The Iced Coffee Hour - Meet The Teenage Millionaire Living Alone In New York City | Mai Pham

Episode Date: December 5, 2022

Sign up for match.com to create your own power couple! http://bit.ly/3F5KNrR Try Epidemic Sound (Free For 30 Days): https://share.epidemicsound.com/TICHD... Check out Mai Here: https://youtube.com/@maiphammy Check out the Patreon! https://www.patreon.com/icedcoffeehour  Add us on Instagram:  https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan https://www.instagram.com/alex_nava_p... Official Clips Channel: https://www.youtube.com/channel/UCeBQ... For sponsorships or business inquiries reach out to: [e-mail] GET YOUR FREE STOCK WORTH UP TO $1000 ON PUBLIC & SEE MY STOCK TRADES - USE CODE GRAHAM: http://www.public.com/graham  MY NEW COFFEE IS NOW FOR SALE: http://www.bankrollcoffee.com/ The Equipment used: https://tinyurl.com/y78py5g2 Audio Equipment Used In Podcast: Shure SM7B mics, cloud lifters, rodecaster pro audio interface The YouTube Creator Academy:   Learn EXACTLY how to get your first 1000 subscribers on YouTube, rank videos on the front page of searches, grow your following, and turn that into another income source: https://bit.ly/2STxofv $100 OFF WITH CODE 100OFF  For Podcast Inquiries, please contact [e-mail] *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Amazon presents, Laura versus Fruitflies. Swarming your fruit and terrorizing your kitchen, these little freaks multiply at a rate that would make a rabbit say, yo. Chill. But Laura shopped on Amazon and saved on cleaning spray, countertop wipes, and fly traps. Hey, fruit flies, your baby boom ends here. Save the Everyday with Amazon. So my fam is a lifestyle entrepreneur with almost 3 million subscribers who dropped out of school at 15 years old, moved the loan to New York City and built her entire career with just a camera.

Today, she opens up for the first time about her rocky upbringing. I've actually never told this story ever. And how she was able to turn her passion into a million dollar business while being a teenager. So with that said, enjoy. And let's get to the podcast. Wait, hold on one sec. Hey, Jack. What's up?

Yo, Graham, just calling to let you know. I will not be back in town for a few more days. since I'm still visiting family. Also, dude, I've been spending a ton of time with my brother and his girlfriend, and I feel like I'm just consistently third wheeling. And it's making me realize I really want a girlfriend, but I also don't really know where to find the right one. Well, Jack, luckily for you,

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In fact, over 30% of singles said that they prefer a chill, easy, and most importantly, free first date. Uh, Graham, I'm still here. Having the match app is one of the best ways to put yourself out there while also maintaining a busy schedule. The best relationships tend to come about once you're focusing in yourself. And there's never been a better time to try match, so feel free to use your link down below in the description. to get started today. Hi, welcome back to the ice coffee chant. No.

Hi, welcome back to the ice coffee hour, not channel, hour. Thanks so much for coming on, my. Thank you for having me. I'm so excited to be in Vegas and also in this crazy podcast room. Thank you so much for coming. It's funny how this turned out, but I watched a video of you, Living Alone in New York City that I reacted to. I really enjoyed the video.

Your videos got so many views for the Living Alone series. Yes. And I reacted to it. And I think, I apologize for this. My video reacting to your video got more views than your video. Cram! Already! I had to say it.

Don't rub it in my face. Don't rub it in my face. I hope you wouldn't notice. I'm really sorry. It was a good video though. It was a good video. Yeah. Your reactions really made it.

What do you think, though? I enjoy, listen, I really enjoy your content. You have a very like Emma Chamberlain sort of style where it's entirely personality-based. And the fact that you could be. home, like doing nothing, but still making entertaining for 10 to 15 minutes for people to watch and a lot of people watch, I think is really cool. Thank you. How did you start with this?

My channel dates all the way back until, I think, 2010. So in 2010, I think I was seven years old or something like that. And growing up, I had like Asian immigrant parents, so they're very like musical, like, you know what I mean, piano, guitar, you always hear that kind of stuff. So they always put me in these classes. So I would have to do singing lessons. And I was like, oh, okay, I'm going to be a musician one day. I always knew as a kid I wanted to be in some sort of entertainment.

So I started a YouTube channel because I didn't know how to express myself. So I started making like webcam videos and me singing and covers and they're still on YouTube to this day. And then after that I progressed into like more, I don't know, like Minecraft, like MCSG PC gaming because my brother used to build PCs. So I did some streams and all that stuff. And then it kind of progressed into high school blogs and then I guess where I am now. That's true. So hold up. Your parents are okay.

with you making a YouTube channel? They didn't know. That's the thing. Like, they had no idea. But the thing is, like, I was always on my laptop inside and, like, learning, like, new things. And this is when YouTube just came out. But the reason why I had a laptop was because my parents were like, okay, well, they were very strict parents, okay? So they were very strict in different types of ways.

I wasn't allowed to go outside and hang out with friends. And I wasn't allowed to, like, go on walks outside. I wasn't allowed to, like, hang out with, go on walks. Yeah, like, they said. In Canada, too, so safe, right? Very safe. Like, I grew up in a small town and, like, there was not very much, like, you know what I mean? It wasn't dangerous, basically.

But they just didn't let me outside because they were traditional and, like, you should be driven around. Like, you shouldn't walk. Like, I never walked anywhere as a kid because my grandma, it wasn't my parents taking care of me. It was my grandma. My parents were always at work. So she was there and she would always drive us everywhere, which was super nice. But, you know, you lose the freedom of being able to go to the park or being able to just, like, be a kid and be outside, you know? I know that sounds crazy, but that's how my YouTube channel started was because since I couldn't talk to, like, friends, like, I don't know, like, in real life because I wasn't allowed to do the things that kids do.

I went to, like, Minecraft and I went to YouTube to, like, talk to people, and I would add people on Skype and, like, literally be on my computer all day long as a kid. It's interesting that they were so strict about you not going outside or seeing friends, but uploading YouTube videos as a kid was okay. Yeah, I think, honestly, they didn't even know that stuff existed. Do you know what I mean? And like they were so in, like they are like Asian immigrant parents. Like they're not thinking about the internet. You know what I mean? So they didn't realize like what a laptop could have.

They just think, oh, like, you know what I mean? Games. But they honestly didn't even understand YouTube until maybe like four years ago, three years ago. But I've been doing this for like 12 years. So how do you think that upbringing shaped you today? I think it really correlates to my YouTube videos. Like there's a lot of living alone.

