to get to your additional comments here. This metric and this storyline is right up your skill set deep throat for analysis and commentary. Number one in the family. I want to give some love to the Vermilions. We saw them. today, right? We did.

John and Andrew Vermillion. Mm-hmm. Great guys. Andrew Vermillion recently engaged. Yeah. John Vermillion is the patriarch. John Vermillion and Andrew Vermillion ion run Charlottesville Sanitary Supply

and Charlottesville Swimming Pool Company. Anything swimming pool related including pool construction above ground or in ground, and anything swimming pool related, water testing, pool covers, pool shade, pool robots, chlorine, chemicals, anything for the pool, Charlottesville swimming pool company and Charlottesville Sanitary Supply. Their business is doing extremely well. We'd love to hear that from the Vermilions. John and Andrew Vermillion are

class acts. Comments in the feed and I will relay them live on air. On the program today, I'm also going to talk about the land lease that's for sale with the Fifth Street Wawa, asking price $9,400,000. $9,400,000, a corporately guaranteed 20-year ground lease opportunity. The Wawa 5th Street. Year built, this is brand new. Brand new 2024. The building is 5,300 square feet. You're talking nice little parcel of 1.83 acres. And how about the parking spaces? 48 of them. Net operating income. year won $470,000 in a 5% cap rate on a $9.4 million ask. I honestly think it's priced pretty well right there.

They're selling the whole Wawa? You're selling the dirt. You have an opportunity to basically have a tenant here. We'll talk about this on the program today. A lot we're going to cover on the broadcasts on the show. So it's typically, it's a commercial real estate agreement where a tenant leases unimproved land and constructs buildings or improvements at their own expense, a ground lease. Separate from land ownership, the landlord, from building ownership to tenant,

with the tenant paying all expenses, including taxes and maintenance. We're going to talk about that on the show today. I also want to talk about the Charlottesville tomorrow story. Yeah. The Charlottesville Tomorrow's story is one that should be highlighted more. You want to put that one in perspective for the viewers and listeners? So every, well, I don't know the actual rules, but I believe every city and area needs to have a,

needs to have someplace where they can post announcements, whether it's, you know, like tax increases, or town hall meetings or things like that. And so for our city, it has typically been, I think, only the daily progress. And with the daily progress, now, I mean, I didn't even know how to describe it. What, they're coming out three or four times a week, and you've got to pay to be on their website. might not be the best place to post notices anymore.

So now, Charlottesville tomorrow, the online paper, is, I guess, you could say, taking up the slack. I think we should, as we become more of the hub of news locally, the notices that are posted on Charlottesville tomorrow. Let's aggregate them on I Love Seville. It's crowdsource content. What I can tell you it will do is it's going to further eviscerate the daily progress and Lee Enterprises and what they're doing. Lee Enterprises, what is the value proposition they're providing behind the paywall? Hall Spencer's content is fantastic. What Halls is covering with police and courts is if you're interested in the crime scene,

police and court reporting, Hawes is providing value for you. Outside of that, where is the value proposition of their subscription? I sincerely mean that. I want to talk about Virginia Democrats on the program today and whether or not they've alienated voters come midterm or to the extent of what alienation.

Like if you're Tom Periello, right, and you're running in the fifth district for Congress, and you're running in a district that's red and Republican leaning. You now, the political science and strategy would suggest you distance yourself from redistricting and gerrymandering as quickly as possible because you know that it was a fairly even split of Virginia voters who participated in the referendum who casted a vote this past April. Extremely even.

It was 3% plus in favor of redistricting. That's even. Perry yellow is running in a red district. His political strategy would be distancing himself from redistricting, never saying the word again. How can Virginia Republicans capitalize on the Virginia Supreme Court ruling, capitalize on the referendum, the fact that it did not materialize and use that as fuel come midterms? We'll talk about that on the program. There's a lot to cover on the show. I want to give some attention to Stanley Martin Holmes, partner of the show, Judith,

Stanley Martin Holmes? Did you know Stanley Martin in the last 24 months has built 600 homes in Central Virginia? The last 24 months, Stanley Martin Holmes has built 600 homes. Homes that cater to each person's unique needs and lifestyles, high-quality single-family homes, townhomes, and condominiums, design and constructed with innovative techniques that ensure exceptional efficiency and aesthetic appeal,

Stanley Martin Holmes, honest, communicative, meeting deadlines, homes of different fixtures and finishings. Stanley Martin Holmes, doing things the right way. Let's go to the median family household income story. First headline on screen. There's three headlines that you can now rotate on screen. Median family household income, Charlottesville MSA, and the MSA for Charlottesville contains the following areas, specifically, Almorel County, Fluvanna County, Green County, Nelson County, and Charlottesville City. I'll give them to you again.

