The I Love CVille Show With Jerry Miller! - Xavier, Alex, Nickolas & Michael Were Live On The "Today y Mañana" Final Christmas Special!

Episode Date: December 11, 2025

Xavier Urpí, Alex Urpí, Nickolas Urpí and Michael Urpí were on The “Today y Mañana” Christmas Special! “Today y Mañana” is presented by Emergent Financial Services, LLC, Charlottesville Opera and Matthias John Realty, with Forward Adelante.

Good morning, everyone, Merry Christmas, and welcome to today and Monday, I'm Alex. This is Xavier. This is Michael. This is Nick. Good morning. Merry Christmas, everyone. Merry Christmas, everyone. So we're here. I'm trying to figure out why is it that Nicholas brought his lumberjack shirt? I mean, are we doing something later? No, I thought this is a very Christmas shirt. Oh, is it? Oh, it's got red. It's got red on it.

But this is a lumberjack. I mean, it looks like he's a lumberjack. Maybe he is a lumberjack now. He's got the beard, he's got the shirt, and the hat I don't know about. I'm almost positive. I wore this for every Christmas episode. Oh, we're going to have to look back. Because I think I've worn it for every Christmas episode I was like, oh, that's why I'm wearing it because I got to wear the same.

Oh, you were. So, to be fair, it's flannel, so I actually do only wear it once or twice a year because I know it's too hot for me. There you do. So we're here. We are live with our Christmas show. It is our final episode of today, Manana, for the foreseeable future, for the time being, however you want to put it.

We won't close off any. We won't have all. We want to be like, you know, those quarterbacks that it's like, you know, I'm retired. I'm retired. I'm retired. Two years later, we're back, we're tired. I was almost going to the same way I was like these movies now.

They always do the legacy sequels or in 20 years. You'll get it to today. Exactly. We'll be back. And everyone will be like... He'll be wheel and chamber. He'll be really all. We have to get a new younger guy to replace Xavier.

Ah, I think you got... No, at least let us put him back. I mean, we'll bring him instead. You watch those movies, but let Sylvester Stallone. Doesn't matter how old he gets. He's not like Sylvester Stallone. He has nothing. What do you want to say?

All right, Cary Grant, okay? I mean, for the United States, I understand. Clark Day, but you know. So we are here in the I Love Seville Network set. We were presented by Emergent Financial Services. We are awesome partners with Matthias, Your Own Realty. We love Matthias. Yeah, we should.

We'll miss him. And, yeah, so here we are. The time has come. This is a great day to grab your traffic on leche. Sit down, watch them today, manana. Watch us not drain the traffic on lechis. You can have one. That's always been the premise of the show.

we forego the Café Tomlache that you can enjoy. I don't think it works that way. It's like the old Christmas story. Remember the kids like, your mother's like, remember you have to eat your food because they're starving kids in Africa? And then the voice over there is I never understood why me eating my food is going to make a

starving in Africa floor. Oh yes. Yeah, Christmas story, yeah. Christmas story, yeah. The kid never understood it. Exactly. But somehow in a mystical way, us not having the trafeito-tze. Cafeton-Natje, I love those you. But we're doing the show so that they could sit down.

And watch, exactly, and enjoy the confederate. That's right. Exactly. So be sure to send these any questions, comments, thoughts. Dr. Elizabeth Derpe is watching. Maria Earpie is probably taking an app or having fun. Maybe. She's missing her daddy.

Orpe is 100% taking an app right now. I knew that before we got on. He's going to miss the whole show, hopefully. But maybe they'll watch, you know, 20 years from now, they'll watch the highlights, and they'll be like, what on earth was my father? Why was he in a Santa? Why did they do that? Why were they in a Santer?

around the table pretending to be podcast she'll like you when she's like five, six and seven years but then when she hits her teenager

she's like Daddy you were so dumb why you were that's stupid my friend spoured you on YouTube but to be fair she doesn't have to watch

the show to come to that conclusion no that's true that's true oh man oh man see this is why we don't bring him on that's right

exactly yeah like who wants to do with him one hour a week but uh yeah we said we would start with any

So throughout today, feel free to comment. We could be one of those open house things. You can comment on anything. Anything, that's right. It's at the Open Friday. It's on a Thursday. Open Mike Friday, except it's a Thursday. They can comment and ask any questions, but we were going to open with remembering our first one.

It just feels incredible how fast time has, yeah, the time has come by, five years. Yeah, I mean, it just doesn't feel like five years. But all I was thinking about was literally that first day where, you know, you and I, I mean, you come into my room in said, can you tell me again why we're doing this? And, you know, we're driving and we get all this stuff. How do we convince us? How do we do that? So Jerry's very good. I convince the people that things. It makes you feel like, yeah, you can do anything.

And then you sit there. They go, wait a minute, I never did that before. How did she know I can do it? How did I develop the skills for this? But, yeah, so we were right, why are we doing this? We're driving in. And remember, the first shows, everyone was by Skype. Skype. Skype was Skype. No, no, one was. Actually, God bless them. Sombreros, Lucrezia and Bernardo.

I think they actually came in. They actually came in. But everyone else would like the whole schedule was Skype. Exactly. Except Lucrezia Bernard. They were like, yeah, we'll come in. And so we're driving. Remember, we get on to Darth Road.

And it's backed up because I don't know if it was an accident or something. Did we ever find out? No, I have no idea. I still do this day. And of all days, I'm driving. And I do not do well, super stressed. Right. Exactly.

So we're late. This whole thing is backed up. Garth Rose, you cannot get anywhere. And he's like, no, no, no, make a U-turn. But like the U-turn, not like a legal U-turn, make the U-turn where like, you keep to see if anyone's talking. No, it's not a legal U-turn. You can't just make a U-turn on a yellow line on a one road road. That's not, maybe we shouldn't talk about past criminal behaviors.

I know, I know. It's natural limitations. It's not up for that. There's a speech called emergencies. You should make a U-turn. So we'd like, so I'm not. I'm like, quiet, let me do it at my pace. I made the U-turn, and we had to get to this studio

by going all the way we went to Free Union Road, all the way around to the early Zill Hydraulic, and then we turned around there and got to this place the whole long way. Well, Mikey and I were in the back not saying a word because we knew that if we said anything... We weren't there that day. You were in the back seat. Yeah, you're all going together.

No, we didn't go to the first show. No, no, you didn't come to the show, but we dropped you off at work. Yeah. Oh, for sure. That's why we were so nervous. Like, we're like, let's not say anything. Yeah.

Otherwise, yeah, we're going to make it worse. Like, just let the two, the supposed co-hosts who the first day are fighting in the car about whether or not to make you turn. Let's just leave that beat. It'll resolve itself, hopefully, by the time we get there. Is that it?

We made it. We made it. We did the first show. We had this time where you and I would share the earbuds by each had one earpiece. Well, one of it was, I think it was, me, I couldn't hear it. The first show, right? Oh, the first you didn't even hear. So, so you had to tell me, you know,

what is that's the question. So then I have to, it was, that was hard. And then remember the first half was all Spanish? No, the second half. Oh, the second half was all Spanish. Completely in Spanish. We hadn't yet fitted out the bilingual stitch. So the viewership was probably like, you know, that's what happened is that like you'd get this weird, like, drop, and then I watched the numbers and it would be like the first half, there'd be retention, and then the second half,

the retention was gone, and then it would like come up. Then it would spike it down. Yeah, because. Oh, yeah, yeah, yeah. They hear it and they're like, oh, wow. It's Spanish. I recognize that.

