The Iced Coffee Hour - Graham Makes The RISKIEST INVESTMENT Live On The Podcast | Ep. 8

Episode Date: July 13, 2020

Welcome to our 8th ever episode! This week we discuss cryptocurrency, options trading, and go over a moral dilemma.  Macy's Channel: https://www.youtube.com/channel/UCk3l... Macy's Instagram: https://www.instagram.com/unofficial_... Add us on Instagram:  https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan Send any voice submissions to [e-mail]  (10-15 seconds max) can be about anything- and we will respond in the next podcast! Get 2 Free Stocks on Webull when you deposit $100: https://tinyurl.com/yd9slfax Join the 2x weekly mentorship group: https://tinyurl.com/yaexko4o The Equipment used: https://tinyurl.com/y78py5g2 The YouTube Creator Academy:   Learn EXACTLY how to get your first 1000 subscribers on YouTube, rank videos on the front page of searches, grow your following, and turn that into another income source: https://bit.ly/2STxofv $100 OFF WITH CODE 100OFF  For Podcast Inquiries, please contact [e-mail] *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Welcome back to the eighth ever episode of the iced coffee hour. How you doing, Graham? Good. How are you doing? Doing so well. And this is crazy because it's our eighth ever episode. So we've been doing this for almost two months now. Crazy.

How much money have we made so far in this two months? All right. So we have made approximately $960. There we go. Yeah. Nice. Congratulations. Let me just double check that.

$936. Nice. Nice. Congratulations. Congratulations. Yes. That's a good amount of money. It is.

Yeah, we're really excited. Views are up. Everything's going fine. Fine and dandy. I think views are down, actually. Views are only going up, okay? These are down for the last video, so we need something to boost it up right now. Exactly.

A lot of people have been saying that we should post clips on our main channel. What do you think about that? I have not discussed this with you yet. I think we, I'm surprised we haven't. It's weird because I feel like you should have a second channel, like a clips channel, and then you have a main channel where you post a long version. And like Joe Rogan does. It seems like every podcast does that.

But the only reason why we would be posting is because our views go down a lot during the middle of the week. Can you just basically do the most exciting 10 minutes and we'll get it like 10 minutes in one second? And then just post it on Wednesday? Maybe something like that, like midweek. Yeah, yeah, I can.

Yeah. For the people who don't want to listen to the full, like, hour and a half, we'll just get like the top 10 minutes of condensed down like the most exciting stuff. Yeah. And just jam pack it. I just didn't want to blow it. up people's notifications.

You know, if we're like posting a bunch, but if it's just one in the midweek, I think that'd be fine. Yeah. Let us know down below in the comment section was you think of that. Yeah. The top comment of the,

like, the thing people wanted to see was you go through my finances slash budget. That's fun. And or home organization. So I think we should do budget. You just bought a guitar amp too.

I bought a guitar amp. I'm like, you did that before you maxed out your Roth IRA. I know. I haven't done that. You haven't, you promised me you were going to do it a few weeks ago. And I promised you I will.

But the guitar amp comes first, I guess. Right? Yeah. Yeah. All right. So I will max it out. So that will happen. Have my word on that.

It's better to do it now than wait. Yeah. Had you done this back in March, you'd be up like 40% on your money. This is very true. You know what we could make that? One of the podcasts that we do, just you and I, I'll just react to your finances. Okay. Yeah.

Yeah, we could do that possibly next episode. Okay. And then as for the ring, for those of you guys who are interested, what you have to do is follow Graham and follow me on Instagram and then comment on my first post, Jack the Man. And that's how you guys can get the ring. And I will be double checking to make sure the winner is following both Graham and I. Okay. Plot twist.

It's going to be the DVD, the ring. Oh, exactly. You shouldn't have told them that. I wouldn't get surprised. You may be wondering why we have three mics. And that's because we have a spectacular guest. The one, the only. Girlfriend.

Exactly. Okay, she just spilled her, she spilled a drink. I don't know. So welcome, Macy. Hi. Glad to be here. I feel like it took me so long to learn to look into the lens of a camera and now there's two and I have no idea. I'm just to be looking at you, the camera lenses like right there. Yeah, look at us. Here. No, just look at me. No, no, no, you already booked out of contact. You already booked by contact. Keep talking, Jack. Let's do a little bit of an introduction for you. For those who do not know, Graham, would you care to introduce? I feel's weird to introduce. You want to introduce yourself? So hi, guys. For those of you who don't know me, I am formally known. as Graham's girlfriend or Savannah smiles but my name is Macy and I am on this podcast. I live

with Graham and I am his live in actress. Roommates. Oh, roommates. We're just roommates. We're keeping this PG. For parental guidance. So welcome. Welcome to our show.

I want to know how you have done on YouTube compared to how you thought you would have done on YouTube. So I posted my first video on the first day of the year. So New Year's. And so I was expecting, you know, 365 puts me at December 31st.

And so I thought like, oh, you know, maybe I'll get monetized around like July, August. You know, I'll have 25,000 subscribers probably by the end. Like that's my goal. And so now I'm here. And I've been monetized since April and I just hit 20,000 subscribers. So way better than I thought in a long runabout way. You're doing a great job. Yeah.

excited to see what happens with the channel. Me too. One thing I wanted to know is have any of your colleagues or friends from high school or college reach out to you? Because of your channel. That's a good question. You know, funny enough, I do have a few friends from high school who found my channel that was kind of mind-blowing to me, but I haven't had anyone from work find it yet, like, luckily, because I just feel like that'd be really awkward for them to come and be like... It's like you're cheating on them, kind of.

