The Iced Coffee Hour - Confronting Jennette McCurdy | Her Unbelievable Home Horror Story

Episode Date: June 22, 2021

Elevate your writing with 20% off Grammarly Premium by signing up at https://grammarly.com/icedcoffee Today we are joined by Jennette McCurdy. Jennette McCurdy is an actress best known for for roles ...in iCarly, and Sam and Cat. We discuss her current projects, some of her financial habits, and Jack's dating life. Jennette: https://www.instagram.com/jennettemccurdy Add us on Instagram:  https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan Official Clips Channel: https://www.youtube.com/channel/UCeBQ... LIMITED TIME: GET YOUR FREE STOCK WORTH UP TO $70 & DEPOSIT $100 FOR A CHANCE TO EARN A FREE SHARE OF TESLA - USE CODE GRAHAM: https://www.public.com/graham ENDING SOON: Get 2 FREE STOCKS ON WEBULL when you deposit $100 (Valued up to $2300): https://act.webull.com/invite/share.h... Official Clips Channel: https://www.youtube.com/channel/UCeBQ... Join the 2x weekly mentorship group: https://tinyurl.com/yaexko4o The Equipment used: https://tinyurl.com/y78py5g2 Audio Equipment Used In Podcast: Rode NT1, Rodecaster Pro The YouTube Creator Academy:   Learn EXACTLY how to get your first 1000 subscribers on YouTube, rank videos on the front page of searches, grow your following, and turn that into another income source: https://bit.ly/2STxofv $100 OFF WITH CODE 100OFF  For Podcast Inquiries, please contact GrahamStephanPodcast@gmail.com *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

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Starting point is 00:00:00 Amazon presents, Laura versus Fruitflies. Swarming your fruit and terrorizing your kitchen, these little freaks multiply at a rate that would make a rabbit say, yo. Chill. But Laura shopped on Amazon and saved on cleaning spray, countertop wipes, and fly traps. Hey, fruit flies, your baby boom ends here. Save the Everyday with Amazon. Hello, everyone. Welcome back to the 60-second ever episode of the iced coffee hour.
Starting point is 00:00:35 I'm Jeanette. And so far from this podcast, they've made $72,994. And $98. Oh, my gosh. And you were worried about doing this? My heart's still going. Why? Because I thought I would get it wrong. I think that was the best one that we've ever seen on the entire.
Starting point is 00:00:53 I think you'll find it wasn't because I think my eye contact was a little like wonky. Oh, that's okay. The voice was a little shaky. It was perfect. You're good at this. It's almost like you've acted before. It's almost like I was forced into it as a child and am now still very stressed out by it. Wow. Well, at least you could do amazing intros. Thank you so much for coming down here. We're all the way back in Los Angeles today to be able to do this podcast. Really happy to have you on.
Starting point is 00:01:16 Thank you. You started acting at, well, I'm telling you this. We started acting at eight years old. You were in Icarly. Start at six. Six years old. Wow. Six years old. Little bean. Icarly. Then what? What was the other salmon cats? I did a spinoff salmon cat, and then I did a Netflix show that was real bad called Between. And now you have the Empty Inside podcast. I do. Yeah.
Starting point is 00:01:39 And you were on it. Yes. I don't know if it will have aired, if that episode will have aired by the time this airs. But thank you so much for coming on. Yeah, I know. Thank you. I thank you for coming back on here. One thing that surprised me was you sent me a DM on Instagram.
Starting point is 00:01:51 Yeah. Gosh knows how it, like eight months ago, nine months. I never saw it. And then we were at sushi. Yeah. And then I sorted by top. I don't know. I was bored at sushi, sort of by top, saw your message, realized I missed it.
Starting point is 00:02:02 Okay. Got back to you. You got back to me. And now here we are. What surprised me was that you were into personal finance. Yes. I have been, well, it started with sort of actually a financial anxiety from an early age. And that led me to just thinking money would solve a lot of problems.
Starting point is 00:02:20 And I was always obsessed with making money. And eventually that kind of led into something of a personal finance interest. But that's definitely been more, the personal finance. aspect has been more recent. Got it. At what age did you start realizing that money was the thing? I would imagine it would be at quite a young age. Well, I was largely the financial support for my family. So quite literally I was hearing, you know, my parents, my mom specifically talking to me about how I needed to kind of make this acting career works so that I could help the family. And I definitely understood. Like anybody who says that money can't solve problems, I don't think that's true at all.
Starting point is 00:02:53 I think it can help many problems, not all, but many. And that was kind of my mom. mindset from an early age and definitely fueled my acting career, just knowing that I had to help support my family. So what was the financial situation like then before you started being like the primary breadwinner of the family? My dad was always working two jobs, two to three jobs at any given time. And my mom would basically pick up shifts at Target or it really was just Target. There's nowhere else. She would pick up shifts there. And I just remember constant stress, constant arguments about money, constant, you know, my mom was quite erratic and kind of just like screaming and wailing and crying about not having enough. And I remember thinking like,
Starting point is 00:03:38 well, this is not going to work. And I don't want this for my future and I don't want this for my family. And so when she put me into acting, I kind of got the message and understood the mission and just was like a little kind of soldier. And how old were you when you realized that money was so important than you guys needed it? I think it was probably when I was six when my mom put me in acting. That's crazy because I know when I was six, I was not even considering money whatsoever. Really? No, I was six years old.
Starting point is 00:04:08 No, I was thinking about like, I don't know what people do when they're six. I was thinking about how far I could kick the kickball on like the field. I don't know. What about you, Graham? I was always into it, but I love dinosaurs back then. I lived dinosaurs, insects, reptiles, like all of that. So my thinking was that like I really wanted a chameleon as a kid. And so like obviously you go to the pets for it's like 60 bucks.
Starting point is 00:04:27 So you kind of think in your head like, okay, if I save, you know, my grandma's Christmas money, I got a birthday coming up. I could do a few things. I could pick up pennies off the floor. When you were six? Yeah. Wow. That makes sense to me.
Starting point is 00:04:38 I feel like there's certain people whose personality you just like either latch on to that or not. Except yours seems more, you're seems smarter. Yeah. Like yours doesn't seem anxiety based. No, it was not anxiety based. It was always from the perspective of like I love collecting things. Yeah. And so for me, money was something that like,
Starting point is 00:04:54 you could kind of collect, but I also collected lizards and like all that sort of stuff. So anything that revolved around that would tie back to money. I love dinosaurs too. Just got to throw that out there. What was your favorite dinosaur? I don't know the names, but the one with the long neck that's like supposed to be nice. Bronosaurus is it? Oh.
Starting point is 00:05:14 No, it's not a long. It has a long. Yeah, yeah, yeah. Going back to, going back to you, did you get to keep this funny or did all that? I'm curious about like the dynamic of how that worked. Right. Well, there's a thing called the Coogan account that actually takes or is supposed to take 15% of your money off the top and kind of put it into the child's account so that they can
Starting point is 00:05:36 have at least 15% of their money by the time they're 18 and the rest of the money is kind of up for grabs. But I got these papers that were saying that like the Coogan account information was never properly filed. I got that in my 20s. So that was kind of a little bit of a shock because I didn't, I just had. I really have no idea kind of what was happening. And, you know, my mom was in control of everything.
Starting point is 00:05:57 So I don't think I ever saw the Coogan account money, but... Is the Coogan account something that the show, like, establishes? Or is it something that, like, the family is relied upon to establish? It's the union. So the Screen Actors Guild says that, you know, I think it started with Gary Coleman, who was an actor, a young actor on a show called Different Strokes Back in I think the 70s and his parents took all of his money. Yes, I remember that.
Starting point is 00:06:21 Yeah. That was a big thing. And he was working as a security. security guard. Yes. A while. I felt so bad. Right.
Starting point is 00:06:26 Right. Yeah. Happens to a lot of people. So it just never got set up, the Coogan account. I don't think so, but to me, I'm like, well, is that possible? Because isn't it, it has to be, like, I'm, I'm really unclear and the documents were pretty wordy. But still, I mean, it's been, it's been several years since then, and you haven't seen
Starting point is 00:06:44 any of the money on my car. No, no, no. I definitely have seen, I definitely made enough that by the time I was on Arcari was 14, and then I actually did the spin-off when I was 20. So at that point, my mom had gotten very ill, and I was fully in charge of my finances by then. So I've definitely tried to be as kind of as smart as I can be about my finances since I took them over.
Starting point is 00:07:05 Yeah, 15% doesn't seem like enough, though. No, that seems low. 15%, yeah. Especially if it's something that you weren't self-motivated in doing, like you were like if you were forced into. Which is, I think the case for like 90% of young actors. I wouldn't be surprised. I remember a lot of frowns on those little faces.
Starting point is 00:07:22 Like, I don't think people are stoked to, I think it's a weird, a weird business. I don't think kids love it. It's almost like exploitation. Unless the children are really into it, unless they're like, that's all I want to do. And I bet that exists. Well, for sure, but you can spot them a mile away because they come in like tap dancing and they like got a big smile on their face and they seem so, I remember like for commercial audition, sometimes kids would just seem so bubbly and excited to be there.
Starting point is 00:07:46 And I remember feeling so uncomfortable. And usually there were a couple other kids there. who seemed as uncomfortable as I did. But if you can tell, wouldn't the kids that weren't so motivated and excited not get the parts? Well, it depends on the role. Like, I got a lot of really sad kid roles. Like a lot of guest episodes of, you know, Law & Order or, you know, judging Amy without a trace, the really sad children. Oh, my God.
Starting point is 00:08:13 But then I wound up not playing a sad child for a long time. So go figure. Yeah. Was there ever a point, though, where you're just like, I don't want to do. this. I don't want to go in this role. Or was it forced, was it forced on you? Like, hey, we got to, we got to pay the bills. We got to take this role.
Starting point is 00:08:28 That's a good question. I remember, I would cry on several occasions when it just felt like it really got to be too much. And I tell my mom, you know, I don't want to, I don't want to do this anymore. But she would either say, like, that you don't mean that, or she'd say, well, we need this. So there were kind of two different sides of the,
Starting point is 00:08:44 two different arguments that she would, you know, hit me back with. And I feel like, guilty, you know, would keep, would keep doing it. Yeah. I remember. I mean, it's, it's definitely not on the same scale at all. This is a terrible comparison, but I remember my dad, my mom and dad both really wanted me to take piano lessons. And I was, I was good at piano, and I liked playing the piano. I just hated the lessons, because the teacher would make me do the scales. And I hated the scales, and I hated sight reading music. And I remember the same thing.
Starting point is 00:09:13 I would be like screaming and crying because I was like maybe four or five years old, because I didn't want to go to piano lessons. Yeah. And so my parents would bribe me. Back then it was tomagachis. It'd be like, we'll get you a tomoggi, we'll get you a tomogachi if you go to piano lessons. And so then I'd go, but I'd hate it. But looking back now, I, I wish I had stuck with it. Really? Yeah. When did you stop? How old were you? Six. Okay. So you did it for a couple years. I did it for a couple years. Which feels like so long at that age. Yes. It must have felt like, I mean, it was like almost half your life. Yeah. I just don't think I understood the benefit of like, looking back now, I could see like, yeah, sight reading music would be
Starting point is 00:09:50 awesome. Knowing the scales would be essential for playing music. But back then I just couldn't conceptualize. I just would hear Mozart or Beethoven be like, I want to play that, but never realizing how the scales play into that. Sure. Something at least for me. I regret that. I look back on it sometimes and I think
Starting point is 00:10:06 and I wonder. But first, I want to thank our sponsor Gramerly. Recently, I've been shopping for a home here in Vegas and I got to say, I'm super excited. I want a place that I can really call my own and where I can walk around in any shirt without getting completely roasted by my friends. But what I've realized is Through the home buying process, there are tons of emails and texts that need to be exchanged.
Starting point is 00:10:24 I want to make sure that when I communicate with my realtor, my messages come across clearly and concisely, especially since this is one of the biggest purchases of my life. This is where I'm so grateful that I have Grammarly Premium. It's almost like having a professional writer reviewing my sentences without feeling any of the judgment. I love how Gramerly Premium makes clarity suggestions to make sure my sentences are easy to understand and free of unnecessary or redundant words. And also their vocabulary suggestions help me avoid overused words to make sure my sense. sentences sound exactly how I want them. Whether it's for school, work, or personal projects,
Starting point is 00:10:54 Grammally Premium is the perfect tool to help you improve your writing. And with their desktop editor, browser plugin, and mobile app, it has never been easier to revise my writing wherever I go. Do more than just spell check. Say what you really mean with Gramerly Premium. Get 20% off Gramerly premium by signing up at Gramerly.com slash iced coffee. That's 20% off at G-R-A-M-M-A-R-L-Y. dot com slash iced coffee. Thank you to Gramerly for sponsoring this episode and back to the podcast. You know, I wish that I was able to look back on it and have more of a like, well, it's really cool that I did that and that I had, that I have, you know, financial security because of it.
