The I Love CVille Show With Jerry Miller! - Jim Ryan Headlining 2026 Valedictory Exercises; How Does CVille Stop Displacing Black Citizens?

Episode Date: April 2, 2026

The I Love CVille Show headlines: Jim Ryan Headlining Class Of ’26 Valedictory Exercises How Does CVille Stop Displacing Black Citizens? Is Lack Of Government Foresight Causing Displacement? Biz For Sale: CVille Hop On Tours, $800K Asking AlbCo Supe Says North Pointe Units Won’t Be Affordable Stefan Friedman Trying To Reopen Some Failed Businesses Ryan Odom Hires Adrian Autry As Assistant Coach Need CVille Office & Commercial Space, Contact Jerry Read Viewer & Listener Comments Live On-Air The I Love CVille Show airs live Monday – Friday from 12:30 pm – 1:30 pm on The I Love CVille Network. Watch and listen to The I Love CVille Show on Facebook, Instagram, Twitter, LinkedIn, iTunes, Apple Podcast, YouTube, Spotify, Fountain, Amazon Music, Audible, Rumble and iLoveCVille.com.

Welcome to the I Love Seville Show, guys. My name is Jerry Miller, and thank you kindly for joining us on a, what is Thursday afternoon? Goodness, the week is flying a Thursday afternoon in downtown Charlottesville. A lot to connect with you guys about on our flagship show. We're going to talk the business world. We have a local business that is a well-known commodity that is now actively for sale. Seville Hopon Tours and $800,000 asking. price for what is the most noteworthy or at least at least the most well branded uh transportation

uh company locally here in central virginia 800,000 dollar asking price that does include some seller financing and we will outline, uh, some of the metrics associated with this deal on today's talk show. Um, we're going to talk the basketball news that broke within the hour. Adrian Autry, the former head coach at Syracuse, he replaced Jim Beheim. He's a Syracuse 15 years at Syracuse. Three is head coach, 12 as an assistant under Beheim, recently fired as the head coach of Syracuse, now quickly grabbed and selected and handpicked by Ryan Odom to replace Griff Aldrich, who took the head coaching job at Pepperdine. This reunites Adrian Altrey with Ryan Odom.

They spent a number of seasons at Virginia Tech from 2008 to 2010 as assistance under Seth Greenberg. I love this move from Ryan Odom. I'm going to explain why I love the Adrian Autry hire here in Charlottesville and why it's got significant upside for Ryan Odom's team. We're going to talk about on today's show the North Point Housing Development, a trusted viewer and listener of our fine and fair talk show is handsome Hank Martin. In fact, over the last 60 to 90 days, handsome Hank Martin, we should get his photo on screen, has quickly become a top 10 ranked viewer and listener of this talk show.

His analysis, his commentary, the content he sends us regularly, is deeply rooted in verification and deeply rooted. rooted in research and it's proof read and it's vetted and then it's passed along to us. I was listening this morning to the morning show. I heard Neil Williamson, who I think is watching the program, the president of the free enterprise forum, call into the show and speak with Luke near about the North Point Housing project. They are seeking to convert the developer commercial units into additional residential units

at North Point. And B. Lepistow currently, the supervisor, made it very clear that these additional units may not be the most affordable. Neil, and calling into the show this morning, good job, Neil, highlighted that these units are tied to area median income and an 80% clip of area median income, the threshold. We know that the HUD, at least the most recent one, the new one hasn't been released yet, yet the median income number metric is 125,900. If I times that by 0.8, 80%,

you're looking at $100,000, just over $100,000 for an 80% AMI. That's a six-figure family. I don't think we should trick ourselves. That's probably the best phrase. What's going on here? If developers come in with air quotes, affordable housing,

with these massive projects they're building, and they're right at the 80% AMI, you're still talking a six-figure salary there, $100,000. So a lot I want to talk about on the show. Neil's got a comment in here that we're going to highlight in a matter of moments. Neil Williams said we'll sub in for Keith Smith a week from tomorrow. So the president of the Free World Enterprise Forum

will be the co-host with yours truly on Real Talk with Keith Smith on Friday, April 10th. Tomorrow, Keith is here. On Friday, April 10th, Keith is going to Las Vegas, I believe, where he's one of the keynote speakers at a housing conference. So Neil's going to fill in. If you have questions for Neil, I can archive them or put them in the question, piggy bank until Neil gets in our studio in about a week in change.

But we'll talk North Point. We'll highlight what handsome Hank Martin has. had to say on the show, I also want to have this conversation on the program. Look, I'm just going to cut to the chase, and it may be an uncomfortable conversation, but it's just a reality here in Charlottesville. Clearly, marginalized residents, black and brown residents, are being displaced from the city of Charlottesville, frankly from Almore County as well. Judah and I are going to have a conversation on the show today of what is leading to this displacement, this gentrification.

From my standpoint, it starts with a lack of governmental foresight. That's my standpoint. You couldn't even make an argument that it's malpractice. Now, Judah pushed back on my word choice malpractice because he said the only way it's malpractice is if they know what they're doing is wrong or disingenuous. Judah believes that government doesn't even realize they know what's going on. Yeah. That's more of us.

So we'll talk about that on the show. Clearly something is happening. We also have some Stefan Freeman news as he's looking to salvage some of his failed businesses. This man is in a world of trouble. A world of trouble. Hall Spencer had some reporting on this and the Daily Progress today.

