The Iced Coffee Hour - Meet The 17 Year Old Self Made Millionaire | Jack Doherty

Episode Date: December 23, 2020

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Welcome to the 31st ever episode of the Ice Coffee Hour. My name is Jack Dordy and we have made 23,359 doll hairs so far. So, yeah, let's get into it. Well, welcome. That was impressive. That was pretty good. I just can't believe I did that. I used to say it all the time when I was a kid.

Like, I'll pay you five doll hairs. I didn't say dollars. It's a doll hair. My English teacher used to say that all the time, so that's why. So are you still in school? Well, how about this? Jack, you want to do the... Let's introduce him a little bit.

So your name is Jack as well as mine. And you're 17 years. There's a little difference though in our achievements. You're 17 and apparently you're a millionaire. Yeah. Okay, so you're apparently a millionaire at 17. You have 3.2 million subscribers on Instagram, tons of social influence. On YouTube.

Oh, sorry, on YouTube. Sorry. And apparently you have tons of social influence. And you just reached out and you asked to come on the podcast. And I talked to a few people and I knew we just had to have you on. So welcome to the podcast. Thank you so much for coming on. Thank you.

And, yeah, it's really impressive that what you've been able to achieve to date. Yeah, I mean, I love watching Graham's videos because I believe if it wasn't for Graham, I would have blown so much money. Oh, my God. Like, geez, like, I probably would have been spending, like, I spent two or three years ago. So, thank God I'm not. Two to three years ago. So you were, like, 14, 15 years old.

The money was, like, really new to me. So I was, like, kind of being really generous with it, like, buying everything. everybody gifts. I've been thinking about this for the past few days now. Like, I want to know how much money you are making at each age. How cool are you with disclosing numbers? I mean, I'm cool with it because I feel like... Oh, it's when I was Stock Alarm.

That's okay. My bad. Wow, a stock alarm. Neos of 5% got itself. All right, but... The pump has commenced. No, but yeah, I remember my first, like, month. I literally remember the exact amount, I'm pretty sure.

Like, the first month I ever, like, took home a check was like 300, And it was just like, dang, like, it was in December. I was like probably 13 or, yeah, I was 13. And then ever since from there, it's gotten bigger and bigger and bigger, like every single month. So, like, my biggest month was like 140,000. And I was like 15, I think. And how did you get all that revenue?

Well, first of all, how do you, because it would have to be under your parents. Yeah, everything's under my parents name, yeah. Like, everything I do, like the stocks, everything. Your parents are paying a lot of tax on that. Yeah. I mean, yeah, they are. But my dad helps me with everything. Like my dad, like if I buy a house, like everything's under his name,

I kind of screwed over his credit, but he's taking one for the team to help me set up my future. Yeah, what made you start making YouTube? You started just making YouTube videos? Yeah, I mean, like, my first video, I was like 12, like a week before I turned 13. So like I started posting like trick shot videos and stuff like that. Whatever was trending, like that's what I would like kind of hop on.

And I started like just doing whatever was trending. and that really worked out for me from the beginning. Did you go into it with the idea of becoming famous on YouTube? No, it was literally like a video I made in school on my school iPad, me flipping markers and stuff like that. That was like my first ever video. And I was like, dang, I want to post this on YouTube. And then ever since then I've been like super consistent.

Like when I first started, I used to post a video like really every other day almost. Like I was like always filming. And it wasn't like stressful, you know? Like it was just so easy. It was like a breeze. But like now you kind of overthink everything like as it gets on. Yeah, I've seen recently you've been posting is like three times a week, right? Yeah. So you've got a, in Graham's mind, a perfect schedule. That's a good schedule, three times a week.

So you start making YouTube videos at like 12, 13 years old. When did you start making money from it? Like kind of right off the bat, like maybe three months after I started. Like I worked on monetizing it like after a couple of videos, I'd say. And then literally like, I think in February I had like my biggest video like blow up. And that's when like I was like, dang, like this is serious because I went from like three thousandths. subscribers and I was like away like skiing with my family and my friends and the next day I was at like 15,000 subscribers. So it was like a huge deal like my channel like literally over quadrupled and like less than like 12 hours or something. It was insane. Whose idea was it to monetize? Was that your, that was yours? Everything I do is like mine like my parents never really like were involved in it. Like I know like people I'm like staying with now like all their parents are involved with it like

coming up with video ideas for them like doing all that. But like my parents should support me mainly and like I kind of I'm left to do like the work. work, I guess. So you wanted the money back then? I didn't really do it for the money, you know? Like, I was having fun with it, but like, if you're going to have fun with it, it might as well make money on top of it, you know? Yeah.

So it's great. It's a great source of income. Wow. And then you kept posting videos. What were you making at 13 years old? Like, mainly just like literally I would flip bottles and like just trick shot videos, like that kind of stuff because that was a trend for a couple of months, I think, yeah. So you'd trend hop and then you found like the YouTube Al

algorithm that way or the YouTube algorithm found you yeah so like whatever so I went from like flipping water bottles like Floors Lava Challenge videos that's like my second biggest video like that one has 15 million and like the one of me flipping random stuff is like 27 million views excuse that toilet gosh whoa I thought that was screaming I don't know if you could hear it in the background you definitely can't gosh it's a little flapper in the back of the toilet that Gosh, if it doesn't stop in a second, I'm just going to go over there. Sorry about that. How good.

So at 13, you were making, like, viral content. Yeah. Were you, like, methodically putting out content that you thought would do well with the algorithm? Or were you just doing what you would, like, have fun with? No, I kind of knew all, like, the videos would do well because it was, like, such a huge trend at the time. Like, everybody was posting these videos, like, dude, perfect. Like, it's one of their biggest videos also. Like, if you did that, like, those types of trends, when that was, like, trending, like,

it kind of blew up your channel. That was like the time to hop in to YouTube, I guess. It's much easier to hop into YouTube, I think, three years ago than now, you know? Because like there's way less competition three years ago. That's what I thought, though. I thought three years ago it's too late to jump in because there's too much competition. Really? Yeah.

I mean, I guess in three years we'll be saying that now too. Right. Yeah, we're going to be looking back now and be like, oh, it's so easy back to. There's no competition. And yeah, it's just, it's going to continue to get harder. So I just think the sooner you start the better. Yeah, I agree. I mean, yeah, if you guys are trying to start YouTube, start right now.

So while you were doing this, you kept just growing the channel. What about 14? How did the content evolve over time? From what I remember, I was just hanging out with my friends, and we would just always film videos. It was super easy. Like, nothing was like scheduled and everything would just kind of flow and just happen. And then over time, it started becoming more like, I guess, organized and like planned out,

like what videos I'm going to do what day. and like sometimes like because of school like I still am in school right now so like I'll film like on the weekends mainly or I'll come out to California for like a week and a half or something like that and like just grind out a bunch of videos and get all my videos for the month or something like yesterday I filmed three videos for my channel and like four other videos like other people's channels and then like the day before I filmed three videos and like another three videos or someone else's channel like I just go so hard when I come out here so I could just go back home and just kick back why why go to school um at this point so you

Are you in high school, though? Yeah, I'm a senior now, but I should be in class right now, actually. But I'm doing this. This is more important than class. Yeah, 100%. Like, I, especially I'm out here, I didn't even plan on going in classes. But, like... And your school lets you skip like this?

No, they don't, they just mark me absent, but I don't really care. You don't care at this point. No, I don't really care. Like, I'm... I don't know if I should be saying this, but I don't really... I don't do my work. I'm not the one who completely... I hope no one sees this.

We catch a drift. catch your job. Yeah, yeah, yeah. I'm not putting anything out. Like, I do my work. It gets done, you know, so. It doesn't matter how it gets done. Yeah, it just, it gets done. It gets done. Yeah, it gets done. Why not just go for like a GED at this point? Get it, get it over with, like, because in New York, I don't think you can, uh, just, I don't think you can take a test or anything to just pass? Can't you just legally drop out? Can't your parents sign a form and be like, hey, just not going to school no more? I don't know, can we? Because now school is like taking away from you. Yeah. Like there's no sense. Actually, I do, I have made so much content around school.

Like, some of my biggest videos are skipping school. And my mom, my mom hates those videos, but like, I mean, got to do what you got to do the first video did super well. So like now it's like kind of like a little series to have in my channel where I skip school to do to do stuff. So my most recent one was like skipping school to get the iPhone 12 or something like that. Oh, that's good. Yeah. So I got to like monetize me skipping school and getting the iPhone 12. So I made the money back from my iPhone 12. That is next level stuff. In the year before that, I did skipping school to get the iPhone 12.

And then I did a second video buying my whole family the iPhone 12. So I got like two videos out of it. That's just like Grams video. That's 2019 best stock market tips, 2020 best stock market tips. Buying my family an iPhone in 2019. That's great. Yeah. So who's your audience?

Who would you say is watching your videos? I think the people that like come up to me in public and recognize me the most are like, Probably like anywhere from like 10 to like 15 or 16. Sometimes kids my age like will come up to me or sometimes older. Like especially where I'm from. Like I feel like everybody knows me because I live like, I live in like Long Island, New York. So it's like everybody kind of knows everybody there. So if there's like I'm like the only YouTuber there.

So everybody kind of knows me, you know. How popular were you in high school? I feel like you would have to be like the coolest kid there to have a YouTube channel over a million subscribers in school. I mean everybody like kind of knows me like, well everyone definitely does know me. but like I kind of keep my friend group small because of that, you know. You know what, friends being friends for the wrong reasons? Yeah, yeah, definitely not. But like before YouTube, like, everyone thought I would, like, make my money, like, from going, like,

the athlete kind of route, you know, like, I was always, like, the athlete and the family. Like, I wrestled. I played soccer, like, all my life. I played in, like, four teams at once at one point. Like, I played football. I played basketball. Like, hockey. Like, recently hockey and wrestling were, like, my two big sports.

I played golf. I play, like, literally every single sport you could think of. Like, I was, like, I was, like, the athlete of the family. So they thought out I would become like a professional soccer player, like, do something like that. But this all kind of happened and I had to kind of drop everything to continue this. At what point did you start making an offer? You're like, oh, man, now I got to do YouTube full time.

Well, when I was like, I think I think I was 13, like the first month I came out here, I made like $40,000. And then I was like, dang, like, wait, how old did you say you were? I was 14. Jeez. Yeah. But I flew like everybody, my family out to California with me and we came here, film, like, now it was in, like, the Floors Lava Challenge video blew up.

Like that, I gained like 100,000 subs in like two days. So, like, that was, like, the craziest thing for me. What's that thing for me? I played that game before. Yeah, you just like, like, it was just like a challenge. You, like, you yell, floor is lava and, like, everyone has to try and get off the floor and, like, go on to, like, maybe a table or, like, a chair or something like that. Whose house did you do that at?

Oh, we did it in Target, and I went to the ball pit. Like, that was, like, the main thing in the video. I went into the ball pit in, and, like, the, The workers saw me do it and, like, kicked me out. And, like, I could, like, barely get out of the thing. Like, and I kind of, like, fell. It was, like, funny. But, uh, yeah, that one blew up.

That one got, like, 15 million views it's at now or something like that. So. Jeez. Yeah. All right. That's what we got to do, man. Floors' lava. Why are we not doing Floors' lava?

No, it's old now. It's, you have to wait for the new trends. I don't really know what's trending right now. Let's kind of everything. Let's go back to the money thing. So you made 40 grand. It's obviously, it's going to your parents. So how do they divvy this up?

They don't take anything. They don't spend it anything. My dad does well for himself. So like we all kind of, he just helps me like invest it, I guess. Well, I'm actually like, I kind of do everything. Like I invests my own and like stocks and everything. Like I do it all by myself. I got options trade and everything.

That was probably the buzz. Like I'm in like tons of different like discord groups and everything. So yeah, like I started doing stocks like two years ago. Okay. So I've been like trying to get experience. Like I've definitely lost a lot, but I've made it all back. and like, I don't know, you just definitely learn from your mistakes. And I think I started off with like way too much.

