The Level Up Podcast w/ Paul Alex - From Police Academy Reject To Building A Credit Card Processing Business Ft Mark Masa
Episode Date: January 11, 2026🚨 From Police Academy Reject to Building a Credit Card Processing Business! 💳 In this episode of The Level Up Podcast w/ Paul Alex, you’ll hear the powerful story of Mark Masa, a man who turn...ed rejection into redirection. After being told he wasn’t a “good fit” by the police academy, Mark didn’t give up—he doubled down on faith, discipline, and grit. He eventually became a full-time law enforcement officer while preaching and serving his community. But after years of working 70+ hour weeks and feeling “house broke,” Mark knew something had to change. That’s when he discovered the world of credit card processing—and everything shifted. Today, Mark (@pinoy.payments) helps small business owners save thousands on fees while building his own passive income portfolio through Cash Swipe. 🎙️ In this episode, we dive into: How Mark bounced back after academy rejection The spiritual and leadership lessons he gained from preaching at 15 What burnout in law enforcement really looks like How he started his credit card processing business from scratch His vision for mentoring others and serving business owners across the U.S. Mark’s story is a blueprint for anyone stuck in a system that doesn’t value them—and a reminder that your next level often comes after your biggest "no." Your Network is your NETWORTH! Make sure to add me on all SOCIAL MEDIA PLATFORMS: Instagram: https://jo.my/paulalex2024 Facebook: https://jo.my/fbpaulalex2024 YouTube: https://www.youtube.com/channel/UCGhDAD1JyGGzSQUPD9lc9HQ LinkedIn: https://jo.my/inpaulalex2024 Looking for a secondary source of income or want to become an entrepreneur? Check out one of my companies below to see if we can help you:www.CashSwipe.com 🎁 FREE Copy of my book “Blue to Digital Gold - The New American Dream”www.officialPaulAlex.com Learn more about your ad choices. Visit megaphone.fm/adchoices
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Welcome to the Level Up podcast.
I'm your host, Paul Alex.
I went from being a cop to an eight-figure entrepreneur that helps average people like you and me make money every single day.
I created this podcast to help you get motivated and to crush your goals.
Let's win together.
Remember, I have your six.
Get ready to level up right now.
Hey guys and welcome back to Level Up podcast.
This is Paul Alex.
Guys, here is the latest update and we have on our rankings.
We are currently number 19 top podcasts in the world and in the United States.
We are number one in business.
Guys, all thanks to you.
Appreciate it, guys.
Over three million downloads.
I mean, Emilio is just like, I told you we could do it, bro.
You remember that day where I told you you should like name the podcast to level up?
I was like, yeah, man, yeah.
But now we're here.
Almost two years later interviewing great people like our next guest here.
All right.
So our next guest, his name is Mark, a man who's been told no.
his whole life guys and i'm talking about that everybody teachers counselors departments police departments
guys and gatekeepers but he turned every note into a reason to grow okay from a military household
to preaching his first sermon at the age of 15 to being denied by the police force guys mark kept showing up
adapting and trusting god's plan now he's gone from being a rejected academy applicant
to a certified law enforcement instructor, drone operator, and entrepreneur with multiple
accounts in the credit card processing business, guys, all while bringing his biblical values
into business, which is phenomenal.
This episode is about grit, faith, and flipping rejection into results.
Let's welcome Mark to the level up.
What's up, brother?
I am so privileged and honored to be here.
It's so freaking awesome that about a year and a half ago, I didn't think I'd be sitting
next to the Paul Alex
We'd level up so
Oh dude
Nah man
From the from the streets into the
What I like to say is from the streets to the boardroom brother
Absolutely
Right?
That's what it's about man
Yes you know
Gotta dominate
And make it happen
So let's get into your story mark
You have a very very compelling
background
You're a man of God
And you're a current police officer
Yes sir
I love it dude
Back the Blue guys
America
All right
You were raised
In a military household, what would you say is the biggest lesson your father taught you that still
sticks with you today, guy?
So it's kind of wild how my dad even raised us because it wasn't your typical military
household.
It was not like drill sergeant, five in the morning, get up, you know, Revely and all this
craziness.
I mean, and this guy was a freaking cool dude, man.
I mean, he was a sniper for the Rangers, you know, he's just like...
He was elite.
Oh, he was elite, a hundred percent elite.
So you got to imagine, as a young kid, you're looking at this guy,
and you're just like, this is my hero.
Yeah.
You know, and he is.
And the way he explained the life lessons to us was always through his actions.
And the one thing that I can say without a doubt was, well, two things I should say,
is never forget where you came from.
Yes.
Ever, ever.
Never forget where you came from because that's when you begin to fall, you know.
That moment.
we forget that.
And then the second thing was to dominate humbly.
Yeah.
You know, those two things just resonated with me my entire life.
I mean, he came here with 60 bucks in his pocket and made it happen.
Yeah.
What's my excuse, right?
Absolutely.
And so I go over to, I'm young, we live in North Carolina, and we're living in an apartment.
There's no furniture.
We're absolutely, like, destitute.
I'm talking, like, we're eating canned food from yesterday.
Yeah.
know, we're po, we're, we can't afford the other letters, you know, P-O, that's it.
You're not, P-O-R.
You're not poor, you're a Po.
I'm Po.
Yeah, exactly.
Yeah, now I'm Po-po, but, yeah.
And so it was insane because I remember my mom crying on the floor.
My dad was out on a mission, and he couldn't tell us where he was.
I don't know if he was alive or dead, you know.
And my mom was crying on the floor.
She's like, I'm like, what are you crying?
She says, I need some money for rent.
You know, we can't afford it.
How old were you?
Oh, I was probably like eight years old.
Eight years old.
Yeah, seven or eight.
So you can understand everything that's going on at that age.
Yes, absolutely.
Yeah, I grew up a little differently.
And I'll get into that when it comes down to like going to school and stuff
in different schools that I've been to.
But essentially, I remember saving some money as a kid.
And it was in this little wallet my dad gave.
me and it was $7 to the exact tea that my mom needed to pay rent. And so God's provision has been
with us this entire time. And it reminded me like, never forget where I come from. You know,
never forget. And that's where I came from. We came from a poor immigrant family that just
worked hard, that put grit, that put faith, that put faith beyond belief into our workstile
and our lifestyles. And then now I get to sit next to Paul.
Alex, are you kidding me?
No, man.
I get to sit next to the awesome team that you've been able to put together.
I mean, that's, your team is by far.
Sorry, I'm going off topic, but it's just amazing to see, to hear,
and to know that I'm sitting here.
No, I appreciate that, man.
And we love to have you here.
We love you to tell your story.
You're men of God.
You're in law enforcement.
So, dude, you're already a servant leader.
And like I was saying earlier, you know, law enforcement,
and not to go off topic, guys, but law enforcement,
deserves more. Yes, sir. They deserve more. More recognition, more good views in the media,
dude. More support. Absolutely. Because there's a lot of people that I work with that have gone
through trauma, dude. And you don't know that you have PTSD until you're at home, not being able to
sleep, you're sleeping for three hours, then you've got to go to the job again. Dude, it's not,
it's not normal. Right. It's not normal, right? So let's go ahead and talk about, you know,
before you transitioned into law enforcement, let's talk about you and actually God, dude, church,
that type of life, right?
That portion of your life.
You mentioned you started preaching at the age of 15, dude.
Okay.
What was it like, number one?
And how did it prepare you for entrepreneurship later on in life?
Absolutely.
So just to backtrack, just a second.
Yeah.
going to being a military brat caused me to adapt and overcome and learn, right?
Yeah.
I'm not a big dude, you know, I'm not like, usually it's the biggest kid on the playground
that kind of called the shots, but I always knew that God gave me certain faculties
to be able to discern people.