How about this? Tip Top Terry, you guys know the former owner of Tip Top. He's a Greek guy. He's got one of the best car collections out there. He owns a boatload of real estate around Charlottesville. He's one of the most significant owners, Terry Vassalos, on the UVA corner. He owns about a third of the corner.

Front of the program, Hunter Craig, owns a boatload of the UVA corner as well. Tip Top Terry is right now with Stefan Freeman and Rick Wampler, alleging default on a lease and $86,000 in unpaid rent. Stefan Frebin owns one entity, owns Tip Top Terry, the landlord from one of his brands. I think this is the Little John's brand, $86,000 in unpaid rent. He's being sued right now. According to Hawes in the Daily Progress today, Haas is the front of the program, Haas is a neighbor, literally.

a neighbor of mine. I respect him tremendously. According to Haas' reporting, Stefan Freeman's looking to keep draft, looking to keep Vite spirits alive, despite owning, owing Ian Glamski, the founder of Vite spirits. He did a seller finance deal, and he owns, he owes Ian Glamski a quarter of a million dollars. Glamski's alleging default on a promissary note to the tune of $250,000. Freeman is in a world hurt right now.

We're going to talk about that, including the business he's going to try to keep alive. And speaking of seller finance deals, Seville Hopon Tours is for sale. This is the business co-founded by John Craig and Andre Xavier. The asking

price is 800 grand. It's got 10 years of history Seville Hopon Tours. Top-line revenue of $771,000, 26 branded vehicles in this transportation company. Now, Craig and Xavier, under Xavier, are willing to carry some paper on this deal, basically a seller finance deal. That's my favorite kind of deal. I've purchased all my commercial real estate in a seller finance capacity, and we did it in five and seven-year terms, which are now basically The commercial real estate is heading to a scenario where we have no debt on it.

Now, that five and seven year sprint for us, for me as an owner, was one that you may not wish on anyone. You're talking about letting a fire under your ass. You buy some commercial real estate to tune of $5 or $6 million on a five or seven year term. And it's going to make you motivated. But the positive of it is if you can get to the finish line, You're not carrying a 30-year mortgage. You're not carrying a 15-year mortgage. You're not carrying an interest rate tied to prime that's adjusting every two years,

depending on where the rate is. So much to cover on the show. I encourage you, the viewer, and listener, to send us your story ideas. Literally, one of the stories in today's show, one of the headlines on today's show, is a story suggestion submitted by Hank Martin. now we will vet your idea we will consider who is sending the idea to us

their track record with commenting on the show for example somebody like John Blair or Deep Throat or Hank Martin or Ginny Who or James Watson or Rob Neal or Vanessa Parkill when they send us ideas we trust them because they're comments they've made on the show in the past

proven that we can trust them then the content they send us we vet and we consider it closely in our pre-production meeting. Hank Martin has entered that conversation or that echelon of commenters, of viewers and listeners that we trust. His idea with this North Point concept and this 80% AMI concept and what B. Lepistow currently, the Almore County supervisor, said today on the record, is a story on the show. And we're going to unpack a storyline that should have been unpacked further this morning

on legacy media. They just don't have the time to do it. do they have perhaps the nuance. And I'm not throwing shade. It's just the reality. I mean, you had a sports guy filling in for the normal guy. I mean, it's not shade. It's just reality. That's why Neil Williamson had a call into the show and offer some clarity. Judah Wickhauer's behind the camera. I want to give some love to Stanley Martin Holmes, Judah. Stanley Martin Holmes is a partner of the show. Stanley Martin Holmes is developing home sites all over Central Virginia. Stanley Martin is building homes all over Charlottesville, Almar County, Central Virginia, Green County.

And they do it in a way that is process-based. They do it in a way that's back with communication and honesty and integrity and technology. They got a track record of doing this. That's why we were excited to partner with Stanley Martin Holmes here on the I Love Seville Network. It's new homes, it's local living, and it's done in ways that are process and intelligence and communicative and integrity and technology driven. Stanley Martin Holmes. Judah Wickhauer, studio camera, then two-shot U.N. I mean, trusted advisor.

Judah Wickhauer told me the other day he got some fan mail. like some snail mail, legitimate fan mail. Looks like he has it in his possession right here. Yeah. He's evidently going to respond to the fan mail. I'm not sure it was from. I very much appreciate it. Thank you.

It's in his hand right there. He's going to respond to the fan mail by sending an autographed shirtless photo of himself to the fan. Nobody wants that. That's what he said he was going to do. I said, Jude, are you, are you sure you? You should do that. You realize how old you are, Judah? It's ladies, he's single and he's ready to mingle.

The point I'm getting at is his opinions value and his commentary's value. Which headline intrigues you the most today and why? That would be hilarious if you said autographed shirtless photos of yourself to the fans that write you fan mail and send it to our PO box or to our studio address. We do get snail mail often here. I don't get sued. I don't want to get sued Why would they sue you? Why is this guy sending us?

Single and ready to mingle. What's the, that's the, that's the, what's any different with doing that and being on Bumble or Tinder? So different. What's the difference? Randomly. You're connecting. There's a difference, you're connecting with a picture that's, that's one you can hold as opposed to a picture that's one that's, that's digital.

