The Iced Coffee Hour - Meet The World's Cheapest Dogecoin Millionaire

Episode Date: October 28, 2021

Get $10 in free Bitcoin when you sign up today at https://Coinbase.com/ICH Elevate your writing with 20% off Grammarly Premium by signing up at https://grammarly.com/icedcoffee This week we are joined by BeatTheBush. BeatTheBush is one of the early creators of finance and FIRE related content on YouTube. We talk about his start on YouTube, leaving his engineering job, his frugality, and much more! Subscribe to BeatTheBush: https://www.youtube.com/c/BeatTheBush Add us on Instagram:  https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan https://www.instagram.com/alex_nava_photography Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w DOWNLOAD MY NEW FINANCIAL APP: https://hungrybull.page.link/graham GET YOUR FREE STOCK WORTH UP TO $1000 ON PUBLIC & SEE MY STOCK TRADES - USE CODE GRAHAM: http://www.public.com/graham  MY NEW COFFEE IS NOW FOR SALE: http://www.bankrollcoffee.com/ Join the 2x weekly mentorship group: https://tinyurl.com/yaexko4o The Equipment used: https://tinyurl.com/y78py5g2 Audio Equipment Used In Podcast: Rode NT1, Rodecaster Pro The YouTube Creator Academy:   Learn EXACTLY how to get your first 1000 subscribers on YouTube, rank videos on the front page of searches, grow your following, and turn that into another income source: https://bit.ly/2STxofv $100 OFF WITH CODE 100OFF  For Podcast Inquiries, please contact [e-mail] *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.Meet The World's Cheapest Dogecoin Millionaire Learn more about your ad choices. Visit podcastchoices.com/adchoices

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This is Beat the Bush and Boo. Yeah, let's roll with it. I like it. Thank you so much for coming all the way to Las Vegas coming on our podcast. I am glad to be here. This is a really special episode for me

because it's weird for me to see you in person because I've been watching your channel before I even started YouTube. Five years ago, you were one of the first people to make videos about finding. financial independence, retiring early, investing. You were like to me the pioneer of the space. Thank you.

I look to your channel. No, I know. But I looked at your channel when I first started and I looked at the videos you were making. And like that was my goal. I loved your videos. Thank you. Thank you. And those are all about everything, though.

So that's not your goal at all. You know what? You're not thinking of like doing like random videos like I do. No. But your original fire videos, your financial independence retire early videos inspired me to talk about the topic too. And I looked at your videos because I saw back then you were getting like 20, 30,000 views on some of those videos. And I was like, wow, there are 20,000 people out there who want to watch videos on YouTube about retiring early. So in my mind, I was like, well, if you're getting 20,000 views, I would have a chance to then get, let's say even 25% of that.

So like if I could get 5,000 people to watch my video on that, you kind of paved the way for me to follow in your footsteps in the very beginning and make videos about that topic. I appreciate that. Wow. What can I say to do that? The one question I've always said, I just want to start here, because you have, I think, just such an interesting story and you've taken a path that most people don't take. You retired at a very young age. You were in the tech industry. decided to go YouTube full-time, you decided to work at an Amazon facility, doing some odd jobs

here and there, but you've remained somewhat retired this entire time in your 30s. The biggest question I want to know is why did you come up with the name Beat the Bush? When you start a YouTube channel, at least when I started it, it was not as a finance channel. I decided to just create something that is easy to remember, just a couple of syllables. And you know why it's three syllables? Because PewDie Pie. Oh my gosh. It's like, hey, PewDie Pie, oh, okay, you know, let me make something that is, you know, very short.

Right. So, you know, it's either beat around the bush. Okay, let me shorten it. Beat the bush, right? But then later on, you know, people are like, hey, wait a minute. Yeah. You know, that kind of has different meanings here, right? I never thought about that dirty meaning, right?

I never came to my mind until like until it's too late. And then by the time I had all these finance videos and stuff, people kind of got attached to those. They want to watch those more. Yeah. Then it's like, okay, I got to run with that and that's the channel name. So like it wasn't like, oh, let me create a finance channel. Let me think of a name that is like fire,

bush or something like that, right? But it would also have another meaning to it. Firebush. So it's like many, I think many YouTube channels are kind of randomly named like that. And, you know, not started from the very beginning. So at what point did you realize it's too late? Because I remember I subscribed to you, maybe it. You were at like maybe 10,000 subscribers.

Oh, was it? At very beginning. And it was some of the early, I think it was maybe either the. fire the credit card videos that you had posted way back this like five years ago. And I remember thinking to myself, beat the bush. I knew you didn't have that, that meaning to it, but I was like, what meaning? You guys keep pointing out.

Do you not understand? I don't understand. Are you serious? I don't. I know. When you could think dirty. Yeah, Jack, beat the bush. You could beat the bush.

Oh, okay. That's the meaning. It's like, of course he wasn't like implying something like that. Obviously, like I've seen your channel. Like, I knew that. then the name itself kind of makes you question well eat the bush okay that makes sense all right that has gotten me in the kind of i think it it has prevented me from kind of being more public i guess right just the name itself because it's like if someone mentions

the channel's like talking about you know sometimes you can't chuckle and stuff right yeah i totally get that but you know it's there it's hard to change you know i could change it we'll see it wouldn't be the same. Give us a little bit of your back story here because I know you retired, early retired, we'll say in your 30s, but walk us through like how you're able to do that. You were living on almost nothing every month. You saved the vast majority of your income. Earning an engineer salary, right, in the Bay Area. That sounds worse than it is because, you know, I live comfortably. You know, I spend an amount where, you know, I'm eating. I'm paying the bills. It's not, it's just that I'm not living in extravagant life.

I don't like jet everywhere. I still do like back when I was an engineer, maybe like two international trips a year still. Okay. I still keep my expenses really low. So what was your process like through, like, let's say college. Did you go to college? How were your grades?

How did you land a job right afterwards? I went to UCLA. I got a really good grade straight A's for master's program. I got pretty good grades. And that's a double E program. You have to do internships a lot throughout college in order to land a job afterwards. So that's what I did. I work for, I think it's around 10 years as an engineer before I started YouTube,

probably two or three years before I quit the last job. Got it. How much were you making throughout that process? How much? anywhere between 80 to 100 20 base salary. Okay. And then, you know, there's RSUs and stuff that you add on top of that. And you started making that money right after getting out of your master's program.

So you're probably what, like 25? Yes. 25. How were you paying for college at the time? See, my parents, they didn't earn a lot. So I got student loan. and student aid. I think to put things in this perspective,

I owed about $20,000 from undergraduate. It's not bad. UCLA, yeah. For the entire thing. So then the rest of it is subsidies. About 20K was subsidies. And for a master's program, 20K was out of my own pocket.

And I had 20K more a debt just from the master's program. So at the end of it, I had about 40K a debt. Okay. How long did that take you to pay off? And when you started working, did you go straight to the Bay Area? Because that's expensive. It's not cheap to live there. Yes. I mean, my parents live there. So then I just automatically moved back. Did you live with your parents then until you were able to pay off your debt? Yeah. And then you, that's smart. I think more people should do that. And I pay, I didn't really think about paying off debt. Like at the time as like, okay, I'm just going to, I actually, there's a purpose. where they they allowed you to pay minimum for four years and then they ramp it up.