So that's crazy. You've done all of this like just by the age of 17. That just blows my mind. That is so young in my mind to accomplish that much. Thank you. So let's talk a little bit more about the timeline. So you started making YouTube videos when you were 12. And then you were monetized by early 13.

So it was basically like you could call it an instant success. Yeah, honestly. I kind of blew up really fast and I feel like a lot of people that try to start YouTube at first like it takes like a couple months and like nothing will happen and it'll just stop but I was super consistent like the number one thing for me was like consistency like I would never miss an upload like I would like religiously just like upload and never ever miss an upload and why do you think you are so successful so quickly I don't know I feel like I just have like a really good work ethic like I know a lot of people say that but like my dad like taught me a lot growing up and everything

So, like, I was always, like, super hardworking in school. Like, I got into, like, the top high school in my state, or, like, probably, like, one of the countries, actually. Like, it was, like, insane. Like, I went to, like, a program, like, all summer long to help me get into it. And, like, that summer I kind of blew up. And I think I was, like, 100,000 subscribers or something like, actually, no, I was actually way more than that. I was probably around, like, 100,000 subscribers when I had to decide. But then by the time the next year started where, like, I would have gone to that school.

I was around like 800,000. So like when I was at 100,000 subscribers, I had to decide, like, go to school or, like, continue YouTube. And I was going to make a video, like, asking my fans, like, what I should do. If I should, like, go to, like, this school and get into, like, a really good college or continue YouTube. And I'm so thankful I, you know, I didn't even make a video on it. I was like, I can't be doing homework, like four hours in night.

But you could have made a video on it. I know. I could have. I know. I could have. I know. Hey, guys. You made your life choice.

Do you want to see me getting kicked out of Walmart more? Or do you want to see me go to school and go to college? college. Or I'm sure they would have said. Getting kicked out of school. Yeah, honestly, getting kicked out of school. But we went to like the tour for the college, not for the college for the high school. And I asked the kid like, how much homework do you get a night? He's like around four hours. And I'm just like, we're leaving right now. Like there's no shot. Like I have ADHD. Like I can't even do my own homework. Like I think that's so stupid. Why should kids need four hours of home? Yeah, I don't even do one hour homework. I don't do any homework. So like, why can I, how can I do four hours? Gosh. And I was like a huge troublemaker in school. Like, like, in elementary school, like, they made me go on like ADHD medication or like they were going to send me to like a special school because I was like so insane. Like I was like always running around like causing trouble or whatever because I just had so much energy. So. But now you film it. Yeah, now I film it and I use

that energy. You monetize it. Yeah. It's genius. Yeah. It's genius. Gosh. So you mentioned early that you were blowing money. How do you blow money at like 14 or 15? Like do your parents, give you full access, like you make 50 grand and like, here's $50,000. There's no way that's responsible, right? But first, a quick word from our sponsor Audible. So Audible reached out to me to sponsor the podcast, and they offered me six months of free membership in order to do the sponsorship to test out the product to make sure I liked it. And it was actually really funny because I already had Audible.

I was already paying for it. Audible is actually the leading provider of spoken word entertainment and also audiobooks, and they recently added podcasts. One of the main things I've used Audible for that was actually really helpful during college, I had a lot of required readings for each one of my classes. I just listened to it on audiobooks, on Audible, and that was like way easier and it definitely helped out my grades. And if you're interested in Audible, you're in luck, because right now they're holding their best deal ever. It is their holiday offer. It is only $4.95 for the first six months. And guys,

I'm so frustrated because that is literally better than what I was paying. So if you guys want in on the deal, go to audible.com slash iced coffee, or you can just text iced coffee to 500,500. It is as easy as a text. Just text iced coffee to 500, 500. Or if you want more information on this, check out the description. There's plenty of stuff there. And with that said, you guys, back to the podcast. No, but, like, I feel like my parents, like, limited me back then. I wouldn't be where I'm at now.

Like, I would always be, like, trying to spend everything they would give to me, you know? So, like, I learned, I'm sorry. I learned from myself, like, really young to, like, not blow my money, I feel like, because I would, like, blow out on, like, Louis Vuitton bags for my mom or, like, buy, like, Gucci stuff for me. Actually, I never really bought myself that much. stuff because I didn't really care because the biggest purchase I would say was like Yeeys or something at the time but you were making like yeah way more I was making like two Yeezies a day I don't know yeah what is that too easy it's like 700 dollars yeah yeah

1500 bucks a day is 700 each oh that was like the biggest purchase I spent on shoes or like the seven hundred dollars shoes but like wow yeah I don't know the price of Yeezy so when you say two yeas a day you got to say things in Starbucks turns like how many starbucks is there Like probably 100 cups of Starbucks, maybe 200 cups of Starbucks, depending how much extra stuff you're getting in there. So, 1,500 to 2000. Oh my God, I actually got Starbucks yesterday. Oh, no. Didn't think about it.

No, trust me, I never do that stuff. Like, I never do it. But I was like, didn't even think about it. Was it worth it? No. No, I drank half of it. I was like, I can't be having caffeine on. Try this.

Oh, yeah, yeah, yeah. Jack made it for you. So I did not make this. So if it sucks. It's made the exact same way Graham makes me. I use the OG 20-scent ice coffee coffee maker. Mm-hmm. So, definitely way better than Starbucks.

Good. Yeah. This is good. And it costs 20 cents. Actually, probably less because there's ice in there. Right. Yeah, like now I'm a type of person that with my friends and I go out to eat, I will literally will try and go to like a certain place.

Like I will not spend like $30 on food like them. I'm like, no way I'm doing this. This is such a waste of money. I'll be like, Michael, you have dad's credit card. Michael's my brother. I was like, you're paying for me. Like, you're getting dad to pay for me. I am not paying $30 for this.

Oh my gosh. So we've changed you. You've changed me. Like, I would take my mom out to, like, the most expensive restaurant every single weekend. And I was like, and now you don't take her out anywhere. No, now I say, Mom, you make food. She takes me out. No, I go, Mom, you make me food.

You stay home and you pay for you. You go out and go straight. And this is all thanks to this guy right here. And my mom despise you. She's like, I'm fudge that guy. That gram, that's evil gram. You can turn that into a video. That's how you could, you start monetizing your mom now.

Oh, I do. That's what. She's the main person in the skipping school videos. She's the one who gets mad at me. People stay for her reaction. Is that, is her reaction's real? Yeah, like, she's, well, she's Polish. So, like, she is, like, all for school.

Like, she, that's the only reason I'm still in school now is because of my mom. Yeah. You could have a video, like, bossing my mom around for the day. Do you, have you done that? I've done controlling her life for, like, 24 hours, and she's done that to me also. Okay. How real is that? Um, everything we do in the videos are real, but, like, sometimes, like, I think we can get, like, an entertaining thing.

I'll, like, tell her to do something. But, like, honestly, everything's pretty real. Like, like, I've gotten suspended for my videos. And then I got suspended for skipping school because I skipped school and stayed in the bathroom for the whole video. And I just, I camped down the bathroom and skipped all my classes. And they saw that video suspended me for it. So then I filmed my suspension. And then they suspended me for that again, but out of school because they thought I would film it again.

So, yeah, they didn't want me to do that. Yeah. That's so smart, though. That's so smart. They should be promoting this. If anything, like, that is a badge of honor to have a kid that goes to your school that's pulling in, you know, and doing what you do. But here's the problem.

The school can't do that because every other kid. Yeah, every kid will do it. And then they're going to go out of business. Like, no school. But my principal actually is a huge fan of me. So was my assistant principal. Like, they were all waiting for me for, like, to get on Ellen or something. Like, they want to, they, like, all supported me and everything.

And we have a new principal this year. And he, like, called me in. Like, my son's a huge fan and, like, made me sign something for his son and everything. And so, yeah, they're all chill with me. Can schools do that? Like, the principal would be like, hey. Yeah. This from some special treat.

Yeah. Like one of these, you know. They almost have to, though, because you're a special case. Yeah. And this, because so many people are watching you that anything they do is going to be filmed. Yeah, honestly. I'm going to talk about it. So at that point, if I were the principal, I would just tell you, like, listen, don't go to school.

Don't go here. Just do something else. We'll slide you by. That's funny. But just don't post about us. Sign this. Yeah. I mean.

What do you do after high school then? Because don't, do you feel like you're growing up and your audience, you got to, like, shift with them? Yeah, that's why I'm like, you know, who knows? That's why I'm trying to, like, invest in, like, real estate and, like, the stock market now. Like, I'm really trying to, like, set myself up for my future, so I don't have to, like, really worry too much. But I'm always, I feel like I'm always going to be doing something. Like, now that I made money, like, so young, like, I feel like I'm always going to want to do it, you know, because it's just in your mind. And, like, it, like, if you grow up with it, like, it's kind of, like, who you are.

I'm not saying, like, my life is based around money, but, you know what I mean? it becomes like an accomplishment that you just keep on wanting to grow and grow and grow. Let's hear about your investment portfolio. How about this? Jack, you want to turn the cameras off and on. Yeah, really quick. So I want to see what you're invested in. I want to see your whole portfolio and then I could, I could react to it. Is it cool if you like, this is like my, like, my actual big account right now.

All right. Let's see, let's see what you got here. This is my big account. Ooh, down. Thanks guys, I'm saying. You know, why it's because they didn't wear a button down shirt today. That's why. This is like, well, I sell like, I buy and sell so much.

I was up like 20 grand, sold it all, and we bought back in. All right, so let me see this. So you got 321,000. Here, do you want to? Yeah, sure. So $321,000 in Robin Hood. Do you want to, is it cool for your screen record this?

Sure. I won't have 18,000. I've been down like 18,000 at one point, like, but I'm back. There we go. So you guys, 321,000 Robin Hood, up and down. Up and down. Let's see you, three months ago, you're at 296

320 yeah it made like 25 yeah it made a little money so what else do you have besides this you got 321 and Robin Hood oh you know what let me see what you're invested okay I was one share of spy no no because no just to like watch it you know because but like

but like I've been like I've had all it invested and I sold it all like at peaks and stuff like that and then just like I don't know but I used to have like a lot and everything and like be very diverse but like I was like the election and everything I kind of like sold a lot of because I was worried, but... Oh, my, can't do that.

You can't time the market. Can't time the market. You know that, man. I know, but, like, it's hard. Like, I'm like, you know, I lose everything, but, like, no. Everyone thought the market was going to be going down. Everybody, and especially with the, uh, the results of the election, people were a little bit unsure in the beginning, and the market start rallying.

So you can never time it. So we got some... Yeah, I made like 20 grand on Tesla this week and I also bought a Tesla this week, last week. We got to talk about it. What did you get? All right. All right. So you got some speculative stocks, some good ones. I like JP Morgan a lot. Yeah. I've sold a lot of my Bank of America is decent. All right. All right. Ah, cheesecake factory. When did you do and I bought that because of you. Because of your like in. All right. Let's see. Yep. Yep. Average cost 32. There you go. And it's almost 40 bucks. Yeah, should put way more in there. I love the cheesecake factory.

I don't know how much more upside there is right now. But they were one of my best stocks. box tail. All right. So besides this, what else do you have? I have this account. This account I should have done with my Robin Hood account, but this is my finger swam up like $7,000 overall and I started with $8,000. Okay, so you got 15 in this. What else? What else in your portfolio? You got real estate. Tell us about real estate. My real estate, so I bought my first house. I'm actually uploading the video on that today. So I got my first house when I was 15, but I finally made a video on it. I never saw it until like literally two or three weeks ago for the first time. Yeah, a rental.

Where is it? Pointeana, Florida. And then I bought a second house two days ago in Idaho. Well, I closed it like two weeks ago. And I bought it in Idaho, and it's a duplex. Nice. So tell us about the first place you bought. How much was that?

How much you put down? What do you rent for? So the first house I put down, I bought it with like this other YouTuber. I don't know if you know Chris Crone. Yeah. Yeah. So that's kind of sketchy. Like, he's so I put all the money down.