And what people don't understand when they view those videos is that like the reason why I've had so many of those series is because I was kind of like forced into being independent because like I didn't voluntarily like want to live alone at such a young age. Obviously like I'm so grateful and I love it. Like I wouldn't have chose for anything better. Like this is like a life that I like have always dreamed of doing. But I didn't choose to like move out when I was 15. You know what I mean?

So it's just like people don't see that kind of side of me. Yeah. Could you tell us about that experience moving out of 15? Yeah, I've actually never told this story ever I've never told this story Because like I don't know Why would I make a whole video about like my upbringing Like that just sounds sad and like sappy

You know what I mean? Yeah but but I think people would really respect that And like really I feel like people want that from you And just and feel that connection with you Because of because of how open you are Really? I'm like you girl like why like in my head

I'm like if I made a whole video about that I mean like the real reason why I moved out at 15 Like that's so dramatic. It's just like, girl, like we're here for some entertainment. Tell us some jokes. Like, we don't want to hear. Yes, that's what goes out of my head. I think it's the demeanor.

So, like, you could title it's something kind of sad and scary like that. But then in the video, yeah, it's whatever. You know, I moved out when I was 15. It's not a big deal. Right. And it kind of make up for it. No, but that's like what I always say. I was like, yeah, like I was sleeping on my friends couch and I always joke about it.

But people were like, what? Like, they don't actually understand because I joke about it all the time because I don't want to get sad about it. Butts. Okay. But, all right, let's spill it. Oh, you guys want to know. Yeah, we want to know, yeah. Oh, I didn't know you guys wanted to know.

Yeah. Should I get the tea? Grant, don't say that. Should you get the tea? I'm trying. I'm learning. Oh, wow. You're doing good.

I am really proud of you. No, you're really reaching my demographic, you know? Like the 18 to like 24 year old girls, you're really reaching. I'm trying. 18 to 24 year old girls are watching. Yes. No, but then like, what's your demographic? How do I get that audience?

Interesting. That's what I'm saying. Wait, what's your guys is demographic? 18 to 35. 85% guys. Okay, so maybe like we can do like the like a bachelor's like kind of dating show But like show our audience is that's great finance bros and like um wellness girls All right. I like that. So okay I'll not use the word T anymore. No, I I I you know what I'm proud of you. I think there's a good just trying decision there just trying

You'll see me at 50 like you know all the cool kids. Yeah. I'll copy their outfits and stuff. I think that'll be great man anyway how do you Okay, you guys want to know why I moved out when I was 16? Okay, I like made a video once when I was younger when I was actually like I don't know 16. So there wasn't like, like not a lot of time had processed and people were just wondering why I went from like living with my parents to living on my own. So I put out like a bullshit video. It wasn't bullshit. It was so truthful. But I was just basically saying like, oh yeah, like I just choose to move out when I was 15.

There was nothing wrong with me. My parents because like I'm there's still my parents. Like why would I say that, you know? And like it was just freshly happening. So a lot of people are like, oh, that's the reason why she wasn't actually. kicked out. So that's what's been servicing for the past couple years that I've never actually told people why. Sit back, relax, put the buckle seat on. Okay, buckle seat belt. Seat belt. Buckle seatbelt. Buckle seatbelt. Okay. Buckle seatbelt. Okay. Um, okay. Um, this.

Yeah. The airbag turned on. The airbag turned on. Okay. Turn on the airbag. I feel like this is like a story time that I'm doing right now. I'm excited to hear. Yeah. This is a podcast. Not a story time, y'all. You know what? You, if you want to share this Okay, basically just sum it up. Like, I didn't have a very good upbringing with my family. So we would always get in arguments and stuff like that. Or just like, you know, people have family issues. And I remember me and my dad didn't have the best relationship.

So like we would just get in arguments over the littlest things. And one day he was like, oh, clean your room in the morning. And all this stuff, which is so funny because now I make, I have this series called cleaning my room at 2 a.m. So it's so crazy that the reason why I got kicked out was because of this. But, you know, it just kind of like got to the last straw where it was just like, with so many underlying problems that like this one thing just really ticked him off and he was like, oh, like, you know, like, then you should like leave the house basically. And it was literally like a school morning. So I packed my bags and I just called my friend and I was like, hi, like can you

and your mom pick me up? And they picked me up. I have my backpack. All my clothes in there, like with what I packed, my school stuff, my binders. And I went to school that morning. And then I was like, I'm never going back. So then I just slept over at my friend's house that night. And it just contingent and continued. I just never went back home. And I was still going to high school at this time in my town. And I got to a point where like I was kind of just trying to navigate my family life, where I'm living, schoolwork and mental health and doing YouTube because I was making like maybe like 400 bucks a month. That's like a lot of money. You know what I mean for being a 15 year old making YouTube videos. So I'm trying to do all that. So that's why I started making cleaning my room at

2 a M videos is because that was a popular series while I was like going through all this stuff, you know what I mean? Wow. And my room was messy because my mental health wasn't there either. And I got to a point where actually my school one time, well, no, not one time. My school literally, you know how usually you have to get your mom to call in when you're in school to be like, hey, they're going to be absent today and get your parents approval? Yeah.

Right? Did you guys have that? I had it. Yeah. I have a funny story on that later. Absent slips? Yeah. No, the call in.

Oh, yeah. But they were like, oh, my, your parents don't have to call anymore. Like, we trust you. Like, we know that you know what you're doing. Like it got to that point where I was like so self-navigating my life at that age that like even the teachers were just like do your own thing But like like I just never went back home and I was just like all right I can't be in this town anymore like it just reminds me so much of like Like all my past and stuff like that and I was like I need to move on because there was just like so much that happened In my life at a young age I feel like but that's like a whole other thing to dive into that I like felt like I needed to change my environment if I wanted to me to happen and I'm so grateful that my friend let me stay in our

couch for two months. And I like grinded my YouTube from that point. I was just like, all right, like I need to be able to make my own money to be able to support myself, you know? Now for the two months, did they give you two months or did they say you could stay here as long as you need to? You could stay here as long as you need to. But that was the summer. So it was in the summer when I was staying with her. But then I was like, I can't start this new school year, which was going to be grade 11. I was like, I can't start grade 11. Like I just don't know if I'd be able to do it. Like my mental health just wasn't there. You know what I mean? And like, I was like, I need something to change.