There's no different. You should do that. Single and ready to mingle. All right, I'm getting you distracted here. The headline that intrigues you today the most in why. I'm kind of surprised that Stefan Friedman is going to try to salvage some of these places. I think it's admirable. I don't remember hearing, I could be wrong,

but I don't remember hearing of a similar attempt from the former owner of Hunter Smith. Champion brewery. From what? Former owner? Champion brewery. Okay. Okay.

Yeah. Hunter Smith. Hunter Smith, his exit strategy or his salvage strategy was selling the recipes of his marquee beers. Like, for instance, he sold the recipe of shower beer. And if you remember when Hunter Smith, Stefan Freeman is Hunter Smith 2.0, when Hunter Smith's Empire collapsed, he actually found, I don't know how you would quantify this. but basically an individual who came in at the last moment and tried to pay off the people that Hunter owed money to

and he did it in a way by monetizing whatever assets were left. And the most monetizable assets that Hunter had at the time were the recipes for the most popular beers in his portfolio. shower beer, I believe, the most popular. I mean, the shower beer had a rabbit following. The Champion Missile had a rabid following. So he sold those recipes to a brewer from North Carolina, I believe. And they used the money from selling those recipes to pay off some of the entities at individuals that he owed massive amounts of money to.

Interestingly, in this Hall Spencer reporting, go ahead. I was going to say, so none of that went to help the people who's just jobs he, you know, tossed in the wind, but, uh, I mean, I think normally how this goes, and I hate to say this. That's normally how it goes. Normally how it goes is your primary, if you're in a Stefan Freeman or Hunter Smith position, you pay off the most, uh, the, the people you owe that are the most litigious. Yeah.

If you owe $85,000, $86,000 in back rent to tip top Terry Vassalos, and you're Rick Wampler and Stefan Freeman, Jesus, you better figure out a way to pay off $86,000 because Tip Top Terry Vassalos is going to come after you. And you've personally guaranteed this stuff. So he's going to track down your homes, he's going to track down your assets and try to collect. Ian Glomsky is owed $250,000,

the founder of Vite Spirits and a seller finance deal where he sold Vite to Stefan Freeman. If you're Ian Glamski, you hope to God you had the contract that you put together include personal guarantees of Stefan Freeman. Assets is collateral. And generally, when the, you know what hits the fan and we help businesses get in, you know, structure deals. When it's all said and done, what this firm does is we're brokers of deals locally, help people raise money, structure deals, expand market share. That's what this firm does. there are necessarily wants it but does glomski get the business back or does he just

potentially to get the money how how the seller finance deals that i structure for our clients depending on the side if i'm representing if i'm representing a buyer of a business yeah and we're doing a seller finance deal and i'm offering the buyer counsel i'm counseling the buyer to to make sure the words personal guarantee are not in there. And asset collection is not in there. Collateral. I'm structuring, I'm counseling the buyer by saying what you want

the language to say, if there's default to occur, if there's default that's going to occur, you get the business back. Now, on the flip side of this, if I'm counseling the sellers who are doing seller finance deals, I'm counseling the seller by saying,

A, get as much money up front. B, the interest rate should be higher, should be elevated above prime. C, there should be assets of collateral outside of just the business, where they can't just walk away and say, I'll give you the business back, you keep the money until this point. There should be some kind of additional asset structure associated with this deal. Yeah, because six months or a year down, the road, the person that sold it probably isn't in a place to just take it back over, especially if

rent is involved. Well, six months down the road, the seller may have health issues. Six months down the road, the seller could have moved outside of the area. Six months down the road, the business could have been run into the ground. So they're taking over a business that's a shadow of its former self. If you're the seller, and I'm counseling you in a seller finance deal, I want proof of funds, a minimum amount of money in the bank account, in the operating account. I want to see that your rent has been paid every month, proof of rent payment every month, if I'm counseling the seller. And there's no firm that's doing more business brokerage in this 300,000 person region than my firm, this firm right here. We're working on a sizable deal right now.

There's none that do it more. $900,000 deal we're looking to put to bed right now. Okay. Proof of payment on the rent. Minimum balance in the operating account. Right. What are you doing from a revenue standpoint? And how did it compare to the revenue that I was doing as the business owner at this

month last year? What? This, I don't think this was, this was when, when, when, I don't want to, I don't want to assume I didn't do the Ian Glamski seller finance deal with Stefan Freeman. I didn't do it. But how it got into this position leads me to believe that these accountability levers were not in place. The deals that I do seller finance have not gotten to this position. I had one client. Some of these happened though over the course of like, you know, it's, we've been waiting for draft tap room to open up for years.

Since two, it closed in the, it was one of the first businesses to close during the pandemic. Rick closed it in early COVID. Yeah. And so my point is that Ian Glomski didn't just sell, didn't just sell, uh, didn't just sell, uh, Vita spirits, you know, a month or two ago. Uh, he's, he hasn't been in charge for quite a while. Yeah. I'm not mistaken. So how do you, uh, I mean, how do you even plan for something like that? Well, you plan for it. How you plan for it is working with. with someone like me who is building a deal structure for the worst possible case scenario first. Anyone who wants to plan for business modeling, you build worst case scenarios always. Right. But I was just, so I was just hearing you talk about the fact that, the fact that you would take a look at prior financials and all of that might be irrelevant if, you know, two or three

years down the line, something unfortunate happens. Like in the case, you know, I don't think anybody thought that Stefan Friedman was on the brink of his restaurant empire collapsing, but it happened. That's why you associate assets tied outside of the business to the seller finance deal. I structured a seller finance deal, and this is not me speaking at a turn. I'm not going to say who the parties were. I'm not going to say, the line of work it was. But I will say this. I was representing a seller of an extremely noteworthy business.