So that's what I did. And I didn't really like tackle that until years later where I'm like, hey, I got a bunch of money now. Let me just put some in the student loan. So I got, I had this habit where like if I come back from a bar or something and then I'll be like, hey, I'm a little buzz. Let me pay my student loans. I know.

I'm like, here. There's another $500. That's hilarious. Most wholesome stories. Yeah. Anyone else gets drunk, they make terrible decisions. You're just like, oh, pay off my seat at most of the lungs. So it's like, yeah, so then, you know, when they do that enough, it's like, oh, okay,

it started getting really little. And then at last like $10,000, I'm like, whatever, just put it there just to make it go away. And because it's really mentally taxing, I guess, to have a bill come in every single month. I understand that. So when you moved out then, how did you balance it? of frugal lifestyle. Were your parents frugal?

Or where did this come from? I try to think about where this all came from. I really don't know. Like, I got an allowance when I was little. And I tended to save about 95% of it. Like, it was a small allowance. In Hong Kong, it's like you get, they gave me two Hong Kong dollars

and you can buy one drink, one soda, right? I saved most of that. my siblings are not frugal like I am, my parents are not. So I think it's just mostly based on kind of like a relatively low income family. And then I'm like, okay, I need to save it and not splurge on stuff.

Maybe it's like an Asian thing. I don't know. I was the same way. Like neither of my parents were necessarily like big savers. But for me, I just, I always like saving. Any Christmas money I would do. get holiday birthday money whatever i wouldn't spend it i purposely i put it in an envelope in cash

and i would just count it like every week or so and then i'd be so excited to add like a five dollar bill to that and uh and i would just sit there just count i just i liked it i did not want to spend it i do the same thing now yeah right like instead of counting money i have a spreadsheet that's interesting growing up as a kid my parents always had to tell me to not spend my money because i would want to spend my money up until i was like let's say say maybe like 14. Then I started becoming pretty frugal. But up until then, yeah, I was like, I definitely wanted to buy the newest video game, always have like the best video game console, stuff like that. But by the way, guys, for everyone to understand, everyone knows how frugal Graham is,

right? Extremely frugal. Graham looks up to Mr. Bush, beat the bush, uh, for his level of frugal. Only because I'm so frugal. Yeah. Well, a multitude of reasons. I look at your videos. And I see you going through these, these obstacles to save, like, what, what I would, like, five, six And I look at that and it's like I wouldn't I used to I used to follow that and I would do anything Now I'm not necessarily but I still look to those videos because I find the Sense of Adventure and like trying to save that extra like five six dollars I like I like watching it Okay it's like entertainment it's like that's pretty fun looking

I'm not going to do that myself it's too much for me But I can live vicariously through you. Look, even I have, this is just a recent development. I'm like... But first, guys, this is huge. We got a sponsor, Coinbase. Hey, Alex, do you identify as crypto-curious? Basically meaning you've heard all of the hype around crypto.

It gets you excited, but you're a little too nervous to go and buy some for yourself. Yeah, actually, I think the biggest thing that stops me from buying crypto is just all the complexity around it. It sounds very complicated to go and get some crypto, but Coinbase makes it extremely easy, and it is the best buying and selling platform for everything crypto. Coinbase has some of the most popular cryptocurrencies on the market, and they make it super easy and accessible to everyone. On a personal note, guys, I actually started investing in cryptocurrencies,

probably back in 2017-ish, and I actually got started on Coinbase four years ago, and it has been my main trading platform ever since, and I still hold all my coins there today. And I heard it's also super secure too. heard that millions of people in over a hundred different countries actually trust Coinbase with their digital assets. And I know you guys like free stuff, just like Alex and I. So Coinbase is here to help. If you guys actually go to Coinbase.com slash ICH, they will give you $10 in free Bitcoin. Super exciting. Wow. I love free Bitcoin. Me too, Alex. Me too. So sign up at Coinbase.com slash ICH to get your $10 in free Bitcoin.

This offers for a limited time only, so sign up today. That's coinbase.com slash ICH for $10 in free Bitcoin. Thank you so much, Coinbase, for sponsoring this podcast. And back to the podcast. Okay, I have a video on making almond milk, right? I'm like, hey, everybody, you'll make your own almond milk. And then, you know, recently I'm like, okay, this is too much work. So then I started buying, you know, like the commercial stuff.

So then I saved that time. How long would it take for you to make like a pint of almond milk? I think it goes by two cups. And it takes me about five, ten minutes or so. But then it's a lot of hassle because you got to get your hands wet and you got to squeeze. So now it's a life of luxury for you is what you're saying. You're buying it. I'm only like picking out the really, really cringe-worthy, frugal stuff.

stuff, right? And generally, I think in retrospect, it might have been a mistake to push that hard. I'm sure it's some like character development, right? Yeah, like, I mean, I'm changing. Character development. Yeah. So it's like kind of like a morphing of myself, I guess. We'll come back to that. I'm curious, though. When you moved out on your own, you must know what your expenses are.

I mean, I've seen your spreadsheets before we go over them on YouTube. You're meticulous with your spending and your expenses. What were your expenses like when you first moved out? 40,000. About 24 or 25,000 was the mortgage, and then the rest was expenses. Yeah. And you, wait, so you bought a place. You never rented.

You went straight to saving, bought a place. Yeah, that was the whole idea. That's the whole idea with my parents. I think they're the one that goes, you got to buy a house. You got to buy a house. You got to buy a house. And so they're like, stay at home, stay at home. Save money.

Give you great advice. Save for the down payment. And that I did. And, you know, I did have to pay for rent in college for like, you know, a few years and stuff. So, but right after, you know, you get the house and then you get a head start. Yeah. That's what I did with my son Jack. I told him live at home and I gave Jack free rent.

No, you didn't. $300 a month. Oh, whatever, 300 months for... But yes. Basically for utilities. So whatever Jack was using up is basically just like, that's what I'd want back. Yeah. So minuscule.

Miniscule, right? But I was just like, you got it to save, save, save, save. So I did that. And I've never officially technically kind of rented my own apartment or place. So now I've just went straight into buying. Yeah. It's a great thing to do. Yeah, yeah.

Like, I mean, especially, I mean, it worked for the past 10 years, at least with real estate prices going up. Yeah, so when did you buy? 10 years ago, 2011. 2010. That's like the bottom of the market. So that's why I say I'm lucky, you know? Wow. That's like, that was right at the time where I saved just enough to buy, but because right before the downturn, I didn't have enough.

I didn't have enough to buy a house. So like it came down and then I'm like, yes, now it's my chance. And then I jump in and then, you know, it only went up from there. So what price did you buy it for? 5.5, 10, 20 or so. Yeah, now it's double. Wow. I would imagine it would be worth because it's a townhouse, right?

Yeah, it's like two units. with the same wall. I don't know what you call that. Yeah, kind of like a dupe. Yeah, well, townhouse. But that's incredible. I would imagine it would be worth more like 1-1 right now. One-two.

Around there. Depending on the, what do you call? The estimate of shelter. You know, I use Zillow and then it just kind of goes up and down in terms of their estimates. Got it. Okay. Is the mortgage paid off right now? Yes.

It is. Congratulations. Wow. And what age did you said to retire? Because that was the big thing for me when you decided to be like, you know, I'm going to quit my job.