Starting point is 00:11:28 But the financial security aspect is the thing that I'm most grateful for. But otherwise, I just think it really was pretty damaging for me. And I, I find it difficult to be grateful for. But I wish that I had more gratitude about it. Yeah. So how do you treat your finances? now today? Actually, when I was 21, and I was kind of in the midst of at that point, I had just started the spinoff, I had a financial advisor and a business manager, and then the business manager
Starting point is 00:11:54 introduced me to a financial advisor. As of the beginning of this year, I got rid of the business manager and the financial advisor. Yeah, I'm very happy with that decision. When did you do that? January of this year. January, there we go. I think we talked about this on your podcast, which, by the way, we'll link down below in the description. I think we're posting this at the same time. So if we link this up, you go in the description, it's right there. All right. Yeah, I got rid of them in January, and I had been considering it for a couple years. I was always a little bit unclear of what exactly the business manager was doing.
Starting point is 00:12:22 And once I really got to the bottom of it this year, I was like, oh, basically if I email a question, I get charged to ask them anything, even though they initially said that you can ask them anything. And then also, they just kind of pay bills, and I can set everything up on auto pay. So it's not really that beneficial. And then the financial advisor also kind of took a percentage, and I felt like that was a bit unnecessary. So I got rid of both of them. And now my boyfriend's dad is actually quite good with finances. So he kind of helps walk me through everything in my various accounts. It's easy.
Starting point is 00:12:55 Financial managing, I think certain people I think would need one. If you're totally just like you want to remove yourself from that entirely, you don't have the self-control or you get too emotional over your investments. Yes. A financial advisor, in my opinion, is really about getting in between you and your your emotions. Some people just can't do it. They'll just see their portfolio go down 20% be like, all right, I'll sell it. And then they'll wait and it starts going up. Be like, no, no, it's too expensive. And then once it starts like sky up, oh yeah, hey, hey, those people need it. Because then you have that intermediary. It's like, hey, man, let's cool it down, just just hold
Starting point is 00:13:28 it. And they're worth that 1%. But to set up the investments for you and be like, okay, we're investing today in the S&P 500, it's just not worth it. So I'm happy you did that. Thanks. Well, and also when I looked at my portfolio, because I had, first started kind of taking a more intense interest in personal finance at the beginning of the year. And I was feeling like my allocation was way off. I was in like, this is going to sound crazy, but like 50 stocks, 50 bonds. 50. Wow. Yeah. That's a lot. I know. Since I was 21. Since I was what, did you ask this guy. We should confront this guy. Yeah, we got to have him on the podcast, man. You know what, I would pay. Whatever his fee is, I would pay it just to ask him these questions.
Starting point is 00:14:07 I bet he had a reason. How old was he? Was he really old? No, he was in it. I would say, he was probably 40s. And I will say, in his defense, I was very scared of any sort of investing early on. But the reason why I ultimately left him was because several times over the course of the past few years, I was vocal about like, hey, I've kind of changed my tune. I'm getting into this a little bit more,
Starting point is 00:14:27 and I think this is unreasonable. I want to change this up. And those adjustments weren't really made. And I don't know if it was kind of maybe he had some fear around the situation last year and everything. but so that's ultimately what. Oh, yeah. Last year was the worst time to be in bonds.
Starting point is 00:14:45 The worst time. You know what I have a feeling? He probably talked to you. And you said, I want to play it safe. Yeah, for sure. I get all spooked in the market. And they're like, okay. And they go based on that.
Starting point is 00:14:56 No, no, you're totally right that the financial advisor, it was definitely at my, he was basing it off of my emotions early on. But I do think that when somebody says, hey, I've changed, I want to adjust this. They should be able to adjust. But you know what they should do? If you said that,
Starting point is 00:15:09 you got to be like, hey, listen, not meaning to be rude here, but you're wrong. We got to, we got to play. But you know, but that could go either way because imagine, imagine this, like right before COVID hit. Yes. He's like, you're wrong. We're going to go all on stocks. And then the account drops 40%.
Starting point is 00:15:24 Right. You're going to go off on him and be like, you told me to do that. You lost me money. And that's a lawsuit. So it's like a fine line. I don't know. I would be very convincing. I'd just be like, you can't do that.
Starting point is 00:15:33 This is stupid. We're going to go all in on stocks, GameStop, AMC, and Doge, all in. We're going to make a lot of money. So do you have a financial advisor and you just tell them what to invest in and they just do that for you? Because that seems like it wouldn't help at all. No.
Starting point is 00:15:50 I think financial advisors are inherently more hands-on than, right? Yeah. Well, you have two. So you have one that's a fee-based advisor. So they're a flat fee and they just give you recommendations. Those are the best. Those are the ones you want. Just like a flat, like here's $500 or it could be, you know, whatever it is.
Starting point is 00:16:09 The fee-based advisors, yeah, they're the ones you want to go for. The ones that get a percentage are the ones you want to avoid, because sometimes they'll get a percentage of selling you certain things. So I'm not saying this is what happened, but sometimes they'll get commissions. And some of the commissions could be higher on certain mutual funds. Like maybe they get a 2% commission selling you a bond versus the other guy is getting a flat $500, no matter what they have you buy into. So you always want to go fee-based if you're going to do something like that.
Starting point is 00:16:36 Got it. I mean, that sounds great. And he took a percentage from you? Yes. Was it 1%? I believe so, but then there's also like additional for specific bonds or stock, whatever. There's like additional fees that kind of crop up.
Starting point is 00:16:49 Because that's the thing is every single year, I know what I was paying my business manager and financial advisor. Then at the end of the year, I'm getting the statements. And I'm going, well, this isn't what I was quoted. This doesn't match. Why are these numbers not adding up? And it's always, well, you know, additional blank, additional blank additional, additional.
Starting point is 00:17:04 And I'm like, well, I didn't realize that was, whatever. So they're going to take a flat 1% off the top. let's just say. And then the fees you're paying on those funds could be like another half a percent, let's just say. So the total you're paying now, let's call it one in three quarters. One and a half, let's just say. That's probably
Starting point is 00:17:20 what you were about paying. But that one and a half keeps adding up, especially on the down year. Imagine you're down 8% and then you're down another one and a half because of that, regardless of how your portfolio is doing. And with the bonds especially, if you do inflation plus the 1% that they're taking,
Starting point is 00:17:36 I feel like you'd actually be genuinely losing money between the two. If you're in bonds with the 50%. Yeah. Yeah. I remember looking at my account and thinking like, huh, I feel like this should have raised a little bit more. It could have been a lot worse. I mean, if you were in your like 40s or 50s,
Starting point is 00:17:51 it would be harder to recover than that than like right now. I mean, it sucks. Yeah. But like you'll be just fine. Also, you know, to be sure I was 21 and definitely would have been completely overwhelmed by anything personal finance related at that point. There were plenty of other things on my mind. so I think it was worth it for the years that I had it.
Starting point is 00:18:10 We did well regardless. Yeah, and listen, 50% bonds plus like a one and a half. Like, if that's the worst, then you're fine. What is the worst money mistake you've made? Having a business manager. Although, I mean, they were super nice. They were very, very nice people. I hope so.
Starting point is 00:18:27 I should throw rude on top. Take your money. You're like, this is it. All right, bye. Oh, I have something that you will not like at all. I owned a house for three years. And I didn't like that experience at all. So I sold.
Starting point is 00:18:40 I made a very little amount of money on the sale. But I hear constantly, you got to buy a house. That's the thing. Why aren't you doing that? You're crazy, whatever. And I'm like, well, I had one for a couple years. And that experience was, you know, it was more maintenance and upkeep than I expected. Let's walk through that.
Starting point is 00:18:58 So when did you buy a house? What area? What price? 2013 in Studio City. Good time to buy. I think I, I think it was like 895,000. I think. Yeah.
Starting point is 00:19:11 That's fantastic. Yeah, that's like, gosh. Okay, so you did, it sounds like you did well on the buy. Was it in the hillside of Studio City or like the, I'm so out of that. It was on, it was not like in the Laurel Canyon, before Laurel Canyon. Got it. Okay. On the hillside or the other side?
Starting point is 00:19:31 South of Ventura. It was on a hill. It was on a hill. Great. Okay. So that was a good buy. What got you off guard there? Well, I intentionally went in thinking I want something turnkey.
Starting point is 00:19:42 I want something that's very low maintenance. I don't know about fixing up and that's not my thing. And so I got something that I thought was turnkey and then wound up. It was like encroaching another property. So had to pay that and then had to do work on like the underbelly of the house. So not even cosmetic stuff, but just like redoing plumbing and piping, whatever. And then the shower leaked from the top floor onto the couch. So then had to get all new furniture, had to fix the bathroom.
Starting point is 00:20:11 A stair fell off. So I had to get the stair. Like just, it felt like a lemon. When was it built? Very recently, I think it was built like a 1992. Like way, way, way. Right? Yeah, it sounds kind of fishy.
Starting point is 00:20:26 But did you do an inspection? Yes. Yeah, yeah, yeah. How didn't they know about the encroaching? That's, oh, I think they found that in the inspection. But then somehow it was my responsibility. Does that make sense? That's right.
Starting point is 00:20:38 Yeah. So here's, if you're encroaching on another property, that would be disclosed to you. It's rare that a seller would not know about something encroaching, especially if they've lived there for a long time and not had any awareness of it. Like, how did that come to like to you? Through my realtor. And he had said that I, that I, that it, I would be responsible. Okay.
Starting point is 00:21:02 So you were disclosed prior to closing? Maybe. Okay. would have been. I want to say 95% certainty. You were disclosed that ahead of time. So you're encroaching. So what did you have to do to fix that? Did you have to fix that? Paid the person who lived above me that I was encroaching. Right? You can. Most of the time, it doesn't even matter. Because if you're, are you a hillside? Yeah. Just going up. Yeah. And I'm guessing you're just, your fence was a little bit too much on
Starting point is 00:21:30 their property. Yeah. It was literally like a foot. Like something very, very small. Usually you just let that be. Usually you're just on good terms of the name. I definitely paid them for sure. Can I ask how much? I don't remember, but I want to say, I want to say $30,000. That's too much, yeah. Because here's the thing. I mean, my thought is that...
Starting point is 00:21:49 Oh, God, that is not a good reaction. That's a lot. These properties here, you have, like, usable lots. Like, if I'm going a foot on this side, that's a foot in my front yard. I mean, that's usable. But hillside like that, you can't do anything with that anyway. It's not going to affect, like, how much you could be. build or where you could put like a pool or anything like that.
Starting point is 00:22:11 I mean, maybe, but most of the time it's not even worth it. So they just let that be, especially hillside. It's really difficult to get it down, especially to the foot. I don't know. Usually you ignore that unless the neighbor's like, I'm suing you. I want that back. At which point, you're just like, okay, well, I'll just move the fence down. Right.
Starting point is 00:22:29 And then it's done. Well, it seems like the neighbor probably was not on good terms because, I mean, they wouldn't have. Did they know it was you? And did they think that they could just, get money for you? Well, so I think, I think a concern and something that definitely my business managers and my realtor, everybody kind of tried to protect me on was like, well, we got to get ahead of this just in case they should recognize you because then they might try to do
Starting point is 00:22:50 something later on. Oh, they're lawyering you. That's the thing. Yeah, yeah, they lawyered you, which is good and bad. For sure, I really appreciate it on the one hand, but on the other, it's like, I wonder how many of those expenses are sort of unnecessary and, you know, I wish I would have been who I am now where I would have asked more questions. and kind of gotten to the bottom of it myself, but I wouldn't do that. So, yeah, so they were basically the ones to be like, we see this issue, we're going to have to.
Starting point is 00:23:17 Let's get ahead of it. I've seen this happen a lot of times with people that are in the public eye because they're so prone to lawsuits. Like if anything happens, they're like, oh, that was Jeanette. Ooh, we could sue now and we could get our name out there. So they try to prevent a lot of those things. But in doing so, it ends up costing more money. So, I mean, it probably wouldn't have been in.