We're talking a transaction that was higher than a half a million dollars and lower than a million dollars. That included a Rolex Daytona watch as additional collateral. So if a seller finance payment was missed, the milestone payments, which were quarterly at the time, if any of them was missed, a Rolex Daytona was passed to my client. And this Rolex Daytona, because the buyer didn't have a ton of assets, but the buyer did have a Rolex Daytona watch that was inherited from a family member. and I went to the buyer and said, you don't own a home, the car you have, we don't want, the money that you have,

you're using for the down payment. A lot of the additional funds are coming from the revenue that is associated with the business you're buying. You're basically going to try to figure out a way to improve margin so you can pay down debt that you have to my client, the seller. What other assets do you have? Did not have any.

I said, what's on your wrist. He said this was something my father gave me when he passed away. I said, how bad do you want the business? And after some thought, he said, I want to buy it. My dad

would want me to do this. And then we had to get the Rolex, the Daytona, valued and determined a value. He brought a value from a jeweler that he picked. I brought a value from a jeweler that I picked, and we settled in the middle of the valuation.

Of course, my jeweler came in at a lower value, and his jeweler came in at a higher value. So we had to split the difference in the middle. Because we don't care where you carried that watch for... Well, then the next thing is, is who holds the watch? Yeah. And it ended up being our jeweler that held the watch. Because if we allowed him to hold the watch, who's to say we would have gotten it? He could have sold it.

He could have been in a biking accident. Our jeweler held it. And had the thing scraped to heck and back. What's the value? What's the, I shouldn't say the value of the Rolex. But when you Google, I saw you Googled Rolex Daytona, right? Rolex Daytona, I mean, it fluctuates in value depending on the condition, the year, and the type of Daytona. I'd say the average is around 30,000. Yeah. The one that was part of our deal was valued higher than that. Yeah, I mean, I'm looking at, there's one that's almost 75,000. Okay, it was a little bit lower than that. One that's 40, higher than that. You know, there's.

So there's ways to do it. But we're talking the Stefan Freeman lead headline first. We didn't even put the lower throat on screen. These are just two guys shooting the you know what. Stephen Friedman's up there. It's on there. So he's trying to keep Vite spirits open. And the Hall Spencer reporting today.

I wonder if that's good news for Omicasse. Omicose Obsciss in the article. Omicasse obscura is done. Is done. Yeah. That's a shame. It's done. You know, the guy moved on.

It's understandable. The ones that he's trying to potentially revive, according to the halls reporting, are the booze-based ones. Vite spirits, the wine guild and draft tap room. Interesting. I'm pretty sure Wompler, Rick Wompler is tied to draft tap. I know Rick Wompler is tied to draft tap room as well. That's been closed for six years. Vite Spirits, he's actually doing, according to the halls reporting, Vite Spirits is actually doing distilling and distilling.

distribution. Now the tasting room is closed. The question you have to ask yourself, if you're the Ian Golomsky team that's owed a quarter of a million dollars, do you allow the guy to continue operating to drive revenue so you get paid back some of your $250K

or do you just take over Vite spirits that's a shadow of its former self when Ian was running it? Well, that's the question. Is that in the contract that he gets to take it over? My hunch is, and I'm not assuming here. I've done a boatload of these deals. A hundred plus of these deals

for my family, myself, and our clients, my hunches that the language in the seller finance deal was not the best. And if memory serves, Ian Golomski is a trained chemist that works for the University of Virginia.

I don't know where he works. Pretty sure it's a university. I know he's trained in chemistry. Yeah. So maybe he's moved on. And that's just me, you know, spitball in here. A lot to cover on the show. I want to give some attention to Charlottesville Sanitary Supply, Charlottesville Swimming Pool Company. They are sister companies. Charlottesville Sanitary Supply and Charlottesville Swimming Pool Company. They're both owned by the Vermillion family who's five-generation strong in Almaro County. The sanitary business is located on East High

Street, but they have an e-commerce store, Charlottesfellanitary Supply.com, where you can buy anything and everything online and have it delivered to your doorstep for free, oftentimes the same day. at price points that are lower than the big box brands. And now that it's 80 degrees, it's time to open up your swimming pools. Oh, yeah. Who you contact to open your swimming pools to build your swimming pools above ground or in ground. Your swimming pool covers, your water testing, your swimming pool robots, your shade for your swimming pools.

No one else besides Charlottesville swimming pool company. And I'm speaking from firsthand experience as someone who has a swimming pool for his family in Ivy in Almar County. Charlottesville Swimmingpool Company.com. The lead story is Jim Ryan. Let's spend 90. We'll give Jim Ryan three minutes. I'll put you on the clock for three minutes, Judah. And not because I don't want to hear you, because we have a lot to cover here.