And then we finished the show, right? And Jerry, God bless him. He goes, that was great. Yeah, you guys, it was fantastic. You guys are so good. You're natural. You're natural. But here's some stuff you need to work on.

For the future. Here's some thoughts. Then the opening and closing needs to just a little more. We didn't fix that. It's true. But the funny thing is that. walked out and I said, you know, you realize that Jerry just, he bush your ego and then

he tells you everything you did wrong and you still feel good. But it's the best way to do it? No, absolutely. We didn't feel bad. We were like, okay, this, that's so bad. I just have to do this, this, this, this. I got to change everything. And then what do we do that? He's a master chef at the compliment sandwich. It's like, right? Yeah.

Oh, yeah. Yeah. So we did. Little by little. The intro got smoother. How long did it take you feel comfortable? Well, you sat there and like, about four and a half years. No, no, no. For Alex, I don't know soon. For you who knows? To be honest, I would say the nice thing, it really

got, it jumped the comfort level as soon as Stipe was over. Yes, exactly. The Stipe was the most, because the issue what the Stipe was, right? There's a delay. Right? So I couldn't like kind of interject if someone was going long or like, see if they'd answer. And

the British Stipe was you never knew they were going to show up until like they had the Stipe connection. That you would dial them on Skype. Yeah. And you were like, you know, pick up this type call. You know, I'm just in here. I have no idea what I'm going to talk about.

We weren't yet. We didn't get, we weren't comfortable yet. That's what I said you weren't comfortable. If it was today, you'd be like, we got no one on the show. Oh, they didn't show off on the show. No problem. Yeah, we weren't yet comfortable. We'd like, we need it on the finance topic.

But as soon as everybody was kind of in person, it was like, all right, yeah. Because now I just feel like they're there. By then we were in the swing of things. we had probably done a finance topic or two so we were like, okay, yeah, I know how to just wing it. Asked Xavier about the Fed and we have, you know, 30 minutes worth of content. You know, so especially at that time. Yeah, that's right, yes.

That time we had basically from 2021 until, what, two months ago, we always had complaints about the Fed. They were too slow to do this. They shouldn't have done that. They shouldn't have done this. And to be fair, we were right every time. We've been like that for the last 20 years. It just happened to be that we were on the show before.

We could go back before the record. We were like, yeah, they're not raising rates faster. They're going to cause inflation. Inflation. And then for the past two years, why don't they lower rates? And finally, when Powell's life, here we realized that, you know, tariffs is at a one-time increase in prices. It's not like permanent on going to inflation.

And he and I are like, uh, duh, a duh, I kind of knew that from one-on-one. So for the retro, we were always right. Yeah, you were always right. We didn't say that now because there will be no more future predictions. So we were always right. That's true, right? We don't have to make any future predictions. But then after that, it just became a lot easier.

And especially, you know, when people would come and either bring, you know, cookies or food or wine, or, you know, liquor. You know, that was really, really fun, right? Because you got the ability to taste and talk about it. And the nice thing is most of the time, you could tell that the guests were somewhat nervous at first, but within like two, three minutes, boom, especially some of them.

It's like, fume. Remember the one guest to have a question that she needed? I won't say her name because I don't know if we said on air that she needed it. She was so nervous. And so Jerry had left of him. And he's like, would you like a little? like, you know, I think it was like a Vite Spirit's rum or something. No, no, she had bourbon.

Oh, bourbon. The bourbon. It was straight bourbon. And she just had, she had the bourbon. I know, yeah, let's do that. And then she was good. Yeah, it worked. It worked. That was all my doing this. That was fun.

That was fun. And then, yeah. Now, we had some good shows where people were coming out and they were very passionate about what they did, which always made it exciting. Exactly. That they come and, like, share, like, whatever they baked. There was something, you know, like the liquor.

Like you said, it's like, oh, look. Ian, Vite Spirits. He was our first partners. He was our first sponsor. He was our first sponsor. Man, yeah, every time he had something great that he would like surprise us. Because he would then do, like, remember Christmas time would come,

he would pull out the, that one, the pine tree flavored. Yeah, yeah, exactly. That you were like, what the head this is good? And it actually tastes like Christmas trees. I mean, I don't know how you did this. I still have that in the back. I asked someone in the back of my cabin dinner.

And then he had that, the maple cream. The maple cream. That didn't last long in our house. Yeah, that was gone quickly. Yeah. Yeah. Yeah.

He had fantastic stuff. Yeah. You know, that was a lot of fun. But that would certainly get us going, drinking the 10, 15th during the morning. Yeah, we definitely had to run the, it's five o'clock somewhere.

Exactly. Stick. But Michael was right. One of the things that I really, really liked was when you just see the passion. And the people had, yeah. And the other thing was, like, I just, it never occurred to me how many small businesses there are in this area that are trying, you know, are just starting or they've, you know, they've been going on it for a couple of years. And, you know, their products, how they came about it, the stories. It was amazing.

I mean, I really, I mean, I kept the point where it was like, I enjoyed the Thursday mornings when we had somebody on. Yeah. Because I learned so much, and it's like, I didn't even know that business existed. Exactly. Who found that business, though? You got to get credit to somebody. Who? I don't know.

The GMO. Found a lot of those people. He was the world's greatest Facebook stalker. Facebook, Instagram. Well, it's funny how it got, for a while it got easier because Facebook would just send you people. Yeah. It would just recommend, like, this new business because it's, He was like, okay, if you're looking to make a new job.

Oh, so you didn't work very hard, in other words. Oh, no. I don't. Here we are. I think of it's hard. To be fair, just so everyone knows, like, out of every, like, seven to ten emails or messages you send, you get, like, one in response. Yeah.

You have to, like, to fill up the shows was, like, a lot of emails managing. And then, not to mention some people, some businesses don't have emails. They only do Facebook. Some only do Instagram. So you're, like, have to check every single one every day to make sure you're not, missing someone. So it was a lot of work. It's a lot of work that goes on behind the scenes.

It was a lot of coordination. To make it happen. Which is not everyone's a strong suit. Meaning? Yeah. Some shows went empty when they weren't supposed to be. Or every once in all we would walk in and God bless Judah too. We would walk in and I would look and see

like three people and I'm saying to myself there's only supposed to be two people. and Judah and I would type and like look at each other like something something's off here and we're really hoping one of these groups is like marketing you marketing

no no we're with so and so and June and I are probably both in our hands like but he would usually be able to someone like never got back right they never responded so I guess they're not coming and they'd be like yeah they just showed up but we would just like work it

You know, quickly, like, add to third person, and they would be like, oh, I don't know. Do you want us to come back to another time? And I'm like, no, we got this. We'll figure it out. I'm looking up there while Judah's adding them to them. You're trying to look up questions. I'm looking up their website, like, what do they do, what are the questions, right? We've read it a couple times, too, where they've had this obscure name.

