The Josh Innes Show - Boomer Still Runs The World

Episode Date: May 7, 2025

A study shows that more Boomers are buying houses than millennials. USA Today asks if this is a problem. Josh says it's not because Boomer has taken a lot of shit from these young dopes for a while now. Boomer is just flexing his muscles. Learn more about your ad choices. Visit megaphone.fm/adchoices

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Must be 19 or older, Ontario only. Please play responsibly. If you or someone you know has concerns about gambling, visit connectsontario.ca. Headline reads, Baby Boomers are pricing millennials out of housing. Is that wrong? The correct answer is no, it is not wrong. Now, I'm sure this story might lead you to believe that it is, but to me, Baby Boomers pricing millennials out of houses is the way it should be. You know what it is? Baby Boomers pricing millennials out of houses is the way it should be. You know what it is? Baby boomers pricing millennials out of houses is like when you go to like the

rec league to play a pickup basketball game and there's like eight young dudes of all different ethnicities, young black dudes, young white dudes. There's an Asian kid that shoots and shit and everybody's there. And then there's two older dudes that everybody calls like old timer, you know, and they're like, you know, they're kind of like tall Kevin McHale looking dudes. They might really kind of throw you off by wearing goggles or have like knee pads on or really short shorts and nobody wants them on the squad because they've never watched them play. It's like a hustle, like a white man can't

jump hustle, like high socks, whatever, or like they'll have really short cotton shorts on with like long compression shorts underneath, maybe an elbow pad, maybe a goatee, whatever. But everybody sees them in the gym and they're like, well these guys are dopes but whatever, we'll do, we'll make, whatever. All right, John, you can play on the team. And then like John and Roger get out on the court and they're just fucking hoopers, but they're old school style hoopers. They don't do anything incredible.

They're not crossing dudes over. You know, they're not jumping out of the gym. They can't dunk. They're not throwing behind the back passes. They are doing straight up Kevin McHale, George Mike and shit. They're backing your ass down, getting to the point where you're calling fouls and they're calling you a pussy for calling fouls and they're saying you're soft. You're calling them old timer and you just keep backing them down, backing them down, hook shot, back them down, back

them down, hook shot. Hey, catch one at the elbow, splash. Right and you go, oh the young bucks it's kind of fun. It's kind of young to watch the young bucks get what's coming to them right. It's kind of, you're getting there come up and you're learning the hard way. It's like playing against dad in the driveway and dad always finds a way to beat you but you know and the oh and by the way those dudes that play at the gym they're not behind the back passer guys, but they're the most precision fucking passers you've ever seen. Like if a guy's cut into the basket, it's like threaded through that eye of a needle, man. Bam! Lay up good, making everybody look good. Setting screens,

which you never see in a pickup game, but homeboy comes up there and sets a screen so hard it rattles your bones. And if you were watching that from afar, you'd enjoy watching that because you'd enjoy watching all the old timers who when they walked into the gym, everybody made fun of them. Everybody said, Oh, it's John and Roger, and they got picked last. And they're all everybody calls them old timer. Everybody calls them old man. Everybody calls them boomer. And then what does boom Everybody calls him Boomer. And

then what does Boomer do? Boomer kicks ass on the court. So when the question is asked about whether or not it's fair that Boomers take the young bucks out of the housing market, it is. Let's play a couple commercials and let's actually dive into this story. I have not read this yet, but let's read it. Let's actually dive into this story. I have not read this yet, but let's read it. All right, it's the playoffs, basketball playoffs right now, and there is no better way to try to make a couple of bucks by putting your knowledge of hoops to the test than using

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Must be 18 plus. Age and eligibility restrictions vary by jurisdiction. PIC 6 not available everywhere, including New York and Ontario. Voidware prohibited. One per customer. Bonus awarded is non-withdrawable PIC 6 bonus picks that expire in 14 days. Limited time offer. Terms at PIC6.DraftKings.com slash promos. Alright so the other headline for this is well the actual headline is boomers are pricing Millennials out of housing. Is that wrong? And as we stated earlier no but let's read the story. Baby boomers are pricing millennials out of housing. Is that wrong? And as we stated earlier, no, but let's read the