The Charlottesville MSA, Alboral County, Fluvanna County, Green County, Nelson County, and Charleston County, and Charlestville City. The breaking use, if you're watching the program, is the median family household income has been released. HUD's number, which is what determines affordability. This number is extremely. extremely important. Yeah. This is the number that determines vouchers, which types of housing you can qualify if you're

looking for subsidized housing, affordable housing, land trust housing, Piedmont Housing Alliance Housing, Habitat for Humanity Housing, Section 8 housing. This number is effing hugely important, ladies and gentlemen. The 2026 number is 139,800. 139,800. That means if you're at a 50% AMI, Judah, the family is clocking 69,150. That's a four-person family?

69,150. These are four-person metrics. These are four-person metrics. Exactly right, Judah Wickhauer. Ladies and gentlemen, 139,800 needs to be compared and contrast to last year's number. for a comp, which is $125,800.

It needs to be compared to the 2024 number, which is $124,200, the $223 number, which is $123,300, and the $222 number, which is $11,200. I'm going to weave deep throat into the mix, number one in the family here. And then we're going to add some other comments,

deep throats photo on screen. He highlights that the spot, like from 2025 to 2026 was a 10% increase, the national was like 4%. He also emphasizes this, and this is a point of emphasis for him for as long as he's watched this program. This is a perfect example of why you cannot tie affordability thresholds to area median income. When you are trying to protect against gentrification, a good reminder that this figure does not come from a very high-frequency data source. This is just based on one-year ACS from 2024 relative to one-year ACS from 2023.

So basically two-year-old data adjusted more up-to-date inflation. Here's another fun fact. If you look at non-family households, the median income, according to the same calculation process, would be 60K. Non-family households. the median income would be 60K. That's single earners. Single earners.

And a final fun fact, the huge difference between the median income of homeowners households versus renter's households, and again using the same mythology as HUD, it would be like $135,000 for homeowners versus $59,000 for renters. So riddle me this. How does the city council go with affordability thresholds for rentals that are tied to family income when families are heavily tilted toward homeowners and homeowners have 2x the income of renters?

The gap in Seville is quite a bit wider than for the U.S. as a whole, 2.3x for Seville, 1.85X for the United States of America. Now, I'm going to try to use this platform to unpack what's going on here. I think this is why you listen to the show. We have a lot of UVA health watching the program right now. We have Jason Noble watching the program right now. Matt Nees watching the program right now. Albert Graves watching the program right now. Chris Meaden, Richmond, watching the program right now.

Christy Beck, Brent Liller, the CEO of GovSmart. Don Gathers watching the program. James Watson. Brittany Moore, talented real estate broker watching the program right now. We've got folks in North Carolina, South Carolina, Tennessee, Pennsylvania, Maryland, short pump, northern Virginia, southwestern Virginia, the 757, the beach on the show, as well as viewers and listeners from the panhandle of Florida. I got a supervisor from Almore County, a supervisor from Nelson, a city counselor,

Commonwealth's attorneys, and a judge watching the program right now. Pros and cons, why don't we start there? I have a feeling you're going to take the bear role, the role of the role of the judge. the bear. Sure. You want to go bear on the 2026 number, 139,800? Give me the bear's take on that. I would say the bear's take as far as I understand it would be that moving forward, any, any developer who one might hope is going to, is going to, is going to, it's going to, to build housing and include low income housing the number is the number that they need to reach to get the the 80% is so much higher that it's like the people that really really really do need

help are there's i don't see how i don't see how low income housing uh developed uh under our zoning ordinance is going to help people who actually are low income. Because the... Keep making your bear argument. The obvious bear argument is gentrification. Leading with gentrification is how the bear would start their argument. Well, I'm not the typical bear.