And I remember we go in and we're like, what the heck did these people do? I don't know what they do. What do? You know, but you have to pretend, it's like, so what about you business? Yeah, exactly. There was sometimes, yeah, I mean, we've had people that did really interesting things that you're like,

I didn't even know. This was a job. This was a thing. Yeah. Yeah, that's what I mean. I mean, some things are like, wow, I mean, who came up with this? Who, you know, I didn't know this would even a business here.

Yeah. That we had, yeah, we had so many. There was, I remember one of the ones always is, remember the highest of woodworking kid? Yeah. I forget his name, poor time. Seth. Seth.

That, he came in, and basically, he just, he fell in the woodward. He bought the super wooden raving machine, and he made all the little laminal things for all the laminal holders for all the health care workers, that you need your card to get in, and he would make these little wood things. You would stretch it, ding, to your card, and then it would be attached to you. And he had the whole thing, making all those things, and he would design them with whatever you wanted. and engraved them with this like high-tech wood engraving machine that you would like I never thought that would be a thing

and there he was on the show and there you are about here's a young kid from high school and he realizes what he likes to do all of a sudden he found a passion that he loves and an entrepreneur yeah and that's a key entrepreneurship right

I mean this is so many people out there some of the young people that were coming on the show and like they were starting these businesses really like that or straight out of high school that's kind of that's a lot of fun because you especially at that age they're you're talking about the passion but there's also the energy of being youthful that's just you just sort of like ah man I just wanted to do well like I just yeah like it's not that you don't want you want everyone we course we want every business to thrive but like in particular you see somebody that's full of youthful and doing yeah you're like

yeah you just want it to work for them because you're like they're they're they have such a vision at that age and you're just sort of like, man, I remember the things I wanted to do at that age and none of them happened. Go ahead. Legomaster built in there. Yeah, no, I didn't realize I needed anything. To be fair, I never knew I needed an engineering degree to be

a Lego master, so good to do it. That went out like that. So you tell me that the only, like if you created a Lego set and you weren't an engineer, they wouldn't take it from you? Well, to be fair. No, no, he means that to actually. To work for Lego. No, I'm saying, oh, to work for Lego.

To work for Lego, like in Denmark and all that, you need to have an engine. I think they're all engineers. A lot of them have a lot of engineers. Yeah, they're all engineers. But to upload Lego, like the thing called Lego Ideas, I guess if anyone's not aware, and we're doing the Lego episode at long last.

Finally, we've got to the topic that we all love. You can submit to a website called Lego Ideas. You can upload using a, there's a program called Studio 2, and you can design Lego. it was created by a fan like this this whole thing was created by a fan you can design a Lego

upload it to the website if it gets 10,000 votes the Lego staff will review it and if they approve your idea you get a portion of the sale proceeds you actually can't and so like

there's been a lot of even like Christmas failure one day there was a home alone set there was do you remember the nightmare before Christmas oh yeah yeah

like there's like all these sets like these were created by fans like it was like okay we're going to prove this idea I assumed that they had to go buy the IP and all that stuff but like

then the the creator actually would get a portion of the proceeds and 10 versions of the set that you work

worked for that permanently I mean to be fair that was Mikey joke was that I was like I was going to yeah yeah

if I were at the if I were in your pie first choice I would be honest I never thought of it I never thought of it

as something that I could have done but like to be fair that wouldn't have been that would have been enjoyable just like coming up with sets

especially since now they've come up with more adult Lego theme stuff you're just like modular Roman this Roman then

Ancient Greek Well I would have been like trying to get that all done They want you Do something different Okay Ancient Greek

Ancient Greece Yeah there's like The Beethoven set Opera house You know Opera house All the music People we've had on

You were always here With music Yes That's when we knew Nick would come on Would be like Oh so much of opera's on Oh Nick

Nick's on today To be fair I do Part of that was that I knew The questions to ask too Yeah

because, like, you know sometimes you didn't get to ask those questions. Well, you, with that time, I was with my show, Ben and Michael Sloan, and Xavier was with me, and all he did was, like, interrupt my question to ask kids' questions. But they were good, my questions

good, and they loved those questions. There you are. I still, to this day, don't know why your questions. You wanted to ask questions like they would like... No, I think Michael Saul used to appreciate Nick's questions, because he would get really excited because Nicky would ask something that's very, like, musical-oriented that. He's never, I'm sure nobody asked him those questions.

Oh, exactly. I asked you there questions like, oh, well, what's special about this piece? Whatever, like stupid crap like that. And they could be like, oh, you know, Bach, when he was making this, he was doing it so sort. You know, Michael's not going to be like, oh. Yeah. I actually did talk music. Well, right, but that's part of it is that, like, there was some, whenever one of us knew about something,

it was better to have them on the show because they knew the questions to ask. And I think about Xavier, that, like, he never knows, he's like the average. anything, yeah. There's no anything, so we asked the average man's question, but I thought that... The every man. The every man. The every man. The average man. What's the difference? Why didn't this is the term? It's like the average man. I like every man better than average man. He's the above average. Wait a minute. Jerry told me the first day, that was really, I mean, now you're telling me I'm average and Jerry saw me good. Which one is? affable. Affable. Affable. Matias is tuning in saying so good to see you all on the show

together doing the Erpy Family Christmas episode. We missed you, Mijius. We're glad to be able to... It was so good to see you know, him last week. At least he got a chance to do one more show. Yep. Now we love for now. For now. Yeah, for now. For now. But we loved the

monthly meetup. Yeah, so calm. I mean, he's got that calming voice right and, you know. Yeah, I had to talk to for like three hours. Although the funny thing is that after his first episode when he was sponsored, he asked me how he did he was very quiet so I was very honest with him I said

you need to be a little more Italian and get it up he does love Italy so that's why the joke works I'm like he's got to be a little bit more time he's got to get it up a little like the German is great but it's got to come up a little bit you got to you know like come in let him come out a little bit but you're funny too just how things have changed right when we wouldn't when he is first started he had no kids you were not, were you married, you probably were married.

No, by the time Matisse started. By the time Mathia started. Oh, the time Matia started. Yeah. And by the, but when Matia started, I don't think I was married yet. Yeah. And now, I'm married with the kid.

Matias has two beautiful baby girls. And you were married with the baby boy. So it's like the transformations and the time. And Michael's still vital. Never changed. And if David's gone holder. Barely.

barely The hat makes me look old That's what it is Actually the hat's hiding And no one can see the difference But you want to do the before and after You don't want to take a look at the first picture You take down the shot

You're like, oh wait Oh yeah, some good Bonds What did you guys think When sometimes you'd have to eat on the show Because I used to love it And hate it at the same time I used to love one bakery

Would come Or like in a place I did like little meals Because then they'd bring the stuff But I hated eating on camera Because I was worried about like Because I was worried that it's like you know, you did have something dripped.

And you got something dripping and everyone could see it. I never thought about that now. I would just like, is this dread? It was easier for me because I would let Alex talk. And I would just finish eating what I was eating and then answer, ask whatever question I wanted to ask. So like the time we had the pizza guy that brought the pizza, remember? Yeah. Sam came with the opera the same day as the opera.