I know. I think the second storyline is the one we're going to get the deepest into. Why is the black community, the black and brown community being displaced from Charlottesville City? How much is it government dysfunction, a lack of governmental foresight, or maybe governmental malpractice that's leading to that dysfunction. First three minutes, we're on the clock here on Jim Ryan, Judah. Jim Ryan is going to be the valedictory exercises speaker in the upcoming graduation exercises. It's interesting that I'm sure the students are overjoyed. I mean, he was clearly beloved by the students at UVA, or at least in large.

part. We can't speak for every single one of them. And I think when asked who they wanted as a graduation speaker, a lot of them were enthusiastic about having Jim Ryan come and speak to them. There is on the Twitter announcement for the exercises, not just about Jim Ryan, but a couple of the other speakers. there's a comment saying, remember that time Jim allowed that F-U-V-A sign to remain on the lawn, even though junk speech is unprotected? I hope he talks about that. Well, I mean, the odd, the curious, the curious is a better word. The curious item or the curious things of Jim Ryan being the, is it the valedictorian speaker?

How do I describe it? Validictory exercises speaker. Okay, that's a mouthful. He's the speaker at graduation. Yeah. Okay, I just try to put things simply. You can say valedictorian speaker. He's a valedictorian speaker.

Is a short time ago, Jim Ryan was disgraced. But a short time ago, the faculty at the University of Virginia alleged that Jim Ryan was complicit in white collar racketeering at UVA health. That was, that was. Just a little while ago, UVA professors, Jim Ryan's employees, said that Jim Ryan knew that the health system was prioritizing profits over patients to the tune of medical chart changing,

alleged white-collar racketeering, prioritizing elective surgeries over just regular medical procedures, and performing dangerous surgeries on patients to drive profits when the doctors were telling the C-suite, we can't do these surgeries. We don't have the infrastructure, personnel, or skill set to do them. And the C-suite said, do them anyway, we want the payday. Okay, so a short time ago, he was disgraced.

A short time ago, he was being peppered with metaphorical arrows because of pro-Palestine pepper-spraying protests on grounds. Now, we both think that was Yonkin and Jim Ryan. fell on the on the knife. Yeah, inexplicably. A short time ago, Jim Ryan was disgraced for how the university handled the, the triple murder with the football players on grounds. And the fact that the killer was linked to mental health issues, having a gun on his person,

and making threats well before this actually happened. They knew he had weapons in his... On his person. No, I'm not in his dorm. Not in this person, but yes, in his dorm. Yeah, that's on his person in his dorm. He eventually carried it on the bus so the weapon was on his person. But yeah, those are two very different things.

He had a weapon on his person when he shot three people and injured two others. Unsurprisingly. Okay. So there's a long list of reasons that he was disgraced in 2025. And here in 2026, he's the celebrated valedictorian. speaker. Is that an indication of how short our memories are? Is that an indication of UVA heavy hitters and higher ups trying to throw Jim Ryan a bone to say, I'm sorry for what happened? I think you have to separate who he was disgraced to because I don't think everybody would agree. As I said,

the students, I think, by and large, for the most part, love the guy, no matter what he's done. And I don't know about you, but I don't think I ever knew who the president of any university that I went to was or cared. I knew who John Castine was. Well, that's great, but we're not talking about you now. Well, you also went to multiple schools and didn't just go to one. So that could have been one of the reasons why you didn't know the president. When I attended the University of Virginia, I knew John Castine was my president. I think most people know who their school president is. you really think most people have that awareness are you you know we're getting in the weeds here you think that students that attend four-year colleges and universities are unaware of of

who their school president is i would think that a large portion of them could care less respectful agree to disagree on that one go ahead i don't i don't mean to interrupt you agree to disagree on Was that ever really an important thing in your life that who the president of the university was? Well, now you're changing it. No, no, no. You said that they were unaware of who their school president is. Right. I'm saying they absolutely are.

And now I'm asking a separate question. I'm honestly surprised that you think that most people going to universities have any idea who the president of the university is. I mean, sure, they may see the name on a, uh, a letterhead or, but a few universities have as much press about the president as UVA has. I also push back on that. I also push back. I think the media attention and the Ivy Leagues with some of the decisions those presidents have made is even more prolific and prominent than the media attention, the University of Virginia's presidents and former presidents have received. I mean, the Harvard president, the president of Harvard wasn't a legitimate, like, did the show just cut off out of curiosity?

Not that I'm aware of. I can check. We're still on Facebook. Still on Facebook. It looks like it has cut off on LinkedIn and YouTube. Is that what you're seeing? I do see an error on YouTube. I'll have to check the playback and see if it's still going. for the sake of the channels that are still up and running it is still up and running on facebook here and i believe it's still up and running on uh twitter which is good see if you can get youtube back up and then we'll go back to the conversation because you're you're doing a hell of a job here comments are coming in quickly including this comment from jim from conan owen jim ryan uh has was seen as a martyr to the trump administration would make which makes him a hero

in the minds of students and much of charlesville yeah i i push back on that. I push back on that. But it's still fairly true. Well, you tell that to the 128 anonymous doctors that are of the same political mindset as as Jim Ryan and the people that see him as a martyr. The health system story where he was alleged to be complicit in white collar racketeering allegedly that prioritized profits over patients and performance and the performance of dangerous surgeries on people. That's in a cross-isle aisle story. lie. That's regardless of your activism, your ideology, or your

politics. You know what one of the most unifying elements, one of the most unifying dynamics in America is today? The exorbitant cost associated with health care, especially if said healthcare is known to be

corrupt malpractice or profits over patients in any capacity. The guy who killed, was it the United Healthcare CEO? Was he of United Health Care? You're talking about

Mangione? Yeah, Mangione is getting love letters in fan mail in prison. Yeah. And it's seen almost as if he's heroic. Yeah. Which is insane because he murdered something. You, look at even Judah cringes on that. I'm not saying

he's heroic. I'm not saying I approve of what he did. What I'm saying is to find it crazy that he would be seen as something of a folk hero. I'm not surprised at all. Okay, so that right there's my point, that Mangione is seen as a folk hero, and you're using that same argument by saying that Jim Rines allegedly associated with white-collar racketeering and the profits over patience.