So the first thing I would do at this new school I'd be going to is to, like, okay,
this kid at the playground looks like he's the one running the show.
I need to get influence from him.
You know, I need to be the one to be able to influence that person, you know, so that way I don't
have to work as hard trying to influence all the other people that are under them or that respect him,
right? And not in a bad way, but in a good way, obviously.
Yeah.
And so that translated now to answer your question into sharing the gospel and being hyperactive
in church and ministry.
And so being able to preach that first message, man, I was nervous, nervous, you know,
just shaking.
I'm so glad the pulpit was bigger than me
because you haven't seen my knees rattling
behind the pulpit.
But one thing that I remembered clearly
was how much value
am I going to bring to these people.
And that's what you did with me.
When you shared, when you share all of these posts,
these Instagram posts,
but not also that, like the mentorship itself,
you know, just the talk we had in the room earlier,
that's value.
Every word is concise and it has reason, it has purpose.
And in my opinion, the gospel is the ultimatum of such value.
Absolutely.
You know, because to share an eternal life with somebody, to be able to share that to a congregation of hundreds to thousands later down the road,
I mean, I used to teach homiletics, which is the art of preaching.
And I used to teach them, hey, this is what you need to do.
This is how you need to study.
This is how you need to prepare and discipline yourself before the big day.
Because you realize you're holding something of extreme and immense, massive value.
And it's the same sense here in the business realm is that leveling up, that's so much value.
And I love that the episodes are like short because you listen to it and you're just really meditating on what is being said.
You know, those limiting beliefs, you know, just the analysis paralysis, those little things.
you just end up just really sucking up and you're just like, man, what did he mean by that?
You know, what did Paul go through or what am I going through that's allowing that to happen right now to me?
Why am I paralyzed?
Yeah.
You know?
So that's what did help me a lot.
And let's talk about that real quick.
What's your perspective in people that get paralyzed, the people that get analysis paralysis?
You know, why are people, why are people their worst enemy?
Fear.
Fear.
Fear.
Absolutely.
And why do they have fear?
Fear of the unknown, you know.
And I think that's...
Do you think that's environmental base?
Do you think it's because that's the way they grew up, their parents, probably brought in bad traits?
I mean, I'm pretty sure your dad being in special forces, being the elite of the elite, man.
He was all like, yo, we're about to do this.
Right, right.
So he showed you how to overcome that.
Paul, he's only 5'5.
Yeah.
He's not a big dude.
Yeah.
And yet he was, you know, rubble.
shoulders, yeah, absolutely, with some beasts out there.
Yeah.
You know?
And the, like I told you, he lived, he showed us how to live without fear.
Yeah.
You know, and part, part of that is you grow up with parents or you grew up with family
members.
You go with coworkers.
I mean, until now, I have coworkers joking around with me, you know, like, hey,
what are you doing, robbing old ladies or, you know, what are you doing, you know, taking more
money from these business owners and whatnot?
And I'm just like, no, I'm helping them.
I'm saving them money.
I'm creating value for them, you know, and then not just them, but their families.
Yeah.
So that fear gets diminished when you realize that the mission is actually helping people.
It is.
And it's insane.
In a huge way.
Absolutely.
And having that unknown honestly excites me.
It scares you at first, and that's normal, just like when you would stop cars.
I'm sure you would probably like, oh, man, I don't know if these three shaved heads right now are going to let me search the car.
or if they're on probation or parole.
I'll tell you something, man.
And I'm fully transparent when it comes to my law enforcement career and life in general.
But, you know, when I was a rookie, and I was doing my first car stop, you know,
and I'm pretty sure you guys go through this as well.
You always hear the rookie goes, call 33.
I just did a car stop.
Oh, my God.
You know, and you're like, what the hell is going on?
And it's just because they don't have radio etiquette.
Yes.
And how do you get radio etiquette in law enforcement?
Through the reps.
Right.
That's it.
You know, and that's how you learn being in stressful situations, right?
And then, guess what?
You've gone through different scenarios in your life.
You know, you've gone through that stress in that world.
And you transition out to business.
Right.
And in business, you can be a cool, come collective.
Right.
Right.
And the difference with that, I think, is that when you're in the academy and then you go on FTO,
your training, you're forced to be there.
So you have to throw out your 1033s and all that.
but the difference in the business world is that that's on you it's on you you you've got to be the
one to initiate you've got to be the one to have that discipline and to push yourself to that next level
absolutely you know you gotta have the grip absolutely you have to have the discipline you have to get
those reps absolutely man i love it i love it okay so in the very beginning you talked about you've been
told know your entire life dude all right and and that's okay there's there's a lot of people out there
that they always say, why me?
Why me?
And you know, you guys always hear,
if you guys follow me on social media
or any of my podcasts,
I always talk about victim mortality, right?
And I talk about being solution-driven.
Let's talk about the no
from this specific time in your life,
from that college counselor.
Okay?
Oh, man.
What did that moment teach you
about belief in yourself?
And paint the picture.
picture here man pete the picture like it's a police report oh dude so it's
senior year okay you know you're looking how are you I'm 8 17 17 17
17 okay I'm sitting in my algebra class and I'm looking at the girl that I
will have a crush on you know I'm all distracted and stuff focusing I'm the only
Asian that's not good at math you know I'm trying to figure things out so were you
a good student I absolutely was but but I was not
as good as my peers.
Got it.
That's the difference, you know, was I was good in the sense of doing my homework and doing
all that stuff.
But then at the same time, my peers just completely left me in their dust.
You know, they were 4.5 GPs.
Who gets a 4.5?
They're machines.
Yeah, absolutely.
So I didn't think of myself very highly, you know, at that point.
So I'm sitting there and they have this thing where the vice principal will call Cal
We'll be your counselor and kind of set you up and prepare you for your next
Level which is going into college your next stage of life correct to prepare you what you want to do so you have direction
Exactly yeah and so I get that PA you know calling Mark Masakai to the principal's office
Mark Masakine to the principal's office I show up and at that time did you did you know you wanted to go to college?
Absolutely and I and just you know Asian cultures like dude if you're not going to a university
then you're not going to real college, you know.
So my mind was set on the highest of highs.
At that point, Mark, what did you want to do for a living?
Did you know already?
I was wanting to go into the medical field.
Yeah, believe it or not, out of all places, you know,
I really wanted to join the military,
but then my parents dissuaded me from that.
They were like, it's too dangerous.
You wanted to do what your dad did.
Yeah, absolutely.
That's badass.
Oh, absolutely.
Yeah, my parents, they actually talked me out of going in the military.
They did.
Yeah, I did.
I wanted to go to the Marines.
I remember I was getting hit up by the recruits.
And they were in my ear, dude.
Those recruits, they do a good job.
They're like, hey, man, what's up?
Like, pull up in front of you.
Exactly, man.
And they paint the picture.
Like, dude, we'll pay for your college.
You know, it'll be good.
You'll learn discipline.
You'll become a man.
Right.
And I was like, I was there.
I was just like, all right.
I think I'm going to do it.
And then my parents were like, are you stupid?
Like, what are you doing?
Like, no, you want to get killed?
Wow.
You start bringing down the belief.
Right.
And that's what happened
so a lot of people.
But going into law enforcement,
you know,
I was just like,
dude,
something clicked in law enforcement
for me.
Right.
I loved it.
Meant for it.
It was meant for it, dude.
It was cops' cop.
Yeah.
So I think if I want to go
to the military, dude,
man,
who knows?
Four star general,
Paul, Alex.
Who knows, man?
I was supposed to be
Captain Police right now.
Yeah.
You know, I have 10 and 11 years,
dude,
I'd be over there like,
all right, guys,
what we're about to do.
Yeah,
you know,
just take care of business.
Yeah.
But to go back to your story, so you wanted to go to the military, you wanted to go to the medical field, you go and talk to the college counselor.
Yes.
