The Iced Coffee Hour - Confronting Andrei Jikh | Why He Keeps $1 Million Dollars Cash

Episode Date: November 6, 2020

Today we're going to be meeting with Andrei Jikh to discuss how to invest, real estate investing, passive income, building wealth, and more - Enjoy! Add us on Instagram:  https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan https://www.instagram.com/andreijikh/ Send any voice submissions to [e-mail]  (10-15 seconds max) can be about anything- and we will respond in the next podcast! Get 2 Free Stocks on Webull when you deposit $100: https://tinyurl.com/yd9slfax Join the 2x weekly mentorship group: https://tinyurl.com/yaexko4o The Equipment used: https://tinyurl.com/y78py5g2 The YouTube Creator Academy:   Learn EXACTLY how to get your first 1000 subscribers on YouTube, rank videos on the front page of searches, grow your following, and turn that into another income source: https://bit.ly/2STxofv $100 OFF WITH CODE 100OFF  For Podcast Inquiries, please contact [e-mail] *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Amazon presents Laura versus Fruit Flies. Swarming your fruit and terrorizing your kitchen, these little freaks multiply at a rate that would make a rabbit say, yo. Chill. But Laura shopped on Amazon and saved on cleaning spray, countertop wipes, and fly traps. Hey, fruit flies, your baby boom ends here. Save the Everyday with Amazon. Welcome to the 22nd ever episode of the iced coffee hour.

Of the iced coffee hour. We have made so far $7,333. Yeah. So welcome back to the podcast. That was good. That was good. You know, people call you Las Vegas Graham. Yeah.

And they call you. Kind of look alike. And we got the same. LA Andre. Yeah. Los Vegas Graham. But now you're coming here. Yeah, exactly.

Right? So now we got two Las Vegas grams. I know. one of them is an imposter. The nice one and the evil one. Which one's which? You're definitely the evil one. Anyway.

So Andre, you have a really cool story. You started off with magic. Then you got into personal finance and you started making YouTube videos on personal finance with some really incredible editing and you incorporate magic into your videos and you're quickly approaching a million subscribers. Isn't that crazy?

A million. A million. A million. And you've been growing really. really fast too. Yeah, it's crazy. Get me to a million, please. Everyone subscribe to Andre. Stop what you're doing right now and subscribe to Andre.

Thank you. Yeah. I'll push you over a million. Thank you. And then you bought some Pokemon card packs. I did. You want to see a million? I do.

All right. So welcome. You are one of the most highly requested guests that people want on the podcast. Really? Yes. Wow. Well, here I am. So thank you so much for coming on.

Of course. Yeah, the most anticlimactic guest ever. Hi. No, this is going to be a great episode. Because before we even start. filming you wanted to show us your Pokemon cars i'm like no no i don't want to see i don't want to see it right i want to wait uh until we start filming so why don't we introduce you really quick sure so i don't know how you want it like i'm just going to freestyle it here but you started in magic yeah

and you were what is it what do you call it the cardistry right yeah so it's really interesting do you want to tell you that story yes i do actually two people that care yeah so there's a so in magic which is basically what you're doing you're doing card tricks to fool people to entertain people right that's the David Copperfields, the Chris Angels, the David Blains. But within Magic, there was a rift. There was a separation of people who had two different mindsets. And there was an art form emerged that was called flourishing, right? Flourishing was basically like, if I had a deck of cards, I could show you.

But it's like when a magician fans a deck of cards, and I'm like, pick a card, right? The flourish is the deck of cards that was fanned or like the spring, you know, the little that people do. That's called a flourish. So a flourish is when you do an action to accentuate a bigger intent. So in the sense the intent is for you to pick a card But the action is like really pretty flourishy thing like he twirled his hat with a flourish right So a bunch of guys got together and they were like what if we took out all the flourishes for magic and just did that

Like there was no larger intent there's no card tricks I just want to do cool like flippy stuff with cards And out of that came this art form called cardistry So I was kind of around since the beginning of it which was like in 2002 And I've been around since then which was crazy and yeah, well We just took a bunch of these flourishes and made it into an art form. And yeah, that's the story of cardistry. It looks way cooler when you actually see what it looks like. I've seen some of these guys.

They do the flips where they take it from one hand. They flip it up and they do the curl and they, so you were able to do that. Yes, the overhead spring. Wow. Do you know magic as well? I do. Yeah, I started off with magic, which was crazy because my parents do gymnastics. Like they're Cirque to Slay acrobatts.

So I'm a circus kid. Like I travel the world with my parents. We travel to like Germany, Switzerland, Belgium, Holland, like all over Europe. And then my parents were like, well, we have a kid. Let's settle down because he needs to go to school. So my dad got called to Cirque du Soleil here in Vegas to go and perform. And yeah, we settled down here in Vegas. I started going to school.

And I always saw my parents growing up, like do this crazy stuff with their bodies. Like they were manipulating doing essentially flourishes but with their bodies, right? And so I was doing gymnastics at the time too, but I hated it because like it's so exhausting. It hurts, right? And so I'm like, I don't want to do this stuff forever. but I love the fact that my parents perform in shows and that's who I grew up around. Like literally until the age of 12, I thought every single person in the world was a gymnast. I was like, hey, what does your dad do?

And they're like, my dad's a cop. And I'm like, what do you mean? He's not a clown? Well, is he like a, is he like, does he ride camels, elephants? No, no, he's a cop. Wow. There's people that do things more than the circus. Like, literally when I was 12.

So that kind of led me down this path of exploring this visual art form and I got my dad took me to a magic shop and I was like nine years old and I saw this card trick and it blew me away and I was like whatever this feeling I got I have to recreate it for other people It's like this it's indescribable. What was the card trick? The card trick was just a simple pick a card trick. It wasn't anything fancy. It was called the invisible deck. Okay It's basically when you're like hey name a card and then you name a card and then you name a card and then you name a a card I take out the deck I show I fan it through and the card you named is in reverse like it's face up how do they do that yeah how do you do that you want to know you reveal the trick the fans want to know the fans want to know I actually do reveal tricks but only if I know that you would practice it and like recreate that feeling for other people I don't reveal things just for

the sake of like your curiosity if you told me how to do this I would 100% do it for people I love doing magic yeah all right I'll show jack he's gonna put it in his tinder profile pick a card any card yeah Yeah, yeah, exactly. Especially with this Las Vegas address. Yeah, so saw that card trick, was blown away, and I was like, I got to do this. So I started doing magic, and that led me to make videos of my magic. And I discovered Cartistry later on, online forums back in, you know, before social media.

And then I started to do filmmaking. And I picked up a camera and I was like, I got to make, remember those skateboarding videos? Like, they used to be a huge thing. I did you that with fish eye lenses Baker bootleg yeah I think I used to buy this VHS sets at the skate shop yes seriously and I used to put them in watch them and then go out and skateboard so it's hard history was going through that phase of like of evolution if you want to call it that and so it was interesting because as my cardistry improved my cinematography had to get better so I was like how do I showcase what I can do even cooler and so my magic and my caristry would

improve than my video and then it was like this little you know game of cat and mouse back and forth until I got a job at a starter up like a start a company a startup and uh yeah we were basically teaching people how to do magic and card tricks online and eventually we got to work on movies like now you see me and uh just all over sorts of like cool shows and it was awesome it was a cool experience that taught me a lot and yeah that's the story but then how did you make the shift to personal finance investing yeah my parents really sucked with money so They were immigrants when they came here. They didn't know what a credit card was.