Yes, yes. He brought like two pizzas. I would just literally when I got the, when he was passed down the pizza, I sat there, ate the whole slice. it's tossed and then was able to be like, this is great. I couldn't eat all the time. You had to keep the show going. What happens is I would have to take like a small bite while someone else is doing.

Because I'm like, I can't have my mouth full of food. When the time comes to ask that question, and you don't want the awkward pause where, you know, you ask the question, they answer. Everybody looks at me. My food at my mouth. Giant cinnamon raw. And he's just like,

luckily we didn't have anybody who brought something that would physically couldn't fit because that's always the because you know how like sometimes like Ivy provisions they'll make their sandwiches so big you're like I have to like there's a heart it was rare I mean a couple of times that happened once with I remember once it happened to us where it was

one of those kind of luncheon meals where it was like cheesy and stuff like that and I'm looking at that's kind of messy man this is not going to be easy right but we've had some good stuff but thankfully everyone who brought stuff it was always delicious I never found myself

having to eat something. Yes, that I never had to fake it. Delicious, right? It's like, yeah, when it's like you eat something. That was to say, first off, we like everything in general. But it would have been possible. It's possible someone could have brought a bakery that was like, oh man, this is just not.

This is just not. Yeah, it's not good. And you have to like pretend. Yeah. You can't hide disgust when you eat something. You could say it's delicious, but you can tell by someone's a bit, you're like, oh, it's delicious. No, it's delicious.

No, but that didn't really that never happened. Like Marie. Yeah. But my daughter, you put the juice with it. I'll have some more, though. My son is just a bottomless pit.

There's anything he just gave him, he just eats it. Yeah, but that never happened. No. Actually, everyone we had on actually was delicious. Even if we like, because we didn't vet them. It's not like we went and tasted their stuff, made sure it was good,

and then brought them on the show. Like, sometimes it was like, I have no clue if this pastry is going to be good or not. And you're like, oh, it is good. You know. And those are probably Judah's favorite shows

because then afterwards we'll be like, go ahead, Judith. Have some. There's some prongs left over. The drinks is what Judeo appreciate after having to deal with us

for an hour a week. We pour a little something. Everyone's swirled. It's like, here, have a class of morning. Yeah. Well, we've had some beer people come on. Remember they brought

these cans of beers? No, there was like a spicy one. Remember? Do you remember? Yes. Who was that? Was that? Southern Revere was it?

It was Southern Revere? That they had, yes, that spicy Mexican beer thing that you would, but I mean they made the beer and they put the other the members of the little powder or something that you mix it yeah It made it spicy

It was the weirdest thing but good Yeah it was almost like Like a Mexican Bloody Mary mix Yes, that's a tomatoe And we sat there and I have no clue If this is gonna be good I'll never have like a tomato spicy jalapino beer

and then you taste it. You're like, this is good. They made very new beers. Yes. Yeah. Yeah. They would like the closest I've gotten like to like American beer that one of them actually tastes that it was made like a European beer. Their Belgian one

was really good. Well, because a lot of times beers here are a little hoppy. Yes. The after bite we're not really crazy about that. Yeah. It's funny because I always wanted random row to come on the show because I love their beer because they have one that's yeah we do what happened we just never and just never clicked yeah but it was one of those things that they have a beer that's like a 12 like it's like a 14%

beer oh yeah yeah the super dark they serve it in a toniac glasses like the closest thing the beer comes wine and it's a style like it's this this was made for me this is a beer that is more to my right right right so yeah well it's a jack beer it's more like it's a it's a beer for people who like to drink wine is really what it is. No, I was like, this is great, you know. Oh, cognac. I mean, especially if it's in a cognac glass. It was in a coniac glass. It was great, too. You could just hold it in this.

Nothing like a lumber job holding a full of beer. That works out so great, right? That was good. Yeah, no, we had to dance and good stuff. There were moments I remember once I was on the show with Michael and he's got all the questions, right? And he asked

the lady the question. The first question, and she goes through. And he answers all of them. And this is all of them. He's looking at me like, well, that covers all the questions. Yeah. We didn't have many questions. Like, for that day, I don't remember what the lady did.

You were like four questions, but she answered them all in the first question. It was an event for Ips. Here we go. It was an event for I, art park. Oh, was that what it was? Yes. Yeah. I remember I was watching.

Yeah. I had you on the thing while I was, I forget if I was sick or if I was had something that work that I had to do. But I would listen. And I knew it. The moment she runs through the whole that she went, like the who, what, where, when, why everything. And I'm like dang it, only three minutes of the sitting there. What are they going to

do for the message? That seat's always tough too because then basically I'd be having to stare at Pops. It's like please have a question. Please have a question. Please have me. It's like someone, one of us come on is your brain starting the record. What do I ask? What do I ask? What do I ask? I'm like, please please. Alex is

always so good at it. I always know he's got a question up his sleep. Yeah. It doesn't matter what it is. He can find a good question to ask versus me and Pops. I'm like, please Pops have something to ask. Which is why we're doing the show with Nick Aber once I was like I was like man I got to have the questions because I know if I sit there him and I just come to stare at my face absolutely true I remember I did this so the solo show once with Greer Kelly was amazing oh from Friends of Seville yeah and it we had a really good

conversation for about 45 minutes of it but I should have ended it there because then I realized that I had nothing and I sat there trying to think I'm like I got a question how do I put this it's going to take me five minutes to think of how to phrase it and then I was and then poor Greer was just like waiting on the edge of her see like what's he gonna say you know and then then I threw her a question that she was completely unprepared for because it just came to be in the moment and she again she was a great guest yeah but it's one of the you can't do that you know you can't ask this very difficult question why Xavier always asked questions that people are totally unprepared for I run them that's what I every time someone would we would

do the intro just like before the show I was at talk to each desk did them an idea what we're to talk about right and so I'll be like you know we're going to talk about you know if it's okay with you know how you got started what you do right And then I'll just turn and say, and Xavier is going to ask questions that, you know, or I'm not prepared. So just be prepared. Be prepared for the end. Well, it's only because as the conversation goes, something pops in your head. So you asked a question.

And that was one of my favorite moments when we had Virginia distillery on and you asked her what single malt because she was talking about single malt. And I'm like, and I was like, thank God you asked because I didn't know it's single malt. But I was like, all of a sudden I was like, yeah, I actually don't know what that means what a single malt is. But it's great because there are people out there who have no clue what a single malt is. is. 90% of people probably don't know what a single malt is. The difference is half of us pretended.

Well, wait, what happens is, remember, there are questions you don't want to ask because you don't want to sound you feel like if I ask them and go sound dumb. Like, I don't know anything. But Xavier doesn't have to worry about that. It doesn't worry about that. He just asked the question. I don't worry about that. See, once you hit... And now it's asking, you're like, I knew that.

Once you're certain, once you hit a certain age, it doesn't matter. It's like, when I was young, I was the same thing. I'm not asking that question. Because if I, you know, somebody's because he's stupid, right? But now it's like, what do I care what they think of me? And I'm going to, I don't know. I would have. I don't know what it is, yeah.