A little bit. It does feel like that. little bit. And then, you know, just, it feels weird to be like, oh, here's, like, me doing my skincare. Like, my co-workers watching my skincare routine. I, like, I feel like it's just not very professional, the stuff I do. It's just more relaxed and I'm having fun. So I just feel so awkward to see it. Not, like, my boss were to see it. Not, like, anything's wrong with it, but it's just, like, would be awkward because I'm so unprofessional on my channel. You have such a nice garden. Yeah, they're like, they're like, they're, like, they're like, watching my garden

tours or whatever. It feels like them watching me like overalls versus like my normal work attire. It just doesn't, I don't know. But yeah, I have had a few people reach out and be like, oh my goodness, I found your channel or even my Instagram. I found that like a lot of the people that I knew from high school are following, you know, the unofficial G2 Instagram. And I'm like, wow, that is so crazy.

So it is crazy. And it's funny too because a lot of like even family friends that I have was like, raised with, all of a sudden started reaching out. They're like, oh, you're doing YouTube. And I'm like, how did you know? How did you find me? What is your long-term plan? Where do you see yourself in five to ten years? So five to ten years, I mean, ideally at this point, I think I've done 35 YouTube videos-ish at this point. I've had a good chance to test it out and see that I like it. So I would imagine in five to ten years I would want to be doing YouTube full-time. And maybe just have some other part-time jobs or like sources of income because I definitely don't want to be

tied to an algorithm for my whole income source. It seems very stressful. But yeah, that's where I see. I want to have a rental property too during that time. Like something that can at least, if everything went away, that it could at least, I could barely, I could live off of it, even if it was just barely. So you were into finance a lot even before you met Graham. Yeah. Yeah. That was something that we really clicked about. I can remember one night that Graham and I first started talking. I think we were up to like 2 a.m. talking about credit card points

and different credit cards. And he's telling me about like these ones. Because my parents were always very against any with like the annual. Annual fees. That's it. I almost said statements. I knew that was wrong. But the annual fees. So then when he started saying, hey, no, like this is how it pays for it back. I was like, wow. Like my mind was just blown. So I can remember there was that. We were talking about

He knew my credit score before we even went on a first date. That's what made him so interested in me. Did you ask that question right away? I think so. I don't know if you asked it. Or it's like indirectly be like, you know, something about credit scores and then it just came up in conversation. I don't think I asked directly like what's your credit score. I think it just brought it up. I think I just offered this

information willingly. I'm like, by the way, my credit court's over 750 and he's like, what? You're that age and your credit score is that high. I'm like, yeah. Yeah, it's not like the text. guess what I'm wearing tonight. It's like, guess what my credit score is? 7.50 and like, oh, say no more.

Have you enjoyed living in West L.A.? I prefer way more than where we were living before because there's so much more to do in West L.A. than East L.A. And East L.A., all you do is drive to West L.A. Well, it really wasn't East L.A. It's called Mid-City. Okay. Mid-City, L.A. is like by downtown.

So mid-Mid-Mittal-A. You're like a 15-minute drive from downtown. Yeah, but mid-city. Exactly. It's a mid-city. Yeah, anyways. It's just there, there was like nothing to do besides drive to target. But anywhere you wanted to go, you had to drive to.

And here it just feels like, yeah, you can go drive somewhere, but I can make it to a target without hitting traffic. I can make it to, you know, bonds without traffic. I can make it to trade. There's so many more Trader Joe's on the west side, by the way. Yeah, I know. So many more Trader Joe's. So it just feels like I can get places without hitting a whole bunch of traffic,

which I love. So. I'm close to the beach. Yeah. That's true. Yeah. Yes. Oh, you've got to say we're close proximity to the beach.

Oh, yeah, yeah. Oh, in case you guys didn't know, we are close proximity to the beach. The beach is in close proximity and I can't think of any more. It's good for values. Good for property values to be close proximity to the beach. Yes. So would you consider yourself a frugal person? I wouldn't say I'm frugal to the point of Graham.

I would say I'm more of a value shopper. My spending has definitely gotten a little. like wild over the last few months. I think being cooped up in quarantine, I'm just, it's a problem. I'm like, oh, I want to do a video on this. I want to do this. I want to do a video on this. Like, I want to buy this and do a video.

And I've had to kind of scale it back. Or it's, um, Graham doesn't have this. I'm going to buy him this. Graham doesn't have this. I'm going to buy him this. Graham doesn't have. There's a lot of stuff I don't have. I still don't have.

So, well, it's just stupid stuff where I'm at the grocery store and I'm spending an extra extra $6. So I'm like, we don't have Mochi at home. And Graham and I need. mochi at home. And so I'm trying to get better about that. I do need mochi. Well, let's be real here. It's not for you. It's for me. But I'm the excuse. I'd say I'm more frugal than most, but I'm not extremely either. I can definitely spend and enjoy on myself, but I can be totally

happy. I got my lunch budget now down to $4 for three weeks of food. She doesn't tell you it's ramen, though. Is that really what you eat? I've been doing cup and noodle ramen at work every day to save money. So that way I don't feel bad about the mochi purchase. Yeah, she leaves that part out. I thought that you were not happy when Graham goes to McDonald's. Well, I'm not. And now I know you're eating ramen? Well, I'm

not, but that's because Graham... What do you think is healthier for you? Whoa, whoa, whoa, whoa, wait. Because Graham was saying, he kept complaining that he wasn't eating healthy enough, and I kept hearing about him complaining. And then he was going and eating McDonald's, and I'm like, well, why are you complaining to me about your diet if you're the one doing this to yourself? Because that was

Once every two to three weeks, I don't eat McDonald's every single day. If you're eating ramen four days a week at lunch, that's way worse than me eating McDonald's, two to three times. I complain about my diet because overall it's been a lot of like to snack foods that aren't good. That's why. Because ice creams are so good though. Mochi. Yeah. Just stuffs me with mochi.