Where are the immigrants from? From Russia. So we were from Russia. And when we came here, it was like they just bought so much crap, like on credit. In Russia, credit gets you. Yes. Graham was like, I'm really proud of that one. I ruined it.

Sorry, guys. But yeah, so my parents were just terrible with money. And I was like, I just saw them growing up fighting about it all. all the time so bad to the point where there were months that I thought that we would be living on the streets because they couldn't come up with the bills, you know, they couldn't come up to pay. So I was like, I never want to have this feeling again in my life. And I was obsessed from that moment on since I was like nine or ten to worry about money and how to make more of it.

And I was chasing it. And I didn't get anywhere. But through that concept, I just kind of learned about the fire community. I think we had the same like upbringing to where we followed like the same people growing up. We watched the same YouTubers. We watched Simple Pickup, right? Vitaly ZTV, all of those guys. Good prank channels, man.

So great. But I feel like we grew up in that same era when those little niche communities were just like these little secret pockets of the internet. We would have these like weird people that are obsessed about these weird things and finance was one of them. And I was always obsessed about it. But in my community in magic, I didn't know how to relate with people. because entertainers are horrible with money like notoriously bad I'm sure you've heard stories because they don't they get so much of it so fast

they don't know how to manage it right you hear stories all the time with like Mike Tyson being broke and making hundreds of millions yeah right those are some of the best and what about for the average person who's doing this how much money do they make I mean they make a little bit above average right they'll make 50 60k maybe 70k maybe 100k if you're like a really good performer and you have a solo act but most of them are immigrants and they have no concept of what a

Roth IRA is, you know, or like what a 401k is or what credit cards are, how they're supposed to work. And so they just spend it as they get it. And that's how it works. So. What? That's what I did. Did you talk? Jack, cut that out.

You cut that out. Jeez, what sort of question is that? I like the effort, though. A plus. He's trying so hard. I love it. You got to keep it in. All right.

No, we're not going to keep it. Oh, my gosh. Cut that out. Cut that out. Hold on. Collect ourselves here. So when did you make your first... I'm going to collect yourself here.

I'm sorry. All right. All right, let's go. So when did you make your first YouTube video? 2019 in January. Okay. Who inspired you to make YouTube videos? Actually, it was my friend Peter McKinnon.

Okay, okay. Okay. I didn't find you until March or April of that year, 2019. And at that time, I remember you had like 300,000 subs. Yep. And one of the first videos I saw of yours was that Apple one, Apple credit card. Wow. And that was one of the first few videos that kind of blew up for you, like really big.

You got sued by Apple supposedly, right? Yeah. Oh, that was golden time. That was such a great time. That's when I discovered your channel. That's when I used to see Kevin too. And I was like, who is this random dude? And I see this guy all the time.

And at the time, I was like, oh, we got the same land. in the background that's kind of interesting oh that's kind of cool so that was by chance that was totally by chance i didn't know who you were until march and we had the same haircut kind of by chance yes the same style yeah kind of by chance yes but you know what in such i thought about that really deep and i was like how is it that we have so many coincidences right and i was like but of course we would exist in this space where it's so public of course two like-minded people would find themselves at the same place at the same time because where else would we right Right.

I bet you people like this exist all the time in separate industries, but they're not as public as ours. That's true. Right? Yeah. So the fact that we found each other and we're like twins from a different upbringing is like, it kind of makes sense. That's funny because there is a lot of physical resemblance between you too.

It's weird. I've never noticed it until now. You guys part your hair the other way. Yes. Which is only different. You used to it and then they're like, oh, Graham's stuff and you're like, oh, I was like Yeah. It's the evil twin.

Yeah. Mine doesn't go the other way. Mine automatically goes this. this way. But yeah, there's a lot of similarities. Like, I remember seeing your videos for the first time and noticing that lamp. I think one of my first comments is, hey, nice lamp. Yeah, I bet. And you were like, oh, that's stupid idiot. Stole my lamp idea. And my look. We look the same. It's, it's, it's, it's, it's. Well, since I'm older, I would say I'm the OG. You're 30. I'm 31. Yeah, yeah. So you got me. You got me by your. Did you start out making finance content

on YouTube? I did. But I mixed it with magic. So you had that idea since the beginning. Yes. Oh, man. I could talk to you for hours about like the theory of YouTube and how to like succeed on it. Because I like, I went into the psychology of it so deep because part of what magicians do is they study what's called subtleties. Yeah. And we study everything from things that you would never think about just to recreate five seconds of your life to make it seem like happenstance.

And they're like, there's no way this dude spent 24 hours preparing for five seconds of my life. It's like, no, that's exactly what I did. I prepared 24 hours just to make five seconds of your life like mind-blowing. And that's how far we go. Wow. I don't know what point I was trying to make with that. Did you know for a fact that you were going to be successful on YouTube with a background in doing production and now obviously good at magic? No, not at all.

So you didn't think you were successful. Why did you start posting content then? Yeah, because as I was in the magic industry, my friends Peter McKinnon and Chris Ramsey, they're other YouTubers as well, like massively bigger than myself. and much more talented, they kind of encouraged me to do it. And they're like, dude, you know how to do it. And you always talk to us about money. We want to learn.

Just like, go do it. And they were, they kind of inspired me to go and try it. And my whole thing was, I was like, who's going to watch me? Like, I don't have a Lamborghini. I don't have money. I don't have millions of dollars. Like, at least you had some street cred to your name. Like, you were a millionaire when you started YouTube.

Yeah. So there's some level of confidence that like I didn't have because I'm like, dude, I have like $250,000 saved and invested. That's like peanuts in comparison when you're looking at the people. that are on the internet. And I was like, no one's going to watch me. I was like, I'll give myself a year to do YouTube. And that's it.

And it just took off. But it made sense like six or seven months into doing it. Before then, like nobody cared. Yeah, I felt the same way, believe you or not. Even though you say I have street cred when I started making videos, that was nothing. Because I was up against the Tai Lopez's and the Grant Cardones and even the Alex Becker of just people were making so much money. I'm like, who would want to care,

who would care about what I have to say? I mean, I could listen to the next guy who's a little bit better. Yeah. No, I think you've accomplished so much at your age. You were 26 and you were a millionaire. That is not normal. Yeah, but see, where I was selling real estate,

I would see people younger than me. Right. That had started these companies and were doing so much better. Like, I remember one of my, one of my first big clients was Casper. This is when they first, the mattress company. This is when they first started. And they were all these young 20-somethings.

moving their office from New York to L.A. They rented a house together. There's like five of them, and they grew it in this whole, like, billion-dollar company. And I remember saying that, and like, why wouldn't they just listen to those guys? Right. Those guys were out.