I get that. But yeah, I mean, gentrification is, I think, kind of implied by the fact that that somebody creating new housing and including, like, what is it, 15% needs to be under, under the 80% AMI. 15% of the stock at 80% AMI. Yeah. Well, that's an extremely high bar. Now 106,800. Yeah. So if you're a family that's not making even close to that,

you're probably getting beat out for those types of, that type of housing by people who just have more money. And they don't even have to be, you know, rich by whatever standard you want to go by, all they need to do is come close to the 80% AMI, which, as I said, is just really not going to help people who are actually low income. All right. I'm going to, I'm going to, you're on point, 100% on point, 100% on point. I'm going to make the bear and the bull argument. First I'll make the bear argument here of a 139,800 area median income according to HUD for a family of four. medium family household income 139,800 is, it's expensive to live here, obviously. And as it becomes more expensive to live here, people that have lived here all their lives

or have lived here generationally, families that have lived here generationally, if their take-home pay is not keeping up with median family household income, they're going to get priced out. Yeah. You're going to see people that have called Charlottesville their home, Almaro County, Fluvanna, Nelson, Green, their home, before Charlottesville started getting on all these lists for the best place to live.

I mean, Jesus, the Wall Street Journal just ranked Charlottesville, the number three housing, the number three luxury housing market in the entire nation. That was last week. Yeah. What do you think that's going to do with attracting wealthy folks, oh, really, the Wall Street Journal was saying this is a badass place to live. Maybe I should consider Charlottesville for my primary residence or a second home.

Or just go buy a house there. Or just buy something. Then what I want to visit? Okay. So people that have been here a really, really long time, if their money's not keeping up, if their pay's not keeping up, they're going to get hammered and they're going to get pushed out. The average raise for someone that's working, what's the average rage, raise that someone's getting?

3, 4, 5%. I mean, one would hope at least a... A lot of people don't even get raises. Do viewers and listeners, how many viewers and listeners that have watched this program that have not gotten a raise that's

keeping up with inflation? How many viewers and listeners that are watching this program are putting their hand in the air and saying the pay adjustment that I got this year versus last year does not even cover my additional costs tied to gasoline and groceries and every other escalated costs tied to my household. I would bet you more than half the viewers and listeners that are watching this program,

we're talking thousands of people that are watching or listening to this show either real time or on demand after the show airs are raising their hand and saying, damn straight, Jerry, I fall in that category of not making money year over year that keeps up with the added costs that are going out there. Over half the people, I guarantee you are saying that right now. Okay? They hear a number like 139,800, and they realize that their time here locally in Charlottesville, sad to say this, terrible to say this, unfortunate to say this, empathize with the folks that are listening.

Days are numbered. I've said it, I don't know how many times that Charlottesville, Virginia is not a 40-hour-a-week working town. It's a 60 hour of work week town. And I think 60 is probably in the light end. When the median family household income spikes 10% 2025 versus 2026, that's 60s probably 65, 67 hours of work a week that you've got to do for a 10% spike, ladies and gentlemen. Okay? So you want bear and you want downside of this. OG, OG Charlottesville gentrified and priced out.

working class Charlottesville gentrified and priced out blue collar Charlottesville gentrified and priced out and folks this impacts the small business owner too that is relying on this type of human capital to staff his or her business if you're in a staffing scenario with your respective business that is heavy on human capital heavy on bodies for the operation to move forward you are facing a pinch for this too because as your human capitals gentrified away from your business, they're less inclined to continue working for you if their commute is lengthy to get to and from your place of employment. Affordability requirements, 80% of $139,800,000 is $107K. Yeah.

The 80% AMI metric, we're creating affordable housing for people. affordable apartments for people at 80% AMI, you're creating an apartment tied to a family that has take home of 107K. Okay, this is not housing for destitute. Now, let's talk about the bull, the bullish side of this. Dude, people want to effing live here.

People want to call Charlottesville to Almaro, specifically Charlottesville, Elmorrow County, specifically Almaro County. Specifically, Almaro County. They specifically want to call Almaro County their home. People want to live here, and they're sprinting here. People wax nostalgic of four years at the University of Virginia where they were a student and they had the best time of their lives, and that is like a romantic notion for them. I can work anywhere.

internet service provider, Wi-Fi. I can work anywhere by keeping my job. I can work anywhere in a basement somewhere. All I have to do is hop on a screen to do my work, and if I meet my performance goals digitally, remotely, hybridly, I can work anywhere. Why don't I take a DeLorean and the flux capacitor

and talk to Doc Brown and go back to those fabulous four years that I had in Charlottesville and call Seville-Almoral my home? where I can trade Northern Virginia or I can trade D.C. Or I can trade major metro for something in Charlottesville. And I can buy something that's $1.5 million or $1.75 million or $2 million. When I'm already got something that I own that probably has an assessment of $2.5 or $3 million elsewhere, I got a shitload of equity in it because I bought it before COVID.