50%. Yeah, 50%. Yeah. I got to start doing this guys. Geez. So, wait, wait, so definitely. I'm not going to lie. It was a big mistake, but, um, so we, I went there for the first time in three weeks,

and I see, uh, an eviction notice and see the guy's missing $7,300 in rent. And I was like, no way. Like, this sucks. But, um, yeah, so let's back up. Yeah. Because now, I know I'm really curious about this. Real estate's might, so I, I will know this stuff. Okay.

So how did you get in contact with Chris to buy that place in Florida? How did this come about? Because I've been like, I've always been like in love with real estate. Like ever since I was like super, super young. Literally I would watch HGTV like since I was like like seven or eight with my brother like all the time. Like this you only show you would watch. So I knew I always wanted to do something with real estate. And I saw an ad on YouTube and of him right from there.

Should have skipped the ad. But not going to lie. But no hate to Chris Crone. But it's just a lot going on right now because my dad's like. kind of mad because they never told us anything. Like, they're trying to, like, take, have full, like, rights to the house or something like that. There's just a lot

of sketchy stuff going on. Like, I don't want to say anything bad about him. Yeah. Okay, so you saw Chris Crone. Yeah. Reached out to him. Did you talk to him personally or someone in his team? Yeah, I talked to him personally. In the whole time. And he flew me out to Utah with my dad and he sat at his house. I saw a video.

No way. He posted on his channel with you. Yeah. I remember that. Wow. I watched a lot of YouTube guys. I see like everybody's videos. I remember that. Same. I see everybody's videos too. I bet you can name any YouTube I would probably know.

Yeah, probably. But yeah. So you met up with them in person. Yeah. And then does he just hand you this deal? Says here's a deal. Or did you find the deal and go to him? So I just kind of put up the money and he found the property and there was like a bunch of

different properties and we kind of sort of choose it. And they have like really high cash flow of properties if they pay rent. So how much was the place? So I bought it. I actually have all the houses. I bought. I could send you guys this too. Yeah.

Right. All right. So, okay. Oh, we don't need the address. Yeah. Okay. So you bought it for 175.

And on 18. And how much money do you put down on that? I put, I think it was just over $70,000 down on it. 70,000 out. So with like closing costs and like everything included and like all that stuff. Okay, and then what is Chris, so Chris says, I'm going to give you this deal. Here's a deal we've picked.

We're going to split the cash flow 50-50. Yeah. I'll manage it for you. I'll do all the work. All you got to do is put up the money, but I'll take 50%. So it's 50-50, but he'll do all the work. You just provide the capital. Yeah.

Got it. Okay. What did that house rent for? 1450. Okay, so I'll just tell you, on the surface, buying a house for 175 that rents for 1450, I don't know the exact area. From the casual perspective, that's fine. Yeah. I don't see anything wrong with that.

Yeah. So that was, what, two years ago? Yeah. How long is the tenant not paid the rent for? Like, 7,300 divided by 1450, so maybe five, six months. Five, six months. Okay. And you can't do anything.

You can't really evict them until the end of the year. Yeah. That's the issue with some of these places like that, and that price point, is those tenants are not as financially stable. Yeah. As some of the better areas. Yeah, but then I bought this duplex, and it was. a completely different deal like i bought it with the youtube channel david smith and yeah he found me

the duplex um doesn't take any percent of it just wanted like to film some youtubeers with me in exchange and i think i think it's a really good deal like i bought it for one 80 180 5 and uh the down payment was like 47 something and because he managed to put the closing cost like we just paid extra for the house and so we wouldn't have to pay extra in cash up front so we wouldn't have to pay extra in cash up front So that kind of just gets added to the mortgage. And so that definitely helped me with the cash flow and everything. And I like this deal way better. Like, I'm not sure because Chris, we have a call with him on like Monday to see either if I'm going to buy him out or he's going to buy me out because we just don't want to do the deal together anymore.

Why don't you just sell the house? That's what we're figuring out on Monday and what we're going to do. But I looked it up on Zillow on the house. It's like $30,000 or $40,000 more than I bought it for. so. I would honestly, if you sell and just get your money back, yeah, consider that a blessing. Yeah. Consider that. I think I will. Easy on that one. Yeah. I wouldn't keep that house. There's definitely learning experience, you know, like, I'm glad I learned these lessons young, you know.

Here's the thing, though. I'll be honest with you. This is not worth your time to manage. Oh, 100%. So, yeah, so I agree with you not going in and like doing any of this work yourself, putting up the capital. I like that. But not for 50%. Like a property manager, like an expensive. The defensive property manager is going to take 8 to 10. Yeah. Maybe, maybe sometimes 12 if they're like full service. But even then, honestly like 8%. I think on the Idaho Falls House it's like 6 to 8% or something like that.

That's fine. Yeah. And what do you think you're going to be getting on rent on that one? That one, right now the rents are currently 6 and 650, but we're raising them to 950 and like 750 or something. Okay. So it'll be close to like around, like it'll be $1,600. at least for $1,700.

I'm going to tell you to sell that first, because here's what's going to happen. You're going to evict this tenant. Really quick, guys, we have a word from our sponsor, NordVPN. NordVPN is a great service I use that basically provides extra security when I'm browsing the internet. A couple of things right off the bat that NordVPN does

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You guys would like it too. Thank you guys so much. Get that Christmas sale and back to the podcast. That's going to be the tough part. Because it could take a few months to get that tenant out. And there's no telling

what sort of damage they're doing in that house. So what you're going to have to do after they move out, you're going to have to fix it up. Now you have an empty house. If you rent it out and decide to sell later, you're selling it with the tenant in place. It's going to be harder.

So you got a good little window right there where tenants out, you fix it up, it's all clean looking, that's the point to sell. Yeah, I mean, I definitely, I'm going to use that advice on the phone call that we have with him. You know what? The good news is that it sounds like you're not going to lose money. That's the most important thing. I mean, he said either he's going to buy me out or I'm going to buy him out, but like, I don't think I should be buying him out if he didn't put any of the money up front, you know? Like, I gave him a lot of return. I bet you I brought him people to buy more houses with him and make him.

more money so like that was kind of the whole but but he wouldn't just let you because that's the agreement right you signed an agreement saying yeah he has 50% is it control or ownership is he untitled they're trying to get yeah they want they're trying to they're trying to do that like they wanted to like they were kind of like rewording it to try and get around like saying it like that because they want to like kind of get ownership of the house like and have full control over it so I don't know I'd be curious to see what they what they what they what sort of agreement they have because if he's not on title. I don't know.

That might benefit him not being untitled with all these places with a mortgage because he might be seen as a bigger credit risk for his company versus just having...

We bought the house under my dad's credit. Like everything's under my dad. Like my dad helps me with all this. Like he does all the documents. Like literally filled out like 100 pages and had to sign

like over 100 pages just to like express with Idaho Idaho Falls house because like every time you buy a house in a different state you have to use like a completely different like I don't know, company to get the mortgage from. Wow.

Imagine that. Every deal I did as an agent. I'm just like, hey, 50% now is mine. Yeah, right? All your money are belonged to us. That's insane. Definitely only doing that. Yeah.

I feel like growing up, making that much money at such a young age, people might be kind of like predatory. Yeah. Was you exactly? Yeah. Just because you're young and like doing so well. Yeah, I'm thankful that my parents like never took any of my money because I know a lot of kids that got into YouTube and their parents,

quit their jobs and now not saying there's anything wrong with that like they definitely help him like I would I wish I had someone to help me like that and like just take the stress off me but I kind of have to figure that out on my own and like you know was your dad telling you that was a bad idea with Chris Crone or is that you pushing it sort of he was I was really pushing it like I really wanted to do it but like because my dad does real estate himself he has like 15 houses or something like that like and he didn't tell you like hey we're not going to do this yeah well he just wanted you to do he likes he's a firm believer in like learning from your mistakes but He knew, like, if I got into this house, I won't really lose money.

You're not going to lose money on that. He was just like, yeah, he was like, Jack. Like, do you sure you want to do this? I'm like, yes, Dad. Like, this is a huge opportunity. Like, because I was not going to lie, I was kind of manipulated by the whole idea of, like, Chris Cronan and, like, what he does. But, yeah, so. Gosh, I mean, I don't know.

Because at least you're not going to lose money. That's the thing, at least with this, you're not going to lose. So, and it's a good lesson that didn't cost you really anything. I mean, you missed out on some profit. But. And relative to your income, like, any. loss that you could have incurred from this. I'm re-monetizing it from the video.

Yeah, you're remonitizing it at the same time. It's like not the biggest dent in that. Yeah, but he also takes 50% of rent. Yeah. That's another thing too. 50%. Oh, yeah, after the mortgage, I think. So, like, whatever.

Oh, it's profit. Oh, it's a little. Okay, plus. I was doing the math in my head and I was thinking like, oh. Yeah, yeah, plus I guess in your tax bracket. It's not like. And they also like, they covered the, like the, Chris actually covered the first couple months of like when it was vacant or something like the first month or two

when it was vacant like of the mortgage and everything so yeah that was that was helpful that was nice of him to do hmm nice to get 50% nice to get 50% also yeah I can't imagine how much 50% houses he has because he doesn't buy anything with his money it's like always other people's money which is I mean he's probably making a fortune oh yeah definitely I mean I have a feeling he's probably making well over a million a month, I'm guessing. He has to be. I mean, who knows? Because I might be ending the deal with him scene,

so I don't know how many people end the deal with him, you know? Because you realize how much 50% is once. Yeah. But I will defend him here that it's up front 50%. Like you know going and do it, hey, it's 50%. You know what you're giving up. Yeah, definitely. So whether or not I agree with it.

But there is a lot of fishy stuff going on behind the scenes, like of them trying to get like, they want like full rights to make all the decisions for the house and everything like that and my dad is like smart enough to say like no i get it part of me defend him again on that part of me gets it because if he doesn't say that he's going to have a bazillion people each like i don't want the color of that room to be painted white it's got to be an egg shell and then it dealing with people back and like you have to have control over those decisions i think it was something like more important than that and the paint it's like i don't know there's something i don't remember

exactly what my dad told me, but yeah. Because yeah, from a management standpoint, if you're getting input from all the people and arguing back and forth and coming to compromises, it's not efficient. Yeah. So, you know, but I would have to see the exact agreement, but I would side with him on that. But I don't know the situation exactly. Yeah, I mean, there's a lot. I'm trying to do like a lot of investments right now. You know, I really want to set myself up for my future. So I'm really trying to get more into real estate now because my dad, when he was like in the 80s, he bought, like, houses in New York for, like, $80,000, and now they're worth, like, $6,000, $700,000.

So, like, that's what I'm trying to do, you know? So that's what I'm really trying to get into, young. That's smart. And you're doing it at such a young age that, like, pretty much whatever happens, you know, 30, 40 years from now, you should be all right. Yeah, I mean, there's always, like, new content ideas. Like, who knows? Family channel in the future?

I don't know. Like, there's always stuff that could happen. Is that what you want to do at some point? Family channels, those, oh my God, anything with the relationship kills. Why do you do so well? I didn't get it. I don't know either. I don't know why. I don't like those channels.

I feel like all they really do are by, like, is buy new homes. Yeah. Like, I just see like, the Z family's new home. Like, we just got a new home. I'm like, I swear to God, I saw this like last month. Then it's pregnancy. Pregnancy, right? And then you draw that.

Viral, viral. The Funk bro. I'm really close with them. Yeah. They had a pregnancy video and like easy one million plus two million plus. view two million plus video viewed video or whatever fudge i don't know what i just said but uh yeah they they have like a couple hundred thousand subscribers and like their family channel whatever and video got 10 times more views than they have subscribers yeah and you know what yeah it's awesome

it's crazy haley uh fam and ryan yeah their engagement just like every four million geez yeah that was like number two on trending that's not because they're so young might have to hop on that are you so are you gonna find a girl and then just like have just like pay her yeah it's Yeah, imagine that it said that's viral. That is viral. All right, I'm going to look into it. I got like what? 10, 11 more months of being 17, so.