And I sit down in front of it and I'm thinking he's just probably going to tell me what classes to take, you know, and whatnot.
But the first word out of his mouth is, you've been an alumni here and you're only at a 3.85 GPA?
Only, yeah.
Only, Paul.
I mean, like, I was just, like, offended.
I was honestly I was like what do you mean by only and so I I didn't honestly I muted him
my mind went blank and I just said I'm not gonna pay attention to whatever this guy's saying
and I'm just gonna do what my dad did and prove people wrong you know and and that's just
that should be your motivation right absolutely when people tell you no I always say don't
focus on the NO focus on the KNO focus on the KNO focus on the no focus on what you
you know, you know. And I know that, and it's funny because I get to college, I get to UCR,
and I end up meeting people there who have like 2.5 GPAs coming in. And I'm like, what? I had a 3.5,
you know? And it was possibly because he was comparing you to your peers. And the school
you were going to, there was probably a very high performing rate there. So he made you feel like shit.
Right. It's not the right thing to do. As a counselor on top of that.
Absolutely.
Yeah, absolutely.
And you should be uplifting people and not so worried about your own program and your stats.
Yeah, exactly.
You know, obviously now some of those people who graduated with those 4.0s, I'm still in touch with them.
And I work as managers at Target and I think it's managers at Target.
But I mean, isn't that crazy?
It's crazy, Paul.
It's crazy, it's crazy.
But it all comes to belief.
Absolutely.
Right.
Your belief needs to be on point.
Yeah.
You know, yeah, it's one thing to know something and then one thing to truly believe in it.
100%.
So after he basically downs you and he says like, hey, dude, like, you're not, you're not doing good.
Even though you, for everybody out there, they're like, what?
Yeah.
A 2.0.
Yeah.
You know?
How does that make you feel?
And then what was the next step in your life after that?
So at first, it really, like, destroyed me.
And I was thinking like, maybe I do.
And the doubt seeps in.
So it gave you doubt.
Absolutely.
It did, you know, because you're thinking, yeah, well, they did get 4.5s.
Why did I get a 3.85, you know?
And then now you're thinking, what am I meant to do?
And at the end of the day, I just remembered, look, the mission's still the mission.
I'm going to go into medical school.
I'm going to pivot.
I'm going to get into that field.
And then I eventually do.
and I graduate with a biotechnology degree,
which is like leading in science right now.
It's insane what they're doing.
I mean, they have like algae that's creating gasoline now for us.
So anyways,
I'm slightly a nerd.
No, no, that's good.
You know?
At the end of the day, dude, what you don't know is what you don't know.
So if you're able to get a degree in something that is hot right now,
do you use it, right?
So, okay, you end up going to college.
Yes.
When do you then have the itch to go into law enforcement?
That's good.
Yeah, I ended up thinking, well, if I go into biotechnology, which is cool and all,
will I have any cool stories to tell?
As cliche and as stupid as that sounds, you know, you're thinking,
I'm still an 18-year-old, okay?
Cut me some slack.
But I was all like, I don't have any cool stories like my dad, you know.
What I'm going to tell my kids and grandkids around the fireplace?
And so I said, what's the other coolest thing I could do that I could sneak in without my parents really knowing?
Yeah.
Put in my application for law enforcement.
Wow.
Yeah.
And how old were you?
I was 24.
Wow, 24.
So around the same time that I initially started doing it, man.
So I got in at 26.
I started applying at 24.
God denied like three times.
Wow.
What agency?
Oakland.
Dude, I wanted to be an Oakland police officer in the California guys.
Yes, the most dangerous city.
Absolutely.
At that time, it might be now different.
But at that time, dude, I just wanted to be able to clap because the thing was like at that
time I was in corporate America, dude.
I did it for six years.
I was a high performer.
Had my first place was making six figures, dude.
It was leaving the dream, right?
But something inside of me was just like, yo, okay, you accomplished this.
Yeah.
What else?
Right.
Right.
So I didn't go ahead and stay how I like to say.
life likes to force you to be average.
I just didn't want to stay average.
That's awesome.
Yeah, so I wanted to go ahead and transition into law enforcement myself.
So at 24, dude, I went ahead three times, and I have my own story on that.
But it took three times to get ended.
And I didn't quit until I got in.
And it was the best decision in my life.
You know, everybody was saying, like, don't do it, don't do it, don't do it.
I did it.
changed my life for the best. It actually primed me to do what I'm doing now. Right. Because without that
experience, I wouldn't lead from example. Right. I wouldn't have the life experience. I wouldn't
know the knowledge that I know now to lead all my employees. Paul, I wouldn't be sitting here if you didn't
go into law enforcement. Did you know that? That's insane. Yeah. It's crazy how the world works.
Right. But I want to hear your journey when you're trying to go into law enforcement and they told you you
weren't a good fit, dude. Yeah. Because they told me the exact same thing.
thing.
You know, and they tell thousands of people they're not a good fit, guys.
You know, at that time, what year was it when you applied?
Ooh, that was in 2014?
Yeah.
2013, 2014.
Mm-hmm.
Yeah.
So in 2014, roughly around April is when I got accepted.
Gotcha.
So I was applying in 2012.
I remember my physical agility test.
There was 1,500 applicants, bro.
I waited two and a half hours to take, what is, like, 60 second?
Correct.
Yeah, a 60-second course on your ability to jump a fence,
drag a dummy of sand, and then sprint, right?
And now, here it's like less than 20 people, 10 people now applying at a time.
It's crazy.
It's sad.
It's sad, dude.
Yeah, absolutely.
So I think we'll touch more on that.
But tell me about that time where they say you weren't a good fit, dude.
How did you bounce back and get in anyways?
So I applied with Orange County Sheriff.
I was the type that was thinking, hey,
Hey, where can I move laterally a lot?
Like different assignments.
Big.
Yeah, exactly.
Big agencies.
Being careful about the good old boys clubs, you know,
because smaller agencies, good old boys clubs, but more difficult to get in.
And explain that because on this podcast, dude, I wish it was all first responders.
No, I don't, guys.
You're right.
I love you guys.
But I always tell people this, even in business.
Yes.
We got to clarify for the person that is not in law.
Right.
So good old boys club guys, where Mark is seen is sometimes in law enforcement.
There's certain departments where it's probably like less than 100 people.
And guys, there's no movement.
If you want to get promoted, you want to work different assignments, you want to work commaside,
you are working narcotics, you want to become a sergeant.
You literally have to wait like 50 years until somebody retires in order to get their spot.
Compared to a big agency where there's a lot of movement and there's spots opening.
So like myself, I was very blessed to get into it.
investigations in two and a half years because I was in a big department.
Yeah, it was 800 officers.
It was Oakland.
The turnaround rate and the retention of the officers was insane.
I think majority 90% of the department had less than five years long.
Yeah.
It was crazy.
Yeah.
I was like, what happened to all the veteran officers are like, you know, I don't know.
So with you, man, how did you bounce back and get in?
Yes.
The, I remember I did the panel interview and you're nervous already.
Yeah.
Right.
So there's like, there's a citizen that interviews.
you, like a, what do you call this, a civilian citizen that interviews you.
And then there's like a sergeant and panel comprises of multiple different people.
I get walked out and they're like, hey, it's not going to be a good fit.
And you already know, you can read their mind.
Of course.
Language.
Correct.
Yeah.
Absolutely.
And it doesn't help that it looked like an explorer.
You know, I look like I'm 12 years old, you know, when I'm 36.
but that was people just immediately judging me for what I looked like.
And when I did the tests, you know, the sprints, the jumping through everything,
God allowed me to have that physical ability.
So I was able to outrun.
I was able to make like top-notch speeds and the timing, you know.
But that self-doubt started to seep in again.
Yeah.
You know, and you're just like, man.
is this for me?
You know, what if I do pull somebody over?