You're just a nice old man. That's all. Yeah, it's a nice old man. See, I just remember. What I would do is I would phrase it like I know, for those who don't know. What is single malt because for those who don't know includes me doesn't make a difference, but you have to phrase it that way. For those who don't know, could you explain more about this, you know?

And it turns out you are the one who doesn't. doesn't know but they had good stuff too no yeah that was good that was good you bought me this cider cask one i think i did for my birthday last year or something it's gone now but that was very well i'll tell you one thing about our area the distilleries are really really good i mean the brewers and distilleries they're amazing they really are i mean you know the ragged ranch is always you know i mean there's just so many of these distilleries that you know i taste them's like Stuff's good. It's really good.

Our uncle is a big bourbon whiskey person and he still tells us that like what he can get in New York is not like is not as good as not like he gets stuff here not as good for the price yeah as right as he can get

yeah here. So like he loves when he comes to visit world which is like all right let's find it. Especially if there's like a sale on ABC he just I mean he just put just buys a box full. Yeah. It's amazing.

It's like you know it's not wine you know because yeah. no, we just have one every day. It's okay. No, you know, we've been lucky. We've been lucky. I mean, to be fair, this is historical that we've got to throw in at least one fact. Historically speaking, we are big bourbon because of George Washington, the man himself,

the first president, ran the biggest distillery in the country for a number of years. Mountain Vernon was the biggest one. I did not know that. For years until, like, it ended up changing hands, and then they didn't keep the distillery. He said, so American, who was the first leader of your country? Yeah, he had a farm. He also, you know, the biggest distillery in the country. He said, the first American president would be the man who had the biggest distillery.

And he was convinced by his foreman, who was Scottish, who was like, yeah, let me buy the still. I'll get one an average size. He didn't get an average size. He got the biggest one he could, and they made as much as possible. It was the biggest in the country for a while, is what it was. So, like, George Washington didn't realize that, like, he didn't realize that, like, He, and the reason, one of, the smart thing was it's a better product because he was growing wheat, but if wheat had a bad year, you can't sell the wheat. But if you're making whiskey, you can buy the wheat from everyone else, make the product, and continue to sell, you know, a reliably good, he didn't age it.

So it's not like whiskey today. It was clear because he didn't age it in barrels and all the color comes from the barrels. Right, right. But George Wasley was like making, everyone was drinking Mountain Vernon brand whiskey for like most, like tons of people around. the country and it was all from George Washington's thing. So I'm like it's Virginia here that we had the biggest distillery and it was with our first

present, one of our own. Well maybe that's what made them such a good president. Yeah, right? It's a point it's true. It's good to know. Well, that's what made him such a good president. Let's be honest. I mean, at the beginning when you think about, you know, the people that ran this country, they weren't literally

politicians, right? They were farmers or workers or whatever they may be lawyers. Right? Today is like they're all things. They weren't. They're all politicians. Be honest, I'm reading this James Madison biography. Trust me. The politics.

Monroe, yeah, sorry. And it's so dirty. You have no idea. They were real. In reality, they were just like our... No, no. Things have not changed that much. Yeah, they were all lawyers.

Yeah, but the people themselves sometimes when, you know, their backgrounds, you know, I mean, you get guys today that literally just they come in, their house of represent. And all they have to do for the rest of their life is be politicians. They say, well, I understand the working person. Why, how do you understand the working person? If you never worked that day of your life, right? I mean, granted, I know that they work. But listen, I'll give an example from Monroe.

I mean, basically, since the time of the end of the revolution, he went from being minister, they sent him out to France. I forgot what you call that when you're like a diplomat. Basically, he went to diplomat. Then he went back to the House of Representatives for the Virginia. Then they made him governor. Then he's going back to diplomat under the... This guy's like for like 30 years is just staying in the politics.

So in the end, it happened even back then. Maybe different jobs. We're doing this easy stuff. To be fair. I never forget I read the George Washington biography. And I realized that Thomas Jefferson is the secretary of state, hire as a die. So Thomas Jefferson is the secretary for George Washington.

Hires a guy who has a fake job at the secretary out of state. And whose real job, what Jefferson really wants to do is to anonymously run a newspaper that just blasts the George Washington administration every day. So as you read it like, poor George Washington, like your own administration is paying a guy whose single job is not to actually work for your entertainment but to write terrible articles about you

and how terrible you are. And your own secretary of the state is doing it. It was hilarious. They would basically go into their own newspapers, the Federalists or the Republicans, and basically go and write articles bashing, like Monroe would write about Bastion Hamilton. But he'd use, like, a surname.

A pseudonym. Yes. What else? It's always like, I didn't have to do the same thing. My favorite is that they'd always use, like, these ancient Roman names would be Titus would be. Publius, yeah. Publius would be writing some dirt. So nothing's changed, then.

No, nothing is changed. But the only one thing I will say that has changed, the amount of time it actually took to get through certain schooling. Because now, like, who knows how long it takes to be a lawyer? And Patrick Henry became a lawyer in six weeks. Because he studied enough to pass the borer. There's more and more and more. and more loss, right? I mean, it's like everything else.

I mean, Thomas Jefferson took five years because he wanted to take more time, but the whole point is... You could actually become a lawyer. Like, you'd be like, I could just take a two, three years, become a lawyer. Now there's so much that it's going to take you

eight years at the very least. But the President was Patrick Henry, a good lawyer. He was an excellent lawyer. He's famous for being a lawyer. I mean, he's famous for... He wasn't very diplomat, very lawyerly, when he said, give me liberty or give me death.

But that is, well, to be honest, it wouldn't it be nice to have more lawyers that were like, I need to refrain from using this statement because they could take it too literally. So, like, add an add to endem saying that when I say death, it is a symbolic reference.

Like, this is the issue with lawyer states that a lawyer wouldn't say that because he's like, well, that could actually cause problems. So I'm not going to say that. I'm going to have to write it an end of that. I wouldn't want anyone to just construe my statement about death. So let's make sure that we clarify what I mean by liberty and death. And, you know, that's

section A and section B. Like, this is the problem today. It is, absolutely. you go through a contract it's like a simple agreement it's about 20 pages and you go man it's just a lot of garbage in here yeah and you can't read it because the language is the way it's written and hereby

this person the participant it's like I don't understand who's who in this thing in order to clarify things that made it so complicated that it's impossible yeah how do we did on this this is the Mount Vernon this is the Mount Vernon Distillery this is the classic earthy

conversation we start at Mount Vernon and we end up with distilleries and we end up with lawyers. This is your last chance did you want to do like one little finance tip? I mean you can make a prediction. No way.

Well, no, but you can make a prediction like I think the one's going up 100% next year and then this way someone's like, oh, if it says that you never can be shown again so you don't have to worry about it. I'm not going to say, well, the market could go up 100%. I'm not going to say that.