Starting point is 00:23:38 issue, but you're at least you're safe, you have the peace of mind. Totally. Totally. Okay. But the other issues, I mean, that's just over three years, I feel like that's just a part of homeownership, unfortunately. So you think that those are like reasonable amounts of issues? Like, to me, it's felt like so many issues. Right after you bought it, too. And after the inspection, like you said, I feel like, something that stuff happens. Did you sell the house because you didn't want to have to deal with all the things? Yeah, I did. Hmm. Yeah. Are you happy now that you sold the house?
Starting point is 00:24:08 I'm truly so happy. Wow. I absolutely love, I am in an apartment. I love renting. I love that anything that goes wrong, I can just shoot off an email. It's fixed the next day or within the week for sure. The ease of it, I love just being able to get up and go. Not that I couldn't do that with the house, but it felt like there was always something
Starting point is 00:24:26 that I had to kind of half have my mind in the house for when I was traveling. I love it. I'm definitely not, unless you guys say that I should go get a house today. We'll talk about that. We'll talk about that. I like this. What did you sell the house for? I think it was like nearly about maybe 900.
Starting point is 00:24:45 Why? Why? I feel like if you bought in 2013, sold in 2016, why wasn't it higher? I don't know. I don't know. Because yeah, after a realtor fees, I mean, you're getting out basically break even.
Starting point is 00:25:00 Yeah. The benefit to that, you know what, I mean, you would have made money. It would have been cheaper than renting. built some equity in the house. Yeah, for sure. I mean, yeah, between renting, you did better. Yeah, it was way cheaper than renting.
Starting point is 00:25:13 And honestly, just, I think the experience was worth something of, like, well, I've done that. So now I can know going in what I did like, what I didn't like. Yeah, so far these mistakes don't seem that bad. I mean, it's not like you're losing money. The fee fine, you know, so be it. Not making a ton of money in your house. I mean, it's not that bad. And the bonds, I think the bonds would be.
Starting point is 00:25:35 be another big mistake. But again, it's not that big of a mistake. It's not that big of a mistake. You're still so lucky that you still have like money from, or you still see money from the work that you did. Well, this makes me so happy. Yeah. That's impressive.
Starting point is 00:25:49 Yeah. No frivolous expenses. What about a car? Like buying. I don't want a car. I don't have a car. I don't lease. I actually, my boyfriend has a car that he bought outright.
Starting point is 00:25:58 It's just like a Prius from, I don't know, kind of an older Prius. And I use that when I need to, but otherwise I don't have a car. Graham is so proud of you. And I like the Prius. I got to say the Prius has been one of my... I wanted to get a Prius, but we got a $1,000 Volvo instead. Okay. Love that car.
Starting point is 00:26:14 Wow. The Prius would have been... The Prius prices, by the way, I've gone through the roof right now. Really? All used cars right now are just going insane. Wait, why? This is shortages. So, like, they're not shipping as many cars in right now.
Starting point is 00:26:28 And there's so much demand for cars, for some reason, used cars that people are offering now, like 20% over MSRP just to... to buy a car. You think there's more demand or is it the same demand, but it's just lower supply? I don't know. I feel like there's more demand. Now I feel like people are like fomoing in almost to get a car or to get a house. You're foaming to buy anything right now. Watches too. People are like, oh, the watches are going up in value right now. So everyone's trying to buy a watch because you're seeing people double their money. There's one AP that that's Federico is telling me about that's now selling for double MSRP. It's like an $80,000
Starting point is 00:26:59 watch, but people are willing to pay new, new, like $80,000 new. But people are willing to pay They won 60 for it just because they want to skip the line because there's so much to me. It doesn't make sense to me. It doesn't make sense. Love watches, right? Yes. Is this a fancy watch? Yes, you know, so this is a vintage Zenith El Pramaro A386 from 1969.
Starting point is 00:27:20 Sounds fancy. So this actually used to be my grandpa's watch. This is the watch that really got me into the whole Zenith thing. So yeah, so this was my grandpa's. Okay. Back then, he got this as a gift in the early 1970s. He did something for Zenith. I don't understand exactly what he did.
Starting point is 00:27:35 Got this as a gift. Never wore it, kept it in a drawer. It almost got thrown out when he passed away. And I just happened to be at the house, happened to see a box, happened to open it up, and there was this watch, did know what it was, how much it was worth. I just thought it was really cool.
Starting point is 00:27:49 I put it on, didn't even work because it had been just sitting in there. So the whole movement had seized up. So I got it serviced, and the dude was like, wow, I can't believe you got this watch. It's in perfect condition. And I've worn it ever since.
Starting point is 00:28:00 Wow. It looks like a kind of like a Neapolitan ice cream. It does. Yeah, no, it's got the three colors. And that's, it's the tricolor dial, they call it. But, yeah, that's a signature look for Zenith. Do men know, are like watches, the equivalent of, I don't know, Chanel, Gucci, for women. Like, is it a thing that you find a lot of men know a lot about?
Starting point is 00:28:20 I wouldn't say a lot of men know that. Maybe it's just my aged people. They don't really care about watches. I feel like they do. I don't know. My friends don't. No, I don't think so. I'm only 22.
Starting point is 00:28:31 Oh, okay. Yeah, it's just, I feel like as you get old. Do you get taste for expensive things? I'm not really sure. Maybe. I don't know. I've always been into watches, but I like the value behind it.
Starting point is 00:28:43 Sure. So that's what I'm all about. It's like which watches could you get that you would be able to own for free and then maybe make some money on? Totally. Do you have taste for expensive things like Chanel purses and stuff like that? Well, because I grew up not very,
Starting point is 00:28:58 you know, we're always just struggling to make ends meet. I definitely don't have, a taste for like expensive clothes or bags I got a Gucci bag as a gift for like a season wrap gift and I got some fancy black heels Christian Louiton
Starting point is 00:29:16 I don't know if I'm saying that right I don't know if I'm saying that right I know how it's about that Loubaton Loubaton some Christian Lubiton heels that are great and I will say like they're they've definitely I've had them for 12 years so they're
Starting point is 00:29:29 wonderful in that sense but but I don't think I've spent more than $150 on an item of clothing myself. That's really good. That's still fantastic. Yeah. So how much would you save in of income every month? You've got to be saving like 80% plus at this point.
Starting point is 00:29:47 Yeah. Yeah. Wow. Yeah. My rent's fairly, you know, my rent's reasonable and I split that with my partner as well. And then what's my second highest expense from that since getting rid of the financial advisor and business manager is insurance. God, that's got to feel nice.
Starting point is 00:30:05 Yeah. I got to say, I miss the simple days when it was just like, no mortgages, no nothing. I, there's something about it that now, like, mentally in my mind, just having, having things and payments and stuff, it does bog you down. And I do fantasize, like, what if I just paid off all the mortgages? Just get rid of them. I'm not going to do it. I mean, it doesn't make logical sense. But mentally, there's got to be something freeing about that.
Starting point is 00:30:30 I 100% think so. for my personality type, it just, it works for me. And I definitely feel much more at ease than I used to just being able to kind of go over everything each month and see very simple numbers and not a lot of them. It's helpful. So what are you saving for? Or is it just you have excess money? You're not going to spend it. You're just going to save it. Financial security? Yeah. Just for financial security. Because I quit acting, I wasn't sure how long I would need that money to last me. I was kind of transitioning careers and working toward I want to be a director and a full-time writer. But in that process, I was terrified because I'm going,
Starting point is 00:31:08 well, what if it doesn't work out? What if things, you know, what if they don't work out? And I just have to kind of make this money last the rest of my life. How I'm going to make that happen? Terrifying. But so that was definitely when I started taking more of an interest, more of an interest in finance in general. And when I started kind of going over all the numbers and trying to understand better to see, well, how long could this money last me? But then actually, recently I sold a book and things seem to be kind of going in the right direction for my new career. And that feels, that's a huge relief also. Because now I don't feel like such an urgency of, oh, I need to keep this number as low as
Starting point is 00:31:40 humanly possible each month so that it can last me until I die. Now it's like, oh, there will be other money coming in, other opportunities. This is not my whole life, you know, money. Are you familiar with the whole financial independence movement? I feel like you should be if you're into that. It's retiring by 30 or early. It's financially independent. This is fire or something?
Starting point is 00:32:01 Yeah. Fire movement. Yeah. What you're describing sounds to me like lean fire. Yeah. Yeah. Lean fire. It's when you have like a worth or something under a certain amount, right?
Starting point is 00:32:11 Or you want to live off of like less than a certain amount. I believe lean fire should be under like $35, $40,000 a year. If that's what you're spending is, I believe, well, maybe they even just call that fire at this point. I don't know. Maybe lean fire is under that. But like their mentality is that if you have a million dollars invested, you'd be able to live off of $40,000 a year the rest of your life without running out of money. Wow. Okay.
Starting point is 00:32:32 So it's just called the 4% rule, which just suggests however much money you have invested, take 4% of that. That's how much it is. It's designed to run out, the 4% rule. No, it's designed to have a high probability of not running out during your lifetime. So it's considered a success if you die and you have like a thousand dollars left over. That's a success. That's a big success.
Starting point is 00:32:55 But yeah. But the goal is that it should last a lifetime. time. It's not to basically keep your money the exact same with inflation. It's interesting because I believe you're, you like the fire movement. You subscribe to it. But also, I've heard you talk about how much you love work and how you can't imagine kind of not working. So how do those two things go together? Because isn't the intention of the fire movement to stop working? No, it's, no, it's not. It's to get to the point where you don't have to, you don't have to worry about, about the expenses. Like, you have the option to do whatever you want
Starting point is 00:33:25 and know that your lifestyle is paid for us. I like probably once a month, I'll just tinker with the numbers. I'm like, well, if I paid this off, it would be good. Yeah. The hard part now is two mortgages between this and the Las Vegas place that just skews the numbers really heavy. Sure. But yeah, no, it's just about, at least for me, knowing that if everything were to stop
Starting point is 00:33:43 tomorrow, that everything would be paid for. And then I add up, like, how much I could spend on, like, other stuff. Right now, it's really just aquariums. That's my biggest expense right now. Really? It's not, yeah. Like luxury expense. Yeah, yeah.
Starting point is 00:33:55 It's not like, you know, housing, food, like the essential. It's the aquarium. So I was kind of budgeting in my mind. Like, how much could I spend on the aquarium? Huh. That's such a fun one. It is. I actually, I like spending money on vacations.
Starting point is 00:34:07 That's a complete waste. That's terrible. Oh, tell us where. I just went to Kauai. That was really fun. I mean, and, you know, I'm not staying at the four seasons or anything, but I stayed at the Kauai Beach Resort. It's a great time.
Starting point is 00:34:24 We got to do something like that. We got to do something like that. It's so difficult to take time. time off. Like I get anxiety thinking about taking more than two days off. Yeah, two days. Two days. That's the most that I could take off without like feeling press that I got to do something.
Starting point is 00:34:38 And what's at the root of it? Is it like because you have to blank? Like what's... Yeah, it's three videos a week on the main channel. Yeah. And I'm always one to two videos ahead. So what if you got eight videos ahead? Is that possible even? No. So with your current schedule, it's not possible, get enough ahead that you could do...
Starting point is 00:34:56 A lot of it's based off current events. Well, shoot and stuff. Right, right. So I'm always, yeah, I like being a video or two ahead because then I can move them around. Like if a pressing topic comes up, I know I can get it out the next day. Got it. Yeah. So when Friday comes around, I always have the money done and sometimes I'll have a Wednesday done. So just knowing that like, okay, like Sunday I could start planning out a Friday video.
Starting point is 00:35:14 So I'm always, I always like to be a few ahead. So it's hard to take a weekend and then, you know, get back on Sunday night and be like, I don't have a video to post a Monday. Because I've cut that schedule for four years, over four years. I don't want to break it quite yet. Why, and that's just because of, is it integrity or why don't you want to break it? Or is there a fear of something's changing? Potentially the algorithm.