There's no more unifying or few. I'll use my words correctly. few more cross-isle unifying, I hate this type of behavior than medical corruption, healthcare corruption, healthcare cronyism, healthcare profits over patients. I mean, I'd say gasoline is in that type of category, exorbitant gasoline costs. I mean, you talk about the war in Iran here. I watched Trump last night, 20 minutes, addressed the nation on the war in Iran. It was textbook Trump.

It was hilarious. It was rambling. It was over-promising. It cut the season finale of Survivor short. So many Survivor fans are super pissed off over what happened last night. He compared the war in Iran to previous wars the United States were in and the timelines of those wars. He said, we were in Vietnam for this long. We were in World War II for this long.

We were in Iraq for this long. It's been, he goes like this, 30 days for the war in Iran, basically marginalizing how long we've been there. The number of American soldiers now that are dead tied to this war is 13. 13 dead Americans because of this war. And he said, I am doing this for the future safety of your children and grandchildren. Basically what he said. And to unarm Iran, who is notoriously,

unpredictable of nuclear weapons to make sure they never do it. And he said, I'm going to blow them up to smithereens and put them back into the stone age. His words. I mean, literally his words. My point is this, even diehard Trumpers and Republicans, diehard Trumpers and Republicans are pounding their fist on the table and saying, what are we doing in this war? You give me more cross-Iyo unification that. medical corruption and medical malpractice or escalated gasoline or wars, that gets everybody

heated and hated. That's to say that my argument is to say that Jim Ryan, to see he was martyred and that martyrdom made him elevated or trophied, I'd say not so fast, my friends, because he's alleged to be complicit to this medical malpractice and medical cronyism. Or maybe it's just our memories are that short. will he have people that boo him at the valedictorian address during the valedictorian address will jim ryan be booed no there's no way you don't think there's in any capacity jim ryan will be there's no way the student the student body the student body mostly loves him those that understand anything about what you just said about what he may be

complicit in or not. They are going to keep their mouths shut. Will people protest Jim Ryan's valedictorian address? No. Who do you think would protest? The 128 doctors? Jim Ryan was being protest constantly in 2025. Do we not remember this?

Was he being protested? People were protesting Jim Ryan and saying, get him out of U.S. Jim Ryan had to issue an apology to the hundred and 28 doctors based on how he responded to them initially calling them malcontents and cry babies. And then he had apologized for that. Yeah. So what? Jim Ryan was berated and attacked for the pro-Palestine pepper spraying protest.

Was he? Did you not remember what we did on this show? I do. Jim Ryan, how about? We're talking to a rarefied group of people. No, I disagree. Jim Ryan was. I love you guys.

Do you remember how we were talking with Jim? You're mumbling now. Do you remember how we presented Jim Ryan with the triple murder and the redacted report? Okay. Do you remember? How we presented him? Yes, I remember how we presented his image. Who do you think that's, do you think that we've convinced a large portion of greater Charlottesville and Admiral County

about any of that, most of them have no clue. They may have heard whispers or seen article headlines about Jim Ryan, but I think most people either don't know or don't care, and I think you're fooling yourself in thinking that enough people would have a problem with Jim Ryan giving the commencement speech at UVA. Well, we'll see. I mean, we'll see. I've inclined to think that the overall majority of people at the valedictorian address are there to just party and celebrate their son or daughter graduating or the actual people being fourth years graduating and moving on with their careers. Yes.

But we have, we have groups like the UVA dissenters that are breaking up Jason Miari's events. And you think You don't think the Jefferson Council is going to lead some kind of protest against Jim Ryan? The dissenters are the last people The dissenters will support Jim Ryan Yeah. But the opposite of the dissenters, the Jefferson Council, are they not going to... The Jefferson Council

are far too classy to come out with signs and make a mockery of a UVA graduation just because of some distaste for the commencement speaker. There's no way they're going to interrupt it just to say, hey, Jim Ryan did some bad stuff.

I mean, the guy still works at UVA. He still works at UVA. UVA does not want to get rid of Jim Ryan. In fact, he probably doesn't even work at UVA right now. He's on a 14-month sabbatical, still being paid as a president at UVA. Yeah. Jim Ryan's got the best job at the university right now, period. No doubt.

He's not working. And he's getting a large percentage of his presidential salary. There was never anyone at UVA that was trying to push him out. That's not true. I would say Rachel Sheridan and Porter Wilkins said we're trying to push them out in cahoots in conjunction with Paul Manning. I'm talking about the actual university. I'd say the 128 anonymous doctors were trying to push Jim Ryan out. And how big...