I can trade this significant equity. I can trade this significant equity I have. I can rid myself of this obscene tax assessment, this obscene carrying costs, this obscene mortgage payment, this horrific traffic of Northern Virginia. I can obscene and rid myself of this rat race and get rid of the $3 million carrying costs associated with my house. I can walk away with a million plus easily of equity. I can go down to Alamoire County, drop 20%, let's call it 30%.

30% someone's dropping on $2 million, a $2 million house at 30% for the sake of a talk show. You're talking $600K. Well, if they sell their house in Northern Virginia and they're walking with a million plus easily, let's just call it an even million. For the sake of a talk show, they're banking after closing costs, any other associated fee? What? In the neighborhood of $325,000?

and then putting 30% down on a 2 million piece of property in Amarro County, then you put the 325K, you can play the really safe route, go some CDs if you want, wouldn't do that, you can go the safe route if you want and go some kind of index fund spread, and then dabble on some kind of AI tech spread, and make even more money. Your kids are in private school,

you're working from a internet service provider. Your quality of life is better than ever. And you're living in an effing mansion. And I'm going to tell you right now, you get in now before the AMI, area median income in 2028, spikes over 150K. It jumped 10% 2025 to 2026. Rotate those lower thirds on screen for this one.

Wait till you see what happens in 2028 when biotechnology Astrozenica's world headquarters is in northern Namara County. and 600 incremental people are traveled, are pushed, are jettisoned, are airlifted into Charlottesville, Almore County at a starting pay of 125K just for the 600 people. What do you see? What do you think that's going to do to AMI?

And here's another positive. You want another positive for you, Judah Wickhauer? Okay. I get it that you see this as a bearish notion. Okay? I get it. I totally get it. I see this as overall positive.

Okay. Now, I see this as overall positive because I'm self-employed and I'm entrepreneurial and I hustle and I have Hutzpah and I can wake up and I figure out a way to make a buck. And I figure out a way over 16 years with my firm where we've incrementally growing some years at a 10% top line number year over year over year for a three, four, five, six year run. So I know I can make it happen and I believe in myself and I bet on myself every day. Every day I bet on myself. wife's betting on me. Our boys are betting on me and we're proven to do it. Okay. Here's something positive. Okay. You bought your house before COVID. Yeah, that's definitely a positive. You bought your house before COVID. You know what something like this does for the value of your home? You know what something like this does to the value of anyone that's a homeowner in Almaro County, Charlottesville, Flavanna Nelson? You know what this is doing for home values? You hold this crib for a while. Now, there's downsides to that.

It's called tax exposure. There's downsides to that. It's called the upkeep on your property and your service providers being able to charge more because the people that are moving here can afford more. So your service provider rates are going to go up. But the equity,

some people call it paper money. You like to call it paper money. Not realize gains is what you like to call it. If you need to sell it, you can sell it at the drop of a hat. Yeah. Print, television, and radio that's watching the program. If you're not covering this AMI story in the next 24 to 48 hours,

you are doing a disservice to the viewers and listeners of your platforms. Handsome Hank Martin is watching the show. He's a smart guy. As of May 2026, the average annual salary for workers in Charlestville, Virginia, is approximately 52K. This breaks down to roughly $25 an hour. hour. Handsome Hank Martin. Livia Branch. How am I going to retire and downsize from acres to condo without spending half a million? I don't have that answer for you. But if you were

going to downsize from acreage where you're at now, Queen of Keswick, to condo, because you don't want the maintenance and the upkeep headache, which I totally understand, I would do that now before 2028 happens. Because 2028 with biotechnology is going to be the real impact. Jason Hampshire watching the program. Seaville is very unaffordable. I can only work here.