They're going to think I have a water gun in my holster
or I have a real gun, right?
And so I end up still throwing my applications out.
And the agency that I work for now,
and I'll leave it out for right now,
but they were so gracious.
They looked at me for my background.
They looked at me for who I was.
And it came to the point, Paul,
where I ended up doing social media for my agency.
and the social media for Orange County sheriffs
was tied up with something.
Yep.
And the chief hits me up and says,
hey, can you go over there and film the procession
for one of the deputies that passed away in their agency?
Yeah.
I ended up meeting the sergeant over there for their PIO,
which is the escaping me now.
But essentially, they talk to the public.
They're the deputies responsible for talking about.
Public information officer.
There you go.
Thanks.
You're about to get me.
Yeah.
But I ended up talking with him, that sergeant, and he's all like, did you apply for us before?
Because your name looks familiar.
And I said, yes.
And I gave the name of the person who threw me under the bus.
But he's all like, wow, did we miss out.
And so it's just like for the people listening to this podcast is people are going to miss out if you don't make that move.
Absolutely.
Absolutely, man.
So what would be some recommendations for, let's say someone, because I get this all the time, dude.
I get DM'd by hundreds of messages.
from actual people that want to apply to police departments.
And they're like, yo, like, how should I prepare for the process?
So what would you say are three needle movers?
If you were to do all over again, now you know the process,
your officer, you've been doing this for years, dude,
and you see new officers.
What would be three needle movers that someone would have to do
to prepare to go through the process?
Run, run and run.
I love that.
Yeah, running is a huge thing in the academy.
Yeah, so you should be doing.
staying fit anyways. So lifetime fitness, right, as we call it? You give up, once you go into law
enforcement, you give up the right to be unfit, you know. And so sadly, there are officers and
deputies that, you know, are unfit, you know, but our goal is to help them, right? Is to help
provide some financial avenues for them so that they can get fit and be good cops. And if they're
called to stay a cop, we can provide that passive income. It's insane. So, yeah, run, run.
One, obviously, don't be stupid.
You know, don't go to the bar and get drunk and get arrested.
I mean, a lot of it's common sense.
It is, man, but not a lot of people have common sense.
Let's be real.
Let's be real, bro.
Common sense ain't so common.
That's so true.
Yeah, it's very true.
So, no, I love the needle movers that you gave.
One needle mover, I would tell you guys, this is what I did.
I see it off social media.
Dude, during the application process, even if you're not doing anything bad,
it could just be somebody that you're connected with
that are doing something shady
they're not supposed to do
and you're in the background
right you're at that party
drinking water while everybody's getting shit face
and guess what right
that person might have a record
now what now guess what
you're BG your background investigator
right who's going through your file
they're like yo what is this
right and you have to explain
and they're going to ask you those questions
they're going to try to trick you
right absolutely
truth yeah we want the best on the front lines
exactly man
We don't want people hiding shit.
Exactly.
So, dude, like, when I went through the process, I was like, you know, I didn't do anything wrong.
But I got rid of my social media because I was like, dude, I don't need it.
Gotcha.
It is just going to go ahead and cause more issues.
So true.
And I just, I don't need it.
I didn't need social media at that time.
So I got rid of it.
The last time I used social media was MySpace and then back when I jumped back on it, it was like 2020.
2020, middle of 2020, dude.
And as soon as I jump back on it, it was because I wanted to expand business.
digitally, right, to learn that part of the game.
Right.
So, no, good on you, dude.
So how long have you been in law enforcement now?
11 years.
11 years.
And what would you say is the biggest difference between when you started law enforcement,
your first three years and where it's currently at right now?
What are the biggest differences?
So I applied everything that I learned, right?
Just like you're in that big arena, you're looking for who the big dogs are,
and you're trying to pay attention to who commands reverential respect.
okay not just like out of fear and so i paid attention and i grew a network first three years so the
first three years i worked hard kept my head low i made sure that i gave no reason for my supervisors
to have any issue qualms or worries about me they my supervisor says hey what are you doing i would
say whatever you want me to do right now you know that's just how i am and i made sure that my
work ethic spoke for my my actual words you know so when they say oh masakayan they call me massa for
short. Oh, Masa, that guy's solid, dude. He's going to take care of you. He's going to get you
where you need to go. Yeah, he's squared away. Absolutely. Squared away is a good another common
phraseology. It is. Yeah, it is. And I always joke around about a square is a bowling ball, sir,
you know, so we finished that three years. And then there you have it. God opens these doors.
People are recognizing your work. The good supervisors are recognizing your work. And then they start to
throw those bones.
And remember, I'm always reminded, like,
I'm not deserved any of those bones thrown my way.
I don't deserve those necessarily,
just because of my work ethic,
because if I base it off that and I don't get it
and it's based off somebody's discretion,
then of course I'm going to feel crappy, right?
Because it's just that person's whim.
He could have slept on the wrong side of the bed that day
and that chose to select me for that assignment, right?
Right.
You know, but deep down inside, I know what I'm capable of.
I know my work ethic and I know what I am.
So in the 11 years, have you gone to different investigation units?
Have you done special assignments?
What have you done, brother?
Yeah.
So I ended up going to, well, now, let's see, there's a lot.
Defensive tactics.
So I teach that at the academy.
DT.
Yeah, it's very interesting to watch these recruits just don't know how to throw a punch or know they're left and the right.
It's very important.
Yes.
It's a physical job, guys.
And you guys learned that the day that you get someone hitting you in the mouth.
Oh, yeah.
That's the wake up call.
Absolutely.
Don't wait to train until after that happens.
Absolutely.
You want to train before.
Yes.
And our agency is really good about making sure you get punched in the face so that
way you know what it feels like.
Oh, yeah.
Everybody's got a plan, right?
Until what?
100%.
Until the shit hits the fan.
Yeah.
So I do that.
I am really focused on narcotics.
So I went to school to become a drug recognition expert.
I think you did the same too.
And you know it's not just a regular class or training where you sit there,
absorb the content.
You're actually like being tested.
Correct.
Scientific studies and case law and stuff.
So I got to do that.
I am also a drone pilot operator for agency.
So we get to do that.
I work recruiting for two years.
So I handle social media and all of those things as well for the recruiting.
unit. So that was super fun. So question on that. You know, like we were talking before the
podcast, you know, I'm always big, especially because I got into digital marketing. I know a little
bit about the space now and how it's perceived in the online world, but then also in media, right?
And with the perception of law enforcement and media, there's always a bad light on law enforcement.
Okay. What is your input on how we in law enforcement can leverage social media for the
greater good? Absolutely.
I think just show the stories of the day-to-day life of,
I mean, you got to think,
like, you're going to a domestic violence girl, right?
This lady's getting beat to the point of, like, unconsciousness,
you get there, you arrest the guy,
and then this lady is now yelling at you who saved her.
And that's the part where they record.
And exactly.
I love that you added that right now,
because I wouldn't have said that.
And that's the part where they record.
And they're like, oh, look, you're just taking my husband away.
You're taking a good guy.
Yeah.
You know.
But little do they know, the public's perception is like, yo, he was literally beating her to death.
And to a degree, your hands are tied behind their back, right?
Because that case is still an open case.
You can't just be like, well, this is what was really happening.
Right.
So you can't really divulge any information of that.
Because now, because now my ability purposes.
You could get civilly sued.
The department could get civilly sued.
Yes.
You could get an internal investigation open up for you.
And at the end of the day, it's like, what do I do?
Right.
It's part of the job.
Lonsportman is fighting with their hands tied behind their backs in the media space.
It is.
So what you're bringing up and sharing with your community is super vital to help us.
I'm not saying like bow down to every cop that you see, but I'm saying is show
some respect because these are human beings too.
And some of the most amazing individuals I've ever met, self-sacrificing people.