Wow. 10, 11, so you just turned 17? Yeah, like last month. Yeah. No, it's December now. Oh, my God, two months ago almost. Geez, time flies. Yeah.

Yeah, I feel like you got to hop on that train. Because once you're 18, it's not, it's not, it doesn't have that punch in. Well, I guess 18 dies. But 17 is the next level. Yeah, exactly. I got one more year of doing the crazy stuff I do. because I got like arrested like two weeks ago. Why?

What did you get arrested for? I did a fake beard. But like they let me go. They detained me pretty much for an hour. They said they fully, uh, convinced me I was going to jail. And like they were, and then my dad said something on the phone that made them like, let me go. But do you think maybe they're playing hardball because you're 17? Because you're a minor, they're not going to put you in jail.

Like you can get away with more now. Oh yeah. 100% when you're 18. Yeah, 100%. That's why I know that. Yeah. I've gotten away with a lot of stuff. Like a lot of stuff.

So, so what else do you want to get away with while you're 17? Oh, I don't know. Who knows? Maybe get arrested a couple more times. We'll, like, detain a couple more times. But hopefully nothing too bad happens. What do you get detained for now? Well, let me see. What have I gotten, like, a lot of really, like, I say the most trouble of, like, the closest I've ever come to getting it was, like, that fake beer prank. Like, that one was insane. Like, I did that in Florida. And oh my God, like, that was, like, the scariest thing ever. I'm like, dang, I'm actually going to jail. Like, I was in the back of a cop car for an hour. It was the scariest thing ever. I feel like in Florida, they would just be like, eh, you know, it's an other thing on the job. They were so mad. Like, they were really mad.

And I was like, dang, like, I just, this is an hell. Or, like, actually, this is dull. Like, I'm going to monetize this, you know? But, like, at the same time, like, not to be like that. But you know what I mean? Like, it's great content. Don't you show them the channel? Don't they, when they see your YouTube channel with all the subscribers?

Don't they, aren't they just like, aha, that's funny? No? Actually, like, the first two cops you did it too thought it was really funny. And then I messed with the wrong cop at the end Because I try to get a reaction out of them You know, I was like, dang, this isn't going Like, I want to get a good reaction So I pushed it really hard and too far

And yeah, how did you push it? What do you do? I was acting really like drunk Even though I wasn't, you know, I was just like, I had like the fake alcohol And I was just going crazy And they were like fully convinced I was, you know I was under the influence or something

And then right when they like Put my hands behind my back And like put the cuffs on me I was like, I went back to being so I was so funny, but like, looking back on it, it was definitely like the most perfect reaction. Like, the most, like, couldn't have gotten more perfect. But how do you want up it from there? Because I feel like now you got to keep, you got to keep going to it.

But are you too nervous at the same time? If you keep pushing the envelope, like, who knows what could happen a few years down the line? Someone looks back at some of these videos and see, you know, sees how you acted. And couldn't there be some damage in that? Like, wouldn't you want to also take a little bit of slack back and like? Yeah, I mean. There's not many people that are doing, like, crazy stuff on YouTube nowadays, so I feel like I kind of have to, like, go down that route.

But at the same time, I don't really like getting in trouble. And, like, because my dad's actually super chill with it. Like, he was, like, so calm when I was in the back of a cop car. Like, he really, like, because he knows, like, that's what I kind of do for a living, like, the crazy stuff. But that's just, like, my, kind of my YouTube side. But then I do have, like, that business side. So, you know, like, I'm not, like, really, like, I don't enjoy getting in trouble,

but you just got to, you know, make sacrifice for the video, I guess, sometimes. but I've gotten like punched in the face by a Walmart worker and like broke my camera one time like when I was 15 can't you sue isn't that yeah but I've done so much stuff in Walmart yeah we've gotten so much out of them like so much like it's insane but that that's just a small sliver of the overall pie if you got punched by a Walmart employee on video too at 50 off on video on video like I was holding my camera dude that's a slam like you know the G7x like crush his lens shut like just literally smushes inside cameras done and then but the SD card was chilling so I got all the video and then my friends that I was with uh right when my camera broke they started recording on their

phone like of me trying to get my camera back because I started like screaming their name because this guy was like attacking me like taking me to the ground it was like that was a crazy moment I was like but every time I have a crazy moment yeah every time I have a crazy moment like that I'm like dang I really got to chill out with but you don't think that that's your ticket that's like that's that's that's a three million dollar settlement right oh oh honestly I talked my dad about that I was like dad this could be the way out. This could be hit. No, no.

We were like, we were actually going to like go, but like my dad's really not a type of guy to see like he doesn't like suing people. I don't know. I feel like you can't like go into Walmart cause like ruckus and stuff like that. And then try to sue because they would come right back at me. Yeah. Like at the same time. Like you've gotten so much out of them. And if you're doing stuff like like, I don't know, instigating stuff with like cops and then like doing stuff.

I'm not going to be the Karen. Yeah. Yeah. Yeah. Yeah. Yeah. Yeah. Yeah.

Yeah. Then finally when something happens to you, you're like, oh, yeah? Yeah, you got to do it on. I'm 15. That's so true. It's like you did instigate like a lot of the stuff. So I think that you probably made the right moral decision by. 100%.

Right moral decision. Financially yet to be. Even though it won't affect Walmart at all. Like that's just like one day of sales for one of their stores, you know? Not even. They have insurance for that. I'm sure they have lawyers on payroll. They have a fund.

I'm sure. That's just dedicated. That's what I'm saying. Did they're workers? Like, I mean, he probably should have. Yeah. You shouldn't put like, like, plunge a, I was such a little boy.

I was like, yeah, I don't know. But, like, I feel like if I were to try and sue them for that, they would try and sue me for everything I've done. And their team of lawyers is just going to be insane. Oh, yeah, 100%. Like, it would cost. It would rack up money for both sides, well, mainly our side. That's true.

Yeah. That's true. Usually they would offer a settlement. That's usually how. And you got it on video. It's like, yeah. Okay. How often, how long after can I assume?

How about this? I'll coordinate all of this, but I take 50%. Okay, sounds good. Whoa. What about me? My idea. 10%, 40%, 50%. All right, all right, deal.

Yeah, that's fair. That's pretty, that's pretty crazy. I see you like the 20s coffee. I thought it was amazing. Yeah, it was great. Good. It's good. Yeah.

All right, so besides those investments, do you have anything else? What about like cash on the side? I do have cash on the side, like. Cars. Just waiting. Oh, yeah, just bought a Tesla actually. Did you buy it? The Model 3 performance.

Cool. Which one do you have? Model 3. Just like, yeah. I remember. Performance. Yeah, but that's why I bought the Tesla because, like, I saw your video on it.

$78 Tesla. Yeah, and so what I did was that's what I'm trying to buy, like, a Tesla house, like where I call it my Tesla house because it's going to pay off my Tesla, you know? Because I, like, I'm going to, and I also put all the money that the Tesla costs because I'm financing it. So I could, I put it all in Tesla stock, and I'm going to have that, like, pay for it also, you know? So you're trying to get the cash flow from the rental property to pay for a Tesla. Yeah.

That's exactly what I want to do. Yeah. That is awesome, dude. That is awesome. Key. That's very smart. So how much, how much are you doing now on the channel? Can I see your analytics?

Yeah. Oh, I love this. Can you screen record? Sure. So are you, are you similar to Carr Shareer? Because it seems like his videos

that he posts a long time ago continue to perform better and like 80% of his revenue every month comes from videos he posted more than a month ago. Are you the same or is it like? I feel like, yeah, like my videos do get a lot of views over time.

But like, I feel like, My comments are disabled on YouTube because I'm under age, so that's like, that made, that's like the most pissed off thing. Like, it's the most frustrating thing ever because comments help with the algorithm so much. Like, it stops my videos

from getting, like, views and everything. I feel like after a while because did you go to revenue and stuff? Yeah, 60 something. That's insane, man. But first, a quick word from our final sponsor of the podcast, FlexiSpot. Now, I don't know if you guys have noticed this, but I'm actually using a different

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I love the desk. And I think you guys probably will too. Thanks so much for watching and back to the rest of the podcast. Yeah. Wait, so all of your comments are disabled? Yeah.

And it's just because you're 17. Just because they did it to a lot of channels that were underage because like whatever. Oh, yeah. You can't say that. The P word. Got to meet that. Mark it, 4730.

Did you ever have any issues with like creepy comments? comments or anything? No, that's why I like I've argued with them so much and there's nothing they can do. But then Charlie Amelia on the other hand has their comments enabled. But it was because this whole thing happened two years ago. So every channel like two years ago that wasn't created now. Yeah. Like so but now if I create a channel channel like my second channel, uh, since I never really posted it on it like I have comments on that. But like just because they flagged my main channel, I can't have comments. And it's like the most frustrating thing. Like I've spent like hours on upon hours. like on called YouTube, like on do like the creative support, which doesn't help at all. And like it's just so frustrating. All I want is like the comments. That's why I premiere my videos now. So it's the close I can get to comments.

Oh yeah, with the live chat. Yeah, I was going to ask about that. Because I said you had a video premiering later today. Yeah, yeah. That was the video on the house. I just, uh, well, the house I bought a year and a half ago. Do those videos not do as well? Do they typically do just as well?

The premiere videos? No, the, uh, the, the house stuff. I don't know. I'm testing it out today. Oh, so you've never done it before. No. I don't know why. Like I never.

I never posted the video because I never really saw the house because I never had the time to. But yeah, now I'm finally doing it so I'm going to see. But hopefully it should do well. I think it would because the title is like how I bought my first house at 15. So I think a lot of people would be in 15. Yeah. You got to do something like calling it disturbing the neighbors. Yeah, throw in some sort of like frustrated or something.

Yeah, it's got to get a jackdory video, huh? Yeah. Yeah. Definitely. I have to. Let me edit it right now. Oh yeah. You know what?

And if the tenant trashes the house, that's another. Another thing. Yeah, 100%. Tenet trashed my house. Honestly, it's kind of a good thing if you're a YouTuber and a... Yeah, actually. Yeah, yeah. Meet Kevin does that.

Any issue with his house, it slides off the foundation. He's stoked. He's like, yes. You know what, the funniest comment I saw, or the funniest video he did is he was going through one of his rental properties and he titled the video, I found a dead body in my rental house. No. I kid you not. That was the title.

Everyone clicked on it. the dead body was a rat that he found in the attic that it was so funny and then he changed the video because dead body got like shadow band so he changed the video to i found a skeleton that's a frog that is so smart that is so smart really chaserback in the views he pushes the the envelope in the finance community yeah yeah i heard he's the whole different breed like he is just go go go awesome yeah we're 24 7 and like I don't know how he managed to post that many videos a day. Like that blows my mind.

And like how he edits them himself too. And like there's so, like the editing is so good on them. Like I blows my mind how he does that. Yeah. Like I have an editor now also. So because like it's just too much to handle for me, you know? Yeah. With like balancing school, like the videos and just like everything is just so hard to do with like and managed to edit.

Like I used to edit all my videos. And now it's just like I can't. Like it's just too much for me. And I never will edit my videos ever again. Yeah. I just can't. Yeah, another one of Kevin's videos that I loved the title. This is, in my opinion, when his

titles are at his prime, it was I left my family for a model, and that was actually the title of his video, but the plot, yeah, but yeah, the plot was he left, he didn't buy a single family home, but he bought a model home.