Starting point is 00:35:36 I felt like it worked so hard to get this algorithm like up and running. Yeah. And you've built up that snowball effect that if you stop it, even sometimes if you pose, if you miss an upload. Like sometimes if you stop that, that might impact the next subsequent videos. Like we've had, yeah, what I found is that two bad videos in a row that do not perform well throws off the algorithm. rhythm for like a month. Really? Yeah. So when you start looking at that and be like, okay, the opportunity cost of missing two uploads or having two bad uploads in a row, that could be 20% that's X amount. Is it worth the X amount to take a vacation? Probably not. Do views
Starting point is 00:36:11 dictate your content and what you put out? Like would you, if you couldn't see the views, if you had no access to the views and if that didn't change income at all, would you make any, would you make different decisions of what you make? It would, but here's the thing, but I'm catering to an audience. So I'm not necessarily always making the content that I want to make. I'm making the content that I think or that I see other people want to hear about. Okay. So imagine it like a TV network being like, okay, today we're just going to show, I don't know, about the green-eyed tree frog. And people are like, I'm not watching the green. I don't care about it. I want to see Jerry Springer. You got to, you got to. It's like you got to give people what they want to see.
Starting point is 00:36:51 And so all work really hard being like, okay, these are the topics that people want to learn more. about, I'm going to talk about those because I'm really catering to an audience that is very interested in certain subjects at certain times. It's not just about myself. What would you do differently then? Like what you mentioned, it's not necessarily always in line with what you want to make. I think it's going to evolve naturally. Really? That's what I think. I think over time, yeah, my goal is that the vlog is going to take off. I think because this podcast easy to do. I mean, we could just knock out a whole bunch of them, be at a time for a month be just fine.
Starting point is 00:37:24 Yeah. The vlog is something I'm planning to take everywhere. Very cool. So where I go, Jack will go, Alex will go. And my goal is, I want to get the vlog to a million subscribers. And then at that point, we can go travel. I really want to get an RV. Yeah.
Starting point is 00:37:39 And just travel all 50 states and just vlog it. I think that would be so much fun. That sounds like the last. You're around the world, scuba dive. You want to come? I'm in. Come on. Yeah, yeah.
Starting point is 00:37:48 I want a big RV. Like, like maybe Alex is driving the big, like, the big car on front with a trailer with a trailer in the back for like you know three of us four of us that's what i would love this so this will happen once you get to a million on the blog channel yeah where are you so go and subscribe um we're at 44 or something 45 45 yeah we're two months into it yeah just the algorithm on that's different because for vlogs it we're posting once a week okay and that's holding us back we if we want to really grow the channel we got up post twice a week on that channel.
Starting point is 00:38:24 Once a week is not enough to go to a channel. So we got to figure out a way where we could start posting twice a week. Tell us about your YouTube channel and your future endeavors. And the book that you wrote. I've been thinking about that. Oh, cool. My YouTube channel just kind of start, I started it maybe. Well, initially I had a YouTube channel when I was a kid, when I was like 14,
Starting point is 00:38:46 when YouTube was first a thing. And like Fred was the biggest thing on YouTube. And I would wear shades because I would get so. anxious like looking at a camera. Really? That I'd wear these big like red, hideous like from Target or right eight or something, shades. Target makes cute shades.
Starting point is 00:39:01 Can we still find those videos or no? Are they down? I certainly hope not. And I already regret mentioning them. It's well because my myself at that time was so, I was so anxious and my mom was giving me so much direction that it really was just like, it wasn't, you see these kids now that are 14 and I'm like, this is so cool that the kids are using this as a way to express themselves and be themselves and find.
Starting point is 00:39:23 themselves. It wasn't that for me at the time. It was more just me kind of doing what my mom said. So I think it felt, I can't imagine how uncomfortable felt to people watching who were just like, oh my God, this kid is so uncomfortable. But, you know, I did it. And it was a nice way to connect with fans and things. And then stopped that kind of a few years later and didn't do YouTube for a long time. And then started a channel again just kind of for my podcast because I wanted to do, I did audio the first year and I wanted to include a visual element just because I think that's how honestly I watch more podcasts on YouTube than I do like listen to them through the app.
Starting point is 00:40:02 Yeah. When Joe Rogan left for Spotify, I thought like, oh, yeah, you know, I'm going to go and listen to Spotify. Honestly, I have not listened to a single Joe Rogan episode. Maybe one that he said like cool guests on, but I got to say YouTube was like where I would go for all of that. Yeah. And it's nice.
Starting point is 00:40:18 The thing with YouTube is their algorithm that you go on the home page and there's something you didn't know you needed to see and it's right there and YouTube's like, I want you to see this, this piece of content, go and watch this. And if you don't watch it, here it is again.
Starting point is 00:40:30 We're going to keep showing it to you. Oh, you clicked on it. Let me give you 10 more. That's what I like about the algorithm that unfortunately it's just, it's not there with Spotify. So how much are you posting on your YouTube channel? I do,
Starting point is 00:40:43 I just post whenever I post a podcast. I don't have anything else on there. I actually said I started it for the podcast, but I actually had started it prior to that to do, to put out my, I was making short films and to put out my short films, I was like, oh, I should have a YouTube channel. Initially, I was just going to have a Vimeo,
Starting point is 00:40:57 but that felt too, like, industry and not, like, who's watching Vimeo, right? No, you're right. You're right. Do you give a face? No, no, no, no. I don't give faces. Oh, no, no.
Starting point is 00:41:08 I don't know. I felt agreement kind of, like, radiating. Yeah. Okay, yeah, I wasn't sure. And then. Jack gave you a face. I don't know. It's very, you have a very kind face.
Starting point is 00:41:18 Really? Yeah, yeah. Thank you so much. It's very helpful. It's very, like, comforting. Thanks. Wow. Yeah. I feel like we should take a segue here and talk about Jack's outfit.
Starting point is 00:41:26 Don't bring it up. This happens great. Can I feel the thing? You're joking. No. Alex is laughing over there. It feels so soft. Guess what?
Starting point is 00:41:34 It's not mine. This is Graham's clothes. Jack want to, sorry, Jack, I'm going to embarrass me. If you have this shirt here, you could come in and we'll get, we'll get Chinette's honest reaction. I won't say anything. I would love to change out of this outfit. Okay. If I could put on my shirt.
Starting point is 00:41:49 So wait, wait, wait. So let me. No, no, not yet. Let me explain the situation here. Okay, okay. Get your reaction. Let's get the lay of the hand. Jack walked in with his shirt.
Starting point is 00:41:55 Okay. I'm not going to tell you anything about it. And I said, Jack, I have this shirt that you should wear instead. Okay. The shirt is mine. The jacket is mine. Okay. Jack put it on and we're like, oh, this is awesome.
Starting point is 00:42:06 Jack looks really good. Jack is self-conscious about it. It's just not me. What do you think of this? I look like a fashionista. I said Jack, that's really good. No, I think this is great. Yeah.
Starting point is 00:42:16 These are like rock climbing pants. I have such simple taste. Those are Jack's pants. Those are not my pants. Oh, these are your pants. Yes. But I have such simple just. Jack walked in and I said we really got to step up the caliber of how we're presenting
Starting point is 00:42:28 ourselves to guess. And it's fine if we're having our buddies like Kevin and Jeremy on. It doesn't matter. Like that's so laid back. No. But when we have guests. You're a big deal. You're a big deal to come on.
Starting point is 00:42:39 When we have guests come on here that we've never met before, I think it's really, it's essential that we have a great first impression and that we're professional and that we offer guest coffee and that everything is clean. Thank you. Yeah. So that's what I was like, Jack, I got these shirts. They're a little too big on me. They're all baggy.
Starting point is 00:42:56 Put them on. They looked great. We all agreed unanimously. You look really good in that. You look good. For me, this is just weird clothing. Like, it's just not my style. Jack's not used to looking good.
Starting point is 00:43:07 So I relate to the feeling of like when something's not, I mean, I'm wearing a white t-shirt for a reason. I feel like I have to wear something where I can be myself. Because if I'm, if I'm like a little more elevated or something, I feel like I get more stiff and I can't like talk as much. I'm so like this is so tight on me I can't like look at where it goes to he made me wear a watch too he's all
Starting point is 00:43:26 yeah you gotta I was gonna say the watch is great yes I knew it no what he wants is for me to turn into him I used to have long hair and every time I would show up Graham like dude when are you gonna get that cut I get a haircut and I'm like yeah cut it mid-link they cut it just like Graham's hair
Starting point is 00:43:43 and it looked good and it was an accident I didn't know he got a haircut and you know what Graham said he's all dude I love your hair man it looks so good dude I meant it. I meant it. I meant it.
Starting point is 00:43:53 Listen, Jack's hair was, you'd come in, the whole thing was pooping around. We're having good guests on the podcast. Poofing around? Yeah, it was. Dude, it looks good, man. We'd have high caliber guests on the pot, flying in from around the country. And then Jack would walk in with his hair all, like, and it's like, we're not, listen, we're not in college. It's like we got to, we're running a professional pot.
Starting point is 00:44:14 We want to grow the pot. We got to have a presentable professional image. I just don't think. this looks professional, to be honest. Everything is way too small on me. Even my pants are like way too small on me. Dude, I can't even zip it up. That's your problem. I know. I know. All right. I'll put on the shirt that I was wearing because I really do actually want to change out of this. I felt so weird wearing this, dude. I'm not going to lie. But you thought he looked good. Yeah. I looked Swedish.
Starting point is 00:44:36 It didn't. You looked so good. Be honest. Be honest. Be honest about this. Don't hold back. Wait, wait. Stan. Stan. Stan, Jack. Stant. I'll get a good look at you. This is what I would have worn. Okay. Can you turn. Can I see the pants too with it? Yeah Let's see Okay Let's get the thoughts On the
Starting point is 00:44:56 Yeah, Jackson Town I said I want you to I had some very choice Words to say about this Very choice Very choice I actually took a picture to show him
Starting point is 00:45:05 How ridiculous I look Like I I think I look sharp I look dapper I look genuine And be honest Because I think Constructive criticism
Starting point is 00:45:16 Is really important Oh let me take this off to I guarantee whatever you say is not going to be as harsh as what I said. All right. All right. This watch, guess what? Doesn't even work. It's not functioning.
Starting point is 00:45:28 Purely decoration. Yes. Oh, wait. I, sorry. I'm talking to skeets this right. So I actually like the cut of, like this style of shirt. I don't love the stripes, but I love this style of shirt. Oh. My boyfriend actually wears things like this certain times to Zoom meetings.
Starting point is 00:45:42 I'm like, ooh. I love it. I think there's something very handsome about like a collard, a nice collared shirt. I don't know if like the material is doing it for me. It looks like maybe it's cotton or something. It's very soft. So you're doing the criticism sandwich. So we did it.
Starting point is 00:45:57 We went in with a nice thing. The bad thing and you end with a nice thing. I also button them up like all the way. Graham doesn't like it. You button them all the way? Depends. Is it not tighter on your neck? I just like it.
Starting point is 00:46:08 Let's see. Okay. I mean, I probably wouldn't do this one all the way, but I do my other shirts all the way. All right. Graham says I look like a 14-year-old boy. Yeah, I said if you were 13, fine. You could wear the shirt. I also said it's incredibly wrinkled
Starting point is 00:46:19 not to wear something like that and it's just I think it's not a professional I don't think it's a mature look So I would agree that maybe there's something that looks quite youthful about the kind of like pattern and the material But as for like this the cut of the shirt God I wish I had a picture of
Starting point is 00:46:35 There are I think that there It's possible that they're like a collar shirt The fits good yeah the fits good I think it could be a little bit tighter I think it's too boxy What? I think this was tight I think the shoulder.
Starting point is 00:46:47 fits well. I think like this area is a little loose. Yeah. And same with the sleeves. A little loose. It's a little dad. Maybe if they were there. You know what? If you were a 13 year old dad, the next year is perfect. How would you describe your style? I don't think I really have a style. To be honest, I kind of just wear what I think looks good. I think everybody has a style. I think maybe they don't think they have style. I think everybody has a style. So I guess, I, I think, I I never dress up. The only time I ever dress up is for occasions like this. Got it's not this.
Starting point is 00:47:22 I'm wearing pajamas. This is some dressing up, by the other. I told them, I want to take him to H&M and we do like a shopping spree. 150 bucks, completely redo your wardrobe. Graham's favorite thing is to put me in weird situations and analyze me. I think this is like, after this, you're going to look through his Tinder profile, and I want you to critique it. I want you to critique it. No, dude, give him advice.