So I felt the same way as you. Right. I think no matter where you are, there's always going to be someone doing a little bit better. A lot better for sure. And I think that's the byproduct of being in L.A. And there's just so many people that are successful. I didn't have that problem,

but I had the Internet problem. So, like, yeah, I wasn't successful in any way. But I had some. strengths and I have strengths and I think that what I realize doing YouTube is that as long as you have a voice and you have a unique way of saying it that no matter what industry you want to attempt, there will be space for your voice as long as it's unique to you and how you say it. I remember when I started watching your videos, your videos were intimidating to me because you put in such good editing and I felt there's just there's no way I could compete with you

on that level. There's no way. And I think if there's space for YouTube between two videos, and your video is up against mine, I can't compete with you in terms of quality. Right. You spend so long on each video, it's so meticulous, your intros, you had one intro the other day, that you must have spent a few hours. Oh, the fly one?

Yes. On like a 30 to 45 second intro. It used to. It used to take me down. Yeah. But I can't do that. So mine, I try to hit my three a week. No, what's wonderful about what you did was,

it's interesting because we had these same doubts probably at the same periods of our lives at the exact same time. Because for the last six years of my life, I just, like, before I did YouTube, I doubted myself. I was like, I want to do it. I really want to do it. And I never did it. And then you had the courage to do it earlier by like, what, two, three years? Then I think you, we'll call it late 2006. It was December, it's really January, 2017.

Okay, so two years. Yeah. Two years, right. And that gave you first mover advantage, right? So now you're kind of known as the finance guy. and anything that anybody else does, because our industry is so small, is like whenever there's a new up-and-comer,

it's like, well, they're copying Graham. And that's because our industry is so tiny, but like how many YouTubers are there in the gaming space and the cooking space? Literally anything. Does that bother you? It doesn't bother me, no, but I'm just saying, like, because it is so small,

it is so easy to make those similarities and comparisons between us, even though, like, it's fine to have multiple people teaching finance. Like I said, how many other, YouTubers are there in literally any other space. That's true. So many. Yeah.

So yeah. I don't know where I was going with this. I totally lost my train of thought. I was going to say something good. That happens a lot. You were going to tell them this. Smash the like button for the YouTube algorithm. Of course.

Smash the YouTube button for the YouTube algorithm. I totally got that wrong. So what kind of investing strategy do you employ for right now? What's your investment company like? Yeah, I used to be just a huge dividend investor. And I still am. But I'm just trying to find other avenues as well for like, Real estate and crypto and all the other ones as well.

Can we talk about the cash position? Can we, is that on limits? Sure. Holding a lot of cash. Yeah, are you too? I thought you were good. I am. Yeah.

So it was Kevin O'Leary, so it must be fine. But you're holding a lot of cash. I think you're holding more. I am. Yeah. I am. I am. But I have some like 30% of everything in cash.

What would you say your cash? It's hard to say cash position. Yes. Cash position. Cash position. It's hard to say. What would you say your cash, cash position, cash position, cash position, cash position, cash position, cash position. Cash position is.

What would you say it is, you know? I would say it is 90%. 90%. Yeah, but part of that. It's like over a million dollars. It's over a million dollars. But part of that is. Why don't you invest?

Because I've never made this much money in my life. And I'm terrified of making a mistake. And because I don't know how much I want to pay. in taxes. I mean, I have an idea, obviously. Yeah. But the fact that, like, I have to pay so much in taxes, I just want to make sure that I get an idea about what's going to happen. You're not going to pay a million dollars to tax. I know. Yeah. It's going to be closer to $400, $450, $500 maybe, which is still a ton of money. I know I can invest the difference, but I don't know. There's still something that I'm holding off

and I'm just like, you know what I'm going to wait and see what goes. What about dollar cost averaging or something really safe? I still dollar cost average every month. Yeah. It's just like it's, I mean, it's peanuts and comparison to what I'm making. But I'm still investing. I'm still investing five or $6,000 a month. Like, I'm still doing that. You're missing the run-up, though. I am.

Who's to say maybe next month it drops 20%. Right. Who knows? But there's all those calculations that show you that investing as soon as possible is always better than holding off. Really? They did that study where dollar cost averaging was beaten by lump sum? Yes.

66% of the time lump sum investing beats dollar cost averaging. Okay. I think I read that somewhere. you have a lump sum available to you. The difference is when people make one investment and that's it versus investing consistently, investing consistently will always win. But if you have a lump sum available right now, investing all of it at once wins 66% in the time. I don't think I'm making that bunch of a misstep just because I'm still investing.

It's not like I'm sitting out and I'm waiting to time it, right? Because there's a ton of studies of people trying to time it, trying to time the market perfectly. And even if you time it correctly, like five times in the last 50, years, you'd still lose to the person who just consistently invested month over month. Right, but this isn't all the money you're going to have. You're not going to have, let's call it 500 grand, lump sum and you can invest once, and that's it. Well, that's kind of what you're saying. Well, not what you're saying, but I have to do that right now.

Like, I would just have to invest 500 grand all that once. Ideally, ideally, I'm a little terrified to do. Or you take $200,000 chunks, take $150,000 chunks on the first of the month. For sure. $150,000. I mean, that's arguably like also dollar-com. cost averaging. Yes, but the whole point is getting over the psychological hesitation for just dumping into the market. For sure. Because I think this almost reinforces then that I waited this

long. I mean, keep waiting. No, I don't think so. I think next year I'll definitely go hard on it. It's just my first year and I like I don't, like I've better to be safe and sorry. I've never, I've never made this much money in my life. And I have no idea if next year it's going to continue or is it going to go down? Like, you know what I mean? I don't know. Honestly, I have no idea. I'm so new to this world. That is smart because Graham does say, and a lot of people say this as well, but if you start making a bunch of money at once, or if you get some sort of crazy windfall,

the best thing to do is just sit on the couch. Which is exactly what I'm getting. It does make sense. Yeah. That what you're doing. Plus, you said you're 30%, right? Like your 30% is more than my million. So like, yeah, it's true.

I mean, objectively as far as numbers are concerned. But that means 70% of my money is invested. Right. But that's still millions of dollars that could be running. Not 90%. non-invested. Well, I mean, percent's aside, when we're talking about an objective number, we're still talking millions on your behalf that you are earning less interest than a million. But my tax bill is probably going to be...

Well, there we go. You got that same reason, right? Taxes. But you know how much taxes you're going to pay? It's not a surprise. Right. Yeah. Right. So literally your interest money is actually losing more money than my million, because you have more millions. So even though the percent is more... I'm looking at percentages here. Yeah, but I'm not... Not total amounts. Percentages of portfolio. Percentages are meaningless right now. percentages are meaningless in the context of how much overall money we're talking about, right? No. What's a percent?

No, because 90% of your money's not invested. 30% of my money's not invested. Right. So that's the difference. I know. You need more money invested. But also, you guys are in completely different situations. So I would say if I was in Graham's situation, I would be acting more like Kim.

If I was in yours, I would definitely be very, very, like, hesitant to actually start the money away. I'm not saying that you're being a hypocrite. I would do the exact same thing in your position, just because when you're have Graham's level of wealth, your goal is then not necessarily to risk that money as much as it is to protect what you have. And at my level, I mean, maybe you can make somewhat of the same point. But for me, I guess I'm comparing not percentages because my million dollars that's missing, let's say, 7% per year is, let's say, $70,000 per year that I'm missing out on appreciation. But if you have $3 million or $2 million in cash, you're literally missing out on

two to three times as much. So objectively speaking numbers, if we're looking at the actual dollar figure, you're missing out on more money. Yes, but I'm also looking at for deals. So if I see a good real estate deal, especially moving here to Las Vegas, that opens up a lot of doors. Oh, for sure. So that's why I keep cash on hand

because when you see a good deal. Same for me, right? We're both looking at the house. But you're not buying real estate. I will. What are you talking about? Soon. We want Andre to move into the house next to me.