So he left his family for a model. Yeah, Kevin, Kevin is, we're going to have them on at some point again, but definitely, I think the star of you, YouTube right now. Just his work ethic. Everybody. I've not met one person who's not like really impressed by what he's doing. Yeah, that is absolutely insane. How we made like a million dollars in one month I need you. I can't believe that. Two months too. Two months over a million dollars. Really? Yeah. Yeah. Oh, two months in a row? I think so. I think it was two months in a row that he did

a million months. That was like because of the stimulus stuff, right? Stimbing stuff, but I think he had some other stuff going on too. But that's not even including stocks. So like, I know this year he was telling us like four million bucks in Tesla stock like thing imagine we could have like a like what like a 10 million dollar year you think with Tesla stock with stock with stock gains yeah including stock gains yes yeah eight figure year yeah with stock gains I wish 10 million dollars dude but here's the stocks could go down the next year but if we're talking about just like what your gain is this year I mean that's insane that props to

That is crazy. Yeah, that is my dream. I want to actually start a financial sort of channel because I'm young, so I feel like I'm trying to. I'm working on it with my manager because I have to balance my main channel. You know, like I really have to focus on that. But like if I were to start like a financial channel, I would want to hire someone like full time to come up with the ideas

and like help me with this like video and everything and like edit and post it because I have to like mainly focus on my main channel because that's what got me here. Well, I think that your audience would be really good to teach about finance because they're like a younger demographic. I feel like introducing that to them at the young age is like really helpful. And like I feel like a lot of kids want to know how to make money. Like it's pretty like exciting to make money at a young age. Yeah, definitely.

I think so too. That's why I hope that real estate video on my channel would do good because I feel like people would be interested, you know? It'll be a good test. It would. Yeah. If it doesn't do well, though, I don't think it's the video. I just think it's your audience. Yeah.

It's really tough to get to get that audience interested in finance. It definitely is. but like the CPMs in that industry is insane. Yeah. Like I have a pretty high CPM for like, for what I do because I don't people, because I'm not that like family friendly. Like there's like cursing my videos and all that stuff. And like I just do like crazy stuff.

But like there are people like that do super, super family friendly content that I was actually just filming with yesterday. And their CPMs are way lower than mine for some reason. And I have no more ads in. Maybe. I don't know. I kind of go hard with the A. What are your CPMs? Like seven, eight.

That's decent for that. channel. Yeah. Yeah. Like if I get like on my videos now, if it gets like 500,000 views, I'll make like three, four thousand dollars off it. So it's pretty, they're pretty good. Depends on the video though, definitely. Yeah. The ride that steals the spotlight every time it hits the road, that's the Volkswagen Tiguan. Its sleek exterior makes a first impression you can't ignore. Step inside to find available full leather seats and wood accents. Under the hood, the available 201 turbocharged horsepower engine gives it a fun to drive

etch. The refined Tiguan, you deserve more style. Visit vW.ca to learn more. SUVW, German engineered for all. I think, though, if the finance doesn't take off for you, I think just you got to get a relationship. Yeah, I think that's like the next step.

Yeah, monetize that family. Right, exactly. Get a relationship. Buy new homes and have more babies. Yeah. Buy more homes and have more babies. And gender reveals. And gender reveals. Yeah.

Totally. Yeah, you could even do like the blind dates. The blind date. Oh yeah, so like I'll have a series of trying to find the wife, right? Yeah. And then the video of like, you know, the general reveal, all that. So I'll have like a leading up to it, monetize all that to pay for everything in the future. And then, you know, all the extra stuff.

And divorce. Yeah. Then divorce and then do it all over again. It's like a circle. Yeah. Every couple years, just keep on circling. Maybe you don't have kids with the girls if you're divorced. Okay.

What gets more views, though? The engagement videos or the breakup videos? I'd say the breakup. video. Breakup videos are crazy. Because it's like no way. Click. They're crazy.

The engagement one, I feel like can wait because like, all right, you already know they're engaged, but like the breakup one, you want to know why they broke up. So, yeah. Jeez. It's crazy. Yeah, it works. Every single time I go and trending, it does seem like a, we broke up, all lowercase. Period at the end.

Yeah, Mike Maylack and Lana. Yeah, and then they got back together right after it's insane. Yeah. I believe that was real. I believe that was real, though. Yeah. Did that not work to his favor? Faking, though.

I saw her she treated out. Everyone's like, why are you letting Mike keep up that video? She's like, I'm trying to, I told him to use the ad revenue to buy me Christmas gifts. Smart. Yeah, she's so funny. But she blew up his channel. I don't think without her. Do you think it's her or do you think it's Logan Paul?

Oh, 100% her. Because Mike was doing YouTube when he was with Logan Paul, but he never blew up like that. Like that was insane. So when he, as soon as he met Lana, he went skyrocketed every single video three four million Gs like more than Logan

actually you know what's crazy what I heard this is a rumor the reason why Logan and and Jake and some of these YouTubers were using

P stars like you know I did like the but oh okay yeah yeah we're using

you have to bleep that out no P star P star no we don't have to bleep that out okay is because what they would do like like Riley Reed and that group is so many people were searching that online that if they put their name in the

thumbnail or sorry if they put their name in the title they would rank so when some person is googling the internet riley read it's not you know those videos that come up it's Logan paul yeah that's you have to find really those as well add that to your channel honestly so yeah that'll be that'll be added to the series I guess yes yeah definitely crazy stuff genius though But that's next level. Like, I would never think of that. But anyway. So next guest on the podcast.

Oh, God. You got to get them on. Imagine that, man. Our SEO would be. I think it would be fine. Might kill the, CPMs. Yeah.

Maybe not in December. It might be too much. Maybe, I don't know. I don't know. Once we go down that route. If we're posting good content and it's educational and we're bringing to light a subject, that's a little taboo. You know, we talk about the finance.

Yeah. That would be interesting. I'm sure a lot of people would be very. curious. Yeah, but who knows? All right, we could try. It definitely would get a lot of ease. Trust you brought those two on.

As long as it's good content, I'm in. I think that would be interesting. Yeah, I'm bringing on my podcast. Jack's next date would be Riley. No, absolutely not. No. Yeah, and that's how you set your series end. Yeah, there we go.

There we go. It's genius. Very genius. So let's go back to your income over time, how you've scaled it. Where, like, how is your income divided? What are the different sources right now that you have? So right now it's YouTube is my main income then brand deals and like stocks real estate like So those four like my top and then I have like I have 200,000 invested in like 10% return like guaranteed so that I comp that's compounded monthly Wait what how how did you do that you can't so my dad seems yeah you there's no way 200,000 10% a month

No not a month no not a month a year yeah what is it but it's a high rise in like Philadelphia or something my dad My dad's, my dad plays a lot of golf, so he knows, like, everybody. So he's got me, like, so many deals and stuff like that. That hard money loan? What do you mean? That, how is it invested? I have no idea. It's got to be a hard money loan.

Is it being built or what? I think it's being built, or it's being rented out or something like that. I don't know, but. It seems like to me that's a hard money loan. So you loan $200,000. Yes, how long is it for? I have no idea. My dad kind of just handles a lot.

So it's probably a term to it then. Yeah. Yeah, maybe. I'm guessing that's what it's got to be. Okay, so 200. Yeah. So my dad helped me with that. There's 200 grand invested in that.

And so that's one thing. And then what else? I'm not sure. I think that's one of the biggest things I have. So yeah, and then we have like a corporation that like that's where all my money goes into. And that's how I get like paid pretty much. Okay. Into there.

And how is your income changed over time? Let's go over your annual income since you were 13. So since that like in my first year, YouTube, I, from when I, from when I, I started to like in like the the first year I made like 700,000 subscribers but uh when you were 13 or 14 13 okay so yeah I hit like 700,000 subscribers so I probably made like maybe 100,000 maybe a little more than that and then uh probably more than that actually but uh yeah then every year it's kind of growing like my I think my highest year was like a year ago because uh I like had a bunch of videos blew up in like November and December and that's when the CPMs are the highest so like I

remember I made a video and made like $40,000 or something like that was like one of my highest paying videos and like that one yeah so that one really like set me up for the rest of the year because like it blew up my channel and like my CPM was just insane then also but yeah ever since then it's like been like minimum probably like half a million a year so with everything maybe more do you worry about the channel like not doing as well no because I've had times where like it hasn't done as well but I've always like bounced back or it's just done something crazy to grab people's attention and it always has ended up working out. Yeah.

I go through those same phases where things kind of go through a lull, and I know that usually that happens for a few months. Yeah. You just got to push through it. And then I almost see this as like, so bad. I just see this as YouTube, like, purposely testing me. They're like, let's see what Graham has.

We're going to give him, like, a few bad months. And if he could get through these months, then we're going to reward him with a big video. Poor Graham, only making $200,000 this month. Oh, God. Grabs gonna struggle this month. Yeah. 175K.

Wow. Jeez. 20 cent ice coffee only. Only one cup a day. Only one cup a day. What is he going to do? Yeah. But yeah, I don't know because I don't so much look at the money anymore.

It's like how are these videos performing? I like the growth. That's all I really like. This is just, how is it growing? Yeah, because with growth comes more money. Yeah. What about other social media? Like you have TikTok.

Yeah, I have like 2.6 million on TikTok also. And do you do like brand deals or how do you make it? No, I actually don't make any money on TikTok. Why? Because it's just like, it's so hard. Like there's so many. Are you part of the money? So many other people that are just successful?

No, my 18. Oh. Yeah. Wait, but how? Charlie DeMilia? No, she's not part of the part of her. And that's like her main thing. Which is probably 10 million dollars.

She stands out on TikTok so much. Like brand's going to go to her. So you're saying because she's not 18, she can't be a part of the creative. fund. Yeah. It's the largest. She would be making probably, I'm guessing, from that fund, $5,000 a day. Really?

And that she has to. She will, well, you know what? She would eat up. Yeah, because even some wide videos, I'm still doing like one to $5 a day on my thing, which is nothing. What's the, um, the CPM on TikTok? Like 0.002. It's like a hundred times less than you do.

Zero, two. Yeah. But how many billions of, views at this point does she have? Oh my God. I can't even imagine. She probably has like over 100 billion views because she posts so much every day and everyone

You have to think she's probably real-as she has to be getting I know this sounds crazy she has to be getting like a billion views a month Oh easily I say she gets 100 million views a day Maybe even more than that because her TikTok

Like 50 million views each Yeah 100 million views a day four or five videos a day. Wait, $100 million a day times a year. Well, that would be $300 million. So, plus all the backlog of the other. Let's say it would be $3 billion a month. $600,000.

I think, yeah, because TPM is $1,000. Wow. She's an announcement. Dixie, you get in that bag, though. Well, here's the thing, they're fund. I don't think it's enough to pay her this. Yeah. That's like the combination of every other creator.

That's where they lowered the views, though, I feel like. Do they actually do that? Yeah, I heard a lot of, we'll leave the creator fund because their views go down. The creator fund for those. that don't know is like something that you can enter once you have a minimum amount of followers and you get paid a flat CPM regardless of what type of content you put out I think it's like a flat CPM of two cents per thousand that's cool though they did that yeah to make fun some of the creators because

I know like like if you're successful on TikTok it's not the same as being successful on like Instagram or YouTube because there are so many people that do well on TikTok 100% you can and people see you for like 10 seconds each TikTok you know so it's not like you have that much influence on people. Yeah, that's true. And you can't tell what like who the person is or something by TikTok. Like yeah, you go to other platforms to see that. Exactly. Yeah. Have you found that TikTok has been good for other reasons aside from monitoring? Like I'll see if a TikTok does well, it'll help my YouTube videos. So, yeah. So we've recently been paying this guy to cut clips out of the iced coffee hour to post on an iced coffee hour TikTok. And we're now seeing if it like

transfers any views to YouTube or something like that. Yeah. I actually have, I'm doing, the same thing with my TikTok. Like, I'm paying someone to make the TikToks for me, like, cut it up. Like, even my old videos from years ago. And, like, I had a video from, like, three years ago in Walmart and posted, like, last week, it's at, like, 4 million views. Like, wow. So, like, that definitely helps out, like, my YouTube channel.