story. Baby boomers are buying more homes than millennials. Is that backwards? Brandi Ross has quote never considered homeownership. Ross's 33 is currently running for a tribal council seat with the Cherokee Nation of which she is a citizen. Hello. As an at-large candidate, she's campaigning to represent the thousands of tribal citizens who live outside the Cherokee Nation reservation in northeast Oklahoma. Ross lives in Hawaii where her fiance is stationed with the Army, but when he leaves the service later this year, the couple has a choice to

make about where they live. Buying a home is probably not in the cards. I've always just thought I'm going to be a renter until I die and I think that's the mindset of a lot of millennials," she said. We're just defeated, I guess. First of all, people put way too much stock in owning a fucking house. I think it's more of a dick-swinging thing than an actual thing that benefits you in the long run, right? Especially if you don't have the money and you're not prepared to own a house. Like it sucks to rent because like this house I'm in right now cost $2,500. My guess is the landlord bought this place when it was considerably cheaper. Who knows? He might have this shit paid off or like the like

my guess would be that if I'm paying $2,500 at worst the note on this place, the mortgage on this place is probably you know $1,200,000, $1,200,000, $1,200,000, $1,200,000, $1,200,000, $1,200,000, $1,200,000, $1,200,000, $1,200,000, $1,200,000, $1,200,000, $1,200,000, $1,200,000, $1,200,000, $1,200,000, $1,200,000, $1,200,000, $1,200,000, $1,200,000, $1,200,000, $1,200,000, $1,200,000, $1,200,000, $1,200,000, $1,200,000, $1,200,000, $1,200,000, $1,200,000, $1,200,000, $1,200,000, $1,200,000, $1,200,000, $1,200,000, $1,200,000, $1,200,000, $1,200,000, $1,200,000, $1,200,000, $1,200,000, $1,200,000, $1,200,000, $1,200,000, $1,200,000, $1,200,000, $1,200,000, $1,200,000, $1,200,000, $1,200,000, $1,200,000, $1,200,000, $1,200,000, $1,200,000, $1,200,000, $1,200,000, $1,200,000, $1,200,000, $1,200,000, $1,200,000, $1,200,000, $1,200,000, $1,200,000, $1,200,000, $1,200 of all, I have like no money at all. Like all I have is a 401k that I'm about to have to bust into. Okay, so I'm not loaded right now, but I used to have a little bit of money. And back when I would have had, you know, I don't know, I think at one point at most, I probably had a lot of money in my 401k. And then I had, you know, I told you about 50, 60, whatever it was $1,000. I've been 40. I'm not sure what it was $1,000 just in a savings for an emergency, which I needed during the Ronin when I got laid off. But like if I had that right now and I could put forty thousand dollars down on a house, why would I want to do that? Like I

understand that the idea is well, you're just throwing your money away when you rent. Yes, but there's also a lot of other shit that goes into home ownership. As you know, I'm not telling you anything you don't know and I'm not trying to be your own little Dave Ramsey here, but unless you're super loaded, you know what happens if the air-conditioner goes out on that house you own, you're having to find $2,000, $3,000, $5,000, whatever it costs to fix it.

You have to deal with all of the issues. Oh, there's my termites. Oh, there's like every possible thing. Oh, wow, there was a flood in the basement. You have to take care of that. The beauty of renting is, guess what? It's someone else's problem. See, people talk about renting like it's this horrible thing. And yes, it sounds cool to own a house. And yes, it is cool that you would in theory be paying less money for a mortgage. Totally. I respect that and I get that. I'm not

judging you for owning a house. But I think people use this as some sort of way to swing dick over, oh my God, I respect that and I get that. I'm not judging you for owning a house but I think people use this as some sort of way to swing dick over, oh my god, I own a house and I'm a certain age and I don't own a house and I just rent. What am I doing? Well, it's not always this grand thing. Like, yes, someone else is making money off of you but you also get to call that person unless you're with one of these like rental companies or whatever which I don't really like. Those I like dealing with actual people and I've had great landlords everywhere I've

lived but like let's say something happens to the hot water heater. You have to call someone and get them to fix it and you have to pay for it. Hot water heater goes out here. It's hey call the landlord. He's going to try to haul ass and get it fixed for you. So there are pros and cons. At the end of the day, you're still spending that money. Like, yes, it's going into your house and your home. I get all that. And like one day, you might own it. You can say, I own this house or whatever.