Did I ever tell you quickly about, we were talking about like these two trackers out of famous is the Nancy Pelosi insider trade and track tracker, right? And then there's the reverse Kramer, right? The Nancy Pelosi is like the second biggest ever, like it makes

like three times with the stock market returns but she, it's still... Oh, it only ever buys what... Whatever Nancy Pelosi buys. But it still cannot be the reverse Kramer tracker, which is basically people buy whatever... Jim Kramer says to not buy. Yeah, whatever. It's the opposite of whatever he does. So if he says buy something, they sell it. And if they sell it short, they

buy. No way. Yes. You mean, it outperforms the Nancy Pelosi tracker. That's crazy. Can you imagine? So basically not going with a trend. And he's still on, isn't he? Yeah. I'm pretty sure.

But this is why they're keeping him on so that other people, those guys are paying CMBC to keep him on so that they didn't make money on the States. Like if you already was going off and I was running that, that ETF or that what was your fund, that tracker, I would immediately call up the MC be like, I'm donating money to keep him on the air. Well, think about if you had to die that you knew that you'd make money by doing the opposite of anything you said, I would pay that. die to keep giving me advice but as I knew that I would make money by just doing the opposite of whatever he told me to do. I mean, he's just yells and screams so much, right, that it's like,

I remember his shows, right? I mean, the best first was the best one. This is a buy, this is the best time of buy. And it's like, I'm sitting there going, I don't know. I don't know about that. How long after that did Bear Steers no wonder? Not long, for a few weeks, I think. A few weeks.

Yeah. It was a great time for something, but it wasn't to buy bird's 30. No, but we should have had the Xavier tracker. Every week, he's like, this is what you got to buy? Yeah, sure, right. Well, on bonds, the Xavier tractor would have done pretty well.

Interest rate. And interest rates, yeah. If you had just done whatever Xavier said on interest rates. Well, I remember one, so this is when I was still working at the previous firm, right? Yeah. And so I had an opinion, and I said,

Rachel coming down. Everybody said, Rachel, going up, and I said, no, race is going to come down for six months, right? and my own people say, you know, you can't say that. Why not? Because everybody thinks rates are going up. I said, so why? And what's the big deal? I mean, that's just my opinion.

I mean, it's my opinion. And then here's why, right? And because even like gunlock and all these other big bond guys, the PIMCO, the rates are going up? No, this is why. So I recommended that they buy the long ETF, that 20 plus year. Oh, yeah, yeah. Right?

I said, have put that into your model. I said, you show you, yeah, put it in that model. I said, well, we'll balance it out with some short stuff, right? So we did. The thing went up like 25% right, it was unbelievable. And so one guy, one guy, one of their

clients close me up, he says, you know, you really should be on TV because, you know, things like that, you make you famous, I said, I don't want to be famous because that doesn't mean, I'm going to be right on. But in the end, you ended up on TV, became famous. You ended up on Facebook and YouTube, so you did end up on TV. But it's just, you know, it's just one of those things

where you follow people, you look at people and they have like, you know, these opinions and I sit down and go, do you realize if you go back in history, most people's like half at a time they're wrong? Yeah. Like PIMCO, the PIMCO was like wrong for like three years in a row because they, you know, before the crash, it's like they kept talking about, you know, not the crash, but they're talking about issues, right? Yeah.

But three years into it and I said, yeah, you got it right, but for three years you were absolutely wrong. Exactly. So in other words, sooner or later. with interest rates, I mean with bonds and ceases, sooner or later, you say interests are going up, they're going up, they're going up, five years later, I told you were going up. That's the problem with that, right?

If you're like, if every year you're starting to go down this year, and you say that the stock market is going to go down this year every year for 15 years, sooner or later, you're going to be right. I was a genius. Yeah, but you were wrong, like, you know, 10 times in a row. That's the world we live in. That's why, you know, it's like I always tell people, you just, you got to read everything and make your own opinion.

Exactly. the one year he's right, he's going to do the billboards the next year saying, I was right last year, I was right, and people said, oh, I should buy his stuff, but because he was right last year. I said, well, where was this billboard? Bloomberg used to do that, right, once a year.

So Bloomberg at the beginning of year, they talked to 100 economists, right, and get all their opinions on the stock market, the bond market, et cetera, right? And at the end of the year, they published who was right, who was wrong, right? And it was incredible how it would flip every single year. These guys were

foolish. That guy was bearish. This guy's always bearish. The problem is I think people get, somebody was writing about this. The only issue with some economists and investors is that they are shaped by the first thing that they experience when they become fully

invested or economists. So if you, for instance, they're basically saying like for instance the Great Recession when 2008, anybody who we started investing in that year or became an investment is going to be bearish for the rest of their life. And it's just something, it's a psychological thing.

It's not something that they do on purpose. But like if your first experience is you're, you're an investor, you're working in it. And then all of a sudden that happens, you're like, you are going to see doom and gloom on the horizon forever because that's your first experience in the market. And the opposite happens where people experience bull runs. So the funny thing is sometimes it's just like, it's a personality thing. You're not actually making sometimes a, you have to almost try to undo the logical, use logic to undo your own things. thinking because you will see the bear in every market if you're a bear. I mean, it's not if people choose, I mean, Larry Tudlow.

I mean, Larry Tudlow always thinks it's going to go to rape, but you know what the problem is? Like, nine times out of ten, they actually do it do. I mean, you're better off, you better be bullish. You better off being bullish. That's what convinced to me to be bullish is because I, we started roughly within, not necessarily at the recession, but like, you know, we started working roughly while it was still going on. Like it was not, the economy wasn't great.

But then I was like, wait a second, most years, the market goes up, market goes up, yeah. So you're more, you're going to be right more often when you're less concerned about it. When you're, you know, you still should be, you know, wary, right? That's a natural, but then that's, it's good. But at the same time, if it goes up most of the time, you have to, you have to. Yeah, why would you always assume it's going down? You need to do the opposite because, no offense, the money you're going to make on it going up for five, for nine years is still going to be more than the money you'll make on it. going down for one.

Yeah. Unless you, a double leverage, which is in case you're just being extra risky anyway, like if you borrow just to sell short. So it doesn't make, it doesn't make more sense to be bearish. I realize that it made more sense to be bullish, so you are better off acting like a bull than acting like a bear, despite the fact that Alex and our first experience was with basically a fair market. And it's interesting because, so there's kind of two schools, right?

So when you're dealing with individuals, right, the most important thing is really not whether the market's going up, down, it's their particular specific needs, right? What is it that they need? But on the institutional side, it really is very easy because most institutions now, right, they hire you for being an expert in a particular field, right? In other words, small caps or biotech stocks or, you know, or high yield or corporate bonds, and they don't want you to make bets. In other words, the asset allocator, the consultant is making all the bets, is saying, okay, I'm hiring you, I'm putting 10% in this sector. Do not go into cash. And they specifically say that.

I don't want you in cash. I don't want them making market decisions. I've already made that. All you have to do is beat that index, right? And that's your own job. So the index is down 20. And they don't want you to beat it. You can be down 18.