Yeah, and I really want to. This is where we're spilling it. Because you said someone who we're not going to talk about is planning because you didn't want to get people's hopes up. Oh, yeah, I guess we're, but now I guess everyone knows. Spill the beans. Yeah.

Yeah. So I guess I could be Graham's and, is it okay to say, who else? Jeremy's neighbors. That would be super cool. I just don't have my two years yet. And literally everybody I'm speaking to, they're like just wait two more months. You're not going to get a prime rate from a jumbo loan right now. And I'm a prime candidate.

So I might as well wait two months. Why like risk anything and why pay more? Yeah, I really want you as a neighbor. Yeah, that'd be cool. Think about the, think about all the money. The content. All the content we can make. Seriously.

I do honestly think we would make more content if we were next to our neighbors. Yeah. 100%. Yeah. We're here now. We came all the way here to do a podcast with you. Imagine having you back as a regular guest. Imagine just being able to walk out.

What do you think of this thumbnail? What do you think of this title? Right. The work Jack and I do together cannot be done over Zoom. For sure. I just feel like we're doing such independent work that we wouldn't necessarily collaborate in a way that's like. Oh, but we would.

You think so? We would check in on each other a lot. Yeah. Guaranteed. Yeah. We could be accountable buddies. Yeah, the only sucky thing we would not be able to do is like, yo, you want to hang? Like, no, I'm not home.

What do you mean you're not home? I can see you from the window, bro. Sorry, I'm working tonight. That's probably what would happen. If anything, it would just be, I'm working. That's what I'm saying. Oh, Dan, Andre's working tonight, too. That's what I'm saying, yeah.

We would get together, like, maybe once a month with Jeremy, would go get some sushi, and then we would go back to our home. I don't think so. No? I honestly don't think so. I don't know. Yeah. Yeah. because let's face it, you haven't lived here for 20 years, right?

Right. And I think people from California that are coming here to Vegas. So by the way, the Vegas market, because why not? Here in Las Vegas, we have low inventory. We have low interest rates. And people from California, like you said, are fleeing to Vegas just because it's so much cheaper. But what looks cheap to you, I'm like, is not, this is not cheap. This is very expensive, right?

For our standards. So I'm like, I'm like, I don't know if I want to buy a house that's brand new. that's, you know, it's going to build, it's going to be building, or should I buy one that's already on the market? But you're not getting as much of a deal if you're building, especially with a luxury builder. I disagree. From the research that I've done and from who I've talked to, it seems like in these new communities, when homes are being built, you can get into a discount, and then prices only go up as more homes are built, because you get a lower price for having to deal with construction for a year. Right. So if I could deal with construction for a year, but save $100,000 compared to a home

that's fully done. I'd rather do that. It seems like a lot of these new constructions after five, six years, start to go down in value versus getting a now going up in price and then having more time for it to go back and down and depreciate. I guess my thing is you're kind of already paying a 30% premium for what you could already be buying that's already on the market. And why is that? Is that just because Las Vegas right now is really hot? The builders understand what's going on. They understand it's low inventory. They understand people from California are moving in. And it's just always been like that. People that are building new homes are just right out of the gate paying a 30% premium on the same thing that's already on market. I haven't seen that. I looked that

one day at like 13 different houses. Yeah. And the one that I got was objectively, I think the best price of the value. Some of that community, yes. All of Summerlin and Henderson. Right. I looked at 13 homes between them. I don't know. I've spoken to my friends who also live in like luxury markets about that. And they just said like if you're going to live in a home that let's say doesn't even have a pool over a million dollars, it's going to be very difficult to sell unless you build a pool, which I know you are. You get a pool, yeah. But that's still like you're going to pay extra. And for a house in Vegas, for over a million that doesn't have a pool, that is a huge premium that most houses on the market just, I mean, if you're going to buy a million house, like you're

going to have a massive pool, a finished backyard. Like, I'm just saying what looks like a great deal from a Californian's perspective from somebody who's lived here for 20 years is like a huge night and day difference. So have you seen a lot of appreciation of Las Vegas? real estate? No, I'm seeing depreciation right now. Every house that I'm looking at, they're just every month, it's not like, it's not crazy depreciation. Before this, to build up the real estate prices, was there significant appreciation for a few years or something? I mean, the run-up to the low interest rates, yeah, it just exploded, right? Are we looking at the right, the same homes? Because everything that I'm saying is selling. Like, I favorite in certain homes. They're gone in a week. It is selling.

And that's, and that's in the 750 to I want to say the one-eight, seven, one-eight. Over 1-8, I agree with you. It seems like the market there is soft. Under 1-8, it's just like everything is bidding worse. I'm not arguing that they're not selling. They're definitely selling. That's not the point. But they are definitely selling, yeah.

But that's, you know, that still doesn't speak to the value. That just speak to the velocity of sales. It's just, I don't think has much of a relation. Well, value could be in the perspective of the buyer. So something could be 10% overvalued. But if to another person that's cheap, they're going to buy it. They're going to continue big and big it up. That's what California people are doing here, right?

They're coming here and they're like, this is so cheap. And we're like, no, it's not. You guys are making it more expensive. Kind of like the Logan Colladid with Pokemon cards. But just watch, it's going to get way more. You think so? I'm the tip of the iceberg. Seriously, I think as things progressively get worse, more and more people are going to move.

And I think this whole pandemic has caused everyone to realize they could work from home. A lot of people are going remote. And a lot of people think, you know, why do I need to live in such an expensive city and I could just go over here. I think that's 100% true. I think what you're not taking into account is the fact that, like, I have a lot of friends here that are like,

I like to call boots on the ground, and they have, like, normal people jobs. And what I'm seeing from them, every single one of them, like unanimously are like, dude, there's a tsunami coming in Vegas. We don't know when it's going to hit, but for example, here on Thursday, right? Across the nation, there's going to be over 40,000 people laid off.

Vegas gets hit the hardest, as well as Hawaii. Yeah. The people that are coming here, which are Californians, are not our clients. They're not the people that spend the millions of dollars in the casinos. These are the average workers. I mean, yes, they make a fat salary of six figures, but they're not the whales.

They're not that people from China that spend all that money. And because of that, we are getting a massive amount of layoffs from casinos and all across the board. So the only saving grace that I could argue against myself is that maybe the luxury market insulates those kinds of people. So like if you and I buy a luxury home, that's $1.5 million, you could argue those people are probably a little bit more savvy than the average homebuyer.

And they're probably doing it with a safety net in mind. So maybe those home values won't collapse as hard. But I think just unanimously, like people are losing jobs. We are going to lose a lot of money here in the real estate. You know what was interesting, the realtor I talked to when I was asking them about just price insulation. He mentioned that from his experience, this was a realtor of like 20. something years in Las Vegas mentioned that above one and a half million dollars a lot of those buyers he calls it buy down those are buyers who could afford to three million four million dollar

house they're downsizing so for them that's cheap or that's affordable to go with that price point right and so those buyers are the ones where during a downturn he said i have no i haven't researched it that much those homes typically hold in value because those are the buyers and homeowners who just can wait it out. Yeah. And just keep it. This is a really interesting economy because there's like signals

that make both like sense across both directions that you could argue, I think that's 100% true, right? But then you could also make the case that people are going to lose their jobs and the luxury market is almost always the first to fall.