Well, I feel like I like the mochi versus an ice cream tub for you because I can get you just to eat one tiny little ball. be done versus eating a whole, you know, a little pint of ice cream. You have to train him. Oh my goodness. Yeah. Well, I was raised with ice cream in my house. So for me to open up a pint of one and take like two or three bites and then put it away is totally easy. But Graham will like, he takes a fork. He takes a fork to our cookies and cream and he takes out all the Oreo chunks and leaves the cream parts. That's the best part. Do you really? Yeah. Would you like it if Graham scaled back on his

frugality? Think very carefully about your answer there. I'm fine with him doing whatever makes him happy. If he felt that he was being overly frugal to a point where he's impeding on his happiness, then yes, I would want him to scale it back. If he feels like he is spending too much and it's making him stress, then I would want him to scale back. It's just all on, I don't care about his frugality at all.

I mean, I don't want to say it like I don't want him to be frugal or whatever. I just want him to do whatever is going to make him happy on that. So if him being less frugal would make him happy, I'm all for it. And if him being more frugal was going to make him happy. More frugal. Then we will eat the ramen together. Every day for lunch. Not ramen.

That's good. Yeah. That's a good answer. How do you, this is totally off top. How do you make your stock decisions? Would you say that you get a lot of information from people like Graham and stuff like that and then you act on it? Oh, hi, sputty tutis. Hello.

Oh, don't you get butt hole. He wants to show it off. He just cleaned it. That's what he's trying to do. He probably not even for him. He half cleans his booty. I was not paying attention, but then as soon as he said that, you just said.

Anyway. Stock decisions. So how do you make your stock decisions? Just, you know, I decide if it's a good day to buy, depending on how well Ramsey cleans his booty hole. That's the best due diligence anyone could do, honestly. It's just if his booty is cleaned that day, like thoroughly, it's a Biden. It's a green day.

Yeah. If it's not to sell everything. So I would say really, I don't really listen to what they're investing in. It's usually I see a news article about something and I'm like, oh, hey, I wonder if this company is publicly traded. And then I'll start looking at it up and then that's how I usually find whatever stock. Because I found Neo and it was at like $5 and it's at like 14 now, which I just sold out of half of it. You're rubbing your eyes over the Neo thing. Continue.

We'll discuss that later. So continue? So I saw something in there about how the Chinese government was bailing them out and how they had all this funding coming in. So it's like, oh, that's interesting. I'm wondering if they're, you know, publicly traded. And it was like one of the first few articles I was coming out about that. And so I looked at it and I was looking at their financials. I'm like, okay, it looks like it has a good upwards trend.

And if the Chinese government is bailing them out because they're saying that they think this is the future, it's probably a good buy. And so obviously there's more I looked at than just that simple logic, but that's kind of what I'm going to boil it down to. But so that's kind of, it's usually that I see an article about something like, oh, this company, you know, something good in relation to a company. And then I kind of start looking, go, oh, are they publicly traded? Oh, okay, here's what their stocks trading at. Okay, here's the financials. Okay, here's where the company is located. okay, here's the CEO.

Does the CEO have like a weird pass? You know, that's usually high-frey. Did you sell out of, you said half of Neo? At what price did you sell out? It was at 14 today, so I sold it out at 14. I wanted to make sure. I sold half of it today. I want to make sure, since it's trendy stock,

I have a funny feeling it's going to rebalance and it's going to probably drop down. I wanted to make sure I was going to be able to pull out my initial investment with a little bit of a profit. Because it's not necessarily when I look at it as like, oh, this is going to be long-term, just going up like crazy. I still have a little bit in the game,

but if I lose it all or if it goes back down to five, I'm still covered. Smart. So a great way I like to get to know people is moral dilemmas. So I'm going to ask you a question, and I want to see what your answer is going to be. Okay. So say you're on a bridge,

and there's a train going underneath the bridge, and there's five people on the tracks of the train underneath you. There's a person leaning over the edge of the bridge. You can push this person off of the bridge in front of the train, and the train will stop and not hit the five people. Or you can just let whatever happen happen. Why can't you just yell at the people to have them get off the tracks? They can't hear you.

They can't hear you. Why? You're mute. You're a mime and you're like the most hardcore mime that's ever existed. The choice is... A mind wouldn't touch a person. But you're in a different room. You press a button.

The one person in the bridge. Or you don't. press the button and the five people bye bye bye. I feel like I would need to know more about the individual people because if one was like a convict, like if one has done all these heinous crimes. You don't know.

You don't know. That's the thing. You just don't know. You have five seconds to make the decision. What would you do? Five. Oh my gosh. Four. What would you do? I don't know. I guess you would choose a one person. Or they both. Or they both. Yeah. If you don't choose and everyone's going by by. I guess then you go with the one person but it's hard to say sacrifice

a life at the at the cost of the greater good, too. That's something I do struggle with, but I don't know. Okay, let's say that the five people on the, so I think it's a different question when you say they're just like roaming on the tracks because then they're practicing unsafe behavior. That's what I was thinking, yeah.