A hundred percent, man.
Majority of people don't do policing for the money, right?
There's a very small percentage that people that do it for the money.
But majority of them, they're actually people that come from law enforcement or from military, right?
And they transitioned into becoming police officers because it's more of fulfillment.
Right.
It's more of like, hey, this is what I want to do.
man, my academy class, back in 2014, I remember there was people that were ready doctors,
people that were already lawyers, they were really highly successful in life.
But they transitioned to go into the police academy for the opportunity to become a police
officer to wear that badge, right?
Right.
Because that's their calling.
That's what they wanted.
Right, right.
So it blows my mind, you know.
I think law enforcement is one of the greatest professions out there.
I think more people, highly qualified people that are educated.
and if you want to get into business,
you want to be a multimillioner,
go into policing for a couple years.
You're going to learn leadership skills.
Yes.
You're going to learn how to be organized.
You're going to learn how to be in high, stressful situations.
You're going to learn how to talk to people.
Absolutely.
If it wasn't for law enforcement, dude,
I'm telling you right now,
I wouldn't be where I'm at today,
living life by design.
Right, right, absolutely.
So it's all about how you frame your mind.
That's so true.
Yeah.
So true.
All right, cool, man.
So let's go ahead and jump now into business.
Yes.
Okay, my man.
My favorites, yeah.
Yes.
So you're in credit card processing, which is one of the things that I do, guys.
I own a portfolio company called Cash Swipe, which is a fintech platform that actually
is connected with one of the long-lasting ISO's independent sales organizations in Southern
California.
Paybotics.
Shout out to Rob Sin.
Shout out to John Sarabia.
My homeboys right there.
And they made in the industry for 22 years.
So they are my mentors.
Okay.
So when I jumped into credit card processing, guys, I launched Cash Swipe in a, how much?
early 2023.
I, like everything else,
I got my social proof on my accounts,
got my portfolio.
And then I took it to mass market.
I took it to mass market
because I was just like,
dude, this is such a no-brainer.
Yes.
Such a no-brainer.
Your number one,
you're helping a lot of small business owners.
Save money on credit card processing fees,
which adds more money to their bottom line, dude.
Correct.
Absolutely.
Inflation.
Hiring.
Everything, right?
Absolutely.
And then number two,
you want to make residual income,
passive income.
How do you go ahead?
and create freedom, guys.
For a lot of people that are out there,
9-to-fibers, people that are beginner entrepreneurs,
this is a great avenue because it's a beginner-friendly idea.
Right.
So how did you learn about credit card processing?
When did you start?
And where are you currently at right now?
So I had a house.
I was called house broke.
I know there's a ton of people out there in the world right now
that are house broken.
Yeah.
To make that clear, all that means is you got a house.
You got a mortgage.
You got a mortgage.
And your bills just have enough to make.
it through the day, you know, to make it through that.
And so I said, I gotta do something else.
It's eating into my spiritual life.
It's eating into, like, I'm working so many hours, you know, I need to figure something
else out.
I go on, I hop on Instagram, you know, usual, you're doom scrolling, which is terrible,
you know, and I see your ad.
And I'm like, what was that?
Picked a picture, dude.
I see this super handsome guy, you know.
No, I see this guy
He's not talking about me.
He's not.
Absolutely see your ad
And you're wearing your SWAT outfit.
I said,
dude,
that guy's freaking cool.
Like,
that's kind of what I want to end up
kind of getting into,
right?
Yeah.
In my field.
And in our field,
I should say.
Yeah.
And I'm like,
what's this about?
Like, is he just telling his story?
It wasn't even right up,
all immediately about,
hey, credit card machines.
No.
It was your story.
Yeah.
You know?
And so I'm here.
And I see you.
there's another picture of you sleeping like in the airport or something like that and like you
would like tons of cash and dope and stuff and dope's just another word for drugs and you're just
there and you're telling your story and I'm getting to the part where you turn into an entrepreneur
yes and I'm like wait interesting interesting ding ding ding ding and I said this has to be like
some kind of scam or something right like there's no way
It's crazy to me.
Let's think out loud real quick.
Absolutely.
Between a former cop, a current cop, let's think about this real quick.
Yes.
How many people right now in the online space go through the exact same thought process?
This has to be a scam.
The deal was a cop.
They know how much money I was making because it's online.
I mean, if you're in California, your salary, everything benefits, your name.
Go look it up.
Transparent California.
Yep, absolutely.
You can look at every cop's salary, guys.
Overtime too.
Over time, too, right?
Yeah.
So when I tell people in the online space,
dude, I used to make quarter mill freaking being a cop.
But here's the thing.
What you guys don't want to understand is what I had to do to get there.
To get to that number, which was 80 to 100 hour work weeks.
And people were like, how's that possible?
That's not legal.
Well, actually, it is.
You just need a break.
eight hours minimum break and you're able to work up to that number okay so that's what I did
a lot of people did that first responders that's actually how they're able to afford houses right
okay so house broke dude I can relate I was there yes right so when it comes down to it now the
thought process of you seen an ad from a person who was a cop police officer you know he would make
$250,000 and now he's an entrepreneur and he's talking about a business opportunity yes
Why as a society do we think everything is a scam?
What do you think?
What are your thoughts?
Honestly, I think people are just so cynical and skeptical.
A lot of people have crab mentality.
Have you ever thrown crabs in a bucket?
Yep.
And what do they do?
They just pull the other crabs that are trying to get out down.
They're trying to climb on top of each other, man.
And so I hated that.
Yeah.
You know, and I was never that way.
I, one of my good beat partners, he's a sergeant now, he always said this, rising tides, lift all ships.
Yep.
And that's the goal is we want to help each other grow.
Yeah.
And that's what you do, especially on this platform, you know, and we're just really extremely grateful that you didn't selfishly take that.
Yeah.
You know, and you shared it with your community.
So one quick thing, Mark.
Yeah.
Something that I want to point out that you just said, man.
Yeah.
That I'm like, hmm.
You said you never used to be like that.
So you're talking about being cynical, like limiting beliefs with thinking things are a scam.
Yes.
What made you think that it was a scam?
So the thing that made me think it was a scam.
Was it in your environment?
Is it other people who are like, yo, limited beliefs, Mark, it has to be a scam.
Right.
Who gets rich that way?
Who?
Tell me a person that.
said, oh, I watched the Instagram video and I learned to create a business for myself.
And now I learn how to be good with my taxes too.
So I get them mostly back.
Who does that?
Everybody around me.
It's, you know, it's, and thankfully my parents, you know, weren't so hard on me.
They're kind of more open to it because they wanted to probably get me out of a dangerous
profession.
Of course.
But without thinking about them, you think about everybody else around you and you're
like, oh, you're just one of those Instagram kids, you know?
Yeah.
You're just suckling on that Instagram milk and you're thinking that that's going to make.
You're going to do a couple dance videos and you're going to be a millionaire.
Yes.
And in reality, there's different takes on that, you know, but the reality is, is that you won't know
until you try it.
You won't know.
And when I was rock bottom, house broke, right?
I was like, well, I'm not waiting until I go broke, broke.
So I'm going to take a chance.
Why not?
So I don't know if you remember this.
but I messaged you.
Yeah, I remember.
And what's awesome about Paul is that I didn't just get a message back,
which I got a message back.
And I was like, we live in the land of AI that was growing.
And I was all like,
he just AI'd me.
I don't know if this is real still.
The cynicism, the skepticism still creeped in even to that point.
At every step of the process.
And I'm just sending a message, Paul.
Costs me nothing.
That's it.
And it happens every day, man.
I look at my staff and, you know, I read the messages.
And usually at the end of day when I'm going home and just looking at everything,
almost like a debrief, right after an operation.
And I look at the messages.
And I'm like, yo, how are we looking as far as just like, you know, conversions and how are we looking with potential clients that want to work with us?