It's almost always the first that goes. It's the luxury goods that fall the hardest. In these luxury homes, I don't know. It could go one way or the other. They could be insulated more just because those people are more savvy. They have more money. they could hold through the downturn more,

or we could see a massive collapse of real estate of 20 to 30% in a couple months once the evictions start to happen. I don't know. Did you watch my video on evictions? I did. What do you think? I don't think we're going to see a mass wave of evictions. I know, you don't think so.

The numbers don't add up for that. I think the numbers go in both way. I think literally it's the flip of a flip of the national multifamily association found that like 93% of tenants are still paying on time across tens of thousands of rental units. That's not the statistics I saw. 90%. Yeah. It's like 92%.

Right. Yeah. I don't know. That's not the statistics. What did you read? I don't remember, but it's not what I read. Yeah. No, national multifamily housing council. That's what it was. We're getting mixed signals from every sorts of media platform. Like everyone is telling us a different story. All I know is that as far as the real people that work here, they are getting laid off like crazy. And things are going to get weird. I've seen it with all of my friends, with my parents, with my roommate. He's still out of a job. He just got permanently.

laid off like this is the heart of Vegas this is what operates our properties and if Vegas is gonna start sucking for tourism we are not gonna be a you know we're not gonna be doing really well very soon and like I said it could go one way or the other you could very well be right and maybe the luxury market will continue to go up or maybe it'll stay but I think we will at least see 10 to 20% drop and that's not to say that I'm gonna wait until that happens like you know what I mean like if a 20% drop happens I'll be okay you'll be okay so I'm not going to try to time it is what I'm saying yeah but I to me it's the toss of a coin like I don't know which way it's going to go I don't think anybody knows and it in your argument is a favor I do agree the Las Vegas is way more volatile yes overall nationally real estate dropped about 35% yeah Vegas I think dropped as high as like 80% but also the bubble in Vegas was higher than any other area sure still if you look back historically

Vegas is not recovered to pre all-time highs when you account for inflation. Right. Like the curve was so high up that now we're like halfway up the curve from where it was in 2006. Disregarding inflation, we're back at the same price, but not when you take that into it. Right. We're still below that. But that's because people in Vegas, we have such an interesting economy. Like in LA, you live to whoever you live next to, you probably know your neighbor.

You probably speak to them. No, I don't. Okay, maybe you don't because you're like, I don't. You're like me. We don't really have much of a social life. but most people in California, they're very community-oriented. Here in Vegas, it is such a transient town.

The people that come here and they work, they're here for a little bit, and then they leave. There's no sense of, like, permanent community. And because of that, jobs, there's such a high turnover rate, and that's why there's so much volatility. It's the same for Hawaii. Hawaii gets hit.

I think either the hardest or the second hardest after Vegas. It's something else here now. Something new. From exclusively on Paramount Plus, It's the series Stephen King calls Scary as Hell Everything here is impossible

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You know I'm really thinking about it. It's so interesting because like I said, now I have this windfall of income, right? And I'm like, is this going to keep going? Do I buy a fancy house? Because the house that I live in right now is like $27,000. I pay $1,400. Well, I don't pay $1,400. We pay $1,400. I pay $450 a month for my rent. And like the amount of money that I save is like literally 99% now at this point. So on one hand, it's hard to leave that, but on the other hand, right now, my success is the thing that is crushing my success. Because now I've hit this threshold where in order to grow, I need to expand and I need to start hiring people to help me edit, to help answer comments, to help answer

emails and sponsorships. Because now at this point, I'm upsetting more people than I'm like growing. Because now it's like, well, Andre, how come you're not doing Patreon? You're not posting as much. And it's just like, there's only one dude doing this. And now that there's thousands of people with expectations, I can't grow beyond this point unless I start expanding. And I'm like, do I want to buy a fancy luxury house? Because if I have this fancy four or five thousand square foot home, maybe with a basement, I can turn that into a studio, have a live in editor. It's going to be awesome. Or do I continue just living here really modestly and just continue what I'm doing. I'm kind of torn. I don't know what to do. That's a good conundrum to have. It's a good problem. Here's my thought

is that once you move from here, you're never going to move back. So this is your one chance where You could spend $450 a month and save 99%. The other issue that I see is you need more places to film from. And I do think you need to spice things up a little bit. I do. So I think moving into a larger house with a live-in editor or someone to help you is going to really expand your business. I think a good middle ground for you possibly might be to rent some sort of house

or office space that you could work from. So you still stay here, but you could rent, let's say, a warehouse. Right. And just turn that into a studio that's a full tax write off. Yeah. And then hire an editor or someone to work with you who could stay there. I thought about that. And then I waited against owning a luxury property.

And I was like, well, what if I buy a luxury property? It's kind of nice because now I have built in equity. And now I'm building equity. And maybe two years from now, if things don't work out with YouTube, I could still sell it. At worst, maybe break even, assuming prices don't collapse. So why did you decide against that then? Decide against buying. The warehouse.

Oh, because I think I'm missing out on the upside of potentially owning a luxury. property that could appreciate in price over the next two years. So even if YouTube doesn't work out for me, if I buy a million dollar house, maybe two years from now, it'll be worth a bit more. If I sell it, at worst, I could break even, assuming prices don't crash. Here's what you could do is this, man. I got the perfect solution for you. Stay here. Buy a luxury house. 100% business use. The deductions that you could get from that are crazy. Cost segregation analysis. You could basically take, I want to say maybe 30% of this structure and depreciate that over the first year. You'll have to look into all the specifics about that, but take 30%

of the cost of the building, depreciate it all the first year. That could be a few hundred thousand dollars as a tax right off. But then the interest you pay, that's a tax right off. The property taxes, right off. Is it an interest only law you're talking about? No. You get a regular 30-year mortgage on the house and you deduct the interest on that. So if your mortgage is $6,000 a month, 35 of that is interest. There you go. What's the down? No downside to that? No downside. I mean, I wouldn't see it. That's what I wanted to do. Yes. Okay. Yeah, well, I'm living in the house so I can only depreciate the cost. So I can only depreciate basically what I'm using exclusively for business.

But in LA, before I made the decision to move, I was looking for a house that I would be able to fix up and use 100% as an office. And I looked for months to try to find something. It just nothing made sense or it was way too much work for me to dive. How do you write up? 100% of the house if you're not using 100% of it for business use what how are how do you write off 100% of the house if you're using 100 you don't but in your case because you're living here and you're buying a house for your business that would enable you to use that 100% for business so my LLC would own it then no you own it okay and there's there's plenty of ways to go around you could you could rent it to the LLC right or you could just straight up on your own tax rate it's right talk to

the CPA I'm sure there's a lot of creative ways to structure it with a trust or something no you I don't need to get that creative. I mean, I just don't know the exact specifics for your situation, but there's ways to do it. Okay. I'll look into it. Yeah. I'm sure you'll figure it out first, and then you'll tell me. Well, I did it over at, I forget what it was on the duplex. I forget how she had it structured, but I had the entire garage. That was like 500 square feet of my 800 square feet of living space that was specifically for business use, and it was. Okay. Yeah. Look into it. So look into it. But a lot of great tax advantages.