I have enough in investments. What age were you what prompted you to take a step back? Because I would say at the current trajectory, if you were making 120 plus RSUs, keep that up a little bit longer than it's that you're at 200 pretty quickly. 250. How do you walk away from that?

Because I saw that YouTube could could replace an engineering income completely and for a while it did and then I decided to like I only realized that I could retire sometime after

I did full time YouTube so it's like and then you know that that's like a dangerous thing this whole fire thing I'd say it's people really have to take that with a green assault because I kind of use myself as a as a guinea pig of sorts right because I'm like, ooh, I'm working.

I need to retire, retire, retire, and after I retire, I can do nothing and just sit around and be lazy, do whatever I want, right? And that's essentially what I did. And I'm glad to say that I've been through it, and I can say that it's not that fun to do whatever you want. I want to hear about that experience. How old were you when you decided to do?

do that. Okay, so now I am, how am I? It's 2000. I am 41 right now. I would never have gotten. Man, you look young. Thank you. Sunblock.

That's what Mason keeps telling me when it's sunscreen. And now it's bad because now I'm getting the, I don't know if you could see it, Jeff, like when I do this. Squint lines? Yeah, you see the squint lines. Like they last longer.

Like before when I was young, like when I was 20, I could do this and they'll go away immediately, but now you see it. Oh, no. It's bad. I don't like it. So that must have been about two years ago where a year and a half ago, where like I decided, hey, you know, I'm just going to try to, I caught myself doing, trying to do as little as possible on YouTube.

That's why. I'm guilty. Yeah. You might have noticed. You're like, hey, everybody has noticed. They're like, hey, how come, what are you doing? You know, how come there's less videos? How come the quality and all that, you know? Yeah, well, I'll tell you from my perspective.

I think you went full-time YouTube and you were posting a new video every day, right? Yes, so then I hustled like crazy while I was at work, engineering job for the one year before I quit. Yeah. I hustled about a year after. And then afterwards, I'm like, hey, look, you know, I could do nothing.

So then I think that kind of got into my head. What did you do all day? And you were doing nothing? Think about life. At first, you know, you can do whatever you want. So, you know, watch a bunch of shows. I watch Star Trek. It was fun.

I watch all of them. All of them that I wanted to watch, right? And then I think about like minimalism, right? Trying to declutter, trying to think about, you know, what's the meaning? a life. You know, you get kind of deep into that. And then I think, I think if you can listen to someone else, you know,

it's probably better to like go, oh, I want to retire and go do it yourself for two years. And then realize that it's kind of, kind of boring, kind of sucks. And then. But first, we want to thank Gram relief for sponsoring this episode of the Ice Coffee Hour podcast. Recently, Graham has been looking for ways to save some time around the office here. And he quickly realized it's actually the little. things that add up, especially in the long run. So in light of this, he's going to actually be banning bathroom breaks, water breaks, and that was a joke, right? I think so. I hope so. All right, guys,

we're just kidding about that, but seriously, something like writing can take up a lot of time, especially if you want it to be the best, it can be. Graham is always writing scripts for the main channel, and recently we installed Grammarly on his computer. Now he can write away to his little heart's content and get real-time feedback. It's like having a professional writer look through your work whenever you want. With Gramarly Premium, you can get clarity suggestions, which will help you get your point across quickly without using unnecessary or redundant words. And they also provide vocab suggestions to replace overused words and phrases. And they have tons more amazing features that make writing easier than ever. So hit Send with confidence

and get your point across more effectively with Gramerly Premium. Get 20% off Gramerly Premium at Gramerly.com slash iced coffee. That's G-R-A-M-M-A-R-L-Y.com.com iced coffee. So thank you so much, Gremlin for sponsoring this episode and back to the podcast. My impression was that you were more like a homebody. I am. Yeah.

I don't know how much an introvert you are, but I'm more, I'm probably more introverted than both of you combined. I don't know about that. I don't know about that. If I don't have to leave the house for a week straight, I don't think it would. You can't be because you're inviting me over to have this.

That's true. I guess so, yeah. But, but, you know, I'm so much so that I haven't done these podcasts before. I know this is the first one, I think, right? This is one, like, yeah. Yeah, I think I did. I did one other, not really a podcast, but it was more like a collaboration, but that's like a rare, rare thing.

And I've got, and if anybody's watching that have invited me, I'm deeply apologized guys because I am super introverted. I'm like, I just want to stay at home. I don't want to talk to anybody. We tried doing this two years ago. I mean, it didn't work out. Oh, you got to bring that up. But that was, but that, I didn't see that as your fault.

I think our timing was just kind of off. I think you were out of town for one weekend that we were going up to the area to visit a house nearby. Yeah. I, I would chucked, I would chucked that towards me being kind of in, like, too introverted. It was like my, like, yeah. That's fair. That's right. No, I could tell because right before COVID hit, I saw your video of you prepping.

You called it, by the way. You said that, like a few months before. Yes, you said, I think it was about a month before. You said, there's no way we're not going into lockdown. They're going to do this. So I'm going to prepare myself ahead of time. So you locked down two weeks prior, everyone else. And you called it.

People are like, you're crazy. Yeah. But you were right. Now, I don't know of like, you know, that extra. two weeks on top of everything else, but... I guess it didn't matter, but, you know, at least it lets you buy supplies. But in the end, the supplies didn't matter too much. Yeah.

Because it didn't pan out to be as crazy as I thought. Right. So about a year and a half ago, two years ago, is when you said that you decided to go, like, take it easy off of YouTube and then you weren't working at the time. You wanted to just basically full on retire? I think it's more... It's not something I decided. It was kind of like, my mind just kind of fell into it.

You know, like, I was kind of like, why am I hustling so hard? Why am I, you know, doing this, doing that? You know, I just got, I just got lazy. It's like when you have, when, when the, when your retirement number reached its point, your goal, right? You're like, oh, I'm there. Let me, let me take a break. You know what it is? It's diminishing returns.

It's like in the very beginning going from like one to two, you doubled. Going from two to four, you doubled. But when you have a hundred going from a hundred to one, not quite the same enjoyment as going from one to two. Once it reached there, it's like, oh, I don't have to do anything. I just let the, you know, just try to invest it and let it right and I can just goop off. Yeah. Now you've had some really good investments and some really bad investments.

The one investment I remember you making was in Bitcoin. Did you tell us about this? That was just more of a coincidence again Because when I was Because a lot of subscribers Just kept on asking me for Bitcoin Bitcoin Bitcoin So like after like months of this right I'm like okay fine

I'm gonna look into it So I finally looked into it and then I got some And then it turns out You know it skyrocketed What price do you buy it? It was kind of like gradual Like I forget 2000, 3,000 or something, but then I ended up selling at like 1750.

Right. But that was a, I don't know, 5.5. I remember it was a 5x game. Yeah. So, you know, it's a nice chunk of change. Because the total I made wasn't that much. I didn't put like, you know, multiple tens of thousands or something. I think I made a total of 20, 30K or something like that.

That's still fantastic, though. That's a good return. Yeah. Wow. Did you ever buy back in Bitcoin? No. What do you think of it now? It's kind of high.