Sometimes I look at the messages.
And then some of the messages they'll start off with, is this a scam?
Dude, why would you even ask the person that is telling you about this opportunity if it's a scam?
If it was a scam, they would tell you no.
Yes.
Like it doesn't make sense.
Hello.
Like it doesn't make sense whatsoever.
I'm like, bro.
As soon as I see that, I'm like, guys, these are people that typically you got to just break it down at a fifth grade level.
Respectfully.
Yes.
Respectfully.
Okay.
Because common sense is in common.
Nope.
And that's just the way it is.
Yeah.
So let me break it down so you understand.
Exactly.
So I get what you're saying, man.
But, but, you know, one thing that I could resonate with you, dude, is that my coworkers,
when I first started with ATMs, which was my first vehicle, my first simple business,
my first side hustle.
Right.
Okay.
This is back in 2018, 2019, dude.
And I remember everybody was like, oh, scamming people, huh?
Automatic, automatic, passive aggressive, came from everybody.
Oh, scamming, huh?
Like, scamming what, dude?
Right.
They're like, that's weird.
Right.
Like, why don't you just do more overtime?
Right.
Right?
And I'm like.
You know why, though?
Yeah.
It's because, and I noticed this too, people actually miss your presence.
I don't know if you knew this, but like, I noticed that some people, some of my coworkers,
they don't want me going on business trips or things like that because some of them miss my presence.
Yeah.
You know, and I'm not trying to like puff up or anything.
No, but it's true, dude.
And let me chime into this.
Sure.
The reason why they miss your presence, because in law enforcement, it's about who you work with.
It's about who you have on your team.
Yeah.
It's who is going to be your car buddy.
Yep.
Got to be tight-knit.
That's it.
Tight-knit, dude.
Like if you guys ever watch that movie and a watch.
Oh, man.
That's as close as it gets.
Yeah, yeah.
You know, they laugh together, they cried together.
They go to family events.
We die together.
We die together.
That's it.
That voice for life.
But anyways, dude, yeah.
So it's about environment.
So leading into this, the reason why I'm asking you so much, environment, guys.
Okay, environment is everything.
Yes.
And I always tell this, it's like, dude, when I decided I was going to go full-time entrepreneur, I was burning the boats.
I was going to sell my house.
Wow.
I was going to go and move from everybody that I know to focus.
Wow.
And when I did that, I had the biggest growth ever in my life.
Right.
And then I decided to move again.
And guess what?
I grew again.
And then I decided to move again.
Right.
And I grew again.
Right.
So at the end of the day, does environment play a big factor?
Right.
What are your thoughts?
Absa stinking luteleutely.
When you have an environment that drags you down, it's a lot easier.
I use this analogy when I preach all the time.
If you're standing on this table right now,
is it going to be easier or harder for me to pull you to the ground?
Absolutely easier to pull you to the ground.
But if you're standing on the table and you're pulling somebody up,
is it typically easier or harder?
It's harder.
And so it's the path of least resistance.
When I see somebody or when my co-worker see somebody successful,
they're like, now come back to us.
They don't want you to be better than them, dude.
Commiserate with us, you know?
Misery loves somebody.
company.
Yes, they do.
And so, and it goes in your spiritual life as well, you got to lift people up.
So in the same context of what you're talking about with environment, right, you have those
negative ones.
Yes.
But you have also positive people.
And that's what you know K&OW.
The seasons.
Absolutely.
And so you know these people, you hang around these people.
And so, for example, I love my sergeant, Sarge Sullivan.
Got to give him a shout out.
Shout out, Sarge.
And my lieutenant, lieutenant.
Hall, but my team.
LT.
Yeah, LT.
And so they always support me, you know.
They're your mentors.
They approve me for this vacation, not vacation, but I use vacation hours to get here,
all into Miami from California, you know, to be here on the pond.
And I didn't hear the joke around, obviously, but I didn't hear like, you're never
going to make it.
I don't know why you're wasting your time on this, just work somewhere over.
I've never heard that from them.
Little, little do they know the, uh, uh, uh,
The sheriff might be on this show pretty soon.
Oh, yeah.
I'm just saying.
Can't wait.
Yeah.
Yeah.
And I love our sheriff.
He's a G, bro.
He is.
He is.
Yeah.
I think I'd made a comment on one of his posts because we had haters and I had like over
a thousand likes.
But, dude, I have the trolls come out.
Absolutely.
Giving it back to them.
Good.
It is what it is.
Yeah.
You know, I'm former, so they can't get me.
Yeah, exactly.
Use your platform.
Use my platform.
That's right.
But, no, I love that.
And here's a crazy.
part. So when you start talking about the table, I'm going to tell you something funny right now.
Emilio's mouth just like dropped. He was just like, what? We had, and you know Brad,
you know Brad Scott Johnson. Yes. He said the exact same thing yesterday. Oh, well. He's like,
all their seasons, man. Yeah. And you got to think about your environment, like you're on a table.
And there's always going to be people that are going to pull you down. And there's going to be people.
that want to pull you up, but guess what?
Right.
Dude, it's so easy to get pulled down.
Right.
Right.
And it's easy to look down.
Yeah, it is.
Naturally, you're walking, you're usually looking down.
That's a natural physiological movement.
Yeah, it is.
But how often do we look up?
How often?
Not that often.
Not that often.
That's sad.
Every time I would see a robbery suspect,
and not to make a joke out of this,
but every time I would go to a robbery victim,
I'd be like, hey, how did the robbery suspect look?
And they'd be like, I don't know.
I was looking down on my phone.
I was like, why do you look down on your phone?
I mean, I'm just saying, you do.
Come on, man.
But, brother, I love your story, dude.
I love your mindset.
I think you're representing your agency to the top tier, man.
Promote this guy.
Promote this guy.
Okay?
I approve.
All right.
With that being said, guys, talk to us about your credit card processing journey now.
How many counts do you have?
How was it in the very first 30 days?
and what was your thought process?
Yes.
So five accounts now, working on my sixth.
I'm getting on top of this guy because he is being lazy and not getting his voided bank,
what do you call it?
His paperwork.
Yeah, the voided check.
Voided check, yeah.
But I'm going to get him.
He's loyal to me, so he's going to go for it.
Go ahead.
That's good.
So, answer or explain this concept to the public because they know they can go to cashwip.
dot com and obviously go ahead and they can figure out what this is.
Sure.
But from your perspective, man, everybody articulates different.
So if someone wants to ask you, what do you do in credit card processing?
Yes.
What would you say?
So I would ask them, how much do you spend in your merchant services paying American Express,
MasterCard, all that?
How would you like to be able to use that money to leverage your business and grow?
And so what I do is we go through the only legal way that
transfer that fee onto the consumer called the cash discount program.
Boom.
Probably as short as that.
That's it.
Simple.
Simplicity scales.
Complexity fails.
I love it.
So essentially what Mark does, guys, is he helps business owners save a ton of money in
credit card processing fees.
And mind you, business owners, especially new ones, and there's literally millions of
them a year.
It's a big blue ocean right now.
They're rolling up in traditional processes, which means the banks and the large credit card
processing companies are truly.
charging them tens of thousands to hundreds of thousands of dollars a year.
So true.
So what you do is you're going in there as a credit cop and you're literally wiping the fees
for them.
You're saving them from poverty, dude.
Yes.
And on top of that, for helping them, you're getting paid residual income.
That's the best part.
It's a win-win.
It's badass, dude.
It's a no-brainer.
So you're at five accounts within six months.
You're about to make a six.
So that means an account a month, dude.
Let me ask you something.
What is the hardest part of what you do?
do with credit card processing?
The hardest part that I'm running into right now is lead acquisition.
Okay.
So, but watching you, having mentors, I mean, talking with Rob Sin, had lunch with him,
amazing guy.