But I'm not sure that I want to buy a luxury home just yet. Like, I don't know what to do. Or do I buy a normal house like this and then pay it off in like a month or two. And now I have a property that I can have a living editor and use exclusively as my studio and then rent that to them as well. I will say you're probably best off staying here and buying a place exclusively for business use. Right. That's what I figured. But not necessarily a luxury one.

It could be anything. But I think there's also a benefit of having a nice place to work from. Oh, for sure. My backyard is so inspiring to work. Like, I get more done in my backyard. yard. Yeah, I mean, your house is so cool. First, your area is amazing. Yeah. What do you think needs to happen in your life for you to make that decision to buy a piece of real estate? Just, that's not the politically correct way of saying it, so I won't say it. Just get more courage and just

I think if I have a little bit of a few months next year in 2021, just to see how things are going, if I'm still making like a, of still a good amount, then I would probably have more courage. But I think I'm ready at this point. Like I think even if things were to collapse, even next year for me, I could still pay for the place for a year without breaking a sweat. You know what I mean? Like it's fine. It's just I've never done anything like this before. And it's such a huge like lifestyle inflation move that you can't go back.

You can't go back. That's been my one lesson is moving from that one bedroom, one bathroom, 800. Did you, do you saw it, right? Yes. Yeah. Oh, that's right. Okay. Going from that, like I was super stoked with that place.

and for me that was all the space I ever needed. When Macy moved in, I was like, okay, it's not big enough for two people when we're both home all day. So then the Santa Monica house was perfect. But that was a huge stuff. Like, I was so nervous for that entire month. I was like, what happens if something happens to the business,

if I'm not able to pay it? Okay, well, worst case, I could rent out the house and a guest house and then move back in a... Like, I'll make it work. And then after I would say like two months, I'm like, okay, no, this is fine. Right. Where's the next one? Right.

So it's amazing how quickly your mind adapts to that. And then it's like no big deal. I know. But even at that point, it's so easy to be like, I'm ready for my next move up, you know? And it's just, it's so interesting. I just watched the minimalism documentary by Matt Diavella. And it was so great. I mean, I love minimalism, financial minimalism.

And it's just, it's so true that you're content at this one place in your life. But as soon as you start trying to go beyond that boundary or you start to compare yourself to other people, It is so easy to be displeased with what you have. And then once you expand, you're like, cool. I mean, that becomes your new norm. But I will say, in defense of that, I was able to do much better work from that house. It has nothing to do with the cost.

It has everything to do with the tranquility and just the feel and the warmth of the space. Just mentally speaking. Mentally speaking. And it had nothing to do with that being an expensive house. I mean, it wasn't that much. The house is your plate. How many square feet is this?

2,000. This is bigger than the Santa Monica house where I'm living. Wow. This is bigger. I think this is a few hundred square feet bigger than where I am. Your house is what, like 8,000 square feet? Eight times more expensive than this one. Yes.

And it's 1,800 square feet. But for me, it was the backyard. Right. Of just posting up in the backyard, having the breeze. Right. There's something inspiring about that that makes me want to push myself further. So it's really interesting because a few months, maybe not a few months, like literally a month ago.

We just started, I don't know if you experienced the same thing. All of our views started dropping. Yeah. It's like looking at these million dollar homes and I'm like, oh crap, this month views are not doing well. I was like, yeah, see, I feel like if I had a huge responsibility like that over my head, I would be so much more stress. So on one hand, I would have more tranquility and just that whole aspect of the mentality, but

then I would also have this stress of like, oh my God, this month, the numbers are down. What if they're going to keep going down? That's a good point. I waited to buy that house until all of my investments could cover the cost of the house. Right. So you could pay in cash the entire cost of the house, right? At the time, yeah, actually. I think at the time I could have bought the house cash.

But even then, with the down payment I put in the mortgage, so I think all in, it's like $8,000 a month. I made sure all my other rental properties could cover that one. Right. So everything sustains itself. And worst case scenario is that it just breaks even. or even worse than that, I'm like, okay, I'll rent out the guest house. It's another $2,500 a month coming in. That'll put me in the green.

So, like, I did all these calculations to make sure everything would, I could afford it. Without relying on YouTube. I don't have those sources of income. If anything, my sources of income, there's like three of them that are responsible for, I would say, like, 90% of my income, which is terrifying. So I'm trying to build other sources of revenue that at least I'll have a little bit more. So in case one of them doesn't do well, I could at least rely on the other ones. And just right now, even though I'm making stupid money, not as stupid as yours, it's still, like, it's still scary.

I would say your goal should be have $1 million invested in the stock market. When you do that, make the down payment on a house. Okay. I don't know. One million invest in the market. Right. Yeah. I can do that.

After taxes, though. Hopefully I'll still be a million. Yeah, I think so. One million invest in the market. Yeah. What are you three streams of income? Three streams of income? Yeah, you said you have three?

Like substantial. Yeah, substantial ones is YouTube ad revenue, affiliates, and Patreon. Those are just the biggest ones for me. Now, we should talk about, breathing about Pokemon. Let's make it a little more fun and lighthearted. It's been getting like really meat. Yeah, yeah, yeah. Okay.

Let me ask this. So besides the stock market, then, what about other investments? You were going to show us Alternate forms of investments. I don't know if they're investments or if they're more like justifications for my childhood. I'm sure we all have that.

It's like, what is this? I'll show you this. Oh yeah, I never noticed all this. It impresses all the ladies. Oh my goodness. My Pokemon bring all the nerds to the yard. Wow. See, I got this really cool card.

It's a shadowless first edition Psychic Energy card. Of all the cards you picked, you had like a one in four shot, one in five shot at picking that card you pick the card. Yeah, it's the one I wanted. Wow.

Look at this. Oh, I remember these. What was her name? Erica. Erica, yeah. Yeah, her name is Erica. Yeah, I got Erica's name. Whoa, I remember these.

Holy crap. What is this for? So this is a Venusaur. This is a base set. Has this shadowed venous. Yeah, it's not like shadowless. I don't have a single shadowless card. Oh, my.

Wait, can I hold it? Can I hold it? Can I hold it? Yeah. That one is so cool. The Dark Charzard? Yeah. Dark Charzard.

I had this. Okay, so this is a Japanese. Japanese Charzard. Wow. I remember this. I used to like the Japanese shiny cards. Yeah. Because they had a cooler holographic.

I thought so too. Yeah. And they were more vibrant. Not only that, but you were guaranteed a holographic whenever you bought a Japanese pack. That's right. You remember? I forgot about that. They were worth like $14 or $12.

Like something ridiculous. This, I remember at the card store would be like $30. Yeah. The cardster back then. And I like the back of these cards a little bit better. Yeah. pocket monster. Wow, I always thought these were cool.

Check this out. First edition, Rocket one. Yeah, you're not delicate, man. It's giving me anxiety. I'm holding you so carefully. Look at that. Whoa, can I see this one? Yeah.

They're not graded. That's why I'm not like babying them. And I'm not going to grate them. Yeah, so yeah. Oh, yeah. I see all the scratches on it. Yeah. Wow.