Because I was just genuinely like, I was clinically depressed when I was at that age. So, you know, I was just like, I know that I need to change something because I can't keep living like this. So I saved up my YouTube money. And I moved two hours away in the new school year. And I moved two hours away away from my parents and my sister lived there. I have an older sister. So we got an apartment together and split rent. And I think it was like 600 Canadian a month, which is like $400.

And at that point, I was making $400 a month from YouTube. But I could barely pay my rent. Man, hold on. Jack, we're filming a podcast right now. What's up? Yo, Graham, sorry for calling again. I just really wanted to tell you about today's sponsor, Epidemic Sound, the best tool for all content creators to soundtrack their content. Takedowns and copyright claims are some of the most frustrating parts about being a content

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And now what that said, let's get back to the podcast. Yeah, I'm curious. Are there any legalities about not going to school and being underage? Like, how does that work in Canada? Yeah, there's actually a lot, but I don't think they did anything about it. about it, to be honest. Actually, yeah, no, they didn't do anything about it. Okay. Now, what about for your parents? Do you feel like, wait, I know now. I know why. I know why. Because when I, um, actually stopped going to school. So I was still going to school actually when I moved. When I was, when I moved to the new city, I moved into my new apartment. I was still in grade 11. I went to a new high school.

And I went from a school of 300 people in high school to like 4,000 people in high school. Because I moved from a small town where everyone knew each other grew up with people for like years and years, same teachers and everything to a school of like 3,000, 4,000 people. So it was just a lot to juggle. I was like going to new high school and all this stuff. So, um, yeah. So I was curious when your father said for you to leave,

do you think he was bluffing? Do you think he didn't think that you would actually leave? Um, yeah. Because you said it other times. You know, what's so funny is, you know, when you were a kid and like your parents made you mad? You're like, I'm going to run away.

And you go to your closet and you pack your backpacks. And you're like, all right, this time I'm actually going to do it. And then you never leave the house. Like, you know, when your parents made, I don't know. y'all had those moments ever as a kid. I'm sure I did. Where you're like, I'm going to run away, but you never actually leave the house.

But in your head, you're like, I can do it. Right. So, like, I've always had those moments where I'm going to do it. But I actually did it one day. And I was like, damn. Did they contact you or something? I would imagine, like, after, like, that night, be like, all right, no, seriously. My mom did.

I love my mommy. My mommy called me. And she was trying to get in contact with me. But I was, like, kind of presenting my mom. Because, you know, in correlation, it's your parents. You know, if one of those bad, both of them. them are bad, you know? So I was just like, she called me. She really care about me. During this whole process, she's always been there for me, but we just like weren't taught. Like, we just didn't

have that close to a relationship because she was working all the time as I was a kid growing up. So it was never like that. So imagine I'm not living with her anymore. It's even more distant, but she's always been there for me. So I'm super grateful for her. Wow. What a story. Yeah, that's incredible. How do you think your life would have been different had you stayed that night and not left? Well, I've never had that question before. I'm curious. Y'all are so. I'm very. I'm I'm trying to do my best. That was a good one. I'm trying.

Trying to expand between like that and like, what's your credit score? Zero. I know, yeah. We'll get into that later. My credit score is zero. Stay tuned to the end if you guys want to know why I'm almost 20 years old and I have zero credit score. If I stayed in White Court, Alberta, which is like a small town in Canada, I'm Canadian, by the way. I grew up in the countryside.

Like, there's no. We had a Walmart, a McDonald's, and Tim Hortons, and what we did for fun was when we were in high school, we would drive around in trucks and go to the hockey rink parking lot and hang out in trucks and eat drive-through food. That sounds amazing. It's very Canadian. I mean, I think that if I didn't leave that night, like, I didn't think of, like, plan B. I didn't think plan C. I didn't think, like, oh, maybe this is one of the options. I could finish it out here and go to college.

I could do this. You know what I mean? I wasn't thinking about stuff like that. I was thinking more like in the moment like what can I do right now to make me happy because I need this to even think about anything else five years down the line. You know what I mean? Yeah. And so I was kind of just thinking very impulsively and like what should I do next?

What should I do next? So I never really ever thought about anything other than the life that I live now. Got it. Which is so crazy to think about. But like I was very like, this is my only option. I have to just make it happen. And that correlates to like what I do now as a job, which is you. YouTube, like, I knew that I needed to make this happen, you know? And that sounds like so like,

what do you mean you knew that you need to make this happen? Like, I knew that like, in order for me to, um, be able to move out and, you know, be happy and be able to pay these bills and stuff like that because I couldn't be living back at home. I knew that like I had to be able to make my rent and like, you know what I mean? Yeah. Was that successful? Because I had no one else to rely on is the best way I could put it. Was that a lot of your motivation for making YouTube videos? No. Not at all. I started back when I was seven years old, and that was when YouTube just was fresh.

There was no money behind it. And I was just knew that I loved to create as a kid. Like, I was doing it for eight years unpaid. Like, and I wouldn't say consistently. I definitely wasn't posting once a week, but I most definitely was posting every three months, every four months at least. At seven years old,

I was consistently doing that cycle until now I do three videos a week. It was genuinely out of purely I love to make videos. And then eventually, YouTube became what it is and you could monetize your videos and do all that stuff and I was like oh my God this is a bonus I love to do this and I'm making money and for me like you always hear people say do something you love and the fact that I knew that when I was in grade six because I could see YouTube growing obviously I wasn't making money back then but I was watching people like Bethany Moda and Alicia Marie and all these people doing like these Air Apostle brand deals and all this

stuff and obviously not to the place that it is now but I was like this is something people are getting like like money off of this and I was like oh my gosh wow like this is so cool yeah what was your favorite part of the process of making YouTube video the fact that I could be myself and talk to people and reading the comments like have friends that's the thing is like that's my favorite part still to this day is like I feel like I have friends and like that was my favorite thing back then as well because I didn't have I wasn't allowed to hang out people how strategic were you though because in addition to making friends and being yourself there's also an element of like you have to properly title and thumbnail and hit on trends.

Like how much work went in on that behind the scenes? Zero. Really? Zero. Yeah. Now, though? Now, zero.

Zero. Like, if you look at all my thumbnails, there's not one theme that I follow. Maybe I'll use the same text, but I do all sorts of different types of videos and all these, like a couple months ago, I just turned the video camera. I've done this a couple of times. I turned the video camera on. I just start talking for 15 minutes, no cuts, nothing. I'll just put it up there and I'll be talking about the most random stuff.