The point is they don't want you to be the same. I'm going into cash because they don't want you in cash. So you've got to be to basically doing the analysis that you can do. Yeah. So it's a whole different work. world. But in essence, you know, from that perspective as a portfolio manager, it's like, you're sitting there. I don't care where the market's going up and down. I'm looking for what is value in that particular sector. Yeah. Yeah. That's interesting. You could be down 30%

and if the index is down 32, they're like, you did a great job. Exactly. Yeah. No, it's I didn't hire you to avoid the minus 30. I hired you to be better than the market, which is 32. Exactly. Yeah. But, but, you know, Nick is right. When you think about it, there is a Could you read that? A group of, no, but there's a group of, think about it, this is a group of people now in their probably, you know, 16 to 20 year old, right, that never lived through a recession. I mean, you know, 2008 was the last recession, really, right?

In the sense of that elongated risk, which is a two or three year kind of down markets, right? You know, we've had down markets, you know, one year or another year. But so there's just a group of, you know, young professionals in Wall Street. I don't know what that looks like. I have never, ever experience, you know, that kind of recession, you know. So we have Lucrezia Morales watching. Oh, Lucrezia, how's that?

And Brighton word comments, a broken clock is right twice a day when referring to investors who say the same thing over and over and eventually. Yep, exactly. The problem is they're only right sometimes once. Just to see, it's even better. It's worse than a row. Just be fair, I wouldn't mind being wrong most of the time and only being right once if I made millions of dollars off of it, right? I mean, you'd have to, yeah, you'd have to leverage.

But, I mean, if you were leveraging every single year, you'd be broke. No, but we've talked about there are guys that there's like, no, right, but my point is like, there are guys that have, that are still millionaires because they got something right once. Yeah. Yeah, exactly. He's only been right once. And the thing is, he only needed to be right once. You just need to basically like, okay, I made my big bet. I was right.

I need to just, I can make all the calls I want, but I'm not going all in on all my money ever again, right? I mean, Drunken Miller is the same thing. He had the huge thing with George Soros. But, like, ever since, I mean, he still does really well. Like, he usually, I think he averages 45%. So he still makes it good return. But he hasn't made a billion dollars in one day like he did for Soros. And the reason why is because he saw something, got it right, and made the money.

And now he does, like, yeah, he can play around. But he's, let's face it, he's not putting 100% of all his wealth into his next big bets and every single bag. So, like, yeah, I mean, it. To be fair, at the same time, if you were going to be right about only one thing ever. Yeah, you got to be right the first time. If you bet all your money the first time and you're wrong, and that's the one you have to be wrong, then you have no money. You only hear about the guys that were fortunate, right, or smart enough to do it right the first time, right? You never hear about the millions of people.

Let's say there was a guy that was totally wrong about the great financial crisis. He was wrong about the crash in 0809, but he was absolutely right about. what he thought was going to happen in 2011. Well, if he lost all his money in 2008-09 because he was absolutely wrong, then he wasn't there to invest in it in 2011, so you'll never know. And he was right.

I do, I do. He would have made billions for $20, if he still had money that he didn't lose. He'd have to convince somebody to back him up. Yeah, exactly. He's like, wait a minute. There's some guy jingling a coin like on some street corner.

He's one of the Salvation Santh? Yeah, and he's one of the Salvation Sanchez. He's like, I knew it was going to happen. He's like wringling the bell, seeing the numbers on the on the Wall Street stuff and he's like I knew that was going to happen and wasted all that money on that other idea

Amigo Corridine says Merry Christmas, Feliz Navidad Feliz Navi and Bon Natale You gotta leave Natale Last thing I wanted to ask before we stop is what are you look Because we always used to ask

What are we looking forward to for Christmas this year So what are you looking forward to Well so I mean I've got mine He's a little similar sad this Christmas. Yeah, yeah, so obviously, yeah. It's not going to be the Christmas that, but I mean, so, I mean, so we're going to

celebrate, so it's a season, right? So yeah, we're going to celebrate for a whole season. So, so obviously, you know, celebrating Christmas now with two little ones is going to be a lot of fun. And, you know, and so, you know, and again, I was talking to mommy about it, you know, just the last few weeks and I said, you know, think about, yeah, they're still too young to really, you know, understand what's happening. I said, but little by little, you know, maybe. Maybe at one and a half, two and a half. Probably next Christmas, they'll understand the excitement.

Yeah, and it's just just, when they get to that point where it's like, you know, Santa's coming and the trees and things like that and also the presents under the tree and things like that, that's when it's really fun. I mean, that's where, that's where, you know, that enjoyment, you know, that's like, it's funny how they say, you know, when you have children, you relive your childhood through your children, which is absolutely true. I mean, I love taking you guys to Legoland, to, you know, to all the places that, you went when you were a kid. No, well, I never went to the legal land, right? All the things that you enjoy it, I saw through your eyes, through your actions, and it's just overwhelming, right? Now to do that with my grandchildren, I mean, it's going to even better because you're paying for it. Well, see, that's what I'm looking forward to is, I know he's not going to know. He's only eight and a half a month.

He's not going to really know what's going on. But there is a certain, he's, I will say, one of the many nice things about my sense is that he's very excited no matter what seems to be going on. So I'm just kind of curious to be like, what is he going to be, like, we're going to be unwrapping stuff for him, and I know he's going to be excited despite the fact that he has no clue. You know, he's going to get most excited about all the wrapping paper. He could be like, look, look what you, look what I have, we need to buy you.

No, my love tissue boxes. No, she always wants to, I have all these toys, and she's like, oh, I want the tissue box. And I'm fine. And guess what, guess what I got? with my niece and nephew. Tissue boxes and boxes. I mean, why are I going to get toys for it?

See, I'm fine with that. Like, I love the idea, like, Elizabeth was just sort of like, she was cooking dinner one day, and he was in the kitchen, just on the floor. She just handed him a wooden spoon,

and he just started playing with the wooden spoon. And I'm like, I'm totally happy that that's fun. Like, I'm okay with him. Like, that's his toy for today. He's, like, figuring out, he's like flinging in, chewing on and banging it on the ground and laughing and doing it.

And I'm like, that's great. That's part of, like, he needs to learn about everything. not just his toys. So I'm just kind of curious, like, what is he going to fix it on? Because you know he's going to have a blast, opening stuff. To be honest, so just the other day when I went to your house and you had the Christmas tree, and I was holding Pascoalina, right?

And I went up to the Christmas tree. And his eyes just look at all the lights and the colors and stuff. And I could just see him looking. It's like, you know, I mean, what is all that stuff? It's like, it's all there. And, you know, and he's like, can I grab any of this? And it's like, well, we actually can't really. plastic ornament

to play with while we did the treat and he would just hold on to it and he tried to chew it and Mike was a plastic one so it wasn't

going to break but like again we'd like be part I don't mind that like be part of it you know even yesterday

Elizabeth just gave him a lemon it was just sort of like we had a lemon he hadn't tried a lemon yet here's a lemon and figure it out

for yourself and he was playing rolling it around and then he tried to eat and he really liked the outside so I said that's kind of

open and see what and she goes, no, let's not do that yet. We'll do it tomorrow or something like. Let's like, let's just see what he does with you. Because I like the inside of a lemon, so I'm like, he'll probably like it too. No, no, no, no. The first time they taste sour.