So, what are your biggest expenses month on month? I don't have much. Like, I live with my parents, so, like, maybe traveling, but I'm traveling to film, so. Clothes? I don't buy much clothes. Like, I got a lot of them for free. but what about your business dispenses um probably legal fees yeah legal insurance not really my dad kind of helps me cover all that because everything's under his name you said you have a manager

yeah so let's talk about that like what percentage did they take whatever they bring me like if they bring me a deal they'll take oh it's just like a sponsor agent yeah oh okay yeah but uh yeah if he brings me like a deal he'll only get like uh 15% or something of it 15%'s pretty average yeah 10 15% I think but uh yeah I think my biggest expense probably maybe like my dog or something or actually now it'll be my car yeah or the car that's the dream being 17 driving like a tessimal three with my dog in the back with your dog in the back you did it all yourself dude no expenses what about when you're 18 do you want to move out do you want to get your own place or want to live with your parents I mean I love home like I always miss home but like I feel like like since I have

the money I think I will just move out. No. No. I'm telling you no. But like I think for content purposes, like what would I do, you know? Live with your parents. Like I could probably get a place out here for free like with like with like with like other like YouTubers and just live with them, you know?

Okay. So if you do something like that, yes. But I definitely would not blow like four or five thousand dollars a month on rent. Like I would not do like that. Yeah. Cause it's like you could. Like yeah. Make a creator house and then yeah.

Yeah. Like make a. Monetize that. Yeah. Yeah. I mean I think if you have an opportunity like that to move in with other people do it. But if you have another.

year or so with your parents. Yeah, I honestly don't know what I want to do though. Like after I graduate high school or whatever, like, I don't know like what the route is because I don't know, it's just, it's a lot to decide. You know, like more of the same, right? Just keep making videos. Yeah. Are you on cameo?

Nope. I got kicked off. Because I didn't, I forgot to do my cameos. And I kept, they kept on expiring. And like, after a certain amount of strikes, I think you get kicked off. Are you serious? Yeah, but I didn't, I didn't mean to. Like, now I'm trying to get back on.

because I see how much money you could actually make, but... How much are you charging back then? I think like 20 bucks. How much? Well, you got to charge an amount where it's worth your time to actually do. I agree. For those of you guys that do not know, Cameo is an app where basically you pay for a personalized video shout-out from a creator.

And it's just like a flat rate. And there's tons of people on there, creators, athletes, movie stars, stuff like that. Graham, Graham, yeah. But how much you charging? 189. Damn. Oh, that's too much money, I feel like. What do you do?

You just like, what do people, like, if someone were to pay $189, what are they getting? Like, what are they normally? It depends what the request is. A lot of people want me to say, like, little things that they could put in their YouTube videos, like, you know, smash the like button. Or I've been getting, like, someone might have closed, like a big deal or something. And their coworkers, like, Graham, just go and congratulate them on the deal. That's cool. All in my public, though, if you go to my cameo, I think everything I've done so far, I think it's been like eight of them in the last two weeks is all up there.

so you could just see. Eight of them in the last two weeks, that's like a thousand bucks. Yeah, that's pretty good. I heard, like, Carol Baskin was making, like, 90 grand a month off it or something

when that whole thing was popping. Dude, I can only imagine the request Carol Baskin was getting, though. Right. I bet people were, like, just confess. Yeah, literally.

And she probably would just, like, send them, like, some random video, like, has nothing to do with it just to get the money. Yeah. And she was probably just up in the charge

and up in the charge. Yeah, tell them that you did it. Yeah, right? And she probably, yeah, exactly, exactly. That's literally probably what she said. She probably wouldn't even read what they wrote at all. Wow.

Yeah. Yeah. But Kevin O'Leary is charging $1,200. No way. That's like the top. And Grant Cardone, I think, is like 300 or $500 or $500. Yeah. Business guys charge a lot.

The way that I see it, it's like if it's not worth your time, you know what I mean? Why would you charge an amount that isn't worth your time? Yeah. And at the same time as that, it's like, it is nice to put yourself on cameo because then it gives people another way to reach you. Although, yes, it could be expensive. it still isn't worth your time, but like it's just, it's an option. You're not forcing anyone to do anything.

Yeah, but what is, what is worth Kevin O'Leary's time? A thousand bucks, probably still isn't even worth his time. I don't know. He's probably maybe $1,200. I don't, I feel like even $1,200 doesn't guarantee you that he's going to accept it. Yeah. Yeah. Yeah.

And at the same time, like, there's so many periods of time that, like, people are just, like, aren't doing anything. Like, you have two minutes in the day where you're like, stop, eat a banana. Yeah. Yeah. Let me make this camera to pay for that banana. Exactly, yeah. It takes you out of the headspace, though, because the cameos aren't exactly easy. It's not like I just flip on the thing, say it one take and send it off.

Maybe that's you. I bet you some people take it pretty easily. I've redone one for like 15 minutes once before. It was so bad. Because every single time, it was a little bit more intricate what they wanted me to say. And I kept saying it over and over and over again. And I'd get like a minute and a half. Because here's the thing with cameo, you can't do cuts.

It's one take. So I can get a minute and a half. in and then mispronounce a word and be like starting over again. I got cameo for my friend yesterday. Like he's on cameo and he wanted me to be in it and he just kept on redoing. I was like, dude, you could have to be done this in one take. It doesn't have to be perfect. Like I'm not a perfectionist like that.

But like in other aspects, yes. But like certain things have to be in certain ways. But like if it's like, you don't want it to sound too scripted, you know? So like just do it the first take or second take if you really mess up. But I don't know. Like in my intro is like if I mess up, I'll just like, I won't restart the whole thing. I would just like bounce off that, really? I think it just flows so much better

if you just say whatever comes, you know? I don't like this whole scripted thing, but like it obviously, to me it sounds scripted when I do it, but when I listen to other people doesn't, but like, you know what I mean? Yeah, I don't know, I just like everything when it kind of just flows off the time. I like it to be perfect. That's the difference. Like, I bet you on cameo, you would have been like pretty cool with like most of this.

Whereas Graham, I feel like he would want to export to Imovie, do the crop-in, zoom in when he makes a mistake or whatever. No way. With that saying. Now it's not worth his time after. all that. That's probably the 180. Yeah, yeah.

Yeah, I put a lot of work in that. So for anyone that is interested, you just grab stuff in cameo. There you go. Get a cameo for me. Link in description. A little. Link in description where you can get your four free stocks from Weebel.

And Weeble. Yeah. Do you get a stock every time someone signs up? No, I get a combination. Sometimes it's free stock. Sometimes it's money. So like they'll pay you to promote them? It's, I mean, it's an affiliate.

It's the same as any other affiliate. Okay. He doesn't even know how he gets the money between stocks and money. He's just, he's like, well, that's enough. I feel like at this point. It's more exciting to open up the stocks and see which ones you get. I like the stocks. It's a lot of the same.

Like Levi's jeans, I got a lot of Levi's jeans. I think is ISBC. What else did I get? S-W-N-N-I-G? Yeah, it's been a lot of the same. Yeah. But, yeah. So, yeah, those cheap stocks.

Well, not cheap. I mean, under 12. Yeah, yeah, yeah, under 12 bucks. Something, you know, it's better than, you get, you get a couple of, four stocks, you said. Yeah, you get four free stocks, yeah. It's immediate, like, basic 20% return on your investment. Literally, pretty much. Yeah, if you want to make 20% to get on your money.

If you guys just want to do that all day long, you can probably make a living from now, but you need to, stock accounts are hard to make. Yeah. Yeah. So, well, what else do you want to, even, 20? Yeah, I mean, like, I like the whole income. What's your net worth? Mm-hmm. Probably one and a half million, maybe more than that.

A little more than that, probably. Do you have mint? What's that? Oh my gosh. You gotta get mint. It's a personal finance tracker and it basically organizes all of your expenses. Yeah. And it can calculate your memory.

I don't have many expenses. That's why I really don't pay. But at the same time, you should do it now because the longer you have it, the better data it is. Oh, yeah. Mine goes back like eight years. Yeah. So we'll show your net worth over time like on a bunch of different ways you can

graph it. It'll like make pie charts of all of your expenses categorizing them so you can have an understanding. Obviously like there are some kings with that. So what do you how do you say like work? Do you like link your Robin Hood account to your bank? You leave your bank accounts, all your accounts, and it's just going to track it. It's like a, what is it?

It's parent companies like into it, which does the turbo tax. Oh, yeah, I trust them. So it's, it's cool. Yeah, that's cool. I like being able to keep track of everything. Yeah, I'm like, do it now. Yeah, seriously. It has your credit score on it and everything as well.

I don't have a credit store. I can't wait until I can get all that. I'm going to buy so many houses. But your parents would be able to put you as an authorized user in one of their credit cards. Yeah, but I still can't build up credit for myself. Like I have a credit card in my own name. No, you can't. I've tried everything.

Yeah. No, if your parent puts you as an authorized user, they could put someone... They could put someone in their name. Yeah, because it's under their name, it only will help their credit. Like, I literally can't have my own credit. No, I'm almost positive when it comes to this. Because now you're an authorized user of their credit card, so their credit is going to transfer to you. And you could certainly...

And maybe I'm 18, but I just can't have credit right now. Not, you can't, like, you can't open a credit card in your own name, but your parent can put you as an authorized user on their card. Yeah, that's what I have right here. Yeah, yeah, she did. Like this. It's my card. That's my dad's company. Yeah.

And then... Check your credit. That's... I don't have credit. Like, I have my capital one. I literally can't have credit. Have you, have you tried your credit karma? I've tried everything.

Like, what does it say? Have you gone in credit karma, though, and looked up your credit score? We have the whole finance community watching right now. No, I literally, like, I've tried literally everything. You have to be 18-year-old to take advantage of credit-wise. Credit-wise, but that's just a credit-border rate. That's just one of Capital One's algorithms. Yeah, I mean, I've tried to buy houses under my name.

I've tried to buy the, like, finance a Tesla. Yeah, well, yeah, that's going to be difficult. But I'm saying as far as credit is concerned, you should be able to build credit being an authorized user on a parent's credit card. Amazon presents Jeff versus Taco Truck Salsa, whether it's Verde, Roja, or the orange one. For Jeff, trying any salsa. is like playing Russian roulette with a flame thrower.

Luckily, Jeff saved with Amazon and stocked up on antacids, ginger tea, and milk. Habaniero? More like habanier, yes. Save the everyday with Amazon. We've looked at, we've tried literally everything. We've talked to absolutely everybody, and they said it's only going to,

it might be able to transition it to over to my name when I'm 18, but I literally, like, I could transition, like, my, the, me financing the Tesla over to my name, but I can't, like, have that yet. Like, I really can't build my credit, really. Yeah, literally, when you're under 18, one of the options is to get an adult to add you as an authorized user on one of their credit cards. You can hold and or use the adult's credit card, but you won't be the primary cardholder. Yeah, but it doesn't say anything about building credit.

Yeah, the primary card user's responsible credit card can help boost your credit. When I'm 18. No. No, literally, I can't. This is what, this is what Macy's parents did for her. Really? Yeah. So you can have a credit score when you're under 18

It's not like it just transfers once you turn 18 Yes No no it's gonna show up It's just you can't open anything in your own name Yes you can only do much with it You can build it up That's what I'm doing pretty much though then right I'm guessing that's what you're already doing

But you can't check your credit like that Maybe you have a score Yeah you just can't see it until you turn 18 I'm almost positive that's what they're doing Yeah so yeah I guess that's what I guess yeah So you are building credit Yeah All right so

I'm moving credit You're doing that. Yeah. I mean, I like to pay attention to all that. Like, when I turn, I'm going to get a bunch of credit cards and I want to buy a bunch of houses. Good. A bunch of mansion. Yeah, a bunch of mansion.

Rent out of a really nice place. No, not that. No, definitely not. I'll live below my needs. But, no, like, I think I'm definitely not going to ever rent. Like, if I do move into, like, a big house or whatever, I'll have, I'll move in with people and I'll have them, like, cover the mortgage or something like that, you know? I definitely won't pay. rent or like I would like to build equity in a property instead of paying rent right it's smart

yeah when's lambo time oh never I would literally oh maybe in like a couple years down the line but like not anytime soon because I can't really drive like wouldn't wouldn't that give you so much content that like Carter was saying he's Lamborghini paid for itself so many times no way really yeah and I think at your age at seven like Lamborghini at 17 so wait you're you're telling me you want me to get a Lamborghini yes why yeah because I think my Because it'll pay for itself so many times, though. My mom let me drive her car the first day. Crash it.