Who would have thought, man? What's this blastoyce worth? It's just a regular blastoyce. I don't know. I had that class. How much is that worth? I don't know. It was a good question.

Imagine if you stole these. If it was you, you came to my elementary school. I told you, I told your story to Corey. I was like, Graham stopped collecting Pokemon cards when he got his cards stolen. And Corey's like, but you stole yours back. I had my cards stolen and I broke into the person's house and stole them back when I was a kid. How do you, but they broke in my house and I knew who it was. I stole them back.

Oh my God. It was amazing. So when did you stop collecting? When? Yeah. Wow. I don't remember. Yeah.

I literally don't remember. I'm still collecting. It's cool. You don't stop collecting. You showed me this thing that you got from the Pokey Mint or whatever you want to call the Pokemon Mint. Right? And you said you bought it for $2,000 and it's now $7,000. Yeah, it's like on eBay for $5,000 or $7,000.

And that's a good investment then. That's awesome, dude. That's so cool. Oh, careful about your first edition energy card. That card is probably worth more than any other card in here if it's graded. It looks like a PSA 10. It's got to be a PSA 10. It's got to be a PSA.

That's for sure a PSA 10. Gosh. Yeah. Well, good stuff. Make sure to get B-roll on that. So should we wrap up here? We're at an hour. It's still recording.

We probably have 10 minutes, though, that we weren't necessarily talking. I mean, let's make it more fun. We talked about pretty heavy stuff. Let's talk about it. What do you do for fun? What do I do for fun? I have no fun. I have no life.

I'm kidding. I just hang out with Corey, my girlfriend. How long have you been Corey? How long have you been? How long have you been? How long have you been Corey? Jeez. Five years.

Five years. I've been Corey five years. Yeah. Yeah. Yeah, we met on Tinder. Cool. Yeah. You did?

I did. I'm trying to find love on Tinder, man. Dude, it works. It works. Sometimes you get people that are just, you know, you're going to be your friends. And some people are like, oh, you're cool. Let's be more than friends. And you just never know.

It's the digital age. I guess everyone's meeting on Tinder. and like whatever other social media network there is. Bumble. That's true, yeah, Bumble. Bumble's the worst. Girls never respond. I mean, I think they're the other ones

is supposed to initiate the conversation, but then they don't put any effort into it. They're like, hey. Really? Oh, yeah, no, because they don't have to put effort in. No. Because they know the guys will respond. You know what's crazy,

this must have been like four years ago. Had a Bumble profile. Yeah. Didn't get any matches. Like, I'm talking like a match every now and then, you know? This was obviously before YouTube. Yeah. Oh, yeah.

I mean, this was like four years ago, whatever. almost no matches I changed the picture just to see what would happen of myself in front of a Lamborghini with the doors up I kid you not overnight you know how it showed you like the potential matches

it was like 50 plus no way overnight and it got to a point on bubble I would just swipe match match it's obviously all about the title and thumbnail but that is your thumbnail at the very least I'm not saying

they're all like ooh Lambo because they don't know what the car is. But if they're scrolling, it at least was like, oh, what's this? Right. Crazy. You know, Graham said something really, really funny to me. You said when you had Tinder, you know, you could super like someone. Yes.

And it has this blue glow. Corey super liked me. Yes. Oh, nice. Well, it has this blue glow at the bottom of your Tinder card or whatever. Graham edited all of his photos to have the blue glow. Everyone thought I super like them. People thought that the girls would think that Graham's super like them, which you can only do one every 24 hours.

Oh, yeah. And it drastically improved that. Oh, my matches were so much that I physically, like, I couldn't keep up with the amount of messaging back. Wow. It got so overloaded. And I had to be really careful about which profiles I swiped on because more than likely it was going to be a match. Yeah. Couldn't believe it.

It lasted about maybe 30 days before I got to notice from Tinder that they took down my profile. Oh, no. Yeah. So it worked up into the point it didn't. That's amazing. I guess they changed the, I guess they changed the super like now or so. I don't, I don't know. Did you ever meet up with any of the people that you matched?

Yeah, you did. Did you make friends or did you date anybody? Old girlfriend for, gosh, almost two years. No, I had no idea. Yeah, Tinder. I didn't know that. That's cool. Huh. Good thing Macy's not here.

Well, I mean, she knows. She knows. She knows. I know. I personally. Many years ago. I prefer Bumble. I think I honestly spend more time on Bumble than I do on Tinder.

I don't spend a ton of time on either. Yeah. But I do spend more time on Bumble because I feel like it's just much easier when they message first. Yeah. You're a good looking dude. You're kind of tall. You got it all. Stop it right now.

Yeah. No, you guys. I mean, being like 5 foot 7 and 5 foot 2 ground. Five foot 5. But you guys are ripped. Okay, you guys are ripped. We're not. Okay.

Yeah. I'm out of shape now. Yeah, but it's crazy how much street cred you get with girls just for being tall. Like you be like, was in jail, have no job, completely broke, 6 foot 5. Girls are like six foot five. That's great. I don't know. I think people focus on what they don't have because I don't view my high at all as a perk.

I really don't think about it. I don't think about it at all. And I think about other things. And I'm sure it's the same way with everybody. They only really highlight the negative stuff. What is your downside? What would you say like your critique of yourself is? I couldn't say it publicly.

Oh, I couldn't say it publicly. Why? Because. You know what I'm going to do it. Come on. You can't do this. You say what you're saying. It's heart to heart right here.

Mine was height. Yeah. My heart, the big part was height until I would say three years ago, maybe about three, four years ago. It took me that long to get over my height. I was not self-conscious about my height until I would say right after high school. Because in high school, it didn't matter. I had a good group of friends. Nobody cared.

It didn't make a difference. Then when I got out in the, I want to say the real world, put myself out there, there was one moment where a friend was setting me up on like a blind date. This is like right after my girlfriend of like two years in high school broke up with me. So it was like shattered. Like I had no self-confidence. My friend was like, don't worry, bro. I'm going to set you up on a date with this girl. She's just going to hit it off.

And he made it seem like this perfect thing. And the girl walks in. She's like, oh, wow, you're short. And just like, I don't even know if she meant that in like an, ew way. But just maybe just like, oh, hey, you're short. Like something like that. But you know what you got to do afterwards? Destroy me.

You know what you got to do afterwards. You got to give her a neg. Like, oh, yeah, you're right. But that's a cute shirt. I'm all owns that shirt. Oh wow, you're ugly. So how did that feel? Like did that crush your spirits?

Crushed it. I'm so crushed it. It took me years to get over it. People don't realize like one random thing. If you can like pick out someone's insecurity with one comment, you may have no idea. You might set them off on a path to overcompensate and become a YouTube billionaire. Yeah, exactly. That might just be, I'm like, I'm going to get a YouTube channel that.

I can make millions of dollars. Teach you laugh now. but I think there is truth in that. No, I don't think so. I think there's truth in people that have less throughout life or like to have less confidence to work extra hard to make up for what they feel they lack. Really?

I think so. I think that's probably a lot of cases, you know, but I wouldn't say that goes as a general rule. I think that is a general rule. Really? And I think there are exceptions, but I think it is a general rule. I don't think so.