You think so? I don't know. I don't know. Like, I, it's kind of stable. So then it's not something I want to put my money in for huge returns. Yes. Because there's the other crypto. Doge currency that I bought into.

Yeah. Doge coin. Yeah. So what prompted you? You put a lot of money in Dogecoin? What prompted me? Why doge? It was, I think it made the headlines in the news when it did the first ramp up to around

five cents. It went from one cent to five cents. And then that was also a coincidence because I was like, I need, I need something that will get me a roadster. Do you want a roadster, by the way? I would if he's ever going to release it. But I don't think he's going to realize it. I think the roadster was always this little carrot.

He was dangling in front of all the Tesla owners. And here's the thing. I think the roadster came out, what, like seven years, six years ago, like the first designs of it. It was a while ago. And I think now the car looks outdated, unfortunately. I think the entire car has to now be redesigned. And I don't think there's any way he's going to sell that car for $250.

I don't think so. Not when the plaid is selling for $150. I don't think he's able to make. manufacture this car for 250. Not $100,000. That's the founder's edition. That's the founder's edition. But even $200.

I just, I think it's got to be more than that. I don't think the battery is capable of doing 500 miles. I don't think, uh, I don't, I think he has to improve the car in so many ways because right now the plaid, zero to 60 and under two seconds.

This roadster has to do that in 1.7. It's got, it's got to be now what they're going to do. They're going to sprinkle some magic on it. My guess. My guess is at some point they're probably going to cancel the roadster. Refund money, which is going to be a nightmare, but they're going to come out with something else. Or they're going to say if you put a deposit down on this, we'll offer you either the money back,

or you could get first in line on this next car that we're coming out with. I think it's got to be, it has to. The same with the cyber truck. I've been saying this for a while. I think the cyber truck is such a long way from actually being a roadworthy car. And I put down a deposit on that just for fun. If they come out with the cyber truck, truck will get one but i just don't think it's going to happen same with the roadster yeah so so about the

roadster i was like i really want one so then i decided to find somewhere to invest that would have huge gains and dogecoin uh kind of fit uh my criteria that's why i put money in it and i and i'm like okay dogecoin it looks like uh you can do what was it it can do like fivefold reasonably or whatever number of fold right so i'm like that that has a good chance of of doing what i wanted to do so that's why i invested in that how much you put in initially what was it like 50k right now i have about 72k in it so i have a even number of around a million doge coins wow but what prompts you to do that's a because that is a risky investment and it could just as easily go from five cents down to a penny.

Why, why risk so much money? Amazon presents Jeff versus Taco Truck Salsa, whether it's Verde, Roja, or the orange one. For Jeff, trying any salsa is like playing Russian roulette with a flamethrower. Luckily, Jeff saved with Amazon and stocked up on antacids, ginger tea, and milk. Habaniero, more like Habinier, yes. Save the Everyday with Amazon. I didn't see it as a risk.

I didn't. I saw it as, I saw the risk as highly reduced because I saw all the things match up. It's like Elon Musk. And, you know, and that's probably the main thing. Yeah. And I don't know, I looked into it and, I mean, it worked out right now. It's still like plus 200% or so.

You have not sold it. Do you have plans to sell it? Or are you waiting for that one year and you get long-term capital games? One year and then I'll see what happens. I feel like if I wait long enough, it might do another, what do you call? Skyrocketing. Sure. thing, whatever

ramp up that it does, it might happen. And if it does, then I can be there to receive. Do you think it'll reach a dollar? I, I, uh, maybe. Okay. But I think,

I don't know. Like, I can't predict a future, right? I don't know if Dogecoin's going to, it's going to do that. But I always think that you need to put something somewhere to, to, to, to get lucky, right? You got to put your, what do you call it? Like place your bets kind of like. Yeah, sure.

If you don't have a couple things everywhere, you know, just so that you have the possibility of something like that happening, then it's never going to happen. So why don't you put a little money in Bitcoin right now? Because it's, I know, I know it did really well. Okay. Like it went from, what was it? Is it like 30, 40K or something? Yeah, it doubled.

one in 35 days. Sometimes you can't catch them all. Right, I missed Shiba. Yeah. Oh, yeah. Like, what do you think of that? Yeah, oh, yeah, well, maybe if I, like, put all my Dogecoin at the time into Shiba. Oh, my gosh.

And then I have a yacht or something. Yeah, you would have probably $20 million. Had you just moved Dogecoin to Shiba three weeks ago. Yeah. Or like. even longer, it's ridiculous, right? Yeah. So there's a lot of misopportunity,

but the hard thing is to find out which one and something that you would actually follow through and actually invest. Yeah. So far, every bet that I've made on that, I call them bets, because that's what they are. They're bets. Everyone has lost money.

So usually I'll tie these bets to how many likes of it you'll get. And so I did this with Dogecoin. I did this with AMC and I did this recently with Shiba Inu And so I bought One was I think $10,000 of AMC I bought that That's down like 30%

But I'm just gonna hold that I don't care The other one was 10,000 of Dogecoin I think I'm down 35% of that too And then I bought Shiba Inu Guess how many Shiba Inus I bought I don't know

$10,000 worth of them? No no how many of them Like a billion? One billion No, no not quite. I'll just tell you. I'll just tell you. 260 something a million

Shiba Inu coins. It was like $75,000. That's a lot of coins. $260 million. How has that treated you? I think I'm down a little bit. But I said I

was going to hold it for a year and I'm intending to hold it for a year. But I also set a limit order to sell. Just in the event, there's a run. So that way don't have to think about it, but I said a very high limit where I'd essentially, like, if I double my money, I'd be stupid not to sell it. So it's like, it's there. I'm not going to sell it, but, you know, it could happen. It could very easily happen. Yeah. So, because I've lost money on everything else.

I'm like, at least if this does well, I don't want to lose money on this. I need something to just hold me over on the others. Now, I might tax loss harvest, uh, doge coin at the end of the year, because if I'm down, I could use that to at least offset something else and buy back in, lower cost basis on that. Same with AMC. But yeah, they've not gone well for me. I'm sorry to hear. That's okay. It's okay. The other thing I want to bring up to you, you got a job working at an Amazon facility. Why? That was fun. And how about the waste of time? Don't ever do that. What made you do that? That's the whole, that's the whole, look, I think I've come to the realization that, I don't know, I don't know why I did this, but I feel like I've,

wasted a lot of time. Like, uh, it, this, this has to do with like the whole whole being too frugal type of thing. That, that's a waste of time too.

Uh, so, I never thought I would hear you say. This is new. You got it, you got to, you got to make a video on this. If,

if, if you talk to me maybe a month ago, this, this is not what I would say. What changed? It's the job. Really? Yeah.

Like, like, like, like, . I guess maybe it's like, it's kind of like, uh, what do you call those? things pilgrimage to those guys that goes to yeah sure the temples and stuff whatever that is right is like going to the Amazon job is is like a transformative experience I guess tell us about that if that is if that is the case then it is

worth it right I would yeah I would start to interrupt I would have the opposite experience because how much were you making it Amazon 1525 that would make me more appreciative of like not spending money because I'm like if if this is the alternative of working really hard for $15 an hour, that means that me going and getting Chipotle with guacamole and extra meat is $15. That's an hour of my life now. That's not how you think about this. But that's how I thought about it.