Or I'll sit and cry and be like, guys, like, I'm about to burn out. And I won't cut the video. That is crazy. Or I'll do videos like staying at the worst rate in the most expensive hotel in New York City and have it all like highly edited. Or I'll just like do like a regular vlog, you know? Or mokbongs, like anything. Do you think you're more comfortable in front of the camera than you are in a group of people?

Oh my God, a million to 10%. Yeah. I see this all the time. That's why I don't go to any like group events. I don't do any group brand trips. I don't go to Coachella. Like for me, I feel so anxious and like awkward in a group of people.

Like I feel like I can't talk. So being in front of just the camera, like that's my being my full self. It's hard to picture you being like shy in the group of people because you seem so extroverted when we're talking right now. Really? Yes. Yeah.

Oh. It's fake. It's all fake. It's impressive. I like think that I'm so terrible in groups of people. Like that's actually one of my biggest insecurities. is that yeah I'm not good in a group

like I can't be social that's what it is maybe social anxiety I found it takes a lot of practice like the more I stay home and make YouTube videos the more I go out and realize like what am I doing it's a muscle it's a hundred percent of muscle I forget how to talk yeah and then I get so self-conscious like am I holding my arms the right way

and am I looking at am I making enough eye contact everything where when you're filming all the time you get really used to filming you just look at the camera and just talk and now this is easier than going out and then you just go out all the time and then right that yes it is like a muscle and then i can film see this is the thing for me i have something called the spam account on my instagram and i go on there and i will spam the stories and put 20 on there a day because i will just record and just talk about all my thoughts which is crazy i have friends too now like i've made friends now okay like it's not just this now but you know sometimes

it's just more convenient to just go on there talk about everything that's happening that i'm feeling in the moment being like, oh, I'm so upset because I forgot that she's at the grocery store and this man said this to me and da-da-da-da, you know, things that maybe you'd tell your mom about. But I posted it on there and then I get instant people DMing me and telling me their thoughts. And I feel like I'm just texting a bunch of friends at the same time. I did one video, it was spending $1,000 because I got suspended from high school. And like I, I, um, did I actually spend $1,000? No, I didn't actually spend a thousand dollars. It was just a clickbait title. You know what you got to do what you want to do?

How much do you spend? I can't remember anymore I can't remember But I did that And I got my hair died for the first time And that's actually how the spam account started It was because I got my tattoo But I didn't want my parents to see my tattoo

So I was like hey guys If you guys want to see my tattoo I posted it on my private Instagram And you have to request to follow it And so every single request I accepted Because I had to make sure it wasn't my siblings Or my parents You look through everybody

How many people was it? Keep in mind I only had like I wasn't at the scale That I am today So I could see everyone You know, we were really close. Yeah. So I post my tattoo on there, and that's what the spam account is now today.

That's how it started. But anyways, I did all of that. And then I made another one, an Instagram baddy one. And then that one, I remember, got like 2.5 million views in the first, I don't know, like, week or so. And I was like, oh, my gosh. Wow. And then it kept going, and it kept going, and it kept going. And my Instagram picture hit 100,000 likes.

And I was 15 years old with only maybe 15,000 followers on Instagram. Like, that's crazy. You know, this is my first blowup. I'm used to getting maybe like 5,000, 4,000 on the intern, which is a lot. But to get 100,000 the next week, like, what the... How do you mentally prepared to handle that at 15? Like, so many people and so many eyeballs watching you and feeling that pressure to make everyone happy. See, I never, I still, to this day, don't feel like anyone's watching me.

So I never felt a pressure of like, oh, my God, that many people are now are watching me. It was always like, I still read every single comment. Like, I try to read every single comment now still. Like if you go to my YouTube channel, all the likes, I mean, all my recent videos, my comments will always be hearted. Because, like, I actually love feeling there's somebody there. Anyways, so when that all happened, like, it didn't feel like there was more people. It just felt like I was just reading more comments. I don't know how to explain it.

And it was just so supportive, you know what I mean? So it never felt like it was, like, more eyes on me. It was like, oh my God, like more love. There's more to life than finding the perfect car. But finding the perfect car can help you get the most out of life. Like the SUV that handles everything from drop off to off road, and the car that hulls groceries and hockey teams, or the van that's gone from just practical to practically family.

Whatever you want, wherever you're going, start your search at autotrater.ca. Canada's car marketplace. Yeah, my rebellious phase is going to tell you earlier. When you're talking about like calling, in. I know I've done this before, Jack, but when I got my driver's license, I'd pretend to be my mom on the phone so I could ditch and go to work because all I wanted to do was work. I didn't care about going to school. So I would call in. I'll do the impression. Hi, I'm calling on behalf

of Graham. He's not feeling that well. But he'll be in tomorrow. Thanks. Like, like, that's kind of how my mom. I'll leave a little voicemail. Yeah, yeah. Actually, one of my goals this year that I really am actually, holy crap, it's almost the end of the year now. This was one of my years resolutions was to tap into minimalism more and stop getting like buying so many new things and because I used to have a room yeah full of clothes and I remember you did a shopping hall right uh yeah I I did my some shopping halls and stuff like that but I literally used to have a closet that was dedicated to a room you know what I mean yeah but now I only have like maybe like 20 shirts and like 10 pants why did you want to do minimalism just because I used to have a series that was cleaning my

room at 2 a.m. And that was on like reflective on my mental health. Like I was just all over the place. You know what I mean? And so you know what I mean? Like when you're thinking about so many things, you can't keep your room clean. Personally, that's me. And I was like, oh my gosh, you always hear that people say like, oh, your environment is what matters a lot for your mental health. And I was on a mission to make my mental health better. So I was like, okay, like I need to stop making a mess. So then I was like, how do I stop making mess? Maybe stop buying so many things. Maybe stop keeping so much clutter around your house because you're making mess. So then I was like, okay. I'll get into minimalism.

Interesting. When did you move to New York? I moved to New York, the beginning of this year. So when I was 18. How was that process? How did you find out where to live and moving to a new city? In New York? I knew one girl from TikTok.

I had like one friend. Yeah, that's it. So how did you go about moving to a new city? I wouldn't have the courage to have done that at 18. I'm moving in the past like three years. Do you think that moving to New York has helped your channel in what way? It's so crazy how much my life has. changed in the past year just from living in New York City.

And that doesn't mean just because I'm in New York City and make New York vlogs. It's just like people commented and they're like, oh my God, you seem so much happier in New York than you did living in L.A. Like, I can see it in you. And that reflected on like my videos. I've noticed New York is really good for content. Elliot Choi, too. Yeah.