I commute 40 minutes plus every day each way. Wow. I commute 90 minutes per day. Even shopping or dining out is getting prohibitively expensive for working people. We, the tax cattle, are not welcome. but to serve or service the Mercedes-Benz class of Charleston, Almaro County. And I am sorry to hear that.

And the wealthy that are watching this program, the rich, the wealthy, the top 10% that are watching this program, you will feel a pinch from this because the amenities that you like to spend your money on, the salons, the manicures and the pedicures, the restaurants, the coffee shops, the dry cleaners, the service providers that you need servicing your material possessions and your personal property, you're going to have less of that

talent of people around to pour you a latte or an espresso or to dry clean your clothes or to serve you at a restaurant or to bag your groceries or to wipe your food. Or to wipe your feet as if it was Mary Magdalene cleaning Jesus's feet. It's a biblical reference for you.

She utilized her hair to clean Jesus' feet that were dusty and dirty at the time. And some super expensive oil. From traveling, Jesus was walking in the dust and dirt and Mary Magdalene cleaned his feet with her hair. there will be less folks for pedicures and manicures. And the folks that remain for pedicures and manicures and to serve, and to clean, and to wash, and to electrify, and to fix, and to repair, will be able to command even more money.

And they'll charge more just because rent is higher. You see why all these developers, multifamily developers, are building everywhere? Yeah. You see what's happening? You got the Jason Hampshire's of the world that are commuting 90 minutes every day to get to work. Some folks are going to be like, I'd rather not own something and save myself a 90-minute commute and just pay $2,500 or $3,000 a month for an apartment, a one-bedroom studio.

Handsome Hank says, imagine what these numbers will be once AstraZeneca is fully operational and once that exclusive air quarter between Charlottesville and Boston is up and running. 2028 is going to be the number that jolts Charlottes Charlottesville and radically changes Charlottesville-Demarle County. Mark it down. If you're in the market to buy a house and you're on the cusp of buying and you are under the impression that waiting for interest rates to fall, or you think that there's going to be some kind of correction to valuations or that housing stock will be, supply will be vastly improved come spring of 2027 or 2028. I'm telling you the economics, the analysis, the skill set that you have is just not good.

You're not doing it. You're not analyzing things correctly. I think it may be more of a problem that if there is a correction, whether it's in the market or in the housing market, It's largely, I don't think, going to be seen in Charlottesville because we're strapped. The housing market correction that's going to happen in central Virginia is going to happen potentially in outer county central Virginia because of escalating gasoline costs. The housing market correction that could happen in this region is maybe on the other side of Afton Mountain.

With commuters saying, what the hell is going on here? I can't afford $4.40 gas for this and still pay my bills. Yeah. Okay. Donald Trump is negotiating with the worst kind of actors in the world, and he is so punched drunk with himself, dark triad personality traits, that he thinks he's either going to win, or he's so pot committed emotionally and personally,

that he's not willing to get away from the poker table and realizing and realize that he's had a run of bad luck, that this is not the game for him to play. He's not the personality type that will walk away from the poker table and say, I can't win on this table or on this night. He's going to continue to stay there and double down and triple down, dig into his wallet, dig into his bank account and his savings account, and continuing to buy into the pot, the unfortunate circumstance here is what he's buying into the pot here is middle class and lower class American lives.

He's buying in with middle class and lower class America. It's not going to impact him. It's not going to run again. He's 70 some years old. It's done. You have literally the perfect storm. here for an economic crisis, a dark triad punch struck with himself personality, negotiating with bad faith actor terrorists that literally rear their children with Americans

being the devil and we will do anything and everything, including lying, cheating, and stealing to one up them. No doubt. Albert Gray is watching the program. Low-income housing is a joke in this area, just like all politicians, our local representatives, are only blowing smoke up that you know what. Professional snake oil salesmen and women, Albert Graves. And those low-income people are the people that make the beds, weed the gardens, and serve the food.