This is how you got you, I thought about it, which is, this is, this is such hard work. I work three shifts of four hours each before I thought this is not fun anymore. because I don't know if you want to know the detail. I just scan stuff. Yeah, I do. Yeah, what do you do? You either do a thing called ambient or a thing called chilled, which is in the refrigerator, right? What you basically do, do you have a car, you open up some bags, and then the little scanner tells you where to get the item.

So you go to the location. because it tells you exactly where it is. And then you scan the location and it goes, okay, you got to get these three items of the same thing. So you pick it out. You scan those and you put it in the bag. Repeat until everything is complete. You close the bag and put it on the shelf.

All this is, you know, it goes step by step. The scanner tells you what to do. but after doing this for what three shifts i think i started feeling feeling like this is this is really hard work this is like getting me like sore like after after every shift right i'm like i just can't do anything else the rest of the day i'm just kind of like i needed that reminder of how hard it is to to earn money now i'm curious why can't that be replaced with a robot It seems like if all you're doing is grabbing one item, putting it over here, why haven't they developed? That's got to be automated at some point.

I think that partly is because the items themselves are in strange shapes, and it's really hard to do robotics to grab things like chips. That might be hard because you might crush chips. If you do eggs, you need to somehow open the eggs. So check all the eggs and put rubber bands. on them and put it. Right. The handling, I guess maybe they just haven't gotten the

robotics for the hands figured out. So you said you worked three shifts, right? Three or four shifts to decide? In total, I worked eight. Eight shifts and how long was each shift? Four hours each. So you worked 32 hours. And I had two training days

of four and a half hours before I started this shift. And then you realized this is not for me and you just have. After the third shift, I'm like, this is really this is really not for me so I'm not sure if I'm going to do something similar like that again

but why why take that job versus I'm going to make a YouTube video and in the same time we'll make five times that that amount why take that job instead because I thought it was interesting

like the first three shifts was very very interesting for me I think it was worth it but after that it was a waste of time right because see look I learned all about it right I get to go there I was actually happy and excited to go and get interviewed or was there an interview I forget there's basically not much you just take your picture and stuff right and make sure um do a drug drug test you and uh yeah after after the learning about it is is is is worse

the time. Got it. So I really wasted five shifts, 20 hours. And during the application process, when you, I'm sure you spoke to somebody, right, like, did they see your resume and think that maybe like, hey, this guy's a little overqualified. I was literally about to ask that. I, I, this guy's a master.

I only, I only graduated high school on my resume. So I, no way. So I omitted it. Omitted everything. Why? Do you think that they wouldn't have hired? No, they would definitely. Just in case they didn't, you know, because I wanted to go have some fun.

So that was, so what was your, like, objective with going and getting this job? It was just to learn a new experience, spice up your life a little bit and see what happens. Yes. And I remember I did the same thing with a couple of other jobs, too. What were some of the other jobs? Amazon Warehouse. Yeah. Uber, DoorDash.

Yeah. And I worked at my friends. these dumpling places where they wrap glutinous rice with leaves. Yeah. It's really hard to do. Yeah. So it took me two full days to learn this. And how long?

I learned it. How long did you work each of these jobs? Was it still like quick turnover? Like, you know, eight shifts? Yeah, well, the... You have a history here. So the dumpling place is two days. Uber.

I did it for a week, DoorDash. a couple days. And it's all just for the experience. Nothing has to do with the money or anything. Well, it's nice to get paid a little bit, but yeah, mostly to try it out. And how does this give you a new appreciation for money? It seems like your mentality towards this is completely different to grams. How does it make you want to spend more and live a little more luxury?

It made me realize that I was wasting my time. because I could be earning more, either engineering, if they would hire me back. I don't think they will now, by the way. Why? Because I've been out of the job, workforce for too long.

It's been like three years. Is that really that long? Yeah. Four? I'm sure you could do an entry level something. At least three. It's at least three. That's that bad.

But I don't know, engineering. They don't like people that kind of start a YouTube channel and went rogue. Got it. Right. Yeah. So, yeah. So.

You realize that you could be making a lot more money doing another job. And that's somehow how you realized you should spend more money. Correct. So then I realized that it was a waste of time to do that. If I wasted my time packing groceries, what else am I wasting my time on? Right. So that kind of like translated to. other things where like

you know if I'm like pinching pennies and stuff that's wasting time too so like that kind of got me like that kind of flipped the switch this is like whole new now I understand that right yeah so it's basically upon choosing to spend your time

on more things that you really enjoy doing no it's more about the most effective use of your time I think like not really like most enjoyment but like you know I could be I could be doing something else earning you know $50 an hour right and I can use that money to pay for whatever instead so why

why would I waste my time doing something that that only saves let's say $30 an hour but with this newfound like idea of money are you going to go and get a high-paying job and then start paying for these smaller, like, luxuries? No, I don't have to, right? Because I'm still retired. Uh-huh. But I might make more YouTube videos. So I am curious what sort of YouTube videos you want to make.

I have to say a few of your videos that were my favorite were the ones where you would post them, and I'd look at this to be like, I can't believe this is a video. And a few examples of that would be one, putting on pants without using your, Without using your arms. Have you seen this? Put on pants with, with, wait, put on your pants with no hands. Yes, I got to show you this, Jack. I don't even know if it's still public.

Basically, it's like this viral trend a couple years ago where this guy, he, he have these pants that are just kind of scrunched up on, on the floor. That makes it easy for him to put them on. So he's like just with his boxers on. You know, and then he puts his leg in to put the pants on. You can't use your hands. And so you kind of just kind of like, you know, kind of move or wiggle around until the pants needs to get above, you know, get to your waist. So that's, I don't know. That's fun.

It was like a seven-minute video of, uh, of you, struggling. Of you putting on pants without hands. And it's just like, if you would go from like invent. investing, Bitcoin, financial independence. And then I think, and what was really funny is that you posted a video like a few days prior to this, being like, I retired or like quit my job or something like that. And this is like the second video after that, you know, his pants for seven minutes. And someone comment, like the top comment was like, this is what early retirement is like.

But I loved that video. There were a few others that I really liked. And I want to go to your channel right now to talk about them. because I thought some of these were so creative. Videos like, how to fix a hole in your jeans. Oh, yeah, that's like a DIY one. Yep.

I like this one. How I saved 100% of my job income, beat the bush. And that inspired one of my videos of, I think it was how I save 100% of my income. I was an old video, I think, a few years ago. But your video inspired that one. and I like this

How to Fix a Zipper 50 seconds long I like this one a seven minute video explaining urinal etiquette and look at this there's three urnals A B and C

and if someone's using A you never use B this is something What? Are you serious to it? No there's a whole We've got to give you the quiz Yeah It's like but it's like

First of all I would never think that this would need to be explained I think men are known. They're born. Does this result from some poor experience that you may have had? Well, that resulted from some stuff I saw somewhere else. Oh, okay. With a similar idea, and I decided to make it into a video.

There's a harder one, right? You need to get into the more advanced questions, right? If you have four urinals, right? And then there's a big guy on the first one. And then there's a skinnier guy on the last one. Which one do you use? I wait. Believe you not, I do not use your...