I saw you guys podcasted him. Yeah. So cool. There's something magic about New York where I feel like it's good for vlogs. Everyone just wants to know what it's like to live in New York. Yeah. Before I moved to New York, I was like, okay, I need to make sure I have. blog in New York because I tried to search a vlogs and I was like nobody really

captures New York I want to know what is it like living there yeah I feel like that was pretty instrumental for Casey nice stat though yes it was like the whole New York thing because he really accurately documented I don't know I've never been there but I feel like it was accurately documented yeah I've seen the Venice vlogs not the same yeah I never watched them but I'm so glad he's back in the city now yeah something about that I love Casey nice that he inspires me so much yeah why do you think so many people with the living alone aspect. How did you come up with that? Were you the first one to do living alone? I'm definitely not the first ones to be living alone. But like, but posting that in YouTube as a title,

because I noticed once your video took off living alone, I see everyone else now putting living alone. Yeah, maybe it is a trend now, but I think that it's just like we've transitioned so much in YouTube from, I don't know people just love to see what people do every single day now. You know, you don't have to do some crazy stuff. You don't have to have anything high production. It's just like, we want to see, what you do day to day. And what's your schedule like? My schedule? Oh, now we're getting into the gram questions.

It's different every single day. It's different every single day. I would say the only thing that stays routine, not right now, though, because, like, I'm traveling, but usually when I'm back at home, I'm not always on it. I want to say I'm not like, but I try to wake up early. There's no strict bedtime or anything like that. But one thing that I've been doing every day for a while is like going on a run. But I can even say that I go on a run.

Sometimes I'm so lazy. I'm like, or like, just go down there on the treadmill for a minute, you know? But routine. Sure. And then my day starts and then it ends. That's literally the only thing that I make sure I do every single day is those two things. And how do you decide what to film? What to film?

Yeah, because you post three times a week. How do you decide in this? Is there ever a point where like, oh, man, I got to do something today. Do something in what way? Like film a topic. Or I have to. Coming up with the video ideas. Oh, coming up with the video ideas.

Yeah. Oh, I have a vault of them. I've never ran out of a video idea in my life. Oh, that sounds so cocky. I've never ran out of a video video in my life, guys. So. That's an example of like some ideas that you have. My brain literally is always flowing with video ideas.

I can look at anything and be like, all right, let's do that. Let's do that. I have a whole notion page that has all these videos ideas in it. And every time, I've actually never looked at this because I never draw blank, but it just is nice to just write it down to have the safety of like, oh, I have that written down. I never really do it like that anyways. It's more like, I just look at anything and there's a video idea. a video idea in my head.

So let's say you're in this podcast room right now. You're like looking around analyzing the room. You see these light fixtures. You see whatever. What type of video idea would you come up with? Well, I feel like, okay, I'm a robot. Like, tell me how this process works.

Like right now, I wouldn't, I would be thinking, oh, I need to start a podcast. I don't know, it's just like no shit things. I'm like, I think I need to start a podcast. That's what I'm thinking. Do it. You'd be great. Like Graham said, you'd be great.

Yeah. 100%. No. Yes. Yeah. I just talk myself in circle. That's great. People will love it.

Let's start here. Why do you think you'll be bad? Because I just feel like it's just like really who actually gives. I feel like everyone's starting podcast now. But and I think about it and I'm like everyone else's podcast would be better than mine. Like who would want to hear me just like babble for an hour straight? Like let's be real here. My like don't do that.

Well the thing is you don't have to babble. Like you can talk for like 90 minutes and cut it down to 30. Like that's what we do. It's like okay. So obviously there are different styles of editing podcasts. Some people leave. up the entire raw podcast. That's crazy. What we do is we treat it like a YouTube video. So we have like segments. We cut it up and we try to have a little hook like Graham said every 10 or 50

minutes. So you can babble for 90 minutes and cut it down like you would edit a YouTube video and structure it, right? You can make anything out of 90 minutes of raw babble. Sometimes I like the like the weird pauses in between and the fully uncut version of a podcast because it seems like a conversation. Yeah. Oh. Also people's expectation of entertainment value is severely diminished podcast and I will say that openly having a podcast their expectation of how much they need to be entertained way lower because they're listening to you at the gym they're not going to change it it's really yes they're listening to you in the car when they're driving it's it's like a different style of commitment than actively watching a YouTube video that needs to have like visuals jumping

out at you every few minutes or every few seconds or something like I'm like tingling right now I'm like because I think about it I'm like no because I don't want to talk for an hour and people listen and be like oh I didn't think I'm so you're so you're so you're so you're so you're my being entertaining. Like she's so fucking boring. Because they watch a 15 minute video and they're like, wow, because it's just like five hours of footage to go into 10 minutes. So the fact that you're listening to me an hour straight like,

what I would do is try three episodes and just see if you like it. And maybe you try it and you realize this sucks. It's just like I don't enjoy this. I don't think that's up. No, I don't think so. But I would do it. Everyone is starting podcast now. But I believe that that is just, it's going to be moving in that direction.

Really? That's kind of what stops me Because I'm like, oh, like, we don't need another one mine No, but here's what I'm thinking. Here's where it's going. It seems like we're going in the direction of the middle content of like five to 20 minutes is disappearing. People either want 30 to 60 seconds or an hour. I agree.

And so it's like you have to adapt. So what I would do for you is do the podcast and then a lot of these little shorts. But throw in, obviously, don't stop the videos you're making. But just supplement them with shorts. I'll hear that here when I stopped posting YouTube videos, go to Graham Seven's comments because he reads every single one of his comments and tell him, why did you tell why that I thought? Was that very Graham?

Yeah. I was actually great. I was just as good as. But Graham. But Graham. But Graham. But, I don't, I don't know.

I've never ran job. I have an idea, which I'm so grateful for. But I think it's also because I don't think of YouTube videos as a job. Like, I think of it as, what fun am I going to do today and take people along with me? So she's like, I just. went to the middle of the ocean for like six days. I got stuck in the middle of the ocean because I thought it'd be so fun to get, go to the middle of the ocean and like be alone.

Then I was like, let's take them with me. Make it a little challenge for both of us. Yeah. But how has it changed now that this is your way of making money? Because before you were doing it for fun, how is that changed the dynamic between the content that you make your audience? But it's also like supporting you too. I mean, I think that there's just a lot more business behind it now.