Starting point is 00:47:40 Oh my God. So I love going through people's dating profiles and seeing what's going on. You know what's so funny. This is our running joke here is we look at our. retention rate and it's like you know it's like this you know it goes up and down yeah we talk about jack's dating just everybody because here's the thing I think the women are really interested
Starting point is 00:47:56 and the guys are just like what is she gonna say because it applies to pretty much everybody the guys are like jack's killing it like how can I up my game so they listen how is Tinder so is Tinder the only one you're on I'm on them all all how's it going? I haven't met with anyone in a long time
Starting point is 00:48:14 but I mean I feel like it's going well are you on Bumble do Bumble? I'm on all of them Okay. Yeah. I don't know. I don't know. For some reason, a lot of the time I tell the girls I dropped out of college and then they
Starting point is 00:48:26 ghost me. And that's... I think that's a sign of honor. Listen, I think that's a good thing. I dropped out. I don't like it, man. Here's the thing.
Starting point is 00:48:34 I'll tell you what, I'll tell you my concerns with Jack. Yeah. He's terrible with getting back to people and texting terrible with it. Oh, me too. He could be really into somebody and then not respond to them for a week. And I'll be like, what happened? Are you really into it?
Starting point is 00:48:46 And yeah. If you don't respond for a week? Yeah, but he's like, oh, I just, I just forgot. Or there was nothing to talk about. It's like, Jack, what I mean? If there's nothing to talk about, I'm not going to text someone. And then, and then. You're thinking of them.
Starting point is 00:48:57 It doesn't matter. But I was so genuinely surprised. I like to think that I'm like somewhat socially, I think I'm very socially aware. But I was so surprised when I didn't text this girl. I said, hey, I'm going to California. She's from Vegas. Okay. And I go to California, come back a week later.
Starting point is 00:49:10 And I text her, hey, I'm back in Vegas. Ghosts me. Sounds like a booty call. But we didn't even do anything the first time I hung out. But your only reason for. texting is then to meet up with her. It's really fascinating to me, yeah, because I do think there are, I have a lot of male friends that are similar where it's like, well, I, because I was out of town, so then I'll, like,
Starting point is 00:49:28 reach out when I'm back in town. I'm like, I want a daily text at least, even like early phase of dating. And when we're together, it's going to be a lot more than that. Exactly. Yeah, you got to. I don't know. I feel like it's part of it. That's right.
Starting point is 00:49:45 Yeah, but then Jackson's, I don't have the time for that. I'm so busy. I got all this stuff. Just a text. Well, also, thought is, are you feeling
Starting point is 00:49:52 chemistry with these people? I don't know. I think so. I mean, I don't know. That's a no. I just, I just exist.
Starting point is 00:49:59 Yeah, what I do is I exist. I live my life. I wear the clothes that are comfortable. And how's that going for you? I liked it. I never knew there was a problem with my style
Starting point is 00:50:10 until this guy came into my life and he critiqued everything I wore. For like a year. Like his gestures are like more animated. When I'm wearing. When I'm wearing. In my favorite shirt. I love this shirt so much.
Starting point is 00:50:20 When I get clothes I like, I put them in my cabinets, and I leave them there for six months. And I break them out on the most, like, the best occasions. With them out for the... This thing I saved for probably eight months. I was like, this is the nicest shirt. I love this shirt so much. And the other shirt that I wore before this one, when they asked me to change that one, was another shirt I held for probably nine months.
Starting point is 00:50:39 Well, there you go. Because I liked it so much. Yeah, but imagine we have someone flying in town just for a weekend to meet with us and talk about something serious. and then, you know, we have a shirt that hasn't been hired. It's very small tweaks. We're taking you, Jack, and we're enhancing the best parts. That's what we're doing. Do the remarks ever bother you?
Starting point is 00:50:57 No, no, no. That's great. I never feel insecure about it. No. No, deep inside. It's fine. No, it's fine. No, I think it's fun.
Starting point is 00:51:04 I find it humorous because I'm not a very, like, insecure person, but I'm very, I think it's really funny when he points out stuff like that because I just don't think it's a big deal. I have so many more dating questions, too, for you. Oh, my God. Can I? Retention is going through the roof, right? Do you, so... People are going to timestamp, go-to, and then whatever this is?
Starting point is 00:51:23 Like for chemistry. Like, who's the... Have you ever been in love? Let's start with there. I don't know. I've... So no! I think so.
Starting point is 00:51:30 I dated a girl for two years and seven months, and I told her I loved her. I think of you... I think of the answer is I think it's a no. It's a no. But I felt like I loved her when I was dating her. Why did you feel like you loved her? What made you feel like you loved her? I don't know what love...
Starting point is 00:51:46 Is, no, I think it's because I would do whatever she wanted me to do whenever. What? That sounds pretty bad. I don't know, that sounds bad. No, when you love someone, you do whatever they want. No, not necessarily. What if, what if they want you to go and do something that's destructive? What if that compromises who you are, if they want you to do something like that?
Starting point is 00:52:06 Uh, I don't think you would love someone that would request something like that from you. Or would you? Okay. Maybe it's not real love if you love someone that would request something. malicious of you to do. Yeah. And what do you feel like are the qualities that you generally like drive? Well, that you connect with the most.
Starting point is 00:52:25 I don't know. Really? No idea. Someone that's smart. I like smart people. Sure. I would love to date a girl that's like a genius. He's got high standards.
Starting point is 00:52:36 I was going to say, you okay. No, no. She's got to have an IQ above. You asked what I like. No, great. If she's dumb, that's okay too. But I would prefer if they were smart. Hey.
Starting point is 00:52:46 Anybody. Is that such a weird thing to say? What do you go for? Anybody that shows any interest. If they like me and they maybe consider that I'm like okay and I'm not ugly, then I like them. That's all it takes. No, that's a joke. That got real dark.
Starting point is 00:53:03 No. If they look at me, I like them. You're in. It's, I guess, like, you know, got to be smart. Okay. I don't like people that I get angry all of the time. I like girls that are easy going. No anger management issues.
Starting point is 00:53:15 Oh, gosh. No. Okay. I'm like the most easygoing person ever. I never get angry. I can attest to that. I never show rage or anything. Somebody kind of easygoing. Somebody who is on that kind of.
Starting point is 00:53:26 Because sometimes I feel like you can click with different energies. Like if you're really easygoing, maybe somebody who's a little more, whatever. Yeah, I mean, I guess it would be nice to have someone that's more assertive. Like, look, if I get a chicken tender and the chicken tender isn't cooked all the way, I'm not going to say anything to the waiter. That's not me. Oh. But maybe if I dated a girl that would say something to the waiter, that would be maybe nice. But I wouldn't want a girl that would get mad.
Starting point is 00:53:45 Gotcha. Somebody who will ask the waiter to reheat the chicken tender, but not somebody who will throw the chicken tender across the restaurant. That's exactly. I think you pretty much summed up the girl that I'm looking for. Yeah. All right. Ideally, smarter. With that little contingency. I think Jack is too serious and too logical. And he needs to get rid of that. Too serious, too logical for what? Dating. For dating. Not for work, not for any. No, no, no. Serious and logical for work? Perfect. But I think what's needed for dating is totally, it's a one.
Starting point is 00:54:15 180 from work. It is very difficult because I am not a very emotional person. Like I kind of just exist. And I don't really feel many emotions. I kind of just exist. Really? I think it's because we're going to analyze, Jack. I think it because it puts you in an uncomfortable position and you avoid those uncomfortable positions.
Starting point is 00:54:33 Do you feel emotions intensely or not very intensely? Grandfiles emotions extremely intensely. No, I don't think so. I think so. I don't think so. You can attest to this. Yes, you can. No, I do.
Starting point is 00:54:43 You're very emotional. I know I'm not I don't think so at all I don't know come on like unless I get a 10 on it like no I get emotional if I do a bad video that makes sense
Starting point is 00:54:54 but he gets extremely emotional you get yes you do it ruins your night and not only that it's like dude I've seen you sad I've seen you very angry I've seen you feel very happy I get little bursts of anger sometimes
Starting point is 00:55:07 but it like goes away within like five seconds interesting so kind of like rapid yeah that's it yeah that's it yeah I'm that's it yeah I feel, I feel like, it sounds like you have kind of a low dial on your emotionality type thing. Like, I feel like I'm a 10 or, I'm just a 10 of whatever. I mean, either it's a 10 of joy or a 10 of sadness or a 10 at whatever,
Starting point is 00:55:26 but like I don't know what a small emotion feels. I feel them so intensely. Hmm. Maybe it's because there's very little that I care about. So if you don't care about something. What? Well, this is blind. Yeah, there you go.
Starting point is 00:55:43 That's good. That's good. If you don't care about something so much, that's true. That's a good point. Is there anything you care about? Like, what do you care about? Work. Right answer.
Starting point is 00:55:51 Family. That's true. And my friends. So do you get emotional about, you do get emotional about those things then. Yes. If anything makes me sad, it's the thought of my parents dying. Thought of your parents dying. Okay.
Starting point is 00:56:02 That makes me very sad. That can get you just sad. Very sad. Got it. Oh, and I love music. Like, music will make me happy. So music can affect you. Sure.
Starting point is 00:56:10 Okay. Well, it doesn't affect me. It just makes me happy. Just happy. You don't make. It makes me sad if you feel like a swell. No, no, no, no, no. I love, I love, like, if I watch a sad movie, I'm so happy.
Starting point is 00:56:19 I love it. This is all kinds of, this is confusing. Now you know how the girls feel. I don't understand. It's so simple to me. No. To feel the emotion of sadness is such an incredible thing. So, like, when I watch a sad movie and I feel that way, I'm like, wow, I feel.
Starting point is 00:56:35 Is it like you're happy that you're able to feel almost? I don't know. I think I'm just happy that I can feel sad. You're just like, wow, this is a powerful thing and it's cool that I can feel. Yeah, exactly. I think that might be it. Wow. I'd love to have that kind of like appreciation. I feel like it's so hard in the thick of an emotion to be able to see it for what it is until like, to your point, like I feel like I get out of them quite quickly and then I'll be like, oh, wow, okay, that was. There, I think it's just, it comes down to the amount of things that you care
Starting point is 00:57:01 about. And if you care about more things, like more amount of things, higher volume of things, you tend to care about each thing a little bit less. But if you care about very few things, then you care about those very few things a lot. So it's like each person has a certain amount of caring and then it's just like there's a book about this what is it uh i'm curious uh it's like it's like how to not give an f but they say like they quote it like you have so many f's to give yeah and so you can give 10 f's you have to choose wisely what f's f stands for the f word to yeah thanks what do you care about uh yeah work work is definitely high up on the list uh work family friends okay in aquarium yeah oh you
Starting point is 00:57:41 work my family I love my nieces my brothers my boyfriend is very I love him so much and friends work family friends I mean that that encompasses some family I don't think that just because of your family
Starting point is 00:58:00 that creates love you know that makes sense my brothers are amazing but I'm sure that there are other things like I don't think that that means that you don't care about everything else. For someone like me, it's like, I don't care about anything else other than those things. For Graham, he does care about other things than those things, just a little bit.
Starting point is 00:58:19 Well, you know, it's interesting because there was a time of my life where I was really into the idea of, like, balance, because I thought, well, maybe that would, that's what you should do, is, like, have a balanced life. And maybe I'll try and care about, you know, health and adventure and, like, whatever, you know, you've seen the wheel of life type thing. And I'm like, what if I try to, like, balance it out a little bit more? But I don't think that's how I'm wired. I think I'm, I genuinely care about work and relationship. Like those are probably the top two for me, if I'm being totally honest.
Starting point is 00:58:44 And everything else is just kind of a lesser. Like, even friends, I don't have a ton of friends. I don't have two kind of main friends that I talk to on a regular basis and otherwise, I don't know. I feel like you can't really force caring about it.
Starting point is 00:58:56 I agree with that. Yeah. Work relationship, family friends. Yeah. I don't think we cleared up much. I don't think we made some progress here. I don't think we made any progress here, Jack.
Starting point is 00:59:05 What did you learn from this? Nothing. I learned that this actually looks better than how bad you think it looks. I genuinely am so curious about the dating profiles. Like, are the pictures, right? Because I think pictures. We have everybody look through this. So we had Tiffany Ma looked through this.
Starting point is 00:59:21 We had Kelly Stamps look through this. You will be now the third to go through this. I'm very curious. Can we talk about how you came in the new relationship? I don't know how long you've been in really. Yeah, it's been almost. How did you guys meet? and what has been your experience like prior to this?
Starting point is 00:59:42 Yeah, prior to this. So I've always been a relationship person. Definitely like would just get in them too soon, too quick. I was in sort of two longer term relationships and probably, you know, a handful of other that were six months or something. I don't know. And then this one I've been in for five years and we met through our mutual friend, Rami. He introduced us and we've been going strong for five years. Wow.