What about you guys? What are you looking forward to? No, I was looking forward to. He's the opening. He just hits that. No, I'm probably similarly to see her, you know, put in a cute little dress. Well, we also put her in Christmas dress

with, like, little Christmas hat. And see if she lives. That'll be, take some pictures. That'll be. You're looking for. to go to Montana. Having all the German food. Maybe not necessarily to the cold, but...

The trip. The trip is something. Not the ski. Sledding. You can take Maria in her first sleight. The two plain rides at least. Like a hearty German meal that is so good. Oh, bless her, she's been practicing the Blue Vine.

Like the mold wine. She's been practicing. She gets it right. Oh, that's so great. So I'm sure there's to be mold wine. Apparently she's been practicing a lot of German dishes she hasn't done before. I'm like, oh, okay. She's going to be there.

Maybe she's going to be there. She had to practice making stuff The food will be good So if she's practiced I mean Jeff's having a great time That he's probably has a great time too Keep practicing Don't worry about it

I don't think you've got her right They got to do it again So you know The food will be We'll be good too We have a just before We'll give megalone A minute to thank

Well Miguel Cardin Had commented We're looking forward to a free Venezuela, Cuba and Nicaragua There you are. That's a good one. I like that. Who I had the little

thing I can do it. Yeah, the little clapping. Oh, yes. Tuba. We'll drink the Tuba Libre one day. Yeah. Well, we did that when Castro died.

We had a Tuba Libera. Yeah, we celebrated. Yeah, we did, yeah. Unfortunately. That is another casta. That's okay. I will just be drinking a lot. They live forever those castor.

They really do, yeah. They can outlive me for a little. Well, let's hope not. What about you? I'm looking forward to that. I don't know. It's, it's nothing. I'm looking for the Christmas season.

No. So when we all get back together and we get a chance to do it, what do you look like? I don't know. The port, not even the port. Yeah, I mean, I was just cookies. Yeah, the pork will be good. So there's just nothing specific. Just like, yeah.

Yeah, I mean, next year I'll probably be more excited when the kids are here. You're actually giving presents that they're. can interact with and enjoy that will be nice that will be nice any parting thoughts no I just first of all I really truly truly want to thank you know Jerry

for giving this this opportunity because you know I mean talking about you know taking you out of the box right in the sense of allowing you to express yourself and putting you in sometimes in difficult situations where you have to you know go out there and do things that are uncomfortable

I mean he believed in us when we didn't know that this was possible yeah and i think he's helped every single one of us right to be a better person to be a better you know be more articulate and just go out there and say hey you know what this is in the end this is not i'm not say it's not hard but this is not as hard as i thought yeah and i can do it yeah and i think it's helped our business so i thank him and i thank judah because yeah you're right he's been here every it's like this microphone would always be far away or you know who knows but uh he's he's done a lot for us and and Of course, the viewers that, you know, stayed with us and, you know, came to our show.

Everybody came to our show and made it possible. Like, you know, there was a lot, a lot of good times. And I want to thank them all. Same here. Yeah. It wouldn't be the same without everyone that commented and always put in there. Big shout out. I know he passed away, but Kevin Higgins was always there for us.

Yeah, I know. Which is great comments. God bless him. You know, he was always there, you know, asking great questions. Especially those questions you used to ask me. On the finance topic, he would ask you the tough questions. When we asked me about the seven reindeer, remember? Oh, yeah.

That was the hardest one. He ever asked you was the Christmas one. Well, yeah, that's one of those things, but you know all of them. And then on the spot, you're like, oh, I got to come up with them. Yeah, I never know. You knew. And I still don't know. Rural.

No, we've had great, great guests, great people that have come on. We appreciate all our partners through the years that were with us and they came on every month. and shared what they did with us and helped make the show possible. Yeah, that's right. I forgot about the partnership. So that was key. Yeah, no, it's been really good. You know, I've enjoyed it.

I've enjoyed it. You know, everything has its season. Obviously, you know, part of the reason it's not that we don't enjoy the show anymore. It's just that business has grown. It's succeeded. We're to have families. We've gotten busier. And so, you know, it's time to see what's next.

And then who knows, maybe come back. Yeah. take a break and come back absolutely and do the legacy edition the legacy edition

sequel legacy sequel that's the legacy sequel legacy sequel that's always like one of the original

good ones and I like yeah exactly we'll be terrible we'll come back on the show be terrible

we'll be terrible we'll everyone gonna say what happened to them oh my god he got old oh he got old

yeah well they did get old they didn't get better yeah well they'll be like Judas just just as always

does he around the on the camera, I'd be like, Judas Ring! He's the best part still. I want to be like one of those really good sequels where you're like, it's like the Lord of the Rings

where it's like they did the first one and the next one's like, oh man, that was almost better. Yeah, that's not legacy sequel. Yeah, that's true. Yeah, that's a trilogy. Had they done anything the 20 years later that ended up being good?

Nope. You tell me. Blade Runner 2049 was better. I thought it was better than Blade Runner. Yeah, I guess. So there's one. One. But none of us is Ryan Gosling,

so we'll see how that works out. That's okay. I'm okay with nothing right doesn't okay yeah so I mean we'll never see we'll never know what happens we'll keep you posted you can still always I mean obviously the Facebook page

will still be there you'll be able to see the shows you know still send us questions comments you can still like and subscribe yeah you can still like share and subscribe it's evergreen content it'll never go away you can always find us at emergent financial services you always know you know, we're on

old ivy road, past the old ivy inn, an old ivy way. That's right. You can find us in there if you ever want to come by and say hi. Do you want to see our faces again? Exactly. If you have, for some reason, wish to see our faces again, or to chat with the affable Xavier,

just come on by, say hello. Always, absolutely. You know, but it's, it's been good. It's been good. Thank you, guys. Thanks, Nick, for always finding people for us. Yes, thank you. It's my great, I know, I'm a great show host. Thank you for being the host.

I've sat in that chain number of times and it's so much better when that's a piece of cake. That's why I let him do it. That's why you've never, you probably only did it a couple of times with him probably. He did it maybe once with me before I was like comfortable enough to do it. Oh, okay. And then yeah, then once

the pupil surpassed him. That wasn't. That wasn't law. I didn't take much. No, honestly. Listen, it was just the opening and closing I was probably Xavier by the time he has to read to our sponsor The opening and closing takes the longest to master.

Yeah, the closing's the worst. The opening is easy, closing's tough. This one won't be too hard. No. It'll be emotional, but not hard. Don't stop crying, though. I won't start crying. I won't start crying. I won't start crying. I won't put the, like, the...

No, we get one last comment from Rosalia de Rosalia Cordyard. You guys look fantastic. Good job. Oh, thank you, Leah. Leah has been watching us from New York and Miami from the beginning. Yes. So thank you, Leah, for always watching us. you know so we appreciate everyone who's tuned in over the years

everyone that's come on everyone behind the camera everyone in front of the camera so and then you all our viewers so how we want to close it out we'll say uh felice navvada Merry Christmas Bon Natal and how you said in German Freud Weirnachter That sounds good It doesn't even sound like it should be But it sounds good enough to me and I'm like I like that

You know but Feliz Navidad Bon Nadal Bon Natale. God bless you all. Yes. And as we close it out, maybe one last time. Astana. Bravo.

Thank you. Thank you.