So if you push the person, then that person's being completely safe by leaning over the edge, like reasonably safe, you know, and the other people. But what if they're tied to the tracks? Right, so that's my, that was my thought, too. The time, so it's like, what are they doing? Are they, is it, are you talking about,

five people, are they five children on there? Because, I mean, I'd imagine a four-year-old child is not going to know to get out of the way. It's very dismal. Yeah. Let us know down in the description. It really depends, because the more I thought about that, the more I'm thinking, like, well, they're on their tracks. It would be, you know... But they're tied. But, okay, so if they're tied. Well, yeah.

I mean, if they're tied against their will, I'd probably, though, I'd get rid of the one person to save the five. But that person, yeah, it's just... But that person's innocent. The only person that ends up with... The only person that walks out of that, situation un-inicent is yourself. Unless you're the one to cause

one person. Either way, you're... I wonder what, like, the media would say in a situation like that. Like, hero, sacrifice someone else. Cars do that, though. Cars will always, like, the Tesla's on autopilot will try to look to do whatever's going to be the least amount of damage. That's smart. I didn't know that. Oh, yeah.

I don't know. What would you do, Graham? If I had 10 seconds and no information, I'd probably let the person on the bridge live. So I'm basically just going to ask you a few questions so everyone can get to know you. What is something that really gets you angry? I would probably say that would be bad drivers. I do a lot of commuting, and so I just see this all the time.

But the amount of people that are on their phone or that will cut in so close to you, there's so many times, even on the way home, me driving home today, I almost got hit twice by somebody who just was not looking and almost hit, took off the whole engine part of my car because they just decided a lane change. So I'd say just people that drive, I see people. People drive halfway in between other lanes and just swerve over, swerve back, run lights, like just crazy stuff all the time. And it makes me so angry. Or especially when somebody is just like sitting there on their phone with, and they're going at least 60 miles per hour, right?

Because it's the freeway. That is so dangerous. You're not sitting at a stoplight. Your car isn't stopped. You are going at a speed where if you crash, it is going to be dangerous and you could hurt someone else. It makes me so mad. Aside from necessities, what's one thing that you could not go a day without? Isn't that a necessity?

Oh, me. Oh, yeah. I lived so much of my life without him, but I couldn't imagine. You guys are experiencing sad Graham. I understand, I understand. It's Ramsey. I can't compete with Ramsey. Yeah.

Well, no, you're a necessity. No, but not like Ramsey's a... I get really sad when I'm not home for a few days and I don't get to see our cat. She doesn't even ask for pictures of me. She's like, can you send me a picture of Ramsey? Yeah, she's done that before. Wow. I'm like, what?

He's here. He looks the same. Yeah, he doesn't change. Like, here's an old picture. I don't know. No, I've never sent you an old picture. I thought about that. There's one time you texted me, and I forget where he was.

I don't know. He's just sending you an old picture of Ramsey. But, no, I didn't. On a typical Saturday night, would you rather stay in or go out? Stay in. Stay in. I like staying in. Graham, I'm guessing you're that.

the same? I would say eight times out of ten, stay in. I would say some, like, two, maybe two to three nights out of ten. I'd rather go out or do something. But I like being in bed early, so, like, I would love to go out, but then know that, like, okay, 10 a.m. I'm going to be home.

So what time would you go out? Like, four? I would say, I know. Like, I think... I think the best times to go out, honestly, between six and ten. That's it. Six and ten. Perfect time to go out, and then you're home early. That's when I would at. What about you?

I would probably, most of the time I'd probably rather stay in. I love being social and I love being around friends, but preferably like they'd be coming to me and be just hang out at my place. I don't like going out and going to parties very much. It's just too many people. Yeah. Are you the type of person who would like to plan out an agenda for a vacation or would you rather kind of just go with the flow? For vacations, I'm very just, I want to go with the flow. I want to have my brain off. I would like to kind of generally know before like, hey, are we going to be possibly doing this so I can plan the right outfits? I can't just show up with the jeans. They're like everywhere in Vegas. No, of course. I can't wear my mom jeans into like beauty in

Essex per se. It's not allowed. But generally I kind of like to know what we're about going to be doing on that trip. But on a trip, I just want to shut my brain off and just go with the flow. But on a day to day, I'm so much more scheduled. Like everything has to be done. This has to stop at this time. This has to start, like, very, very scheduled. But I like when I go on vacation just to turn my brain off. And Graham's always go with a blow. I was about to say, plan everything. Really?

I feel like Graham would be a planner. Oh, yeah. Graham doesn't like surprises. I hate surprises. No, I want to know. Yeah. That's why you don't like options trading. Nope. No surprises there. Would you rather be an ugly genius or a hot moron?

Oh, ugly genius, for sure. Graham? I feel like secretly smart people run society. Smart ugly people run society? Well, I'm not saying necessarily ugly, but I'm saying people that are very, very smart are the ones who run. Like you look at some of these football guys, right? And they're getting, you know, they're getting $5 million, six million for like a season or whatever.

There's a guy who owns that. If you're smart, you're not going to try to, you're not going to try to be a player. you're going to try to go above that to be the guy who can afford to pay people $6 million to be on your team. Well, I guess, yeah. Yeah, if you're smart, you may see all these actors

that make a lot of money. But not just for monetary, like, reasons, but just like... What if you were just, you had no money in either way? So, like, money is taken out of the equation. Like, you're going to be making 80K a year, 60K or like.