Starting point is 01:00:09 Congratulations. Five years. Yeah. Macy and I are just about to hit two on Tuesday. That's huge. Two on Tuesday. That's so exciting. And two years will officially be the longest relationship I've ever had.
Starting point is 01:00:20 Oh, why? How does it feel? Two years. Good. Nice job, bro. Yeah, yeah, yeah. I think, I think the last one was like a week or two shine of two years. Okay.
Starting point is 01:00:29 So it was like just barely got there. I think two years is a big milestone. I feel like at that point you really know the other person so well and there's, you know, the first six months is such a, version of the relationship, but then after that, there's so many other kind of stepping stones and things that you learn in phases. And I just think two years is a really cool that I want to hit. Yeah. So do you have plans of, I don't know if this is too personal, like getting married or having kids and like taking that stuff? So I didn't want to get married before this at all. I was
Starting point is 01:00:55 always very like wary of it. And I think because of seeing my parents tumultuous relationship, I thought that's not for me. That doesn't seem like it works. That's awful. And then after meeting him, when we started getting serious, I was like, I actually could see marrying this person and this is somebody that I want to make that commitment with. And it feels realistic. It doesn't feel like some sort of delusional thing anymore. So that I want. And kids, I'm really not sure
Starting point is 01:01:19 about, there was maybe six months where I thought that I wanted them, but I don't know if I want them. Yeah. Like, oof. I've always wanted one. Like, that has always been one. I was pretty much raised as an only child. I loved it. Like, listen, I have a half older sister. Right, right. That she was, I think she was 16 or 17
Starting point is 01:01:37 when I was born. So I never really grew up with her. I loved it. I loved having it. But maybe that's like, I love having everything to myself. Whoops. I like, I hated sharing as a kid.
Starting point is 01:01:47 Like, I was like, that's mine. I'm going to take that. I'm not going to share that with anybody. I brought that here. You're not going to play with it. But then if another kid is like, hey, could I see that? So it only applied to me.
Starting point is 01:01:57 But I don't know, I liked it. I liked it. I liked all the attention of the focus. Even though I like to be left alone a lot of time, like I like that it was just me. I'm surprised you even want a kid. Yeah. Yeah.
Starting point is 01:02:08 actually I was surprised you. I would have expected, no. At one point, one kid was, was Michael. Macy wants two. Okay. I'm happy with one. We'll find, you know, maybe it's two. That's, you know.
Starting point is 01:02:19 And at some point, does that mean, like, kind of revolving around work, like, till things settled down? Or is it just such a question of... I can't, I can't imagine it right now. Yeah. Like, right now, I just, I don't know how that would be feasible. Yeah. That's not something I want right now, but in the future.
Starting point is 01:02:33 You for sure want, wow. Wow. Cool. Yeah. How can you know? I feel like that's such a thing. I don't know. you want kids? Yeah, it's so interesting. I've also, every time I say that I'm not sure people
Starting point is 01:02:43 like, oh, wait, it's always like, wait, when I was 21, it'd be, we'll wait till you hit 23, and then I was like, wait till you hit 25, and I'm 28, they're like, wait till you hit 30. Like, I don't know. Is this, okay. Wait until you hit 35. Wait until you hit 50. When you're 65, you're really going to want one. Yeah. I've always known I want kids. 100%. Yeah. Yeah. Many. I would have guessed that about you. Yeah. How many? Well, I've always said, too, and then I heard Kevin said that he wants, you know, Oh, gosh. Makes you two videos on personal finance.
Starting point is 01:03:09 He said he wants like seven or eight. And I thought to myself like, why would I not want seven or eight? And I couldn't come up with a good answer. Really? So maybe I'll have more. Seven or eight. Wow. Are you saying you being serious?
Starting point is 01:03:22 Yes. Yeah, I'm being serious. Why would I not want more than two? I don't know if I would want ten. Wait, wait, you're saying you want up two, two? No, no, no. I used to say two, but now I'm thinking like, why not more? Yeah.
Starting point is 01:03:38 One for me mentally would be like that's, it's, it's, it's, I don't know. Yeah, because it could, it's like, then you, then you lose out on that freedom that, that just you could, you know, do whatever you stay out late one night. Some say, someone comes up, your buddies are going somewhere. All right, I'm, I'll leave. Sure. Like that, that's that sort of freedom that, I mean, maybe that's worth it, but I don't know. Why so, why so many? Like, I think two, two max.
Starting point is 01:04:04 That's a, that's a good number and, uh, that's manageable. Sure. It's expensive, too. That would be if I could afford it and provide a good childhood for the kids. Right, yeah. There's no way you could give your attention appropriately to so many children. If I live to be a dad, I could be a dad to several kids. Is there any other advice that you have for Jack?
Starting point is 01:04:24 Before we go on to your stuff. Well, are all your profiles the same? No, no, I have different photos. Okay, so I'm really curious about the different profiles. And you want to see other photos? Yeah, you can see other photos, sure. Do you have, but is that all the, there's so little writing. Yeah.
Starting point is 01:04:36 Do you want more? I'll show you more. So it was, I, the biggest that I got into dating, I was on OKCupid for like seven days and then I unsubscribed. But it was always important to me to read what they had written because I can't, I don't want to, if somebody doesn't know general grammar, general grammar, not like a grammar Nazi or something, but just like generally what's going on, that feels bad to me. Sure. How many messages would you have gotten in seven days? Like I meant hundreds. Yeah, it was insane.
Starting point is 01:05:05 And I tried to, I went by a different name. I tried to use pictures that were really, but then I was like, well, shoot, because I have to use some pictures, but I, and they, like, do, they just test if there's facial record, like, they have to confirm that it's a face and they somehow match it to, like, other things to make sure, I guess that you're not using a different person's face. But trying, I was like, well, I don't want to be recognized on this thing, so how can I use pictures that are kind of shaded or kind of profile or kind of something that's not, like, immediately recognizable, but then I stopped after week. Would you have, would you have dated someone who, like, knew who you were and was a fan? Like, with you and your current boyfriend, like, did, did. He'd not known? Well, I guess it's through mutual friends. He didn't know.
Starting point is 01:05:39 Yeah, through mutual friends, and he had no idea. And I think if somebody was a fan, that would be, I guess, strange, just because they would have known me as a kid. So that's not me and as a character. So then, you know, I'd be somebody who would always, I used to be big into Vine. I'm sorry. And I would make fine videos. And the guy was always like, be like, be like, funny.
Starting point is 01:06:04 And I'm like, I'm not like on all. all the time. Like, I'm a person and I like to have, like, conversations and I'm not just, like, perform it all the time or something. Perform, dance. Dance. That would be hilarious. Imagine doing that over dinner.
Starting point is 01:06:20 Tell a joke. That is terrible. Like mine in person. How did you and Macy meet? Instagram. Oh, no kidding. Okay. Okay.
Starting point is 01:06:27 Yeah. Wow. Yeah. She sent me a funny message on Instagram. Yeah. And I didn't think anything of it. I just thought it was a funny comment. Yeah.
Starting point is 01:06:34 And so I just responded back to it. Yeah. And I said, like the, I just, I think I said just ha facts. Like just, no, it was a, it was a little silly comment to a story. And then she responded to something back that was also funny. And we literally just started from that. Okay.
Starting point is 01:06:50 And we just kept talking. Cool. Yeah. That's awesome, man. That's really cool. Instagram. I know. That's the way to go.
Starting point is 01:06:57 How often do you go out then? Like actual meet the person? Oh. Um, yeah, never. Not really ever. It's hard to get someone to want to go out with you Well during COVID stuff I'm sure it was a lot of Was it Zoom date?
Starting point is 01:07:11 No no How would that go? Like I mean you just ask okay Are you seeing people? Are you like safe? And then I never saw anyone Because I was locked up here So I was safe.
Starting point is 01:07:21 Yeah Yeah And then since then no days No I mean I had one But then she ghosted me after I didn't text her for a week So you went out once with her Yeah and it was a great date Like I thought she really was into me
Starting point is 01:07:35 Yeah, I did. Were you into her? She talked about her ex-boyfriend a lot. Yeah, that's a note for me. That's, that's, you, you dodged a bullet. She's talking about her ex-boyfriend a lot. So she's into you, but she talked about her ex- My advice to her was.
Starting point is 01:07:48 Don't give her advice? And it went well. They were so good together. I really felt like she was happy. I really felt like she was happy with him. And unfortunately, they had to split. And I said, you should try to pick it back on. What did you like most about her?
Starting point is 01:08:05 like least from that I know it was one date but um I wouldn't say there's anything specific that I liked about her but I was just happy to spend time with someone we shouldn't be we should not be laughing about this but I was really happy to spend time with someone oh man what that's just such a bummer yeah it's a terrible date terrible day I thought she was interested to me and that's the way that I interpreted it and she seemed it really seemed like she was that reminds me of this one day. I don't know when. This must have been like almost 10 years ago that I went on this date. It must have been like
Starting point is 01:08:40 22 or 23. And I went on this date with this girl. She was nuts. Like I knew that she was crazy from like the text messages. She was taught. Like we had never met before and she talked about like how her friend backstabbed her by like talking about her grandma. Like some weird stuff. So I knew it was going into something crazy. But I get there.
Starting point is 01:08:56 And it turns out that she had a boyfriend on a date. So she had a boyfriend and was talking about like how they probably weren't going to like work out but she just wanted to meet other people like just in case it didn't work out and I left her with the bill I've never done that I was so you got up and left yeah well you say something no I just left
Starting point is 01:09:17 I said I have a boyfriend you're like no no no no but she I have to pee and then yeah something like that no no no it wasn't just like I have a boyfriend I'm going to leave she talked about having a boyfriend meanwhile like all this stuff he was like doing that was bad talking about how her friends were backstabbing her and not only that but she got something really expensive on the menu like if I'm going out with somebody I order like a salad an appetite like something reasonable and she just
Starting point is 01:09:40 full on just ordered like a steak and just I think she went out just assuming that I was going to pay for this entire thing and like after I was not into her and you go immediately yeah and she went off on me I forget what I forget what she texted me afterwards
Starting point is 01:09:56 I never responded to her and then a week later she asked me out again I never responded I forget so it was it when you were I usually said crazy. I'm always worried. When a guy says crazy, I'm like, what did you do? Like, it always... Yeah, I get it. Usually, yeah.
Starting point is 01:10:10 But, and I usually feel like there's some sort of, that does sound crazy. Yeah, but she wanted me to go back and forth of gossiping about her friend, like, backstabing her overtaxed. I, like, I have nothing invested in it. I didn't want to go back about, oh, yeah, your friend is like, so immediately she wanted that, like, drama. Yeah, yeah, yeah, totally. So early on, that's... Yeah, but I've never done that since. But, yeah, that was, like, I'm not going to sit there, pay 80 bucks for a meal. Oh, man.
Starting point is 01:10:35 Yeah, but no, the other one was just cringy. I met this girl in traffic. And I just, she had her foot out the window, like in traffic on Sunset Boulevard. Oh, literal traffic. I was like, oh, like some bars. No, no, no, no, no, no, like in traffic. Okay. She had her foot out the window.
Starting point is 01:10:50 I made a comment and I happened to get her number because her cars were like sideways. I just thought it was funny. She had her foot out the window. And so we start texting back and forth. And I was just really nervous. Like, I was scared to go on this date. I, like, you said she was like, gorgeous. I thought she was. But again, I don't remember. Like, I just saw her in her car. So, like, I, I, not 100% on that. But I was really, really, really nervous. Yeah. So before the date, we were going to meet up for lunch, before the date, I met up with a friend. And I thought it was a good idea to bring my friend along on this date. Because I thought then it would be like, oh, I'm so cool that, like, I have a friend with me. And she'd see that, like, I have friends. So I thought it was just a good idea. So I show up with him.
Starting point is 01:11:34 And she's obviously confused. Yeah. And I think him and I were just talking the entire time because I was, I was too. Did you think because you were so nervous? I was nervous. Okay. Okay. And I was just like, you know, if maybe, maybe it would be cool like him and I are like just talking.
Starting point is 01:11:48 And it was so bad. And we basically, we basically just sat down. And I'm thinking, oh, yeah, she's, she thinks of so cool because of like, I got a friend here. And she gets a call or she goes, she picks up and she says, she comes back and says, hey, like, my nephew ate glue. And I have to watch, like, I have to watch, like, his brother or something like that. So, because he's gone to the hospital. So I have to go, like, right now. And, yeah, I forget what I, I probably said something really stupid to that.
