The Rachel Cruze Show - 11 Items Frugal People Aren’t Buying Anymore

Starting point is 00:00:05 I came across an article recently that listed a bunch of things that frugal people are cutting out of their budget, and you guys, it was making me juggle. This was so funny. And listen, inflation is real and money is tight, and so people are feeling these pain points. But again, sometimes we kind of just need a good laugh when it's just hard out there, right? So today I'm sharing some of these funny items and the comments from the list. And at the end, I'll share practical ways to get back on track with your money. Make sure to subscribe and share this episode with a friend.

Starting point is 00:00:37 All right, let's get started. All right, here are some of the funniest submissions from Reddit users that are out there. And just for fun, drop some of the things that you've boycotted in your budget because, I mean, it's just great. So comment down below. All right, first step is streaming services. And this Reddit user said, a handful of streaming services can easily cost $100 a month these days. I'll just start illegally downloading TV shows from the internet like we did with music in 2003.

Starting point is 00:01:06 Gosh. It is true, though. It's expensive. All right. Next is concerts. And this user said, I purchased Gwen Stefani tickets in 2016 at a venue in California

Starting point is 00:01:17 for $36. Man, those were the days, y'all. So boyconing the concerts. They're out of here. Next is buying a house. Okay, so sad. So this Reddit user said,

Starting point is 00:01:27 I saved $14,000 over six years for a down payment, and I was rejected for a mortgage because there were no houses below $375,000 in my area, and I wouldn't be able to handle the taxes. It's so sad. Okay, listen, the down payment, all of this, yeah, don't boycott housing. We want that to be a goal, but it is so expensive out there.

Starting point is 00:01:50 So if you have at least 5% for a down payment, that's like a great first move for you to work towards when it comes to housing, but so tough. Okay, this one hurt. Grapes. We're at $6 per pound for grapes, and I freaking love grapes. person said, oh, it is, yeah, it's tough. They are so expensive. So get them out of here. All right, before we laugh further us to this list, I did want to tell you about one of our sponsors, delete me. So one third of the U.S. population's background is now public. So for 115 million

Starting point is 00:02:22 of us, our data is out there, you guys. And this is stuff like our home addresses, our phone numbers, our names. And this is why I love Delete Me, because they go into data broker websites and actually remove your data because these data broker websites will sell your data or trade your data for them to make money. And we don't want that. So get your info out of those websites and that's what Delete Me does. They go in and remove your information, which we love. So individual Delete Me plans start as low as $9 a month. Sign up today at join deleteme.com slash Rachel for 20% off. I'll put a link in the description. All right. Next on the list is pickles. Oh, this person. says, can someone tell me why vinegar, water, and cucumbers are costing us 10 to 15 bucks now?

Starting point is 00:03:09 For that price, it better make me more attractive and cure my depression. So sad. That's so true. Pickles so expensive. My kids freaking love pickles, too. Yeah, that's a lot. The newspaper, all right, I kind of boycotted these years ago, but this person says, since when does it cost $9 for the daily newspaper?

Starting point is 00:03:29 Younger generations don't read because we can't afford it. So funny. Next is greeting cards. It's darn near theft and I've had enough that ready user says. Can I tell you I never buy cards? Like they're like three to four to five dollars for someone to like read something and then they're probably going to throw it away. So yeah, I, I'm an ex-card person. Don't like them. Don't need them. Get them out of here. Next is Cheetos. I recently saw many Cheetos on sale for two for $10. So expensive. Next is pizza. This person says, I make my own at home now, and I'm not even Italian. It is tough when you got to cut out pizza. This is a tough world we live in. All right, next is movies, and this user says, you're telling me we're charged a ticket

Starting point is 00:04:19 fee now. I'm buying a ticket. That is the fee. Okay, I give up. I know. But listen, wicked, y'all. So worth it. There are some good movies out there.

Starting point is 00:04:30 There are. Okay. Some of these, like, responses. you guys, it just makes me laugh because it's how we all feel, right? Like there's a level to all of this. We're like, what is this madness that we're living in? But in all seriousness, if you are feeling really powerless in this area and you long for the day where you can afford pickles again, here are three ways that you can start making progress. Number one, download the every dollar budgeting app. You can do a budget for free. But when you do a budget, you are being proactive with

Starting point is 00:04:58 your money, which is going to help you make some decisions, maybe still cutting expenses, but it's going to help you plan. Number two is to plan and track your spending. So when you do a budget, planning and understanding where your money is actually going is a key to sticking to the budget. And number three is do a spending freeze on just one budget category for a month. So what I do find is that we kind of get in this rhythm of how we spend their money and we don't really change how we spend it. It's like, well, that's just what we do. I just, this is what I buy every month. Netflix, you know, charges me and that's just what I do. So maybe for a month, take a category. This could be out, streaming services, subscriptions, clothes shopping, gym membership, and just pause, right?

Starting point is 00:05:39 Just cut everything out and see if you survive. And then the next month, look back and be like, oh, yeah, I didn't even miss that. Or I did, and I want that to be part of my budget, right? But it's a good way to actually go through your categories and see, hey, where can I find margin and what am I spending money on just because it's how I've always done it. Now, if you want more budget cutbacks, make sure to check out my episode, how to handle the rising cost of groceries. You can click here or if you're listening on podcasts, I'll put a link in the description. Stuff out there, you guys, hang in there. And remember to take control of your

Starting point is 00:06:12 money and create a life you love.

The Rachel Cruze Show - 11 Items Frugal People Aren’t Buying Anymore

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