You make $80,000 a year, no matter what. Yeah. Still smart. Still smart. Oh, my goodness. No, I couldn't stand to be just dumb to the point where I would know. But you wouldn't know you're dumb.

Yeah. If you're dumb, you probably wouldn't know you're dumb. Like the smarter you get... Are you trying to tell me something? The smarter you get, the more you realize you don't know. So you got to slow down your words. Oh, sorry. You won't understand you.

Small words. No big words. Word small. Tiny word. Yeah, to start talking like Kevin Malone here. Well, that's good. I respect both options. So the last question, would you, the last question, would you rather be itchy or sticky for the rest of your life?

Oh, hey, hey, both. The thing, I mean, I try to imagine. They're miserable. Both are miserable. I'd have to do sticky, even though I'd hate it worse, because I have been so itchy that I have broken open skin by scratching. Oh, that's kind. That is, that is, this is a real story, and there's like this big of a scar on my leg from, me touching grass because I'm allergic to grass and me itching it with one of my feet and not paying attention

with like the back of one of my feet and I broke open skin and I still have like this big of a scar down my leg for that so I would have to do sticky because I've never injured myself being sticky yeah I'd say sticky I hate like mosquito bites and stuff like like it's just I hate itching something and then continue you guys are crazy yeah that'd be Team itchy all the way.

Like, being sticky is one of the grossest things. If my fingers are sticky and I'm like, like, count me out. Count me out. It makes you itchy just thinking about being itchy. Being itchy is kind of nice sometimes. Like, if you get a good mosquito bite on your leg. It doesn't go away. That makes it worse to itch it.

And then you're up late at night because it's not a euphoric sensation. No, because it doesn't go away. The it doesn't go away. It does if you do it right. No, but if in this case, Well, then you wouldn't be sticky if you're able to just rub it away. So in that logic, you would continually be itchy. I think that there is at least some benefit to always being itchy.

However, there's no benefit to always being sticky. What do you guys think about this? This reminds me, it's like pain and pleasure. Back in high school, for all of junior and senior year, I would wake up at 4 a.m. in the morning to a terrible song. and I would wake up and I would turn the alarm off and then go back to sleep and then wake up at 7 because I loved the sensation of going back to sleep after waiting up. Probably screwed up your entire schedule by doing that.

Really? Yeah. But I would just like knock right back out because I'm so tired. Yeah, I know. But that would throw off your REM sleep. This is got to be a thing we're from. But whenever I didn't finish homework or I had just homework sitting there that I could have done, I used to in high school, wake up at like 3 a.m.

and do it for an hour and they go back to sleep. That's odd. The best part, too, would be the next day. I wouldn't remember any of it. It would be totally, like, good homework. It was fine. But I was like, there we go. Now I don't have to waste any conscious time doing homework.

That's weird, yeah. Yeah. Oh, that's weird. Yeah. Not listening up, waking yourself up to an awful song. They're both weird. Tell me you don't like to wake up. Say you have to wake up at seven, you wake up at six,

and then you're like, oh, I have an extra hour of sleep. Is that not an amazing feeling? Not really to me, because sometimes they'll end up going back to bed and then I'm even more tired. It's just usually better for me to wake up. Yeah. If I wake up that late, I'm just staying awake.

Anytime past 5 a.m., I'm awake for the rest of the day. So, mm-mm. But you're also the same person that likes to have nightmares. Yeah. Psychopath. Let's talk about NIO. Okay. Let's totally change the top. Let's talk about NIO. Because the thing with NIO is, you know how I like, I sold out at like 715? Because I just didn't like having it. You know, it's skyrocketed afterwards, of course. And I just couldn't stand seeing the stock go up every single day knowing that that was more money that a FOMO, right? No FOMO. You should never have FOMO. But I was totally getting it. And I hated seeing it go up every single day. So when it was at like 1240 yesterday, I bought it. Okay. So it was at 1240 and I bought 100 shares.

Okay. And then immediately, I did a limit order. I didn't do a market order. I did a limit order. But immediately after I bought it, it just plummeted. And I lost like 50 bucks. And I was so over. Did you sell?

I'm getting there. I was so over NIO. And I was like, this is not for me. It went back up to like 1242. Okay? Because I held. So now I was like two cents in the green per share. And then I put a stop loss at 1240,

which is where, you know, I would have broke even. Started going up, started going up. And then I put a limit at 1275 and it hit it. And I made $35. Well, how long did that take? Seven minutes. Well, that's pretty good for seven minutes. I'm thinking this is like days worth of stuff going on.

No, actually, I think it was 10 minutes. It took 10 minutes exactly, yeah. So $35 in 10 minutes. That's not, I'm going to keep doing this. It's the same thing as going to the casino. That's all you're doing. It's not. Because how can,

I consistently put up these numbers? How can I consistently get the money? You could do that at a casino. That's true. Yeah. I'm two for two. All right. Keep, keep doing it then. I also sold another put. Okay. For TNA. And it went down and I was losing a lot of money. But now it's back up and I'm up 10. Cool. So that's three for three now. All right. Let's see. It's expiring on Friday, so we'll see how it goes. All right. It's going to happen. It's going to go down in value. You're going to lose money. And then Monday is going to open. like 30% higher. That's just going to happen. It's doing the thing that scammers do where like it gives you a little bit.