The 128 anonymous doctors literally had a crusade against Jim Ryan. And how many and how and what is the proportion of those doctors compared with the rest of the university? A small sliver. I mean, he called them the malcontents of any organization. flowers who did not get invited to senior prom that were complaining about senior prom because they were staying virgins that night. Exactly. So a very small number were actually willing to come out against him. Those that they may have a large contingent of followers who believed the same thing, but those were people that were not comfortable being seen. And I certainly don't think they would be comfortable being seen now.

That came up in our morning meeting. Don't say with whom our morning meeting was, which client. But our client made the point in the morning meeting that you have these two groups of people on the far left and the far right. It will forever be in Looneyville. And it's just the folks that are on the far left, far left in Looneyville, are much more loud and vocal and action driven than the folks in the far right in Looneyville.

For the most part. Well, especially around here. Especially around here. He made the point around here. 100% around here. If you're just tuning into the program, Jim Ryan is your valedictorian speaker. And we certainly didn't think we were going to be talking about him this much. I'm shocked that Jim Ryan has been selected as a valedictorian speaker.

I would not have been shocked if Jim Ryan had been selected as the valedictorian speaker in the graduating class of 2027. But I am shocked that Jim Ryan is the valedictorian speaker in the graduated class of 26, after what is arguably one of the most challenging years for any school president possible in the year 2025, where he was, he resigned under disgrace and battled with his resignation. Okay, you have to give me embattled with his resignation in 2025. Yeah, he was definitely embattled. To some people, they may have seen him leaving in disgrace, but I think by and large the public perception is that he fell on the sword for his greatest love, UVA.

And seriously, I think most people see, oh, most, look. It's a million dollars. Most people, I think, view this as overreach from the government, overreach from the DOJ, overreach from Trump, overreach from Trump, I see it as that. And President Ryan was in the wrong place at the wrong time and did what he could to preserve UVA. And whether or not you believe all of that, I think a lot of people see that. I think there's multiple truths. Yeah, there's always multiple truths.

There's multiple truths. All right, next headline. This is one we can take a deep dive in. Why don't we save the, we may need to save this one for tomorrow. we can wet their appetite. I want to talk about the Civo Hopon business if you put that lower third on screen. Seville Hopon Tours,

co-founded by John Craig and Andre Xavier, serial entrepreneurs, John Craig and Andre Xavier, talented businessman, John Craig, and Andre Xavier. I'm sure without question they'll know or hear or watch what I'm saying or if not are maybe doing it already right now. I could probably confirm that.

They have moved on as business partners. Andre works at the Borse Head at the inn in hotel management, Andre Xavier. John Craig, from what I've gathered, is focused on Patch Brewery, which is a fantastic brewery that both Andre Xavier and John Craig co-founded together.

Their business, Seville Hopon Tours, is for sale. The asking price of Seville Hopon Tours is 8,000. grand. You're talking top line revenue of $771,000. And they're willing to carry up to 50% of the asking price, carry some paper, a seller finance deal. But they want $400,000 down. And how it's being positioned by John Craig, who I believe currently has or may have had his real estate license, John Craig. How it's being positioned is an opportunity that is primed for an SBA loan.

Look, I do a boatload of business brokerage. The SBA loan is a challenging loan to get. It is time-consuming. the documentation needed for the SBA loan is intense. I mean, you're basically talking about needing to provide your firstborn child and this vetting process. Furthermore, the Trump administration has made SBA loans more difficult to get. Another challenging aspect of this deal is the depreate,

depreciation aspect of 26 automobiles. These are not appreciating assets. They're depreciating assets because they're vehicles. The longer the vehicles sit or the longer the vehicles are driven, the more the vehicles lose value. Like any car, we buy a car from a dealer that's new. What's the value drop as soon as we see? sign the paper and drive it off the lot?

Was it 30% back of the napkin? Okay? So you're buying a brand and the brand has value and you're buying 26 vehicles. Okay? I think this deal has upside. I think there's upside here because they are the market leader in brewery and winery transportation. No one has created a more visible business model than Civo hop on tours. Oh, and they certainly know branding and visibility. They know branding inside and out, visibility inside

it out. I see their trucks positioned all over the place. Their vans, their buses are everywhere. Yeah. Okay. Salute and tip of the cap to them for that. Phenomenal. There is value to the brand that you're buying. You also have to ask yourself, what if I start from scratch with 26 vans or buses myself? And what is the price point for those 26 versus the 800K asking? And then the time needed to build the brand after purchasing the 26. Or do I buy them over time the vans from revenue, the money that comes in from the business?

Yeah. This 800 number, my two cents on a talk show seems not in line with market conditions, economic climate, the ability to get financing, and the ability to start this business from scratch, and then build the brand afterwards. Those are my two cents. They may not want to hear it. I will close by saying this. I think this is a tremendous opportunity for someone because I think this is a brand that has a lot. of upside that just has two partners that are focused on doing different things and it are different stages of their life for a number of reasons which we don't need to get into personal we don't need

to get into but I think there's going to be need as someone who brokers deals some massaging on price I also think structuring a seller finance deal around something like this is going to be you're going to have to be incredibly creative my two cents and finding someone that has 400,000 that they can do up front down for something like this. That's a needle in a haystack as well. Next headline, the Adrian Autry headline, put that on screen. Ryan Odom has hired, fired Syracuse head coach Adrian Autry as his replacement for Griff Altridge, who took the head coaching job at Pepperline.