You know what I mean? There's like brand deals and all that stuff. So you know, I got to think of like that side and like my clothing line. And like, I would still be making these videos without the money side of it. So I don't try to think about that part too much. To me, I don't think of it as, oh, I need to not post this video because it's just not going to get as many views or might flunk my channel. To me, it's like, put out whatever I want because the more content, the better. So it doesn't really matter how strategic I do it because I'm not going to not put out a video because I think it's not going to do well.

Who cares if it doesn't do well? I have two more videos going up this week that may do well anyways. I just want to do whatever I want. That's so interesting because at least in the finance sector, at least what I've noticed across the, years, you are only allowed for the algorithm two bad performing videos in a row before it diminishes the return of the third video. So all of a sudden, now, I can't reach as many people on the third video because I have two bad ones in a row.

And I've tested this throughout five channels now. And so every time I get one bad performing videos, a 10, I know the next one has to be at least like a five. Oh, so you have to strategically think. Yes. Wow, that's so crazy. Yeah. But I'm a numbers person.

I look at the algorithm throughout the day. I don't even have YouTube studio on my phone. Really? I don't check my analytics. I'm just like to me like I make the best videos when I'm happy. And like if I'm checking my analytics, I'm not going to be happy. And I'm going to think too hard.

So like if I'm happy, I know my videos do well. So all I have to care about is if I'm like liking my videos and if I'm having fun, if I'm having fun, I know my videos are doing well. And if it doesn't, I have faith that like people will always come back one day. You know what I mean?

Well, that's way more sustainable than my method. Yeah. Yeah. So much better. Mine is like a race where it's like at the 15 minute mark, I check it. I analyze the click through rate. I look at the number of comments I'm getting. I compare that to the last 10 videos that I posted.

I'm like, how could I improve it? I tweak videos throughout the first few hours to optimize everything. Well, because I think sometimes with YouTube, it's just like you post a video and it's 10 out of 10, but then a month later, it's one out of 10. And the reason why is because you post content that people aren't used to so they don't want to click on it initially. but it broadens your audience and next thing you know that video is viral. But I think the thing with me is I've posted now, I think almost 1,500 videos across the channels. Oh, yeah, your thing is different though. So yeah.

So I know. I'm thinking about my category. Yeah. So I know like if this video is a 10, but it should have been a 2, I messed up. But some of them I post, I'm like, I know it's going to do really bad, but over a year, it'll do fantastic. So I know that going in like how well. Like for me, it's weird.

Real estate videos always do incredibly well. Stock market videos do okay. Any sort of long-tail video like index funds or passive income. Horrible. So I have like a ranking system in terms of topics that people want to watch. Yeah, you have this whole algorithm in your head of how your channel works. That's so cool. No, for me, my most viral video was ranked a 10 out of 10.

Like, it bumped its way up. Yeah, which one is that? It was my Euphoria, like I recreated Cassie from Euphoria's routine. And the reason why I got that video idea was because I was watching Euphoria and I saw her use all those beauty products. And I was like, that's a video I was going to do. But it took me four months to actually act on it. But I had that in the vault.

And I was like, right, now is the time. And I filmed it all. And then I, like, just knew that I needed to post it now because it was the Euphoria season finale. And I posted it and boom from zero to, like, 10 million views in, like, a couple weeks. So you used her exact products? Basically, yeah, her exact products. Like your makeup?

No, it went from, like, I literally, from Shaver to, curlers, to face ice rollers, to lotion, to like the exact motions to the exact time. She woke up at 4 a.m. Like the exact editing. Like I literally edited the big intro of that video to be exactly like how Euphoria was produced. I put the same, it was like everything. 15 minutes. How much did you make from that video?

Do you know? No, I don't know. Okay. I actually don't have you the YouTube studio app. I always say, oh, let me check. One million views. I'm going to guess too. Beauty.

I'll say. 70, no, 80, 85. It's not finance. No, no, no, no, I guess less than that. My guess was probably 45,000. No, makeup's probably a four to seven dollar CPM. It's my guess. CPM?

Yeah. Or RPM? RPM. Oh. Why? What's CPM of beauty? Probably four to seven dollars. So for every thousand views, you get, what?

Why? What do you think that the beauty is? You're going to get four to seven dollars for a thousand views. Most likely. YouTube studio. I'm genuinely curious now. I don't have it. I tell everyone, delete YouTube studio after phone.

Because as a YouTuber, if I hang out with YouTubers, we're all always on the YouTube studio. Refreshing the 10 at 10. And I'm just like, y'all, stop checking. You know, it's so funny. What I love to do is get together with everybody and be like, yo, I'll show you mine.

You show me yours. And then we all swap phones. And we're like, we look at it. Like, sift through it. I'm like, okay, that one. Let me see yours. And we'll swap phones around and we'll all look through. I love it.

Oh my gosh. Yeah. I would be like, oh my God, fuck, I'm doing shit. How is your income service just broken down? Like, how does it work? Is it sponsorships at the top and add revenue? I would say sponsorships is like 90%. Okay.

And then 10% is ad sense, which is actually so good because that means that, like, I'm not motivated to make a viral video for the ad sense. I'm just motivated to make videos because I want to make videos that I want to make. Yeah. But that's how my YouTube is broken down. But, like, overall,

everything. I don't know. Do like stocks count and stuff like that? Absolutely. But right now, I'm not making money off stocks. Who's making money off stocks? You ask me,

I have my portfolio. When I get my paycheck, I would say 85% of that gets invested. And I've been doing that since I was 18. And what does it get invested in? Index funds. So when I was first 18, though,

the first thing I invested in was crypto. For six months, I put like 100% of my paycheck into crypto because I knew that like it was going to, it went down even more, is worse, but I just knew that like that was the first thing I wanted to do. Just try to get in it as early as I can because everyone I says like just stop waiting. You know what I mean? So I did that and then I stopped, which I haven't looked at that in a long time because for me that's something long term.