It's a great guy.
Setting up a VA, a virtual assistant.
Yeah.
You know, where.
Exactly.
And so doing that to boost my lead acquisition is going to be the, like, tip-top thing
that I'm focused on currently.
you know, for a micro scale.
Yeah.
Yeah.
No, absolutely.
And then in the next, by basically December of this year, 2025, how many accounts are, is your goal?
So I want to get to 30.
30 accounts.
Okay.
30 accounts.
So these accounts, guys, Mark is talking about the accounts.
On average, you guys can make in residual income, 300 to about $1,000, okay?
There are outlier accounts where, guys, there's guys that are pulling in like $10,000 in a single
account, which is amazing.
But is it going to happen every single time?
Absolutely not.
Just being real, right?
But it could happen.
So if you're currently a business owner in Southern California or California or in the United States, hit on Mark.
We'll make sure to drop his socials and where you can actually contact him.
So Mark, all right.
So your focus on credit card processing, you're still an active Leo, law enforcement officer.
Yes.
What is your future plans?
Future plans is actually to level up with you, Paul.
Yeah.
to be to be mentored and learn about how to help people get to where I am.
Yeah.
You know, and granted, and specifically towards law enforcement.
Yeah. And then I do have a big heart for the Filipino business community.
Yeah.
So tell us the plan with the Filipino community, man.
Yeah, absolutely.
So the reason why I hired my VA out of the Philippines, one, it's affordable, but two is they can speak Tagalog.
I don't care if you speak the main language.
of the Philippines.
They speak the tongue, man.
Yeah, exactly.
And so that would help them gain more leverage and trust.
More authority.
And then you said credit card cop, so now there's even more trust, like, oh, he's in law
enforcement.
He goes, 100%.
You know, what he's doing.
So I don't want to lead them down in a legal way, right?
So we teach them about like fulfillment and all those different things.
Going into the future plans is to help these business owners grow and then maybe have a
mentorship, you know, and teach people.
Have an offer, have a program to help people do the exact same thing
what you're doing.
Exactly.
Oh, that's awesome, man.
I think it's very powerful, dude, because before we were talking, guys, if you guys
didn't know, Mark is exactly like me when I was in law enforcement.
He's working anywhere between 60 to 70 hours a week, okay?
Some people can't even fan them working more than 40 hours, okay?
So whenever I hear people, oh, I work too much, I have no time.
No, no, no, you got to stop watching Levite.
All right?
It's not that you don't have to.
is you choose not to have time.
We choose to do the hard things.
We choose to go ahead and find solutions for what we need in our life.
And we have to get rid of our old life or a new life, right, Mark?
Absolutely.
Yeah, dude.
You know, I heard this on a post.
I can't remember where I saw it.
Maybe it was yours.
And it's funny how people get so angry at like small things in life.
Like, I spilled my coffee or this person in front of me is driving slow.
I need to get to work because I'm late.
But they'll never get mad at the rut that they're in.
Exactly.
They won't get mad.
At themselves.
At themselves.
So I just came to my mind.
Dude, extreme ownership.
Absolutely.
What Jocco says.
Oh, yeah.
Extreme ownership.
And I'm pretty sure your dad taught you that.
It's like, yo, you own your decisions.
Yes.
That's what I told my wife.
You know, the day we got married, I was like, babe, we're never going to get divorced.
And she says, I agree.
We're never going to get divorced.
We will go through some shit.
Yeah.
But we will never get divorce.
Right.
And here's the thing.
I was like, babe, the only thing I want you to.
to promise me is you would never doubt yourself.
You would never doubt yourself.
You would never say maybe.
You would never say, I can't.
You would never say that.
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Life is very simple.
So true.
Yes or no?
Yes.
Are you going to do it?
Yes.
That's it.
Yeah.
That's it.
You should know yourself well enough
to know where you're capable of.
And guess what?
We're humans, dude.
We're going to be good at certain things.
Right.
I always see I'm a visionary guy.
Yeah.
Am I good at doing the five?
finances for the companies. Am I good at going ahead and doing the operations? Am I good at
micromanaging? Absolutely not. Right. I'm good at being a leader. I'm good at delegating.
I'm good being a visionary. That's what I do. And you learn those things along the way.
You do. You know, I wasn't a salesman at all. You had background in sales. Yes.
I'm not a salesman. I have, you know, I show up to people's house because they have problems
because they have to be there, right? I had no background. I learned to be a salesman. You have to
Right.
It's people skills.
Yes.
Because what you're doing in business, what you're doing in law enforcement is you're dealing
with emotions.
Right.
You're in the people's business.
That's what people don't understand.
I remember there was times, man, because I've gone through my time of going through
multiple protests, getting M1,000's throwing my lake, getting dumpster fires, like craziness,
guys, craziness back in 2014.
I called that.
I was going through FTO.
It was the second month.
Oh.
I was in a van and riot gear for an entire month.
It was crazy, bro.
I ate Costco pizza every day.
That was my diet as a cop.
Okay?
It was nuts.
But anyways, now I miss it.
I'm like, damn, I was going to get some pizza now.
But no, no, no.
It's all about perspective.
Yes.
I remember my academy mate, we're still an FTO, dude.
We're not even like full-fledged cops yet.
We're still tramees.
He goes and he says,
dude, they didn't tell us we're going to go through this shit.
Yeah.
And I'm like, bro.
you're getting paid a lot of money to basically do customer service.
Right.
That's all it is.
Don't take none of this shit personal.
That's so true.
And that's what you guys got to learn.
If you're currently an applicant right now, if you're currently a police officer,
you're like, dude, this freaking sucks.
You have an attitude.
Guess what?
You're already building that negative environment going into a call, talking to a civilian,
talking to your coworkers.
No one wants to hear your about,
freaking how horrible your life is.
No one wants to deal with a negative Nancy.
Nope.
Life is already hard.
That's why I say environment's everything, dude.
You know, you can love people from a floor.
Yeah.
You really can.
Absolutely.
But at the end of the day, dude, you have a beautiful mindset, bro.
You're going to go places.
And you already have a winning attitude, dude, because your father,
your mom, dude, your background.
So you just got to keep going.
You've got to lead, bro.
So here's a great question I want to ask you,
since you're a man of faith, brother.
Yes.
What does being called, okay, by God, mean to you, especially in business?
So for me, the gospel, that's the ultimate thing.
If there's anything that I can give somebody that's of the most massive and immense value,
is to believe that Jesus Christ died for their sins.
Yeah.
You know, my pastor just passed away.
He's 86 years old.
Sorry to hear that.
Thank you.
and honestly, he has made leaps and bounds.
He was sued by Gavin Newsom.
Our church was one of the only churches open during COVID.
Wow.
Grace Community Church.
Wow.
I love the people there.
If I break into tears right now, this is going to be the time it will happen.
And John MacArthur, I've only met him a handful of times.
He supports law enforcement.
In fact, do LAPD does training at the church.
And if there's anything that I would model my life after is,
his life in the sense that he was a herald of the truth.
And that's the reality.
Because at the end of the day,
sure,
God may bless us with a Ferrari,
a nice jacket,
and all these things,
but you're not going to take that with you.
Absolutely.
You know,
and so you have to think about the ultimate goal.
But you don't ignore the goals that are set before you to get there.
Yep.
And that's when the entrepreneurship kicks in.
When I work super hard for an age,
and this goes with anybody in any organization,
you're working for them.
So you're getting a wage, you know, you do above and beyond,
you may or may not get the bone thrown your way.
Yeah.
But if you work for yourself, if you work as an entrepreneur,
garbage in, garbage out.
What you put in is what you'll get out.
Absolutely.
And it just reminds me of the parable of the talents.
Jesus said that there was a master who gave his servants.
He said, I'm visiting this town.
I'm going to give you the first servant.
five talents and talents was just a measurement of weight and gold.