I don't think that's why you started. I'm just saying that there is subconsciously some some aspect of you that desire. But then again, that's every single person. That's every person. Yeah, we desire to have status to some extent to make up for what we think we lack. But maybe there is an inequality with people that are more self-conscious. Oh, stop recording. Yeah, my own ran out of memory.

I just want to say, you know, I could be completely ignorant to it. This is just what I, my initial thought. Okay. But something like height, there's nothing to hide, right? Because when you meet someone, I mean, it's just right out there in the ocean. So it's not like, it's not like your flaw is right there. No, I'm not saying it's. I'm just saying like if that's your insecurity, like it is apparent, you know?

Like not that it's your insecurity, but that, you know, that is. Yeah, I get it. You call me short. No, no, I'm not saying that. It's, it's evidence. It's right there. What I'm trying to say is, guys, you guys really give me your time with this, all right? What I'm trying to say is like it's there, right?

Whereas something else, this something else can eat away at you because you know that they don't know about this thing. It sounds like you just, you know, he don't need to get into it. Let him lead into it. I'm not going to lead into it. But I'm just saying like, this is something that, you know, not this. What is it? You could bleep it out. You could bleep it out and we'll just talk vaguely around it.

Really? Yeah. We could talk vaguely around it. Yes. I've got a ginormous heart. No, like my biggest insecurities. I'll tell you. Okay.

So I guess ever since I was a kid that I was fat. I was really fat. I was really insecure about that. And then as I got older, I was so insecure about being fat that I would wear rash guard. I would never be shirtless. So then I was extremely pale. And like I would, yeah. So I was really pale for all my life and I was extremely nervous about that and this may seem small to you, but I wouldn't take off my shirt in front of people no way

And then as soon as I started getting tan because I started running cross country I started getting chest hair and now it's like a forest man oh like it's crazy Yeah, you can't tell yeah, like it's a forest bro And I thought that when that happened that would be the day that I would call it quits You know there's a thing what there's a thing called the tremor. It's amazing change your life No, but it's not the same bro because you get red bumps it like obviously it's still there Don't go bald. Just trim it.

I know, I do trim it. But at the same time, that is probably my number one. Right? Just overall, overall ape man. Okay. It's not a big deal. Second to that, I would just say asymmetrical face, man. Like, you sound like a girl.

Yeah. No, I don't. You don't understand. Like, when I'm, when we have these podcasts, I'm always on the left side. Okay. You think they're- This. No, but that's because you're a dude.

Like, I see you, and I think you're a perfectly fine-looking guy. No one. No one thinks that. Trust me. No, people know I'm a perfectly good-looking guy. No one thinks that about you.

You guys know. You guys are good-looking guys. To be fair, the first time I saw Jack, I was like, there's something off about him and it was definitely the symmetry of your face.

Exactly, man. That's what I'm saying. That's what I'm saying. But no, your face is perfectly too much. You should leave that in there. Seriously.

I'll leave in the asymmetrical face. I'm not going to leave a number number one, though. It's not that big of a deal. It is not. No, you don't understand. You don't understand.

Okay. If you leave it in, you could have people comment about it. No one will ever bring that up. No, ever. I think every flaw Jack said I also have. Really? Yeah, I think literally everything you said is like everyone else.

Man, your arms aren't even... I'm pale, like way paler than you. I'm hairier than you. No, you're not. Just because I trim. I'm way hairier than you. You trim your arms? Very rarely, but I do.

I have never done that. Well, there we go. Literally every single flaw you said I've had about myself. I don't know, man. I don't know. But you know what? I can't grow a beard. You both can.

It doesn't matter. I'd rather not have a beard to be on. Oh, I'd rather have a beard. Really? Yeah. I think it's so cool. I've always wanted to grow a beer. I can't do it.

You know what? Dude, this is ridiculous. Okay, so when I was a kid, me and my family, we went on a trip to Seattle, and there was a grooming place in Seattle where you can buy mustache trimmers. And ever since I was a kid, I just wanted a huge mustache, right? You should be self-conscious about that. I wanted a massive mustache. Ever since I was a kid, we go to this.

beard groomer place, I'm like a freshman in high school and I'm thinking I'm going to buy a mustache trimmer because I'm starting to grow hair elsewhere and might come in. Eight years later, this is what I get after like months of growing it out, this, I literally like I grew hair everywhere else. Wow. Except these two inches on my body. It's absolutely ridiculous. Gosh.

Should leave that in there. Seriously. Yeah. All I'm saying is that is that is the only way you're going to be able to be able to. it to get over this and this is like the first head start you just do it and how you build it and how you build a brand the more vulnerable you can be and more relatable

this is your chance you have one chance to put yourself I consider super uncomfortable but guys very but guys I also exaggerated it right because for comedic effect like I'm not an ape you know like I said that like as a joke I'm not that hairy and I'm

but but don't worry guys like it's not that big of a deal guys like all right Can we move on? What's next? No, I'm going to say the only way to move on is just to embrace it. Why don't you guys say your insecurities? I just did. Mine was heights and I wish I could grow a beard and I can't grow a beard.

Really? Yeah, because I feel like I look too childlike without a beard. That's bad. You are so lucky. I had that same criticism about me. I always have a beard just because I think the same about myself. Okay. I feel like I look like a child without a beard.

But you guys are lucky. You don't want to look old. We're like the same person, like the same insecurities. I'm 12, even though I'm 13. But you're in saying yours. You already say yours, right? Yeah, I do. So we're fine.

So we all did it. If you now are the only one who blur out yours. I don't, leave it in, man. Let us know in the comments down below what your insecurities are. Yeah. Just here's let's set this as a goal. Okay. Everyone put in your worst.

Do your worst. And you know what? If you do that. The darker it is, the better. If you do that, I will respond within the first few days of commenting. A hundred percent. And I will tell you, you are great. you know, don't worry about a thing.

And that, that'll be that. There you go. This is a self-help podcast now. Richard, it went in a different direction. I think that's a good way to wrap it up, though. It's a very light-hearted way. Yeah, cool. So thank you guys so much for watching.

And thank you for coming on. That was honestly incredible. Thanks for having me, yeah. It was nice meeting you as well, honestly. We didn't introduce ourselves. I'm Jack. Yeah, I'm Andre. Nice to meet you.

A pleasure. Graham. I'm smashed a like button. Well, thank you so much for coming on. That was a pleasure. Thank you for having me. So guys, make sure to subscribe. We'll link your information down below in the description.

I will finally push me over a million, please. Yeah, exactly. We're going to get you to a million today. Thank you. Add us on Instagram, two free stocks from Weble down below in the description. Mentorship group, we got that running right now. So if you want to talk, Jack and I live twice a week. It's not one-on-one, but it may as well be.

Yeah. So if you want to join that, link down below in the description, thank you so much. And until next time. Until next time. Also, let's get a better introduction of Andre. Yeah? Just because I don't even think we mentioned the YouTube channel in the beginning. We just talked about the card stuff.

You're right. Okay. So let me do it. Cool. Yeah. We're good. All right, cool. Yeah.

That was good. That was a good mix of fun. All right, Andre, so you're going to introduce us. It's the 22nd ever episode. We have made 7,333. 7,330. Welcome to the 22nd episode. They have so far made 7,2,333.

You got to say, welcome to the 22nd ever episode. Ever.