You can remore all this. I get it. But renting isn't all that bad. Continuing the story, it's not especially if you're like me and you move like every two years, Jesus. It's not specifically the hurdle of scrapping together or scraping together a down payment that makes ownership feel so challenging, she said, but more that many people her age feel they live paycheck to paycheck because the cost of living is so unaffordable. Buying

a home has advantages and disadvantages and they are may not be the right choice at any age or stage of life but it's long been seen as the American dream not to mention a dependable way to build wealth and obtain more economic stability than is typically available to renters and for young people achieving homeownership is often seen as a rite of passage a step towards becoming an adult I in no way feel that way like I don't sit here and go man I'd feel more like an adult if I owned my own home like that doesn't make me feel that way. Like I don't sit here and go, man, I'd feel more like an adult if I

owned my own home. Like that doesn't make me feel that way. I still pay $2,500 a month for rent. When I was in Houston, I paid like $2,100, which was really a steal considering how much money I was making and where I was living. Fuck, that was a sweet setup. I was paying $1,800 a month in Nashville out in the suburbs in Nashville. I was paying I think the cheapest rent I've had is we paid like 1500 a month to live in the Houston house, high rise apartment for about a year, which was kind of neat. But it was cheap. You know, now I bet that's not 1500 bucks, but we had that for 1500 bucks, and it was kind of cool. So we live

there, we were on the 17th floor is kind of cool, you get to like you got a view of the skyline and shit, it was of cool. So we lived there. We were on the 17th floor. It's kind of cool. You got to like you got a view of the skyline and shit. It was pretty cool. But we did that. The most expensive rent I've ever had is here. And I paid 1900 bucks at Carl Landry's house, but that was supposed to be split between three people. So that wasn't terrible. Yeah, I'm trying to think of any other place we lived where I mean, in Houston, we lived what Houston Nashville, Philadelphia, I'm trying to think of any other place we lived where I mean in Houston we lived what Houston Nashville, oh Philadelphia

I forgot what the rent was in Philadelphia. It was only like 1,600 or something that was a really small little house in Manny Yonk, but I mean it really wasn't terrible Anyway, I tell you all that to tell you this I don't view Homeownership as some sort of dick-swinging thing that I can go. Yep. I'm a real adult now Like I pay 2,500 bucks a month for rent and my ass is still, you know, I've got myself so deep in credit card debt and loan debt and everything else that like doesn't matter if I own a house or not.

I'm still living paycheck to paycheck a lot of the time, which is really an indictment on me and I'm well aware of that. Let's see. There's we continue but new data seems to suggest America is moving backward, not forward in making that possible. In the 12 months ending in mid 2024, Baby Boomers made up the biggest share of home buyers according to data released at 42% buyers aged 60 to 78 vastly outnumbered Millennials

who accounted for 29% of those purchasing homes. You know what they're doing? The old folks are buying homes and then renting them to you or they're getting out of basically or they're doing this. They've lived in this house that they've had paid off forever and now they're like, all right, well, I'm going to sell this because I could sell it to some dipshit for like 50 times what I paid for it and then I'll go get a

smaller place buying a house and I'll be comfortable and be happy and the grandkids can come visit and life will be fine. That's essentially what they're doing. But the question like and I know that this isn't the right way to view things because it sounds petty. But these millennials and all these people, these younger people have spent the last decade or so pulling this little card. Okay, boomer. Okay, boomer. Every time someone who's not, you know, 25 years old and has their fucking pronouns in their

Twitter profile, people view them as boomer. Boomer. Oh, you think that it's outrageous that people whip out their cocks at the gay pride parade? Okay, boomer. Okay, boomer. You think that Colin Kaepernick is kind of full of shit. Okay, boomer. Okay, boomer. You think that Colin Kaepernick is kind of full of shit. Okay, boomer. Okay, boomer. You know, I really don't like all these three-pointers in basketball. Okay, boomer. Okay, boomer. Everything is okay, boomer. I don't think that women can become men and men can become women. Okay, boomer. Okay. And then you wonder why Boomer is like, hey, watch this shit, asshole. I've got a shit ton of money saved up. I'm about to sell my house