You use the third one, right? I don't do that. You probably go next to the skinnier guy, honestly, yeah. Yeah, but here's the thing. No, the worst part, the worst part is because I wear a lot of flip-flops, and if you use a urinal next to someone and you're wearing flip-tho. Gosh, nasty. I'm just saying, believe it or not, the top of your shoes may have some residue on them.

Particles. Yeah, and I've had it a couple times where I, went flip flops next to someone, and I did feel something. So now I no longer, I will wait if I'm wearing flip flops. Did you like it? Well, I think that's, I should answer that on a different form of the media. Wow, it's, did I like it? I can't believe you.

Yeah, I purposely wear, avoided the question. I keep emergency flip flops in my back pocket just to switch into. Maybe you can just put some paper towel on and then go in. So I, I, I try to avoid ever using your room. do not like urinals. So you use the stall? Dude, you put up the seat,

though, right? Most of the time. But here's the thing. I'm going to be honest. If the seat is disgusting, then get toilet paper and grab the seat and move it off. Listen, it's not my...

I'm not going to clean someone else's mess everywhere. So what if everyone was like you, though? Okay, so here's the thing. If the toilet's clean, I leave it spotless. But if there's already something on there, I don't clean it.

Because some of them are nasty. Like, really disgusting. I do not want to. I want to flip up a urinal, there's toilet paper and like just matter on the seat itself. Like, I'm not going to touch that thing. I'm not getting anywhere close to that. I just want to get in and out in private. I don't know.

I think that there is a net benefit. And you have to leave a net positive there, Graham. You have to lift up that seat. You got to put it up. I leave the same as I down. Yeah, you have to have a net positive. I leave it the same as I go in. No, you leave it worse or any better.

Because obviously if the seats down, there has to be some splatter damage on the seat. I, maybe for you, I'm good. So you shoot straight and narrow? You're telling me it's like a laser beam? Yes. Then there are some issues there. Years of practice. A few of your other videos.

I liked this one, the importance of looking poor. Yeah, that was a popular one. That was one of your most viewed videos. People like that one. I don't know why. It turned out to be a comedy, but it wasn't meant to be one. It was serious. But I think that's why people liked it was because you approached this topic that people, first of all, wouldn't think about, but it makes sense.

When I hear that, I'm like, it makes sense to me, in certain situations, not to overdress or not to appear wealthy. And you approached it with a very tactile approach that to me made sense, but I think for people who didn't know you or know the context, they would go into this being like, and just dismiss it. The other video I liked of yours is that it's going back to the frugality aspect is that you went on a trip with your Tesla and you didn't want to spend, I think, the $50 a night for a hotel. And so you, I think you spent a few nights in the car. That was, did I do that in the Tesla? Yeah. Oh, maybe it wasn't the Tesla. I did some experiments in the Tesla since,

but then I think that video must have been in the white BMW where I kind of like toured, went through Grand Canyon and all that, and I just kind of slept in the car a whole time. Yeah. Now, how much of that was to save money versus how much was just, this is good content for YouTube? I think probably, I don't know, 80% to save money. money. I think it was like mainly like I wanted to do it and because because it's a really long

trip. It was like, you know, the longer it is, the more expensive it gets if you stay at hotels and staying in your car is also very convenient. Yes, and uncomfortable. True. I did one, I did one when I went to Maui. I stayed in the car. I don't know if you know about that one, but it got a little dangers. How what happened? Because I had to roll the windows down and, uh, uh, uh, uh, uh, uh, uh, random person came and stole my food that was in my car. No, wait, when you- robbed me. You were in the car when the food was stolen?

I was asleep. And because it was really hot in Maui and the window was down, he kind of reached in. And then after he took this stuff, I don't know why I'm talking about this story. I know, it's interesting. But he woke me up and then he's like, hey, you know, I got, he has my. my bread and peanut butter and then I got really angry and got out and like confronted him and took it back. He just gave it to you back? No, I snatched it from him.

No, no, no, but he woke you up. Like you were sleeping and he woke me up. So he took it and then woke you up to show you what he tasted. Yeah, yeah, yeah. Wait, what? Yeah, yeah, he woke me up and then I don't know what he. He wanted some water on top of that. He's like, this peanut butter and bread isn't enough.

Give me your water. But obviously the guy's not of sound mind. Why get it back? Why not to say it's peanut butter and bread? I don't know. I don't know. What if he was like wanted to fight you or you got in a fight or he had a weapon? I think part of the reason that made me go do it was because he didn't look that threatening to me.

Okay. Like I felt like I, you know, if it comes down to, I might be able to take him on. Is it worth it? I don't know. It's worth it for the dignity. If he showed some kind of dangerous things, I might have backed off. Right. But he didn't look threatening.

Yeah, probably not the best decision at the moment. But anyway, I slept in the car there too. All that was an experiment. And if you, anybody slept in the car before? Yeah. Yeah. I think on, I've probably taken a nap in the car, but never like overnight. it's very uncomfortable because it's not flat.

So you learn a lot about flatness. You know, if you park your car on a steep hill or something, you can't sleep very well. And then like the incline of the backseat, if it's slightly tilted, you can't sleep well either. So not very comfortable.

Maybe in the Tesla is okay. The Tesla, the backseat also, it has like a few degrees. So you gotta like make it. So, What are some of the frugal things that you used to do that you think now would just be a bad idea? One time I tried to not have Internet. How do you doing it?

Being a YouTuber, right? But I used some sort of, like back then they had some kind of like WiMAX thing. So then I had like multiple accounts. And then you can add up to a lot of data because each one does like, I don't know how many megabytes, 200 megabytes. Sure. Or one gigabyte. It's like, okay, I use this one.

Okay, I finished using this one. Okay, I'll switch to the next one. Bad idea. But, and another one is, like, I tried unplugging the microwave for a while. Did you did it? Did you say anything? Like, for, I think I did it for, like, a couple of weeks or something. And then I realize this is, like, I hate doing that.

It's too much time. What is the energy that it's doing? Is it just like the clock on it? Yes, it's like a standby power. So it's one watt for continuously over an entire month. I forget what the numbers are. Is it a watt an hour? One watt an hour?

One watt. So then if it's for it, if you have it on for an hour, it's one watt hour. So 24 watts a day times 30, 600. So how much would that cost? So that's about, let's say that's about one kilowatt hour. And that costs about 25 cents. So you're basically getting paid a penny per day. No,

less because you probably have to do it a couple of times a day. So each time you do it is less than half a penny. So I didn't really do that for very long. I just tried it. But there are many of these things. I think you know, you got to push too hard if you want to. save a lot of money. You got to push a little too hard and then when you and then and then and then you realize that you push a little too hard. It's too much. Then you come back a little bit.

You know what? I loved those videos that you did because I'm always curious in the back of my mind how much you would save by doing that and you've done these videos. You've broken them down. A perfect example of this. And there's so many videos of yours that I like I sincerely really like a lot. and one of them was the shower video. How much you would save by not taking a shower at your house and instead using water at the gym. And I think you calculated it was about 25 cents a day, is how much you would save if you took one shower a day at the gym.

Oh, yeah, I think I had to add in the cost to heat the water because that is the major cost. And then you've got to look at the cost of heat the water, I think it comes in like therms or something. And then you got to do like, okay, what's the typical ambient temperature of the water to the water temperature that you're using? The engineering degree. And then it flows through the pipes and it drops several degrees. I love those videos.