So five talents of gold and it was about 75 to 100 pounds of gold is one talent.
And so he goes over and he gives one servant five.
He gives the next servant two and he gives the last servant one.
And he says, I'll be right back.
He comes back.
The guy with five says, hey, master, I used five.
And in my Bible, I can even pull it up right now.
I want to read this actually to you.
He says this.
Immediately, the one who had received the five talents went and traded with them and gained five more talents.
That's 100% that he got back and he got an investment back.
In the same way, in the same manner, the one who had received two talents gained two more.
And then you read about the guy who was last.
And I'll just paraphrase it.
but the guy who gets last says,
well, I wanted to keep this one
because it's the only one.
And he's clinging to that one talent.
And he's like, well, at least I have it.
Jesus said, or the master tells him, he says,
you should have just put it in the banks.
It at least made me interest, you know.
And he cast him away.
He fired that servant, right?
So for us that are investors,
we're looking to see not how much we have,
but how much we can multiply that.
And now this master has 10 talents because 5 plus 5 and then 2.
So 14 total because he invested in the right people.
Yeah.
You know?
And to me, it's just like that's 2,000 years ago that this story was told.
And now we're on a podcast with electronics and cameras and all these things
and the same stories being told.
It is.
In a different format.
Yes, it is.
And that to me is just.
mind-blowing. It's amazing. It's amazing. It's amazing. Life is good. Yeah, yeah. I love my pastor,
Pastor John, you know, good guy, good guy. Oh, yeah. Oh, yeah. I could see it, man. He poured
into you for sure. Absolutely. So Mark, this is going to be your final question, brother.
Absolutely. You're ready for this? Yes. Yes, sir. Now, I think there's going to be an impactful
question. I'm going to ask you that a lot of people need to hear. You say you're an average guy.
Yes. I actually say this myself.
I'm like, I'm a simple average guy, guys.
I really am.
What message do you have for others who feel like they're too average to succeed?
Find your why.
Find your why.
Find your why.
And what does that mean?
Finding your why gets you off the tracks and gets you to where you want to go,
where you're needed to go.
Everybody's called, they've got, people are amazing.
they've got certain skills but when laziness when doubt and fear creeps in it pulls you away from
your why and you forget you know going to law enforcement being in law enforcement for almost a dozen
years now you're thinking i think to myself was i meant to just work my nine to five or 60 hours a week
or whatever it is that week and that's it or was i meant for more and i constantly hammer that in my head
It's almost like a mantra you say in the morning, what am I doing again?
Why am I alive again?
Why did God give me another breath of life?
I remember to share the gospel.
I remember to help people, to help families, to help small business owners grow and then
create an avenue to share the gospel to them.
Like that is insane.
And I was working and I was like, man, I won't be able to share a gospel to a guy who's
literally tweaking in front of me right now.
Tweaking, by the way, is just somebody who, I'm just kidding.
You guys know what tweaking is, you know.
And you're not, because they're under the influence.
They've commanded their bodies under the authority of the devil of drugs.
Yeah.
You know, and they lost all the faculties to be able to understand you.
They're trying to escape reality.
Right.
Yeah.
And I do want to help those people, but not while they're high.
How am I going to help them?
Right.
You know?
So the reality is, is we need restoration.
especially in America today, and I can see that it's happening ever so slightly.
There is that silent majority that's speaking in favor of law enforcement, in favor of the right
things, you know, and I hope that it happens, you know, and if you vote for Bianco, you know,
that's going to help change California, you know, and a lot of people are just so focused on
themselves, you know, but if your why is not just, oh, I hope so, I don't have to work again.
God created us to work.
Purpose.
The Garden of Eden was created for Adam and Eve to work in.
Yeah.
Not to just lavishly, like, enjoy the fruits and all.
No.
And just chill.
And just chill?
No.
He created us to work.
And so by finding your why in, and I get that there's not everybody here is a Christian or anything like that, but find your why.
If it's to, like, have a family and be such that dedicated father or mother or husband or wife, then that's your why.
So every single day you get out.
After it, when your eyelids creep up to the top of your head, you remember, why am I doing this?
Yeah, 100%.
And it's going to keep pushing you.
You know, I always say, and people always ask, why do you keep going?
And I was like, what do you mean?
And they're like, well, you really build one business.
You build another business.
You help a lot of people.
Now you're doing events, the podcast.
Like, you do a lot.
And I'm like, yeah, I do.
And they're like, for what?
And I was like, well, number one, I do it for a fulfillment.
You know, when I got into police work, man, it was, I enjoyed it.
I enjoyed thinking.
I enjoyed thinking outside the box.
I enjoyed investigations.
I enjoyed helping people.
But realistically, what made the biggest impact for me was the difference, the little
bit of difference that I did.
I wasn't able to change the entire city.
But I was able to change people's lives and perception.
of the police. Right. Because I would always get told, you know, in the very beginning, they're like,
dude, you're a very nice guy, but I hate that uniform you wear. I would ask why, why? Because I just
had bad interactions with other cops. And I'm like, well, that's why I'm here to change that
perception, man. So now, now that I'm a business owner, now that, you know, I leverage digital
marketing and social media, I'm going to use my platform to fast. That's so awesome. And that's what it is,
dude, you know, like DMing the sheriff.
Yeah.
We're back and forth, dude.
And going ahead and back in the blue, dude, like, I don't mind, dude, because there's a lot of people out there that support law enforcement.
Yes.
But they're not the crazies.
They're not the crazies over there talking shit, you know, on social media or in public.
No, those are usually people, the bad people that want chaos.
Yeah.
You know?
And you need the police, right?
you need the police to have order, dude.
Absolutely.
Romans chapter 13.
Shout out to Romans.
That's it, bro.
Shout out to Romans.
So with that being said, brother, where can my audience find you, brother?
I love it.
So just for the viewers out there, Pinoidot Payments is going to be the handle.
We're specifically targeting Filipino business owners, but obviously we're open to branching out.
But that's just a mission of helping those people that just are trying to make it in life.
you know, and I have that special connection with them.
And then also with law enforcement too.
So you can just follow us at Pinoidot Payments.
And, yeah, we'll be expanding, expanding.
I have this brainiac sitting next to me who's just pouring into me.
And I hope nothing's spilling out, you know.
But I'm just so thankful, you know, that you've allowed me to sit here.
Oh, dude.
You're going to grow.
And realistically, it's all up to you.
Yeah.
It's really you versus you.
You have the resources.
You now have the correct environment to launch whatever you want.
I love that.
So at the end of the day, guys, make sure to follow Mark what he said.
I'm pretty sure we're going to go ahead and drop a link down below.
So if you guys know somebody that needs to hear this, whether they want to join law enforcement,
whether they come from a military background, whether they want to go ahead and start
a beginner-friendly business like credit card processing, this is the episode that you want
them to tune into, guys.
Leave a five-star review on Spotify.
Guys, we are ranked number one on Apple Podcasts, business podcasts.
Actually, fun fact, we're number 19 top podcasts into the Philippines.
Oh, no way.
Which is crazy, right?
It's crazy stat, dude.
Well, I follow you every day and I saw you were number eight at one point in top charts.
Yeah, bro.
Yeah, we're trying to stay consistently there like we do in business, right?
But we're against some really good podcasts.
Of course.
Some really good shows that, hey, they got skin in the game.
Yeah, absolutely.
You got skin in the game, too.
We're just started.
You know, Emilio's hair is not long enough yet.
So, so we're just getting there, okay?
Yeah.
So with that you're saying, guys, Emilio's my engineer for the podcast.
With that being said, this is Paul Alex, guys.
We will catch you on the next one.
Thanks for listening up to the Love Allop podcast.
If you enjoyed today's episode, make sure to share with a family, friend, and everyone
you know who's ready to level up.
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