Why? Well, that's not, that doesn't have anything to do with the car. Yes, because I would probably crash a Lamborghini. That doesn't, but that's not upon the car. That's upon the driver. Yeah. Yeah, exactly. That's why I should not get a Lamborghini.

You know, you wouldn't be able to enjoy yourself. Dude, I mean, think about, hey, content. I crashed my Lambo. Wow. Yeah. Honestly, I think you should get a Lambo. And I think you should probably... I can't believe you're telling me this.

Yeah, yeah. Probably the best car for you to get, I would say, is a used Hurricon at, at like 150. Finance it. Keep it like a year or two. You'll sell it at a minimal loss. Like your ownership cost for that car over two years might be like 30 grand.

And what year is the hurricane? How old will it be when I buy it? You can get a newer one. You can get like a 2015 hurricane hurricane. So you're saying by a 2016 hurricane. Yeah. Get like a line green one or something. Like get one that you can mark it around.

Yeah. Jesus. That's dope. I never thought like I would love to have a Lamborghini, but I just think it's such a bad. No, you can work. Okay. I think this is a crazy.

Go, I'm hired. Yeah, for your content, I think you would actually make a ton of money from that. All right, guys, Lambo coming in the future. You're spending $15,000 a year to own a Lamborghini like that. And you're definitely two videos, video of me getting it. Yeah. Pay it off. Yeah.

Honestly, buying a Lamborghini Hurac on at 17. 17. Yeah. Because of Graham, Stefan. Even if you like get an offender bender or something, that's probably worth it for you. You're encouraging me to crash the car. Are you not? I'm not saying, he's like, yo.

I'm not saying anything. When I crash it, I'm calling you right away. I'm calling you first. You don't want, you don't want to crack. Because then it's on the tight. Insurance. And my dad's going to get, right. I feel back for my dad already.

Diminish the value of that car. You should listen to the Carter Share podcast that we had. We had him on and he basically gave us the reasons why he, how he justified getting a Lambo. I was like, multiple landings. I was listening to the, you guys wore his merch in the. Yeah. So he's like, see, I watched it. I watched it.

Yeah. I listened to your podcast. But you didn't make it to the Lambo. Did not make the Lambo? Well, I finished my workout. That's key to you. Like, he spent literally everything. He said he didn't have enough money.

He had to wait until the YouTube Bad Sense came through. Why? To be able to pay for the car. Because it was literally all of his money. Because he was like 21 back then. Like, he did not have enough money until he got paid for that month. When did he get a Lambo? When he was like, he has one.

I thought Stephen, his brother was the one who got the Lambo first in on it. No, they like went both in on it. Oh, he did Gallardo. It was their first Lambo that they got. So they both technically owned that one. Well, that one was huge job. They got that of like a million subscribers, right? Something like that like that.

When Steven hit a million subscribers and Carter didn't even have a channel yet. I was like, dude, like, when I, like, when they were out a million subs, I knew who they were and everything. So, and I was like, I think around a million subs at the same time too. I was like, how are they affording a Lambo? Like, how are they making so much money? Like, I was like, no way. They have the same amount of subs with me, but they can buy a Lambo. Like that is so nuts.

They spent everything they had on the car. That was literally every last penny. And it paid for itself like 10 times over. Yeah, because they were like, yeah, they were like one of the first people to like, because they started that, that was like three or four years ago, huh? Mm-hmm. Yeah. I think there's probably very few things that you'll make more money on. And it's a right off, especially if I just drive it.

Yeah, and it's a right off. Sounds good. So really when you think, driving Lamborghini into high school. Really, yeah, really when you think about it, imagine 30 grand over two years. Let's even call it 40,000. It's not going to be 40,000. Over two years. After taxes, it's really only going to be like 27, 25,000 net over

two years, I guarantee you'll be able to make it. Oh, 100%. At least $100,000. I did a video where I drove a Lamborghini to high school. And then the same day I did it on skipping school to drive a Lamborghini. And those videos, like, killed it.

They did so well, like they have over a million views. Yeah, there you go. Yeah. And then you could mod the Lamborghini. I have to do it this month, though. You could, yeah, you have to do it this month. Yeah, and the write-off. You wanted the tax write-up for this year.

You could modify the car. What? Why not save it for next year? Because you get the tax write-off immediately now. Otherwise, if you, if you bite in jam, January, you're going to have to wait a year to get the tax benefit. Yeah. But that's one of the best ways Carter's been scaling his income.

It's just like continuously buying really nice cars. Like he bought like a Hummer and he bought like... Yeah, I've been to his house. Multiple Lamborghinnees. Yeah, it's just like... You know how much... Do he say how much his house costs a month or right? That's like 40 grand.

Yeah, but that's so good for his house because the house is like over $20 million. Yeah, I don't think he needs that house in Bel-I. I think you could get the same effect in the valley for half the cost. Oh, 100%. But I think if they want that... that location that they got an insane deal on that house for it being worth over 20 million someone's renting it for only $40,000. Well, it's the market.

That's the market value in those homes don't rent that well. Yeah, the guys definitely losing money. Because the values in the land. I was talking to real estate agent that was there when I was there. He said like the mortgage, the guy's paying like over $60 grand a month or something like that. So the guy's losing $20,000 a month, which is insane. Why would he do that?

Why would someone want to do that? Usually what those people do is. they'll keep the homes rented, while they pull plans and permits and stuff like that to eventually tear the house down and build. That's what they're doing. I heard they're building, they're going to, because I don't know if you've seen this house,

but like the whole left side or kind of, depending on which way you look at it, is like kind of the butler's head and like, it's so unusable. Yeah, it's like really weird. So, yeah. No, so like that house is just, it needs to be torn down and they're going to build something

brand new and sell it for like $50, $60 million. So it makes sense. They'll rent it to, him, he could do whatever he wants to the house, they don't care, and then when plans and permits are ready, and they want to start building it, then he'll leave. So at least now, they're making money, whereas otherwise they wouldn't. I can't wait. I want to text my dad and tell him that I'm getting a Lambo and see what he says. I mean, like, Graham, the financial, yeah, Graham, the financial YouTuber is telling me to get a Lambo. I never thought this day would come.

I thought he would roast me for getting the Tesla and wasting my money on that. I mean, as long as you make content around. Yeah, I think got that Tesla is definitely smartest car and Lambo easily. I would just see this as you spending, let's say, $1,500 a month on good content. Guaranteed you're going to make it back. It's also just branding.

It's fun, too. And then you could also, how much it costs to own a Lamborghini at 17. Just because everything at 17 is your point. If you say this at 30, no one cares. You say it at 17. It could also get you to a new audience as well. Yeah.

When I get the Lambo, I'm FaceTimming you guys first. And I'll be like, you guys are the reason I own this. I'm happy. I would love to get a Lambo, but I just don't think it was a smart financial decision. No, I think in your claim. Yeah, the ROI on that would probably be higher than if I were to put that money into a house because the video is paying more. Or college. Literally, I think you would make more money before you're beginning than college.

That's exactly what Carter said. He said he talked to his accountant and his accountant said that it makes sense for him to continuously buy all these crazy business expenses because his ROI is insane relative to what he could be getting in the market. Even in this crazy bull market. For anyone else, it's, it's horrible. But those people are not making video. to post on YouTube that make thousands of dollars each.

So would you get a Lambo? No. It's not a brand. No. Yeah. No. In my videos, honestly, the best videos that I've done are me just sitting in front of a camera. Yeah.

Every single time I spent money on a video, they don't do well. Aside from the Tesla. I didn't buy the Tesla though for a video. That was not, none of that was planned for a video. In that Ben Malo video or something is one of your biggest one. Yeah, yeah. Well, okay, so I spent money on that, but that was a trip down. Oh, no, that doesn't really count.

That was, now it was like 600 bucks. That's nothing compared to what you made off the video. Right. It's like pocket change. Right. But I saw his house, literally the day I got arrested. He drove by it because we were driving to go film it. And I was like, my friend I was with, I was like, I think Ben Mallow, I feel like he lives right around here.

Team up with him. Yeah, I would love to film something with him. Yeah. I watch all his videos now. Team up with him. And I think go to his Instagram, Ben Mala. I think it's his camera guy. I try to hit him up and no one responded.

On Instagram? Yeah. Ben Mallow? He was in Florida, yeah, and they didn't respond. Try it again. because I think in the last few months his camera guy has taken over his Instagram Try that, try his...

Why is he on YouTube? Like, what is he trying to? Like, he makes so much money. Why does he need YouTube? That's what I don't understand. I think he just enjoys it. I think he likes to see the reaches he's gotten from that.

When you have that much money, like... What's next? Yeah, exactly. You want to just keep doing more to entertain yourself. When I was really big into the car community, all these guys had mega money. And it seems like once they make all the money, what's next after that?

Then it's like social media clout. I have an idea. If you have money, you want fame. If you have fame, you want money. That's true. That is so true. And what happens if you have both? I think that, oh my gosh.

That's a hard question. Nobody can answer that one. Yeah. Jeez. Then it's just fun. That is just relax. They're like, dang, I made it. Let me just kick back and sleep.

It'll be nice to sleep. I haven't slept in a while. Do you, like, what's your work schedule? Like, is it crazy? Right. When I come out here to film, it's crazy. Like, I, like, am constantly filming all day long. Like, I barely.

get sleep like I finished filming yesterday like one or two in the morning and went and then woke up at six but I didn't go to bed to like two and like it's been like that for like the past like four days that I've been here so I'm drained you may as well you may as well you have an opportunity you know everything you you make and save now is going to be worth like 20 times in the future what do you recommend I do with the money I don't have invested you the money you don't have invested yeah like I have money like I have probably $200,000 is not invested in anything honestly I would just I would just Roth IRA it no it Sorry, Rothai.

I would just index fund it. Really? Honestly. Like, for you, I think managing property is probably not worth your time. If you get a good property manager, I'm all for it. I think just throw it in the stock market and it's just a good index fund. Don't even think about it. I think your moneymaker right now is just making more content.

So I would not. Yeah. So I wouldn't even think about anything else. Just something really simple like that. Something you don't look at, you don't touch, just automatically throw like 50 grand a month into that. And then just the rest reinvest back into the channel. Yeah, because I keep my expenses super low. I literally won't spend money if I don't need to.

It hurts to spend money on stupid stuff. I'd rather starve and wait to the end of the day to get free food than just waste their money. Especially Uber eating, oh my God, I hate doing that. But sometimes you got it. Especially when you're out here, there's not much you can do because you're so go, go, go. Yeah. But yeah, that's what I would do.

But I don't think it's worth your time. do anything too time intensive. Like you're talking about, like doing these stock trades and like... Yeah. I like that. That's fun. Like, when I'm back home,

I like to focus on it. How is nor trades? Because you're telling me you got an alert from him. Yeah, I mean, he does have some good signals and stuff like that, but like, I don't know, it's a lot to deal with, so I don't like fully...

But I spent five days with him and, no, I spent three days with him in New Jersey, and I kind of like shattered him and, like, kind of did some of his trades and stuff like that. And it was cool to, like, see what he does.

but you do question a lot of stuff but I mean he has a McLaren and stuff like that he's killing it honestly like he makes a lot of money and he shows his profits why is he killing it? Why is he killing it? Is it because the group? Oh, he definitely makes a lot of money off the group

but he does make a lot of money on his trades like he shows the proof and everything so I mean I don't know So what exactly do you? You just follow his signals you pay him how much is the monthly or whatever? I think it's like $200 but he let me in for free just because I got promoted his stuff before

and everything and That one. It turned off. Yeah, we probably got to wrap up in a few minutes. We'll just do these two. Okay. Yeah. Okay, so he let you in for free.

And he just sends out signals and all you do is just like open up the singles and just like follow him. Yeah, pretty much. He'll be on like voice chat or something. And they'll, doesn't that just drive up the price? What? Everyone is buying in the same things. I mean, how many people does he have? I think it can help it, you know?