And I think if you made more videos like that on topics that people would just be curious about. But not necessarily do. Right. But that's always been in the back of my mind. of, when I was going to the gym, I used to go to 24-hour fitness, and I'd go every single morning. I was thinking, well, I'd never really use the gym there. What happens if I just use the shower there? How much would I say it by doing that?

I wouldn't probably do it, but I would just be curious what that would add up to me. A lot of people do that. Yeah. I think in my, when I was in engineering, some of my coworkers would shower at work. Yeah, and some people shower at the gym. The one I'd be curious about, you might have a video about this, is how much you would save if you wait it all day to flush the toilet. Like only one flush a day.

Like I told Jack, Jack was flushing that when he was in the guest house, he's flushing the toilet too much. There's no such thing as flushing the toilet too much. You never calculate how much it costs a flush once? I was, I calculated that I think it was about a penny of flush. I calculated it first of all. And it was just under a penny per flush. It was under, because we had a three gallon flush.

So I'm like, it's three gallons of water per flight. It wasn't a low flow toilet. I calculate about half a penny per flush or per gallon. That's what I calculate as well. So around there. So that's so one and a half cents. Yeah. Was it three gallons?

But that's not a low flow toilet. You can flush all day long and it won't dent anything. So he told me this while he's still making like $5 million a year. And I walk out of the bathroom. He's all, hey man, you know. Is there any chance maybe you could just like tone it down? with the flushes. Maybe like if you're peeing, just don't flush it.

Because that's what I do. I mean, I guess you could. But dude, if you pee, it sometimes leaves a ring around the toilet and then like, like, don't wait that long. Yeah. But during the day, yeah. It's a smell. No, no, no, but there is an odor, but depends how much you drink.

Like, like, Macy makes these, these smoothies. And I have one of these smoothies, and I swear I have to go like every 20 minutes after that for the next, like, two hours. And so now I've purposely. I had to drink I wait to drink the smoothies during a time where like I'm not as busy because I just have to

mentally like I have to go every 20 minutes afterwards I don't know but but during that time I'm not going to be like flash flash flash flash flash flash it seems like a waste I saw a video he did where he turned a reusable to the flosser

into a or he made a one time flosser into a reusable flosser and that's how I knew I like that video you bring up these embarrassing things. Now I look back at them and I'm like, you know that might have been... I like all of those videos.

You really like them. You have to understand. I think for your audience, that's what makes you you. And when I see a video like that, I watch it from beginning to end. Because these are all things that like people kind of think about in the back of their mind. But they don't do. But they're not going to do. But you do it and we could

experience that. It's like extreme cheap skates. Those videos get millions of views. Everyone loves it. I love it. See, I get ideas. See, but people, some people make fun of it. I watch those videos and I get ideas. Like the person who reused their not their toilet paper but the

paper towels. Makes sense they dry out. They're just as good. If it's just water. It's true. Sure. Yeah. Seriously, now with paper towels. I mean it's a lot of time. With paper towels, if I do a whole thing of paper towel and I'm just cleaning all water, I usually leave it. I don't throw it away because

if I have cleaned of water anyway. Yeah, but you know what that means? Macy's going to walk or I'm going to walk in there. I'm going to see a paper towel and like, well, I don't know what this was used to clean up. and I'll throw it away. Just leave it. Just leave it alone. Okay. For water and stuff like that,

it makes it, if I'm just cleaning up water, and leave it there, but in a few hours it's dry, I'd do it again. Dry your hands after you wash your hands and you try it with water. I don't use paper towels to dry my hands.

I don't use the towel. Yeah. I don't even dry them. Oh, I just wanted to bring up the whole idea of like, when you finally decided to quit and ease a little bit off of YouTube, all of this free time that you had,

You spent it, you said, thinking about life and just kind of like sitting around and not doing much. And you said it wasn't very fulfilling. It, it always, it always feels like I'm about to come up with something. Like I'm, I'm coming to a new epiphany. Kind of, right. It's like, oh, I'm going to. It, it feels like you're almost there, but then nothing really happens, I guess, right? Um, like if you ask me, you know, what, what's the result of all of that?

It's just like, well, it's, it might be because it might be that if you retire, you're going to have too much time to think and it's, it's just going to drive yourself crazy. It's better to, to have something to do, I'd say. So your average day nowadays is kind of just like, can you walk me through it? Um, average day, I wake up. I drink milk tea. That's my drink of preference. And I read some news. I, uh, I might jot down some ideas for videos. Um, because I, because I, I suddenly became a little bit more active in, in making more videos now. So, so then I've changed. But if you're asking about what, I did, you know, when I was lazy. That's much different. I think you're asking about that, right?

Being lazy means skrimping on stuff that. Because when you're lazy and you don't do much, then you end up not earning much. And then you also kind of, I guess my hobby is kind of like scrimping. you know, saving money here and there. Like, ooh, this deal, whatever deal, I go and get that deal. And, you know, I can, like, be really on top of it. It's like, they have something and you have to like, sometimes you have to, like, get it right away, right? Or else it disappears.

So, you know, I can be on top of that and just kind of do small money things, which I would say many of my subscribers hate. but you spent all this time thinking about the life and like and the purpose of life what what is your what have you figured out about that meaning of life yeah what's the meaning of life um you know i guess i'm not going to have like you know an answer for that like right off it's like you know i can allude you to the maslow's hierarchy like self actualization, but then, you know, doing something that you're good at, that can provide, that can help other people that can make you money and all that. Then, you know, if you, if you, if you do that, then you can feel fulfilled.

It's more about like, it's also about like, what are you happy doing, right? but you can't be happy just doing entertaining things. You can't like entertain yourself and like go on vacations all the time. Just indulging in stuff. Like it's much better to kind of work at something I think. Like it there's a longer, you can do it for a longer duration. You can do it for really long if you work at something because it's satisfying to work at something. Versus, you know, if you're a tourist, if you, I don't know, what kind of leisurely things, right?

Like go fishing, right? Go bowling, whatever, whatever sport activities, I don't know. It's like it doesn't, it just doesn't cut it. You got to, you got to do what's what you're good at, what you love doing, what you're, you know, all of that in one thing. And if you can go do that. And I think that would make things meaningful. It's like meaning of life is what's meaningful to you. Anybody can make meaning out of anything.

Like it only matters to you. You know what I mean? That makes sense. And right now, would you say with everything going on, would you say you're pretty fulfilled? I'm okay. I think I would say after after retiring I think I kind of like went down in the toilet. Yeah like it I think I might have been like I might have been a bit miserable at work

because of my job. But then at least at the time I was like happy kind of like what do you call? But you're hustling. Yeah. Hustling. Yeah. That was that was that was that was a fun part. and sometime afterwards.

But then I think, I think right when I decided to, to retire, quote unquote, retire, that was when things, things kind of went downhill. It wasn't, it wasn't fun.

It's fun for, like you think it's fun. Right, for a little bit. Everybody would think it's fun. Yeah. For like, what would you do if you don't have to work for money, right? Like, you know, for me, you just do whatever you want, right?