that I paid for in nickels. I literally, when I bought this home, I brought a bag of pennies, dimes, and nickels. Like when you were a kid and your parents were gone, so you'd order a pizza and you'd just go raid your piggy, and you would try to find $10 worth of quarters, dimes, and nickels to pay for. These people rolled up in their fucking carriage with a damn bag of nickels of like silver dollars. They paid for this house in silver dollars and coins, and they'd go in and say, we'll buy this nice house. They put a little bit of money into it and remodel it. They live in it while their kids are young, and then they say, you know what? Fuck this. I've got way too much space here. Let's sell it to some dipshit millennial who calls us boomer on the

internet because we think the new kickoff rule is stupid. And then what do we do? We sell it to them for 50 times the amount we made. Then we go find some condo somewhere, some smaller house that they're also trying to buy that they're trying to cobble together quarters, dimes and nickels to buy. We've already got it because we just sold our house for 50 times what we paid for it. So we can easily, we can outbid them because we can just pay for them fucking cash. And

that friends will teach you to stop being assholes. Because that's what a lot of these young people are. They like to dick swing. They like to tell you that you're stupid. They like to tell you that you're too old. They like to tell you that you're racist and you're transphobic and homophobic and xenophobic and all of these other fucking things. They like to judge you every time you offer an opinion. If you're someone that says, you know what, mumble rap fucking sucks, I would like to hear Tupac. And they go, OK, boomer. You say, guess what? Fuck you.

I've got, I am the one in charge now. Hey, look at me. I'm the boomer captain now. Who's the boomer captain now? What's more, the average of the first time home buyers hit an all-time high of 38 last year, even as the market share commanded by first timers hit an all-time low of 24% and roughly 95% of buyers younger than 44 used a mortgage for their purchase

while 40% for, this. Well, 40 that your own little, your altruistic world you're trying to create of rainbows and lollipops and unicorn shits and everything else isn't real. And what's real is that Boomer, who you're ridiculing now because he's a little bit icky out by watching two dudes kiss on TV, so you rip the guy and call him Boomer. Boomer has a nice house. Boomer sold his house and is now buying that cute little place that you thought you had a shot at because the bank was like, hey we're close whatever and then Boomer rides in in the Boomer mobile. He rolls up to the bank in his Tommy Bahama and is like, hey, hey, excuse meton, look out, Colton.

John's here and John is here to buy that house. Do you accept cash? Cha-ching. He pulls it out of his fanny pack that he uses when he mall walks. That's where he keeps his puffer in case he goes too hard. And he pulls out a giant wad of cash and John says, Oh, excuse me, Rose and Colton. You want to buy this house? Tough shit. Boomer's buying the house now. Boomer rules this day. Good for Boomer. Like, it's so weird to sit here as a 38-year-old man and root for Boomer, but I root for him. Because really, Boomer has pretty great taste. Other than in KC95, Boomer had really shitty

taste in what was on the radio on KC95. But outside of that, Boomer has great taste and I root for him. It goes back to the initial point of this discussion. When you're in the gym, the rec center, and there's the two old dudes that nobody things can play and then they just bully your ass and score 20 and all you can do is bitch. All you can do is say you're fouling me bro and John goes hey no blood no foul bro ham and just keeps hitting hooks elbow to the throat elbow to the throat elbow to the throat and it's pick up ball you want to call your own foul pussy let's go that's what boomer does now boomer doesn't like your shitty remakes of movies and your reboots of movies you call him boomer because he likes oceans

11 not lady oceans 11 you call him a boomer you call him a boomomer because he likes Oceans 11, not Lady Oceans 11. You call him a Boomer. You call him a Boomer because he says, you know what's pretty good? Ghostbusters with Dan Aykroyd and Bill Murray and Harold Ramis and Ernie Hudson. That's my Ghostbusters. And then Millennial goes, oh, that's because you can't handle strong women being Ghostbusters. Oh, you mean to tell me that bustin can't make ladies feel good? Boomer wins. I hope Boomer buy, I want to rent from Boomer. I want to rent from Boomer in the nice house that he buys in cash. I want to rent from him and then I want to grill for him. I want him to hang out in the back and we're going to listen to fucking Steely Dan while we wear our fucking Tommy

Bahama button up shirts that are gonna be unbuttoned down to like the naval area and we're gonna sit around and we're gonna listen to my same old school and my old school and fucking Josie and Peg we're gonna listen to Dr. Hook together we're gonna share the night together. Oh Yeah, and it's gonna fuck Consider me team boomer