When they are pushed out, who's going to take their place? No one's going to take their place. Artificial intelligence will take someplace. Technology will take someplace. You're going to have the McDonald's kios and the self-serve checkout at a lot of these places, the window ordering at a lot of these places. But I don't know yet of how artificial intelligence can weed your garden. I don't know how artificial intelligence can fix your deck, the rotten wood on your deck,

and replace the rotten wood. You? There are a lot of things that LLMs can't do. Ray Codale, Tina Wy and Briden, watching the program. Viewers and listeners, let us know your thoughts. Curtis Shaver watching the program. Curtis Shaver, you and your beautiful wife,

that home you purchased in Green County, genius investment, Curtis Shaver. Locking and loading right now. Especially before Astorzeneca comes, Curtis, right to your neighborhood. and Almaro County and Green County, Curtis, you're going to be sitting on stacks of equity very soon, my friend. Logan Wells, Claylope, Patrick Bull, welcome to the show. I see 11 elected officials watching the program right now from Almaro County, Charlottesville City, Nelson County, Orange County, Louisa, and a state delegate.

It's a 126 marker. Print, radio, and television. If you don't cover those Seville, median family household income numbers, being released today or tomorrow, you're screwing with your viewers and listeners. Today or tomorrow, print radio and television is the expectation. Next headline, Judah Wickcaro. What do you got? Well, let's see, Wawa 5th Street. Ground lease for sale. Selling a ground lease typically means a landowner sells their interests in the land,

which is the fee position, while a long-term lease 15, 20, 30 years. longer, what the tenant remains. The buyer becomes the new landlord collecting rent and owning the land while the original tenant continues to own the improvements, the building on the land. You got a land lease for sale with the Wawa on Fifth Street. You got 1.83 acres. You got a 5,300 square foot building, 48 parking spaces, 9.1 spaces per 1,000 square feet.

net operating income of $470,000 in year one, and an asking price of $9.4 million with a 4% with a 5% cap rate, a 5% cap rate. It's an absolute triple net ground lease with a tenant with a Wawa that is corporately backed. We're not even talking a franchisee. We're talking to corporately back Wawa. Some would say this is as secure as a tenant as you'll find.

In the urban ring next to a Wegmans in a Fifth Street Station shopping center adjacent to an interstate. A hop skip and a jump away from how many rooftops? 10,000, 20,000 rooftops. Holy bejibus. The brokers watching this program right now, two of the talented ones, give you some props.

The 9.4 million actually seem, I actually think this is priced fairly well. I actually think this is priced really well. Your net operating income is a metric and commercial real estate used to calculate the profitability of income producing properties. Yeah. NOI measures annual income generated by a property after covering all operating expenses, but it's before you deduct taxes, mortgage interest rate, and capital expenditures.

Basically, your NOI is your operating income plus any other income you get, minus your operating expenses is your N. and in year one, your NOI is 470K, and there's a 20-year lease on this MFER, 9.4, on a 5-cap? Who's giving you any kind of deal flow like that, viewers and listeners? No one besides I Love Seville Network. How could you possibly get coverage like this in a TV newscast that's 30 minutes long

and has eight and a half minutes allocated for commercial, a newscast that's executed by 23-year-olds who are having their first job out of college that have 30 seconds per story. Next headline, Judah Wickhauer, what do you got? We got Seville Tomorrow. We've got Salvation Army. Another item that needs attention that no one is covering. Seville Tomorrow can now publish the city hall and jurisdictional notices. It seems like they're edging the daily progress out. What is the value left of the daily progress?

Yeah. It's not the comics. It's not the sports section. It's not the weather. It's not the classifieds. Crossword. It's not the O-Bits. Don't forget the crossword.

It's not the crossword. What do you get? Outside of Hawes Spencer, who's a fabulous neighbor, by the way. fabulous neighbor outside of hall spencer and his police and court reporting what is the value of the newspaper of record

what is the daily progress subscription daily progress subscription rates $27 every four weeks it's more than Netflix $27

every four weeks plus tax I'm going to call it 2850 for tax. Fifty-two weeks divided by four. 13. There's 13-4 weeks. 13 times 28.5. $370.50 for a daily progress subscription. $370.350. $370.

That's crazy. $370. $370. Jerry Brackleff. is $8 a month. And you're getting 40 to 50 pieces of content per 30 days. I Loveceville.com is $8 a month. And you're getting 50 to 60 pieces of content per 30 days at Iloveceville.com.

Charlottesville tomorrow is now going to take the notices from City Hall and publish it on its non-profit news website without a paywall for anyone to gather. I Love Seville will then aggregate that content from Seville tomorrow. and put it on the I Love Seville Network, where we will utilize our social media skill set and prowess to attract even more attention to it, gartering the eyeballs and the currency that comes from eyeballs on the I Love Seaville Network.