Like I put it away, it's gone. It's out of my head. It's not even my money anymore. And so I plan on having that in there for I don't even know how long. People don't even know how long. People in the crypto are going to be like. Could you tell us what you bought? I'm discussing Bitcoin and Ethereum. Bitcoin and Ethereum. That's it. Yeah. I didn't play around with any of that small. stuff because like I'm not somebody that's like into that that much you know what I mean I kind of just want to yeah yeah I have 5% in Bitcoin Ethereum 50 50 split if it does nothing I don't care if it goes up then hey a minute right yeah you just kind of put it and you forget about it that's how I feel and then um I would say mostly just index funds is like 80% of my portfolio that's great

because I can't buy real estate I don't have a credit score yeah and what's your team look like is it just do you and editors I have me I have my manager Charlie. She's been with me since I was 16. I have my coordinator. I have my graphics editor Kaylee. She does all the drawings on my videos. I have my two editors that do the rough cuts in the music, Libby and Daniela. And then I also have, you know, I actually just onboarded a lawyer because I feel like now as things get a little bit crazier, maybe I should be protected. I feel like people always, like, you know what I mean? People have been in the industry longer tell me that. And then I have like my YouTube manager and my assistant. So yeah.

Wow. There's a lot of people behind the scenes. And like I know a lot of people like usually don't have people. But for me, I'm just like, like, no, there's so much help that goes behind here. Like I wouldn't be able to be the person I am without. It's so odd because there's someone just like looking in your channel. I just imagine it's you on a camera, just vlogging and then just like at night uploading rough cuts for like three hours, four hours post. No, not at all.

I've, I've had like my, I've had an editor. I've had a team obviously not. to this size, but I've always had a team since I was like, 16. Wow. And that doesn't mean that I've always had an editor though. Like I've always, I just like slowly as like I like it progresses. I'll edit a little bit less.

But like, yeah, I've always had people helping, which I'm so grateful for. Are all of your employees in New York or do they work remotely? No, I actually only have. I only just got an assistant like a month ago. But my editors, one of them's in Spain, one of them's in Kat. Canada, ones of them in San Diego, all over the world. But you don't talk to them too much. You probably have someone that stands in between you, like you and them.

No, I talk to all of them directly. Really? So you don't have somebody that's just kind of like running like the ops of everything. And it's just. I have my whole entire I message is literally every single one of my employees. It's so bad. It's not my mom or anything. Sorry, mom.

But it's every single one of my employees. This is my group chat for my managers. My group chat managers, assistant, assistant, editor, editor, editor, editor, manager. business manager as YouTube manager Wow That's crazy I should probably get another phone

I have a tight team Do you have me pinned? I do actually You have me pinned? Oh my gosh You Jack and look See Not there

That makes me feel good I have Alex and Macy You pinned my assistant And then I don't know what this is My assistant my other Jack has more people working for him than I do

Oh wow Wow I love having a team It's so nice Yeah I really love it Yes I like to having a small like little family. Graham, you don't like the stress of hiring.

That's the thing. He doesn't like giving someone else his responsibility because he's so nervous. It will not get done because he says he runs a tight ship to the quality and standards that he has. But the thing is, you used to edit your videos, you hand it off the editing, and you haven't regretted it.

You love it. So it's just the nervousness of going out and hiring. Just taking that first step. Taking that first step. I'm also on it. Once the step has been made and you're on your stride, you know? That's true.

Then it's nice. For me, I always think about it like, you know what, if I'm juggling a million things, I can't actually be good at anything. If I hire somebody that's good at one thing, they're going to do a better job than me. That's true. That's how I always think about it. Specialization. Yes.

So where do you want to take this over the next, like, 10 years? What's your grand plan for everything? I feel like you have to have some dream or vision of where you see yourself like 10 years from now. I don't. Really? No. Do you not think about it much? No, I never do.

Really? Not really. I don't really care if I am in 10 years because I'm like, I'm happy right now. I keep living today over and over and over again. I always say like, oh, I wish I was 17 or da-da-da-da. Like, I don't know. I really like, I don't, I don't try to think too much of the future because why would I

think about that when I'm enjoying it right now? You know what I mean? And I feel like a lot of people think to 10 years later. Actually, we're not even getting to that. But yeah, I just really enjoy my day-to-day life right now. Do you have any goals? Yeah. Of course I have like career goals and stuff like that.

Like, I would love to be able to take, um, Alkma, like my clothing and what's going to develop more into like wellness and mental health and stuff. I want to develop that adventure into something bigger. And like I want to be able to one day make a mental health foundation and also like do a beauty brand and courses and all that stuff. But I don't want to get into specifics of what my goals are. Now you mentioned New Year's resolutions earlier. Do you have anything coming up for 2023 that you could share? Oh, I haven't thought about that yet actually. But I think one of my biggest things, is my two biggest things would be to be a better leader and create a really good team and also

build a better community. Those are my two biggest things because my goal ever since I started my YouTube channel way back then was, you know, hit the two million subscribers. And then I was like, okay, average this many views of video. Like that was always my dream. And after I've hit those numbers, I'm like, okay, I can't keep chasing numbers. Like, I'm done with that. Like, let me do other things now. So how do you think you could be a better leader? Honestly, just a lot more communication, I feel like, because I feel like since doing YouTube, it's a very self-employed thing. So a lot of things are in your head. And you know the certain way you want to do it, you know, and people aren't in your head. So being able to convey that to other people, but also just like, yeah, I would say

that's, that's it. Yeah. What I've observed that I really admire, because it's something I've actually personally been working on for a long time in my life. I've never mentioned it on the podcast. Something I've always been working on is trying to be present in my life because it's hard for me to enter a room and to not be thinking about so many things other than just what exactly is happening in that exact room at that time. And it seems like you've done a good job about that. You don't think too much about the future. You don't think too much about the past. You said you could relive this exact day over and over and over again. And I think that's cool.

And I definitely admire that. Something I would like to get that. Yeah. And that's actually one of the reasons why I'm. such a, why I don't think that I'm a very good leader right now is because I don't think too much in the future at all. So people will ask me, when are you going to get this done? When are you get this done? Like, you know, do you need me to come in tomorrow? All this stuff. And I can't tell them because it's just all in my head. And like, I just know that I need to do it. And it's just

going to happen when I, in the moment, I'm going to do it. You know, I don't be thinking too much about how it's going to happen. I just. What do you think your biggest weaknesses? I think that my biggest weakness is, I've never thought about. about this. I feel like it's a job interview. Wow. What is your biggest strength? Yeah, what are you straight? No, no, no, let's start with the weakness. Yeah. You're too giving. Mine's my calves. Your calves are your biggest weakness? My biggest. Don't do legday. That's why I will maintain that. I cannot get my calves being here. You don't try. This guy never hits leg day, ever. He makes fun of me if I hit leg day. I love, wait-lift. Yes. Yeah. I used to weight lift. I love weightlift. Yeah, it's

very therapeutic. It's my favorite form of working out. Okay, anyways, my biggest weakness, oh, this is so cliche, but I'm a terrible communicator. Terrible. In what way? Like, I can't convey my thoughts. Like, I'm very bad at telling somebody what I'm thinking. So a lot of the times I will bottle it all up and I'll be something like, let's say you're working in a team and a problem will happen or like, you know what I mean? There's a block in the road.