Yeah, but doesn't that make him look good that no matter what he picks, if he says, I'm going to think this blue color is going to go up. No, he does like the big stocks. He does like Tesla, like Amazon. So like it doesn't affect the share. But like he has like 500 people or something in his just that's not enough. That's not the influence.

That's what I'm saying. Yeah. So there's no point of him to. Yeah. 100%. That's why I don't think it affects it at all. And what's your return on investment been through this? Like what's?

I mean, not much because I haven't really thought a lot of his trades recently. Like I've been like I kind of stopped with like the options trading because like, like it's hard to like see it go down and like you get scared so you kind of want to sell it so like i and not like a good test on his thing but he does have good trades like he profits he makes a lot of money on what he does you just have it's like a lot in the mind you know like you have to like want to like not sell it you know and just panic selling yeah it's so hard it's dangerous what's his name be a hea he's or something yeah he is good at that like not panic selling

like he's so good at holding and like it always works out for him it's insane you like bea he's awesome. He is cool. He's so cool. Yeah. He'd be a good person to link up with. Yeah. Have you met him in person? No. Okay. You should. Yeah, that'd be dope. You'd be interested in that? Yeah. Okay. Because he's young too, right? He's like 19. Yeah. He would be a great person to link up with and just chat with. Yeah. Yeah. Definitely. I like talking to people that like have a similar mind to me and now are like in the YouTube phase is just like kind of blow their money and not really care. Because I know people that, oh my God, I know people that are like younger than me that have like insane amounts a following and like everyone in their family had access to their money and like they just they all

pose nice like three things a day for every single meal gosh like I was uh with this one kid a couple months ago and they would go to Starbucks every single morning literally spent like 50 to 70 or more than that I was like grand would not like that gosh but yeah I make myself eggs in the morning eggs and oh yeah yeah do you have any other questions or any advice for us because I mean you're doing so well at 17 I mean I'm sure that there's something we could take away from you. I don't know. Stay young and I'm saying.

I don't know. Be 17. Don't get arrested. Don't be, stay in this lane. This is the money maker lane right here. Yeah, longevity,

definitely. How long have you been doing? YouTube? Like, seriously. Like, YouTube? Seriously? Three and a half years. So similar to what I've been doing.

Yeah. And we're pretty much at the same amount of subscribers, right? And a little less than you. What are you at? 2.6. Yeah, but you're growing really fast.

Yeah. Yeah. So is meet Kevin, right? Yep. He gets crazy. He's going to hit a million next week. Really? Yeah.

Yeah. Congratulations, Kevin. Yeah. That's a big one. Yeah. Do you ever feel like you're going to burn out or do you think that your hibernations when you go back to like New York? Yeah, that definitely helps me like the hibernations. But I still film like all, but it's just like not as like when I'm here like I need to film every single day and like nonstop.

Like otherwise I don't feel productive and I think I'm wasting my time. So to get like, and that's why like I don't really sleep my time. much when I'm out here, but that I feel like takes such a toll on me, and I really feel like I'm about to burn out, and like right by the time I get back home, like, cranky and everything, I just want to go back and just, I'm so glad I'm done with it and just like chill for a couple days because it, working nonstop for like a week or two, like, literally sleeping four hours tonight, like, especially like being young, like just kills you. Like, it literally kills you.

Like, you feel like you're falling apart and you're like, what am I doing? Like, and I don't know, it definitely takes a toll on me, but it feels great to be back and, like, be done with it, you know? Like the feeling of filming and having a good day of filming and like knowing that you're done with it It's like such a good like you can't beat that It gives you like an adrenaline rush kind of like just like knowing that like you're satisfied with your day And you got everything that you could have gotten done done and just feels so nice Like I don't think it's so hard to relate to that unless you like in this you know

Yeah my favorite is when you upload a video You finish the title and the thumbnail and you get it scheduled That's my favorite and you're done Last night Nothing else you could do Yeah I film literally seven videos not just for my channel, but I filmed three videos from my channel yesterday.

I had to, my editor sent me the video, I had to review it, upload it, do a thumbnail, and then while it was uploading before I did the thumbnail, I filmed another video from my channel.

And then, right when I finished filming that video, I did the thumbnail, posted it, and then on the way here, I put it on the premiere, and then, yeah, so it just felt nice

to be done with everything. Yeah. Awesome. Cool. And we should, out of 40 fees. Okay, cool. So,

thank you so much. for coming on. Thank you so much for having me. This has been awesome. I'm sure we'll have you on again. When you get the Lamborghini. When I get the Lamborghini, I'm going to drive it from New York to here, huh? Yeah, yeah. That's a good video too. That's a great video. Surprising Graham's definitely with my Lamborghini and seeing what he said about it. Graham reacts to my Lamborghini. So we'll have you back on at some point. And you should tell you could tell like a video on your second channel or whatever channel be like why I told him to buy a Lamborghini because that shocks me. And I watch all your videos. I can't believe. I can't believe. See how much money you make from that.

That is nuts. I'm going to be. I'm looking at Lamborghinis as soon as I happen in Uber. I'm like, I'm gonna use to use Turricon. Use Hurricanes. Preferably under 160. Are those ones? The doors? The doors don't go up.

You need, actually, if you're gonna get a Lamborghini, I don't, you need. No, because the V12's, the maintenance is too high on it. Because the only one that you could realistically get. You could add butterfire doors to it? No, you don't want to do that. Why not? No, because it's a Hurricon. You don't want people, no.

Okay. No. Because otherwise you're getting a Mercilago. The maintenance on those is going to be ridiculous. Yeah. Hurricon is going to be a better car. It's more reliable. It's more Audi.

And otherwise, you're going with an Eventador, and that's minimum going to be like $200-something grand. You're going to get 95% the same thing with a Huracom. Yeah, that's true. They don't care if it's a Hurricanes or an Eventador. It's just, is it a Lamborghini? Yeah. Get the Lambo.

I can't believe you're saying that, but let's go. I'm down. There we go. So with that said, you guys, thank you so much for watching. I really appreciate it. As always, make sure to subscribe. Hit the notification bell, add us on Instagram.

Get your four free stocks down below in the description. Thank you so much for watching, and until next time. It's something else here now. Something new. From exclusively on Paramount Plus, it's the series Stephen King calls Scarious Hell. Everything here is impossible, but it's also real. Sci-fi vision calls it the best show streaming right now.

We're running out of time and we still don't know the rules. Don't miss what the movie blog calls something you need to watch. Saving those children is how we all go. home from binge all episodes exclusively on Paramount plus all all right I'm calling my dad to let him know that I'm buying a Lamborghini according to Graham here hold that called that this side that's the receiver side okay hey dad so you know the you're on speaker right now we're recording okay um so basically uh you know how I was on the I was doing the podcast with

the like the financial YouTuber yes yes so he convinced me to get a Lamborghini What? Oh, he says it's a good... What? That'd be crazy. Why? It's just too much money. It's too much of your portfolio.

What is your reasoning? Hey. As soon as you buy that Lamborghini goes down their value. No, buy it used, so it only loses like 30 grand over two years, and I make videos on it, and it's a good investment. What the, what is wrong? Are you smoking pot today? I don't know. Are you?

No, dad, I promise. It's a good. He said it's a good investment. He said it was. You sound too giddy. You sound too giddy. Dad, no, I promise you. Dad, I promise you, like, he was being 100% serious.

I was on the same boat you are, but he literally is saying buy a Lamborghini. I'm not even joking. Yeah, what is he? He's trying to sell you his Lamborghini. No, he doesn't have a Lamborghini because he wouldn't make videos on it, but I would and it would make me more money. Yeah, no, you'll be dead in like a week. Yeah, that's probably, that's what I was saying. You need something that self-drives.

Yep, Tesla. I agree. Maybe in the future. Maybe next. Yeah. tax year. Yeah, a Pinkland. You spend too much time on the computer to be a good driver. That's true.

Too much time on the cameras. You're good at making money, not driving. That's true. So I'll try to take from it. How did the podcast go? Good. I'll call you back after. I love you. I love you. Dang. So no Lamborghini, huh? So it's from the perspective, though, because I think

he'll understand the financials of it. I'll have him watch the podcast. Have him watch the podcast. Show him Carter's segment. Yeah. Because you'd be able to convince him on the financial aspect 100%. If he's worried about the safety aspect, that's another thing. I mean, that's, we can't go into the...

I can convince him to let me do anything, honestly. It's just the safety aspect. That's the only thing. Because now also, if anything happens to you in a Lamborghini, that's going to be knocking on your door. That's on me. So if you get the lamb out, you have to be so careful with that. Yeah, I'll drive super sure.

Because, yeah, I mean, he's right. You got to be a good driver to do that. But you know what you could also do is pay for racing. school. There are schools that you could pay like seven grand for it and it's literally to teach you how to handle those high performance cars in any situation. And you can make a video on that. Like that would pay for itself. You get Lamborghini training. What is it like Bonduron or like one of those racing schools? They're like seven grand. It's like a two-day thing where they teach you on a a racetrack how to handle these cars. Hey, I'm going to get a Lamborghini. I'm going to. But just make sure

it's the safety aspect. I'll be responsible on that. Yeah, I'll wear a helmet. no driving school i can't go i can't be going to any sort of school right now no way we're like we're like knee pads yeah knee pads bubble wrap yeah like literally when i walk dude that would be hilarious that's a video that is so good driving Lamborghini in bubble wrap yeah yeah yeah yeah yeah going through drive-thrus it's not safe yeah there's so many things like like i have my dad like wrap me in bow wrap i'm gonna go drive the lamb but you'd be like wait you know like bubble wrap on your suit yeah put on your suit everything like 10 sweatshirts like everything on top of it just as much padding as possible.

Yeah. But show them, show them this and I'll be, we'll be talking to dad here. I mean, the safety thing aside, you know, you know your son better

than we do, but safety aside, financially, the hurricanes are not going to go down in value. Very little. They hold their value really well.

You just got to buy smart. If you, if you buy these cars at the right price, really you could almost break even on them within about 18 months. So I'm actually

taking depreciation to an extreme. Over two years, you buy it at 1, 65, 170. It's probably going to be worth real. realistically about 145 to 150 by the time you're done with it. So you're losing very little money. The only money you're going to lose is minimal depreciation, sales tax, depending on where you register

the car. Insurance, gas, repairs are very minimal on that because it's really, you're buying an an Audi R8 really is what you're buying on that car, which are pretty reliable. So you're not going to have a lot of issues. You do a pre-purchase inspections. It's not going to cost you much. The content you could get from this, it's like two videos a month on a Lamborghini. Yeah, so much. We'll pay for it. Everything I do with my Tesla with my Lamborghini. It's just like double the video. Lamborghini has a clickability factor on YouTube.

And you combine Lamborghini with 17, and that is this winning combination. Because once you get into like your 20s, it does not have the same effect to have a Lamborghini. Then it becomes a little like, what was this kid doing? But 17, you have this small window of 17 Lamborghini that is just, it hits. All right. I guess I'm putting this clip in my video of me buying Lamborghini to justify it. But be safe. Be safe.

It's the only thing. You have to drive the speed limit. No racing, no doing anything crazy. No on your phone when you're driving. Yeah, no, nothing like that. Yeah, definitely not. Sounds good. I'm excited.

There you go. Let's go. Cool. Okay, wait, hold on. So are we going to introduce this 30s, the 31st? Are we doing Stradman first? We said we were going to do Stradman first. Okay, so we'll do this one as the 31st episode.

31st ever. So basically, you're just going to say like this. Welcome to the 31st ever. episode of the iced coffee hour you need the ever in there and then we have made approximately i have a screenshot i did some of photos um 23 359 23 359 so 23 000 3159 on the podcast all right so i say welcome to the 31st ever episode of the iced coffee hour my name is jack doherty yeah and we've made 23,359 doll hairs. You could say doll hairs if you...

And make sure you say ever. Yeah, ever. Okay, ready? Oh, and then look into that one right there. That one's just on you. Okay. How do I start? Welcome to the 31st episode.