Crowdsourcing at its finest. Next headline, what do you got? Next, we've got the salvation. We've got to make some money. It's 133. Salvation Army. The Salvation Army is back in the news for a low barrier shelter on Cherry Avenue? This is, I don't believe this is the Cherry Avenue.

Well, you said it was a Cherry Avenue one. No, I didn't. Okay, where is this low barrier shelter for, what do we have on the headline there? So we got to make sure we're accurate here. Do you want me to remove Cherry? I believe this is on Ridge Street. Okay, this is on Ridge Street.

Yeah. Are you certain? This is the new center of hope. They're expanding their facility. So what we're looking at is more, more space, more beds, more seats, seats for classrooms as well as seats for food. So wrap-around services for the homeless?

Yeah. Except for this particular shelter is going to be low barrier. Actually, I've got photos. Is this a low-barrier shelter? Yeah, that's what they've been saying. The low-barrier shelter, there's a distinct, there's an important difference between a high-barrier shelter and a low barrier shelter.

Yeah. Put in perspective for the viewers and listeners the difference between a high barrier shelter and a low barrier shelter, Judah. A high barrier shelter is what they currently have on Ridge Street. What that means is that if you are on drugs, if you're violent, if you're

a registered sex offender, then you are not invited. This is... Can't be drunk, can't be high. You've got to be sober. can't do creepy, nasty, terrible, awful stuff with kids. Because the high barrier shelter is first going to accommodate women and children.

Exactly. And so they don't want... Frankly, I don't want... Can I go ahead and say this? Okay. I don't want a low barrier shelter in my community. I mean, the people are here anyways, right? I...

Would you want a low barrier shelter next to your house? Probably not. I don't think anybody does. Would you want a low barrier shelter next to your kids? No, of course. Would you want a low barrier shelter next to your niece? No, definitely. A low barrier shelter next to your parents.

Low barrier shelter next to your sisters. I think my sisters would kick some butt. Would you want a low barrier shelter next to your house? No, nobody would. Okay. So then you, Judah, without saying it as directly as I would, do not want a low-barrier shelter in your community either. You just told me I don't want a low-barrier shelter next to my niece,

and I don't want a low-barrier shelter next to my home. You, without being as direct as me, are saying, I don't want a low-barrier shelter in my community. You don't mind if the low-barrier shelter is on the other side of town, but you don't want it next to your niece or your house. Okay. Nobody wants it next to their house. their own house.

Who wants a shelter where they are not maintaining sobriety expectations and are allowing men and women, in this case overwhelmingly men who are sex offenders, oftentimes

pedophilic sex offenders, in their backyard? I think if you're going to keep using words like next door and backyard, yes. Jerry. I'm not trying to be Argumentary. Ridge Street is next to

Holmes. There's a neighborhood that's called Fifeville. Yeah. That's Ridge Street. And the last two weeks Fifell has seen the mark

a student housing apartment tower built by an out-of-market developer that's going to ramrod 700 units and excuse me, seven stories, 180 units, and 770 beds into its neighborhood at an average clip of 2,000 per bed. In the last two weeks, the dirt across from Tonsler Park, where a grocery store was going to be built, a national consultant has published a report saying,

you guys are huffing glue, and it's an absolute pipe dream that you think a grocery store is going to work here. Get a grip, step into reality, and leave this ideal alone. The developer realizes the project is such a nightmare. They're selling their interest in 501 Cherry Avenue to a nonprofit Piedmont Housing Alliance who never meets performance thresholds tied to budget and delivery. And today, Salvation Army is saying, we're going to allow folks that want to get high on their own supply and do nasty, terrible, awful stuff that is akin right in the same category of murder, sex offending, into our neighborhood as well. If you're a Fifeville neighborhood association, you're like, wait a minute, I'm getting the

mark, I'm losing my grocery store, and I'm getting taken it where the sun don't shine with a low barrier shelter, all in a 10-day period of time. Are you not thinking that? Potentially. And it's all happening in the historically marginalized in the historically African-American neighborhood. Let's call spade of spate. Greenbriar neighborhood would never allow this.