This is a great hire for Ryan Odom. Adrian Autry and Ryan Odom know each other. They coach for a handful of years at Virginia Tech under Seth Greenberg. Adrian Autry is a talented coach. He may not be a head coach, but he's a talented head coach. Fifteen years he coached at Syracuse. Twelve of those 15 under Hall of Famer Jim Beheim. He played for Jim Beehime.

He knows Northern Virginia. He knows New York. He knows the East Coast. He's a tremendous recruiter. This is a great move for Ron. Ryan Odom. Since Ryan Odom's taking the job here in Charlottesville, I don't think Ryan Odom's made a mistake, folks. There could be some questions for his rotation and who he substituted in, who he chose to play, maybe that. But he's built a program around international players. He's

kept Chance Mallory around. He brought it a brand new coaching staff. His number one guy got a head coaching promotion. In some ways, that's a positive for the program, because it means it's performing well. Then he brings Adrian Autry in to replace the guy who left for Pepperdine. I mean, this guy is skilled and nuanced as the CEO of basketball. Ryan Odom, tip of the cap for you with the Adrian Autry move. It's the 131 marker. I want to save the displacement story for tomorrow's show. Do we get every other headline? No. What other headline did we not get? let's see

the only other headlines I can think of we did not get was How does Seville stop displacing black citizens is lack of government foresight causing displacement Alpco soup says not only units won't be affordable

I think that's it Let's do the Let's do the Alpco supervisor The Bealipisto currently Read Hank Martin's comment We had a comment from Hank Martin Markin We appreciate you

That We got the lower third on screen? All right. Excellent. Thank you. B.A. L. A. L. Pistow-Curtley just stated on W-I-N-A

morning show that last night's decision to approve North Point for more housing probably unanimously approved. Probably will not make for more affordable housing. I mean,

I don't see a problem with them approving more housing. If we need more housing, but I know that there is a tangible goal in both the city of Charlottesville and the county of Albemarle to produce more affordable housing, and I don't think we've seen it happen. And so her statement is perhaps unsurprising, but it's sad for all of those that we're hoping that our locality could eventually produce at least a little bit of affordable housing. The ones that are affordable in this North Point project, and unanimously it was approved by the

supervisors yesterday, they wanted to convert the commercial units that have been planned for a decade or so into additional residential units, which yields 100 or so additional additional units. I think the number is 106. Additional units. That's back of the napkin from memory here, but it's just over 100. Those just over a hundred additional units, B. Lepisto currently

is saying, are not going to be affordable. And the ones that are affordable that are earmarked for housing affordability are tied to area median income at an 80% clip. Yeah. So if the HUD median family

household income is a HUD 125,900. I take that 125,900, and I times it by 0.8. And I get $100,720. I don't understand why that number is not flipped. It doesn't make any sense to me. How so? 80% of area median income.

Even if AMI was a lot lower, you're still not setting a very, you're still setting the bar, like pretty much, anybody can get under it. And anybody that's close to AMI doesn't care. Well, if you're the developer, you want those 15% of the units tied to AMI. 15% of them are earmarked for housing for affordable units. 15%. You want to sell those 15% units at exactly the 80% threshold. You see what I'm saying? You want to sell those units to buyers that are right.

at 80% AMI. So this metric of tying affordability to area median income is a broken metric. Yeah. Because as the median family household income increases every year and it's going to go up again and it's really going to go up when AstraZeneca's 600 employees come online in 24 to 36 months, they're the starting salary for the 600 employees of AstraZeneca. is 125 grand, starting for one employee. If those 600, starting at 125K,000 also have a partner that is working,

the median family household income is going to be skewed. Then you're talking 6,000 to 8,000 additional people that are sucking on the teat of AstraZeneca economically that are going to be moving to this area that are also well-paid, well-compensated employees, okay? Medium family household income is going to escalate. When median family household income starts touching, let's just use the the number 150,000. We can see a very realistic world where median family household income is 150K, right?

You times that by 0.8. You're talking at housing affordability tied to households that are clocking 120 grand a year. It's a broken metric. Yeah. And anyone that's saying we're doing this voting unanimously to help police officers or firefighters, or EMTs and rescue workers or waiters and servers and teachers to live in the community where they're working, they're full of dog do.

Because the waiter and the EMT and the police officer, even if they're married to another waiter or EMT or police officer, are not clocking 120K. Yeah, definitely not. So think about that, ladies and gentlemen. Real talk with Keith Smith. tomorrow at 10.15 a.m. And then we'll close the week,

which has been a good week. Judah's done a phenomenal job this week. A phenomenal job for Judah Wickhauer. We'll close the week with the topic that did not get covered today, the displacement topic. What is leading to our black and brown community being displaced or gentrified out of Charlottesville and Almar County at aggressive rates?

That's a topic that could be uncomfortable, but a storyline and a conversation that needs to happen. His name is Judah Wickauer. My name is Jerry Miller. The show is called The I Love Seville Show. It's the water cooler of content and conversation for Charlottesville, Elmore County, and Central Virginia. And our show, our viewership, and our listenership is absolutely booming. Ladiesy gentlemen. So on.