Oh, yeah, yeah. And then I finally go big. Yeah, yeah. And it takes all of your money. That's scamming 101. Exactly. Yeah. So we'll see what happens.

If NIO is lower than 2495 on Friday, then I lost money. So just know that. All right. Yeah. So you're expecting in two days for it to go up $10 a share. Oh my gosh, did I say NIO? I'm so sorry, I'm at 10. TN. Oh my gosh.

Yeah, you said NIO and I was like, yeah. T something. Yeah, that's just gambling. No, that's not what I meant. Okay. No, no, no. No, you're fine.

Yeah. Okay. You guys get the point. Yeah. So, yeah, that's the whole status with that day trading. Good luck. Or not day trading. You know what?

In the beginning of the video, we should go over how much the podcast makes and then how much you have made or lost. We've already discussed. verbatim what you said lost podcast. He forgot He's out of it today He's becoming a

Grandpa My grandpa My memory is Not what it used to be Well all right We'll do that Okay Right now I'm up

You know what It would be funny It's like Here's your brain And then here's your brain On the YouTube algorithm I just see how it's deteriorating No no no

This is your brain The YouTube algorithm Makes you crazy It does This is your brain This is your brain This is your brain on 20 cent iced coffee

And then on the algorithm You just get wired Oh wait You know with the meme where it shows like the brain? It's like a phrase. Yeah, yeah, yeah. That's what it should be. That's funny.

Someone's got to make a meme of that. So yeah, I'm up $50 so far. And then the TNA will put me up another 55 if it works. Cool. So 105. There you go. Not too shabby. Cool.

Let's see. Also, have you guys heard of Doge coin? Wait, that's an actual thing. I thought that was a meme. No. It's a real thing. Oh, no. Somebody commented on my Instagram or they DM me.

And I was like, ha ha. Because I thought it was a joke. No, it's a real thing. You know what? I hate to say. Wait, which one is this? There's one crypto where the guy was like, I have no idea, this doesn't have any value. I have no idea why you guys are trading it.

It's probably Doge coin. Yeah. But I think it's that one. Do you know the Doge meme? I'll throw it up for you guys who want to see it. But the Doge meme with like the, I don't know what it is, like a lab or something like that, golden retriever or something. Yeah. They made like a crypto out of it.

And, like, this one guy I saw made a TikTok about it yesterday, and the TikTok went viral. And since there was such a low volume, he was telling everyone buy it. Because if you put in, like, $25 right now, if it goes up to $1, you made, like, $25 grand or something like that. Oh, that's, yeah. I'm pretty sure that's the crypto that I was thinking about where the guy tweeted, like, there's no value of this. Elon Musk tweeted about it. When? This was early April, I think.

I thought this was a meme the whole time. So I put in $300 today. And at one point, I was up 20%. And now you guys are going to get some live... Let's see here. Let's see exactly what's going on with Dogecoin. I'm up $8.10. Yes.

So a cool... You were up 20%. Yeah. So a cool... Up $60. But a cool $8.10 for Doge coin. Cool. And volumes going up.

It's all the new hype. I hate to say it, but usually what ends up happening, is that people DM me with those things and I've seen it a few times in my comments lately people like go get in Dogecoin or whatever and you ever do it and it does end up usually going up and then it crashes hard within like a week

two weeks but I don't know I had a pretty decent entry point how do you buy it where do you buy it on Robin Hood put $10 in Graham's gonna put in $10 in Dogecoin Let's see transfers How do you transfer to Robin Hood? Does it show up the next day?

You don't need to transfer, don't you have like $10? No, no, I'm going to go big, man. Really? I'll just do, I don't know. It's going to be $15. You can do $1,000. Wait, wait, wait, wait. It's fine.

I have to wait until $20, 10th. Get Robin Hood gold. Wait, wait, well, your money is on this way. We'll give you early access to $1,000 in your buying power so you can invest it right away. Graham is doing doge point on Robin Hood margin trading. Look at that. That's awesome. This is so stupid.

Guys, I'm just... Don't invest anything you can afford to leave. but honestly, this is, I'm like straight up, got back from Vegas. This is just a gamble. Let's see. He's down 200. Oh my God, I could get 216,000 doge. Graham has 216,000 doge coins.

I have to review my Robin Hood. This might make, this might be enough to make the stock go up. So for that, I thank you. I've never seen Graham spend this much money. Invest. Here, show the, show the camera. This is Dogecoin, everybody. It's a gamble.

I'm making it very clear. I don't believe. Did it? All right. Well, let's see what happens. Graham's position is at 0.0046. So you guys can keep track. Jeez.

Mine is at 0.004502 is what I have doge coin at. Okay. So we'll see everybody. Yeah, it's going down, man. We'll watch. All right. We'll wait. Keep an eye on it.

It's investing. Okay. Gosh. It was a gamble. Making it very clear for everyone who's watching this right now. Don't put anything into Dogecoin that you cannot afford to lose. Remember that. So, but definitely do it.

It's so easy on Robin Hood, honestly. It really is. They have everything on Bitcoin, Ethereum. That's the one thing with Webel. I wish they had crypto. Not for me. I'm just saying. Everything on Robin Hood looks really nice too.

Like the format, like the interface. Yeah. You know what? You should tell them that they can get their two free stocks down below. In the description, they deposit $100 on Weebel. I think they'll be doing cryptocurrency at some point. I think that's the plan at some point. But Robin Hood only does one free stock. Weble does two free stocks with that second stock valued all the way up to $1,400.