You have, you might have a huge to-do list. I, like, knocked every single item off. It's like, oh, I'm done with everything I ever need to do. And that, and then it's like, okay, now, now what do I do? Okay, I'm going to twiddle my thumb. I'm going to paint, paint the walls. I guess I found some stuff that would occupy my time that think, that takes a long time. to do but then ultimately it's like why why are you doing that or why why was I doing that

do you have any oh do you have any hobbies yes what are they um I had too many before I've kind of narrowed them down because I don't know I guess I wasn't interested in them as much anymore but they include top of the list is fixing electronic gadgets I love doing that like I have a little lab at my house with, you know, electronic gear. Okay. I like to go to the driving range. That's fun. Like going camping.

Do you think that this feeling that you had after retiring is a, is like a causation of early retirement? Or do you think this is just how you treated early retirement that led to you feeling like this, like not emptiness or anything to be? be dramatic, but just like this unfulfillment. I think it's probably, it's probably my fault, I guess, because I think when you retire, you actually need something to retire to. You need a plan to keep you busy, very busy.

Like, I guess maybe I didn't have a solid enough of plan. Like, it just kind of fell into, fell into doing a little bit of YouTube. and a little less, less, less, less. And then you end up, well, I end up doing just whatever. It's like there wasn't any set goal or anything. And I think that's the drawback. Maybe if you plan on retire, you have some side project that you, like a really big one that would take up all your time.

I think that would help a lot. What would you say your next goal is? Do you have like a net worth goal? Do you have a YouTube goal? I wish, I guess I wish to, to further my, my channel. I'll tell you how you do that. Finance content. More finance.

I think the frugal stuff. The finance stuff is all covered. You've got that covered. Kevin's got that covered. No, but not in the way that you do it. That's what I'm saying. I think it's finance, early retirement, frugal living. If you posted two videos a week on those subjects,

or calculating out how much you could save by, making small changes that everyone wants to know about, but they don't do it. Like, let's say doing a garden. Like, instead of going and buying a salad, you now make your own salad in the garden. Buying two-ply and then separating each versus doing one. That's a great one. Yeah. I like that one.

You want me to do that? Well, I'm sure. I have a great, you know, it would be hilarious. Ideas like that that people are curious about but wouldn't want to try on their own. Ridiculous things that people might do. Drinking tap water instead of bottled water. I'm sure there's a whole bunch of stuff that buying generic instead of name brand. But the thing is, I think the very skrimping kind of videos are the ones that doesn't do too well, actually, for my channel.

Could be. I'm interested in this. You like that. I watch this videos, but maybe that's true. The broad financial topics, I think if you did that, $500,000, you could probably do that, I would say, within the next six to 12 months. It's posting three videos a week, finance. And the rewards.

I love the credit card rewards videos. You did a video about Google Pay. I liked that one where you get like an instant $20 for free. I love those videos. Alex is a long-term subscriber. And he said he was extremely excited to me today. Do you have any input on this subject? Alex was a huge fan, by the way.

So when I said we had beat the bush coming, I was no way. Yeah. Well, thank you, Alex. Thanks, yeah. I mean, we have a lot of similarities. I also repair electronics. Oh, yeah. Awesome.

You know, sometimes I do, I fix things that cost too much. Like, I'll sit there for two hours when I could have bought it for like $15, you know? Yeah. Well, that's the most satisfying. Fix anything, really. Keep it from the landfill. Exactly. I agree.

Did you have any idea on what direction he could take his content in? I mean, I think I'm one of the odd viewers because I watch him because of the personality. Like when he attached a cup to a gimbal, I thought that was the funniest thing I've ever seen. I like that one a lot. You're running with it. Exactly. So I'm not the right, to be honest for success, you know, I'm not the right guy to ask, but I just, I value the content. Alex will watch anything.

Thanks, Graham. So what questions do you have for us? Do you have anything for Jack or I or Alex? This is your chance to ask us any questions if you have any. I guess when I make the finance videos, I kind of get bored of it. But you have this drive to go at it, to keep on hustling. I don't know how you do it. Yeah.

I don't know. I have so much fun with it, though. There are those videos where I'm talking to Jack. I'm like, oh, I don't want to make another passive income video, but they do well. So there are times, I would say one video a week is usually one of those ones where I'm like,

I have to make a video on something. What's the most interesting that I could do that in audience? But you do it anyway. Oh, yeah, yeah. You're like, I don't know, you got that drive. Oh, yeah, yeah. Where does it come from? I don't know.

I won't let myself miss an upload. Part of it could be a minor, like, OCD. There could be like something in my brain because I cannot miss an upload. I get panicky. If I ever get close to like being behind or not posting, I, I lose it. Like I will get an upload done. I know, I know the feeling and I used to do that. I think yeah, yeah. I think it's after after reaching the retirement goal, it's like, oh, I missed a one. Oh, I missed another one. So that's what I've been telling

Jack this, too. I am so afraid because I've seen so many people go down that path of just, it all starts with just missing one. Nothing bad happened. All right, things are pretty much the same, not a big deal. It's easy to miss another one. Nothing bad

happened. Then it's like more frequent, more frequent, and you know what, and once you're off that, I don't want to call it a hamster wheel, but once you're off of that, it becomes that much harder to get back on. I think it's the same thing going to the gym. If you're at the gym every day, you're going to keep going every day.

But as soon as you give yourself that excuse of I don't need to go today, it's easy to fall off. And I know I can't keep up my current schedule. Once I stop, I'm going to look back at this being like, I don't know how I did it. I have no clue. But you must have had some kind of goal, right? And you found huge success so far. must have reached it and beat it long ago.

Oh, yeah. Well, after you beat it, but then you kept on going. I just enjoy it. I just enjoy it. Yeah. So, I mean, yeah, there's a little bit of diminishing returns at a certain point, but I have so much fun. And I just, now it's become more of like, not a game, but I just, I enjoy it. I think it's fun.

I think it's really cool. I think that's the thing. And, yeah. To really be good at what you do. Yeah. You got to really enjoy it. Yeah. But then it's also like the other benefits that you get from it.

Just getting to meet all these other people that I wouldn't ordinarily get exposed to. And learning different industries, like I'd have no idea about startups. Like I'd have no clue how to get into that. But now I'm, I've started to get introduced to people who are doing that and like creating their own businesses. And like that wouldn't have been possible. if it wasn't for YouTube. So now the benefits of YouTube are like, you're extending beyond just how much money you would make,

but just also then the connections and the outreach that you could get. Plus, I just, I have fun with it. Thank you so much for coming on the podcast. It is an honor to meet you. We really appreciate it. And, yeah. This is really good. You have no idea because I swear,

I've been watching you for like five, five and a half years, the very big, you were under 10,000 subscribers. It's this weird thing on YouTube, right? where like I'm on, I'm on, I see my videos and I see your videos. They're like, oh, there he is. And you must be like, oh, look.

Yeah. It's like, you know, you're on the internet and you kind of see each other's stuff once in a while. Yep. No, no, now we're here. It's cool. And this is what I love about YouTube is that, like, I feel like I knew you instantaneously. Like when you showed up at the front door, it's like, I already know who you are. Yeah.

And like, I feel like we're already friends, even though we hadn't ever met before. And it was just from seeing you on YouTube. you for like five years. Thank you very much. We appreciate it a ton. And yeah, until next time, guys. Until next time. Thanks.

Cool. Thank you so much. That was easy. Thanks for doing this.