Starting point is 01:12:16 And then I texted her again, like, a week later, saying, like, hey, I hope your nephew's doing well. We should go out again some time as long as your nephew doesn't eat glue again. Or, like, something stupid. It never gets back to me. It's just embarrassing, really embarrassing. Yeah. I'm not surprised by the not getting. back after the front, bringing the friend.
Starting point is 01:12:36 Yeah. I was, how could you do that? I was just nervous. I was nervous. I don't think I had gone on a date. I was just, I had no idea what the say or do. Yeah, I don't know. I was just scared.
Starting point is 01:12:48 I don't think I have any interesting. Date stories? Date stories. What about like a crazy fan? No. No, I met people with like my face tattooed on their body. No. How is that not a story?
Starting point is 01:13:02 I mean. How does that make you feel? I mean uncomfortable A little bit uncomfortable You don't feel honored? Well I just I mean I don't have any tattoos That's a lot of pressure
Starting point is 01:13:12 Yeah it feels it feels kind of Sure Okay you know it feels it feels a bit much Yeah That makes sense Is that bad to say? No no I think that makes sense I feel a little weird
Starting point is 01:13:23 Maybe at the time I was honored You know when I first saw them or something But it's been so long Do they show that to you or how does that come up? Yeah so usually some sort of a signing And they'd be like You're never gonna guess And whenever that would come out of somebody's mouth
Starting point is 01:13:33 I bet I can, and then it'd be sort of either lifting the shirt or showing the arm or showing the back or whatever. That is weird because they still have it. Well, I mean, yeah, they have it now. It's like, it's been years. And I was a child, like, they got a child tattoo. They got an underage person, not a child, a teenager. They got an underage person tattooed on their body. It's a little, you know, it's interesting.
Starting point is 01:13:54 I get it. That's weird. But no, super interesting date story. I wish I had like a cool date one. All right. So. Is that a talk about the book? man. You got to talk about the book. What do you want to talk about?
Starting point is 01:14:07 Sure, we can talk about the book. I was very excited about that. I just sold to Simon and Schuster, I guess at the beginning of the year, and I just turned in my first draft, got notes back, and it will be coming out in June of next year. What's it about? It's called I'm glad my mom died. I know that's a harsh title. It is a memoir, which also I get sounds kind of crazy because I'm only 28, but it's very much covering kind of my childhood and adolescence and being famous at a young age, my relationship with my mom, abusive relationship, you hadn't already guessed, and it's darkly comedic. So it's definitely not just like, there's a lot of heavy subject matter, but it's done in a comedic way that hopefully doesn't undermine the subject matter, but that just makes
Starting point is 01:14:47 it a little lighter and more approachable. How do you go about writing a book? Is this something you've wanted to do? Or is this something? Basically, I've wanted to do. Yeah, I wanted to be a writer since, like, that's what I would have chosen to do. Psychologist or writer, I think, had I not had my mom and not had that kind of her agenda for me. But for I previous, prior to the book, I'd written mostly like short films, feature
Starting point is 01:15:11 film, like definitely script format. But for the book, I had actually done a one woman show that already kind of had the framework and the structure built in. So I took some of that and then obviously expanded on a lot more because the one of a show was an hour and this book is, you know, it's much longer than that. How do you go about writing a book like that? I mean, every day, I have a schedule set where I just, um, I usually don't even look at my phone before like 1 p.m. And I just first thing when I wake up, I write as many words as I usually try to have a word count in mind. I think 1,500 words a day is what I aim for.
Starting point is 01:15:47 And for this, it was because it was my life. This structure was, like I said, kind of very built in. So, yeah, outlining first, though, definitely matters. Is it hard to write about yourself? I find it really important to the projects that I do. I can't think of a single thing that hasn't been. There have been a few features that I've written that aren't drawn from my life, but everything has to be drawn personally,
Starting point is 01:16:09 like from a deep personal place, for me at least. I find that passion or that sort of connection to the material to be so important in order to see it through to the end because there's so many ups and downs. And in this business is just like such a long process. Any project takes so long, and there's so many hurdles to go over that, like, if you don't have a connection,
Starting point is 01:16:32 and imagine staying invested in something if I didn't feel like there was something that I needed to sort of exercise out of myself or something that I wanted to share with others that hopefully might connect with. I just don't think, I don't think it'd be possible if I was just like, you know, whipping something out of thin air that I didn't relate to in a deep way. Yeah. It sounds fascinating. It does. It sounds like a really good book.
Starting point is 01:16:53 Yeah. I've wanted to do a book at some point. Yes. But I feel like it's just, I don't know what I. I would probably talk about early retirement. Yeah. Something along those lines. but it's just even starting.
Starting point is 01:17:03 It seems so daunting. So daunting to do it. At one point, I want to do it. But I also feel too young. Really? Yeah, I feel like you've had so many other experiences that you could write about. I feel like, you know, you got to be like 50 usually. Like you have to have lived more, but you've experienced a lot.
Starting point is 01:17:20 I would disagree with that, especially if you're coming. It seems like because you would want to talk about finance and all the things that you do. And I feel like there's such a gap missing because every time I walk past a personal finance section, it's like a 60-year-old man telling me tip, and I'm like, I don't relate to this person. I feel like you'd hit a different audience. Maybe. You don't think.
Starting point is 01:17:37 You disagree. Maybe because the audience is on YouTube. Like those people under 35 are probably not reading books or probably watching YouTube videos. I would disagree. I'm curious what people would say. I feel like, I feel like. You're going to get a very skewed answer to because they're on YouTube.
Starting point is 01:17:51 What do you think? But I don't think you want, you can be, you know, I think you can do both. I'm sure there's, I'm sure there's a lot of people on YouTube that would order a book off of Amazon or, yeah. I want to be a New York Times bestseller. Yeah. I didn't realize it takes 10,000 copies to be a New York Times bestseller. Okay.
Starting point is 01:18:07 I didn't know that. Yeah. So you would be able to say you'd sell 10,000 copies, which I have no doubt you'd be able to do. New York Times bestseller. Wait, I thought it was also based on like reviews and things like that. I mean, I have no idea, but. I thought it was just 10,000.
Starting point is 01:18:20 It would make sense out. This is crazy. Google. Wasn't it Klonzmyri? I told us that? Yes. Maybe that was it. Yeah.
Starting point is 01:18:25 You have to sell five to 10,000 copies of a book in a week. But five to ten? Yeah, what if you sell more? If you have a link or something that we could put in the description, people could pre-order, maybe give their email, whatever you have set up, we'll link to that. Thanks, I'll see if that's possible. Appreciate that. What are the things that you came here wanting to discuss?
Starting point is 01:18:43 Is there anything that you want to talk about? Or questions for us. My biggest thing coming in, I was really curious about the house thing. And if you would sort of urge me to get a house, I was looking for advice on that. I would stay renting. I've been telling Jack, this too. Jack, Jack wants to buy a house right now. First of all, I think for you, for you, for you mentally to lock yourself into a house like that, I think you would benefit from having that mobility
Starting point is 01:19:09 of being able to say, okay, you know what, I'm tired of this lease. It expires in two months. Let's, go get a house in Topanga for a year or two. I'm tired of that. Let's go move somewhere else. I think having that mobility for you right now is really important. Having a house, I think, would lock you in and prices and inventory right now are just insane. I just, I just, I just, I'm looking at the prices today, and I've never thought of selling before. I'm tempted. There was a triplex. I was thinking about selling, thinking about it.
Starting point is 01:19:38 And I've never said that before. I've always wanted to keep everything forever. It's just the values have gotten to a point where they're so high that I feel almost like irresponsible for not cashing out. So then what's holding you back? What else I would do without money? And also taxes. Whatever I sell, I'm going to pay the top tier taxes.
Starting point is 01:19:59 plus 13.3% to California. So like the triplex for instance. Let's say capital gains stay exactly the same. I'm paying 20% capital gains, 3.8% net investment tax on top of that, then 13.3% to California. So right off the bat then, more than a third of my profit on that is gone.
Starting point is 01:20:20 Does it make sense? Probably not. I don't think values are necessarily 30% higher for that to make it worthwhile to sell. But, you know, but then, of course, you could 1031 exchange it to something else. But then it's like, well, if I buy something else, I don't want the stress of then finding another place to buy. Hmm. That makes sense.
Starting point is 01:20:39 I agree with that. I think it's smart for you to rent. Yeah. So, yeah, this place, too, it's like, I don't live in it. We don't live in enough to justify keeping it. But it's like, we like it so much. And it's great to have a place to come back to. And then just through the course of the interview, well, I'm still.
Starting point is 01:20:58 Curious on the dating thing, really. Feel free to listen. I was off the record maybe. I don't know. I'm like, I find it fascinating. On the records better. We got to monetize this at least.
Starting point is 01:21:08 I just like want answer. I don't know why things aren't clicking. I don't know what's. Is it the location? Is it, have you dated in other cities? No. I'll tell you why.
Starting point is 01:21:19 Jack, I think is too logical. Yeah. Too serious. He's not letting loose and I don't think he's putting himself out there enough. That's what I think. I'm not very serious. I don't.
Starting point is 01:21:28 think. I'm, I, I feel like I'm extremely relaxed and I'm on these dates. Maybe not on the dates, but as I've, listen, I've kind of eyeballed Jack on day. It's, it's a, in my opinion, a little too stiff. A little too rigid. Maybe I get a little nervous. Little rigid. When I'm talking to girls. Yeah. I feel like that's reasonable. Like, it makes sense to get nervous. But then when you said that, like, I think we were talking about what you talk about or something, you're like, I don't know or something. Well, I never, I never treat them poorly. So at least if I'm,
Starting point is 01:21:55 yeah, obviously. Yeah. You seem like a nice. If I'm nervous, at least I treat them well. And I hope that that's enough maybe for like a second date, you know? I heard a story. I heard a story recently. I'm going to put Jack on the spot. So. The nerves.
Starting point is 01:22:11 No, no, no. I was just cracking my nose. Okay. Because I don't know whether that's a, I'm just going to say it's Kelly. And apparently Kelly was wearing some boots that were very uncomfortable walking down the Las Vegas strip. Jack offered his shoes. Did this happen? Yeah, dude, she was complaining about her feet, and I thought they were hurting.
Starting point is 01:22:34 His shoes, his shoes, the size 10 or 11 shoes that he's offering to Kelly, who's probably a size, I don't know what size her feet are, six or seven, I'm guessing. I don't understand. That's nice. It's nice. Is that weird? But he was serious. It's funny to be like, ha, ha, ha, he could wear my shirt. But to be serious.
Starting point is 01:22:55 I just don't understand why that's so weird. It's on. Really? Yeah. I don't know. It doesn't click with me. I feel like I have like some like some wire in my brain like where I can't understand that. Yeah.
Starting point is 01:23:11 I feel like there's something that I'm some things that I'm just on the outside of them. I'm like how did certain certain social. I grew up homeschooled and Mormon. So kind of certain things that I feel like I just don't understand socially of how you go about. I don't know. I go, you know, it's definitely nervous coming here today. And I was like, oh. Really?
Starting point is 01:23:28 Yeah. Why? We were nervous. We wanted to make sure it went well. No, I've been so happy. But the first five minutes, when I was here, I was like, God, okay, why am I nervous? Why? Because of socializing with one person at a time, I don't feel nervous.
Starting point is 01:23:42 One percent of time, I feel like there's something in that where it's just like, it's clear that you go back and forth. But when there's more people, it's like, well, which one there is? How do you talk? Yeah, I get that. I get that. I get that. I kind of short circuit. And it genuinely feels really difficult to go into those settings and to know how to
Starting point is 01:23:58 navigate when there's multiple people around and it just, I find it somewhat stressful. But you guys have been so welcoming and nice, so thank you. We're just so happy to have you. My biggest thing I would say for stuff like that, because I've, Jack has told me that I've been not always the best host. And for me sometimes, too, I need my space. Okay. It's like sometimes if I talk too much or like, this is fine.