Wow. You guys should be doing Weebel because if you do-do Robin Hood, you're just going to lose money on cryptocurrency. You said do-do. I didn't even know. Because you do-do money. If you do-do Robin, yeah. Um, have you, what are your experiences with crypto? Because people want to know.

Mine? Yeah. Uh, you too, Macy. Man, so I was aware of it. Our friend, already, believe it or not, uh, 2011 was telling me about Bitcoin. And I remember he was showing me like one of these websites where you could buy like crap from with, with Bitcoin. And I think at the time, one Bitcoin was a dollar. And I remember talking to him and being like, I don't get it.

So it's, it's equal to a dollar. It's like, no, no, this is the value of it right now. So it, I didn't get it. I didn't like it. And I thought it was like this little, you know, this thing. So I always paid attention to it. But I just thought it was silly. I don't see.

I just thought it was kind of, this thing. No, I did. 2000, late 2017, right? That's a good time. Well, that was the peak of everything of crypto. I bought in, I think I bought in like 15 grand or like 17 grand or something like that. And I day traded Bitcoin. I remember.

And I would just like buy in and out. It was so much fun. It was really, it was just gambling. It's all it was. It reminds me a lot of what people are doing with stocks now and Robin Hood. It's just kind of like buying in and out day trading it. And I think I made like a little money doing that. And then I decided like, and this is stupid.

So I put it in light coin. I made a little money in light coin. But then I put it in Rye blocks. And, oh, man. And that was back when it was like $2. And then it went all the way to $40 something dollars. and I didn't sell it. And now it's...

So what was the value of your portfolio? Oh, man. I only invested, like, I think of like $5,000 or something in Ryeblocks. I spread it out through it a whole bunch of... So, like, from 2 to 40 with $5,000. Yeah. So... I don't know what the profit was, something like that.

It was something like that. And I didn't sell it. So stupid. It was $44 on New Year's Eve. And I remember being like, okay, it's going to be listed like next week on one of these major exchanges and then once it hits that exchange it's going to double from there

and that's so stupid did you sell any of it? No. Still to this day holding all of it. And what's it worth? Like a dollar. Dollar eats or I lost half my money on that.

What? If it's a dollar each, then... It went from 40 to a dollar. You can't win them all. No. That was a stupid less. I was just being greedy. Yeah.

And also I didn't have enough money. in there to throw, like my initial investment was low enough where I felt like, if it goes down, at least I have my end up. So stupid. Whatever. And what about, what about you? I don't touch crypto. I feel like there's nothing backing it.

I can look with companies and look at their financials. There's so much I can look at with the company when I choose to invest with them. I feel like crypto is just gambling. So I haven't touched it. It really is. I mean, I've watched close friends of ours make a lot. of money and then lose about the same amount and then just completely break even and I know it can do better with it on the stock market with having more information. Yeah. That's, that's fair.

Yeah. I would say that's fair. I'm not a huge fan of crypto either, so, except Dogecoin. Check out the Reddit. Why do you believe in Dogecoin, besides it just going up and downy? Have you seen the Doge? No. She showed you the Doge. Yeah, yeah, the meme. How could you not believe in that? Look at that face and tell that face you don't believe in it. That's so stupid. Let's just see if I've made money now. No, you're so losing.

Crap. I'm down 2%. I'm angry now. I'm down. This is the first time I'm down. I think two day. Why doesn't it go up? Why does it just go down as soon as I bought it?

It went down. Dude, believe in it. If you check out the Doge Reddit, it's backed. People have, there is good information. Oh, see, I'm buying into this hype. Like massively, mace. Look at this.

Like, that's what I just bought into. It's like this huge... I texted you earlier today. Check out Dogecoin. And if you bought in when I texted you, you would have been up 20% at one point. Now down about half a percent. Is your...

Is your phone pack around a hot dog that you took a bite out of? I didn't take a bite out of it, no. Yeah, I did. I did take a bite out of it. It's a double hot dog. Ah. All right, well, let's see. Double hot dog.

Okay. That's good. So I'm down like $20, $20. $20. Yeah. This is investing in your future. All right. Okay.

Okay. Okay. Fair enough. This is investing for your children. Okay. What if this becomes like the major, like the next big cryptocurrency, like it replaces the dollar. You have $200,000 shares.

217,000. People are laughing now. But where will they be when you're a dogecoin millionaire? So stupid. All right. All right. Crips are a millionaire. He's a real estate millionaire.

I need to be a doge coin. Yeah, he needs to be a doge coin millionaire. The next one to go is a billionaire. No, you got to be millionaires and other things. Other currencies. You're a YouTube millionaire and a real estate millionaire. Yeah, but you got to be a currency millionaire. Like, you've got to be a millionaire every single currency.

Like the peso millionaire. The Zimbabwe, I would be the Zimbabwe, I would be the Zimbabwe trillionaire. That's true. Yeah. No, more than that. What's above a trillion? Quadrillion. Quintillion.

The quintillion. Sextillion, septillion. Yeah. That's probably wrong. Deccatillion. I don't know. Well, that's cool. Sounds like reptiles at this point.

That's true. I have the septillion. That's true. Aquana air. That's funny. Oh, my God. All right. Well, check out Dodge going, guys.

Okay. It can only go up. That's what I heard. Can't possibly go t's up. What other questions do you have? All right. I mean, we have this stuff where DMing celebrities. I picked out 10 if you'd like to do that.