Rugby neighborhood would never allow us. Blue Ridge neighborhood would never allow this. North downtown would never allow this. Belmont would never allow this. Willoughby would never allow this. Barrack's neighborhood would never allow this. Facts on, facts on, facts on, facts. it continues to go into a neighborhood that has historically taken advantage of.

And how this is going to be spun, how this is going to be spun by the Michael Paines, by the just moved out of my house pains, and the magic money, Fleischers of the world is we're doing good by people. We're doing good by the 80 to 100 people that couldn't fit the high barrier shelter. but we're doing well by these 80 to 100 people that could not fit the criteria of the high barrier shelter because they could not stay sober or because they were registered sex offenders

at the expense of an entire neighborhood called FIFO. And from where I'm standing, that's called bullying, that's called taking advantage, that's called oppression, you disagree, you cringe, you disagree. I mean, looking at the spot on Ridge, are you really going to call that right next to people's homes? You want to put it on screen? Do you have it?

Yeah. Put it on screen. Tell me when it's on screen. Here is a mock-up of what the new Ridge Street facility is going to look like. Put it on screen. Tell us when we can look. It's on screen. Look at the screen. Viewers and listeners, look at the screen.

And here is... A lot of people just listen to it. the show they don't watch it. The positives of watching the show are seeing renderings like this on screen. The biggest positive of this is seeing Judah in his many outfits. Ladies single and ready to mingle over there. Yeah, they all care.

I'm not seeing it. I'm on a delay here. Okay, there I got it. And here's an overhead view. Yeah, I need the overhead so I can see where it's located. It's coming. All right, that's the overhead. Is it this one, Judah, that I'm seeing? This is the overhead? Yes. Okay, can you tell me exactly where this is located? Yeah, this is the

light that you're looking at with the cars on the right hand side, that's where Monicello Avenue comes out, or whichever Monticello is, comes out on Ridge Street. So this is right where the Sakajuwee, the Lewis and Clark statue was? The Lewis and Clark statue is up and to the right. And the- So by the traffic light in the bottom right corner? Yeah, the building at the bottom left is that, whatever it is.

It's like a service place. It's got, I don't know what it is. Anyways, you've got the, you've got the ACAC off to the right. You've got down. So what's the building with the trees that is on the northern part of this building? The building with trees. The top of this building. There's a brick building next to four trees.

I think that's right at the corner where Sagittu is. In fact, if you look up... So this is obviously Fifell. It's Ridge Street. I mean... Ridge Street is the difference between Belmont and Fifeville. Okay, but that corner, I would hardly call that corner a neighborhood. Judah, there's homes on Ridge Street.

I am aware of that. There's homes a block or two away from these. Yeah. Okay, I'll try a different way. For the viewers and listeners that are watching and listening to this show, If you own a home or you rent a home in Fifeville, or if you own a home or you rent a home around Ix Park or in Belmont, that's close to Ridge Street and Cherry Avenue,

how do you feel about the fact that a low barrier shelter that's going to be home to folks that refuse to be drug tested, alcohol tested, and are registered sex offenders calling home, we can close the show with that. I would just point out that not everyone that doesn't make it into the high barrier shelter is in need of a low barrier shelter. Part of the problem was just that there were limited beds

and it was a high barrier shelter. Creating more beds I don't see as a negative. Hank Martin makes the point. A low barrier shelter that allows sex offenders and folks that are struggling with drug and alcohol addiction very close within spitting distance of a luxury apartment complex. This is going to be interesting. Certainly will be.

Handsome Hank Martin. Somewhere landmark properties, who I've been told is now screening and watching our show because of our coverage and our analysis on the mark. Somewhere landmark properties is effing, cringing that the Salvation Army is going to build a low barrier shelter right next to their apartment tower

that's going to take, what, cost $300 million to build? An out-of-market developer is going to allocate $300 million or whatever the number is. I wouldn't have mattered. I wouldn't be surprised if it was three. That's a question for deep throat. How much is the mark going to cost deep throat to build? seven stories was it

I should know this seven stories 180 units and 770 beds how much does that cost to bill right next to your 7 story 180 unit 770 bed luxury apartment tower

you can have a low barrier shelter we'll close the program on that it's 146 that was an hour and 16 minutes straight without commercial interruption print rate on television if you're not covering the area median income the HUD numbers that were just released now 139,800 a 10% uptick verse 2025 you're not doing news the right way for juda wick hour my name is jerry

Miller.