I will just literally stare there and like analyze everything in my head and try to fix all these problems in my head without telling people that there's a problem or like communicating how I feel. Which like in a team setting, that's important. You know, like if you don't think something's going well, being able to explain, hey, I think that this maybe need to be changed it. I won't say anything. It's just going to be all in my head and I'll try to figure out on my own. So you're not what a team is. I'm not confrontational at all.

That's where I think you need to hire somebody to be confrontational for you. Because then it's not you. It's the other person. They make it. That's a good point. But I want to be somebody that can do that. You know what I mean? Okay.

Because like, let's say your boss was going to like, like, want. wanted to tell you to do something better. Imagine your boss got like, I mean, I say your boss, but like, we're all here doing this, but was like, oh, like you need to, I don't know, fold this better. If we got the manager was like, hey, Derek said you need to fold this better.

It's just going to be like, oh, what the fuck? Well, they don't say Derek. They don't say, hey, you need to fold this better. They're not going to throw someone under the bus. But not confrontational. That would be funny if I went to Alex, and they're like, hey, Jack says you need to do it. But it was really me.

So if you're out of a restaurant, And you order the salmon, okay, and they bring you like the white fish. Oh, a hundred percent. I'm going to be up there. I'd be like, excuse me, ma'am. I'm so sorry. But like, yeah, I'd be like, sorry. I'm so sorry. Like, I don't know if you heard, but like I must have said it wrong. But can I actually get this. I will do that. But when it comes to directly to somebody about something they've done or, you know, something that I've done, I can't do it. I don't know why. That is so crazy. I am the exact opposite. I will, if something's going on between my friends and I, I will go up to me. It's super uncomfortable, but I will have that time. with them. But at a restaurant, if I order something and I'm with my mom or my Jewish grandpa, game over. They will just start raising hell in the restaurant if something's going on. We're completely opposites.

That's funny. Yeah, I had no problem with that. Without a restaurant? Yeah. What? If they got the order wrong? You got that from Jason Oppenheim. He's very much that.

He is, yeah, he's cut throughout when it comes to that. If the temperature. But it worked. You did that. You did the temperature, man. Yes, but it was freezing cold. It wasn't freezing. It wasn't freezing.

I had my jacket on. And I don't want to make it seem like I'm talking anything back because I respect it a lot. You really admire Jason. Yes. But he would walk in and sometimes it would be just too cold and he had no problem to saying like, hey, it's kind of cold. Could you raise the temperature? Wait, tell me why I've done that before. Or it's too hot or too hot.

You've done that before? Yeah. Not in a restaurant or anything like with that. Like in my friend's house. Oh, okay. Oh, okay. Okay. You know, my proudest moment is when the music is too loud.

And I'll say like, hey, the music did the music a little bit. I do that. I do that. Sometimes it's like absurd. I'm sorry, but I'm somebody that is a sucker for ambiance. Yeah. Like, that affects me so much as like the background music. Anyways, but yeah, that's my biggest weakness.

Woodsers, Jack. My biggest weakness? I have to think about that. You answer first, and then I'll answer. I'm probably, I probably overthink everything. And I'm probably too hands-on. I'm too micromanaging of everything. But that's what gets it done.

Stick with deadlines. I'm really hard on deadlines. Really? I miss every deadline of mine. Oh, no. Mine has to be done. Like, you know, I'm getting better. But I'm, uh, I'm,

very much mistake. And now I like deadlines and ahead of deadlines. I'm like if we don't hit this deadline we're going to miss this one. So we got it like

probably bad. No, I'm like, hey, so I actually can't do this. Can we move it till next week end of week?

That's, I do similar things. I figured out my weakness. I think it's, I can't really do something like half effort. I'm either 100,000% effort or no effort.

I either care about something a ton or I don't. So it's hard for me to like find that middle ground and be like, you know what, I'm going to allocate like a few hours my day to this. It's either like my entire day spent doing this or I don't even think about it. Yeah. So I feel like I'm kind of the same way, all and nothing person.

Yeah. Oh yeah, I have a house viewing tomorrow because I'm going to actually by the time this podcast is up, I will probably be living in my new apartment. I just moved into a new New York City apartment and I have to go view and meet with the owners tomorrow. Yeah. I'm moving in part of your team. Yes.

My editor is going to live with me as well. And I'm super, super, super, super, super excited. Wow, so you're no longer alone. No longer alone. Mm-mm. Actually, I'm going to be alone for a little bit because they don't move until they're out of college because they're both still in college. Okay.

But the next thing you know, I'm going to be living with roommates. You said it was a penthouse? Yes, it is the penthouse. Wow. Which is so crazy. Like, literally insane. Like, I never thought that this would happen. So I just want to say thank you to everyone watching.

Oh my God. Yeah, but it turns into like now in office, too. That's the way I look at it. No, I wasn't to this movement. I was like, I need to do this. I'm going to start my podcast now because I'm. I have enough room for it. Do it.

Yeah. Do it. How about this? Start the podcast. If you actually do it by the time we post, I will link it in the description. My podcast? The podcast. Should I start a podcast?

Yeah. Start the podcast. Just try a couple of episodes. Okay. Just a couple. We'll see. Just do it. All right.

You're not going to regret it. By the way, guys, I literally, I just want to say this, is that I was having real estate problems and didn't know because I didn't have a credit score and I was having so many issues. And I was like, ah! And I called Graham got in a phone call and he. coached me through the whole thing. So we need to think Graham. Yeah.

Yes, I was like literally having a crisis. And I was like Graham, I don't know what to do. I think I'm going to get screwed over and he helped me with everything. And he got it in me. It was a very simple solution to that.

No. It's not a complicated. It wasn't complicated. It wasn't complicated. Very easy. So thank you. You're welcome. Everyone give this video a thumbs up

and say W. W. Graham in the comments if we want to thank Graham. Now you got to adopt that. W. W. W. In the chat.

I don't know. All right. So with that said, thank you so much. Thank you so much. Oh, I really appreciate it. Bye. Make sure to get a free stock.

sign up at public.com slash gram. Jack, JLS, SELB-Y. Check me out. Thank you so much for tuning in. And until next time, thank you. Bye.