Oh, wow. Do you want to do that so we can... Yeah, Kenan and Kel, by the way, never got back to me. Neither one of them did. No. All right, who am I going to DM here? Okay, so I have a list of 10 people. People were saying that you should do...

The most liked one was actually Gus Johnson, I think. Oh, I love him. DM him. Tell him you love him. I like him a lot. I don't know what's going on. Gus Johnson, what should I say? How about lunch on me anytime you're in L.A.?

How's that? Yeah. Only if it's at McDonald's. Okay, who else? Okay, we also have Trevor Wallace and Chardley's. Oh, I like them. Oh, I love Trevor Wallace. He's so funny.

He's the one who did the funny entrepreneur video. Yeah, I actually met Trevor Wallace. I'll throw up a really cool picture of me and him right now for you guys to see. You should say, hey, man, saw your entrepreneur video. I would love to... That's great. That's a great angle. I would love, if you ever want to parody that with me, I would love to do that.

That's a good one. Yeah. We also have Dave Ramsey. Oh. Hey man, McCats named after you. H3H3. Oh, Ethan Klein. Yeah, yeah.

Because I mean, I'm a huge fan of Ethan Klein as well. He actually went to my rival high school, which is kind of odd. So he grew up in the same city and he went to our rival high school. Okay. Someone wanted you to DM the Undertaker. What's that? He's the wrestler. Yeah, I see it.

What should I say? Hey, man, big fan. Everybody, hey man, I'm big fan. We'd love to talk to YouTube. One of these tapes. You want to wrestle? Yeah. I was going to know if you wants to wrestle.

Should I? No. You may be. That would be good content. So, like this video if you guys want to see Graham wrestle, the Undertaker. What do I say? Two million likes, and he'll do it. Just say.

Hey, man. Big fan. Just learn who you are right now. If you're ever in L.A., let me know for lunch. Just, yeah, yeah, do that. I mean, he's a big guy, big, you know, he's popular. You could take him to lunch. I would take him to lunch.

Probably eat half the restaurant. All right, if you're ever in L.A. would love to take you to lunch. All right, done. Okay, and finally, Adam 22. So I think he runs a podcast. Yeah. Oh, oh, yeah, he's, um,

Which I'm a call it. I've seen his channel before. No jumper. No jumper. Yeah, yeah. So as Graham is DMing the final celebrity, we are going to let you know next podcast that none of them DM'd us back, which will most likely be the case. Graham has the best chance, though, because it's a blue check mark. Like, if you and I... We've DM'd seven celebrities, so one of them has to get back, right? I would say we're going to get two responses. Trevor, I think, would respond back, and I think Gus would respond. I hope H3 responds. Yeah, I think Ethan is too big, but I think Trevor and Gus. That's my guess. All right, everybody, we'll see.

And if you guys like this kind of content, let us know if you want to see Graham, DM, more celebrities, you know, that's, I mean, that's what we got. I mean, we do have the classic question that you actually never got asked, but would you rather fight one? You know the question. You know, I don't. Okay, so ever since I found out I was going to be on this podcast, I did a lot of thinking. Do I get a weapon? Absolutely not. No.

Okay. Is mayonnaise a weapon? I think it could be interesting if I did one horse-sized duck, but I think logically I should choose the hundred duck-sized horses. And if you chose those, how many could you take? I don't know. I feel like just some of those with their size, you'd just have to kick them, but I'd feel so bad to do that. They're rabid. They're not nice.

Rabid is in like, they have rabies. They're going after Ramsey. Oh, shoot. Yeah, no. I'd protect him with my life. Just like hold him and run away. Did you hear that? I love Katzzi.

Oh, no, I flipped over his box. He doesn't know what to do. If you wanted to go. Yeah, so I would do the 100-sized ducks, and I think you could probably take 100. 100. Okay. Yeah. I think I could do the tab.

I don't think I could go any more over that. I think I'd get really tired from kicking things away. Yeah. Is there anything you'd like to discuss on the podcast? I'm trying to think. You ever think you're going to get into doing your own channel, Jack? I think that there's a possibility. I'm not thinking about it right now, though.

I just don't think that I have the time in my schedule to do that. And then when are you dropping out of college? Not going to happen. That should be the last question of every podcast. So what are you going to drop out of college? Now, Jack? You know? Like, you want to do it later?

Thanks again, Road, for hooking us up with these mics. They're awesome. For anyone who's thinking about getting a mic, wants to know, like, what's the best for audio? This is amazing. Like, absolutely some of the best mics ever. Like, you're not even going to hear Ramsey going. They might hear Ramsey going. That's so loud.

That's very loud. Yeah, he wants a treat right now because he has food. He has everything he needs. All right. So with that said, you guys... Thank you so much for watching. Don't forget to smash the YouTube algorithm for the like button. Really appreciate it.

Appreciate it. Make sure to add us on Instagram. We post her pretty much daily, so if you want to be a part of it there, feel for to add us there. And lastly... You will post on Instagram pretty much daily? Or either of you? Neither of you post on Instagram ever.

Stories, sorry. Okay, so anyway, get your two free stocks down below in the description. Weble is going to be giving you two free stocks. Oh, wait. When you deposit $100 on the platform with one of the stocks valued all the way up to $1,400. Let's just check really quick Robin Hood if I made money. No, you're down. Oh, crap.

I'm down too. All right. All right. With that said, you guys, thank you so much for watching. And until the last time. Should we take a thumb now? Oh, yeah. I think it's going to be, the title's going to be like our riskiest investment ever.