Starting point is 01:24:22 But if I'm doing this all day for like four days in a row, I just, I love having my own space. Sure. just time to myself, whether that be just like being in my office by myself or just, you know, looking at the aquarium by myself. No one's talking to me. No nothing, no distractions. Yeah. So sometimes when guests come out, like I'm already like my brain is fried and I'll just, I need to be by myself. Yeah. But I think some, some people say it, it's maybe I don't like them, which is not the case. But I'll put you on this spot. Yeah, sure. There have been not one,
Starting point is 01:24:49 more than one, occasions where people have came over to our house and then they brought me aside and they say, I don't think Graham likes me. Really? Yeah, I felt terrible because it's not, I like every guest we've ever had on the podcast, every single one of them. I don't think there's one guest that came in here that I was like, I don't like them. Oh, that's great. Yeah.
Starting point is 01:25:07 Has there been? No, I don't think so. I'm trying to think there's like, is there one person I wanted to leave? No. Do you have a guest every episode? Yes. Now we do. In the beginning, we didn't.
Starting point is 01:25:18 Right. But, but yeah, no, when Jack told me that, I felt terrible because I, I could, I totally see that. But there's some of those people come over. I'm just like I've been nonstop. I've had zero time to myself. Yeah. And I just, I can't do it.
Starting point is 01:25:30 I just, I don't have the energy. And so for me, it's like, well, I just want to be like in the corner on my phone, just doing my thing for like 30 minutes an hour.
Starting point is 01:25:37 That's understandable, though. But yeah, but I agree. When someone comes to the house and I'm doing that, I agree. That's something I,
Starting point is 01:25:42 when Jack told me that, I felt really bad and I acknowledge that. I'm curious about one or the thing. Your emotionality, you don't think you're emotional. You think he's emotional. Is that correct?
Starting point is 01:25:52 Yes. You don't consider yourself emotional. I don't. I know I get bummy. If I have a bad video, it doesn't perform well. I'm like, what did I do wrong? Yeah.
Starting point is 01:26:02 We can't fix it. I get bummy with the fish. If I have a fish that's not doing well, I get really sad. That's it. Sometimes it's like time pressures. Like if we're short on time, I was like, we just got to get it done.
Starting point is 01:26:16 We got to get done. I don't have time for that. Like stuff like that. Yeah, yeah. Tell me. You just, you react a lot. He has very high. emotion reactions to certain things.
Starting point is 01:26:26 And that's okay. I don't think I do. You do? Dude, I showed up late here today because I said I would show up at 12. But that's funny. Oh, I think it's funny.
Starting point is 01:26:34 I feel like you're serious though sometimes. Like rooted in the humor. I would say this 20% serious. I told Jack to get here at 12. He showed up at 12.30. I'm like, Jack, you're late. I showed up at 12, 17, 18. But I went to the guest unit.
Starting point is 01:26:44 All right, whatever. Showed up late. And I'm like, Jack, you're late. You're late. And he's like, there's traffic. I'm like, you got a plan for that. You got a plan for traffic. It's like, oh, it's so bad.
Starting point is 01:26:52 There's a car stopped on the freeway. And like, there's always a car stopped in the freeway. It was always on the side. It was in the middle of the freeway. Every time. This was going to be a Christmas. This was the 101. It took a while.
Starting point is 01:27:02 It took a one. It's a four or five. Yeah. It's always a car stop there. It's a four of the freeway. It's on the side. Like, you showed up right on time. Like, perfectly on time within like a few minutes.
Starting point is 01:27:11 Thank you. I left with plenty of time. I'm a nervous driver. So I like left very early. When we need to go somewhere, believe it or not. I'm usually the one, Alex can attest to this who's at the door first with plenty of time to spare and then it's gram i find the emotionality thing interesting because i feel like some i feel like it's such a i feel like when people hear
Starting point is 01:27:30 about emotions they think they assume the person is like unprofessional something but i feel like sometimes people who have a certain emotionality are the most professional because that's part of what drives that like that's part that's something that's because if you can sit if you if you if you're quick to react to certain things there's also that underlying emotion that's compelling you to do the thing and that's driving you and that is passionate and that's making sense. That's a great answer. That's what I meant to say. That's what I was going to say.
Starting point is 01:27:59 I always think back to this when I try to understand why Graham is as successful as he is and why is as emotional. 100%. And there was one specific thing to happen. You and me and Biazza were all together. Biaz is another finance YouTuber. Okay. And Graham had a poorly performing video.
Starting point is 01:28:14 Yeah. And Graham was getting mad. And it was weird. I felt weird in the room because we had a guest that we just brought over. And Graham's getting all... Oh, I remember this. Graham was like, is it the thumbnail?
Starting point is 01:28:22 Is it the title? He's like, oh, what's going on? What's going on? And it was like, really tense. And I was like, be a little more welcoming if we have a guest here. And then Graham got up and left
Starting point is 01:28:29 and I was like, I told Vlad B. I was like, dude, I'm really sorry. Like, I know that was probably like weird because you just arrived here as soon as we were posting and it didn't go well. Sorry about that. And he's like, I get it, man.
Starting point is 01:28:40 That's why he's so successful. He said that? Yeah. He's so nice. But in my defense, I felt like I knew him already. We had been talking like loosely on YouTube for like a year. Sure.
Starting point is 01:28:49 So by that time I felt like we're already friends. There's a rapport. Exactly. Exactly. And he's in YouTube. So he knows. Like I feel like if anyone understands it, it would be him. So that kind of like it made me understand that those actually work well together.
Starting point is 01:29:03 Oh my God. You get emotional about the work that you do. Absolutely. I think if you don't, it's going to be, it shows in the work. I think it's important. I don't know how a person can be successful if they're not absolutely driven to do the thing. and there's not that emotional core underneath it. Well, it's going to be watered down.
Starting point is 01:29:21 They're not going to care. It's going to be lazy. Like, it's horrifying. I agree. That makes sense. Yeah. See, you only have emotion for things you care about. Yes.
Starting point is 01:29:31 If you're indifferent, you wouldn't have it. You wouldn't have an emotion anyway. Right. Yeah. What are your thoughts on college? I did not go. My, a couple of my brothers went, and I was always under the impression that that would be kind of expected.
Starting point is 01:29:46 of me, junior college, because that's much more price-friendly. But I wanted to go to film school because at that point I'd already really, really wanted to write and direct. And then I thought, well, I don't think it makes sense because the whole point, like what a lot of people are doing are kind of like networking with people that are also interested in what they're doing. And I already know a lot of people in the film industry. I'm already in the industry. The career is somewhat adjacent to acting. It just makes more sense to not, like it doesn't, if I wanted to study something, there are certain things that I think it makes sense to have a degree for
Starting point is 01:30:16 and to go to college for and there's certain things and I'm like, I think it just makes more sense to get experience on the ground and writing and directing was one of them so I just kind of took the money that I would have spent toward college
Starting point is 01:30:27 and I put that toward making my own short films and I think I learned way more than I would have by just doing, going through the motions of that kind of in college. I agree with that. And college isn't up to date either necessarily. Like, I think you could make an amazing career on YouTube and just even producing your own content and there's so many different ways
Starting point is 01:30:43 to get into that industry. Totally agree. What would you say are the things that you are most passionate about in your whole life? Um, helping people grow my, growing myself and also helping other people grow, whether that's like my friends and having thoughtful conversations or whether it's my favorite thing about directing is watching when actors like surprise themselves when they like reach some emotional place they didn't know they could go to and seeing them be so kind of in the moment, like even talking about it now, I feel so, I feel emotional about it. I think it's so cool to see people come to new, like, levels within themselves. So I guess just growth is
Starting point is 01:31:23 probably the biggest thing. Right. You? The things I'm most passionate about. Yeah. Family, friends, and work. I guess I like taking care of the environment. I'm pretty passionate about that. Oh, really? We should tell people not to use straws. So here's something. So I had, oh, you'll see this on Sunday. If you watch it, this is one of my favorite episodes. of the ice coffee hour, I confronted my first boss ever who gave me a chance in like everything. I was like 12, 13 years old,
Starting point is 01:31:51 took me under his wing. This is when I was at this basically aquarium store. Yeah. And I had not seen him in 14 years. Flew him into Las Vegas, confronted him, and it was such a cool experience. But his one thing for me is like,
Starting point is 01:32:06 if I can ask one favor of you, because he's, obviously he's in the aquarium industry. And so he sees the damage that's being done is to give up plastic straws. He's like, if I could ask one favor, I'm like, absolutely. Like, I would gladly, that's like the least I could do. Yeah.
Starting point is 01:32:21 So now, like, I would encourage you guys, like, if I've helped in any way or you enjoy this, it's so easy to do. And people are like, but grand, that's only 0.1%. And like, I get it. It's not a, you know, a huge part of the pollution. But it's the lowest hanging fruit that people could do. It's just plastic straws. It's so easy to do.
Starting point is 01:32:41 And that's why for me it wasn't even an issue. So, yeah. But sea turtles mistake them for food. And then they eat them and they can't digest them. And then they leach plastics into the water. So if you can, go to bamboo instead for the metal straws. I use the metal ones. I got a set of them on Amazon for like six bucks.
Starting point is 01:32:58 Yeah. See? We got bamboo straws, a whole bunch of them. So that's what I'm using now. I have plenty of metals if you mean any extra metals. Cool. So that's it. That's my little spiel.
Starting point is 01:33:08 So where do you want to grow then? Where do I want to grow? Yeah. You mean which areas? Or you mean what specifically? I would like to, a thing that I'm currently working on is I have bitterness about my past and I mentioned not really feeling entirely grateful
Starting point is 01:33:21 and I want to work on that. Not that I want to work toward, like I think it can be forced to try to work toward a thing that's not genuine. Like I think it's so easy to say like, oh and I'm so grateful for my journey. Like things just useless, like, okay, it just sounds like lies. But just to, I think bitterness is a good thing to work on.
Starting point is 01:33:39 I don't want to be a bitter person. I don't want that to. infuse my life moving forward. So I think it's, and I think it's something I should work on. Yeah, I want to be more carefree. I think that would be a nice, a little looser, a little looser sometimes.
Starting point is 01:33:56 I think little surprises that come up, I don't handle this while. I like things to be planned in order. I want to know what I'm doing tomorrow at like 10 a.m. Yeah. Like doing exactly that and sticking on schedule. Yeah. So I could be a little bit more,
Starting point is 01:34:07 I'm not impulsive. What would it? Spontaneous. Spontaneous. That's a good word. Spontaneous. We could save this for a part two. If you're down for a part two, we could do a part two episodes because I'm worried this
Starting point is 01:34:22 is going to be too long. Just a Jack interview. Yeah, you're always welcome to like come back on. Yeah, preferably. If you want to come to Vegas, you and your boyfriend come to Vegas, you would have a blast. Stay at Red Rock Casino. It's not on the strip. It's really nice.
Starting point is 01:34:36 And we're like five minutes away from there. You would have a great time. Are you into hiking? I love hiking. My partner was hiking except the heat. I don't think. is going to happen for him. Yeah, you would be going during the worst time
Starting point is 01:34:48 unless you go early in the morning. Like if you went from like six to nine, it would be fine. Cool. But yeah, we'll do a part two where you could, how about Jack, you implement all the changes
Starting point is 01:34:57 and then we'll report back and we'll do a part two in like a few months. Yeah. Go on a couple dates. Give us some info. Get married. There you go. Elope in Vegas.
Starting point is 01:35:07 All this. Cool. Thank you so much, Jeanette, for coming on. Yeah, thanks for having me. This has been a blast. Thank you so much.
Starting point is 01:35:12 Yeah. Make sure before we end, to tell him to smash the like button. Smash that like this guy? This one? With the ring light? No, that one right there. Oh, that one.
Starting point is 01:35:20 Smash that like the like button like right down below. Smash that like button. Then say destroy it. Can you just, can you please destroy the like button already? God damn. Oh, wow. That's bashing. We'll bleep a little bit of that.
Starting point is 01:35:38 So with that said, you guys, thank you so much for watching. I really appreciate it. As always make sure to obliterate the like. button, subscribe, hit the notification bell. All of our information is down below in the description, where you could also get a free stock now worth all the way to $70. Wait, how much? 70.
Starting point is 01:35:52 No. Did you get your free stock worth all the way to $70 on public? Wow. No. It's impressive. Yeah. And you could follow me on there because I'm posting all of my own stock trade. So if you're curious what I'm buying, down below in the description, enjoy that free stock.
Starting point is 01:36:04 Thank you so much for watching. And until next time. Well, that is like half cream, so. Can't go wrong. So you can say coffee me. Yeah. And do you want me to say the cent amount as well? All?
Starting point is 01:36:19 Yeah. Can I keep this here? Yeah, yeah, you can reference that. Whenever?

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